... ..A. • • MDCHDGAN+rJFARM NEWS' THE ACTION PUBLICATION OF THE MICHIGAN FARM BUREAU Vol. 50, No. 6 THE NEW AGE June 1, 1971 • • "June is Dairy Month~' .. ~ • :- • • 'w ~ , A • .. J • Jf ~ I' t ~ • • • AMERICAN DAIRY PRINCESS ... Jane Logan will soon complete her year's reign. Jane, First Lady 01 the Dairy In- dustry, is the daughter 01 Ohio dairy larmers. Their Holstein dairy herd produces 950,000 pounds 01 milk annually, adding • WHAT IS AS PEACEFUL ... as dairy cattle pasturing in a green meadow? Clarence Simon and prool to the ADA statement that, "Dairy Foods ARE one 01 his sons, Dave and Mike, Divine Highway, (north of Portland), are progressive dairy farmers, the 4 Basic Food Groups." (The other three are vegetables, • milking 98 head of Holstein cattle. All three are active Farm Bureau members. meats and grains.) Governor's Health Ag. Award No-Fault National ON THE INSIDE: Care Message page 3 Winner page 5 Insurance page 7 Ag. Day page 9 TWO June 1, 1971 MICHIGAN FARM NEWS EDITORIAL. PRESIDENT'S COLUMN No Room For Both ••• MV'RUIHr~' COMEf!W! New Marketing Road For the past sixteen years, 4000 North Grand 'Vhich road farmers will take to market to- .., River Avenue has been the center of much of morrow is now being mapped out in Congress the activity of Michigan Fann Bureau and af- by debate of the National Agricultural Market- filiate companies. But on May 21, 1971 large ing and Bargaining Act of 1971. trucks arrived at the doors of the building The bill (H.R. 7597) was introduced recently signaling a giant move to the new Farm Bureau by Representative B. F. Sisk (D) of yalifornia Center located at 7373 West Saginaw High- and requires a great deal of support. Our ef- way, Lansing. forts as farmers in Michigan can help in this Desks, chairs, typewriters, adding machines, support by writing or visitill;g with our con- files, tables, computers and hundreds of boxes gressmen to assure that its significance will be were wheeled out of the old building into the understood so that a knowledgable vote will waiting trucks to make the five mile trip to be taken. the new location. This legislation represents the promise that -\ the nation's largest industry can come to peace On August 10, 1955 an "open house" was with itself. Too long processors and producers conducted at the Grand River site to display have been at opposite ends. This legislation the facilities that would house Michigan Fann can improve these working relationships by Bureau, Fann Bureau Services, Fanners Petro- establishing that there be a mutual duty to leum Cooperative, Farm Bureau Mutual Insur- bargain in good faith on the part of both ance Company, Farm Bureau Life Insurance parties. Company and Michigan Association of Farmer Both parties will share equally in power to Cooperatives. The slogan for the day was ''The work out the most equitable deal, contrary to Beginning of a New Era." At that time the past negotiations whereby some processors have business volume of the affiliate companies ignored the farmers' marketing association. totaled nearly $30,000,000 a year. Farmers need this legislation, because it will Much history has passed through the doors improve our bargaining position and bargain- of the building on Grand River as programs, ing power. 'Vith the passage of this bill, farm- _ projects, new services and even new affiliate ers for the first time will have a solid legal companies were formed to meet the needs of MOVING VANS ... were lined up at all entrances to the Farm foundation for fair bargaining. Both farmers' Michigan farmers. Bureau Center on N. Grand River Ave. early Friday morning. representatives and processors will effectively All signs were "Go" to the new office building at 7373 West The Michigan Agricultural Cooperative Mar- Saginaw ... the first trips of the scheduled four-day move. and efficiently carry out the work of the keting Association (MACMA) was founded in r------~.~~__:_:__=_=_-_:.:_:.~.,' _=-_==~=-==~-~_=-='I_ __ ::"."=" .:-':"':: market system with disregard to the present 1961 to extend marketing services to growers. stumbling blocks. that deter progressive busi- The newest affiliate, Michigan Agricultural Two Million Members or Bust! nessmen .. The public interest will be upheld. An order- Services Association (MASA) began in 1966 to provide assistance in procuring agricultural The American Farm Bureau Federation is reachin~ for ly marketing and bargaining procedure will labor and assist fanners in research and in- a two-million-member-mark this year. This would be a better enable both processor and farmer to ful- formation on current management rules and first for AFBF and is possible - with a little help from fill their growing responsibility to meet the regulations concerning agricultural labor. Michigan F.B. members and friends. food needs of consumers. It will help continue How do we stand as of June I? We are short 650 mem- to give the public the luxury of taking their lfirough its marketing activities and the bers. Last year all Michigan counties were "gain" counties food supply for granted, (despite farmer ef- manufacture and distribution of fann supplies and it', hard to back up imtead of going ahead, as we forts to erase the illusion). to more than 120 farm supply outlets, Farm JIII8 used to doing. The significance of this marketing and bar- Bureau Services now has a yearly business What can present Farm Bureau members do to help? gaining legislation is far reaching. Fanning, as volume of over $73 million. How about organizing a county wide meeting with a a free family enterprise, is being challenged. Farmers Petroleum Cooperative serves as spec.i.aI speaker to give a message that could strike a re- Challenges to farming aren't new. We have the fanners' "On the farm petro]eu~, battery, sponsive chord in a non-member guest? n.ere 1l1'e 'SO been challenged by government, as well as tire and accessories specialist" and has an an- many services offered to F.B. members that at least one conglomerate corporations, but yet the family nual volume of nearly $11 million. should be the exact one needed by the non-member. farm continues to deliver. As an economic The Farm Bureau Insurance Group has kept Plan .an interesting Community Group meeting. Invite unit on the farm, efficiency and economy of pace with the growing insurance needs of farm- yoor non-member neighbor and get them involved in the produCtion is unmatched. But it's off the farm ers by extending the types of coverages offered discussion. A dinner meeting is always successful. in marketing and bargaining of the farm pro- and today provides a complete insurance pack- For three years, Michigan has been a leadership leader. duce that .the farmer is not being treated fairly. age. It has assets of more than $83 million. Four is also a lucky number and will sound ~ood at the And it's off the farm where farmers are On Monday, May 24 the management and AFBF annual meeting in Chicago this December. working in their marketing and bargaining as- daily work force of approximately 475 em- Twelve states have made goal. Four are in the Midwest sociations to get that Jair shake. We farmers ployees of the Farm Bureau family reported and Michigan cannot be left setting by the side of the road. are striving to stay in business by organizing for work at the new Farm Bureau Center. We have an outstanding program to sell ... let's prove into effective industry-wide commodity market- Conference rooms, which will be used for it by signing up new members. We need them ... ing associations to protect our basic rights both member and employee meetings, are They need Farm Bureau. which this legislation will recognize. located throughout the building and a large We farmers are working for the right to de-- lunchroom is provided for the convemence of cide for ourselves, to be decision makers, to employees. ~. escape from the fear of arbitrary loss of control Yes, we have moved into a new building. 'MICHIGAN "FARM NEWS of our crops by a big conglomerate. THI! ACTION PUBLICATION o~ THI! MICHIGAN ~ARM BURI!AU Once again the growth of the largest farm or- The MICHIGAN FARM NEWS is We are working for the orderly supply of DIRECTORS: District I, Arthur ganization in Michigan has begun another era. published monthly, on the first day, Bailey, Schoolcraft; District 2, Dean our production through long term contracts to by the Michigan Fann Bureau, at its PridlZeon, Montgomery, R-l; District 3, I am sure that the new structure will not be- publication office at 109 N. Lafayette Andrew Jackson, Howell, R-l; Dis- guarantee the public unequaled food security. Street. Greenville, Michigan. come the symbol of the organization, but that Editorial and general offices at 7373 trict 4, Elton R. Smith, Caledonia, R-l; We are working for the basic right to speak District 5. David Morris, Grand Ledge, service to farmers and a voice for agriculture \Vest Saginaw Highway, Lansinlt, Michigan 48904. Post Office Box 960. R-3; District 6, Jack Laurie, Cass City. for ourselves as farmers and for the right to will outshine the new structure. Telephone, Lansing 485-8121, Exten- R-3; District 7, Kenneth Bull, Bailey, be heard, for the right to play a part, to have sion 228. Subscription price, 50t per R-l; District 8, Harvey Leuenberger, Farm Bureau members, affiliate companies year. Saginaw. R-6; District 9, Eugene Rob- a say in the sale of our production, a voice that Established January 13, 1923. Sec- erts, Lake City, R-l; District 10, and employees can be proud of the new home ond Class Postage paid at Greenville, Richard Wieland, Ellsworth, R-l; Dis- can be included not excluded. Michigan. of Farm Bureau in Michigan, just as they were EDITORIAL: Editor. Carl P. Kent- trict 11, Franklin Schwiderson, Dafter. As farmers, we need to contact our congress- in 1955 with the Grand River building and ner; Associate Editor. Vem M. Bullen; DmECTORS Frahm. Frankenmuth; AT LARGE: Walter James L. Sayre, men with our Farm Bureau member marketing Advertising Manager, Carl P. Kentner; before that, the Cedar Street location. Artist. Nonnan Goodling. Belleville; Calvin Lutz, Kaleva. policies, and discuss these needs and the sup- OFFICERS: Michigan Fann Bu- WOMEN OF FARM BUREAU: Mrs. When the new building is dedicated in late reau; President. Elton R. Smith, Cale- Jerold Topliff, Eaton Rapids, R-l. port of the National Marketing and Bargaining donia. R-l; Vice President, Dean July, we will also be rededicating ourselves Pridgeon, MontlZomery, R-I; Secretary- FARM BUREAU YOUNG FARM- Act of 1971. Agriculture can provide the food to even more services and many more years Manager, Dan E. Reed. Lansing. ERS: David Diehl, Dansville. for the world, but the best road to market will of history at the \Vest Saginaw location on POSTMASTER: In using form 3579, mail to: Michigan Fann News, take the support of the many who dine at behalf of Michigan agriculture. 7373 West Saginaw Highway, Lansing, Michigan 48904 agriculture's table. Second dau postage paid a' Greenville, Michigan Carl Kentner Elton Smith" MICHIGAN FARM NEWS June 1, 1971 THREE GOVERNOR'S HEALTH CARE MESSAGE A Minute With Maxine Hello! We do live in a wonderful world and country, and Governor Milliken has just pre- ceived, proving that young people a cost passed on to the patients, sented a special message to the are interested in entering the Blue Cross and other health in- it's time we started thinking, acting and talking about some legislature on Health Care and health field. The Governor said surance companies at the rate of of many good things we are fortunate enough to have. As we the responsibilities that the state that programs must be developed 60 cents per admission. Todav, listen to the radio our ears hear pollution problems, unrest, too might have in this area, recog- which will enable appropriate use the same hospital pay~ $265,000 many people, unemployment, and many other disaster threats. nizing that Congress is, consider- of trained persons working under in premiums, a cost to the patient Isn't it about time we stopped being a part of the doom or ing numerous health care pro- the supervision of qualified phy- and health insurers of $7.95 per disaster group and started promoting the good in people and grams. The Governor especially sicians to perform health func- admission - an increase of more the good things industry is doing? Why am I saying these pointed to the need for education tions which do not necessarily than 1,400 percent in five years. things? 'VeIl, I recently read a speech given by Thomas R. and training programs for health require the direct personal service In addition to paying such stag- Shepard, Jr., (publisher of LOOK, at the annual meeting of care and urged that the legisla- of the doctor himself. gering premiums, the hospital ture make it possible for expan- The Governor's message also also self-insures the first $200,000 the Soap and Detergent Association. The things he talks sion of the state's three medical recognized one problem that is in expenses resulting from mal- about have been things I have thought for a long time, but schools. This would include per- holding up such progress and is practice claims filed against them didn't have the proof to show it. I'd like to toss some of these mitting MSU to become a com- putting even heavier burdens on - something that it did not do your way and hope you will think about them and then tell plete medical training facility. existing doctors and that is the in 1965. Such costs are ulti- others too. Fann Bureau resolutions are constantly increasing numbers of mately added to the patients'. The first thing he points out is how industry is burning so in support of this concept inas- malpractice suits. Doctors, in bills.) much fuel all the time that the oxygen could be all used up much as a serious shortage of order ta avoid possible suits, do The legislature has established and eventually we could all suffocate. Tests of air samples at doctors exists in many areas of not let their assistants do many a special committee to study mal- 78 sites around the world were taken, and do you know what the state. County Farm Bureaus, of the things that they are train- along with 'Vomen's Committees ed for and also, due to the threat practice action. they showed? There is the same amount of oxygen in the air as in some cases, have been active of malpractice suits, go to the there was 61 years ago. Someone greater than you and I is The Governor's special message in trying to attract competent added work and cost of often still in control. also discussed mental health and I. doctors to ruraI areas. necessary tests and double checks. the fact that more than 52,000 Air pollution? The disaster team tells us it is much worse, He mentioned Western Mich- This leads to more and more people were provided services but tests taken in several cities show that the air is less fouled , igan University's new Physician's Assistant Program, which was de- records and, consequently, higher and higher actual costs. during the past year, although there are only 22,000 beds for up all the time. New York City's Dept. of Air Resources reports a year-by-year decrease in air pollutants since 1965 ... 