Vol. XXX, No. 3 Michigan Farm News SATURDAY, MARCH 1, 1952 30th Year Published Monthly Legislature Wonders How to Raise Money for State EDITORIAL Clinton Farm Bureau Group Visits Legislature Treasury Faces Resolution "A" Speaks for Us Shortage of Cash In the legislature the house was reapportioned STANLEY M. POWELL Director of Public Affairs Division of MFB in 1943. The Senate has not been reapportioned since 1925. The Michigan Farm Bureau's board of directors and its legislative committee met at Lansing February 25 to If the legislature were reapportioned in accord- consider what is before the legislature. They were faced ance with population, as provided in the Constitu- with many proposals not directly covered by resolutions tion, practical control of both houses would reside adopted at the annual convention of the Michigan Farm in four adjoining counties of Wayne, Oakland, Ma- Bureau last November. comb and Genesee. That's why it hasn't been done. Michigan is Thus far 795 bills and 21 proposed constitutional not alone in such a situation. Out-state Illinois and amendments have been introduced. About 100 of them the Chicago metropolitan area haven't been able to are of special interest to farm people. agree on a reapportionment since 1901. No attempt was made by the MFB board to advise the A sincere effort is being made by out-state legis- lawmakers how they should go about balancing the state lators to find an acceptable compromise, and to This delegation of 123 persons from Clinton County Farm Bureau visited the legislature February 7. Before attending the budget. Appropriation bills and tax measures are among session they had lunch at a Lansing hotel. Senator James M. Teahen, Jr.. of Owosso and Representative Andrew W. Cobb of effect some needed reforms through Senate Joint Elsie, their representatives in the legislature, were guests and spoke on matters of interest to the Clinton group. Governor Williams the biggest headaches for the legislature as the session Resolution A. It would amend the Constitution. dropped in for lunch and took part in the proceedings. Early in the day the group visited the Farm Bureau Services' warehouse enters its final and most crucial weeks. and farm equipment division west of the city. Other County Farm Bureaus have similar tours scheduled to the legislature. SJR-A would freeze the Senate at 34 Senators— State treasury daily cash balances have fallen very no more for W a y n e county. But Macomb, Oak- low in recent weeks. Officials have predicted that unless land and Washtenaw would each have a Senator. S J R - A would uphold the principle of over-all land area, interests, and population for the apportion- F. B. Board Talks to Congress The Michigan Farm Bureau other groups. ing is, inconsistent with free com- Michigan is largely there is a change for the better, they may have to decide some day which bills the state can pay and which cannot brought be paid at that time. board of directors told Michigan 'petitive business. We oppose about by the International Ma- ceived one more than the ment of Senators. members of Congress Feb. 25 how PRICE CONTROLS. The Mich- legislative efforts to compel non- terials Conference, which has ra- CORPORATION TAX. Farm necessary two-thirds vote in the igan Farm Bureau recommended Bureau directors said they pro- SJR-A wpuld reapportion the House strictly on our membership stands on cer- signers of "fair trade" contracts tioned the United States severely Senate. However, chances of no extension of price and wage test H-242, the Governor's corpor- tain proposals now before Con- to comply with their provisions. on the world's supply of copper obtaining the necessary number controls beyond their expiration ate income tax proposal, at least the basis of population. It would retain the moiety gress. date, J u n e 30, 1952. Evils of. and other materials. of affirmative votes in the House UNIVERSAL MILITARY O P S price ceilings will not per- in it present form. They called are not regarded as favorable. clause, which assures a Representative to a county The board looked a t t h e MFB such controls include reduced TRAINING. The F a r m Bureau attention to the fact that, as they annual meeting resolutions of production, inefficient processing mit our manufacturers to pay Under the circumstances, inter- or district having more than half the required popu- cannot support universal mili- world prices for copper. Yet the understand it, the bill would im- ests supporting this proposal are Nov. 1951, and at the recent de- and distribution, poorer quality tary training at this time. It's U. S. is furnishing millions of pose a tax on revenue derived considering circulating petitions lation for a Representative. SJR-A Would increase velopments in Washington. It goods, black markets, rationing, not the best use of our manpower instructed C. L. Brody, executive dollars to other nations to buy from membership dues the same to place this reform on the No- wasted manpower in government resources. It becomes more ap- as on the profit of a business the number of Representatives from 100 to 1 10 in secretary, to tell this t9 Michi- and industry. Price and wage parent that the greatest deterrent copper. They have paid as high vember, 1952 election ballot. gan members of Congress: as 50 cents a pound, while U. S. transaction. The bill specifically order to increase the number of Representatives controls do not prevent inflation. to Russia is the superiority in denies any allowances for deple- manufacturers may not pay over From March 6 to March 12 U. S. BUDGET. The Michigan economic and industrial strength 24% cents. tion. This would be serious from committees will not report out from W a y n e from 27 to 38. Farm Bureau opposes authoriza- FARM PRICE SUPPORTS. Tr* in our free American system. Michigan Farm Bureau opposes We urge the National Produc- the standpoint of the Farmers bills. This time will be devoted S J R - A would effect a reform by requiring that tion b y Congress of the excessive repeal of the sliding scale of 75 We recognize the need of ade- tion Authority to re-examine its Petroleum Co-operative, Inc. to cleaning up bills by the House budget recommended b y the to 90 percent of parity price sup- quate armed strength. We favor allotments of copper, etc., to the The bill would also apparently of origin and sending them over Senators and Representatives in the Detroit area President for 1952-53. The Farm port provisions of the Agricul- the wise use of the Selective automobile industry. We urge require including all patronage to the other branch of the leg- Bureau urges Congress to retain tural Act of 1949. Producers of Service system, expansion of islature. There are other dead- be elected by districts instead of at large. control and reduce expenditures Congress to take steps to assure refunds or rebates as a part of certain commodities urge 100 per- military training in colleges and us our fair share of the world the taxable income of a co-op- lines which lead up to the com- Senate Joint Resolution A is the only reappor- to bring the federal budget into cent of parity. The farmer does universities, and more systematic supply of metals in accordance pletion of the main portion of the balance. erative. Thus both the co-op and not want government-guaranteed training for our civilian officer with the service w e are giving the individual patrons would pay current session on April 11. Be- tionment proposal that endeavors to provide a bal- In the Department of Argicul- and government - administerea and enlisted reservists. the world defense effort. taxes on these amounts. cause of these rules no definite ance between the metropolitan areas and out-state. ture much of the money proposed farm prices. We oppose direct for Production Marketing Admin- UNEMPLOYMENT INSUR- This brings into the state pro- * r ° g r e s s h a s been made on sev payments to farmers. Adequate COMPULSORY UNION SHOP. eral of the issues which I reported S J R - A has passed the Senate by the required