Boost Milk Production By Up To 15 Pounds Per Cow Per Day. New Dairy Pro RC works with hay, haylage, corn silage ••• or any combination. Patent approved Dairy Pro RC is a complete dairy feed that scientifically regulates protein and carbohydrate sources to enable your cows to use the feed more efficiently. Dairy Pro RC helps provide a more steady flow of protein and energy in the optimal amount, precise type and correct balance for a more profitable ration of milk to feed., In tests at Cooperative Research Farms in Tully, New York (where Dairy Pro RC was developed), Dairy Pro RC increased milk production by up to 15 pounds per cow per day, compared to conventional ration ... and up to 6 pounds per cow per day, compared to a ration balanced only for protein solubility). Best of all, Dairy Pro RC achieves this increase in milk production without increasing daily feed intake. See your participating Countrymark Member Associa. tion today to learn more about this innovative new dairy feed. • .patent approved .U.S. Patent Number 4.118.513 IProduction experlements management Increases attributable to Dairy Pro RC are based on controUed and are not directly projectable due to differences In practices, genetic potential, a/)iJilable forages, etc. Count~ INCORPORATED FO.8607.3 35 E. Chestnut Street • Columbus, Ohio 43216 VOL. 64 NO.1 January 1987 PuralLivint .1~ MICHIGAN FARM NEWS 9. A Publication of the Michigan Farm Bureau Be ready to cure those About the Cover mid-winter blues Winter settles in blanketing farms and fields with fresh snowfall. with the MACMA In This Issue For Those Who Cari Dream For 22 years, Elton R. MID-WINTER Smith served as president of the Michigan Farm Bureau. His 8 philosophy and le.adership style gave others the chance to join him in a dream of a better future for agriculture. SALE Delegate .Reporter The activity filled schedule. of events during the 1986 annual meeting of Michigan Farm O.RDER DEADLINE: 11 Bureau and affiliated companies is summarized in this special section. February 11, 1987 A Vision for the Future of Agriculture Michigan State University has announced the Elton R. Smith Endowed DELIVERY: March 9-13 19 Chair for Food and Agricultural Policy within the College of Agriculture and Natural Resources. Columns -Fresh Florida Citrus Legislative Review 5 Agrinomic Update .23 - Juice Concentrates President's Message 7 Grassroots Perspective .. .27 -Fresh-Frozen Fruits and Country Almanac ... 18 Farm Bureau Market Place .30 Rural Exchange .22 Advertisers' Index . .30 Vegetables Rural Living is Published Monthly: on the first day. by the Michigan Farm Bureau Infor- Watch for your order blank mation and Public Relations Division. except during July and August when a combined issue is published on July 15. Publication and editorial offices at 7373 West Saginaw Highway. Lansing. Mich. 48917. Post Office In the next issue of your Box 30960 (zip 48909); phone 517-323.7000. extension 510. Subscriptions: $1.50 per year to members. included in annual dues. $3.00 per year non-members In Rural Living Michigan. $5.00 per year non-members out of state. Publication No. 345040. Established Jan. 13. 1923 as Michigan Farm News. name changed to Michigan Farm News Rural Living Dec. 1. 1981. Third.c1ass postage paid at Lansing. Michigan. and at additional mailing offices. 1.,1 l'll miCHIGan'S FaRm BeST Editorial: Ditchie. Officers: Secretary. Directors: Connie Turbin. Editor and Business Manager; Donna Wilber. Contributing Associate Editor; Cathy J. Kirvan. Associate Editor and Production Michigan Farm Bureau President. Marlette; Administrative William S. Wilkinson. District 1. Marlin Outman. Constantine; James Sayre. Belleville; District 4. Charleen Thompson. Manager. Jack Laurie. Cass City; Vice President. Director. Robert Braden; Treasurer and Chief Financial Officer. District 2. Blaine VanSickle. Editor; Tom Parker; Marcia Wayne Wood. Marshall; District 3. Freeport; District 5. Mark Smuts. Charlotte; Jack Laurie. Cass City; District 7. Larry Snider. Hart; District 8. Lyle LeCronier. District 6. Freeland; District 9. Robert Gregory. Traverse City; District 10. Margaret Kartes. West Branch; District 11. Robert Wahmhoff. Baraga. At. large: David Conklin. Corunna; Wayne Wood. Marlette; Richard Leach. Saginaw. Farm Bureau Women; Diane Horning. Manchester. Young Farmers: Ed Cagney. Scotts. MACMA - First in Quality JANUARY 1987. RURAL LIVING 3 BUY YOUR NEXT CAR AT 1% OVER FACTORY INVOICE Sav-On Cars is furnishing Farm Bureau members important car-cost information which will save you substantial time and money when shopping for your next car. * .Due to demand,.some models may not be available for prompt delivery. Save On Cars With Your Farm Bureau HERE'S HOW: • Select as many cars or trucks as you are seriously considering. Fill in the appropriate information on the coupon below. • Within one business day of receiving your request we will return to you a computer printout personal ized for the specific model(s) you have selected. This Car-Option Printout will show you the wholesale and retail cost for the base model and for each and every option available on that particular model. • You pick the options YOU want, at home, without being pressured. Then, at the bottom of your Car- Option Printout you will find a simple form to fill out which will help you calculate the final dealer in- voice cost, including any mandatory charges. • Use this price to negotiate your best deal with your local dealer, OR, if we list a participating factory- authorized dealer in your general area, you can buy the car from him at an average of just 1 % over dealer invoice. -------------------------------------------------- Please send me a price and options printout for each model listed below. PRICES: $9 for 1 car, $17 for 2 cars, $24 for 3 cars. IMPORTANT Model Year Make Model Style Name EXAMPLE 1987 BUICK LESABRE 4-DOOR Address LIMITED SEDAN City State ___ Zip Farm Bureau Membership # _ Here is my: OCheck OMastercard or Visa Card# _ Expiration Date _ Mail with payment to: Sav-On Cars 30301 Northwestern Hwy. Farmington Hills. Michigan 48018 -------------------------------------------------- Legislative Revie", USDA Grants Changes in PIK Assistance Regulations Farm Groups Seek Changes - for its decision to make farmers pay could call the system to verify the • Recently elected MFB President to have damages assessed by offi- authenticity of a Social Security Jack Laurie participated in a Wash- cials. Traxler said Richard Goldberg, number. Computer response would ington, D. C., "fly in" on Dec. 4 to USDA undersecretary, notified him be immediate with a follow up deliver comments on proposed of the decision by letter and said that mailed verification. There would be a USDA regulations to implement the farmers who had paid for damage charge for the service. PIK disaster assistance. assessments would receive refunds. Other features of the proposal would include a mandate to require Washington • Tax Talk - Speaker-elect, House Democrat Jim Wright of the SSA to make available upon re- quest "tamper proof" Social Security Texas, said recently that Congress cards. Penalties and fines for using or The group also included Bob will have to make some tough deci- possessing a falsified card, providing Young, executive director of the sions regarding the budget deficit, in- false information to obtain a card and Great Lakes Sugar Beet Growers cluding a possible tax increase. for counterfeiting a card would be in- Association; Charles Mulholland, Wright clarified his remarks by saying creased. 0 chairperson of the Michigan Potato that tax cuts scheduled under the Industry Commission; Bob Vanden- new tax law could be delayed be- berg, representing the Michigan yond 1988 when the maximum tax rate on individuals is supposed to fall vegetable industry; and Jim Byrum, executive secretary of the Michigan to 28%. Lansing' Bean Commission. U.S. Sen. Don The FY 1988 budget has entered Riegle, Rep. Guy VanderJagt and the final stages of preparation and Rep. Bill Schuette joined the group clearance and will be made public in As usual, the Michigan Legislature for meetings with USDA officials. an abbreviated document on Jan. 5. had a flurry of last minute activities The group expressed their con- The fully detailed budget will not be prior to adjournment. During a spe- cerns about PIK disaster assistance released until Feb. 3, after the presi- cial session, several significant bills of regulations and asked for changes to: dent's State of the Union message. importance to agriculture were ap- - Allow farmers to qualify for the The budget reportedly contains proved. assistance based on losses in a specific $1.1 trillion in spending and $50 crop rather than the proposed "whole billion in proposed spending cuts and Farm Loan Program - Follow- farm crop loss" provision. "increased receipts." The cuts and • ing the recommendation of - Recognize crop quality as a basis receipts are necessary to meet the Governor Blanchard, the House and for determining loss instead of just Gramm-Rudman 1988 deficit target Senate considered and amended the volume loss. of $108 billion. disaster loan program. The program On Dec. 19, the USDA announced Cuts in the Extension Service and is capped at $200 million, with zero changes in PIK assistance rules to al- USDA user fees may be expected in interest to farmers. The money will low eligibility on a per crop basis. the proposed budget. The Office of be made available to local institu- Changes to recognize quality loss in Management and Budget will un- tions, including banks and PCAs, to determining eligibility are allowed doubtedly target the farm program assist farmers who have suffered for non-program crops only. Ap- for changes to achieve savings. weather related losses in 1986. plications for the PIK assistance will The loan criteria con'tains the be available in county ASCS offices Social Security Check - Sen. following points: Jan. 12-30. • Phil Gramm has announced he -Funds are available to a person will introduce a bill in the first days of engaged in and intending to remain No Charge - The USDA has the 100th Congress which will affect engaged in ag production as an • decided not to charge farmers the operation of the newly-enacted owner / operator of a farm. for the service of evaluating crop Immigration and Nationality Act. -To qualify, the farmer must have losses incurred in a disaster, Mich- The bill would provide for a veri- suffered a 25 % loss in a major enter- igan 8th District Congressman Bob fication system in the Social Security (continued on next page) Traxler reported recently. The de- Administration accessible to employ- partment had been called "callous" ers by telephone lines. Employers JANUARY 1987. RURAL LIVING 5 including the Right-to-Farm Act. It is Legisiaiive Review cluding documents, and the yellow mailing notice be attached to the tax expected that these recommenda- (continued from previous page) return. Delays in payment of credit tions will be presented at the Jan. 15 prise, or a 50% production loss in may be experienced this year, and meeting of the task force. anyone crop which has been certi- farmers should also notify the tax fied by ASCS. preparer that additional precautions . Ag Labor Camp Licensing Rules -The farmer must have applied for should be taken. • - FB is represented on the federal assistance under the new Agricultural Labor Camp Licensing $400 million federal grant program . Rules Review Committee which was Tax Exemption for prain Tile -A farmer is limited to a $200,000 appointed qy the qirector of the • and Portable. Grain Bins -. loan, or the value of the crop, which- Michigan Department of Health. The S.B. 738 (Sen. Nick Smith, R-Addi- ever is le.ss. The loan size also will be committee held meetings in Novem- son) passed .both the House and reduced by any PIK grants or crop ber and December with recommen- Senate and was presented. to the insurance payments .. dations to be submitted to the Agri- governor. It provides a sales tax ex- - Loans may. be made for any pur- cultural Labor Camp Advisory Board emption on tile and portable grain pose that the lender feels appropri- in early 1987. This is the first review bins. The somewhat. controversial ate, including the refinancing of out- of the department's rules in several issue was finally passed after con- standing loans to an individual. years. siderable discussion by both bodies . . -No repayment of principle shall FB worked with the sponsor and be required until the fourth year after . Unemployment Insurance - supported the proposal. • the loan is made. Employers' responsibilities for -The loans will be made at 0% in- .. unemployment insurance for season- terest. Air Pollution Control Commis- al workers were addressed and de- Following passage. of the loan pro- • sion - The Air Pollution Con- fined in the just completed 83rd gram, there was considerable discus- trol Commission and Water Re- Legislature. It is anticipated that a sion on the problem of lending agen- sources Commission continue to new definition of an individual work- cies ne~ding at least minimal return wrestle with the issue of agricultural ing in "seasonal employment" will to cover the cost of processing the odors and water discharges. reduce the numbers eligible for un- loans. Final negotiations resulted .in At its December meeting, the Air employment compensation in legis- the state of Michigan developing a Cc;>mmission ruled that the farm in. lation scheduled to be re-introduced mechanism to cover the .costs of the question is required to obtain an air early in 1987. lenders' processing fee. FB was in- permit, and that the lagoon must be strumental in clarifying that these covered .and the manure inj~cted to College Tuition Program.