100 years veloped in cooperation with the (For example, in 1965 a Phila- the mentally ill and retarded. ago New York City burned soft coal and they then had thick state medical society. More than delphia hospital paid $17,000 in Figures indicate the success of 600 applications have been re- smog. malpractice insurance premiums, the state program in returning the Water pollution, yes. Before industrialization the rivers were patient to his community and crystal clear, but some of them were the source of the worst home as quickly as possible. cholera, yellow fever and typhoid epidemics we have ever had. His special message also men- Our waters may not he as pretty as they used to be, but they tioned that overuse of hospitals are much safer. How about mercury in fish? Scientists say that must be considered and that the mercury comes from deposits in the earth. Fish that had been cutting of the average stay in the caught 44 years ago have been analyzed and it was found they hospital by one-half day could contained twice as much mercury as those caught and processed amount to $4.2 million a year. He this year. said that many people in hos- pitals really should be in nursing These are only a few of ~Ir. Shepard's ideas, but I hope you homes. will consider some of the many scares these "disaster people" 'w toss out so freely. Think twice before you let them sway your While it is always dangerous faith in the people of this great country we call Home. If we to talk in generalities, it should remember that God is still in command of this world and try be pointed out that the average to live as this little verse by Helen Steiner Rice suggests, we hospital stay has been dropping. For instance, according to Blue too can be of greater value. Cross statistics, in 1965 the aver- Show me the way, ." age stay was 8.8 days and in not to fortune and fame, 1970 the figure was 7.6 days. Not how to win iaurels .. During that period of time, the or praise for my name- admission per 1,000 members has dropped from 167.5 down to But Show Me The "Tay 140.1 and the days of care per to spread "The Great Story" 1,000 members has dropped from That "Thine is The Kingdom 1,474 days of care to 1,059. But, and Power and Glory." the average cost per day of care Mrs. Jerold (Afaxine) Toppliff has risen from $38.80 to $78. Most of this is due to salaries and wages and improved techniques F.B. Women1s Committee Annual requiring better and more train- Meeting Key Spots 'r You can lower the ed personnel. Hospitals, unlike industry, cannot automate. still requires a great degree of It Always a highlight of the State Judging will also be based on the cost of loving by 4()01~ personal care for each patient. Annual Meeting for the County type of adivities conducted by Women's Committees is the pres- County Women's Committees. Many critics delight in saying entation of awards earned by the • - that the United States trails some Committees for their years' ac- A style review will again be Now get a 20 or 40%discount everywhere, countries in various health statis- tivities. part of the annual meeting pro- everytime you call long distance within Michigan. Just dial direct. tics, but fail to point out that To be eligible for an award, gram and the election of a state There's a little love out there ... for you. Love in overall health care the United a County Farm Bureau must chairman and vice chairman are you experience all too infrequently. States leads the world. make its 1971 membership goal. also on the agenda. Why not make a change, with an unexpe cted call? You'll make two people happy ... someone you love, and you. Annual Meetings Speaker Named ,-----------~ GET A FREE I I And now you can call anywhere in Michigan Rev. Willey delivers an address weekdays after five, and weekends from five that is entertaining as well as FARM CHECK UP I I p.m. Friday till five p.m. Sunday, and save 40%, instnlctive - he makes people ON YOUR: I just by dialing direct! laugh and leaves them with a les- KIND I OFeed •..•••••••.• ' _ Or dial direct any other time and save 20%. son learned. A world-traveler, he OFertiIILer •.•.•...• ' _ And now you pay by the minute. Talk for one recently resigned his pastorate at OChemlcals •.••••.• ' __ - minute, pay for one minute. Not three. So, if you the l600-member First Christian OSeed ....••..••.• '--- Church in Moline, Ill., enabling OHurldlngs •.••..•... _ want to make two people happy OFenclOg ' __ - him to devote more time to his OHarc1ware •.....•• '--- • ... don't hesitate to call! many speaking engagements . Here's how to dired dial long distance and save Rev. \Villey has spoken to all Namc . _ • Mon. thru Fri. Sat. Sunday types of meetings: business, wom- , JAM TO 20% 40% en's, school groups, industrial, in- surance, bank and loan groups as Address _ 5PM 40% 20% t TO 5 PM well as at state Farm Bureau T'1wn ZIP _ 5PM llPM annual meetings and at the Na- TO 40% tional Young Ranchers and Farm- JAM 40% ers annual meeting in Iowa. Discounts also apply to station-to-statlOn ellis In areas wtIere direct dlalinl is not yet available. Rev. Charles H. \Villey has The State F. B. \Vomen's an- accepted the invitations of the nual meeting luncheon will be ~lichigan Farm Bureau \Vomen's ~Ionday. 1'\ovember 8 and the @ Michigan Bell Committee and the Young Farm- Young Farmers banquet, Tues- ers Committee to be the speaker day, November 9 ... both at the at their annual meetings in Xo- Civic Auditorium vember. Rapids. in Grand FOUR June 1, 1971 MICHIGAN FARM NEWS Legislators at Legislative Seminar. · · ALL OF THE MFB LEGISLATIVE SEMINARS... were well attended, as usual, this year. At the last session, one of the larger groups of state representatives were in attendance. Shown, at the West Central Region Seminar are, left to right, Rep. Edgar Geerlings, (Muskegon); Rep. Stanley Powell, (Ionia); Rep. John Engler, (Mt. Pleasant); Rep. Jelt Sietsema, (Grand Rapids); Rep. Thomas G. Ford, (Grand Rapids); Rep. Melvin OeStigter, (Hudsonville); Sen. William Bal- lenger, (Ovid); the late Rep. Edson R~t, (Bangor) and Sen. Gary Byker, (Hudsonville). In at- tendance, but not in the picture were Rep. James S. Farnsworth, (Plainwell) and Rep. Gerrit C. by Hasper, (Muskegon). (Rep. Root's untimely deatth, after 18 years of service, creates a vacancy on the House Ag. Committee.) ROBERT E. SMITH Unless the legislature begins mit the property tax issue to be type or another. Those who have roadsides created by Iitterers terns. This is not probable on to move quickly on the number on the ballot this fall, it is likely guarded the idea that gas taxes and the labor of trying to keep the farms. one issue of school aid and ~chool that voters would be more will- should be used only for highway roadside fields clean of bottles. One proposal supported by finance, which in turn is tied ing to pass operational millage purposes believe that such a di- The House has passed and Fann Bureau for the pa....t two or closely to property taxation, the proposals, knowing that it could version would continue to grow sent to the Senate one litterbug three years may get some action month of June can be most im- be the last year that it would be to the detriment of the rest of bill, H. 4323, making it possible this year. S. 155 (Ballenger- portant. June 14 is election day necessary. In any event, on June the state's highway system. There for a sportsman to lose his hunt- R-Ovid), would set up a revolv- in most school districts. In most 14, in most areas, the voters def- is agreement, however, that mon- ing and fishing privileges for two ing fund for sewers crossing un- every case, it will also be a day initely have the upper hand and ies used on highways for bus years and also to make the driver improved property to reach a of detennination as far as ad- can exercise great leverage on transportation as a kind of mass of a vehicle from which litter is developm'ent. 'Oftentimes ex- ditional property taxes are con- the legislature through rejection transit would be acceptable. thrown, responsible, even if the tremely high assessments can be- cerned - either for school op- of millage proposals. Farm Bureau points out litter was actually thrown by a come a heavy burden on fann- eration purposes or for new Some legislators and others strongly that the interstate high- passenger in the car. land owners. building purposes. It will be the who have been associated with way system now nearing comple- A senate bill that has been voters' opportunity to exert real state government over long pe- tion in Michigan has created AGRICULTURE passed that is now in the House pressure on the legislature by riods of time maintain that prob- even greater highway burdens on would permit the use of prison- . Numerous agricultural bills rejecting increased property tax- ably in no year in history has as counties and townships and that ers to work on state and coUnty have been introduced. One, S. 53 ation for school purposes. Such little been done to date this year no funds should be diverted from roads cleaning up litter. There (Byker-R-Hudsonville) finally a voter revolt has been evident - especially in the area of ap- these purposes - in fact, in- was some effort to make this also passed the Senate by a very close for some time. propriations, taxation measures creased funds are needed. The apply to weHare recipients, but vote and would permit poultry Governor Milliken, in his rec- and other essential legislation. only other source of money for opposition developed, claiming to be used in certain types of ommendation for complete elim- The fiscal year for the state ends local road purposes would be to that this legislation created "slave sausage within U.S.D.A. stand- ination of property taxes for on June 30. UsualIy by this time, return to the old property tax labor" and might eliminate jobs. ards. It could not be used in pork school operation, has accurately appropriations bills would at least system. sausage, ground beef or ham- Farm Bureau is supporting leg- reflected the mood of the prop- have been through one house and Among the sources of new rev- burger. islation to regulate "restricted use erty tax payer. His request to the receiving action in the other. enue that have received passage Representative Powell (R-Ion- of pesticides" through the licens- legislature would put this issue It's an interesting fact that over on one or both houses has to do ia) has introduced two important ing of the dealer, but opposed on a special election ballot in 200 bills have already been in- with changing the gambling and bills. One, H. 5098, would li- strong efforts to extend licensing November, 1971. The proposal troduced that in some way affect lottery laws in Michigan. One cense and bond poultry and egg and other restrictions to agri- (expected to be introduced soon) education and not one concerns would permit "off-track betting." dealers for the protection of pro- culture. not only would eliminate prop- itself with the finances necessary Presently, betting on horse races ducers. The other, H. 5097, erty taxes for school operational to pay the cost involved. They Farm Bureau has also testified would require processors to file is limited to the pari-mutuel sys- purposes, but would also cut the range from a bill that would re- in favor of amendments to H. tem at the track that is licensed contracts with the Department of maximum millage pennitted in quire that the "social graces" 4260, which incorporates many Agriculture. This could be called for that purpose. the Constitution from the pres- must be taught in every public of the regulations of the Air Pol- a "Truth-in-Contract" bill. school in Michigan to another Two lottery resolutions have lution Commission into law. In- ent 50 mills to somewhere he- passed - the Senate version, S. 617 (Ballenger-R-Ovid). re- tween 30 and 40 mills. proposal to require the teaching -dustriaI air pollution often con- SJR "K", would put the issue on ported from the Senate Commit- So far this fiscal year, July, of environmental concerns and tains particles that are detrimen- tee, would permit the quarantine another to devote equal time to the ballot in 1972; the House tal to public health; however, 1970 thru April 1971, 227 school version, HJR "'I", would put the of animals which have been ex- districts have had votes on op- the biblical story of creation if this is not true of odors that are issue on the ballot in a special posed to chemicals which might erational millage. Of this num- the scientific theory of evolution sometimes created by agricultur- election November 2, 1971. make the meat injurious to ber, 124 passed and 103 were is discussed in a public school. al production. Other Farm Bu- health. Rep. Swallow (R-Alpena) at- reau amendments point out that defeated. Generally speaking, TRANSPORT A TION tempted to limit the operation of enforcement agencies must be FARM LABOR votes on renewal of the same mil- LEGIS LA TION lotteries to governmental pur- reasonable and allow a sufficient lage have