Farm Bureau Presents ... A December Best Buy! Farm Bureau and Family Saver have teamed up to offer you the latest in video camera technology at a special Christmas price. The 1988 Zenith VM 6300 Camcorder for only $949 The special sale price of $949 includes tax and delivery -- no added costs! Order TODAY to ensure delivery by Christmas. CALL Farm Bureau Family Saver TODAY For More Information 1-800-356-5806 VOL. 64 NO. 11 December 1987 Tune in to the "Farm Bureau A Publication of the Michigan Farm Bureau Review" Hear the latest information on Farm Bureau organizational activities and events on the weekly 5-minute "Farm Bureau Review" radio show Photo by Marcia Ditchie aired on these stations: STATION AIR TIME In This Issue WATZ. Alpena 6:20 a.m. Sat. WAB.I. Adrian 12:27 p.m. Sat WPAG. Ann Arbor 6:20 a.m. Sat WLEW. Bad Axe Farm Bureau Fulfills Role of Leader Builder WHFB. Benton Harbor 6:20 a.m. Sat for Agriculture WBRN. WKYO. Big Rapid5 Caro 6:20 a.rn Sdt. 12 a strong base of support for members FB's family of companies with quality programs. supplies WTVB. Coldwater 12:55 p.m. Tues. WDOW. Dowagiac 6:20 a.rn Sal. Profile of a Winner Once again Chippewa County WZXM. WPLB. WCSR. Gaylord Greenville Hillsdale 6:20 a.m. Sal. 16 was named "Top County Farm Bureau of the Year," a title they have earned 12 times out of the last 14 years. WHTC. Holland 12: 15 p.m Sal. Service to Member Program Continues to WKZO. Kalamazoo Grow Rural values of hard work and WKLA. WSMA. WDMJ. Ludington Marine Marquette City 6:211 a.m. 7: 17 a.m Sat. Sat. 21 build our communities and the FB organization. service are what help WCEN. MI. Pleasant 6:20 a.m. Sat. WOAP. Owosso 6:20 a.m. Sat. WSGW. WMKC. WMLM. Saginaw SI. Ignace SI. Louis 5:05-0 a.m. Sat. 6:30 a.m. Sat. Columns WMIC. Sandusky 6:20 a.m. Sat. President's Message .. 4 Agrinomic Update .. , .. 23 WKJC. Tawas City 6:20 a.m. Sat. Management Report .. 6 Grassroots Perspective .. 26 WTCM. Traverse City 6:30 a.m. Sat. WBMB. West Branch Legislative Review .10 Farm Bureau Market Place .30 6:20 a.m. Sat. Country Almanac, . , ,15 Advertisers' Index . .30 • Cnntort the ~lOtUHl for dOl' ond 11I1It" of 01''''9 A new Michigan Farm Bureau Rural Living is Published Monthly: on the first day, by the Michigan Farm Bureau Infor- mation and Public Relations Division. except during July and August when a combined issue is published on July 15. Publication and editorial offices at 7373 West Saginaw Highway, Lansing, Mich. 48917, Post Office information service to enhance Box 30960 (zip 48909); phone 517-323-7000, extension 6585. the activities of county Farm Subscriptions: $1.50 per year to members, included in annual dues. $3.00 per year non-members in Michigan, $5.00 per year non-members out of stale. Publication No. 345040. Established Jan. 13. 1923 as Bureaus and Community Michigan Farm News, name changed to Michigan Farm News Rural Living Dec. 1. 1981. Third.c1ass postage paid at Lansing, Michigan, and at additional mailing offices. Action Groups. Editorial: Connie Turbin, Editor and Business Manager; Donna Wilber, Contributing Editor; Marcia Ditchie, Associate Editor; Kimberly Marshell, Associate Editor and Production Manager. Contact your local station. Let them Officers: Michigan Farm Bureau President, Jack Laurie. Cass City; Vice President, Wayne Wood, Marlette; Administrative Director, Charles Burkett; Treasurer and Chief Financial Officer, Tom Parker; know you appreciate their airing of Secretary, William S. Wilkinson. the "Farm Bureau Review"! Directors: District 1. Marlin Outman, Constantine; District 2, Blaine VanSickle, Marshall; District 3. James Sayre, Bellevllle; District 4, Charleen Thompson, Freeport; District 5, Mark Smuts, Charlotte; District 6. Jack Laurie, Cass City; District 7, Larry Snider. Hart; District 8, Lyle LeCronier. Freeland; District 9, Robert Gregory, Traverse City; District 10, Margaret Kartes. West Branch; District II, Robert Wahmhoff, Baraga. At. GET THE LATEST SCOOP ON large; David Conklin, Corunna; Wayne Wood. Marlette; Richard Leach, Saginaw. Farm Bureau Women: Diane Horning, Manchester. Young Farmers: Ed Cagney, Scotts. YOUR ORGANIZATION ... DECEMBER 1987, RURAL LIVING 3 President's Message Rewarding Year Passes Reviewing a year of Farm Bureau activities is a difficult, but reward- ing task. Many concerns have been surfaced, many challenges have I~ J been met, and much has been accomplished. Farm Bureau members have taken positive action on a wide range of issues from the insurance premium tax, field sanitation standards, livestock management, and wildlife crop damage, to the national debt, international trade, and im- migration reform. Members also helped launch county Promotion and Education programs and began revitalizing the Community Action Group program. This kind of involvement makes me proud to be a part of this organization. Looking back on the issues and challenges that surfaced in 1987, it strikes me that farmers and other rural people have moved into a new competitive environment. The controversy over the expansion of animal agriculture in Michigan is just the tip of the iceberg. Ongoing challenges over ground and surface water contamination ... dust and noise ... chemical use ... farmland preservation ... highway construction ... hunting rights ... the quality of life in rural communities ... and a variety of other environmen- tal issues are waiting just below the surface. The county Farm Bureau debate and decision about the Supercon- ducting Super Collider (SSC) potentially locating in southeast Michigan offers a clear model of how farmers can reach a consensus on a com- Seeds plex and divisive issue. The SSC brought together a mix of divergent needs and views. On .In November, President Laurie the one hand, the project would alter thousands of acres of prime attended planning meetings for agricultural land. It would undoubtedly lead to real estate development the 1988 Governor's Con- and a need for more road construction, schools, and fire, police and ference on Agriculture in ambulance services. It would mean population pressure and the poten- February. President Laurie has tial for conflict with rural neighbors over dust, odor and noise. agreed to serve as co- But, on the other hand, the SSC could also provide opportunities. chairperson of the event. Thousands of new jobs could be generated. New local markets for agricultural production would be developed. Economic potential would • As a member of the National be created for rural entrepreneurs . Dairy Commission which is So, after considerable study and debate, the county Farm Bureaus charged with making recom- in southeast Michigan voted to recommend to the MFB Board of Direc- mendations about future dairy tors that our Farm Bureau organization support the location of the SSC policy, President Laurie joined in their area. They decided, after looking at all the factors, that the SSC other commission members in would be positive for the economic future of their members and their Washington, D. C., to begin families. review of the testimony and in- I think the SSC story demonstrates some important lessons. First, formation gathered over the that local people should make the decisions about the issues that affect past year. their own communities. No other group of people in the state has a bet- ter system for doing that than farmers through county Farm Bureaus. .On Nov. 9, Laurie met with Second, the farmers in southeast Michigan decided that the opti- representatives of the Michigan mum economic situation for them did not necessarily mean traditional cherry industry and with agricultural production to the exclusion of any other possibilities. representatives of the Michigan That's a crucial concept for the future of rural people. Farming in Apple Committee in Grand our state is changing. Michigan agriculture tomorrow will almost certainly Rapids. not exist in the same form that it does today. Consequently, the questions will arise again and again: what is the .Laurie welcomed members of best use of the land resource that we control? How do we maximize this the MFB Policy Development use and, at the same time, protect and develop the future of our in- Committee to FB Center for dustry? How do we promote an environment in rural Michigan that lets their three-day policy review, agriculture use the new developing technologies and be an aggressive, Nov. 9-11. growing industry? 4 RURAL LIVING, DECEMBER 1987 Despite these uncertainties, I'm confident that Michigan agriculture has a bright future. We have a tremendous diversity in soil and growing conditions that permit us to grow more types of agricultural products than can be pro- duced almost anywhere else in the country. This can be a crucial advan- tage for our state in the new age of biotechnology, because this industry will demand a variety of raw materials and feedstocks for the new pro- ducts being developed. Similarly, biotechnology expands the opportunities for involvement Looking back on in production of "value-added" products. These can include not only value added at the farm or processing level. .. in the form of unique the issues and quality or marketing characteristics ... but also in the creation of new kinds of value. challenges that Our agricultural production is close to major population centers ... Detroit, Flint-Saginaw-Bay City, Grand Rapids, Kalamazoo, surfaced in 1987, Lansing, and Chicago. That's a marketing advantage envied by other farmers across the country. it strikes me that The transportation system in Michigan, while it lacks in certain areas, is still fundamentally sound. Farmers in most parts of the state farmers and other have close access to interstates or excellent state highways. This not only helps speed our products to urban markets ... it helps bring customers out rural people have to rural areas to spend their money at u-pick operations or ag tourism attractions. moved into a new Likewise, Michigan farmers have a good infrastructure of marketing cooperatives, such as our own Michigan Agricultural Cooperative competitive Marketing Association. This, and other marketing cooperatives, are a great resource for helping farmers maximize their agricultural profit environment. potential. There are outstanding educational facilities in our state. Michigan State University is regarded as one of the great land grant institutions in the nation. The Cooperative Extension Service and Agricultural Experi- ment Station provide a teaching and research base that our farmers can build upon for the future. Farm families in Michigan also have many opportunities for off-farm income. The state's industrial and service base help cushion the income swings that affect other farm states. Finally, agriculture in Michigan enjoys good cooperation with state government. Many elected officials and other state leaders have demon- strated a commitment to assisting the development of our agricultural in- dustry. While there will certainly continue to be disagreements over specific issues and concerns, a positive and cooperative spirit underlies our basic working relationship. Michigan agriculture in the coming year will face a mix of challenges and opportunities. Participation in your Farm Bureau oganiza- tion is the key to shaping the answers to the questions confronting our industry. The grassroots structure of Farm Bureau .. .its Community Ac- tion Groups, county committees and leaders, the policy development and policy execution process ... provides an effective way to develop a consensus on what farmers want their tomorrow to look like. The future of rural Michigan is far too important to be left to the decisions of interest groups outside of agriculture. Make 1988 the year that you use your Farm Bureau as a powerful tool for shaping your destiny and that of your family and your industry. Jack Laurie, President Michigan Farm Bureau DECEMBER 1987, RURAL LIVING 5 Management Report Over the years, Farm Bureau assist members with information and • has had an outstanding record marketing services. In this area, your Company Leaders of membership accomplishment. It organization did research for growers was disappointing that, for a variety who were involved with unfilled dry Reflect Year's of reasons, we were not as suc- edible bean contracts because of the cessful in membership acquisition in 1986 fall flood disaster. FB also par- Accomplishments 1986 and '87 as we have been in ticipated in a joint study with the the past. Despite the challenges of Michigan Bean Commission to ad- the past membership year, nearly dress the future of the dry bean in- one third of our counties overcame dustry. In addition, a pilot "market these hurdles and achieved member- master" education program was con- ship goal and target. ducted. More of this detailed mar- Our 1987-88 membership cam- keting education for farmers is being