- loans would be at no interest and no reduce odors. The commission's rec- • Michigan has become the first cost to the farmer. ommendation will go to the Water .. state in the nation to provide a guar- The law provides that a lender Resources Commission for its consi- anteed tuition plan for future college begin collecting principle payments in deration of a permit for the farm in students. First proposed by Governor the fourth year, and that the loan be question .. ' Blanchard, H. B. 5505 was modified paid by the tenth year. There is, FB .has expressed opposition to the by the House and Senate, then however, some flexibility between the Ai~ Commission regarding its ruling, passed into .Iaw. lender and tne borrower. and explained that agriculture odors The program works like this: an in- It appears that any delay in the are a normal and routine part of itial payment of about $3,500 to program will result from the need to food production. $5,000. at the birth of a child will have crop loss certified by ASCS, F~ continues to work with the reg- guarantee payment of tuition and which already has a tremendous ulatory agencies, the fanner involved fees at state colleges and universities. workload. and the various commodity organiza- Students attending private schools in tions to resolve this issue of critical or out of state would receive importance to agriculture. As urban amounts equal to the average tuition Proof of Tax Payments - P .A. residents continue to Il)ove to and at state school~. • . 160 was signed by Governor occupy rural areas, they subsequent- The governor will appoint a nine Blanchard'in July. It requires that in- ly find agricultural odors objection- member board to develop the total dividuals claiming credit under P .A. able, thus placing agriculture in a program. Applications will be ac- 116 show proof of payment of the very difficult situation. FB has ini- cepted after a ruling by the IRS to property tax in the current or pre- tiat~d legal action to resolve this dis- determine whether earnings on the vious year. It is extremely important pute. investment will be tax exempt. 0 that farmers carefully prepare the tax In addition, .FB continues to work return for the P.A. 116 credit, utiliz- with tbe Michigan Department of Ag- ing the Michigan form CR-5. riculture and numerous individuals Lansing legislative topics were In ~ddition, because of substantial who are assisting with the MDA's reviewed by Ronald E. Nelson, MFB reorganization within the Department Manure Handling Task Force in de- legislative counsel. of Treasury, it is imperative that all veloping recommendations for clarifi- information required be provided, in- cation or modification to existing law, 6 RURAL LIVING. JANUARY 1987 President's Message Commitment to the Future As a farmer and as a volunteer leader in Farm Bureau, I can think of no greater honor than to be selected as the president of the Michigan Farm Bureau. While I am honored, I am challenged, too. The vote by the members of the board of directors and nomination by voting delegates of the 67th annual meeting expressed their confidence in my ability. I accept the challenge to measure up to their high expectations. Newly elected MFB President Jack Laurie As president, I am appreciative for the tradition of quality and answered questions for news people in Grand Rapids, Dec. 12, following his elec- leadership that has established the Michigan Farm Bureau as aggressive, tion to the organization's top post. innovative and forward thinking. Farm Bureau people and a sound organizational structure are the basics of our organization as they have been for 67 years. These are the strengths that have earned respect and influence for Farm Bureau. We hold this respect through making constructive contributions to our industry and to the communities in which we live and farm. Our opinions are valued. At the Governor's Conference on the Future of Michigan Agriculture, which will be held in Lansing next month, Farm Bureau members will be asked for their support and input. The theme of the conference is "Opportunities, Alternatives and In- novations." It is appropriate that these words direct our attention, not to our problems, but to solutions. We must be willing to focus our resources and vision on the oppor- tunities which lie ahead: new and better markets for our products, greater efficiency through agricultural research and technology, and an even more effective Farm Bureau organization. We must be willing to consider innovative ways of managing our own farming operations and creative methods of utilizing the resources of our Farm Bureau organiza- tion to meet the needs of farmers and our industry. Our expectations and our commitment to the future of agriculture and Michigan Farm Bureau must be high. No one person, nor commit- tee, nor even a single county Farm Bureau board of directors, repre- sents the full potential of our organization. Each of us must be willing to accept the responsibility of joining in to achieve our goals. Together we can take the challenges of today and make them the opportunities of tomorrow. Jcull f~ Jack Laurie, President Michigan Farm Bureau JANUARY 1987, RURAL LIVING 7 • .. • III • III ...w - w A Tribute to Elton R. Smith W e build the image of the 1956 - a leadership trust that he ference on Agriculture during two organization based on the has retained for 30 years. Members administrations. His most recent ap- kind of leadership we can of the MFB board elected him as vice pointment was to Governor Blan- attract, says Elton Smith. "This is president in 1961 and president in chard's Task Force on the Revitaliza- one of the top priorities of the 1964. tion of Agriculture through Research organization. Farm Bureau has the In 1966, Elton began his service and Education. responsibility to seek out, find and on the American Farm Bureau Fed- Elton has provided both leadership nurture capable leadership for eration Board of Directors. He was a and support for farmer cooperatives agriculture." This commitment to ex- member of AFBF's Executive Com- throughout his career. For many cellence and faith in the abilities of mittee from 1976 to 1986, and years he served as president of his farmer members to guide their served four years as AFBF vice presi- own local cooperative and he organization are the trademarks of dent, beginning in 1982. As AFBF brought the same leadership commit- Elton's leadership approach. vice president, Elton chaired the ment to his tenure as president of the That strong belief has had a pro- AFBF Policy Development Commit- Farm Bureau family of affiliated com- found influence on the lives of many tee and served as chairperson of the panies. The philosophy he used to Michigan farmers. His own philoso- national Farm Credit Task Force. He build and maintain a strong Michigan phy of "whatever you do, give it traveled to numerous state Farm Bu- Farm Bureau had two main goals. your best" has been an example for reaus to discuss policy and major ag- First, to organize and strengthen the countless Farm Bureau members ricultural issues and frequently county Farm Bureaus and, second, who have taken advantage of the testified at congressional hearings in to surface and develop leadership for "leadership development" oppor- support of Farm Bureau policy . .the organization through the Young tunities offered by the organization. His knowledge of agricultural Farmer program. Elton's sincere interest in those issues and counsel to national leaders This leadership approach has who accept the leadership challenge frequently placed Elton in positions earned Michigan Farm Bureau re- in Farm Bureau has motivated and of national and international respon- peated recognition on the national inspired those serving at the county, sibility. Following the 1980 election level. In January 1986, MFB earned state and national Farm Bureau that brought Ronald Reagan to of- 13 gold stars for outstanding pro- levels. Despite the demands on his fice, Elton served on the new admin- grams and activities on the county time and commitments to both na- istration's Agricultural Task Force for level. This achievement is unparal- tional and international affairs, Elton transition in the USDA. Other ap- leled in the history of the star award continued to be fully involved with pointments have included: the Na- program. the Michigan farmers he represented, tional Council of Farmer Coopera- attending Young Farmer leadership tives, National Agricultural Research A Bridge to Wodd development conferences, visiting the Advisory Committee, and the Fed- Understanding Through Trade farms of every county president, par- eral Farm Credit Board. He currently Elton's firm belief in farmer devel- ticipating in Community Action serves on the National Dairy Promo- oped policy and commitment to the Group activities and more. He has tion and Research Board. open market philosophy have made always been willing to share his views On the state level, he has contribu- him an untiring advocate for sound on leadership responsibilities and of- ted his leadership talents to the agricultural policy here and abroad. fer encouragement. Michigan 4-H Foundation, Agricul- He believes that if there is to be Based on his own leadership path tural Stabilization and Conservation world peace, all nations must strive in Farm Bureau, Elton understands Committee, Michigan Blueprint for that for an organization to truly be Rural Progress and as a committee successful, it needs the best potential member for the Governor's Con- leadership it can find. That belief fueled his steadfast support for policy, programs and activities to strengthen the county Farm Bureau "Elton's value of believing in himself, the people around structure. him, and the people he surrounds himself with has caused Elton began his own Farm Bureau both the organization and himself to grow and flourish. With leadership growth as an officer in a neighborhood Community Group in dedication and desire, he has shared his convictions with 1943. Members in the west Michigan everyone he met." counties of District 4 chose him as Tom Guthrie, President, Barry County Farm Bureau their representative on the Michigan Farm Bureau Board of Directors in JANUARY 1987. RURAL LIVING 9 Registered Holstein herd that is recognized as one of the finest in America. Elton has received a number of awards for contributions to his indus- try including the title of "Dairyman of the Year" and the "Distinguished Service to Agriculture" award from Michigan State University, and the ."Distinguished Service" award from the Michigan State Horticultural Society. He has been