he Michigan Tradesman. VOL. 6. GRAND RAPIDS, WEDN ESDAY, SEPTEMBER 26, 1888. NO. 262. APPLES We make a specialty of handling AP- PLES in car lots and less and would be pleased to open correspondence with a view to receiving your shipments. Will at all times make liberal advances. “Prompt returns at top market price,” is our maxim. 8. T. FISH & 00, STANTON, SAMPSON & C0., Manutacturers and Jobbers of Men’s Furnishing Goods. 189 So. Water St., CHICAGO. Sole Manufacturers of the ‘“‘Peninsular®’ Brand Pants, Shirts and Overalls. State agents for Celuloid Collars and Cuffs. 120 and 122 Jefferson, Ave., DETROIT, - MICHIGAN. GEO. F. OWEN, Grand Rapids; Western Michigan Salesmaa. BEWARE! It has come to our notice that unscrupu- lous manufacturers of cigars are putting an inferior brand of cigars on the market under a label so closely imitating our ‘‘Sil- ver Spots” as to deceive the general public. At first, we were inclined to feel flattered at this recognition of the superior merits of our ‘Silver Spots” by a brother manufac- turer, knowing full well that it is only arti- cles of standard or sterling worth that are imitated, but we feel that we should be derelict in our duty to the public should we not warn them against this infringement, and also to dealers in cigars, as we feel positive that no first-class dealer would knowingly countenance or deal with any manufacturer who had to depend upon other manufacturers to furnish him brains to originate brands or labels for their cigars. A counterfeiter is a genius, but amenable to the law, but a base imitator who keeps within the law, or just ventures near enough to be on debatable ground, is not worthy of recognition in a community of worthy or respectable citizens. The “Sil- ver Spots” are to-day the best selling five cent cigar in Michigan. If you don’t be- lieve it send us a trial order. GEO. T. WARREN & Co., Flint, Mich. CASH SALE CHECKS. Encourage your trade to pay cash instead of running book accounts by using Cash Sale Checks. For saleat50 cents per 100 by =. A. STOWE & BRO., Grand Rapids. ASK FOR ARDENYER MUSYAR BEST IN THE WORLD SAFES! Anyone in want of a first-class Fire or Burglar Proof Safe of the Cincinnati Safe and Lock Co. manufacture will find it to his advantage to write or call on us. We have light expenses, and are able to sell low- er than any other house representing first- class work. Second-hand safes always on hand. C. M. GOODRICH & CO., With Safety Deposit Co., Basement oi Wid- dicomb Bik. THURBER, WHYLAND & C0, NEW YORE, RELIABLE FOOD PRODUCTS. » [It is both pleasant and profitable for merchants te occasionally visit New York, and all such are cordially invited to call, look through our establishment, corner West Broadway, Reade and Hudson streets, and make our acquaintance, whether they wish to buy goods or not. Ask for a member of the firm.] LUCIUS C, WEST, P A Attorney at Patent Law and Solicitor of American and Foreign patents. 105 E. Main St., Kalamazoo, Mich., U.S.A. Branch of- fice, London, Eng. Practice in U.S. Courts. Circulars free. ADE OUR FALL LINE OF pohool Supplies Fing Stationery iS NOW COMPLETE.——— OUR TRAVELERS J. L. KYMER (of our firm), GEO. H. RAYNOR and GILBERT J. HAAN Will soon call upon the trade with a complete line of sampies. BATON, LYON & 60, 20 and 22 Monroe St,, Grand Rapids, WM, L, ELLIS & CO. BRAND Baltimore Oyster Broker in CANNED GOODS. Salt and Sea Fish. B. F. EMERY, - Manager, 20 Lyon St., GRAND RAPIDS, MICH, FOURTH NATIONAL BANK Grand Rapids, Mich. A, J. Bowne, President. GEO. C. PIERCE, Vice President. H. P. BAKER, Cashier. CAPITAL, - - - $300,000. Transacts a general banking business. Make a Specialty of Collections. Accounts ef Country Merchants Solicited. WANTED! POTATOES, APPLES, DRIED FRUIT, BEANS and all kinds of Produce. If you have any of the above goods to ship, or anything in the Produce line, let us hear from you. Liberal cash advances made when desired. EARL BROS., COMMISSION MERCHANTS 157 South Water St., CHICAGO. Reference: FIRST NATIONAL BANK, Chicago. MICHIGAN TRADESMAN, Grand Rapide. ESTABLISHED 1866. Barnery Bros. 159 So, Water Street, Chicago. We do a General Commission Business and offer as inducements twenty years’ ex- perience and clear record. The best equip- ped and largest salesroom in the business in this city. Ample storage facilities—full 20,000 feet of floor space in the center of the best market in the West. tal and first-class references on Ample capi- file with you wish sell, It Write us if information, whether to buy or THE TRADESMAN. will cost you nothing. BARNETT BROS. RDMUND B. DIKEMAN THE GREAT Watch Maker = Jeweler, 44 CANAL 8Y., Grand Rapids, - jillch, Voigt, Herpolsheimer & 60, Importers and Jobbers of DRY GOODS Staple and Fancy. Overalls, Pants, Htc., OUR OWN MAKE, A Complete Line of Fancy Crockery2 ancy Woodenware OUR OWN IMPORTATION. Inspection Solicited. Chicago and Detroit Prices Guaranteed. KLEIN GLOVE KMPORIUM Gloves and Mittens Buckskin, Dogskin, Napha and Sheepskin, IMPORTED AND DOMESTIC KID GLOVES A SPECIALTY. Full Line of. MISSES AND YOUTHS’ GLOVES, Mail Crders will receive Prompt Attention. OTTO KLEIN, Manager, 79 PEARL STREET, Grand Rapids, - Mich. Telfer Spice Company, SOLE MANUFACTURERS OF ABSOLUTE SPIGKS, a Absolate Baking Powder. JOBBERS OF Teas, Coffees 2 Grocers’ Sundries, 46 Ottawa St, GRAND RAPIDS. BOOK-KERPING WIPED QUT! No Pass Books! No Charging! No Posting! No Writing! : No Disputing of Accounts! No Change to Make! TRADESMAN Credit Coupon Book. THE NEWEST AND BEST SYSTEM ON THE MARKET. We guote prices as follows: $ 2 Coupons, per hundred eee es $2.50 $5 et te ee $16 a7 a7 $20 oe “ Subject to the following discounts: Orders for = Or Over... 22... ae ss ** 1000 “ss ee Send in sample order and put your business on a cash basis. K, A. STOWE & BRO., Grand Rapids, The Old Cow. The old cow walked by the dairy shed, : And she said, in her ruminant way, she said: “T am feeling about as fine as silk, But I’d like a drink of my own good milk.” And, looking around, she presently spied A pail a-standing the door beside— It was buttermilk, about two days old, But the aged vaccine hadn’t been told, So she only remarked: ‘Its mean to bilk An industrious cow of her own good milk.” And she took a drink, and looked surprised, She walked away, and that cow surmised; She surmised about half way down the lane, And said, in astonishment mixed with pain: “To judge by the flavor of that ’ere milk. T can’t be feeling as fine as silk; I must be billous, I bet a hat, When I get to giving down milk like that!” —— > AN UNPLEASANT BED. A good many years ago, when quitea small lad, I had the great misfertune to get my right hand torn to pieces in a threshing machine. I say my misfortune, but it was wholly a result of my own wilfulness; I had no business at the thresher, but, boy- like, I wanted to feed some grain into the machine. I was told not to put my hands so near the revolving teeth—told two or three times—but out of sheer contrariness I thrust them down still closer, and my right hand was caught and mangled. It healed up at last, but there was only an odd-looking and worthless sort of claw, with three fingers pointing in as many dif- ferent directions. Several of my dear friends, who saw the accident, were frank enough to say that it served me right. Their opinion may have been lacking in sympathetic quality, but it was true enough. That claw hand was what led me to be- come a peddler, for I was provided by na- ture with a good pair of legs. I bow to the prejudices of the people who have seen all they wish to see of ped- dlers, and refrain from entering upon a de- scription of the hawker’s life; but some of my adventures may be worth recounting. One night in the month of May, 1877— eleven years ago—I came to a solitary house, twelve or fifteen miles south of In- dependence, Kan. The house stood out on the prairie, and there was not another human habitation in sight from it; and, in fact, the road leading to it was merely a trail over the prairie. But good roads were not then to be looked for in those parts, and that was something in my favor, for the more remote 2 house was, the better trade would be apt to be. It struck me as a rather queer-looking place, for there was a good-sized frame house, not very old, but no out-buildings to indicate that farming or any other kind of business was done. In response to my knock, a woman opened the door—a woman apparently twenty-three or twenty-four years old, dressed in a soiled calico gown, with a mass of tangled black hair hanging down her back. She was thick and broad-shouldered for a woman, with rather coarse features, black eyes and remarkably heavy eyebrows, yet by no means ill-looking. “Good evening, miss!” Isaid. “I’m a peddler. Can you put me up for thenight ? Vyve something handsome in the way of goods and jewelry to show you.” The woman looked me full in the face a moment or two, ran her eye over my cloth- ing, glanced at my bulky pack, then said: “T reckon, mister. Come in.” Something in her manner led me to ask, as I followed her in, ‘“‘Is this a public house ?” ‘‘Wal, stranger, we puts up sech as comes our way,” replied the woman. She opened the door into a recom which contained a table, a rude lounge and a number of home- made chairs. In the far end of the room an old woman sat smoking a corn-ceb pipe, with her foot on the tender of a cooking- stove. Taking out her pipe, she looked me over with the same unpleasant, calculating seru- tiny which I had noted in the younger woman, but‘at length said: ‘‘Make yer- self comf’table, stranger,” and resumed her pipe. In about an hour supper was ready— avery good supper for those parts. The young woman prepared it and waited on the table, but spoke scarcely a word. After the table was cleared up I opened my pack and commenced displaying its at- tractions. The old crone bougkta ‘‘moura- ing” silk handkerchief. The younger woman purchased a few yards of ribbon and two napkins, worth in all about $1.50, and in paying for them displayed a pocket- book containing a roll of bills. Seeing this, I immediately opened the jewelry compart- ment of my pack and exhibited a pretty lit- tle gold wateh of Geneva manufacture, bracelets, rings and watch chains; my en- tire stock, in fact. At length she brought out from a cupboard three pairs of gentle- men’s cuff-buttons—two solid gold, the third native gold nuggets, such as miners sometimes have made. Noting my look of inquiry, she said: ‘‘Them belonged to my poor brother Bill;” but her tone led me to distrust the state- ment. She wished to swap the buttons for a lady’s gold watch-chain, and, thinking that if she got the chain, she might take the watch, I exchanged with her. She next produced a gentleman’ silver watch, somewhat worn, which she wanted to swap with me for a pair of bracelets. ‘“*Was this your brother’s ?” I asked. “No,” she replied, flushing a little, but looking me in the face keenly. ‘*That was give me by one o’ my beaus.” ‘“‘Jane, what are you talking about ?” ex- claimed the old crone, in what sounded like an angry tone. ‘Nothin’, mau,” said the daughter, care- lessly. Then to me, in a lower voice: ‘‘Mau’s allus dead agin my havin’ a beau.” I decided not to take the second-hand watch, and seeing that no more trading was likely to be effected that evening, I asked to be shown to my sleeping-room, saying that I was rather tired. The young woman took up the small ker- osene lamp and led the way into a room a4a- joining the one we were in, upon the ground floor, but in the rear of the house. It was a good-sized room, but very bare, having only a bed, one chair, a dirty little wash- stand, and a large chest, which stood against the wall on the back side. I brought in my pack and set it down near the head of the bed. “That must be a lug for you, all day long !” the woman remarked, and sat down on the chest, as if to talk for a moment. ‘*Yes,” I replied. ‘“‘T should like to have all there is in that pack,” she continued. ‘‘Ain’t you some- times afraid of bein’ robbed ?” “Oh, no,” LE said: “IT should be,” she remarked. ‘‘I should be scairt to death sleepin’ in strange houses. But I expect you go well ‘heeled ?’” ‘‘Not particularly,” I replied. ‘‘But you see I’ve got a good stout stick for my pack.” “111 bet you’ve got a pistol,” she said. To this remark I made no reply, but in- quired if she and her mother lived alone. “No,” she answered, after hesitating an instant. ‘But pop and my brother’s gone up to town after grub stuff. They may get hum to-night, or mebbe not till to-morrer.” I made no reply, and she rose to go out, taking the lamp. ‘*Please leave the light,” I said. ‘Do you mind?” she asked. ‘‘It’s all the one we’ve got, and I’ve work to do for breakfast.” I said, ‘‘All right,” but I did mind a good deal, for the room as as dark as pitch. There was but one window. I feltmy way to the sash, and tried to raise it; apparently it was nailed down, and, as no light came in, I concluded that there was a closed shutter outside the glass. I went to the door and felt for the key; there was none, but a ray of light from the sitting room came in through the keyhole. But I was used to this sort of experience. I had in my pack a little patent device, with a clamp, called a ‘‘burglar lock,” for fasten- ing adoor on the inside. 1 got it out and applied it as well as I could in the dark. Then I went to the bed and felt that over. It stood in the corner of the room and there was a curtain around the front side and foot of it. Continuing my investigations, I dis- covered that, instead of having an open space under it, the bedstead was likea large box with the mattress laid on top of it and the curtain nailed against the side and end, for behind the thin calico there were firm boards down to the floor. Somewhat mystified by this queer ar- rangement, I attempted to lift the edge of the mattress —to learn what was beneath— but found that it was fastened down. I could not even raise a corner of it, front or back. I next lay down on the bed experi- mentally. It was rather hard, and moved laterally with a slight, vibrating motion, like that of scales when one first steps on them. Of course, a peddler finds all sorts of beds in anewly settled country, but this one struck me as very queer. I felt it all ever again; the mattress and whatever it was so tightly fastened to would jog ex- actly like the platform of scales, and plainly was not attached to the boxlike sides of the bedstead, though fitting them so closely that 1 could not get my fingers down between them. ‘“*This may be all right,” I said to myself, “but I’m not going to sleep on it.” My fancy began to seek solutions of the mystery. ‘‘Perhaps it is really a kind of trap-door and scales combined,” I thought, ‘‘so that when a person lies down on it they can de- tect the fact and let him drop into the cellar.” I put the bedclothing on the floor and lay down thereon, having first placed my re- volver beside the pillow, and taken the package containing the most valuable arti- cles of jewelry from my big pack and laid that beside the pistol. I often did this, for, of course, a man with but one hand doesn’t feel quite as courageous as one with two. The light still came in at the keyhole, and after some time I heard the tramping of heavy boots on the doorsteps, and then men’s voices in the outer room. Still as broad awake as ever, I went tiptoe to the keyhole and peeped out. I was just in time to see the young woman fetch a chair and set the back of it before the keyhole and throw a coat across it, evidently with the design of obstructing the view. Then foralong time I could hear the sound of low conversation and whispering about the cook stove. “Pop” and the brother had evidently re- turned, but I thought the precaution of blinding the keyhole and the whispering a little suspicious. However, I lay down again, then by a sudden impulse [rose once more, took the chest and set it on the mat- tress of the bed. It was quite heavy, and would pretty nearly represent the weight of a man on the bed. At last 1 fell into a drowse, and, after waking a dozen times, at least, fell soundly asleep. But asudden noise awakened me and startled me so much