paign is off to a good start. We face planned for the future. the challenge of continuing to sign This year provided members with up those crucially important regular many opportunities for educational farmer members who make up the and leadership growth. An outstand- lifeblood of the organization. And we ing example of this was the suc- need to do an even better job cessful MFB Leaders' Conference. assisting our volunteer membership Over 150 people attended this event activities. But overall, we can be that exposed leaders to a wide range confident that this year will see our of topics and ideas that will enhance membership efforts back on the track their abilities and the value they will toward success. have to their organization and One of the many reasons farm agriculture. Likewise, the\ annual families join FB is that they see the Young Peoples' Citizenship Seminar organization as being effective in get- was conducted for over 200 high ting things done. For example, this school juniors and seniors. These year FB took the lead in discussions young people were given a unique and actions in the animal agriculture opportunity to see and learn more controversy, utilizing information about their American heritage and meetings and the organization's own political and economic systems. The communications resources to bring FB-sponsored FFA Producers Forum leaders up to date on the many had a similar purpose. It gave high complex aspects of this issue. Presi- school students who are interested in Charles Burkett, MFB dent Laurie chairs a Committee for an agricultural career a chance to Animal Agriculture, which called on hear more about production ag- Administrative Director MSU to develop guidelines of sug- riculture. gested practices for farmers which The active involvement of all FB will give them protection under the members is crucial to maintaining Right-to-Farm Act. FB went further our grassroots structure. Two proj- by filing a lawsuit and a "Friend of ects were started that will make the Court" brief in two related court significant progress in that direction. cases. First, the organization began revitaliz- FB also took a leadership position ing the Community Action Group on a variety of other issues that af- program. CAGs have a long and im- fect agriculture including wildlife crop portant history in MFB. They form damage, the movement of oversize the backbone of our policy develop- farm equipment on roads, liability ment process. They anchor our protection for gleaning and u-pick policy execution. The 50th Anniver- operations. See the Legislative sary of CAGs was marked this July Review columns on page 10 for a at the Summerfest outdoor celebra- more comprehensive report of our tion at the FB Center In Lansing. 1986-87 legislative accomplishments. Throughout the coming year, Farmers are in the business of you'll see the results of a campaign farming for many reasons. The most to organize two new CAGs in every important is to make a living. county in the state. A new Com- Farmers and FB share the objective munity Activities Committee on the Noel Stuckman, MACMA of increasing net farm income. One county level was formed to more General Manager of the ways FB is doing that is by closely coordinate the important expanding its marketing expertise to local issue activities of the groups. 6 RURAL LIVING, DECEMBER 1987 The new Promotion and Educa- Michigan Agricultural tion program offers many oppor- tunities for members to promote Co-operative their industry and build bridges of Marketing Association understanding to the non-farm public. The MFB board appointed a MACMA, MFB's affiliated 22-member State Promotion and • marketing and bargaining Education committee, and many association, is the largest multi- counties formed local committees. commodity marketing cooperative in County committee projects may in- the state. The association goal is to clude health and safety concerns, obtain full market value for the leadership training, agriculture in the agricultural commodities grown by classroom, current issues, commodi- members. During the fiscal year ty promotion and consumer educa- completed April 30, 1987, MACMA tion. Much like the CAGs, the pro- was involved in establishing the motion and education program will prices of fruit and vegetables having give individual members a chance to a total value of over $70 million and be active in their organization at the directly marketing $6.6 million of Robert Wiseman, FBIG grassroots level, working on local feeder pigs and food products. Executive Vice President projects and concerns that have im- Membership in the 10 operating mediate importance and relevance to MACMA divisions totaled about them. 2,650 farms. Each of the fruit and When it comes to saving through vegetable divisions - apples, red our FB member-only service pro- tart cherries, plums, asparagus, kraut grams, member involvement and cabbage and potatoes for freezing - member service are, quite simply, had a strong majority of the state's different sides of the same coin. The producers as members. best efforts of a dedicated staff and a Fruit production in Michigan was statewide network of dealers and less than a full crop in 1986 due to vendors, do not guarantee the future spring frosts and nearly a full crop in availability of programs like our 1987 with very little damage from Safemark Group Purchasing service cold last spring. A recent USDA fruit for tires, batteries and farm steel pro- tree survey revealed that in the past ducts. Demonstrated member sup- four years the number of Michigan port will be the measure we use bearing apple trees has increased when determining the future of this 27 %, tart cherry trees 35 %, and and any other service program in plum trees 22%. our FB "benefit package." FB • Red Tart Cherry Division - This Richard Krueger. FPC division is very active in developing Executive Vice President members throughout the state must Chief Executive Officer utilize our member-only services to an industry master plan to match ensure that our organization is able supply and demand. Emphasis is on to attract and retain money saving expanding demand through promo- services for home, farm and family. tion, export sales and new uses. The Finally, we have an important marketing committee established a common goal aimed at helping FB 15 cent/pound price in 1987 for the and its affiliates work closer together, largest state and national crop in through coordination and integration more than 20 years. Division efforts of long range goals. This is a very have resulted in large purchases of valuable cooperative effort that will frozen cherries by the federal help ensure that the MFB family of government. companies are all pulling together in • Apple Division - Processing ap- the direction set by you, the mem- ple prices were negotiated with proc- bers. This annual report, and the essors under the provisions of P .A. reports of the company managers 344, the state farm bargaining law. which follow, describe the services Base prices for the large 1987 crop and accomplishments which have were not as high as those for the been carried out by our FB affiliated companies. 0 (continued on page 8) Richard Morgan, CSI General Manager DECEMBER 1987, RURAL LIVING 7 (continued from page 7) Farm Bureau We are improving service in another way through our Field 1986 crop, but product is selling well Insurance Group Comm II program, which uses onsite due to strong processor demand . computers in county and agent o!- As Michigan's largest farm in- Imported apple juice concentrate • fices to provide faster and better in- surer, we have always put the continues to be a competitive prob- surance and membership services. needs of FB members first. Nobody lem for growers. As of Sept. 30, total new and cares as much about protecting FB • Plum Division - The Michigan renewal premium for our two families as we do, and our activities plum crop was much larger in 1987 property-casualty companies (FB in 1987 reflect that commitment. than in 1986. The committee recom- Mutual and FB General) was nearly The farmers who founded FBIG mended a 5 cent/pound price for $113 million. Over $4.3 million was said a constant goal must be to pro- processing. Efforts continue to im- added to property-casualty surplus in vide insurance protection at the prove demand through promotion, the first three quarters of the year, lowest possible cost. In 1987, we in- new products and varieties. reflecting the profitability of our troduced several discount programs • Asparagus Division - Michigan companies. to keep your auto insurance costs asparagus production is on the in- In our life insurance companies down, including discounts for safe crease. Processors agreed to a 1 (FB Life and FB Annuity Company), drivers for seat belt wearers, and for cent/ pound increase to 57 cents/ new and renewal premium totaled insureds who install anti-theft devices pound for the 1987 crop. Expansion nearly $40 million through the first in their cars. We also reduced rates of fresh sales, greater utilization of three quarters of the year. Sales of for drivers over age 45, and reduced high yield hybrids, and effec~ive ~r~- Universal Life and the new Single the minimum age for receiving a motion and research are major dIvI- Premium Deferred Annuity are con- safe driver credit from 25 to 20. sion activities in addition to price tinuing at a strong pace. Our Homeowners rates are also bargaining ... This has been a year of highlights going down, effective Dec. 15, • Potato and Kraut Cabbage DIVI- for the FB Life Company. Early in 1987. sions - Although negotiations with 1987 we reached $3 billion of life Beside rate reductions, we are Ore-Ida Foods over the terms of insurance in force and learned that always exploring new ways of im- potato contracts were conducted FB Life has once again earned the proving our products and services. successfully for the 1986 crop, A-plus (superior) rating from the For example, FB members who members did not grow for the com- A.M. Best Company, a private renewed their Member Life policies pany in 1987 due to Ore-Ida's deci- group that monitors the insurance in 1987 received more than three sion not to process at their Green- industry. times the coverage listed in the ville, Michigan, plant this year. It .is Incidentally, FB Life has a better policy's schedule of benefits at no hoped that the plant will operate In solvency rating than the nation's 25 extra cost. the future. The kraut cabbage con- largest life insurance companies. Ac- During 1987, we expanded our tract was negotiated with Vlasic cording to the Standard Analytical research into new ways of improving Foods at a very small reduction in Service, the average of the top 25 our Farmowners program by launch- price for the 1987 crop .... companies is $104 of assets for ing a project involving farmers and • Feeder Pig Division - ThIs dIvI- every $100 of liabilities, while our agents throughout the state. The sion continues to be the largest margin is $124 for every $100. We project will continue to be a top marketer of feeder pigs in the state. outpaced the top 25 companies in priority in 1988. Volume remained stable at 90,000 other measures of financial stability, Another example of our commit- head marketed during the last year. too, including surplus funds ratio ment to farmers is our emphasis on The average price per pig was up at and net gain (income) ratio. crop insurance. Although we h~v~ $51.84. The total sales value was What does all this mean? It means always been committed to prOVIding $5.1 million, which was an increase that FBIG is strong, stable, and crop insurance, the heavy rains in of $1.4 million over the previous responsive to the needs of FB mem- 1986, which caused millions of year .. bers. FBIG is here to make your dollars in crop damage in Michigan, • Direct Marketing Division - ThIs future a little more predictable. 0 sparked renewed interest in crop. in- division continues to meet its twin surance among farmers and the in- goals of expanding the market for surance industry. We made a com- Farmers Petroleum Michigan grown commodities and providing FB members with high mitment to double our efforts in Cooperative, IDe & 1987 to make sure more farmers quality food products. Total sales had the benefit of crop insurance Subsidiary were $1.5 million for the year. Ef- protection, increasing the num~er of forts to increase sales this year in- Net sales at Farmers agents licensed to sell and servIce • clude giving free frozen fruit with Petroleum Cooperative, Inc. & Federal Crop Insurance from 41 large orders and adding microwave Subsidiary reached $31 million for agents in 1986 to 83 in 1987, . products. 