presented with the "Honorary Alumni" award for outstanding contributions to Michigan State University and the community, the Michigan Association of Soil Conservation Districts' "Distinguished Service" award and received the Future Farmers of America "Honor- ary American Farmer" degree. In 1986, Elton and his wife, Lynde, were inducted into the Michigan Farmers' Hall of Fame. HWhether it be in crop yields or milk production per cow, Elton has often expressed that farmers have the responsibility to be Elton is always watching for new ideas and trends that we good stewards of the natural re- could use on our farm in Caledonia." . sources with which they have been Jerry Good, Partner, Med-O-Bloom Farms entrusted. The Kent County Soil Conservation District recognized him in 1972 for this stewardship with an award for "Outstanding Efforts in Soil to achieve and appreciate our inter- a member of a similar international and Water Conservation." national community through world trip to the Pacific Rim. The goal for For more than half a century, understanding, people-to-people these missions was improved trade Elton has strived to improve the communication and world trade. relations and greater opportunities for farming industry for all farmers. He His opportunities to promote these U .S. markets abroad. has been involved and held leader- goals have been plentiful. Elton has As a member of the AFBF board ship positions in his local farm supply been appointed by two U.S. presi- and second in command of the na- and dairy cooperatives, county and dents to serve on technical advisory tional organization, Elton was re- community Farm Bureaus, Dairy committees for the General Agree- spected as a forward thinking, knowl- Herd Improvement Association and ment on Tariff and Trade (GATT) edgeable leader for U. S. agriculture. Soil Conservation District. negotiations in Geneva. This respon- This knowledge and respect made In addition to his leadership of sibility provided him direct input into him a frequent visitor to the halls of Michigan Farm Bureau and the the negotiations. Congress and the oval office. American Farm Bureau Federation, He was also a member of a team Here in Michigan, Elton has been he has provided guidance to other which visited the Soviet Union to an outspoken advocate in support of statewide organizations by serving as meet with government officials and the programs at Michigan State Uni- president of the Michigan Livestock discuss trade expansion possibilities. versity. He strongly believes in the Council, president of the Michigan In 1978, during a second visit to that land grant philosophy and the need Purebred Dairy Cattle Association country, he headed a five person for research and extension programs. and president of the state Guernsey delegation that met with farmers and Breeders Association. He has also leaders of state collective farms. A Farmer First and Last been an active member of the Mich- To aid in the development of trade With all the duties and responsibil- igan Agriculture Conference for near- with Israel, he participated in a 15 ities of a national farm leader, Elton ly two decades. day visit to that country as a member Smith is first and foremost a farmer. Elton Smith has been a successful of an agricultural exchange team. Beginning with 120 acres, Med-O- agricultural leader, but he was a suc- In 1982, Elton was among the Bloom farm near Caledonia has cessful farmer first. Elton and Lynde Farm Bureau leaders who partici- grown to 800 acres today. Elton and will enjoy many more years of hap- pated In farmer trade missions to his partner since 1969, Jerry Good, piness and prosperity at Med-O- Japan and the European Economic have developed a Red and White Bloom Farms. 0 Community. Again In 1985, he was 10 RURAL LIVING, JANUARY 1987 Tuesday, Dec. 9 Delegate Reporter Smith Points to Strengths and Challenges for FPC W e Sho~ 9ur Appreciation MFB's Top Agricultural Com- In his final address to delegates at and others in the Farm Bureau fami- municators of the Year were hon- the 38th annual meeting of Farmers ly of affiliates. ored at a reception hosted by MFB Petroleum Cooperative on Tuesday, Smith also announced that a joint President Smith and county FB Infor- Dec. 9, Elton R. Smith encouraged proposal has been made by FPC and mation Committee members. members to be aware of trends that Countrymark, Inc., "for consolidation Award winning communicators in pose challenges to agriculture and of their respective petroleum op'era- 1986 were Robert Driscoll, Michigan the cooperative way of doing busi- tions. He emphasized that similar ar- Farm Radio Network, nominated by ness: poor economic conditions in rangements have recently" been ap- Sanilac County, and Mike Van the agricultural sector, the trend proved by two other large regional Buren, Kalamazoo Gazette, nomi- toward larg'er farms, and the failure co-ops. Such agreements are mutual- nated by Kalamazoo and Van Buren of local co-ops to patronize regional ly advantageous and avoid the disad- counties. Runners-up were Phil- co-ops. vantages of merger'. Cloud, WION-Ionia, nominated by To combat these negative trends, Voting members re-elected Bill Ionia County, and Bob Grnak, Smith said FPC must capitalize on Brewer of Clare County, and elected Owosso Argus-Press, nominated by organizational "strengths, i.e., mem- Victor Weiss of Saginaw County. Shiawassee County. ber ownership, 'patronage distribu- They will serve two year terms on This is the 12th year that MFB and tion, FPC's affiliate relationship with the FPC board of directors. Elected county FBs have conducted the Ag Michigan Farm Bureau, and exper- to represent MFB on the board were Communicator recognition program tise in serving the needs of Michi- Lyle LeCronier of Bay County, Mark for news people who have done an gan's farmers. He said the co-op's Smuts of Eaton County and Wayne outstanding job of covering agricul- most important strength is people - Wood of Sanilac County. ture and . Farm Bureau. . members, employees, co-op directors 1987 Membership Campaign MACMA Marks 25t4 Anniversary With Tribute Ceremoni~s Takes Off in High Style! Tuesday evening was a night of MFB's cooperative marketing Reports from MACMA President celebration for those attending the association, MACMA, celebrated its Elton Smith and General Manager 1987 Membership Kick-Off Banquet. silver anniversary with a little extra Noel Stuckman emphasized the suc- The all time high membership climb sparkle. Emcee Ken Bull presented cess of the co-op since its establish- to 99,383 families in 1986 was rec- three outstanding leaders in the orga- ment in 1961, and reported a suc- ognized as both an achievement and nization's 25 year history - Elton R. cessful financial and membership a challenge to reach 100,000 in Smith,. Robert E. Braden and Walter year. Smith expressed serious con- 1987.' W. Wightman - with framed tributes dml over the recent series of attacks Awards were presented to the to their contributions. on co-op marketing "tools" such as Fabulous 15 county FBs that the Michigan Marketing and Bargain- achieved goal early in the '86 cam- ing Act, Michigan Agricultural Com- paign. Recipients were: Antrim, Bay, modities Marketing Act and the Kalamazoo, Kent, Livingston, federal marketing order." . Mackinac-Luce, Macomb, Menomi- MACMA delegates re-elected nee, Midland, Monroe, Muskegon, P. C. Morrison' Jr. of Grand Traverse Oceana, Ogemaw, Wayne and Wex- County, Herbert Umlor of Ottawa ford. County, George Stover of Berrien The Golden Tractor award for the County and Richard Walsworth and highest percentage of growth in Larry Snider of Oceana County to regular members went to: Hiawatha- the board of directors. Re-elected to land, Huron, Iron Range, Menomi- represent MFB were Jack Laurie of nee, Monroe, Montcalm, Oceana Tuscola County, Jim Sayre of and Wexford. Wayne County and Dave Conklin of Key Club membership continues to Shiawassee County. Newly elected grow. Now in its fourth year, nearly MACMA honored three outstanding leaders in the cooperative's 25 year were Bob Gregory of Leelanau 171 members have been inducted. history. Pictured left to right are: MACMA County, Wayne Wood of Sanilac Members in attendance stood to President Elton R. Smith, Allen Wightman County and Margaret Kartes of receive applause for their member- (grandson of Walter W. Wightman), and Ogemaw County. Robert E. Braden, MFB administrative ship sign-up achievements. director (formerly MACMA general mana- ger). JANUARY 1987. RURAL LIVING 11 Smith Poses Challenges for Farm Bureau's Future The audience at the President's He outlined new initiatives in MFB Luncheon stood to applaud retiring for the Community Action Group MFB President Elton Smith at the program and urged FB members to close of his annual address to the increase their involvement in the membership. In his speech, Smith grass roots program. reviewed the growth and success of Smith praised FB members and MFB and its affiliated companies dur- leaders for their demonstration of ing the years of his presidency and caring and support to farm neighbors posed challenges for the future of the who were victims of the fall flooding organization. and rains. He described the continu- He warned that proposals for man- ing efforts by the organization to pro- datory production controls would vide assistance and support in the hamper American agriculture. "We aftermath of the disaster. should all remember how govern- Looking ahead, Smith affirmed his ment intervention has affected our confidence in the future of agriculture Elton R. Smith giues his final president's industry," he said. "Prices arbitrarily and Farm Bureau. The organization's address. set by production controls would policy development process must again invite foreign farmers to continue to be one of the great undersell us not only in the world strengths of Farm Bureau, he said. "By involving a broad cross section A Super Way to Start the Day! market, but in our backyard as well." There is trouble in our backyards, of farmers from all commodities, we too, as complaints from non-farm are able to develop sound policy From the upbeat message of neighbors increase the political based upon its impact on the total in- author/lecturer Maureen Burns to pressure for "right-to-farm" and "per- dustry ... 1 call on each of you to ex- the positive, forward looking report mit to farm" regulations. Smith ercise that vision which will con- from MFB Women's Committee reported on MFB's actions and rec- tinue to make our Farm Bureau fam- Chairperson Diane Horning, the ommendations to the Michigan De- ily of companies a strong voice in the 1986 Welcome Breakfast program partment of Agriculture urging better Legislature and Congress, a sign of provided delegates and guests with a coordination of existing regulations service in our local communities and good start for the full day of meet- and for continued research and infor- a caring organization that reaches out ings and activities. mation programs on the latest farm to its membership." Using a variety of "props," in- management practices. cluding a brightly wrapped Christmas package, to illustrate her message, Burns encouraged the audience to approach life positively and with hope. Her message of self-motiva- Does World Bank Create Competition or Opportunity? tion, personal growth, positive men- tal attitude and communication is the At the MFB Commodity Session, loans and credits to strengthen the basis for her book, Run With Your World Bank spokesperson Peter Rid- basic agricultural economies in the Dreams, a guide to positive and dleberger told FB members that the Third World contribute to a "larger realistic goals for adults. World Bank activities to finance economic pie." The financial and Horning also had a positive theme agricultural development in Third technical assistance, he added, is not in her presentation, outlining a new World countries creates opportunities given unconditionally. Recent loans direction for involving women in the in the long term for U.S. agriculture. made to Brazil. for example, include total Farm Bureau organization with He cited the economic development the condition that export subsidies be emphasis on promotion and educa- in post war Japan as an example of dropped and that fertilizer credits be tion activities. how an injection of capital into the discontinued . "Times change ... needs change economy increases import demand. Commenting on U.S. grain quality . . . . " she said. "What do we have The Japanese population has gone shipped abroad, Riddleberger said to gain by this step? It will allow our from eating seaweed to beef, he that poor quality grain was hurting Farm Bureau to better utilize its said. the American farmer's export oppor- resources - financial and human - He told those attending the session tunities. The remark brought many through increased member involve- that expanding commodity markets questions and comments from the ment and greater effectiveness to does not necessarily mean taking audience in defense of the producer's achieve the goals of the organization. someone else's market share. Riddle- role in determining price and quality It provides us with the flexibility to berger asserted that World Bank of exported grain. direct activities to meet specifiC local needs. " 12 RURAL LIVING. JANUARY 1987 W ednes da, D ec. 10 Delegate Reporter Here's a Real Talent Show! A proud and happy group of Monroe County FB members gathered for a photo in front of the star awards display at the MFB annual meeting. Stars Shine at Annual Awards Program Monroe County FB members cap- two gold stars and 28 received one tured top awards recognition for pro- gold star. gram excellence in 1985-86 at the There was another crop of talented annual awards program. The county young farmers at this year's annual received eight gold stars for com- meeting to participate in the Young Karen Stoneman of Gratiot County, MFB's modity/marketing, direct marketing, Farmer Discussion Meet contest. 