The Michigan Tradesman. * VOL. 6. GRAND RAPIDS, WEDNESDAY, AUGUST 28, 1889. NO. 310. G. H. Behnke, Wholesale and Retail Dealer in COAL, W OOD, Flour, Feed, Grain, Hay, Straw, te. 30 East Bridge St., Corner Kent, WEST SIDE YARD: Winter St., one block south of Shawmut Ave., GRAND RAPIDS, MICH. To the Book and Stationery Trade: We are now State Agents for Messrs. Harper Brothers’ School Books and can furnish them at the publishers’ prices. Eaton, Lyon & Co, 20 & 22 Monroe St., GRAND RAPIDS, - MICH. Brummeler JOBBER OF Tinware, Glassware and Notions. Rags, Rubbers and Metals bought at Market rices. 76 SPRING ST., GRAND RAPIDS, WE CAN UNDERSELL ANY ONE ON TINWARE. HIRTH & KRAUSE, DEALERS IN Shoe | FRENCH TOILET, | | SAFETY BARREL, | | GILT EDGE, | RAVEN GLOSS, | | BIXBY’S ROYAL, | | Wm. | SPANISH GLOSS, | BROWN’S FRENCH. Dressings Polish Blacking, rFOR SEEDS, APPLES, PEACHES Write to GC. AINSWORTH, Jobber, GRAND RAPIDS. BIXBY’S ‘3 B,” JACQUOT’S FRENCH, BARTLETT'S (8 ” GENUINE 7 M. %6 South Division St., Daniel G. Garnsey, EXPERT ACCOUNTANT Adjuster of Fire Losses. Twenty Years Experience. References furnished if desired. 24 Fountain St., Grand Rapids, Mich. 186 EAST FULTON ST. The Leading bavadry IN GRAND RAPIDS. Any one wishing agency in towns outside will please write for terms. OTs BROS., Props. DO YOU WANT A SHOWCASE? Fie TT = = = : = a) SPECIAL OFFER-—This style of oval case; best uality; all glass, heavy double thick; panel or sliding doors; full length mirrors and spring hinges; solid cherry or walnut frame, with or without metal corners, extra heavy base; silvetta trimmings; 6 feet long, 28 inches wide, 15 inches,high. Price, 811, net cash. ‘ I make the same style of case as ve, 17 inches h, from walnut, cherry, oak or as’ ‘or $2 per foot, xing and cartage free. DB. D. COOK: Business Practice id De p a rt men t Se ucates pupils to transact and record business as itis done by our best business houses. It pays to goto the best. Shorthand and Typewriting also thoroughly taught. Send for circular. Ad- dress A. S. PARISH, successor to C. G. Swens berg. BARNETT BROS. --Frvit Commission 159 South Water Street, CHICAGO. SOLICIT CONSIGNMENTS OF Pitt) VES. Write for information on the markets, etc. illers, Attention We are making a Middlings Purifier and Flour Dresser that will save you their cost at least three times each year. They are guaranteed to do more work in less space (with less power and less waste) than. any other machines of their class. Send for descriptive cata- logue with testimonials. Martin’s Middlings Purifier Co., GRAND RAPIDS, MICH. EDMUND B. DIKEMAN THE GREAT Watch Maker = Jeweler, hh CANAL SY., Grand Rapids, - Mish. BUY Muscatine ROLLED OATS Will not turn bitter in hot weather. Best the year around. Groskopf Bros., MANUFACTURERS OF Pranks aud Traveling Bags Wholesale and Retail. Sample Cases and Traveling Goods a Specialty. REPAIRING NEATLY DONE. 106 Kent St., - Grand Rapids, Mich. Telephone we do6j0rand Rapids, Mish, ALLEN DURFEE. A. D. LEAVENWORTH. Allen Durfee & Co., FUNERAL DIRECTORS, 103 Ottawa St., Grand Rapids. W m.R. Keeler, JOBBER OF Confectionery bigars, 412 So. Division St., GRAND RAPIDS. Penny Goods a Specialty. ] have a complete line and will call on all trade within reasonable distance of = NY coMPA Show Case MAKERS. Prices Lower than Kuer QUALITY THE BEST. Write for Prices. 63—65 CANAL ST. W arren’s “Kinin of Lite Cigar Will be ready Sept. 1. Price, $55 delivered. Send orders at once to GEO. T. WARREN & C0., Flint, Wish. That contains any in- l 5 ferior tobacco, ‘*ill- fiavoring”’ or other in- jurious ingredients. QUALITY Wholesale and Retail COUNTS. HEADQUARTERS ir “BEN HUR’ 92 Woodward Ave. CIGARS have proved so popular over all (Formerly Shriver, Weatherly & Co.) other 10c Cigars in the market that the de- mand overwhelm- ing. SOLD BY ALL DEALERS. Ask for Geo. Moebs and Ce’s ‘* BEN AUR”? if you want the best. is CONTRACTORS FOR Galuanized Iron Cornice, Plumbing & Heating Work, Dealers in Pumps, Pipes, Etc. Mantels and Grates. Weatherly & Pulte, GRAND RAPIDS, - - MICH. A GRAND SUCCESS. Fourth Annual Convention of the Mich- igan Business Men’s Association. [CONTINUED FROM LAST WEEK. ] increase of the capital by this payment of interest each month—combining it— is much more rapid than many men would figure. I have figured it out many times for people who wished to know about the payment of their pre- mium. They think thata premium of 10 or 12 per cent. must make the interest much higher than they would have to pay if they went elsewhere to borrow the money. It isa mistake. Take, for in- stance, ten shares upon which you would pay $5 a month. First, we figure upon a basis that it would take ten years for the stock to mature—placing it high, as the experience of most organizations is that stock matures in from six and one- half to eight years. We pay a less amount a month than many companies do. Paying 50 cents a month for ten years would be $60 per year, or $600. If a person pays $600 upon stock and wants to borrow to the amount of his stock, which he can do, and he bids 10 per cent. premium, it would amount to $100. He pays 7 per cent. interest upon stock on which he pays $70 a year—$700 in ten years, making that stock $600, inter- est $700. and premium $100, which would be $1.400. Where he borrows $1,000, he gets but $900, so that he has paid $1,400 the use of $900 for ten years. Will any money-loaner loan $900 for ten years for $500 interest? I say no. It makes the interest only a trifle more than 51g per cent. I claim that that is less than any person can go out and borrow the same amount of money for. It gives people more courage. If a man lives in a house that he thinks is his own, he is happy. At the same time he may have for a mortgage upon it for nearly its full value. The loan is limited, however, to three-fourths of its value, as a loan can only be made for thr@-fourths the ap- praised value. It is more than most men would loan on the same property; but the payments of dues and interest on the loan, being paid monthly, they are re- ducing the indebtedness upon the prop- erty and the security is increasing every month. Thereare many of our members who pay in for a fewmonths, then wish to withdraw. There is aclause in the law providing that if any member has paid in any length of time and wishes to withdraw, he can do so by giving notice thirty days beforehand. He then re- ceives, if he has been in six months, the amount he has paid in and 6 per cent. upon it. Soaperson can lose nothing by becoming a member of our assecia- tion. In several cases members have taken stock, but after a time circum- stances have compelled them to with- draw. A few days ago we had a case, a teamster, who had paid in $30 on his stock. Circumstances were such that it was necessary for him to draw out. He gave notice that he would like to with- draw. Isaid tohim: ‘‘Thereare plenty of members who will take your stock—l will take it myself.”’*#His withdrawal value was about $40. He said: ‘‘I don’t know how under heavens I could have got $40 together in any other way.’”’ He had paid $2.50 a month, which almost any man can easily do. A delegate — How many citizens of Lowell have homes they have been paying for in this way who would not have had them, if it had not been for this associa- tion? Mr. Blain—I do not know of a single member who would have had a home if it had not been for our Association. Mr. Redding—Just a word. I live in Findlay, Ohio, a town of about 50,000, not as large as Muskegon. We have one foreign association (the Minneapolis affair) and five local associations. The secretary of one of the local associations told me not six weeks ago that they re- ceived monthly about $60,000, and that over 2,000 workingmen were getting homes that they never could have ob- tained in any other way. There are hundreds of others in Findlay who are receiving homes and paying for them at the rate of 25 and 50 cents and a dollar a week who could never have gotten them without this aid. We know they are a benefit to us and I believe they will bea benefit anywhere. Mr. Blain—In connection with Mr. Stowe’s widow, I intended to say that this lady was paying 36 a month rent for the house in which she lived. To-day she is paying $3.54 amonth and owns her own house. Cc. H. May—I would like to inquire if there is any publication giving the de- tails of this system? Answer—The Legislature enacted a law under which all organizations of the kind exist in this State. Mr. Ha&stings—We have one in Tray- erse City. It has been in operation five years. We have loaned money there at a discount as high as 24 per cent., and still they are well satisfied that they are borrowing at a less rate than they would to go toa bank ora private individual. Itis a grand, good thing in every respect. The main point of the whole thing hinges upon the secretary. You cannot elect any man to be secretary. You must have one particularly adapted to that work. 1 happened to be one of a committee that examined our secretary’s books at the last report. I was surprised at the amount of work that man has been doing at a nominal sum. I have ten shares myself. The secretary not only looks after the dues and interest, but after the mortgages, the insurance policies, the taxes, and all the details—sees that they are kept up. We find that itis a great success. Mr. Stowe—One point in connection with withdrawals: At the last meeting of one of Grand Rapids associations, there were eight withdrawals. One lady wished to leave town. The other seven were members of the first series. The seven withdrew to buy lots with the withdrawal money and immediately sub- scribed for stock in the fourth series on which they propose to borrow money to build houses on those lots. A delegate—There is something mys- terious about the fact that the money loan- er can get 30 per cent. and the borrower pay something like 7 per cent. Mr. Blain—I will state that much of the profits of this association arises from that one fact of which Mr. Stowe speaks. Our first year we made a showing of 31 7-10 per cent. net gain to the association. During that year there were several with- drawals. I bought one member’s stock, ten shares, just before the year expired, on which he had paid $60. I gave him for it. The day I bought it was worth $75. Mr. Stowe—Beat way! (Laughter.) Mr. Blain—That was all he asked for it. If that stock had been withdrawn, the accumulations would have gone to the association. It is by these with- drawals that much of the accumulations accrue. : Mr. Stowe—The theory of the associa- tion is that eventually every member must become a borrower. A man can only borrow to the extent of his capital stock. A delegate—I would like to state to the members thatif any of them will give me their names I will send thema pamphlet on this subject if they desire. Mr. Stowe—A recent issue of Scribner’ s Magazine contains along article on the subject. The writer strongly condemns the so-called national associations of Minneapolis. Mr. Blain—In the city of Philadelphia 144,000 homes have been bought through this influence. In the city of Chicago the employes of Marshall Field & Co. are largely members of these associations, some of them cash boys, receiving two or three dollars a week. In one associa- tion in Chicago but a short time ago there was a $40,000 series paid out and $30,000 of it went into the hands of the employes of that one firm. Mr. Sprague—We have not had one in our town; but, still, it is like the life insurance business — when an agent tackles to me it ‘‘fuddles’? me all up. I am so now. It seems as though the ben- efit to be derived was enjoyed by the laboring man whois bound to save so much a week and payitin. That, per- haps, is the point. In other words, you make a sort of public savings bank and induce him to save money to buy a home. It is nonsense to say that a certain por- tion are borrowers. If they borrow, somebody must lose. Whatever the lend- er makes, the borrower must lose, and whatever the borrower makes, the lender must lose. I don’t see how you can put the money in a bag and shake it up and make more of it. All the benefit must come by inducing the people to save money. Why won’t any savings institu- tion answer the same purpose? The borrower and the lender cannot get rich out of the same pile. It ‘‘fuddles’’? me Just as life insurance does. (Laughter.) If he would tell me how long it would take the widow to pay for her house; fol- low the widow right through until she has the house and lot all paid for and it is hers; tell how many dollars she paid —then these gentlemen who are ‘‘fud- dled’? just as Il am can understand it. Mr. Blain—I think Ican throw some light upon it. I go to a druggist and want a bottle of medicine. He hasn’t it. The nearest place I can get it is New York. It costs $1 in New York and 25 cents to get it here. I send and get it. Now, then, you come here and start a drug store and there are ten or twelve of us who want a bottle of medicine. You $65 a poor man in that ean buy a dozen bottles for $9 and bring it home, costing 25 cents more. You sell it to Tom, Dick and Harry for a dol- lar a bottle and make 30 per cent. profit on it. We buy it foradollar. We have saved 25 cents on each bottle. Is thata business transaction? Isay, yes. There is where the building and loan associa- tion comes in, between the consumer and manufacturer. There is this consolation, so far as the widow is concerned: Where she was paying $6 a month rent for her house, she is paying into the association $3.54 a month and lives in a better house than ever before. Iwill guarantee she will pay for it in eight years. S. P. Hicks—I think I can enlighten Mr. Sprague in this way: To use a peculiar illustration, the borrower and the lender in this case are both interested in the same pile. I borrow $1,000, but must have $1,000 stock. If I pay 12 per cent. premium, I get the benefit on the stock Lhold. The next month there is $500 or $1,000 more to be sold. Some- body pays 15 per cent. for it. Iam in- terested and am benefited. We both get rich out of the same pile. This woman spoken of by Mr. Blain lives in a home better than ever before and is steadily paying the mortgage on it; and just as sure as the sun rises and the sun sets, it will be paid for. She is paying both principal and interest. It is hard to dis- pute the logic of facts. A delegate—This premium of 10 per cent. is paid’ on the whole thing for ten years. They do not pay 10 per cent. premium per year, but for the whole time. They are all putting in and are all getting the benefit. If you were going to draw it out, you would gain off the others, but most of them gain for themselves. They are giving a premium on their own stock. A Delegate—I own twenty-one shares in the Traverse City association. I made up my mind I would try to get some stock, and sueceeded. Last fall I con- cluded to make some use of it and bor- rowed $2,100 on it, at 19 per cent. pre- mium. Iam still paying $21 a month. { found it was just the same as paying 7 per cent. for the money elsewhere; but the association had the benefit of the $399 premium, so, instead of paying $10.50, 1 pay $21 for it. I secure the association with a mortgage. Iam ben- efited, because it is distributed aiuong us all. In three years every share will be worth $100. Mr. Stowe—I move that the Committee on Resolutions be requested to report a resolution advising business men to en- courage the organization and main- tenance of building and loan associa- tions where the towns are large enough. Adopted. Hon. E. N. Bates, of Motine, then read a paper on the subject, ““Why Not Be- come a Nation of Cheese Eaters 2’? which will be found on the grocery page of this issue. The meeting then adjourned. THURSDAY—MORNING SESSION. On re-assembling, Thursday morning, M. C. Kelley read a paper on ‘‘Mutual Insurance,’’ as follows: The question of mutual insurance is one of the live questions of the day, of immediate and pressing interest to us all. For over a year it has received the attention of the business men’s associa- tions of Michigan. I do not propose to present an exhaustive review of the sub- ject. My time for preparation has been too short, as is yours for listening; but I desire to briefly exhibit a few facts which will exemplify its importance, and to point out, it may be, the proper course to be pursued to accomplish what we all desire for this State, viz., the establish- ment of asafe, solid, permanent insur- ance company, which will furnish our business men reliable insurance at its actual cost. First, let: us glanee at the insurance system now in existence, to which each one of us is now paying tribute, known this or any other plan we should keep constantly in view the object sought to be attained. What is the object of in- surance? —__— See His New Line. Merchants who visit Detroit during September should not forget that Chas. E. Watson will have S. A. Maxwell & Co.’s full line of fall and winter goods on exhibition at the Plankinton House, including all the novelties incident to the Christmas and holiday trade. There is no questioning the fact that Charley’s line is larger and finer than ever before and those who fail to look over his line will have occasion to regret it. FOR SALE, WANTED, ETC. Advertisements will be inserted under this head for two cents a word the first insertion and one centa word for each subsequent insertion. No advertise- ment taken for less than 25cents. Advance payment. ANTED—1,000 MORE MERCHANTS TO ADOPT OUR Improved Coupon Pass Book System. Send for samples. E. A. Stowe & Bro., Grand Rapids. 214 OR SALE—GOOD RESIDENCE LOT ON ONE OF the most pleasant streets ‘‘on the hill.” Will ex- change for stock in any good institution. Address 286, care Michigan Tradesman. 286 MORTGAGE SALE! Having taken possession of the Hutty & Dick- inson drug, book and stationery steck, at Grand Haven, by virtue of a chattel mortgage, I hereby offer same at public sale on Sept. 10, or I will entertain a reasonable offer for the stock and fixtures in the meantime. The stock is clean and well-selected, and will inventory about $6,000. Rent of store reasonable and loca- tion best in the Be HOs. Friant, Mortgagee, Grand Rapids, Mich. New York Goffee Rooms. A bill of fare of over fifty different well pre- pared dishes to select from, at only 5 cents each. Ladies as wellas gentlemen have found that the New York Coffee Rooms is the place to eat. Try our eatables once and you will always there- after be a steady customer. F. M. BEACH, Prop. 61 Pearl Street. WM. M CLARK, Manufacturer of Gustom Made Shirts. Fit and Quality Guaranteed. Our cutting is done by Chas. R. Remington, who was for nine years cutter for Gardiner & Baxter, who will cordially welcome his many friends in the trade. % Pearl St., WHOLESALE Grand Rapids, Mich. Carpets, Oil Cloths, Rugs, China Mattings Draperies, and Parlor Screens Smith & Sanford, Ottawa and Pearl Sts., BUSINESS UNIVERSITY West Michigan “asp 'Normat scHoot. (Originally Lean’s Business College—Est’blished 8 y’rs.) A thoroughly casigee’. rmanently estab- lished and pleasantly located College. The class rooms have been especially designed in accord- ance with the latest approved plans. The faculty is composed of the most competent and practical teachers. Students graduating from this Insti- tution MUST be efficient and PRACTICAL. The best of references furnished upon application. Our Normal Department is in charge of experi- enced teachers of established reputation. Satis- factory boarding places secured for all who apply tous. Do not go elsewhere without first personally interviewing or writing us for full particulars. Investigate and decide for your selves. Students may enter at any time. Address West Michigan Business University and Normal School, 19, 21, 23, 25 and 27 South Division St., Grand Rapids, Mich. A. E, YEREX, Jd. U. LEAN, Principal. Sec’y and Treas. FOR SALE! The Drenthe Cheese Factory. Well equipped for handling the milk of 400 cows. Termseasy. Address F J. LAMB & CO. Grand Rapids, - Mich. Ledyard Block. Fehsenfeld & Grammel, (Successors to Steele & Gardner.) Manufacturers of BROOMS! Whisks, Toy Brooms, Broom Corn, Broom Handles, and all Kinds of Broom Materials. 