® e e ® The Michigan Tradesman. VOL. 6. GRAND RAPIDS, WEDNESDAY, FEBRUARY 6, 1889. NO. 281. Voigt, Herpolsheimer & Co, Importers and Jobbers of Dry Goods STAPLE and FANCY. Overalls, Pants, Etc.,, OUR OWN MAKE. A COMPLETE LINE OF Fancy Grockery and Fancy Woodenware OUR OWN IMPORTATION. Inspection Solicited. Chicago and De- troit prices guaranteed. F. J. DETTENTHALER, JOBBER OF And Salt Fish. Mail orders receive prompt attention. See quotations in another column. GRAND RAPIDS. CASH SALE CHECKS. Encourage your trade to pay cash instead of running book accounts by using Cash Sale @hecks. For saleat5% cents per 100 by F. A. STOWE & BRO.. Grand Rapids. RISING SUN BUCKWHEAT Guaranteed Absolutely Pure. Orders from Re- tail Trade solicited. Newaygo Roller Mills NEWAYGO, MICH. FOURTH NATIONAL BANK Grand Rapids, Mich. A. J. Bowne, President. Geo. C. PIERCE, Vice President. H. W. Nasu, Cashier. CAPITAL, - $300,000. Transacts a general banking business. Make a Specialty of Collections. Accounts ef Country Merchants Solicited. DO YOU WANT A $ ————— SPECIAL OFFER—This style of oval case; best quality; all glass, heavy double thick; panel or sliding doors; fulllength mirrors and spring hinges; solid cherry or walnut frame, with or without metal eorners, extra heavy base; silvetta trimmings: 6 feet long, 28 inches wide, 15 inches high. Price, S11, net-cash. I make the same style of case as above, 17 inches high, from walnut, cherry, oak or ash, for $2 per foot. WBoxing and cartage free. D> DD. COooe., 21 Scribner St.. Grand Rapids, Mich. ACTUAL BUSINESS PRACTICE 2 the Grand Rapids Business College. Ed- ucates pupils to transact and record business as it is done by our best business houses. It pays to goto the best. Shorthand and Typewriting also thoroughly taught. Send for circular. Ad dress A. S. PARISH, successor to C. G. Swens- berg. BLANK BOOKS Stationery, TABLETS, STEEL PENS, INKS. OUR NEW LINE OF Yalenting Samples are ready for inspection. Raton, Lyon & Go, 1000 Cigars Free! On or about April Ist, 1889, we propose putting a new brand of cigars on the market which we shall sell to the trade at $33 00 per thousand. Now we want a NAME for this cigar, and want it badly. Hence we make the above offer of 1000 of these cigars (the first thousand made) to eny wholesale or retail dealer who will rend us an original nan e that will be acceptable, subject to the following conditions, viz.: ist. The NAME must be one that has never been used for a cigar and one upon which we can get a trade- nark patent. i a ae ac name Must to us upon a letter head, bill head or card of the firm or member of the firm sending it. The firm must bea bona fide retail or wholesale dealer in cigars. Names from all others will be re- jected. : 8rd. This name must not reach us later than March 15th, 1889, as the award will be made on March 3ist, or as soon thereafter as possible. | 4th. The award or salection of the name will be left to a committee of three (3) consistung of the editors of the following papers published in this. ity: Lhe Flint Evening Journal, The Wolverine Citizen, The Flint Globe. We shall accept tne name selected by this committee, and1f upon investigation, we find it has never been used asa cigar brand, we will for- ward to the winner one thousand cigars by exprets, charges prepaid. oth Should the committee select a name, that had been sent to us vy more than one firm or dealer, the thousand cigars will go to the first firm or dealer sending it, as all NAMES will be numbered in rotation as received. No firm or dealer will be allowed to send more than one NAME. i A postal card containing the award or selection by the committee will be mailed to all contestants. Address, e GEO T. WARREN & CO., Mfrs. High Grade Cigars. Flint, Mich. G. M. MUNGER & CO., GRAND RAPIDS. Successors to Allen’s Laundry. Mail and Express orders attended to with p:omptness. Nice Work, Quick Time Satisfaction Guaranteed. W. E. HALL, Jr., - - - Manager. WHIPS Rapids, Mich. J. W. Welton’s Commercial College This College offers the most extensive course of study in business college branches at the most reasonable terms. Do not fail to send for a forty-page catalogue giving full information in regard to course,tuition,etce. Address : Welton’s Commercial College, 23 Eountain St., Grand Rapids, Mich. DANIEL LYNG Successor to FRED D. YALE & CO,, Manufacturer of Flavoring Extracts, Try sample order in 14 dozen packages, Prices, $1, $2, 8, 4, $6 to $24 per doz. For terms ad- dress Graham Roys, Grand Baking Powder, Biluing, Ete. And Jobber of Grocers and Draggists’ Snudries, Call and inspect our new establishment when in the city. 19 S. IONIA ST. WALKS - GOODYEAR and Connecticut Rubbers. THE PARAGON in Ladies’, Misses’ and Children’s, Heels and Spring Heels. G. R. Mayhew, 86 Monroe 8t., Grand Rapids. illers, Attention We are making a Middlings Purifier and Flour Dresser that will save you their cost at least three times each year. They are guaranteed to do more work in less space (with less power and less waste) their class. Send for descriptive cata- logue with testimonials. Martin’s Middlings Purifier Co, GRAND RAPIDS, MICH. KDMUND B. DIKEMAN THE GREAT Watch Maker = Jeweler, Ah GANAL 8Y., 20 and 22 Monroe St. Grand Rapids, - Mich. than any other machines of BUY Muscatine ROLLED OATS IF_YOU WANT THE BEST! CREOLE STRAIGHT CUT. To all Merchan's Handling Cigarettes: A new era has been reached whereby all dealers selling cigarettes may now make a larger profit than heretofore on any other brand. The CREOLE STRAIGHT GUT. Which has recently been introduced into the State is becoming very popular. it being the only straight cut sold for five cents, thus giving the dealer a cigarette with which he may please all classes of cigarette smokers. The same are nicely put up in packages of ten and packed with ac- tresses’ photos. There is also a variety of other inducements, a notice of which is contained in each package. Give the CREOLE a trial and you will find it a big seller. Sold by all Grand Rapids jobbers, and manu- factured by S. F. HESS & CO. ROCHESTER, N. Y. Manof’rs of High Grade Cigarettes. REMOVED. THE GRAND RAPIDS PAPER BOX FACTORY, V. W. HUELSTER, Proprietor, Formerly located at 11 Pearl St., has been removed to 81 & 88 Campau St. Cor. Louis, where I shall have more room and far etter facilities for the manufac- ture of Paper Boxes. All work guaranteed first class and at the lowest rates. Write or call for esti Telephone 850, mates, S = ~ ey es! — ce Se uy “= ri Qh ode ~ a DH ~ SS - o S A 4 BEANS And all dealers are invited to send sam- ples and write for prices that can be ob- tained in this market. We do «a COMMISSION BUSINESS and our aim is to obtain the highest mar- ket price for all goods sent us. Not only BEANS but also ALL KINDS OF PRODUCE. We can sell as well as anyone. We invite correspondence. BARNETT BROS., 159 So. Water St., CHICAGO. SAFES! Anyone in want of a first-class Fire or Burglar Proof Safe of the Cincinnati Safe and Lock Co. manufacture will find it to his advantage to write or call on us. We have light expenses, and are able to sell low- er than any other house representing first- class work. Second-hand safes always on hand. C. M. GOODRICH & CO., With Satety Deposit Co., Basement oi Wid- dicomb Blk. WER STARS No Equal in the State. TO THE TRADE: Iguarantee “SILVER STARS” to bea long, straight filler, with Sumatra wrapper, made by union labor, and to give complete satis- faction. A. S. DAVIS, Sole Manufacturer, 70 Canal $t., GRAND RAPIDS. THE POETRY OF BUSINESS. The following poem was read atthe recent banquet of the Owosso B. M.A. by Dr. E. B. Ward, of Laingsburg; Business is Business! that we all know, But the poetry in it comes mournfully slow And is very much like the plan, when you learn it, Of finding how blood can be got from a turnip, Still, there’s life there, and music, for friction makes noise, And in these days you have to keep up with the boys, For if you don’t do so you'll find this thing true, That the business men ‘round have got through with you. *Tis true and ‘tis pity, and pity ‘tis, ’tis true That you old Salurians, past over-due, a oo out some morning and find yourselves eftt— Left to cold shoulders and of business bereft: Left to go down like a foundering steamer, With the record way back that you were a screamer And able to travel through business with ease Like the historic bullet that traveled ‘through cheese.” Yes, left to go down into business gangrene— They are through with you, yes, and it’s plain to be seen: Oh, yes; it seems sad for those silver tongued ies That you told asweet buyeras you looked in her eyes, And remarked that the duties on gauzes and lace Were so high that no one could sell them with grace, ribbons and ecalicos, gloves, Cashmeres and silk You were selling lower than skimmed milk. the price of Yes, you've got through selling rice, apples and teas, And sugar and coffee and Limburger cheese, And-lemons and oranges, figs, spices and soap, And oysters in which you have lost every hope, Who with troubles without and ailments within Get the bulge on you sometimes in spite of the tin, And worry yonrself and the customer too, Till sometimes the atmosphere even turns blue. Through with cutting off steak from “2-year-old”’ stock That is tougher than strips from your old chop- ping block, And so ancient that reverence due age like that Should occasion each buyer to take off his hat And apologize humbly, to the meat not the man Who is doing, undoubtedly, as wellas he can, And who tries to keep back the on-creeping scowl When your dog comes around and the sausage links growl. Through with selling off clothing for less than it cost, clothing host —But perhaps you've schnide Who came from Assyria just for a ride, Perhaps with a large stock of *‘cloddings” see To furnish the people in ancient Judea; But his trade was way off, his head wasn’t level, He came like the dew and he went like the d—l. Soft whieh goes like Sennacherib’s forgotten about that old you Through with ¢lients. divorces. confession and brief, Through with trying to clear an outrageous old thief, And warping your conscience, ‘round like a withe To make a ‘‘factorum” seem just like a myth, And befuddle the jury and strangle the truth Which grows wrinkled instead of holding youth, While Justice blindfolded, ia utter surprise Remoyes her old hoodwink to wipe her sad eyes. its Through with putting up pills and plaster and snuff, And balsam and peppermint, powders and stuff, And telling your customers old, stiff and blind, That patent made nostrums are good as they'll find, And that doctors now use them right off from the shelves When they haven't got brains to think for them- selves, But that you can’t advise them for anything sure Except taking some manner of cheap kidney cure. Through with selling barbed wire. stones, iron and nails, And telling just where your opponent fails, While your customer goes to the down-trodden man And places his order as quick as he can, And leaves you to wonder, regret and repine, To think that perhaps this ain’t quite in your line. And to find that such busiless as sure as you’re born, Will pull you out through the small end of the horn. Through with selling the Sweet Singing Sewing Machine, Which runs without help and always keeps clean, And the beautiful organ which alone sings so- prano, And always keeps time with the cheapest piano, Which you can’t recommend as exactly the thing, But it helps when company comes in to sing, Still the thing that they want and you know what you say Is a high priced piano quite easy to play. Through with preaching old sermons—all right enough, But they’ve traveled so far that most off, And they need revamping or tapping, perhaps, To fit all the feet of the wandering chaps Who come to hear gospel truth week after week, And who know just enough of the thing that they seek ¢ That the seed must be visible, whether or no, Or they'd think that no sower had been there to sow. their sole is Through with selling split leather stock for just half, And declaring it Dongola kid and French calf, While with calmest assurance you say that you think They will stand if the customers’ feet do not shrink, That your goods are so low there is not a cent there, And you’ve worried until you've lost your front hair, But still if the weather keeps sloppy enough You hope that your sales will not be so tough. Through with visiting patients so fretful and strong, That they torment your life and hang on so long That you fain would escape and go off to dwell On the southwestern shore of the margin of— well The margin of any respectable place, Where you're likely to meet an old townsman’s face And talk and be sociable just as you choose, And feeling you've no reputation to lose. Ah, yes! there is music in business, and fame If you come out on top! If you don’t, who’s to blame? No one but yourself, and the world’s head is level When it counts you a poor, unfortunate d—1; Because you've no business to be such you know; You should play in the grand tent, and not the side show, For no matter how smart you are men can be found Who think they ean drive you right down in the ground, But when we all reach, as reach we all must The time when our dollars to us are as dust, When we climb to the mythical gates ajar Away—out west on the fartherest star— St. Peter will rise up out of his chair And say “Did you ever?’ and ‘I declare! If here ain’t a lot of Owosso men Chuck full of business and mercantile ken, But let them come in at the lower gate And discount their tickets the usual rate.” MISS HI{LDRETH. ‘TI must have a peacock, John,’’ said Miss Hildreth, as she met her man-serv- ant on the lawn. ‘He would look so finely on the balustrade, with his feath- ers spread or trailing them over the green sward. John.” “They be an awful nuisance, marm,”’ demurred John. ‘*They’d never stick to the balustrade. They be as hard to man- age as children, an’ that’s a fac’.”’ “They keeps up an awful squalling, miss.”’ put in Jane, the maid, when the matter reached her ears. “They li be worse than Miss Noyes’ guinea hens, and Miss Dunn’s parrot, or them chtldren of Parson Miller’s—I never did see such neglected plagues as they be,’’ she added I really must have one, irrelevantly. “IT wonder their mother don’t rise in her grave. 3ut the poor man—what does he know of the care of babies, with his sermons and his prayer meetings, and his parochial visits and his poor. He’s off to this wedding or that funeral, or he’s reading the Word to the sick and blind. It’s a shame there’s no women folks, but hired help, to look after ’em. Isee him myself one day a tidying of them up, and pinning on their clean collars wrong side out and upside down. I s’pose he was thinking of free- will and election, like as not.”’ “f wish him joy of them,’’ said Miss Prudence. *‘I prefer the peacock.”’ The first night after the peacock’s ar- rival, however, Miss Prudence never closed her eyes, or the bird his meuth, so to speak; but when he pranced across the lawn in the morning light, Miss Prue thought she would rather lose her sleep than the sight of so much beauty. ‘““Miss Dunn says she’]] have to lay ina stock of chloral and bromide, if you’re going to keep the peacock,’’ Jane re- ported; and Mrs. Noyes herself dropped in to suggest that he could be killed and stuffed. ‘He'll be quite as decorative,’ said she, ‘‘without disturbing the neighbors.’’ Every two or three days a small urchin would appear with the bird in tow, and remark demurely: ‘‘Your peacock strayed over to Dickens’, and I’ve fetched him along home,’’ for which civility sundry pieces of smal! change would be dis- bursed. “And who are you?’’ she asked, when the same youngster had performed the same benevolent service some half-dozen times. “1? Oh Pm Parson Millers boy.” “HS Son?’ “Why. yes ’um—I reckon so.”’ “I shall have fo shut him up,’’ satd Miss Prue. ‘‘His traveling expenses will ruin me.’ By this time the poor bird had lost most of his fine tail-feathers in the pro- cess of being run down by the Miller brothers and their contemporaries, and presented a ragged appearance which went to its owner's heart. So he was shut up in a temporary pen till he should learn better ways; but Miss Prudence, going to look after him one afternoon, found the two Millers inside the pen, chasing him about to display his plum- age, while their little sister stood outside and clapped her hands, and a crowd of other children stood peeping betwe nthe slats. ‘What are you doing, children?’’. she cried. “Oh, we’ve been reading about pea- cocks, and they need exercise,’’ vouch- safed the eldest Miller. “Tt seems to me that you need astick,”’ said Miss Prue. “Father don’t approve of whipping,’’ chirruped the youngest; *‘do you, father?’ And Miss Prue lifted her eyes and met those of the Rev. Austin Miller, which wore a startled, perplexed expression, while the color palpitated across his pale face. ‘“‘My children have annoyed you,’’ he said, with the hesitating tone which begged to be gainsaid. “They have only annoyed the pea- cock,’? auswered Miss Prue, dropping her gaze, and flushing rosy red in her turn. *‘] came in search of these rogues,’’ he went on. ‘‘Bridget was sure they were in some mischief—I did not expect to find you.”’ ‘““No, of course not,’? said Miss Prue, in a voice studiously matter-of-fact. “T have read somewhere,’’ the Rev. Mr. Miller pursued, ‘‘that the only real hap- piness which ever arrives to us, springs up quite unexpectedly in our path—it is not the result of search. 1 dropped the thread of my sermon, against my will, at a critical point to pick up these little folks. Ihave my reward.’’ “You are very easily satisfied,’’ re- turned Miss Prue, in the same remote voice. She was hardening her heart against the persuasive tones which had once been like the music of the spheres to her. ‘No, I am not easily satisfied. I have never been satisfied with myself—with some hasty actions of my own, I should say. Miss Prudence, you have never for- given me?” he spoke half-questioningly, as if he would fain be contradicted. “T never thought of it as anything to forgive, she said, and her voice melted and broke a little in spite of herself. ‘‘It was so long ago,’’ a little proudly, as if she would not let him suppose that it sig- nified. “TI see now that fate or Provi- dence was kinder to us than I believed. I don’t think I was intended for a domes- tic life,’ as her eyes fell upon the three harum-searum children in their torn frocks and mischief—the children who might have been her own, but for their mother’s double-dealing. Austin Miller smiled a little sadly as his glance followed hers. “They are torments to the neighbors, I fear,’? he said; ‘*but they are all the comfort I have,’’ holding a hand to them. “Come, children, make your bow to Miss Hildreth, and tell her you are sorry.”’ “But we are not a bit sorry,’’ said lit- tle Amy. ‘‘The peacock is so beautiful, we are glad we comed. Wemean to do it again.’’ “Truth is no longer at the bottom of a well,’’? said Miss Prue, with a real smile dimpling her face as she said good-by. If Deacon Brickett could have seen the manuscript of Mr. Miller’s sermon as he reflected in his study that evening, he would have supposed that the words, **“Come again, dear dream,’’ scrawled on the margin, referred beyond a doubt to the dream of Jacob when he saw the angels of God ascending and descending. ‘Them there Miller boys be enough to drive you to glory, an’ no mistake,’’ de- clared Jane, a few weeks later. ¢} wouldn’t be their mother—no, not if you'd give ’em to me.”’ “They're not mine to give,’’ said Miss Prue. ‘‘What have they done now?’’ ‘Done? They’ve gone and broke the peahen’s eggs, to see the little peacocks, sure’s you’re alive. They expected to find ’em full-fledged, long tail and all. Amy’s gone home erying.”’ ‘“‘And where are the boys?’’ ‘**Mr. Miller, he’s going to send ’em to bed without their supper, and serve ’em right. Their mother’s shirked all the bother of ’em sure enough!’ “Without their supper—poor things!” eried Miss Prue. ‘Why, it’s only three o’clock of asummer’s day. I remember when I used to be sent to bed by daylight when I was little and naughty, and it al- ways seemed to me a horrible injustice. Jane, run over to the parsonage, and tell Mr. Miller he will do me a favor if he will—’’ ‘*Baste ’em soundly,’’ put in Jane. ‘Jane! how inhuman! He will do mea favor if he will let them off this time.’’ ‘‘Now, Miss Prue, if you’d write it yourself—sure’s you live—excuse me, miss—but I ain’t got the face to carry that there message.’’? And it sohappened that the Rev. Austin Miller found him- self dreaming over a perfumed note, in his study, while his sermon on ‘‘The Mistakes of a Christian’ lay forgotten before him—dreaming of the first note he had ever received from Miss Prue, fifteen years or so ago, the words of which started out from some hidden corner of his brain where they had been sleeping unknown to him; dreaming of the dewy evenings in the rose garden of the old parsonage, where he studied Divinity and she taught the children their A B C’s; of moonlight nights on the river together, and spring mornings in the woods hunt- ing for the first wild flower; of Sundays, when they sang together in the choir; of their stroll home through green, sweet- seented lanes. The thousand and one dear hours they had spent in each other’s company passed before his mind’s eye like some beautiful panorama. He won- dered if, indeed, he was the hero of those dreams, if he had ever been so happy. The first parting, the first estrangement. wrung his heart anew, as if they had happened only yesterday. What a fool- ish thing their little quarrel looked like to-day, seen by the light of years and knowledge—such a trifle, but with such large results! Yet he had been the first to make an overture toward reconcilia- tion, thank God! If she accepted his overture she was to write and say so: but no word had come to him in reply. What days and hours of dark snspense lifted their shadows before him: how the whole world had seemed bleak and unprofitable without her! Andinaseason of weak- ness, when his wounded heart could bear no more, he had accepted the sympathy and comfort nearest at hand, and had finally married Letty Carew, because she loved him, only to wake up one day to find that he owed all his unhappiness to her. Miss Hildreth had indeed answered him, had given Letty the letter to mail— they had been intimate friends in those days, intrusted with each other’s heart- beats—and Letty had detained the mis- sive that would have healed the breach. How did he know this? Years after it tumbled out of a drawer of old letters, and confronted him with its familiar ad- dress. Miss Carew thought she had secured herself for all time by burning Prue’s letter, but she had tossed the wrong envelope into the grate. Austin Miller had lived his sorrow over again after this discovery; he had waked with it and wrestled with it without getting nearer happiness, and had long ago made up his mind to do without it. But he had thought it due to Prudence Hildreth to send her word that by an accident her letter had come to hand five years too late: he said nothing of Letty’s share in the matter, but Prudence understood all. These memories had been revived by Prue’s hasty note asking him to forgive the children for breaking up the peahen’s nest! Her children, too! He was at the point of carrying the note to his lips, when nis eye fell upon his sermon, ‘The Mistakes of a Christian,’’? and lest this should be one of them, he threw it into the waste basket. He looked at the clock: he had been idle two whole hours. “Of what was he thinking?’’ he asked himself; ‘‘where was he drifting? an an- nointed priest, the example and coun- sellor of sinners?’’ At least he could go and thank Prue with a clear conscience; as for the children, they were already in bed, technically speaking, and were hav- ing such a capital pillow fight that they agreed to get into mischief every day of their lives, and be punished. After that Mr. Miller often found him- self dropping in, on one pretext or an- other, at The Elms; to ask Miss Prue to play over the air of some new psalmody, that he might join in the congregational singing; to lend her the latest volume of religious thought; to beg advice about the children. Sometimes he came bring- ing those unruly infants, with their brown hands full of peacock feathers and their little hearts full of impenitence. They and the peacock were now the best of friends: he ate from their hands and en- dured their petting, which was much like punishment, with heroism; if he stayed away they hunted him out and brought him home in triumph. “Those children might as here,’’ said Jane. well live *‘And their father, too,’’ added John. ‘‘Not a bite of sweetbread can I keep in the larder; and when they tears their frocks they goes straight to Miss Prue. and she mends them before Bridget scolds ’em, just as if they’d be her very own.’’ **A fine stepmother she’d be making,’’ observed John. ‘‘They do be saying in the village that it’s her cap she is setting for the parson.’’ i ““That’s just the way of the gossips! If a man takes to a woman it’s always she that is a-setting of her cap forhim. The parson ought to ask ’em to pick outa wife for him and suit theirselves.”’ ‘‘And then there’s others who say it’s her money,’’ persisted John, who, like a fair historian, was bound to state both sides; ‘‘an’ that he come here a_ purpose to marry her.’’ ‘‘A great deal they knows about it,’’ cried Jane. ‘I heered him tell her, with my own blessed ears, that when he was cali d to this ’ere parish he never dreamed that she livedhere. They must hev knowed each other, you see, when they was young, afore Miss Prue came into her great-uncle’s property, and came to live at The Elms; for I hear ’em talk- ing now and again of folks that don’t be- long hereabouts. And she says, ‘Do you remember the day we went hither and the day we went yon?’ And he says, ‘I remember, I remember,’ and looks away from her face. I thinks, myself, he must have been an old beau of hers. I sees 7em together a heap, you know, bringing in the tea things, and the lamps, and pot- tering ’round—’’ **At the keyhole,’’ laughed John. ‘“‘And I’ve never found ’em love-making onet, though I steps quiet-like, John, as you know, and it isn’t like opening a door to push the portiere aside.”’ It true the Miller children were a great deal at The Elms, and gave their father frequent excuse to follow them: and itis true there were few congenial souls in the parish or village, and what so natural as that he should see more or less of his pleasant neighbor, with whom he could journey back to the past. In- deed, they never talked of to-day or to- morrow; it was always yesterday .whose praises they sang, whose skies they ex- tolled, whose pleasures they coveted. He was nothing like a lover, to be sure, ex- cept in preferring her society, and yet it was a happiness to Prue to see him there. to know that he would come to-morrow. It was toward night, one summer day, that Miss Prue, looking out on the lawn, where the shadows of the leaves were dancing, saw Mr. Miller—no unusual sight—coming toward her door. He had been out of town a whole week busi- ness: Bridget had confided to Jane that he had ‘*gone away suddin’, after a teie- graph inayaller wrapper come for him but he had been at home several day: without darkening, or, to express het feelings better, illuminating Miss Prue’s door. Naturally, she wondered what his errand had been; if he had had a eall leave the parish; and at that thought he heart stood still. “You have been the first greetings. “Yes. I hope you did not suffer from an invasion of young Millers during my absence.’’ ‘““*We met, but we missed you,’’’ she admitted. ‘I hope your vacation was a rest and recreation to you.”’ “My journey was not a pleasure trip, Prac,’ he said. “My wife died sud- denly at the asylum on the fifth of the month—’ is on tO away,’’ she said after “Your witer’ gasped Miss Prue. ‘Your wife—died—on the fifth of the month! I thought—Austin—Mr. Miller —I thought she had been dead years ane years!’ ‘“T thought you knew,” he returned. “IT supposed everybody had heard of it: it was too sad a story to rehearse often or needlessly. It was in all tae dailies at the.time. You must have been abroad then. Amy was in her cradle when Letty left me—eloped with her music teacher. Two years ago she went to the asylum, mad as Hamlet. Prue, Prue,’’ he cried, “do you think I have hidden anything from you? Is not the loss of fifteen years of happiness enough? Shall her ghost divide us still?’’ “And I have been loving woman’s husband all this said, moving away from him. only knows how far her Puritan con- science would have carried her, but then Jane burst into the room, crying: “It’s little Tom Miller—the peacock fell into the river, and Tom jumped in to save him—and the bird’s safe—but Tom —the cramp took him—John’s brought him up the bank—’ And then Jane fainted away. It was hours before consciousness returned to Master Tom, and weeks before the roof of The Elms could be exchanged for that of the parsonage, owing to a fever which sueceeded. Mr. Miller and Miss Prue passed many a watchful night at his bed- side, and many a day of sickening dread; but it was a year and better before Miss Hildreth could forgive herself for having loved another woman’s husband and be- fore a wedding which had been belated fifteen years, took place at The Elms. HARRIET PRESCOTT SPOFFORD. anothei time,’” Heaven she - > o>. How to Distinguish Chicory in Coffee. Chicory can be detected follows: Put a teaspoonful of coffee to be tested on the surface of a glass of cold water. If itis pure coffee, it will float for some time, scarcely coloring the water. Chicory, if any is present, will at once absorb the water and fall to the bottom of the glass, giving to the water a reddish-brown tint as it falls. Another method is to put a tablespoon- ful of the coffee in a small bottle of cold water, and, shaking it for a moment, if the coffee is-pure it will rise and searcely color the water: if chickory is present it will act same as above. —_ A The National Bank of the Republic, New York, has been made reserve agent of the First National Bank of Utica. in coffee as Fhe Michigan Tradesman Official Organ of Michigan Business Men’s Association. 4A WEEKLY JOURNAL DEVOTED TO THE Retail Yrade of the Wolverine State. Ki. A. STOWE & BRO., Proprietors. Subs ription Price, One Dollar per year. Adve:tising Rates made known on application. Envered at the Grand Rapids Post Office. E. A. STOWE, Editor. oe WEDNESDAY, FEBRUARY 6,1889. THE FRENCH SITUATION. Frenchmen, of course, must be the best judges of the way in which such an event as the election of Gen. Boulanger will affect the future of the French Re- public. But Americans generally will be puzzled to account for the overwhel ning significance which seems to be attached to it by all parties in France. London more than once has declared itself out of harmony with the dominant party in American-English polities. In America every great city exzept Philadelphia, St. Louis and Boston has declared against the party which has received the approval of ihe nation. But nobody in England or in America attaches much importance to this. London is a bigger city than Paris, both absolutely and in proportion to the whole population of the country. it is just as much—what Paris is, but no American city can claim to be—the me- tropolitan center, to whose judgments in all matters the rest of the nation refers with deference. Yet it is becoming pro- verbial that London opinion is only mis- leading as to the general drift of English opinion. In1880 London was so Jingoish that it was not safe for Mr. Gladstone to walk home from church on a Sunday morning; yet that very year England swept the Jingos out of office by over- whelming majorities. Across the Chan- nel, however, all France holds its breath to listen for a verdict from Paris, as though that carried with ita kind of finality; and the fact that Gen. Boulan- ger has 80,000 majority over his Republi- can competitor is thought fatal for the existing order of things. One reason for this is found in the ex- tinction of local life, both social and political, in the provices of France by Louis XIV., and the perpetuation of his methods of centralization by all the French governments from that time to our own. He madehis court the one piace of social distinction, and Paris the only possible residence for men of wealth or of rank. Hé swept away all the old local liberties and traditions of self- government, which had _ differentiated the provinces from each other, and as far as possible reduced them all to the dead level of uniformity. From that day to this Paris has been France, in the sense in which Rome was once Italy and even the ancient world; and that is the only parallel to the situation which history furnishes. England never has been cen- tralized to anything like the same extent. The sturdy Briton of the shires has his own ideas and stands by them, whatever the capital may think; and _ he loves out- door life and country sports far too well to sacrifice his position in the country to the demands of the city. It was in France that the contemptuous sense of the word “‘provincial’’ was originated, and no effort of the Londoner or the similar pre- tender in America has succeeded in quite naturalizing that sense in our language. Attention has been called sufficiently to the very miscellaneous character of the followers who carried Gen. Boulan- ger’s election so strongly. It is a huge Cave of Adullam, into which everyone who hates the existing government of France is weleome. He may be a Repub- lican extremist like Rochefort, or an Im- perialist like Paul Cassagnac, or a mon- archist like the younger Veuillot. Of eourse, such a combination must to pieces the moment it has the responsi- bility of power thrust upon it, and would count for nothing in the presence of a strong, united and vigorous Republican party. Its one source of strength is the fact that there is no such party opposed to it. M. Carnot is an able manand a man of high integrity: but his office amounts to nothing. It is idle to blame him proved a mere figure- head, as that is exactly what the French Constitution condemns him to be. M. Flouqguet, who is at the head of the min- istry, is a weak and ineffectual man. who is where he is because the system brings such men as he is to the front. Heisa compromise between the hostile factions into which the majority of the national Jegislature is rent, and in addition to his personal inefficiency he has the added weakness of an insecure position. It is the sense of the worthlessness of that majority which makes it tremble before what a strong party would treat as an incident of only temporary significance. And there seems very little likelihood go for haying of getting a better Republican majority by any election next October. Franee is suffering from a political prostration of energy, Which has many causes. One is found in that long interruption of self- government and of responsibility to the people, which is called the second French Empire. Everybody recognizes what that interruption cost France in the de- velopment of intellectual life, when he contrasts what French literature, both politicaland artistic, was in the eighteen years before 1848, with what it became in the eighteen which followed the Cowp @ Etat. And just as much, if not even more, was lost in practical capacity for politics. The French Republic has been weak from the start, because it has had no thinkers, but only successful man- agers of majorities like M. Gambetta. It has failed to impress France with ideas; and, with all its faults, France has this greatness that its people cannot live by bread alone. Clemenceau is the only man who has the mark of belonging to the old succession of leaders, who had a thought beyond the next election and its possibilities—the only French statesman since the Revolution who has had the courage to set his face against the tra- ditional centralization of the country. But as his opinions on many points are extreme, he never has had the chance to exercise a controlling influence over the government, or to make France feel his hand in the reorganization of her polit- ical methods. Another source of political debilita- tion had been the extreme badness of the French Constitution. It is all sail and no ballast. It leaves every government at the mercy of any fresh drift of public opinion. It thus forees every man in power to become an opportunist, whether he will or not. As Sir Henry Sumner Maine has pointed out, the greatness of Democracy is in its exercising proper precautions against its own weaknesses, and especially against those sudden shifts of opinion which have been the ruin of republics. It is just here that the American Constitution exemplifies the wisdom not only of the men who drafted it but of the communities which adopted it as their fundamental law. That Constitution establishes an order in which the executive, the judiciary, and the higher branch of the legislature are made more or less independent of public passions of the moment, and are enabled to do their duty in the face of outbursts of popular disfavor. And it also pro- vides such a method for its own altera- tion as makes every change a subject for long discussion and gradual adoption, in which its merits and demerits are sure to be thoroughly sifted. France has nothing of this. The joint convention of the Senate and the Cham- bers has the power to make whatever changes in the Constitution it pleases. The actual government of the country is carried on by a ministry, which re- sponsible to the legislature; and the President of the Republic is destitute of any power except that of trying experi- ments in the organization of new minis- tries, when, as so often happens, the old one is outvoted in the Assembly. French Democracy has not tied its it has made provision for an appeal from Demos drunk to Demos sober. Itis the worst form of Repub- lican government that has been set up in modern times, and it certainly is dis- heartening to find the French people had profited so little from their own perience and ours in devising it. What Boulanger will do is probably as much of a puzzle to him as the rest of mankind. That hg has the chance to do anything is the result not of any marked abilities in him, but of his skill in seiz- ing a fortunate moment to attack a sys- tem already fallen into effeteness. But this exactly reproduces the situation of 1850-51. is hands; no ex- INSURANCE STOCKS. Something of an idea of the average profit on the stock of fire insurance com- panies may be derived from carefully reading the following figures compiled from the sworn statements of the com- panies during the year 1886: Number paying nodiyidends |. | |. Number paying 6to1i0 percent. =o. < Number paying 10 to 40 peréent....... |_| 101 Of the 189 companies whose stock was on the market in 1886 there are only seventeen whose stock sold at less than par. The latest sales of stock of 31 of these was from 200 to 436 per cent., and 141 from 100 to 190 per cent. Capital invested in insurance stocks pays better on the average than national bank stock. New York is still considering what she will do with her idle convicts. The dis- cussion is interesting only as showing how firmly the idea of making the pris- ons a source of revenue rather than of expense to the State is rooted in the official mind. The superintendents seem to be gentlemen of the best intentions, who obtained office while that was the leading idea of prison reform, and they seem never to have entertained a single objection to its expediency. They de- cide between different methods of keep- ing convicts at work with reference sim- ply to the profits of each to the treasury. If told that the competition of these slaves of the State worked to the disadvantage of the free workman, they probably would reply in the old fashion that the working classes cannot afford to keep the criminal class living off the taxes, as though the taxes were levied upon the working classes. The plain issue is whether the property owners or the wage earners can best afford to support the convicts. If the former, then no prison employment can be tolerated which brings prison labor or its products into competition with free labor orits pro- ducts. That principle once fully admit- ted, it becomes a question -as to how to employ convict labor without producing that competition in any measure. And to this problem the prison managers and prtson reformers never have fairly ad- dressed themselves. The Legislature has received a long petition from the ‘‘fruit growers of the State,’’? as the telegraph reports it, ask- ing for the establishment of a food com- mission to guard against adulterations. The Legislature could go further and do worse than to create such a commission. AMONG THE TRADE. GRAND RAPIDS GOSSIP. Josiah W. Sherwood has sold his gro- cery stock to E. H. Manly. Wisner & Mansfield succeed Wisner & Wisner in the grocery business at 119 Plainfield avenue. John De Vries has engaged in the gro- cery business at Jamestown. I. M. Clark & Son furnished the stock. Martin Vander Veen has built an addi- tion to his store at 550 West Leonard street and will occupy the same witha meat market. J. Vander Veen has sold his lease of the store at 122 Monroe street to J. C. Holt, who has leased the store—as well as the corner store adjoining—to Morse & Co. Albert Stonehouse and Gilbert T. Haan have purchased the Wm. E. White drug stock, at 126 Canal street, and will con- tinue the business under the style of Stonehouse & Haan. Clark & Morton—which is the new style of the former firm of Morton & Clark— have located their cigar factory at 289 South Division street. Chas. J. Clark will continue on the read for the firm. C. V. Hane, the Remus general dealer and mill operator, has begun the erection of a store building at South Grand Rap- ids, 22x60 feet in dimensions, which he will occupy with a general stock about the middle of May, removing from Remus at that time. The complications growing out of the failure of Fogg & Hightower, of Ferry, was adjusted by Judge Dickerman, at Muskegon, one day last week, by return- ing the property to the custody of Amos S. Musselman as trustee. The litigation involved about $3,500. AROUND THE STATE. Mio—Hunter Bros. succeed T. Hunter & Son in general trade. Grand Ledge—Harry Snow, dealer in drugs and jewelry, has failed. Fennville—N. K. Raven succeeds J. H. Raven in the jewelry business. Flint—J. E. Bussey & Co. have removed their hardware stock to Fenton. Amadore — John Graham Thomas Lount in general trade. Davison—L. Gifford & Co. Moss & Gifford in general trade. Sault Ste. Marie—Strauss & Hirschfield have assigned their clothing stock. Hesperia—H. Carbine & Co. have sold their drug business to L. E. Norton. Coldwater—E. D. Chapman has his lumber business to Moses Smith. Greenville—O. W. Green is arranging to retire from the jewelry business. Millbrook—L. D. Wait has purchased the meat market of S. H. McDowell. Rondo—A. N. Partridge has engaged in the grocery and provision business. Mason — Walter M. Pratt succeeds Pratt & Child in the grocery business. Blissfiel’ — Barrow Bros. have sold their grocery store to Austin & Strong. Manton — Krohn & Alvin announce their intention of dissolving partnership. Lansing — Frederick Teller succeeds P. E. Dunham in the hardware business. Wolverine—C. J. Brooks is considering the idea of erecting a full roller flouring mill. Fife Lake—Chas. H. Kimball, the gro- cer, was recently married to Miss Ida B. Codd. Allegan—A. Hoffmaster succeeds Kohl- man & Hoffmaster in the grocery bus- iness. Lake Odessa—John H. Kessner has en- gaged in the grocery and crockery bus- iness. suceeeds succeed sold Campbell City—Dingman & Bowers have discontinued their store at this place. Charlotte—Z. G. Call has sold his gro- cery stock to James Andrews, late of Chester. Ovid—The Scofield Buggy Co. has been incorporated with a capital stock of $50,000. Nashville—J. L. Weber will engage in the restaurant business in the Graves building. Grand Ledge—G. L. Coryell has sold his grocery and provision stock to Ed. Turnbull. Berlin—Stanley Monroe has purchased the meat market formerly owned by E. East Saginaw—O. B. Moore succeeds Moore & Hassell in the gents’ furnishing goocs business. Mulliken—Reed & Doolittle are erect- ing a building which they will occupy as a meat market. Kalamazoo — Baumann & Bulchner sueceed Evers, Baumann & Co. in the hardware business. Morley—Fred C. Beard will remove to Big Rapids, continuing his business here the same as before. Alpena—Albert C. Frost, the agricul- tural implement dealer, has given a trust mortgage for $10,000. Big Rapids—Archie Waters has ar- ranged to engage in the merchant tailor- ing business at Clare. Manistee—Max Baumann and W. S. Denning will engage in the bazaar bus- iness about February 10. Muskegon—H. Haas is sueceeded in the merchant tailoring business by the Haas Tailoring Co., incorporated. Detroit — The corporation known as M. S. Smith & Co. is sueceeded by F. G. Smith, Sons & Co., also incorporated. Randolph—It is O. W. Newell—not Wheelock, as previously stated—who has been commissioned postmaster at this place. Standish—Clarence L. Judd has pur- chased the interest of the other stock- holders in the Standish Manufactur- ing Co. Big Rapids—Geo. F Fairman will put a grocery stock in the store in the Fair- man block soon to be vacated by J. Frank Clark. Cedar Creek—Dr. A. Broughton has removed his drug stock from this place to Manton, where he has re-engaged in business. Homer—Giles E. Cooper, dealer in gro- ceries and agricultural implements, has uttered two chattel mortgages, amount- ing to $3,410. Antrim City—Dan Flanagin expects to remove his sawmill from Kewadin to this place in the spring. He is getting ina stock of hemlock here. Battle Creek—Frank Beach has sold his interest in the Battle Creek Machin- ery Co. to Chas. T. Allen, of the road cart firm of Allen & Lay. Cheboygan—Louis Pinkons has been admitted to partnership in the clothing business of H. Pinkons. The new firm name is H. Pinkons & Son. Ithaca — O. H. Heath & Son have moved into their new store, which is 21x 100 feet in dimensions, and one of the best arranged in the State. Paw Paw—Harry Showerman succeeds Harris Oppenheim in the boot and shoe and furnishing goods business. H. S. formerly clerked for E. Smith & Co. teed City—White & Co. have sold their drug stock to Sams & Woodruff. Mr. Sams was for several years prescription clerk for Osburn & Hammond, at Luther. Menddn—A. Mapes, who traded his grocery stock for a farm last December, has traded back again. Mr. Mapes is by no means poorer by reason of the trans- actions. Adrian—David Metcalf has retired from the dry goods firm of Metcalf & Co. The business will be continued by the remaining partner under the style of Festus R. Metealf. Prairieville—John Cairns has with- drawn from the drug and grocery firm of Brown & Cairns. The business will be continued by the remaining partner un- der the style of W. L. Brown. Traverse City—J. C. Lardie has sold his interest in the commission firm of Perkett, Lardie & Co. to his partners, L. F. Perkett and E. Lardie, who will continue the business as_ heretofore. Mr. Lardie’s health is such that he is compelled to make this change, having never fully recovered from a injury re- sulting in a broken rib, received over a year ago. He will probably go to Ann Arbor for treatment. 5 STRAY FACTS. Ludington—J. G. Ackerville succeeds Ackerville & Brace in the livery business. MANUFACTURING MATTERS. Big Rapids—Mannon & Chenoweth have engaged in the manufacture of con- fectionery. Scottville—Albert Vogle will not re- build the sawmill burned a short time ago, but will put up a wooden butter dish factory. Muskegon—Torrent, McLaughlin & Co. have brought suit against eighteen insur- ance companies to recover insurance on mill property burned several months ago, the total of which is $22,000. Allegan—J. B. Streeter & Son are placing a new pulp machine in their paper mill and are also placing a hew sixty-horse-power boiler in their saw- mill, and expect to have the latter mill in shape for sawing lumber in a few days. Detroit—The R. C. Mudge paper cloth- ing company, capital $75,000, of which $50,000 is paid in, has been incorporated, and will manufacture clothing, under- | garments, bedding, ete., by a paper pro- cess. The stockholders are: Richard C. Mudge, Edgar M. Wasson, Jane Ballen- tine, Robert W. Ballentine and Darrell F. Glidden. Ludington—The Ludington Wooden- Kennedy. ware Co. is the style of a new stock com- pany, with a capital stock of $35,000, which proposes to convert the City Planing Mill property into the plant re- quired. The officers are as follows: L. \C. Waldo, President; L. K. Baker, Vice-President; H. B. Smith, Secretary and Treasurer. Directors—H. Butters, Frank Filer, H. B. Smith, L. C. Waldo, L. K. Baker. a Dry Goods Men at War. From the New York Tribune, Jan. 30. A war in prices between the New York and Chicago jobbers caused considerable commotion in the dry goods district yes- terday. The strife is warmest around Amoskeag ginghams, one of the staple articles of the trade, and it promises to be a war to the knife to determine whether New York or Chicago shall con- trol the Western trade. Marshall Field & Co., of Chicago, were the first to be- gin the fight. On January 21 this firm sent a circular to dealers throughout the country offering 1,000 cases of Amoskeag and York ginghams at 61¢ cents net cash. This price is lower than the manufac- turers’ prices. New York jobbers were forced to meet the prices or stop their trade in ginghams. H. B. Claflin & Co. were the first to take up the gauntlet, and they were followed yesterday by Tefft, Weller & Co. These two firms go a step further than Marshall Field & Co., and offer the ginghams at 61% cents, with 2 per cent. discount. John Beach, a member of the firm of Tefft, Weller & Co., said to a Tribune re- porter yesterday that the trouble orig- inated solely in Chicago’s jealousy of New York. ‘I haye been engaged in the dry goods business in this city for twenty years,’ said Mr. Beach, “and FE have never before known a January trade so large as it has been this year. Much of the trade has come from the West, and Chicago has had a dull time. Marshall Field & Co. are trying to get Chicago’s trade back. Mr. Field is quoted as say- ing that the natural channel of dry goods to the West was through Chicago, and if this was not the case he proposed to ex- pend a few millions to find out why. The cut has affected nothing but ginghams so far, and all other goods are firm, but, of course, no one can tell what the next step will be.’’ Dunham, Buckley & Co. do not deal in Amoskeag ginghams, but a member of the firm said that all ginghams had suf- fered by the strife, and they were making few sales. Butler, Clapp, Wentz & Co. said last night that their price for Amoskeag ging- hams was nominally 7 cents, but they had no buyers. The firm was then con- sidering the advisability of cutting prices, and a decision would be reached to-day. Sweetzer, Pembroke & Co. had not yet determined upon their action, but they were making nosales. F. B. Dale, the head of the gingham depart- ment, said he might even cut the price to 614 cents. The gingham market had been weak for a month or two, and he thought it might be some time before set- tled prices were reached. The fear that manufacturers might reduee prices was a factor which added to the uncertainty. The expression was general among jobbers that if Marshall Field & Co. pushed the matter, it would result ina long struggle in which no one could fore- see the end. ——~— 4 Gripsack Brigade. Wm. Logie is confined to his house by reason of a badly sprained ankle. He hopes to get out on the road again about the middle of next week. Will L. Morley has ceased selling cigars for the Massachusetts house to accept a position as traveling salesman for Reid, Murdock & Co., of Chicago. Henry Smith has severed his connec- tion with Lemon, Hoops & Peters as tea salesman to take the position of tea buyer for W. F. McLaughlin & Co., of Chicago. Mancelona Herald, Jan. 30: E. O. Watkins has accepted the position of traveling salesman for the firm of Pol- lock, Baird & Co., wholesale milliners, of Detroit, and left this morning for that city to enter upon his duties. Wallace Franklin, for a score of years in the scale business and for the past seven of them with Fairbanks. Morse & Co., has severed his connection with them and engaged with Westinghouse, Church, Kerr & Co., contracting and consulting engineers, New York city, with offices in Pittsburgh and Chicago. Frank E. Rogers, a Chicago traveling man, was taken suddenly ill at Benton Harbor, and, as his friends live in the East, his affianced, Miss Zora Daken, of West Bay City, was communicated with, and she put in an immediate appearance. The couple were married and the bride then took upon herself the duties of nurse. Mr. Rogers is rapidly convales- cing. re 9 Bank Notes. The Preston National Bank of Detroit has been approved as the reserve agent for the Citizens’ National Bank of Niles. The Controller of the Currency has au- thorized the First National Bank of Ironwood to begin business with a cap- ital of $50,000. The Second National Bank of Owosso has purchased the Sharpsteen building for $8,500 and will occupy it as soon asa vault and the necessary fixtures can be put in. _ 7 The Valley City Cable Car Co. is put- ting in four Roney stokers and smoke less furnaces, manufactured by Westing- house, Church, Kerr & Co., of New York City. The Alabastine Co. is putting in two of the same stokers under their boilers: Step have been taken toward the or- ganization of a creamery company at Orion. Flinn & Durfee, of Detroit, are interested in the scheme. | FOR SALE, WANTED, ETC. | cost $1,500. All for $1,000. Advertisements will be inserted under this head for | two cents a word the first insertion and one cent a | word for each subsequent insertion. No advertise- | ment taken for less than 25 cents. Advance payment. | { FOR SALE, | RUG STORE FOR SALE AT A GREAT BARGAIN. | Addrevs, C. F. Williams, Caledonia, Mich. 355 | des EXCHANGE—GOOD IMPROVED FARMS IN THE | beau iful and productive Republican Valley county in Nebraska for merchandise of any kind. E. W. Giles, Real Estate and Loans, Oxfora, Neb. 3°9 OR SALE—AT A BARGAIN, THE OLDEST AND best established meat marke in the city, central- ly located and doing a good paying business, with slaughter house, utensils, ete. Also one new and com- , plete set of butcher’s tools, cheap, if sold inside of thirty days. For terms and particulars apply to Wm. Henry & Son, 8 W Western ave.,Muskegon, Mich. 362 OR SALE—A WELL-SELECTED STOCK OF GRO- ceries, doing a good business.. One of the best lo- cations in the city. Owner wishes to retire from trade. Will lease store for term of years. Address No. 364, care Michigan Tradesman. 364 OR SALE—AT A BARGAIN, A CLEAN, WELL-AS- sorted stock of general merchandise which will inventory about $4,000. The above has been assigned to the undersigned in trust for creditors and will be sold atabargain Address, R. Lillie, Assignee, Coop- ersville, Mich. 367 JOR SALE— DESIRABLE BAKERY AND CONFEC- tionery establishment, including oven and all necessary fixtures. Seven years in trade. Good run of custom. Correspondence solicited. Address | No. 359, care Michigan Tradesman. 350 OR SALE— HOTEL IN GOOD RESORT TOWN, WITH nineteen beds. House furnished complete. Price 3,500. $2,000 down, balance on time to suit. Poor health, reason for selling. Barn, 34x60. Sample room and livery office. 16x24, good livery. Mail and stage line in barn. House paying $100 per month now. For particulars, address ‘“‘ Hotel,” care Tradesman. 349 OR SALE—GOOD RESIDENCE LOT ON ONE OF the most pleasant streets ‘‘on the hill.’’ Will ex- change for stock in any good institution. Address 286, care Mich gan Tradesman. 286 ; SALE—AT A BARGAIN, FIXTURES FOR A MIL- linery store. Also small stock, if desired. Good location. Business well established. Address, Box 24, Union City, Mich. 365 OR SALE—STOCK OF CLOTHING AND GENTS’ furnishing goods, located in a good town of 1,300 people in southern Michigan. But one other place in town handles clothing For particulars address re & | business. | Muskegon, Mich. T,” care Michigan Tradesman. 357 R SALE—AT A BARGAIN A PAYING STORE, hall, postoffice and three acres of iand. Buildings Must sell. Address, J. C. Lardie, Traverse City, Mich. 360 re SALE CHEAP—TWO FIRST CLASS MEAT MAR- kets; one in North Muskegon and one in Muskegon City. Both in best locations, and doing good payin Will sell one or both. £ i 52 Western avenue, 363 WANTS. [7 ANTED—REGISTERED PHARMACIST. FOR PAR- Bd ticulars address Adam Newell, Burnip’s Corners, en. 371 J ANTED—TO BUY GOOD GENERAL STOCK OF merchandise, from $5,000 to $8.000,in a town of about 1,200 population. Will pay spot cash down, if offered cheap. Address,Lock Box 20,Sheridan,Mich. 369 4 7 ANTED—TO SELL OR EXCHANGE FOR A HOUSE and lot in Grand Rapids a clean stock of hard- ware and tinner’s tools, situated in a live, growing town of 1,600 inhabitants and doing a good business. Address, Lon. A. Pelton, Luther, Mich. 361 TLUATION WANTED—A COMMERCIAL TRAVELER is open for engagem:-nt. Large acquaintance with grocery trade in Michigan. Address Jackson, care Michigan Tradesman. 32. ANTED—EVERY STORE-KEEPER WHO READS : this paper to give the Sutliff coupon system a trial. It will abolish your pass books, do away with all your book-keeping, in many instances save you the expense of one clerk, will bring your business down to a cash basis and save you all the worry and trouble that usually go with the pass-book plan. Start the Ist of the month with the new system and you will never regret it. Having two kinds, both kinds will be sent by addressing (mentioning this paper) J. H. Sutliff, Albany, N. Y. 213 r\HE BIGGEST LITTLE INVENTION OUT—ENGAGE your territory, go to work and make some money, besides cause every one buying one of our fruit can holders a lite-long happiness; 50c by mail. E. A. Foster, Inventor, Port Clinton, Ohio. 370 $1 200 CASH BUYS MANUFACTURING BUSI- | 34 _ hess paying 100 per cent. Best of rea- sons‘ for selling. Address Chas. Kynoch, St. Ignace, Mich. 228 \ ANTED—1,000 MORE MERCHANTS TO ADOPT OUR Improved Coupon Pass Book System. Send for samples. E. A. Stowe & Bro., Grand Rapids. 214 FREE TO F.A.M. Fine Colored Engrav.ag of the Ancient Building in London, in which the first G. L. of F A.M. was held, Aliso large illustrated Catalogue of ali Masonic books and goods with bottom prices. Grand new work for Agents. [3 Beware of spurious Masonic ooks. REDDING & CO., Masonic Publishers and Manufacturers, 731 Broadway, New York. P. STEKETEE & SONS, JOBBERS IN Dry Goods ? Notions, 83 Monroe St. and 10, 12, 14, 16 & 18 Fountain St,, Grand Rapids, Mich. Spring Line of Prints, Seersuckers, Toile Du Nord, Ginghams, Hosiery and White Goods Just Received. STARK A, FRANKLINVILLE A. AMERICAN A, BURLAP, GEORGIA & cf HOOKER, i Peerless Warp AND Geese Feathers, HESATOOWNONIT 1] ——S— FORGIVE YOUR PLAYMATESLUTILE MAN THEYREJEALOUS OF YOUR PED ScHon SHOES TELL THEM [0 GET SOME IF THEY CAN EEN WHILE THE TEAR,YOUR CHEEK BEDEWS | ACeb} KOOL HOUSE SHOES. THE CELEBRATED “Red School House” Shoes ONE OF OUR We are Extensi Manufacturers and Boys’ Fine Sewed Shoes and, in the third, Men's, Boys’ and Youths’ It will prove to your advantage to give our goods a trial. of Boots and Shoes, SPECIALTIES. Ve Wehave three Western factories, in each of which we make Special Lines of goods on the theory of merit, without Fastern sheddy. In one we mate Ludies’, Misses’ and Children’s Shoes: in another, Men heavier grades Headquarters for the Celebrated Wales-Goodyear Rubbers, FACTORIES: Fond du Lac, Wis. Dixon, III. Chicago, II1. WILLARD H, JAMES, Salesman for the Lower Peninsula, P. O. address, Morton House, Grand Rapids, Mich. We furnish electrotypes of our Specialties for Customers. BLIVEN & ALLYN, Sole Agents for the The devil, Jack! We've gota Shark. He’ll do for Bliven & Allyn. Celebrated “BIG F. . Brand of Oysters n Cans and Bulk, and Large Handlers of OCEAN FISH, SHELL CLAMS and OYSTERS. We make a specialty of fine goods in our line and are prepared to quote prices at any time. We solicit consignments of all kinds of Wild Game, such as Partridges, Quail, Ducks, Bear, etc. HH. M. BLIVEN, Manager. 63 PEARL STREET. & # @ ® ¢ ASSOCIATION DEPARTMENT. Michigan Business Men’s Association. President—Frank Wells, Lansing. VPerat Vice-President—H. Chambers, Cheboygan. Seeond Vice-President—C. Strong, Kalamazoo. Seeretary—kB. A. Stowe, —— —— Treasurer—L. W. Sprague. Greenville. Executive Board—President; C. L. Whitney, Muskegon; Frank Hamilton, Traverse City; N. B. Blain, Lowell; Chas. T. Bridgman, Flint; Hiram DeLano, Allegan; Seeretary. etter on Insurance—Geo. B. Caldwell, Green- ville; W.S. Powers, Nashville; Oren Stone, Flint. Committee on Legislation—S. E. Parkill, Owosso; H. A. Hydorn, Grand Rapids;. H. H. Pope, Allegan. Committee on Trade Interests—Smith Barnes, Traverse City: Geo. R. Hoyt, East Saginaw; H. B. Fargo, Mus- kegon. : : Transportation—James Osborn,OWwoss0; on 5. Cokie, an Rapids; C. F. Bock, Battle Creek. ae Building and Loan Associations—Chaun- Com Strone, Kalamazoo; Will Emmert, Eaton Rapids; . tty, Lansing. ee = J. Connell, Muskeger. Official Organ—THE MICHIGAN TRADESMAN. e following auxiliary associations are Op- ooiien under charters granted by the Michi- gan Business Men’s Association: No. 1—Traverse City B. M. A._ President, J. W. Milliken; Secretary, E. W. Hastings. No. 2—Lowell &. M.A. President, N. B. Blain; Secretary, Frank T. King. — | (No. 3“ Sturgis BM A. §. Church; Secretary, Wm.Jorn. _ No. 4—Grand Rapids M. A. President, E. J. Herrick; Secretary, E. A. Stowe. No. 5—Muskegon B. M.A. _ i President, John A. Miller; Secretary, C. L. Whitney. No. 6—Alba B. M. A. President. F. W. Sloat; Secretary, P. T. Baldwin. No. 7—Dimondale B. M. A. President, T. M. Sloan; Secretary, N. H. Widger. No. S—Eastport B. M. A. President, F.H. Thursten; Secretary, Geo. L. Thurston. No. 9—Lawrence B. M. A. President, H. M. Marshall; Secretary, J. H. Kelly. EE ———————— i Vo. 10—Harbor springs B. M. A. President, W. J. Clark; Seeretary, A. L. Thompson. so.11—Kingsley B. M. A. President, H. P. Whipple: Secretary, G. W. Chanfty. eee ee No. 12—Quincy B. M. A. President, C. McKay; Secretary, Thos. Lennon. No. 13—Sherman B. M. A. i President, i. B. Sturtevant; Secretary, Ww. Jj. Austin. No. 14—No. Muskegon B. M. A. President, S. A. Howey: Secretary, G. C. Havens. No. 15— Boyne City B. M.A. President, R. R. Perkins; Secretary, F. M. Chase. oe No. 16—Sand Lake B. M.A. President, J. V- Crandall: Secretary, W- Rasco. No. 17—Plainwell B. M.A. President, E. A. Owen, Secretary, J. A. Sidle. o B. M.A. eT S. Lamfrom. President, Albert Todd; Secretary, x Nod. 19—Ada B. M. A. ie -, E. E. Chapel. President, D. F. Watson; Secretary, No. 20—Saugatuck B. M. - at President, John F. Henry; Secretary, L. A. Phelps. No. 21—Wayland B. M. A. : President, C. H. Wharton; Secretary, M. V. Hoyt. ¥ A No. 22—Grand Ledge B. M.A. President, A. B. Schumacher; Secretary, Ww. R. Clarke. eer here a No. 23—Carson City B. M. A. President, F. A. Rockafellow; Secretary, C. G. Bailey. No. 24—Merley B. M. A. President, J. E. Thurkow; Secretary, WwW. Richmond. No. 25—Palo B. M. A. President, Chas. B. Johnson; Secretary, H. D. Pew. No. 26—Greenville !4. M. A. President. S. R. Stevens; Secretary, Geo. B. Caldwell. No 27—Dorr B.M. A. President, E. 8S. Botsford; Secretary, L. N. Fisher. No. 28—Cheboygan B. M.A President, A. J. Paddock; Secretary, H. G. Dozer. No. 29—Freeport B.M. A. President, Wm. Moore; Secretary, A.J. Che No. 30—Oceana B. M. A. i President, A.G. Avery ; Secretary, E. 8. Houghtaling. — New. 31—Charlotte B. M. A. President, Thos. J. Green; Secretary, A. G. Fleury. No. 32—Coopersville B. M. A. President, W. G. Barnes; Secretary, J. B. Watson. No. 33—Charlevoix t. M. a. President, L. D. Bartholomew; Secretary, R. W. Kane. No. 34—Saranac B. M.A. H. T. Johnson; Secretary, P. T. Williams. _ 7 ONG Ss Beliare BMA President, H. M. Hemstreet; Secretary, C. E. Densmore. President. H. esebrough. No. 36—Ithaca B. M.A President, O. F. Jackson; Secretary, John No. 37—Battie Creek B. M. A. President, Chas. F. Bock; Secretary, E. W. Moore. iris et lem No. 38—Scottville B. M.A. President, H. E. Symons: Secretary, D. W. Higgins. No. 39 -Burr Oak B. M.A. President, W. S. Willer; Secretary, F. W. Sheldon. No. 40—Katon Rapids B. M, A. President, C. T. Hartson; Secretary, Will Emmert. No. 41—Breckenridge B, M. A. President, C H. Howd; Secretary, L. Waggoner. No. 2—Fremont B. M. A. President. Be Gerber; Secretary C.J. Rathbun. rntnarsscnen actos dno shail al tart No. 43—Tustin B. M.A. __ fresident, Frank J. Luick; Secretary, J. A. Lindstrom: No. 44—Reed City B. M. A. E. B. Martin; Secretary, W. H. Smith. No. 45—Hoytville B. M. A. President, D. E. Hallenbeck; Secretary, O. A. Halladay. No. 46—Leslie B. M. A. President, Wm. Hutchins; Secretary, B. M. Gould. i M. Everden. President, “No. 47—Flint M. U. President, W. C. Pierce; Secretary, W.H. Graham. No. 48—Hubbariuston B. M. A. President, Boyd Redner; Secretary, W. J. Tabor. No. 49—teroy B M. A. | President, A. Wenzell; Secretary, Frank Smith. No. 50—Manistee B. M. A. _ President, A. O. Wheeler; Secretary,C. Grannis. No. 51—Cedar Springs B. M. A. President, L. M. SeHers; Secretary, W. C. Congdon. No. 52—Grand Haven B. M. A. President, A. 8. Kedzie; Secretary, F. D. Vos. No, 53—Bellevue Bb. M. A. iL President, Frank Phelps; Secretary, John H. York. ~ No. 54— Douglas B. M. A. i President, Thomas B. Dutcher; Secretary, C. B. Waller. No. 55—Peteskey B. M. A. President, C. F. Hankey; Secretary, A. C. Bowman. No. 56—Bangor B. M. A. President, N. W. Drake; Secretary, Geo. Chapman. No. 57—Roekford B. M. A. President, Wm. G. Tefft; Secretary. E. B. Lapham. No. 58—Fife Lake R. M. A. President, L. S. Walter; Secretar; ,C.% Plakely. No. 59—Fennville B. M. A. President F. 8. Raymond: Secretary, P. S. Swarts. No. 60—South Boardman B. M. A. President, H. E. Hogan; Secretary, S. E. Neiharat. No. 61—Hartford B. M. A. President, V. E. Manley; Secretary, I. B. Barnes. No. 62—East Saginaw M. A. President, Jas. H. Moore; Secretary, C. W. Mutholand. No. 63—Evart B. M. A. President, C. V. Priest; Secretary, C. E. Bell. No, 64—Merrill B, M. A. President, C. W. Robertson; Secretary, Wm. Horton. No. 65—Kaikaska B. M. A. President, Alf. G. Drake; Secretary, C. S. Blom. No. 66—Lansing B. M. A. President, Frank Wells; Secretary, Chas. Cowles. No. 67—Watervliet B. M. A. President, Geo. Parsons; Secretary, J. M. Hall. No. 68—Allegan B. M.A. President, H. H. Pope; Secretary, E. T. VanOstrand. No. 69—Scotts and Climax B. M. A. President, Lyman Clark; Secretary, F. 8. Willison. No. 70—Nashville B. M. A, President, H. M. Lee; Secretary, W. 8. Powers. No. 71—Ashley B. M. A, President, M. Netzorg; Secretary, Geo. E. Clutterbuck. No. 72—Edmore B. M. A. No, 73—Belding B. M. A. President, A. L. Spencer; Secretary, O. F. Webster. o. 74—Davison M. U. President, J. F. Cartwright; Secretary. L. Gifford. No. 75—Tecumseh B. M. A. President, Oscar P. Bills; Secretary, F. Rosacraus. No. 76—Kalamazoo B. M. A. President, 8. S. McCamly; Secretary, Chauncey Strong. No. 77—South Haven B. M. A. Presitient—C. J. Monroe; Secretary, 8S. VanOstrand. No. 78—Caledonia B. M. A. President, C. F. Williams; Secretary, J. W. Saunders. Ne. 79—Ha-t Jordan and So Arm B. M.A, President, Chas. F. Dixon; Secretary, L. C. Madison. No. 80—Bay City and W. Bay City R. M, A. President, F. L. Harrison; Secretary, Geo. Craig. No. 8t—Flushing B. M. A. President. L. A. Vickery; Secretary, A. E. Ransom. No. 82—Alma B M. A. President, B. 8S. Webb; Secretary, M. E Pollasky. No 83—Sherwood B. ", A. President, L. P. Wilcox; Secretary. W. R. Mandigo. Shelby Herald: The time seems to be ripe for the organization of a Business Men’s Association in thistown. Some of our representative mer- chants have expressed themselves in favor of such a move. A YEAR’S WORK As Set Forth by the Officers of the Allegan B. M. A. From the Allegan Gazette. The second annual meeting of the Allegan Business Men’s Association called out a fair attendance, but matters were there discussed which deeply concern every member. Secretary Van Ostrand presented two letters which caused both talk and action. The first was from a party desiring to establish here a factory for making overalls, blouses, light trowsers, etc., if #8,000 of capital stock can be procured, the party himself taking #2.000 of it. He is already in the business, running twenty sewing machines, but needs more capital to do the business to advantage. M. C. Sherwood Wspoke highly of the gentleman making the pro- posal, and of the business itself which he said is profitable and must be permanent. Mr. Sher- wood moved for the appointment of a committee to investigate the project and secure the stock, or make an effort to that end. if they deem best. Messrs. M. C. Sherwood, A. E. Calkins and 8. D. Pond were made the committee. The other letter concerned the formation of a Michigan Business Men’s Fire Insurance Com- pany. The taking by Allegan people of eighty shares of #25 each wus desired, and considera- tion of it was postponed until later in the eve- ning. The Secretary’s report showed the disburse- ment of $114.60 during the year, a balance of $19.04 remaining unpaid, while there are $51.17 of unpaid but collectable dues. The total mem- bership at present is 61. President Calkins read the following annual address which was accepted and its publication by the village papers requested : ! In accordance with the rules of your Associa- tion, [submit this my annual report: The work accomplished during the past year renders any further reason for its continued ex- istence unnecessary. In fact, it has demon- strated that its influence is indispensable to the growth, prosperity, and material interests of the village. Combined effort is necessary in the accomplishment of public enterprises. System and organization can achieve where individua effort fails. It aims not only to encourage ad visable enterprises, but to conceive them—not only to foster business ventures that are already established here, but, by a judicious representa- tion of Allegan, endeavor to secure the location of others that are likely to goelsewhere. In this organization, projects, when first conceived or considered, when brought to its notice, are first discussed and_ criticised, objectionable features removed. and then, if found desirable, brought to the attention of the public for such action as may be recommended; and thus far in its history the judgment of this Association has been sus‘ained. The responsibility resting upon us is therefore increased, and great care should be exercised in determining meritorious pro- jects. ; The first business before the Association, one year ago to-night, was the appointment of a committee to aid the effort being made for a new court-house. We now find the project ac- complished. The record of the next meeting shows the appointment of a committee to assist in securing the meeting of the soldiers’ reunion of Southwestern Michigan, at this place, which was successful. At the next meeting, in March, the electric light question was brought up and referred. Subsequently action was taken en- dorsing that project and to-night we can see the result of our labor in that direction in the beauti- ful lights adorning our streets, business houses, and dwellings. Under the direction of an effi- cient committee, the Fourth of July celebration was made one of the features of the year. The meetings in June, July and August were taken up in discussion of the C., J. & M. Railroad ex- tension to Saugatuck. The company failed to build the road, after our part of the work was done in raising $60,000 in subscription notes in aid of the project. The result was the surrender of the notes to individuals and an abandonment of that enterprise. In September the C., L. & N. Railway matter came up. Our committee have done heroic work in getting annother #60.000 in notes, and we are now waiting the action of the company in locating its line, when all that re- mains is to attain the right of way, for which the money needed is nearly, if not entirely. raised, Manufacturing opportunities have not been presented, requiring extra effort in that direc- tion, but we believe the coming year will give occasion for it—not to mention benefits accruing to its membership through an increase of trade and growth of the place: through a_ better acquaintanceship and more social feeling; through a nearer approach to the cash system in the various lines of business, and through its influense in protecting its members against un- just discriminations by railway companies. This, in a brief statement, is the record of the past year. Itinspires us to go ahead and take cour- age. While it is, perhaps, not best to claim the credit for all the beneficent public measures of the past year, our Association has aided by its votes, its members have contributed liberal cash subscrip- tions, in aid of better roads leading from the vil- lage. The policy of the township officers has been to expend the moneys voted at the annual township meeting exclusively in preparing the highway for the road-bed of clay and gravel, according to the grade first established, and on such roads only when a guarantee can be ob- tained from the citizens, that when the grade is made the gravel will be put on without expense to the township. No improvements of equal im- portance, not only to the business interests, but to the farmers, can be secured with the same out- lay of money. In fact, no tax can be less bur- densome, because it is paid out to those who con- tribute it. If not directly, all share indirectly in its circulation, besides in the direct benefit of the improvement. It is to be hoped thata liberal policy will prevail during the coming year, in the same direction, and that this association will aid by its influence the carrying on of the work thus begun, until all roads leading from the vil- lage to the borders of the township shall be so constructed. Adjoining towns will then extend them. We have been ably represented in the State convention, and the Secretury’s report will show all dues paid. I would recommend a change in section 2 article 9 of the constitution, so that regular meet, ings shall be held on the first Tuesday of each month, and that the President be authorized tc- call special meetings whenever he may deem it expedient; also that section 3, article 11, of by- laws, be repealed. We are without printed copies of our constitu- tion and by-laws, and suggest that 100 copies be printed in pamphlet form. The Eexecutive Committee should meet at least once in each month and should provide a room for that pur- se. ; While we have lost several active members by removal, death has claimed but one. Our rec- ords show the esteem justly rendered to one who was suddenly called in the midst of his use- fulness to a better life, yet we shall long miss the counsel and good judgment of Augustus Lilly. Thanking the officers for so ably assisting me, and the members of committees it has been my lot to appoint, for the many hard days’ work in behalf, not only of this organization, but in the interests of the Community as well, I close this my term of office and the second year of your Association. Messrs. &. H. Fope, W- Griswold were appointed sider and report upon the this address, After a unanimous vote of thanks, by rising, to the retiring officers, the annual election was held, with this result, Mr. Calkins declining re- election: President—Horace H. Pope. Vice-Presidents—A. E. Calkins and M. C. Sher- wood. Secretary—E. T. Van Ostrand. Treasurer—W. J. Garrod. Actuary—Fidus E. Fish. Executive Committee—I. F. Clapp, I. P. Gris- wold, C. G. Messinger. ; Mr. Pope briefly expressed his thanks and promised his best endeavors for a successful year’s work. Mr. E. A. Stowe, Secretary of the State Associ- ation, being present, was asked to explain the plan for an insurance company above referred to. He said that it was to raise $100,000 of cap- ital stock; and to secure co-operation of all the associations this has been apportioned among them throughout the State. Atthe end of each year, after paying expenses and 10 percent. upon the stock, a rebate of the profits would be made pro rata to the stockholders. Companies man- aged on this plan are successfully doing business in New York, Baltimore and Chicago. In one of these a Grand Rapids firm took a policy for $30,000, paying 144 per cent. premium. At the end of the year their dividend amounted to 45 per cent. of that premium, reducing the cost of their insurance much below what it could be ob- tained for in any other way. Mr. Stowe quoted from the State insurance report for 1887 to show that in that year nearly a million and a half dol- lars more were paid for insurance, in this State, than were received back for losses. Under the new plan a portion of this, at least, could be saved to Michigan business men. A committee to report upon this matter, at the next meeting, was comprised of Messrs. H. H. Pope, I. F. Clapp, and I. P. Griswold. Jd. Pollard and I. P. a committee to con- recommendations of The next meeting will be held in G. A. R. hall next Tuesday evening, when the standing com- mittees will be announced, reports received as provided for in these proceedings, and other matters of interest presented ———— Association Notes. Manistee B. M. A. and South Boardman B. M. A. have paid the dues for the current fiscal year during the past week. Pp. A. Montgomery, Secretary of the Western Manufacturers’ Mutual Insurance Co., and C. E. Worthington, Secretary of the Protection Mutual Fire Insurance Co., were callers at THE TRADES- MAN office last week. Both pronounced the in- surance plan put forth by the Insurance Com- mittee as the only practical method open to the business men of the State, although both are representatives of premium note companies. Tney say the premium note plan would not work advantageously with a miscellaneous company. Referring to the abandonment of the Oceana B. M. A., in order to enable the towns of Pent water, Hart and Shelby to organize assoeiations of their own, the Shelby Herald remarks: ‘‘Now is the itme and let us improve it. Shelby needs and has needed for some time a Business Men’s Asso- ciation. These organizations have been the means of great good in nearly all places where they have been inaugurated, and there is no rea- son why one should not be here. A systematic and continuous booming this town and section will redound to the advantage of all concerned.’ D. B. Ainger, ex-Congressman Lacey and Geo. Huggett make the following appeal to the busi- ness men of Charlotte through the local papers of that place: The undersigned, having been appointed a committee for that purpose, invite all who are interested in the welfare and pros- perity of Charlotte to meet in the council rooms at the court house next Wednesday evening for the purpose of assisting and aiding the Business Men’s Association in efforts to advance the inter- est of the city. Itis of the greatest importance, as affecting the future of the Business Men’s Association and the prosperity of the city, that this meeting be largely attended. Sault Ste. Marie Herald: The business men of this place have started a B. M. A., thirty-two of them having met last night and started the ball rolling. J. E. Wirt, the Secretary, was instruct- ed to prepare for publication such information as itis desirable the public should have. The leading merchantsin all lines of business are evidently hungry for this movement as was en- vineed by the spirit manifested last night. Co- operation in regard to freight, the blacklisting of dead-beats, ete., will be considered at the next meeting. It is predicted that inside of six weeks practically all our business men will be connected with the Association. The initiation fee will probably be one dollar with monthly dues of 50 cents. —————~<_> 2 <= Think Their Rates Too High. The Insurance Committee of the Merchants and Manufacturers’ Association of Jackson has issued the following circular to the fire insur- ance companies doing business in that city: The Merchants and Manufacturers’ Associa- tion of Jackson, consisting of 130 members, com- prising the largest business firms of this city, have instructed the undersigned, Committee on insurance, toinform your local agents that, in their judgement, the rates of insurance charged in this city are too high, for the following rea- sons: 1. We have a fire department second to none in the State. | a 2. We have the Holly water system, furnishing abundant water through about thirty miles of water pipes. 3. 267 hydrants have been placed all through the city for fire protection. 4, Within the last four years we have added, at a considerable cost, two large chemicals to our fire department. 5. The electric fire alarm system has been added to our fire department within the same period. 6. The losses by fire in this city, since the ac- quirement of the chemicals and the electric fire alarm system, for the last four years has not averaged over $10,000 per annum, while the pre- miums paid in this city have at least been $58,- 000 per annum. On our invitations your agents met with us, and although they showed that the losses by fire in Jackson previous to the last few years have been higher, the fact that the losses in Jackson during the last four years had not exceeded an average of $10,000 per annum remained undis- puted. On our invitations your agents were then pres- ent at a test of our fire department, Although your agents expressed their opinion that the rates paid in this city for fire insurance were not too high, we believe they can only sub- stantiate the facts which we have laid before you in this communication, and we believe that you could justly and safely make a reduction on the rates paid in our city of about 25 per cent. all along the line. Recommending this to your early considera- tion, we remain, Yours Very Respectfully, MARTIN G. LOENNECKER, Mayor. SAMUEL W. PHILLIPs, JOHN J. TUOMEY, Committee on Insurance. i No Electric Lights at Public Expense. From the Grand Traverse Herald. There was a large attendance at the adjourned meeting of the Traverse City Business Men’s Association, on Tuesday evening. Dr. J. D. Munson, J. A. Wilson, dr., C. M. Prall Wm. Bauld and G. H. Lathrop were admitted to mem- bership. Prof. Grawn reported for the com- mittee appointed to attend the convention held at Cadillac, last week, in the interest of a college for Northern Michigan. Aftersome discussion F. Hamilton, C. T. Grawn and W. L. Hammond were appointed a committee to canvass the mat- ter of making a proposition for the location of the college at this place. The main discussion of the evening was then taken up—that of electric lights, and after strong arguments had been presented for and against the village bonding itself for a plant for street and domestic lighting, a test vote was taken, as the sense of the meeting, that the vil- lage should put in a plant. The vote stood: Yes, 11; No: 27. The following resolution was then introduced: WHEREAS, from our expression heretofore sub- mitted, this Association has decided that they wanted an electric light system introduced into this village for general use, and WHEREAS, from an expression recently sub- mitted, you have decided thatin your opinion it is not a part of wise economy that electricity be introduced at the expense of the taxpapers of this village, therefore Resolved. That inasmuch as in our opinion it is not expedient to bond the village for the pur- pose of introducing an electric light and power plant, that it is the sense of this Association that a franchise be granted in the near future to some person, persons or stock company for the purpose of installing such a plant in this village, And we recommend and ask the council of this village to give this matter due considera- tion and grant a franchise in accordance with this resolution, as in their wisdom they see fit. Some further discussion was held and an amendment or two were voted down, and the resolution as introduced was adopted. M. E. Haskell, C. J. Kneeland and D. E. Car- ter were appointed committee to convey to the common council the wish of this Association, as expressed by the above resolution. In the course of the discussion the needs of new school buildings were forcibly put by Prof. Grawn and Dr. Kneeland. This is a matter that should receive the attention of the Association in the near future. _—— oe Standing Committees of the B. M, A. Tustin, Jan. 31, 1889. Tustin E. A. Stowe, Grand Rapids: DEAR Sir—At our meeting last Monday even- ing, the President appointed the following com- mittees: On Manufacturing—D. 8S. Liddle, M. M. Holmes and A. A. Lovene. On Transportation—Walter Kennedy, A. Thomson and H. Cole. On Insurance—G. A. Estes, J. and G. D. DeGoit. On Trade Interests—R. H. Jones, J. S. Rich and D. S. Liddle. On Entertainment—G. A. Estes, J. S. Rich and A. J, Thomson. Yours truly, J. A, LinpsTRoM, Sec’y. J. A. Lindstrom THE GOLD FEVE?. Experience of a Michigan Merchant Who Is Sejourning in the West. The following graphic description of the excitement incident to the recent re- ported discovery of gold in Arizona will be appreciated by the readers of THE TRADESMAN: Since I left Grand Rapids I have putin a solid month hunting. You will say I must be wild to break in upon a pleasure trip to go hunting. But thereby hangs a tale, which I will proceed to unfold. I was not bear hunting, nor deer hunt- ing, nor dear hunting, although it has proved to be rather dear forme. It was gold hunting. This tale has no relation to the ‘“‘Gold Hunters of Australia,’’ by Capt. Marryatt. I wishit did, for then there might possibly be something in it for me. I was in Jerez, old Mexico, when I first heard of the new gold find up in the Harqua Hala mountains of Western Arizona. I went. Everybody went. Of course I got left. Every one can’t be lucky in finding gold, in placer or pocket mining. Before I got within a hundred miles of the place, I found doz- ens of miners on their way to the new ‘diggings’? from New Mexico, Old Mex- ico, Arizona, Nevada, California, Idaho and Montana. It seemed to me that the scenes of ’°49 were to be repeated. The new mines lay way up in the northeast part of Yumacounty. The réute from Yuma lay up the Colorado river, 123 miles by boat, to a place called Ehren- berg. From there it was-119 miles over- land. The trouble commenced after we reached the mountains. I knew absolutely nothing about mines or mining, so I lost no time in forming a partnership with an old prospector who was out of funds, he furnishing the experience and I the grub for the two of us, and we worked to- gether. Talk about ‘‘roughing it!’ I thought I had seen some tough times, but that experience lays away over any- thing I’ve ever seen in my time. Not even a tent to sleep under, and while the days were exceedingly warm, the nights were just as exceedingly cold—a peculi- arity of the entire section of the United States lying south of the 36th degree of latitude. Awfully tough grub, atawfully high prices, but a man is glad to get any- thing to eat under some circumstances. Toften wondered what my Eastern friends would think if they could see me after a hard forenoon’s work, sitting on a rock or a stunted sage bush, gnawing a piece of ‘‘jerked’’ beef or venison, and a soda biscuit as hard as the nubs of h—l, and washing it down with a drink of water from a canteen that had dangled in the sun all the forenoon. And to think, when Christmas and New Year’s came, and I sat and punched my dry lunch down my throat, that perhaps my Eastern friends were eating roast turkey or duck, and chicken pie! Ican’t give you a detailed account of the life there, but you can judge for yourself when I tell you that I could not get a shave: nor a bath; nor a postage stamp, if I had been able to pay $10,000 for it. And only one well of water within a radius of over a hundred miles. I had sense enough to get out before I got entirely dead broke, but there are hundreds of poor devils up there holding on to their claims, hoping against hope that they may yet ‘‘pan out’? well, and the last account that came to-day was that many were on the verge of starva- tion. I left there day before yesterday, and there were about forty came when I did. It is all over now and I am in God’s country again. I have not gotas much money as I had a month ago, but I have added to my experience, and that is al- ways what costs us themost. And when I go gold hunting again, it will be when I come on earth again. Perhaps you would like to hear some- thing about the town I have chosen to stop at forafew days. Riverside, the second town in size in San Bernardino county, is six miles south from San Ber- nardino and sixty east from Los Angeles, on the California Southern Railway. The town has long been noted for its oranges and still more famous for its raisins. Out of 283,000 boxes of raisins shipped from this county in 1888, more than 206,000 were put up and shipped from Riverside. In addition to this, there were over 3,000,- 000 pounds of dried fruit shipped from here, and large quantities of other fruits, while the picking, packing and shipping of oranges is an industry in itself. Al- most as far as the eye can reach, in any direction, one can see the rich green of the orange groves, loaded with the yellow fruit; and I can step out on the porch at either side of the house and pick the golden spheres, cool and delicious from the heavy laden branches. Perhaps I am not making up for the hardships of last month! The climate of Riverside is is cooler in winter and warmer in summer than on the coast. The valley in which the town lies contains about 20,000 acres, but this is not included within the limits of the town proper. Besides being con- nected by rail with San Bernardino, Los Angeles and San Diego, Riverside is the eastern terminus of that branch of the California Central connecting Santa Ana with the California Southern. Eventu- ally the through everland trains of the Santa Fe will be run through the town. West Riverside, lying across ths valley ‘from the older town, is a very fertile stretch of country, the soil and climate being of the same general characteristics. Southern California, as you will re- member from your study of history in your ‘‘school days,’’ was settled by the Spaniards, and by -them turned over to the Jesuits. This order, in founding their missions, nearly always gave them the name of some patron saint, and the flourishing towns that have sprung up nearly two hundred years later on the sites of the old missions still retain their names, ‘‘San’’ or ‘‘Santa’’ always meaning ‘“Saint,’? as Santa Paula (Saint Paul); San Jose (pronounced Ho-zay and mean- ing St. Joseph); Santa Ana, Santa Clara, San Diego, San Bernardino, San Pedro, San Buenaventura, San Marcos, Santa Barbara, Santa Monica, and at least fifty more that I could string together for your amusement. Just one more instance of a Spanish name for a town, and I will let you off for this time. Itis Los Ange- les. The original Spanish name given to the place was La Puebla de la Regina de Los Angeles. Literally, the town of the queen of the angels. How is that for poetry of motion, eh? You may think my simile is not very apt, but the poetry is in your imagination, and the motion is in your jaws when you try to say it. Sabe? I could write by the yard about this beautiful country, but I don’t want to make you homesick, nor weary of your home, so will call it quits. ROWELL. ——-»>_- 4 East Saginaw Jottings. Business is looking up. A. Hoyt, of the Hoyt Dry Goods Co., has returned from New York, where he has been buying goods. The Saginaw Dry Goods & Carpet Co. has purchased the Hopkins stock of fancy goods, as Mr. H. desires to close out that business and go into something else. There has been quite a scandal going the rounds of the papers about our well- known furniture man,, Fay Wyckoff, of Wyckoff, Eddy & Co. Mr. W. has proven that he was not the man at all, but, nev- ertheless, it leaves a stain and people seem to be only too willing to spread re- ports, without first knowing whether they are true or not. oh) Purely Personal. Frank E. Leonard returned Saturday from Pittsburg, where he spent a week among the glass factories. E. E. Hewitt, the Rockford grocer, was in town Friday on his way to Cincinnati with several carloads of potatoes. Wm. H. Hoops and wife sail from New York on Thursday for Bermuda, where they will spend a month in hope of bene- fiting Mr. Hoops’ health. HARDWARE. The Hardware Market. Bar iron is a little weak. Steel nails have advanced 5 cents per keg at the factory, but jobbers have made no change as yet. The demoralization of the wire nail market still continues and there is no telling where prices will go. The glass manufacturers, at their meeting at Washington, found it impossible to make a combination, owmg to the great amount of stock in the country and the large quantities constantly imported. Rope is still firm, with no indication of an advance. Prices Current. These prices are for cash buyers, who pay promptly and buy in full packages. AUGURS AND BITs. dis. Ives’, old style .......-...-.:..:_-_... 60 Sees. ee 60 COOms 40 Jennings, senuine....0 2... 25 Jennings’, imitation .......... pec ee oe. 50&10 AXES. First Quality, S. B. Bronze.............._._. $ 7 60 . a) GE Bronze... 11 00 ai S. BS Steel... 8 50 e » EB Steel .......-... 13 00 BALANCES. dis. SPPIG 40 BARROWS. dis. Maron $ 14 00 Gorden: net 33 00 BELLS, dis. Hand .. 6010410 Cow Ca 30&15 One ee 25 oor Sarcemt 2 60&10 BOLTS. dis. SOE 8 Carnage new Het. 70&10 BPIGW. -:. 02. 24.852. eee le cee cee 50 Sleight shoe... 70 Wrought Barrel Bolts. ..... See 60 Cast Barret Belts. 3... 40 @ast Barrell Drass Eneps.-................. 40 GCeat Souanre Sprims. es 60 Cast Claim.) ts... 40 Wrougat Barrel, brass knop..........:....- 60 Wirouseccausre 60 Wroueht Sank Wlush 60 Wrought Bronze and Plated Knob Flush.. .60&10 ives Deore 60210 BRACES, dis. Beever: 40 Baeuee 5010 Oe 50 ee net BUCKETS, Well, plain... $ 3 50 Wen swivel 4 00 BUTTS, CAST. dis. Cast heose Pin, fieured........ -...,.....2.. W& Cast Loose Pin, Berlin bronzed............. 70 Cast Loose Joint, genuine bronzed.......... 60& Wrought Narrow, bright 5ast joint.......... 60&10 Wrouenht Loose Pim. ct 60&10 Wrought Loose Pin, acorn tip..............- 60&05 Wrought Loose Pin, japanned .............. 60&05 Wrought Loose Pin, japanned, silvertipped .60&05 Wrought table. 6010 Wrougnt Inside Blind... ...... weet eeeeceas 60410 Wroeeks Bears 75 Bind: Clarks 70&10 ane, Parkers = 70&10 bind, Sheper@s 3. 7 BLOCKS. Ordinary Tacide, list April 17, 85..........- 40 CARPET SWEEPERS, Bisset No.5... per doz.$17 00 Bissell No. 7, new drop pan ........ ie 19 60 Bissell Grand . 36 00 Gaenea Wands: = 24 00 MG - 15 00 CRADLES, Girlie. ee ee dis. 50&02 CROW BARS. Office of Foster, Stevens & Co., WHOLESALE HARDWARE. Grand Rapids, Mich., Jan. 29, 1889. The fiber from which Sisal and Manilla Rope is made is now **cornered’”’ and very high. The price of rope in New York to- day is, Sisal, 12 1-2 cents per pound. Manilla, 15 cents per pound. Our price in Grand Rapids is ONE CENT ABOVE THESE PRICES. We have in stock a new rope called NEW PROCESS. Its superiority te Sisal in every respect is now universally ad- mitted, and where it has been substituted for Manilla, favorably impresses the purchaser with confidence in its utility and sue- cess. It is manufactured in all sizes, the smaller coils being made up in a ball cord shape, thus avoiding the necessity ofa reel. We keep in stock ‘‘ New Process” from 1-4 up toe 5-8 inclusive, and our price to-day is only 9 1-2 cents a pound for 3-8 and larger, and 10 cents for 1:4. This price, however, will not hold and must go higher if Sisal and Manilla keep adyaneing. A trial coil will convince you the days of Sisal rope are numbered. FOSTER, STEVENS & CO. 10 and 12 Monroe-St., 33, 35, 37 39 and 41 Louis-St. EXPANSIVE BITS. dis. Clark's, small, $18; farce: @6............_... 30 ives, (, Sis; 2 Ot: 3 foe 25 FILEs—New List. dis. American File Association List............. 60&10 Se 60&10 ew Amerew oe. 60&10 PMICHOISOMS 6010 ee 50 etier s Horse! aspen 50 GALVANIZED IRON. Nos. 16 to 20; 22 and 24; 2 and 26; 27 28 List 12 13 14 15 18 Discount, 60 GAUGES, dis. Stanley Rule and evel €o7s............_.- 50 HAMMERS. MNaveagie & ors. dis. 25 MA _ Oe. 25 Werkes & Plumb s.............. . dis, 40&10 Mason's Solid Cast Steel........ 2.22... 30c list 50 Blacksmith’s Solid Cast Steel, Hand. ...30¢ 40410 HINGES. iGase, Clarks, 1,23...) 8k. dis. 60 PREG ce per doz. net, 2 50 Screw Hook and Strap, to 12 in. 4% 14 and io oe 38% merew Hook and yet... ......0.. 0. met || 10 a - i ee net 8% a ee ° eo net 7% . “ ’ s....... net 7% Strapane fo dis. 70 HANGERS. dis. Barn Door Kidder Mfg. Co., Wood track....50&10 Champion, anti-friction.........._......__. 60&10 Madde: wood Gack 40 HOLLOW WARE a 60&10 Meties 60&10 Ee 60£10 Gray cuemetce 50 HOUSE FURNISHING GOODS. Stamped Tim Ware............_..__ new list 70&10 egapannod Pin Ware... 6 oe 2 Grnie From Ware... 25 HOES. Grup te $11, dis. 60 Grmibe $11.50, dis. 60 Grog. $12, dis. 60 HORSE NAILS. Au Semie 8 ot dis. 25410@25&10£10 PUB dis. 5&10&21%4 &214 INOrth Western. oe dis. 10&10&5 KNOBsS—New List. dis. Door, mineral, jap. trimmings ........__.... 55 Door, poreelain, jap. trimmings........____ 55 Door, porcelain, plated trimmings.......... 55 Door, porecigin, trimmings... ... ao Drawer and Shutter, porcelain............- 70 Ficsure, Hb. Judd & Cos. 3...) 2.2... 40&1 PICWARCIES 45 LOCKS—DOOR,. dis. Russell & Irwin Mfg. Co.’s new list ....... 55: Mallory, Wheeler & Cos...) 55 Erntates 55 INOPWOEES 5 LEVELS. dis. Stanley Hule and Bevel €o.s............... 70 MATTOCKS. Boze Bye $16.00, dis. 60 Mums Hye $15.00, dis. 60 a $18.50, dis. 20410. MAULS. dis. Sperry & Co.'s, Post, handled. ..........__. 50 MILLS. dis. Cofice, Parkers Cova 40 ~ P.S. & W. Mie Co.'s Malleables.._. 40 ‘ Landers, Herry & Clark's... 40 ro) ACE PEESe (ooo 5) MOLASSES GATES, dis. Stebpr’s Palterm 6010 Secepin s Cemiine.. 60&10 HMuterprise, seit measuring.............. | 25 NAILS Advance above 12d nails. FENCE AND BRADS. bee Gee ee pas ee... 10 mane oe, 25 Paaudy 40 TT 60 ae ew. .e ee... 1 00 EE 1 50 FINE BLUED. ee. 1 00 a 150 ae. 200 CASTING AND BOX. Pate we 50 10d 60 % 90 1” 1 SO COMMON BARREL, Oe 25 a 2 CLINCH. eo ane acc teh 135 2 and 24% _ 1 2% and2% ‘ 1 00 Sinee es. 85 BAO a 7 Each half keg 10 cents extra. OILERS. dis. Aine or tin, Chase's Patent.................- 60&i0 Zine, with brass botiom.................._.. 50 IBEAROPOGMer 50 CAPO per gross, $12 net OMRMCON Ss 5010 PLANES. dis. Ohio Tool Co.'s. faney .-........-........ 40@10 Selots Bence @60 Sandusky Tool Co.'s, faney....... 2... 8. 40@10 ieneh, firs @ualioy: 60 Stanley Rule and Level Co.’s, wood... .... 20&10 PANS. ry. Cre dis. 50410 @omanen, polished = dis. 60&10 RIVETS, dis. iron and. Timed 50 Copper Hivets and Burs...) 50 PATENT FLANISHED IRON. 20 ‘*A’? Wood's patent planished, Nos. 24 to 27 10 § “BY? Wood’s pat. planished, Nos. 25 to 27... 20 Cast Steel... per ib 04 Tren Stecl Pons = - 3% CAPs. Higsfi0 perm 65 Hiekis CF... _ ce a 60 ED... .... i 2 a . 35 Muskee. ... . 60 CARTRIDGES. Rim Fire, U. M. C. & Winchester new list.. 50 Him Fire, Gnited States:...............- dis. 50 Central Fire dis. 25 CHISELS. dis. Seecken irmGe ee: 70&10 Socket Framing.... Socket Corner...... Becmee ces: Butchers Tanced Wimmer. 40 Barton's Socket Firmers..............<:.... 20 Oe net COMBs. dis. Curry, lawrence s ..0 0. 3 40&10 Hiotenmass 5 se. 25 CHALK. White Crayons, per gross.......... 12@12% dis. 10 cocks. Brags, HUCKINE S 3. 60° BIOS oe 60 Beer 40&10 oo as 68 COPPER. Planished, 14 oz cut tosize...... per pound 33 a Sieh tox 14560 31 Cold Rolled, 14x56 and 14x00.:.. .......<_.. 29 me heed xi 29 BCLOMS 30 DRILLS. dis. Morsc's Bit Stoeus.. 40 Paper and straight Shank. 2.2)... so... 40 Morse’s Taper snake 40 DRIPPING PANS. mall sizes: ser pound 9k... 07 Piatee RIVER. Per POUNG. 2062. 4... . 64 ELBOWS. Com. 4 piece 6) 2.60. doz. net vin Com Ue Nee dis. 20&10&10 AOMORI ee dis. 44&10 Broken packs 44¢ per pound extra. ROPES, misal, 36 meh and larper ..--.... 2... 13 ee 16 SQUARES. dis. Meee and rom 70&1 ‘ivy and: Bevery... 60 WEEE ee, 20 SHEET IRON. Com. Smooth. Com. Med. @010 4 #4 20 $8 00 en fece We 4 20 3 00 MON AM Gteet 2c ec 4 2 3 10 OE eee 4 20 315 Le 4 40 3 35 UO ee 4 60 3 35 All sheets No. 18 and lighter, over 30 inches wide not less than 2-10 extra SAND PAPER, eee eee 1 dis. 40 SASH CORD. Civer fake While A list 50 c mas: o 55 . Vac eS 50 e La. e 55 wee : 35 Discount, 10. ! SASH WEIGHTS. Se per ton $25 .,__, , SAUSAGE SUUFFERS OR FILLERS. Miles’ ‘“‘Challenge’’....per doz. $20, dis. 50@350&05 Remy... per doz. No. oor No. 0, See 21; dis, P50&5 Pray ¢nuiNe. 4.00.00. cui. Sie cee Enterprise Mfg. Co.................. dis. 20&10@30 SHIVER dis. 40&10 SAWs. dis. Bisstow’s Circgler. 45@ABKS Crocs Cue &5 te Pee ZH@RAS *Extras sometimes given by jobbers. Aine, Crema dis. 9 ‘Silver Steel Dia. X Cuts, per foot,..... 70 ‘* Special Steel Dex X Cuts, per foot.... 50 ‘Special Steel Dia. X Cuts, perfoot.... 30 ‘* Champion and Electric Tooth X Cuts, per fogs. 28 TACKS. dis, American, all kinds......_. 60 cel all hinds 60 Swedes, all kinds. SS 60 Gupdmeteee 68 Creer rexr Nae 50 Himishing Naiis.............. 5) Common and Patent Brads...... 50 Hungarian Fails and Miners’ Tac 50 avunk and Clout Nailg.... =. 50 Timned Trunk and Clout Nails.......... 45 Leathered Carpet Tacks.... 35 TRAPS, dis. mee Gane 60410 Oneida Community, Newhouse’s........... 35 Oneida Community, Hawley « Norton’s.... 0 Maes tt CO . 70 70 Pow ae ees LLLDhLhLUmLmLULmULLULULLC Mouse, Choker... ...................18e per doz. Mouse, delusion........ ..#1.50 per doz. WIRE. dis. Peeet Maes ll ee Annemed Market 00) eee Coppered Market. ........... 4... foe le oe med Skee §2% Pinned Broem............ |... ner pound 62 Tinned Mattress.................... per pound §i% Coppered Spring Steel........ 5 iinned Spree steel... 40&10 ee OCS per pound 03 Barbed Hence, gaivanized................. 33 % “ Pe) ee Cane new list net i WIRE GOODS. dis. LE 7OK10K10 merew Eves... 70&10&10 Heges ..... |... ee Gate Hooks and Eyes................... MEMEO WRENCHES. dis. Baxter's Adjustable, nickeled.............. 30 Cocs Genuine oe 50 Coe’s Patent Agricultural, wrought,........ 15 Coes Patent, malieable.............._.. 75&10 MISCELLANEOUS, dis. Beaten ae 50 Pusaps, Caster... .-. ek. 75 merown, New Eis TO0&05 (asters, bed and Plate.................. 50410410 Dampers, American. ............. ey Forks, hoes, rakes and all steel goods...... 66% Copper Bottoms = De METALS, PIG TIN. a_i .lhmlr,Cr,:C”C,.C:CiC‘C:;é‘C(CQC...W:«Ci«sai(‘C(#SCOCOCCSS Pig Bare..........-...... 1... . Oe COPPER. Duty: Pig, Bar and Ingot, 4c; Old Copper, 3e Manufactured (including all articles of which Copper is a component of chief value), 45 per cent ad valorem. For large lots the following quotations are shaded: INGOT. ae 1844 coaueaoe ae. tidi‘Céi, Q 2 Be Fos 5 13Sgcro Bm QUEEN ANNE TRUE BLUE, MONDA Detroit Soap Co., DETROIT, MICH. Manufacturers of the following well-known AND OTHERS, W.G. HAWKINS, x... COAL!--COKE!—WOOD! W holesale (fficg under Nat’ Telephone Call 490-2, SUAP brands of MOTTLED GERMAN, MICHIGAN, ROYAL BAR SUPERIOR, MASCOTTE, * PHENIX, WABASH, CAMEO, For quotations address Salesman for Western Michigan, Box 173, GRAND RAPIDS and Retail A. HIMES. | City Bank. = Yans, sora" CAR LOTS A SPECIALTY, FIGS, 3 x 1, 14 to lb., Send for Catalogue and Prices. > | And Dodge’s Patent Wood Split Pulley. | Write for Prices. LORILLARD’S STANDARD FIRST GRADE PLUG TOBACCO CLIMAX Can now be bought at the following exceptionally LOW FIGURES: Ass’t’d lot Packages. Less than 56 lbs. 56lbs.orover. any quanti POUNDS, 12 x 3, 16 0z., 6 cuts, 40, 28 & 12 Ibs. “— CLUBS, 12 x 2,16 ox.,6 cuts, 42,300&12 * 2 8 8 cruEs, 13 x2, 8 oz., 6 cuts, 42, 30 & 12 “ FOURS, 6 x 2,40z.. 42, 30 & 12 * FIVES, 6 x 1%. 31-5 02. 45, 25% & 16 ** 43 4] 4] TWIN FOURS, 3 x 2, 7 to lb, 41, 2 >. be (sig + i i 4 1& it THESE Beat iot LOOK TOO GOOD TO LAST. BEaS TSH & Ox, Manufacturers’ Agents for SAW AND GRIST MILI MACHINERY, ATLA ENGINE WORKS INDIANAPOLIS, IND., U. S. A. MANUFACTURERS OF STEAM ENGINES & BOILERS. @ Ca:7y Engines and Boilers in Stock for immediate delivery. =e Pins: tix Moulders and all kinds of Wood-Working sasienuae Saws, Belting and Oils. Large stock kept on hand. Pulley and become convinced of their superiority. 