1986 Outstanding Young Farm Woman. support for AgriPac "Friends," FB Twenty-eight contestants, represen- receilJes a congratulatory hug from Young Farmer Chairperson Gary Skinner. also of Women, local affairs, membership, ting all MFB districts and 25 county Gratiot County. policy development and policy ex- FBs, competed in the preliminary ecution. round of "talks." The runner-up was Chippewa The Discussion Meet "flights" con- County with seven gold stars for FB tinued with semi-finals right after Women, information, local affairs, lunch, culminating with the finals membership, policy development, competition in late afternoon. policy execution and Safemark. Finalists in all of the Young Farmer Macomb County received six gold contests for Discussion Meet, Out- stars for support for AgriPac standing Young Farm Woman and "Friends," information, local affairs, Distinguished Young Farmer were membership, policy development recognized at the awards program and policy execution. later in the evening. Winners were Ogemaw County won five gold Robert Lund of Allegan County, stars - for direct marketing, Discussion Meet; Karen Stoneman of membership, policy development, Gratiot County, Outstanding Young policy execution and Safemark. Farm Woman; and Dean Smith of In addition, three counties won Huron County, Distinguished Young MFB's 1986 Distinguished Young Farmer. four gold stars, three counties won Farmer. Dean Smith of Huron County. checks out the cab of a new Deutz.Allis tractor. the three gold stars, six counties won prize for the contest winner. JANUARY 1987. RURAL LIVING 13 Delegate Reporter Thursday, Dec. 11 Farewell to a Friend and Leader AgriPac Boosters Help Build '88 Campaign Fund MFB's political action committee, comforter, desk set, embroidered AgriPac, held a fundraising breakfast pillow cases, a teddy bear, a "cow in Thursday morning to raise funds to a crate," a District 8 FB' Women's elect "Friends of Agriculture" in the cookbook and 10 lb. bags of sugar. 1988 election. Guest speaker was The Young Farmers' contributed Maria Schultz, a Ukrainian refugee about $4,000 from raffle ticket sales. and naturalized American citizen, Winners of the raffle prizes were who shared her views on why she is determined at a drawing during the proud to be an American. breakfast. There were two" winners During the breakfast, the FB from the Saginaw County Farm Women and Young Farmers made Bureau: Dale Kettler won the Carib- their annual contributions to the bean cruise an'd Ed Hebeler won the AgriPac campaign fund. Northern Michigan mini~vacation. This year the FB Women contrib- Wendell Young of Lenawee County In closing remarks, retiring MFB President uted over $1,000 in proceeds from was the winner of the 19" color TV. Elton Smith paid special words of tribute to the AgriPac Silent Auction held The microwave oven will be put into his wife, Lynde. Wednesday evening during the Jam- service at the Martin Thomse'n boree and Las Vegas Night. Hand- residence in Montcalm County. Spirits and sentiments were high at crafted items up for' bid at the auc- Robert Recker of Isabella County the 67th MFB Annual Banquet when tion included a ceramic Christmas received the VCR unit and Don FB members; agricultural dignitaries tree, ceramic duck, wooden pig, Smith of Ogemaw County was the and friends of Elton R. Smith gath- hand puppets, grapevine' wreaths, winner of the 35mm camera. ered to pay tribute to the MFB farm scene quilt, corn husk ~reath, leader. A highlight of the evening was the announcement of the Elton R. Smith Endowed Chair for Food and Agricultural Policy at Michigan Schuette Hopeful About P~ogress on Disaster Relief State University. 'Smith also received MFB's Distinguished Service to Agri- Michigan's 10th District Congress- the dollar. The government did that, culture award. man Bill Schuette told delegates 'at and the government should now The program of tribute by leaders the luncheon that he is "cautiously assist farmers in getting through these in government, Farm Bureau and optimistic" about progress in revising difficult times." education included special messages a USDA disaster assistance rules in- from President Ronald Reagan, Gov- terpretation that would make most ernor James Blanchard, former Sec- Michigan farmers ineligible for aid. retary of Agriculture Earl Butz and Schuette said he had met with Malcolm Dade, chairperson of the USDA officials and that there had MSU Board of Trustees. Michigan been "some movement," but that it Department of Agriculture Director was ~oo early to declare victory. He Paul Kindinger presented Smith with expected the final USDA rules to be a governor's proclamation of tribute. published 'within a week. A Senate concurrent resolution In other remarks on the Washing- honoring Smith was presented by ton scene, Schuette predicted that Sen. Richard Posthumus. Con- trade issues would be very controver- gressman Bill Schuette, who was sial in the next Congress, and he among the special guests in the au- warned that protectionist measures dience, brought a personal gift to could mean retaliatory action against Elton and Lynde of a U.S. flag U.S. farme'rs by foreign traders. which had flown over the U.S. Capi- On the perceived high cost of the . tol in 'Washington, D.C. federal farm program, Schuette reit- In his remarks, Smith said that his erated to the audience that "farmers career in Farm Bureau was successful didn't cause the grain embargo, high Rep. Bill Schuette told FB members he and fulfilling to him because of the interest rates or the strong value of was "cautiously optimistic" about obtaining people he had met and worked with needed revisions in USDA disaster assis- over the'years. His reminiscences in- tance rules. cluded special words of personal tribute to his wife, Lynde. 14 RURAL LiVING, JANUARY 1987 Friday, Dec. 12 Delegate Reporter Delegates Elect MFB Board Members On Friday, the 494 voting dele- gates wrapped up the policy setting session and elected at-large directors and directors from even-numbered districts to serve on the MFB board. JACK LAURIE, PRESIDENT (District 6) Newly-elected MFB President Jack laurie operates the Cass City farm in Tuscola County where he was born and raised. The 1,100 acre farm spe- cializes in dairy and also produces feed grains, navy beans, wheat and alfalfa. In addition, the lauries have New MFB President Jack Laurie (center) of Tuscola County poses for a photo with 70 head of beef cattle. Jack is the members of the MFB Executive Committee: Wayne Wood (left) of Sanilac County, vi~e third generation to operate the family president, and Dave Conklin (right) of Shiawassee County, third member. Th~ ExecutIVe Committee was selected in the reorganization meeting of the MFB Board of DIrectors, owned and managed farm. following the close of the 1986 annual meeting in Grand Rapids, Dec. 12. Jack has served on the Michigan Farm Bureau Board of Directors since 1966 and was elected to the that are ahead of us in 1987, we WAYNE WOOD, VICE PRESIDENT board's executive committee in 1970. have to accept the fact that agricul- (At-Large) He has been MFB vice president ture is in the low part of its cycle. Sanilac County dairy farmer since 1977 and in that position That means there are opportunities Wayne Wood was elected vice presi- chaired the state Policy Development ahead. Those of us who were se- dent of the MFB board at the reor- Committee for nine years. He has lected to lead the Michigan Farm Bu- ganization meeting Dec. 12. He was chaired the organization's political ac- reau for the next year will take an elected as a director at-large in 1984 tion committee, AgriPac, for six aggressive, enthusiastic approach in and also served on the state board in years. He has also served on the helping our members reach the goals 1974 as Young Farmer Committee boards of several MFB affiliates. of our organization. I strongly believe representative. A 1962 MSU ag economics gradu- that we can take advantage of the Wayne operates a family farm near ate, Jack was a member of the first opportunities that are ahead, expand Marlette in partnership with his class of the Kellogg Farmers Study our agriculture and make our mem- father, brother and son. They have a Program in 1966. He has served on bers feel good about being farm peo- 170 head Holstein dairy herd and the 7th District Federal Reserve ple. grow wheat, corn, navy beans and Agricultural Advisory Council and "We've also targeted increased soybeans on 1,200 acres. was recently appointed by USDA participation in the Community Ac- Secretary Richard lyng to an tion Group program as one of our DAVID CONKLIN, THIRD MEMBER 18-member National Commission on primary efforts in 1987," Jack said, EXECUTIVE COMMITTEE (At-Large) Dairy Policy. "because we know the value of Dave Conklin, a dairy farmer from His reaction to being elected presi- farmers meeting together in their Shiawassee County, was elected dent? "I'm deeply honored. Working own communities, sharing their prob- third member of the MFB Executive with farm people and the Farm Bu- lems and then having the opportuni- Committee at the Dec. 12 reorgani- reau organization over the past 20 ty to use the Farm Bureau organiza- zation meeting. Dave has seven years has been the most learning of tion to seek solutions and explore years of experience on the board, six experiences. Farm people are the new areas. as a director at-large and one as greatest people in the world: they're HBasically, what we'd like to do is Young Farmer Committee represen- compassionate, they're considerate increase member involvement and tative in 1979. and they're good business people." build enthusiasm about agriculture Dave operates a 630 acre dairy Jack is looking forward to fulfilling and Farm Bureau." farm near Corunna in partnership Farm Bureau's goal of "Meeting the with his father. Challenge of Change" in the year ahead. HAs we look at the challenges (continued on page 29) JANUARY 1987, RURAL LIVING 15 WE KNOWTHERE'S MOREIDAG Fn ~CING 1iIANJusr LENDING MONEl: Country Almanac January Jan. 6 Michigan Soybean Association Jan. 20-21 AgriCom/ AgriVisor Winter Market- 1987 Annual Meeting, Zehnders, ing Seminar, Clarion Hotel, Lan- Frankenmuth. Contact MSA Execu- sing. The seminar is open to all tive Director Keith Reinholt for reg- subscribers. Non-subscribers may at- istration and meeting information, tend but must pay