-Marketing -Beginning -Intermediate -Advanced -Interpersonal Relationships in Farm Partnerships -Taxes: Can They Be Managed? - Risk Management - Debt Management -Wills, Trusts £, Estate Planning - Memory Improvement -Stress Management -Retirement: Can It Be Real? - Handling Conflict Constructively - Personal Finance Management -Markets - Do They Affect Management? -Must Farmers Be Farmed - Or Can They Be Farmers? - Dealing With Power -The Magic of the Mind -Computer Workshops -Introduction to Farm Business Computers -Computers in Your Future NOTE: Farmers may deduct full cost of seminar, in- cluding transportation. on Schedule F of their tax -Pest Management forms under "Education expense for farm business." -Plus Computer Trade Show! COSTS: 3-day seminar, lodging for two nights, class materials, break refreshments, most meals - $175 ($150 for second member of same family) for FB members. (Other cost breakdowns available.) For complete course descriptions, instructor in- formation, agenda, registration information and price breakdowns, write: Discovery '83, Michigan Farm Bureau, P.O. Box 30960, Lansing, Mich. 48909. FARM NEWS FEBRUARY 1983 VOL. 62 NO.2 A publication THE COVER Over 400,000 pounds of raw of the and processed farm com- modities have been ship- Michigan ped through Project AIM. Farm Bureau Photo by Marcia Dltchls In this issue: From the Country With Care Project AIM Farm people respond with contributions of food and money to supply Michigan soup kitchens 10 AFBF Leader Urges Members to Mobilize for Economic Recovery 14 Catch Her Enthusiasm Laurie Isley, 1982 MFB Discussion Meet winner, shares her enthusiasm for new ideas with the nation's top young farmers at the AFBF annual meeting in Dallas, Texas 22 COLUMNS Rural Route - page 4 County Newsletter - pages 18.19 Country Ledger - page 5 Farm Bureau Market Place - page 20 Legislative Review - page 6 Agrinomic Update - page 24 Front and Center - page 16 Discussion Topic - page 26 Letters to Rural Living - page 17 IlIlchlg.n farm "ew. RURAL LlVI"G (155" 0026-2161): MIchIgan Farm News Rural LivIng Is published monthly. on the first day. by the Michigan Farm Bu- reau Information and Public Relations Division. Publication and editorial otrlces at 7:37:3 West Saginaw Highway. Lansing. Mich. 48909. Post Ornce Box :30960; telephone. Lansing 517-323-7000. Extension 508. SUBSCRII"TIO" I"RICE: $ 1.50 per year to members. Included In annual dues. $3.00 per year non-members In Michigan. $5.00 per year non-members out of state. Publication No. :345040. Established Jan. 13. 1923 as MIchIgan Farm News. name changed to MIchIgan Farm News Rural LivIng Dec. \. \96\. Third-class postage paid at Lansing. Michigan and at additional mailing ornces. EDITORIAL: Connie Turbin. Editor; Mar- cia Dltchle. Associate Editor and Business Manager; Donna Wilber. Contributing Editor; Cathy J. I\lrvan. Copy Editor. OffiCERS: Michigan Farm Bureau; Presi- dent. Elton R. Smith. Caledonia; Vice President. Jack Laurie. Cass City; Administrative Director. Robert Braden. Lansing; Treasurer and Chief Financial Orncer. Max D. Dean; Secretary. William S. Wilkinson. DIRECTORS: District \. Arthur Bailey. Schoolcraft; District 2. Lowell Eisenmann. Blissfield; District :3. James Sayre. Belleville; District 4. Elton R. Smith. Caledonia; District 5. Albert Cook. Mason; District 6. Jack Laurie. Cass City; District 7. Robert Rider. Hart; District 6. Lyle LeCronler. Freeland; District 9. Donald Nugent. Frankfort; District 10. Margaret Kartes. West Branch; District I I. Bernard Doll. Dafter. DIRECTORS AT LARGE: Dave Conklin. Corunna; Michael Pridgeon. Montgomery; Robert Rottler. Fremont. fARIlI BUREAU WOIllE": Faye Adam. Snover. fARIlI BUREAU YOU"G fARJltERS: Mark Smuts. Charlotte. POSTMASTER: In using form 3579. mall to: MIchIgan Farm News Rural LivIng. P.O. Box 30960. 737:3 West Saginaw Highway. lansing. Mich. 48909. Answer the Challenge to Get Involved in '83 Smith at the podium Policy Activities during the recent AFBF convention. As this is written, our Farm Although it's an ongoing, It will be these same counties Bureau is in the final stages of year-round activity, February who send their best representa- developing the policies that will does mark the beginning of the tiv~s to the upcoming Lansing provide us with a strong base vital PX (policy execution) por- Legislative Seminars and the from which to work during the tion of Farm Bureau's unique Washington Legislative Seminar coming year. and effective POI PX process. for one-on-one communications This base was built during Without this second phase of with lawmakers who have the discussions and decisions that executing the policies we have decision-making power to im- took place around kitchen developed, we would be neither pact our lives. It is crucial that tables of Michigan farm homes unique nor effective. The words all county Farm Bureaus re- where Community Action in our policy books at the coun- spond to the challenges we face Groups met. It was built in ty, state and national levels, in' 1983 with strong member county Farm Bureau offices would remain only words - participation in our organiza- where policy development and words without impact. tion's legislative programs. other county Farm Bureau com- The arenas we will enter in February is also an important mittees analyzed the needs of 1983 to fulfill the PX portion of month in the POI PX process be- their industry, their com- our commitments will contain cause it is Community Action munities, the society of which some special challenges. In the Group Month, which brings us they are an integral part, and Michigan Legislature, 38% of back to where we started, at the developed possible solutions to the 110 House members and grassroots, which is where the problems they shared. 45% of the 38 Senate members Michigan Farm Bureau built its This foundation, Farm Bu- are new. There will be numerous original strong foundation. reau's power base, was built gubernatorial appointments in As I stood at the podium in during our state annual meet- state government, Which will that huge arena in Dallas, pre- ing in Grand Rapids last Decem- call for the establishment of senting the recommendations ber. new working relationships for of the policy development com- The final blocks of this foun- Farm Bureau. mittee of the nation's largest, dation are being set into place Some county Farm Bureaus most powerful farm organiza- as I share these thoughts with have already met this chal- tion, I remembered my roots, a you. The place is Dallas, Texas. lenge. They have held meetings Community Farm Bureau Group The event is the annual meeting or "coffees" with their new meeting around the kitchen of the American Farm Bureau legislators to get acquainted table in a farm home in Kent Federation. We have considered with them and provide oppor- County. the viewpoints of world- tunities for the legislators to Let's never forget that, in our renowned figures, including the meet their farm constituents. organization, that's where it all president of the United States I salute these counties be- begins - individual farmers of America, before determining cause they are performing a making their voices heard our policies. vital function. They are remov- through united action. It is not an easy task. We 'are ing potential roadblocks to ex- a general farm organization rep- ecuting the policies we have resenting many often-times developed by promoting under- conflicting commodities. standing and support for our in- For this year, the PO (policy dustry and our positions on development) portion of our issues. Elton R. Smith work is completed. We have President built the base from which we will work - locally, statewide, nationally and internationally - in 198.3. 4 RURAL LIVING, FeBRUARY 198,3 COUNTRY LEDGER Internal Dialogue: .. It's a LoSing Battle! ' By Connie Turbin and by working on things to- It's like that constantly ... gether, we manage to have a questions and examples. Gruel- It's fifteen minutes past feed- few good laughs while the day's ing. Nothing is sacred. Lately ing time and my last night's tasks are getting done. Yup/ she's off on what great leader- sleep only qualifies as a "nap," she's a pretty good gal; de- ship opportunities there are in so I feel cranky. and hungry. manding sometimes, but Farm Bureau and she's busy Make that hungry and cranky. I positive. It wears me out and, of ticking off examples of mem- keep bumping into things: cor- course, we keep different hours. bers involved in the member- ners of chairs and, incredibly, And another thing, she wakes ship campaign, Lansing and walls. More than anything, I up happy. Do you see what I'm Washington legislative semi- would like to crawl back into dealing with here? The woman nars, Presidents' Conference, bed and spend the day alter- has no sense of balance. It's Women's and Young Farmer nating between reading and just up/ up, up! I try to talk with programs, newsletter editors, sleeping. her about this neurotic positive- and, of course, Discovery '83. There are some pretty objec- ness that is coloring her life. I The best one yet is that she tive folks around this place who tell her, "Look, the economy is has been talking me into agree- would advise me to just go in traumatic shock. Kids have ing to be the keynote speaker ahead if I'm going to spend the abandoned the values you and I at the District 4 Women's Rally. day whining. grew up on. Even the winters in I argue that I'm shy and try to No need for that though. My Michigan just aren't the same." bargain for a tape recorded trusty internal dialogue is get- I figure reality therapy is the message. She counters with ting after me to stop this, "oh- only thing that will set her on recipes for herb elixirs that will poor-me blarney" and get with course with the rest of the "give shy persons the courage it. population. And what do I get? to stand up and do what needs In my own defense, let me say I get responses like: "How can to be done." that my internal dialogue did you carryon like that? Could a You know, I can almost see not even rouse from the sack society that's bereft of hope myself doing that speech. I until 11:30. I mean, not WORD take the time to care for their might as well get used to the ONE until the growling in my fellow citizens? Just think of idea. She'll win out with that stomach forced it into con- caring, humanitarian efforts positive internal dialogue. It's a sciousness. like Project AIM. What an exam- losing battle. I'm always glad when my in- ple of the values that our coun- We both know she gets more ternal dialogue gets going. We try was built onl Young people sleep. have some pretty good times see these things and they learn from that what our traditional values are. And about the snow .... wait a minute. This is Michigan, after all." RURAL LIVING, FEBRUARY 1983 5 LEGISLATIVE REVIEW Ag Exemptions Kept Under Transportation Tax Many have found the various is an additional one year delay -Change the license fee media reports on the federal for fleets of five or fewer trucks. me~hod on cars sold after Oc- and state "user tax" changes However, all trucks driven less tober 1983. The fee would be for highway and road repairs to than 5,000 miles per year are 4/10°10 of the value for the first be confusing and incomplete. exempt from the graduated tax. year and be reduced 10°/0 per following is a brief summary of This will be helpful to many year for the next two years and both the state and federal farmers with larger trucks. remain at that figure thereafter. changes. -Increase commercial vehicle Truck Related Taxes - licenses 30°/0 (cut from propos- -The present 10°/0 tax on ed 45°/0). trucks and trailers with gross - Require that 90°/0 of the weights over 10,000 Ibs. is in- monies go for highway mainte- creased to 12°/0 but the weights nance. on which it applies are increas- -Change the sharing formula ed to 33,000 Ibs. for trucks and to give counties a larger per- Federal - 26,000 Ibs. for trailers. centage depending on state's -The present 4et per gallon Otber Federal Provisions - ability. to match federal funds. fuel tax will Increase to 9et on -Continue the present diesel - All states must permit at April 1. farmers will continue to tax discount. least 80,000 Ibs. GVW,20,000 be exempt from the tax for fuel - Leave unchanged fees on . Ibs. single axle, and 34,000 used for farming operations. Re- farm trucks and wagons. farm- tandem axle. All states are also funds are obtained by filing ers will also continue receiving required to permit certain form 4136 with the federal in- refunds on all fuel tax used off minimum truck lengths. come tax. the highway for farming opera- - federal width limits are in- -Gasohol has been exempt tions. creased from 96 inches to 102 from the 4et tax. This has ex- inches. Michigan's special 108 pired but gasohol will be ex- inch width limit for some farm empt from the set increase. Gasohol Tax Exemption - products will not be affected -Several excise taxes were One of the last bills signed into because of a special clause. repealed including: taxes on law by Gov. Milliken was S.B. . - States will receive at least tires (currently 9"/4et lb.) under 980 (P.A. 435). This legislation 85°/0 in federal grants for every 40 Ibs. in weight; all non-high- extends the time that gasohol dollar contributed under this way tires; laminated tires; tread will have a fuel tax exemption provision. This requirement will rubber; and innertubes, effec- of 5rt. per gallon on gasohol give Michigan a much greater tive in January 1984. Repeal of made with ethanol alcohol pro- share of federal funds than ever the tax on lubricating oil, truck duced in Michigan from Michi- before. parts and accessories is effec- gan grain. It includes a reci- tive now. These are all helpful procity provision that alcohol to farmers. from other states will only -Taxes on tires over 40 Ibs. receive a tax exemption