10 and 12 Plainfield Ave., Grand Rapids. BUSINEsS CHANCES. OR SALE—$1.500 DRUG STOCK AND FIXTURES, located in a thriving village of the most luxuriant farming district in Michigan; best of reasons for sell- ing; this will bear inspection. Address, O. B. Farrand, Williams & Co., Detroit, Mich. 484 OR SALE—WELL SELECTED DRUG STOCK IN Southwest Michigan’s prettiest city of 5,000 inhab- itants; invoice with fixtures, $2,000 to $2,500; reason for selling, manufacturing interests requiring more attention. Address, 8. & M., care Tradesman. 483 OR SALE—DRUG AND GENERAL STOCK IN A good farming community. No other drug store within nine miles, For particulars, address Drugs, care Michigan Tradesman. 476 XA ONEY IN THIS—SHINGLE MILL AND FULLY- a equipped woods outfit, all running now, for sale at a bargain; owner going West. Write at once. C.L. Gray & Co., Evart, Mich. 477 OR RENT—A GOOD DRY GOODS STORE IN GOOD business town; good opening for the right person. Address Box 85, Dryden, Mich. 478 OR SALE—OR WILL TRADE OR EXCHANGE FOR property in some city of not less than 2,060 pepula- tion in Middle or Southern Michigan. Stock of drugs and general merchandise and store buildings, well located for business, and isnow doing a trade of $1,500 permonth. Cash value of buildings, $2,500; stock, $5,000; can reduce stock to $2,500 in 60 days. Build- ings all in good repair; stock in good shape; satisfac tory reasons given. Address No. 479, care of Michigan Tradesman. 419 OR SALE—COMPLETE STOCK OF WELL-SELECTED eneral merchandise, including fixtures, aggre- gating about $2,500, situated at good trading point in the Upper Peninsula; will sell stock on easy terms and rent or sell building containing same. Apply to Lemon & Peters, Grand Rapids. 475 OR SALE—TERMS TO SUIT- HALF INTEREST IN one of the liveliest stores in the State; if you pay rent, orare poorly located, write me. Address No. 473, care Tradesman. 73 OR SALE—HAVING OTHER IMPORTANT INTER- ests, we offer for sale our stock of drugs, groceries, crockery, goes wall paper, paints, oils, ete.; one of the best stogks in best county seat in Michigan; will invoice about $7,000; will trade out $1,000. Address Bartram & Millington, Paw Paw. 468 SITUATIONS WANTED. ANTED—TO EXCHANGE—A LOT ON WHITE’S plat, South Division street, for lumber, mason work, plumbing or painting. No. 38 Ottawa St. 482 MISCELLANEOUS. ANTED—SEND A POSTAL TO THE SUTLIFF COU- pon Pass Book Co., Albany, N. Y., for samples of the new Excelsior Pass Book, the most complete and finest on the market. and just what every mer- chant should have progressive merchants all over the country are now using them. 437 Our Fall Stock Is now Complete and Ready for Inspection. FA. Woraburg & Go, (Successors to F. W. Wurzburg’s Sons & Co.) Exclusive Jobbers of DRY GOODS, HOSIERY, NOTIONS, UNDERWEAR, 19 & 21 SOUTH DIVISION ST., GRAND RAPIDS, - MICH. LION COFFEE Are in use all over the land. varnished and put together in the Merchants, YOU WANT THIS CABINET Thousands of Them It does away with the unsightly barrels so often seen on the floor of the average grocer. Beautifully grained and best possible manner. Inside each cabinet will be found one complete set of castors with screws. Kvery Wide-Awake Merchant It is fast supplanting the scores only in one pound packages. 120 one-pound packages. For sale Should Certainly Sell ON, THE KING OF COFFERS, © An Article of Absolute Merit. of inferior roasted coffees. Packed Put up in 100-lb cases, also in cabinets of by the wholesale trade everywhere. Shipping depots in all first-class cities in the United States. Woolson Spice Co., ” TOLEDO, OHIO. L. WINTERNITZ, Resident Agent, Grand Rapids. C. M. Henderson & Co. Product of Our Factory at Fon du Lac, Wis. and style. You can buy a better $3 Men’s Calf Shoe and other grades made by C. M. HENDERSON & CO. near your own door than other manufacturers can offer, and this is true of our Ladies’ Fine Dongola and Goat $2.50 . hoe and our $3 Henderson French Kid, and other grades made at our Dixon Factory, where our celebrated *‘ Red School House”’’ Shoes are produced. We have special advantages for manufacturing them and make them all on the theory of merit “The proof of the pudding is in chewing the string,’ and if you will test them we shall highly appreciate it and are sure it will prove to your advantage. made at our third factory are also acknowledged to be unequaled. ~G. M. HENDERSON & GO., Chicago. Factories: Fond du Lac, Wis. Dixon, Ill. Chicago, fll. Willard H. James, Salesman for the Lower Peninsula, P. O. address, |Morton House, Grand Rapids, Mich. We furnish electrotypes of our Specialties to Customers. Uy Mail Orders Receive Prompt Attention. F. J. DETTENTHALER, JOBBER OF SIBl's AND Oa Sh. See Quotations in Another Column. For Sale! New and Second Hand Machinery, Includ- ing: One 24-inch Planer and Matcher, Three Mortisers, One Tenoner, Three Band Saws, Three Sand-papering Machines, Two Jointers, Door Clamp, Pulley Mortiser, Two 24-inch Poney Planers, Two Railway Cut-off Saws, One Swing Cut-off Saw. Three Re-sawing Machines, Universal Saw Tables and full line of small machinery and supplies. Will name low prices. F. B. WIGGINS & CO., EAST SAGINAW, e . MICH. S. G. Ketcham, Lime, Hair, Cement, Brick, Stucco, Sewer Pipe, Tile, Fire Brick and Fire Clay. 14 West Bridge St., Grand Rapids, Mich. ESTABLISHED 1870. CHAS. SCHMIDY & BROS., Manufacturers and Dealers in Foreign and American Granite and Marble Mon ments a Statuary Having erected a New Granite Factory with the Latest Improved Machinery, we can Guarantee all Work First Class and Fill Orders Promptly. WORKSHOP AND POLISHING MILLS: Cor. West Fulton and Straight Streets. OFFICE AND SALESROOM: 93 Canal Street. GRAND RAPIDS, MICH. Our heavier grades of goods ASSOGIATION DEPARTMENT. Michigan Business Men’s Association. President—C. L. —— Muskegon. First Vice-President—C. T. Bridgman, Flint. Second Vice-President—M. C. Sherwood, Allegan. Secretary—E. A. Stowe, Grand Rapids. = wy Merona = hee k Wells, Lansing; ecutive Board—President; an . ak Hamilton, Traverse City; N. B. Blain, Lowell Chas. T. Bridgman, Flint; O. F. Conklin, Grand reta. Gaeinoe on een F. Conklin, Grand Rap- ids; Oren Stone, Flint; Wm. Woodard, Owosso. Committee on Legislation—Frank Wells, Lansing; H. H. Pope, Allegan; C. H. May, Cli» < Committee on Trade Interests—Frank ‘Hamilton, Trav erse City: Geo. R. Hoyt, Saginaw; L. W. Sprague, Greenville. mimittee on Transportation—C. T. Bridgman, Flint; Bes Cc. cer wond: Allegan; A. O. Wheeler, Manistee. Committee on Building and Loan Associations—N. B. Blain, Lowell; F. L. Fuller, Cedar Springs; P. J. Con- ll, Muskege®. . The Old, Old Story. From the Mancelona Herald. The stock and fixtures of J. L. Fuller’s meat market were sold at sheriff’s sale last Friday, to satisfy a mortgage of $1,690.66, held by the Steele Packing & Provision Co., of Grand Rapids. The net returns from the sale were only about $140. Poor judgment and a heavy credit business was the direct cause of Mr. Fuller’s insolvency. He looked upon mankind as being generally honest, and, having a kind and liberal disposition, he trusted patrons, as he now realizes—to his sorrow. Mr. Fuller is a hard worker, has never been extravagant, and is cer- tainly deserving of a better fate. L. M. Barnhart and Horace Hoffman will, we learn, conuinue the business at the old stand, and, if they will but profit from Mr. Fuller’s s experience and sell for cash only, they cannot well help being suc- cessful. ie ge ie He Talked Too Much. “Yes, ma’am,’’ said the butcher, ‘‘there’s as nice and tender a roast of lamb as you'll find in the market. I wouldn’t sell it toanybody but an old customer like you. It was my eldest daughter’s little pet lamb. It broke her heart to let it go. You see, she had played with it ever since she was a little girl. I—I—mean to say—Oh, you prefer some veal cutlets. Shall I send ’em up, ma’am ?’’ A GRAND SUCCESS. [CONTINUED FROM FIRST PAGE. | take the whole period for twenty-five years previous to 1886 inclusive: Amount of insurance in force $2,174,427,429; as- sessments levied, $3,505,197.49; losses paid, $2,972,554.49, or $1.37 for each $1,000 of insurance in force; cost of col- lecting and disbursing 241¢ cents per $1,000 of insurance. If these statistics made to the Commissioner of Insurance of the State of Michigan prove anything, they prove that the cost of collecting and disbursing insurance losses through the average of stock companies doing busi- ness in the State of Michigan is about seventy-five times more than through a mutual insurance company. The won- der is that the business men of Michigan will continue todo business with, and pay the high rates of stock companies, when by a simple turn of the wrist they could enjoy the advantages of mutual companies. What are the difficulties in the way of the formation of mutual insurance com- panies in Michigan? state in this matter. in the Union with which 1am acquaint- ed where the laws are soabsurdly framed, and mutual insurance companies so hampered as in the State of Mich- igan. I have been informed by one of the secretaries of one of the mutual insurance companies which has done business in Grand Rapids for a number of years, that, at every session of the Legislature for the last ten years, ; there has been a strong lobby in the interest of the stock companies in con-| stant attendance, opposing the passage | of every law in the interest of or favor- | ing mutual companies, and favoring the | passage of every law which was designed to hamper and harass the mutual com- panies, compelling them from time to time to change the form of their policies, and, in some cases, to re-organize their companies, until, finally, life became a burden and from sheer disgust some of the companies quit the business. of this and other states that all corpora- tions and business monopolies which are making money maintain a lobby to in- fluence and control legislation. For this reason bills to control powerful corpora- tions and monopolies cannot be passed. For this reason bills to regulate tele- phones, telegraphs or other monepolies have never been passed, while laws to prevent the success of mutual insurance companies have been passed. What has been done by law to destroy mutual companies? First, mutual in- surance companies are confined in their business to three adjoining counties. Why is this? It is well known that the stability and safety of an insurance com- pany is promoted by having its risks widely scattered—so far apart that no single fire can destroy so much property or inflict so many losses as to impair the capital of the company. It would seem that this law was designedly passed to prevent the mutual companies from adopting a rule of action necessary secure the stability and safety of company. What has been the Why, you know that some of the most successful companies in the State, fora: Tuscola: season, in Sanilac, Huron and counties, were swept out of existence by the fires that devastated all that portion ; of the State several years ago. Nearly every risk in the three counties was con-! sumed. Could this have been so if the companies had been allowed to do busi- ness all over the State? In that case, the sufferers by the fires would have received | contributions from their mutual insurers all over the State, the would not have been appealed to for charitable contributions to relieve their misery, and in due season the recipients of their insurance would have rebuilt their properties and been ready to ren- | der like assistance but their losses were total and the com-} simply because | panies were annihilated, they were compelled by an unwise law to confine their insurance within too nar- row limits. And yet, this sion exists in the laws to-day in the terest of stock companies who find the! whole world too narrow for the field of , their operations. Second, not satisfied with confining mutual insurance to a limited locality, | the laws now existing confine the busi- ness of any mutual company to certain specified classes within those localities. Instead of consolidating and forming one strong company, thereby lessening ex- penses and including all classes of prop- erty, as stoek companies do, there must | be a multitude of mutual companies | formed to do the business—one for farm | property, one for village and city prop- erty, one for merchants, one for manu- facturers, one for millers, and so on, each individual class of property requir- | ing a separate organization, books, separate agents, managers, offi- cers and offices, thus diffusing the efforts of mutual insurers for the purpose, it would seem, of aiding the stock com- panies te ‘‘divide and conquer’’ the mu- tual companies—to render the mutual companies se small and weak that their power and influence will! be insiguificant and entirely unable to compete with the old, established, plutocrat stock com- panies. Third, perhaps the most outrageous and discriminating provision that exists is the law making policy holders in mu- tual companies liable for all losses that may occur, without regard to the amount of their premium notes, a provision not known or applied to any other kind of corporation in existence, and not known or applied in any other state than Michi- gan, sofar as 1 know, excepting, perhaps, California. If such a provision was applied to the stock companies or to their shareholders, how long would they continue to do bus- iness? underlie the formation of all eorprations. The prime object of all corporoations is to protect their members from individual liability. If corporations did not enjoy this advantage, not one in a thousand now in existence would continue to exist. | The railways and all associations of cap- ital throughout this country would soon disorganize and disband if the owners of the capital—the shareholders—were in- dividually liable for all the companies’ | debts, and the business of the country would be paralyzed. To be sure, the Supreme Court of eur’ I regret to say that , the laws of Michigan are in a deplorable | There is no state! It has | become a settled fact in the legislation ; to} the | result? | outside world: to the next sufferer; : same provi- | in- ! separate ; Such a provision is a violation | of the fundamental principles which | State has devised a way in which the | policy holders may by contract between | themselves, protect themselves from the | enforcement of this liability; but this is! simply a method of evading the law and sometimes entails a suit in chancery and | an injunction to prevent the enforce- ment of a liability imposed by the law as it now stands. In short, the law imposes a liability and a burden against which it should protect the policy holders, and it compels the policy holders to stipulate and agree among themselves for their own protection, thereby abrogating and |! nullifying the very law under which| they are incorporated and substituting for it a mere agreement among them- selves. Of what use is sucha law? Of course, men may associate and agree by contract among themselves to mutually insure themselves. Of what use, then, is a law which only hampers and embar- rasses them in their efforts? Why tol- erate upon the statute books a lot of use- less lumber which stands in the way of the accomplishment of the declared ob- ject of the law and which is only a delu- sion and a snare to the unwary? Generally speaking, then, we may say that the laws of the State, so far as the | incorporation of mutual insurance com- ‘panies is authorized, are a bungling mass of absurdities, and it will require herculean efforts to amend them so they may conform to common sense and jus- tice. Every B. M. A. in this State should | commence how to investigate and agitate | this subject and continue to do so until the next meeting of the Legislature; and | when that occurs, they should be pre- pared to demand the enactment of a law | which should give mutual companies a fair chance in their competition with the ; stock companies. Despite the foregoing obstacles to success, there are now sixty mutual companies in the State struggling ‘to overcome the foolish limitations of ‘law, and their assistance can be depend- ed upon to favor the enactment of a fair ‘and equitable mutual insurance law; and | if the business men of the State will arouse themselves and push the matter, there will be no doubt of their success. | What we want is afair and just law! ‘under which purely mutual] insurance companies may become incorporated and free from provisions designed to obstruct and render their impossibility, successful working an | such a law as was passed | in 1883, but was declared unconstitution- | al beeause of duplicity in the title. It seems to be generally the case that all! good laws passed by the Legislature of | | Michigan for the interests of the people; are declared void for some technical de-j| fect, either in the body orin the title. | Whether these defects are inserted de-} signedly by the opposers of the law, or | through the inadvertence and negligence of their supporters, we can only sur- mise: in either case the people are de-| | feated in their purpose. Speaking for the Muskegon Business | Men’s Association, we want simply aj mutual insurance company. The pre-| mium notes of the insured, secured by a | lien on the property insured, are a suffi- cient capital stock and guaranty for the payment of all losses, without heaping | up in some bank vault $100,000 of cash | or stocks or bonds as capital stock, on which large dividends must by paid. It better than a stock company, because in the case of a stock company we have only $100,000 as guaranty, while in the |} case of a mutual company, if we have | $10,000,000 of risks, as the Citizens’ of Grand Rapids has, on a basis of 2 per cent. premium, we have $200,000 of pre- 'mium notes as stock capital, secured by lien on the whole $10,000,000 worth of |property insured. In the case cf stock companies, the dividends paid must be taken from the cash premiums or notes given by the insured, which should be | devoted to the payment of losses. With the security of mutual companies so superior to that of stock companies, how {long will the timidity of business men | is | force them to pay the high rates of stock ! companies, when, as I said before, by a| |simple turn of the wrist, the writing! their names to a premium note, they could get their insurance for one-fifth of | costs them? Is the | force of habit so great that we must bow | our heads under the yoke of capital in ‘all our enterprises, when it is not neces- sary. | There is no doubt that a stock capital ' increases the cost of running a company | prodigiously. There is no doubt that it ' deprives the policy holders of any share in its management. This is vested in its | stockholders, on the plea that the man} ; who has invested his capital for stock as! ‘a guaranty is the most largely interested | in its management and should control | everything about it; and instead of car: | | rying out the mutual principle to furnish | indemnity against loss at the least cost | ‘to the insured, it becomes the sole object ! |of the stockholders to make it cost as| ' |; the money it now ‘much as possible to the policy holder, in | order that he may receive larger divi- | 'dends en his stock. Thus the interests | of the stockholder and the policy holder | are naturally antagonistic, just as much ! as freedom and slavery, or good and eyil. Experience demonstrates that the stock | company is managed for the interest of the stockholder, while the mutual com- pany is managed for the interest of the | policy holder—and that is why the Mus- kegon business man wants the mutual ‘company. If more stability or a greater certainty is desired for the payment of extraordinary losses, he might consent to the gradual accumulation of a reserve fund by setting apart a small percentage | /of all cash premiums or assessments for that purpose, but this would not be needed if the foolish law confining the operation of a mutual company to three eounties is repealed. A company with risks wide spread over’. the ‘whole State could hardly meet with such a catastrophe as would impair its ability to meet every loss incurred from its reserved premium notes. And so we might meet all the objec- | tions urged against mutual insurance! companies and show them to be the fair- est, the strongest, the cheapest and the best under all circumstances, if rightly managed, for the business man to patron- ,ize and establish. A stock company must of necessity, as said before, be run for the interests of the stockholders, ' while a mutual company is run for the | interest of the policy holders, and it is because we desire insurance for ourselves that we favor the truly mutual plan. To oy end we believe that the efforts of {CONTINUED ON FIFTH PAGE. | Dry Goods. Prices Current. UNBLEACHED coTTons. |Americanindigo.... 