44, 46 and 48 So. Division St.,. GRAND RAPIDS, MICH. Send for Sampie ATTENTION, RETAIL MERCHANTS! inerease your Cigar Trade by selling the ES IMA AX. 5. IM. A. = BMA. em Named in Compliment to the Michigan Business Men’s’ Association, And especially adapted, both in Quality and Price, to the requirements of the Abs0 RETAIL GROCERY TRADE. | THE BRST 9 Gen gar on Kar PRICE, $30 PER THOUSAND. The ‘Telfer Spice Company \ MANUFACTURERS’ AGENTS, GRAND RAPIDS. &” ars The Michigan Tradesman WEDNESDAY, FEBRUARY 6,1889. LEISURE HOUR JOTTINGS Written for THE TRADESMAN. BY A COUNTRY MERCHANT. The looking over of my somewhat vol- uminous compilation of dead-beat, played out and outlawed notes and accounts is very far from being an enticing and en- joyable occupation, but I have made it a sort of melancholy duty to occasionally run over the depressing record in the, perhaps unfounded, hope that the costly and exasperating experiences of the past will guard me against material additions to the list in the future. Ihave just completed my semi-periodi- eal investigation of the long array of names, with the result of developing a new, or rather a hitherto unnoticed, fea- ture of the dead-beat annex to the mer- eantile business. I find that no incon- siderable proportion of the aggregate robberies of the tribe are due to the raids of individuals who are financially and legally responsible for their indebted- ness. This, at first glance, would indi- eate gross and unexeusable negligence, and a lamentable want of business meth- ods on the part of the dealer; but let us see. Here is a long list of accounts against responsible dead-beats, ranging in amount from fifteen to seventy-five cents. When I call to mind the multi- tudinous times I have hinted, suggested and demanded the adjustment of these little matters, and then recall the vast number of excuses, evasions, postpone- ments and denials which my efforts called forth. I can easily account for so many of them sifting in among the records of the irresponsible d.-b.’s rascality. The accounts are all too small to interest the or for reasonable legal pro- and after they had become an of long standing, they were collector, ceedings, ‘‘eye sore’’ naturally interred in the tomb of defunct indebtedness. There are, perhaps, indi- viduals who might have infused a little life into them, but the operation, to the party of average patience and endur- ance. would have been too hopeless and depressing. But I have an entry which proves that the responsible dead-beat doesn’t always confine himself to petty swindling. Some years ago a wealthy resident of my sec- tion came into my place of business, one morning, accompanied by his grown-up son. Lhad had some few transactions with the old man, and supposed him to be ‘‘gilt edge’’ in all matters of deal. “Say!’? he remarked, ‘‘my boy’s going up North, and wants to take up some goods with him. Let him have what he wants and I'll see that he pays you in- side of six weeks?’ I put up some thirty-odd dollars’ worth of articles as cheerfully as Lever sold a life. weeks passed and the account was still Then I informed the father eash bill in my Six, nine, twelve unsettled. that 1 was badly in need of money and suggested a settlement, but my only con- Jim’ll pay you! He’ll But Jim never solation was, ‘‘Oh, pay you, don’t worry!’ paid me, and over a year afterward | brought suit against the ‘‘security,’’? and was beaten on the ground that verbal promises. in such cases, were void. x x * % x x* A responsible agricultural d.-b. once swindled me out of eighteen or twenty dollars very ingeniously. He owed me on a long over-due note and a recently made account, the amount on each being about equal. Shortly after the receipt of a let- ter, calling his attention to the note, he put in an appearance, accompanied by an Leaving his companion in the front part of the he handed me the amount due on the paper. After placing the note carefully in his pocket, he started toward the door, and His voice had, dur- honest and reputable neighbor. store. came back to the desk, and then turned around. ing the transaction, been very subdued, but now he spoke up very loudly: ‘See! How much was that I paid you? Yes, that’s so!) That makes it all square and satisfactory, eh?’’ A few months after this I sent the man a statement of his account, with a request for an early settlement. Shortly there- after he came in, inan, apparently, very indignant state of mind, and wanted my opinion on collecting debts twice, re- marking that in dealings with a certain class of people it was mighty lucky to have a witness; that Gregory had heard me acknowledge the receipt of the amount in full, and was ready to swearto it. He had never given me a note; hadn’t hada note out ina year. Would law away a hundred dollars before he’d pay the mat- ter over again. Gregory was positive that I had ad- mitted the payment of an indebtedness to date, and was sure that if there’d been a note in the transaction ticed it. The circumstances and testimony were all against me, and my first impulse to bring suit gradually evaporated, and the account eventually found its place in the dead-beat book. * * he’d have no- natural | * * I believe the responsible d.-b.,on the ay- erage, to be as equally heartless and consci- enceless as the average irresponsible dit- to. Many years ago, while the prohibition law was in force in this State, and liquor debts were non-collectable, a crippled old man, in a Western Michigan town, imag- ined himself reduced to two alternatives, to go to the county poorhouse, or open a small groggery, and chose the latter one. Probably from both the eare with which he dispensed his little stock, and the sym- pathy felt for his poverty and debility, he was unmolested for a long time by the authorities, and managed, in his small way, to keep even with the world. His most important customer was one J—, a well-to-do business man of the town, who liked his “‘nips’’ himself, and imag- ined it an important lever to success to ‘set °em up’ for the boys frequently and liberally. At first J—— paid for his bev- erages, but finally began to let the bills accumulate “the slate,’? until, one day, the old saloonist, whose jugs were getting alarmingly empty, and whose cap- ital had gradually drifted into the stom- achs of J and sundry other credit customers, humbly importuned that indi- vidual for a settlement. “Owe you $38, eh?’ said J , Well that’s all right! When the matter reaches around and [Pll give you a on $50 come check!’ The impecunious vender succeeded in partly replenishing his stock by giving a chattel mortgage on his fixtures. J *S account rapidly rose to $49, and then that estimable gentleman transferred his cus- tom to a new and more pretentious grog- gery, and the almost tearful supplications of the old man invariably brought forth the same reply: “T’m aman of my word, sir, to the let- ter! When pay itl’ But it never did. edly individuals who would paraphrase my account reaches $50 Pll There are undoubt- Judge Taney’s famous decision, and de- clare that illegal liquor sellers have no rights that other-people are bound to re- spect. but I have never thought, fora moment, that J by a desire to vindicate the offended maj- *s action was dictated esty of the law. ———————. 2 ____ Filling the Typewriter Tommy—What is that thing window, mamma? Mamma—That is a typewriter, Tommy. Tommy—Where does the champagne go in? Mamma—Why. what are you thinking of, Tommy? No one puts champagne in it. Tommy—Oh, yes, they do. Papa told Mr. Goitt last night that 1t often cost him $10 to fill his typewriter with cham- pagne. 50 now. Mamma—lI will ask your papa about that, Tommy. in the HARDWOOD LUMBER. The furniture factories here pay as follows for dry stock, measured merchantabje, mill culls out: Basewood joe 71m ..-........._-.__.. 13 00@15 00 eee 15 00@16 00 Bick Nés tand2 ...... 8. @22 00 Black Ash loprum..-.......:.....__._ 14 GOq@i6 00 Cherry, lore run_...- ..25 00@35 00 Chery Nos i and 2... 58 Ghee Oe Che Cais @12 00 Maple log tum |...) . | ae a Maple sof, loz tun... 11 00@13 00 Maple, Nos. tanmd2 @20 00 B elear oer oo es. @25 00 le, white, selected. ...........-__. @25 00 Rea Ga lecrun.. 18 00@20 00 aed Oak Nos Jang? 24 0025 00 zed Oak, 14 sawed, 8 inch and upw’d.40 00@45 00 ned Oak, 4 sawed,regular............30 O0@35 00 Red Oak, Ne 1 step plank. ......._._. @25 00 Mainnt IOS rn @55 06 Waluut. Nos,dand?.....-._. @T5 00 Walnuts, cull @2%5 00 Grey Elm, log-run. ees eae de S White Aso, log-run.... 14 00@16 00 Whitewood, loz-run...............___ 20 Ofaiz2 White Oak joe vun.... st 17 00@18 0) Notice of Limited Partnership. Notice is hereby given that Frederic A. Wurz- burg, William M. Wurzburg and William F. Wurzburg, as general partners, and Zachary T. Aldrich, as special partner, all of Grand Rapids, Michigan, have this day formed a limited part- nership in pursuance of chapter 78 Howell's Annotated Statutes, for the purpose of carrying on the business of jobbers of dry goods, notions and similar articles, at Grand Rapids, Michigan, under the firm name and style of “F. W. Wurz- burg’s Sons & Co.,”’ and that the amount of Cap- ital stock which said special partner has con- tribted to the common stock, is twenty-seven hundred and fifty dollars. and that said partner- ship isto commence January 28, 1889, and ter minate January 28, 1891 FREDERIC A. WURZBURG. WILLIAM M. WURZBURG. WILLIAM F. WURZBURG, General Partners. ALDRICH. Special Partner. Dated, Grand Rapids, Jan. 28, 1889. $1,000 REWARD!! THE LARGEST AND BEST CLEAR LONG HAVANA FILLED SUMATRA WRAPPED CIGAR SOLD FOR & CENTS. ZACHARY T. We agree to forfeit One Thousand Dollars to any person proving the Filler of these Cigars to contain anything but Havana Tobacco. DILWORTH BROTHERS. ‘AmosS, Musselman & Go. SOLE AGENTS, GRAND RAPIDS, MICH. Industrial School of Business Is noted for THOROUGHNESS, Its graduates succeed. Write W.N. FERRIS, Big Rapids, Mich. J. S. WALKER, MANUFACTURER OF PICKLES ss» CATSUPS, And Jobber of VINEGAR, PRESERVES and JELLIES. I quote the trade the following rock bottom prices on Pickles; Medimes im bbls... 4 00 eweet Gnerdn in DbIS.... 6.0 20s ae Mixed appls.. -. 4-5... 6 50 Large, in casks 45 gals.........--.---++-- +++ 4 50 Siti am bps... 5 00 Gherkin im bbIs....:......5...--. 2 6 00 Medium. in halt pbis..... -.-.-.----- 2 50 Sweet Gherkin, im half-bbis........-......... 4% Mixed ig ee see 306 Small C a 3 00 Gherkin “ ee 3 50 Ghow Onow .........0..0 0 5 00 These goods are sold on 30 days time and war- ranted to be pure, home-made pickles. Satisfac- tion guaranteed or no sale. J. S. WALKER, P. O. Box 471. Grand Rapids, Mich. _ A. BAGH, WHOLESALE DEALER IN GRAIN, SEEDS, BALED HAY, MILL FEED and PRODUCE. BALED HAY A SPECIALTY. HOLLAND, - MICH. AWNINGS AND TENTS. Horse and Wagon Covers, Water Proof Coats, Buggy Aprons, Wide Cotton Ducks, ete, Send for Illustrated Catalogue. Chas. A. Coye, Telephone 106. Over 73 Canal St. MAGIC COFFEE ROASTER The most practica! hand Roaster in the world. Thousands in use—givinig satisfre tion. They are sim;.:« durable and econom ical. Go groce’ should be without one. Roasts coffee and pea-nuts to per fection. A Address for Cata- logue and prices, » Robt. §. West, 48-50 Long St., Cleveland, Ohio, ARRANTED TO BE Tai Ww E 1 ‘ ‘ FINEST and LARGEST SMOKE For the money in the U. S. (Put up 50ina box. Ask Manufactured only by KENNING & CO., Grand Rapids. Send for prices. your dealer for them. JOHN E. Suse By silvcy ae Photox Zing Engray,t PA Ooch isa.) seta Fa aia hep ita ta SL SaaS LL aa Ga TIME TABLES. Grand Rapids & Indiana. GOING NORTH. Arrives. Leaves. Traverse City & Mackinaw.......... 7:00am Traverse City & Mackinaw....... 9:05am 11:30am From Cimemnati.. <0... 0.3... 30 pm For Petoskey & Mackinaw City 5 pm 5:00 pm Saginaw Express..........--+2+-+-- 1:30am 7:20am S at le a lea le rte lel 10:30 p m. 4:10pm Saginaw express runs through solid. 7:00 a. m. train has chair car to Traverse City. 11:30 a. m. train has chair car for Petoskey and Mack- inaw City. 5:00 p. m, train has sleeping car for Petoskey and Mackinaw City. GOING SOUTH. Cincinnati Express...:...........- 7:15am Fort Wayne Express. -10:30 am 11:45am Cincinnati Express.. -.. £420 pm 5:00 pm From Traverse City.. ...10:40 pm 7:15amtrain has parlor chair car for Cincinnati. 5:00 p m train has Woodruff sleeper for Cincinnati. 5:00 p. m. train connects with M.C. R. R. at Kalama- zoo for Battle Creek, Jackson, Detroit and Canadian points, arriving in Detroit at 10:45 p. m. Sleeping car rates—$1.50 to Petoskey or Mackinaw City; $2 to Cincinnati. All Trains daily except Sunday. Muskegon, Grand Rapids & Eatione., Leave. Arrive. D6 MR eee ke ccc cewcieceessasainnsmce seine 10:45am 11:15am 4:45 pm 4:20 PM... cece eccccccccccecccecccsesceeccceces : Leaving time at Bridge street depot 7 minutes later. C. L. Lockwoop, Gen’! Pass. Agent. Detroit, Grand Haven & Milwaukee. GOING WEST. Arrives. Leaves. +Morning Express..............2+- 1:05 pm 1:19pm {Through Mail........... .-- 4:55 pm 5:10pm +Grand Rapids Express *Night Express........ 7:00am Jmeroe. 0... —. : 7:45am GOING EAST. +Detroit Express..............-+2- 6:50am +Througe Mail... ..... 2... ce ween 10:20 am 10:30 am tEvening EXpress..........+s0.ee- 3:40 pm 3:50 pm *Limited Express. ..........2...00- 10:30 pm 10:55 pm +Daily, Sundays exeepted. *Daily. Detroit Express has parlor car to Detroit, making direet connections for all points East, arriving in New York 10:10 a. m. nextday. Limited Express, East, has through sleeper Grand Rapids to Niagara Falls, eonnecting at Milwaukee Junction with through sleeper to Toronto. Through tickets and sleeping car berths secured at D., G. H. & M.R’y offices, 2* Monroe St., and at the depot. Jas, CAMPBELL, City Passenger Agent. WANTED! We want stocks of goods in exchange for $100,000 worth of productive real estate in Lansing city property and im- proved farms. R. A. CLARK & CO. Real Estate Brokers Lansing Mich. Crockery & Glassware LAMP BURNERS. Wo: OSan 65). ee 50 Moot Se ee ee oe. 55 eS 5 Yebular coos 28 a 75 LAMP CHIMNEYS. 6 doz. in box. ING Oe Se 1 90 Ee 2 00 aS lL. 3 00 First quality. No Osun. Crimp t0p...5 707) 0 es 215 Noi > . ee Se NS uA Cl i ES Na pa ah 2 25! No. 2 ee 3 2 XXX FHnt. No: O San. érimp topo... 8 2 58 Not = . ee 2 80 NG 3 80 Pearl top. No dt Sun: wrapped and labeled. 920.002... .- “ef ee se sc se No. 2 No. 2 Hinge, <‘ c 7 La Bastic. Wo 1 Sun, pam pelp 0s 1 25 Ne.2 . ee 1 50 NOG. VCrUND: fect ee 1 40 No @ =~ 2 1 60 STONEWARE—AKRON. Butter Crocus, pereal....-. 06% Jugs, 4 eal. per doz...........: 65 fr : se 2 20 eee CT ee ee ¥ 80 Meat Pubs, 10 cal: eseh....... 005... 5 cc oe oe ee 1 00 ua a D> Sie 1 65 c 7 a ee 2 2 Milk Pans, % gal., per doz. (glazed 66c).... 60 6c 6 1 ee 6c ( 6c 906)... .. q BEST BAG TRUCK STRONG AND DURABLE FOR BAG OR BARREL. alone when not in use. and I will send you one, charges paid. Warranted to suit. W. T. LAMOREAUX, 71 Canal Street, Grand Rapids, Mich. Weighs only 16 lbs,; always stands up WHaVaL HAL OL LNOOOSIC TVET V Send $3.50 H.LKONARD SUNS Sole Agents for Western Michigan for the ‘Quickmealr GASOLINE STOVE. THE SUCCESS OF T cv EJ = eva Coe a ee em no crv —— es Has eight separate and important improvements for 1889. Now is the time to arrange for the selling agency for your town, and we invite correspondence from previous agents and from those who would like the agency for the coming season. Discount, terms of delivery and dating of invoice given on application. Catalogue for 1889 now ready. H. Leonard & Sons, GRAND RAPIDS, MICH. Jobbers of Crockery, Tinware and Lamp Goods, MADE ONLY BY ta N. K. FAIRBANK & CO.,Chicago. Il. eo It don’t pay to run after other é S. brands, for in the end wise house- ea ee — keepers settle down to the use eae at ee Se mme.of SANTA CLAUS SOAP. a ONL ~—__If your grocer hasn’t Santa Claus Soap, he’ll get it for you. ce FRO sufficient Shoul of fresh milk (pret PEN AT TF We have cooked the cornin this can Warmed ‘uot cooked) adding piece of Goo butter (size of hen’s egg) aud gill Season to suit when on the table. None genuine uniess bearing the signature vi Davenport Canning Co, Davenport, Ia, M WATER - FREE Foy, d be Thuroughly erable to waier.) HIS END BELKNAP WAGON & SLEIGH GO. Manufacturers of BRLKNAPS PAT. SLEIGHS Business and Pleasure Sleighs, Farm Sleighs, Logging Sleighs, Lumbermen’s and River Tools. We carry a large stock of material and have ey- ery facility for making first-class Sleighs of all kinds. sii ad Grand Rapids. Florid GHO.E HOWES & 60, Grand Rapids. The BEST CRACKER Made. < Goods. and samples. Jackson Cracker G0., ‘CILIONIOS UACYO 'TWIEL e also manufacture a full line of Sweet Write for quotations JACKSON MICH. FANCY FRUIT---The Cele- brated Alligator Brand, direct from Florida in car lots by Oranges Repairing in all its Branches. CA ey, Crerit, ao CCE, West End Fulton St Bridge. Telephone No. 867. COLBY, CRAIG & CO. MANUFACTURE We Manufacture to Order Hose and Police Patrol Wagons, Peddlers, Bakers, Creamery, Dairy, Furniture, Builders, Dry Goods, Laundry, and Undertakers Wagons. GRAND RAPIDS, MICH. LKMON, HOOPS & PETERS, Wholesale Grocers AND -TERA- IMPORTERS. By splendid and ex ate a demand, an Oranges ! PUTNAM & BROORS.,. Grand Rapids. WHO URGES YOU TO BREEP SA POLIO’? Tee PUSS! ensive advertising the manufacturers cre only ask the trade to keep the goods in stock so as to supply the orders sent to them. Without effort on the grocer’s part the goods sell themselves, bring purchas- ers to the store, and help sell less known goods. ANY JOBBER WILL BE GLAD TO FILL YOUR ORDERS. We carry the Largest Line Lemons and make Special Prices on Round Lots. ] Shingles 33,0TTAWASSTEET, Telephone 269, Stovewood WHOLESALE Produce Commission Merchant, BROKER IN LUMBER. “ Orders for Potatoes, Cabbage and Apples, iu Car Lots, solicited. __. @ Butter and Eggs, Oranges Lemons and Bananas a specialty. “FGRAND RAPIDS, MICH [ers o 3 ‘ aso0yoO oOUTIOW GROCERIES. SOME POINTS MADE CLEAR. Communication from the Chairman of the Insurance Committee. GREENVILLE, Feb. 2. E. A. Stowe, Grand Rapids: DEAR Srr—The freedom with which you open your columns to the discussion of the insurance subject appears to me a fair illustration of the value of such an organ as THE TRADESMAN to our Association. The present condition of the dnsurance question reminds me very much of an old-time revival meeting wherein every one’s experience is offered, prayers are asked for, all having at heart one desire—‘‘To be saved.” Referring to the Muskegon letter and that of friend Hankey, of Petoskey, recently published in your paper, and the proposed insurance plan, but one idea seems to prevail, that is a desire to get good insurance at cost. We differ only in method, and it is to overcome this difference and bring about harmonious action that this letter is requested published. Mr. Hankey has, no doubt, found out by ex perience that the Millers’ National has cost about one-half as much as stock fire insurance and for this reason urges that itis what Michi- gati business men want. The Muskegon people point with pride to the Millers’ Mutual of Lans- ing and Citizens’ Mutual of Kent, Ottawa and Allegan counties, and for similar reasons say it is just what we want These are all good insur- ance companies—for insuring what they are in- tended for. Itis true, also, that the resolution passed at the Cheboygan convention favored this plan. It will be remembered by those pres- ent, however, that the questions so vital to the operation of a business men’s insurance com- pany, after it was organized, were not considered —that we hadin mind but three things, ‘‘That we were paying too much for the fire protection we have;” “That the stock companies were hound to possess a Combination against us to ‘keep up their rates,’ and, as was expressed by the venerable Conklin from Grand Rapids, that at would be necessary for us, if we gain anything in this direction, ‘“‘To stop talking and telling what other companies are doing and organize an insurance company of our own.” A resolution was passed to do so andan Insurance Committee was appointed to take charge of the work. Let me say here, for this Committee, that they have spar neither time nor money in giving this question a thorough investigation—that they realize that it isa greatand grand undertaking —greatin amount of responsibility and grand oniy in success. They have examined the re- ports of the insurance commissioners of dif- erént states. They have examined theinsurance business of this State, going back for a period of ten years. They have met officers of mutual companies, particularly those of the Millers’ Mutual of Kansing and the Manufacturers’ Mu- tual of Grand Rapids, and have had in their hands the charters and by-laws of all kinds of fir8 insurance companies, including the three manufacturers’ mutuals in Michigan, the West- ern Manufacturers’ Mutual of Chicago, the Mutual Fire of New York and the Millers’ National. From all of this information and from the practical experience of your Insurance Cammittee, we offered you the plan proposed, thinking it the most practical, the simplest, the safest, the cheapest and, consequently, the best. Desiring to carry out your resolution, as near as possible, ‘‘that we have a similar company to the Millers’ Mutual,’’ we took their plan and rea- soned upon it thusly: Does this plan take into consideration the amount of insurance our com- pany would be expected to write, and the location andl numerous concerns with which we must deal? No. Isit not true that while manufactur- ing risks are scattered, that while few Cities and towns centain more than two or three filouring mills, a standing detached, that we are expected to go into a town and write insurance on adjacent stocks and stores? Is it not also true that our policies must vary from $500 to £10,000, according to the value of the prop- erty insured and the material and moral hazard? Is it not also true that while it is possible and practical for manufacturers’ mutuals to write large policies of $10,000 and upward, taking the premium note of responsible parties, thata Business Men's Insurance Co. would have to do with many of small means and questionable re- sponsibilities? Then, having to do with more people and onasmaller scale, there would be more business changes, so that the membership of any mutual company would be continually changing and avery uncertain quantity, while the premium notes held as security might to-day be worth all they represent and to-morrow be- come impaired and worthless. feasoning as best we could, your Insurance Committee failed to formulate a premium note mutual that we could conscientiously recommend for a Business Men's Fire Insurance Co. In every case we had to meet the objections named and the additional fact that in soliciting insurance we must ask a cash premium and a premium note. We further found we would have to have special legislation granting us @ charter to do_ business throughout the State. Considering all these things, and after examining the law explaining how we must proceed te organize, we concluded it was not what the business men of Michigan would want. Wechanged our course of reasoning, as- suming thatas the business men of Michigan ¢ind no fault with the security of the present stock companies—in fact, prefer it—it is only the fhiigh rate, the amount we are annually paying for it, they object to—and, even as it is, many prefer to pay the higher rate for stock fire insur- ance than for mutual insurance. This settled the question of security for us—that astock com- pany, wherein the capital stock was liable for twice its amount in case of necessity, was better fer security for Michigan business men than any premium note mutual we could recommend. Saving determined this, we racked our brain for a means of making the result represent the actual cost only. We found, by applying to the fmsurance Commissioner, that any stock com- pany can do what it pleases with its profits. Phere is no law compelling any company to pay all it earns to the stockholders, to pass any amount to a surplus fund, or to prevent its giv- ing it to any Charitable institution or to its policy holders. So we concluded to make it a charter regulation of our company that the capital stock should draw only 10 per cent. per annum, and that the remaining profits, if any, should be re- turned pro rata to the policy holders. But many say: ‘“Fewif any stock fire insur- ance companies pay more than 10 per cent., and many less. How will the policy holders save anything in this casey’ We examined this ques- tion and found that under the present methods stock fire insurance Companies pay on an aver- age of 40 per cent. for expenses of doing busi- ness. This, with 50 1055 per cent. loss, leaves oniy from 5 to 10 per cent. profit. We also dis- covered that the Mutual Fire of New York and other similar Companies were issuing a partici- pating policy and by economy in management by dropping the local agent, by doing the busi- mess from one office, and by means of frequent inspections, they are able to reduce both the ex pense of management and the fire losses about one-half, Supposing we reduce them only one- third. If the fire losses and expenses under the oid method are 60 per cent. of the premium re- ceipts, then we would save 30 percent. The stock in both cases gets its 10 per cent., the sav- ing, if any, being the dividend the policy holder will get. The fact that we will be successful, that we wiil be as able to do this, holds as good in this case as it does that your assessments in amutual company will be no more than one-half what the stock companies charge you. The practical ap- plication of the plan has proven it, as well by this plan as the other. A member of your Insur- ance Committee has a policy on this plan, re- turning him this year 45 per cent. of the pre- amium he paid one year ago. Is it not safer for the insurance company to collect for insurance the premium for a certain length of time, which years of experience of other companies has proven yok cored to pay losses, expenses and a “margin, and return to the assured, at the end of each year, any saving that may be affected, than to.deal with Tom, Dick and Harry on the pre- mium note and assessment plan? Is it not better for the assured to know a company is responsi- die, that they have got the money to pay? Do you, as business men, want a premium note anutual, cheaply officered, with everybody con- cerned, or astock company with a participating policy, or are you satisfied with things as they aré? Isit not true that what we want in fire in- surance to-day is to bring the company and the assured nearer together on a more friendly rela- aionship? A mutual company aims to do this, but no more than the stock-mutual plan pro- posed. In nocase are the members concerned only in the results, As a Committee, we claim for our plan that these results will be a source of greater profit to all concerned by having the $100,000 stock at stake than any other way, and by competition with similar companies the strife will be, not to seg who can pay the largest dividend to the stockholders—for 10 per cent. is a limit—not to see who has the largest surplus, but who can pay the largest dividends to its policy holders. if your Insurance Committee could prevail upon the stock fire insurance companies in Michigan to issue these participating policies and reform their methods, it would not recom- mend our going into the insurance business, but this cannot be done. The existence of such companies, with the results as they have been, hice alone force others to do this or quit the field. What we now want is to place this stock. It draws but 10 percent. We offer it to each asso- ciation in hopes they would feel glad of the in- vestment, and as both policy holders and stock- holders have a voice in the affairs of the com- pany and all the profit there is in the business, So far as the management being outside of the Association, itis as it should be. A public body like the M. B. M. A. will be most successful where it only seeks the general good and pro- motes it, and remains free from other responsi- bilities. Let the stock be taken by members of the Association, and let the stockholders elect their directors and the directors the officers. The Business Men’s Association would thus be re- lieved of the responsibility of its management, but have its benefits. In the mind of your In- surance Committee, there will be enough work for the Michigan Business Men’s Association each year without its quarreling over the affairs and the election of the officers of an insurance company. Itis intended that this company is for you, that its success will bespeak praise for our Association and honor for all concerned; and your Insurance Committee, for these rea- sons, feel confident that the Michigan Business Men’s Association can in no safer way reach good results than by the plan proposed. Your Executive Board have approved the plan. ‘Do you want it’ If so, help raise the stock re- quired. Take stock yourself and persuade your neighbor to take hold with you. Attend the meetings of the stockholders and elect the officers you want. Become identified with the company and interested in its success. Other- wise, let us drop the insurance business and de- vote our time and money to other things. Gero. B. CALDWELL, Chairman Insurance Committee. 