tended to pass and While there are dozens of bills poses or non-profit, charitable or- period of time to comply with votes on additional miJ1age have The Governor's comprehensive that affect farm labor, little ac- ganizations. It was defeated in- standards. generally been rejected. During transportation program is now tion has been taken on any of asmuch as the purpose of the Still other legislation in the this same period, 75 bond issues taking shape in bill fonn and will them. Representative Cawthorne's resolution is to change the Con- works (H. 4313) would set up a have been voted upon and 48 soon be introduced. There are bill on agricultural labor relations stitution to permit lotteries and revolving fund granting loans for have failed. It should be pointed three bills - one dealing with has now been introduced (H. if that should happen the legis- out that in some cases the issue urban transportation; another on the purpose of meeting pollution 5100). As indicated in previous lature would determine the type requirements. Farm Bureau will has been on the ballot a number airports; the third on the motor reports, it would permit farm of times and in a few cases the of lottery to be permitted. fuel tax. support amendments to such leg- workers to organize but also voters did not approve opera- The tax on motor fuels would State run lotteries in some islation to make sure that agri- states, notably New Jersey, are guarantee the rights of the farm tional millage until after school be increased by 1.3 cents per gal- culture also will be eligible. employer and prohibit strikes had begun and there was a def- lon for the fuel used on the !Jub- proving to be very lucrative The question of limiting phos- and ban the insidious secondary inite threat that the school may lic highways. Eight-tenths of a sources of new state revenue. phates in detergent-type clean- boycott of agricultural products have to close due to lack of Ilec- cent per gallon would go to the ers is under consideration (S. 443, that has been used on grapes and essary funds. Motor Vehicle Highway Fund ENVIRONMENT S. 225, S. 20, H. 4114, H. 4401.) is presently being used on let- . One legislator has recently re- and be divided, as presently, b~- Farm Bureau has appeared at Farm Bureau points out that the tuce. A five-member Agricul- ceived nearly 150 letters from tween the State Highway De- another hearing on the bottle and dairy industry and other food in- tural Labor Relations Board a single high school district ex- partment, County Road Commis- Jitter problems (H. 4152, H. dustries must use such detergents would be set up. Unfair agricul- plaining to him why they voted sions and cities and villages. One- 4170, H. 4685) pointing out the and that no satisfactory alterna- tural labor practices are listed against the school millage issue. half cent per gallon would be long time support of bottle con- tives have been found .. Anv lim- and provisions are made for com- In general, the letters agree that deposited to a new State Trans- trol legislation and the economi:: itation should be restrict~ to pulsory and binding arbitration the school needs the money, but portation Discretionary Fund. It problems created for farmers only the household detergents in- as an alternative to a strike. that they, as voters, have refused is this fund that becomes con- through injuries to livestock and asmuch as the great bulk of Similar legislation is before to allow the property tax to con- troversial, as it would be used as damage to expensive tractor and cleaning phosphates are used for Congress and in other State Leg- tinue its upward spiral. a "means of solving urban trans- implement tires, loss of chopped that purpose and are more likelv islatures. The state of Idaho has If the legislature would pass portation problems," which feed and grain with glass in it to be put into the waterways already passed a bill over the the necessary resolution to per- means mass transit system of one - not to mention the unsightly through city and town sewer sys- objections of unions. MICHIGAN FARM NEWS / June 1, 1971 FIVE FARM BUREAU AGRICULTURE AND ENVIRONMENTAL CONCERN MUTUAL FUND Have you been thinking of by Albert A. Almy investing in a Mutual Fund? If you have, then Farm Bureau Mu- Voting delegates at the 1970 Michigan Farm :Bureau Annual 5. Maintain a clean and neat tual Fund may be your answer. Meeting adopted a policy entitled - "Environmental Concerns." looking fannstead. A pleasant This policy reads in part- visual appearance can result in , Farm Bureau Mutual Fund, ".... We urge all persons engaged in agriculture to be- fewer complaints than a farm- stead choked with weeds and Inc. (a Maryland corporation in- corporated February 26, 1965) is come infonned of pollution sources and discipline them- littered with trash. an open-end, diversified invest- selves so as not to add to the problem ... " 6. Use discretion in the tim- ment company organized by the The following article concludes a three-part series to provide ing of manure disposal operations. American Farm Bureau Federa- members with infonnation on agriculture and environmental Haul manure during cool wea- tion to provide a means for Farm concern. Parts 1 and 2 of this series were printed in the April ther, whenever possible. Avoid Bureau members to achieve di- and May issues of Michigan Farm News. hot, muggy days. If manure is versification and continuous su- spread on open land, spread it ,- pervision of equity invesbnents. Pollution Abatement Problems thin and disk it under if there is Full compliance with orders to any question as to odor. Consider The Fund invests in a diversified Installation and construction of abate agricultural pollution gen- wind direction. Avoid holidavs portfolio of carefully selected agricultural pollution abatement erally has been required within a and weekends when people a~e common stocks. measures can pose many prob- one-year period of time. Several around, particularly if located lems to the farm operator. These abatement measures may be re- near resort or recreation areas. Shares of Farm Bureau Mutual problems will probably be greater quired, such as diversion ditches, Fund are offered to Farm Bureau 7. If animal wastes are allowed to the owner of existing facilities holding basins, monitoring wells ALBERT A. ALMY members at net asset value (with- than to the operator who is con- and odor-control devices. A to accumulate or are stockpiled, 11 out any sales charge) in minimum structing new facilities. An exist- phase-in period for each program take special precautions to pre- 13. If faced with a pollution initial amounts of $300. Mini- ing operation may be boxed in bv would relieve the demands on vent runoff from entering lakes complaint, "bend over backwards" mum amount for subsequent pur- site location, system design and capital and lost production time or streams. A diversion ditch can to correct the situation which has experienced when the entire proj- be used to control runoff from chases is $200. The price of other permanent decisions made produced the complaint. A sin- many years ago without consid- ect must be implemented ~t onc areas containing manure. Hold- Fund shares vary \vith the mar- eration for pollution control. A time. ing basins can be used to catch cere effort by the farmer to ket value of securities owned by new operation being planned can Once a pollution abatement runoff from diversion ditches. promptly correct the situation the Fund. Price of shares (net make many pollution-oriented de- program has been completed, Avoid spreading manure on froz- can help should the complaint be asset value) is deterri1ined daily cisions that will minimize future there is no guarantee that it wiII en ground where runoff wiII carry investigated by a pollution agency it into nearby lakes and streams. or go to court. Such action could at the close of the New York environmental problems before prevent further pollution in the any capital is invested. future. Without this assurance, 8. If livestock are permitted lead to withdrawal of the com- Stock Exchange, and the Fund Limited information is availa- some producers will hesitate to access to surface waters of the plaint. receives in fuU the amount paid ble to a farm operator when con- invest large amounts of capital to State, confine the access to as 14. If faced with a complaint per share by investors. sidering anti-pollution practices. control pollution and may dis- small an area as possible. Trampl- -N'either the water nor air pollu- continue farming. Others may in- ing of stream banks and wastes that results in your appearance The principal underwriter is before an air or water pollution .tion agencies of state government vest money for control of water Scudder Fund Distributors, Inc., currently have guidelines availa- pollution and later find they are deposited into the water by live- commission or going to court, be stock should be kept to a mini- Lock Box # 174, Chicago, Illinois ble to producers for controlling required to invest additional capi- mum. prepared to defend your position. 60690, to which aU inquiries pollution sources. Few environ- tal for odor control. should be addressed. A prospec- mental regulations or standards 9. Practice sound and sensible Obtain witnesses who will pre- exist with which agriculture must Producer Guidelines public relations. Visit your neigh- sent favorable testimony in your ,. tus and ord~r form may be ob- comply. Guidelines to assist pro- -Although formal anti-pollution bors and explain to them what behalf. Agribusiness representa- tained by writing that address. ducers with air and water pollu- you are doing to control odors, tives could be called upon to guidelines are not available from Co'u'nty Farm Bureau' secretaries tion are being developed but ,are flies and rodents. Solicit their testify as to the caliber of man- ~ I pollution agencies, there are some also' have' tpes'e. fo~s jri ~li;;'ited not yet available. Each producer steps producers can take to avoid ideas or objections which will agement practices being followed quantity. is free to proceed according to his pollution problems. enable you to do a better job of own opinions of the need for pol- pollution control. Invite your - particularly in the area of ma- lution control and hope that a 1. Recognize the public con- neighbors to see newborn farm nure handing. Make a special pollution problem will not develop cern for environmental quality ~nimals. Allow them to develop effort to point out the financial Montcalm County once the system is operating. and a::cept responsibility to pre- a personal interest in your farm. returns from your farm operation Considerable research has been serve and improve the quality of F.B. Me'!lbe~, Ag. done to develop efficient produc- our environment. Failure to do ment 10. Seek to' and local accept zoning appoint- boards and and to the need for adequate time develop ar.d install a sound tion systems. Little has been done this can result in legislation forc- Award Wi1zner 1971 to design systems that wiII effi- ing a clean-up of the environ- land use planning commissions. plan that will permit you to oper- Proper use of land can have sig- ciently manage and dispose of ment. ate once the project is completed. • RaYmond Sackett, Edmore, a agricultural wastes for protection nificant impacts on the ability of 2. Plan the construction of agriculture to operate within a Montcalm County potato grower of the environment. Within the new livestock production facili- specific area. Summary and Fann Bureau member, re- last year, the need for research ties well away from existing resi- \Vhile it is a smalJ part of total to solve this problem has been dences, lakes and streams. Proper 11. Practice a sound fertiliza- ceived the Agriculture of the " recognized and many projects location can be one of the biggest tion program. Use soil tests to -pollution, agriculture is a part Year Award on May 19 as a part have been initiated. However, factors in avoiding pollution prob- determine commercial fertilizer of the pollution problem. Farmers of Michigan Week oQservance. this research will take time and lems. The farther away from pri- application rates. Avoid exces- must accept their responsibility agriculture must use the time it vate dwellings, lakes and streams, sive rates of application. When- to improve the quality of our en- Mr. Sackett received the re- will take, to provide answers the less chance for pollution com- ever possible, apply fertilizers vironment. The alternative is to • ward for his development of a wisely if additional pollution plaints. when growing plants are available do nothing and let pollution en- two windrow potato harvester problems are to be avoided. Compliance with pollution 3. Consider and design en- to utilize the nutrients. forcement agenci~s ,and the leg- which is capable of harvesting vironmental factors into new fa- six to seven thousand cwt. of abatement orders by pollution 12. Consider filing for a new islature force environmental pro- , GET A FREE -- potatoes per day. -- - - --... -- - ~ agencies may require an invest- cilities or expansion of present use statement of nearby surface tection upon agriculture. ment of several thousand dollars. facilities. Consult with water and waters. The WRC, acting in com- Credit institutions may be reluc- air pollution agencies, University pliance with Federal legislation tant to finance this investment be- staff, other successful farmers, and its own basic Act, has estab- cause it does not improve the etc. profit position of the operation. 4. Once constructed, provide lished water quality standards and designated use areas, where Despite the lack of proven guidelines to avoid poIJution problems, farmers can exercise judgment and planning for en- FARM CHECK UP Such an investment is basicaJIy for plenty of space around live- such standards apply, for all the vironmental factors in their in- ON YOUR: an overhead expense that must be stock buildings. Before selling a inland lakes and rivers in Mich- dividual operations. Such posi- KIND repaid from existing profits. Few residential building lot to that igan. These standards, depending []Feed •..