two- istration is for committees to in- farm prices in the market place, A N C E . The Michigan Farm Bu- We protest any authorization posal some of the issues which have been fought over bitterly one month ago. thirds majority, but may not be able to pass the crease production, which is un- not subsidies or government guar- reau board of directors opposes by t h e Wage Stabilization Board necessary. We recommend a cut anteed price levels, are essential I Senate Bill 2504. It would of a compulsory union shop in for years in connection with the TOLL ROADS. The Senate House. Metropolitan area Representatives insist on of $9,000,0000. F a r m Bureau for maximum production and | change the unemployment insur- the steel wage negotiations. Such federal taxation of co-operative finally sent its toll road bill reapportioning both houses strictly according to urges that funds for agricultural freedom of initiative for the i ance program from a self-sustain- monopolistic power to unions in business. back to committee, apparently conservation be reduced from American farmer. I ing basis to a welfare and subsidy the steel industry would force The bill proposes that those to die. Then a House committee population. $250 million to $100 million. I program by supplementing state all industry into line. Such pro- charged with collection of the reported favorably an identical Spending taxpayers' dollars to FAIR TRADE PRICES. The I unemployment funds with cedure would destroy the free- new tax could go back six years measure, H-137. This has n o w T h e CIO and A. F . of L. are reported to be ready- reimburse farmers for fertilizer Michigan Farm Bureau does not | moneys from the federal treas- dom our American system guar- in investigating records of tax- been made a special order o n and other good practices is wrong. ury. antees minorities and individuals. payers. Six years is regarded as ing petitions to amend the Constitution in such a favor the Fair Trade Price con- third reading for March 4. Congress should also reduce or tracts as provided in House Bill We are reliably advised that It could limit the opportunity to being excessive. w a y as to compel reapportionment of both houses eliminate comparable subsidies to 5767. So-called "fair t r a d e " pric- the unemployment situation in earn a living. DOG LAW. Another bill to on a population basis. LEGISLATORS who hope to take teeth out of the Michigan balance the state budget without dog law was reported favorably Washington Grown For 30 years the Farm Bureau has held that Sen- atorial districts should represent area and interests 48,816 Farm Alfalfa is Hardy Extend Date Huron and . enactment of a corporate income tax are proposing a variety of from the Senate Committee o n Agriculture, but a few days later Alfalfa seed jrown in the state tax measures. Some of these was returned to committee to and remain largely as they are. Representative districts should be based largely on the number of Families in of Washington comes to Michigan with a statement of winter hardi- For Co-ops Alcona Set would take certain articles out from under the general sales tax and subject them to a specific die. This would have changed the word "kill" to "impound" in an important sentence in t h e ness from the Washington State The Bureau of Internal Reve- 3 % levy. This is intended to present dog control act. citizens. The Moiety clause should be retained. Senate Joint Resolution A speaks for us. Farm Bureau College of Agriculture. Most of the alfalfa seed is grown in the Yakima Valley, nue extended to May 15 the date for farm co-operatives to file information returns on pay- Group Records put 100% of the revenue into the general fund of the state. FRUIT. Progress on the vari- WESLEY S. HAWLEY where there is little snow cover. Huron and Alcona County Of the sales tax revenue, about ous bills regarding fruit promo- ments of patronage dividends, r e - tional programs has been slow of Congress May GetkSeaway Bill The Michigan Farm Bureau membership for 1952 rose to 48,- There is much freezing and thaw- ing. Every winter the tempera- bates or refunds. It has allowed co-ops to limit this information Farm Bureau people are setting records for Community Farm Bu- 78% is sent back to the local units of government and schools late. The House passed and Congressman George Dondero of Michigan says ture drops to zero from time to reaus. under the provision of the sales sent to the Senate a bill to r e - 816 families Feb. 25. This is an return to payments of $100 or move the expiration date from increase of 8,816 from the end time. Temperatures of 25 below more. These payments are t a x - By 1947 Huron's Community tax diversion constitutional that the House Committee on Public Works in Con- have had no, appreciable effect on able in the hands of the farmers Farm Bureau committee of the amendment. Examples of this the cherry commission act. of J a n u a r y report published Meanwhile, the Senate passed gress is quite likely to report a bill authorizing the alfalfa stands there, the col- as income. board of directors had 28 groups general scheme are the proposed in the Michigan Farm News for in operation. Today there are and sent to the House a bill to lege farm crops dep't said. specific taxes on used cars and joint construction by the United States and Canada Feb. 2. Yields of 1,000 lbs. of alfalfa about 50. The goal is 75 groups liquor. make the apple tax optional b y Orderliness makes work in allowing any grower to be exempt of the Great Lakes-St. Lawrence River Seaway. IT'S QUITE likely that we shall seed per acre are quite common. within the next year or so. your farm shop safer as well as Being in a Community Farm ANOTHER method of bolster- by serving notice to that effect arrive at the state goal of 52,150 Buy F a r m Bureau seeds. easier. ing u p the state's shaky financial prior to J u n e 1 of any year. Bills T h e Seaway would open the vast Great Lakes by March 15. We now have 95% Bureau is so much the custom that members not in a group r e - balance is to recapture funds now to repeal both of these promo- industrial and farm regions to the benefits of ocean of the goal. On Feb. 25 last being returned to local units of tional programs died in the Sen- gard themselves as neglected. shipping for the transportation of raw materials and finished products. A n enormous a m o u n t of year we h a d 89% of the state goal of 46,150 and passed it April 13. At Livestock Annual There is a strong demand for the discussion groups. government. It is proposed that the portion of the revenue from ate committee on State Affairs. OLEO. For over 50 years it has Alcona County Farm Bureau retail liquor licenses which The membership report for the would be returned to cities, vil- been illegal for the state to pur- electrical power would be generated. has established seven new groups chase oleo for any of its institu- close of February, 1952, was this year and leads the field in lages or townships where the made by MFB district representa- establishment is located, b e re- tions, except prisons. A proposal T h e -real block to the Seaway has been the formid- that respect. Alcona has a group to repeal this act was decisively tives from the ten membership for every 12 Farm Bureau fam- duced from 85 to 50%. It is also able lobby of transportation companies, coal and districts of the state organization. ilies. being suggested that the state defeated in the House. Many of They said that County F a r m Bu- should recapture the entire pro- the city Representatives voted p o w e r companies and port authorities w h o don't along with some of those from reaus expect to enroll 3,334 mem- ceeds of the intangible property w a n t the Seawayv, They have termed it a white rural districts to insure use of elephant. bers in early March to complete the roll call for membership. Kent Names tax, most of which is now re- turned to cities, villages and butter at the state hospitals, sana- toria, educational and welfare townships. institutions. Congressman Dondero