up to will be graduated beginning in the amount of the exemption in January 1984. As Indicated the producing state. For exam- above, this does not apply to ple, this will be 3rt. in most non-highway tires. state Ulgbway Tax Changes- cases. -Increase the fuel tax 2et per The new federal gasohol ex- Heavy Veblcle Tax - gallon based on a formula emption of 5rt. per gallon which -The annual Federal Highway copied from the Ohio plan. takes effect in April 1983 will Use Tax was repealed. In its -Increase auto licenses 15°/0 cut the state exemption to 4rt.. place a new graduated weight (original proposal was a 30°/0 in- However the total exemption tax on vehicles over 26,000 Ibs. crease). will be 9rt.. As in the original will be phased In effective July legislation, the tax break will 1984. The tax wll1 start at phase down to 2rt. in 1986. $1,600 in 1984, and rise to $1,900 on July 1, 1988. There 6 RURAL LIVING, FEBRUARY 198:3 The original gasohol legisla- tion promoted and supported Michigan Ag Donors Dodak by Farm Bureau in 1980 was in- tended to encourage the pro- duction of ethanol from farm grain, usually corn. It has succeeded very well. For example, in the month of October 1981, gasohol con- sumption in Michigan was only 5,2 million gallons. In October 1982, the consumption for the month was 39.6 million gallons. In addition, it is expected that more production facilities will be built using Michigan grown corn. Most of the ethanol alco- hol is now being used in pre- mium and super premium gaso- line. Ag Commission Changes - One of the first bills introduced outstanding efforts to support and promote Michigan agriculture has earned in the House of Representatives LewIs Dodak an award for distinguished service from the Michigan Agricul- by Rep. Hood (D-Detroit) was tural Conference. The award was presented by J. W. ErwIn (left), conference H.B. 4027. The bill would chairperson, at the organization's annual legislative dinner, Jan. 12. change the present method of appointing the director of the Michigan Department of Agri- til now, a school district could time, date, place and reason for culture by the bipartisan agri- request the local township or the summer tax resolution. cultural commission to a direct city to collect school taxes in - After receipt of the request, political appointment by the the summer. As a result, many the township/ city has 30 days governor. school districts throughout the to reach an agreement on col- It would also change the state have had summer collec- lection procedures, including terms of the five-member com- tions for years. However, if the the increased collection costs mission from staggered four- local township or city rejected which must be paid by the year terms to six years. the request, there was no al- school. Farmers should be concerned ternative. -If the township/ city rejects about this legislation. The agri- H.B. 4150 (P.A. 333) provides the request, the school has un- cultural commission was origi- alternatives to the school in til April 1 to try to work out an nally created to "get the depart- case the request is rejected by agreement with the county trea- ment out of politics." The farm- the township. Briefly these are: surer for collection. ers on the commission are rep- -The school board adopts a -If the county rejects the re- resentative of the various areas resolution by Feb. I, 1983, or quest, the school can decide to of the state and the wide varie- Jan. 1 thereafter, to impose collect its own taxes and notify ty of agricultural products. Not summer tax collections of one the township/ city by April 15. more than three of the five half, or all the schools' taxes. -The township/ city has 15 members can be of the same The request must be made to days to reconsider its original political party. each local unit to agree to sum- rejection and could agree to mer collections. collect the tax. -Prior to the resolution's -If summer taxes are im- Summer School Taxes - adoption, the school board posed, the tax bills would be H.B. 4150 (P.A. 333) and H.B. must hold a public meeting to mailed by July 1 and the tax 5405 (P.A. 368) were finally determine citizen opinion. A could be paid without penalty passed near the end of the lame notice of the meeting must be by Sept. 14. duck legislative session. Up un- advertised six days in advance including information about the (continued on page 27) RURAL LIVING, FEBRUARY 1983 7 Dual goes The less you till the soil, the more you When applied over a covering of crop need a herbidde that will deliver the extra residue, Dual will hold its ground for several grass control so vital to your com and soy- days. And that's important when you con- beans. sider how unpredictable the weather can be. And with Dual~ you'll get longer lasting Then, when it rains, Dual will wash off the control, even in fields with rough seed beds. trash and into the soil. To give you the longer What's more, with Dual you have the lasting control you need. Particularly against option to surface apply, or incorporate in one late germinating grasses. shallow pass at the same rate. In fact, Dual delivers up to four weeks of Ciba-Geigy, Ag. Div., Box 18300, Greensboro, NC 27419 @1983 Ciba-Geigy Corporation the distance. extra control to help keep late arrivals like yel- low nutsedge, fall panicum and crabgrass from coming between you and your crops. But as tough as Dual is, it's safe to your lcorn and soybeans. So when it comes to grass control, give your reduced tillage program the best advan- tage in the field. From the Country With Care By Connie Turbin severely depressed state econo- "That's when the farm Bureau my and high unemployment. county AIM coordinators will be Many of us - sons, daughters Through Project AIM (Agricul- ready to act; when the appeals or grandchildren of immigrant ture Involved in Michigan), in- to ag business will reach frui- families - remember the admo- troduced in late December, tion and when the Michigan Ag- nitions not to be wasteful of farm people and farm business- ricultural Conference discus- food because "in the old coun- es have donated over 400,000 sions with their 39 member or- try, many are hungry." pounds of food to soup kitch- ganizations and commodity Grateful for the blessings of ens, nutrition centers and food groups will start to bring in land, jobs and plentiful food, banks around the state. Contri- significant additional quantities they could not forget the butions are still coming in, both of commodities and donations." friends and families in their commodities and financial do- Byrum, who is executive homelands who continued to nations, but according to proj- secretary of the Michigan Bean struggle for these basic needs. ect coordinator Jim Byrum, the Commission, is a project volun- They remembered them with need will extend well beyond teer from one of the four seg- the few extra dollars tucked in- the winter months. AIM is pro- ments of agriculture involved in to a letter and holiday pack- jected to be in operation for at the humanitarian effort. AIM ages. Often the giving was a least 18 months. will be seeking cooperation and sacrifice made, not from com- "The real focus of the project support from individual farm- fortable security, but In the will begin about the first week ers, agricultural organizations recognition that there was a of february," Byrum said. and commodity groups, retail- greater need to be met else- ers, processors, packers and where. agribusiness. It Is In that spirit Michigan agriculture has responded to the greater need of Michigan people caught in the vise of a Agriculture Involved in Michigan Project AIM 110 RURAL LIVING, FEBRUARY 198.3 The overall sponsoring agen- Financial donations will be Through MSU Extension pro- cy for Project AIM is the Michi- used to buy Michigan agricul- grams, like the Expanded food gan Agricultural Conference tural products for distribution and Nutrition Program, families with volunteer assistance pro- to the needy and, according to can receive information on nu- vided by the Michigan Farm Bu- Byrum, this will help agriculture tritional meal planning, preserv- reau and county Farm Bureaus, as well as those suffering from ing al1d canning methods, mar- Michigan Department of Agri- hunger because it will move culture, Pigeon Cooperative, some of the state's surplus Michigan Farm Radio Network, farm products into the market- Michigan Farmer magazine, MSU place. Extension Service and the Pro- "Even though the agricultural duction Credit Associations of economy is also very depressed Michigan. at this time, we feel that the traditional beliefs of those in- volved in the industry of sup- Truly Needy rlo. 1 Priority porting those less fortunate "Our number one priority in than themselves are still pres- this project," Byrum said, "is to ent and can be harnessed in an make sure that no soup kitchen organ~zed, well-directed effort," in the state closes because of Byrum said. lack of food. If there's a food He stressed that Project AIM kitchen somewhere in this state is not a program just for south- that's out of food this morning, east Michigan. Shipm~nts of we can get pr~duce to them food have been delivered in this afternoon." western and west central coun- ties of the Upper Peninsula, Saginaw, Flint, Grand Rapids, Project coordinator Jim Byrum Lansing and Pontiac. However, stresses that AIM Is not a program he adds, the project is not only for southeast Michigan. Food Wherever possible we structured to identify needs in shipments have gone to the U.P., Grand Rapids, Saginaw, Lansing, want to help low in- small rural communities. In Flint and Pontiac. those areas, he recommends come families help that local farmers and busi- themselves. nesses cooperate with schools, ket basket saving tips and, churches or other community where indicated, Extension per- based agencies which can iden- sonnel will refer families to tify those in need of ass!stance. public or private social agencies Because the humanitarian ef- for assistance. fort involves private industry "Wherever possible we want working together on a volunteer Education and Information to help low-Income families to basis, there will be no overhead Expand Scope of Project help themselves," Byrum said. or administrative costs to the Donations of food and money "From April through mid-May, project, and no bureaucratic that target the most needy in those involved in this facet of red tape to cut through to get our state's population have re- Project AIM will be encouraging produce to those who need it ceived substantial media atten- garden programs. The 'Farm a most. tion, however, Byrum says the Lot' program, in particular, is "We envision three types of project is also concerned with directed toward urban and sub- assistance from the agricultural education and information ef- urban people who want to grow community: non-perishable forts that will help financially some of their own produce." commodities such as apples, squeezed Michigan families The education efforts will also dry beans and potatoes; accum- stretch their food dollar. Much be directed at those agencies ulated perishable commodities of that effort will be coordi- serving food to the needy. such as eggs, me~t, poultry and nated by the MSUExtension Ser- Through the project, contacts dairy products; and financial vice, which has offices in vir- will be made with persons who support from Individual farmers tually every county across the purchase bulk foods to show and organizations," Byrum said. state. RURAL LlVINO, FEBRUARY 198.3 11 them how the purchase of raw Ewing, MFB coordinator for Proj- to gather large donations of the agricultural commodities can ect AIM and director of the or- county's diversified agricultural help them to feed more people ganization's Information and commodities for the project. and provide more protein in Public Relations Division. "At "Because of this diversity, we nutritionally balanced meals. this point, there have been very are in a position to obtain dona- sizable contributions of food tions of beef, dairy and poultry and I feel that the present need products; apples; onions; pota- County PH AIM is being met. However, that toes; carrots; and even some Network Developing need is going to continue and processed products such as ap- First line contributions of will grow during the months of plesauce and juice," said Craig beans, potatoes, apples and February, March and April. Dur- Schweitzer, volunteer AIM coor- other farm produce have, in ing those months, I expect that dinator for the county Farm many cases, come directly from our county Farm Bureau Project Bureau, "and because of our Farm Bureau members who AIM coordinators will be very proximity to Grand Rapids, our learned about Project AIM active in soliciting both com- members are aware of the need through the news media, but in modities and financial dona- in the cities." January nearly a third of the tions to the project." Schweitzer sees the project as county Farm Bureau boards of In Kent County Farm Bureau, a real opportunity for building directors took action to partici- a seven-member Project AIM understanding between farm pate officially in the project by committee has already met and and urban people. naming a Project AIM coor- mapped out plans and assign- . "Our first 'drive' will be tar- dinator for their county. ments for a shipment of farm geted for early February with "This project came about very products during the week of commodities to be transported quickly and the response from Feb. 7. through Project AIM wherever it the farm community has been Contacts will be made with in- tremendous," said Larry R. dividual farmers, cooperatives and agribusiness in the county Creative Giving Encouraged Those attending the 35th Michigan Agricultural Confer- ence Legislative Dinner, Jan. 12 at Michigan State University, found a creative way to be in- volved in Project AIM. Gov. James Blanchard set the example of giving for those at- tending when he returned the traditional "Michigan Loot Bag" to the sponsors for distribution to the needy. Approximately half of the farmers, agribusi- ness people and state legisla- tors attending the dinner followed the governor's lead and donated their bags to Proj- ect AIM. The result was 4lh tons of food to be distributed to Michigan food banks. 