that I found myself sitting up onthe floor! It seemed to come from directly under where I lay, as if some one had dropped an ax or a hammer ona bare plank floor. I listened for a moment, but heard nothing further. As my eyes roved about in the darkness of the room, I thought that there was alight spot where the curtains of the bed should be. Iecrept along, and raising it saw that there was really aray of lamplight coming through a crack between the boards of the boxlike bedstead. Some one surely was in the cellar or room beneath, and the light came up through the floor under the bed. I placed my eye at the crack, but the opening was very narrow. Thinking thatlI might enlarge it a little, I took out my pocketknife and was cautiously opening the small blade when there came the sound and jar of a heavy blow close beneath where I lay. The mattress and chest started, sank a little, stuck for an instant, then fell with a loud clatter into a great lighted hole be- neath ! In an instant I was on my feet, staring down into the abyss thus suddenly opened. There lay the mattress and chest. A lan- tern, hanging from a peg in the cellar wall, threw its light over them. There was a slight noise, and then I saw the heads and shoulders of two men, one with an ax in his hands, the other holdinga Winchester. They stood for an instant, with their eyes on the chest as if in astonishment, then turned to glance up. I quickly drew back into the darkness. Then I heard a muttered oath, followed by the noise of quick foot- steps, first over the planks and then coming up the cellar stairs. All this had happened within five seconds of time. With a wild impwiee- of self- preservation, I reached for my pistol, and my hand coming in contact with the jew- elry package at the same instant, I clutched that and thrust it into the pocket of my coat, then turning to the dvor stood, re- volver in hand, at bay, but resolved, since I must fight, to sell my life as dearly as 1 could. In a moment they came at the door with a rush. One of them seemed to throw himself against it, probably expecting to findit unfastened. The knob was violently turned, but my little safety clamp held well. Twice the man pushed at it, then witha curse he stepped back and struck a heavy blow against it with the ax. The clamp would hold but a moment or two longer. My chances were small, in- deed, for I never shot very well with my left hand. My eyes turned to the lighted hole down which the mattress had fallen. There was no one in the cellar now, though the lantern still hung there. An idea—a wild thought of escape—occurred to me, and even before the ruffian had time to repeat his ax-stroke, I was down in the cellar! The lantern showed me where the cellarstairs were, and I darted forward to them. At the same instant, I heard the door overhead go down with a crash. I stole up the stairs and came into the room which I had first entered. The two men were already in my room, and the young woman stood in the doorway leading into it, with her back tome. Pausing but long enough to locate the outside door of the house, I made a dash for it, still on tiptoe. But the woman heard me open it, and turning around, lamp in hand, screamed : ‘*Here he is!” Before the words were out of her mouth, I was outside the house and running at my best pace. It was still quite dark. I started across the prairie in the direction I had come and had gone seventy or eighty yards when the men opened fire. But it was too dark for them to shoot straight. They must have shot more at the sound of my steps than at anything they could see; yet they sent four or five bullets whizzing past me more closely than I liked to have them. I changed my course and ran in another direction. I did not cease run- ning until I had gone a mile or two, for I expected that the rascals would dog my steps and try to make an end of me. Butl saw nothing more of them. As soon as it was light I got my bearings, and during the day reached Vinita. I had a pretty straight story to tell, but I was only a peddler, and neither there nor after- ward could I induce the Sheriff to collect a posse and make a raid on the house of my would-be assassins. I lost over $200 worth of goods in my pack, which I never recovered, nor did I For Sale by have even the satisfaction of seeing the family brought to justice. It may have been the notorious ‘‘Bender family” for aught I know to the contrary. Plainly, that bedstead was contrived for the purpose of making away with travelers, and how many ill-starred ‘‘guests” of the house may have been disposed of in that cellar will never be known. As for myself, I never went that way again. A Talk on Washboazds. A traveling agent of one of the largest washboard factories in the United States gave a reporter the following interesting statistics and information for the Cleveland Leader. He said that millions of wash- boards are made and sold in the United States every year, and at least 7,200,000 are sold yearly between the Allegheny Moun- tains and Missouri River. There is one factory which turns out over a million, and at least two factories which make 700,000 and 800,000 a year. There are at least twenty varieties of washboards, and the best are madeinthe West. The Eastern factories make their washboards out of pine. Hard wood is undoubtedly the best. Pine is soft, and white pine is too expen- sive. The poorer kinds can be bought as low as eighty cents a dozen wholesale; these are single washboards for family use. The better kinds cost $2.25 per dozen wholesale, and double washboards—those that have zine edges on both sides—cost much more, retailing at fifty cents apiece for the best. Laundry sizes of this description cost much more. The first washboards were made entirely of wood, and our washerwomen used to pound the dirt out of the clothes with a stick, by laying them on the board. The first washboards made of zine were put upon the market about twenty-five years ago. ———_—_ Points For Grocers. The mustard crop in California is a light one. The butter pack of California is soon to be all changed from rolls into square blocks. The national Cigar Manufacturers’ Asso- ciation has voted to establish an annual to- bacco exposition. In a California cold storage warehouse $20,000 worth of eggs, placed there last spring, have been spoiled by the impregna- tion of some chemical. A new way to secure a fulfillment of one’s commisions has been adopted by a lady in Springfield, Mass. She commits her wants to meter and teaches them to her husband. Here is one order set to the tune ‘‘Yankee Doodle:” Butter, Cocoa, raisins, eggs, Molasses, baking powder, Vanilla, sugar, cheese and beans, Salt pork and fish for chowder The most satisfactory mixture of Mocha and Java coffee, is one-third Mocha and two- thirds Java. Many customers use them in equal portions, but the first named is a bet- ter mixture. No coffee is grown in Mocha, the fruit bearing its name coming from ar Arabian province, Yeman, of which Mocha is the export town. Itis claimed that no real Mocha gets farther from Yeman than Constantinople, and that our Mocha coffee is grown in East India, Africa and Brazil. ——>_-. <> A Christian Spirit. Mr. Isaacstein—I sells you dot coat, my frent, for sayventeen tollar; you dake hum along ! Customer—I thought, Mr. Isaaestein, that you didn’t do business on Saturday. Isn’t this your Sunday ? Mr. Isaacstein (in a low, reverent tone of voice) —My frent, to sell a coat like dot for sayventeen tollar vas not peesness; dot vos charity. —_———»>.—>—__—- Will Call and See Them.~ Customer (to grocer’s boy) — Proprie- tor in? Boy— Yessir; readin’ de news. Customer—Is hea society man ? Boy—No, sir; but he’s got lots o’ swell customers, an’ he wants to find out when they’re comin’ back to town. He’s wery anxious to see some of ’em. he is in de back room —_—— 9 << That Railroad Sandwich. ‘Look here,” said a traveling man ata railway eating counter, ‘‘there is something wrong with this sandwich.” ‘‘Guess not,” said the youth in charge. “But there is. I can tell. Why, its so soft that I can bite right through with ease.” ——————_> _-+o-—<————_____——_- The State Association of New Jersey has profited materially by the pioneer work done by your Association in Michigan, and hope to still further benefit by the deliberations of the intelligent and progressive merchants of your State. I trust that in the near fu- ture New Jersey and Michigan will be drawn closer together by the formation of a National Association; and your Associa- tion, having been first in the field, should take the initiative, with a view to consoli- dating and cementing the interests of retail merchants throughout the United States. — 2

— Purely Personal. H. M. Lee, the Nashville merchant, was in town last week. M. S. Scoville, the Kalamazoo grocer, took in the fair here last week. Frank E. Hibbard, the East Saginaw druggist, was in town on Monday. Geo. H. Reeder leaves next week for a tour of the shoe factories in the vicinity of Boston. E. S. Houghtaling, the Hart grocer and beechnut king, was in town several days last week. B. S. Harris and B. F. Emery have gone to Chicago to take in the exposition and— other things. D. R. Parish, the grocer and cider and vinegar manufacturer, is out with a new delivery wagon. Richard Gannon, the oblong White Cloud butcher, beamed on his Grand Rapids friends on Monday. Jas. Vernor, the Detroit druggist, was in town Sunday to attend the obsequies of the late Major Watson. H. D. Harvey, who recently sold his drug stock at Bangor, put in a couple of days at Grand Rapids last week. Byron 8S. Davenport, formerly engaged in trade at Paris, has come to Grand Rapids to live and may enter the employ of Reeder, Palmer & Co. Capt. H. N. Moore, President of the Grand Rapids Packing & Provision Co., is spending afew days in Chicago, bent on both business and pleasure. W. T. Lamoreaux walks on crutches now, in consequence of a slightly damaged knee pan. There are no flies on Lamoreaux—he carried three accident insurance policies. L. J. Rindge, wife and daughter has re- turned from Nantasket Beach, where they spent three weeks, principaliy for the bene- fit the change worked in the health of Miss Rindge. W. E. Watson, the Mancelona merchant, was a passenger in the same carin which the late Major Watson started for Chicago, helped him to a seat and rendered such other assistance as lay at his command. M. D. Bentley, manager of the Bentley Oil Co., of Detroit, was in town several days last week, superintending the inaugu- ration of business by the Grand Rapids Tank Line Co., of which he is also man- ager A. B. Schumacher, who has been engaged in the drug business for twenty-four years, sixteen of which he has spent at Grand Ledge, was in town acouple of days last week. Mr. Schumacher is probably the old- est druggist of his age in the State. Smith Barnes, General Manager of the Hannah & Lay Mercantile Co., has returned from a visit to Marquette, Ishpeming, Houghton, Hancock, Lake Linden, Calu- met and several other towns in the iron and copper regions. He reports an enjoyable trip. Daniel Stern, the able and enterprising editor and publisher of the American Arti- san, tarried a day at Grand Rapids last week. Mr. Stern is a steam engine in dis- guise, with a capacity to run either forward or backward and propel everybody and everything connected with him and his splendid publication. Robert M. Floyd, who has an extensive acquaintance among the Michigan trade, wili shortly lead to the altar a Philadelphia } 3 lady, to whom he was engaged fourteen years ago. Family views and arrangements intervened to prevent their marriage, since which time each has been married and wid- owed. The prospective bride is Mrs. Reid, the daughter of Peter Henderson. She is spoken of as a lady of rare personal graces and unusual mental attainments, a charm- ing conversationalist, a story writer of merit, whose strong and amiable native qualities have been ripened and enriched by extensive travel and unusual social advan- tages, both in this country and -abroad. THE TRADESMAN joins with many others in extending congratulations. Myron H. Walker, whom the B. M. A. workers of the State have reason to regard with gratitude, was married at Kalamazoo last week to Miss Lourettie E. Stevens, of Lowell and the happy couple are now enjoy- ing life in Massachusetts. They are expect- ed back about October 1. W. S. Brown, Traveling Passenger Agent for the Lake Shore & Michigan Southern Lailway, put in several daysin this city last week. Mr. Brown has the reputation of having a ‘‘heye like a heagle”’ and the fact that he recognized an old friend here whom he had not seen for twenty years gives credence to the story. Judge Ramsdell, of Traverse City, Presi- dent of the West Michigan fair, compli- mented the Michigan Business Men’s As- sociation by sending all the officers and committees a season ticket to the fair. The courtesy was appreciated and in several cases the opportunity of seeing the exhibi- tion was embraced. A correspondent of the Hastings Banner writes as follows concerning the veteran general dealer at Orangeville Mills: ‘‘Will wonders never cease! Wonder if olden times are returning to us in this the nine- teenth century! Mr. and Mrs. Eli Nichols, of Orangeville, have become parents to a fine boy. Mr. Nichols is 56 years of age and Mrs. Nichols is 53. About thirty years ago they had achild born to them, but it survived but a short time, and now, after more than thirty years, they are again parents. May the young fellow live, thrive, and be the main stay of the old folks.” wt ee Attention is directed to the advertisement of Samuel Lyon on another page. Anyone who has ever dealt with that house couldn’t be pulled away to an opposition establish- ment by a ten elephant power. FOR SALE, WANTED, ETC. een Pree Advertisements will be inserted under this head for two cents a word the first insertion and one cent ¢ word for each subsequent insertion. No advertise- ment taken for less than 25 cents. Advance payment. D ps FOR SALE, | ee SALE CHEAP —18-HORSE POWER Good as new. Address 298, this oftice. re SALE—THE JEFFERSON FLOURING MILL. Best water power in the State. Inquire of N. G King, Brooklyn, Mich. 294 OR SALE—DRUG STOCK WHOSE AVERAGE DAILY sales is $17. Splendid opening for physician. Good reasons for selling x, Address No. 289, care Michi- gan Tradesman, 289 OR SALE OR RENT—HARDWARE AND GROCERY store, dwelling and lodge room above. Address Box 24, Merrill, Mich. 290 OR SALE—WELL-ESTABLISHED IMPLEMENT BUS- iness, choice location, in rich farming country. Capital required—about $5,000. Profits about $500 per month. A golden opportunity for live man. Address Jno. T. Marriott, Agt., Wakefield, Neb. 283 Po SALE—GCOD RESIDENCE LOT ON ONE OF the most pleasant streets ‘‘on the hill.’? Will ex- change for stock in any good institution. ENGINE, Address 286, eare Michigan Tradesman. 286 p=. ‘SALE—WELL-SELECTED GROCERY STOCK, situated on good business corner. Stock and fix- tures will inventory about $3,000. Reason for selling, other business. Address Henry, care Michigan Trades- man, Grand Rapids. 282 Fs SALE—ONE 9x24 ROWNDS’ SECTIONAL ROLL- er mill, with elevators and scalpers complete; one Webster bran duster; one OO Geo. T. Smith purifier. The above mac hines are allin g ood condition. —" of owner, » D Briggs, North B nh, Mich. 277 OR SALE—BAZAAR BUSINE WELL ESTAR. lished in one of the liveliest and best business townsin the State. Proprietor’s health failing. In- voice about 31,400. Now is the time to buy for fall and holiday trade ddress A B C office of this paper. 272 por SAL N GROCERY, DRY GOODS AND Crockery stock, situated ina railway town, with good line of customers. Stock will inventory about $2,000. Will take part cash and balance on time. Ad- dress A. S. Musselman & Co., Grand Rap ids, 260 PROR, SALE—DRUG FIXTURES AND SMALL STOCK 2 Of drugs. Address Doctor, Box 242, Rockford. 