says U . S. army engineers estimate the cost to us at $ 5 6 4 million. Of that Corn Yields Safety Group OTHER TAX schemes are what are termed "plugging loopholes" DIRECTORS of the Michigan F a r m Bureau told the legislature $200 million could be written off as the value to the Kent County Farm Bureau in existing measures. One bill Feb. 25^ that they favored S-240 United States of power developments that are part Compared board of directors has named a rural safety committee which starts with the Farm Bureau Mu- would impose taxation on do- mestic insurance companies, that is, on companies having their relative"to licensing of profession- al and practical nurses, H-274 to of the project. With corn planting time tual Insurance Company agents in prevent party line telephone home offices in this state, to put abuses and S-289 to require t h e T h e remaining $364 million, said Mr. Dondero, approaching, Michigan farmers the county. them on about t h e same basis have a n e w aid for selecting the use of 50% Michigan wheat in The action i followed a talk to as the foreign or out-of-state flour for state institutions. Speci- would be spread over six years at less than $75 best hybrid corn for their fields. F a r m Bureau members at Ada companies. It's a new MSC extension fications set up by state purchas- million a year. Electric power sales and ship tolls February 5 by David Steinicke, ing authorities now require t h a t folder, F-67 "Corn Hybrids Com- extension specialist in rural safety TAXATION of national banks would apply against that. Compare that to the $6 pared." It gives results of hy- T. K. COWDEN J . O. CHRISTIANSON all flour for state institutions b e and health at Michigan State under the Corporation Franchise made entirely from h a r d winter brid corn trials conducted an- Representatives of 25,000 mem- Producers Livestock Ass'n will College. levy is also being promoted. A to $ 8 billion w e are putting into economic aid to nually at several locations to de- ber-shippers of the Michigan discuss improving the marketing 3 % levy on all transient ac- wheat. No flour containing Kent County Farm Bureau Michigan wheat is acceptable. other countries every year. termine performance records, and Livestock Exchange will attend of hogs. J. W. Sampier of Chi- plans to promote a county-wide commodations in hotels, motels, what hybrids do best u n d e r dif- the 30th annual meeting at Hotel cago, editor of the National Live- rural safety campaign in co-op- and tourist courts has been intro- They went on record as oppos- A s matters n o w stand, Canada proposes to build ferent conditions. Olds at Lansing, March 8. Dr. T. stock Producer, will discuss p u b - eration with other agencies. duced. Another n e w t a x bill ing various measures, including The new folder is available at K. Cowden of Michigan State lic relations for the farmer. R. A. Wittenbeck is chairman would apply to soft drinks to H-186 which would set u p an the Seaway alone if the United States fails to parti- electrical administrative board county extension offices, or from College agr'l economics dep't will of the safety committee. Other the tune of 4c per gallon. Boost- cipate. Then we would help pay for it in tolls, but At the first meeting for the and strictly regulate all electric the Bulletin Office, Michigan speak during the day on "Food members are Ralph Sherk, Cale- ing the Corporation Franchise State College, East Lansing. for the Future." Dr. J. O. Chris- ladies Saturday afternoon, Mary donia; Ralph Young, Byron Cen- Fee from 3% to 4 mills is an- wiring and installations, S-276 Canada would control it. tianson, dean of agriculture at the M. Bodwell of Michigan State relative to licensing water well ter; John Tesch, Grand Rapids. other proposal. Not long ago T i m e magazine said that most un- Closely woven material is bet- University of Minnesota, will College will present a food constructors and p u m p installers, ter for slip covers because it speak at the evening dinner pro- A rule of t h u m b about refrig- REAPPORTIONMENT. Senate S-300 which would impose a 10c biased investigators have concluded that the Seaway demonstration on meats. ^Aan per ton inspection fee on fer- gives greater protection against gram. erator size is six cubic feet for Joint Resolution A, proposing Ryan of the Westinghouse Corp- tilizer, and S-317, a t a x of 5 mills m a k e s such economic and engineering sense that its dust, holds its shape better, The business sesion will start two people with an additional changes in constitutional provi- wears longer and tailors more at 10 a. m. Howard Davidson, oration will demonstrate home sions relative to apportionment on each dollar of assets of do- cubic foot for each additional construction is certain some day. easily. head of the hog dep't for the Ohio freezer techniques. person. of Senate and House seats, re- mestic insurance companies. MICHIGAN FARM NEWS SATURDAY, MARCH 1, 1952 TWO office 'of the Ufe company is with the following table. The located in .the same building with $222,187.50 of government bonds Michigan Farm News Established January 12, UU Michigan Farm Bureau the Farm Bureau Mutual. office force is headed by an as- sistant manager who is also the The are on deposit with the State Treasurer as required The balance of the investments by law. It costs no more Entered .. _nd clau matter OFFI~ERS actuary. In addition to him there are in a safety deposit vault . .Jan. IS, UU at the poatofflce Charlotte, Mlchtpn. ot March 8, 1879•• under the Act at PresIdent_C. E. BuskIrk. Paw Paw V-Pres._ W. WIghtman .. Fennville Exec. Sec'y __ C. L. Broay, Lansing is an underwriter and necessary Government Bonds $222,187.50 to be ~ . clerical force. f PublIshed monthly. ttnt Satur- 1-Russell DISTRICT DIRECTORS E. H....al Richland. R-l Where possible the functions Corporate Bonds Total 151,323.50 $3?3.511.00 \ ~Wte AaT. by JoIlchtpn Farm Bureau at I-Blaque Knlrk Qulncy. R-l Washday perfume of the -casualty-company and life \ Its publication offIce at 114 E. Lov- '-Edward Frftch .lIoweil. R-I ett St.. Charlotte, Mlchlp.n. company are co-ordinated and ANNUAL AUDIT. At tne di- 4-A. SheUenbarCer_L. Odessa, R-l handled by a single office force. l>-Marten Garn Chl1rlotte. R-5 I sorta like the wintertime, for various different reasons, rection of the board of directors EdItorial and cener&! offlce., 221 '-'Ward G. Hodce Snover, R-l Examples of this are accounting, North Cedar St., LaNI~. Mlchl- 'I-Harry Norrls __.__ .__ Casnovla Although it's pot my favorite among the several seasons. the. annual audit of the company's .... n. Poet OffIce Box 960. Tele- 8-Kenneth Johnson ..Freeland. R-2 supplies. pay roll, and agency. phone, Lansl~ !l-17l. Extenalon 8. It has a kind of sparkle, when the sun is on the snow, affairs was conducted by the Send notices on Form 8578 and 9-Myles l(}-.James Hodgson ~lielock. Cadlllac. R-l 'Vhlttemore That makes you squint, but still and all I like to ~ee it so. INVESTMENTS. Tt:e c~pital public accounting firm .of Alex- Be and surplus funds of the com- undeUverable copIes returned under Form 8579 to MIchigan Farm New. edltor1a1 ottlce. P; O. Box 960, Lana- Ing. MichIgan. . DIRECTORS AT LARGE Carl,E. Busklrk Walter Wlghtman_._Fennvllle. Paw Paw. R-! John Converse ......__..Unlon City. R-! R-l And of the joys of wintertime I want to mention one That draws its charm directly from the glittering winter sun. I refer to that aroma so delicate and thin pany are invested in accordance ander Bell and Company of Chi- cago. Fremont Einar Un","en Llm1t~ to Farm Burt'au ~rembel'9 • :...Editor PURPOSE OF' FARM BUREAU .The purpose of this Associa. Representing WOMEN OF FARM BUREAU Mrll. H. Whlttaker._.}tetamora, R.l From Marthy's laundry basket when she takes the washing in. When the winter sun. on Monday, indicates the backyard line, mutual 'Sevee Sub.!