0 fiscal 1987, which concluded Aug. resulting in twice as much crop in- 31. Net profit after tax of $283,000 surance protection sold by our (continued on page 28) agents during 1987. L----------------------------------;R~U;R~A~L~L~IV~I~NG~, 8 ~DE~C;E~ • CONGRATULATIONS Farm Bureau Insurance Group is proud to salute industry. The designations require years of study, sev- five members of the agency force who earned presti- eral national examinations, and high personal and gious professional designations during 1987. business standards. They are recipients of the CLU (Chartered Life Most importantly, the designations indicate new Underwriter), ChFC (Chartered Financial Consultant), levels of knowledge and expertise in meeting the CPCU (Chartered Property- Casualty Underwriter), or needs of clients. The CLU, ChFC, and LUTCF designa- LUTCF (Life Underwriter Training Counselor Fellow) tions indicate high levels of expertise in serving life designations. insurance and financial planning needs, while the Those letters behind their names indicate the CPCU reflects new levels of skill and knowledge in pro- highest degree of professionalism in the insurance viding property-casualty insurance service. Professional Designations Conferred in 1987: CLU and CPCU: ChFC: ChFC: ChFC: LUTCF: Greg Smith, CLU, CPCU Gayle Forner, ChFC, CLU, Cris Cone, ChFC, CLU Ed Jonaitis, ChFC, CLU Bernie Teeters, LUTCF Agency Manager LUTCF Agency Manager Tax Sheltered Annuity Livingston County Oceana County Specialist And Congratulations to All the CLUs, CPCUs, ChFCs, and LUTCFs in Our Agency Force: CLUs: Rusty Moore, CLU CPCUs: LUTCFs: Barbara Sheldon - Bernard, CLU Larry Neil, ChFC, CLU David Rowe, CPCU Dave Carlson, LUTCF Tom Carter, ChFC, CLU Ed Oeschger, CLU Greg Smith, CLU, CPCU Pete Hornik, LUTCF Cris Cone, ChFC, CLU Pete Phelps, CLU Dave Crawford, LUTCF Dave Dagwell, ChFC, CLU AI Schrepfer, CLU ChFCs: lIa Waller, LUTCF Gerald Davis, ChFC, CLU Harris Seymour, CLU Tom Carter, ChFC, CLU Vern Starr, LUTCF Keith DeZwaan, CLU Chuck Steele, ChFC, CLU David Dagwell, ChFC, CLU Gayle Forner, CLU, ChFC, LUTCF Phil Dieck, ChFC, CLU Patrick Timiney, CLU Gerald Davis, ChFC, CLU Gary Grinwis, LUTCF Norbert Forbes, CLU Ed Waltz, CLU Phil Dieck. ChFC, CLU Sylvia Kovacs- Hicks, LUTCF Gayle Forner, ChFC, CLU, LUTCF Ken Weaver, CLU Harold Grevenstuk, ChFC, CLU Danny Bates, LUTCF Harold Grevenstuk, ChFC, CLU Joann Zangara, CLU Larry Neil, ChFC, CLU Robert Barker, LUTCF David Jerrick, CLU Greg Smith, CLU, CPCU Chuck Steele, ChFC, CLU Bernie Teeters, LUTCF Ed Jonaitis, ChFC, CLU Jim Dolezal, CLU Gayle Forner, ChFC, CLU, LUTCF Larry Brewer, LUTCF Bob Keyes, CLU Duane Robison, ChFC, CLU Cris Cone, ChFC, CLU AI McCool, CLU Ed Jonaitis, ChFC. CLU Duane Robison, ChFC, CLU FARM BUREAU ~ INSURANCE Making your future a little more predictable GROUR Legislative Review List of Legislative Achievements Grows Washington The following are some key • legislative accomplishments during the FB year and updates on current issues: Trade Reform - During con- sideration of the Trade Reform Act, FB worked vigorously for the eli- mination of language which would require the U.S. to retaliate against both fair and unfair trade practices of nations having a trade surplus with our country. Instead, the Senate adopted language authorizing retalia- tion against only unfair trade prac- tices. Oil Overcharge Refund - Work- ing with the U.S. Department of Energy (DOE), FB developed and disseminated an application for crude oil refund. The refund was established as the result of lawsuits against certain oil companies that overcharged for oil during the time that crude oil was under government price controls. The refund opportun- ity is available to all farmers who purchased crude oil-based fuels and greases from independent (non- cooperative) suppliers between Aug. 1973 and Jan. 1981. Deadline for filing a refund claim with the DOE is Dec. 31, 1987. Grassroots Approach is MFB's Powerful Plus Flood/Drought Disaster Pro- BlII Ballenger, former state senator and now editor of "Inside gram - FB aggressively sought • Michigan Politics," recently released the results of a survey to enactment of legislation providing determine the effectiveness of lobbying organizations in Michigan. The $535 mlllion in PIK certificates to survey was distributed among all Michigan legislators, selected non- compensate farmers for weather partisan and bi-partisan legislative staff, selected members of the gover- losses in 1986. FB also secured nor's staff, capitol news media, and 2,754 lobbyists and 548 lobbying major changes in proposed USDA organizations. regulations to implement the legisla- Results of the survey ranked Michigan Farm Bureau ninth among the tion as Congress intended. top 20 lobbying organizations, and sixth among the top 10 single in- terest lobbying organizations. Farm Credit System - After AI Almy, MFB Public Affairs Division Director, salutes the MFB months of study by a special AFBF legislative counsels: Howard Kelly, Ron Nelson, and Bob Smith. Almy committee, a 20-point AFBF pro- points out the rating confirms that the organization's approach to posal to provide assistance to the member involvement in policy development and policy execution is ef- Farm Credit System was approved fective and commands a great deal of respect in the Legislature. by the AFBF Board of Directors. 10 RURAL LIVING, DECEMBER 1987 The proposal, which was introduced Right-to-Farm - FB has ap- Liability Protection for U-Pick, in Congress in July, includes govern- proached legislators to sponsor Gleaning and Hunting - HB ment help in the form of a guaran- amendments to strengthen and clar- 4202, now P.A. 110 of 1987, is a tee of funds to keep the FCS sol- ify Right-To-Farm Act provisions. major step to ensuring liability pro- vent, loan restructuring, an end to The 1981 act provides limited pro- tection for farmers. Under u-pick fund transfers within the system, a tection. Strengthened amendments provisions, farms are now protected secondary mortgage market, and are needed to provide maximum from challenges unless there is willful guidelines for disposing of land ac- farmer protection in the event of a neglect or intentional acts against the quisition. The U.S. House of lawsuit or nuisance complaint. individuals. In the case of gleaning Representatives approved a bill con- and hunting leases from which the taining most of the AFBF recom- Air Pollution Control Act - farmer receives money In exchange mendations on Oct. 7. Sponsors are being contacted to in- for the privilege, there is a limited troduce amendments to the Air liability provision for the farmer. '85 Farm Bill - FB reaffirmed its Pollution Act to clarify the animal support for the four-year farm bill agriculture exemption. Recent deci- Great Lakes Water Resource urging Congress to stay with the cur- sions by the Air Pollution Control Planning Commission - This rent farm bill and resist efforts to Commission have made clarification commission Is charged by law with make changes. The major challenge of the act imperative. examining the state's water needs, to the farm legislation was a pro- now and In the future. MFB staff posal that would have placed U.S. Animal Odor - FB has taken the worked closely with the commission producers of 16 farm program com- leadership to address the issue of to focus attention on agriculture's modities under a nationwide supply animal odor complaints. Meetings unique water needs. MFB was suc- management program. 0 were held with the leadership of the cessful in promoting special legisla- various livestock and poultry organi- tion to add a commission position zations. Contacts have been made specifically representing agriculture. with the respective state agencies Lansing and numerous meetings have been held with MSU personnel, including Farm Disaster Loan and Finan- cial Institutions Bureau - FB directors of the Agriculture Experi- worked closely with Financial Institu- ment Station and Cooperative Ex- tions Bureau personnel to ensure the Commodity Insurance - Several tension. Informational meetings were prompt and reasonable administration bills have been proposed to provide held and legislative efforts initiated to of the farm disaster loan program. additional farmer protection against address this very serious issue. The Financial Institutions Bureau Is elevator and grain dealer bankrupt- the state agency charged with moni- cies. Currently, HB 4997 and 4205 Wildlife Crop Damage - Crop toring financial institutions and pro- are moving through the Michigan damage by deer, elk, sandhill viding direction to those Institutions House of Representatives. The bills cranes, geese, turkeys, and other on procedural questions. provide for a referendum and a wildlife species continues to cause l/IOth of a cent grain checkoff. The severe economic problems for Amendments to the Uniform checkoff will provide for a $5 million agriculture. A DNR task force Commercial Code - Several fund which will pay farmers in the developed recommendations for amendments to the Uniform Com- event of elevator/dealer bankruptcy. more liberalized hunts in crop mercial Code were proposed which damage areas {particularly from would adversely Impact ownership Pesticide Act - HB 4674, passed deer}. MFB's representative actively and right to payment on various by the House, makes substantial participated on the task force. The farm commodities. FB monitors such revisions to the Pesticide Act. FB task force will be make recommen- bills. Thus far, none have passed. was successful in obtaining numer- dations for long-term solutions. ous amendments to the act. It is an- Ethanol - FB provided continued ticipated that several other FB re- Oversized Farm Equipment - support for the development of quested amendments will be con- HB 4054, now P.A. 90 of 1987, ethanol processing facilities In the sidered during deliberation by the addresses the movement of over- state and use of the fuel additive. Senate. sized equipment. The law now per- Recent developments Include Senate mits the movement of farm equip- passage of SB 427, which provides Animal Industry Act Revisions ment of any size during daylight for a per bushel payment to ethanol - Legislation will soon be intro- hours as long as it does not impede processors using Michigan corn. duced in the Senate to substantially or imperil the flow of traffic. After revise the Animal Industry Act. The dark restrictions on moving farm State Budget - Gubernatorial act regulates the movement of all equipment include: equipment can- vetoes and declining state revenues livestock within the state and enter- not move left of center; equipment kept legislators embroiled In budget ing the state, including the showing cannot impede or Impair the flow of debate. A 1 percent across the and sale of animals, testing, and traffic; tail lights must be visible at board budget cut Is being considered vaccination procedures. the rear, either on the equipment or (continued on page 29) from a trailing vehicle. DECEMBER 1987, RURAL LIVING 11 Farm Bureau Fulfills Role of Leader Builder for Agriculture By Kimberly Marshell liTo ensure the best of service to Leaders' Conference our members" is what FB's family of T he building and mainte- companies strives to achieve by hav- The Young Farmers and Women's nance of an aggressivefarm ing a strong professional base sup- committees worked together to pro- organization depends porting FB families with quality vide over 150 participants with the heavily on attracting the best in programs. best leaders' program possible last farmer leadership. This leader- Throughout the year, programs March. ship must be active in all levels are planned to specifically address "I feel that leadership develop- of the organization from the many areas of agriculture and to in- ment is an important charge of both CAGs and state officers through clude training to the staff who serve committees, and that this program home office stat! The organiza- FB members. The secretaries con- provides much needed insight to this tion must maintain a quality ference, legislative and commodity organization and its members," said statf to ensure the best of service meetings, programs for young Julie Chamberlain, MFB training of- to our members. citizens and FFA members, and ficer. "The program involves several Leaders' Conference, these are just inspiring speakers and informative -1987 Farm a few of the human resources workshops. There is also the valuable Bureau Policy Book, page 69 available to members. opportunity for farmers to meet with other farmers from all over the state to discuss issues and talk shop." In addition to motivating speakers, the 1987 Leaders' Conference of- fered a range of workshops including tax laws, ag issues, genetic research, public relations, and financial man- agement. MFB/FF A Producers Forum The Producers Forum is designed by MFB and the Michigan Associa- tion of FF A for high school seniors who are planning a career in pro- d uction agriculture. "The major focus of this program is to expose potential agricultural producers to an intensive, instruc- tional program of current agricultural issues. The students who attend will be confronted with these issues as they enter the occupation of produc- ~ Uht -~~~JJ" tion agriculture," said Vic Verchereau, MFB Young Farmer Department ii manager. Some of the areas covered in the 'Jl ~ 1987 workshops included marketing, credit, partnerships, legal rights, ag- ricultural issues, and safety . • ~ ~ ... ~,o '-~- l\, J ~?