•..•.•.... __ tive action will enable agricul- []Fertilizer •.......•• _ farmers can dip into personal "nice person" remember that he on the designated use, restrict []Chemicals •...•.•. '--- checkbook reserves to obtain the could head up the "pure air com- potential pollution contents of all ture to successfully meet the en- []Seed ..........•. '--- capital necessary to finance pol- mittee for the removal of live- uses of the State's waters for vironmental challenges of the DSuildings •••.••••• '--- lution abatement measures. stock farms." waste disposal. 19705. []Fencing ---- []Hardware ••.•.••. '--- BOAT SAFETY ible up to half a mile is,.needed Is your boat safe? Is it well- for all motorboats 16 to 25 feet ,. Name' _ F.B.S. Wins "Best Ad" Award built, well-maintained, weIl- long; a bell is a must on motor- Address _ equipped? The Coast Guard and boats from 26 to 65 feet. At least many state boating safety com- one fire extinguisher is required The best remembered adver- Research Company, and a plaque missions require at least a mini- on all but open outboards less " . Town, : Zip _ tisement, MICHIGAN FARMER magazine, November 21, 1970 was awarded the honor. to commemorate The ad discussed mum of approved equipment, de- pending on the class of motor- than 26 feet long. Flame ar- resters are mandatory on all in- Where ~r Fann Comes Rrst boat. These requirements, when board gasoline engine carburetors. FaRm~ issue, turns out to be Farm Bu- reau Services' advertisement cap- Farm Bureau's concern over the output-per-man-hour challenge met, can influence the amount of insurance coverage you can ob- tain, say Farm Bureau Insurance Make sure vour boat is safe. And for "Everything You Need" insurance protection for that boat, BUreaU FARM BUREAU SERVICES, INO lioned, "\Vhere are you now that we've passed the great divide?" The advertisement was rated and pointed out that cooperative purchases thru dealers can result in lower basic costs, extra dis- Group specialists. For example, lights are re- quired for all boats, 'as well as life saving devices for everyone or travel trailer, or travel insur- ance, or car insurance, well ... just about any insurance need, see your Farm Bureau Insurance Box 930. Lansing 48904 by the independent Daniel Starch counts and dividends to farmers. on board. A whistle or horn aud. Group agent. SIX June 1, 1971 MICHIGAN FARM NEWS Notes From AllOver Five Year Auto Insurance VOLUNTEER LEADER AWARD • • • Protection Guaranteed There have been several changes in the American Farm Bu- reau Federation's staff. One of particular interest is that of NOW you can have guaranteed Steve Van Slyke being named editor of Nation's Agriculture auto insurance protection from July 1, 1971 to July 1, 1976. Farm - the official AFBF publication. Steve is a former director of Bureau members can receive a education and research and coordinator of broadcast services full five years of guaranteed auto at Michigan Farm Bureau before joining the AFBF staff. Of insurance through the facilities of interest to those in the market and research areas are the the Farm Bureau Insurance appointments of J. Troy Barton, Tom Moore and J. Donald Group. Pollitt as assistant managers of the American Agricultural Mar- This newest member benefit keting Association. The AAMA is an affiliate of the AFBF. applies not only to long-term A. William Jasper and Warren E. Collins have been named Farm Bureau members and in- assistant secretaries of market development and research for surance policyholders, but also to AFBF. All appointees have extensive experience in their fields new member-c1i€nts after their of agriculture and work consistently with state staff. auto insurance is in force for 55 days. College Week for Women, at Michigan State University 'is In outlining this additional scheduled for June 15-18. At least 24 classes will be offered membership benefit, Nile L. Vermillion, Farm Bureau Insur- and speakers, named to date, include Dr. Clifton Wharton, ance Group Executive Vice Presi- president of MSU and Carylyn Kline, head of Continuing Edu- dent, said, "When compared to A VOLUNTEER lEADERSHIP AWARD ... was presented to cation for Women, U. of Pittsburg. The J..1lchigan Cooperative other segments of the motoring Michael Satchell, Caro, (left) active MFB Young Farmer repre- Extension Service sponsor-; the program. Additional information public, Farm Bureau members sentative, by Governor William G. Milliken at a joint session may be obtained by writing College Week for Women, 103 continue to display safer driving of the Michigan legislature May 6. "Mike," one of ten honored Human Ecology Bldg., MSU, East Lansing, Mich. 48823. records. This is why Farm Bu- for leadership in the state, is a past vice president and president reau members earned five years of the State Young Farmer committee and was Michigan and .J( Kellie Allan assumed the management responsibility of the of guaranteed auto insurance pro- the Midwest representative on the American Farm Bureau Fed- Sandusky Branch of Farm Bureau Services, effective May 17. tection." eration's National Young Farmer committee. The Awards pres- Mr. Allan served F.B.S. as sales representative for the Remus Farm Bureau Mutual and Com- entation was a part of the 1971 Michigan Week activities. and Stanwood branches the past year. Kellie graduated from munity Service Insurance Boards of Directors unanimously declar- the Elevator and Farm Supply Short courses at MSU and joined ed this valuable benefit in May. HSafety Group" Program Offered Fann Bureau Services in 1970. "Unfortunately," said Mr. Ver- Farm Bureau Insurance Group is offering Michigan Farm million, "generally rising acci- Bureau members another "First" by presenting to them the dents and costs prohibit guaran- LETTERS TO THE EDITOR • • • teeing rates and classifications . opportunity Compensation to earn a 5% to 45% return on their Workmen's insurance premium. However, we feel the five-year We belong to a Farm Bureau group in Genesee County. At A unique "Safety Group" program for Farm Workmen's Com- auto insurance guarantee is a big our recent Farm Bureau group meeting, we were informed step forward." pensation insurance has been created by Farm Bureau Insur- to write to your office if we have had any tractor tires damaged ance Group exclusively for Farm Bureau members. Qualification for guaranteed by broken bottles or debris. auto insurance is validated by: uThe philosophy of working together and sharing the re- We have had three large tractor tires damaged beyond re- 1) Continuous Farm Bureau mem- wards is basic to Farm Bureau's effectiveness. This is pre- pair by debris. We have a small farm, so our tractors are not bership; 2) prompt premium pay- cisely why the Safety Group dividend program was created for the large size, but only medium size tractors. On the average, ments and 3), continuous main- Farm Workmen's Compensation policyholders," stated Nile L. it cost us about $130 per tire to replace them. If we had larger tenance of a 'Michigan driver's Vermillion, Executive Vice President of the Farm Bureau In- tractors, it would be much more. This runs into a big expense license. surance Group. _ because of somebody's carelessness in throwing out bottles into "The insurance operation views The Safety Group program will become effective July 1, our fields. Farm Bureau members as very 1971. Currently, only Workmen's Compensation policies de- special," said Vermillion. He out- ,vel oping annual premiums of $500 or more are eligible for We hope this information will be helpful to you in your lined exclusive membership bene- effort to prevent this carelessness. dividends ranging up to 30%. The Safety Group plan will al- fits offered by Farm Bureau In- low all participants to share in the profits. Dividends, if de- Sincerely, surance Group: Accidental Death clared by the Board of Directors, can range from 5% to 45% John J. and Frances M. Simor and Dismemberment; Arrest Bond Certificates; "Safety Group" of individual annual premium. Workmen's Compensation and . The dividend is determined by the safety experience of the A CLOSE CALL now, five years of guaranteed entire group. of participating Farm Bureau members. "Past ex- auto insurance in addition to full perience," explained Mr. Vermillion, ''has proven Farm Bureau I realize that this may be considered "just another throwaway insurance services and portfolios. members an extremely safety-conscious segment of the farm bottle episode" by some people ... but to the victim of cir- community." On July 1, 1971, all current cumstances it was truly "a matter of life and death." Farm Bureau members insuring To take advantage of the Safety Group Workmen's Com- On Saturday afternoon, April 24th, at approximately 4:30 cars and trucks with Farm Bu- pensation program, three simple requirements must be met: p.m., my husband was driving our tractor on the highway. He reau Insurance Group will be A Farm Bureau membership; actually joining the Safety Group; was just north of Bradley Road on M-83, traveling in a northerly automatically enrolled in the five and agreement to a comon July 1 effective date for individual direction, when he noticed a "cream colored" car traveling in year guaranteed auto protection Workmen's Compensation insurance policies. a southerly direction, Just by chance he noticed that a man program. Local Farm Bureau Insurance Group agents should be con- in the back seat, on the opposite side of the car, was throwing tacted for enrollment questions. Direct enrollment can be im- something over the top of the car towards the tractor. My plemented by completing the coupon on the bac kpage of this husband ducked, but not far enough, as the beer bottle that 6-Day Strike Pays publication. was thrown at the tractor still did plenty of damage. The Off For 500 at Gerber bottle hit the muffler of the tractor and shattered all over my husband's face. It took a six-day strike to do Farm Workers Vote Against UFWOC Fortunately, he was still able to get back home and when it, but 500 members of Retail, Cesar Chavez and the United OC officials 'headed by UFWOC Wholesale Local 530 at Gerber Farm Workers Organizing Com- Vice-President Dolores Huerta, he walked into the house, I did not see a face ... just a mass Products have won a 48 cents- mittee (AFL-CIO) have lost de- who visited workers in their of blood. We were able to reach our family doctor who met an-hour pay hike in two annual us at his office to give emergency treatment. After cleaning cisively the first federally-super- homes. The company conducted steps, 28 cents now and 20 cents vised secret ballot election ever no campaign. off all the blood, picking the fragments of glass out of the next year. held for farm workers. skin and stitching up the cuts, we were able to return home and The election took place April Attorneys said that the Cath- Workers at the famed baby he )Vas able to continue with his work. 8, on the Heggblade-Marguleas- olic Bishops Ad Hoc Committee food company returned to their We reported the incident to the police, but as he said, finding Tenneco asparagus operation in on Farm Labor which has sup- jobs last month, ending the first that "cream colored" car without having a license number Shafter, California. It was super- ported Chavez's efforts was rep- strike at the plant since 1948. vised by the Federal Mediation resented by Fresno Bishop Hugh would be like finding a needle in a haystack. The, gained not only wage in- and Conciliation Service after Donohoe and Msgr. George Hig- We are truly thankful that "luck" was on our side ... but creases, but substantial fringe gins of Washington, D. C. benefits . Chavez had rejected the offices . . . let's just think a bit of what might have been. of the California Mediation and Vacations, this year, will be In a related development, Mrs. The pieces of glass could have penetrated his eyes and Conciliation Service. Huerta told an UFWOC rally in improved to give two weeks blinded him for life ... or ... the bottle might have hit him The election was called on the Chicago on April 17 that boy- after three years instead of the directly in the head and knocked him out c~using him to lose previous five year requirement. terms of the company's individu- cotts are now planned against control of the tractor, thereby, endangering the lives of other al contract which, last summer, wine grape growers (many of Next year, workers with 18 years people on the highway .. , or worse yet, he could have been will be entitled to four weeks, turned grape workers over to whom already have UFWOC killed. Chavez without elections but contracts) over the issue of me- and next year workers will gain provided that any future union chanization - and also against What makes our people so heartless that they have to be Good Friday as a tenth, paid determination by Heggblade-Mar- strawberry and citrus growers. destructive "just for kicks?" Our guess is that this fellow might holiday. guleas-Tenneco workers in other Mrs. Huerta called for continua- have been waiting for several miles to find something "suitable" There were immediate im- crops would be decided by secret tion of a boycott against all let- to practice hitting a target. Or, were these people really so provements made in the hospital- banot elections. tuce not bearing UFWOC's tipsy by that time that this man might have been "dared," by ization program, and, effective Margin of defeat for Chavez 'black eagle" label despite the someone else in the car, to try and hit that tractor? in the second year of the agree- was reported at more than 2% recent "moratorium" reached be- ment, there will be an increase to 1 by company attorneys, who tween UFWOC and West Coast Might YOU be that person in the "cream colored" car? of $6 a day in hospital room and said that balloting followed two Teamsters involving jurisdiction Mrs. Howard Roedel board allowance. weeks of electioneering by UF\V- of farm worker representation. MICHIGAN FARM NEWS June 1, 1971 SEVEN