>criptfon: 40 cents II. )'ear. tion shall be the advancement Representing When the underfoot is snowy but the overhead is fine, of our members' interests edu- JUNIOR FARM BUREAU Marthy likes to hang our clothing where it gets a chance to freeze Vol. XXX March 1, 1952 No. 3 cationally, legislatively, and 'Dale R. Foster NUes, R-I economically. Till it dries by sublimation in the sunshine and the breeze. SCHOOL ELECTIONS And the smell of my clean night shirt and the pillow slips and sheets When she brings them in at choretime is one of winter's treats. ..... " . IMichigan Voters' May 10. (30 days before school election) Last day for filing nom- inating'petitions for school board Marthy shakes them out and hangs them around the stove to warm And their homely cleanly fragrance just carries me by storm. members in school districts hold- The iron would drive the odor out, so Marthy makes the bed Enioy the ~Calendar for 1952 ing annual election on June 9. With linens freshly perfumed by the heavens overhead. And when that night I clamber in to rest my weary bones Prepared by S. JOSEPH WODKA. Assistant. Professor of Political Science at Central Michigan College, Candidates ricts are nominated in the larger dist- procedure similar to that used for by petition I sigh a sigh of sweet content and snore in sweeter tones. Poor Richard may have sensed as well the joy I here profess E1c1irtL. p~ot~ction candidates for other offices. This That time he wrote that "Cleanliness is next to Godliness." and MRS. BETTY TA13LEMAN. Research Assistant. Institute of Public Administration, at the University of Michigan. procedure may also be used in smaller districts. In (one-room rural) school districts, primary I How right he was, and as my soul to gentle slumber yields I breathe, indeed, a heavenly smell as from Elysian fields. ; •• ~I),e ~ however. nominations are made R. S. Clark The Constitution and law of the state put a heavy at the time of election, in annual school meeting. 315.North Jackson, Michigan Grinnell Street pea~e of mind burden on Michigan voters. There are ~any~ differ-' • May 31. (2nd Saturday preced- They must be signed by a num- . offices nominated by the state ent elections a~d the local ones come at various ing school election) Last day for ber of qualified voters equal to convention. FREMONT. MUTUAL ' times, depending on the type of community and registration for school election . Register with the secretary of at least 1"lo and not more than 4 % of the votes cast, in the area Sept.' lB. (9 days after primary FIRE INSURANCE its governmental organization:~ thE\. board of education .. represented, for the party's can- election) Last day for holding ....... .... 01- . A voter may also register for Voters are 'often uncertain as , to the nature and . school elections, if he so requests, didate for secretary of state in the party county choose delegates conventions. to the party's To g~ve$ you importance of the scheduled elections, and, partly at the same time he registers with last election. state convention. the city or township clerk for July 3. (Office day preceding Sept. 29. '(37 days before gen- for this reason, less than )0 per c~nt of the qualified other elections. Note: this is not July 4th. legal holiday, 4 months era 1 election-actually 36 days, voters cast ballots in many Michigan primary and automatic. Voters in school elec- before the general electio~.) Last but 37th .falls on Sunday and tions must meet the same qual- day for filing initiative petitions parties are granted a one-day ex- local elections. In an effort to clarify and explain ifications for voting in other elec- proposing amendm(;!nts .to. the tension) Last day for holding In .every policy, it's there in our present voting obligations, the following tions. state constitution. party state conventions. When I buy Sread, , want Milk as one of its ingre- black and white ••• the extra To vote on matters relating to These petitions may be filed To nominate party candidates calendar has been prepared. with the secretary of state. They for secretary of state, attorney dients, just like' want wheels on my automobile ••• protection you receive with a the direct expenditure of money must contain the signatures of general, state treasurer, auditor Sread wlth Milk is a natural food made of wheat Fremont Mutual Fire Insur. CITY AND VILLAGE April 7. or the issuance of public bonds. qualified and registered voters general. and anima' protein plus essential vitamins put there ance Policy. Your Fremont ELECTIONS To nominate party candidates however, one must also be the equal to not less than 10% of the To draft and" adopt state party Mutual agent will proudly Dee. 31. 1951. (7th Monday be- for some or all of the following owner of property assessed for by th. sun and .oili its ingredient. digest normally fore city primary election) Last offices (according to the terms of school taxes in the district, or be total vote cast for all candidates platform. point them ou~ to. you. for gove~or at the last election. Oct. 5. (30 days before election) and provide the Ideal nutritious food for .trong, day foi' filing nomination peti- the city charter): Mayor, council the husband or wife of such per- tio~ for candidates in cities president, aldermen, city clerk, son. No registration is necessary Aug. 5. (35 days before Septem- Last day for registration for fall healthy peopl •••• good bakers prefer Volley Lea ber primary election). Last day general election, except in town- brand, Nonfat Dry Milk Solids - make sure the But equally important to'you holding annual elections April 7. city treasurer. supervisors, con- for elections in primary school Petitions must be filed by 4 p. stables. municipal judges, and districts.' . for filing nomination petitions for Ships under 15,000 population. is the knowledge th~t you Bread you buy has Milk in it. In. EST. They must be on pre- justices of the peace.' June 9. (2nd Monday in June) circuit court judges. , Oct. 25. (2nd Saturday before are dealing with a company scribed printed form obtainable Feb. 9 (30 days before village School District Elections for These petitions must be filed election) Last day for registra- rh Mill end Cream prOtt,,"; b, you, 76 years strong .- • : in from county and city clerks. They election) Last day for registra. larger school districts. with the secretary of state. They tion in townships. ".arb" member.creamery 01 The Mid.W • ., finances, in reputation, .in must be signed by a number of tion for annual village elections. Many school" "districts, par- must contain a number of signa- Nov. 1. (Saturday before gen- Group ;t lolel under 'b. 'tufted Valle, performance. '.Y es, indeed, qualified voters equal to at Register at office of village clerk. ticularly those in cities of 10,- tures of qualified voters equal to eral election) Last day to apply leo nome. you can be sure with Fremont not less than 2% nor more than for absent voters' ballots for gen- l:ast 1% of the v~tes c~t in the March 10. (2nd Monday In 000 to 125,000 hold elections on Mutual, cIty for the party.s candIdate for March) Annual Village Elections. this date. In Detroit, Flint and ~% of the total vote cast in the eral election .. See instructions secretary tien of state In the last elec- To elect. . pre'd Sl en , t 1 k Grand Rapids, school c er , elections are combined with city district area for the office of secretary of under September 6, above. state at the last election. Nov. 4. (Tuesday after thi:! 1st 71tid.-1U.ed.t .' "" "C', ";" ha ~'m.e/1.i.e4.. Uu. '" ,..,.- 0z....e..a. .. Aqenta: Fremont Mutual is J~ 19, 1952. (30 days trustees (~ouncil) treasurer. and elections, and in small cities they Aug. 10. (3Q days be!ore fall .Monday in November). General qrowing ••• territory inquiries . • ,~" "". ".WW G'OU'. ~ '--f '+-uo' el +:~ ). assessor. 10 most cases. Village may be combined. primary: .eJection>. I,.~s.l . q~YI :#C?r.J:lection. ~ i I • THE M ~ are invited. ~ -_' pnmary - ns .........rt '""" QI:e... CJ.