~~~ 'RUi~ The 1987 Leaders' Conference provided young leaders like Roger Van Damme of Hiawathaland Farm Bureau the opportunity to share ideas and insights with motivational speaker and author Maureen Burns. Each year the conference attracts new leaders to the FB organization by offering quality motivational and educational programs. 12 RURAL LIVING, DECEMBER 1987 Young People's Citizenship Seminar For 24 years, MFB and county FBs have sponsored the Young Peo- pie's Citizenship Seminar to help students prepare for their respon- sibilities as voters and possible future politicians. The seminar also helps them gain an understanding of other forms of government and an ap- preciation for their own. "When these students leave the seminar, we want them walking tall and feeling proud about being a citizen and eager to participate in all the privileges that go along with be- ing a citizen," said Vic. The seminar is designed to develop in its participants an under- standing of, and an appreciation for, democracy, capitalism, and the American way of life. It also pro- Youthful participants in the annual Young Peoples' Citizenship vides practical and meaningful ex- Seminar gain an appreciation for our system of self government and periences in citizenship education individual freedoms and responsibilities. The Michigan high school through information, discussion, self- juniors and seniors attend lectures, participate in small discussion expression, participation, and groups, and take part in "campaigns" for political office. self-discipline. In 1986 the Michigan Senate Lansing Legislative Seminars passed a resolution of tribute to MFB for sponsoring the seminar. The Lansing Legislative Seminars series is held on the basis of FB Washington Legislative regions to provide an opportunity for Seminar county leaders to meet their legis- lators in Lansing to discuss FB The seminar, held in early spring policies. in Washington, D.C., provides op- The personal visits by farmers with portunity for legislative leaders and their legislators are critical to the suc- assistants, selected by county FBs, to cess of FB's efforts to attain legisla- make personal contacts with mem- tion beneficial to agriculture. bers of Congress and other govern- Following a morning briefing ses- ment leaders. Their responsibility is sion by MFB staff on issues likely to to support FB policy on key issues arise in the 1987 legislative session, in discussions with Congressmen and participants met with their area's other government leaders. legislators during lunch. Afterward, Special briefings for legislative members were encouraged to visit leaders and assistants are conducted legislators' offices, attend committee in advance by MFB staff. The com- hearings, or watch the legislative plete schedule is reviewed in detail, body in session. In FB's real life political ac- effective lobbying techniques discussed, priority legislative issues covered, tivities, farmer members take a New Presidents Conference personal role in pursuing policy and participant questions answered. Leaders in the 1987 Washington objectives. Legislative leaders New county FB presidents par- who participated in the 1987 Legislative Seminar, Mar. 31-Apr. 3, ticipate in a two-day conference at Washington Legislative Seminar focused on agricultural cr12edit, in- FB center in December. The met with members of the ternational trade reform legislation, schedule of activities is designed to Michigan congressional delega- and opposition to proposals for man- provide the new county leaders with tion and with recognized na- datory production and marketing detailed information about the pro- tionalleaders like presidential controls. hopeful Sen. Robert Dole. (continued on next page) RURAL LIVING, DECEMBER 1987 13 Leader Builder central players on its leadership team young people to explore their roles (continued fram previous page) for the Presidents' Conference. The in America's future and to keep alive program for this prestigious two-day the traditional values that are so im- grams and services of the FB orga- event reflects the many facets of the portant to our country and FB. nization and to foster good com- county FB president's role. From up- Another long-running favorite in munications between newly elected dates on state, national, and interna- Michigan schools Is FBIG's popular leadership and MFB staff members tional issues to the administration of Early Indians of Michigan booklet. who manage program and service the county committee structure, First printed in 1974 as part of the activities. county presidents are given the op- celebration of Farm Bureau Mutual's Topics covered during the impor- portunity to build skills, share con- 25th anniversary, the booklet tant conference include: the role of a cerns, and discuss solutions. highlights the four primary tribes of county president, financial control, Michigan, complete with color working with staff, and tips on run- Secretaries Conference illustrations. ning a board meeting. Because of demand from schools "This conference is important "Building the Farm Bureau Team" across the state, the booklet has because it provides the tools for new was the theme of the 1987 Secre- gone through several printings. More presidents to manage the people and taries Conference. than 160,000 booklets and tens of resources of their county FB," said The two-day conference consisted thousands of accompanying poster Julie. "This will ultimately result in of a series of workshops, mini- sets have been distributed to county boards and committees work- seminars, and general sessions to Michigan's young people. ing together for the betterment of give county secretaries an opportu- agriculture. " nity to improve their understanding Opportunities Abound of adminstrative duties and respon- Presidents' Conference sibilities, member service programs, These are just some of the quality and the FB organization in general. programs provided to FB members Each year FB brings together the Presentations were also scheduled annually. Throughout every year, to help build personal skills and a special events such as Summerfest better understanding of the overall held last July to celebrate the 50th responsibility of being a county FB annlversay of Community Action secretary. Groups, and Informational meetings for special issues such as animal Winter Marketing Seminar agriculture, are planned and Im- plemented to keep FB members in- This two-day educational seminar formed and united. was held in January for beginning "By attending these programs, FB and experienced marketers. members have an opportunity to In- The agenda was filled with in- teract with a wide variety of people teresting and Informative workshops representing various commodity covering beginning cash marketing, groups from all over Michigan," said hedging, options, computer skills Julie. "This interaction allows them and trade show, technical market to see that they share similar con- analysis, and a weather outlook for cerns with others, which brings all of 1987 and beyond. agriculture closer together. The op- portunity exists to gain new Ideas Farm Bureau Insurance Group and Insights on old problems and situations. People can go home with FBIG is especially proud of its in- a fresh perspective - a new way of volvement in Michigan schools, of- looking at their life, business, and at fering two strong programs to benefit how they can help lead their county the children of FB members. Farm Bureau. Th~ first Is the annual America & "The whole organization benefits Rebecca Rushlow, who authored Me Essay Contest, which FBIG has when a member goes home from a the first place essay in the sponsored since 1968 for Michigan program and takes a message back 1986-87 America & Me Essay eighth grade students. The 1987 and enthusiastically relays it to Contest, received a $1,000 sav- contest involved 10,000 students others, puts it into practice in the ings bond and a plaque fram from nearly 600 Michigan schools county, on the farm, or In their per- FB1G Executive Vice President and offered prizes ranging from sonallife. That's when a program Bob Wiseman. This was the 19th award certificates to $5,500 in sav- has really succeeded - that's when year the contest has been con- ings bonds. The topic for 1987 was we in the home office have fulfilled ducted arrwng Michigan eighth "What the Future of America Holds the directive our grassroots policy grade students. for Me." book has given us." 0 The contest encourages Michigan 14 RURAL LIVING, DECEMBER 1987 Country Almanac December Dee. I- Safe mark Winter Steel Sale - con- Dec. 7-10 Michigan Horticultural Society Dee. 20 tact your county Safemark coor- Show, Grand Plaza Hotel and dinator or county FB office for Grand Center, Grand Rapids. details. Dec. 7-11 MACMA Holiday Citrus Sale delivery period. Dec. 1-4 MFB and affiliated companies an- Dec. 10-11 MFB/FFA Producers' Forum, nual meetings, Grand Plaza Hotel Hilton Inn, Lansing. and Grand Center, Grand Rapids. Dec. 15-16 New Presidents' Conference, Dec. 5- Christmas at Henry Ford Museum Lansing. Jan. 3 and Greenfield Village. ~ComingUp~ Jan. 10-14 AFBF Annual Meeting, New Feb. 25 Cabinet Meeting for Saginaw Valley Orleans, La. and Thumb Regions. Jan. 26-27 Presidents' Conference, Park Inn, Mar. 3-5 Young Farmer Leaders Con- Mt. Pleasant. ference, Valley Plaza, Midland. Jan. 27-29 Great Lakes Vegetable Growers Mar. 9 Cabinet Meeting for North, North- Convention, Lansing. east and Northwest Regions. Feb. 15 Cabinet Meeting for Sou th and Mar. 10 Cabinet Meeting for Upper Penln- Southwest Regions. sula Region. Feb. 16 Cabinet Meeting for West and West Mar. 15-18 Washington Legislative Seminar, Central Regions. Washington, D. C. Feb. 23 Cabinet Meeting for Central and Mar. 21-24 Agriculture and Natural Resources Southeast Regions. Week, MSU, East Lansing. DECEMBER 1987, RURAL LIVING 15 cooperatively with the other county FBs in the district on projects, such as the postcard survey of all regular Other Star Winners members in the U.P. for input into The runner-up county for 1987 was Mackinac-Luce with five gold the policy development process, the • stars for Membership, Commodity/Marketing, Women, Policy annual Industrial Expo, and the Ex- Execution, and Information. Chippewa's U. P. "neighbor" also won silver tension Management Institute. All six stars for Local Affairs and Young Farmers, and certificates of merit for county Farm Bureaus in the district Policy Development and Direct Marketing. work together on these projects." Five counties earned four gold stars for program excellence: Alpena 6. Responsiveness to needs. for Membership, Community Action Groups, Safemark, and Local Af- There's not a great variety of com- fairs; Clinton for Membership, Commodity/Marketing, Community Ac- modities in Chippewa County, most- tion Groups, and Safemark; Hiawathaland for Membership, Women, ly dairy, sheep, trefoil seed produc- Policy Development, and Information; Huron for Community Action tion, some apiaries with honey, Groups, Women, Local Affairs, and Information; and Macomb for Local some beef, angora goats, and a few Affairs, Policy Development, Policy Execution, and Information. horse people. Ionia and Monroe counties each received three gold stars: Ionia for "The Chippewa board is very Membership, Safemark, and Information; Monroe for Policy Execution, open and responsive to new com- Young Farmers, and Direct Marketing. modities when introduced into the Two gold star counties were: Copper Country for Membership and organization, such as the state li- Direct Marketing; Ingham for Women and Direct Marketing; Mecosta for censed commercial fishermen and Policy Execution and Young Farmers; Montcalm for Membership and forestry," Annie said. "Forestry is Women; Oceana for Membership and Policy Execution; Sanilac for not as big in Chippewa County as it Safemark and Information; and Shiawassee for Policy Development and is in the rest of the U. P ., but this Young Farmers. board is not close-minded. They're One gold star counties were: Antrim, Arenac, Charlevoix, Eaton, Em- very responsive and they invited the met, Genesee, Gladwin, Gratiot, Hillsdale, Iron Range, Kalamazoo, forestry people to their policy Kalkaska, Lapeer, Menominee, Montmorency, Osceola, Otsego, and St. development