258 rT SALE—OR EXCHANGE FOR STOCK IN TRADE, Grain Elevator, ten carloads capacity; horse power, large grounds; fine town on C. & G. T. railroad; good wheat and produce market. Write for particu- lars, W. B. Tyler, care B. P. & D. A. Co., Grand Rapids, Mich. 259 | Tes SALE—GENERAL STOCK, GOOD TRADE, LONG or short lease of store. A bargain for some one. Must sell. Address Box 12, Grand- ville, Mich. 242 OR SALE—THE DRESS OF TYPE NOW USED ON “The Tradesman”—600 pounds of brevier and 200 pounds of nonpareil. A good bargain will be given purchaser. 5 Want to go South. WANTS. \ TANTED—WE WANT A GOOD MAN IN EACH town to sell door plates, door bells, house num}; bers and alarms Liberal commissions. Address, Rus- sell & Hunter, Grand Rapids, Mich. 297 => REGISTERED PHARMACIST, PERMA- nent position, Address M. Seward MeNitt & Co., Byron Center, Mich. 292 V 7 ANTED—SITUATION ON THE ROAD BY MAN OF six years’ experience. Best of reference. Ad- dress J. E. F. care Michigan Tradesman 293 eS] LIVE, ENERGETIC MAN WHO IS SO- ber and honest, to consolidate grocery or gener- al stocks with me,in a No.1 location, where a tradé of $20,000 a year can be done. Don’t write unless you are all right and mean business. Address Lock Box 129, Collins, Mich. 275 ~~. EXCHANGE FOR VALUABLE REAL estate, a stock of merchandise. Address 287, Tradesman office, Grand Rapids, Mich. 287 W JANTED—BY A YOUNG MAN UNDERSTANDING the meat business, to buy an interest ina meat market in a good town. Address Cleaver, care Michi- gan Tradesman. 280 S-. . TO SELL OUR CHOICE VA- rieties of nursery stock, either on salary or com- mission. Permanent employ ment to successful men Address, with references, May Brothers, Nursery men, Rochester, N. Y. 278 \ J ANTED—PART INTEREST IN DRUG OR GENERAI store by practical registered pharmacist. Ad dress Robert, care Michigan Tradesman 271 \ ANTED—EVERY STORE-KEEPER WHO READS this paper to give the Sutliff coupon system a trial. It will abolish your pass books, do away with all your book-keeping, in many instances save you the expense of one clerk, will bring your business down to a cash basis and save you all the worry and trouble that usually go with the pass-book plan. Start the Ist ofthe month with the new system and you will never regretit. Having two kinds, both kinds will be sent by Soe (mentioning this paper) J. H. —— Albany, N. Y. \ ANTED—1,000 MORE MERCHANTS TO ADOPT oon Improved Coupon Pass Book System. ane for E. A. St 214 MISCELLANEOUS, A 20-ACRE FRUIT FARM NEAR BENTON HARBOR, handy to Chicago market, will sell or exchange samples. towe & Bro., Grand Rapids. for Grand Rapids realestate worth $1,200. Address Dr. W. Ryno, Coloma, Mich. 295 OST—AT FAIR GROUNDS, THURSDAY, A GRAY cashmere shawl. leaving at this office. 39 5O IN CASH OR GOOD PAPER WILL SE- $ st cure a thriving hardware business without competition in Meredith. Address Lock Draw- er 25, Evart, Mich. 284 OR RENT—TWO WELL LOCATED STORES By South Division street. Size 22x 80 feet. G. K. Nel- son, 68 Monroe street. 279 1, 20 CASH BUYS MANUFACTURING BUSI- ness paying 100 per cent. Best of rea- sons ‘tor selling. Address Chas. Kynoch, St. ee ic 22 Finder will be rewarded by 296 A BARGAIN that is A BARGAIN, ROCERY FOR SALE—A leading Grocery and Crockery business in a flourishing Ne- braska city of 8,000 population, with gas, elec- tric light, street cars, water works, fine schools and churches. Store first class; sales upward of $40,000 per year. Crop prospects finest in the West. Cash required, about $5,000. Write at once, P. O. Box 303, Kearney, Neb. GRAND RAPIDS TANK LINK GO. Distributing Agents for Water White and Prime White lnminating Oi] GASOLINE and NAPTHA. Works, GR. & 1. anc. aM Jt, Othce, No No. 4 Blo CORRESPONDENCE SOLICITED. QUOTATIONS FURNISHED on (igett Blk. APPLICATION. PEACHES PEACHES PEACHES!!! Send your orders for them to ‘LTEIERO. B. GOOSSEN, WHOLESALE FPRODUCE COMMISSION MERCHANT 33 Ottawa Street, GRAND RAPIDS, MICH. Al Lowest Stuer Prices YOUR COAL OF A. HIMES, Office under National City Bank. New Yards, Shawmut Ave.. Winter and WY, Division Sts. TELEPHONE CALL 490-2. ORDER RHEHDER, PALMER & CO, Wholesale Boots and Shoes. STATE AGENYS FOR LYCOMING RUBBER CO., aa Pearl St., Grand Rapids, Mic : on EPHONE NO. 998, HEMOVED I have removed my stock from * 40 and 42 South Division Street to 198. Tonia St. NEW BLODGETT BLOCK, where five floors and a basement af- ford me better facilities than ever before for the proper prosecution of my business. Daniel Lynch, ——SUCCESSOR TO—— PRED D. YALE & 60. KDWIN FALLASS, Proprietor of Valley Gily Cold Storage Packer and Jobber of The Popular Solid DAISY | Brands of Oysters. My facilities for handling Oys- tersare unsurpassed. Oysters guaranteed fresh every time. Send in your or- ders, which will be filled at lowest market price. Oranges, Lemons, Bananas, Butter, Eggs and Egg Crates. No. 1 egg crates, 3%c. No. 2 egg crates, 30c. No. 1 fillers, 13c. No. 2 fillers, 10c, I have facilities for handling each line above named that are unsurpassed. I aim to handle the best that can be obtained. Mail orders filled promptly at lowest market price. A liberal discount on Egg Crates and fillers in large lots. SALESROOH, - No.9 Ionia St, Grand Rapids. Millers, Attention We are making a Middlings Purifier and Flour Dresser that will save you their cost at least three times each year. They are guaranteed to do more work in less space (with less power and less waste) than any other machines of their class. Send for descriptive cata- logue with testimonials. Martin’s Middlings Purifier Co, GRAND RAPIDS, MICH. WALKS - 6001 YEAR aa GONNEOTIGUY publ bers. OS eee i naa ae Oe eS Me. Write for Fal] Prices and Discounts. G. R. MAYHEW, 86 Monroe Street, GRAND RAPIDS. 3 ~ ‘ me PES fe : The Finest a ot iar Manvfactvred. LONG HAVANA FILLER. THEY HAVE NO EQUAL. Ss. DAVIS, 70 Canal St,, Grand Rapids, Mich. A. BELKNAP Wagon and Sleigh Co MANUFACTURERS OF Spring, Freight, Express, Lumber and Farm WAGONS! Logging Carts and Trucks Mill and Dump Carts, Lumbermen’s and River Tools. We carry a large stock of material, and have every facility for making first-class Wagons of all kinds. Special attention given to Repairing, Painting and Lettering. Shops on Front St., Grand Rapids, Mich, DO YOU WANT & SHOWCASE SPECIAL OFFE R-—rThis style or oval case; best quality; all glass, heavy double thick; panel doors; full length mirrors and spring hinges; solid cherry or walnut frame; extra heavy base; silvetta trimmings; 6 feet long, 28 inches wide, 15 inches high. Price, $11, net cash. Boxing and cartage free. i. TO. CO x, 21 SCRISNER STREET, Grand Rapids, - Michigan. » aan RANT ~ i ¢ \\ ASSOCIATION DEPARTMENT. Michigan Business Men’s Association. President—Frank Wells, Lansing. First Vice-President—H. Chambers, Cheboygan. Second Vice-President—C. Strong, Kalamazoo. Secretary—E. = gruletn — Rapids. asurer—L. rague. Greenvil eeakave Board— “Preeident; C. L. Whitney, Muskegon; Frank Hamilton, Traverse City; N. B. Blain, Lowell; Chas. T. Bridgman, Flint; Hiram DeLano, Allegan; Va Caammuaee. on Insurance—Geo. B. Caldwell, Green- ville; W.S. Powers, Nashville; Oren Stone, Flint. Committee on Legislation—S. E. Parkill, Owosso; a A. Hydorn, Grand Rapids; Allegan. BH. oH. Fope, _ a x rse omumittee on Trade Interests—Smith oe rave . City: Geo. R. Hoyt, East Saginaw; H. B. Fargo, Mus- on. —. on Transportation—James Osborn,Owosso; O. F. Conklin, Grand Rapids; C. F. Bock, Battle Creek. ce Committee on Building and Loan Associations—Chaun- cey Strong, Kalamazoo; Will Emmert, Eaton Rapids; W. E. Crotty, Lansing, Loeal Secretary—P. J. Connell, Muskegon. Official Organ—THE MICHIGAN TRADESMAN. The following auxiliary associations are Op- erating under charters granted by the Michi- gan Business Men’s Association: € No. 1—Traverse City B. M. A. President, Geo. E. Steele; Secretary, L. Roberts. — 2—Lowell bB. M. A. ‘. s. Blain; Secretary, Frank T. King. se RD. 3—Sturgis B. M.A. President, as. Church; Secretary, Wm. Jorn. No. 4—Grand Rapids we President, E. J. Herrick; Secretary, E. A. Stowe. Ne. >. 5—Muskegon mom. AL President, H. B. Fargo; Secretary, Wm. Peer. No. 6—Alba B. M. A. President. F. W. Sloat; Secretary, P P. T. Baldwin. No. 7—Dimondale B. M. A. President. T. M. Sloan; Secretary, N. H. Widger. No. 8—Eastport B. M. A. t, F. H. Thurston; Secretary, Geo. L. Thurston. No, 9—Lawrence > B. M. A. President, H. M. Marshall; Secretary, J. H. Kelly. No. 10—Harbor Springs B. M. A. President, Ww _J. Clark; Secretary, A. L. Thompson. President, N. Presiden No.1i1—Kingsley B. M. a President, H new hipple; Secretary, C. H. Camp. INO. 12—Quincey B. M. A. President, C. McKa ;; Secretary, Thos. Lennon. i No. 13—Sherman B. M. A. President, H. B. Sturtevant; Secretary, W. J. Austin. No. 14—No. Muskegon B. M. A. President, S. A. eee Secretary, @ 3 <. Havens. SE Sand © Take’ B. President, J. V. Crandall; No. 17—Plainw ell B. M. A. resident, E. A. Owen, Secretary _d. A. Sidte No. 18—Owosso 73. M, . President, H. W. Parker; Secretary, * amfrom. TM ee President, D. F. Watson; Secretary, KE. EB. “Chapel. ee No. 20—Saugatue k B. M. A. John F. Her ecretary, L. A. Phelps. No. 21—Wayland B. M. A. President, C. H. Wharton; Secretary, M. V. Hoyt. No. 22—Grand Ledge BEA. Secretary, W. R. Clarke. Ch ll msl ae A. Secretary, W. Rasco. President, , A. B. Schumacher; No. 23—Carson City B. M. A. President, F. A. Rockafellow; Secretary, C. io. 24—Morley B. M. es Thurkow; Secretary, W. = Richmond. No. 25—Palo B. M. A. President, Chas. B. Johnson; Secretary, H. No. jieawnsnaraely i, President. S. R. Stevens; Sec ar, Ee No. 2%—Dorr =. WL President, E. S. Botsford; Secretary, a3 Lo , 28—Cheboygan B.M Presid ts Frost; Se Se net tary, a. G. Dozer. No. 29—Freepert rt BM. A. " 4 President, Wm. Moore; Secretary, J. Cheesebrough. sl sett fe ore ee G. Bailey. President, . Pew. No. 30—Oceana B. _ Secretary, © Avery; . Houghtaling. Ae > 2 h President, Th No. 3% 2 ae ident, L. No. 34—Saranac B.™ ident, H. T. Johnson; Secretary, Ee. No. 35—Bellaire B. A ‘. , Wm. J. Nixon; Secretary, C. bE. De ; 36—Ithaca B. M. A. Ns = i : Ban retary, John M. Everden. A. sa. a8 E. Ba axter. D. ae omew; Sec ns smo re. treek B. M. j—Battle ¢ = Secretary, ade F. Boek; No. 38_Scoitville. Be President, H. E. Symons: Secretary No. 3 isosupeiel pont —_ . President, W. S. ¥ 2 re mONnt 5. Mi. A. Je Rat thb un. eretary C Se A Holmes. “ustix 1 B. tary, Ww 47—Flint si u ry, sess Gr ahe vm. aa ent, A. oO. Whee No. £ Con gdon. 5i—Ced M. Sel <= y *, Hankey; Sex 56—Bangor rake; Secretary No. 51—Roe kford q Preside ont, fees G. Teff e Ar . Bowman. Sm ‘: lth al 39— ennville B. M.A Presid ent F. S. Raymond: Secretary, »P.S. ‘Sw arts. No. ‘60—South eee i : Ss ary, 1. B. Bs tsaginaw M. = ecret .rnes _No, 6- ces B. President, C to bertson; Secrets Nes oo ee B. M. A. President Alf. G ae ake; Secretary ; Aliexan B. M. A. ; Secretary, i. F. VanOstrand, al 69— cotts and © limax BOM. AL President, Lyma un Clark; Secretary, F. S. Willison. oe ille . d tary, W. os cia a B, = A, cr ry, Geo. 2 Clutterbuck. _a. = ees bs. elding B. wt A. ~ Secreta ary; O. a Webster. Special Enterprises Wanted, error rrr B URR OAK, MICH.—WANTS A FACTORY TO} ¢ employ ten hands five years. Bonus, $1,000. 266 HEBOYG: AN —WANTS WOOD MANUFACTOR- Y C nch to improve the greatest ad- ty ited qu antities. help you. 4 _Come and we will Address Sec’y B. M. A.f 3 N ORTH MUSKEGON-—WANTS ALIVE eer i newspaper. Address Sec’y B. M. A. Wace AND—OFFERS UNEXCEPTIONABLE 4 ducements fora cannery. Address Sec’y B. & - IFE LAKE—WANTS AN ae OF HARDW — factories. Address Sec’y B..M. J A POOR FORM. Some Flaws in the Proposed Standard Fire Insurance Policy. When the Legislature delegated to a Commission the preparation of a standard form of fire insurance policy, the Michigan Business Men’s Association engaged Hon. N. A. Fletcher to represent the business men of the State in combatting the adoption of a form that would not be absolutely just to all parties concerned. Mr. Fletcher is particularly adapted to plead the cause of the business public, as he has made the insurance question a life study and has won the gratitude of the insuring public by being the originator of the anti-compact insurance law. Mr. Fletcher was unable to be present at the first meeting of the Commission, but has prepared the following caustic criticism of the form now under consideration by the Commission, which will be presented at the next meeting: GRAND RApips, Sept. 22, 1888. Hon. Moses Taggart, Attorney General: DEAR SrR—I have examined the New York standard form of fire insurance policy, which is under consideration by the Insur- ance Policy Commission, and I submit the criticisms which I have to make upon it: 1. The clause in lines 2 and 3, ‘‘Said ascertainment or estimate shall be made by the insured and this company, or, if they differ, then by appraisers, as hereinafter provided; and the clause in lines 86 to 91 inclusive, which provides for an arbitration of the amountof the loss, should be stricken out. It would be very unjust for the Com- mission to compel every man who takes out a policy of insurance to enter into a contract by which he agrees to forego the privilege of atrial by jury as to the amount of his damage inaloss by fire. As the matter now stands, it is undoubtedly true that most policies of insurance contain such an agree- ment, but no man who is obtaining insur- ance is obliged to make such a contract. If this form of policy should be adopted, it would amount toa legal requirement that it must be done in every case. Aside from the question of policy, there is no doubt whatever in my mind that the Legislature itself has no power to pass a law depriving a manof his right to a trial by jury of a question of that kind, and evenif it had the power, it could not delegate to the Com- mission authority to make such an enact- ment. he courts have always held that it was not within the power of parties to makea contract which would take away the jurisdic- tion of the courts to pass upon the question whether an insurance company was liable in any given case. They have held, how- ever, that the parties might, if they chose, contract that the amount of damages should be ascertained by arbitration, making such an arbitration a eondition precedent to the commencement of suit. If this policy is adopted with these clauses in it, there will be no escape for any person who desires insurance from submitting to a contract in- volving this condition. 2. The words ‘‘and a warranty by the insured” should be stricken out of lines 45 and 46. No policy of insurance should in- clude a warranty, and in a number of states statutes have been passed providing that no such policy shall include a warranty, no matter what its Se may be. The etfect of a warranty is to avoid the policy, if an untrue statement is made about an) thing whatever relating to the insurance e, no matter how immaterial it may be or how honestly the statement may have been made. All the statements made to a company for the purpose of obtaining insurance — be treated as representations the effect which would be to avoid the policy if any one was unirue in a material respect. This policy in lines 7 to 10 provides that it shall be avoided if there is any misrepresentation concealment of a material fact. In this clause of the policy the statements are treated as representations. That is per- fectly right. But having treated the state- ments, in lines 7 to 10, as representations, it is absurd to provide in lines 45 and 46 that they shall be warranties and it would be unjust, as well as absurd, to leave this clause in the policy. There is no other one way in which so much injustice has done by insurance companies as by getting contracts which amount to warranties from unsuspecting persons and then insisting on avoiding their policies on account of im- material mis-statements. A company is fully protected if it can avoid its policy whenever a mis-statement or misrepresen- tation is made about a material fact. A til 1 Or peen All kinds of timber of the finest | | 3. The clause in lines 47 and 48 should |also be stricken out. It is in these words: | ‘In any — relating to this insurance | no person unless duly authorized in writing, | Shall be deemed the agent of this com | It is simply absurd to enact as a law that ;an insurance company may send a man to | solicit insurance and take risks, and reap the | benefit of all that he does so far as it desires |to doso and then repudiate his ageney as to all acts to its disadvantage, simply be- | cause the insured is not able to show that | his authority is in writing. So faras the } is | any.” = of agency is concerned, the policy hould leave insurance companies in exactly | th 1e Same situation that any other person or corporation is left who sends out an agent }to do its business. If it adopts his acts so | far as they are advantageous to it, it should | be held responsible for everything that he says or does which is fairly within the seope of his authority. There is no reason what- ever for making the ease of insurance com- panies exceptional or putting them on any other footing than other persons who are obliged to use agents in the transaction of their business. 