a $100 registra- phone 517-652-3294. tion fee in addition to meal and Jan. 6-' County Leader Institute, Clarion room expenses. Sessions will cover Hotel, Lansing. This is the first in a cash marketing, hedging, options biennial series of comprehensive and computer operation. AgriVisor training sessions for county FB ex- analysts will provide outlook and ecutive committees and committee strategies for grains and livestock. chairpersons. Registrations are Reservation deadline is Jan. 6. made by the county FB. Contact MFB AgriCom at 517 -323-7000, ext. 547. Jan. 8 Michigan Swine Industry Con- ference, MSU, East Lansing. Rep- Jan. 26- Membership Blitz for 100,000 in resentatives from agricultural lend- Feb. 6 1987. Membership campaign vol- ing institutio~s, agribusiness dealers unteers will launch the 1987 drive and Extension agents can learn to reach the statewide goal of about the future of Michigan's swine 100,000 member families. industry and how their organiza- Jan. 27-29 Great Lakes Vegetable Growers tions impact the industry's future. Convention, Lansing Civic Center. For more information, telephone Growers are invited to attend daily Andy Thulin, MSU Department of educational sessions and the trade Animal Science, 517-355-8396. show. For information, contact Ber- Jan. 10-15 AFBF Annual Meeting, Anaheim, nard Zandstra, MSU Department of Calif. FB members from throughout Horticulture, 517-353-6637. the nation will gather for the 1987 convention. ~Co~gUp~ additional program and registration Feb. 1-6 Final days of the 1987 Membership information, contact Pam Bontekoe Blitz for 100,000 FB member at 616-743-2202. families. Feb. 25-26 Governor's Conference on Feb. 19-20 Presidents' Conference, Clarion Agriculture, Radisson Hotel, Lan- Hotel, Lansing. sing. Theme of the 1987 con- Feb. 20-21 Michigan Cattlemen's Association ference will be "Opportunities, Annual Convention and Trade Alternatives and Innovations." Show, Clarion Hotel, Lansing. For 18 RURAL LIVING, JANUARY 1987 Elton R. Smith Endowed Chair for Food and Agricultural Policy at MSU A Vision for the Future of Agriculture P laques are nice and certainly appreciated, but when you've .. earned as many as Elton R. Smith has during his years of service to .the agricultural industry, some of "I'm just overwhelmed," "There isn't anyt~ing that anyone could have done that means more to me than that!" he said. Dr. DiBiaggio made the announce- . The faculty position funded by the chair will be in MSU's Department of Agricultural Economics. It will be the' only such position in the country devoted solely to agriculture and the excitement is bound to wear off. ment during the special tribute to food policy. Spoken words of tribute will be Elton, who served as MFB president Newly-elected MFB President Jack tucked in the corners of his big heart, for 22 years, at the organization's an- Laurie followed the announcement recorded ones proudly shared with nual banquet on Thursday evening, with a letter to county presidents urg- family and friends, written ones Dec. 11. . ing their active involvement and placed in a scrapbook to be read and "Elton Smith's open-minded spirit leadership in raising the $1.2 million re-read in the years ahead. of inquiry, his perceptiveness in necessary to fund the chair. "This . But an endowed chair at the land viewing today's problems in terms of chair represents much more than a grant university he loves, supports tomorrow's promise, his breadth of fitting tribute to Elton Smith. It is an and credits, 'along with Farm Bureau, understanding of agricultural and investment in the future of our in- for his long and illustrious career? trade issues, and his unswerving dustry," he said. When Elton told MSU President' loyalty to MSU make him a man for He said every FB member will John DiBiaggio that his annou'nce- all seasons," Dr. DiBiaggio said. have a role in making the fund rais- ment of the creation of an Elton R. "This chair, better than any other ing campaign a success - through Smith Endowed Chair for Food and recognition we could offer, will sym- personal pledges and by promoting it Agricultural Policy was "indeed a bolize his quest for knowledge and to those outside the organization. great honor," it was more than just a insight and his dedication in search- Members of the endowment fund polite response .. ing out ways to benefit both farmers raising committee include the 16- and consumers." member MFB board; Dr. Gordon Guyer, director, Michigan Depart- ment of Natural Resources; Elwood Kirkpatrick, MMPA president and Michigan Agriculture Commission member; Dr. James Anderson, dean, MSU College of Agriculture and Natural Resources; Larry Con- nor, chairperson, MSU's Agricultural Economics Department; Dean Prid- geon and Tom Reed, members of the MSU Board of Trustees; Martha Thuemmel, Huron County farmer representing the leadership of MFB's 69 county FBs; Russell Mawby, chief executive officer, Kellogg Founda- tion; and Delton Par'ks, president, Country Fresh, Inc. 0 Fond farewells and congratulations from friends will be cherished for many years as Elton and Lynde look back on the euening of Dec. 11, but an endowed chair which will pro- mote research and education giues a lasting tribute to MFB's long time leader. JANUARY 1987. RURAL LIVING 19 Farmer to Farmer Thank Y ou I t was a Thanksgiving I'll never forget, Tuscola County Farm Bureau President Barry Hedley told members attending the Farmers Petroleum Cooperative annual meet- "The people at the airport, the local merchants, the motel operators - everyone thanked us and meant it. We got more hugs than we got handshakes," he said. "There was a Don Speerstra, Isabella County FB member who coordinated the Michi- gan group's trip to South Carolina, was also part of the program, read- ing a letter from Gov. Blanchard on ing on Dec. 9. Barry and his wife, Thanksgiving service at the church behalf of the citizens of Michigan. Sally, appeared on the program to the evening before the dinner; after Barry reported that Michigan hay- express their gratitude to FPC for the service, everyone there stopped lift efforts, in addition to shipping sponsoring their trip to Greenville, to say: 'thanks for helping our 210,000 bales of hay, also collected S.C., to participate in "America's farmers.' And this was not a country donations of $13,500. That money Second Thanksgiving." church. The love and appreciation was used to purchase and ship rye The Hedleys were part of a dele- they showed us was just hard to grass seed to replant the fields. "Most gation of 16 Michigan farmers who believe." of the seed was planted within a cou- flew South for what was likely the Area hotels furnished rooms for ple days after it arrived and shortly largest Thanksgiving gathering in the the visiting farmers and a local after it was planted it rained - finally country. Over 500 people ate a church provided the Michigan group - and now some of the fields are traditional turkey dinner on the dairy with a van for transportation while getting green," he said. farm of Tom Trantham who, with they were there. On the evening of When the farmers who were bene- the help of Conoco Oil Co., staged their arrival, Anderson County ficiaries of "Operation Haylift" heard "America's Second Thanksgiving" as farmers hosted a pig roast at Clem- of the floods in Michigan, they an expression of appreciation to peo- son University for nearly 500 guests started raising funds. There is now ple throughout the nation involved in and local residents. almost $20,000 in the Michigan "Operation Haylift." Members of an area high school Farmers Relief Fund to help meet the Trantham maintains that he is still choir who furnished entertainment emergency needs of farm families in business today because of the gen- for the Thanksgiving dinner also this winter. erous response of others to the plight presented a check for the Michigan "When the floods came here, the of farmers in the drought-stricken Farmers Relief Fund. "That really people of the South returned the Southeast this summer. But it wasn't choked me up," Barry said. favor by raising money for their just the farmers who were thankful waterlogged benefactors in Michigan," for that help, Barry reported. Sally said. "They set up a farmer-to- farmer assistance network across the country. "We have been shown such hospi- tality, starting with Farmers Petro- UPlifting! leum and the other companies which Farmer to farmer assistance within the sponsored our flights to the 'Second state's borders hasn't gone unrecognized. Thanksgiving' and ending with the Hiawathaland farmer Joann Stefl made sure that her farm neighbors to the south super kindness and love shown by were properly thanked for the three our friends in the South who opened truckloads of hay deliuered to the Stefl their homes, hands and hearts to us. farm this summer. Barry County FB Presi- "It is heartwarming and refreshing dent Tom Guthrie and his wife, Nancy, along with their neighbor, Charles Dorff, to know that there are still people in shipped the hay after hearing that drought the world who can pull together in in the U.P. had created a hay shortage. times of need and know it's still more At this year's MFB annual meeting in blessed to give than to receive," she Grand Rapids, Stefl arranged to present two gift baskets of Upper Peninsula prod- said. ucts to Guthrie. FB members in the U.P. Barry asked for time on the FPC counties who were attending the state an- annual meeting program not only to nual joined Stefl in making the presenta- say thanks, but also to assure Michi- tion. The baskets included a mink corsage, mink golf tees, copper craftwork, maple gan farmers that the hay they sent to syrup, saltwater taffy, nauy beans, cheese, the South went where it was desper- potpourri, chocolate candy and honey. ately needed and did make a differ- ence. 20 RURAL LIVING, JANUARY 1987 Crop Insurance Helps Michigan Farmers Survive T he heavy rains and floods of last September and October did millions of dollars in crop damage throughout Michigan, but many farmers survived the loss be- panding the number of agents trained to sell and service Federal Crop Insurance. In addition, Gallagher said FBIG will provide refresher courses and updates for farmer, the family, the farm and the bank that loaned money on that crop." Multi-peril crop insurance is tai- lored to the individual farmer's pro- cause of multi-peril crop insurance. agents already qualified to sell the duction history and premium is based Now Farm Bu~eau Insurance Group crop insurance. "Our agents will be on past yields. is taking steps to make sure even trained and qualified at least by FBIG has been writing Federal more Michigan farmers have this pro- March 1, well before spring Crop Insurance for several years. "As tection in 1987. planting. " Michigan's largest farm insurer, we "Multi-peril crop insurance helped Multi-peril crop insurance protects feel a close relationship with Mich- a lot of farmers in 1986, but our goal crops in the event of damage or loss igan's farmers and their needs," is to double our efforts in 1987 so from a variety of perils, including Gallagher said. "We think multi-peril that more Michigan farmers know floods, drought, hail and more. The crop insurance is one of those needs, how important crop insurance is," list of crops eligible for coverage is and we are making a special effort to said Jim Gallagher, manager of the expanding, and most Michigan crops bring this important protection to CSAC Agency, a subsidiary of FBIG are eligible. farmers throughout Michigan." D which writes Federal Crop Insurance Multi-peril crop insurance is impor- for farmers throughout the state. tant for another reason, too. It can In 1986, FBIG agents wrote over be used as collateral for farm loans. $480,000 in hail and multi-peril crop Many bankers now insist on multi- insurance in Michigan while losses peril crop insurance as reassurance paid were nearly $1 million. Loss that farm loans will be repaid. payments are guaranteed by the fed- Here's why. If a farmer has eral government. Rain and Hail In- financed a crop and then the crop is surance Service, the company damaged or lost, the farmer will no thrQugh