9 No Restriction on Commercial Travelers. At last there seems to be some definite opinion on the long mooted subject, the right of astate or local government to impose any restrictions upon the sale of merchandise by traveling salesmen; and the result hag been announced that there is no right to place any tax or restriction on such traffic. Such has been the com- mon sense judgment of merchants fora long period, but the antique jealousy, in some of the less populous cities and states, that they should not have their local trade interfered with by represent- atives from more enterprising compet- itors, has heretofore defeated every ef- fort to have this whole question properly and authoritatively settled. But it has come at last, and the Supreme Court of the United States announces that all state laws which impose license taxes upon commercial travelers who are not residents of the state are unconstitu- tional. The laws may remain for some time longer on the statute books of the states, but they are inoperative and can- not be enforced. Should it be attempted hereafter, it would render those who at- tempted to enforce it subject to action for damages. ——_——<_ +2 << Gobleville Starts a B. M. A. Sixteen business men of Gobleville assembled at the hotel parlor at that place last Tuesday evening for the purpose of organizing a B. M. A. J. H. Darling was elected chairman of the meet- ing and Arthur B. Clark, who was chiefly instru- mental in bringing about the meeting, was elected to act assecretary protem. The State Organizer was present and explained the aims and objects of the B. M. A., citing numerous in- stances of work accomplished by different asso- ciations. At the close of his remarks, a resolu- tion to proceed to organize was carried, the regu- lation constitution was adopted, and the organ- ization was completed by the election of the fol- lowing officers: President—A. W. Myers. Vice-President—J. H. Darling. Secretary—A. B. Clark. Treasurer—W. S. Crosby. executive Board—Geo. A. Bush, J. H. Darling and E, David Wise. The Blue Letter collection system was adopted for the use of the Association, when the insur- ance subject was discussed for a short time, after which the meeting adjourned. The Gobleville B. M. A. is composed of a lively set of men. and, being well officered, cannot fail to accomplish much good for the members. —— - ~~ Get Incorporated and Fix the Fee. FENNVILLE, Feb. 1, 1889. E. A. Stowe, Grand Rapids: DeEaR SrR—Our meeting, held on Jan. 31, re- quests me to write you in regard to the peddling license. Now, we wish to raise this license to such a figure that it willdo away with the thing entirely, and, as the Legislature is now in ses- sion, we thought now would be the time to strike. Weare annoyed very much in this way and no doubt there are many others who are. ~ In regard to the State dues, will say that we will attend to them at the next meeting. Please let us hear from you soon. Respectfully, A. J. CapEn, Sec’y. The full bench of the Supreme Court has held that a municipality has a right to enact ordi- nances prescribing a reasonable license for ped- dlers—that the payment of such fee on the part of the peddler is an evidence of good faith. THE TRADESMAN notes that Fennville is taking steps to secure incorporation, and, as soon as the work is completed, it will be comparatively easy to secure relief from itinerant merchants. A tax as high as to be prohibitive would not be sustained by the Supreme Court, that tribunal holding that regulation— not prohibition—is justifiable. ee The Grocery Market. The local sugar market is just now an object of interest, owing to the struggle for supremacy between a New York member of the trust and a Philadelphia refiner who is not in the trust, in conse- quence of which Michigan jobbers are able tolay down sugar here at New York quotations. How long the fight will last is wholly a matter of speculation. The Supreme Court of New York decides that Charles Arbuckle must pay his ‘‘Bunnie’’? the $45,000 lower court awarded her for breach of promise of marriage, so that another advance in cof- fee may be expected shortly. Tobacco men assert that the tobacco market is sure to rule strong during the coming year, on account of the manufacturers concentrating their efforts. a A a From the Morley Advance. As will be seen by a notice published in this issue of the Advance, the bus- iness men of Morley have been forced to adopt a new rule respecting credits. This they have done not from choice but from necessity. But while this is a new thing for our merchants, it is exactly what is in vogue in nearly every other town in the State. Goto Grand Rapids, or Big Rapids, or any point where cor- rect business principles are maintained, and you will find that settlements are re- quired to be made on the first of every month. Wholesale houses enforce this rule, and it is only just that it should be made to apply to customers of retail dealers. ‘‘Short settlements make long friends.”’ MUTUAL INSURANCE From the Standpoint of a Factory Murual. The following paper was read at the conven- tion of the National Furniture Manufacturers’ Association, held in this city last week, by P. A. Montgomery, Secretary of the Western Manufac- turers’ Mutual Insurance Co.: I have been requested by your President to de- liver an address on the best known method of constructing slow-burning factories, on the best known methods of extinguishing fires in said factories, and on mutual fire insurance. On my informing him that my time would be too ful- ly occupied during this month to aidin making drawings, or making any other preparation to do the subject justice, I was then invited by him to give a short talk on mutual fire insurance. : All insurance is mutual. The premiums paid to an insurance company, whether it be known as a stock company ora mutual company, con, stitute the only fund from which losses are to be aid if such insurance company is expected to ace any stability. The moment you touch the capital stock of a company for the payment of losses, that moment the company becomes unsafe to contract with. The relative distinction be- tween the capital of a stock company and that of a mutual company is that the capital of a stock Company serves as a sort of guarantee that the policies issued by the company will be paid in case of loss; the liability of assessment on the deposit notes, premium notes, or other obligations assumed by the members of a mu- tual company, which constitute its capital, serves as such a guarantee. ; The oldest insurance company doing a fire in- surance business is a mutual company. The oldest company in the United States is a mutual company, the Philadelphia Contributionship, of Philadeiphia, which commenced business in 1742 and whose assets amount to about three and a half million dollars. In buying insurance you want, first of all, in- demnity—the best is usually the cheapest. Butlamto talk on mutual insurance. The successful mutualinsurance company, in addi- tion to being well managed, should associate together, as members of said company, men who are in every way reliable and, in addition, suc- cessful in their own business. Their risks should be well built with a view of being slow- burning. There should should be no concealed spaces, or hollow walls or floors, for the best of fire appliances rarely ever can extinguish a fire when it is concealed. Buildings and yards should be kept clean. Everything should be kept picked up andin order. How many men are disgusted with their homes, simply because of the careless way in which the house is kept! And the inspector of a conservative mutual in- surance company has the same disgust for a dirty and uneared for risk. In factories, machi- nery should be kept in order, and when not in operation a man of some ability should be em- ployed as watchman, and should be provided with a good watch clock, in order that the as- sured and underwriter may both have proof that he is performing his work as instructed. Lastly, they should be provided with reliable facilities for extinguishing fire—an abundant number of casks with fire buckets; and where oils, naptha, turpentine or alcohol are used, a good supply of buckets of dry sand, woolen blankets, and chemical fire extinguishers: stand nipes, with constant water pressure, and light no with small nozzles already attached for in- stant use; not less than one good duplex fire pump (two would be better) located in a good fire proof pump house, or fire proof boiler house, and should take suction from a body of water that would give an ample supply; and an ad- ditional improvement would be to equip with approved automatic sprinklers, with two reliable sources of water supply. There were 6,087 furniture factories in the United States when the census was taken in 1880, and 1,404 fires were reported on this class of risks from 1875 to 1886, twelve years, 23 per cent., or ten a month of the total number burned. Dur- ing 1884-5-6-7, or four years, there were 602 fires reported, with a loss on property amounting to $6,099,877; loss paid by insurance companies 33, (55,553: or a loss to manufacturers above insur- ance of $2,324,324; 61 per cent of the amount of loss being covered by insurance. Owners of cotton and other textile factories are more pru- dent, insuring for 80 to 90 per cent. of the value of their property. The following are the report- ed origins of fires for the four years named: PEOSUTC 194 PCenGIy 3 Stoves... ee OSE ee Sparks from Eocemotve 9... 5... 18 | Ionition Gf SUlpNEr ke ignition of Chemicals. 3°... Bricwion 3s ee Cigar Stubs. eee. GmoueSiack........-..... Detective Meatmis Apparatis.---. =... Matenes, Chemicals... 8 Bonures. ce Unkeowm ......... rg MUgHACES. 6. 8 3 BASHCS oo 1 aps. ee 8 Spontancous Combusitom...-..-..---..-- | | 3 Teninon ef Benzme (90... 2 icmalom 6F Gas... 3 lenitton Gf Varnish... .-. ...0.0) 2 Detective Hiwes.. 6... Hxgiosion OF BOMer.. 0) 8 2-50 1 On Stoves. 2 Open Mire Pisces. (0... 1 ry Bis The following is the best known method of constructing slow burning factories from one to five stories in height: The timbers are 10 x 12, or 12 x 14 or 16: 8 feet 9 feet or 10 feet bays, 4 inches on centers. may be solid or in two parts bolted together, not exceeding 25 feet span. The floor plank are laid flat on these timbers, grooved and splined three inches thick on the narrower bays; fourin- ! ches thick on the wide bays. Over this a top floor is laid one inch thick, but the work will be better and safer if mortar or asphaltum paper is placed between the plank and the top floor. No sheating is permitted upon the under side of the | timbers so as to make a hollow floor; but when sheating is required, it is nailed solid tothe un-. der side of the plank, between the timbers. In dangerous apartments the wood work is covered first with asbestos paper, then with tin laid to follow the wood work, without a hollow space, or plastering is laid on wire lathing following the line of plank and timbers. Square posts un- tapered are stronger than round posts tapered. In some of the more recent mills the main belts are carried upina separate belt tower of brick, from which the shafts are carried. The stairways are usually in a brick tower, in which the stand pipes and hydrants are placed. Out- side stand pipes which can only be worked from narrow platforms are not of much use. Stand pipes are carried out from the porch upon the roof with a dydrant thereon. Exposed windows and doorways are protected with wooden doors of two thicknesses of one inch pine nailed to- gether, and fully incased in tin. The main point is that the wood shall not twist or crack under ‘heat. ' The theory is this: ‘The wood, being completely incased in tin well locked, the surface only is carbonized; Then the oxygen is exhausted and combustion ceases, or proceeds slowly, while the surface or charcoal being an excellent non-conductor of heat, keeps the heart of the wood cool, strong and sound. For the purpose of reducing expenses the Western Manufacturers’ Mutual Insurance Com- any of Chicago, Central Manufacturers’ Mutual nsurance Company of Vanwert, Ohio, Manu- facturers and Merchants’ Mutual Insurance Company of Roekford, Ills., jointly meet all ex- penses of employees, experimenting etc.,the bus- iness being directed from the office of the West- ern Marufacturers’ Mutual Insurance Company. From this office is furnished sample irons by which a sliding or swinging fire door or shutter becomes automatic and will close itself. It would be easy to rig shutters to windows which are exposed to dangerous buildings so that the aoe of a fire 60 feet off would cause them to close. The hazard should be divided as much as pos- sible; the manufacturing being donein one part: putting together and finishing in another, and storing in still another building. The average rate on furniture factories in the Western Manufacturers’ Mutual Insurance Com- pany for eight years was 2.8 percent. The aver- age rate at the close of 1888 was 2.3 per cent. and the company has returned on the average for nine years 22 percent. of the premiums to the members. The cost of policies expiring this month on arate of 2.3 per cent. is but 1.6 per cent., the present rate of dividend being 30 per cent. A factory strictly standard on construc- tion, with the hazards well separated and build- ings fully equipped with approved automatic sprinklers, with two reliable sources of water supply, can be written at a rate of 1.5 per cent., and after deducting the present dividends de- clared would make the actual cost about 1 per cent. If our entire profit was divided, the cost on such a factory would be about 75 cents. A mutual company should make its rates suffi- ciently high to be reasonably certain that it can meetall of its obligations from the premiums collected, without being obliged to levy an as- sessment, in which case it makes but little differ- ence what the rate is in a mutual company, pro- vided that each risk pays a rate commensurate to the hazard, as the unearned portion of the premium paid is returned to the assured each 8 | et ohn 9 GS ek eT They | year in the shape of adividend. Theexpense of cenducting the business by the New England factory mutuals is less than that the Western mutuals for the following reasons: First—The members of the New England mu- tuals do the bulk of their soliciting by persuad- ing others who have similar risks to insure in the companies of which they are members. Second—There are only half the number of mutual companies in the East that there are in the West competing for the same class of busi- ness; and still more mutual companies are being organized in the West. If you will improve your risk to the proper standard, half of the number of mutual com- panies now doing business in the West can easily carry all of your insurance, and the cost of doing the business will be reduced fully 40 ercent. Many of you carry insurance in not ess than ten mutual companies. You furnish all the premiums and additional security these companies have with which to pay the losses andexpenses. This being the case, is it nota fact that your indemnity is not increased by multiplying the number of mutual companies? Is it not also a fact that you have also materially increased the expense of doing the business by having the large number of sets of officers and employees instead of a few? The laws of Michigan require an insurance company to pay 3 per cent. tax on their premium receipts. This is practically a direct taxation on the property of the party who carries insurance and dees not equally tax the property not in- sured. In a mutual company this 3 per cent. tax means 3 per cent. less dividend to the policy holder, because the company must collect this from the assured. Only asufficient amount of money should be collected of insurance com- panies as is required to properly maintain the insurance department. —— HIS PASSPORT. “Who's there! that knocks,” St. Peter cried. “On Heaven’s pearly gate?’ “Tis I, a merchant, I’m outside— How long, St. Peter, must I wait?” “Tell who thou art and whence thou cane, What be thine deeds for good and sin, We here weight all for good or shame And then decide who may come in.” “Aye, Aye, St. Peter, a merchant I,’ Of honor great, ’mongst brother man—”* “A raseal?” “Well, I don’t deny, They’re honored, sir, in Michigan. Town, St. Peter, my ways are dark With all the catalogue of sin. But I Tue TRADESMAN read—” “Hark! Come in, God’s chosen kind, come in.” M. J. WRISLEY. i 2 _-__-—-— Sherwood Takes Charter No. 83. SHERWOOD, Jan. 29, 1889. E. A. Stowe, Grand Rapids: DeEaAR Sin—Herein find application for charter, | Constitution and by-laws, as adopted by the Sher- |W s Association, and New : York draft for $7.50 to pay for charter and 50 | cents per capita on our nine charter members. | Our regular meetings will occur on the first | Tuesday of each month. Yours truly, | W. R. MANDIGO, Sec’y. | or -1- < Trustful. Mrs. Della Creme (wearily)—I know everything we eat is adulterated; but what can we do, Reginald? We must trust our grocer. Mr. Reginald Creme (drearily)—Ah, yes, Della, very true: and if—oh, if—our grocer would only trust us! ! | i ; wood Business Men's 2 VISITING BUYERS. AM Chamberlain,Fennvile E E Hewitt, Rockford Hessler Bros, Rockford Cole & Chapel, Ada RA Hastings, Sparta A Seymour, Portland Henry Sarr, Grand Haven Carrington & North, Trent S T McLellan, Denison Geo Lentz, Croton JC Benbow, Cannonsburg D W Shattuck. Wayland W CWinchester,ByronCutr Chas Darling, Sparta Wm Riley, Dickinson C S Comstock, Pierson Smallegan & Pickaard, John Homrich, No Dorr Forest Grove C M Woodard, Kalamo S Stark, Cedar Springs Wood -rd & Polland,Ashind C K Hoyt & Co,Hudsonville W E Hinman, Sparta CS Comstock, Pierson red Herrick, Custer H Meijering, Jamestown S Cooper Jamestown M Heyboer & Bro, Drenthe E Roberts, Sparta DenHerder & Tanis John H Welch & Co, lonia | Vriesland Stevens & Winnie,Traverse | H Van Noord, Jamestown City G Ten Hoor, Forest Grove Jay Marlatt. Berlin A J White, Bass River McAuley & Co, Edgerton W H Bartholomew,Holland J M Reid, Grattan Gus Begman, Bauer y Ives, Coopersville Eli Runnels, Corning Johnson & Seibert, | E Hagadorn, Fife Lake Caledonia F Narregang,Byron Center Spring & Lindley. Bailey Dissolution Notice, Notice is hereby given that the copartnership formerly existing bétween F. J. Immenand L. E. Best under the style of the Champion Baking Co. was dissolved on Sept. 24, 1888, by the withdrawal of L. E. Best. The business is continued under the same style by the remaining partner. F. J. IMMEN, L. E. Best. TO MONTANA, OREGON AND WASHINGTON. If you are going west bear in mind the follow- ing facts: The Northern Pacific Railroad owns and operates 987 miles, or 57 per cent of the en- tire railroad mileage of Montana; spans the ter- ritory with its main line from east to west; is the short line to Helena; the only Pullman and din ing car line to Butte, and is the only line that reaches Miles City, Billings, Bozeman, Missoula, the Yellowstone National Park, and, in fact, nine tenths of the cities and points of interest in the territory. The Northern Pacific owns and operates 621 miles, or 56 per cent of the railroad mileage of Washington, its main line extending from the Idaho line via Spokane Falls, Cheney, Sprague, Yakima and Ellensburg, through the center of the Territory to Tacoma and Seattle, and from Tacoma to Portland. No other trans-continental through rail line reaches any portion of Wash- ington Territory. Ten days stop over privileges are given on Northern Pacific second class tickets at Spokane Falls and all points West, thus afford- ing intending settlers an excellent opportunity to see the entire Territory without incurring the expense of paying local fares from point to point. The Northern Pacific is the shortest route from St. Paul to Tacoma by 207 miles; to Seattle by 177 miles, and to Portland by 324 miles—time corres- pondingly shorter, varying from one to two days, according to destination. No other line from St. Paul or Minneapolis runs through passenger ears of any kind into Idaho, Oregon or Washing- ton. In addition to being the only rail line to Spo- Kane Falls, Tacoma and Seattle, the Northern Pacific reaches all the principal points in North- ern Minnesota and Dakota, Montana, Idaho, Oregon and Washington. Bear in mind that the Northern Pacific and Shasta line is the famous scenic route to all points in California. Send for illustrated pamphlets, maps and books giving you valuable information in reference to the country traversed by this great line from St. Paul, Minneapolis, Duluth and Ashland to Port- land, Oregon, and Tacoma and Seattle, Wash- ington Territory, and enclose stamps for the new 1889 Rand McNally County Map of Washington Territory, printed in colors. Address your nearest ticket agent, or Cuas. S. FreE, General Passenger and Ticket Agent, St. Paul, Minn. PRODUCE MARKET. Apples—In poor demand at $1.25@$1.50 per bbl. Beans—Handlers are paying about $1.25 for un- picked and getting $1. .75 for hand-picked. Butter—Creamery isin fair supply at 23@25c. — is in good demand at 14@18c, according to quality. Cabbages—Home giown command %@% per 100 Celery—18@20c per doz. Cider—8@10c per gal. Cooperage—Pork barrels, $1.25; produce barrels 25¢. Cranberries—$7 for Bell and Cherry and % for Bell and Bugle. Dried Apples—Commission men hold sun-dried at 444@5c and evaporated at 6@6%c. Eggs—There is no fixed price on which to base predictions, buyers not being anxious to take shipments at much above 12% c. emer plenty, being easy at lic.@i7c. per Ib. Onions—Buyers pay 20@25c for good stock, and hold at 30@35c per bu. Pop Corn—2\%c per Ib. Potatoes—The market is remarkably quiet, few shipments being made—and those at no particu- lar profit. Squash—Hubbard, ic per Ib. ae Potatoes—Kiln-dried Jerseys, 98.59 per Turnips—25¢ per bu. PROVISIONS The Grand Rapids Packing and Provi- sion Co. quotes as follows: PORK IN BARRELS. Mess new. ee 13 00 Bore Cut Morran. = ee 13 75 xtra clear pie, short cut......-......,..-.- 15 25 Weetra clear Heavy... 15 3 Clear qaili, short emt. 8s 15 25 iBOston Clear, Shore Cub 22.2 i> 25 (Clear baek, short ui :--:.. 5.2... - eee 15 25 Standard clear, short cut, best..-.:...:..... 15 2 SMOKED MEATS—Canvassed or Plain. Hams, average 20 tpg. 8 10% ai . ce... 10% re ra ie to s40bs) 11 - picnic ee ae 8% ff eOet POREGICSS. oo ee Shoniders eg 844 . DOnMCICSS ©... 834 Breakfast Bacon, bonelesss....-.............. 10 Dried Beef Gxtra. ss 8 = . (We prices. 9 our Cleurm beavy... 9... .. a4 Briskets medeim 0 6. T% i He ee 7% LARD—Kettle Rendered. Miccees ee R55 as... 8% a tas... el LARD—Compound. Tierces. _... oe rors SO and 501b WMDs... 714 Sib. Pails, 20) & Case..............-- 7% 5 ib. Eads. 121 & GHse 7% 101). Pats Gin aease.. |... 20 tb. Pails 440 8 Case... 5. 2. 7% O01 CANS 1% BEEF IN BARRELS. ‘xtra Mess warranted 200 Ibs. .............- & iixtra Mess, Chicaso packing... ...-........ 750 ee el 72 Pe esta oe io Boneless, rump butts....-...--...-.--.- 9 25 . Oe. 5 50 SAUSAGE—Fresh and Smoked. POU SQURACE T% diam Sauseee 12 Tongue Sausage.........-. eee ee oe 9 Mranicfor, Sauisapee..- 9... 8 Bleed Sayssee 5 BOIOSNA ktraiemt.. 3 Bologna thick. Head (heese 22 5% PIGs’ FEET. Im ball barrels...) 0) _ 2.03) o0 im quarter barreis. ...0..-5-./).. ee TRIPE, kn Halt Darreis.:.....-.......... In quarter barrels. 63 1G FRESH MEATS. Beet cireass. =. 444@, 515 Hind quarters. =... 5 @7 fore by Ee 34@ 4 Hess) @ 5% rors ioiac........,....... @ 7% — SHOERNO@CES...- 60, 3s @ 6% Bales @ 5 Bratgrert sausage...) @ 8% Blood, liver and head sausage.......... @5 Matton @ 5% OYSTERS and FISH. F. J. Dettenthaler quotes as follows: OYSTERS IN CANS, Sandero. ll... @16 Ameners 8.5 se @18 NeIbGtS 21 @27 Mairhayen Counts... ... 