4. The policy ought not to provide as it does in lines 78, 79 and 80 that the insured, in case it is demanded by the company, must furnish a certificate of t the peace or notary public living nearest the place of the fire that he has examined the | circumstances and believes the insured has | honestly sustained loss. It sometimes hap- pens that the only officer who is within the terms of such a provision is the personal enemy of the insured and will not make any certificate, and the companies are not slow to seize upon the advantage which this provision gives them and insist that the certificate shall be obtained by the insured. Until he has done it, he can sustain no ac- tion, because a strict complianee with this | as well as the other conditions of the policy | is made a condition precedent to the com- | mencement of suit by the clause which is | in lines 106 and 107. There is no sense in | requiring such a certificate from any officer at all, because the companies always inves- | tigate losses themselves and know better a any of the insured’s neighbors whether | the loss has been honestly sustained. There | should, therefore, be no such provision in the policy, but in any event, if such a pro- i vision is ineorporated in it, the insured he justice of | | should not be restricted to the certificate of | the nearest justice of the peace or notary public. There should be no condition in the policy which it might be impossible for the insured to comply with, even though his loss was perfectly honest. 5. The provision in lines 92 and 93, that ‘this company shall not be held to have waived any provision or condition of this policy or any forfeiture thereof by any re- quirement, act or proceeding on its part re- lating to the appraisal or to any examina- tion herein provided for,” should also be stricken out. To adopt it would beto annul two decisions of our own Supreme Court, which may be found in Marthinson vs. In- surance Company, 31 N. W. Rep., 291, and Cobbs vs. Fire Association, 36 N. W. Rep., 222. In these cases the insurance com- panies went to the scene of the fire to ex- amine the loss. They at once ascertained facts which showed that the policy had been avoided and that the assured could recover nothing. Notwithstanding this, they de- manded that the assured should incur the expense of having inventories of his prop- erty made and complete proofs of loss made out and forwarded to them. Our Supreme Court held that, knowing as they did at the time they made this demand and while the assured was incurring the expense of com- plying with it, that he had violated one of the conditions of the policy which had avoided it, they waived the right to insist upon the condition. These decisions are so manifestly just on their face that the Com- mission should not undertake to prescribe a form of policy which would have the ef- fect of annulling them. The court applied to the case of insurance companies, in these cases, the rule to which it would have sub- jected any individual ii: any other kind of business. Nothing should be done which would take insurance companies out of the operation of the principle. 6. The clause in lines 96 to 101, except the ‘last sentence, should be stricken out en- tirely. If that clause was left in the pol- icy, it would lead to such results as the fol- lowing: A man has a stock of goods worth $20,000, insured for $10,000 in ten different companies, each of which carries a $1,000 policy. A fire occurs and he is damaged to the extent of $5,000. It turns out that five of the companies have become insolvent or that for some reason their policies are in- valid, and so he ean only ecllect from five of his ten companies. Under the form of the policy as proposed he ean only collect from each of the companies one-tenth of his loss, which would be $509, and from all of the solvent companies he could collect only $2,500, although they would be carrying policies for $5,000 and had received their premiums on that amount. This possible result shows the injustice of the provision. No wrong would be done the solvent com- panies in such a case if they were compelled to pay the full amount of their policies. 7. The clause in lines 106 and 107, limit- ing the time of bringing an action to one year, should be stricken out. In the first place, there is no reason why an action on a contract of insurance should be limited to one year when actions on all other contracts may be brought in six years. If it is said that aman should sue in one year, if he wants to sue at all, my reply is that the same objection could be made to our pres- ent statute of limitations in relation to any other contract. If the present period of limitation should be reduced to one year as to policies of insurance, the same rule should be applied to other contracts. In- surance companies should not be given an advantage which no other creditor has But if it were wise to give insurance ~| companies such an advantage, there is the further objection that the Commission has no power to doit. It must be remembered that this policy is to have the force of a law, and itis mani that the Legislature could not delegate to Commission authority to abridge the period of the statute of lim- ifatior is as to 7 contract or class of con- racts. If this clause or the clause retating to the amount of is retained in the policy, the work of the Commission will be futile, as the first blast it reeeives from any loss the eourts will destroy it. 8. IT hear that it is urged that the clause exempting mutual insurance companies from the obligation to conform to the terms lof this policy should be stricken out. If this is done, it will destroy the business of the mutual insurance companies in this State. I have not the form of a mutual policy at hand, or Ieould easily demon- strate the truth of this statement. All you need to do is to take upa policy of the Kent County Mutual Insurance Company and examine it and you will see that it is utterly impossible for that company to write a policy on this form. I remember very well that when the Commission of 1881 recommended to the Legislature of 1883 a form of fire insurance policy, there was a great commotion among the managers of the farmers’ companies throughout the State, because they saw at once that if they were obliged to conform to the terms of the policy they would have to suspend business. I certainly hope that before you conclude to strike that clause from the form you may adopt you will examine some policies of different farmers’ companies. If the New York standard form of insur- ance policy, or anything which nearly resem- bles it, is to be adopted by the Cummission, it would be far better, in my judgment, if the work was left entirely alone. As the matter now stands a person who is obtaining insurance is not obliged to submit to such contracts as the insurance companies gen- erally try to Impose upon their patrons; but if this form is adopted, nearly every unjust provision which has ever been incorporated in an insurance policy will have to be sub- mitted to by any person who is obtaining insurance, whether he wants to do it or not. I fail to see that any advantage whatever would by gained by a standard form of pol- icy, which would begin to counterbalance the disadvantages which would follow the adoption by law of the form which 1s pro- posed. Yours truly, * N. A. FLETCHER. a Sunfield merchants should beware of Ira Hartwell, a painter, who has lately removed to that place. He is entitled to wear the badge of the Grand Army of Dead-beats. Philadelphia Grocer: Our Michigan friends are to be congratulated on their con- vention and the enterprise of Friend Stowe, of THE TRADESMAN. His report exceeds any work of that kind ever done by the trade press. The report of Insurance Committee of the State body, which will be found in another column, is published with the con- sent and approval of that Committee, in hopes it will invoke criticism and sugges- tion. This explanation is due the Executive Board, for fear the latter might: consider the early publication an act of discourtesy. DOUBLY MUTUAL. The Insurance Plan Adopted by the InfSur- ance Committee. In response to the call of Chairman Cald- well, the Insurance Committee of the Mich- igan Business Men’s Association met at Grand Rapids on Sept 19 for the purpose of considering the various forms of insurance against fireand decide upon which plan would best meet the demands of the busi- ness men of Michigan. The meeting was held at the parlors of the Owashtanong Club. The assessment and premium note plans were both presented, discussed and passed aside as impracticable. It was final- ly decided to adopt a combination stock company and mutual plan—the former to ensure unquestioned security and the latter to enable the policy holders to participate in the profits, instead of turning the margins all over to the stockholders, as is the easein stock companies, pure and simple. This plan is substantially the same as that of the Mutual Fire Insurance Co. of New York, which is one of the most successful assur- ance associations in the country, the re- turns to the policy holders averaging about 50 per cent. of the premiums paid in, which are usually below the rates established by the so-called board companies. The report adopted by the Committee is as follows: To the Executive Committee of the Michigan Business Men’s Association: GENTLEMEN—At a meeting of the Insur- ance Committee, held at Grand Rapids, Sept. 19, we discussed the question of the organization of a Michigan Business Men’s Mutual Fire Insurance Co. and recommend for yeur consideration and action as follows: That an eifort be made te organize a com- pany to be known as the Michigan Business Men’s Mutual Fire Insurance Co.. with an authorized capital stock of $500,000; that $100,000 be paid in, in shares of $25 each and that every policy holder be a stock holder: that we solicit only mercantile in- surance at the National Underwriters’ rates and that one-half of the net earnings from the premium receipts be returned to the pol- icy holders, either in eash or serip, which scrip shall be issued drawing interest at 6 per cent. until paid; that the capital stock be entitled to one-half of the net earnings of the company, when such earnings do not exceed 10 per cent.; that all subscriptions to stock after $100,000 is subseribed be accom- panied by a written application for insur- ance. It is our intent to comply with the pres- ent insurance law, regulating the business of stock fire insurance, and do business un- der it. We can find nothing preventing our idea of mutuality herein recommended, namely, of making each policy holder a stock holder and of then declaring one-half of the net earnings when they do not exceed 10 per cent. on the stock, the balance to the policy holder. The issuing of scrip for this dividend to stockholders allows us to retain a cash surplus, which we can dimin- ish or allow to increase as our experience demands. We would make no policy hold- er liable further than a policy holder in oth- er stock companies, as now prescribed by law. in this recommendation we do not claim perfection, but after investigating the plans of the severai manufacturers’ and merean- tile mutuals based on the premium note and assessment plans, we can find nothing that commends to us as a safer or more peace ang plan of insurance and in no way so mutual as this plan. seg king your early vice, that we may ex zoo in this dire ItenlFt 1tseit deration and ad- _ accomplish some 1 lay the matter be- fore the various loeal Smee. we await your action. GEO. B. Catpwetu, Chairman. — STORE, . Powe RS, Co nmittee on Insurance. Chairman Caldwell has notified President Wells that the Committee is ready to report to the Executive Board, and the sooner the latter body together, the mere promptly the Insurance Committee wili be able to act in perfecting its plan of insur- ance, in case it is approved by the Board. > 9 <> eae Owosso Will Promptly Re- affiliat Owosso, Sept. 19, E. A. Stowe, Grand Rapids: DEAR Sir—Your notification at hand. We will promptly forward the per capita dues on October 1 for the re-affiliation of our Association, which was unanimously voted at our September regular meeting. Allow me to congratulate you and tender sincere thanks in behalf of our members for your verbatim report of proceedings of the third annual convention. It is a mas- terpiece and shows the energy and enthu- siasm displayed by you for the welfare and progress of the Association. There is a great deal of valuable knowledge to be de- rived by its careful perusal, and every mem- ber should avail himself of the opportunity and read and preserve the same carefully, at the same time appreciating the skill and labor which you haye so generously offered without pecuniary reward in compiling and publishing the same for the benefit, ad- vancement and prosperity of the Associa- tion. Yours very truly, S. LAMFROM, Sec’y. a 8 et Association Notes. Alma will probably organizea B. M. A. on Friday night. There are twenty-one local associations in the Ohio Retail Merchants’ Association. The Buckeye Grocer, the official organ of the organization, censures the State Organ- izer for forming no new associations in over six months. The Cleveland Retail Grocers’ Associa- tion has adopted the Blue Letter of the Michigan Business Men’s Association. The committee making the recommendation said, “It is claimed for them by the grocers who have used them, that they are the best they ever saw.” The Oceana B. M. A. will probably dis- band at the next meeting and re-organize into three distinct associations—one for Hart, one for Shelby and one for Pent- water—the three principal towns included in the membership of the Oceana organiza- tion. WwW. is called 1888, a ee Buy flour manufaccured by the Crescent Roller Mills. Every sack warranted. Voigt Milling Co. ' Industrial School of Business Is noted for THOROUGHNESS, Its graduates succeed. Write W. N. FERRIS, Big Rapids, Mich. JULIUS HOUSEMAN, Pres., A. 3. WATSON, Treas. Ss. F. ASPINW ALL, Secy. CASH CAPITAL, $200,000. MAGIC COFFEE ROASTER The most practical hand Roaster in the world. Thousands in use—giving satisfac tion. They are simpie durable and econom- eal. No grocer should be without one. Roasts coffee P and pea-nuts to per fection. Send for circulars. Robt. 8. West, 150 Long St., Cleveland, Ohic. baroware. These prices are for cas buyers, who pay promptly and buy in full packages. AUGERS AND BITS Ives’, old. oe a ais G6 ee OO dis 60 Wouciens” Stee dis 60 PICeCen ais 8&8 ee dis 60 Coes = 40 Jenmnes, soning 6 25 Jennings’, imitation. (8 Giss0G10 BALANCES. Sariee ee . .@is 40 BARROWS. er $ 14 00 Garden net 33 00 BELLS. Hand. ee dis $ 60&10&10 Cow. dis 76 Ce ., uP 30815 Come uid 25 Door, See dis 60810 BOLTS. Sve dis $ 0 Carmagce new ist... dis 76&10 IO dis 50 SIGN SHGG dis 70 Wronusht Barre! Bolts... dis 60 Cast Barrel Bolts... dis 40 Cast Barrel, brass kpops.........._.. dis 40 Cast Squar re SpE dis 60 Cast Chain. 40 Wrought Barrel, t 60 Wrought Square Be ee eee ck el. dis 60 Ww rought Sunk os 60 ee en dis 60&10 ives Door dis 60&10 s$ 40 50&10 50 net EO $ 350 Well, swive 4 00 > Ic ae oe bronzed is WwW rought 3 I ow, bright fast joint..dis Wroweht Loose (Pin s/n dis Wrought Loose Pin, acorntip........ dis y ught Loose Pin, japanned........ dis Vj ought Loose Pin, japanned, Silver DppCO dis Wrought Ti ii Wrought Ins: Ge SHG dis 60810 Wrou ight B eS dis 5 Blind Giarks dis OSH Blind, Parker’ Se dis %0&10 Bimed, Shepara’s: ) dis 7 CAFS. ae _ ee ee ee per m $ 65 ee 60 Mackot ee 60 CATRIDGES. Rim Fire, U. M.C. & Winchester new list....50 iim Hire, United States... -disad Central Pire dis25 CHISELS. Boeke firmer dis 70&10 Socket Framing. eee .-dis 70&19 peesee Comper dis 70&10 Socket Cxe es . dis 70&10 Butchers Tanged Wirmer........__.. dis 40 Barton s Socket Wirmers........ dis 20 Cod net COMBS. Curry, Dawrenee’s..... ...... 1... .. dis 49&10 Hoteniass oo dis 28 COCKS. Brass, Haekine ss... 60 Bip 60 oie 40&10 ee 60 COPPER. Planished, 14 ov cut to size........ 2... Bb 33 pea ee 31 Coid Rolled, Px56 and 14x60....00..000 0 22 Colt Rotied) ate 29 Bottoms 30 DRILLS Morse’ S Bi Steek. 000s dis 40 Taper and StraightShank.........._. dis 40 Warne S taper Shank... 6... dis 40 ELBOWS. Com: 4 piece, 6 Gio... 120s: doz net $.75 Corrugated dis20&10) &0 AGIURIQbIG dis &10 EXPANSIVE BITS. Clar’s, small, = 00; large, $26 00. dis 30 Ives’, 1 $18 00; 2, $24 00; 3, $30 00. dis 25 FILES—New List. American File Association List...... dis 60 PISSGOMS oes dis 60 New Simericdn ooo. 6 dis 60 Nicholson's... ... De et dis 60 MIGHUGHM Ss oo. dis 50 Hotler's Horse Rasps. oo. 0.000... ws. dis 50 GALVANIZED IRON, Nos. 16 to 20, 22and 24, 25and26, 27 28 List 12 13 14 15 18 Discount, 60. GAUGES. Stanley Rule and Level Co.’s......... dis 50 HAMMERS. | Te SOGs. = 25 5 aan ign 5 dis 010 Mason’s Solid Cast Steel.............. 30 ¢ list 50 Blacksmith’s Solid Cast Steel, Hand. .30 c 40&10 HINGES. Gate, Clarina 1380s el, dis 50 DENS ee per doz, net, 2 50 Screw Hook and Strap, to 12 in. 4% 14 RNG 1TONREP es 7% Serew Hook and Eye, 14 .......:.... net 70 serew Hook and Bye 36... 2.225... ._.. net 8% serew Hook and Kye %...-.......... net 7 Serew Hook and Eye. %...:......... net Th Strap 206 dis 7 HANGER Barn Door KidderMfg. — "Wood track 50&10 Champion, ep es So eiwice else dis 60&10 Widder, wood track: <6. 0200... 4. 6 40 HOLLOW WARE. PO ee 60&10 POR IIO 60&10 PICT oe ee oe 60&10 Cray ONAMGIOd 22 ee, 50 HOUSE FURNISHING GOODS. Stamped Win Ware... -....- 2... new list 70&10 Jepatned Tin: Ware. ooo 25 Granite Iron Ware..... : 25 HOES. Coun Fe $11 00, dis 60 OLGe Fe 11 50, dis 60 Pe 12 00, dis 60 KNOBS—NEW LIST. Door, mineral, jap. trimmings....... dis 55 Door, poreceliin, jap. trimmings........ 55 Door, porceluin, plated trimmings..... 55 Door, porcelain, trimmings............. 55 Drawer and Shutter, porcelain oe dis 70 Picture, H, i Judd & Covs.. ....... 00: 40&10 PEOMACHG (00 dis 4 LOCKS—DOOR. Russell & Irwin Mfg. Co.’ 8 new list..dis 55 Mallory, Wheeler & Co.’s............. dis 55 Bo dis 55 PGW dis 55 ELS. Staniey Rule and lon 2 ea dis 70 MATTOCKS. Rae Be $16 00 dis 60 Hunt Bye $15 00 dis 60 EG $18 50 dis 20 & 10 Sperry & Co.’s, ok died ele dis 50 MILLS. Coffee, Parkers Cos.) dis 40 Coffee, P. S.& W.Mfg. Co.’s Malleables . a 40 Coffee, Landers, Ferry &Clark’s.......... dis 40 Coffee, Enterprise 8 dis 25 MOLASSES GATES. Steppin s Pattern 0 dis 60&10 Scebbin's Genuine 60) dis 60&10 Enterprise, self-measuring.......... dis 25 NAILS —TRON. Common, Brad and Fencing. fate 40g 8 keg $1 = See toced Adv. 10d adv... eee 0 S@and0@ Adv, 25 Gdama@ia Ady... 40 ai aned od Ady 60 ek CE a) el AVC 1 50 NAILS—FINISHING. 3 inch advance Sees cee 85 26 te mech advance...) | 1 00 2to 244 ‘inch MAVAMCC ; 15 1% to 1% (imen advance. 8 é 14 inch - BAVAMCO i 75 men Avene 2 25 OILERS. Zine or tin, Chase's Patent. _........... dis60&10 Zine, with brass Deemed dis 50 Brass or Copper, dis 50 MOAPCr per gross, $12 net Olmscent a 50&10 PLANES, Ohio Tool Co's, faney. dis 40@10 Deitt DeHeH = @60 Sandusky Tool @o.'s, fancy... ._._... dis 40@10 Bench, first® “quality. Oe dis @60 Stanley Rule and Level Co.’s, wood... .dis20&10 PANS. EE ee dis 50&10 Conmmon; polished = dis60&10 Dripping. a Bb 6% RIVETS. iron and Eimmed. dis 55 Copper Rivets and Burs......._..... dis 50 PATENT FLANISAED IRON. “A” Wood’s patent planished, Nos "3 10 20 “B” Wood’s pat. planished, Nos. 2 25 to2 8 20 Broken packs %c # b extra. ROPES. Sisal, 4 inised larger 10% Mani la ee 12% SQUARES. preel and iron dis 70&10 Sryand Bevels. dis 60 Mitre dis 20 SHEET IRON. Com. Smooth. Com. NOS to 4 $4 20 $3 00 Mes. tote 4 20 3 00 Nos: 3 f0 21... _.. eee cee. 4 26 3 16 NOR ete ee 4 20 315 INGS 23 tO Fe 4 40 3 25 DL 60 3 35 All sheets No, 18 and lighter. over 2 inches wide not less than 2-10 extra. SHEET ZINC. In casks of Gls 2m. 64 In smaller quansities, 2 ee 6% TINNER’S SOLDER. NOt, Refined. 14 Market Half-and-halt..........._. i6 serictly Halfand-halt. 18 TACKS. American ai kinds 0 f) dis 60 Steel al kinda = . dis 60 Swedes, aii kinds = dis Gimp ite = Cis ar Box Nail Conn on ‘and Boies Brads... “ais Hungarian Nails and Miners’ Tacks. dis Trunk and Clout Nails.... . 1... Gis Tinned Trunk and Clout Nails... ___ dis Leathered Carpet Tacks....___._. is TIN PLATES. IC, we, Cuarcoas 6 00@s 20 x, 14, Ap pameitier 78 IC, 5 rx, i IC, 145 20, Cha 1x, 14x20, eck Xx, 42. C} areoa! 35, 1254 1 Chee ens IXXXX, Lao CHAFCOR)...1. |. Poo en 13 15 EX, peed, Cnaregs 16 10 DC, 100 Plate Ciaregat |! .. <€10 Dx, i Pinte Caarcoal |, 9 10 Bix, 00 Pilate Charcoal.) HE 10 DRX 100 Pinte Charcoal... 13 10 Re ‘ipped C harcoal Tin Plate add 1 50 to 7 35 rates. ecting Mya IC... > 40 Moolne, 1404r EX 7 00 Heenan, Moxen IO 12 00 mooune, 2oxen EN. 15 00 TIN—LEADED. IC, 14x20, choice Charcoal Terne........... 6 00 IX,1 4¥20, ehoice Charcoal Terne.......... 7 60 iG, "90x28, choice Charcoal Terne........_.. 112 00 EX, 2028, choice Chareoal Terne........ 15 00 TRAPS, Sece, Game 69&10 Oneida Community, N iad jeg s..... dis 35 Oneida Community, Hawley & Norton’s 60&10 Hotehiasg 60810 Sf GW. MioiCos. 60&10 Mouse, ee ee 18c @ doz Mouse, delusion. os $150 8B doz WIRE. reo MAPKeG dis 67% Anncaiod MaArKeG 8... dis 7b&lu Coppered Murkef..............._....... dis — Hara Bale dis ‘rmed Markee. 0 dis 6234 Hitned Broom | eb 09 ied Maceress 2 b BM Coppered Spring Stecl............0.._. dis 50 Dawe Spring Steer dis 40&10 Elgin Wemece ss... Sb 3 Barbed Hence, salyanized.....0..... 00.00. 4 Of a pated... 3 25 COppOR new list. net Brae new list net WIRE GOODS. Briggs. dis 70&10&10 merew Hyves... dis 70&10&10 MOORS i dis 70&10&140 Gate Hooks and Kyes............ dis 70&10&10 WRENCHES. Baxter’s Adjustable, nickeled.......... Coes Geunme dis 50 Coe’s Ptent A gricultural, wrought, dis 75 Coe's Ptent, malleable... ........... dis 75&10 MISCELLANEOUS. Bard CRPCR 50 Papmpe, Cisterm ...0 dis “ae Sorews, new Hest... 0& Casters, Bed and: Piate.........-... disdossrieci0 Dampers, American oo. 40 Forks, hoes, rakes an all steel goods...d 23 Copper GUE ae HARDWOOD LUMBER. The furniture factories here pay as follows for dry stock, measured merchantable, mi. culls out; Basawood, lop vu... 0.0... 26... 13 00@15 00 Bireh, log-run ee ae ee de caer 15 00G@16 00 Birch, New tana se 2 00 Black Ash, log-run See cee cece ee 14 00@16 5) Chery, lomran... 25 00@35 00 GChercry, Nos. 1 and 200000000.) Be ae 00 Cherry. Cao. 2 Maple, lop-run.... 5... eae fea Maple, soft, TOR TU es, Magpie, Neos. Lands... Maple, clear, flooring... 60... 05... Maple, white, selected ee ce eee ae wie Hed@alke tom-run. 3200s... f Red Oak, Nos. 1 and 2 as “ Red Oak, 14 sawed, Sin and upw as Red Oak, “ =“ *yegular Boe ces Bed Oak, No. L,step pilank.......... ; Walnut, log-run aa ie! Wainut, Nos. BONG A oo, WArGS, CONS eo. Grow: Him, ferrin. oi cs sas White Ash. log-run. ote. Whitewood, IOC EH es ‘ff RO eS Weekly ‘Pointers,’ AMSTERDAM HOLLAND, The King’s Palace isa wonderful building; to give you an idea of the size, the audience room is 150 feet long, 30 wide and 100 feet high. The roof is supported by an arch. The Crown room is not quite so large, butis magnificent, and here all the Kings and Queens are crown- ed. Inthe King’s bed-room, I found a stove from the Detroit Stove Works, also, in the breakfast room, I found one, of a larger size. I think Frank Graves must have been in Am- sterdam. NS O- (The above is an extract from a letter of N. L. AVERY, Esq., who is now in Eu- rope.) We are Agents for the De- troit Stove Works, and any- thing bearing their stamp is “All Right.” HOS : Sevens & C0, 10 and 12 Monroe 8St., 5,37, 89 33, 35,3 and 41 Louis Street. Weekly ‘Pointers, Fruit Season is =_— a Here. ‘se bane Tin Fruit Cans in 1 and 2 Quarts. Also Fruit Wax for sealing cans or bottles. The Enterprise Fruit, Wine or Jeliy Press Can be used for many purposes, such as mak- ing wines, jellies and fruit butters from grapes and other fruits and berries; the entire sub- stance being extracted at one operation. For pressing lard it has no equal; working contin- uously, it presses more lard in less time than any other press of its size and price, and is es- ly useful for extracting the juice from ‘eparing beef tea for the use of inval- — BVELS & CO, 10 and 12 Monroe 8t., 35, 37, 39 and 41 Louis Street. _ Sgt Weekly ‘Pointers Bronze nze Bargains in Hardware Rich and tasty trimmings play an important part in the appearance of a house. That so stapie an article of hardware, to endure for all time, should be subject to the changeable rule of fashion may seem strange, but is true What, a few years ago, was the correct style, is now shelved to make room for more popular designs. We have always aimed to havyethe most complete line of bronze in the State, and, of course, have odd lots left, rich and artistic designs, not enough to trim a large house or block in one siyle, but otherwise very desira- ble patierns. SOLID BRONZE LOCKS, KNOBS AND BUTTS. 51 to $2. ws Bronze Front Door Sets from $ 2 Ditto rich ‘‘Damascene’”’ finish, $3.25. = Solid Bronze Bell Pulls, Levers and Knobs. k= Solid Bronze Butts, 4x5, 44%x4%,5x5, 6x 6,in various styles of finish, planished, steel finish, nickel finish, Damascene finish, ete., some at $1 per pair, solid bronze knobs only 40c, almost as cheap as porcelain, and so on through the entire line of trimmings at greatly reduced prices. Understand that these are bargains and must not be confounded with the complete asgort- ment of new designs in our show cases, ai SBVELS & G0, 10 and 12 Monroe St., 33, 35, 37, 39 and 41 Louis Street. \L The Michigan Tradesman THE QUESTION OF CREDIT. Overhauling the Matter to Show that Creditisa Good Cane buta Bad Crutch. From the American Storekeeper. A universal reply to the question, ‘‘How is business ?” has come to be, ‘Business is good but collections are slow.” This re- ply may be varied as concerns business, but eollections seem to be chronically slow. Collections follow as one of the many troublesome sequences of granting credit, and granting credit seems to be with most merchants a necessary concomitant to bus- iness. The evils of credit are frequently set forth in our trade exchanges, and articles are often published describing successful methods of collecting bills. These vary trom the shotgun policy to the soft-soap policy, but one thing stands out very plainly on them all; they are undignified, unbusinesslike and, we believe, unneces- sary. Merchants who are burdened with slow- paying customers universally regret that they have acredit system, and as universally declare it to be a necessary evil connected with merchandising. We are prepared to admit that credit is, in many cases, a heces- sary adjunct to a mercantile business, but we cannot admit that it need always be an evil. It simply lies within the merchant’s power to make his credit customers a dis- appointing and profitless feature ot his business, or a prompt, reliable class whose payments may be reasonably relied on. To acertain degree the necessity of ex- pending commissions to collection agencies, whose effectiveness in many cases is due to their blackmailing schemes, must be very humiliating to a merchant. It is an evi- dence that he has placed confidence in un- worthy persons, and that his judgment is not to be relied upon. It is an evidence that he did not give that attention to the details of his business which would enable him to conduct it without giving his goods away. Itis an evidence that the consumer savas a little too sharp for the dealer. We are well aware that some of our read- ers who have made bad debts will not thank us for taking this view of the case, but if they will be patient, we will endeavor to show them that our position is correct. To do this we must consider for a moment what credit is. There should be no difficulty in understanding the nature of credit. Itisa loan of salable commodities without secur- ity. The merchant who trusts a man for a barrel of flour, furnishes the man material on which to live while he earns money to pay for it, the flour being consumed when the payment is made. Credit thus permits us to wear out cloth- ing before it is paid for, to consume grocer- ies without having given anything for them, and—in other words—to eat our chickens before they are hatched. The merchants who grant credit place themselves in the position of philanthropic persons who en- able their customers to live before they have earned the right to live. There are cases of deserving poor who are temporarily un- able to pay for the means of sustaining life, but merchants who feel charitable should support such persons purely as a charity and not as a business policy. Consider for a moment the position which you, asastorekeeper, occupy. You have invested your money ina stock of goods. If the goods have been paid for, they be- long to you absolutely. They are to you the results of saving, thrift and economy. Those goods you can giveaway if you like, but you possess them because you believe that you can profitably exchange them for commodities you need. In this exchanging process money need mot necessarily enter, as your goods could ‘se directly bartered for other goods—as they frequently are for butter, eggs and pro- t+ —>___—_ Merchants should remember that the cele- brated ‘‘Crescent,” ‘‘White Rose” and ‘‘Royal Patent” brands of flour are manu- factured and sold only bythe Voigt Mill- ing Co. ul FERMENTUM ! The Only Reliable Compressed Yeast. Handled by a Majority of the Grocers and Bakers of Michigan. Send for sam- ples and prices. L. WINTERNITZ, State Agent, Grand Rapids. We carry a full line of Seeds of every variety, both for field and garden. Parties in want should write to or see the Grand Rapids Seed Store, “4°! Street. P. STEKETEE & SUMS, JOBBERS iN DRY GOODS, AND NOTIONS, B38 Monroe St.. AND 10, 12, 14, 16 AND 18 FOUNTAIN STREET, GRAND RAPIDS, MICH. Peerless Carpet Warps and Geese Feathers American and Stark A Bags tA Specialty. GEO. E. HOWES. S. A. HOWES. Cc. N. RAPP. GEO. E. HOWES & CO,, JOBBERS IN Apples, Potatoes 2 QA Onions. SPECIALTIES: Oranges, Lemons, Bananas. 3 Ionia St. GRAND RAPIDS, MICH. COW Frince! THE FAVORITE BRAND With Grocers. Orders from Retail Trade Solicited. Newaygo Roller Mills NEWAYGO, MICH. WM. SHARS && CO. Cracker Manufacturers, Agents for AMBOY CHEESE. 87, 39 & 41 Kent Street, Grand Rapids, Michigan, LEMON, HOPS & PETERS, Wholesale Grocers AND IMPORTERS. GRAND RAPIDS, MICH. TheStaadard of Excellence KINGSFORD'S Kingsford’s Oswego CORN STARCH for Puddings, Custards, Blanc-Mange, etc. THE PERFECTION OF QUALITY. WILL PLEASE YOU EVERY TIME! ALWAYS ASK YOUR GROCER FOR THESE GOODS. KpMpAye bOnD6 Cleveland Saxony Wool Plog Hats, Pearl Color. on ti ( Soy SUe4p be Thoroughly [& piece of [R Five “Where are you going my pretty maid?” “I’m going washing, sir,” she said. “What hold you in your hand so tight, With a face so gay anda step so light?” “That which all prize their dearest treas- ure— Makes washing and scrubbing only a pleasure, sight. For your own household you'll get it, I hope, Soap.” N. K. Fairbank & Co. cents buys a dar of SANTA CLAUS SOLD BY ALL GROCERS. Made only by Chicago, Ill. PEHEREINS & HESS DEALERS IN Hides, Furs, Wool & Tallow, NOS. 122 and 124 LOUIS STREET, GRAND RAPIDS, MICHIGAN. WE CARRY A STOCK OF CAKE TALLOW FOR MILL USE- KOAL™ WOOD wm. A. HAMILTON, 101 Ottawa St, Ledyard Block. Bm. PP. CLARK & SON, WHOLESALE COMMISSION MERCHANTS, AND DEALERS IN Seeds, Produce, Vegetables, Fruit, Buiter, Eggs, Cheese, Kis., Kts., CONSIGNMENTS SOLICITED. Big Rapids, - oie LORILLARD’S STANDARD FIRST GRADE PLUG TOBACCO —CLIMA & i Can now be bought at the following exceptionally LOW FIGURES: Packages. POUNDS, 12 x 3, 160z., 6 cuts, 40, 28 & 12 Ibs. CLUBS, 12 x 2, 16 ox., 6cuts, | 42,30 & 12 “ : : : —_ = x 2, 8 02z., 6 cuts, 42, 30 & 12 TOURS, 6 x 2, 4 02., 42, 30 & 12 “* FIVES, 6X1%.315 02. 