6% Atlante (Ao o oo. oo. U4| American shirtings. 5 Atlanta Ao Ay cis: 6%! Arnold © - 6% Archery Bunting... 444} ‘ long cloth B. 10% ANOLE So eS 4 8% Beaver Dam AA... 5 Century cloth ¢ 7 Berwier Lis 2225.22. oe < POL seal: .:.: 10% Blackstone O, 32.... 5 “. Turkey red. ~~ Chapman... 5.05: 3% | Berlin solids........ Cobasset Ao... cs 74 [Ol Ba. on ee 7 “ " ere . 6% Ciiften€ Ce... -. 3. 64 Cocheco fancy: .... 6 } Conqueror XX...... 434 madders. . cS Dwight Star.......-. 74|Eddystone = eieeter As. 2... 6%4|Hamilton fancy. 8 Full Yard Wide..... 6% vig staple Great Falls E....... a: Manchester ancy. 6 Honest Width....... 6% new era. 6% Hartford Aico. 2. 544|Merrimack D a 6% integrity 3X... 4% - shirtings... 5% wage Hes 6 rd furn . 8% Be Os aaa § (Pacific fancy.. co GO oo eee ee Bly TOES... . 2... 6% LewrenceL L.....:. 54 Portsmouth robes... 6 Magiimes.....-. <2." 542|Simpson mourning.. 6% New MarketB...... 5 Ss Greys... -..: 6% Nene TE... ee: 5% o Solid black. 6% Newton 25... .: .. 64%|Washington indigo. 614 Our Level Best..... 6%| ‘‘ Turkey robes.. 7% Riverside XX....... 4%; ‘“ India robes.... 1% Ses Isiand R....-.. 6% plain T’ky X % 8 Sharon ....:.. 2: 6% - | ee Top of the Heap.. 4 “ Ottoman Tur- Williamsville, ..... ROY Fed. 6.023505 3. Comet, 40in.. : 8 Mar Washington @Carisio © .-..... 74| To rea %.-._. 7% New Market L, 40in. 7%4|Mar ashington BLEACHED COTTONS. Tureey red........ 9% Blackstone A A..... 7%|Riverpoint rebes.... 5 Beat Al: 444|Windsor fancy...... 6% Cleveland 3.0.5.2. 7 es gold ticket CABO 22s ts. %14| indigo blue......- 10 Je a 6% TICKINGS. Dwight ‘Anchor eu 9 |Amoskeag AC A....13 «shorts. 8xi Hamilton N......._- - Hawards-:.....:. 6 |Peaxt River... .-- 123 Meare... 7 DEMINS. Harwell. 2 320.022. S |Amoskeac........ 13% Fruit of the Loom.. 8%|Amoskeag, 9 0z..... 15 Pisce valle 22.0: TG ANGOVET.. +. 11% iret PRIze 1.2: i SEO OLCER) oc es 12% Fruit of the Loom %. 8 |Lawrence XX....... 138% Pairmonnt.:( s: 44% GINGHAMS. Lonsdale Cambric. 10% Glenarven..-: ...:.. 6% Leusdate..-- 2. 84 Lancashire... -..- 6% Middlesex... ....-- 5144|Normandie.. a. 8 ING Waeine. 0. le 714|Renfrew Dress...... 8 1 @ak View... .:.. 6 |Potlidu Nerd......_- 10 Cur) Ova oo. ao 54) CARPET WARP. ume Gs 434 \Peerless, White...... 18% Viny Pepe ue 8 : colored... .21 HALF BLEACH’D COTTONS| GRAIN BAGS. Cote ... .......... WGI SbOr ok 6. 19% Rarwen 3 6s. Big! Aymerican........-_- 16% Dwight Anchor..... 9 |Valley City. oi. 26 CORSET JEANS. \Georgia oe ee 151% Biddetord.:..::..... oe Pacific Lt ea ee -13% Brunswick. -.-. .... A 8 5. oe | Naumkeag satteen.. SPOOL COTTON. MROCK Ore. (20-50. 614 lc lark’s Mile End....47 PRINTS. Cons 3 SEF. .: 47 American fancy jHolveke (0000000 22% Mecosta—A. A. Pangborn’s mill, Boom Lake, burned on the 20th. The loss falls ‘heavily upon Mr. Pangborn, who hdd just moved his mill here and started run- ning. HARDWARE. Prices Current. These prices are for cash buyers, who pay promptly and buy in full packages. AUGURS AND BITS. dis. dives’, Old style oe 60 SC a. 60 CORA i ee 40 Jennings’, genuine eee no ce 25 i gennines tigation 6 50&10 AXES. Hirst Quality, S. Bo Bronze.................. 8 7 00 . D. B: Bronze. ....._.. - 21.60 = BS. Steel Be DE Steer 13 00 BALANCES, dis. SEEN BARROWS. dis. ere € 14 00 Garden: 2 net 30 00 BELLS. dis. Hand. 2.0. 1 eee ee. 60&10&10 Com oe coe. Ul See eee 30815 CO ee 25 HOOr SAISENG ooo 6010 BOLTS. dis. UO ce — Carriage new list. 8. Oe 40610 SIGION SHOC. ee 70 Wrought Barrel Ba 60 ‘Cast barrel Hols: 40 Cast Barrell. brass Wnobs -... 26) 8. 40 } Cast Square Spee... ow ee 60 Cast Cray ee 40 ; Wrought Barrel, brass knob................ 60 Wrought Square Se 60 Wrouchbt Sank Pinsh 0501s co 60 Wrought Bronze and Plated Knob Flush.. .60&10 | VCH DOOR oe 60&10 BRACES. dis. REDO a 40 TECHS ee 50&10 | SPOOR es ae 50 i A Be net BUCKETS. WiCKL Pla € 3 50 Well SWIVet 4 00 BUTTS, CAST. dis. Cast Loose Pin, feured:...-.. t.. sl. TO& Cast Loose Pin, Berlin bronzed............. TO0& : Cast Loose Joint, genuine bronzed.......... 60& | Wrought Narrow, bright 5ast joint... ...... 60£10 | Wrought Loose Pe ens «= OREO | Wronent Loose Pin: acorn tip... 2... .. 1: 60805 Wrought Loose Pin, JRpRDNOG - 82): 60&05 Wrought —_ Pin, japanned, silvertipped .60&05 Mroucht Pate 60&10 | Wrougat fuside Blind... 2-2. 60&10 Wrotghs Grass 2 ee 7 lind: CATER 70&10 ind, Parker ae. .5...::.._._- a. 2. SRO | Bid Shepera@s ql LOCKS. Ordinary Tackle, list Apral 47, ‘Sp... 5... 40 CARPET SWEEPERS. Bissell No. Bienen nee eee eee eee per doz. $17 00 Bissell No. 7, new drop pan ........ 19 60 Bissell, Grane : 36 00 Grand Hagide 276221 _ 24 00 MASI ee 15 00 CRADLES. A ee dis. 50&02 CROW BARS. Cant Steet i per b 4% fron, steel Pointe: (2.0 2 os... 3% a z CAPS. ee ee rm Bick’s ©. Fo: 25.0. a © Po fe Musket co ec ee re 60 CARTRIDGES, Rim Fire, U. M. C. & Winchester new list.. 50 Rim Fire. United States.../............. dis. 50 Gerntial Pare. os on oe dis. p23) CHISELS. dis. Becket Srmeer eee 70&10 SGERGUMPAMIINS ooo. oe ok cs 70&10 SOGRCtCGINGE oe ee 70&10 EE 70&10 Butchers’ Tanged Firmer..... we 40 Barton’s Socket Firmers...... 20 te es aa Ae oe net COMBS. dis. Gurry. Lawrence's (<2: 2.225} ct 40&10 Biatenwies oo ee a 25 CHALK. White Crayons, per gross.......... 12@12% dis. 10 cocks. : Brees’ Reerine pe . Sipps ee NEE, Coos oe 60 BAC he or ee oe ee: 40&10 OR eee le op oes Oy 68 COPPER. Planished, 14 oz cut to size...... per pound 28 1 ne, S450, P4000 as: acd 26 Cold Rolled, 14x56 and 14x000 0 yl. 24 Cold Rolled, eee ee 24 ORION ooo ois a oe 25 DRILLE. dis. Morses Dit Stocks. oo oe 40 Paper and straight Shank. .................. 40 Morse’s Tapershank ... ois 6.0.8. el wice 40 DRIPPING PANS. Smiall sizes, ser pound... 2. oc 7 Large sizes, per pound...................... 6% ELBOWS. Commi yidce, 6 iii oo es a doz.net 75 Co. Er os ruck dis. 20&10&10 Adjustable.......... Risto ce Stet sees Gis, 44&10 ~lEEL SCRAPERS. No. 1 holds 7 feet of earth. No. 2 “ec 5 “cc “ No.3 “ Ss ¢ “ Foster, Stevens & Co., WHOLESALE HARDWARE. 10 and 12 Monroe St. 33, 35, 37, 39 and 41 Louis St, GRAND RAPIDS, MICH. EXPANSIVE BITS. dis. Clark's, small, $16; larce @26................ 80 ives, 1, $15; 2. Oot, 3 foo 25 FILEs—New List. dis. American File Association List............. 60410 Co ee i ee 60416 INGw Amoriedm oe 60&10 INICHOISOM 6). 60&10 RICMIOP Sc ee 50 etier's Horse Hasiee 8. 50 GALVANIZED IRON. Nos. 16 to 20; 22 and 24: 25 and 26: 27 28 List 12 13 14 15 18 Discount, 60 GAUGES. dis. Stanley Rule and Level Co.’s. 50 HAMMERS Waydele & Ces... dis. 25 Kips 2... ee ee = Vorkes & Piambs. 0 dis. 40£10 Mason s Sold Cast Steel =... 30¢ list 60 Blacksmith’s Solid Cast Steel, Hand... .30c 40&10 HINGES. Gate €Clarka, 12S. dis.60410 See per doz, net, 2 50 Serew Hook and Strap, to 12 in. 4% 14 and PORCH 38% Screw Hook and Eye, % ee net 10 ES ca es net 8% ee - ee net 74 ' : ' a. net 7% Strap cil Ee dis. 70 HANGERS. dis. Barn Door Kidder Mfg. Co., Wood track... .50&10 Champion, anti triction. 4... 3. 66410 imidder, wood track 060. 40 HOLLOW WARE Oe 60&05 CN ee 60&05 RC 60405 Gray cummelied =)... ee 50 HOUSE FURNISHING GOODS. Stamped Fin Ware. new list T0&1 - eapanned fin Ware...) Granite Iron Ware ............._. new list Scio HOES. Coe ee Ae $11, dis. 60 Gites oe $11.50, dis. 60 Give. $12, dis. 60 HORSE NAILS. Ag Soe dis. 25£10@25&10&10 ie ee dis. 5&10&214442%4 Northwestern... 2-2... dis. 10&10&5 KNoBs—New List. dis. Door, mineral, jap. trimmings .............. ao Door, porcelain, jap. trimamings............ 55 Door, porcelain, plated trimmings.......... 55 Boer, porceluim, trimmings...._.....-.._... 55 Drawer and Shutter, porcelain............. 70 Picture, 0. bE. dudd & Cos... ... 40&10 PIGPANCIGG 45 LOCKS—DOOR. dis. Russell & Irwin Mfg. Co.’s new list ... 55 Mallory, Wheeler & Coe... -.. 2... 55 EO EOEQ SE 55 NIGH WER 55 LEVELS. dis. Seaniey Ruie and Level Co’s..-...........- 70 MATTOCKS. AGZe ENG $16.00, dis. 60 Hunt Bye. ee $15.00, dis. 60 Hunt’s. es . $18.50, dis. 20410. MAULS. dis. Sperry & Co.'s, Post, handled .........._.. 50 MILLS. dis. Coffee, Parkers CO7S .o0 0 40 P. S. & W. Mfg. Co.’ s Malleables.. 40 Landers, Ferry & Clark Bese Be 40 Enterprise eee cee 25 MOLASSES GATES. dis. Seebbos Pattern ee 60&10 Sieben s Gengine i oo 60&10 Enterprise, self-measuring.................- 25 NAILS Advance above 12d nails. FENCE AND BRADS. BO 25 ee a 10 8d and $d 25 Oe A ee w@ Ae ane OF ee 60 2 Ce ee es ne ee 1 00 re) eS a Oe eve sce cian 1 30 FINE BLUED Cs eee 1 0 OE 1 530 PS en SUL ne ae an a 2 00 CASTING AND BOX. Pedite SOG@ 50 ee 60 COO ee @ C066 90 Se tt 1 10| ee 1 50 | COMMON BARREL. — Wen Ss ee 22 CLINCH. 1% and 1% 8... ig i ip 1 0 eh 85 ae CG % Each half keg 10 cents extra. OILERS. dis. Zine or thy Chases Patent... ...-...-. 60&i0 Zine, with brass bottom... .. 50 Brass = Oper. es 50 OGEOE per gross, = net Olmstead’ See &10 LANES. i Obie Todt Cos fancy... i: 1... “* Melee BORON Sandusky too! Co.'s, famey.... said Hench frst aquetty 0 Stanley Rule and Level Co.’s, wood... .... anes PANS, WEG, CMe eo dis. @ Common, aes eo dis. 70 RIVETS. dis. Iman dane Vipne@ (ss. 50 Oopper Rivets and Bure. ....... 2-0... 50 PATENT FLANISHED IRON ‘4’? Wood’s patent planished, Nos. 24 to W 10 2 “B” Wood’s Bh at. planished, Nos. 25 to 27... 9 20 Broken packs %c — pound extra. PES. Sisal, % inch and Saiaet Beye oes ae 12 Manil a ee es cs ccs 14 SQUARES. dis. Secel ang Tran. os ee a 75 try Ame Beveled ae 60 PSs ee a 20 SHEET IRON. m. Smooth. Com. 8 oe ee a ee $4 20 00 NOG I500 17 oo 42 3 00 ‘ 3 10 2 = 460 3 5 No sheets No. 18 and lighter, over 30 inches wide not less than 2-10 extra SAND PAPER, Hist S€@s: 10 86 dis. 40 SASH CORD. Silver Lake, White AU list 50 Drab A.. ll 55 WA ‘ 50 rae el . . 55 Whee Ce 3 Discount, 10. a SASH WEIGHTS, Dee ves per ton 825 SAUSAGE SUUFFERS OR FILLERS, Miles’ ‘Challenge’ -per doz. $20, dis. 50@5 POEEV le. per ‘doz. No. 1, $15; No. 0, #21; dis. 50@50&5 each, $30, dis 30 Enterp rise “Mfg. Ce dis. 0&10@30 Be dis. 40&10 SAWS sg. Disston’ 8 Cireular.. . eo 5&5 TORS Ce ee 45@45&5 Hand . . 252545 *Extras sometimes giv en ‘by ‘jobbers, ie thine Ciewiar dis. 9 “Silver Steel Dia. X Cuts, per foot,.... "90 it ial Steel Dex X Cuts, per foot.... 50 Special Steel Dia. X Cuts, per foot.... 39 ( ‘hampion and Electric Tooth x Outs, Der f60e TACKS. dis. mimerican alliings, ..)00 0), 60 Breen at Ride 60 Sweeen Stim 60 Gimpand Lace.....-...--.....-.. 02. eae 60 Ceor Ber Neate 50 Finishing Nails... 50 Common and Patent Brads... ee 58 Hungarian Fails and Miners’ Tacks. i 50 Trunk and Clont Nailed 50 Thined Trunk and Clout Nails... 45 Leathered Carpet Packs. 0 35 TRAPS, dis. ee Game ee ~— Oneida Community, Newhouse’s........... Oneida Community, Hawley & Norton’s ...° 20 Hotkey ee PLS. & W. Mfg. C08 eee ae, 70 Mouse, chomee nt 18¢ per doz. Mouse. delusion $1.50 per doz. WIRE. dis Beene MOPnee 67% AMBCOLCH MAREOG 70&10 Coppeneca Marken 62% cement Basie 56 ienmed Matkee 62% Tamed Broom per pound 09 Tinned Mattress... .. .. Der d Coppered Spring Steen ian % —— Serine see 40810 woe PenGe er pound 03 Barbed Fence, galvanized whet $8 75 Patee 3 00 Copper lew list net Oe 7 : WIRE GOODS dis. Ce -70&10&10 NN -70&10&10 Sey -70&10&10 Gate Hooks and Eyes.........._.... -70&10&10 WRENCHES. dis. Baxter’s Adjustable, nickeled..... : 30 Coen Genuitec 2... = Coe’s Patent Agricultural, wrought,........ Cees Patent maticahie: elo MISCELLANEOUS. dis. Sir Cases 50 ermane, CIstere 7% Berea ew Eis 50 Casters, Bed and Piate............_..... 50&10&10 Dampers, Ameriean 3 40 Forks, hoes, rakes and all steel goods...... 65 METALS, PIG TIN. Pee Bere 28¢ Pie Bars... |. ee ee 30¢ COPPER. Duty: Pig, Bar and Ingot, 4c; Old Copper, 3e Manufactured (including all articles of which Copper is a component of chief value), 45 per cent ad valorem. For large lots the following quotations are shaded: INGOT, 18% omener EPS 18 ZINC. Daty: Sheet, 2%c per pound. Oe POUNG COMBA 6% Per POM oe 1@i% LEAD. Duty: Pig, #2 per 100 pounds. Old ri 2c per pound. Pipe and Sheets 3c per pound American Wewark 2.022. .) ee ee 6 ee 8e, dis. 20 SOLDER. Oe 16 Extra Waele 13% The prices of the many other qualities of solder in the market indicated by private brands vary according to composition. ANTIMONY. COGwsOn ce r pound 14 Palette. es, = Mt if TIN—MELYN GRADE. 10xi4 IC, Charcoal Poe ce ee 14x20 IC, 12x12 IC, 14x14 IC 10x28 Ic, 10x14 IX, ee “ Te ed ne ME a 12x12 IX, Ss ee — 14x14 Ix, ee a. 2 20X28 IX, . Each additional X on this grade, $1.75. TIN—ALLAWAY GRADE, 10x14 IC, Charcoal See We ge eee onc eue 8 14x20 IC, 12x12 IC, “ “ec 29x281C, « “ce ee ee “3 ‘ec SRaSSSRESS 20x28 IX, Each additional X on this grade $1.50. ROOFING PLATES 14x20 IC, Terne M. ee 8 20x28 IC, 14x20 IC, 14x20 1x: 29X28 ae, 3 OO mere donor? SSS SSSSSSSAE “ce PEOOE EN onic cukeecces ee os 14x56 IX, for No. : Boilers, f 14x60 1x, * . 295 The Michigan Tradesman Official Organ of Michigan Business Men’s Association. Retail Trade of the Wolverine State, E. A. STOWE & BRO., Proprietors. Subscription Price, One Dollar per year, payable strictly in advance. Advertising Rates made known on application. Publication Office, 100 Louis St. Entered at the Grand Rapids Post Office. E. A. STOWE, Editor. WEDNESDAY, AUGUST 28, 1889. THE P. OF © Not since the days when the grangers began their crusade against the middle- man—a plan of action which was aban- doned in disgust within afew months after it was inaugurated—have the mer- chants of Michigan been so stirred up as they are at present over the machinations of a band of schemers, acting through the ignorant portion of the farming community. Numerous plans have been proposed to combat the movement, but the sober second thought of business men has persuaded them that the pesti- lence is in the air and that nothing buta run of the epidemic will satisfy the de- luded individuals who have given blind allegiance to false gods and now worship at the shrine of deception. As long ago as March 20, THE TRADES- MAN dissected the P. of 1. movement, exposed the false claims of its propa- gators and disclosed the incongruous elements which the leaders are attempt- ing to harmonize, at the same time giving the following wholesome advice on the best method of dealing with the move- ment: How to treat the craze—for it is noth- ing else and will soon be numbered among the things that were—seems to Tue TRADESMAN to be as plain as the nose on aman’s face. The most consis- tent course for merchants to pursue is to ignore the matter altogether, treating it as too trifling for their consideration. In this way, the people who have become a party to the scheme will soon begin to wonder whether they are deriving much advantage after all, and an occasional comparison of qualities and prices will satisfy them that the pricesthey are pay- ing—ostensibly but a small percentage above ‘‘cost’’—are no better than can be obtained at other stores where contracts in restraint of trade do notexist. By allowing matters to take their course, the influence of the compact entered into with the schemers will gradually lessen until it becomes a rope of sand, eventu- ally falling to pieces by its own weight. If, on the other hand, the other mer- chants seek to make a mountain out of a mole-hill, taking it for granted that the contract dealer sells as close to cost as he professes to do, and that the fool mer- chant will necessarily get all the trade of the community, the embers of discontent will be fanned into a flame; the people will rally to the support of the one mer- chant, imagining that the lowness of his prices is a thorn in the flesh of the other merchants and that only by the nainte- nance of the one merchant can the rapa- cious designs of the other merchants be defeated. In giving the above advice, THE TRADESMAN is guided by the experience of the granger movement, which threat- ened to acquire alarming proportions nearly twenty years ago. Grange stores were established in nearly every locality. Wherever the regular merchants fought the new competitor tooth and nail, the movement flourished for a time, but wherever the matter was treated with contempt and indifference, the co-oper- ative store disappeared. The Patrons of Industry are no more to be compared to the Patrons of Husbandry than is a shadow tothe substance. The grange movement possesses elements of stabil- ity which will serve to make its in- fluence felt, socially, as long as the world stands. The P. of I. is a money- making expedient, adopted by men too proud to beg and too cowardly to steal, which will speedily disappear as soon as its true character becomes generally known. The above advice is as good in August as it was last March, and if it is followed to the letter, the existence of the P. of I. idiocy will be materially shortened. The success of the Icelanders as colon- ists in Manitoba has suggested that they be induced to settle in Alaska also. As there are only about 60,000 native Alas- kans in a territory as large as the whole of the United States east of the Missis- sippi and north of the Alabama line, there should be room enough for the whole population of Iceland, whose less than 75,080 people are scattered over a coun- try as large as Ireland. Alaska probably would be more attractive to them than Manitoba, as they are accustomed to live by fisheries rather than by raising wheat. No kind of grain has been grown in Ice- land for more than a thousand years, with the exception of afew small patches sown recently by way of experiment. The first settlers probably did grow bar- ley if not wheat, as we read of the use of plows in the early Sagas. But the deterioration of the soil through the de- struction of the forests has compelled the use of the land exclusively for pas- turage and garden crops. The people therefore would not feel the less of the chance to grow wheat in Alaska, while the pastures, the garden-crops and the fisheries would make them contemplate the territory as a more favored and spacious Iceland. The number of physicians, eminent and otherwise, who are taking advantage of the elixir craze to get their names in- to the papers through experiments, in- terviews and communications of one sort and another is daily increasing, until the physician whose opinions have not been publicly paraded will soon be an excep- tion. A few months hence, when the medical societies begin holding their annual meetings, it will be interesting to see how they will discipline those who have violated that venerated law of medical ethics which forbids advertising. There won’t be enough regulars to make up a good Committee fn Expulsion. Any legitimate merchant—that is, one not catering to the P. of I. trade—who wishes to be kept posted on the steps now being taken to curtail the opera- tions of the P. of I. stores, would do well to communicate with the editor of THE TRADESMAN. STAY AT