Accent on Youth . •• Michigan State Fair F.B. Ins. Group Opposes IINo-Faultll One of the state's major insurers has taken a strong stand 'J' Mr. Byrum states, "We are the State Fair this year, with working on a greatly expanded the exception of the dairy contest against pending No-Fault legislation which would affect Mich- Youth Program and have added that wiII continue to be held at igan auto insurance regulations. several new features as well as MSU. Spokesmen for Farm Bureau Insurance Group, a multiple- adding to existing ones. New Mr. Byrum also said, "Dormi- features include the Junior Horse tory facilities have been improved line firm headquartered in Lansing, have charged the No-Fault Show, (9overing showmanship, and existing ones renovated. We concept is being misrepresented to consumers. N. L. Vermillion, horsemanship, equitation and have made plans to greatly in- Executive Vice President, says the public has been led to be- pleasure classes), the junior horse crease supervision and security lieve proposed liability changes will automatically lower in- judging contests and a sweep- and to offer educational tours surance premiums and eliminate claim settlement delays. stakes showmanship contest for and a Sunday morning worship livestock, dairy and horses." service August 29 for those wish- "There is no proof to substantiate implied claims maae by Garden exhibits, poultry and ing to attend." proponents that a No-Fault insurance system will lower premium rabbits, a science fair, art show, More than double the 1970, 1300 junior exhibitors are ex- costs," Vermillion stated. "It is just as possible, perhaps more junior achievement, fashion show, probable, that rates would have to be increased. Accidents hobby show, educational exhibit pected to participate with ex- program and horticulture, flori- tensive awards and premiums be- would still have to be thoroughly reviewed and disputes would culture and landscaping are exist- ipg offered in all contests. To ~till have to be settled." ing programs that are being im- date, Farm Bureau Services, RICHARD D. BYRUM, ONON- proved upon. Michigan Agricultural Coopera- State and federal lawmakers are currently considering several DAGA ... is supervisor of tive Marketing Association (MAC- No-Fault proposals. Most versions would add non-fault medical Exhibitors wiII not be limited MA) and Michigan Association of costs and income loss provisions to present liability cqverages. Youth Activities for the Mich- to FFA and 4-H members, but Farmer Cooperatives (MAFC) are igan State Fair. "Rich" is the Insureds would seek settlement from their own company, up to rather, all youths are being en- among the manv prize donors. son of Mr. and Mrs. Richard maximum amounts, regardless of who caused the accident. _ couraged to. participate. It has (Additional information will be Byrum and the brother of Bill, been pointed out that all 4-H given in future Farm News is- Vermillion suggested the No-Fault principle is virtually un- MFB Mkt'g. Specialist. He has judging contests wiII be held at sues.) a B.S. degree in Agriculture tested in practical application and should be 'subjected to Business and was active in 4-H further study before legislation is passed. and FFA. He served as state, region and district president of The firm proposes a three-point investigation and information the FFA and was awarded the program including: 1) formation of a consumer-legislative-in- American and State Farmer FFA degrees. surance industry committee to study effectiveness of the No- Fault program initiated recently in Massachusetts, 2) establish- Michigan Youth have come in- ment of a "Test County" in Michigan for measuring No-Fault's to their own finally - at least potential effect on insurance rates and settlements and 3) de- at the 1971 Michigan State Fair. For the first time in the Fair's velopment of a public informati?n program. 122 year history, there will be Farm Bureau is currently distributing background material five full days, Aug. 27-31, (of the total 17 days), devoted to regarding the No-Fault issue throughout the state. youth and their projects. "The public has a right to know exactly what it can expect "Rich" Byrum has been ap- under the No-Fault concept - and ultimately, the right to vote pointed to the supervisors posi- I yes or no. At this point, no one, including the insurance indus- tion of the Youth Activities, ac- EAGER FACES ... and a judge in a quandry is typical in many ,r cording to E. J. Keirns, General contests at the Michigan State Fair. A judge dislikes disappoint- try, knows what the ramifications would be," Vermillion con- Manager. ing any of the contestants . cluded. • New Service- To-Member Program ZIEBART AUTO & TRUCK RUSTPROOFING DEALERS Announced - Auto Rusfproofing Automotive rust is an expensive rustproofs all rust-prone compo- Ardist C. Lawson, OWner Oswald L. Denys, Owner Richard J. Francis, Owner eyesore. nents of the car or truck including James C. Foley, Owner Ziebart Auto Truck Rustproofing Donald A. Francis, Owner But it also has some dangerous, boxed-in sections. Complete pro- 211 S. Dean Street of East Detroit Francis Ziebart Auto Truck not-too-often talked about side tedion is guaranteed by the Adrian, 49221 24509 Gratiot Avenue Rustproofing Co. metal-seeking penetrating proper- (313) 263-7330 East Detroit, 48021 7821 US-23 South, Box 91 effects ... such as the sound of (313) 772-5878 Ossineke, 49766 loose or falling parts! ties of the Ziebart sealant used , Ziebart Process Corporation, with its patented equipment." Marvin Wintermeyer, OWner (517) 471-2356 Bobby Smith, Manager Earl Herweyer, Owner Detroit-based international auto- Hartmann's statements are 142 E. Hoover Rust Prevention, Inc. Joseph Molinaro, Jr., Owner motive rustproofer, is trying to based on world-wide experience Ann Arbor, 48104 4144 Oak Park, Dr., S.E. Edward Kapus, Manager cut down on unsightliness, danger with rust conditions ... as Ziebart (313) 761-8089 Grand RapidS, 49508 704 Huron Avenue rustproofing has stood up under (616) 392-2235 Port Huron, 48060 and noise by combatting the (313) 982-5472 cause - rust! some of the toughest conditions James Pelloni, Jr., OWner throughout the world. The Cor- 379 W. Michigan Cliff Shinn, Owner And Ziebart's Michigan Dealers Paul Frey, Owner Ignacio Jaime Hernandez Battle Creek, 49017 plan to further wage their war on poration has a network of 220 (616) 965-6014 1514 E. Michigan 311 So. Hamilton rust by offering all Michigan Dealers in the U. S., Canada, Jackson, 49202 Sagi naw, 48602 Farm Bureau members an ex- Hawaii, England, Germany, Dan Lorenz, Owner (~17) 783-5354 (517) 793-9761 clusive 200/0 discount off list Japan, Puerto Rico, Costa Rica, Jack Thomas, Owner price, and backing their rust- Panama, South Africa, Taiwan, 2185 M-139 Greg Mattison, Owner Ken Carlson, Owner Guam and Okinawa. Benton Harbor, 49022 534 S. Burdick Harry Meyer, Owner proofing with a 5-year) 50,000 (616) 927-3137 Kalamazoo, 49006 20570 W. 8 Mile Rd. mile guarantee for new cars and By showing any of the list- (516) 381-8414 Southfield, 48075 a 3-year, 30,000 mile guarantee ed Michigan Ziebart Dealers (313) 353-6760 Harry Meyer, OWner for new pickup and stake trucks. your Farm Bureau Membership Don Wi Ison, Owner Greg Mattison, Owner "The only sure way to prevent ~ard, you can have lasting beauty, Body Rustproofing Co. Jim Pelloni, Owner Samuel D'Angelo, Owner rust destruction is to protect the higher resale value, soundproof- 1038 W. 14 Mile Rd. Dick Edmister, Manager 43861 Van Dyke ing, dustproofing and increased Clawson, 48017 437 N. Larch Sterling Heights, 48078 inside of a vehicle as well as the (313) 585-8850 Lansing, 48912 (313) 739-0660 outside," notes E. Jan Harbnann, safety added to your new car or (517) 484-2559 Ziebart president. "Our guaran- truck - at a reduced cost - Nick Van Ryswyk, Owner Earl Saunders, Owner teed system, as applied by fac- with the assurance of top quality 14960 - 68th Ave. Pat Donofrio, Owner 8250 E. Nine Mile Rd. tory-trained Dealer specialists, workmanship. Coopersvi lie, 49404 3405 Dix Ave. Warren, 48089 (616) 837-6947 Lincoln Park, 48146 (313) 755-5260 (313) 383-8080 Harry Meyer, Owner Clyde Brown, Owner Don Wi Ison, Owner Robert Lowry, Owner 27530 W. Warren 2900 E. 8 Mile Rd. Robert McKeon, Owner Westland, 48184 Detroit, 48234 14583 S. Dixie (313) 425-5175 (313) TW. 2-7060 Monroe, 48161 (313) 242-3311 Robert Lowry, Owner Auto Body Rustproofing; Inc. 800 Ecorse Road George Krausmann, Manager Jim Tuttle, Owner Ypsilanti, 48197 14700 Harper Avenue 1185 Third St. (313) 483-2675 Detroit, 48224 Muskegon, 49440 (313) 372-9884 (616) 726-5921 Dave Gephart, Owner 9 West 7th St. Glenn C. Snow, Owner Dan Lorenz, Owner Holland, 49423 15229 Mack Ave. 919 Michigan (616) 392-2235 Detroit, 48224 Niles, 49120 (313) 882-6022 (616) 683-1740 Alex Mashour, Owner Norman Schoenherr, Owner 100"; PROTECTION IN ALL 22 CRITICAL RUST AREAS 15551 W. Warren 821 Oakland Detroit, 48228 Pontiac, 48055 (313) 846-2252 (313) 334-0502 ~. EIGHT June 1, 1971 MICHIGAN FARM NEWS Dairy Commodity Adv. Committee MARKETING AND COMMODITIES' MACMA SPRING CATTLE SALE Beans Hold The week of May 8, MACMA few 475-550 Ibs. 30.00':32.00. held a Spring Stocker and Feed- MACMA's next large assem- Buyers Interest er Sale. Two hundred eighty two blies will be this fall, similar to By Dale Kuenzli head of cattle were moved from last year. However, MACMA will the eastern end of the Upper be moving cattle that are ready One of the more interesting Peninsula through the Rudyard to go to the feedlot throughout experiences for a bean merchan- facilities. The activities this the summer. Several large pro- diser today is to go into a local spring were similar to the assem- ducers have yearling Holstein elevator where he is not recog- blies last fall with member pro- cattle that will be in the right nized and to lend an ear to the ducers receiving a fair price for condition and weight for the farmer discussions. Nearly every <_...........e .. their cattle. Compared to last feedlot about mid-summer. Cat- conceivable reason is given for DAIRY COMMODITY ADV. COMMITTEE. members and MFB fall, choice cattle over 500 Ibs. tle feeders will be notified dur- beans being this high priced staff are: seated, left to right, Norman Veliquette, secretary, were generally $1.00 higher with ing the summer when the cattle other than the outright demand/ MFB staff; Richard Wieland, chairman, Antrim; John Ybema, lighter weight cattle ranging will be hauled to Rudyarp for supply relationships. vice-chairman, Allegan and Franklin Schwiderson, Chippewa. from about steady to $1.00 high- weighing and delivery. There One notion is because farmers Standing, left to right, are Arthur Forbush, Genesee; Hugh er. Prices received for cattle \vill be sc~veral loads of cattle now have to think about buying White, Calhoun; Max Graybiel, St. Clair; Dick Gilna, Shiawas- through the spring assembly moved in this manner before the seed and this gimmick allows the see; John Philibeck, Menominee; Walter Core, Jr., Northwest were as follows: fall assemblies.. elevator to charge more money. Mich.; James Caister, Sanilac; Hollis Hatfield, Assistant Dir., Steers, Choice - few 380-400 Membership is on the increase. Others think it is to confuse the Research Div. AFBF and James Quisenberry, Montcalm countY. lbs. 37.50-38.00, 400-450 lbs. Bob McCrory, the Livestock farmer so he will n'ot know what 37.00-37.50, 450-525 lbs. 36.00-. Field Representative, has been to plant during 1971. Still a few 37.50, 525-600 lbs. 35.00-36.50, acquiring new memberships and suggest that demand must be a Vegetable Commodity Advisory Comm. few 600-700 Ibs. 32.00-35.00. working with members on man- lot better with more units being Good - 350 to 425 lbs. 36.00- agement practices. Membership needed each year. 37.00, 425-500 lbs. 34.00-36.00. is expected to be twice as large Heifers, Choice - 450-500 this fall as last year. Few mention the fact that the Ibs. 31.50-32.50, 500-550 Ibs. MACMA will add another fa- 1970 crop was shorter than or- 31.00-32.00, 550-625 lbs. 29.50 cet to the Feeder Cattle Pro- mal at 5,299,000 estimated pro- to 31.50. Good - 300-400 lbs. gram by preconditioning cattle duction. Many do not realize 30.00-32.00, 400-500 lbs. 29.00- for the fall assemblies. The de- that the producer probably has 31.00, 500-550 Ibs. 28.50-30.00. mand for preconditioned cattle done the finest job of marketing Holstein Steers - 250-300 Ibs. is on the increase and MACMA in many years by regularly sell- 35.00-36.00, 300-350 Ibs. 34.00- members are willing to cooper- ing some of his beans all through 35.00, 350-400 Ibs. 33.00 to ate by offenng such cattle for the year. This systematic pro- 34.00, 400-425 Ibs. 32.00-33.00, sale. cedure of selling on the increase has generally kept the marketing channels reasonably supplied Wheat Program Final Surplus Tart Cherries with beans. During March, the dealers Payment ... 