45, 25% & 16 “ 43 4] 4] TWIN FOURS, 3 x 2,7 to Ib, 41, 27 & 13% “* ’ ' : FIGS, 3 x 1, 14 to lb., 41, 31 & 17 THESE PRICES LOOK TOO GOOD TO LAST. Telephone, aa” 900-3: Michigan. Ass’t’d lot Less than 66 lbs. 56lbs.orover. any quantity a6 THE PENBERTHY IMPROVED Automatic Injector —.e A 3 Putnam & Brooks quote as follows: NUTS, STICK. Standard, 25 ib boxes....... 9% Twist, dc 0 Cut Loef 7 1. a MIXED. Broken, 25 b pails.. Lok Broken, 200 ib Bors 10 FANCY—IN 5 Id BOXES. Lemon Drops... | 3 Sour Dr OMS 14 Tepperming Drops..... | |. 14 Choeclate Drops.) 03.0). ) 0. 15 i M ee Drops. .....18 Gum Dro _.. Licorice I ss AB Liccric -. ode Lozenges, plain id Lozenges, printed...........15 Imperiais 031... .- Ns Mottoes I Cream Bar... 15 Motmsses Bar | LB Caramels..... Hand Made Crean Pisin Creams. 0 ip Decorated Creams.... - 20 ertee Hock oe i4 Burnt Almonds 22 Wintergreen Berries Sec. 14 FANCY—IN BULK. Lozenges, oar in pails...13 Lozenges, plain in ae Lozenges, printed in paiis.13% Lozenges, printed in bbls.12% Chocolate Drops, in pails... 1: Gum Drops in pails... |. Gum Drops, in bbls.. Moss Drops, in pails... oe Moss Drops, in bbls........ g Sour Drops, in pails.......12 Imperisis, in pails ........ I ke Imperials in bbis...... = 2 FRUITS, oie 1 25@2 50 Oranges. Bodi.. _.___ @i 50 Oranges, Florida Ele @ Oranges, Jamaica, bbls @8 00 Oranges, OO........_. @ Oranges, Imperials. : @ Oranges Valencia ca. @ Lemons, ch’ce to f’ey4 00@5 C0 MeMmOnR S Figs, layers, new..... 14 @l5 Figs, Bags, 50 S... @6 Dates, frais do_..| |. ® 4% Dates,i, do do...... @ ds Dates, Fard 10 b box ® b.. 3 Dates, Fard 50 b box ® b.. 7 Dates, Persian 50 box . . GE % NUTS. Almonds, —— Gli aca. @is i Ciba Git Brazing 8 @&% Filberts, S Sichy.:..... @ll Walnuts, Grenoble.. @13 ~ French.. @lil Pecans, Texas, H. P. 8@i2 Cocoanuts, 2 100..... @4 50 PEANUTS. Prime Red, raw = = @ Stock @ 5 Fancy H.P. do Po @ Choice White, Va.do @ 5% Faney HP,. Va do § @6% Extra. PoVa: 3... @ 5% OYSTERS AND FISH. F. J. Dettenthaler quotes as follows: OYSTERS, Standards oo. 20G23 MmBeCHOrs. 2.2. @22 IOC E 238@28 Fairhaven Counts.......... 38 FRESH FISH. BACK PAGS. os 2% FRESH MEATS, Beef, carcass... :. .... 3 @6 | aad: quar ters....66 @i% . fore ss @A4 Hoes 2.2)... « gi Pork (ORB 10% osBouIders........ 8 Bologna. ..... ies ° Frankfort sausage.. Blood, liv, h’d saus’ g. By We @i Lard kettle rendered... @114% PROVISIONS. The Grand Rapids Packing & Provision Co. quote as follows: PORK IN BARRELS. Es 16 00 SHOE Cee ee 17 50 hor cuc Morgan se 17 50 cixtra clear pig, short cut... |. 18 50 sextrs Clear Henwy 18 50 Cleary quill short/eut. 0000.02 18 50 BOOn ClOAr, Shore cut.) 0 8 50 Clear back, ee 18 50 Standard clear, snort’ cut, best. ... 2... 18 50 SMOKED —— OR PLAIN. Hams, average oe 1214 Bec neko ee 3215 ee ae 12 to 14 Pe a AE 13° Co ACS eae oe Mesh BOnelang. A ae 12% BOGOR 8 Breakfast Bacon, boneless.................. 11% Dried Reet era Ss c pe DCCs 9% RY SALT MEATS. Long Clears, ears Le sia al ee eS AC as ee eee . kg Hee Ce ale LARD. See 9% suand oO Fabs 9% LARD IN TIN PAILS. S00) Pais Qin sk ease 10% 5 bb Pails, Si 2ease, 8 10% 10 Pails. 6ina Cee 10% 20 ib Pails, 4 pailsin case........ 9% BEEF IN BARRELS. ~ Extra Mess, warranted 200 bs.............. 7 Extra Mess, Chicago Packing...........1_. 7 5S ee 7 25 POG ee 6 io Boneless, rump butts. Seca ee 0 00 ce. % bbl. 5 50 SAUSAGE-—FRESH AND SMOKED. Pork Sausage Se eee ee ee 8 See Ae ey 12 Bopsue Sansare 00 eine 9 Hrankiorn Smsage 8 Bieed Sausare ae 6 BOOSHA SerAigbe 6 Bologna, Rn 3 O Cag CER 6 PIGS’ FEET. Ee Balt barrers 3 50 iiguarter Barrels. 0 2 25 TRIPE. In TE 3 SE 1 7 In Kits ee eee 8 HIDES, PELTS AND FURS. Perkins & Hess pay as follows: IDES Green ....@b5 @5% \Calf skins, green Part cured... 6 @ 6% or cured... _& @GE Fullcured.... 64@ 7 |Deacon skins, Dry hides and | @ piece... .. 10 @20 Bp 6 @ - — Fine washed # b a2), Paces washed. . .18@23 Medium |. 071.) . 20@25|Unwashed........ 12@16 MISCELLANEOUS. Sheep pelts, short shearing....... 30 Sheep pelts, old wool estimated....... 9 ee a 4% Grease butter “@ 8 Ginsens eoea : @2 00 PRODUCE MARKET, Apples—Buyers pay from 75e@$1 per bbl. Beans—The new crop is coming in freely, commanding $1@$1.25 per bu. for unpicked and $1.75 for handpicked. Butter—Good quality is scarce and high. Deaiers pay 1é@lie and hold at 18@2e. Cabbages—Home grown command S3GS4 per 100. i Celery—20e per doz. Os necse—Fuil cream readily commands 9@ Cider—i0e per gal. bu, Cooperage—Pork barrels, $1.25; rels, 25c. Dried Apples—Jobbers hold sun-dried at 7c and evaporated at 9e. iggs—Jobbers now pay produce par- l4c and sell se per lb. Wordens, 4c . Delawares, 4c. Brightons, 4c. cre plenty, the price having drop- Grapes—Concords Niagaré 3 Honey. Baled is in smal] demand at $14 for No. >for No. uskmelons— —Nutr: 1e Oni ons —Home growlr ave pe Fr bu. casa dry ec per doz. stock command Q 2 Peaches—B rds command 30 per bu. ——— SLTSG@S2. per bu. Chilis, $1.50 per or Pe t’s or Flemish Beduties, $2 per bu Plums—Dameons, $3@$3.; {0 per bu. Pop Corn—214c #2 b, Potatoes—Jobbing generally at 35¢ for home Srown. Squash—Hubbard, Ie Ib. Sweet Potatoes—Baltimores, $2.75 per bbl. urnip: pe : Wat te rinel¢ ons —About out of market. GRAINS AND MILLING PRODUCTS. Wheat—City millers pay 88e for both white and red. Corn—Jobbing generally at 52c in 100 bu. lots and 47¢ in ear lots. Oats—White, 33cin small lots and 28cin Barley eee pay eo 40 B cwt. Flour—Higher. Patent $5.80 # bblin sacks and $6.00 in wood. Straight, $4.80 8 bbl. in sacks and $5.00 in wood. Meal—Bolted, & $2.80 ® bbl. Gran. $3.50 # bbl. Mill Feed—Screenings, $15 # ton. Bran, $15 ton. Ships, $i6 # ton. Middlings, $17 ton. Corn and Oats, $21 # ton. ee = = ABSOLUTELY PURE | TRIPLE STF ——s THESE GOODS ARE S “PAR EXCE LLENCE” Pure, Healthful and Reliable, warranted to give satis- ae tion inevery particular. For > by w holesale and grocers throughout tht Un s., Manufacturers, Cleveland and C i ‘CALIOTTIOS WACHO 'TWIEL e aisc manufacture a full line of Sweet Goods. Write for quotations and samples. Jackson Cracker Co, 4 JACKSON, MICH. Clover Seed—Mammoth or medium, $5.50 per YW. C. DENISON, GENERAL DEALER IN Stationary and Portable Engines and Boilers, Vertical, Horizontal, Hoisting and Marine Engines. Steam Pumps, Blowers and Ex haust Fans. SAW MILLS, any Size or Capacity Wanted. Estimates Given on Complete Outfits. 83,90 and 92 SOUTH DIVISION ST., GRAND RAPIDS: MICH DO YoU Want wy if i] ny ti If so, send for Catalogue and Price-List to 63 and 65 Canal St., HERHYMAN & CO., Grand Rapids. BES TER & FO=x. Manufacturers’ Agents for SAW AND GRIST MILE MACHIN ERY, Sta ATL AS ENaine peace | WORKS = INDIANAPOLIS, IND., U, S.A. FS MANUFACTURERS OF STEAM ENGINES & BOILERS. Carty Engines and Boilers In Stock for immediate delivery. = > Prices. rs, Moulders and all kinds of Wood-Working Machinery, Saws, Belting and Oils. Patent Wood Spiit Pulley. Large stock kept on hand. Pulley and become convinced ¢ superiority. Write for Prices. 44,46 and 48 So. GRAND RAPIDS, MICH. - WHO URGES YOU Oo — Planers, Matche And Dodge’s Send for Sample } of their Division St., Fa TER PUBLIC! By splendid and expensive cocaine the manufacturers cre ate a demand, and only ask the tr ade to keep the goods in stock so as to supply the orders ‘sent to them. Without effort on the grocer’s part the goods sell themselves, bring purchas- ers to the store, and help sell less known goods. ANY JOBBER WILL BE GLAD TO FILL YOUR ORDERS. SP Fs 4 4 - rrr VHOLESALE D DeOLRS. AGENTS FOR THE BOSTON RUBBER SE 14 and 16 Pearl Street, © DETROIT DETTROrT.., Manufacturers of the following we SOA MOTTLED GERMAN, SUPERIOR, PHCGNIX, For quctations address EALERS IN ND W CO. Grand Rapids, Mich. oa CO, MICE L.. ands of Olt os ra -known br MICHIGAN, CZAR, WABASH, ROYAL BAR, MASCOTTE, CAMEO, QUEEN ANNE, TRUE BLUE, MONDAY, AND OTHERS, Salesman for Western Michigan, W. G. HAWKINS, Lock Box 173, GRAND RAPIDS. MOSELEY BROS., Fruits, Seeds, Oysters & Produce, ALL KINDS OF FIELD SEEDS A SPECIALTY, If you are in Market to Buy or Sell Clover Seed, Beans or Pota- toes, will be pleased to hear from you. 26 28, 30 & 32 Ottawa dire, © GRAND RAPIDS. > IS oe Drugs & Medicines Staite Board of Pharmacy. Six Years—Jacob Jesson, Muskegon. Two Years—James Vernor, Detroit. Three Years—Ottmar Eberbach, Ann Arbor. Four Years—Geo. McDonald, Kalamazoo. Five Years—Stanley E. Parkell, Owosso. President—Geo. McDonald Secretary—Jacob Jesson. Treasurer—Jas. Vernor. : . Next Meeting—At Lansing, on November 6, 7 and 8. Candidates will please report at 9a. m. the second day of meeting. Michigan State Pharmaceutical Ass’n. President—Geo. Gundrum, Ionia. First Vice-President—F. M. Alsdorf, Lansing. Second Vice-bresident—H. M. Dean, Niles. Third Vice-Pfesident—O. Eberbach, Ann Arbor. Secretary—H. J. Brown, Ann Arbor. ‘Treasurer—Wm Dupont, Detroit. i Executive Committee—A. H. Lyman, Manistee; A. Bas sett, Detroit; F. J. Wurzburg, Grand Rapids; W. A. Hall, Greenville; E. T. Webb, Jackson, | Local Secretary—A. Bassett, Detroit. | Grand Rapids Pharmaceutical Society. ORGANIZED OCTOBER 9, 1834. President—H. E. Locher. Vice-President—J. W. Hayward. Secretary—Frank H. Escott. Treasurer—Henry B. Fairchild. : Board of Censors—President. Vice-President and Sec- e ‘of Trustees—The President, John E. Peck, Geo. ‘4. F. Hazeltine and F. J. Wurzburg. | Wm. E. White and Wm. L. White. » Matters—Jonn Peck, F. J. Wurz- teketee, islation—J. W. Leuwen. 1racy—W. L. Committee Hayward, Theo. Kemink, W. H. Committee on F M. B. Kimm. Regular Meetings month. : co Annual Meeting—First Thursday evening in November. White, John Muir, _First Thursday evening in each Detroit Pharmaceutical Society. ORGANIZED OCTOBER, 1883. President—J. W. Caldwell. First Vice-President—F. W. R. Perry. Second Vice-President—F. D. Stevens. Secretary and Treasurer—B. W. Patterson. : Assistant Secretary and Treasurer—G. 8. Purvis. Annual Meeting—First Wednesday in June. Regular Meetings—First Wednesday in each month. Central Michigan Druggists’ Association. President, J. W. Dunlop; Secretary, R. M. Mussell. Berrien County Pharmaceutical Society. President, H. M. Dean; Secretary, Henry Kephart. Glinton County Druggists’ Association. President, A. O. Hunt; Secretary, A. $. Wallace. Se Tee ue reap ea) : + : Charlevoix County Pharmaceutical Society President, H. W. Willard; Secretary, Geo. W. Crouter. ~ Yonia County Pharmaceutical Society. President, W. R. Cutler; Secretary, Geo. Gundrum. Jackson County Pharmaceutical Ass’n, President, C. B. Colwell; Secretary, C. E. Foote. ee a oe a ee eee ee Kalamazoo Pharmaceutical Association. President, D. O. Roberts; Secretary, D. McDonald. Mason County Pharmaceutical Society. President, F. N. Latimer; Secretary, Wm. Heysett. Mecosta County Pharmaceutical Society. President, C. H. Wagener; Secretary, A. H. Webber. Monroe County Pharmaceutical Society. President, 8. M. Sackett; Secretary, Julius Weiss. Muskegon County Pharm. Association, President, Wm. B. Wilson; Secretary, Geo. Wheeler. uskegon Drug Clerks’ Association. President, C. S. Koon; Secretary, Geo. L, LeFevre. Newaygo County Pharmaceutical Society. President, J. F. A. Raider; Secretary, A. G. Clark. Oceana ounty Pharmaceutical Society. President, F. W. Fincher; Secretary, Frank Cady. Saginaw County Pharmaceutical Seciety. President, Jay Smith; Secretary, D. E. Prall. WHOLESALE PRICE CURRENT. Advanced—Opium, blue vitriol, Jard oil, turpentine, white lead, red lead, morphia. ACIDUM. | Potass Nitras, opt... 8@ 10/ Capsici Fructus,af.. @ 15 Aiecweum ......-.-- S@ 10} Potass. Nitras........ T@ 9| Capsici Fructus, po.. @ 16 Benzoicum, Geri $0@1 00 | Prussiate ..........-- 25@ 28 | Capsici Fructus,Bpo @ 4 Boracic........-... : 30 | Sulphate po......-..- 1b@ 18} Caryophyllus, (po. 25) WO 2 Carbolicum .........- 45@ 50} RADIX. Carmine, No. 40...... @3 75 a a 60@ 65) Aconitum... ....... 20@ 23] Ccra Alba, 8. & F.... 50@ 55 Hydrochlor ........-- — 5) Aimee ........-..... 25@ 3y| Cera Flava........... %@ 30 Nitrocum ..... ----.. 10G 12) Woehusa .11. 10). * 15@ 29| Coecus .........------ @ 40 Oxalicum ......------ 122@ 14] Arum, po....... a | Cassia Fructus....... @ Phosphorioum dil... _ AO @ainmus. 08 | Centraria oo @ 10 Salicylicum ......-..- 1 70@2 05 | Gentiana, (po. 15).... See = Suiphuricum......... 14%@5 Glychrrhiza, (pv. 35). | Chloroform ee ee 50@ 55 Wavinicum._........-. 1 40@1 60 | Hyarastis Canaden, i Chloroform, Squibbs @1 00 ‘Tartaricum .......... 50@ 58) “po. 35).........- : | Chloral Hyd Crst..... 1 50@1 75 AMMONIA. . | Hellebore, Aiba, po. p| Chondrus ........-- 0@ 2B Aqua, 16 deg........-. 3) Opals pe. | Cinchonidine, P.& Ww b@ 2 — | 16 dee_-"---_-. 4@ 6! Ipecac, po........---- 2 | Cinchonidine, Ger’an 6@ i2 Carbonas.....-------- 11@ 13] Tris plox (po. 20@22).. | Corks, list, dis. per Chloridum .......-.-. 2@ 14 False pr. a | Cent .......-.. ese: 40 ANILIN CO ee = | Creasotum Bees @ 50 Bick. 2 00@2 25 | podophyllum, po.... Creia, (bbl. 75)........ @G 2 Brown.-...--------.-- O10 eee Greta prep.....-.._.- 5@ 6 Mod...) 45@ 50 2 Creta, precip......... 8@ 10 wietlow.. lu 2 50@3 00 ae Creta tibrs...... 15. G@ 8 BAC : Spigetia i Crocus oe 18G 20 Gubevae (po. 1 60....1 85@2 0 | Sanguinaria, (po. 25). Cudbear.... See @ A Juniperus ...- -- §@ 10) Serpentaria.......... Cupri Sulph.......... 7 8 Xanthoxylum ...... %@ 80|Senega........... Dextrine............. 10@ 12 BALSAMUM. i _ | Smilax, O18 is, H Ether Suiph Soca se eee 68@ TW Copaiba ..-.----+++-+- 65@ 70 “ e M Emery, all numbers. @ 8 Wed ee ene @1 30 | Scillae, (po. 35)....... Emery, DO. = 2 @ 6 Terabin, Canada..... 50@ 55} symplocarpus, Foe- Ergota, (po.) 75....... W@ 75 Tolutan .... --------- 15) 50) saua pol. @ 2%] Flake White......... 1L2@ 15 CORTEX. Valeriana, Eng. (po. 30) @ 2% Galla cette eee ee eeeee @ 23 Abies, Canadian..... 18 “6 German.. 15@ 20| Gambier ... i@ 8 @aseiae (O00. 2... HT Zimeiper a... 0 026... 10@ 15| Gelatin, Coopo 2 @ Cinchona Flava...... 25 | Geneiber aoe ec 1s@ 22| Gelatin, French...... 40@ 60 Baonymus atropurp 30 ae | Glassware flint, 70&10 by box. Myrica Cerifera, po. 0 a esac | ~| _60&10, less. Prunus Virgini...... 32 | Anisum, (po.20)......._ @ 15) Glue, Brown......... 9@ 15 Ue >| Apium (graveleons). 10@ 12] Glue, White i Bo 2 —— 12 | Bird, Is... 4@ 6| Glycerina.....1.... B@ 28 ea ee 12 | Carui, (po. 18).....--. : oo 15| Grana_ Paradisi...... @ 15 Ulmus Po (Ground 12) au | Cardamom .......---- 75} Humulus ..... .. .--. 2@ 40 EXTRACTUM. Coriandrum.......... 10G 12| Hydrarg Chlor.Mite. @ 80 Glycyrrhiza Glabra.. U@ 2% iceman pativa....- — Hydrarg Chior. Cor. @ 7 “ el 383@ 35 | eee stteeeee 106 2 Hydrarg Ox. Rubrum @ $3 Hacmatox, lob pox. U@ bP Chenopodium ....... a | Hydrarg Ammoniati. @1 10 oi Be 13@ 14| Diptersx Odorate....1 io@1 85) Hydrarg Unguentum 45@ 55 “ ee 14@ 15; Foeniculum.......... @ ia Hydrargyrum ....... @ 6 “ G8 ....s. 16@ 17| Foenugreek, po...... ,.6@ 81 Ichthyocolla, Am ...1 25@1 50 FERRUM Lani. ))-2--.2--..-... S4@ f) Traieo UT 75@1 00 zl = - | Lini, gerd, (bbl, 344)... 34@ 4] Iodine, Resubl.......4 00@4 10 Carponate Precip.... @ 15 gerd, ; 3 40 odine, Resubl.......4 00@4 10 Gitrateand Quinia... @3 50 neg uo 3AM Iodoform ............ _@ 15 Citrate Soluble.....-. @ 80 P alaris Canarian... "3 g| pupuline .........-.. 85@1 00 Ferrocyanidum Sol.. @ 50 Bape sie ee 8@ 9 NeGpodiiit -_- ..__. 55@G_ 60 qa Calas... ee Sie ea ue BP Baca ee 80@G 85 Sulphate, com’l....-. 14¥@ # PIREA eoe «| Liquor Arsen et Hy- i “6 pure. |... @ i SPIRITUS. li drangiod 000000, @ 2% FLORA. Frumenti, W., D. Co..2 00@2 at iquor Potass Arsini- Arnica... 12@ 14} Frumenti, D. F.R....1 ee j 12 “Anthemi 45@ 50 Frumen Magnesia, Sulph, (bbl Matric 30@ 35 | Juniperis i 2@ 3 iH FOLIA. — Juniperis Co —— S.F ee a 00 mana 2 2. 0@ 12) Saacharum N. | Morphia, S,P.& W_ 2 49@2 65 te Acutitol, Tia; | Spt. Vini Galli. Morphia, S. N. Y. Q. i FT Zoe 23) vant Oporto... _...-- iC. Co.) ot 2 3 35@ 50] Vini Alba.......-.. 