12 RURAL LIVING, FEBRUARY 198.3 INobody's Into Dunger' is needed," he says. "A second part of our planning is to offer the public an opportunity to make donations for distribution to local agencies during the Farm Fair Days, March 10-12 at the North Kent Mal!." Distribution of non-perishable items collected at the mall is expected to take place during National Agriculture Week, March 21-25. Getting Involved In Project AIM Sara Bucher, who organized the first food shipments from Eaton County, In counties where a county helped focus media attention on Project AIM statewide. coordinator for the project has been appointed, donations of bulk commodities, financial "Give us this day our daily covered the reason for Bucher's contributions and smaller Quan- bread" has become a fervent request, he sold her two tons tities of food for local distribu- prayer of thousands of victims "for about the price of the tion will be handled by the of Michigan's depressed econo- bags." Through conversations county AIM coordinator. my. Hungry, desperate families, with other farmer friends, the Where no county coordinator with no incomes or other re- Buchers had, within three days, has yet been named, persons sources, have become part of a semi-load of 18 tons of food, who wish to make contributions the growing ranks of the "new which arrived in Detroit before of commodities or money should poor." Christmas. contact MFB coordinators Larry After Sara Bucher, an Eaton Word of this humanitarian ef- Ewing or Robert Braden. Rapids realtor, personally ob- fort spread Quickly in the com- Checks should be made pay- served this new segment of munity and people began send- able to Project AIM and sent to Michigan's population in a De- ing donations of money and the county Farm Bureau secre- troit soup kitchen, some being food for the project. On Dec. .30, tary or directly to Michigan turned away because of lack of three semis, containing beans, Farm Bureau, Information and food, her reaction was: "No- potatoes, meat and produce, Public Relations Division - body's into hunger." Instead of were sen t to Detroi t. Project AIM, P.O. Box .30960, wringing her hands and asking, "One farmer donated about Lansing, Mich. 48909. The "But what can one person do?" 10 tons of produce from his money will be turned over to she started a chain reaction of storage and another donated a the Michigan Agricultural Con- concern that has resulted in whole semi-load of potatoes. ference, which is the overall community action to relieve The cooperation of area farmers coordinating agency and re- that hunger. and local business people has sponsible for the dispersal of Since Bucher's visit to the lent credibility to the project," funds for the purchase of Michi- soup kitchen, just prior to Bucher said. Money raised gan prod ucts. Christmas, this small Eaton through the project is used to All contributions are tax de- County community in Central buy food directly from the farm- ductible and receipt forms are Michigan has shipped five semi- ers, she explained, and on Jan. available. truckloads of nearly 100 tons of 11, a fifth semi-load of pota- food to Detroit and Pontiac. toes, beans, apples, 600 dozen It all began with one phone eggs and miscellaneous vegeta- call to a neighboring farmer to bles was shipped to Pontiac. ask the price of a ton of Bucher has proven what "one potatoes. When the farmer dis- little candle of concern" can do. RURAL LIVING, FEBRUARY 198.3 1.3 AFBF Leader Urges Members to Mobilize for Economic Recovery AFBF President Robert B. De- He said Farm Bureau would "All of us, farmers and gov- lano urged members "to mobi- redouble its efforts toward re- ernment, need'to spend much lize all the resources of the na- duced federal spending - in- less time at the point where tion's largest organization of cluding non-essential defense crops begin, and much more farmers and ranchers" to re. spending. To get our economy creative effort at the marketing solve the economic and social "back on track," he cited Farm end," he said. problems on the farm. Bureau's "freeze and fix" pro- On the marketing of U.S. farm In his address at the organi- gram. This calls for a freeze of exports, he deplored discrimina- zation's 64th annual m~eting in payments from all government tory moves made against tradi- Dallas, Texas, Jan, 9-13, Delano entitlement programs, includ- tional U.S. markets by nations noted the continued strong ing farm price support loans, at using "trade distorting export growth in membership. Last current levels for three years subsidies. year's increase of 102,000 and to fix those programs to "We need better market ac- member families brought the control or even eliminate pro- cess through negotiations, total national Farm Bureau jected increased costs. more competitive export credit, membership to in excess of .3.2 redress of unfair trade practices million. and an improved U.S. image as Coming at a time "when a reliable supplier," he said. many volunteer organizations Delano recounted Farm Bu- are suffering heavy membership reau foreign trade missions in loss," Delano said Farm Bu- 1982 to Japan, the ~uropean reau's gains are evidence that Community nations and to in- "our members still possess a ternational trade negotiations, great deal of confidence i~ as "filling an apparent vacuum agriculture as a business and in world trade leadership for Farm Bureau as their organiza- agriculture." And he pledged tion .... " stepped.up efforts to move U.S. He expressed confidence that crops into export markets. "Farm Bureau membership On Internal Farm Bureau mat- stands firm in support of policy ters, Delano updated progress aimed at basic goals of improv- on a new telecommunications ed farm income from the mar- market and information pro- ketplace" and not from govern- gram (called AgriCom in Michi- ment farm programs. gan) designed to use high tech- And he charged that "politics nology to bring vital market In- rather than economics or con- formation to Farm Bureau mem- AFBf PRESIDENT DELANO cern for farmers has been tpe bers In their homes. driving force of federal pro- He praised Farm Bureau's pol- grams that have encouraged icy development program, be- production out of proportion to All of us, farmers and ginning at the grass roots of available markets and have pro- government, need to Farm Bureau rural communities vided incentives that could and passing up through a state have been more properly used spend much less time at and national resolutions pro- to hold back production. the point where crops cess, as a demonstration of the "We must never forget," he begin and much more "ability of farmers and ranchers said, "that farm programs are to speak for themselves." controlled by a federal budget creative effort at the that is itself a disaster." marketing end. 14 RURAL LIVING, FEBRUARY 198.3 Delegates Welcome Reagan's Farm Policy Message Speaking before some 5,000 "sanctity of contracts" on over- In remarks especially aimed persons at the AFBF 64th an- seas sales agreements. Sanctity at dairy farmers, Reagan said nual meeting, President Ronald guarantees for export contracts he knew they didn't like the Reagan announced three ac- have been sought by Farm 50-cent assessment per hun- tions he is taking to help the Bureau. dredweight of milk sold any- economic situation of the na- Another action is the authori- more than he did, but that the tion's farmers and ranchers. zation to make available an ad- matter was forced upon him by Beginning Jan. 24, Reagan ditional $250 million of credit Congress. Displaying his flair said he would initiate, within to a program that offers a lower for a good quip, Reagan said the limits of existing authority, interest rate to foreign buyers that Secretary Block was so a "crop swap" program by of U.S. grain. concerned about the surpluses which farmers who take addi- Accompanied from WaShing- of dairy commodities that tional cropland out of produc- ton by a large contingent of "Block is aging faster than the tion of grains, wheat and cot- White House reporters, Reagan cheese." ton, would receive diversion reminded the audience that the payments in the form of surplus inflation rate for 1982 was commodities. Hence the term 4.6% compared to about 14% a Payment-in-Kind (PIK) that has year earlier and that the prime See Agrinomic Update on been given to the program. interest rate has recently fallen page 24 for details on the Saying he wanted Farm Bu- to 11% which he called, "still reau members to be the first to too high, but going in the right Payment-in-Kind program. know, Reagan said he had just direction." signed legislation providing RURAL LIVING, FEBRUARY 198.3 15 FRONT 8l. CENTER Grassroots representation at the Lansing Legislative Seminar series during February and early March is particularly significant due to the number of newly-elected legislators who will be representing Michigan residents in Lansing. Be sure to take advantage of this opportunity to introduce these decision-makers to the issues in Michigan that are of greatest concern to agriculture. For more information on the seminar for your region, contact your county FB secretary. The dates are: Date Regions Feb. 8 Saginaw Valley Feb. 15 Southwest Feb. 16 South and Central Feb. 22 Southeast Feb. 2.3 West and West Central Feb. 24 North, Northeast, Northwest and U.P. March 8 Thumb Costs have been set for Discovery '83, the Management/Business/Personal Skill- Building Seminar for Farm Families, scheduled for March 9-11, at the Flint Hyatt Regency. For the complete three-day seminar, including class materials, lodging for two nights and most meals, the cost is $175, with a second member of the family only charged $150. Costs for one and two day attendance will also be set, but the entire seminar will be the better bargain. Discovery '8.3 is also open to non-members for $195 with a $20 rebate if they join FB during the seminar. The course schedule will include three levels of marketing courses - beginning, inter- mediate and advanced. There will also be classes on how to manage stress, risk, debts, per- sonal finances and taxes; memory improvement; handling conflict constructively; retirement and planning wills, trusts, and estates. Computer day at the seminar will feature an expanded trade show. For registration information, course descriptions and instructor listings, write: Discovery '8.3, Michigan Farm Bureau, P.O. Box .30960, Lansing, Mich. 48909. Most county FBs have selected legislative leaders to attend the 1983 Washington Legislative Seminar. Sponsored by the MFB Women's Committee, the seminar will be held April 5-8 in the nation's capital. Activities during this year's seminar include a breakfast meeting with legislative leaders and their congressmen as well as a breakfast meeting for all participants with Michigan's two senators. A meeting is also scheduled with USDAofficials and ample time is provided for participants to attend committee hearings. The reservation deadline is Feb. 15. Financial assistance for MSVstudents in agriculture, health or related fields is available through application to the MFB Women's Marge Karker Scholarship Fund. The scholar- ship program, begun in 1966 to honor Karker, former coordinator of MFB women's activities, has designated annual scholarship awards to MSUstudents in families of FB members. The deadline for applications is March 10, 198.3.To obtain scholarship application forms or for fur- ther information, contact the MFB Women's Department, P.O. Box .30960, Lansing, Mich. 48909. The national dairy program polley adopted by AFBFdelegates calls for AFBF support of legislation that "would provide the secretary of agriculture authority to set the level of dairy price supports between 60% and 90% of parity according to the amount of net dairy products purchased by the federal government. Under the policy statement, the organization will support legislation to repeal the 50ct / cwt. assessment on dairy producers and will work with parties in current law suits contesting the Dec. 1 dairy assessment. 16 RURAL LIVING, FEBRUARY 1983 , LET T E R S TO R U R ALL IV I NG Lame Ducks and Economics would revitalize the auto in- eight manufacturing jobs in dustry and put people back to this country produces for ex- Commenting on the dubious work. port, one out of every three record of legislative bodies, In truth, the bill is protection- acres of American farmland pro- humorist Will Rogers once wrote, ism, pure and simple - and duces for markets abroad, more "No man's life or property is protectionism has always been than half of our wheat, soy- safe as long as the Legislature a net job-destroyer, not a net beans and rice is sold overseas, is in session." That statement job-creator. and almost one out of every would serve fittingly as the It makes sense to think of the three dollars of U.S. corporate epitaph for the recent lame effects of the bill as quite profits comes from interna- duck session of the now-defunct similar to the effects of a tax - tional activities of U.S. firms. 