40.4~ Grower Opportunity had to continually increase the and Responsibility producer price to attract beans MEMBERS OF THE MFB ... Vegetable Commodity Advisory The Farm Bureau \Vheat Mar- into a marketable position and to committee for 1971 are, seated, left to right, (by county) James keting Program has paid an addi- The Federal Marketing Order keep the price in a working re- Sayre, MFB Board of Dir,ector member, chairman, Wayne; Frank tional 40.4~ per bushel to mem- for red tart cherries provides that lationship to the levels at which Smith, vice-chairman, Monroe and Noel Stu/ckman, secretary, bers for their 1970 crop wheat. the Cherry Administrative Board, canners and processors have been MFB staff .. Standing are (I. to r.) Harold Schutte, Arenac; The final payment checks were comprised of six growers and six willing to pay. As a result the Richard Skibbe, Berrien; Harvey leuenberger, Saginaw; Robert sent to producers early in May. handler members, will determine mid-March levels were higher Braden, Mgr. MAtMA; Ron Brush, Allegan; Calvin lutz, Man- The total net return per bushel the volume of cherries that can than anytime since the O.P.A. istee; Simon Scholtens, Newaygo; Bill Ruhlig, Wayne and Ferris received by participating mem- be successfully marketed each restrictions were lifted at the end Christensen, Montcalm county. bers was substantially above the year. Tart cherries which are of World War II. market price for wheat paid at produced in excess of this amount It is believed that as of March elevators at harvest time. Every will be considered surplus prod- 15, producers controlled less than AAMA Cherry Advisory Committee member with wheat consigned to uct. 15 % of the crop. This is about the program received the 40.49! two months' supply. If the C.A.B. determines that per bushel final payment. The there is a surplus of tart cherries In any case it is apparent that advance payment rate varied ac- produced, the growers may place remaining supplies are in strong cording to the freight rate zone their surplus cherries in the re- grower hands. The question that of the participating cooperative serve pool program. However, is asked is, "'Vill we run out of elevator that handled the wheat. they will be responsible for the beans?" For some reason we The adva'nce payments averaged financing of their reserve pool never seem to run out. Price al- $1.10 per bushel for the state cherries. ways seemingly weeds out those and were $1.15% in one area of that are not committed to bean the state. Growers may stay out of the canning. Some beans are always The Wheat Marketing Program reserve pool, however, by apply': available for the committed, at ';I has completed its most successful ing to the C.A.B. for a diversion a price. marketing year since the program certificate, which would permit t ' was started in 1967. Comparing the grower to follow a non-har- There is little doubt but what . J~6t the results of the 1970 crop pro- vest plan for his surplus cherries. it will be more difficult for deal- ers to sell to canners as they go l ,J ,-""'" < .. - ~ ~ gram wtih the 1969 crop pro- For those growers who plan to minimum inventorY and hand- MEMBERS OF THE AAMA TART CI:iERRY . Advisory Commit- gram, the advance payment was to participate in the reserve pool, tee are, front row, left to right: Mac lott, Pennsylvania; leon to-mouth purchasing.' 79! per bushel higher and the there are financing alternatives Anderson, Wisconsin; P. C. Morrison, Jr., Michigan and Willis final payment was 159! per available, such as the Production It appears most canners still Mohler, New York. Standing, back row, left to right are: Arthur bushel greater for the 1970 crop. Credit Associations, individual have to cover their last four Dowd, Michigan; Keith Moore, Michigan; John Minnema, Mich- All members that produce banks, cooperative associations months of the year requirements. igan; Max Kokz, Michigan and Mark Brownell, New York. wheat will be eligible to partici- and private individuals. The While traditionally this is smaller pate in the ~971 crop program. grower is also permitted to sell than each of the two previous The advance payment rates will his reserve pool equity. four month periods, it represents AAMA Tart Cherry Pricing Concept Well Received be announced prior to the start significant needs for beans. In- Surplus tart cherries held in spections for May through August Harold Hartley, American Agricultural Marketing Association of harvest. Producers can sign the reserve pool will be sold later have ranged from 1.3 miJIion to (AAMA) general manager, has announced that early contacts up when their wheat is delivered in the marketing season, or in 2.1 million for all purposes dur- with tart cherry processors indicate that the new AAMA volume- to any of the local participating future short crop years, when ing the last four years. We would value relationship pricing scale is being well received. One cooperative elevators. there is apparent demand for the estimate approximately 1.3 mil- major processor has commented that the proposed scale and o o o cherries. Cherry industry leaders lion exist this year, assuming the procedure is an intelligent approach to raw product pricing. believe that cherry markets and crop report to be correct. The AAMA proposal is designed to establish the raw product utilization can be expanded sig- Already the spe::uJators are price of red tart cherries in accordance with the volume of TRUCKS: Senators James nificantly with a good supply of asking for new crop prices on ch~rries which can be successfully sold for canning and freezing Pearson (R) of Kansas and George quality cherries readily available. beans. We can attribute part of thIS year. The volume will be determined later by the Market McGovern (D) of South Dakota Frank Owen of Lawrence, the success of the regular but Order Cherry Administrative Board (CAB), according to Mr. have introduced bills (S. 1611 increasing market for beans to the Hartley. Tart cherry industry spokesmen indicate that with a and S.1622) to exempt certain Michigan, has been employed by the Cherry Administrative Board systematic marketing program farm vehicles from federal regula- high-quality product and aggressive and orderly marketing, from t ion. The bills have been referred as general manager of the Mar- carried on by the local cooper- atives. 1£ we continue to "mar- 250 to 270 million pounds of cherries could be marketed in 1971. to the Senate Commerce Commit- ket Order. The C.A.B. will be :Mr. Hartley reports that AAMA representatives arc continu- announcing many operating poli- ket" as opposed to just produce tee. cies to serve the industry for 1971 and sell," beans can be an at- ing to work with individual processors to obtain agreement o o o trative Michigan crop. on the proposed scale. in the very near future. MICHIGAN FARM NEWS June 1, 1971 NINE MACMA - 'Gras Processors' First OS&H Regulations nAgriculture Day" Decide on Base Price 1971 Nat'l Agr. Mkt'g Bargaining Are Issued ... More Termed a Success Alton C. Wendzel, Watervliet, Act Lacks Michigan Sponsors Will Come Only one Michigan Congressman is listed among the 57 mem-. Chairman of the Michigan Agri- President Richard M. Nixon on cultural Cooperative Marketing Employers, including farm em- bers. of the House of Representatives who have introduced the May 2 called American agricul- Association Asparagus Marketing ployers, are covered by proposed National Agricultural Marketing and Bargaining Act of 1971. ture "a keystone not only for our Committee, recently announced regulations - 'published in the : The. bill has brought. bipartisan support, including 15 mem- economic strength but also for that a 23.5 cent per pound base May 5 Federal Register - re- bers of the House Agriculture Committee. It has also been out entire way of life." AFBF price agreement has been reached lating to the enforcement of the introduced in the Senate by Senator John Tunney (D-Cali- President William Kuhfuss was between MACMA and the Mich- Occupational Safety and Health in attendance with more than fornia) and Senator Carl Curtis (R-Nebraska). igan asparagus processors. The Act of 1970. 240 agricultural leaders from base price is for asparagus which FARM BUREAU SUPPORTS Major provisions of the regu- across the United States. grades a 90 score. The bill is strongly supported by Farm Bureau and is de- lations are: In a California speech asking He indicated that some proces- signed to improve the bargaining position and the bargaining the people of the nation to join (1) Employers must post no- power of farmers. It would establish a mutual duty to bargain sors pay a bonus for premium in celebrating Salute To Agricul- tices - to be furnished by the i.n good faith on the part of processors and associations of quality asparagus meeting their ture Day on May 7, the President Occupational Safety and Health rigid specifications. producers. Such a provision has long been a goal of all farm said «nothing I have seen any- Administration-informing work- where on earth can even begin to Mr. Wendzel said, «Informed ers of the provisions of the Act. vrganizations and it is believed that the bill will not be opposed growers working together through by any farm organizations. compare with the success story the MACMA organization, the (2) IT the employer has been written by the men and women While many believe a stronger bill would be desirable, it marketing and bargaining affili- furnished copies of the Act or of of agriculture in our own coun- is felt that this bill may get bargaining by reluctant processors ate of the Michigan Farm Bu- standards issued under the Act try." reau, can accomplish their mar- he must make such publication~ off dead-center. He called for an expansion of available to any employee upon An indication that the bill is drawing strong support comes U. S. farm exports and set an keting and pricing objectives." request. from the evidence of opposition which is being mounted. The annual goal of $10 billion. He .The MACMA Asparagus Di- National Broiler Council, which represents the vertical inte- (3) Compliance officers may pledged to continue "our efforts vision represents over one-half of inspect places of employment, grators in the broiler industry, is complaining about the re- to lower trading barriers to our the commercial asparagus pro- question employees and employ- quirement to bargain. farm exports around the world," duction in Michigan. The Aspar- ers, and to review pertinent ree- Bll..L MAY GO TO FULL AG COMMITTEE and he noted that "our agricul- agus Committee decided on the ords - at reasonable times and While the bill has a long road ahead of it, there is an indi- tural exports this year will be at 23.5 cent per pound asking base in a reasonable manner. No ad- cation that the House Agriculture Subcommittee to which it an all-time high." price early in April after care- fully analyzing crop production vance notice need be given to in- was assigned may be discharged so that the bill may come "ALL IN ALL, it is clear that and market statistics, according sure the presence of employer before the full House Committee on Agriculture at an earlier the total income of American to Harry A. Foster, secretary of and employees. date. farmers will be higher this year the Committee and Manager of (4) A representative of work- Evidence that processors are building opposition to the bill than ever before in our history. the MACMA Asparagus Division. ers and a representative of the is shown in the reluctance of Michigan Congressmen to serve But this brings me to another Mr. Foster noted that several employer may accompany com- as sponsors. Earlier evidences of interest and support have now of the major difficulties which factors indicated good demand pliance officers. confront our farmers, the fact faded, as shown by the list of introducers bearing the name for asparagus. In addition to its that increases in total income are (5) Employees, or representa- of one Michigan Con~essman, Rep. James Harvey. whplesome goodness and nutri- not always reflected in more net tives of employees, who believe IMPORTANT TO MICIDGAN FARMERS income. Now, the reason, of tional qualities, asparagus is one a violation exists may request an of the few foods that diet -con- Michigan farmers, because of the production of diversified course, is the high cost of farm- inspection by written notice. IT processing crops, could be expected to be major users of the ing." scious consumers can eat in un- the information provided indi- limited quantities without count- measure. Plagued by unprofitable prices and rising costs, ''This is why the farmer has cates reasonable grounds to be- ing calories. farmers have sought to bargain for the sale of commodities. such a tremendous stake in the lieve a violation exists, a special The marketers of asparagus The Administration, the Deparbnent of Agriculture and both battle against inflation." inspection will be made. have made a profit in the past, political parties have given verbal support to the efforts of He announced an expansion in (6) Upon conclusion of any Farmers Home Administration and will continue to aggressively farmers to improve their condition. market asparagus this year, ac- inspection the compliance officer loan funds and said he is asking A major stumblhig block has been the unwillingness of some cording to Foster. shall confer with the employer Congress to provide an additional and notify him of any apparent buye~s to recognize and deal with bargaining associations. Another major block has been the ability of farmers who are $7.6 million for research on The March 1 supply of canned violations. Southern com blight and insect and frozen asparagus was 40 % not members of bargaining associations to profit from the as- (7) The area director shall re- control. below last year, and the aspar- sociation's activities without cost or without restriction. view reports of compliance offi- He said he would provide addi- agus acreage to be harvested in LEGISLATIVE TOOLS NEEDED cers and may issue a citation tional funds for research on fire 1971 was approximately the same Farmers now recognize that there is a need to improve the specifying abatement - and no- ants and gypsy moths; for the as a year earlier. This supply tice of a penalty, if any, pro- legal foundation on which to build their own effective mar- Soil Conservation Service; and situation was an important in- posed to be assessed. keting and bargaining programs. Government will need to for the insured loan program for fluence that a price increase to growers could be realized this (8) A copy of a citation must play a role in assisting farmers to organize and operate their building water and sewer systems year. be posted by the employer. own self-help bargaining activities by providing the legislative in rural areas. tools necessary. " (9) An employer may file a He expressed a willingness to The MACMA Asparagus Com- have his Administration <\vork notice to contest the citation While some processors have supported voluntary bargaining mittee is comprised of Mr. Wend- closely with fanners, with fann zel, chairman, Watervliet; Tom within 15 days. If he does not do by their actions, a major processor in Michigan who has