2 ——— oS os SPONGES Myristica, } oi. 2 | Plorida aoa Nux Vomica, (po. 20) aes 10) carriage........... ».2 25@2 50 | O8- Sepia....._-.... . GUMML. _. ..| Nassau sheeps’ wooi Pepsin Saac, H. & P. Acacia, Ist picked... B1 00 earriape .... 6.2... 2 00 wv: CO... see eee ees @2 00 ic Za Cee @ % | velvet Ertra sheers’ Picis Liq, N. C.. % gal / 2 eee nese @ 80) wool earriage...... 10 , 102% et eect eects tees = > G20 “ Sifted sorts. _@ 69) extra Yellow sheeps’ Picis Liq., quarts.... @1 40 ‘| OL 1. OUN Ligases. g5| Picis Liq., pants...... @ 85 Aloe, Barb, (po, 60)... 50@ 60 | Grass sheeps’ wool Pil Hydrarg, (po. 80). @ 50 “© Cape, (po. 20)... @ Wi carnage........---- 65 | Piper Nigra, (po. 22). @ is * Socotri’, (pO. 60) G 50! ward for siate use.. 75 — Alba, (po. 35).. @ 30 Satechu, 18, (4S; apie cm Se peor un ra i Boreas a 7 ae 18). : ee @ is . yy minnie Une 49} Plumbi Acet........- H@ 15 Ammonize ...-.--:- ... 2@ 30 cc SYRUPS. Pulvis Ipecac et opii.! 10@1 20 Assafoetida, (po. 30). _@G 15) accacia..........+-++- 5y| Pyrethrum, boxes, H Benzoinum .....----- 50@ 55) Zingiber........-- on 50| _.&P.D.Co., doz... . | @l 25 Camphorae ...------- Pie OO epee 60| Pyrethrum, pv....... 6G 65 Buphorbium, po...-- OO i eeesirod 5p) ussse 8@ 19 Galbanunl.....------- _& 80] auranti Cortes....... 50| Quinia,S,P.& W.... 50@ 4% Gamboge, po......--- %@ | Rhei Arom.........-. 50| Quinia, S,German... 38@ 45 Guaiacum, (po. 49)... @ oo Smilax Officinalis.... 69 | Rubia Tinctorum.... Rk@ 13 Kino, (po. 25)....----- @ 20 i Pak Co.. 59 | Saccharum Lactispy @ 35 Mastic. ...._...----.- ti gee Ba) Sane ee 3 40@3 50 Myrrh, (po.45) > nn 2 | Scillae....... Ee 59.| Sanguis Draconis.... 40@ 50 Opn, (po. 4 30, .2 8@S 0 cele LN 69 | pantonine (3... |. @4 50 Sheliae oo ..00----.5- 25@ 33) molutan......-.++++ee 50 | Sapo, W.............. 12@ 14 ‘ pleached..... 25@ 30| prunus virg.......--- ee 8@ 10 Tragacanth ....-..---- 3@ 75 TINCTURES. Sapo. ee. @ 1b HERBA—In ounce packages. | Aconitum Napeilis R a @ 28 inperanncee (00000 25 +s “ F 50 Ss eee lca @ i8 Hupatorium .....---- SO Alesse 60 a opt.......... @ 30 Bosc 2) “ and myrrh..... 69 | Sout, Maccaboy, Do. @ 35 BMaiocun ..-....----- 2ot Arnica... : Sea 50 Soe ee eee eee ee eee 2 Mentha Piperita..... 23 | Asafcetida............ 50 =. Seotch, Do. Mu vr... 25 | Atrope belladonna... 60 | . YOCS.....-------. 5s @ % Scie. 30) Benzom.. (00) ( 60 | Soda Boras, (po 1i)..10 @ il ‘Tanacetum, V.....-. 22 Ol i 50 | Soda et PotossTart.. 33@ 35 ‘Shigiius, V2... ---- = 2 | Sanguinaria ........ . 50 —_ ee 2@ 24% «NES Parosmia. 0000/00 59 | Soda, Bi-Carb........ 4@ 5 MAGNESIA. L Cantharides 75 Seda, Ash. |. t 4 Calcined, Pat. oe = 60 Capsicam To = — Suiphas ne @ 2 ‘Carbonate, Mo. 22 <6 1@ we ate a ee . pees is, Miner Co. x xe Carbonate, K.&M.. 20@ 25) Cardamon/.--------: “5 Spts. ene ee 00 Carbonate, Jennings 3@ % Guster. 100. / er 1 00| Spts, Myrcia Imp.... @z 50 OLEUM. ere 50| Spts Vini Rect. bbl. Absinthiim.........- 5 00G@5 DO Gainehona.... 0 lL. 50 72)... @2 37 ‘Amygdalae, Dule..... 45@ 75 oe 7 pg| _ Less 5c. gal. cash ten days. ‘Amydalae, Amarae..7 25@7 10] Columba ....... 59| Strychnia Crystal... @1 10 ae 1 85) 95 oom 50| Sulphur, Subl ....... 24%@ 3% Wurant: Cortex..|/))) | @2 a0 oupena 0. 39} Sulphur, Rell........ 24G 3 Bercwei. 0... 2 75@3 25 | Digitalis..........---- pp| Lamarinds........... 8@ 10 Mingepeet _....-....... MAO tee 59 | Lerebenth Venice .. 28@ 30 Caryophylli.......... C2 Olepan 59 | Theobromae ......... a 55 @edar. 0... ss 35@_ 65 Sena ee gg | Vanilla .............9 00GI16 00 Chenopodii .......... te aca 59; Zinci Sulph.......... @ 8 Cinnamonii.......... 85@ 9) Ce men | 60) oe Citronella .......-.-. @ 7| Zingiber............. 50 "a Conium Mac......... 353@ 65] Hyoscyamus......... 501 whale. winter is a Copaiba .......-----.- 20@ 1 00} Ioaine 751 T = winter. .0.. 70 7 Cubebae ...-.------ 15 50@16 0U ‘ lploniess i! 3 ea extra....... ... 79 82 Exechthitos.........- 90@1 00 | Perri Chi -tidum...... 35 Lin, : a 1.........+ 50 55 Erigeron .........-.-- 1 20@1 30} Kino 50 yawn ,pure raw .. 52 55 Gaultheria ... ....++- | pe Mia Se 5588 Geranium, 3.....----- @ ia Myrrh... cme BO] a gue winter ‘ Gossipii, Sem, gal.... 55@ 75|Nux Vomica Te 501 ae rained...... Coenen 60 Hedeoma.....-- Laser So ties ny) pe eae Turpentine... 44 48 Junipert_....--__...- 50@2 00 ae ne ony n( i a . 9G2 00} <2. oe PAINTS Bb! Lb Limonis .....-.-----+- 1 75@2 25} Auranti Cortex...... 50| Red Venetian........ 1% 2@3 Mentha Piper........ 2 25@3 3) | Quassia.............-+ 50| Ochre, yeliow Mars..1% 2@3 Mentha Verid........ 3 00@3 25| Rhatany ............ i 50| Ochre, yellow Ber...1% 2@3 Morrhuae, gal....... SUGL OS tater 50| Putty, commercial...2% 24%@3 Myrcia, 3.....-.-----+ @ 50 | Cassia Acutifol...... 0¢| Putty, strictly pure..2% 2%@3 Olive ........-.---....1 00@2 7% n re 50| Vermilion prime Am- Picis Liquida,(gal.35) 10@ 12 | Serpentaria.......... 5D] (ieneaa 13@16 Ricini .........++++-+- 1 04@1 10} Stromonium.......... 60| Vermilion, English.. 70@75 Rosmarini .........-. 15@1 a 00; Green, Peninsular... 16@17 Rosae, 3.---. +--+ 2-05 @6 00} Valerian........ en 59) ead, red.) 200.02.) 6%@71% ee strecteeeseees wore Veratrum Veride.... 50 aoe mie oe 6%4@1% SSRI... wee oe “ iting, whit 7 Sata 3 50@7 00 MISCELLANEOUS. Whiting. ee = Sassafras... ....... : 95@ 75 | Zther, Spts Nit,3 F.. 26@ 28) white, Paris Amer’n 7 10 Sinmapis, ess, 5... ..... @ 65 ANther, Spts Nit, t ¥:; ue 32 Whiting, Paris Eng MME soca ase @1 50 | Alumen........ a Me, See. 149 Thym ge ese C 50 ——. ground, (p- oe Pioneer Prepared as @ 6 Li 3 ge Theobromas.......... 15@ 20 eg tenets m °) Swiss Villa Prepared —" POTASSIUM. aes ae 55@ 601 Ponte. oo, -1 00@1 20 Bi Carb a 16@ 18 | Antipyria. 2.045. 1 35@1 40) Bichromate ......-... 13@ 15| Argenti Nitras,3.... @ 63| VARBNISHES. Bromide .:........... 32@ 40| Arsenicum........... 5@ | No.1 Turp Coach....1 10@1 20 og EE Eee ee 122@ 15] Balm Gilead Bud.... 38@ 40} Extra Turp.......... 1 60@1 70 Chlorate, (PO. 20)..... 18@ 20] Bismuth S. N........ 2 15@2 20| Coach Body.......... 2 75@3 00 Cyanide (2.0... 5 55 | Calcium Chlor, Is, (48 No.1 Turp Furn..... 1 00@1 10 Bogide 2.2 ees 2 85@3 00 its 48; 22)... 9| Extra Turk Damar..1 55@1 60 Potassa, Bitart, pure 37@ 39 | Cantharides Russian, | Japan Dryer, No. 1 ‘Potassa, Bitart,com @ Jd] Ppo..........---.e+e- os Ole) Par... we C@ 75 The Nature and Conditions of English Pharmacy. London Correspondence Pharmaceutical Era. The condition of pharmacy in England to-day is a subject of considerable impor- tance. Evidences are not wanting to indicate that a great wave of change isrolling across the land, which seems likely to carry away with it many existing landmarks, and which there can be no doubt only prepares the way for a very considerable alteration in the aspect of things pharmaceutical. Among the forces most prominently at work, we must reckon first the progressive ten- dency of the age and a conspicuous failure on the part of the pharmacist generally to conform to it; and secondly, the develop- ment of the “store” system and “cutting prices.” A visitor to England would notice in his travels, particularly in London, at least five different classes of those who deal in drngs. First, his attention would be at- tracted by the elegantly appointed phar- macy, with the window left for the most part unoccupied, save, perhaps, with a few large specie jars and some chemical ap- paratus. Over the door or painted under the window he would read the name of some one of our high class pharmacists with the letters M. P. S. (the meaning of which I shall presently explain) after it. Dis- pensing constitutes the main occupation of those who are engaged here; the retail trade being regarded as of secondary importance and not encouraged. In such establish- ments, also, would generally be found more or less extensiye laboratories where purely scientific or manufacturing work is carried en. From a number of these places a con- siderable variety of ideal pharmaceutical preparations are sent out. Then there is, secondly, the “shop” of the chemist and druggist who does a mixed business. Here the window is made to look as attractive as possible,.stocked with toilet articles, per- fumery, etc., with a few more elegant med- icines and surgical appliances. Such bus- inesses as these are the training ground of the rising generation of pharmacists, where the apprentice and assistant may acquire some familiarity not only with the princi- ples of pharmacy, but also of dispensing. Thirdly, our visitor would observe here and there shops of a more or less dingy appear- ance, the windows of which are a happy hunting ground for the spider and the fly; where poppy heads, respirators, chest pro- tectors and uninyiting bottles of cod liver oil and chemical food form the principal display through all the seasons. Here pre- scriptions are the exception; there is some doubt whether the proprietor would know what todo with one if he received it, and the character of the business is mostly re- tail in small quantities. Besides these, which form really only three varieties of one kind of business, there are two others which are on quite another footing, and which work in competition to the above. These are the ‘‘stores” and the drysalters or herbalists. The former of thes: is the hated and so powerful rival of tie legitimate members of the profession whieh is just now particularly prominent. ‘he “drug store” is run by a company of men who en- gage a qualified assistant, who is known as the manager of the drug department—for all kinds of business are carried on, on the same principle. Drugs, patent medicines, toilet articles, surgical appliances and all the usual stock of the pharmacy are dealt in, and dispensing also practiced. The quality of everything is good and very large turnovers are made, the profits going, of course, to the company, who know nothing of and eare as little for the requirements of a proper pharmaceutical training. This sys- tem of trading is a serious injury to the chemist, and it is urged that steps should be taken to make it technically, as it is mor- ally, an offense against equity. The herbal- are comparatively a ‘feeble tolk,” though they also certainly absorb part of the business, which is the legitimate perquisite of the chemist. Asarule they know very little about drugs, and hence the occurrence of serious and sometimes fatal mistakes is not uncommen. Of course they cannot sell scheduled poisons or dispense, but confine themselves to supplying the public with such roots, leaves, gums, herbs, ete., as form the materia medica of domestic med- icine. Let us now examine the educational con- ditions under which the would-be pharma- cist is trained for his calling. The body which has the power of regulating and de- fining these, is the Pharmaceutical Society, founded in 184%, and recognized by Royal charter in 1843. By the provisions of that charter the society was entrusted with the responsibility of insisting upon a sufiiciently extensive training and of estimating the fit- ness of the candidate for his important po- sition. The means by which it was sought to carry aut these aims were embodied in the form of the Pharmacy Act of 1868, and they are still actively employed to this,day, with some minor modifications. The first examination which the intending pharma- cist has to face is the *‘Preliminary.” This is only a preparatory test, and is designed merely to show that the novitiate possesses capabilities of a sufficiently developed order to give him some prospect of success in the more severe work before him. It includes English, arithmetic and Latin, but notwith- standing its simplicity, the fact that a num- ber of candidates fail in spelling is a severe commentary upon the English system of school education. The holder of a Prelim- inary certificate is eligible for registration as a student or apprentice of the Society, he paying half a guinea yearly as subscription. Before the qualifying examination— the Minor—can be sat for, the candidate must have passed not less than three years in the compounding and dispensing of drugs and medicines under a registered chemist or medical man; he must also be twenty-one years of age. The examination comprises dispensing, prescription reading, elementary chemistry, botany and materia medica, an acquaintance with the Pharmacopca and poysology, and is entirely viva voce. The fee is three guineas. The Minor diplomate has the title of chemist and druggist, and is entitled to registration as an associate of the Society, which includes the payment of an annual subscription of one guinea. Sucha man has various privileges in the Society, such as a vote for the Council, etc., and is besides fully entitled to go into business on his own account. There is a still higher ex- amination, known as the Major, also as the “honors degreé,” and this latter name very aptly defines it, for its diploma is merely an honor and conveys nosolid privileges of any kind. It necessitates a more intimate ac- quaintance with chemistry (now including organic), with analysis, with botany and materia medica, but does not include any technical subject. A course of training in the laboratory of some school or college of pharmacy is: generally undergone, but is quite voluntary. The fee is five guineas. After passing the Major, the full-fledged pharmacist assumes the title of Member of the Pharmaceutical Society (on the payment of an annual subscription of two guineas), ists and is allowed to use the descriptive name, Pharmaceutical Chemist. In business, as | already intimated, he hasno advantages over | the chemist and druggist, who rests content with the Minor, though his more complete | training is rumored to bea great mark of | superiority. There is now ascheme afloat | under the name of the Pharmacy Acts Amendment Bill, for enforcing a curricu- | lum upon every candidate of so many years’ study. The opponents of such a measure urge with much apparent justice that the game will not then be worth the candle, as | it will mean additional expense without any corresponding advantage. On the other | hand, it is pointed out that most men un- dergo a more or less prolonged education at tarily, and, therefore, it would be no hard- ship to make them do so by law, and that | at present. Another recent development of | pharmaceutical polities is the branch shops | clause of the Pharmacy Acts Amendment | Bill above referred to, which aims at pre-| venting proprietors from placing unquali- fied men in charge of branch shops—a prac- tice hitherto largely followed. The justice of this seems to be generally recognized. —_—_—_—~+ -6 <> Echoes of the Recent Convention. Secretary Brown will receive a salary of $225, which also remunerates him for edit- ing the published proceedings. Ex-Secretary Parkill’s annual _ report showed receipts of $1,250.70, expenditures of $1,141.03 and a cash balance of $632.98. During the year eight members died, six resigned and seventy were dropped for non- payment of dues. The Committee on Insurance presented no report. The question as to who is the owner of a prescription elicited considerable discussion, when it was decided that the druggist should retain the original copy. The practice of wholesale druggists sell- ing at retail was condemned. It being the general opinion that the price printed on patent medicine labels is too low, the Secretary was instructed to ask the man- ufacturers to leave the price off. Grand Rapids druggists urged upon the convention the system of closing from 1 to 6 o’clock Sunday afternoons. The matter of establishing a druggists’ mutual fire insurance company was tabled, no definite plan having been submitted. The Association put itself on record as in favor of securing legislative enactment requiring manufacturers of patent medi- eines to put the formule of their medicines on the label of each package. James Vernor was voted $50 to cover his expenses as Local Secretary. Secured a Valuable Concession. Geo. F. Owen, Chairman of the Insurance Committee of the Michigan Division, T. P. A., has secured a valuable concession from the Mulliken management, the nature of which is fully explained in the following letter: 99 DETROIT, Sept. 22, 1888. Geo. F. Owen, Grand Rapids: DEAR ‘Str—Your favor of: the 9th, ad- dressed to Mr. Mulliken, has been referred tome. We hope to be able to place on sale the lst of October one thousand mile tickets, which will be good over the D., L. &N., C. & W. M.and S: V..