97th Congress. a tax, in this case, levied on im- Right here at home, it is cer- Like the plague, this was one ported cars. Forcing foreign tain that Michigan farmers, al- congressional session we won't manufacturers to comply will ready squeezed hard by high be able to forget no matter how raise their costs and, no doubt, costs and depressed prices, hard we try. The damage it did their prices. would suffer even greater dam- will be with us for some time. Sojust who would be hurt by age if foreign markets are lost. Some of the "accomplish- the bill, aside from the Japa- History tells us very painfully ments" of the lame duck ses- nese? First, every person who that trade wars easily spread sion, such as the pay hike for purchases a car on which the until trade disintegrates. That congressmen, are small pota- "tax" is levied. would make today's bad situa- toes compared to two particular big ones - the so-called auto- Next, all those domestic busi- tion on the farm look rosy in- nesses which would sell less to deed. mobile "content" legislation and the nickel-a-gallon gas tax Americans because Americans Such detailed argumentation bill. More than any other mea- would be spending more than would not be necessary if Con- sures passed, these two demon- necessary for the cars they buy. gress understood what the very strated how little our legislators Then, those domestic busi- concept of protectionism repre- really understand basic princi- nesses which would export sents. In a nutshell, protection- ples of econom ics. ism pulls people apart. It raises fewer goods to foreigners barriers, obstructions, road- Content legislation: In De- because foreigners, hit by the blocks and impediments to en- cember the House of Represen- protectionist "tax," would sell terprise. It creates problems; it tatives voted in favor of the bill less and earn fewer dollars in does not solve them. It destroys to require all cars sold in the America to pay for those jobs. U.S. to contain a high percent- American exports. That's not an age of American-made parts insignificant point if one con- (continued on page 33) and to be assembled by Ameri- siders that one out of every can workers. Supposedly, this FARMERS OF THE WEEK The Farmer of the Week program, co- a member of the Michigan Horticulture Dec. 20 - Rodney Horton, 39, a corn sponsored by Farm Bureau Insurance Society and St. Clements Church. He Is grower from Tekonsha, farms 10,000 Group and the Michigan Farm Radio chairperson of the county FB Policy acres with the help of several employ- Network, honors Michigan farmers for Development Committee. ees. He Is a supporter of the 4-H live- their contributions to the community stock Sale; member of the Tekonsha and the agriculture Industry. Five Baptist Church and Calhoun County FB: farmers were honored In December Dec. 13 - Howard Behm, 50, oper- earned a national citizenship award 1982: ates a 7D-acre blueberry farm near from the 4-H; and he and his huge Orand Haven with the help of his wife and son. He Is a member of Immanual farming operation were featured In a national farm magazine. Dec. 6 - Robert Verellen, 65, a fruit Lutheran Church, where he has served farmer from Romeo, grows and sells ap- as a church officer for 34 years; North Dec. 27 - Joseph Herter, 57, a cash ples, pears, peaches. cherries, grapes Ottawa Community Hospital Board; and crop and hog farmer, farms 270 acres and plums. A member and past presi- Ottawa County FB. He Is a volunteer near Eau Claire. He Is a member of the dent of the Macomb County Farm Bu- fireman, served on the local board of United Methodist Church In Dowagiac, reau. Verellen serves on the Washington review and has received several market- the Dowagiac Masonic Lodge and the Township Planning Commission and Is Ing awards for his fresh fruit sales. Cass County FB. RURAL LIVING. rEBUARY 1983 17 ([ount!! j}ttu~lttttr News and Information from Michigan's County Farm Bureaus - FB's Most Valuable Member Service - Representation People join Farm Bureau for many constantly working on behalf of the state representative and state reasons. Some join for Blue Cross interests of farmers. But, they can't senator, and get an idea of what to Blue Shield health insurance, others do the job alone. It takes individual expect out of the new state legisla- for the Safemark program, MFB contacts with our elected represen- ture. Money Market Fund, etc. tatives to really have an impact. Our county board this past year But for me, the most important Many of these legislators have budgeted to send an additional reason to belong to Farm Bureau is had very little contact with agricul- member to this year's Washington for the job it does representing ture, and may not understand its legislative Seminar. The county will farmers in places like lansing and problems. However, if we take the send a total of three delegates, with Washington, D.C. I don't have the time to write or call them, we have a one being sponsored by the Farm time to keep abreast of the thou- better chance to get our point Bureau Women. The legislative sands of bills and regulations that across. Seminar has been restructured to come out of these places every year, Presently, we are working on im- put even more emphasis on making and I don't know enough to under- proving the telephone grid system to contacts and discussing issues with stand what they all mean anyway. include more people with more our congressmen and senators. But with farmers making up less commodities, and plans are to use So while the various member ser- than 3% of the population, it is the grid more frequently than in the vices Farm Bureau offers may be im- more important than ever that we past. portant to you, just remember - its have effective input at all levels of Coming up in February is the lans- most valuable service may be the government. Farm Bureau is for- ing legislative Seminar where a job it does representing you. tunate to have people like AI Almy, delegation from Eaton County will Duane Tirrell Bob Smith and Ron Nelson who are have the chance to meet with our President, Eaton County Mystery of the Thumb Counties Erase Red Satin Heart FB's /lAIl Work To discover the kind of center in- - No Play" Image side a piece of boxed chocolate can- dy, check the shape of the confec- like most things we encounter in tion, as well as the swirly script our day-to-day lives, Farm Bureau which is stroked on top of each runs the risk of becoming, at times, piece. For example, a "V" usually too serious. signifies a vanilla cream center. A Yet fun and pure entertainment flat-topped chocolate with an open will be the only agenda items Feb. 5, "C" often indicates a chocolate but- as FB organizations representing ter cream center, while dome-shaped Sanilac, Huron and Tuscola'counties chocolates inscribed with a closed host a Tri-County Farm Bureau Din- "C" reveal a cherry cordial is con- The shapes of chocolate confec- ner-Dance at the Colony House, cealed inside. Square-shaped tions are also indicators of the con- Cass City. chocolates with a "V" indicate a tents. Creams are usually round; The ticket price of $10 per person vanilla caramel center. An "a" caramels are square or oblong; and covers a full evening of enjoyment, stands for orange cream; "P" for nougats are oblong. beginning with dinner at 7 p.m. Food pineapple cream; and an "R" for will be served until 8. But get your From Muskegon County Newsletter tickets by Feb. 2 - they will be raspberry cream. Joyce Thompson, Editor $12.50 per person at the door. Dancing to "The Representatives" is set to start at 9, lasting four full hours until 1 a.m. Support Project AIM Organizers say the dinner-dance is designed as strictly a social event IIFrom the Country with Care" for FB members. See Special Feature in this Issue From Sanilac County FB Newsletter T.R. Reid, Editor February is Community Sharpen Those Skills - Attend Discovery '83 Action Group Month Sharpen your management, busi- ing) and $195 for non-members with February has been designated ness and personal skills by attending a $20 rebate if they join during the Community Action Group Month by Discovery /83, a blue-ribbon learn- seminar. If you can/t be away from MFB. ing experience for farm families, your farm for the full three days, -Would you like to spend one March 9-11 at Flint/s Hyatt Regency. you can also attend for just one or evening a month with friends and You can enroll in classes on three two days. neighbors who have the same in- levels of marketing - beginning, in- To receive a' complete course terests you have? termediate and advanced - and schedule, informatic;>non instructors -Would you like to be part of the learn how to manage stress, risk, and cost details, write Discovery '83, decision making process of Farm Bu- debts, personal finances and taxes. Michigan Farm Bureau, 'P.O. Box ~.eau? Memory improvement, handling con- 30960, Lansing, Mich. 48909. -Would you like to take part in fl ict constructively, retirement and discussions of problems facing planning wills, trusts and estates will Hardware Items Offered farmers today? also be on the course schedule. -You can do all these things when Highly-qualified experts in these Farm Bureau Services and Farm- you are a member of a Community fields will serve as instructors for ers Petroleum Cooperative, both af- Action Group! If you want to be "in Discovery /83 participants. filiates of Michigan Farm Bureau, the know" and in on the fun, call The use of computers on the farm, are now offering over 35,000 Sentry your county office and find out how along with an expanded trade show, hardware items with a 10% discount to get started right now! will also be on the agenda. to all members. Due to inventory Cost of the three-day seminar, costs, all products will not be stocked lodging and most meals is $175 for items, however, will be readily avail- Farm Bureau members ($150 for sec- able within one week following place- Huron County CG Salute ond member of the family attend- ment of the order. Members of the Riverside Com- munity Action Group of Sebewaing recently celebrated their 30th an- niversary with a dinner 'at Annabelle/s Restaurant in Sebewaing. MACMA Member-to-Member Sale Deadline Feb. 15 The group organized in November 1952, with 27 members. Paul Bolz- No. Product Price Amount The dead Iine for order- __ Florida Valencia Oranges. 415 bushel carton S 960 man acted as the first president. ing products in MACMA/s __ Pink Seedless Grapefruit. 415 bushel carton S 875 Hilda Simmet was the first secretary; Mid-Winter Member-to- __ Skinless Peanuts. 2001: can S 260 she is the only original officer who is Member Sale is Tuesday, __ Orange JUice Concentrate. 24/12 01: cans S3J 80 still a member today. Feb. 15. Delivery is sched- lemonade Concentrate. 24112 01: cans S1420 Seven have been with the group uled for the week of ~ed Tart Cherries. 30 Ibs. IQF* S1750 for all 30 years - Mr. & Mrs. Art Nitz, March 14. Peach Slices. 32 Ibs. 5 + l' S2090 Mr. & Mrs. Jim Simmet, Mr. & Mrs. Blueberries. 30 Ibs . straight pack' S28.50 Contact your county Black Raspbemes. 28 Ibs . straight pack' S2980 Roland Brenner and Elmer Volz. The secretary to see if your __ Sliced Strawberries. 30 Ibs .. 4 + l' S25.60 newest members are Mr. & Mrs. county is participating in __ Asparagus. 1212'/, Ib bo.es S3870 Alfred Sy. __ Cauliflower. 12/2 lb. bo.es S2120 the sale. Mrs. Ray Sting, historian for the __ Broccoli. 1212 lb. bo.es S21 20 group, recalls many of their ac- __ Sliced Mushrooms. 2/5 lb. bags. IQf' S15.70 __ MACMA Hams. 414 Ib average S2.&4Ib tivities. These include participation __ Thick Cut Bacon. lOll'/, Ib pkgs S29.45 in parades, square dances, picnics, Name _ __ Hickory Stick. 4 Ib average S10.60 Christmas potluck dinners and many __ Apple Cider Concentrate, 24/12 01: cans S2800 more. __ Grape JUice Conc, frozen. 24/12 oz cans S28.00 Address _ "Thinking back over the topics we __ Wisconsin Sharp Cheddar, 4/1 Ib pkgs. S11 65 had for discussion, we find that in 30 __ Wisconsin Medium Cheddar, 4/1 Ib pkgs Sl165 years things haven/t really changed __ WisconSin Colby Cheese. 4/1 Ib pkgs S1095 __ WisconSin Monterey Jack. 4/1 Ib pkgs S10.95 much," she said. "We still discuss __ Navy Beans, 15 Ib reusable pall S 5.95 taxes, how to get better prices for Pnone _ __ Tot.l Unit. S Tot.l the commodities we produce, better '/QF - Individually Quick Frozen before packaging. No sugar. roads and bridges, and things of con- Other Phone _ Straight Pack - Frolen in the container. No sugar. cern to farmers." 5 + 1 - 5 parts fruit to 1 part sugar. 4 + 1 - 4 parts fruit to 1 part sugar. From Huron County Newsletter Mildred Oeschger, Editor FARM BUREAU MARKET PLACE LIVESTOCK LIVESTOCK FARM EQUIPME"T MISCELLANEOUS raEE - rtwe free eIIleil. with each Free catalOS. wboleaale prl~. Reds. •• ated, Steel wlleel. for SC Case or RC ne.t your IIome forewer with four order. Raise chickens (also 8antams and Cornish Cross. 8arred Rocks. White Case trador. Phone 517-224-30&\. acres of hybrid poplar. As little as IS" Ducks) for meat and eggs. We ship parcel Rocks. Sexllnks. Leghorns. Turkeys. (2-3t-13p) each. Cold Stream farm. 2030T free Soli post all SO states. Send for big. free pic- Ducks. Reich Poultry Farms. RD). Mariet- Road. free Soli. Mich. 4941 1-9752. ture catalog. Shows over 35 rare. exotic ta. Pennsylvania 17547. (l-6t-21 pots) •• atedl New Idea single and narrow (2-3t- 26p-ts) and standard breeds. 25 chicks as low as row corn pickers. New Holland forage Kaapp Sboe. - tbe orlglaal eu.bloa $6.95: SO for $8.95: ) 00 for $ ) 3.95: fob. harvesters and Ford tractors. H.C.E.C.. Baata •• - I. breed •• Black S11k1es • • boe •• Sizes A - EEEE. John V. Soye. Clinton Hatchery. Inc .. 60x 548-81. Clin- Inc_ We pay cash. 517-523-2803. White SlIkles. Oolden Sebrlghts. Sliver Your Shoe Counselor, 415 N. Main St .. ton. Missouri 64735. phone 816- (7-12t-22p-ts) Sebrlghts. Cochlns. Cornish. Araucanas Capac. Mich. 4aO 14. Phone 3 I :5-, 88~8SOO. (2-3t-61p-ts) and others. Also standard and rare breed :595-7661. (2-4t- 23p) r.rrowlag St.n. - All steel $154_32. chickens. Free catalog. Oraln Belt "IIIlIDg Sbortbora., Young bulls. Includes feeder-waterer. top rail. rump Hatchery. 60x 125-6. Windsor. Missouri yearlings and calves for sale. Write or rail. Weighs) 96 Ibs. free literature. Starr Profitable nome lacome ••• forward- 65360. (1-6t-32p-ts) visit Stanley M. Powell and family. In- National. 