HOME. Observations of a Michigan Merchant on the North Pacific Coast. Written Especially for THE TEADESMAN. Having recently returned from Wash- ington Territory, it struck me that, per- haps, a short letter embodying my ob- servations as to the manner of merchan- dising in that country would be of inter- est to your many readers. I think we may safely lay it down as a rule that all new booming towns are more everdone in a mercantile way than the more staid, older places that are not passing through aboom. The reason of this is self-evi- dent and needs no demonstration on my part. In a booming town, which has sprung up as if by magic, we find all branches of the mercantile business over- done and represented by strangers from other lands, who have brought their for- eign or Eastern ideas with them, assum- ing that the conditions of trade are the same as in the various states whence they came. The conditions being very much different, their ultimate success is, therefore, very uncertain, and hence we find in these booming cities not only an overcrowded condition of affairs, but we find the trade passing through an uncer- tain, experimental stage, and, therefore, not fairly representative of the general mode of merchandising in the country at large. So far, then, as the purposes of this letter are concerned, we shall strike out as exceptions the cities of Seattle, Tacoma and Spokane Falls. To any man who would depend upon his own iudividual effort and limited means for success in business, my advice is, stay in Michigan; stay where you can exercise your God-given faculties in the way and manner that seemeth best to you; stay where you can take the little capital that has been accumulating for many years, and invest it in business, in your own favorite line, in any one of a thousand beautiful Michigan towns, and go on to success, leading the life of an independent, Christian gentleman, and surrounding the children that God has given you with all the glorious advan- tages of our Eastern civilization. If already in business, do not sell it at a sacrifice and start off on a wild goose chase toward the land of the setting sun, for, if you do, you will return, like the writer, a wiser but poorerman. The en- tire business of the North Pacifie coast country, including Oregon, Washington and a large portion of Idaho, is con- trolled and regulated by great monied combinations with headquarters at Port- land. Individual effort is of small ac- count when confronted by this state of affairs. In order to succeed in the mer- cantile business in this coast country, two absolutely essential qualifications are nécessary—a cast-iron conscience anda capital of $15,000 to $20,000. The mer- chant must keep in stock everything from a header or lumber wagon to a nutmeg. He sells everything on credit and, when the crops fail, as they have this season, he must be prepared to carry many of his customers over another year. The only business conducted on the cash sys- tem (and it strikes the stranger as being the principal one) is the saloon business. He must be an expert in the real estate business, for he must keep posted on the title of every quarter section within his field of operations. He must know the value of a cuyuse at sight; and, in fact, he must keep posted on the market value of all kinds of stock and produce, for he ships many a carload. He must not keep his stock too cleanly brushed or his floors too cleanly swept, or he would lose cus- tom. Of course, he is expected to scrape and pick and pick and scrape the poor ranchmen atevery turn. He pays them just about what he sees fit for their pro- duce, and charges them 100 per cent. margin on his merchandise, which, with the exorbitant freight rates charged by the railroads, send up the cost of sup- | plies to about double what our Michigan farmers pay. These ranchmen settle their accounts by giving their notes, drawn with interest at from 12 to 18 per cent. The generous-hearted merchant allows the note to run until the accumu- lated interest and principal equals one- half the value of the ranch. The old commercial vulture is now supposed to seize the ranch (which he does whenever he gets a chance) and turn the ranchman out to browse on sage brush, with noth- ing but his skin. This last-named arti- ele is of no known value to the enter- prising merchant of the coast, so he is dropped as a thing of no further use. The following, painted across the front end of a store, would be an average sign in the Far West: B. MEISTER, BAUM, SEIGEL & CO., General Merchandise. The concern would probably embrace two or three branch stores and a bank. Now, if there be a man in this State who possesses the aforesaid qualifications, let him start at once for the coast, where he can make money ten times faster than he can here, and where he can exercise his greed to his heart’s satisfaction; and, my word for it, Michigan will not sheda tear at his departure. E. A. OWEN. Plainwell, August 19, 1889. 6.1. a> __ Attention is directed to the business opening advertised in another column by Lemon & Peters. The stock is an ex- ceptionally good one and the location is unsurpassed as a trading point. HARDWOOD LUMBER. The furniture factories here pay as follows for dry stock, measured merchantable, mill culls out: Basswood, log-rnm. ..:....... ..---~=.- 13 00@15 00 Birch log-tun....-. 2. 6.2 eset se at 15 00@16 00 Rireh, Nos. tand?..............<-.... 22 00 Black Ach, loy-tan.........:-..,...--- 14 00@16 00 Cherry, log-ran............ 042. .+ss-0- 25 00@40 00 Cherry, Nos. 1 and 2........:-.-.....- 60 00@65 00 Gherry- Cal 20. 6..7.2- 2.5... 6... @12 00 Maple, log-run .....-.....2.-+----.--<- 12 00@13 00 Maple, soft, log-run..............-.--- 11 00@13 00 Maple, Nos. land2....... ee : 20 00 Maple, clear, flooring. bee @25 00 a. white, selected ack =a @25 00 Hea Oak loptm.-).- 2.05... 5.5.55 20 00@21 00 Red Oak, Nos. 7 and 2...-..:.....-:... 26 00@2s 00 Red Oak, & sawed, 6 inch and upw’d.38 00@40 00 Red Oak, 4% sawed, regular............ 30 00: 00 Red Oak; No. 1, step plank......-..... 25 00 Woainus t0e tia 0 @55 00 Walnut, NOs. land?.................. 75 00 Walnuts. Gall 03.0.2 see @25 00 Grey Elm, log-run..... oe 12 00@13 05 White Aso, log-run.... ao Whitewood, log-run... g Q2 White Gak-lop ram. ....-. (25.2. 17 00@18 00 White Oak, 4% sawed, Nos. 1 and2....42 00@43 00 it WARRANTED NOT TO RIP. NON + 7 Pree ey pee Every garment bearing the above ticket is WARRANTED NOT TO RIP, and, if not as re- presented, you are requested to return it to the Merchant of whom it was purchased and receive a new garment. STANTON, SAMPSON & CO., Manufacturers, Detroit, Mich. Muskegon Paper 60, Dealers in FINE STATIONERY, WRAPPING PAPERS, PAPER BAGS, TWINES, WOODEN DISHES, ETC. Mail Orders Filled. 44 Pine St., Muskegon, Mich. WAX SYARGH. The Best Thing on the Market. Promptly Over 100 Boxes Sold Grand Rapids the First Week. in Wax Starch is sold as follows: 50 %-lb. Packages, - - 16 2 lb. Wood Boxes, / 30 %-lb. Packages, { i $4.00 - $5.60 Fine picture with each 2-lb. box or 3 small packages. lM. Glark & Son, Sole Agents, Grand Rapids. STAR FRED MILL | Just what farmers need. in Draft and Most Rapid Grinder on the Market. Agents Wanted for Every County in Michigan and Wisconsin. FOR TERMS WRITE TO MELOY & RICH, 20 LYON ST., GRAND RAPIDS, MICH. y Bile <0 d ees aNeret edna acai RTI etn Lh eee Da aera aA) k eh ieee FURNITURE rae OY SL MAPLE. Cherryman & Bowen, Undertakers and Embalmers, IMMEDIATE ATTENTION GIVEN TO CALLS DAY OR NIGHT. Telephone 1000. 5 South Division St. GRAND RAPIDS. Lady assistant when desired. For Lowest Wholesale Quotations on Best Scranton Goal Call om or address A. B. KNOWLSON, 25 Pearl Street, - Grand Rapids. e Piumbing, Steam and Hot Water Heating, Brooks’ Hand Force Pump, In- stantaneous Water Heater, Hot Air Furnaces, Mantels, Grates and Tiling, Gas Fixtures, Ete. Wholesale and Retail Dealers in | Plumbers’ Supplies. 184 Kast Fulton St, Head of Monroe, Telephone No. 147. 21 Seribner Street, | | | | | Telephone No. 1109. | | GRAND RAPIDS, - CTR Ue aes tf SAMPLE SHEET4% PRICES BARLOW BROS.GRAND RAPIDS,MICH MICH. Ionia Pants& Overall Co. E. D. Voorhees, Manager. MANUFACTURERS OF Pants, Overalls, Goats, Jackets, Shirts, Rte. Warranted Not to Rip. Fit Guaranteed. Workmanship Perfect. Mr. Voorhees’ long experience in the manufacture of these goods enables him to turn out a line especially adapted to the Michigan trade. Samples and prices sent on application. IONIA, MICH. DETROIT SOAP CO., Manufacturers of the following well-known brands: ee QUEEN ANNE, TRUE BLUE, MOTTLED GERMAN, SUPERIOR, HO@NIX, ROYAL BAR, MASCOTTE, AND OTHERS, CZAR, CAMEO, For quotations in single box lots, see Price Current. quantities, address, W, G. HAWKIN S, oc K sox 173. WesteRAND “RAPIDS. K. G. STUDLRY, Wholesale Dealer in Rubber Boots and Shoes Manufactured by CANDEE RUBBER C0. Send for Large Illustrated Catalogue and Price List. For quotations in larger TELEPHONE 464. GRAND RAPIDS, MICH. HESTER & FOX, Manufacturers’ Agents for SAY AND GRIST MILL MACHINERY, ATLA ENGINE ee INDIANAPOLIS, IND., U. S. A. SS ENEINEANG No. 4 Monroe Street, Send for Catalogue and MANUFACTURERS OF STEAM ENGINES & BOILERS. Samp C2:-y Engines and Boilers in Stock aa Bi a for immediate delivery. si = Planers, Matchers, Moulders and all kinds of Wood-Working Machinery, Saws, Belting and Oils. And Dodge’s Patent Wood Split Pulley. Large stock kept on hand. Send for Sample Pulley and become convinced of their superiority. 44, 46 and 48 So. Division St.. GRAND RAPIDS, MICH. KOAL! GRAND RAPIDS IGK & COAL 6O,, Write for Prices. WHOLESALE Anthracite and Bituminous Coal. State Trade a Specialty. Before ordering your Coal write to us for prices. 52 Pearl Street, GRAND RAPIDS, MICH. Selected Herbs = Spices THOMSON & TAYLOR SPICE COMPANY, Chicago. Is a Combination of The Finest Ingredients for use in Seasoning Meats, Poultry, Game and Fish. SOLD BY ALL GROCERS. DEATH To the Pass Book. Such is the fate of the Pass Book System wherever it comes in contact with the Tradesman Credit Covpon Book, Which is now used by over 2,600 Michigan merchants. The Tradesman Coupon is the cheapest and most modern in the market, being sold as follows: $ 2 Coupons, per hundred..........9 2.50 | SUBJECT TO THE FOLLOWING DISCOUNTS: $5 m € Steeeccse C00 Orders for 200 0r Over.) ....). 5 per cent. $10 7 ee aia 4.00 ° Oe. 10 . $20 = eee ee 5.00 ie oT LOO ee 20 “ SEND IN SAMPLE ORDER AND PUT YOUR BUSINESS ON A CASH BASIS, R.A. STOWE & BRO, Grand Rapids, TELFER’S Absolute Japan Yea, Crop of 1889. This Tea was grown on the Kobe Plantation, picked in the month of May, cured and manipulated by the most modern machinery known to the trade, is without coloring matter, and is pronounced by experts to be the sweetest and best Tea produced. If you want to double your Tea trade, handle TELFER’S Absolute Japan Yea, YRLFER SPIGK OU, -— - GRAND RAPIDS, FPEREINS & BESS DEALERS IN Hides, Furs, Wool & Tallow, NOS. 122 and 124 LOUIS STREET, GRAND RAPIDS, MICHIGAN, WE CARRY A STOCK OF CAKE TALLOW FOR MILL USE. es No Chemicals.) W. BAKER & C0!S Breakfast Cocoa Is absolutely pure [mporters. and it is soluble. To increase the solubility of ‘the powdered cocoa, various expe- ae dients are employed, most of them being based upon the action of some alkali, potash, soda or even ammonia. Cocoa which has been prepared by one of these chemical processes can usually be recognized at once by the distinct alkaline reaction of the infusion in water. W. Baker & Co.’s Breakfast Cocoa is manufactured from the first stage to the last by perfect mechanical processes, no Chemical being used in its preparation. By one of the most ingenious of these mechanical processes the greatest degree of fineness is secured without the sacrifice of the attractive and beautiful red color which is characteristic of an absolutely pure and natural cocoa. We manufacture a fall line, carry a heavy stock, W. Baker & Co., Dorchester, Mass. and warrant our goods to A | \ |) . |: STRICTLY PURE and first class. PUTNAM & BROOKS. S. K. BOLLES. E. B. DIKEMAN. Ss. K. Bolles & Co., 7% CANAL ST., GRAND RAPIDS, MICH. W holesale Cigar Dealers. FTOSs Ur tT We will forfeit $1,000 if the “TOSS UP” Cigar is not a Clear Long Havana Filler of excellent quality, equal to more than the aver- age ten cent cigars on the market. * @ The Michigan Tradesman WEDNESDAY, AUGUST 28, 1889. -r A GRAND SUCCESS. [CONTINUED FROM THIRD PAGE. | this Association should be directed. For several years the extraordinary expenses of establishing a stock company in com- petition with those already established, would necessarily wipe out the prospec- tive profits; and business men, instead of obtaining cheaper insurance, would pay just as high rates as at present and probably lose the interest on the capital and a part of the capital which they in- commoded themselves to raise for the new company, thus, altogether, doubling the present cost of their insurance. On the other hand, the cost of running a mutual company ought not to be one- tenth of the cost of a stock company. It will require no high-salaried officials to invest its accumulating premiums and capital in loans and investments, while its guaranty against losses will be its constantly renewed premium notes, se- cured by first lien upon all the property insured by its policy holders. What could be simpler, cheaper or more effec- tive? Let the local associations start organ- izations in three counties under the present law, (chapter 132, of Howell’s Statutes, providing for a careful selec- tion of risks, limiting the amount of in- surance allowed to be taken in localities subject to risk from one fire, and protect- ing the policy holders by agreement from liability beyond the amount of their pre- mium notes), and, in the meantime, let us agitate for the enactment of a more liberal and just law upon the subject by the next Legislature, after which, if deemed best, the local companies may consolidate and form a strong mutual company whose operations shall be co- extensive with the State of Michigan. Then shall we be able to enjoy the real benefits and objects of insurance—abso- lute protection and indemnity against all losses, at the least cost. The only possible method of organiza- tion which I can see at present is under chapter 132 of Howell’s Statutes, given above. The burdens and inconveniences under chapter 133 are too great. Under this chapter every premium note taken for insurance must be sent to the county clerk and his certificate attached, in- volving the expense of an examination, certifying that the person executing such note is pecuniarily good and responsible for the same in property not exempt from execution by the laws of the State. Of what use is this provision when the note is made a lein on the property in- sured, excepting to make it inconvenient and expensive to transact the business. Again, no company can commence busi- ness under this law until twenty-five thousand dollars in cash and notes has been received for premiums. Do you recognize the fact that this requires ap- plications for over $1,000,000 of insurance and that these applications are restricted to two counties, thus throwing obstacles in the way and increasing the difficulties of organization? And the amount of the cash and notes required to be received before any business at all can be done is greater than the largest mutual insurance company in the State has ever paid for losses during any year of its existence, and some of them carry risks of nearly $10,000,000. There are other provisions equally senseless, which I have no time to speci- fy. I have indicated enough to show that the laws of Michigan on this subject are entirely one-sided and in the interest of stock companies, and make it danger- ous and difficult for mutual companies to compete with them, yet, by evading these laws in the way pointed out by the Su- preme Court, a mutual company can be formed that will be entirely safe for its policy holders, until such time as the laws can be amended so as to afford more efficient aid in conducting mutual in- surance. The formation of purely mutual com- panies by this Association will be the most effective blow which can be aimed at those mighty trusts and consolidations of capital which we have heard so much about at this meeting, and their success- ful establishment will be the first step in the organization of our associations to meet the encroachments of these rapa- cious robbers of the American people. Let us throw the insurance trust over- board first, disdain all its principles and methods, its accumulations of capital and high-salaried officials: and, when we can walk alonein this matter, we will attack the Sugar Trust, the Oil Trust, the-to-be Salt Trust, and the other trusts which threaten our economic and finan- cial safety and our commercial liberties. The President—I think this is a very worthy contribution to the discussion that is about to follow the report of the Committee on Insurance. The discussion of this paper, in connection with the re- port of the Committee on Insurance, is now in order. Mr. Bates—If it is proposed to do any- thing toward organizing a mutual in- surance company, no better investment could be made while this paper is in type than to have a sufficient number of cop- ies struck off, so that every business man in Michigan can be supplied with one. I make a motion to that effect. Mr. Van Asmus—I have been fighting stock companies for eight years. We have fought the compact business and succeeded. We withdrew stock insur- ance to the amount of $2,500,000 in Grand Rapids. Wecommenced six years ago; went to the Legislature four years ago; two years ago we succeeded. We are satisfied with mutual insurance. The insurance companies have come to the Legislature with lots of money and a lobby, and we have fought them without money. We think we have made a suc- cessful inroad on stock insurance com- panies. We shall continue the good work. It is one reason why I came here, to listen to this paper. I move that the paper be received and referred to the new Committee on Insurance, that 5,000 copies be printed and that the Secretary mail two copies to every business organ- ization, board of trade, manufacturing association and central labor union in the State, requesting the co-operation of these associations in bringing about such legislation at the next session of the Legislature as will bring abeut the recommendations made. Supported. A Delegate—I would like Secretary Stowe to give us some idea of the cost of the work. Mr. Stowe—Independent of the reg- lar proceedings of the convention, I should think that 5,000 copies would cost $20; postage and envelopes, $50 more. Mr. Crandall—I believe if every bus- iness man throughout our State hada pamphlet calling his attention as ably as that will call it to this subject, his eyes will be opened to the necessity of look- ing for mutual protection, instead of stock companies. I carry $15,000 in mutual companies. Where we cannot get mutual companies to insure our prop- erty, we go into stock companies. We are possibly the only ones carrying mutval insurance in our community. We feel the benefit of mutual companies. It has cost us less than one dollar on a hundred for ten years—less than 1 per cent., while stock insurance costs 27¢ percent. Wesometimes beg our stock companies to take us at 10 on our mills. I want this pamphlet to go out and reach every business man throughout the State. I have got sick and tired of being taxed by stock companies. We have learned this morning where the profits go—they do not go to the policy-holders. Mr. Conklin—I would like to have the mover of that resolution wait a while and see what is brought out by the dis- cussion. Iltis not doing the Committee on Insurance justice to pass such a res- olution until a report is made by the Committee. We all like the paper, but it is not really serving the Committee on Insuranee courteously to have the reso- lution passed, until we hear more. We may want toembody more. I would like to have it withdrawn until that time. Mr. Blain—I move the resolution be laid on the table for the present. Sup- ported and carried. Mr. Sprague—I believe that paper to be an exhaustive description of the stock companies. I have been groaning under this load for a great many years, and have been looking for achance to improve or get cheaper insurance; and I think, through the suggestions of Mr. Kelley, I see a way whereby, perhaps, it may come about. I hope so. I pay on $30,000 a year, all stock companies. We were induced eleven years ago to put $3,000 into a mutual company. I know so little about it I can’t tell the name of it. It wasin Ionia. We wrote to the Secretary, ‘“‘Will you tell us how much we owe? We want to go out.’ Finally one of us got on the train and went up there. Wemade up our minds that we would stay there until we got out of the company. We went with money enough to get us out, if they would take it. After awhile, we got out, and we got out just exactly in time, because they were writing all over our county and all over Ionia county and many more. A man came to me the other day, a mechanic, a good, straight, honest man, who with hard work has gotahome. He was in- duced by the ‘‘palaver’’ of this agent to take some insurance in this company. He insured his home for $900 and paid every cent they asked him to pay. Finally the company busted. He went and insured somewhere else. The other day the man came to me with a paper in his hand and said: ‘‘What does this mean? $79! I believe they will sue him for it and make him pay it. That is the effect of mutual insurance companies on that man. There is a Church lam brother-in-law to has got eighty or ninety thousand dollars in the same company. (Laughter.) They ‘‘take in”’ everybody they get hold of. Itisaswindle. Iam not interested in stock companies. I dislike them. I am telling the experience that business men have had with mutual companies. You have got to get up something better or I do not want them. I believe there can be something better. To-night we are going to Chicago, some of us. We go to the wharf and see a boat that cannot be questioned. We say we will guarantee $4,000 if you will give us $10 fare. Wesee another old, leaky- looking craft, which will take you for $3.50. Which boat will you take? That is the way we feel. Until you get upa mutual company that will guarantee something, we are not going to take any stock init. There has got to bea rad- ical change. Stock companies, whether through fault of the form of the law or whether through the fault of the manager of our system itself, are not giving us a good thing as bus- iness men. I think you have got to go to Lansing to makea start on it. We are paying three times as much as we should. We do have confidence that it is good after we get money enough to pay forit. We are willing to pay two-thirds as much—just as much if it is good. Let* us start right. Don’t get up something that will make us trouble hereafter. I would not like to go to bed and think good or Ido not want it at all. Sup- posing I have so many premium notes— say $10,000. If I have a loss, I have got to depend upon six or eight thousand others before I get pay, and it will be some time. If you can assure the bus- iness man that it is going so be good, he will take hold of mutual insurance. A Delegate—Was not that company an assessment company ? Mr. Sprague—Mutual and assessment are nearly alike. Mr. Crandall—I feel sorry for Brother Sprague. I don’t blame him for being a little ‘‘skittish.’’ I remember that com- pany. It was organized for swindling purposes and swept us allout. It was the Ionia, Clinton and Montcalm. They did not die. They had more lives than a cat—sued us for years. And, as Mr. Sprague has addressed us as business men, we feel like being scared. I call your attention to the Kent, Allegan and Ottawa County mutual company, which has done business for years. We know it has done a straight business on a cheap, assessment plan. Here is the Newaygo, Oceana and Montcalm County, which has run twelve years. I have $15,000 in it and have not paid one dollar onathousand per year. I tell you, we have assessment mutual companies in Michigan that have done business for years. We have one in Grand Rapids— the old Kent—which is carrying ten mil- lions, and which has been honorable and straight. I have insurance in that com- pany as well as in the Kent, Allegan and Ottawa. I am only throwing this in here to stop any feeling that might pos- sibly be engendered by Mr. Sprague’s remarks. lL have confidence in the prop- osition of a business men’s insurance company. I believe that Mr. Caldwell, assisted by the other gentlemen, and legal advice, has never put in print the paper I hold in my hand here aud concocted this scheme and _ sent it broadeast as a swindling institution or proposes an insurance that will rob you orme. I believe it will save us money. Ihave looked the proposition over, and when I received one six months ago the only trouble that I could not respond was that the most of my property was haz- ardous and I could not go in. I have just paid 10 per cent. on $7,000 on my mill—$700 per year. I did pay 7 per cent. two years in wild-cat southern com- panies. Three of them busted. They said if there was anything left I should hear from them later. I never heard. Two years ago I got extra religious and went to prayer meeting. While I was gone my store burned up and there wasn’t any insurance and I got out even. (Laughter.) I have not been to meeting since. (Renewed laughter.) My wife is a member of the church. She is the best one I ever had, I never had but that one. Laying jesting aside, I am honest in this. I want you as business men to think of it. I believe it is time for us as business men to look the matter squarely in the face and crawl out from the stock com- panies. I know what it means to be in- sured in a stock company. I have bled in my pocket-book, and the only reason I am worth acent to-day is that I have not burned out. The wild-cat companies would not have paid me acentif I had burned out. They were stock companies. Let us take hold of this company. I be- lieve that the paper that was read here this morning and the motions that were made should be engrafted by our Com- mittee and become a part and parcel of the Business Men’s Insurance Company. I do not want you to get scared and go home with a flea in your ear. Look at it from abusiness standpoint—as a money- saving institution—as a matter of choice. Most of you can take hold of it. I can. It will save us money. That paper is as trueas the Bible. We arerecreant to our own interests, if we turn adeafear to it. Mr. Caldwell—I am sorry that I am the only member of the Insurance Com- mittee present. The Committee relies on the judgment of this Association to do as they thought best in the matter of insurance. We saw early in our work that there were two elements. We tried as best we could to recognize both, and as far as we could. It could not be done under existing laws, as Mr. Kelley has stated. We recognize it as well as he does. We would like to see everything he recommends carried out as far as pos- sible, particularly the better law for mu- tual insurance and making it possible for business men and merchants and manufacturers getting cheaper insurance. That is good. The thing we do take ex- ceptions to is the charge made against us by those in favor of assessment insur- ance—premium note assessments alone— that we area stock company. We are not bloated bond-holders, are not going to have high-salaried officers, nor is it possible to have them. It is not possi- ble for our capital stock to draw all the dividends, and the policy holders none. We realized in the start that we had in Michigan business men of means, busi- ness men who recognize security in their policies, who desire security and will pay for it; otherwise, stock companies would not have been as numerous and prosperous as they are. my insurance was not good. I want it [CONTINUED NEXT WEEK.] AND PULLEYS FIRST-CLASS THE LANE & BODLEY CO. STEELE Packing and Provision Co. SHAFTING, HANGERS, A SPECIALTY. IN EVERY RESPECT. Send Specifications for Estimates before Contracuig. 2 t.48 JOHN ST., CINCINNATI, O. FIRE! FIRE! We are selling the BEST RUBBER HOSE in 3.4, 1, 11-4, 11-2, 2 and 21-2 inch. Cotton Mill Hose, Rubber Lined; also unlined Linen Hose, in all sizes, for fire protection. GRAND RAPIDS, MICH. WHOLESALE DEALERS IN Fresh and Salt Beef, Fresh and Salt Pork, Pork Loins, Dry Salt Pork, Hams, Shoulders, Bacon, Boneless Ham, Sausage of all Kinds, Dried Beef for Slicing. LARD strictly Pure and Warranted, in tierces, barrels, half-bbls., 50 1b. cans, 201b. cans, 3,5 and 101b. pails Pickled Pigs’ Feet, Tripe, Etc. Our prices for first-class goods are very low and all goods are warranted first-class in every in- Write us for stance. When in Grand Rapids, give usa call and look over our establishment. (ur Prices are Rock Bottom We have the Best Lubricators, Grease and Oil Cups, Lath and Fodder Yarn, Saw Gummers, and the best General Stock of Mill Supplies in this State. AGENTS FELT BEST FOR STEWART’S BEADY ROOFING, DEAFENING SHEATHING, IRON FIBRE PAINT AND CEMENT. OF THE KIND IN USE. SAMUEL LYON. AND Ai PED J. BROVV NN, WHOLESALE DEALER IN Foreign, Yropical and Galitornia FRUITS. z2 GEO. H. REEDER, oe State Agent & 't Lycoming Rubbers ® g i see of © © Medium Price Shoes, = 8 Grand Rapids, Mich. Rom WATER FREE Fray DIRECTIONS é We nav cooked the curnin this cau |RQ ji sufficient: should be Thuroughly Warmed uot cooked) adding piece vu! +004 Butter (size of hen's egg) and gil. +4 a Wool, Hides and Tallow. The wool market is simply flat. The depression in this trade continues, with little moving. Buyers with money in hand command the situation and are ready to buy, if price is conceded suffi- cient. Dealers forced on the present market must takealoss. At the same time foreign wools have advanced 2c and are strongly held. What the future may bring the trade, is uncertain. It is suf- ficient that the present is dark enough. Hides remain quiet, with alight de- mand and agood supply. If quality and price are right, tanners do not hesitate, as the leather market is fairly gocd. with stocks being slowly reduced at low prices. Tallow is dull and low, with light de- mand. (a The Grocery Market. Sugars are unchanged. The refiners are a week oversold, but for which fact the price would decline very materially, as present prices are out of proportion to the cost of the raw preduct. Corn syrups advanced 1c last week and are still very firm. Coffee is virtually un- changed, in spite of fluctuations. Tea is unchanged. Fish is without change. California Muscatel raisins are very scarce and high. New Valencias are expected to reach this market by Sept. 25, as they are due in New York on the 10th. Canned peaches are very firmly held, some manufacturers asking 40c¢ more for the new pack than they did for last year’s pack. ———_— -4 The Fruit Jar Market. Fruit jars are firm and the price is well maintained. The blowers are talk- ing about another strike, in which event a scarcity of stock might be followed by an advance in price. ——_—___~ -¢- <> VISITING BUYERS. Walling Bros,Lamont J Kinney, Kinney John Gileze & Ce, Lowell Geo A Sage, Rockford A P Hart, Mulliken S T McLellan, Denison L M Wolf, Hudsonville R Purdy, Lake Cutler & “agg Lumber R B Gooding &Sou,Gooding Ce, Ler Gregory, Fennville Gittins & North, Trent DenHerder & Tanis. G Ten Hoor, Forest Grove Vriesland JIN Wait, Hudsonville Jobn DeVries, Jam. stown CH Deming, Dutten J Raymond, Berlin L Cook, Bauer Hazkamp & Temple, Dr Peter Beyer, Sullivan Muskegon Neal McMillan, as C8 Keifer, Du Dr W S Hart, Lake Odessa Morrell & Campneil. alkaska McAuley & Co, eamertem H Dalmon, Allendale A Purchase, So Blendon JL Purchase, Bauer EN Parker, Coopersville _ Narregang, Byron Center A Giddings, Sand Lake O Hightower, Ferry Harvey Forbes, sa = seenels, corning = Young, Ravenn a ce us Begman, Bauer mpsom & D % ac John Gunstra, Lamont co H Thompeon, Canada Ccors Lamoreaux & Beerman, Fruitport T Armock, Wiight ME Cone, Paris Geo Lentz, Croton La Du & Baldwin, Coral F J Pomeroy, Lisbon Is the Merchant’s Profit on Cheese Too Great?* A variety of reasons might be present- ed to show why we, as a nation, ought to consume more of this product of one important branch of agriculture. The first and foremost in importance is that it is a most healthy, nutritious and easi- ly preserved article of food. A prime quality of cheese will retain its good flavor longer than is usually supposed. I was visiting a cheese factory in the western part of Ohio last fall, in which the cheese was made from full stock, was firm, well made and well cured. It was in the latter part of September, and I was asked to sample a July cheese. It was mild in flavor, but rich and showed that buttery quality so much desired when pressed between the fingers. ‘‘How long will such a cheese keep?” I asked. “Five years,’’ was the instant reply of the manufacturer. My experience in the business would not justify me in denying the assertion, although I was a little incredulous, but I could easily understand that it was a good keeper. The fact is that our home trade has de- manded a soft cheese, and, if possessed of this quality, other and more desirable qualities have not been insisted upon; the consequence is that our cheese are short lived, for it is impossible to retain the flavor of a partly skimmed, soft cheese. So far as the nutrition and healthful- ness of our modern cheese are concerned, nothing can be said against it, and, as the market demands it, manufacturers are bound to supply it. With these pre- servative qualities in its favor, and the fact that the cooler is fast coming to the rescue of the manufacturer, by aiding him in the disposal of the excessive quantity made in June and July, it seems to me that the time is not far distant when prices will be more uniform dur- ing the entire season: and our people should learn to use this article, not as relish simply, but as a food, in some families largely taking the place of but- ter or meat. On ,the part of the producer there would seem to be a variety of reasons why the consumption of cheese should be encouraged: First, It is the product of an animal that stands next to the top of any raised upon the farm: second, there are certain features of this kind of farm work which will always cause it to ‘shunned by the great mass of the farm- ing fraternity—a herd of cows needs the} care and attention of the owner twice daily three hundred and sixty-five times in the year; third, it would seem as if here, at least, was one branch of business in which there is no great danger of the Western ranch farmer taking it peremp- torily from the small land owner of the Eastern and Middle States. you can, a ranchman cowboys to round up a herd of 500 or 1,000 cows, and then finding himself under the necessity of lassoing 90 per eent. of them before he could get within branding. much less milking, distance of them. The only way that a ranchman could keep a sufficient number of cow- boys around him to make a show of bus- iness would be to import a full cargo of Danish dairymaids, and I doubt if that would hold them together, i. e., the boys. Our market for pork, a few years ago, bade fair to depart for the West, but nature stepped in and kindly provided a remedy. Our wool] market bids fair to find a competitor of Australian dimen- sions in the West, with no chance of a tariff even to interfere. Then our butter market went crazy, and we hardly knew in which direction it had gone, but, after laying to Holland and several other foreign countries, it was cornered upin Chicago. Then the dairymen just got upon their dignity and marched straight down to Washington and said that every pound of tallow and lard that was put upon the market under the head of oleomargarine or butterine should pay an internal revenue tax of 10 cents per pound. But those beef men are cute fellows, and after trying to blackguard us out of our position, they just winked their winky eye and crooked their crooky fingers and said, ‘‘See here, you fellows! Did you not know that the manufacture of oleomargarine and but- terine would increase the price of tallow so that every bullock you fat would be enhanced in value at least $5 per head?’’ And so they were let off with a tax of 2 cents, and the poor astounded dairy- man is to-day scratching his head and asking himself, ‘‘If this be the price of beef now in consequence of oleomargar- ine, what would be the price if it were not for the margarine manufacture?”’ And, so, in casting around for some- thing to do, some have gone into the cheese business, thinking that here, at least, is immunity from the disaster that has overtaken our other markets. Allow me to say, right here, that I read in a newspaper not long since that a certain bean had been discovered from which a —— for cheese could be made for 2 cents per pound. If that be true, then we can only pray, ‘‘May God blast the beans.’’ My subject has been announced as “Why Not Become a Nation of Cheese Eaters?’’ but, as the geniality of our Seeretary is unbounded, I shall take the liberty of treating the question relative- ly, or as if it read, ‘‘What Will Aid Our Dairy Industry?’ And, first, let us look at the cost of the production of a pound of butter or a pound of cheese. It takes of pure milk, common quality, twenty to twenty-five pounds to make one pound of butter, and ft takes, on the average, about ten pounds of milk to make one pound of cheese. Perhaps we would be better understood if we used the terms pints and quarts; then it would take ten to twelve quarts of milk for one pound of butter, and five quarts of milk for one pound of cheese. Butter sells from first hands now at from 10 to 12 cents per pound for common and about three cents extra for extra. Cheese is selling from the factory or first hands at about 8 cents, sometimes going as low as 64% cents and 7 cents. Butter at 10 to 12 cents gives the dairyman 1 cent per quart for his milk, without one cent of remuneration for the work of making aud marketing, and when either of these articles is beught atthe prices named, the man at the beginning of the route is not getting more for his product than an expert would wantin almost any other *Paper read by Hon. E.N. Bates, of Moline, at the fourth annual convention of the Michigan Business Men’s Association. Our wheat mar- | ket went West, but I am sometimes un- ; decided whether it ever got past Chicago. | 1 1 Imagine, if | sending out the} branch of business for the time consumed in drawing the milk from the cows to say nothing about feed, care and trouble. But, it were useless to complain unless we could suggest some remedy, and, right here, you business men can be of great service if you will. Upon the part of the producer there must be an aban- donment of the practice of trying to force so much of this class of products upon the market during the hottest por- tion of the year. It demoralizes the market; it perplexes the merchant; it does not pay the producer, and not one good reason can be given why the prac- tice should be longer followed. The creamery should be supplied with cream the year around; the cheese factory should store, or cause to be stored, the surplus during the warm months for the fall trade, which can easily be kept with- out injury for consumption during win- ter, and the business man—yes, what can the business man do to help on the great work? Let us see: Quite a percentage, perhaps, of those before me aremerchants. I donot know exactly what you might say about the matter, but, generally speaking, the price has very much todo with the quantity sold of any article. I lately saw an esti- mate that the amount of coffee consumed had fallen off one-third since the rise in price had been so excessive. Sugar, tea, tobacco, butter and cheese are all sub- ject tothe same law, and high prices, doubtless, curtail consumption. We are supposed to be in the second city of the State, in the office of a friend, and are going home with him to dine. He is intending to stop at the grocery as he goes along and take a few articles, but he is ina business which compells him to inquire often after the wholesale prices of goods, in fact, he is a market reporter. He rings his telephone. ‘‘Hello, Central! Give me number 42.’’ “Hello! Is this M. & Q.’s?’’ **Ves,”? ‘‘Where are you getting your cheese from now?”’’ ‘“‘Well, mostly from across the lake.”’ ‘‘What is it worth?’’ “Oh, 734, or about 8 cents here. “Oh, I mean what is it worth at re- tail?’’ "On, yes. 15 cents. Now, here is an article that brought the producer 6 cents per pound; the manufacturer get one and three-fourths cents for making, boxing and marketing: transportation, one-fourth cent, retailer’s profit, 7 cents! Business men, is it fair? tie The Sioux City Corn Palace. The only one in the world. Opens September 23, 1889. Closes October 5, 1889. Corn is King and Sioux City is the eapital of his Kingdom. The Corn Palace of 1889 will be larger, grander and more artistic than its prede- cessors. Reduced excursion rates on all prin- cipal railways. The Chicago, Milwaukee & St. Paul Railway is the direct route to Sioux City. For all details relative to the Corn Palace, address Jas. V. Mahoney, Secre- tary, Sioux City Iowa. For rates, ad- dress Harry Mercer, M. P. A., €., M. & Well, we are retailing at WATCH FOR Best $25 Cigar LYNGH'S BEAUTY, on the Market. D. LYNCH, Sole Owner, GRAND RAPIDS. Overalls, Importers and Jobbers of Voigt, Herpolshelmer & Go, Dry Goods STAPLE and FANCY. Pants, OUR OWN MAKE. A COMPLETE LINE OF Fancy Crockery and Fancy Woodenware OUR OWN IMPORTATION. Etc., Inspection Solicited. Chicago and De- . troit prices guaranteed. FLOUR Owl, Crown Prince, White Lily, Standard, Rye, Graham. Bolted Meal, Feed, Ete. MAIL ORDERS SOLICITED. NEWAYGO ROLLER MILLS. St. P. R’y, 90 Griswold street, Detroit. —o- 2 Irving F. Glapp, in GROCER. 47 Dccust Strest. Pa - Dy eee > Shipper of Fruits, Butter. Egys, and Vegetables. < fa ef et Mt e a 4f 4 PRODUCE MARKET. Apples—Red Astricans are about out of mar- ket. A few choice lots of Duchess of Ogdens burg have brought $2 per bbl., while common Green Pippins command $1.20@81.25. The short- age appears to be mainly in Spies, Greenings and Russets being in fair supply and Wagners being plentiful. Beans—Dry are firm and scarce—so high, in fact, that considerable quantities have been imported to advantage. Local dealers pay $1.75 @#2 for home stock and $2 for aaa quoting to the retail trade at $2.15@#2.25 Beets—40c per bu Blackberries—#1@#1. 25 per 16-qt. case. market is firmer. Butter—The dry weather, presaging an inevi- table curtailment of production, has induced a firmness in the market, although there has been no actual advance in price. Creamery is held at 16@17c and fair to choice dairy at $13@15c. Cabbages—lIllinois stock is in plentiful supply at $1.45 per crate. Cheese—Lenawee and Allegan county makers bill their stock at 7%c, while jobbers hold at 84@s8y%e. The market i is firmer and advang¢ing. Cider—10e per gal. 4_Cooperage—Pork barrels, $1.25; produce barrels The Cucumbers—10¢ per doz. Dried Apples—Commission men hold sun-dried at 34@4\c and evaporated at 6@7c per b. Eggs—Jobbers pay 12144@18¢ and hold at i4c. Field Seeds—Clover, mammoth, % per bu.; medium, #4.85. Timothy, $1.75 per bu Green Onions—12¢ per doz. bunches. Honey—In small demand. Clean comb com- mands 15@16c per lb. Musk Melons—#1 per crate. Onions—Southern, $2 per bbl. Peaches—Hale’s Early command #2.50@2.75 per bu. Pears — California, $2.50 per crate; P< areas $4.50 per bbl; Flemish Beauties, $4 per bbl. Pop Corn—4c per lb. Potatoes—Southern no longer finds a market in this State, having been entirely supplanted by home grown stock, which sells for 25¢ per bu. Squash—C rookneck, 50¢ per crate. Tomatoes—#2 oy bu., but on the down grade — probably touch #1 before the end of the week. Turnips—30e per bu. Water Melons—#15@#18 per 100. Whortleberries — Very scarce, manding M@$#4.50 per bu. bu. PROVISIONS. The Grand Rapids Packing and Provision Co quotes as follows: PORK IN BARRELS. readily com MICH CM 25 Short cut Morgan, .... 26 Extra clear pig, short c at. 2 50 Extra clear, heavy.. bees ace ices ct ee oe Olean te back 12 00 Borten Clear. puert €ut... 2. 12 50 Clear back shoreut =. 12 oo Standard clear, short cut, best........--.... 12 50 SMOKED MEATS—Canvassed or Plain. Hams, average = IDR 1034 ee 114 . Ete PEIbS 11% of PHO 734 "Best BOMCIOCSS. 00200 oo eS Shoulders Se 6%4 TOUICICRS oe a: 8 Breakfast Bacon, boneless (tn 10 Dried Beef, See ey | mam pricce 10% Bone Clears Blagg 0 6 Briskets, AC 6 . Tie 6 LaRD—Kettle Rendered. MRICTCC Se eae Ne ee ee TH GOTH ie ee 7% LaRD—Refined. MCCOOK. oc 634 So end 5olb. Pups... 6% Sib, Pails Blin a case. 7% Sib, Pails, i2in a case... 7 HOt. beats Gi ease ee 6% 2 ip: Pate Sin weaee oo fo eae SO Ib Cape 6% BEEF IN BARRELS. Extra Mess, warranted 200 Ibs............... 7 00 xtra Mess, Chicago packing. 9.1.2... 2.2 ||. 7 00 A 7 25 xtra Piaget “ Boneless: Tumnp Duis, 2 2. 98 00 SAUSAGE—Fresh and Smoked. POrk SHURALE ee 7 Piste Sagseee 12 Tongue Sausage... 9 Frankfort Sausage. oe 8 BOOG SMUISAEG Se 5% BOCA BUPAIPRE 5% BOIopns ChIG 5% CRE CRCONS 5% PIGS’ FEET. in halt barrels. oe 2% im Quarter barrels. 60) soso. a! _.. 2 60 TRIPE. om eat Darrel 2&3 * GHAPECE DAETCIS oso: 1 50 ea ae < FRESH MEATS. Swift and Company quote as follows: Beek caregea 2... 444@ 6 “ Bind quarters eee a 54@ 6% tore ee ae 3 @4 ee eee @ 6 Pork loins. ee @8 SHOUIGErS oo. occ @6 BOleha eae. @5i Sausage, blood or head.......... ...... @5 - Fiver 2.05... eo ee @ 5 _ Frankfort.. ‘ oe @s8s Mutton os 54@ 6 OYSTERS 2S and FISH. F. J. Dettenthaler quotes as follows: PRESH FISH. Whisehan @ 6 ° SUIOECG ee @i% @6 ee @15 Mrogs’ lees, perdoz..:2..0- 0... 1 10@50 OYSTERS. Hairhaven Counts 0. @35 Selects. ee ee @28 Fd. Dos @22 ACR ORS @20 CANDIES, FRUITS and NUTS. Putnam & Brooks quote as follows: STICK Standard, 2 tb, boxes. oc es Twist, 25 oe es ee Cut Loaf, 2 0 + MIXED Royal, 25 lb. pails .. : -10% Ce 10 Extra, 2 eo pelle ee eos Dbls... oe French Cream, 26 Ip. pedis. oo 2 12% FaNcy—In 5 lb. boxes. Demon Prope: se 13 SOUr POMS 14 Peppermint Props... ce 15 CHoCeInbe Praga 15 mM Choeolate Drape... i. 18 Gum Drone oe 10 Escorice rope. oc ae 18@22 A. os ieoree Drape. ee os 14 Dowenges, pigs i 15 a. PEPIOOG oS oe 16 Hperiaisg ae EOL ee oo Cream Bar.. ee = Molasses Be a En iéean Hand Mage Creame. oo) 18 Pisin (fea: 2.88 Decorated Creams. oo 20 String HoOCw ce 15 Burnt Almonds 22 Winterercen Berrios (3. 15 Pancy—In bulk. Lozenges, plain, _ = eee ute oe 12% : _ bbls ee 12 : PriBteg 1 OAS 13% - n Bole SEUSS Sa ES ae en 12% Chocolate Drops, in paile................... oe 1 Gum PPO PAA s: 6% ms Pe Moss Drops, oe ee be PRIS ee 10% Sout Prope, in pata ee 13 Imperials, = ae ey pres signs 12% MUO 11% FRUITS. Oranges, faney Rodi. (25000255 06. oo. 54 1 Lemons, Choices 4 75@5 00 SAMO ee se @5 50 Figs, layer Mew 22 9@11 aes ED ss st @ 6 Dates, frails, Oe i gt @ 4% yy fri rails, Ls as Rese SID i Fae @ 5% * Fard, 10-1b, box jeee ta eas = ge ae ee fos @ . Peecion. DOAD, DOM oc oe. es eyo 6 Dananag 1 25@2 50 NUTS. Almonds, ee Beir cass aio a cheueons @17 PURCR i e ca cocci ees 14%@15 . California as eae 13 as PACA ee eae @s8 ets: SIG oe a ek ee Walnuts, Grengere. 00 as WOHCR 268 as Sis Pecans, Texas, H. Pe eae — Cocoanuts, per a tecoas a 4 2@4 W PEANUTS, Game Cocks Sees ea re se ay es ee ee Wholesale Price Current. The quotations given below are such as are ordinarily offered cash buyers who pay promptly and buy in full packages. BAKING POWDER. Sm cote eunennteet Arctic, a cans, : doz... 45 mesa ay < % Ib. “ 3 1 = tip ° 62 fe = on LS ee Absolute, 44 1b. cans, 100s..11 75 " 12 ib. -* 50a. 10 OO “ lip *". «50s. .18 2 Telfer’s, 4% 1b.cans,doz.. 45 ei tip. “t oS " fie = ~ .. io Aeme, % Ib. cans, 3doz.... %& 7 ib | 2 1 2 oe [ fib < 7 .... 2 Wels eS 20 Rea Star, 4 4 ib. cans, 45 ib. * 85 ° tip * 1 50 AXLE GREASE. Bravers .<..{0 1: . ®2 60 EOP oie 1% Dinmond. =.=)... 1 66 BATH BRICK. English, 2 doz. in ease..... Bristol, 2 80 75 American. 2 doz. incase... 70 BLUING. Gross Arctic Liq, £ OZ eevee ee eens 3 40 6 DO... cose. 7 £6 eS 10 00 ‘ C 8-0z paper bot 7 20 . Pepper Box No. 2 3 ti a Pf mg 4 00 ’ " foe BROOMS. No. 2 Hurl es 1 70 Ge ee 1 90 No. 2 Carpet ee 2 00 OO 2 2 Parlor Gem =... 2 60 Common Whisk ... _... 90 Fancy ie a ee eT 1 00 Mill . . 32 Warehouse.. 2 BUCKWHEAT. | ings 100 1b. Gases ...- . .- | 5 06 7) 80 Tp. eases 32 2 42 BUTTERINE Dairy, solid packed... ..- i ©" rolls... 14 Creamery, solid packed. 15 . rolls... . CANDLES. Hotel 40 1D. boxer. .....-..- 104% Star, 40 _ 3% Paraisme .- 3... 2... 12 Wicking 25 CANNED GOooDsS—Fish. Clams..1 Ib, Little Neek..... 1 20 Clam Chowder, o1b 2 10 Cove Oysters, i tb. stand.. co a is Lobsters, 1b, “picnic Bec: 1 50 a 2 6o 1 ob Seat. 2 00 2 Ib. Star. 3 1 Mackerel, in Tomato Sauce. t ib, stand Sole, 1% fe peaclon _.c. oe OO . 31b.in Mustard...3 00 te 31b. soused.......3 00 Salmon, Lib: Columbia.. ..1 90 1th, Alaeee........ 1 80 Sardines, domestic i ae a a8. 1 .@ o Mustard 4s. ) . imported 3 3 a spiced, %s Trout, 3 Ib. brook .-..___- CANNED GOODsS—FTruits. Apples, gallons, stand. ....2 40 Biackberries, stand......... 90 Cherries, red standard...... 1 35 - pied. 25... 2 00 Demsons 9. .:2 6... tcc. | OO Meo Plums. stand. ..-....... 1 30 Gooseberries ..-............. 1 00 Grapes Green Gages... 0.) ... 205... 1 30 Peaches, all yellow, stand..1 70 e Seecenags..__.. 1 45 _ Me : Peets 1 30 PAReCApDIOS |... 2202... 1 W@2 50 Gumees 1 00 Raspberries, Gxtra 91... |: 1 35 POG 1 60 BOrawPherries.... -..._.._... i Whortleberrics.........._... % CANNED VEGETABLES. Asparagus, Oyster Bay...... Beans fima, stand......... 90 Green Limas.... @1 & Series. 28. | @ 90 Stringiess, Eric. ._...- 90 ‘Lewis’ Boston Baked..1 40 Corn, Aveher’s Trophy ......- 1 00 - Morn’g Glory.1 00 a Early Golden.1 00 Peas. Preneh ooo 1 68 ** extra marrofat... @1 35 © Soaked... 80 * gune. stand. ........... 1 35 ne aL 1 55 ** French, extra fine... .[ 50 Mushrooms, extra fine...... 2 15 Pumpkin, 3 lb. Golden...... 1 00 Suecotesh, standard........ 95 SGUSAh ooo 2 oe 110 Tomatoes, Red Coat.. @1 00 - Good Enough.. 1 00 is Ben Her... .. 3. 1 00 “ stand br.. @1 00 CHEESE, Michigan Full Cream @ 9 Sap Sazo- 0 3. 16 @16% CHOCOLATE—BAKER’S. German Sweet. 23 PYCmiitiia.... -.. 35 Oech ee 38 Breakfast Cocoa.........- 48 IrGIAA 37 CHEWING GUM. Rubber, 100 lumps ee 25 Oe 35 Spree ee 30 CHICORY. Pe 6 Rea... ver4 COFFEE—Green. io, fair. oot. 17 @19 Se 184%@20 re Eee) is oe @21 ‘“« fancy, washed...19 @22 Soren. 0... 20 @23 SOnEGN 2000 17 @e Mexican & Guatemalal19 @23 Peaherry ..g......... .: 20 @23 Java, Interior......... 20 @25 o Mandheling....26 @29 Mocha, genuine. .....-. 2 @27 To ascertain cost of roasted coffee, add 4c. per Ib. for roast- ing and 15 per cent. for shrink- age. COFFEES—Package. 1 Ibs Tien ee 2234 O° 0 CADINIOES 08. 520). 23% MeLaughlin’s XXXX....22% Wray oe 22% Thompson’s Honey Bee....24% Py WGOr 2.0... 22% Nox All......: 233 i ee oe 221% COFFEE EXTRACT. Waey City. o.oo 7 OWE: oe 110 CLOTHES LINES. Cotton, ft per doz. 1 25 - 1 50 1 60 - 2 00 ce = 25 Jute 1 60 ang 115 ee 7 50 ia ae Secs esi au oe ed 6 00 CRACKERS, menosha Butter. .:. <2... 8 Sevier 7 | 8. 6 MUO is. : © Teme oc os. Te RAMOS os cosa, nie Soe Cae ae al ae scl oa t LES ENE ha Miah SAN soda. ee ts es See eerie ce oes city “Opeter, ce so can't CREAM TARTAR. Serietiy pure... 8... 38 GROCee ee ee 24 DRIED FRUITS—Domestic. SALERATUS, Apples, sun-dried..... 3 @ 3% | DeLand’s, pure.............. 5 evaporated.... 6 @ 6% Church's, tee Sheaf.. 3... 5 A aon g: os @i5 DWSRes 5 PIMC RCTEICR ses. 5 Tagore i Rectarines Se 12 r wet . eaches Oe eae ea 12 Sema ee 9 Corn, oe acs artes soe @26 Beenie eS io3 Sugar, bbl epree "gees <——.. > “half barrel... .20@38 ir POmeS: eee 3 SWEET GOODs, DRIED FRUITS—Currants. Xxx Zante, in barrels...... @ 4% | GingerSnaps,......... 9 914 ‘« “in less quantity @5 | Sugar Creams.. wee 9% DRIED FRUITS—Prunes. Frosted Creams....... 9% Dorey (00000. 4144@ 4% | Graham Crackers..... 9 Beet 5%4@ 6 | Oatmeal Crackers..... 9 Dreperiads cio. _ . DRIED FRUITS—Raisins. Betes .. 2... eles eee 5% Waleneiag ccc... @ | | Meee, Engen 4% CNGHEAR FU. @1lu% es —— Layers, Cali- TEAS. Oraia 3: 2 40@2 50 London Layers, for’n. @ Fair JaPan—Regular. Muscatels, California. @2 15 ae 14 @16 aise Secrest Good «..-- 2 esses 18 @22 emon: 2... 13 oe. “24 @29 Orange 14 Choicest... --30 @3a i FARINACEOUS GOODS. SUN CURED. “rina, 100 Ib kers......... Of) Wain | Hominy, Per PS Goad Pe 16 Gm Macaroni, io ag bex.... 60| Chotee..__ ener @2B ‘ ported... . ue | Choieést.....:. u 35 Pearl Barley... @3 oe ens green. @1 40 7 . = ‘split... ale @3 @20 Sago, German......... @ 6% @25. Tapioca, fi’k or p’rl.. @ 6% . @35 Wheat, cracked....... @ 6% | Extra choice, wire leaf @40 Vermicelli, import.. @1i0 GUNPOWDER = domestic... @60 Common to fair. - 2% @35 FLAVORING EXTRACTS. Extra fine to finest... 50 @65 Jennings’ D.C.Lemon Vanills/| Choicest fancy.. oS @85 2 oz. Panel, doz. 85 1 2} jiieetay 9 “6 9 oF} 7 . 4 07. : = : = | Common to fair....... 20 @35 No. 3, 1 00 1 60 | Superior tofine........ 40 @50 No. 8, ‘oF 4 00! YOUNG HYSON. Note, “ ‘450 6 00 | Common to fair.. 18 @2%6 No. 4, Taper, ‘ = 160 2 59 {| Superior to fine....... 30 @40 4 pt, Round,‘ 4 25 7 50! OOLONG i 8 50 15 00} Common to fair.......25 @0 i FISH—SALT. _ | Superior to fine....... 30 @50 a ee @ 5 | Fine to choicest....... 55 @b5 , ive Hala | wal | ENGLISH ——_ Herring. round, %bbl.. 2 50 fake : @30 gibbed.. : 275 Choice... ener teen a sais teas “30 @35 “Holland, bbls.. 10 00 Tea D eas 55 @65 Pe “kegs,new @ 85 eal Dusen 8 @10 o alee 25 TOBAccos—Plug, Mack. chs, ‘No. 2, i oe _ 00 | S. W. Venable & Co.’s Brands. i it os » Kit. .1 45 | Nimrod, 4x12 and 2x12........37 aa 4 bbls. ee @5 00 | Vinee, 22-5x12. 160z...._. 36 ‘ kits. ie pers Po 24td 30 White. —- 1 pee 50 ig 5 Center, 3x12, Mos...... 34 a F oo ie a ae Wheel, an a “ «40 Ib. kits..... 99 | TTiket, 8x9, 9 oz... 35 Family, % bbis.... .2 351] TOBACCOs—Fine Cut. To AES a 50; D. Scotten & Co.’s Brands eae eu eines unary 5 95 | Hiawatha............. 62 Half kegs. 7 Ss 88 Lowees Cuba... 37 LAMP WICKS. | TRADESMAN CREDIT COUPONS. iq e+... oe 30 :: 2, per hundred.. 7 ro - 50 ts 40 ee 3 00 NG eee 4 00 LICORICE 320, 5 00 Se Subject to the following dis- (soa. CC 25 | Counts: Senet 18| 200 or over. ....... 5 per cen Bl MOLASSES. 500.“ eae : 3lack Se tS oe 18 | 1000, ‘* _....... 36 Cuba Baking.. -. . . eageo | INEG Porto Rico.. oe 24@ 35 | 30 » eee New Orleans, ood Q5@3 | GO BT--------ee ee ee ee ee eee ee 6% choice...... 33@38 —— Reese ad al Se fancy..... 4548 | 7 Barter eesee ss 10% One- half barrels, 3c extra. | 1 for barrel. a = | YEAST. uscatine, arreis ...._.. 5 2! Berne S Cae : ae a i apace . ompressed. . “ Cases......2 15@2 25 | SCELLANEOUS, BDipascart aati 15@2 25! cocoa Shells, balk. 3% Muscatine, Barrels... @5 75) | Jelly, 30-Ib. pails.......4 @ 4% Hall bbls | @3 12 | eee 15 : Cases -2 15@2 = ae PG? | PAPER & WOODENWARE Michigan eet... eee oY PAPER. paser Witte 1033} Curtiss & Co ag pac ciee | ss . Quote as fol- Medium. . meen ..4 7% | lows: % bbl . cto OBL PREOW ooo 16 Smab Bis Oot. Tapeh Weir 200 ” % bbl.. ee 3 50 | Fess cu. ee PIPES. eee Cty No 216... 1%) Beamer oe aie as oe, G5 | pets eee nn: nee, ae ene 2... 46; cute Mania ls RICE. | Red Express No. 1 es 4 Carolina nee ee 6% | No, 2 4 me Se | TWINS, Rad... | eee. ss a 22 shied ee 54@6% | | Cotton, No. 2 Comte ece ce cc... 20 SALT Ce Se 18 Common Fine per bbl....... go | Sea Island, assorted....... 40 Solar Rock, 56 1b. sacks... 28 | a 5 yaoi eee ee 16 Pa peeken 2 05 | No. 8B 7 60 ee 7% i. eee 2 40} , Ashton bu. bags .. %5 w Higgins ‘“‘ Lo 5 7 25 Warsaw * Ge i “ No.3 °= ' — a Ol Pate Wad eee hae +» | ails, No. 1, two-hoop.. 1 60 = SaL sODA. aa | ms . No. 1, three-hoop.... 1 75 Granulated, boxes.......... 2 Sone ee ee SAPOLIO : se tee 3 doz. in box..... 2 35 _ 2 00 3 a 2 3 i Dee ae eee 2 0 SEEDS. «“ assorted, 17 7s and 17s a Mieieee cs et ee vis : and ae Perawaw 10 fr -” 7 a Baskets, market.. seca. ao amy ee =. | bushel 22... 1 60 coe ee — | ‘“* with covers 1 90 oe Pe ak oi wl al lla a ol wl al | ae &¢ willow cl’ths, No.1 5% Oe 4% ‘ i 2 oe Mipetard 0: 7% “ “ s a ; os SNUFF. “ ae Scotch, in bladders.........37 4 Ve «geen Maceaboy, in jars........... 35 ‘ ‘“ “ No3 5 % French Rappee, in Jars..... 43 2 ae ” SOAP. J Detroit Soap Co.’s Brands. GRAINS and FEEDSTUFFS Snenien 3 30 WHEAT, @uiecen Anne... .... soo; weaned. German Hamity.. ........_- 2 40) Ree. a Mottled German........... 3 00 FLOUR Old German................- * 70| Straight, in sacks......... 4 80 US Bie Baran... . ||. 137 ‘ “ barrels 5 00 Frost, Floater........... ...3 7 Patent “ sacks. 5 80 Cocoa Casivie ......-.-.:.... 3 00 “ < Bageaie 6 00 Cocoa Castile, Fancy........ S20. ee Allen B. Wrisley’s Brands. | Bolted... . oo cece ae oid Con st Te... 1 : = Granulated................ 2045 oo MILLSTUFFS asta M06 oo sce ol S00) ee 12 00 sPICcEs—Whole. ee. 12 50 Aligpiee. os . 10 | Sereenings.. 12 00 ‘Cassia, China in mats....... oe) Meddiings 13 00 te Batavia in bund....11 Mixed Peed uy 16 06 “ Saigon in rolls...... 40 Coarse Yared. 16 00 Cloves, —. a CORN i See ts 2 Ss i ‘6 Mace — a 80 a lots ee ie « = INnomens, famey............. Se eS a No. : See a, 7 OATS Wo 2c... 70 New. Old. Pepper, Singapore, black. ...18 pmatt lots 28 30 st White... .. = Car ee 26 28 BhOb cco RYE. sPicEs—Ground-—-In Bulk. No. i Bice Oe ee ee Cassia, Batavia ee 20 BARLEY and: Seton ee UNO ee 1 25 “ SRO ee old De 1 10 Cloves, Amboyna Se 35 : Ranziber 0.60.0 SB bi! car Ginger, Meee og PNG 11 50 Cael 2 15 (2... 10 00 a - - Jamaica . ae pene ace Batavia.. foo 80 Mustard, English. Pewee cea HIDES, PELTS and FURS. and Trie. — Perkins & Hess pay as fol- Nei wes ee 0 lows: Ae ee . HIDES. Pepper, ee —. — Gece 4@4% “6s Ca: ee ae Part Cured eee oe 44%4@ 5 Herbs & Spices, Small... 65 Pull“ ---2e sees 5 @ 5% a 13s eee eee tac 5 @6 esas D i eas ec 5 @6 skins een... :. 3 4 Mystic, ee oe 4 48 te ' a oe ue 5 Co 6 | Deacon skins.......... 10 @20 : SUGARS. 14 off for No. 2. Cre ERE. @ 9% PELTS. CURE Go @9 Powdered .605060,.00., @9 on se . ive 10 @% Granulated, H. & E.’s..8.56@ 8% | #stimated wool, per 20 @28 i Franklin. 8. oo o% MISCELLANEOUS. . ight’s...g. ot Pathe csc coe, 4@ a Me eccs. 8.31@ 8% ——— butter a : : No. 1, White Extra C.. '@ 7% | match No. 2 Extra C......... @%% one: Ne. 3C, golden: ....... @ T% O20 Gee ices... @7 Wanned,.-............. ue Oise is @ 6% | Unwashed... Drugs # Medicines. State Board of Pharmacy. One Year—Ottmar Eberbach, Ann Arbor. Tw ars—Geo. McDonald, Kalamazoo. Three Years—Stanley E. Parkill, Owosso. Four Years—Jacob Jesson, Muskegon. Five Years—James Vernor, Detroit. President—Jacob Jesson, Muskegon. Secretary—Jas. Vernor, Detroit. Treasurer—Geo. McDonald, Kalamazoo. . Next Meeting—At Lansing, November 5, 6 and 7. Michigan State Pharmaceutical Ass’n. President—Geo. Gundrum, Ionia. : First Vice-President—F. M. Alsdorf, Lansing. Second Vice-President—H. M. Dean, Niles. Third Vice-President—O. Eberbach, Ann Arbor. Secretary—H. J. Brown, Ann Arbor. Treasurer—Wm Dupont, Detroit. N Executive Committee—A. H. Lyman, Manistee; A. Bas sett, Detroit; F. J. Wurzburg, Grand Rapids; W. A. Halil, Greenville; E. T. Webb, Jackson. Local Secretary—A. Bassett, Detroit. Annual Meeting—At Detroit, Sept. 17, 18 and 19. Grand Rapids Pharmaceutical Society. President. J. W. Hayward, Secretary, Frank H. Escott. Grand Rapids Drug Clerks’ Association. President, F. D. Kipp; Secretary, Albert Brower. Detroit Pharmaceutical Society President, J. W. Allen; Secretary, W. F. Jackman. Muskegon Drug Clerks’ Association. President, C. S. Koon; Secretary, J. W. Hoyt. THE DRUG CLERK. Oh! I'ma drug clerk, brave and bold. With chemicals I dally; In me all wisdom you behold, I’m Galen's ablest ally. I wrestle with the tough pil! mass, I make the pestle quiver, The mass I then cut into spheres That agitate the liver. At midnight’s hour I sally forth The loud-mouthed bell to answer, And sell a nickel’s worth of oil To lubricate a cancer. Three years’ apprenticeship I serve, With tough exam’s I struggle, To fit myself to sell cigars And soda water juggle. I go to work at 8 a. m., *Till 8 a. m. I hustle, At other times I recreate To elevate my muscle. And thus to drugs I'm firmly wed, Till death us two shall sever, For men may work and men may rest, But drug clerks work forever. 