which FBIG places its Fed- longer be eligible for low cost disaster eral Crop Insurance, reported that its loans or disaster payments that have total losses in Michigan in 1986 were helped pay back lenders in past over $6.5 million, while the years. In writing the 1985 farm bill, premiums for the year were Congress left agricultural bankers and $678,000. FBIG agents accounted other lenders very vulnerable by for nearly three-fourths of this pre- eliminating the disaster loan and mium. disaster payment provisions with "I think it's clear that multi-peril 1987 crops. crop insurance pays," Gallagher said. Eugene Gatz, executive vice presi- "The more Michigan farmers we can dent of the American Association of reach, the better off the agricultural Crop Insurers, said crop insurance is community will be if we ever have a "about the only protection farmers repeat of the disastrous 1986 really have left" and about all that weather." bankers can count on to provide re- To help spread the word about the payment protection. benefits of crop insurance and to "Crop insurance has to become a make it more available to farmers habit with farmers," Gantz said. throughout the state, FBIG is ex- "Otherwise losses can strike in a year the farmer elected not to take out crop insurance, jeopardizing the JANUARY 1987. RURAL LIVING 21 Rural Exchange How Much Does the Farmer Get? FARMETTE By Andrea Hofmeister The Young Farmer Committee dollar amount were awarded the Tuscola County • of Ingham County Farm Bureau basket by the Young Farmers. observed National Farm-City Week, The farmers' share of returns from Nov. 21-27, by placing food baskets $50.00 of food is $14.84 as deter- containing $50.00 of merchandise in mined by the MSU Ag Economics three Feldpausch grocery stores in Department. Guesses by Feldpausch the county. Shoppers were asked to customers ranged from 85 cents to guess the dollar value of the food $49.00. The winner in the leslie basket that the farmer would actually store was Steve Harmon with a receive as his or her share of the guess of $14.70; in Mason, Merle o gross profit. The individuals in the Boehmer won with a guess of Mason, leslie and Williamston stores $14.78; and Claudia Kerber took the who came the closest to the correct prize in Williamston with a guess of $15.00. 0 Payment Plan Helps Farmers "I should know better than to work on the farm books just before bed." Hurt by Flood, Rain & Drought Farm Bureau Mutual has intro- two to four weeks at the request of • duced an alternative premium their agents. The plan applies to RURAL RASCALS payment plan to help farmers affect- Farmowner policyholders in all ed by the severe weather that hit the Michigan counties, and will remain in state in late summer and early fall. effect through March 31, 1987. The plan is designed to help Michi- "We are committed to helping gan Farm Bureau members experi- Michigan farmers and want to help encing cash flow difficulties as the them work through these disasters," result of their flood or drought losses. said Robert Wiseman, executive vice Under the plan, MFB members president of Farm Bureau Insurance whose farms are insured through an Group, Michigan's largest farm in- FB Mutual Farmowners policy may surer. Wiseman reminds farmers that pay their Farmowners premium in their local agents are always ready to quarterly payments. Or, their pre- help them find ways to reduce pre- mium due dates may be extended miums. 0 New Annuity Offers Tax Savings, Secure Retirement annuity will earn a high rate of in- Farm Bureau Life has intro- terest as it matures - a rate guaran- • duced a new policy that offers teed up to five years at a time, Michigan residents a profitable way depending on the guarantee period to fund their retirement. Called the you chose. All the interest earnings Single Premium Deferred Annuity, accumulate tax deferred, protected the new policy requires a one time from income taxes until your annuity deposit and guarantees you a lifetime starts making payments to you. Tony and Linda Raney of Oakland County retirement income. From the date You can have all the advantages enjoyed a dance with their two daughters your policy matures (a date you during the annual meeting Jamboree on of a Single Premium Deferred Annui- select), you will receive an income Wednesday euening. Dec. 10. Tony and ty for a one time deposit of as little Leah. 4. started the dancing but soon for the rest of your life. as $5,000. The maximum premium Linda and Emily. 2. joined them on the The annuity also offers tax savings dance floor. The Raney's son. Danny. 41/2 is $250, 000. advantages that are especially attrac- months. shook his rattle to the tune of the Your local FBIG agent can answer tive in light of the new tax law. The music. any questions you might have. 0 22 RURAL LIVING. JANUARY 1987 Agrinomic Update Commodity Promotion Programs Face Challenges The Michigan Agricultural Com- The lawsuit, which was filed by an gaining Act (P .A. 344), the Agricul- • modities Marketing Act (P.A. apple grower with Old Orchard tural Commodities Marketing Act 232 of 1965) is being seriously chal- Brands, challenged the check-off (P.A. 232) ... does not impower a lenged in court. Producers of several provision of P.A. 232. In his Circuit producers' association to act as a Michigan commodities are using P.A. Court ruling, Judge Jack Warren sales and bargaining agent to pro- 232 and similar legislation for prod- ruled the statute constitutional, but ducers." Hence, the Court of Ap- uct promotion, market development, claimed certain provisions had been peals seemed to understand the criti- product standards and inspection, pre-empted by the Federal Agricul- cal difference between Michigan's research and other program areas. tural Fair Practices Act. According to marketing and bargaining law (P.A. These activities are financed through Judge Warren, the national act pre- 344) and the commodity promotion producer assessments following ap- empts P.A. 232 because the "Michi- law (P.A. 232). proval by a majority of those voting gan Apple Committee does not pro- Michigan Farm Bureau has quite a in a statewide referendum. vide for refunds to non-participating long and proud history in the area of Both the majority rule and manda- producers. " commodity promotion. In the early tory assessment concepts were suc- In its unanimous reversal of Judge 1960s, several commodity groups cessfully attacked in Ingham County Warren's decision, the state Court of pursued special legislation for their Circuit Court in the Old Orchard Appeals cited two bases. individual commodity in the market Brands ruling in February 1985. In First, the court pointed out that the promotion and research areas. MFB June 1986, the Michigan Court of Federal Agricultural Fair Practices Act supported some of the initial efforts, Appeals overturned the Circuit Court states "this chapter shall not be con- then FB members adopted policy decision and upheld P.A. 232 as it strued to change or modify existing calling for general enabling legislation relates to apples. The issue was ap- state law." Since P.A. 232 was exist- so that it would not be necessary for pealed to the Michigan Supreme ing state law at the time the federal the over 50 commodities raised in Court. On Oct. 29, the state Su- law was passed, neither the federal the state to seek separate legislation. preme Court declined to hear the act nor any federal court decisions o case, thus upholding the Court of on the federal act can overrule P. A. Appeals decision. The case may be 232. Agrinomic Update was prepared appealed to the U.S. Supreme Second, the court held that "unlike by Robert G. Craig, manager, MFB Court. the Agricultural Marketing and Bar- Commodity Activities and Research Dept., and AgriCom project leader. JANUARY 1987. RURAL LIVING 23 Get Michigan's Farm-Best Foods at Direct-to-member SAVINGS! Farm Bureau members can purchase high quality Michigan cherries, blueberries, strawberries, peaches, fresh asparagus, hams, and more through four local, county sales each year. In addition, special sale and shipment arrangements bring you fresh Florida citrus, juice concentrates and peanuts, Wisconsin cheeses, and pecans from New Mexico. Choose Affordable protection and personal service for your family's health care needs Michigan Farm Bureau members can choose from three Blue Cross/Blue Shield administered group health care plans designed to meet family health insurance needs at an affordable cost. Members are also eligible for group enrollment in one of seven health maintenance organizations (HMO's) throughout the state. Farm Bureau has been providing health insurance for members for over 30 years. Personal, expen assistance on benefits and claims is an important seIVice plus of the Michigan Farm Bureau health care group. Dollar-saving member-only insurance • Accidental Death and Dismemberment insurance plans for your vehicles, farm provides no cost coverage for acccidental death or injury (in panicipating counties). and personal protection • Guaranteed Arrest Bond Certificate guarantees bail You may already know that Farm Bureau Insurance for any member arrested for specific traffic Group is Michigan's largest farm insurer; offering violations. exclusive programs for farmer-members, like Farmowners and Ag Work Camp insurance. FBIG Universal Life, homeowners, auto, farm, IRA, recreational vehicle and business policies protect But even if you don't farm, you can take advantage of people in communities across the state. top quality, money-saving programs like: • Mutual Auto Insurance provides complete coverage With 450 agents and agency managers throughout for your personal cars and trucks at competitive Michigan, you can always depend on hometown rates . seIVice from Farm Bureau Insurance Group. • Special Auto Insurance benefits: Farm Bureau Mutual auto policies also include a new benefit at no extra cost to you: $10,000 of coverage per person for fatal injuries while properly wearing a seat belt. Another benefit of our Mutual auto insurance is emergency road seIVice, which is included in comprehensive coverages at no additional charge to members . • Member Life Insurance protects your whole family for just $25 a year. Use the Farm Bureau VISA@ Credit Card For Added Convenience and Service You'll proudly display your Farm Bureau membership every time you use this VISA card bearing the Farm Bureau name and logo. And you'll save money because you pay no credit card fee for the first 12 months, and only $12 annually for each subsequent year The FB VISA card is a full service credit card offering a 25 day grace period and an 18% annual percentage rate. Qualified card holders will get a credit line up to $3,000; the capability of getting cash advances at any of 100,000 VISA financial locations or at Magic line automatic teller machines; $100,000 common carrier travel and accident insurance, and car rental discounts. Be sure to include your 1987 FB membership ID number when you apply. Of course you can use your FB VISA card to make purchases through any of these member services! Save on American made cars and trucks-l % over dealer cost!! ENROLL You can save hundreds of dollars on your next New Car or Truck purchase with the Sav-On-Cars FREE! pricing and purchase system. For just $9, request a personalized Car Option computer printout Free enrollment means you start saving right away showing both wholesale and retail costs. Make with the Farm Bureau Family Saver The buyer's your own deal with your local dealership, or buy service program can save you 20-60% on purchases directly from Sav-On-Cars at an average of just 1% of nationally known furniture, appliances, carpeting, over dealer cost! electronics, sporting goods and much more. The exclusive "Quik Quote" system lets you compare costs Get top quality auto, truck and farm on new merchandise. Were sure you'll choose Family tires and batteries at group purchasing Saver discounts and convenience. Family Saver purchases are delivered to your door or to a retailer in discount prices your area. Plus you get full factory warrantees and local service. These automotive products are available to Farm And you can save as much as 60% on