219 Main. Colchester. IL Ing malll No experience! Details. rush gleside Farm. Route 2. 3248 Powell Hwy •• 62326.309-776-3446. (2-24p-ts) self-addressed. stamped envelope. DI~ Ionia. Mich. 488"6. (10-6t-12p) Dieterle Corrled.le. "give shear plea- trlbutors. Box I 296-MFB. Makawao. sure." Four bred ewes. choice of nock. HawaII 96768. (2-20b-ts) Top qu.llty poultry at reasonable 313-429-7874. (l-2t-12p) prices. Chicks for eggs. meat or novelty. Wire Weederl "ew garden boe. Simple Also Oulneas. Oosllngs. Ducks. Turkeys. FOR HOMEMAKERS cheese cutter design Increases spe~ Picture brochure 50(. Country Hatchery. Corrled.le .beep breeding stock. 313- and Is less tiring. Be ready for spring: Wewoka. Oklahoma 74884. (I-6t-24p-ts) 429-7874. (l-12t-5p) $14.95 plus $2.50 shipping. Free litera- ture on request. Piper Creek Products. SAVEl ".Ile Your Own I Frozen hash- 4425C W. Buchanan. Shelby. MI 49455. browns. tater tots. french frlesl Com- (2-36p-ts) plete. easy. Instructions. $1.00. Hamil- tons. Box 652-131. New Ulm. Minn. LEE .Je.n •• r.ctory outlet work CLASSIFIED AD POLICY 56073. (2-20p-ts) clothes. shoes. Bargains on new shirts Sau •• ge maker •• greaU German (low as $4.95). Lee Jackets. boots. recipe •• no altr.te.1 Frankfurters. gloves. coveralls. Send $1.00 for cata- Members pay lOt per word for non-commerlcal ads and 151t per summer. bologna. headcheese. venison log. SARA GLOVE CO.• 16 Cherry Ave .. word for ads which promote a commercial business other than ag- and pork sausagel $1.00. Hamlltons. Dept. C-95. Waterbury. CT 06704. Box 652-131. New Ulm. Minn. 5607:5. (2-5t-34p-ts) riculture. All other advertisers pay 201t per word for one Insertion (2-20p-ts) and 15t per word for two or more consecutive Insertions. CEDAR feaee pollt •• aay .Ize. Rustic The deadline for advertisements Is the first Monday of the round rail sections. Log homes. Rapid Prize Wlaalag Reclpel Caramel corn. River Rustic Cedar Log Homes and Fenc. month preceding publication and the publisher has the right easy. fun. economical. $1.00. SASE. Ing. Rt. :5. Ensign. Rapid River. Mich. Drawer lBO. :5M5-28th St. S.E.• Orand to reject any advertising copy submitted. All ads must be pre- Rapids. MI 49508. (2-:5t-20p) 49878.1-906-474-6427. (2-1 1t-27p-m) paid and may be pre-paid up to one year in advance. Please In- dicate If you are a farm Bureau member. It Is the responsibility of the advertiser to re-insert the ad on a month-by-month or year-by- REAL ESTATE year basis. MISCELLANEOUS Send ads to Rural Living. P.O. Box 30960. Lansing. Mich. Seiling A Farm? Wanted: Dairy - Beef - Hog - Cash Crop - Horse - Poultry - Or- 48909. No ads will be taken over the phone • • by Ole .Ilboul •• III? Two legal chards and Berry farms In Tuscola. Bay. "will forms" and easy Instructions. Only ---------------------------- $4 ... Order Todayl Ouaranteedl Company. 60x 752-Mf. Pryor. OK 74361. TY- ( 1-6t-22p-ts) Huron. Sanilac. Lapeer. from $100.00Q to $1.000.000. can be stocked equipped. See. write. call United farm Agency - National Brokers. 17M M-24. Caro. Mich. 48723. Phone 517-673-6888. and Name _ "CoaqDer n.nafal Anger .00 •• y.... (lo-5t-45p-ts) Win love. health. power. security. Vernon Howard 600klet. $2. NEWLlrr~. Box TIIree bedroom modul.r m.auf.c' Addres5 _ 684-AG. 60ulder City. Nevada 89005. tured la .979 by Actlwe nomell. used (9-6t-20p-ts) as summer residence. Excellent condi- tion. Must be sold and moved to settle .... u.AI@ .. aoft. knit Olliomy Poueb estate. Price $21.:500 Includes set up 0'" OFarm Bureau member. ONon-member Cower - made by an Ostomate for your your foundation. For particulars: Penta. comfort and peace of mind. ~conomlcal 2:595 Williams Road. Petoskey. Mich. and easy to care for. "Ju-AI" Appliance 49770. (I 1-6t-:58p) Covers. Route I. 60x 150. Springtown. Run the following ad In the Issue(s): Tellas 76082. (I1-4t-33p-ts) ror S.le - Inwe.tment .nd IDcome property. 30 acres - blueberry farm In S.we •• 00t Coollw.re. edra beaw)' ell.cellent producing condition. Home- 19 piece stainless steel sold through In- packing shed - Irrigation equipment and home demonstration at $595. Now avail- pond - farm machinery. Phone 616- able direct only $189.95. Only 100 sets 924-0229_ Maxson's Blueberry farm from bankruptcy. Order now to avoid 6540 W. 92nd St .• Fremont. Mich. 49412. disappointment. 100'lb refund If return- (I-2t-21 p) ed within 10 days unused In original con- dition. Send check. money order. Visa or ::U.-.ere f.nal 150 acres tillable. 75 Mastercard number and expiration date. acres Irrigated. balance hardwood tim- Yankee Trader. 4600 Stein Road. Ann Ar- ber. L1vestock/nshpond. year round run- bor. Mich. 48105. $1 for brochure. ning water. Excellent for dairy Icow I calf. ( 12-6t.65p-ts) horscs or hogs. All fenced. cross-fenced, Set-up for cattle (eedlng. 6O'x 120' pole Booll S.lel n.rdcoycr ••••• 00 c.ebl barn. 60' x I 00' bank barn. 48'x76' Over 400 titles: fiction. western. modern shop. plenty of machine stor- mystery. Chlldren's series books and age. silo with unloader and 120' con- classics. Two 2o-cent stamps for list. veyer. 10.OOO-bushel grain storage. In- Glenn Smith. Box 151:5. Akron. Ohio bin drying. four-bedroom remodeled Words lnsertlons Total Due _ 44:509. (2-2t-28p-ts) home. Scenic scttlng. Secluded but on blacktop road. Convenient to schools. Pure maple .yrap and syrup maker's shopping. ag markets. Owners retiring. L _ supplies. Dodd's Sugar Shack. Niles. 616-68:5-328:5 evenings. (I -2t- 13p-ts) Union. Mich. Call 616-641-7:558 even- Ings. (2-83b) RURAL LlVINO, FEBUARY 198.31 • : .. ~ : Texas Taste Test Promotes Michigan Products • • When the DeGeus family of •••••••••••••••••• • Saginaw County agreed to help promote Michigan navy beans at the AfBf annual meeting in • Dallas, they went prepared with a Texas-sized recipe for Michi- gan navy bean soup and a 200- gallon stainless steel, propane cooker, supplied by the Michi- gan Bean Commission. Now that the recipe has been taste-tested by over 3,000 satis- fied farm Bureau members from around the country, it's yours for the asking. But before you clip out their recipe, you might want to check the cook- book for one that serves up family size portions. The DeGeus' recipe for 80 gallons of soup, which will feed about 1,000 persons, starts with 65 gallons of water and Carl DeGeus and his wife. Charlotte, of Saginaw County cook- 150 Ibs. of Michigan navy ed up 240 gallons of Michigan bean soup for delegates and beans. Toss in 8 Ibs. of bacon,S visitors at the AfBF convention In Dallas. During the three days of the product show, the DeGeus' ladled out servings to Ibs. of carrots, 4 Ibs. of onions 3,000 persons. and 5 oz. of garlic salt. Add salt • :.<3 . and pepper to taste. Cook until beans are soft, stirring occa- sionally. Or, do it the easy way and get •••••••• the beans, in a 15 lb. reusable container and Michigan bean recipe book through the MACMA • member-to-member program. That's what organizers of the Texas taste test - the Michigan Elevator Exchange, Michigan Bean Commission and the Mich- igan Agricultural Cooperative Marketing Association - are hoping farm Bureau members around the country will do when the Michigao product is offered through the direct marketing programs to their state farm Bureaus. MACMA representatives of- fered AfBf delegates samples Soliciting taste tests was no problem for MACMA direct marketing of fresh frozen strawberries, representatives Sharon Moon and Bob Eppelhelmer (far right). The member-to'member promotion featured fresh frozen Michigan fruit sweet cherries, peaches and ap- and apple cider concentrate. ple juice during the three days of the product show . • RURAL LIVING, FEBRUARY 1983 • 21 Laurie Isley MFB 1982 Discussion Meet Winner Catch Her Enthusiasm By Donna Wilber preceded her participation in discussion and perhaps will the state contest. Those topics implement some of them. I Laurie Isley's trip to Dallas, were: (1) Water is a lim ited and think the whole idea of a dis- Texas, to compete in the Ameri- depletable resource. What cussion meet is not only to sur- can Farm Bureau Federation should be the determining fac- face leadership, but also to Discussion Meet, really began tors in its future allocation? (2) share new ideas," she said. more than two years ago when What can be done to increase "I think the overall message a friend suggested she might participation in the total Farm that came out of this discussion want to "come and watch" a Bureau program? (3) Yield times was that if we're positive about Young Farmer District Discus- price minus cost equals net in- Farm Bureau, other people will sion Meet. come. We have worked to mini- catch that enthusiasm and be- She ended up winning instead mize cost and maximize pro- come more active themselves in of watching and went on to cap- duction. What can we do to in- the Farm Bureau program." ture first runner-up honors in crease price? (4) What can we Isley said participation in the statewide competition at the do to stimulate foreign demand Discussion Meet was a personal 1981 Michigan Farm Bureau an- for products and who should be growth experience and a char- nual meeting. responsible? acter-builder. ''I'm an avid reader, very in- terested in new trends in agri- culture," said Isley. "I did con- sistent research trying to gain new information and also talked with people in some govern- ment agencies. I kept four sep- arate folders, one for each topic, and whenever I came across something pertinent, I'd file it. I read through the ma- teriaL highlighted parts of it, and then rewrote the portions I thought were important." Talking her way through the state semi-finals, Isley had the opportunity to use her "home- Laurie Isley competed with the "I was gung-ho to try it work" on three of the four winning contestant, Mark Knaupp again," said the Lenawee Coun- topics. It may have been her en- of Oregon, during AFBF Discussion Meet quarter finals at Dallas. ty young farmer and teacher, thusiasm about the state final's and try again she did. The re- topic, "How can we increase sults of her efforts were the title participation in the total Farm Isley's students at Blissfield of 1982 Discussion Meet winner Bureau program," as well as her Community Schools were proud and the use of a new Chevy talent and preparation work, of their teacher and shared in S-10 pick-up truck for one year, that made her a winner. the joy of her victory. She had courtesy of the Chevrolet Divi- "This was a real good brain- given one of her classes an op- sion of General Motors. storming topic and hopefully, portunity, "because they were It took more than Isley's some of the members who were all good, pertinent agricultural sharp communications skills to there got new ideas from the topics," to brainstorm on the put her in that winner's circle. four questions prior to the state Months of research and study meet. on the four discussion topics "When I went back to school, 22 RURAL L1VINO, FEBRUARY 198.3 they all wanted to drive my pick-up since they figured they had helped me win the con- test," she said. Isley was raised on a farm just outside of Ann Arbor where her parents specialize in cash crops and purebred Yorkshires and Chester Whites. During her eight years in 4-H, she decided that agriculture was her future. She attended Michigan State University where she majored in agricultural education and natural resources with a minor in family relations. It was at MSUthat she met a The Discussion Meet topics, dealing with environmental, social and economic young farmer from Palmyra, Issues In agrlcuJture were subjects of a brainstorming session for Jsley's Jim Isley, who was also an agri- students at Blissfield Community Schools prior to the state competition. cultural major. They married in 1979 and moved to a farm near his parents in Palmyra where they raise corn, soybeans, "/learned SO much just preparing for it. wheat and canning tomatoes Then just the joy of competing (and the for Campbells. In addition to her teaching job, Isley also competition was stifflY and the feeling of helps on the farm. really accomplishing something made it a The Michigan Farm Bureau members who viewed the na- great experience. " tional Discussion Meet in Dallas were proud of their contestant's performance. Although the win- ner was from Oregon instead of Michigan, Isley was by no means a "loser." She invested the same kind of determination and hard work in the national meet as she did in the state contest. "1 gave it the very best I coul~, and feel that I succeeded," she said. "I feel honored that the contestants who won my quarter-final meet made it all the way to the finals." Her positive attitude, plus her enthusiasm for the agricultural industry and the Farm Bureau organization, make her a real winner to her family, friends, students and a great number of new "fans" within the member- Isley kept notebooks and talked with resource people on each of the four ship ranks of the Michigan topics. Prior to the national meet, she reviewed the topics with MFB Senior Farm Bureau. Legislative Counsel Robert E. Smith. RURAL L1VINO, FEBRUARY 198:3 2.3 AGRINOMIC UPDATE 1983 Crop Swap Program Offers Farmers New Alternatives Producers may sign up to di- For those farmers wishing to Producers will receive as Pay- vert 10% to 30% of their crop bid to divert their whole crop ment-in-Kind the commodity for acreage base under the pay- acreage base, bids will be ac- which the acreage was diverted, ment-in-Kind program in addi- cepted by USDA through March except that the CCC may substi- tion to existing acreage reduc- 11 and opened on March 18. tute, on a bushel-for-bushel tion programs, or they may bid For each county authorized to basis, corn for sorghum. to divert the whole A participating pro- crop acreage base. ducer with a CCC Under the bid system, Payment-in-Kind price support loan a farmer would offer must make the loan to reduce the planted