22.02... @35 OYSTERS IN BULK. Seamagards ook 1 00 Selects. ee 1 40 Clams ee 13 FRESH FISH, Binek Bass @12% TOG @ 8% WnMeCGAD @, 8% . SIMOMCM. (6. ee @10 i @ 6 CANDIES, FRUITS and NUTS. Putnam & Brooks quote as foll ws: STICK. Se 9 SR 914 GCutteat 2% = (2h 10 MIXED. ROyaL cole. PANG - Selb Bbig. 84 xtra 2o1p paulis 3: 10 . AOib bbls 9 HWreneb Cream, 25 1b. paiig:. ..0-... 2... 1144 Cut Heat 2am eases <0 Broken, 40ib Bask. 95 me moo re BRIS 9 FANCY—In 5 Ib. boxes. Lemon Drops... .-.._- eee 13 SOUr DTOPS 14 Peppermint Props. 0b. a Choceinte Proms. his Ee Mt Ciecetate Drops... sd 18 Gam Prope. 10 iteerice Prope... ee 18 A.B ficorice Drops... 12 Dazenees plain: se. 14 - preted. 3-5 es 15 CT 14 MiOuOes. .... 8. es 15 Croam Bar ee 13 Momsses Bar 13 Caramels...) 3. ee 19 Hond Made Creams... ..-- 2. 19 Pisin @Peggs ee 16 Deeernved Creams... 00) 20 mieten HOCK 14 Bat Atmos 3. 22 Winterereen Germes 1 14 FAaNcY—In bulk. Dozenges, plain, im pals... 12 t : > _ ee 11 printed, fm patie. 8 12% + oe in Pols ee 1114 Chocolate Drops, in patie: 2 12 Gum Props, if patie 6 . - 1 OP 5 Moss Drops, ta pals... ee 10 - es mppIS.. 9 Sour Drops, i pals.) 8.8. 11 Hmpermis. Mi pails. 114% - Pea ees ee i 10% FRUITS. ‘Bananas....... fe a. ee ce @3 00 Oranges, Wioridas, 0... .. 0. 2 50@3 00 Demons @heice. 3, 2 75@3 00 a a @3 50 ign layers new... st, 10@15 ] Biee oF ip @6 ates, featis 50 1D... 2.22 @ 4% ie fraiin, OO 1D... 6st @ 5% . Hard 10th. box... 2. s @ - ee 8 @ . Persian, 60-10. bow: . 5.22 c-... 6 @T% NUTS.; Almonds, Tarracons. ................... @17 0 VAG ee. @i5 . California... 06... 0s. 14@16 Gop) ee 7 @T% iitberts, Sieity oo ee 11 @11% Watts, Grenoble... ee @12%4 be MreRGR ote ae @101%4 ecans, Pexas, BoP 8 @i2 (Cocenniie, per Mo. 4 25@4 50 (CRONIES C682: @2 50 : PEANUTS. Netcetric Pipe es @814 Peacoees ee, i... @e RES @74 ee @5% Ce es @5% Wholesale Price Current. The quotations given below are such as are ordinarily offered cash buyers who pay promptly and buy in full packages. BAKING POWDER. Trout, 3 i. brook........- CANNED GOODS—Fruits. Apples, gallons, stand...... 2 Bisekberries, stand......... i Cherries, red standard.... .. 2 prea 40... 2 Pommsens .- 2 1 Bee Plams, stand..-........ i GOOSEDEEFICS ... os... Green Gages... 00.020... q Peaches, all yellow, stand..1 seconds 2.0... 1 re Pears. se Picapples ...0. 1... 1 10@ Curnecs “c 1 1 A 1 red z Strawberries .......... 1 10@1 Whortieberries......._.... a CANNED VEGETABLES. Asparagus, Oyster Bay..... \ Beans, Linia, stand... .... 4 * Green Limas.... @ «String G@ Stringiesg, Erie. ...... Lewis’ Boston Baked. .1 Corn, Areher’s Trophy...... . - Morn’g Glory.1 Early Gold...1 reas, Prenen.-.. 1 re @xéra marrofat. .. @1 SosmeG i a 1 “cc 6c “ ““é o ‘< sifted French, extra fine... 14 Mushrooms, extra fine..... 18 Pumpkin, 3 lb. Golden...... Succotesh, standard.... Squash ...._. ee t Tomatoes, Red Coat.. ( ' Good Enough.... : Ben Ber... .. stand br....1 05@ CHEESE. Michigan Full Cream 124%@13 Sap Sae0........ __ 16@i7 CHOCOLATE. Runkel Bros.’ Vienna sweet in © Prenvium.__. _ . Hom-Cocoa... “ Breakfast... .. CHEWING GUM. iubper, 100 lumps......._... ro) i ao Spree 30 CHICORY. Bae 6 ~ 6 ® COFFEE—Green. 6 DEene 18 ** fancy, washed...19 “ eoiderm 360.5... 20 Samtes: 15 @18 Mexican & Guatemalal7 @19 (Peaperry ....... |. -..-ki @I9 Java, Witerior...:..... 20 @22 . fauey. .... | 23 @3 ‘| Mandheling ....26 Mocha, genuine....... 25 Hasppermes, #extra......._.. 13 * June, stand...... 1 w0@I — Hed (% 95 2 ao se ./ 2 .. 380 .. 4% it 38 _ he 5 ke - 22 20 Arctic, % Ib. cans, 6 doz. 45 a ee . 325. © 2 2 “ce 1 Tb: a7 3 oe 3 g 40 si Sib: £ = oe ee Absolute, 44 Ib. cans, 100s..11 75 < ib. 50s..10 00 es tt * Sts 18 @ Telfer’s, 144 1b. cans,6doz. 2 70 ' wih * 3 2 oD . tip © ¥ *. 158 Acme, 4 Ib. cans,3doz.... % i “1b. “ =. to ee ee 30 - Dales 20 Red Star, 144 lb. cans,12doz 45 ee iy lb. “é 5 “ 85 tip = 4" 150 BATH BRICK. English, 2 doz. im case..... 80 Bristor, 2 “ So (5 American. 2 doz. in case... 65 BLUING, Gross Arctic Lig, 4-02... ....._.. 3 60 “ Oe. 7 00 - Pps. 10 80 a 8-oz paper bot 7 20 Pepper Box No. 2 3 00 ae “ce oe 4 4 00 ea > 90 BROOMS. Ne 2H... 8. 2 00 NO Ee 225 Ne. 2 Carpet... 5... 2 50 eee 27% Peper Gem: 3 00 Common Whisk... ...._... 90 Fancy ee. 1 00 Me 3 50 Warehouse... .¢.- | 3 60 BUCKWHEAT. Kings 100 Ib. Cases... 5 00 - S0 lb Cases... 42% BUTTERINE Dairy, solid packed...._..- Ps! relies 14 Creamery, solid packed.... 15 ' fous... sl US CANDLES. Hotel, 40 Ib. boxes..... 10% Star, 40 -_ |... 3% Perea 8. 12 NOieKing. 25 CANNED GOODS—Fish. Clams, 1 Ib, Little Neck..... Dr Clam Chowder, 3 Ib......... 3 00 Cove Oysters, 1 lb. stand....1 00 ° - 21> - |. 1 Lobsters, 1 Ib. prenie.... .. _ 1 50 ai 21) 6.2... ue 1 ib Stade... 1 90 zi 2 tb, Star... 2 90 Mackerel, in Tomato Sauce. re 11>. stand. ..._... 125 ee 2D fo: 2 00 ai 31b.in Mustard...3 00 S Ib. soused. .... .: 3 00 Salmon, 1 1b. Columbia..... 2.00 . 2 Ib. oo. 8 25 . 1 1b. Sacramento...1 70 a 2 Ib. c -_- a io ; D b 8 imported 4s.....10@11 spieed, '46....... 10@12 v0 00 85 85 25 10 10 10 oo» ne 37 48 1 @26 To ascertain cost of roasted coffee, add ec. per Ib. for roast- ing and 15 per cent. for shrink- age. COFFEES—Package. 100 lbs Pigg 2234 7 fh Cabinets 0000... 2314 WMIWOEE Ss). 8. 22% MaAPNOMA | 60... 2216 30 Ibs 60 Ibs Aeme.: 0s): 215g 21% 22 German 2020 se 2244 eo WA 23 MeLanghlin’s XXXX....... 223% Honey Bee... 244, INGx A 231% CO Be 221% Wiser 22% COFFEE EXTRACT. Walley Citys... 7 i a 110 CLOTHES LINES, Cotton, 40 ft. .._... per doz. 1 25 a pete. :..... . 150 “cc ee 1 60 oc “ce 2 00 ““ “ec 2 25 Jute Me 1 00 “ “ce 7 15 CONDENSED MILK. MAM 7 60 PANPIO SWISS. os 6 00 CRACKERS, Kenosha Butier.........._-: 8 SevMOUE es 6% gee 6% PM 6% WESOUTE 222 oo es 7 Beeston 202 8 _ OM rrels, 3¢ extra. _ OATMEAL, Muscatine, Barrels 6 00 | CREAM TARTAR. | SYRUPS, merieely pure) 2: 38.) Cor, berrélg 0: 24@25 GrgeCere 2 ‘* one-half barrels... .26@27 DRIED FRUITsS—Domestic. oe — . oe Apples, sun-dried..... 54G@ 6 Pure Sugar, bni....7 |. 25@32 “. Gvaporated....7 @ 7% : half barrel....27@34 Apricots, Pe ae 6 SWEET GOODs, EIREMNCITICR 0 ooo. z x eeecctawsnen 14 Ginger Snaps...........9 9% Peaches ee 14 Sugar Creames......._. 9 9% Se Frosted Creams....... 9% Raspoermes “ __... nee Graham Crackers..... 9 _ DRIED FRUITS—Foreign. Oatmeal Crackers..... 9 Citron, in drum....... @23 TOoBAccos—Plug. ‘int Bewes.... @25 CHIMES 0 39@41 Currents... @ a6 | Commer Mone... .. 2. 39 Lemon Peel... ....._. 14 Doubie Pedro.......2........ 46 Orange Feel... 14 Peae Pte 40 Prunes, Turkey....... @ 5 Wedding Cake, bik. |... 2... 40 To Seperia’ |. @ G@% | Something Good..........._.. 40 Raising, Valencias. _..734 @ 84 | “Tobacco”... 40 - Onidarag 0, 8% ia . Domestic Layers...2 45 TEAS. . Loose Californias. .2 05 JAPAN—Regular. _ FARINACEOUS GOODs. A 12 @15 Farina, 100 Ib. kegs......... Of G68 @16 Hominy, per Dbl... el 24 @2 Macaroni, dom 12 1b box.... 60] Choicest.......0..0..1 30 @33 . imported... . @10 SUN CURED, Pearl Barley... @ 3 ae 12 @15 eas) ereen. |) 00011. @i 40) Good ae aon go @ 2 Choie..... 24 @B Sago, German... . @ 64 | Choices. 30 @33 ‘Tapioca, fk or p’ri... @ 6% } BASKET FIRED, Wheat, cracked... ... 6 bee @2 Vermicelli, import.... @a0 | Chotee jo, @25 tr domestic... @ee | Cholecst @35 FLAVORING EXTRACTS, ; Extra choice, wire leaf @40 Jennings’ Lemon Vanills | GUNPOWDER. a 202. Panel,doz. 90 1 35 | Common to fair....... 25 @35 407. = <1 40 2 25| Extra fine to finest....50 @65- Gen!) | “| 225 3 25 | Choicest faney........7%5 G85 No. 3, 1 00 1 60} IMPERIAL, No. 8, “ “« 3% 4 00| Common to fair....... 20 @35 NO.1O) 0 | 450 6 00 | Superior tofine........ 40 @50 No. 4, Taper, “ 1 60 2 50} YOUNG HYSON, ' 4% pt, Round,‘ 4 25 % 50} Common to fair....... 18 @26 1 “ “* 8 50 15 00| Superior to fine....... 30 @40 FISH—SALT. | OOLONG. Cod, whole..... @5'% | Common to fair.......25 @30 fy pomeless io @i14 | Superior to fine....... 30 @50 BAe 1214 | Fine to choicest.......55 @65 Herring, round, 4 bbl.. 2% | ENGLISH BREAKFAST. _ " "6 Dbl. 160) ee 25 @30 - Holand, bbls. 1600! Choice. |. 30 @35 7 EOlUahd kegs) (gen Best 55 @65 a Seale) 01) oO) Bes Pusey 8 @10 Maek. sh’s, No. 1, 14 bbl....9 50 } TOBAccOos—Fine Cut. 22 Ib bt. 1 45 | Sweet Pigpm.... 50 - - — 10 “ ..135)| Biveand Seven... SO Wrout, 46 Obis._.__... @5 00 | Hiawatha ......... 68 oF Oy tes 80| Sweet Cuba....1.2/1)! 45 White, No. 1, 4 Dbis........6 60] Petoskey Chicf. 55: = 12 ib. kite... 1 15| Sweet Russet... 40 . 10 1 kits... 1 OG) Whistle... 42 . Hamily, 4 bois... 3 00) Florida... .. 65 - " . Mats: ... So@joo | Mose Heat... 66 ll GUN POWDER. Red Domino........_.. 38 Hees eo wee Aneel. 40 ale kees 2 88 TRADESMAN CREDIT COUPONS, i LAMP WICKS. ® 2, per hundred... 2 59 ety EC STE ale AeA soe EES BE 3 00 Ee ee 4 00 NOS 50; 20, “ a 5 00 LICORICE, Subject to the following dis- ric ee ee 30 |; counts: Rae | weer over......... 5 SS Te BS ee _. MINCE MEAT a lhl. 20 ' Bueckeia 644 VINEGAR. Hear obs... 6 ee eee MOLASSES, ae Bisek Strap... 16a, Seer 12 Cuba Baking......... _ ..22@25| 1 for barrel. Be 24@35 | MISCELLANEOUS, New Orleans, good........ 25@30 | Cocoa Shells, bulk ........ 3% . choice |... 33@40 , Jelly, 30-Ib. pails........... 4i¢ : faney. | 4yeatiaage 15 One-half ba PAPER, WOODENWARE. PAPER, Halt harrels..-. 3 15 Curtiss & C + : Cases......2 25@2 35 sollow = 1 aeele a ROLLED OATS | ie Muscatine, Barrels..........6 00} S8W_.---.-.- emt nese ae 134 . Half barrels.....3 15! Light Weight.... ..... 2 Cases......2 25@2 35} ae cae ll 2 OIL, [oe eee Michigan Test.............. 93; ; Hardware................ 000. 244 Water wine 11% amg ae eae cael aaa 2% PICKLES. y woe... 8, 3 Medium..... anna 4 50 Jute ian. Se 2 75| Red Express, No.1..........5 Smale ome 0 ay NO. 2.0.0... 00. 4 es 3 25] TWINES. a PIPES aay | 48 Ce. 22 Claw Note 1 69 | Cotton, No. : Seat ee ete aie alae 20 of i} Sea Island, assorted. .177°1°40 wen i; No. 5 Hemp ee ce eee cca re.. 16 Carolina hea 0). 614 | a Bees. eee eee eee, 17 eRe a ee WM, a ; WOODENWARE, bug L i Se (oo I ee 5% | L ao tttt et eeee eee eeee : = oad oon anes? Pails, No. 1, two-hoop.. 1 6 ‘chia ean S - |. No. 1, three hdep.... 1 %5 Dwight's op ct" 7777773 | Clothespins, 5 gr. boxes.... | 60 Taylor's... ....... ‘'5 | Bowls, 11 ineh.............. 1 06 aoe ee a 1 2% Common Fine per bbl....... ee 5 de TTT a eee ee 2 . “ “ ‘“ earlots.. 980} i 7 si tettee eee. 2 7% Solar Rock, 56 1b. sacks..... 23! a = — = : = : Cee : Ss, 1/s an 7 60 Tt : = Baskets, market... 10... || 40 te 2 20 e bushet 1 © Ashton bu. bars |. %5 | a .., With covers 1 90 mene. 6 , _ Willow cl’ths, No.1 5 50 TT iL : ag : = ‘ S i "No. Kegs........ ee “splint “ No.1 3.50 Granulated, boxes.......... Hi Tl i. No.2 4 25 SAPOLIO. , “No.3 5 00 Kitchen, 3 doz. in box. 2 351 .. Se Hand, 93 “ “ i Sse GRAINS and FEEDSTUFFS i SAUERKRAUT. ‘ Whi WHEAT. Silver Thread, 30 gal........3 50° — aes ee ete melt a ene 96 “a eer aan ee cy Fe Ta 95 SEEDS. i J ou Miaedtad 41, | Straight, in cpa 5 00 ‘g ae | @errela........ 5 z ee ee ee 8 00 Hemp..e0.00 0 2002 eS. 6 20 Re aug | “ ae eee ka Vo TH | ieyuaa eto -- 300 SNUFF. ne e : i iy Se . 14 00 Scotch, in bladders......... 37 Ships... 15 50 Maccaboy, in jars.......... 35 Screenings ....... Ce 14 00 French Rappee, in Jars.....43 | Middlings................. 17 00 SOAP. | Mixed Feed... ....... 17% Dingman, 100 bars..........4 00} _ «ou. Don’t Anti-Washboard..... 4 75 | Small lots................. 36 an ae 3 75 | Car ee 34 meen Anne. |... 3 85 | co German family. ..|..) 2 40} Small lots eee 30 Bie Barca 1 87 Car strettre sees eres 28 SODA, RYE. Bowes 54 No. 1, per 100 Ibs .......... 2 00 Hees, Hnghen 4% | No.1 a a SPICES—W hole. No. sD 10 AMSPICG 10 HAY Cassia, China in mats....... 41No.1 : “ee Batavia in bund. mh a XN * 2 1 sh Sah 14 00 “cc Saigon in rolls...... 42 CO ee ee 13 00 Cloves, Amboyna.....-.----30 | HIDES, PELTS and FURS, Mace Batavia oo 7 Perkins & Hess pay as Nutmegs) fancy............. 7 follows: BONO. Deere 65 si ie Mie, Ss 60 his Pepper, Singapore, — . = — wus ae ’ S 14 oé a Ww ite ee © a ee ae fe 21 | Dee nrntesssece S4@ 5% sPices—Ground—-In Bulk. ie eee 5 @ avisciee a5 t a @6 4 pice ...... site e eres e cess i) Ca fskins, green... .. 3 @4 Cassia, Batavia............. 20 se Cured... | 44@ 5 i: ‘“« and Saigon.25 | Deaconskins.......... 10 G2 S Saieem........ 2... 42 14 off for No. 2 Cloves, —_ eee 35 ‘ilies . PaMeeeE 28 ty Ginger, Africam))) 000000001 | 124 | Shearlings .........._. 10 @30 “| (Qeenim 15 | Estimated wool, per b 20 @28 7 SRRAREGR 18 FU ks Mace Bitavia............... 80 Mink ey Mustard, English........... ine ‘ = “cc “ a o a ll ls ie ia ee Skunk eee 5@1 20 Wutmegs, No.2 .........0... 7 co egeese ae 1@ 2% Pepper, Singapore, black....22 rie pe ao fi = a” tS oe aa Cat, houses...) 20.0. | Ban Sm STARCH. ET 5@ 50 Mystic, 1 1b. oe... Ce 1 00@6 00 re DOr 26 6. loo... 6 Eee 50@5 00 ta Martin, dark Su 25@4 00 “ Ee D1 5 Cut Loaf.............. @ 8% | Otter Me ee 508 oo Capes 2 @ Oe 50@4 00 Powdered ............. @ (| Bese 50@30 00 Granulated, Stand.... 706@ 71 | Beaver ........ 11.121) “3e@8 00 eae a reeees : i eee ULL 5@1 00 e es... ‘ xj Ka Mek. ian. =” No. 1, White Extra C.. @ 6%¢ MISCELLANEOUS. 2 exten ©... @ Gs | fallew . ........ 4@4% . aC, S0lden........ @ 64 | Grease butter.........5 @ 8% - 40, aerk 1... @ 6 Dyrenhes .-. 2. 8... 2 @ 2% oS oo. @ 5% | Ginseng... ....... . .2 00@2 10 Drugs & Medicines. Staite Board of Pharmacy. One Year—Ottmar Eberbach, Ann Arbor. Two Years—Geo. McDonald, Kalamazoo. Three Years—Stanley E. Parkill, Owosso. Four Years—Jacob Jesson, Muskegun. Five Years—James Vernor, Detroit. President—Geo. McDonald Secretary—Jacob Jesson. Treasurer—Jas. Vernor. Next Meeting—At the lecture room of Hartman’s Hall, And there were sixty-fous per cent. of medical representatives ap- pointed for the convention of 1870, the body that ordered ‘‘that measures of ca- pacity be abandoned in the pharma- copeeia, and that the quantities in all formulas be expressed both in weights and parts by weight,’’? an order which the revising committee afterward sub- mitted that they had not time to carry out. In 1880 the constituent pharma- ceutical bodies sending delegates consti- tuted only one-fourth of all the bodies represented. It is of highest importance that medical sentiment should be so well defined and represented in the conven- tion that the medical public shall be suited in the result. ———_—___—>- << —__— The Future Role of Germicides in Phar- macy. The investigation of bacteriologists have shown that many diseases are de- pendent for their propagation and contin- uation cn germs, and modern researches claim to have determined the identity of the germs producing certain diseases. It follows from these discoveries that germicides are likely to play an import- and role in the pharmacy of the future. Indeed, they are largely used at the pres- ent day, and their utility is only limited by the fact that it has been found diffi- cult as yet to find efficient germicides which when administered internally do not affect the vitality of normal tissue as well as that of disease germs. This dif- ficulty will no doubt in time be evercome, and in this there is a promising field of work for progressive pharmacists. Dr. Austin Flint, of New York, has recently published an article on bacteria and their relation to disease, in which he expresses the very hopeful view of the possibility of curing all diseases by a mere perfect knowledge of bacteria. The Scientific American, in commenting on Dr. Flint’s views, under the title of ‘‘A Possible Revolution in Medicine,’’ says: Most people have read of the bacteria and of the discoveries concerning them made by Pasteur and Koch. The subject seems generally to be regarded as belong- ing to the doctors—an interesting phase of the progress of our time and some- thing for students to sit up late over, but not directly interesting to lay minds. This seems to be a grave error, for, ina recent paper on ‘‘A Possible Revolution,”’ Dr. Austin Flint says that by a knowl- edge of bacteria nearly all human ills of a physical nature may be cured or pre- vented. Hence there is no secular sub- ject that may fairly be looked upon as more engaging and timely. Slowly but surely there is working a revolution in the science and practice of surgery. He thinks the time will come when the cause will be known of every infectious disease; when they will be preventable, or, having broken out, will be easily curable; and, best of all, when it will be possible for the intelligent physician to afford protection against all such dis- eases as scarlet fever, measles, yellow fever, whooping cough, ete. Indeed, there need not be any epidem- ies, and even constitutional diseases will be curable if only the progress in the science of bactesiology should go on at the present rate, because, in a figure which tke doctor borrows from. the French, ‘‘The higher one ascends, the further off seems the horizon.’’ That is to say, the further we go in bacteriology, the greater appears the promise. In the last few years there has been a really remarkable advance, ‘‘an evolu- tion of knowledge,’’ the author calls it. There is ‘‘Pasteur’s work with the fer- mentations, his discovery of the microbe which breeds in the silkworm a peculiar | th i the disease, and especially the isolation of the microbe of the carbuneular disease of sheep—which sometimes attack man. These give a powerful impulse to the study of bacteriology.’’ Koch’s part in the bacteriological era would seem, from what our author says, to be somewhat similar to that of Amperc in electro- magnetism; he supplemented Pasteur’s discovery, as Ampere did Oersted’s. Bacteria, which are now known to be vegetable and not animal growths, are to be found in large numbers in the intes- tines even of the most healthy, and it is in knowing the nature and habit of these that will enable the student to prevent their inroads when the condition of the system leave it disarmed. Even now, so we are told, consumption can no longer be called incurable, fermentive indi- gestions are successfully treated by means of disinfectants. In many of the skin diseases is found an organism at work; in diphtheria the germs are at work in the mucous membrane. In both -ases the physician now addresses him- to dealing with these germs. Among the diseases in which, our author says, the presence of bacteria has already been surely traced, and their influence been distressed or destroyed, to the relief or cure of the patient, are: tuberculosis, diphtheria, typhoid fever, yellow fever, relapsing fever, the ma- larial fevers, certain catarrhs, tetanus and many contagious and skin diseases. —_—_—< +4 A Simple Test for Some Impurities of Balsam of Tolu. Balsam of tolu is one of those pro- ducts which, on account of its price and resinous nature, is very liable to adulter- ation. Such obvious adulterations as sand, earth, chalk, ete., can readily be detected, but this is not the direction in which most adulterated samples are so- phisticated, other resins being naturally selected for the purpose. Ido not claim any originality for the reaction which constitutes the test I now propose, but | have seen no communication recommend- ing its use in testing balsam tolu, which is sufficient reason for bringing it before your notice this evening. About thirty grams of the sample are digested in bisulphide of carbon for about fifteen minutes, keeping it gently warm by oc- easional immersion in hot water. The clear liquid is poured off, evaporated to dryness, and, when cold, sulphuric acid added to dissolve the resinous extract. A bright red-rose carnation is produced, which, in the case of genuine tolu, re- mains of a distinctly rose hue for some considerable time. If, however, the sample be adulterated with either storax or ordinary resin, the rose color rapidly becomes more brown intint. The best way to apply the test is by performing the operation upon a genuine sample by the side of the suspected one. In this way a distinct difference in tint can be observed if only one per cent. of the adulterant be present; with four per cent. of resin, or rather more of storax, the difference in tint can be readily dis- tinguished without the blank experi- ment. If to the sulphuric acid solution a fluid ounce of water be rapidly added, the color of the resulting liquid is much duller and paler when ordinary resin is present than with the pure balsam. —- <2 | Rapa... .......-..-.,. a@ 6) lodeform: =|... @5 15 Sulphate, com'l.....-- 14@ 2 Simapis — ee oe 9) bapedin 85@1 00 “ pure. |... -- @ ¢ “ Nigra........ 1@ 12; Eyeepodium ....._ 55@ 60 Mage 80@ 85 FLORA. SPIRITUS. Liquor Arsen et Hy- Armies (0 144@ 16 Frumenti, W...D. Co..2 0@2 50) drarziod....-.... |. @ 2i Amgnemis ....-.--.-- .- 30@ 35 Dwi @2 00} Liquor Potass Arsinitis 10@ 12 Matricaria ......----.- 30@ 35 u ee @1 50| Magnesia, Sulph (bbl duniperis Co. 0. T....1 %3@1 Bc. 2 3s nN : . kom Mannia, i 90@1 00 Barosme | 60000044. :-- 10@ 12] gaacharum N. E...... 1 75@2 ..2 55@2 80 Cassia Acutifol, Tin- | Spt. Vini Galli........ 1 %5 : naively oi... 25@ 28) Vini Oporto........... 1 e300) | Cleo 0 in 2 552 7 7 Aix. 3o@ 50) vant Alia! 1 25@2 00' Moschus Canton...... @ Salvia officinalis, 148 a Myristiea, No. 1....__. @ 7 aad Ves 10@ a SPONGES. Nux Vomica, (po 20)... @ 10 or © te ec 8@ Florida sheeps’ wool wai snr sa . — : ea ee Tis 29 GUMMIL. carriage.. .2 25@2 50 as aa aoe Acacia, = rere = = Nassau sheeps’ _ Wool 9 Picts Liq, N. C., % gal me d @, 80} Velvet extra sheeps’ els | Ge sifted sorts.. @ 65} wool conringe — en 1 10; Picis Lia., = vote = | — pe... 75@1 00| Extra yellow sheeps’ i: ; Peat @ Aloe, Barb b, (po. 60)... 50@ 60] carriage............. a ES ag say ae 2) - 2 -” Cape, (po. 20). @ 12] Grass sheeps’ wool car- P Eee Ale Tega ae = Socotri, (po. 60). Ge SO ape UO TT 65 Pie Ba — €5) - oes Catechu, 1s, (148, 14 4s, Hard for slate use. 5 Plamt gy pea we Me 7 @ 131 Yellow Reef, for slate P I a! CEL ss + a ee ae Fi ocolttna os 39 a nl ce 1 40 es - —- opii..1 10@1 20 Assafcetida, (po. say! @ 15 a ans ad =" H aos Benzoinum.. Lo 0@ | 56 ae Pera GE AUDIT KGa 6D Camphore._._..._----- a50) oo, Acexcia |. 50 eae oa hae ie aes 10 Euphorbium, po.....-- Sg) 10 | Zimerber (0) 50 ps ae Shaw. |. 45@ 50 Ce eel ee re ee eT oe ee 390, 40 Gamboge, po.-..------ 80@ 95) Ferri Iod.................... = Rubia Th ae , 2@ 14 Guaiacum, (po. 45).... @ 40) Aucanti Cortes. 0060... 50 Se ae Ta SHeIe 3 85 Ming, (pe. |25) 20. @ 2 —— go gees ae a wa ln gas 7 G1 00 | aia Cae Tes ec D2 F oo a BAUS Gori gp | Samguis Draconis..." 40 50 Opii, (po. 4 75)........3 25@3 35) Senega ..........---- +--+ --- 501 2 Apo, We ra Shelae 1... 25, a 59 Pee ee a 10 ‘ bleached...... 25 30) * Goo _ Qo ee ‘Tragacanth ....-..-..- @ % es ee a Seidlite Mixture...... @ WB HERBA—In ounce packages. a 2 Sings... .......... @ 18 eg iE 25 TINCTURES, Cm. --.- @ 30 peer ae 20 ' | __| Snuff, waeoaee. De iF Pain Ses Aconittim > Napellis R. Wee | Majorum 28 F...... ®) | Snuff, Scotch, De. Voes Mentha Piperita............ 38 Aloes... srstcsssss+ 00) Soda Boras, (po. 12)... [ST 25 a and. my een 60} Soda et Potass Tart. ee ay tee ae ACL eo ‘1) gp | Asafoetida.. 50] Soda, Bi-Carb......... co. ae a 25 | Atrope Belladonna. 60| Seda. Ash Penne Neopet est ™ | Benzoin.. -----.:.---.- OO} Soda Sulphas 3.1... MAGNESIA. : Co. ee 00] Spis Hther Co i... |. Gatemed: Fat... -- 5@ Sanguinaria.....-........... 50 Myrcia Dom..... : arbonate, Pat .. 20, Barewalls 50 Myrcia imp. ee Carbonate, K. & M. 2a, a eee i Vini Rect. bbl. Carbonate, Jennings. >. sae Capsicum ................... 50 233) ; C — ee iS Less 3 be gal., cash ten days. : . ; Co oe aaa a : Strychnia Crysta Le. @1 | pas oe a 5 0 > = ioe oa : 1 2 ae ae 24@ 314 q - i calpain ~” IBY 5 vatechu Se ee 5 se on... |... Sea Ss — pues | a ee = Cinehona .................... 50] Tamarinds ............ ‘8@ 10 Auranti ¢ vortex ae Te Beye Co.........--.-.-.. @) Terebenth Venice..... 2a a Bergamii a 50@3 00 Columba ee a0 Theobpromae _...._.... 50@ ajiputi cs ee 1 00 Conium ......-...5..-25 +++: oy Wanaka .9 00@16 = | ee gg 2S G@2 og | Cubeba.... ees) 50] Zined Salphoi 200, W@8 Cedar en See hes eS > OILS, Ghenonodm 0000/0170 @1 %5 Gentian ae eee aaa ns Bbl. Gai Cinnamonh .....--..- 95@1 00 | 7 Co Coe ae 60 Whale, winter........ 70 70 Curoneha 3 @ Sees 50) Rae Cxted 0. 90 Contum Mag .......- 35@ 6: Ce peel ea 60 [oro fo tt. 50 55 Copaiba .-: 3... 90@1 OC Zinviber ees Linseed, pure raw.... 58 61 Cubebae.. ie 250@16 00 H ats ee 50 Lindseed, boiled..... 61 64 Exechthitos........... 90@1 00 =o atid ce nanan 75 Neat’s Foot, winter oe ee 20@1 § ‘ Gales oe Secareg oo 69 Gauliheria ..........-) 2225@2 35} Perri C ae tons es 35 Spirits Turpentine.... 51% 57 ee ee ieee ee PAINTs, bbl. _Ib. oe Sem. gal....- 1 =. STOR 50} Red Venetian. ----1% 2@3 ee a 502 oO Myrrh. 5} Ochre, wetlow Mars....1% 2@4 pcan ae Le a a 90@2 oo | NUX V omen iin 50], Ber..... ee 2@3 ee a 2 DE g5| Putty, commercial....214 24@3 ee ceed —— Camphorated........... 50] __‘‘ strictly pure.....214 2%@3 _ ee wea 3 0003 95), Deodor................. 2 00| Vermilion Prime Amer- ae ee ae so@1 oo | AUranti Cortex. ....- BO, dean .................. 13@16 oe 50 | Quassia ............-.....-.., 50] Vermilion, English... = ——— cn 1 00@2 7 ay a 50 oS aa a oe a L2 7 ees Mesa ae SLO ga aang Picis Liquida, (gal. 35) oi = Cassia Acutifol............. 50; _° white ........... 6%4@T4 aie a ai ool. eS 50| Whiting, white Span... @70 ae amen Se an Oe oe Oreeemias 50| Whiting, Gilders’...... @90 —— ounce.......... ‘i @ . Canoe 60}; White, Paris American 1 00 aaa ea pene 60| Whiting, Paris Eng. ae 3 5007 001». Mee BO} Cliff... ss es 1 40 Sera ee eae : 3 0 | Veratrum Veride............ 50| Pioneer Prepared Paint 2G 4 assafras. .... oe Oy Swiss Villa Prepared ne ess, ounce. = 2 MISCELLANEOUS, a 1 00@1 20 7 Se ee aS Ether, Spts Nits... 26@ 28 VARNISHES. Thyme a ee a 2 ey i : | No. 1 Tarp aan 10a 20 “hrm”: <> on} e cote oe GES ED @1 %0 Pheopromas........... 15@ 2 ground, (po. jit 2 5@3 00 POTASSIUM. TT 3@- 4| No.1 Turp Furn...... 1 00@1 10 Bi Carb... te a 1K@ 18 Ammatte 55x, . Eutra Turk Damar....1 ot 60 | Bichromate .. a . 1G 16 Antimoni, pe... 4@ Japan Dryer, No. 1 Bromide. =... 5. 