~ Las+~ da "f f or regu.u • ~at' K ...... f JOn or CI 't "Ud fit' ers prestn 'bth'e ~t h e exact .f orm 1 June 9. Annual School M~t" registration for fall primary To elect: President and Vice- ing in all primary and some election. except in' townships President of the United States, spring. primary ele~tion .. ~at~e: ~:' ~~lagee~~e~~i~~s.s~~~; MICHIGAN INDIANA graded school districts. under 15,000 population. Register U. S. Senator, U. S. Representa- Register at th~ office of the CIty may be partisan or non-partisan, Carson Cily ..:.. Dalry/anfl Coop. Cry. Co. Columbus - farmen- Mall.,lng Au-n. In primary districts, board at office of city or township tive, governor. lieutenant gov- clerk. For this or any other and therefore with or without a Coldwat.r - Coldwal" Da;,y Co. C". Crawfordsvill. - forme,.- Coop. C". '.c. election. any v.oter who is ill or preceding primary. Nomination members are nominated elected at the annual school meet- and clerk .. Aug. 30. (2nd Saturday before treasurer, ernor. secretary of state, state auditor general. state la.t Jo"'_ - Constantine - COfts'antinI' Coop. JONdanVall.y Coop. Cry. Eisi. - EIsI" CooptraU ... Creamory Co. Co. Middl.bury - Mldd/.bury Coop. Cry. Co. Orleanl-P,od'wHs- DoityM.t. Au-", 'ltc. a~nt from hIS usual place of procedure is the same as in city ing. In graded school districts. election) Last day for registration sen'ator. state representative, Fremont - f,emon' Coop. Cry. Co. lichmond - 5",inll Gro•• Dairy Grant - G,G'" Coop.r,,';ve C,.amery Co. :esld~ce on the .last day of r~g- elections, unless the charter pro- board members are elected dur- in townships. Register with county officials, city officials, in Montgomery - J,;-$,o'. Coop. Au',,_ TENNESSEE !stratlon may regISter on electlOn vides for non-partisan elections. township clerk. cities which elect officers in No- Nashvill. - farmers Coop. Cry. Au-n. ing the day, but certain questions . 51. loul. - 51. loul. Ceop. Cry. Co. Gollatln - Sumnor Co. Coop. Cry. All' •• day if accompanied by a qualif~ed March 8. (30 days before city Sept. 6. (Saturday before fall ,vember election. Murfre.sboro - 'u'''erlord Coun', must be decided at the annual Cooper"';~. Cr.amery, I,.c. m utall ....oter. known. to the ~lectlO.n election) Last day for registration primary election) Last day to To vote on initiated and refer- OHIO m. school meeting. board, who w1l1 substantiate sworn statement to this effect. hIS for annual city election. April 7. Ost Monday in April) July 14. (2nd Monday in July) School District Elections in all apply. for absent voters' ballots red laws and proposed for fall pr"imarY election. Appli- tutional amendments, if any. consti- Dayton - IIlleml Vallt, Mil. P,eIluc.... AuodotlOll Gt •• nvm.-Mlaml Vallty Mil. Prelluc.,,' Noltnsvlll. - Ho/tn •• C,.amery ~uoc/G"on, C.op.,.,I •• 'nc. Fremont ILLINOIS This procedure does not hold in Annual City Eledion in many other districts. cations should be made not later Auocia'iOlt Springw.ld-MlamIVall.y Mil. ;rodllc.,,' Pana - Equlty-UnlOllCry. & P,odIiC. C•• FIRE INSURANCE COMPANY counties where the board of sup- cities. ervisors has by resolution dis- To elect: officers - mentioned NATIONAL, STATE &: than 2 p. m. on forms provided Life Company '52 - Alloci_ion Pari. - Eqlllty-Union Cry. & PNHIvc. C•• HOME OFFICE' FREMONT, MICHIGAN COUNTY ELECTIONS by city, township and village continued the practice. under February 18 above. Actual July 1. (lOth Tuesday preceding clerks. Goal $25 Million W".n yo" mathl mil. or cream '''rollg'' a In.mb.,.".amtr, you rec.'." 01 rile Mld-W." Gr....', "' t1m. 01 .hipm.nl, 'h. high. II poulhl. rerurn - end, In addillon, .om Feb. 18. (3rd Monday in Feb- dates are determined by city September , (Continued from Page 5) a proportion,," .hol. 01 opera,ing ,a~;ngJ Irom .'It •• nllr. bUlln.ss. primary election) Sept. 9. (Tuesday after 2nd ruary) City Primary Elections for charters, but most l1ichigan life insurance agents the sup~r- Last day for filing nominating Monday in September) General cities holding annual elections cities hold elections on thiS date . petitions ....ising force has been" augmented for candidates for the fall primary election. C • for the purpose of devoting a lot fall primary election. To nominate party candidates of time to training and developing For: governor, lieutenant gov- for all offices listed under July individual agents. FARM BUREAU ernor, state senator, state repre- 1 above, plus circuit court judges, . Each agent is required to com- sentative. representative. U. S. senator, U. S. county officials on non-partisan ballot .. To elect precinct and township he receives a license. plete a course of training before Booster feeding through plant YELLOW ENSILAGE Thereafter (except circuit court judge) city delegates to the party's county experienced supervisors W. 0 r k officials in cities which elect convention. In most areas the with individual agents in the field officers in the November elec- names of candidates for "delegate to perfect their technique. tion. to county convention" will not Plans are to intensely train leaves__shows promise SEED .CORN These petitions must be on a prescribed printed form obtain- able from county and city clerks. be printed on the ballot, and the voter must "write in" the name or paste on a "sticker" proper place. This is the only opportunity the ....oter has to influence the choice in the qualified agents in a Farm Bureau type of insurance program so that they can make a reasonable in- come from full There are at present 150 agents representing the two companies . time selling. , .- of party candidates for the state HOME OFFICE. The home CLASSIFIED ADS Many plants and trees absorh food through their leaves. This discovery opens up possibili- - ties of larger, faster-grOwing crops by apply- Classified advertisements are cash with order at the following rates: 5 cents per word for one edition. Ads to appear in two or ing additional fertilizer as a spray. Michigan Farm Bureau Yellow ~silage more editions take the rate of 4 cents pel' word per edition. State COllege Agricultural Experiment is studying ways of making leaf feeding prac- Station Com is a blend of Michigan Hy- LIVESTOCK MAPLE SYRUP PRODUCERS tical to the average grower. Among plants which respond readily to nutrition through • brids. On test plots it has pro- ~rILKI':-. sen._on-now special quart gla..... re- summer. As more infonnation will be available to you by calling. writing or is obtained, it , I0!lla. R-1, Michigan. (l-U-SOb) trlgerator bottle. AI"" available, vislting your County Agricultural Agen~ jUgs In as"orted eolol"l' and Mlzes tor FB Yellow Ensilage is all FARM FOR SALE gUt packagl>s. 'Wrlte tor catalog and prices, or visit our lIhop. SaVe money 160 .ACRE dairy or beef fann for on all your maple syrup lIuppll.." medium and large flat kernels, !lale. Fenced. river pasture. barn. ~Iodern 8-room hOO!50 o, it is anticipated that there 1,000,000 make it easier to recruit new 10,000 applicants requested reser- i s considerable surplus available agents of high-calibre and to re- vations for Charter life policies from the Premium Suspense item. tain those agents who demon- amounting to $21,000,000 of in- About 50% of this item, or $50,000, 750,000 ^ — — • — - ^ e ^ C M ^ w w . •.' •» : ' surance. This was very encourag- will probably find its way into strate an ability to produce in accordance with the Farm Bu- ing and emphatically settled the earned surplus making the total reau type of program. It shall question of whether the member- at year end approximately $57,500. 500,000 continue to be a requirement ship would be interested. A company is usually doing that all agents promote both The next step was to organize very well if it can net any profit kinds of insurance business ex- a life insurance company, and at the end of its first full year, 250,000 clusively for the two companies. raise the necessary capital. A let alone at the end of 3 months. whirlwind campaign lasting less PREMIUMS & DIVIDENDS. than three weeks resulted in UNDERWRITING. An import- '•'•'"•-"•'•• — .... Li,-,.