collateral available to acreage of the par- CCC if the loan re- ticular crop to zero mains outstanding on and to devote an acre- March 11, USDA said. age equal to the acre- However, that does age base to approved not apply if the out- conservation uses. standing loan was According to USDA, obtained from another a farmer cannot do county or application both the bidding to to transfer the grain divert his whole crop to the farmer-owned acreage base and sign up to di- accept bids, the bid with the . reserve is made after Jan. 11. vert from 10% to 30% of his lowest payback percentage will The CCC will fully compensate crop under PIK. Total area di- be accepted first, with ties set- producers for interest or han- verted from crops under 1983 tled according to the bids dling charges assessed on the acreage reduction programs received first. The number of quantity the producer must and the Payment-in-Kind pro- whole base bids accepted will make available to CCC. CCC gram may not exceed 50% of depend on the level of sign-up may then use the loan collateral the total base acreage for any in the 10% to 30% Payment-in- to make the payment in kind. one crop in a county, USDA Kind program, the supply- Producers will continue to said. demand situation for each com- earn farmer-owned reserve stor- A producer may participate in modity and other factors. age payments until the reserve the PIK program for only one Producers must practice soil loan is liquidated or for a maxi- crop and may participate for conservation on the land taken mum of five months. A produc- only one farm if he has several out of production. That land er with a farm-stored farmer- farms. may be grazed except during owned reserve loan will receive Bids will be accepted by USDA the six main growing months. an additional seven months in from Jan. 24 through March 11 Winter wheat producers who storage payments, less any for the PIK program, and the participate in the PIK program, unearned storage beginning sign-up period for the earlier but who have already planted with the Payment-in-Kind announced acreage red'uction their 1983 crop, may graze the availability date. Only grain in and land diversion programs acreage or cut it for hay. The the farmer-owned reserve or will end March I 1 instead of the acreage must be substantially with farmer-owned reserve ap- previous March 31 deadline. destroyed by the deadline es- plication on file by Jan. 11 will Wheat farmers will receive tablished for the county. Also, if be eligible for Payment-in-Klnd 95% of their 1983 yield per approved by the state ASCS use. acre as payment under the PIK committee, the stubble may be The producer is not guaran- program and corn and sorghum eligible cover. teed availability of CCC com- producers will receive 80%. 24 RURAL LIVING, FEBRUARY 198:3 modities under Payment-in-Kind The FCIC is offering the high- USDA officials said that they at the warehouse of his choice. er guarantees without a corres- are confident the payment-in- However, if the CCC cannot pro- ponding rise in premium rates, Kind program can be imple- vide a warehouse in the pro- , because the risk of loss is mented without new legislation. ducer's county, it will try an ad- reduced, USDA said. The in- Secretary of Agriculture John joining county. creases in guarantees recognize Block and other officials said USDA projects 1983-84 wheat the probability of increased per USDAhas overcome initial legal production at 2.38 billion acre yields on the remaining roadblocks limiting the amount bushels under the Payment-in- acreage of program partici- a farmer could receive to no Kind program, with ending pants. The FCIC will accept until more than $50,000 annually stocks of 1.77 billion. The re- March 11 revised acreage re- from government farm pro- serve would be reduced 545 ports on insured winter wheat million bushels to a total of 765 destroyed to comply with the (continued on page 30) million bushels. PIK program. The 1983-84 corn crop is ex- pected to be 6.88 billion bushels, with ending stocks of 2.8f\ billion and farmer-owned rese "ve stocks of 1.94 billion. Wit.... out the Payment-in-Kind program, USDA had expected Analysis of Proposed 1983 corn production of 7.66 billion bushels, ending stocks of 3.65 Government Programs on Corn billion and farmer-owned re- serve stocks of 2.52 billion. Option 4 For sorghum, 1983-84 pro- Option 2 Option 3 Existing Option 1 Existing RAP Existing RAP Diversion duction is put at 685 million No & Diversion & Diversion Plus Full PIK bushels, ending stocks at 476 Compliance (10% + 10%) Plus 30% PIK at 80% Bid million and farmer-ow.ned re- serve 355 million. Without Pay- Base Acres 100 100 100 100 Planted Acres 100 80 50 0 ment-in-Kind, sorghum produc- RAP Acres 0 10 6.25 0 tion was expected at 750 mil- Diverted A. (PLD) 0 10 10 10 lion bushels with ending stocks PIK Acres 0 0 30 90 of 526 million and the reserve Yield (actual) 130 130 130 130 at 450 million bushels. ASCS Yield 100 100 100 100 The Federal Crop Insurance Estimated Market Price 2.40 2.40 2.40 2.40 Diversion Payment/Bu. .00 1.50 1.50 1.50 Corp. will increase yield guar- Deficiency Payment/Bu . .00 .21 .21 .21 antees of insured producers Variable Cost/Acre 150.00 150.00 150.00 150.00 participating in the PIK pro- Conservation Acres Cost 0 5 5 5 gram. PIK Payment in Bushels 0 0 2400 7200 The FCIC yield guarantee for PIK Payment Value in $ 0 0 5760 17280 producers diverting at least 10°10 but less than 20°/0 of their Income 31200.00 28140.00 23910.00 18780.00 Expenses 1500.00 12100.00 7731.25 500.00 acreage under Payment-in-Kind Total Acres Used 100 100 96.25 100 will be increased by St/.. For pro- Net From Alternate Crop .00 .00 243.75 .00 ducers diverting 20°/0 to less Net Return 16200.00 16040.00 16422.50 18280.00 than 30°/0, the guarantee in- crease will be 8°1o and for pro- ducers participating at the max- Note: Requirement for RAP acres is defined 12.5% of planted acres. Therefore, option 3 imum 30°/0 diversion of crop has a small acreage that can be planted to a non-program crop. This analysis assumes acreage base, the yield increase planting that acreage to soybeans at S65.oo/acre net. However, this option to plant the "free" acreage of soybeans as a non-program crop may be eliminated. will be 10°/0. RURAL LIVING, FEBRUARY 1983 25 DISCUSSION TOPIC The Discussion Topic is used. by Community Ac- tion Groups for monthly policy disc~ssions. Social Security Program Benefits It was a program begun in the Now, workers who are totally depression of the 1930s, de- and permanently disabled also signed to help the elderly Too Much to collect pensions. A massive pro- through their retirement years. gram of medical insurance - from that modest start, Social Security has swollen into some- Too Many Medicare - has been added. This year everyone 70 or over thing quite different. will be able to receive full Social In the course of change, it Security payments, even if he or has grown into a giant, which, she has not retired. The change unless restrained, threatens to income. Tt1etax now has climb- will cost the struggling retire- run out of control. Benefits ed to 12.6% - 6.3% each on ment system an estimated $600 have skyrocketed. Taxes to pay employer and worker - on billion this year and this extra for the many SSA(Social Securi- $35,700 of annual income. money all goes to people who . ty Administration) benefits have Pressures of all kinds - may, in some cases, be earning soared and the end is nowhere social, economic, political - substantial amounts of money. in sight. The way Social Security have escalated benefits to for this favored group, Social now operates, benefits - and levels which were undreamed of Security is no long~r a pension the taxes to finance them - in 1940, when 222,000 monthly system, it is a health and lon- automatically rise with inflation checks went out from Washing- gevity bonus. Social Security and rising wages. The catch is ton. will be paid them in full, right that benefits have increased The original idea of Social on top of their present earn- faster than taxes on wages to Security was to provide a very ings. foot the bill. modest benefit, only for retire- In one way or another, Social To compound the problem, ment, as a supplement to other Security touches the life of the shrinking birthrate Is upset- resources. for many, Social nearly every living American. ting the balance between the Security is still not the sole Yet, misunderstanding persists. num ber of people who will be source of income for retire- Myths have grown up. paying taxes and those collec- ment. Yet, millions do depend One of these myths concerns ting benefits. With the increase on Social Security alone as their the very nature of Social Securi- in unemployment, more and main source of retirement in- ty - the system was sold as a more senior citizens are de- come. The idea has developed kind of "social" insurance. pending on fewer and fewer along the way that Social Secu- The issuance of an account workers for retirement income rity alone should provide for number (Social Security num- and other benefits. modest retirement, if not for re- ber) to each person has led Social Security was created by tirement in comfort. many to believe that Social Se- law in 1935, and a special tax Not only that, the focus of curity is much like an insurance on payrolls was levied. Collec- Social Security has been ex- policy: A worker pays his tions began in 1937. The first panded. Benefits have been "premiums" and finally, either pensions were delayed until voted for dependents and sur- he or his family reaps the bene- 1940, permitting a reserve to be vivors, not just for workers fits. His benefits, he believes, built up. themselves. The retirement age are related directly to the The starting tax was 2% - has been lowered to 62, with "premiums" he pays. 1% each on employer and reduced benefits. The fact Is quite different. The worker - on the first $3,000 of Social Security system is little more than a transfer plan under which younger workers, through their taxes and the taxes of (continued on page 34) 26 RURAL LlVINO, FEBRUARY 1983 Legislative Beginning Farmer Loan - Loans will be made through Program - Good progress is "participating lenders" which Review being made on this program of- would be local banks or other (continued from page 7) ficially known as the Michigan mortgage lenders; however, Family Farm Development Act. they must sign an agreement Summer Tax Deferrals - A The seven-member authority with the authority. second bill was also passed held a hearing on the official -While loans can also be (H.B. 5405 - Rep. Lincoln) sup- rules on Dee. 29, 1982. Rules made by the authority, it is not ported by Farm Bureau to allow take effect 15 days after filing the intent to do so at this time. farmers and owners of property with the Secretary of State. The Every effort will be made to classified as agricultural real Administrative Rules Committee have loans made through "par- property to request deferment of the Legislature also approves ticipating lenders." of any summer tax until Feb. 15 them. -Tax exempt bonds will pro- without penalty or interest, pro- vided their gross farm receipts Generally speaking, the 1 pages of rules repeat the re- ° vide the funds. This allows loans to beginning farmers at of the previous year or the quirements in the law. There lower interest rates. The law average of the previous three are some additions which were allows bonds up to $100 mil- years exceed their household in- determined by the authority. lion. come. A brief summary of the re- -The law is self-financing with This provision is similar to quirements of the law and the no obligation or debt to the that used to determine eligibili- rules follows: state. ty for the Homestead Tax Re- -The law and rules contain - A beginning farmer loan, fund. The Treasury Department several definitions including ag- secured or unsecured, could not will provide the forms for re- ricultural land, improvements, exceed $400,000 for farmland questing deferment to the beginning farmer, depreciable and improvements, including a treasurer of the local tax collec- property, farm and farming, net ting unit. worth, mortgage, lender, (continued on page 31) -Senior citizens (age 65) and secured loan, bonds, ete. various other disabled people can also request deferment if their household income is $10,000 or less. Both bills apply to K-12 school districts and interme- diate districts and both contain the provision allowing farmers to request deferment of their taxes until February. It remains to be seen whether many districts will request sum- mer tax collections. The purpose is to provide rev- enue for opening school in the fall without having to borrow funds and avoid interest pay- ments. It is not unusual for such interest costs to be $100,000, and in some cases $1 million or more. However, summer tax collec- tions will not provide any more revenue for the full year and, in most cases, may not be worth the trouble. How about your school? MID- WINTER SALE RURAL LIVING, FEBRUARY 198.3 27 WOLVERINE-BADGER MFB Directors Announce New INC. WINTER Club for Membership Workers SPECIALS Regular farmer member In order to qualify for Key growth is a vital component of . Club membership, participants Wolverine-Badger Company is offer- a dynamic and effective county must write five or more new ing substantial discounts on all farm- related buildings. Farm Bureau organization. The regular members during the All pricing includes labor, materials, constant need for new leader- 1983 membership year. Those taxes and delivery. Strongest warranty ship within the organization re- who qualify will receive a and insurance' offered in pole building quires county Farm Bureau custom designed Key Club lapel construction on our commercial-agricul- membership workers to identify pin in recognition of their tural-industrial-residential buildings. farmers who are not members membership achievements. In We feature a total project and invite them to join Farm addition, they will receive a and design service. Bureau. special invitation to attend the FARM AND UTILITY BUILDINGS In order to place additional annual Presidents' and Cam- SMALL SIZES emphasis on farmer member paign Managers' Banquet at the 24 x 32 x 8 = $3,395 growth, the Michigan Farm Bu- 1983 state annual meeting. 