con- so the citatior: is not subject to sistently resisted doing business with MACMA, appears to be organizations, and with the Con- Greiner, vice chairman Hart. gress to serve agricultural Amer- Ronald Baiers, Watervli~t; Ro; review. a key to the opposition now building in Congress. Claiming ica more effectively." Bisnett, Benton Harbor; Stanley (10) If an eJ.l1ployerfiles notice it must secure its products for processing at the lowest possible Dowd, Hartford; Earnest Froeh- that he contests a citation a hear- price, this same company recently, after a six-day strike, «"Vorking together we can re- lich, Decatur; Jerry Nitz, Baroda; ing shall be provided by the Oc- granted its employees a 4~ per hour pay hike in two annual solve difficult issues involved in Paul Wicks, Dowagiac, Wayne cupational Safety and Health steps - 2g~ now and ~ next year. In addition, vacations were pesticide control, farm labor, farm Fleming, Shelbv; Gary Lewis, Review Commission. bargaining legislation, other com- increased; the workers will enjoy ten paid holidays per year, plex matters, as well as the many New Era; Mathew kokx, Hart The new regulations are far and major improvements were made in the hospitalization aspects of other national policies and John Brock, East Jordan. more detailed than indicated program. that bear directly on the lives here. There is nothing unexpect- WHY NOT FARMERS? of farmers," he said. DETECT TWISTERS ON TV ed in their contents - since the Act spells out in much detail the Growers will wonder why the company can guarantee its "But even as I mention all of Is it important to know a tor- procedures which must be fol- workers such increases but cannot, or will not, even sit down these government programs, I nado is on its way? Farm Bureau across the table to discuss marketing arrangements. l..l\OW that the agricultural com- lowed. Insurance Group thinks so. After As of April 28 the OS&H Ad- Will growers be forced to take a "Sabbatical Year" and lay munity also shares my feeling all, protecting you is their buis- ministration had approved some their farms aside for a year in order to get the attention of that in the final analysis the prob- ness. So ... here's a very simple 1500 pages of standards. This processors who are dependent lems of American agriculture can on the growers for produce? way of detecting tornadoes by volume exceeded the capacity of best be solved by those who know Michigan's aid to the unemployed is quite attractive now, turning on your TV. Every step the Federal Register. It is now with food stamps as an added benefit. Will farmers be forced farming best, farm people them- must be followed exactly, and expected that the standanls will on to these welfare rolls to attract the attention of an Admin- selves with government backup the system should be used when be published in the M3Y 15 when necessary," President Nixon the weather appears threatening, istration and a Congress which promised aid to farmers in their declared. "We are continuing our Federal Register. and particularly if there is a tor- efforts to bargain and market successfully? Or will Congress- search for better methods of max- nado alert in the area. Here's men put their votes where their mouths are and give real sup- imizing the receipt of farm in- nado ... the signal of a tornado come from the market. what you do: is a steady, bright white light port to farmers' bargaining efforts? filling the screen. Or, if there "After all, some 60 percent of Turn on your television set and farm income comes from com- let it warm up ... Turn to Chan- nel 13. Using the brightness is a station in vour area on Chan- nel 2 and th~ darkened picture becomes increasingly visible and NOW modities that are not price sup- ported and have not been sup- knob, darken the screen so it's IS THE TIME TO WRITE YOUR CONGRESSMAN bright, a tornado is indicated. ported in the past. almost black ... Turn to Chan- AND OUR n\'o MICHIGAN SENATORS TO INTRO- nel 2. Leave the set alone. DO The television warning system "We approach Salute to Agri- DUCE AND SUPPORT TIlE NATIONAL AGRICUL- culture Day in a spirit of grati- NOT reset the brightness after will work with anv television set, color or black and white. TURAL MARKETING AND BARGAINING ACT OF tude with a sense of obligation the initial adjustment made on There are financial ways to 1971. to the farmers of this country," Channel 13 ... A lightening storm will appear on the screen prepare yourself for the destruc- You may also want to write President Nixon, thanking he said, noting that American as horizontal streaks or flashes- tive results of a tornado. Your him for his Salute to Agriculture last month. farmers "have provided a spiritual the broader the bands, the more Fann Bureau Insurance Group Address your Congressmen: Address our two Senators: strength for America, giving severe the storm. As long as the man has the answers ... part of House Office Building Senate House Office Building shape and substance to our na- Screen does not have a steady his "Everything You Need" serv- Washington, D. C. 20515 Washington,. D. C. 20510 tional character from the verv glow, the storm is NOT a tor- ice. heartland of America." . TEN June 1, 1971 MICHIGAN FARM NEWS III RlflWI1? they wish, no strings attached, as long as it is spent within the broad general area for which it is desig- nated. lDlll AT rRll\WIINllIIlSIIIARIIINII State and local governments, however, would have to report to the federal government after the money was spent. These reports would be used to analyze state and local programs for their impact, and to determine the levels of future funding. Further- • FEDERAL - STATE - LOCAL COOPERATION more, the reports would be a checking system against • SPECIAL AND GENERAL SHARING fraud and discrimination . • RURAL DEVELOPMENT PROGRAM This plan would end the current matching funds program. However, it is explained that state or local REVENUE SHARING REVENUE SHARING - Special and General government will have some sa~ in the continuance Tax relief, tax reform - familiar topics to falm The two divisions of revenue sharing, special and of some present grants. Existing federal programs families, however, a new wrinkle in discussing these general, are most distinct by their method of fund- not included in revenue sharing would continue. problems is offered in the new Revenue Sharing ing. Special revenue sharing with more than twice Plan proposed by the Nixon Administration. The the budget of its counterpart at $11.1 billion will HOW WOULD STATES ADJUST TO CHANGES? plan is essentially an administrative revision to at- gather most of its revenue from the 130 already exist- According to the proposal it would increase the tempt to spend our tax dollars more efficiently. It ing federal grant programs to the states. These capacity of state and local government to manage won't reduce taxes, but it does predict that it will grant monies would be allottee! to programs con- their own affairs. However, retraining in govern- bolster the strength and responsibility of what many sidered to be of high priority and a benefit to the mental operations would be needed to smoothly believe to be waning state and local government nation. carry out the new system. Recognizing this, the control. These are proposed to be in six areas of concern: administration proposes that $100 million be allo- The plan is an alternative designed to bring more law enforcement, manpower, urban community de- cated for planning management programs for state order to a complex system of government spending. velopment, rural community development, transpor- and local governments designed to help upgrade Its plan is to make more dollars more easily avail- tation and education. and expand administrative capabilities to provide able to state and local government, while concur- Farm Bureau has given tentative approval to the public services. rently easing some of the economic strain on state rural development program. The official Farm Bu- and local governments. reau newsletter says, "Under this proposal, the states would receive $1.1 billion in bloc grants for rural WHAT IS THE FEDERAL Available will be $16.1 billion. About $6 billion GOVERNMENT'S ROLE? represents new money. grants for rural development in lieu of funds that The pressure for change stems from the rising currently are earmarked for a variety of specific Other than collecting and redistributing revenue, costs in public services. Observers state that welfare programs - including the Extension Service, the the responsibility of federal government would cover probably is the most powerful underlying force pres- Rural Environmental Assistance Program (formerly three other areas. It would carry out research and sUring state and local governments for more funds. ACP), the Great Plains Conservation Program, the analysis of regional and local problems. Second, it Of course, elevating costs are being experienced in water bank program, rural water and waste disposal would experiment and demonstrate new ways to more law and order, education and transportation grants, forestry assistance grants, the Resource Con:" provide local public services to insure top effeciency. but welfare costs outstep them all in dollar demand. servation and Development Program, tree planting Third, it would collect and distribute information. In Michigan for iristance, by fiscal year end, June assistance, regional development commission pro- 30, 1972, welfare costs will have vaulted to nearly grams economic development assistance, and the STUDYING THE PROGRAM $475 million in federal aid, from only $260 million Appalachian Regional Commission." It would also Observers point out there are some possible dan- in the 69-70 fiscal year. include over one billion dollars of new money. gers that should be discussed before making de- "Velfare's closest rival for dollars for fiscal 71-72 A complete copy of this article is included in the cisions about the revenue sharing plan. One is that is highways wallowing way down on the list at discussion leaders information packet. the general revenue plan could encourage tax hikes; approximately $135 million. The total federal aid General revenue sharing will be funded from because those states imposing higher taxes would budget for Michigan is about $828 million, of which dollars sent from the s.tates to the federal govern- get back more federal money. welfare bites into nearly half. ment and then rerouted back to the states. The Another problem- is that the'" plan might create The J\1ichigan share of growing federal aid, how- funds would be used to relieve present fiscal crises a larger federal deficit. Th~ prpgram, if initiated, ever, is just a small hunk in comparison to the total in state and local governments. in general revenue sharing would start at $55 billion share of the other 49 states, Puerto Rico, Vir,gin Observers debate that this could mean that states a year and would be expected to reach nearly $10 Islands and Guam. But it is significant because from raising the most money won't necessarily get back billion a year by 1980. Its elevating costs, critics the .states point of view it represents the growing all the money they contribute, just that they would say, would be met either by increasing the national ne~d for more dollars for public service programs receive a greater percentage of dollars contributed than states with less population and less revenue debt, which would fuel inflation, or by increasing than can be raised at home. It is reported, fOT taxes. example, that state and local government costs are rasing muscle. Farm Bureau policy presents a desirable alterna- Yet another point offered for debate is the claim growing approximately 15 percent faster than tax tive through the use of tax credits. Monies raisea that federal revenues can more quickly respond to revenues, the result, only - deeper in debt. for general revenue sharing in the state would re- the need for funds than can state and local govern- But the sun that promises to light the dark, advo- main in the states. This program allows tax credits ments since the federal .tax system produces a 1.5 cates say, is the Administration's Revenue Sharing toward federal income tax for individual and corpor- percent increase in revenue for each one percent Plan, because federal government responds more ate income taxes and general sales taxes paid to growth in gross national product. However, it is quickly to national economic growth than state and local 'governments which enables it to increase its the state and local governments. In other words, remarked that a review of the federal government's revenues and keep up with costs at a rate of 'almost Farm Bureau supports the state and local govern- record of 24 deficits in the last 30 years is not very ments using their taxing powers to obtain money reassuring. 