„; : _—:—' ' i ,1 i. The year 1951 in the casualty in- March Dec. 31 Dee. 3 1 raising $316,125 through sale of ant phase of life insurance o p e r a - Dec.31 surance industry was one of bad 1949 1949 1950 1951 stock in the proposed life insur- tions is the careful inspection and claim experience and increased ance company underwriting of applicants. T h e premium charges generally. Our THE COMPANY STARTED WITH $236,000 CAPITAL INVESTED. After the capital and surplus | company has the services of a n own experience seemed reason- funds were raised the company experienced underwriter and in ance, has experienced an unfavor- almost exclusively by salaried ably favorable at the end of June, able year. It is meeting this sit- adjusters of the Company. Coin- applied for a license, and was addition is able to freely call on but began to get worse. During uation by additional capitaliza- cident with improved claim serv- authorized to do business on Sep- t h e experience of American the year virtually every company tion and radical rate increases. ice, there has been a more care- tember 20, 1951, just about a year United Life Insurance Company doing business in Michigan, ex- These factors necessarily require ful study of underwriting selec- MARTEN GARN. president of RUSSELL HAZEL, president after the committee began its in- who carries the reinsurance. All cept this Company, raised auto- of the F a r m Bureau Life Insur- vestigation. insurance over $5,000 is reinsured NILE VERMILLION mobile rates. constant study of rates. tion. the Farm Bureau Mutual Insur- with this company, in addition to ance Company, is a life-long Director of Farm Bureau At the end of June, we were FARM LIABILITY. A study INTEREST On Surplus Certifi- ance Company of Michigan, start- THE STAFF of the new com- resident of Kalamazoo county pany started immediately to con- certain other hazardous risks. Insurance Services considering declaration of divi- of experience in the farm liabil- cates. As a result of an under- ed farming deeply in debt at the He started on a rented farm in vert as much of the Charter According to a well established ORGANIZATION. Farm Bu dends ' to policyholders, but the ity line also shows an unfavor- standing with the Insurance De- worst of the depression, in Chest- 1924. He owns and operates 160 reservations as possible. By the program inspections and medical reau Mutual Insurance Company worsening claim picture caused able trend in claims. The loss partment of Michigan, the Com- er township, Eaton county. His and 125 acre farms at Richland. end of 1951 over $11,000,000 in examinations are required where of Michigan was organized as a the Company to postpone any ratio on this line was 55.2%. The pany was able to issue checks for farm has, been in the family 106 His program includes hogs, Charter applications had been necessary. Very few instances separate mutual corporation and dividend payments until the Farm Liability policy itself has interest on the Surplus Certifi- years. He is a breeder of York- Polled Hereford cattle, wheat, written. The agents who did this have come to our attention w h e r e is controlled by a Board of Di cost of claims leveled off. June recently been revised to simplify cates immediately after J a n u a r y shire hogs and has one of the best corn, oats and hay. Mr. Hazel job were for the most part the an undesirable risk has been rectors elected by the policyhold 30, 1951, the surplus of the Com- its application and broaden its 1, 1952. The Company has thus herds in the state. Mr. G a m has has been director and president same agents who had been writ- covered. Some risks must be r e - ers, one director from each of pany exceeded $500,000. There- coverages beyond what is offer- overcome the delay which had risen from the ranks in Farm of the County F a r m Bureau. He ing for the F a r m Bureau Mutual jected entirely while others can the ten membership districts of after, it declined for a period and ed by any other company. In in previous years caused concern. Bureau, through Junior and is a director of the Michigan Insurance Co. be covered by charging higher Michigan Farm Bureau. Each then began to increase again to addition, a named medical cover- The total amount of interest paid County Farm Bureaus. He is a Farm Bureau and three associat- premium commensurate with the policyholder has deposited with reach a figure of approximately age is now available for the name for the year 1951 was $13,852.68 director of Michigan F a r m Bu- ed companies. Mr. Hazel is one The Company is now less than increased risk. The agency force the Company a proxy authorizing $450,000 at the end of the year. insured and his family, by special on $219,720 of outstanding Sur- reau and four associated compan- of the organizers and president of 6 months old, but is already m a - is trained to give the company Michigan Farm Bureau to cast This, compared to total prem- endorsement. An increased vol- plus Certificates. During the ies. He is secretary of the Eaton the Southwest Michigan Live ture in size. There is reason to complete co-operation in this r e - his vote at the annual meeting if iums written during the year of ume in sales should offset some year $16,500 of Surplus Certifi- Farm Bureau Co-op, Inc. He has Stock Producers Ass'n, which believe that the Company will | gard. cates were retired. operated a saw mill for years. the policyholder is not present $1,300,000, gives a ratio of 35% of the trend under proper under- Mr. G a m is active in school, soil owns the very successful auction Co. He has haG long service on AGENCY. A single agency in person or by a subsequent valid between the two. It is felt that writing. at Battle Creek, operated in co- the board of supervisors, the force is used to produce business proxy. All policies and premium this ratio shows an adequate sur- INVESTMENTS. Total invest- conservation and other commun- operation with the Michigan county health and welfare board, for both the Farm Bureau Mutual At the time of renewal of a ments of the Company at year ity activities. He attended Mich- renewal notices contain a re- plus compared to volume of Farm Liability policy, t h e policy- Live Stock Exchange. Mr. Hazel and soil conservation committee. Company and the Life Company. minder fit the date and place of business. end were $1,190,734.93. During igan State College and was em- is an officer of the Kalamazoo Mr. Hazel is married and has two In order to perfect their skill as holder is requested to complete the past year, the Company en- ployed for two years by the the annual meeting, the last Tues If the ratio of surplus continues a questionnaire so that his cov- Farmers Mutual Fire Insurance daughters. (Continued on Page Two) day in February of each year at tered upon a program of diversi- MSC animal husbandry dep't. Mr. to increase, consideration can erage may be currently adjusted the home office of the Company. fying its investments, and em- G a m is married and has four again be given to payment of to his needs, and the premium ployed the services of Moody's children. Under the organization struc ture, recommended by Michigan Farm Bureau and adopted by dividends to policyholders. How- ever, the Company's first consid- eration should be to hold gross charges will be no more or less than required for coverage. appropriate Investors Service to recommend investment procedures. At the Life Insurance Company Office this Company's board of directors, the affairs of the Company are premium charges at a minimum. In addition to the pressure on The Company is thus able to offer a farm liability coverage beginning of 1951, all but $10,000. of our assets were invested in government Bonds. At the end Notice! managed by the Director of Farm claim costs, the Company has which every fanner will feel he of the year, investments were dis- Bureau Insurance Services. Some been forced to meet an increase of THOSE WHO HOLD Farm Bu- can afford. This is one type of tributed as follows: functions of Farm Bureau Life 100% in reinsurance premiums. coverage which the farmer has reau Life Insurance Co. Charter Insurance Company are co-or- The American Agricultural In- too long neglected. A farmer Government Bonds $ 860,751.32 72.3% Policies may add these benefits dinated with those of this Com- surance Company, with whom can incur as much liability in the Corporate Bonds 308,892.67 26.0% Insurance Stock 20,000.00 1.7% to them: pany with ultimate allocation of the Company carries its reinsur- operation of his farm as he can in the operation of his automo- $1,189,643.99 100.0% Premium Growth, Farm Bureau Mutual ' bile. 1—Double Indemnity in case of At the request of the American Agricultural Insurance Company, accidental death. $1,500,000 CLAIMS this Company invested an addi- The loss ratio for, automobile tional $10,000 during the year in 2—Waiver of Premium, in case * business during the year 1951 was 1,250,000 its stock. This stock is expected of total disability. 