meeting to see what Clair. their needs were." 7. Board training and goalsetting. "We do our training early, right after the boards are reorganized. Then tion. Forty-two percent of the coun- the committee during the year. Nine they take a look at their county's ty's total membership belong to resolutions were submitted by the needs and decide on some goals. I'd Chippewa's 13 Community Action Local Affairs Committee for con- be willing to bet that when Chip- Groups. The county recorded the sideration at the county annual pewa sets their goals for next year, state's first new CAG in 1987 with meeting. they'll talk about the star awards the formation of the Superior Young The Policy Development Commit- program and how well they did. Farmers, a group of issue-oriented tee, under the leadership of James They'll say we've got to come up young members interested in im- Campbell, presented eight local, 11 with some good programs to stay on proving health care in the area, pro- state and five national policy recom- line," Annie said. motion of Ag in the Classroom, and mendations to members attending That's the stuff consistent winners serving as a support group for other the county annual meeting. They are made of. young farmers who encounter prob- dealt with Vo-Ag and FFA, load lems. Six of the members of the limits on county roads, road drain- Chippewa's Gold Star Programs new group will be serving on the age, crop damage, Right-to-Farm county's new Promotion & Educa- Act, commercial fishing, tax shelters, Membership is a team effort. tion Committee. and Water Wonderland funding. To Campaign Manager Ed DeWitt, Chippewa's Local Affairs Commit- gain member involvement in the PD Gene Mill, the one and only FBIG tee, with county president Ed DeWitt process, the committee encouraged agent in the county, and county as chairperson, helped to solve 11 participation through the county secretary Janice Besteman all made local issues this year including load newsletter, a personal letter to Com- the Key Club this year. There's a limits on county roads, maintenance munity Action Groups, and a tremendous volunteer effort and Annie of road signs, ATV use on private postcard survey to all regular reports that each member of the lands, wetlands legislation, and addi- members. They also invited non- team takes on the membership cam- tional doctors for HMO. Committee members from the forestry and com- paign as a "personal responsibility." members met with local government mercial fishing industries to their Community Action Groups, under officials 10 times on a variety of meetings to gain their input and en- the leadership of John Kronemeyer, issues such as local waste disposal, courage their membership in FB. were active in all county FB pro- court watch, drunk driving and drug grams, and they have a great record abuse. A total of 50 local govern- (continued on page 27) of building leaders for their organiza- ment meetings were monitored by DECEMBER 1987, RURAL LIVING 17 Gayle Forner •••• Key Club Ralph Strong. • Robert Nelson. • • • CALHOUN KALAMAZOO Gary Grlnwls •••• Terrance Anderson. • •• Diane Mezo Donna Hodges. • • Thomas Cain. • • Jeff Mahoney. • Ingrid lauch •••• Roster Scott Hlsler. • • • Thomas McKenney. • • Clayton Hlsler ••• KALKASKA Karen VanDulnen. OGEMAW Donna Morse •• • • AI McCool •• Junior Clemens. Grows Larry Robinson •• • • CASS KENT Martin Anderson. Vern Clemens •• • Robert Kartes. Lodner Phillips. Oscar Anderson. • • • OSCEOLA Judy Smith Larry Clark Gene Dadles CHARLEVOIX Barbara Hall •• • • Janet Schmidt •• Charles Elzinga ••• Leona Harriman •••• OTTAWA CHEBOYGAN Dale Johnson David Carlson. • Joyce Barr. Phyllis May Sharon Carlson ••• - Adrian Gauthier •••• Ellen Moore Russell Koestler. • • Fred Stempky. • • • LAPEER Robert Willard •• CHIPPEWA Bruce Childs Ronald Zandbergen. • • • Janice Besteman Larry Hinman. • • • PRESQUE ISLE Ed Dewitt. Laura Stockman Dan Gabara. Eugene Mill Richard Thompson. Sally Knopf- • CLINTON Larry VanNorman •• • SAGINAW Now in its fifth year, the Leon Feldpausch ••• Harland Welke ••• Donna Gulliver. • • • • Directors' Key Club boasts Dorothy Flak John Welke Richard Wenzel Judith Hazle Patricia Woodward. • • • SANILAC nearly 200 members from county Sharon Woodhams. •• LENAWEE Marilyn Batkle. • • • FB's in Michigan. COPPER COUNTRY Keith Auten ••• • Linda Jo Ross •••• Appropriately, the first major Sandy Steeter Pat Hinde •• • • Jack Walker •••• recognition event of the MFB annual Roland Sweeney. • •• Ron Lighthall. • • SHIAWASSEE EATON Doris VanWagner. Joan Secor- • • - meeting, the Membership Kick-Off David Jerlck. • LIVINGSTON Max Talt •• Banquet on Tuesday evening pays Joan Novack Bernie Teeters ST. CLAIR tribute to county membership teams, Jan Wilford MAC-LUCE Dennis Wood and these special award winners. GRATIOT Dennis Cook Dean Campbell Ron Arteckl. Max Macauley •• Marta Jacob. • • • Those honored were: Frank Childs •• • Larry McEvers. • • ST. JOSEPH Jerry DesRochers. • MACOMB Loren Carlisle •••• ALLEGAN Roxanne Mead. • • Barb Carlngl Larry Frisbie. • • • Carolyn Bouman •• • • Pam Wood T om Matthews. • Connie Maystead. Earl Collier HIAWATHALAND MANISTEE TUSCOLA Harold Grevenstuk Vince Rappette •• • • Marcia Korwln. • • • Ted Balzer. • • • Mark Hop •• Joanne Stefl. MASON Deanna King. • Larry Oetman Mike Ternus Jim Fitch ••• Deborah Papp. Garnet Rau HILLSDALE Marlynn Gulembo Virginia Papp Martin Ruiter Ardath Gillette ••• MECOSTA Walt Trlnkleln •• Dennis Smlertka. • • Gerry Raker Robert Anderson. • •• Jim Ceranskl Leonard Vanderkolk •••• HURON Matt Bush. VANBUREN Warren Wilkinson Phyllis Lang •• • • Paul Jefts. Thomas Bodtke Brenda Zelnstra James Leonard. • •• Ted Kelsch Mary Dick •••• ALPENA Richard Messing. • • • MENOMINEE Ann Felcyn ••• Joe Hemmingson Debbie Puvalowskl. • • Ed Johnson •• Walter McManus. Janice Krueger. • • • Paul Swartzendruber Dan Veeser •••• Dale Tallman. Arnold Liske Cathy Tlnsey. • • • Leonard Veeser •• • James Toth. • Reinhard Liske INGHAM MISSAUKEE Max Shlnaberry. • • • Bud Wegmeyer Elmer Phelps. • • Brad VanHaltsma WASHTENAW ANTRIM Maurine Snow. • MONROE Dave Rowe. Marvin Best. Dan Sokol. Sharon Zeiler. Denise Fortner ARENAC Phyllis Webster •• • MONTCALM Tim Wiechman Betty Dubey •• • • IONIA Krlsty Christensen. Cecilia Norush •• Tim Hagley Mary Ann Cory ••• E. J. Horrlcks. Beth Loesch. Marvin Schwab. • • • Danon Croel. • Ruby Jeppesen. Larry Becktel. • BARRY Barbara Kietzman Dallas Lincoln •• WAYNE Susan Bahs •• Maynard Roth Terry Slocum. • Richard Smith Beverly Birman. • • Robert Sheldon. • MONTMORENCY WEXFORD Gerald Davis •• Jeanne Wlckerlnk. • • • Florence Boice David Crawford. Larry Neil •••• IOSCO MUSKEGON John Zakrajsek ••• BAY George Strauer •• Bill Jepsen. • • Joe Davis ••• IRON RANGE NEWAYGO • Two Year Member Art Duyck Brian Rose. Joan Knorr •• Three Year Member Shirley Wegener •••• Russell Westman Ben Landheer •••• • •• Four Year Member BENZIE ISABELLA John Patin. • • • • • •• Five Year Member Bonnie Putney. • • Rita Eisenberger •••• NORTHWEST BERRIEN Terry Kunst. • Joyce Edge •••• Ray Marske. • • • Gordon Moeggenborg •• Fred Plamondon •• Ellen Tropp. • • • JACKSON Leon Bigelow. BRANCH Nevin Alexander •••• OCEANA Sandi Frick •• • Joyce Lee •••• Roger Fessenden. • DECEMBER 1987, RURAL LIVING 19 The Key Club honor is not the Category III (1,001-1,500) Category II (501-1,000) • only membership award pre- sented to county organizations and Oceana-John Williams Alpena- Bud Wegmeyer individuals each year. The annual Montcalm-Sally Thomsen Hiawathaland-Roger VanDamme Fabulous Fifteen designation of goal Ionia-Paul Reeves counties has provided lively competi- Category ill (1,001-1,500) tion among the counties for early Category IV (1,501-2,250) membership achievement for several Oceana - Larry Porter years. More recent membership Lapeer-Robert Howland Cheboygan - Gerald Brown recognition awards include the Direc- 51. Clair-Jim Reid, Carl tor's Key Club for FB agents and Vermeesch, and Rob Crawford Category IV (1,501-2,250) Clinton-Phyllis Moore volunteers who sign a minimum of Muskegon - Herb Wagner five memberships; the Golden Trac- Category V (2,251-0ver) Allegan - Earl Collier tor award for counties with the largest increase in regular farmer No Winners Category V (2,251-0ver) members; and the Top Defender award for the county FB that re- GOLDEN TRACTOR Kent-James May tained the highest percentage of regular farmer members. Category I (1-500) TOP DEFENDER GOAL TARGET Iron Range-Russell Westman Arenac- Gerald Golembiewski COUNTIES COUNTIES Mac Luce- Rebecca Clark Alpena Alpena Antrim Allegan Arenac Arenac Charlevoix Charlevoix Chippewa Cheboygan Clinton Chippewa Copper Country Copper Country Emmet Eaton Hiawathaland Emmet Ionia Hiawathaland Iron Range Kalkaska Ionia Iron Range (It's like) Lapeer Mac-Luce Menominee Montcalm Kalkaska Kent Mac-Luce Mason S200~A~YEAR Montmorency Oceana Osceola Otsego Menominee Montmorency Muskegon Oceana ~a~,'~2. ;~~~~; money Is great! FREE ~~~~: If you heat with oil you can Public Service Commission or the Michigan St. Clair Ogemaw probably save big bucks Department of Commerce with a small Investment In for more information, or Otsego energy efficiency. In fact, a contact a heating 011 Presque Isle study conducted by the specialist In your area. Michigan Commerce 1987 Fabulous 15 Award Department Energy Admin- Istration found that one out Michigan Public S.rvlce Commission Winners of every three homes stud- Ot1lce or Enetgy PrograrTU P. O. Box 30221 ied could save $200 per Laming, Michigan 48909 Category 1 (1-500) year, every year, If they put a new high-efficiency bumer In their 011funace I Michigan Department of Commerce Montmorency- Merritt Clark Think about yourself for a Ot1lce of EnetQV Programs P. Q. Box 30221 Menominee-Gunter Kusig and chonge. Put a little money Lansing. Michigan 48909 Mary Doboy Into your current 011fur- Mac Luce-Max Macauley nace - and make some plans for that extra cash ~~ - ~'CH!GAN you'li have on handl ~!~ Category II (501-1000) Alpena-Arnold Liske Arenac-Dan Ratajczak Osceola-Gene Dadles 20 RURAL LIVING, DECEMBER 1987 Service to Member Program Continues to Grow By Connie Turbin T his has been a historical year for Michigan residents! From shore to shore of our Great Lakes State, Michiganians have been cele- brating our own sesquicentennial an- New Service to Member Benefits Added During 1987 we also introduced our newest FB member services and The new FB VISA@ credit card is another of the new service to mem- ber programs that was introduced in 1987, offering all of the convenience and service of the VISA@ card, but niversary. At Michigan Farm Bureau we think they are nothing less than our pride is showing, too, as we exciting. The new services include reflect on the rural values of hard the Farm Bureau Travel Service, of- work and service that helped to fering personalized travel planning build our communities and the FB services at the lowest available rate organization. for any destination. FB Travel Ser- vice also offers exclusive tours for Health Insurance FB members only, like the March 1988 Hawaiian Island tour. Reserva- Our continuing commitment to the tions came in quickly for this tour Community Action Group program package which includes visits to an demonstrates our reliance on the orchid nursery and a pineapple values which founded the organiza- ranch in addition to the three-island tion more than a half a century ago. tour package. It was CAGs that pioneered one of our finest membership benefits - with several important differences. providing Blue Cross/Blue Shield FB members save money because group health care and group rates there is no credit card fee for the for farmer members statewide. first 12 months. You continue to That was 30 years ago and we're save in subsequent years with our still offering Blue Cross/Blue Shield low annual fee of just $12. Another group health insurance, brought up important plus is the 25 day grace to date with more health care plan period on new purchases and an options including health maintenance 18% annu~l percentage rate. The organizations. full service card and the features We're putting more emphasis on described above are another mem- keeping our members well with new ber-only benefit you receive with information and education projects your FB membership. like a health care newsletter for group subscribers, and a useful emergency/safety handbook. DECEMBER 1987, RURAL LIVING 21 In 1987, the Farm Bureau Family service benefits available to mem- heating, and commercial use. At Saver Buyer's Service was offered at bers-only. Our discount programs Jonesville, service center manage- no extra charge to new FB members for safe drivers, theft prevention ment added gas grills, and lawn- or to members who renewed before devices, and for older drivers, offer mower sales and service. Facilities their membership expired. For 