24 x 48 x 10 = 4.995 reau district directors have in- District directors will present 30 x 40 x 10 = 4,995 troduced the Directors' Key the Key Club pins to member- MEDIUM SIZES Club. Key Club membership is ship workers who qualify at the 40 x 40 X 12 = $7.1 95 open to volunteer membership appropriate county annual 40 x 48 x 12 = 7,995 workers, FBIG insurance agents, meeting. Be sure your county 40 x 64 X 12 = 9,295 county secretaries and other af- qualifies several workers for MEDIUM-LARGE SIZES filiate company personnel. club membership! 40 x 80 X 14 = $12,895 50 x 104 X 14 = 18.500 60 x 120 x 14 = 25.795 LARGE SIZES 64 x 120 x 14 70 x 100 x 14 = = $26.995 25,500 Dr. Guyer Named FFA Alumni 80 x 200 X 14 = 49,995 Membership Drive Chairperson Specifications for all of the above buildings: Dr. Gordon Guyer, director of program of the Michigan Asso- 2 - slide doors the MSUCooperative Extension ciation of FFA. Local affiliates 1 - utility door Service, has been named 1983 of the alumni organization Boxed overhangs All color steel and trim honorary membership chairper- assist vocational agriculture de- son for the Michigan FFA Alum- partments in schools. As a state All sizes and specifications can be ad- ni. organization, the FFA Alumni justed to fit individual requirements. The goal of this year's drive, provides assistance to the local Numerous other services available. held during January, February affiliates and works with the WOLVERINE-BADGER STRUCTURES, INC. and March, is a 25% increase in state FFA to provide leadership Regional Office total membership. opportunities to FFA members 392 Fields Road "Vocational agriculture and across the state. Dansville. Michigan 48819 FFA are important to Michigan Any former active, collegiate CALL TOLL-FREE 800-292-1378 agriculture," Guyer said. "It is a or honorary FFA and NFA mem- privilege for me to be able to bers, and both present and support the organization in this former professional vocational .Call or Write Us Today\ way." agriculture educators, parents Mike Kovacic, chairperson of of FFA members, or persons in- IName I the FFA Alumni, outlined the terested in supporting the FFA, membership drive. "This will be are eligible to join. IStreet I the second annual membership For more information contact ICity State I drive. Last year three new affili- a local vocational agriculture/ ates were chartered during our FFA department at a high IPhone ( ) Zip drive and over 100 new mem- school in your area or write I IBuilding Size bers were signed." Michigan FFA Alumni, 100 Wills I I The Michigan FFA Alumni was House, Michigan State Univer- ----- ___ ":J Building planned lor (month) established to assist the youth sity, East Lansing, Mich. 48824. 28 RURAL LIVING, FEBRUARY 198.3 Your Membership in the MICHIGAN FARM BUREAU Now Makes Available Institutional Liquid Assets Designed to provide daily money market o Please send me a prospectus. income with Two Portfolios: Name (as it appears on membership records) PRIME OBLIGATIONS GOVERNMENT .8.49% .8.12% Address •Seven day annualized net investment income yield, computed by dividing the City Portfolio's average daily net investment Income per unit for the period ended Jan. 14, 1983 by $1.00 and multiplying the result by 365. On that date the State _ Zip _ average portfolio maturities In Prime Obligations was 38 days and in Govern- ment was 37 days. The yields change In response to fluctuations In Interest Membership No. _ rates on portfolio Investment and operating expenses. A prospectus containing more complete information including Mail to: management fees and expenses, will be sent upon receipt of the at Money Market Fund Program tached coupon. Send the coupon to Michigan National Bank, Trust for Michigan Farm Bureau Members Department, 77 Monroe Center, P. O. Box 2804, Grand Rapids, Mich. 49501. Read the prospectus carefully before you invest or Michigan National Bank, Trust Department send money. For current yield information call toll free P.O. Box 2804, 77 Monroe Center 800-621-2550. Grand Rapids, MI 49501 Investment Advisor, Administ~ator and Sole Distributor - GOLDMAN, SACHS & CO. SPECIAL SAVINGS FOR to) Michigan Farm Bureau, Farm Bureau Services and Farmers Petroleum Members - ) - -- . Orders for these hardware products (Photos show product type and may not be the exact item.) may be placed at any Farm Bureau Regular Your Cash and Carry Price Price Services or Farmers Petroleum Cooperative Service Center - or 12" C roove Lock PIiers $ 7.99 $ 5.25 call toll-free at 1-800-292-2639, Fence Pliers $10.95 $ 8.25 40 pc. Socket Set $ 6.99 $ 5.95 ext. 648, for your nearest par- Socket and Plier Set $34.95 $23.75 ticipating dealer. 10" Adjustable Wrench $ 6.99 $ 5.25 18" Pipe Wrench $ 9.49 $ 6.95 5 pc. Mini-Plier Set $29.99 $21.95 Farm Bureau Services, Inc. Farmers Petroleum Cooperative, Inc. (Some items may not be stocked at all partic- 7373 West Saginaw Highway ipating dealers, but are available and may be Lansing, Michigan 48917 ordered.) RURAL LIVING, FEBRUARY 1983 29 Agrinomic Update will use No.2 yellow corn as its Adventures standard payment grade, but if (continued from page 25) only a lower grade is available in World grams and preventing govern- in a local area, farmers will be ment-owned grain from being paid an extra amount of the Understanding sold at less than I 10% of mar- lower grade to equal the value ket prices. USDA has overcome of No.2 corn. Fifteen of the 42 participants the problems by making the Now that USDA has officially in the 29th Adventures in World program what Block called a announced the program, Block Understanding program spent "pure payment-in-kind." This said he suspects Congress may Dee. 21 visiting Farm Bureau means USDAwill offer only develop its own enabling ltegis- Center in Lansing and the Mar- commodities, not money, as lation for the program in an ef- vin Lott dairy farm in Mason. payment. For example, USDA fort to help USDA. Organized in 1952, Adven- tures in World Understanding is a unique program providing a Your FB Membership Saves You Money On: socializing experience over the Christmas holidays for foreign Cars • Trucks • Vans - $AVE HUNDREDS! students who would otherwise Use this form to get the dealer's prices on the new auto you want then negotiate your have been alone. best deal, or purchase from us at approximately 1% over dealer invoice. The program has grown to New Car Pricing & Purchasing Printout Order Form serve three major purposes: as- Please send me my personalized computer printouts on the car or truck model(s} listed below. sist foreign students from many 01 am enclosing my check, payable to Say-on Cars, Inc., for $7.00 for each selection. countries to become acquainted Please charge my: 0 Visa or 0 MasterCard with other cultures, provide an No. Expires opportunity for mid-Michigan Mall to: Save-on Cars, Inc., 17117 W. 9 Mile Road, Suite 415, Southfield, Mich. 48075. citizens to meet and learn MAKE MODEL BODY STYlE about people from other cul- Example: Buick Regal Limited 4-DSedan tures and acquaint foreign stu- dents with life in a mid-Michi- gan community. To accomplish these goals, students visit community agen- cies and organizations, stay with urban and rural families, Name Phone attend seminars and social events and enjoy leisure time Address activities. Signature The program is jointly spon- sored by the Agency of Interna- tional Development, various of- fices of Michigan State Universi- 227 page illustrated book explains sausage ty, the community volunteers making plus home curing and smoking of meal. Slash home and office fuel bills at once. fowl and fish. Over 100 recipes. Free equipment for international programs, and Independent laboratory tests prove effective- ness and verify fuel SAVINGS of 19.1%. STOP and supply catalog has more information. local clubs, individuals and paying outrageous heating bills forever. It can For yours. send to: be done. Complete FREE Info., Write U.S. The SAUSAGEMAKER organizations such as the Michi- Re.Heating Co., Box 4796, Whittier, CA 90607 177-56 Military Road Buffalo. NY 14207 gan Farm Bureau Women's Committee. ~ ~:.rgo1~~\,';.~.u"i.~E~~~;::.c;,';;'~~U~~~~E~~y ~:'~~l~;.~i'i SEND FOR LITERATURE NOW ... YOU MIGHT WIN A FREE TILLER. Want a beller garden? Try a beller liller ... new ATCO Tiger Tiller with Varl.Atak Tines. so gentle Utills single handed ... gives you more power per pound 01 machine than any other 1-\1. THIS TILLER RUNS SINGLE HANDED! WON'T BOUNCE OR JUMP LIKE OTHERS ~ .-. .- • It ~~ If:-'"' I DO! ..... , .. I Thirty of the participants ac- cepted invitations of families - including Farm Bureau mem- bers - to visit their homes from the afternoon of Dee. 24 through Christmas Day and re- tiller ... Buill lor commercial use with 16 adjustments lor Weigh. 22 lb •. operator comlorl and beller lillage ... Does the work 01 a rear run. 8 hr •. on Tills deep Irom 18 10 Weeds IUI Irom 12 turn on the 26th. Students ;~:u'a, ender but costs 65'10 less ... Send lor literature now •.. 1 gat. 01 luet. 12 Inthe~ ~I~e~ . ~o.2 In~~es wide. returned the hospitality at a WrUe: A. T.CO. P.O. BOll 428. Allentown. NJ 08S01...Depl. 23 dinner on Dee. 26 where they Name presented a program depicting Street t.~~',. .. ! City various customs and dances in their respective countries. Pt~f ~~ State For rush del/very of lIIeralure caI/201-530-9380 charge card orders accepled. Zip 24 hrs. a day Till. In rough .tull. Good sod bu.ter. Won't bounce .30 RURAL LIVING, FEBRUARY 198.3 Legislative and productivity are main- a banker representative, and tained." the directors of the state de- Review - Application forms for loans partments of agriculture, trea- (continued from page 27) are expected to be available sury and commerce. sometime in february. The appointed members are house. A loan for" depreciable" -Generally speaking, the "be- William M. White, Jones (Cass property (certain livestock, ginning farmer" and the "par- County), a pork producer and machinery, etc.) cannot exceed ticipating lender" will work out chairperson of the authority; $125,000. the loan details such as interest Richard Trepanier, Iron Moun- - Repayment periods are up to rates, length of loan, down pay- tain (Dickinson County), a pota- 20 years. ment, service fees, repayment to farmer; Harold Thome, Com- - Net worth of an applicant schedule, etc. stock Park (Kent County), a fruit cannot be more thari $250,000 -The authority will consider grower; and Elmer "Pete" - including spouse's and chil- and review all loans for ap- Simon, frankenmuth (Saginaw dren's income. proval. County), the banker represen- -Property must be bought in -The authority has the right tative and vice chairperson. this state. to audit the records and inspect The authority has met three -Land and improvements can the premises of the beginning times and is established within only be used by immediate farmer relating to the author- the Department of Agriculture family. ity's loan and bond. and will have an executive di- -Land must be enrolled in - Application fees may not ex- rector and other staff. P.A.116. ceed $250. The authority may Anyone may have a copy of also "charge a service fee not the complete rules or other in- exceeding 2% of the amount of formation by writing the Michi- While more than 3,000 the loan per annum during the gan family farm Development inquiries about the pro- life of the loan .... " Insurance Authority, P.O. Box 30017, Lan- gram have been received, may also be required. sing, Mich. 48909; or to the - Provisions are made for ap- Public Affairs Division, Michigan loans will be processed peals and hearings. farm Bureau, P.O. Box 30960, on the basis of receipt of -The authority cannot own Lansing, Mich. 48909. the formal applications. land or depreciable property ex- cept on a tem porary basis. foreclosure property must be Request for MFB -Beginning farmer must be a offered for sale within six resident of the state and have months and sold only for farm- and AFBF 1983 sufficient education, training ing or other agricultural pur- and/ or experience in farming. poses. Policy Books -On farm experience will be -The authority has other re- given priority. sponsibilities to include a re- Michigan farm Bureau's com- -Net worth of the beginning port each year to the governor plete 1983 policies are avail- farmer must exceed 10% of the and Legislature, to set interest able in booklet form. Copies amount of the loan requested. rates, engage in research, ac- of the AfBf policy book will -The loan cannot be used for cept gifts, grants, loans or also be available in a few refinancing previous debts or other aid from federal, state weeks. the purchase of feed, seed, fer- and local government or other Please send me the following: tilizer, fuel, feeder cattle, feeder sources, etc. pigs, feeder lambs or other While more than 3,000 inqui- 01983 MfB Policy Book items considered as operating ries about the program have 01983 AfBf Policy Book expense. been received loans will be pro- -The minimum loan is cessed on the basis of receipt of Name _ $25,000. the formal applications. It is ex- -Land must be "managed in pected that application forms Address _ accordance with generally ac- will be available sometime in cepted practices." february. -Conservation practices, as The authority is composed of "recommended by the appro- seven members, three farmers, priate Soil Conservation Dis- Mail to: Michigan Farm Bureau trict, shall be incorporated into Public Affairs Division land