tools and Bureau members and are sold under the "Safemark" accessories. Check the form below to receive the brand. Safemark is a low-overhead, no-frills group special tool catalog with your enrollment. There is a purchasing program available through 53 Michigan $4.00 charge for the tool catalog which is refundable dealers and vendors. with your first order Get NuVision Family Eye Care at Savings-to-Member prices Farm Bureau families can save 20% on a complete pair of lenses and frames at all NuVision optical centers. Save, too, on both hard and soft contact lenses. To take advantage of this discount, use your Vision Family Plan card at any NuVision Center and present it when ordering glasses. Family Plan cards are available from your County Farm Bureau Secretary. .Gr~s~roo.t,s P,e-..spect.v~ .. Want to see your group • featured on this page? Then sEmd us information about your ac- CAG Videos Available tivities! Tell us when your group was orga- Community Action Groups can check out the January nized, when you meet, what kind of CAG video, now available at county Farm Bureau offices. special projects you've undertaken This month's production features reports on the MFB an- over the years, what you're up to now, how lively your discussions nual'meeting, the Elton R. Smith Endowed Chair at MSU are ... and anything else you can and the discussion topic. think of! If possible, send a picture also. Black and white photos are preferred ... Thank you to .all the groups that submitted entries in the Send the information and photo "Name the CAG Video" contest. The names are ~eing to: Rural Living, P.O. Box 30960, evaluated by a staff committee and a winner wi]] l?e ari- , Lansing, Mich. 48909, then keep your eye on this page. 0 nounced in February. The winning group will receive a free VCR! "You Said It" Here's how Community Action Discussion Topic Groups responded after discussion of the October topic, "The Debate Over Mandatory Controls": elf mandatory prpduction controls were enacted and led to loss of our Managing Stress export markets, 50% would favor export subsidies to regain those mar- Being ~onfronted with financial "uptight," or that we should be doing • instability, even bankruptcy, is something, but be confused. about kets. the most publicized aspect of the the best course of action. Self confi- eEighty-two percent said manda- rural crisis. Unfortunately, foreclosure dence drops, and ~e may browbeat tory controls would not have a long may not be the greate.st consequence o~rselves for imagined faults and fail- term benefit on Michigan agriculture. individuals and families face. Adapt- ings. Insomnia, physical and emo- eFollowing are some of your com- ing to change or living day after day tional exhaustion, and loss of sexual ments on how mandatory production with uncertainty and a sense of drive may result. controls would affect your farms: helplessness are also very real threats W,e find ourselves wishing there they would be a hardship on small to health and family stability. were some kind of button to turn the farmers and put many out of busi- ness; they would eliminate the need Stress - or excess energy - is a whole thing off for while. Instead our physiological response whenever we may "turn off," avoiding interac- for government storage; there would we sense demand of some sort. It tion with friends and family mem- be more paperwork and government can be a helpful "energy boost" in bers. We may be less able to control involvement. the short term, but over a long haul our temper. There may pe an in- this energy build up can result in creased use of alcohol or chemical physical or psychological distress. In- use, overeating, or other forms of itial signs of stress may be occasional self indulgence. headaches, muscle tension, increased Family life can become pretty colds and flu and other physical tense. We may be un?lble to agree In February upsets. Under continued stress, a on, or even discuss, a course of ac- particular system or organ may ex- tion acceptable to everyone in ~he hibit chronic symptoms. Eventually, family. Each family membe~ may feel Rural Health Care Delivery we find ourselves requiring treatment that they are not receiving the sup- for high blood pressure, heart port or understanding, they need. disease, diabetes, ulcers, or even Parents may expect teenage children Lawsuits and liability are causing cancer (immune systems are compro- to rally to the crisis, but not having small rural hospitals to curtail ser- mised during heavy stress). vices. What are the alternatives (continued on next page) Emotional responses to stress are for rural residents? more easily recognized. We may feel JANUARY 1987. RURAL LIVING 27 Oiscussion Topic . Opinion (continued from previous page) money for school clothes or activities may be troubling to the children. A wife wro is working at an off-farm Losing the Larger Farmers job may view the farm as an unfair drag on the family income. She may (Editor's Note: This article is the fourth in an eight part series o~ . secretly hope her husband will decide cooperatives, based on surveys and research conducted by Dr. Wilham to leave farming. Because he is des- Black and Dr. Ronald Knutson of the Texas A&M University System perate to continue, he may see her and distributed by the American Institute of Cooperation.) as disinterested and unsupportive. By talking openly they would discover Attracted by the economic benefits of integration, on-farm grain that his solution isn't hers. Unless storage and feed grinding facilities, and private supplies of farm inputs they can negotiate a mutually accept- (often purchased directly from the manufacturer), larger farmers are able solution, internal pressure on abandoning the cooperative way of doing business. The trend toward their relationship will continue. integration stems from the farm operator's desire to reduce farm supply Clearly stress can make a tough and grain marketing costs, increase returns and acquire market situation even worse. Anxiety and assurance. These are identical to the objectives of the co-op. depression can greatly decrease our Why then would large farmers not participate in the co-op? While ability to think clearly and cope effec- their objectives are the same, the large farmer's shift toward private sup- tively - at the very time when it is plies stems from the co-op's narrow and strict application of the princi- important to do our best thinking. ple of fairness. Fairness is interpreted to mean one man, one vote, and Though everyone is vulnerable to the same price per unit to everyone. Large volume purchasers, espe- stress, several false ideas about stress cially truck load users, benefit from the economy of scale and pay a continue to be accepted as true. For lower price per unit. Unless the larger farmer shares in these economies example: through his co-op, he is apt to seek supply sources which will afford -Only weak individuals and fami- him these benefits. lies cave in under pressure. False. There is reason for concern by co-ops since half of the production in The fact is that very strong individ- the U. S. currently comes from 5 % of the farms. This trend will con- uals and families can buckle if events tinue to advance with an even higher percentage of total production pile up heayily enough. The family coming from the largest farms. For co-ops to survive, large farmer may be han'tlling other problems patronage is necessary. Without their participation, co-op volume and besides agricultural change. The business will decline. length of time they've endured pres- While co-ops can and should serve small and part-time farmers and sure is also a factor. retired farmers, they must adopt strategies which will attract the large -Everyone has stress; it's no big farm operators as well. To serve the large volume farmer, co-ops must deal. False. Everyone does experi- switch from charging the same price per unit to the same net margin ence stress, but its effects can be per unit. This involves application of the concepts of price discounts and serious. Undischarged stress leads to marketing premiums. di'sease and 'impaired health, even Serving large and small farmers through the same co-op also re- death. It ruptures faJTIilyrelation- quires: ships, clouds our decision making, -New technical services adapted to the needs of each market segment. and depletes our physical and mental -Better market information. energy. -Improved marketing methodology, integration and access to credit. -Counseling with a stress expert, clergy person or counselor means you're crazy. False. Clergy and coun- selors may not have the answer, but just talking with them can help vent feelings, reveal another viewpoint, or Sell Mason Sport Boots lead to a plan for an eventual, rea- sonable solution. and earn instant commission .- BE A MASON DEALER and sell our rugged. quality- -Reducing stress overload by find- made sport and work boots to your mends and ing financial relief through communi- neighbors. Earn instant cash commissions from ... _ • ;:,. __ • ty helping organizations means $10.00 to $20.00 per hour. Absolutely no investment MASON SHOE MFG. CO., Dept. F-250 I required. AIlyou do is show the fuD-color Mason I Chippewa Falls, WI 54774 I you're accepting welfare. False. catalog to your customers. Let them select from over 400 styles of footwear for men and women. INAME Please rush gi.ml FREE calalo~ &. dealer slarler kit to: I Local and federal entitlement pro- Write for details. ~"..,. \ grams were never meant as long Send for FREE Sales Kit. Mason Shoe Mfg. Co. 80 ~ADDRESS I ChIppewa FaIls. WI 54774 )..ar- • CrTV I I (continued on page 29) For fastest service, call TOLL FREE l-S00- S26-7o.~O, Ext. 251. No cost or obligation ... WI residents, call1-Spo-472-7003, Ext. 251. s:: ,~t ill 28 RURAL LIVING. JANUARY 1987 LYLE LECRONIER, DISTRICT 8 MFB Board Discussion Topic Bay County farmer Lyle LeCronier (continued from page 15) (continued from page 28) raises corn, soybeans, navy beans MARLIN OUTMAN, DISTRICT 1 and alfalfa on a 1,200 acre farm term solutions to economic problems. near Freeland. He was elected to the The taxes that we pay when we're Marlin Outman of St. Joseph MFB board in 1980. able entitle us to use these insurances County was elected to the state if we need them on a short term ba- board in 1985. His family operates a ROBERT GREGORY, DISTRICT 9 sis. Actually, health and life insur- 1,400 acre cash crop farm near Con- Traverse City fruit farmer Bob ance are set up on the same basis, stantine. They specialize in seed corn and we don't feel at all guilty about Gregory, who belongs to the North- and also grow corn and soybeans. west Michigan FB, was elected to the collecting on them when we need to. BLAINE VANSICKLE, DISTRICT 2 board in 1986. He is a partner in a -Mutual help groups are nothing large cherry and fruit operation in but gripe sessions. False. Robert Calhoun County farmer Blaine Leelanau and Grand Traverse coun- Hughes, Illinois Extension specialist, VanSickle was elected to the board ties. suggests that the most important this year. He has a hog farrowing principles at work in a support group and cash crop operation near Mar- MARGARET KARTES, DISTRICT 10 are: (1) people discover they are not shall. They grow wheat, corn, soy- Margaret Kartes has served on the alone in facing their problems or feel- beans, oats and hay on 900 owned MFB board since 1980. Her family ings, (2) they receive emotional sup- and rented acres. has a dairy operation and raises cash port from others who can empathize, JAMES SAYRE, DISTRICT 3 crops on over 2,000 owned and (3) they learn how others have been Jim Sayre operates a U-pick fruit rented acres near West Branch in coping, and (4) they can receive and vegetable farm on 460 acres Ogemaw County. feedback on how they have been near Belleville in Wayne County. He handling situations. The support ROBERT W AHMHOFF group also provides each person with served as an at-large director on the DISTRICT 11 the opportunity to help others. It MFB board from 1969 to 1977 and has been District 3 director since Copper Country FB member Bob reminds us that we do have much to 1979. Wahmhoff was elected to the MFB