57.6%. This is an increase of to earn 4%. The American Ag- 3.5% over the previous year. The ricultural Insurance Company re- Farm Liability loss ratio for 1951 insures all liability risks of the 3—Payor Insurance, to continue 1,000,000 was 55.2%. This is a 16.2% de- Farm Bureau Mutual Insurance premium payments on a child's crease from the previous year. Company in excess of $5,000/$10,- policy if the parent should die. The volume of claims continues 000 limit. Its stock is held en- 750,000 to increase as the total number tirely by the American Farm Bu- THE FOLLOWING additional of policies increases. reau Federation and Farm Bu- The Claim Department has been reau Insurance companies. policies are now available: 500,000 expanded more than any other department to meet this increas- ANNUAL AUDIT. At the di- 1—Ordinary Life. The office staff of Farm Bureau Life Insurance Company and t h e manager of the Farm Bureau ing need for claims service. The rection of the board of directors, 2—20 P a y m e n t Life. insurance services occupy half of the first floor of a new building at 507 South Grand Ave., Lansing. 250,000 Department now has three ex- the annual audit of the Com- 3—20 Year Endowment. The Life Company employes have issued some $10,000,000 in charter policies. Thay are processing aminers in the home office and pany's affairs was conducted by another $5,000,000 and are getting the general Una of Ufa insurance under way. William Conlay. six full-time adjusters in the the public accounting firm of ass't manager and actuary, is in the foreground. At Ufz, Melvin Barnes, underwriter in charge of field. Claim service has steadily Alexander Bell a n d Company of SEE YOUR LOCAL FARM issuing life policies. Nile Vermillion, manager of the Farm B u r e a u insurance services. Is standing March Dec. 31 Dec. 3 1 Dee.31 1949 1949 1950 1951 improved and is being handled Chicago. BUREAU INSURANCE AGENT outside his office. SIX MICHIGAN FARM NEWS SATURDAY. MARCH 1. 1952 Public Liability—Know Its Forms and Protect Yourself Community Farm Bureau on a public road, or even on a neighbor's property, if he allows with his wagon and tractor, and started for the field a half mile "Who caused the accident by his creasing risks. Good manage- carelessness or failure to take ment will help prevent most of such animals at liberty. Farm dogs away. Traffic was fast and ra- proper precaution against it?" them. But there still may be Discussion Topic for March which are vicious to strangers sometimes bring suits of public liability. ther heavy, but Harold stayed in the traffic lane. The shoulder How about Trespassers? Is a person who occupies a place cases that arise by accident. We h a v e to make a choice in was wide and firm, but the pave- ment rode smoother. liable for injury to a trespasser facing this fact. Either the risk Background Material for Program This Month by Case D. Animals off the who gets injured on the place? must be taken personally, or in- He had just gone over the brow Our Community Farm Bureau Discussion Groups premises. Vicious or not, damage of a small hill when a car came After all, he is on the place un- surance protection must be taken to persons or property by ani- lawfully! against it. Taking the risk per- over the rise behind him and DONALD D. KINSEY mals belonging to a person may crashed his wagon. The car was While, on the one hand, you do sonally could mean the loss of Director of Research and Education make that person liable before badly wrecked, and two passen- not have to guarantee his safety, all we have saved. Liability in- the law. Damage to neighbors' and the trespasser assumes his surance offers a degree of safe- If we take a good look at the law, it appears that care- crops, fences, livestock or build- ings can be collected if animals gers were severely injured. Damage and injury claims filed in own normal risks in entering ty only to the extent of the the property, yet you must take amount of insurance that is car- J . PROTECTION I lessness or ignorance of the law can "nail our financial court amounted to $40,000. MADE TO ORDER. escape because of your poor or normal care for his safety if you ried. hides to the barn door." broken fences. In fact, the owner Harold stood to lose everything know he is there. A willful act You've scon him on the highway — h i t presence may be held liable regardless of he had, including the farm, if it Questions for Conclusions is enough to slow traffic down to safe driving to injure him would be a felony. Reasonable care and information may, on the other the question of negligence. could be proved that his negli- Or mere negligence would make 1. Are the public liability risks speeds. He provides protection mode to order. Your State Mutual agent provides form fire pro- gence was the cause of the acci- you responsible. If you knew he which hand, make us comparatively safe from the dangers of There is a statute in Michigan dent. farmers face serious tection that's made to order — a l l the coverage which states that it is illegal for was there and failed to close a enough to warrant carrying in- you need without frills or extras. a damaging lawsuit. O u r Farm Bureau Legal Depart- gate to prevent a dangerous an- surance protection? livestock to r u n at large on any Comment: If the owner of State Mutual pays, in case of loss, fall amount ment shows us a number of common pitfalls. public highway of the state. This farm machinery does not exer- imal from attacking him, he has 2. What rules could farmers of loss or damage to buildings up to amount of is in force in any county unless cise due care in crossing or going a case against you. But if the establish regarding the operation insurance carried, provided they are not insured Knowing where the booby traps of liability lie helps the Board of Supervisors declares down a highway he may be held trespasser entered a field where of machinery on public highways for more than nine-tenths of their actual value . ANOTHER STATE MUTUAL FEATURE! it inoperative by means of a res- liable for a n accident. a vicious animal was located, h e that would lessen the dangers of u s to avoid getting into them. Nobody wants a legal would do so at his own risk. Ask your State Mutual agent, or write for details. olution. If animals r u n at large damage suits against them? explosion that will blow his life's savings into smither- eens. So, let's look at the sort of booby traps we might frequently because of broken or weak fencing, the jury is merely left to decide how much the Running implements at night without lights of proper type may leave him totally responsible, and even if the driver of the car Increasing liability risks. More 3. What rules of good manage- ment on the farm will lessen the machines on the farm, high vol- liability r u n by the farmer for &kt/ftLtzd FIRE INSURANCE CO. 702 Church St. Flint 3, Michigon find around the place that could do that. Perhaps the damages shall be against the is negligent, if the machinery op- tage circuits, and an increase in injury to other presons? E. B. DINGMAN. Pwiint H. K. FISK. Stcmur owner of the animals. erator has contributed to the ac- clearest way to do this might be to pretend that w e the movement of people toward 4. Does the