1988, our insureds the opportunity for were improved and upgraded at the all FB members will have the benefit even greater savings. Traverse City and Hart locations. Since FBIG introduced the na- Country ingenuity and pride in tion's first farmowner's insurance our Michigan-grown farm products policy in 1960, we have been the promoted the establishment of a largest farm insurer in Michigan. Although other companies have used our farmowner's policy as the model for their products, FBIG still insures more Michigan farms than our next three competitors com- bined. That's the kind of leadership that prompted new research and development activities to find ways to improve farmowners coverages and service. This year a pilot project involving selected agents and farm owner / operators is providing of a free FB Family Saver enroll- valuable information about the types ment to save from 20% to 60% on of coverages farmers want and need. purchases of national brands of fur- niture, sporting goods, stereos, carpeting, and luxury items. This year a pilot Improving Affiliated Company project involving Products and Service The MFB Group Purchasing af- selected agents filiate, Safemark, increased the number of dealer/vendors during and farm owner/ 1987, offering their top quality line of farm, truck and auto tires, bat- operators is pro- member to member food buying ser- teries, and steel products. vice in the early 60s. The program Our FB insurance programs offer- viding valuable has become so popular that more ing auto, life, and farmowners than 65 top quality food items are coverage were established with the information about now offered by'MFB's marketing af- support of local FB members to give filiate, the Michigan Agricultural FB members special premium rates for needed insurance protections. the types of cover- Cooperative Marketing Association (MACMA) Direct Marketing Division. Today, more and more FB In- surance Group policyholders are ages farmers want In addition to selling fresh and pro- cessed Michigan food products to MFB members, the MACMA Direct choosing a FB membership to take advantage of insurance savings and and need. Marketing has reciprocal marketing agreements with six other state FBs. These member-to-member food buy- Farmers Petroleum Cooperative, ing sales come four times a year of- Inc., is working hard to attract your fering fresh and frozen fruits, business to their in-state locations. vegetables, meats, cheeses, and Successful efforts to obtain additional roasted nuts. New microwave prod- business in 1987 included the in- ucts have been added in recent stallation of LP gas at the Comstock sales. Park, Jonesville, St. Johns, and FB members around the state will Traverse City service centers. The soon be taking delivery of the acquisition of the Schaner Oil Com- Florida fresh oranges, grapefruit and pany in Hart means more available concentrated citrus juices in time for gallons of fuel for farm, home the holidays. 0 22 RURAL LIVING, DECEMBER 1987 Agrinomic Update Farm Bureau Tracks Multi-Commodity Issues As the state's largest general modity promotion, market develop- Farm Estate Tax Planning - • farm organization, FB repre- ment, and research. A similar effort MFB performed research and sents producer interests in multiple has been initiated in support of the reported on an innovative estate tax commodity issues. This year was Michigan Potato Industry Commis- planning technique using an "ir- especially active due to weather sion Act and FB has submitted a revocable option on property" (e.g. problems, and legislative and legal legal brief on behalf of growers. farmland). This has generated challenges to agriculture. several requests from members, and Market Master Marketing some FBIG agents, regarding this Wheat Poll and Mandatory Con- Education - Planning was in- proven tax-saver. Since the federal trols - County FBs were very itiated for the presentation of the estate tax gross exemption is at much involved last year and did an Illinois FB's Market Master Program. $600,000, this technique is only ap- excellent job of getting out informa- This program is a detailed marketing plicable for farm estates larger than tion to wheat farmers on the impor- education class that includes instruc- that. But, if the farmland market is tance and significance of mandatory tion in many areas. Cash marketing, at or near the bottom and headed production controls and why FB was basic farm commodity management, higher, as many believe, then this is urging farmers to vote "no" in the hedging, and options are the topics the perfect time to use it for estate Wheat Poll that was conducted. Of that were covered in the program. A purposes. the state FBs with organized cam- pilot program conducted in February paigns, Michigan ranked first in the 1987, provided instruction for 20 Dry Edible Bean Market Infor- country with a 74% "no" vote. This Michigan farmers. More sessions are mation and Bean Contract Op- was significant as the strong opposi- being planned for the future to help tions - Several presentations on tion to mandatory production con- farmers do a better job of marketing the navy bean market situation and trols was used effectively in opposing their grain and livestock commod- outlook were made by MFB to the Harkin-Gephardt bill in 1987. If ities. In turn, they improve their net groups, including the Bay County this bill had become law, it would farm income. Cooperative Extension Service Crops have had a devastating negative im- Day, Arenac County FB, Gratiot pact on U.S. farm income, agri- Animal Agriculture - MFB has and Isabella Counties CES "Bean cultural production, farm exports, been very much involved with the Day," co-sponsored by the Gratiot and agricultural employment. livestock management issue. At the County FB. Over 300 farmers have invitation of the Michigan Depart- been in attendance at these meetings Court Victory on Commodity ment of Agriculture, we have served with good discussion on the problem Promotion - MFB submitted a on the management practices, and options available. Discussion has Friend of the Court brief with the legislative, and information subcom- also focused on "Act of God" State Court of Appeals involving the mittees. Due to the economic impor- clauses in dry bean contracts as pro- Michigan Commodity Promotion tance of the livestock and poultry in- vided by MFB policy. MFB legal Act, Public Act 232 of 1965. The dustry in Michigan, and its growth counsel researched this area and Appeals Court unanimously over- potential, FB was involved, but not recommended language to be in- turned a lower court ruling that in- responsible for the Preliminary cluded in the contracts. dicated they approved of the man- Report of the Animal Waste/Re- In addition, MFB has been doing datory assessment and majority rule source Committee to the Michigan research on options for growers who concepts. This is a victory not only Agriculture Commission. Several are involved with unfilled dry edible for FB, but for all of Michigan items were included in the report bean contracts because of 1986's agriculture. While this directly af- that were never approved by the weather disaster. FB leaders and staff fected the Michigan Apple Commit- committee members. Furthermore, attended meetings with Michigan tee, it impacts all other commodities FB has been aggressive in providing Bean Commission (MBC) staff, covered by P.A. 232. Furthermore, information and education to farmer MDA staff, governor's office, MFB both the Michigan Supreme Court members as well as seeking more Legal Department and private at- and the U.S. Supreme Court re- research to be done on this issue by torneys on this situation. Numerous fused to hear a requested appeal this MSU. Key amendments have also phone calls from farmer members year which has the effect of allowing been proposed to the Michigan and news media are an example of the Michigan Court of Appeals ruling Right-to-Farm Act and Air Pollution the statewide concern. to stand. This judicial victory will Commission Act to defend and pro- allow growers, through a referen- tect farmers who use generally ac- (continued on page 29) dum, to enact a program for com- cepted management practices. DECEMBER 1987, RURAL LIVING 23 WHEN PERFORMANCE COUNTS Winter Steel Sale Sale Ends December 20/ SAFB.ABIC V\m VVWV Riveted Sickle Assemblies for Haybines l~ Farm Bureau Mower/Conditioners & Combines Mike Member Price 20" Slicer blades - Glenco Saver $17.92 ea. 22" Coulter blades - JD metric 24.29 ea. Model Sickle Farm Bureau 26" x 5/1 6 Miller Disk blades 43.55 ea. Machine Number Length Member Price 20" Deep Cone JD disk blades 14.44 ea. New Holland 469 9 ft. $ 63.60 20" Flat center IHC disk blades 13.62 ea. New Holland 479,488 & 17" Flutted coulters 15.23 ea. 1469 9 ft. 57.60 17" Bubble coulters 12.89 ea. New Holland 489 9 ft. 67.80 Field cultivator shank guards 1.54 ea. Standard Danish STine 6.14 ea. New Holland 495,1495 12ft. 80.40 Danish 4" shovel 1.14 ea. John Deere 200 Series 16ft. 134.40 Danish 7" sweep 1.41 ea. Combine Trashboards I.H. Combine 820 20 ft. 162.00 (cartons of 6 w/bolts $53.68) 8.95 ea. •Sold only in cartons of six with bolts. Safemark #40 Chain $1.341ft. Safemark #50 Chain 1 .73/ft. ~'o~ Safemark #60 Chain 2.401ft. L W SHARE (WITH BOL T5) 16" from $8.15 ea.' PLAIN DISC BLADE 22" from $16.65 CC-124 TWISTED CHISEL 4" SLASH POINT ~ SPECIAL SALE PRICE $9.00 WC.134 DOUBLE POINT $1.85 $8.25 Send dealer inquiries to: Michigan Farm Bureau Group Purchasing, Inc., P.O. Box 30960, 7373 W. Saginaw, Lansing, Mich. 48909 r more information, call your local county Safemark coordinator vendor or county Farm Bureau secretar1 I Grassroots Perspective "You Said It" Grassroots Program Marks These are the topics discussed by Community Action Groups from September 1986 through November Golden Anniversary 1987: Members of Community meetings this fall, and the - Antibiotics in Feed Action Groups around the 1987 MFB annual meeting - Mandatory Controls state celebrated the 50th an- in Grand Rapids. -International Trade niversary of the grassroots -Groundwater Quality FB program during 1987. - Managing Stress Statewide celebrations in- -E.R. Smith Endowed Chair cluded the Summerfest - Rural Health Care -CAG Revitalization event in July at FB Center, - Michigan Sesquicentennial special recognition at - Farm Credit Planning county FB annual - Right-to-Farm 1937-1987 - Promotion and Education - Farmowners Insurance - Agriculture Tourism Discussion Topic Farm Income Study In January Farmers have always used their Government Policy and Its • Farm Bureau organization as a Impact On Farm Income "Animal Odors/ tool to help them be on the cutting Waste Management" edge of economic enhancement. Traditional farm policy has played Many of FB's lobbying and research an important role in determining the activities are aimed at helping farm level of net farm income and thus This topic will update Com- families achieve a higher net income the ability of farmers who receive munity Action Group from their agricultural enterprises. farm program benefits to cope with members with the latest in- As part of this ongoing effort, debt repayment. This was especially formation on the animal delegates to the 1986 American true with the passage of the 1985 agriculture operational Farm Bureau Federation {AFBF} an- farm bill. guidelines being developed by nual meeting adopted a policy call- But, as important as farm policy Michigan State University. ing for a study of new and inno- has been to farm income, it is other vative ways to improve farm income. economic factors such as national Dean Kleckner, president of the and international monetary policy, AFBF appointed a 22-member study trade policy and federal tax policy committee chaired by Harry Bell, which have had the most impact on vice president of the AFBF. Sanilac providing the sustained, noninfla- County farmer Faye Adam was ap- tionary economic growth upon pointed to the study committee. which the whole of U. S. agriculture The committee was asked to be - farm program and nonfarm pro- aggressive and creative in looking for gram commodities alike - depends. ways to improve farm income op- Examples of major nonfarm policy portunities for farmers. In addition, initiatives in which farmer input was the committee was told not to be essentially ignored or neutralized by constrained by current FB policies in the federal government were: grain its investigation. embargoes, the major tightening of The final report, with over 50 the money supply by the Federal recommendations, was approved by the AFBF Board of Directors in June (continued on next page) 1987. 