& St L. Railways. I hope this will meet your wishes in this direction. Yours truly, W. A. CARPENTER, Traftie Manager. This concession will be of considerable value to Michigan traveling men, especially those going out of Grand Rapids, as it will eal necessitate the purchase of one less mileage book. _<—»_9- <> Mint Raising in Muskegon County. “It is not often that a farmer brings a load to town worth over $1,000,” writes a Ravenna eorrespondent to the Muskegon News, ‘but S. H. Littell, of Eggleston, did it one day last week. He shipped 600 pounds of peppermint oil to A. P. Emory, of Mendon. The oil is worth about $2 per pound. Mr. Littell has his this year’s crop of about 1,000 pounds yet, besides a large amount of oil of spearmint, which is worth more than the oil of peppermint. C. W. Burs, of Moorland, has distilled about 600 pounds of the oil of peppermint and con- tracted it to Mendon parties.” —_—__—~ -¢ << Report of the State Boari of Pharmacy. There are now 2,835 names enrolled on the register of the State Board of Phar- macy. Of the candidates examined during the past year, ninety-one failed to pass. The receipts of the Board during the year were $5,280.65 and the disbursements $4,478.30. The Board has to its eredita eash balance of $3,500. Of the seventy- eight violations reported to the Board, fifty eases fell through, twelve were convicted and four are still pending. a The Drug Market. There are no important changes this week. Opium is very firm and has advanced. Quinine, German, is very firm. Blue Vitrol has advanced. Lard oil and turpentine are higher. White and red lead advanced lge on Friday. Morphia advanced 15 cents per ounce on Saturday. oa After Mutual Insurance. The Wisconsin Pharmaceutical Associa- tion has taken steps to organize a druggists’ mutual fire insurance company, having be- come tired of enduring the exactions of the regular board companies. <>< American Artisan: THE MICHIGAN TRADESMAN is entitled to congratulation upon its special supplemental edition con- taining a verbatim report of the third an- nual convention of the Michigan Business Men’s Association, recently held in Cheboy- ! gan. That the Association appreciates good | service is evidenced by the re-election of E. A. Stowe, of THE TRADESMAN, as Sec- tary. 9°07 ww ———>>_- S. M. Geary, general dealer, Maple Hill: “Would aa soon do without my cigar as THE | | TRADESMAN.” some school or college of pharmacy volui- | § THE IMPROVED AMERICAN POCKET BATTERY the expense would not be greater than it is | 5 ae This Rattery has the advantage over any in the mar- ket in the following points of superiority: A Patent Hard Rubber, Removable Screw Top Cell (like a pocket inkstand), containing the Carbon and Zine elements, ean be carried in the pocket charged ready for use; water-tight, no leaking; for durability, compactness, and strength of current it excels all others. Two nickel-plate sponge electrodes with each battery. No small wire connections on bottom of this machine, as in all others, that rust easily and are difficult to rep Sold by the trade. Price, $19, and every Battery warranted. Send for Circular 49, giving special price to physicians for a sample battery prepaid. Address ELEGYRO-MEDICAL BATTERY 60., KALAMAZOO, MICH., HAZELTINE & PERKINS DRUG CO., Grand Rapids, Mich. Or TRADE SUPPLIED BY THE Haaltiie i Parkins Drug 60, GRAND RAPIDS, - MICH. And the Wholesaie Druggists of Detroit and Chicago. Acme White Lead & Color Works, DETROIT, - MICH. Uf] WHE Y Manufacturers of the Ce ebrated ACME PREPARED PAINTS, Which for Durability, Elasticity, Beanty and Economy are Absolutely Unsurpassed. Fr. J. WURZBURG, WHOLESALE AGENT, Grand Rapids, > Mich. READ! READ! READ! —— PIONEER PREPARED PAINTS The ONLY Paint sold on a GUARANTEE. When two or more coats of our PIONEER PREPARED PAINT is applied as received in original packages, and if in three years it should crack or peel off, thus failing to give satisfaction, we agree to re-paint the building at our expense, with the best White Lead or such other paint as the owner may select. In case of complaint, prompt notice must be giv- en to the ese 0c MO NIM Write for Sample Cards and Prices. We have Supplied our Trade with this Brand for more than eight years and it is all the manufacturers claim for it. We sell it on a GUARANTEE. Hazeltine & Perkins Drug Co. GENERAL AGENTS, GRAND RAPIDS, MICH. ery a= 10) 0) Baers waka ...- per doz, $2.00 - 3.50 26c Sime. ....... Boe sceeceenia 5Gc * Peckham’s Croup Remedy i3 prepared es- pecially for children and is a safe and certain cure for Croups, Whooping Cough, Colds and all bronchial! and pulmonary complaints of childhood. For attractive advertising matter address the proprietor, Dr. H.C. PECKHAM, Freeport, Mich. Trade supplied by whole- sale druggists of Grand Rapids, Detroit and Chicago. Should send $1 to | EK, A. Stowe & Bro. GRAND RAPIDS, for one of their Improved LIQUOR & POISON RECORDS GINSENG ROOT. We pay the highest price for it. Address PECK BROS., Wholesale Druggists, GRAND RAPIDS. ju . We are Sole antee Satisfaction. k PE ne Importers and Jobbers of -DRUGS Chemicals and Druggists’ Sundries. Dealers in Patent Medicines, Paints, Oils, Varnishes, Proprietors of WEATHERLY’S MICHIGAN CATARREH REMEDY. We have in stock and offer a fuil line of Whiskies, Brandies, Gins, Wines, Rums. We are Sole Agents in Michigan for W. D. & Co., Henderson County, Hand Made Sour Mash Whisky and Druggists’ Favorite Rye Whisky. We sell Liquors for Medicinal Purposes only. We give our Personal Attention to Mail Orders and Guar- _ All orders are Shipped and Invoiced the same day we re- ceive them. Send in a trial order. Hazeltine & Perkins Drug Go. GRAND RAPIDS, MICH. tot ommend 78 Congress St., West, Detroit, Mich., Apri! 9, 1888. Specialty Dept. Ph. Best Brewing Co., GENTLEMEN—I duly received the case of your “Best” Tonic and have since had a great many in this institution. I must say that the beneficial effects on weak and debilitated patients have been most satisfactory, espec- ially to those in a stage of recovery after se- vere sickness. I write this thinking you might like to have my opinion on its merits. I certainly shall prescribe it in future, where the system re- quires building up. either from constitutional weakness or otherwise. Yoars truly, Wa. GRAY, M. D. Medical Sup’t. Midville, Geo., Feb. 24, 1888. Specialty Depart. Ph. Best Brewing Co., GENTLEMEN—I think the “Tonic” a splendid medicine for 2ll forms of Dyspepsia and Indi- gestion. It is giving me great satisfactiou. Very respectfully, J. M. JOHNSON, M. D. Yardley, Pa., March 18, 1888. Ph. Best Brewing Co., DEAR Sirs—I have given your ‘Malt Touic”’ a trial in several cases of Enfeebled Digestion and General Debility, especially in the aged, where the whole system seems completely prostrated, with very satisfactory results. I have used many of the so-called “Malt Ex- tracts.” but believe your preparation to be superior. In the aged where the digestive functions are exhausted, and there is a loss of the nerve vital force, I found its action to be rapid and permanent. ELIAS WILDMAN, M.D. Work-House Hospital, Blackwell’s Island, Feb. 10, 1888. Ph. Best Brewing Co., GENTLEMEN— As a matter of personal inter- est, | have used your “‘Best’’ Tonic in several cases of impaired nutritition. The results in- dicate that it is an agreeable and doubtless, highly efficacious remedy. Iam, Very truly yours, E. W. FLEMING, M. D. | | | | | ; | t Aiidcte aah ara FOR SALE BY, ALL DRUGGISTS. | Troy, New York, January 26, 1888. Specialty Depart. Ph. Best Brewing Co,, DEAR Strs—Your agent left me a sample of your liquid extract, Malt, and as I use much such in my practice,I thought to compare your product with some from another house T had on hand; and finding yours superior in the great essential, the palitable nutriant as well as in tonic stimulant properties, felt anx- ious to know about what it can be furnished the dispensing physician. Yours truly, EB. JAY Fisk, M. D. East Genessee Street, Buffalo, N. Y., Feb. 17, 1888. Specialty Depart. Ph. Best Brewing Co., GENTLEMEN—I have used the “Best” Tonic with most gratifying resultsin my _ case dyspepsia. My case was a bad one, 1 had no appetite; headache in the morning; sour stom- ach; looking as though I had consumption, and after taking this tonic I never felt better in my life. I think it will cure a bad case of dyspepsia. You may recommend it for that case. Wma. O. JAEGER. 322 South Fifth Street, Philadelphia, Feb. 4, 1888. Ph. Best Brewing Co., 28 College Place, N. Y., GENTLEMEN—J have tested the sample of “Concentrated Liquid Extract of Malt and Hops” you sent me, and find in my humble judgment that it isa very pure and safe arti- cle. I will not hesitate to recommend it in every case of debility where a Tonic of that kind is indicated. : Respectfully, E. H. BEL, M. D. New Orleans, La., April 6, 1888. Specialty Depart. Ph. Brewing Co., GENTLEMEN—Having tried your “Best” Tonic to a great extent amongst my practice, I will state in its behalf that I have had the best results with nursing mothers who were deficient in milk, increasing its fluids and se- creting a more nourishing food for the infant, also increasing the appetite and in every way satisfactory for such cases. Very respectfuily, D. Born10, M D. For Sale By ATELTINE & PRR Grand Rapids, MS DRUG (0, Mich. The Michigan Tradesman BUSINESS LAW. Brief Digests of Recent Decisions in Courts of Last Resort. PROHIBITORY LAW—MANUFACTURE OF CI- DER. According to a decision recently rendered by Judge Ney at Waterloo, Iowa, a person cannot, under the State prohibitory law, lawfully manufacture cider for use in his own family. HUSBAND AND WIFE—CONVEYANCE. Where a person paid for land out of his wife’s separate estate, but took the title in his own name, held it for five years, and then conveyed it to her, the Supreme Court of Pennsylvania held that as against his ereditors he held the property as a resulting trust in favor of his wife. PRESCRIPTION—RENT—PAYMENT. The Supreme Court of Pennsylvania late- ly declared constitutional the act passed by the State Legislature in April, 1856, making the non-payment of ground rent for twenty- one years on the one side and the failure to claim any for the same length of time on the other presumption of payment. MARRIED WOMAN’S NOTE—ESTOPPEL, Where the real consideration for a note executed by a married woman jointly with her husband is a loan to the husband by the payee, she is not estopped by a recital in the note to the effect that the sum borrowed is procured for her benefit, according to the decision of the Supreme Court of Errors of Connecticut. FIRM—CORPORATION —CREDITORS. When a firm forms a corporation and transfers to it real and personal property belonging to the firm, and each partner re- ceives corporate stock in payment, the stock is individual property, and a firm creditor is not entitled to have his debt sat- isfied out of the proceeds of such stock re- ceived by one of the partners in preference to individual creditors, according to the de- cision of the Supreme Court of Illinois. MEASURE OF DAMAGES—BUSINESS PROFITS In the case of Todd et al. vs. Minneapolis & St. Louis Railway Company, decided re- cently by the Supreme Court of Minnesota, it appeared that the plaintiff used to buy wheat at a warehouse owned by them ona line of the defendants’ railway, manufac- ture the same into flour at their mill, and sell the flour at the warehouse. They brought suit against the company to recover damages for interruption to their business caused by the obstruction of a street leading to tlieir place by the cars and trains of the company. The court ruled out as incompe- tent in estimating plaintiffs’ damages evi- dence of the dimunition of the profits of their business, simpiy including the manu- facture of flour. Such evidence, the court said, embraced too many elements of uncer- tainty to form a basis for estimating dam- ages, INSURANCE—APPLICATION—EVIDENCE. An act passed by the Legislature of Penn- sylvania in May, 1881, required that in all cases where a policy of insurance contained a reference to the application the company should attach a correct copy of such appli- cation as signed by the applicant to the pol- icy, and provided that unless so attached and accompanying the policy no such appli- cation should be received in evidence in any controversy between the parties to the pol- icy, or should be considered a part of the licy or contract between the parties. The Supreme Court of Pennsylvania held, in the case of the New Era Life Association of Philadelphia vs. Musser, that the act in question was constitutional, and that in passing it the Legislature only exercised the clearly recognized power of the State to reg- ulate the mode in which contracts shall be made and proved. ————— A Commendable Enterprise. ¥rom the Business World. THE MICHIGAN TRADESMAN has pub- lished in very neat form (about the size of the Business World) a supplement contain- ing a verbatim report of the third annual convention of the Michigan Business Men‘s Association, held at Cheboygan, in August. Most of the addresses and papers have been already published from time to time in the regular issues of THE TRADESMAN but this will afford a most compact and convenient form for their preservation by the members —a convenience which will no doubt be duly appreciated. And now that these lighter papers are out on the way, we shall doubt- Jess have in THE TRADESMAN an early re- sumption of those grave and weighty chron- icles of history(?)by ‘‘Relluf,” and ‘‘Jesse Lange” in which the historians aforesaid never allow themselves to be the least em- barrassed by the facts. t-te An enterprising cigar dealer in New York | has hit upon ascheme whereby he earns a | neat little sum aside from his regular bus- iness receipts. He buys up all the cigarette pictures he can lay hands on, purchasing them from boys and men at from one to five cents apiece. People, especially ladies, who are making collections of pictures of ball players, actresses, and the like, will pay liberally for missing portraits. Ball play- ers and race horses are in greatest demand. He generally disposes of his. pictures at m ten to twenty-five cents apiece. —_———- -6 <_____ A number of tailors in New York have recently been victimized by a smooth gang of sharpers, who conduct their thieving op- erations with great success. A pair of them enter astore, and while oneof them has his measure taken for a suit of clothes the other, who usually carries an overcoat on his arm, manages to slip a bolt of cloth un- der it and disappears. The scheme is worked with so much gentlemanly assur- ance and boldness that it takes the tailor some time to account for the loss of his clothes. —_—_— SO The Scotchman has been long noted for his fondness for vowels, a peculiarity in language illustrated by the following story: Going by a draper’s shop, a man noticed a coat, and asked, ‘‘Aw’ ’00?” ‘‘Ave, aw’ *00,”’ replied the shop-keeper. ‘‘Aw’ a’ co?” Was the next question. ‘‘Aye, aw’ a’ 00,” was the reply. In English, the dialogue would have referred simply to the fact whether the coat was all wool and all one wool, the answer being ‘‘yes,” to both questions. TIPPS RET cece ac hae Grocers wanting good cheese should or- : der from I. B. Smith & Sooy, proprietors of the Wayland Cheese Factory, Wayland. Satisfaction guaranteed. 267 J. 8. FARREN & CO, ; Celebrated Baltimore OTSTEnm We are Agents fer the above well-known goods and claim THE BEST STOCK BEST FILLED CANS PROMPT ATTENTION AND AMPLE SUPPLY. O L. ASK FOR PRICES AT ANY TIME. PUTNAM & BROOKS, 13, 15,17 So. Ionia Street, 13, 15,17 Railroad Place, GRAND RAPIDS. PVA MOcHArYsrio COFFEE. Woolson SPICE C9: MERCHANTS! IT GIVES ABSOLUTE SATISFACTION Bo Consumers, and is, Consequently, a Quick and Easy Soller, Or ; WW) MocHAr Yano OF FEE WOSLSoN SPICE CO: TOLEDS-GHIG. Lion Coffee has more actual Merit than an a