1.5 percent for each one percent increase in gross national product. for' their own purposes. Yet others say it will not return greater power to Revenue sharing is divided into two categories Under the administration program, funds would state and local government since the federal govern- or divisions for administrative efficiency. First, be distributed, to the states on a formula basis judged ment really will control the purse strings. In fact, approximately $11.1 billion will be for special rev- on the state's population, and the state's "revenue some argue that this is only another guise for higher enue. Second, over $5 billion will be provided for effort." taxes and a hook to snag local control from states, general revenue sharing. According to the formula, a state that is allotted counties, cities and towns. Advocates of the proposal.state that the advantage $100 million for both state and local governments However, advocates admit that the revenue shar- of revenue sharing will come through the redistribu- would keep the percentage of total tax dollars it ing program proposal is not the end of state and tion of monies that will restore a "proper" balance raised. Of the $100 million for instance, if the state lecal problems, but debate that it will give more of power within the structure of state and local raised 52 percent of the revenue, it would keep $52 power to state and local governments. Still, there governments. Frankly, they say' federal government million for its operations. The remaining $48 million will be fu ture cost increases, new and better services, is getting too big. would be divided throughout the state's counties and pressure to raise property taxes and other levies. And they claim that this new system will revitalize cities and towns according to the amaunt of revenlle~ The benefit, it is said, would be the increased all government on the state and 10calleveI. Citizens raised by these local governments. ability state and local governments will have to meet will participate to a greater degree because greater their problems. Loc.al voters ~\ould be expected to motivation will come from having a great deal more HO'" \VOULD THE i\10NEY BE SPENT? have more contral and use of the funds than if the control of their own program, which until now has But how will the monies be spent? This is on(' of ~ederal go~;rnment set up programs or provided largely been in the hands of the federal government, the important keys which could detenninc the suc- eannarked funds over which 'itate and local of- cOlltrol1ed by its miles of red tape. Also, because cess or failure of the plan. It promises to restore ficials had little or no control. present matching fund programs lock local commu- greater strength to state and local governments by As you can see, revenue sharin~ is a hot topic, nities to the actions of federal government. permitting these units to spend thp money any way one we need to study and one \\{.'re sure is chuck full of compelling debate. It's your decision to make. $lm@1lriilm~ 'fA);! ~@~ ~@1lr~ Discussion Topic By GARY A. KLEINHENN Director, Education and Research MICHIGAN FARM NEWS June 1, 1971 ELEVEN DISCUSSION TOPIC SUMMARY-APRIL ~-----------~ GET A FREE Questionnaires returned indicate 559 groups, more than FARM CHECK UP Why lose to 6,500 members, discussed the topic. Q. In what areas do you beljeve you are lacking in information about farm labor unionization? Response ON YOUR: []Feed .•..•••....•. KIND __ fOOT ROTl []Fertilizer .•..•..••• indicated a need for labor union infonnation in all areas []Chemica,s ••••••... (170 groups) while others expressed a need for more in- []Seed ...••....•••. []Buildings ••...••... fonnation on writing, understanding and negotiation of []Fencing ...••••.... contracts; effects of unionization on various farm oper- []Hardware •...••••• ations, dairy, beef, etc. Just keep it away Q, Are you willing to support an information program Name at a painless price financially to get the needed infonnation? Yes-140 Don't treat foot rot anymore ... Address prevent it with Hardy Foot Rot Salt groups, no - 338 groups. and keep your cattle out of trouble. Q. Do you believe a fanners' organization should offer Zip _ Town Hardy Foot Rot Salt also provides all the essential trace minerals; financial assistance to farmers who get involved in con- 20B copper, cobalt, zinc, iron, iodine and manganese, plus salt-all at frontations with unions? Yes - 312, no -154. Where 'tbur Farm Comes Rrst correct levels. Costs only 8~ a month Q. Do you belong to any organizations which to your knowledge are financially assisting labor unions directly or indirectly? Yes-146 groups ... organizations given FaRm~ BUreaU Recommended for milk cows, beef cattle, calves and sheep. Ask to have it mixed in your feed as examples were; churches through their support of the and supply it free choice too. Comes in bags, or blocks for pasture. National Council of Churches, members who work in other industries and belong to labor and teachers unions, FARM BUREAU SERVICES, INC Where ltx.r Farm Comes FIrst and government through taxes. Box 930. Lansing 48904 FaRm~ BUreaU FARM BUREAU SERVICES, IHe POWER LAWN MOWER CARE. You can go a long way in pro- tecting yourself against mechan- On the farm or in town, power Before starting the mower, ical or "mental lapse" lawn mow- lawn mowers make home owner- clear the lawn of all metal ob- er accidents. Go all the way for ship more enjoyable. But they jects, stones and sticks. A mower financial protection against the can also cut toes and shear fing- can hurl objects at speeds up to ever-present chance of unpre- ers. They can throw stones and 170 miles an hour ... \Vhen ventable accidents ... see your metal objects at great speeds. starting the engine, keep feet local Farm Bureau Insurance YOUR HOUSING PROBLEM IS SOLVED! These so called minor injuries away from blade. Make certain Group agent about Homeowners can be costly and often disabling self-propelled mowers are not in Accident protection. One of 400 ... and that's a fact from Farm gear ... Mow only when the Farm Bureau Insurance men live Bureau Insurance Group. grass is dry ... \Vear shoes. near you. ORDER-BY-MAIL MERCHANDISE PLAN NUMBER 1117-0LlVETTI UNDER- ~------------------------------I FARM BUREAU WIL-WAY PREMIUM ORDER FORM WOOD STUDIO 45 TYPEWRITTER - A portable designed for the Attach your name and address label from your Michigan Farm businessman, student, housewife, News to the order form. Make your check or money order pay- "WICKES MODULAR HOMES" or anyone who wants a full fea- able to and mail to Wil-Way Premiums, Box 636, Adrian, Mich- tured portable. Full size 43-key- igan 49221. FHA - VA - FARM HOME AND CONVENTIONAL FINANCING board, full scale, automatic key- board tabulation. A precision-engi- ItelTl _ Item No__ Eight foot ceiling, drywall, 2 x 4 construction, 4 x 12 roof neered portable with the solid, pitch, 3%" wall, 6" ceiling insulation. responsive feel of an office type- COlor Sizp __ writer with the strength to produce Priced at $15,000 and up including foundation. To see six clear carbons. Adjustable touch Attach Name and Address Label models, call collect or write: tuning, 3 positions, 3 position rib- From Your Michigan Farm News Here LAWRENCE REALTV . born control, full size carriage. 2523 CLIO RD. FLINT, MICHIGAN 48504 $89.50 value - Your cost $67.63 plus Sales Tax $2.71 and $.300 ship- Check enclosed in the amount of $ Includes sales 313 235-4202 tax and shipping costs. If address is a Box or Rural Route Num- ping and handling. You send $73.34. STATEWIDE CONSTRucnON ber, indicate road or street number for United Parcel Delivery. NUMBER 1116 - Heddon Coho "WICKES MODULAR HOMES" Spinning Rod, Reel and lures, combination still available. Send Signert _ Homes on display at Genesee Valley Shopping Cen- $34.69. ter, cor. Miller and Linden Rds., Flint. Jackson, Mason and other locations on request. All other items previously offered are no longer available FARM BUREAU MARKET PLACE SPECIAL RATE TO FARM BUREAU MEMBERS: 25 words for $2.00 each edition. Additional words, 10 cents each. Figures such as 12 or $12.50 count as one word. NON-MEMBER advertisers: 15 cents per word one edition, two or more editions, 10 cents per word. Copy deadline: 20th of the month, 8 FARM EQUIPMENT 20 LIVESTOCK 26 POULTRY 36 MISCELLANEOUS 36 MISCELLANEOUS MILKI~G SHORTHORNS: Young Bulls, KLAGER'S DEKALB PROFIT PULLETS - PERSONA~IZE YOUR ENVELOPES ~ith STOP RUSTY WATER FROM RUINING NEw AND USED PATZ MATERIAL - Order your started pullets that ha\'e Horses head. Bulls head. Indian head. WASH. staining fixtures. Proven filter handling equipment. Barn cleaners, cattle ~earlings and calves for sale. \Vrite for tabulated pedigrees or better yet, pay. us been raised on a proven growlDg program. Dog, Cat, anything. 61h" white C"Ilvel- keeps complete water system free of rust, feede~, manure stackers, manure spread- a visit. Stanley M. Powell and Faml~y, The gro'wing birds are inspected weekly opes, Return shows name, address, zip ~and, tastes. odors and other impurities. ~rs, s110 unloaders, conve)'ors and other Ingleside Fann, Route #1, Box 238, lonm, by trained staff. vaccinated. debeaked and code, picture or cut that you send to Uses economical, washable filters. 30 day Items. On of the best parts stock in Western Michigan. Individual parts or ~fichigan 48846. ( 4-3t-33.b) delh'ered by us in clean crates. If you TIC PRTNTING COMPANY, 8 N. 7th trial offer. Free information. Write: REGISTERED DUROCS. Top quahty ke~p records. you will keep KLAGER DE- Street, Grand Haven, Michigan 49417. RUSTRAP, 836-AC W. 79th, Minneapolis, complete rebuilt like new ready to install boars and gilts. Production data and car- ~ALBS. KLAGER HATCHERIES. Brid~e- $1.50 per 100 envelopes. (6-lt-42p) ~Iinnesota 55420. - parts and units factory direct to fann- HP t COW stalls and free stalls, % to 10 ~otors in stock, Booms Red & White cass infonnation available. Byrum & Sons. RFD :tl, Onondaga, ~{ichigan. Phone water. Michigan. 7087 and 313 428-3034. Telephones: 313 429- HOUSEWIVES! Turn outworn cloths in- "1001 THINGS FREE" (64-page book) $1 tOP SIlos at early order discount. 3 years 517- 628-2641. (2-tf-25b) 26 to: SCllNer ru~s--other useful items. De- - MAIL~{ART, Carrollton, 72, Kentuclcy o pay ... 5 % on unpaid balance. Wyn- TOP QUALITY REGISTERED CATfLE tails 10c. Glaser. 1645~f, Arden, Staten -t1008. (5-tf-lOb, 36 ~!dh<:n Equipment, Route # 3, Fremont, available through SOl1th'Ye~tern Michigan SHA VER ST ARCROSS 288 - Started pul- Island, New York 10312. (6-4t-17p) IC Igan 49412. (6-6t-83b) Polled Hereford ASSOCIation members. lets a\'ailable most even' month. Get wise Michigan breeders of fine livestock. Con- .md try these top profit makers as your MAKE YOUR "WILL"! Four forms, at- FARROWI~G STALLS - Complete torney's infonnative book ... plw "Fam- tact: K. M. 13e~kman. Sales M~n~ger. next flock. ~facPherson Hatcher"\". Route PICK-UP TRUCK STOCK RACKS - All 8164 Gull Road. Richland, MIchIgan ~26.75. Dealerships availahle. Free liter- ily Estate Planner." Send $1. WILLS, =3. Ionia. Michigan. Phone :;27-0860. stee.l construction SI09.50. Dealerships 49083. Buy quality, perfonnance and ature. DOLLY E:\'TERPRISES. 219 ~fain. Box 30188 (MFN), Cincinnati, Ohio Tvallable. Free literature. DOLLY EN- some of Michigan's best produced cattle. Colchester. Illinois 62326. (l-lt-15p) 45230. (9-t£-2Op) ~RP6RISES, 219 Main. Colchester, IlIi- (5-3t-38b) no IS 2326. (1-It-19p) CALF CREEP FEEDERS - 30 bushel DAY OLD OR STARTED PULLETS- BEAUTIFY YOUR GARDE:\' with plants ------ capacity $92.50. Dealership available. F"ree literature. DOLLY E:\'TERPRISES, _19 The DeKalb profit pullet. the smart poultryman Accepted for high egg pro- by and trees from "~Iichilmn's ing :\'ursery". Strawberry Fastest Grow- plants. fruit $15,000-$30,000 YEAR. Raise rabbits for us. Send $1 (postage. handlin~): Rabbit WANTED: ALLIS CHALMERS Round duction. superior egg quality. greater feed Ranchers of America, Box 265-MF., Ha)'S- Hfay Baler, any place. any condition. AI- ~Iain, Colchester, Illinois 62326. (I-It-18p) trees. bramhles. asparagus crowns. Send ville. Kansas 67060. (5-1t-2Op) HEREFORD BULLS-pure bred. herd efficiency. If you keep records. you'll keep for a free list. Fruit Haven Nursery, Kal- red Roeder, Seneca, Kansas. DeKalbs. \Vrite for prices and catalo~. (5-2t-14p) ed one (hydraulic lift). No longer /11-tf-2 ..,hl ~O velope to: WJR Enterprises, Box 44068, identifies and prices over 2500 bottles of $375) Since I have retired. 595. (Cost ANGUS BREEDING BULLS, regist~red every American cateltory. TEXTBOOKS. Department M7, Cincinnati. Ohio 45244. M' . Harold T. Bailey, 38775 West 14 yearlings, modem type, top bl.ood hne~. Box 3862-MN. San Angelo. Texas 76901 (l2-t£-26b) Ph le Road. Walled Lake. Michigan 48088. Heif ..rs lInd breedin~ stock avalla~le .. HI- 'WATCH REPAIRS ( 9-tf-24p) ODe: 313-626-7358. Oaleland County awatha Beef Fann. Rudyard, Michigan. ( 6-lt-36b) Phone' 517-349-2419. Write: 3542 Oke- COMPLETE IRRIGATION SYSTEM. mos Road Okemos. Michigan 48864. ANY MAKE WRIST WATCH CLEANED, CALIFORNIA SOUVENIR GOLD DOL- Chrysler powered 8" x 6" Berkley pump, , (6-lt-30p) repaired, parts included. Total price LAR 81.50. Half 75c. Complete "s" 2700' 6" pipe, 4064" pipe, 4 rain wagons ~R SALE: 2 FriJridaire Ice machines. 200 HEAD OF GRADE EWES .. Ge.rald S5.95. 7-day sen'ice. Our 19th year. Mint Jf'fferson Nickels 1938-S thru 1970- with rain ~uns. Used 1 % seasons. Ex- hI e 5 P.S. ~nd one 2 PS. Includes three Elllin trained experts. Send for free ship- S 55.95.' Wholesale coin pricelist and cellent condition. Louis KIudy, Route #1, HlIrt. Route #1. Lainllsbu~. Mlchl~an A~wers all lD 1l00d condition. 7735 Ann pinll box. Hub's Service, 344 N. AHred, ltift 25c. Edel's, Carlyle, lllinois 62231. Shelby, Michigan 49455. Phone: 616- 48848. Phone: 5li - 651-5617. Phobor Street. Dexter, Michillan 48130. (6-lt-14p) Elgin, Illinois 60120. (5-4t-31p) (6-lt-22p) 861~692. (6-lt-30p) De: 426-8832. (5-3t-25p) TWELVE June 1, 1971 . MICHIGAN FARM NEWS NO MATfER THE SIZE OF YOPR FARM ... Farm, W orkm,en's Com,p can 1nean Safety Group Dividends Interested in declared Workmens' Compensation Dividends ranging from 5% to 45% ... no matter how big or small your premium? All you have to do is keep your Farm Bureau Mem- bership active and agree to a July 1 effective date for your Workmen's Compensation policy. What's the catch? There is none. You can't lose. By joining the Safety Group, you're auto- matically eligible for dividends. Another reason why we're called the farm experts ... Farm Bureau Insurance Group ... "Everything Farms Need." For Dlmlntanutloa, RD In thl coupon balow and Iornrd tis CammunlcltlOlll Dlpartment. Finn Bunau Jnaurancl Bnaup, P.o. BullO, Lansln.. Mlchlpn 48B04 1--------~-----~-------~-------------------1 o Yes, I want to join the Farm Bureau "Safety Group" Workmen's Compensation plan and share in profits. I ) o I'd like a little more information before I join. I ) NAME:._- PHONE: _ I ADDR ESS: C ITY:, _ I I COUNTY:, _ I I lOam, 0 am not, a Farm Bureau member. I . I lOam, 0 am not, a current Farm Bureau Insurance Workmen's Compensation I L-_~~~-----~------~-~----~-~~-~- Policyholder. ~J I farm Bureau Mutual • firm Bureau life Community Ser'llce Insurlnce • Community 5er'llce Acc'Ptince