26 RURAL LIVING, DECEMBER 1987 Discussion Topic and limits on liability claims are Profile of a Winner (continuedfram previous page) urgently needed. (continued fram page 17) -Trade restrictions on imported farm Reserve in 1979, and the handling machinery and parts would adverse- Members of Chippewa's Young of the debt problems of developing ly impact farm production costs. Farmer Committee, chaired by countries. New systems for parts and service Randy DeWitt, were involved in delivery are needed. many of the county's activities in- Farm Production Costs - Integrated pest management offers cluding a rural-urban dinner' ' promise for reducing pesticide costs meetings on stress manage~ent, It became apparent from the com- and increasing efficiency. Biotechno- new tax bill, swampbusters, mittee's investigation that there ~ogical developments and pesticide marketing, and Meet the Can- would not likely be any "100 per- Improvements would also increase didates; reinstating Ag in the cent" solutions to the complex set of returns. Classroom; improved service at a problems related to farm income. - Water conserving irrigation and local hospital; and a fair exhibit. Improving farm income through cost chemigation could ensure water After extensive research, two young reductions became an important quality while reducing chemical use farmers wrote an open forum in the aspect of the study. and farm costs. local newspaper regarding ATV use For example, with corn, the cost -Taxes on imported oil would raise on private lands. The committee shares for miscellaneous expenses- farm costs and reduce net income. organized a new Community Action fuel, custom operations, hired labor, Researc~ to find alternative energy Group, "Superior Young Farmers," and seed-grew slightly between sources IS needed, particularly in and encouraged the involvement of 1975 and 1985. On the other hand crop development for higher alcohol many new young farmers. the cost shares for interest and fer- ' content. The Information Committee tilizer declined slightly while other -Restoring the Farm Credit System chaired by Janice Besteman ~ub- items maintained their shares. to financial stability is important to lished a county newsletter a~d also ?verall, the cost shares of expenses maintaining competitive credit communicated with members and 10 corn production stayed relatively sources. the general public through two constant over the 10-year period. - Research is needed to reduce labor newspapers and two radio stations in So, improving income oppor- costs. Farmers need training oppor- the area. They gave strong informa- tunities for farmers means that im- tunities to increase labor manage- tion and promotional support to the provements must be made in reduc- ment skills. Labor monopolies, such memb~rship campaign, all county ing the increases in per-unit farm in- as the port monopoly, which affect commIttee and board activities, and farm markets must be eliminated. member participation in statewide put co~t.s. This would also create op- portumttes for selling more of the - Nonessential costs and unproduc- meetings, seminars and conferences. lower cost U. S. output in world tive debt incurred during the 70s Committees were featured in the markets. The combination of cost must come out if farmers are to county newsletter, explaining what control and price competitiveness compete. each does to create a better aware- will enable farmers to improve their ness of, and participation on com- market income opportunities. Conclusion mittees. They set up and ma~ned a fair e~hi~~t, co-sponsored a "Day of Committee Recommendations The efforts of the Farm Income Learmng and a tax bill meeting with Study Committee clearly show the Cooperative Extension Service and value of farmers being active in a held a meeting with Congressman - Fertilizer imports and exports must remain free from duties and trade strong and aggressive FB. While Bob Davis on local problems and restrictions to keep a down ward many farmers have made significant concerns. pressure on farm input costs. individual efforts to reduce their Chippewa's Safe mark Committee costs and boost their farm income under the leadership of John ' - Increase research efforts in nitrogen other factors that affect farmers' ' Kronemeyer, is also a gold-star win- fertilizer utilization. Matching fer- tilizers to tillage systems needs fur- economic well-being can only be at- ner. They promoted their one tacked through united action. The dealership in their county newsletter ther research. committee recommendations will at their county annual meeting, and' - Independent research and biotech- nology research is needed to find clearly form the basis of sound through the media and special mail- new ways to reduce fertilizer usage. policy development and policy execu- ings. The total Safemark sales was - Greater truck deregulation would tion for years to come. 0 $6,637, with an average of $16 per lo",":ertransportation costs. Highway member purchase of tires and mamtenance should remain a prior- Discussion Questions batteries. ity. Diverse state regulations for truck President Ed De Witt also collected lengths, weights, permits and user - What are your specific recommen- silver stars for Chippewa's Com- dations for improving farm income? modity/Marketing and Policy Execu- fees should be coordinated. - What are some ways that FB can tion committees, and a certificate of - Educational programs on sound implement these ideas? merit for the Direct Marketing pro- risk management and insurance planning are needed. Tort reform - What other ways of enhancing farm gram. 0 income should be studied? ~D~EC~E~M~B~E~R~~19~8;7,~R~U~R~A~L~L~I~V~IN~G~-------- 27 J Management Report Operating expenses declined by - Word Processing and Office (continued from page 8) 25% from $3.4 million during 1986 Automation Services - This depart- to $2.5 million during 1987. The ment provides centralized work and is an improvement of $353,000 over relatively low average sales price of record processing and offers decen- fiscal 1986. Sales were $13 million $16.15 experienced during 1987 re- tralized connectivity to the latest of- in wholesale, $16 million in retail, quired that 22 of our wells be fice automation system. The depart- and $2 million in crude oil. Oper- abandoned. ment offers access to modern desk- ating expenses were $110,000 Because Farmers Crude Produc- top publishing equipment. below budget. Interest expenses tion Co. experienced a $700,000 -Mailing, Billing and Messenger were 39 % less than fiscal 1986. decrease in revenues, 1987 after-tax Services - Through this department - Wholesale - FPC successfully net margins remained negative. all incoming, outgoing, and local completed the first year of ware- However, 1987 margins were ahead mail and messenger service is pro- housing and distributing FPC's and of both 1986 margins and 1987 vided to the companies within FB Farm Markets Cooperative's prod- budget. The low level of crude oil Center. Bill processing is also pro- ucts. On June 1, MFB Group Pur- pricing, which prevailed in 1987, vided primarily to the FB insurance chasing, Inc. (Safemark) joined this limited the company's ability to find companies. cost shared system. economically attractive exploration -Warehouse Services - CSI Several new products were in- projects. manages a 33,000 square foot facil- troduced. Additions to the petroleum -Corporation - Total assets rose ity for the purpose of storing forms, line included propane, fuel oils #4 during the year by 6.6% to $9.1 supplies and records. In addition, and #6, and additive treated gas- million, primarily due to higher fuel UPS pickup and delivery service is oline. FPC also arranged to supply pricing on accounts receivable and provided. Canadian distillates for distribution inventories. Equity, as a percentage - Purchasing Services - This by the company's transport fleet. of total assets, rose slightly from department negotiates and purchases FPC was one of the first regional 35.2% at the beginning of the year office supplies, equipment, furniture, cooperatives to offer the new "CEil to 36. 1 % at year end. This is the and specialty items. The Fleet Pro- rating in the Superol III series for fifth consecutive year that this ratio gram for passenger and non-passen- diesel engine lubricating oil. The has improved. 0 ger vehicles is also administered in rating meets new specifications re- this department. Other services in- quired by John Deere. Agri Power Corporate Services, Inc. clude forms design and control, LSB, incorporating the long-short meetings and travel services. bar design, was also introd uced . CSI, the newest member of -Accounting, Payroll and Manage- The tires, batteries, and acces- • the MFB family of companies, ment Assistance Services - Pro- sories (TBA) business in Ohio con- began operations on Jan. 1, 1986. vides payroll services for all of the tinued to grow with existing local This affiliate was created to reduce companies and is also responsible for cooperatives and addition of new overhead and administrative costs by CSI accounting, monitoring com- cooperative dealers. consolidating and reducing levels of pany expenses, and invoicing the - Retail - Liquid fuel gallonage management as well as creating services to the affiliates. Through a increased at some service centers economies of scale. It serves the Management Assistance Program, while the retail sales of liquid fuel MFB member by providing reliable, accounting and auditing services are and TBAs were below 1986. A wet quality administrative and support provided to local farm supply and fall, mild winter, and areas of services to the MFB family of petroleum cooperatives in Michigan. drought this summer all adversely companies. - Facilities and Building Services affected fuel sales. CSI maintains the following - This department is responsible for Successful efforts to increase services: FB Center maintenance, the tele- business in 1987 included upgrading - Human Resource Services - communications/ switchboard func- facilities and adding new products This department is charged with tions, and for coordinating the safety and services at service centers. developing the companies' greatest and security of employees at the -Crude Oil - World oil prices resource - people - by assisting in Center. bottomed out during July 1986, employee relations, training and -Printing Services - This depart- when Farmers Crude Production development, and recruitment. The ment provides the printing and copy- Company's sales price dropped to training and development function ing needs at FB Center. Many county $10.50 per barrel. Since then, the delivers and coordinates manage- FB offices also take advantage of the industry has experienced a slow, but ment development and continuing services offered by this department. steady, increase in price to the cur- education programs. Recruiting pro- Although CSI is a relatively young rent $18.75 per barrel. The com- vides qualified applicants for man- company, its staff is experienced and pany's average 1987 sales price of agement, professional and clerical professional with an overriding goal $16.15 per equivalent barrel was vacancies. The employee relations of serving Michigan agriculture. As a 15 % below the 1986 average price. function maintains employment result, CSI should not be viewed as Sales barrels declined by 10% from records, provides employee services, a separate company but as an exten- 154,000 barrels during 1986 to employee counseling, compensation sion of each of the FB companies it 138,000 barrels during 1987. management and benefit admin- serves. CSI is committed to seeking istration. new ways to improve services and increase efficiency. 0 28 RURAL LIVING, DECEMBER 1987 Agrinomic Update Cherry prices have fallen dramatical- Legislative Review (continued from page 23) ly due not only to excess supply, but (continued from page 11) also due to lack of stability in the As a result of this on-going con- marketplace without a marketing in addition to the State of Michigan cern, a joint MFB/MBC study com- order. hiring freeze announced by the mittee was appointed to address the governor. future of Michigan's dry bean in- Dairy - MFB serves on the Pro- dustry. This committee has devel- gram Planning Committee for the School Finance - The School oped recommendations on bean Midwest Milk Marketing Conference. Finance Commission's report was contracts and international trade. Michigan is hosting the eight-state adopted "in principle" by the State Their work on production, mar- conference next year on April 12-13 Board of Education. keting, and economic trends will in Novi. The tentative agenda for continue into 1988. 