management plans to as- P.O. Box 30960 Lansing. Mich. 48909 sure adequate erosion control ----------------- 31 RURAL LIVINO, FEBRUARY 1983 Supply Imbalance Threatens Future •••• Profits for "atlon's Dairy Farmers Dairy farmers from across the UHT milk is processed at a tries that purchase other ex- nation confronted serious prob- higher temperature than regu- ported commodities. lems of their industry and ex- lar milk and hermetically sealed - Barter dairy products for amined th~ impact of new prod- in special containers to keep other commodities, such as oil ucts and export developments the milk fresh for three months. from Mexico. on dairy product markets at the UHT whole milk is directed - Donate dairy products to de- dairy conference held during toward adults and small family veloping countries. the AFBF annual meeting. markets. "Sip Ups," individual "The U.S. dairy industry faces servings of UHT milk produced the largest imbalance in its in five flavors, is targeted at history, between what is pro- children and mothers as an al- duced and what is sold com- ternative for soft drinks and mercially," said Hollis Hatfield, other less nutritional beverages. director of the AFBF dairy de- In taste tests consu-mers have partment. "This imbalance has rated these new products as put the dairy program under good as conventional milk and stress - its future is in jeopar- sales have been better than dy." predicted. He warned that failure to rec- UHT milk, introduced at the ognize the magnitude of that ] 982 World's Fair in Knoxville, imbalance is one of the road- Tennessee, was the feature of blocks to finding a workable the popular booth that led all solution to the problem. commercial exhibits in atten- "Cow numbers must be reduc- dance. The product has since ed if dairymen are to benefit been the subject of an aggres- from strengthened producer sive advertising campaign that prices," Hatfield said. "The includes several television com- 1983 market can be adequately mercials. supplied by ] a million cows, Alternatives being considered about one million fewer than by the U.S. Department of Agri- are currently being milked." Hatfield told dairy farmers culture to reduce the stockpiles that they must not only be con- of dairy products owned by the cerned with cutting production, Commodity Credit Corporation but with improved marketing were discussed by Glenn Sanilac County dairy farmer and county FB president Wayne Wood techniques to increase future Tussey, assistant director of the delivers a dairy policy position consumption. AFBF National Affairs Division. statement during the AFBf gen- Tussey said many USDAoffi- eral resolution session at Dallas. Dairymen, Inc., an 8,OOO-mem- ber dairy cooperative in the cials believe it will be cheaper south and southeast, is doing to dispose of butter, cheese and nonfat dry milk purchased by Tussey said the USDA is just that according to Senior CCC than to store it. He listed studying export subsidies Vice President Harold "Pete" several options being con- worldwide and wiIJ probably Gay, who described the in- sidered: not decide what to do with the novative new dairy products be- -Sell dairy products to the dairy stockpile until after the ing marketed in that area. "Ultra High Temperature highest bidder and let them ex- study is completed in March. (UHT) milk is a new product for port the commodities to who- a new generation of people on ever will purchase them. the go and a new marketing -Sell butter to Eastern Europe avenue for a new generation of or the Middle East. dairy farmers," Gay said. -Sell butter to the Soviet Union. -Give or sell at a reduced price "bonus butter" to coun- .32 RURAL LIVING, FEBRUARY 198.3 It eats Letters to aid, wasteful military spending almost and the federal payroll, to name Rural Living just a few good candidates for everything (continued from page 17) the axe. Instead of sound, statesman- Moreover, content legislation like judgments, what we got out ",;'- • :J' .. ~. only plays havoc with the symp- of the recent lame duck session .~~ toms, and does not deal with was political junk. If a passing .... ~~;;~ .-:::~-~' .... the causes, of the auto in- grade in an economics course • Gasoliae, electric lad Pro madels dustry's plight. It cannot ad- was required of every legislator, Since the turn of the century. knowledgeable gar- dress the problem of wages out things might have been differ- deners have relied on WoW Shredder/Grinders to help Mother Nature along. These tough, virtually of line with productivity gains. ent. There's one possible con- maintenance-free machines will devour almost any- The bill was a bad one and solation, though - maybe the thing organic- corn stalks, tough vines, manure our congressmen should have pay raise congressmen voted clods, matted leaves, even limbs up to 3" - and themselves last month will reduce them to thousands of tiny pieces in seconds! known better. Instantcompostthat will enrich your garden soil and make better legislators in 1983. reward you with superior produce and beautiful Gas Tax Bill: Officially, this Wanna bet? flowers. measure, which had the support Nutrient-filled mulch that will put an end to most of the White House and the Lawrence W. Reed weeding, watering and fertilizing. Long lasting wood (Editor's Note: Professor Reed chipsto beautify and protect your shrubs and bushes. leadership on Capitol Hill, is Put a WoW to work for you You'll wonder how you Supposed to "create" 320,000 is chairperson of the Department *... ever got along without one! new jobs building and repairing the nation's highways, bridges of Economics at Northwood In- stitute in Midland.) ----------a ....ti -11:'-1 =4 -.1 :1..,. and transit systems. Mr. Roland Stanley, WoW Grinder, Inc. Room 25023G. 2957 N. Market St/Wichita. KS 67204 The irony is that, by draining Telephone(216) 838-4229 an additional $5.5 billion a year o Please rush details on your WoW Shredder/Grinders out of a depressed economy in NAME Volunteers Bring new taxes, the law will likely ADDRESS fresh Approach TOWN destroy more jobs than it creates. Many congressmen "Volunteer Communicators" STATE ZIP thought it was a "jobs" bill was a very appropriate title for even though evidence indicated that the people employed to fix your January 1983 article about WNEM's "Farm & Garden Show." ~ ~ LIVE TRACTORS STEAM the roads would probably not From the very first meeting of be drawn from the ranks of the the county personnel through presently unemployed. our first shooting in the pump- Now what makes lawmakers kin patch in Beaverton, the think that higher taxes stimu- Farm Bureau volunteers have late employment? Is it possible brought their enthusiasm and that we have so much unem- excitement to this new project. ployment today because the This excitement is visible in the government doesn't tax or program, and it will undoubted- spend enough? ly continue. Workino Replica of ones used years 100 In lumber Cimps ind Threshlno Runs. Come complete with Brus Boilers. Copper Surely America's transporta- There are times when the Steim pipes. Steel Fire ball. cylinders, pistons ind whistle tllit tion infrastructure is in desper- complacency of people in the actUil1y blows. mide of brus Uses witer ind burns solid fuel Tlke 3 to 5 minutes to rilse steim, then will 00 113 of i mile. ate need of restoration. But television business can show self-propelled. Develops 1115 hp .3000 rpm . 10"lono. 7" high, rather than raising taxes in a through, but I doubt that this S" wida, weiOhl 4Vr Ibs. Mlde in Enolind. A rUl work of art. gluming and beiu,"ul. SIlO pluI12 shipping. handling and depression, why couldn.t Con- will happen in this case. Taping insurance. gress get its priorities straight of the segments for "Farm & ORDER BY MAIL IMMEDIATE SHIPMENT and raise the money by reduc- Garden" is a unique change of The GOLD FERRIS WHEEL, Dept. RL P.O. Box 7243, Kansas City, MO 64113 ing some other expenditures - pace for the in-field reporters, Tel. (816) 221-3581 subsidies to big business, and that's the fresh approach welfare fraud and duplication, we were looking for. food stamps, Davis-Bacon sub- Use the order form sidies to labor unions, foreign John F. Haupricht Production Manager, on page 31 to get WNEM,Saginaw your copy of MFB and AFBF's 1983 policies! RURAL LIVING, FEBRUARY 1983 .33 Discussion Topic: Social Security (continued from page 26) last year that the value of convinced that the need to act their employers, pay for the assets exceeded annual pay- decisively will be forced on a benefits of retired or disabled ments. Since 1974, the retire- future Congress to avoid ~he persons, or their survivors and ment trust fund has been losing collapse of the Social Security dependents. money every year. In fact, in system l In a true insurance system, 1982, the retirement trust fund reserves are built up somewhere lost $30,000 a minute, Le., the Questions near the level of commitments. SSAspent $30,000 a minute -Should projected increases No such thing has occurred un- more each day than they took in Social Security benefits be der Social Security. Look what in - every hour of every day in scaled down to more closely has happened to Social Security 1982. correspond with SSA trust fund reserves. In view of the deficits and the revenues? In ] 947, reserves on hand prospects of a shrinking work -Should there be a ceiling on were enough to pay annual ben- force, some people are begin- monthly benefits? . efits at that time for 17 years ning to wonder about the secu- -Should there be an increase and six months. By 1963, as- rity of their Social Security pen- in Social Security taxes over sets on hand were only enough sion. Most experts agree that no and above those already sched- to finance benefits for one year Congress, now or in the future, uled? and two months. This was the will dare to abolish Social Secu- rity or even reduce current ben- efits. However, authorities are ANALYTICAL LABORATORY 31DY2 C. DRIVE N. P. O. BOX 1415 AGRICULTURAL BATTLE CREEK. MICH. 4!1011 &11-141-4241 TESTING SERVICE - COMPLETE ANALYSES FOR: Forage, Feed, Ingredient, Fertilizer and Water - SPECIAL RATION EVALUATION PACKAGES INCLUDING: Acid Detergent Fiber - Bound Protein - Fat Available Crude Protein - Crude Fiber - D.M. TDN - Net Energy - Crude Protein - Calcium Phosphorus - Trace Elements (K, Mg, Mn, Fe, Cu, Zn) - LOCALLY BASED IN BATTLE CREEK FOR RAPID REPORTING - SPECIAL 24 HOUR SERVICES FOR ENSILING SEASON MAXIMIZE YOUR PROFITS AND IMPROVE YOUR TOTAL PROGRAM WITH QUALITY ANA- LYSES FROM FARM BUREAU. New! FREE Computerized Dairy Ration Balancing When you send your forage samples in for analysis at the lab, we will send you a free computerized ration balancing report. This is a 'Where Quality Is Assured" new Farm Bureau service that makes ration balancing simple. See your Farm Bureau dealer for details. .34 RURAL LIVING, FEBRUARY 198.3 Introducing Michigan Farm Bureau's Newest Service to Member Program What IS The Family Saver? The Family Saver "Quik Quote" System is a service that was designed to hel p save you Most major brands available at discounts up to hundreds of dollars on major purchases that 60%! you may make in the coming years. Appliances Photography equipment Freezers Lawn and garden equipment We can be your purchasing agency by Dishwashers Power tools eliminating much of the middleman's high Washers and dryers Lamps mark-up and pass these savings on to you. No Refrigera tors Fireplaces Ranges Wood furnaces pressure to buy, only our help in saving you Small appliances Luggage money. Microwave ovens Watches Electronic Equipment Musical equipment Stereos Lawn furniture Scanners Sporting Goods Televisions How can we Miscellaneous Archery equipment Hunting equipment Pool and game tables Furniture do this? Carpeting Box springs and mattresses Rods and reels Very simple. We order merchandise direct All merchandise is brand new and carries full factory from the factory or distributor and ship it warranties with nationwide local service. directly to you or to a warehouse near where you live. We do not have the high cost of in- ventory, or large warehouse and showrooms, sales commissions, etc. As your purchasing r--------------------------- Michigan Farm Bureau Buyer's Service Enrollment Form agent to help you save money, we also have some retailers who are interested in increasing Please complete and mail along with your check or their volume and thus giving them larger buy- money order to: ing discounts by brokering their product Michigan Farm Bureau through our great purchasing power. Member Service Department P.O. Box 30960 Lansing, MI 48909 What does it cost? Date This NEW member service, costing only $25 for Membership Number the first year and $15 thereafter annually, allows Farm Bureau Membership Name you to get unlimited pricing information via a toll (as shown on membership card) free number. This program compares favorably with ones costing up to $795 annually. For details on this new member service refer to the Service to Member Program brochure included with your Address dues notice or contact your county Farm Bureau secretary. City State and Zip Telephone No. Amount Enclosed ESTATE PLANNING: KEEP THE FAMILY FARM IN THE FAMILY'S FUTURE A proper estate plan is as vital as ever if you want to keep your farm intact and in the family after your death. Farm Bureau Life has been specializing in protecting Michigan farm families for over 30 years. Our estate planners understand the complex tax laws and will work with you, your family, lawyers, and trust officers to produce an estate plan to most benefit you. We're the statewide leader in farm estate plannin'g, working to make your future a little more predictable FARM BUREAU ~ INSURANCE GROUP Michigan Farm Bureau Non-Profit OrgoniEation Rural Living Magazine U. S. POSTAGE P.O. Box 30960 PAl D 7373 W. Saginaw Hwy. Lansing, Michigan Lansing, Michigan 48909 Permit No. 37