farmer have any "Slate Mutual Insures Every Filth Farm in Michigan—Ask Your Neighbors!'' cident by carlessness or lack of the area in cars increase the liability under the law for a per- have a number of cases of this kind. Case E. Acts of the land op- proper caution he cannot collect erator. A trunkline highway ran chances that liability claims son who trespasses on his pro- Opening! For Agents in Some Communities for his smashed machinery nor against farmers will occur. perty? Case A . The condition of the premises. George F. along the front of Harold R's farm injuries to himself. Greater care is needed to pro- • . i • • ~m . . . . . . . . . . . . . . , , . , . , M | . . . . .f . | | f | - . . • | | | M Harold swung onto the road occupied and worked a farm. (It made no difference A key question to consider is, vide protection against these in- Get your fertilizer early. that he was not the owner of the f a r m ) . He had lived there three years. During the second year a tread on Service & the back steps came loose. George just laid it back in place without nailing it. Most of the time it laid there all right, but it did blow off once in awhile. George would lay it back in place again. One dark night a neighbor came to see George. T h e board had blown off again. In the darkness the man You Can't Beat CO-OP Farm Equipment fell through the steps. H e suffered a broken leg and arm and was badly cut around the eye. George found himself facing a suit for $5,000 damages. Comment: George is liable before the law if the neighbor can establish that his injury was brought about by George's neglect. If neglect in caring for the premises is the cause of the injury, the person occupying CO-OP BLACKHAWK PLANTER THE CO-OP E4 the property is liable for damages. It might have been an open well, bricks falling from a chimney, a board or Guaranteed 9 5 % accurate! Considered by thousands pitchfork carelessly placed that caused the injury. Or of farmers the finest, most dependable planter made. it could be exposed electric wires or rubbish in the path Famous Black H a w k edge-drop system and triple-valve of the visitor. It could be expensive rubbish! shank plants one and ONLY O N E hill at a time with If the injured person has aided his own injury by care- lessness, then the person living on the premises can the right number of kernels in every hill. check fork plants with exact precision for profitable Vertical BfacJLHmk cross-cultivating. Built right and priced right! See defend himself successfully in court. But where the the CO-OP BLACK H A W K now. .injury was clearly due to the negligence of the person dwelling on the place, the law may take him to the Model 115-T, below, complete with automatic markers marKers 3 sets of seed plates, wire, stakes, side reel. - cleaners. Black H a w k is a proven name in f a r m machinery. Case B. When Using Articles some time, Elmer is in a respon- For more than half a century it has been faithfully on the Premises. The hand clutch sible position before the law. If serving farmers throughout the middle west. In 1897 on Elmer B's tractor had been he can show that the employee a touchy thing for quite awhile. knew of it and was careless, he the first Black H a w k corn planter was built. Since It would sometimes engage just might get the case thrown out of court. that time it has been recognized for its accurate per- because of the engine vibration. Elmer's hired man disengaged formance, its simplicity of design and operation, as a The Co-op E-4 is no "Junior" tractor for extra jobs, Case C. Animals on the prem- the clutch, but let the engine idle ises. Virgil N. had a bull. He w a s leader in its field. Today the name of Black Hawk, it is a mighty machine with amazing capacity. Powered while he w e n t to clear some jam- very ornery (the bull, not Virgil). combined with Co-op in a complete line of high quality by an efficient, economical 6-cylinder gas or deisel med corn husks out of the eleva- tor chain gears on the picker. It Virgil kept him penned. But a engine. New sliding spur gear transmission with 6 for- visitor wanted to show how he farm machinery, is making hundreds of new friends all took his fingers through the ward and two reverse speeds. It offers new comforts gears when the tricky clutch handled bulls so he went into the over the nation. When you ask for Co-op Black H a w k , slipped in without warning. The pen while Virgil was throwing and conveniences; push button starter, handy grouped hired m a n sued for doctor bills, down hay. The bull pinned the you know you are getting the very best. controls, comfortable, adjustable seat. Also available: hospital bills and maintenance man to the wall, broke numerous independent pulley drive, separate control live power costs. ribs, caused internal injuries, and smashed one a r m before Virgil take-off; powerful hydraulic lift system. Elmer held out in court that could get there to drive him off. the hired m a n knew that the clutch was faulty. The hired The visitor sued for $10,000 man denied knowing this, and the b u r d e n of proof was on Elmer's shoulders. I wonder how the case came out? damages. He lost the case. The bull was properly penned and cared for. No contributing care- lessness could b e proved against When There Is a Big Job to Be Done— Virgil. Comment: Farm labor does not come under the present Workman's Compensation Act, If the case goes against him, the But if t h a t bull, or any other animal known to be dangerous had been loose on the place, or improperly penned or tied, Virgil You Can Depend on Your Co-op Equipment to Do It farmer could be stuck for the would have paid. The owner losses suffered by his employee. or custodian of the animal might Do the Job Better with a New NOTICE! If it can be established that the be liable for any injury to a per- clutch had been doing this for son lawfully on the premises, or Co-op Black Hawk Disc Harrow Speed your Work with this Hew Until our warehouse supply C O - O P Manure Spreader! Discussion Topics is gone we can supply CO-OP They were chosen by your State Discussion Topic Committee from the results of the Questionnaires BLACK HAWK Dealers with Returned by the Community Groups spreaders and disc harrows at Mar. What Public Liability Risks Does no increase in price. the Farmer R u n ? Apr. A Constructive Agricultural Pro- We have a limited supply of Try to Beat This at Our Low Price tractor disc harrows in stock. gram for a Free America—What The Improved Here is a rtlgged, well-balanced, correct weight disc is it Like? harrow. Finest 16-inch or 18-inch heat-treated discs. Future shipments from the fac- C O - O P Tractor-Drawn Manure Spreader May Do W e H a v e Adequate Laws Heavy steel construction. Units correctly placed for uniform penetration. Rapid adjustments; both gangs tory will be higher in accord- Controlling the Narcotics and This handy, rugged CO-OP spreader hat a low box for Liquor Trades? controlled by a single hitch; separate scraper adjust- ance with OPS regulations. easier loading. And it is perfectly balanced for easier handling. One man can move it around by hand when empty! The 70-bus* ment. Long known as an efficiently engineered piece Jun. Can W e Keep the Schools Free of f a r m equipment t h a t thoroughly penetrates and pre- Both of these implements are he! box, made of seasoned, acid-resistant wood, gradually widen* from front to rear for even feeding to the cylinder*. from Political Control? pares soil. Four Co-op models: double gang harrows in 6, 7, 8, and 10-foot widths. the latest models. See your Jul. H o w Can W e Improve Markets CO-OP Dealer. for Farm Commodities? Aug. H o w Can Michigan Balance Its LEARN MORE ABOUT YOUR CO-OP FARM EQUIPMENT PROGRAM State Budget? START TODAY BY SEEING YOUR NEAREST CO-OP MACHINERY DEALER Be sure to read your discusion topic articles on this Page of the Michigan Farm News each Month. Attend your Com- F A R M B U R E A U SERVICES, Inc. munity Group meetings! 221-227 NORTH CEDAR STREET FARM EQUIPMENT DEPT. LANSING 4, MICHIGAN