1988's conference will include: a Property Tax Reform - The presentation on the National Com- Senate Finance Committee is con- MSU Extension Futuristic mission on Dairy Policy Report, sidering a 10-bill package of pro- Agriculture Conference - MFB marketing and research develop- cedural reforms which include: attended this unique conference last ments and a beef check-off update. -Change the tax calendars; define spring at Crystal Mountain Lodge. It MFB has been involved in re- real and personal property. was attended by almost 200 MSU searching the Bovine Somatatropin - Create county appraisal districts and county Extension personnel. growth hormone issue as a tech- governed by a commission. Districts Several keynote speakers discussing nique to increase milk production can be combined. A chief appraiser macro-economic factors included: and reduce farm expenses. MFB would be appointed. Boards of Dr. David Blandford, Cornell staff participated in a Dairy Con- review would be appointed. Super- University; Dr. Dale Hathaway, ference panel discussion at the AFBF visors would no longer be assessors, Washington, D.C.; Dr. Mordecheir annual meeting in California last and townships could not appoint Krenin, MSU; and Dr. Lynn Daft, January. assessors. All appraisers must meet Washington, D. C. They discussed qualifications. international trade policy and up- Michigan Pseudorabies Ad- - Replace the present State Assessors coming GAIT negotiations, world visory Committee Meeting - Board with a State Appraiser Board. economic growth, federal govern- MFB is on this committee which met -State Tax Commission would be a ment and U.S. trade deficits as they at MSU and reviewed plans for division of the Treasury Department impact U.S. agriculture. MFB staff testing boars and sows that go to and come under the Administrative presented a paper on an improved market. A high percentage of boars Proced ures Act. outlook for the grain and bean and sows are slaughtered in out-of- -" Appraiser conferences" to work markets and Michigan's position over state plants and channels are being out assessment disputes. Taxpayer the next two years. cleared to have these animals tested. may also appeal directly to the These tests will help MDA determine tribunal, go to the board of review, Cherry Industry - MFB has par- the incidence of pseudorabies within or write the board of review by April ticipated in several meetings with the state. In addition, the MDA is 30 and appraiser must respond in Michigan's cherry industry. A day- working with neighboring states on writing in 10 days. long tour with the USDA Agricultural the movement of feeder pigs. A ma- Marketing Service Administrator jor question that this committee or Agricultural Camp Licensing - Patrick Boyle took place with visits the pork industry has not answered Farm employers providing ag labor to various orchards, Chef Pierre pie is: "Should Michigan attempt to housing have from three to 10 years baking plant, processing, and re- eradicate pseudorabies or survive to phase in camp improvements to search facilities. FB members and under our present conditions?" meet the new proposed standards. staff were directly involved in several New and substantially remodeled promotional activities including the J oint Potato Marketing Study camps will have to comply im- National Cherry Festival and the - MFB and the Michigan Potato In- mediately. The housing grant pro- World's Largest Cherry Pie event. dustry Commission have appointed gram continued with the same Both activities took place in Traverse a joint committee. This committee $400,000 funding as 1986. City. will study the possibility of potato Plans are being developed in con- growers improving their market Premium Tax - FB played a junction with MACMA on an effort share by revising the present grading significant role in fighting the imposi- to have a successful development system through a federal marketing tion of a premium tax on Michigan and referendum on a new federal order. 0 based insurance companies. FB red tart cherry marketing order. argued that a local (Michigan based) Local meetings with growers and insurance company would always be Agrinomic Update was prepared processors were held this fall to available in this state to provide in- by Robert Craig, manager of the solicit ideas and gain support. Other surance services to farmers and MFB Commodity Activities and meetings are planned for this winter. others. 0 Research Department. DECEMBER 1987, RURAL LIVING 29 Farm Bureau Market Place CLASSIFIED AD POLICY HAY LISTING MISCELLANEOUS MISCELLANEOUS • Farm Bureau members pay HDl.SOAlE HAY, INC.: Brt.an Hasty, Sales NICE CHRISTMAS GIFT - RURAl MAILBOX FOR SAlE: 1,000 solId core exterlor doors. 25 cents per word for all Manager, 106 S. County Line Road, Tekon- FlIP.up SIGNAl. Tells at a glance from your 1-3/4 x 36" x 50" to 84". 10 for $100. Je sha, Mich. 49092; home phone 517-765-2099. window If your mall has arrived. Easy to InSlllU. Flynn, 1106 E. Carleton Road, Adrt.an. Phon classified advertisements. litchfield sales phone 517-542-3438 $3.00 + $.85 poslllge each or 3 for $10.00 517-2634972. (1O-4t-2Op) (Wednesdays only). AUhay NIR tested. postpaid. Order today. Don Holmes, 4436 • All other advertisers pay (l2-tfn) Northington DrIve, Adrlan, Mich. 49221. LUXURIOUS GERMAN SOAPS. Aromatic, 50 cents per word for one inser- (1l-2t-4Op) long Iastlng. Makes unique, affordable gift. HOWELL UVESTOCK AUcnON: BIDor Larry tion and 45 cents per word for Sheridan, P.O. Box 157, Howell, Mich. NEED COllEGE MONEY? B\l1lons available Send SASE to Superior Scents, Box 23 RL, two or more consecutive inser- Eagle River, Mich. 49924. (1l-2t-2Op) 48843; office phone 517-548-3300. (l2-tfn) now! Scholarships, grants, loans. Guarantee tions of the same ad. you qualify for 5 financial sources! Most apply- Ing receive over 20! Send $3 for brochure, In- structlons, short questlonnalre. (REFUND- • All advertisements are subject to a I5-word minimum charge, in- LIVESTOCK ABLE) Natlonwlde Scholarship Finders, Box 2257, Lynchburg, Va. 24501.0257. REAL ESTATE cluding member ads. (l1-2t-37p-ts) REGISTEKED ANGUS BREEDING STOCK: For sale at all tlmes. Bordner Angus Farms, WRITE YOUR OWN WUL: It's legal. Save CONDO AT NEW SMYRNA BEACH, FLA., • Please indicate if you are a Farm 68730 County Farm Road, Sturgis, MI49091. FOR RENT. Completely furnished, two money. 4-Fonns fill out. $3.50 prepaid. Fast Bureau member. Phone 616.651.8353. (4-12t.2Op) service. Pick's, Dept. RL, Tompkinsville, KY bedrooms, two baths, ocean view from the 42167. (7/8-6t.I9p-ts) fourth floor. Tastefully decorated. Phone • The deadline for ads is the first 517-669-8252. (l2-21p) Monday of the month preceding UVE FISH FOR STOCKING PONDS. Also sup- NURSERY STOCK plies, feed, windmills, aerators. Stoney Creek FOR SAlE: RESTAURANT wrm LARGE 4 publication. Trout Fann, Grant, MI 49327. Phone 616- BEDROOM HOME. Sanilac County. Extra lot. 834-7720. (6-6t-18p) Growing business. Owners retlrlng. Call even- BERRY PLANTS - Raspberries, strawberries, • All ads must be pre-paid and blueberries, cunants, gooseberries, others. Free Ings - Miss Holly 313-798-8359. (6-6t-17p) may be pre-paid up to one year INCREDmLE INFORMATION: Jeeps.Cars. call1iog. Maklelskl Berry Nursery, 7130 Platt 4x4's seized In drug raids for under $100.00? in advance. Road, Dept. RL, Ypsllantl, Mich. 48197. Call for facts today! Phone 615-297-0003, Ext. Phone 313434-3673. (1l-12t-22p) 566. (1l-2t-18p-ts) .It is the responsibility of the HARDY NORTHERN GROWN STRAW- advertiser to re-insert the ad on BERRY AND ASPARAGUS PLANTS - Free IRJUGATE MANURE WITH TJlAVEUNG FARM EQUIPMENT GUN. Complete systems with new or used a month-by-month or year-by- Brochure. Krohne Plant Farms, Rt. 6, Box 586 equipment. Plummer Supply, Inc., Bradley, 4 RL, Dowaglac, Mich. 49047. (1l-13t.21p) JOHN DEERE "D" TJlACTOR, - 1929, on year basis. Mich. 49311. Phone 1-800-632-7731. (l0-3t-18p) factory rubber, wheels. Fully restored, parade HYBRIO POPLAR - 12 cents, American ready, excellent, $2,500. Phone 517- • The publisher has the right to Chestnut, other trees and wildlife shrubs. Cold 669-9920, Archie Magslg, 8833 U.S. 27, A UNIQUE GIFT FOR 1HE HOUDA YSI reject any advertising copy Stream Fann, 2030T Freesoll Road, FreesoU, Comb, creamed, wildflower honey and DeWitt, Mich. 48820. (l2-22p) Mich. 49411. Phone 616-464.5809. submitted. (1l-6t.I9p) beeswax candles In attractlve red-whIte box. Send for brochure. Honeyflow Fann, Box 275, • No ads will be taken over the FOR SALE - Blackberries, Raspbenles, Dept. RL, Dryden, Mich. 48428. (1l-2t-3Op) phone. Boysenberries, Strawberries, Grapes. Over 25 FOR HOMEMAKERS different varletles of llIme bramble plants. Send FOR SAlE: ANTIQUE 19581l1UNDERBDID. MAIL YOUR AD $1.00 for below wholesale call1log. $1.00 re- Fair shape, good chrome, sun rool. Tinted funded on 1st order. Bill's Berry Fann, Rt. !i, glass. Call after 4 p.m. Phone 313-735-4661 GUAJIDIAN SERVICE UDS AND PANSI WIlli PAYMENT TO: Box 212, Clarksville, TN 37042, 61!). - Bruce; 313-629-1326 - John; or 313-735- Pyrex, Coming, pressure cooker parts. Box 648-4030. (l2-2t.37p-ts) 4263 - Mike. (l2-2Op) 3392CF, Orange, CA 92665. (94t-15p-ts) Rural Living P.O. Box 30960 Lansing, Mich. 48909 Advertisers' Index Rural Living would like to thank these advertisers for their support: Blue Cross Blue Shield ... .31 Farm Bureau Travel , .18 Farm Bureau Family Saver .. 2 Safemark (MFB Group Purchasing) . .25 Farm Bureau Insurance Group . 9,32 State of Michigan . .20 Farm Bureau Review . ... .3 30 RURAL LIVING, DECEMBER 1987 ~ ~ WHILE YOU'RE TAKING CARE OF THIS COUNTR~ .. G oad health makes good farming sense, because you depend on your $1000 per family each year. CMM 1000: Take advantage family. But keeping down of cost effectiveness and your cost also makes for quality benefits with a good sense, so you have to deductible of $1000 per get the best health care for member, $2000 per family your dollar. each year. At Farm Bureau we know HMO Option: The only that, because we've been way for farm families to take insuring Michigan's farming advantage of HMO coverage community for over 40 years. and convenience on a group And we also know that every rate basis. Depending on your family's needs are different. location, you could receive That's why we don't just care through one of our offer one plan and say take FARM BUREAU HMO Groups. it or leave it. Instead, we take a long, hard look at the IS HELPING For More Information: Contact your county's Farm insurance available-then offer the best to our members, TAKE CARE OF Bureau secretary to find out at low group rates. YOUR FAMILY more about the ways Farm Bureau is helping you take Here's a quick look at your care of yours. Or fill out four Farm Bureau Health Insurance options: the coupon below and mail it to: Michigan Farm Bureau, Member Services Dept., "P.O.Box 30960, CMM 250: Youshare the cost in this benefit, Lansing, MI 48909. rich plan with a deductible of $250 per member, $500 per family, each year with a $3 capay for PLEASE SEND ME INFORMATION each covered prescription or refill; includes a NAME Preadmission Review Program and a Personal Case ADDRESS Management Plan. CITY STATE CMM 500: Receive the total range of basic ZIP DDDDD PHONE ( ) comprehensive benefits, but pay a lower ~"::~ FaRm..., premium with a deductible of $500 per member, RL T~ d"'~ Bureau For the location of your nearest County Farm Bureau Office call 1 (800) 292-2639, ask for ext. 537 or 538 NOW! Discounts on *=« Auto Insurance and Lower Homeowners Rates... Money-Saving Protection for Your Car and Home Now you can get the dependable cover- that deserves to be rewarded for its overall age your car and home need at a lower cost. better driving record. In addition, we have First, effective Dec. 15, 1987, Farm been providing a discount for drivers 65 and Bureau Mutual Insurance Company of Michi- over for several years. gan is reducing rates for homeowners insur- We also offer special discounts for seat ance. Yes, you can get the quality protection belt users and insureds who install anti-theft your home and contents need . . . at a lower devices. Safe drivers, sensible drivers, and price than you might expect. drivers over 45 can all count on being And while you're saving money on your rewarded by Farm Bureau Mutual. homeowners insurance, check into our Contact your Farm Bureau Insurance money-saving auto insurance discounts, too. agent today for more information on how to Our safe driver program, already in save money on your homeowners and auto effect, offers discounts to insureds with safe insurance costs. Another service for Farm driving records. In fact, we recently reduced Bureau members from Farm Bureau Insur- the minimum age to receive a safe driver ance Group . . . part of the Michigan Farm credit from 25 to 20. Bureau family of companies. At the same time, we also reduced rates for drivers in the 45-64 age category, a group Making your future ^RA^OE a little more predictable GROUP Michigan f a r m Bureau Rural Living Magazine Non-Profit Org. P.O. Box 3 0 9 6 0 U.S. Postage 7 3 7 3 W. Saginaw Hwy. PAID Lansing, Michigan 4 8 9 0 9 Grand Rapids, Ml Permit No. 380