offer others, even when we're feeling board in 1985. He has a 600 acre pretty vulnerable ourselves. CHARLEEN THOMPSON farm near Baraga in the Upper Stress doesn't need to be negative, DISTRICT 4 Peninsula. The operation includes an but it can be tough to handle all Charleen Thompson of Ionia evergreen tree nursery, forest alone. That's when our local and County was elected to the board this genetics and Christmas trees. government structures and our com- year. Her family grows cash crops on munities prove their real value. RICHARD LEACH, AT-LARGE These community systems exist to 680 acres in Barry, Ionia and Kent counties and raises 150 head of beef Newly-elected director at-large provide external support for us and cattle near Freeport. Dick Leach of Saginaw County our families. As we cope with stress grows cash crops on 2,065 acres in our agricultural communities, it will MARK SMUTS, DISTRICT 5 near Saginaw. The operation in- be important for farm families to take Eaton County farmer Mark Smuts cludes sugar beets, soybeans, corn advantage of those supports or to grows corn, wheat, navy beans and and dry beans. construct needed support systems soybeans on over 2,000 acres near where they do not exist. DIANE HORNING, FB WOMEN'S Charlotte in partnership with his wife REPRESENTATIVE Discussion Questions and her mother. They also feed about 40 head of beef cattle each Diane Horning of Washtenaw • What types of external supports year. He was elected to represent County is serving her second year on are already available in the com- District 5 in 1985 and served on the the MFB board. Her family operates munity to help farm families in state board as Young Farmer Com- a 340 acre centennial dairy farm distress? mittee representative in 1983 and near Manchester. They milk 70 cows - How can these services be made 1984. and have 80 replacement calves and more readily available? heifers and grow all the feed for their - Do plans need to be made to LARRY SNIDER, DISTRICT 7 livestock. create more support systems in the Larry Snider of Oceana County community to help families adapt ED CAGNEY, FB YOUNG FARMER to ongoing agricultural change? was elected to the board in 1985. REPRESENTATIVE - What can be done to get in touch His family's operation includes a 140 head Holstein dairy herd and 700 Newly-elected Young Farmer with hard-to-reach, needy families? feeder pigs. They also grow hay, Committee Chairperson Ed Cagney o corn, peaches and apples on 200 lives near Scotts in Kalamazoo Coun- acres near Hart. ty. His family's operation includes This month's discussion topic was 1,200 acres of corn, soybeans and prepared by Dr. Anne Soderman, wheat. In addition, the Cagneys raise assistant professor of family and child beef and sheep. ecology at Michigan State University. JANUARY 1987. RURAL LIVING 29 Farjll Bureau Market Place CLASSIFIED AD POLICY REAL ESTATE NURSERY STOCK LIVESTOCK CONDO AT NEW SMYRNA BEACH, FLA .• STRA WBERRY PlANTS - ASPARAGUS MILKING SHORTHORNS: Young bulls, year- - Farm Bureau members pay FOR SALE OR RENT. Completely furnished, CROWNS. Certified plants grown on fumigated lings and calves for sale. Write or visit Stanley 25 cents per word for all two bedrooms, two baths. ocean view from the sand. Free brochure. Krohne Plant Farms. Rt. M. Powell and Family. Ingleside Farm, Rt. 2, fourth floor. Tastefully decorated. Phone 6, Box 586, Dowagiac, Mich. 49047. 3248 Powell Hwy., Ionia, Mich. 48846. classified advertisements. (lO-12t-21p) (1O-6t-27p) 517-669-8252. (1-2Ip) - All other advertisers pay FOR SALE: FURNISHED 12X60 MARI.ETTE FOR SALE: HYBRID POPLAR 12 cents each. 50 cents per word for one inser- MOBILE with expando in Eustice, Fla. Own lot American Chestnut and other trees and shrubs. Coldstream Farm, 2030 Freesoil Road, Free- tion and 45 cents per word for on canal to Lake Yale. More information on re- soil, Mich. 49411. Phone 616-404-5809. MISCELLANEOUS quest. Phone 616-843-4143. (l2-2t-23p) two or more consecutive inser- ( 12-5t-20p) tions of the same ad. ARKANSAS: 315 ACRES OF BEAlJIlFUL "OLD TIME fiDDLE MUSIC." Twelve Michi- ROlliNG HIllS near Mountain VIew. Ark. gan fiddlers on a sixty minute cassette. Send - All advertisements are subject to Creek running through property. 175 acres $4.50 to Fiddle Music, 448 E. Main St., Kinde, with new fence. New 30x30 hay barn. 130 a IS-word minimum charge, in- acres in pasture with four ponds. County road Mich. 48445. (12-2t-24p) cluding member ads. runs through property. Contact REENDERS FARM EQUIPMENT BLUEBERRY FARMS, 14079 - 168th Ave., WRITE YOUR OWN WILL: It's legal. Four will - Please indicate if you are a Farm Grand Haven, Mich. 49417. Phone 616- COMPLETE UNE OF NEW AND USED IRRI- forms to fill out. $3.00 prepaid. Fast service. 842-6675. 616-842-5380 or 616-842-5068. Moneyback guaranteed. PICK's, Dept. MIC. Bureau member. GATION EQUIPMENT - Also equipment for (l1-3t-54p) Tompkinsville, Ky. 42167. (6-6t-23p-ts) manure pumping and spreading by gun, -The deadline for. ads is the first fOR SALE: HOUSE AND 137 ACRES in Delta tanker, or injection. Plummer Supply, Inc., 1-800-632-7731. (l-12t-24p) WHY DIE WITHOUT A WILL? Two legal "Will Monday of the month preceding County of Michigan's U.P. Bordered by three Forms" and easy instructions. Only $4 ... publication. roads. trout stream, apple orchard. Close to HOG EQUIPMENT - Del-Air heat ex- Order Today! Guaranteed! TV-Company, Box schools and churches. Has R-3 zoning. plus changers,Osborne feeders, K.G. Johnson far- 1022-MF, Prior, Okla. 74362. (6-6t-22p-tss) commercial frontage. Great for development or - All ads must be pre-paid and subdivide - $65,000. Serious inquiries call col- rowing crates, Chore-Time feeding. Mix-Mill systems. Hamilton Distributing Co., may be pre-paid up to one year lect, Fries, Va. Phone 703-744-7701. "OLD TIME fiDDLE MUSIC ON CASSETTE." 616-751-5161. (6-12t-22p-ts) in advance. (l2-21-43p-ts) Send long SASE for. list. Fiddle Music, 448 E. GRAIN DRYERS - Stormor Ezee-Dry, Farm Main St., Kinde. Mich. 48445. (12-2t-20p) FOR SALE: 100 ACRE fRUIT FARM, Berrien -It is the responsibility of. the Fans Automatic, Used Dryers, PTO and Auto- County, diversified. Can be divided. Home op- advertiser to re-insert the ad on matic. Hamilton Distributing Co., phone MAKING MONEY HAS NEVER BEEN tional. Phone 616-429-4260. (1-3t-13p) 616-751-5161. (6-12t-17p-ts) EASIER! Unlimited potential! Make $10,000 to a month-by-month or year-by- $1 million-a month! Attention: Book readers, year basis. WANTED: LATE MODEL TRACTORS, com- book store operators, students, multi-level DOGS bines, corn heads and corn pickers. Shinabery marketing pros. Anyone who wants to be their - The publisher has the right to Equipment Co., 517-448-8091 or evenings, own boss. Without risk, no investment, quotas, 517-523-2803. Ask for Bob Jr. or Wayne. inventory, meetings, or high pressure sales reject any advertising copy FOR SAlE: AUSTRALIAN SHEPHERD PUPS. (2-12t-2Op-ts) pitches. Call or .write. Free sales kit. Irvin submitted. Good with cattle, watch dogs and loving. loyal Burnell, Box 2257, Lynchburg, Va. 24501- family members. Ready to go Nov. 22. Zielland FOR SALE: HOWARD "P" ROTOVATOR 3 0257. Phone 804-528-0652. Ground floor op- Farms. Phone 517-874-4616. (l2-3t-20p) - No ads will be taken over the hp hydromatic centrifugal pump. Skibbe portunity! (l-2t-63p-ts) spreader / seeder, Scheu orchard heaters, new phone. "8 grape wire, Welch concord contract. All used wisely. Phone 616-429-4260. (l-3t-25p). NEED COLLEGE MONEY? Billions available MAIL YOUR AD NURSERY STOCK now! Scholarships, grants. loans. Guarantee you qualify for five financial sources. Most ap- WITH PAYMENT TO: PIPE THAWING EQUIPMENT - Ice breaker BERRY PlANTS - Raspberries, strawberries. thaws pipes quickly and safely. Saves time, plying receive over 20! Send $3.00 for bro- blueberries, currants, gooseberries. others. Free labor and money! Simply attach cables to frozen chure, instructions, questionnaire (REFUND. Rural Living ABLE). Nationwide Scholarship Finders, Box catalog. Makielski Berry Nursery, 7130 Platt pipes and plug unit into a convenient grounded P.O. Box 30960 Road, Dept. RL, Ypsilanti, Mich 48197. electrical outlet. Phone 313-761-4329. 2257, Lynchburg, Va. 24501-0227. Lansing, Mich. 48909 Phone 313-434-3673. (1l-12t-22p) (l2-4t-32p) ( 1-21-37p-ts) I Advertisers' Index Rural Living would like to thank these advertisers for their support: Blue Cross Blue Shield ,, 31 MACMA Direct Marketing . .. 3 Countrymark . . .. . . . . . . . . . . ,2 Mason Shoes .28 Farm Bureau Insurance Group .32 Sav-On Cars, .. 4 Farm Credit Services , , .. 16, 17 30 RURAL LIVING, JANUARY 1987 WHILE YOU'RE TAKING CARE OF THIS COUNTR~ .. G ood health makes good farming sense, because you depend on Econo Plan: You share the costs, but lower premiums give you a basic coverage your family. But keeping you can depend on. down your cost also makes for good sense, so you have HMO Option: The only to get the best health care way for farm families to for your dollar. take advantage of HMO coverage and convenience At Farm Bureau we on a group rate basis. know that, because weve Depending on your been insuring Michigan's location, you could receive farming community for care through one of our over 40 years. And we HMO Groups. also know that every family's needs .are FARM BUREAU For More Information: different. That's why we don't just offer one plan IS HELPING Contact your county's Farm Bureau secretary to and say take it or leave it. TAKE CARE OF find out more about the Instead, we take a long, ways Farm Bureau is hard look at the insurance YOUR FAMILY: helping you take care of available-then offer the yours. Or fill out the best to our members, at low group rates. coupon below and mail it to: Michigan Farm Bureau, Member Services Dept., ~ o. Box Heres a quick "look at your four Farm Bureau 30960, Lansing, MI 48909. Health Insurance options: PLEASE SEND ME INRJRMATlON Comprehensive Plan: A full range of benefits NAME and Major Medical coverage that keeps your ADDRESS out ..of.-pocket expenses to a minimum. CITY STATE Dimension III Plan: Includes benefits for ZIP 00000 PHONE ( ) hospital and medical/surgical care, plus other coverage, on a share ..the ..cost basis. RL • ~. U=== FaRm., ~ "- Bureau ~----------------------------------- For the location of your nearest County Farm Bureau Office call 1 (800) 292-2639, ask for ext. 537 or 538 YOUR I ••• AfTER If you are not covered by a company pension plan - and most farmers aren't - the new tax law still allows all the IRA advantages you had before. THE NEW That means you can stilldeposit up to $2,000 each year into your Individual Retirement Account (or $2,250 if your spouse is not TAX LAW, employed) and deduct the entire amount from your taxable income. Not everybody can do that under the new JUST AS law, so the time has never been better for you to open an IRA with fB Annuity Company. Not VALUABLE only are your deposits tax deductible, but all your interest earnings accumulate tax -deferred, pro- tected from taxes until you take your money out. AS EVER . .And, of course, you'll earn a high rate of interest on your IRJ\ deposits. fB Annuity offers another big advantage - our IRA guarantees you a lifetime retirement income. When you start an IRA with us, you're starting something that will pay you back for the rest of your life. Remember, farmers can especially benefit from an IRA, since they usually are not covered by company pension plans and therefore are per- mitted the full IRA tax deduction under the new law. Remember, too, that you have until you hIe your 1986 tax return (up to April 15, 1987) to make deposits into your IRA and still deduct them Making your future from your 1986 taxable income. a little more predictable An IRA from fB Annuity Company is more important than ever to your successful fmancial future. Call your farm Bureau Insurance agent FARM BUREAU ~ today to open your own IRA... and look forward INSURANCE to years of tax savings, high interest, and a lifetime GROUP retirement income. Michigan Farm Bureau Rural Living Magazine Non-Profit Org. P.O. Box 30960 U.S. Postage 7373 W. Saginaw Hwy. P A 10 Lansing, Michigan 48909 Grand Rapids, MI Permit No. 320