37@ 40 et Potass T. 55@ 60 Sp @ % Michigan Board of Pharmacy. Feb. 1, A meeting of the Michigan | Board of Pharmacy, for the purpose of registration, will be held at Grand Rapids, and Wednesday, March 5 and 6, 1889. MUSKEGON, DEAR Str— examining candidates for of both assistants The examination pharmacists and mence on Tuesday at 9 o’clock, at which hour all candidates will please report at the lecture room of Hartman’s Hall. Ovi oe The examination for registration as reg- nies o — istered pharmacists will oceupy two| Quinine is weak. days, that for assistants one day only. lower. Cream tartar Special railroad rate of one and one- third regular fare for the round trip has been secured for this meeting. Reduced rate certificates will be mailed by me to Have your cer- tificate properly filled up and signed by the agent at starting point, if you wish the benefit of the reduced fare all who apply for them. Yours respectfully, JACOB JESSON, Sec’y. Ne Chas. F. Nevin, Nevin & Co., facturers, Nevin’s President the Pittsburg paint manu- was in town Monday. s annual visits to this market have come to be a feature of the year. 1889, Written for Taz TRADESMAN The tramp burns down his barn, The ague all his labor stops Then forthwith goes he intotrade rT’ ~~ sday Tue day Foresworn on gaining riches, registered He busts— will com- The Drug Market. fight is still on. rapidly and will tending higher. be higher. And the mortgage takes his farm. Buys on credit—his fortune’s made— -with sheckels in his br ite hes. dé. WRistey. Se a te COMMERCIAL EVOLUTION. The grasshopper eats the farmer's ¢ rops. Morphia is steady. Chlorate potash is unchanged; the Shellaes have advanced is Ipecac is returning oF TT. HB. Should send $1 to mE. A. Stowe & Bro. A.S for one of their Improved LIQUOR & POISON RECORDS Mr. PECK BROS., CINSENG ROOT. We pay the highest price forit. Address Wholesale Dru GRAND RAP ists, Ss. & COs APOTHE CARYS BRAND. Blades CUBAN,HAND oo penenogag | DIAMOND ThA CURES Liver and Kidney Troubles Blood Diseases oe Constipatio “Los Doctores esc iia gar that will hold fire, contains one-third more pure Havana tobac- co than any ten-cent Key West or two for 25 cents imported cigar you can get. FREE SMOKING, MILD AND RICH. —— Sale by 20,000 Druggists throughout the Hazeltine & Perkins Drug Co., Female Complaints Being composed entirely of HERBS, it is the only perfectly harmless remedy on the market and is recommended by alt . who use it. Wholesale Agts.,Grand Rapids Retail Druggists will find it to aaa 4 _— — send us your orders. We handle i their interest to keep the DIA- but BEST and CHOICEST BRANDS; | a inal Sg ae at Nee a a OTE es | MOND T EA, as it fulfills all that po Ship st ONE DAY cuca cmos | isclaimed, making it one of the Fill orders for ALL KINDS of | very best selling articles handled. G LAS 58, | Place your order with our Wholesale VIZ: “aa House. Diamond Medicine Go., PROPRIETORS, DETROIT, MICH, Imported and American Polished PLATE, Rough and _ Ribbed French Window, Amerle can Window, English 26 02. Enamelled, Cut and Em Rolled Cathedral, Venetian, St cited Frosted Bohemian, German p= Glass Plates, French Mirror Plates. The quality, variety and quantity of our stock is exceeded by no housein the United States. WM. REID 73 &75 Larned Street West, DETROIT, MICH, 61 Waterloo Street,| Hazeltine & Perkins Drug Co,, u WHOLESALE AGENTS, POLISHINA Grand Rapids Store, MICH, WHITE LEAD [TRADE MARK REGISTERED. | & COLOR WORKS The Best Furniture Finish in the Mar- | | ket. Specially adapted for Pianos, | DETROIT, Organs and Hard Woods. | MANUFACTURERS OF . POLISHIN = pgs — gar incy and LATEST will ac & Tuster which for| POLI Sul durability cannot be excelled. ARTISTIC is clean and easy to use, as full directions accompany each SHADES QF SHINA POLI POIEINA weld ar ine meterme satee ct | Twenty-five cents. POLIS SHIN is the best Furniture Finish in | the market. Try it, and make FOR your old furniture look fresh and new. | ¢ i POLISHINA is for — 7 all Druggists, Fur- | Interior niture Dealers, Grocery and Hardware Stores. ' aut | 3 AND (= Beware of imitations. ‘| TRADE SUPPLIED BY THE EXTERIOR d DECORATION sf. J. WURZBURG, Wholesale Agent, GRAND RAPIDS. Haxeltine & Perkins Drug Co., GRAND RAPIDS, MICH. HAZELTINE & PERKINS DRUG CO. Importers and Jobbers of _ -DRUGS~ Chemicals and Druggists’ Sundries. Dealers in PatentgMedicines, Paints, Oils, Varnishes. We are Sole Proprietors of WEATHERLY’S MICHIGAN CATARKH REMEDY. We have in stock and offer a full line of Whiskies, Brandies, Gins, Wines, Rumse. Weare Sole Agents in Michigan for W. D. & Co., _ Henderson County, Hand Made Sour Mash Whisky and Druggists’ Favorite | Rye Whisky. We sell Liquors for Medicinal Purposes only. We give our Personal Attention to Mail Orders and Guar- antee Satisfaction. All orders are Shipped and Invoiced the same day we re- ceive them. Send in a trial order. Hazelting & Perkins Drvg 60, GRAND RAPIDS, MICH. é The Michigan Tradesman HE DRINKS NO MORE. Written for THE TRADESMAN. “Ever been in a lumber camp?” asked Jim Purdy the other day, after helping himself to a liberal chew of finecut. ‘Well, hardly ever. I have been in one or two; but don’t know anything about them from personal experience. I don’t understand the inner workings of them.”’ “Well”? said Jim, “I wisht I'd never got acquainted with ’em. Uve worked into nigh onto a hundred different ones in my time, and taking the thing right through, it ain’t no fun. See that scar back o’ my ear? Well, that’s where a dog pine limb struck me five years ago. A fallin’ tree struck another old dead un and knocked it off. It lacerated my skull pretty bad. The boys carried me to the camp for dead: but I’m tough and come out all right. See that front tooth?’’ “NO.”” ‘“‘Well, I mean d’ye see where it uster be? Well, that’s where Dutch Bill hit me. He knocked me pretty near two rod before I ever touched ground. But Bill paid for it though. He was laid up nigh three weeks after I got through with him, and he haint never be’n so good a man sence. ‘Whisky? Well, I’ve drinked more whisky ’n ’d float Hannah & Lay’s brick block down to Traverse. I’ve seen the time when water didn’t taste nateral. ve got a pretty constitootion, pard, er I’d’a’ be’n dead long ago. But ve swore off on whisky now, and don’t touch it under circumstances. agin the grain, too, sometimes; but I ean’t help that. How’d I come to do it ? Well, Pll tell ye how it was. It ain’t every duffer that comes along that I'd fell it to, but I don’t mind, you, pard, only I don’t want you to tell every one you come acrost. “Four year ago we hada pretty snug winter, if I remember anything about it, and, though wages wasn’t ter’ble high, they was fair. I was working in Bill High’s camp on the Manistique, and we had a pretty good gang there too. We had good luck that winter. The’ wasn’t no losttime. I went into camp early in October and went to swampin’ roads and building camp and chorin’ around and worked right along ’till the fifteenth of April. When I settled up with the com- pany I had a hundred and forty dollars some. good no Goes comin’ to me an’ they paid it all down in brand new bank notes. “That was about noon of a Thursday. of good in feelin’ to LT hadn’t drunk no licker to speak all winter, and think I had so much dust. I thought ld zo down to the the first thing I done and leave all but twenty dollars, and then have a little fun with the boys. As Iwas going down street I come up to Alec McCloud and Bill Peters and two or three more of the lads, and of course I had to goin and take something. “So I treated, and two or three more treated and I started to go out when Alee said: ‘*‘Hold on, Jim, let’s have a game of Tunk.’ “T wanted to go and get my business done but I begun to feel kinder good, so after a minit I said I didn’t care. ‘We played for the hard drinks of course and it wasn’t long before I got so that I didn’t want that money deposited in no bank in St. Ignace. I was bank I don’t remem- ber very much, more that took place only that I got red roarin’ full and put a head on the bartender for lettin’ somebody pay for the drinks instead o° chargin’ it up to me. ‘Next mornin’ I woke up in bed. I didn’t know how I got there an’ I didn’t eare. My hair pulled and my head was big enough for five men. My mouth an’ throat was all dried up an’ the first thing { thought of was getting a drink. down to the and I went barroom called for a whisky straight. “When I eouldn’t find after a dime |] couldn't find the buckskin sack I carry my bills in either. went down one. I i went through every pocket I had and then I went up stairs and hunted my room all over. But the’ wa’n’t nothin’ there that I wanted. There was the remains of what dinner I'd e’t the day before, that ’d thrown up, an’ that was all. A hundred and forty dollars out! “Well, 1 way around town till I got sobered up a bit, an’ then I went back and worked onthe river. I thought the thingcall over and when I got it all figgered down fine I ses to my- self, I ses, “““Jim Purdy, you’re a d—d fool.’ **T swore off drinkin’ an’ playin’ cards, an’ I’ve stuck to it four years an’ I cal- kulate [’'m good to hang on’s long ’s I live. D’ve saved up nigh five hundred dollars since then, an’ ’m goin’ to buy a farm week or piled. ‘“You’re a young man yit an’ if you'll beat my over in Balsam if township this next my calkulations haint take a fool’s advice an’ let whisky alone. ye’ll never regret it.’’ CG. Oo: D: >. <- The First Maxim of the Railroader. Written for THE TRADESMAN. In THE TRADESMAN of last week I noticed an article headed ‘‘The Railroad . Liar,’’ in which the writer, after sum- ming upthe numerous liars in the em- ploy and under the instructions of the railroad companies, telling their various manners and commending their profi- ciency in the art, asks: Now what good did all this deceit and misrepresentation do the railroad com- pany? It didn’t make a pound of steam; it didn’t clear away a snow-drift; it didn’t deceive the public, who have come to disbelieve almost anything a station employee tells them about delayed trains. It would be some comfort to a man wait- ing for atrain to know about how long he has to wait. If itis going to be ten hours, he will go home and start next day. And when a train is ten hours late surely somebody in the employ of the company must know something about it. It is true the employees are pestered and bothered by the endless questioning of the waiting, impatient, restless crowd, but if they can’t stand questioning they should leave the railroad and go to work in a powder-mill, where people will not erowd around them and ask questions. There is need of a great reform here, and the people who wait for trains will rise up and call that railway company blessed that gives its employees opportunity and permission to tell the truth about delayed trains. The writer of this became pos- sessed of the spirit of ambition to bea railroad magnate, and entered the office once at the station of S——, then managed by the now prominent railway official, Mr. M——. to learn the rudiments of the bus- iness, as all suecessful men must do in any calling. Sometime during the first day of service a heated discussion oc- curred between the agent and the train dispatcher relative to the time a certain train left that place, and through it all my friend with not asmile on his face and a firm hand on the key, positively declared that he was right and that some other operator had made amistake. At last he triumphed and the other fellow— poor innocent—was compelled to take a cussing. Then, turning to me, Mr. M remarked: ‘‘My boy, in the railroad bus- mess, when you tell a lie, stick to w.”’ This was the first lesson, and, coming from a man whose rapid promotions since that time have placed him in the envia- ble position he now holds, I have always treasured it. Perhaps here is an explanation of why the premiere liar did not change his story from one hour, even if the train was ten hours late. All business calling have their maxims. The first maxim of the “When youu lic, Sick co th." railroader > - NOYAL. iS. THE —->> oS OFFICIAL PLAN Now Before the Business Men. Of Insurance The foliowing is the official draft of the insur- ance plan now before the business men of this state: To the........ Business Men's Association: The plans for a Michigan Business Men’s Fire Insurance Company, as directed by a resolution passed at the Cheboygan convention, are now ready tobe put into operation. The plan pro- posed has been set forth in THe Muicuican TRADESMAN andin the monthly sheets issued in October, and sent to all secretaries for distribu- tion to the members. We hope this has been done, but up to date we have heard from only a few associations on this question. It has been intimated that the plan was not fully understood and that this circular should give in detail the plan proposed. he first conclusion reached by your Insur- ance Committee was that a Mutual Fire Insur- ance Company for business men on the assess- ment plan was not practical and somewhat be- neath our dignity—that our organization, if we have one, should rank with anything in the field in question of security. To do this, and to or- ganize under the present law, we must be pos- sessed of $100,000 paid-up capital. We ask that this be secured by the local associations as far as possible. That the stock bein shares of $25, and that for each $25 stock subscribed a certifi- cate of stock shall be issued participating in the _ at10 per cent. Organized under the same aw asthe Detroit Fire and Marine. Michigan Fire and Marine and Grand Rapids Fire, we pos- sess equal security and a financial standing equal to the best fire insurance companies. This small investment on your part, which Will earm you 26 least 10 per ¢ént. im terest, should bring us at the hands of ey- ery association its proportionate share of the capital stock, with applications for insurance that would warrant the company a profitable business the first year, and our participating pol- icies should reduce the fire loss to a minimum. As proposed, we can write policies of from $500 to $10,000, according to the class of building, kind of stock, fire protection and the moral and material hazard. We write stores merchandise, dwellings and furniture, barring the special haz- ards—shingle and saw mills, planing mills, flour- ing mills, lumber and other manufacturing es- tablishments on which the stock companies now lose money and charge the merchants enough to make good their losses. To enable the company to do a safe business and secure equitable profits the insurance is to be written at the current rates of other responsible stock companies which prof- its are returned, not entirely to the stock hold- ers, but to both stock holders and policy holders, first declaring the dividend on the stock, then declaring dividends pro rata alike on the amount of premiums received, As an illustration, supposing our premium re- ceipts per year are $50,000, that $25,000 pays our losses and expenses and dividend on Capital stock, leaving $25,000 net earnings, to be distrib- uted to the policy holders, amounting to 50 per cent. of the premiums received. Other mutual companies do_ better than _ this, and why should we not expect to do well? For these dividends, except those on the capital stock, it is proposed to issue interest-bear- ing scrip, redeemable at the option of the Com- pany for cash. All business is to be done from one office and confined to the State of Michigan. By this, we expect to save 40 per cent. that the other stock companies pay for conducting their business in the way of printing and advertising, commission and brokerage and local and general agency ex- pense. The prominent features of this Company shall be frequent inspections of its risks by a competent inspector, the encouragement of all means for reducing the danger from fire, the co- operation of the Company and an insurance committee chosen by each local association, to the end that a lessening of fire losses may in- crease the profits of the Company, which, under this plan, means an increase in the amount of dividends to each policy holder. Summing up the claims this company possesses for your con- sideration, we have: i 1. An organization for business men, the mer- chant, wherein you insure yourselves and pay only what it costs. i 2. It assists to educate the people and lessen the destruction by fire. 3. Its affairs are conducted upon an economi- cal basis. 4, Its officers and Board of Directors consist of business men familiar with their needs. 5. The benefits of the Company are mutual, while the policy holders are exempt from any assessments. 6. None but good moral and material risks are accepted, 7. The Insurance Commissioner’s report for 1887 shows 33,312,000 paid out for premiums for fire insurance alone in this State, while only #1,- 892,000 are returned in payment for losses. By this plan $1,500,000, now sent out of the State, can be kept in the State and returned to the policy holders. Will we do it? as Now that this plan is detailed, the In- surance Committee hope to hear from you and, if possible, find out how well this plan meets your wants for an insurance com- any, to what extent you will patronize it and coe far you will co-operate with us to complete the organization and make the company a suc- cess. Articles of incorporation are already pre- pared and, providing the organization is imme- diately taken up, we will be able to secure the services of practical insurance men and members of our association for its officers. You can readi- ly understand that it is imperative for the Insur ance Committee to hear from you that they may convey to the Executive Board, at their meeting to be held January 16, 1889, the facts in the case. If we find the majority of the associations ap- prove this plan and will give us their organized support, your association will be canvassed, at which time subscriptions to stock will be solicit- ed, payable when the $100,000 is secured and your application for insurance taken and risk in- spected. It is expected this year will see some insurance measure that will bring us practical and bene- ficial results as the result of the combined ef- fort of our associations. To do this, we must de- mand the co-operation of the officers and insur- ance committee of each association. If this plan does not satisfy you, and you can amend or offer a substitute, let us hearfromyou. The questions, ‘“‘Willit pay?” ‘‘Is it safe?” ‘Is the management correct?” are questions you must settle in this ease as you do for any or all business invest- ments. Your Executite Board and Insurance Com- mittee cannot guarantee this and_ they have considered your interest, and offer you this plan in preference to others because it seem- ed safest a most practical. We will do what we can to carry out what we have recommended or what you may desire, and await your answer to this circular, which will be final to us, in au- thorizing the expenditure of more time or money in this direction. Address GEO. B. CALDWELL, Chairman, Greenville. OREN STONE, Flint, W.S. Powers, Nashville, Insurance Committee. —- —_>—_o—.— A Misapprehension. ‘George,’ said Mrs: Simms, “did [ hear you say just now to Walter that you had bought a horse ?’’ “Yes, darling: I bought a horse to-day for—’’ “No matter what you bought it for, you had no right to indulge in such ex- travagance. You know we cannot afford to keep a herse upon your salary, and it was not just to your family to purchase one anyhow without consulting me,*for you know thateI am constantly going without things that I actually need in order to make both ends meet, and—’’ ‘But, darling,” said Mr. Simms, "you don’t understand that it—’’ ‘“T gave up the idea of getting a seal- skin sacque for the sake of economy. Harry wants a new overceat this very minute, and Jennie is hardly fit to go to ehurech in that old bonnet; and yet, while we are denying ourselves, you, ut- terly indifferent to the feelings of your family, go out and waste money reck- lessly purchasing fast horses.”’ “It is not so very fast, dearest, because it— ‘‘Wast or slow, it will conSume your means too rapidly. You know you can’t keep the horse at a livery stable for less than S5a week, and I should like to know where the money is going to come from unless we discharge our servant girl, so that all the work will come upon me. I should think you would enjoy riding out behind a fast horse very little when you know your poor wife is at home toiling like a galley-slave among the pots, ket- tles and pans !’’ ‘Tf you will permit me to explain, Emma, you will see that you are— ‘“Hxplain! explain! I wish you could explain how our bills are going to be met while that horse is eating his head off in a livery stable, and the coal in the cellar is still unpaid for and the gas bill comes in on Thursday, and the sitting- room carpet is nearly in rags. You need never ask me to ride out with you! Never! I will not give my countenance to such folly by having anything to do with that miserable beast. I will wilk if it kills me—yes, if it kills me! And sometimes I half believe you wish it would kill me!’ ‘“Jast listen to me for a moment, Emma, and I will remove—”’ ‘It seems too hard that our love should be interfered with by a horse! I never thought when I married you that a vile horse would win your affections from me and that I should have to suffer the bitter shame of having my husband pre- fera miserable creature on four legs to me. But that is whatit is coming to, and I don’t see that there is anything for me todo but to pack up my things and go back with a broken heart to poor moth- er’s, Where—”’ ‘*“Emma !? “What 27? “Stop for a moment!’ “Wiel 7 “Do you know what kind of a horse it was that I bought ?’’ “No, but 1 know—’’ “Wait! wait!’ ‘Well, what kind of a horse was it ?’’ ‘‘Emnta! it was a clothes-horse !”’ i 0 The Many-Sided Drummer. You have seen him, seen him often, On the steamboat, stage and train, With his jaunty air and gripsack, Full of business, fun and Cain, Seen him often in the smoker, Playing euchre or old sledge, Smoking ‘till the air around him You could split it with a wedge. Is his customer a deacon? Mark the drummer’s serious phiz, As he glibly talks of churches, And gets in a stroke of biz. Is his customer a lady? Mark his gallantry, his smiles, Very hard a lady’s heart is, That can stand a drummer’s wiles. Is his customer a ‘‘statesman ?”’ Either party, take your choice, Of “our party,’’ talks the drummer, In a confidential voice. Thus he swings around the circle, Learning lessons ever new From the book of human nature, And his errors are but few. Yes, a nuisance he may be, Sometimes, but. in spite of that, He’s more oft a right good fellow, Ready for a joke or chat. Then here’s to the jolly drummer, Full of business, wind and sand, Wonder if in heaven we’ll meet him With his gripsack in his hand? The Montreal Carnival. The Chicago & Grand Trunk, Detroit, Grand Haven & Milwaukee and Toledo, Saginaw & Muskegon Railways will sell cheap excursion tickets from all of their stations in Michigan to Montreal and _ re- turn February 2 to 8 inclusive, good for return passage until February 13 inclus- ive. The rate from Grand Rapids will be $20.90 for the round trip. Expediency is man’s wisdom; doing right is God’s. MICHIGAN CIGAR CO., Big Rapids, Mich. MANUFACTURERS OF THE JUSTLY CELEBRATED “AT. CoC.” YY oa) oi The Most Popular Cigar. The Best Selling Cigar on the Market. SEND FOR TRIAL ORDER. RINDGE, BE RTSCH & Co., Manufacturers and Wholesale Dealers in BOOTS and SHOES AGENTS FOR THE Boston Rubber Shoe Co., 12,14 &16 Pearl Street, Grand Rapids, Mich. W. STEELE Packing: and Provision Co. GRAND RAPIDS, MICH. WHOLESALE DEALERS IN Fresh and Salt Beef, Fresh and Salt Pork, Pork Loins, Dry Salt Pork, Hams, Shoulders, Bacon, Boneless Ham, Sausage of all Kinds, Dried Beef for Slicing. LARD Strictly Pure and Warranted, in tierces, barrels, half-bbls., 50 1b. cans, 201b. cans, 3, 5 and 101b. pails Pickled Pigs’ Feet, Tripe, Etc. Our prices for first-class goods are very low and all goods are warranted first-class in every in- stance. When in Grand Rapids, give usa call and look over our establishment. Write us for prices. J. H. THOMPSON & CO., IMPORTERS AND JOBBERS TEAS, COFFEES SPICES SPECIALTIES: Honey Bee Coffee Our Bunkum Coffee Princess Bkg. Powder Early Riser Bkg. Pdr. KK MILLS BEE Mills Gd. Spices BEE Mills Extracts. BEE Mills Bird Seed. SPICH GRINDERS and manufacturers of BEE Mills Starch. BAKING POWDERS, BEE Chop Japan Tea. 59 Jefferson Ave., DETROIT, MICH. . SWIFT'S Choice Chicago Dressed Beet -AND MUTTON-=-- Can be found at all times in full supply and at popular prices at the branch houses in all the larg- ger cities and is retailes by all first-class butchers. The trade ofall marke'men and meat dealers is solicited. Our Wholesale Brasch House, L. F. Swift & Co., located at,Grand Rapid-, always has on hand a full supply of our Beef, Muttonand Provisions,and the public may rest assured that in purchasing our meats from dealers they will alwaysreceive the best. Swirt and Company, Union Stock Yards, CHICAGO. W. C. DENTSON, GENERAL DEALER IN Stationary and Portable Kngines and Boilers, 2 7. Vertical, Horizontal, Hoisting and Marine Engines. Steam Pumps, Blowers and Ex haust Fans. SAW MILLS, any Size or Capacity Wanted. Estimates Given on Complete Outfits. 88,90 and 92 SOUTH DIVISION ST., - GRAND RAPIDS, MICH MOSELEY BROS. ——_WHOLESALE—— Fruits, Seeds, Oysters: Produce. All kinds of Field Seeds a Specialty. If you are in market to buy or sell Clover Seed, Beans or Potatoes, will be pleased to hear from you. 26, 28, 30 and 32 Ottawa St., - - = GRAND RAPIDS. W™M.SEARS & CO. Cracker Manufacturers, AGENTS FOR AMBOY CHEESE. 37,39 and 41 Kent St., Grand Rapids. Arctic Manufacturing Go Arctic Baking Powder, Arctic Bluings, Arctic Inks and Mucilage, RED STAR BAKING POWDER, English Standard Extracts When making Orders, Mention the Above Well Known Brands. SEE QUOTATIONS. O. FE. BROWN MILLING CO. 2ueYyOIO STOTT Our Baker's. Vienna Straight Grand Rapids, Mich. Brown’s Patent Brown’s Standard Every Barrel and Sack guaranteed. Correspondence Solicited. CURTISS & Co. Successors to CURTISS & DUNTON. Our Leading Brands, WHOLESALE Paper Warehouse, Houseman Building, Cor. Pearl & Ottawa Sts., GRAND RAPIDS, MICHIGAN. _M. GLARK & SUN, If our Travelers do not see you reg- ularly, send for our WE ARK HEADQUARTERS — —FOR Teas yrups Molasses Samples and Prices before purchasing elsewhere. Wewill surprise you. Mail Orders al- ways receive prompt attention and lowest possible prices. WV holesale Grocers