8 ——__« >_< Test Case at Manistee. A Manistee correspondent thus refers to a case now being prosecuted by the State Board of Pharmacy at that place. Considerable interest was manifested in the trial of Wm. P. Hallin a justice court this week. Hall was complained of for keeping a drug store, he not being a registered pharmacist nor having a registered pharmacist in charge of the store. He had been a druggist for over twenty years, but fora period of four years, from 1883 to 1887, he was engaged in brick making. During that time the present pharmacy law, requiring regis- tration, weut intoforce. When he again embarked in his regular profession, he was examined, but failed to pass. He then went into the drug business, not- withstanding his disqualifications, and continued so ever since. On July 30 last James H. Kimane, of Kalamazoo, attor- ney for the State Board of Pharmacy, was here and made complaint against Hall. On Tuesday of this week the first trial resulted in a disagreement of the jury, four for conviction and two for contra, while on Wednesday the jury stood five for conviction and one for acquittal. The jurors holding against conviction said that the law was un- constitutional, as claimed by the de- fense. The case on both trials went to the jury on the proofs of the prosecution, the defense introducing no testimony. There is no doubt about Mr. Hall’s com- petency, but, having been out of busi- ness for several years when he attempted to pass his examination, he was rusty. Since then he has openly defied the law and the State Board—consequently the prosecution. It is understood that Mr. Hall proposes to make the above a test case, carrying the matter to the court of last resort, if necessary. ———__——»>->___—_ The Peppermint Crop. A friend of THE TRADESMAN, who has been making a tour of the peppermint district of the State, writes as follows regarding the crop prospects: There is nothing very definite about the peppermint crop yet, except that on marsh land it is a failure. The old mint, or second crop, on upland is very good this year, running about ten or eleven pounds to the acre. The new mint is the main crop and itis not cut yet, but the prospect is that it will rua about fifteen pounds to the acre or upward, making about half a full crop. >>. The Annual Association Meeting. The annual meeting of the Michigan State Pharmaceutical Association, which will be held at Detroit Sept. 17, 18 and 19, bids fair to prove one of the most suc- cessful conventions ever held by the organization. The programme has been prepared with much care and the enter- tainment features devised by the Detroit druggists and their friends of the jobbing trade will prove very enjoyable. —_—_——_—>> Mended While You Wait. Scene—Bootmaker’s shop with legend, ‘“‘Boots mended while you wait.”’ ; Credulous Party (handing in his boots)—Look sharp, now, and [ll wait. Bootmaker—We’re so full up of work, you can’t have ’em under a couple of days. Credulous Party—A couple of days! Why, you old humbug, you have it stuck up in your window that you mend ’em while people wait! : Bootmaker—Just so; and if you'll wait a couple of days you'll have ’em. ————_—__—< The Drug Market. Quinine is very firm and German brands have again advanced. American brans are as yet unchanged. Opium is firm. Morphia is tending higher. Iodine and preparations are unchanged. Linseed oil has declined. —_———___— >_< Big Rapids—Jas. A. Hunt succeeds the Big Rapids Stave Co. in the manu- facture of staves. ——__—>>-<—__— An unscrupulous druggist named Koot, On prescriptions, he would substitute; Till the doctor smelled mice, His own medicine buys, | The poor druggist is now destitute. Prescription No. 21,432--The Night Clerk’s Story. A. Nother in Druggists’ Bulletin. ‘“‘By Jove! she is handsome,”’ mured, as I closed the door of a Street drug store the other evening, where I had entered to purchase a weed. This ejaculation was called forth by one of the loviest faces it has ever been my fortune to see. It was a face full of beauty and goodness, to which a figure of grace and dignity lent an added charm. I stood watching her retreating form afew moments; then, with a half- sigh, turned to the clerk, who was pa- tiently awaiting my orders. “Hello! I did not expect to find you on duty so early; what has happened?’ I said, recognizing my friend the night clerk. ‘Just came on an hour sooner to oblige one of the day clerks, that’s all. What kind?’’ ‘Same old brand,’”’ I replied absently, still thinking of a pair of lovely brown eyes. ‘By the way! can you tell me who that young lady is who just went out? She is one of the handsomest girls I ever saw.’’ ‘‘Handsome!’’ answered my friend: “you are right there; and as good as she is beautiful.’? Anda tinge of color usually foreign to drug clerks’ faces painted for a moment his dark features. ‘Yes, as good as beautiful,’? he went on, enthusiastically, ‘‘and whisper! she is going to do me the great honor of some day assuming my name. There! it is out at last. You are the first to whom I have told my pleasant secret, but then I known you to be discretion itself, Perhaps you wouldn’t mind hearing how we got acquainted? No! ° Then just wait afew minutes till I finish dispens- ing a prescription to be called for, and you shall have a ‘plain, unvarnished tale,’ setting forth my romance.’’ “It is not often that a mistake in a drug store results pleasantly,’’ remarked the night clerk, as we seated ourseves in the ‘‘back shop,’’ ‘‘but Iam about to tell you of one of those exceptional eases. It is almost four months now since it happened, butit would not re- quire an over-retentive memory to store up all the facts. Atleast I shall never forget them. It was a miserable night, the rain falling in long slanting streaks, and a wind blowing that almost chilled the marrow in one’s bones. I had just come on duty, when a lady of, I should judge, twenty-eight or thirty years of age entered with a prescription. I dis- pensed it and she departed, wrapping her long water-proof closely around her. Returning from the door after showing her out, 1 noticed a wrapped bottle standing on the counter and, idly won- dering who was yet to call for it, picked itup. You may, perhaps, judge of my surprise and consternation, when I found it was the identical bottle that I had handed the lady just gone. She had, evidently, picked up another, that was standing there, supposing it to be her own; but I did not lose any time in such speculations, I can assure you. To rush to the door, with this bottle in my hand, spring the night latch, and go tearing along the deserted, splashy street in the direction I saw the lady take, was the work of a moment. Wheugh! How I ran! If I had been entered for a quarter-mile sprint, I would have won sure. Well, just when I was about giving up in despair, I espied, about half a block ahead of me, the muffled figure of a lady, bending bravely against the storm and walking quickly. To the shipwrecked and _ half-starved sailor, no port was ever yet more wel- come than was the sight of that ‘water- proof’ to my anxious eyes; I slackened my pace so as not to needlessly alarm her, also to get breath enough to explain matters, for I was just about winded. Soon I was at her side; she gave a slight start as I accosted her, but I paid no at- tention to such petty details. ‘Pa—par- don me, ma—madam,’I said, ‘but you took up the wrong bottle when leaving the store afew mo—moments ago; this is yours.’ ‘Thank you, sir; sorry to cause you so much trouble,’ said a sweet voice, taking the bottle I held and giving back the one that had caused me such a hot chase. ‘Not at all, madam,’ I an- swered, making an attempt to raise my hat, which, as it had been left at the store, you will believe was nothing but an attempt. I hurried back, wondering meanwhile how many had tried to get in, and used terse Saxon because they could not; but what cared 1? I had the bottle safe and no accident could happen now. I almost hugged the unfeeling glass thing in my thankfulness. Well, I must not spin this out toolong. Isee your cigar has burnt out— have another? Don’t mention it! I got back to the store and looked at the parcel I had made such an effort to recover. Something about the shape of it struck me as un- familiar. I unwrapped it. Great Heav- ens! it was not our bottle at all! It was from another store, and was labeled, ‘To be taken at once.’ Say! I don’t mind telling you that for about four minutes I was a fit candidate fora lunatic asylum. I snatched up the wrapper. Ah! Thank God, the name and address were written onit. I need not tell you that I almost beat my record of a few minutes previous in my trip to the address I had thus dis- covered, and arrived there, ruined the door-bell for all further use, by the mad way in which I pulled it—got the bell- knob up in my room now; pulled it clean off. My ring was soon answered, for, the patient being seriously ill, no one had retired: and it was answered by a vision of loveliness that almost took away my breath. I stammeringly explained mat- ters. The beauty before me gazed in open-eyed surprise, then, quickly recov- ering herself, asked me inside, and went to find the servant, who had but a few minutes before returned from the drug store. The two bottles were soon as they had been before my first mad flight. In the hurry and darkness the pretty servant had never recognized me as other than the one who had waited upon her, and. unhesitatingly exchanged bottles with me. ‘Well, no time to linger here!’ thought I, ‘the other customer must be found at any cost; so, taking up my parcel and apologizing for my blunder- ing, I was bowed out by the vision afore- I mur- haps some one’s life was even now in jeopardy, and I must move. I went to the prescription file, got the doctor’s name who had written the prescription which had caused so much trouble, and was about to sally forth on a new quest, when who should I meet at the door but the lady for whom I was about to search. She carried the ruins of a bottle in her hand and hurried to explain that just as she neared her home the parcel had slipped from her hands, and, falling on the stone pavement, had _ instantly broken. ‘Would it be a great deal of trouble to redispense it?’ Trouble! Well, it did not take me long to get be- hind that glass door and allow my fea- tures to assume the true expression of thankfulness that my heart at that mo- ment prompted. I finished her prescrip- tion, carried it in my own hands to the door, and gaveit to her as she was going out. You see I was not going torun any more chances. Iam nota great party to pray, but I do not think any good Chris- tian soul in this city had said a more fer- vent ‘Thank God! that evening than welled up from my heart when the door was finally closed upon my customer. On the fragment of lable that was sticking to the piece of bottle which the lady re- keep it in my pocket. Why? Well, as a reminder, and also because it was the means of my meeting the sweetest and loveliest of girls, and I trust will also bring me the best an most loving of wives. How? Why, don’t you see, that midnight call acted as a kind of informal introduction. We have,often met since. I love her madly; and she, foolish girl, has got it into her dear head that I saved her sister’s life that night by my ‘pres- ence’ of mind, forsooth, and out of grat- itude has consented to become my wife. Interesting? Glad you say so. It cer- tainly has done me good to talk to you. You see, good sometimes comes out of evil. Yet I would not advise other drug clerks to attempt to secure a bride in the game manner. They might considerably decrease the population ere they met with any great amount of success. * * Have another before you go, to smoke on your way home]? Good night! Drop in again; I may find something else to in- terest you. We night clerks see a great many things that you do not—and per- haps it is as well you don’t.’’ . CINSENG ROOT. We pay the highest price forit. Address said, who gave mea parting smile that} Back to the store once more. Great | Seott! how monotonous this midnight | sprinting was becoming! and how my.) poor legs ached! But no matter, per- set every nerve in my body ‘a-tingling.’ | ey | | turned, was simply No. 21,432. I always PEGK BRO “ —— oe iste, 2 Wholesale Price Current. Advanced—German Quinine. Declined—Linseed Oil. ACIDUM. Garp. 52.2 l io 15) Ansipyrin --.: 1 35@1 4 ian ol a Chlorate, (po. 18)...... 16@ 18| Argenti Nitras,ounce @ 68 Benzoicum, German. 90@1 00 | PIANC = ---7--7y Fea gs | Balm Gilead Bud... 38@. 40 a Potassa, Bitart, pure... 27@ 29| Biemuth & N....._.. 2 10@2 2) Gaeviediial. ccc 50@ 55 | Potassa, Bitart, com... @ alcium Chlor, 1s, (%s Hydrochlor ..........- 3@ 5 hous a Ops... .- &@ . ie ee ae @ 9 wicked’ oc 10@ 12 Sad as. 0 27 @ - antharides Russian, 4 Gunlicnel |... pooue 13@ 14 acim Dee eee e = = pois eae ee oe @1 75 Phosphorium dil...... 29 | Sulp: peo 2 Ps) ructus, af... @ 18 Salicylicum .......---- 1 nay 7. RADIX. : i @ 6| Chlmatorn sap ANILINE. Hellebore, Ala, po.... 1@ = i [ squibbs .. @1 00 Black... eos e000 2 OOD? 2 | rea pea aa? 90 | Chondrus. ss 100 Be so 45@ 50 = plox (po. 20@22).. 13@ = ee & W — 20 ee eae 2 50@3 apa. PE. 2-82... 2G - erman 10 COW eer art i ” Maranta, \4S8...... @ 35| Corks, list, dis. per BACCAE. —— po a = ecu oe @ 8 Cubeae (po. 1 60.....-- ae ee Se GT S| Greta, (bbl. 78) 222. as Juniperus Les ena sage an = 6c ve T5@1 35 “s prep. a 5@ 5 Xanthoxylum ..------- Spigelia fis om S| “ pecip 8G 10 BALSAMUM. __ Sanguinari @ Ruane tr, @ 8 Copaiba .....---.------ 55@_ 60 | Serpentaria............ 35@ 40 Crocus oe 35@ 38 Pera)... 2.7... oe @1 30 | Senega ................ 60@ 65 Cudbear een @x« Terabin, Canada ....- 45@, 50 Similax, Officinalis, H 66 40 CupriSelpa..-..... aa S Tolutan ....-.---++-+++ 45@ 50) | o M _@ 2/ Dextrine .............. 10@ 12 Scillae, (po. 35) ....... - 10@ 12 Hither Saiph. 2. 5... 68@ 70 CORTEX. Symplocarpus, Feti- . Emery, all numbers.. @ s§ Abies, Canadian......------ 18] dus, po.:..-... ee @ 35 pee... eee @ 6 Cassiae .....-------+-+>- .. 11] Valeriana, Eng. (po.30) @ 25) Ergota, (po.) 45....... 40@ 45 Cinchona Flava ....---- ee German... 15@ 20| Flake White.......... 12@ 15 Euonymus atropurp...-. 30 Zingiber a............. 10@ 15 Galla .................. @ 2B Myrica Cerifera, po....- 20 Zimeiper fy... 4... 22@ 25} Gambier............... 9@ 10 Prunus Virgini oo ee. = cues ree ca at = ee Se 12| Anisum, (po. 20)...... @ 15| Glassware flint, 75 & 10 per Ulmus Po (Ground 12).....- 10 — (graveleons).. 10@ = ee box 70 less woofs ue, Heoen.......... 15 EXTRACTUM. om = (po. 18): ; a, 2 = Waite. 2 es: 135 25 . iza Glabra... 24@ 25] Cardamon............. @1 3 weer 3... R@® WB ——- eo... 2- 3} Corianarum.....-...<. 10@ 12] Grana Paradisi........ @ is Haematox,15lb. box.. 11@ 12] Cannabis Sativa....... 38%4@ 4} Humulus.............. B@ 40 - 5 is@) 14) Cydonitmm.... .-.--... 75@1 00} Hydraag Chlor Mite.. @ 9 se See ae 14@ 15| Chenopodium ........ 10@ 12 a 7 Cor 2. 80 6... 16@ 17] Dipterix Odorate...... 1 75@1 85 Ox Rubrum @i1 00 Poenieniam (29... @ 15 : Ammoniati.. @1 10 “at Foenugreek 6@ 8 ce) Oe . 15 | Foe gr ; po... guentum. 45@ 55 Carbonate Precip....-- @ Page oo 4 @ 4%| Hydrargyrum......... @ 80 Citrate and Quinia.... @3 50} Tjini, gra, (bbl. 4 )... 4%@ 4%4| Ichthyobolla, Am.....1 25@1 50 Citrate Soluble.....--- - i tapela.....-....---+- a 0) tei 7 Ferrocyanidum Sol.... @ 50} PharlarisCanarian.... 34@ 4% | Iodine, Resubl........ 2 1E@2 25 Solut Chloride.......- @ = ape ee 5@ 6| Iodoform.............. @2 75 Sulphate, com’l......- 1%4@ 2) Sinapis, Albu......... ae Si tanin.... 85@1 00 ee pure (..... @ cs Nigta . 00...) 11@ 12] Lycopodium .......... 55@ 60 ian. cca Macig- 3. i : 16 i : Liquor Arsen et Hy- Avaies 0 135.24 14@ “ Frumenti, W., D. Co..2 00@2 50 oe 27 Anthemis ......-----+-- a DFR... 1 75@2 00| Liquor Potass Arsinitis 10@ 12 Matricaria ...... ----- 30@ 35 Se eee 1 10@1 50| Magnesia, Sulph (bbl FOLIA. Juniperis CoO. 7. a a = — te: a 2 3 9 Soe q Manmia, ©. Fo 45@ — “acutifol, ‘Tin- —* Saacharum N. E...... 1 75@2 00| Morphia, S. P. & W...2 55@2 30 nivelly ....-- ee BQ WB oo. aa ; fs 4 = c aes S.N. ¥. Q. 2 55@2 70 6c “c le 3 DR OH) CV AE UT RUE WU . now eee eee oo Se Oe es 1 25@2 00| Moschus Canton... @ 40 Salvia officinalis, 4S 14 19 Myristica, No. 1....... 60@ 70 _and ene 8@ 10 SPONGES. Nux Vomica, (po 20).. @ 10 Ura Ursi.....----- Florida sheeps’ wool On Sepige 2s. ‘ 28 a @1 00 carriage 000. 2 25@2 50 — Saac, H. & P. D. Acacia, ist picked.... Nassau sheeps’ wool Oe @2 “« > oa “ .... @ 9] carriage ce La 2 00 — Liq, N. C., % gal 8 “ 1... @ 8] Velvet extra sheeps’ eee ee “gifted sorts... ont - wool a ae 1 10) 108 ene a veees . te DO eee ce aces é Extra yellow sheeps’ aia loe, Barb, (po. 60)... 50@ 60] carriage............- 85 . Byes, (po. 80).. @ 50| “’ Cape, (po. 20)... @ 12] Grass sheeps’ wool car- Piece Alba 7 (po. 22).. @ 18) “ Socotri, (po. 60). @ | riage ................ 65 eg a, (po gs).... @ 35) Catechu, 1s, (448, 14 48, Hard for slate use.... Si @ 15) ee @ i. Yellow Reef, for slate ne Poo spacers i, = en : ‘ 0. 30) : = 15 Se (sss 8. t Pyrethrum. boxes i Benzoinum......- -. W@ 5 SYRUPS. @e.; doz: ._: | @1 25 = horse ee . 5@ = — ee 7 Goan’ PY.--...-. = 2 uphorbium po - 3G ingiber ... Sei oer ce oe Galbanum. ....-. Te = Ipecac a 60| Quinia, = Z &W..... 39@ 44 Gamboge, po....--- -. %@ 40 | berti fod... 30| pubia Ti erman.... 40 Guaiacum, (po.45)..-- @ 40} Auranti Corte 0 cae inctorum..... 12@ 14 Kino, (po. 25)...------ @ 20} Rhei Arom....... Se ee eS Mastie 0 . @1 90 | Similax Officinali 60} Salacin.......... nee oes 2 25@2 35 Myrrh, (po 45)... oC. ‘ 59 | Sanguis Draconis..... 0@ Opii, (pe. 4 85) ..3 35@3 45 | Senega 50| Santonine ............ @4 50 Shellac .. ......- -. %@ 30 | Scillae. 50| Sapo, W............... 12@ 14 6 bleached a 253 8 6s Cc 50 us M eel ee ean cia 8@ 10 Tragacanth ........--- 30@ 75! Tolutan .. 50 soi oe settee @ = nERBa—In ounce packages. | Prunus virg.........-.. 50 eo - : = resect ee - TINCTURES. z - ae oe @ 30 upatorium .....-------++++- ‘ : oe : nuff, Maccaboy, De DGbeia 6... cee 2 tl ae 25 Aconitum Napellis R fees 2 Toes ee @ 3 Majorum...... .--++++ss00 0 28 oe 60 Snuff, Scoteh,De. Voes @ 35 Mentha Piperita........--.- Pet PAOOB oo cw oe ew ec eos 6508 asin Soda Boras, (po. 12)... 11 12 9 “ ad h Be We eo ae _ ae mye. ---->---- 60| Soda et Potass Tart... 30@ 33 Ruew | ae ee 50] Soda Carb............. 2@ 2% Tanacetum, V. 22 | Asafoetida.........--..--.--+ 50| Soda, Bi-Carb......... 4@ 5 Thymus, V.....--------+-99° 25 | Atrope Belladonna.......... 601 Soda, Ash) 3.6000) 3@ 4 can Benzoin........-.-.---.----- 60 | Soda, Sulphas @ 2 MAGNE ' Cee ee 50 Spts "Ether Bo 50e@ 55 Calcined, Pat.......--- 55@ 60) Sanguinaria................. 50|""« Myrcia Dom... @2 00 Carbonate, Pat .....-- wW@ 22 Ce 50 ‘ Myrcia Imp ce @2 50 Carbonate, K.& M.... 20@ 25/ Cantharides................. G cc) und tect | Bed Carbonate, JenningS.. 35@ 36] Capsicum ................... oo eae coon ae ear ee = sues Be gal., cash ten days. Absinthium .........-. 5 ead. a eee see Amygdalae, Dulc... .. iia ape i Amydalae, Amarae....7 25@7 50 | Cinehona ............---.-+ 50| Tamarinds............ 8@ 1 Anisi . ceeceee ese etree 1 85@1 95 : Coe 60 Terebenth Venice..... 23@, 30 Auranti Cortex....... @2 50} Columba ............ ele 50] Theobromae 55 Bergamii .......------ 2 s0es OP Contre 2 00) Ma 9 00@16 00 Cajiputi ea 90@1 00 Ceebs 50 Zinci Sulph aa en eee 7@ 8 Caryophylli ...... tot | Ge OOP pipitalia ol toe one ne Cedar i. 35@ 65] Ergot.............--...+- +++: 50 OILs. ‘ Chenopodii ..........- Ql Gi Gentian hoe. ee Bol. Gal Cinnamonii ........... Le) Se... 60 oe winter........ a0 Citronella ee ET ee 50 < ° oo setters ees = = onium Mac.........- 65 - SrimOn. 622: ce Ol 2 : Copaiba 00 90@1 OC | Zingiber ........... ses... 50 pane sion gene raw... 60 63 @ubebae.. 22.10.2012. 16 00@16 50 | Hyoscyamus ................ 50| Lindseed, boiled .... 63 66 Exechthitos..........- Wet OO Vode 75| Neat's Foot, winter Hrigeron (200000000. 120@1 30] “ Colorless............. 75| , Strained ............ ' 69 Gauithoria 020000010) 2 10@2 20) Ferri Chloridum............ 35| SpiritsTurpentine.... 49 55 Geranium, ounce..... Se oils ces as oO) STE scpaeiy bbl. Ib. Gossipii, Sem. gal..... SOG) i tohelia eT 50| Red Venetian.......... 1% 2@3 Hedeoma eee aed 1 15@1 = Myrth oo. sees esse ves 50 | Ochre, yellow — 2@A MBEpOTE. cos 0@: Nux Vomica 002000... 50 eee , 2@3 Lavendula ............ NE | ee See eee CMM cites tees 1 50@1 80| ‘ Camphorated....... ... 50| St pure..... 24 2%4@3 Mentha Piper.......... 2 35@2 40| “ Deodor................. 2 00| Vermilion Prime Amer- Mentha Verid......... 2 50@2 60} AurantiCortex.............. 50 Vermili ants uation 13@16 Morrhuae, gal......... Sigil 60 | Guaseia 8 el io faces "ee English.... 70@75 | Myrcia, ounce......... i) neta) 222) 59| Green, Peninsular..... 0@i T ay beats Vleet eee ee, 50| Lead, red.............. 6%@I% Picis Liquida, (gal..35) = 2 Cassia Acutifol. Ct 50 uittinn ons ee ies i ae 24@ - rae COves sea. 50 ate Rosmarini......... Wabi OO | Serpentaria .... 6.12 2... 50 wees Gilders’...... @9 Rosae, ounce.......... @6 00 | Stromonium.................. 60| White, Paris American 1 00 Succini Deen estas a 45 Tolutan Re eg cee oe Paris Eng. ae Ce ee ee MIOTIAN 2. ii a OO ie ee ee 3 Banta og re 3 50@7 00} Veratrum Veride............ 50 | Pioneer Prepared Paintl 20@1 4 Sassafras. ............ 5B@ 60 Swiss Villa Prepared Sinapis, ess, ounce... @ 65 MISCELLANEOUS. Pents O80 cee 1 00@1 20 Wigee ee @i 50 Ather, Spts Nit,3 F.. 2@ 2 VARNISHES. age ere 7. Kime tee: ght got | NOt, DUP Comeh....-1 1091 29 Theobromas....-.--.. a of ce ae eee ee POTASSIUM, Wee eee sc 36 41-No.1 Porp Furn...... 1 00@1 10 Bi Carh.. be se... s 16@ .18} Annette: +.-..23.-3..:. 55@ 60| Eutra Turk Damar....1 55@1 60 Bichromate ........<.. 13@ 14] Antimoni, po.......... 4q@ 5 — Dryer, No. 1 Bromide. 0... 37@ 40 et PotassT. 3@ SEO es 70@ 75 HAZELTINE & PERKINS DRUG CO. Importers and Jobbers of —~-DRUGS-— Chemicals and Druggists’ Sundries Dealers in Patent Medisines, Paints, Oils, Varnishes. Sole Agents for the Celebrated Pioneer Prepared Paints. We are Sole Proprietors of WEATHERLY’S MICHIGAN CATARRH REMED. We have in stock and offer a full line of Whiskies, Brandies, Gins, Wines, Rume. We are Sole Agents in Michigan for W.D.& Co, Henderson County, Hand Made Sour Mash Whisky and Druggists’ Favorite Rye Whisky. We sell Liquors for Medicinal Purposes only. ' We give our Personal Attention to Mail Orders and Gua: - antee Satisfaction. All orders are Shipped and Invoiced the same day we re- ceive them. Send in a trial order. Harelting & Perkins Drug 60. GRAND RAPIDS, MICH. LIQUOR & POISON RECORD COMBINED. Acknowledged to be the Best on the Market. KE. A. STOWE k BRO., GRAND RAPIDS OILS! Snow Drop. A Fine Water White Oil, High Gravity and Fire @2 00 @1 00! Test, and recommended to those wishing a High 70 | Grade Burning Oil. Red Cross. (SPECIAL.) Water White—A splendid oil. G i asoline. Our XXXX Red Cross brand is unexcelled. War- ranted to Give Satisfaction. Naptha. Sweet and Free from Oily Matter, and has met the approval of many of the largest consumers. »| Red Cross Paint Oil Is full of merit and needs but a trial to convince all of its great value. For mixing with Linseed itis without a peer, as it greatly reduces the cost of same and without injuring its quality. Mineral Turps. Its peculiar composition is such that it can be used with turpentine in fair proportion, the lat- ter retaining full possession, and with perfect results. ALL KINDS Lubricating Oils Constantly in stock, all at our Cleveland prices, thus saving you time and freight. Grand Rapids Yank Line Co., WORKS—D. & M. Junction. OFFICE ROOM—No. 4 Blodgett Block. Branch Scofield, Shurmer & Teagle, Cleveland, Ohio. Polishina The Best is Always the Cheapest. WE HAVE SOLD THE Pioneer Prepared Paint For many years and GUARANTEE Same to Give Satisfaction. Dealers in paints will find it to their interest to write us for prices andgample cards. HAZELTINE & PERKINS DRUG CO,, GRAND RAPIDS, MICH. “THE OLD ORICINAL.”’ RE-PAINT 7 ns Your B eals™ 3" —— 75 cts. ((ariage (MADE ONLY SY ACME White Lead and Coler Works, DETROIT, MICH. Pains AMOND YER CURES Liver and Kidney Troubles Blood Diseases Constipation A. Female Complaints Being composed entirely of HERBS, fh is the only perfectly harmless remedy o1 the market and is recommended by al who use it. Retail Druggists will find it to their interest to keep the DIA- MOND TEA, as it fulfills all that is claimed, making it one of the very best selling articles handled. Place your order with our Wholesai House. Diamond Medicine Go PROPRIETORS, DETROIT, - MICH. Hazeltine & Perkins Drug Co. WHOLESALE AGENTS, GRAND RAPIDS, - MICH THE MOST ; For Infants and invalids 0 Used everywhere, with wnqi success. Not a medicine, cooked food, suited to the weakest stomach. Take no other. Sold b: druggists. In cans, 35c. and upw: OOLEICH & Co. on every label, but asteam-] RELIABLE nvalide | Magic Coffee Roaster. The Best in the World. Having on hand a large stock of No. 1 Roasters—capacity 35 Ibs.—1l will sell them at very low prices. Write for Special Discount. ROBT. S. WEST, 48-50 Long St., CLEVELAND, OHIO. G. M. MUNGER & CoO., GRAND RAPIDS. Successors to Allen’s Laundry. Mail and Express orders attended to with promptness. Nice Work, Quick Time Satisfaction Guaranteed. WwW. E. HALL, Jr., - : - Manager. = am Far oe ERAS hike = The Finest 5-ct. Cigar Manvfactvred. LONG HAVANA FILLER. THEY HAVE NO EQUAL. A. Ss. DAVIS, 127 Louis St., Grand Rapids. Grand Rapids Fire Insurance Co. Cash Capital, $200,000. HISTORY—Commenced Business Novem- ber, 1882: Year. Assets Total Total Dec. 31st. Income. Expend’s SU‘Plus. 1882 $100,359 $ 2578 Soon: ok 1883 109,793 25,276 mae 2a 1884 115,670 40,933 ae 0hlUlUU 1885 126,257 51,054 41,168 nedoe 1886 239,501 30,709 45,660 $ 5,378 1887 275,595 102,181 66,558 20,695 1888 300,227 123,240 99,249 35,983 DIRECTORS: Julius Houseman, George W. Gay, Mart'n L. Sweet, I. M. Weston, H. Widdicomb, J. W. Champlin, D. A. Blodgett, S. F. Aspinwall, James Blair, T. Stewart White, Philo C. Fuller, E. Crof- ton Fox, A.J. Bowne, Thos. M. Peck, Francis Letellier, Grand Rapids; C. T. Hills, Muskegon; R. A. Alger, Detroit: Dwight Cutler, Grand Haven; F. B. Stockbridge, Kalamazoo; O. M. Barnes, Lansing; W. R. Burt, East Saginaw. JULIUS HOUSEMAN, President. S. F. ASPINWALL, Secretary. SEEDS! If in want of Clover or Timothy, Orchard, Blue Grass, or Red Top, or, in fact, Any Kind of Seed, send or write to the Seed Store, 71 Canal St. GRAND RAPIDS. W.T. LAMOREAUX, WANTED. POTATOES, APPLES, DRIED FRUIT, BEANS and all kinds of Produce. If you have any of the above goods toe ship, or anything in the Produce line, let us hear from you. Liberal cash advances made when desired. EARL BROS., COMMISSION MERCHANTS 157 South Water St., CHICAGO. Reference: First NATIONAL BANK, Ohicago. MICHIGAN TRADESMAN, Grand Rapids. FIVE DOLLARS FINE, Or imprisonment for ten days, is the legal pen- alty for selling tobacco in any form to a minor without a written order frem the parent or Te. Conform to the haw, Merchants should procure a supply of blank orders, which will be sent postpaid on receipt of guardian. postal note, as follows: 250 TOBACCO ORDERS -._.75 500 . iz - 1.25 1,000 = . - 2.00 remit- All orders must be accompanied by ta K. A. STOWE & BRO., Grand Rapids, aa The Michigan Tradesman Crockery & Glassware Permanency in Business.* There is no other trade or profession | in this country in which those who are engaged make such rapid, radical, un- reasonable changes as in the mercantile profession. Cast your mind’s eye over whatever city or village you may, and you can scarcely find a man there to-day who was in the same business twenty years ago. Some have changed their iocality, others have gone into some other branch of trade, while the great major- ity have gone out of business entirely, by gradual shrinkage of chattels, closed for repairs or to determine the status of ownership. If honest, the goods and accounts were divided among creditors, or a compromise made, and the same thing repeated. If dishonest, some wealthy friend or relative who had loaned them large sums of money ‘bobbed up se- renely’’ stepped in and closed them out, taking the stock. (These relatives, who so suddenly and unexpectedly pose as capitalists and money loaners are a great convenience at such times). What is the cause of so many changes ? Why this proverbial lack of stability in the mercantile profession? Many per- sons engage in business who are in no- wise fitted for it, being attracted by its visible allurements, thinking that if they were only merchants they could wear good clothes and have plenty of ease and leisure, having only to do up goods that are asked for, take in the shekels and make daily bank deposits of good, even round numbers, look up the stock re- ports, converse with friends and be gen- tlemen. They view mercantile business as an Aladdin’s lamp which will bring them immediate wealth. Many a pass- ably good farmer has made a very poor business man. While a farmer, his farm was asa fund kept in trust for himself and family—the proceeds he could use but the principal he must not touch. If he raised more than usual, his outlays and expenditures could be increased by that much. If his yearly income was less. he must modify his disbursements. Like the good brother of the cloth, he lived up to his privileges. Should some less fortunate neighbor wish to borrow or purchase on time a seeding of wheat, or a few bushels of potatoes, and he had it or them to spare, if they were never returned or paid for it would not seriously impair his capital stock. After selling his farm and putting the whole proceeds into merchandise — movable, ehangeable chattels—the circumstances are entirely different. The situation is grave. Now, he has not the proceeds or surplus only to dispose of, but the whole fund is in his hands for sale and man- agement. Ambition is commendable, desirable, and when it leads a man to strive to bet- his condition, to push whatever is within his reach to success, it is apraise worthy thing to possess; but when it leads one to be dissatisfied with his calling, or to make a change from the anvil to the mill, from the loom to the farm, from the farm to the railroad or the store, or leads him to sell his pleasant little home or his business to try the uncertainties of the Wonderland of the Dakotas, or the elysium of the Sierras, it is a thing to be deplared. ‘“‘Happy the distaff that knows its own spindle,’’ and thrice happy the man who has pride and confidence in his own voca tion, who does not think that the stars all conspired together at his creation to make him a great man, iniinitely too great for his common-place business. He should disabuse himself at once of such foolish, impractical ideas, look about, brush up, take hold of whatever there is to do and show himself worthy of his vocation, strive to make his bus- iness successful and permanent, teach his children to be proud of and pro- ficient in his business. After a long twareer, what a monument to success and stability is it to see aman’s heirs con- ducting the same business! What a les- son of rectitude, industry, permanency! What a pleasing sight to see a man’s name in his business handed down as an heirloom to his children! What feelings of admiration and veneration will it pro- duce in the minds of those who come after us to behold the sign, in letters of gold, over the door of a first-class dry goods house, Frank Hamilton’s Sons. The tendency is toward stability and permanency, and one of the strong fac- tors to bring about this desirable result will be the cash system. As a guarantee of permancy goods must be sold for cash, or such judgment used in making credits that those only will be trusted who can and will pay. A person who cannot dis- criminate between good and bad credits and who cannot say, ‘‘No,’’ just as easily and pleasantly as, ‘‘yes,’’ should sell en- tirely for cash, knowing that— “He that sells and gets his pay May live to sell another day.” There are some persons who have chosen the mercantile business as a pro- fession, who love it; who will use every means within their reach to qualify themselves for it; who try to elevate their business by conducting it upon bus- iness principles; whose word is a syn- onym for truth; whose lives are the very incaranation of honor, energy, business; who, adding to their faith, virtue—to vir- tue, cleanliness—to cleanliness, temper- ance—to temperance, industry—to indus- try, charity—I say, knowing thatif all these things abound in them, and they read THe MICHIGAN TRADESMAN, belong to the Michigan Business Men’s Associa- tion, and sell for cash, whatsoever they wish shall be added to them, and they shall be as permanent in this generation as the everlasting hills and the great globe itself. *Paper read by Oscar F. Conklin, of Grand Rapids, at the fourth annual convention of the Michigan Bus- iness Men’s Association. —————»> > <—__—_- Half Rate Harvest Excursions Will leave Chicago and Milwaukee via the Chicago, Milwaukee & St. Paul Rail- way for points in Northern Iowa, Minne- sota, South and North Dakota, Montana, Colorado, Kansas and Nebraska, on August 6 and 20, September 10 and 24, and October 8, 1889. Tickets good for return passage within thirty days from date of sale. For further information, circulars showing rates of fare, maps, etc., ad- dress A. V. H. CARPENTER, General Passenger Agent, Milwaukee, Wis., or to Harry MeERcER, M. P. A., 90 Griswold st., Detroit. 313 LAMP BURNERS. No. 0 S08): -. 2. a 45 Not 8.22 ee ea ee 48 No2 So Soe ee ees q Womuier = Ne) hs a % LAMP CHIMNEYs.—Per box. 6 doz. in box. War Claims a Specialty. PENSIONS FOR DISABLED SOLDIERS, their widows and children. INCREASE PENSIONS for those whose dis; abilities have increased, and for those who have become entitled toa higher rate by a depart- mental ruling, or by act of Congress. VETERAN BOUNTIES to all soldiers who re- MG OSUR. i.) a ee ae 1 90] enlisted on or before April 1, 1864, during the Net a eee 2 00| war of the rebellion, having previously served es ee ee 3 00] in ee army at any time — period of (or : : periods aggregating) nine months. ae eee 215|. OFFICERS’ TRAVEL PAY now collectable Node Ce eo ei ie og) im every instance wheres. discharge or resigna- No.2 * “6 a Ts 95 tion was based upon a disability incurred in ser- ae . ais a vice. _XXX Flint. ALL KINDS OF CLAIMS diligently and per- No. 0 Sun, Crimp £0p... -. eee... oe 2 58 sistently prosecuted. es oye eee eee eer a 2 80} Sixteen years experience. My fees and other No. 2 7 te pet ee eeaee a: eee cor 3 80 charges are moderate and in accordance with Pear] top. the law. No. 1 Sun, wrapped and labeled.............. 3 7 ADVICE FREE and CHEERFULLY GIVEN. NO. 2: * - . Be ce es cea ein 4 70 REFERENCES in every County in Michigan No: 2hmee ee 4 70| on application. La Bastic. No. 1 Sun, plain bulb, per doz.. ............. 1 25 F. I. DARLING, Attorney, No.2 “ o a emotes: sae sien 150] Late Special Examiner U.8. Bureau of Pensions, No. 1 crimp, per doz.......-..--..-..-.--..-.. 6 1 40 No.2 << Se ea MES eye ei 1 60| 46 Old Houseman Building, STONEW4ARE—AKRON. Grand Rapids, Mich. Buiter Creers, per eat =... .2. - 2... 22.4) Gos ougs, 4 gal, per doz... ...:. 225s. S 65 fe ee ee ee ae 90 2 He ee oe wee eee 1 80 Milk Pans, % gal., per doz. (glazed 66c).... 60 oe se 1 ae oa ( oa 90¢e 7 v FRUIT JaRS—Per gro. or : S§ason's. ninig 0 £10 = : - Bate 11 00 “ dation. Uo JOBBER OF Lightving iquaris:... ......-..-..-------... 12 00 nu ae 5 oewion se 16 00 Fresh and Salt $1,000 REWARD! THE LARGEST AND BEST CLEAR LONG HAVANA FILLED SUMATRA WRAPPED CIGAR SOLD FOR & CENTS. CLOTAAUURDASEADEESESED We agree to forfeit One gales Dollars to any eT roving the Filler of these Cigars to contain anytht! amt Havana Tobacco. DILWORTH BROTHERS. Amos, Musselman &Co. SOLE AGENTS, GRAND RAPIDS. MICH. FOURTH NATIONAL BANK Grand Rapids, Mich. A. J. Bowne, President. ’. Prerce, Vice President. H. W. Nasu, Cashier CAPITAL, - - - $300,000. Gro. Transacts a general banking business. Make a Speciality of Collections. Accounts ef Country Merchants Solicited. THE ACME oF UTILITY ano CONOMY, e IN ¢ 1S REACHED E SAME IS — = re let oO a Liberal dis- count to the trade. Special Inducements to parties intro- ducing this system of store- fitting in any locality. 00 © Manufactur- oo by KOCH A. B. COv, 354 Main St. PEORIA, ILL BORDEN, SELLECK & CO., Agts., 48-50 Lake St., Chicago, 114 Water St., Cleveland “COLUMBIA” Steam and Hot Water Boiler for dweilings, ete. HUM & SCHNEIDER, Grand Rapids. ~ HYDRAULIC ELEVATORS Water Motors and Specialties Send for New Catalogue. Tuerk Hydraulic Power Co. NEW YORK: CHICAGO: 12 Cortland St. 39 Dearborn St. warming Second Hand Sample Trunks For Sale. NELSON BROS.& CO., 68 Monroe Street. The Belknap Wagon and Sleigh Co., GRAND RAPIDS, MICH. (igen Manufacturers of Delivery Wagons ofall descriptions. Also manufacturers full line of Delivery and Road Sleighs. Write for illustrated catalogue and price list. Lake Fish=—— =—=AND=—— —=—([eean Fish Mail orders receive prompt attention. See quotations in another column. GRAND RAPIDS. WHY WEAR PANTS That do not fit or wear satisfac- torily, when you cam buy the Detroit Brand, that are perfect in stvle and workmanship. _ JacoB BROWN & COS. a od 41d Soe Superior Make A ee OVERALLS. ASK FOR THEM? AWNINGS AND TENTS. + : as Horse and Wagon Covers, Water Proof Coats, Buggy Aprons, Wide Cotton Ducks, etc, Send for Illustraved Catalogue. Chas. A. Coye, Telephone 106. ¥1 Pearl St. THE ALDINE FIRE PLACE SS Before Buying Grates, get our circular, Sent Free. The Aldine produces Warm Floors, Perfect Ventilation; keeps fire over night, andis cleanly. Burns coal, coke, wood or gas. Can be piped to com- mon chimneys, or set like other grates, andcan be run at half the == cost ofany other. AddressALDINE MFG. CO., Grand Rapids, Mich. TIME TABLES. Grand Rapids & Indiana. GOING NORTH. Arrives. Leaves. Traverse City & Mackinaw.......... 7:00am 7:30am Traverse City & Mackinaw.......... 9:30am 11:30am Traverse City EXpress............- 3:05 pm 4:20pm Petoskey & Mackinaw..... ....... 8:45pm 10:30pm 7:30a mand 11:30 a. m. trains have chair cars for Petoskey and Mackinaw City. 10:30 p. m, train has sleeping car for Petoskey and Mackinaw City. GOING SOUTH. Cincimmati Hxprous::........... 2. 6:25am 7:00am Fort Wayne EXpress.........sss00- 11:45am 12:45am Cincinnati Express. ..............- 5:40pm 6:00 p m Chicago and Sturgis...............- 10:40pm 11:05pm 7:00am train has parlor chair car for Cincinnati. 6:00 p m train has Pullman sleeper for Cincinnati. 11:05 p m train has Wagner sleeper for Chicago, via Kalamazoo. Sleeping car rates—$1.50 to Chicago, Petoskey or Mackinaw City; $2 to Cincinnati. Muskegon, Grand Rapids & Indiana. Leave Arrive. FO BT oo nic nse cebele ocwesadwnpsrccdceoscens 10:15am UE an eee ceteccectcs aa Oe 280 Oa os is a ie cca pele e 8:45 pm Leaving time at Bridge street depot 7 minutes later. Cc. L. Lockwoop, Gen’! Pass. Agent. Detroit, Grand Haven & Milwaukee. GOING WEST. Arrives. Leaves. {Morning EXpress. .... 5.222 cce cece 12:20pm 12:25pm +Through Matl......... -- £:25 pm 4:30pm ¢Steamboat E -.10:40 p m 10:45 pm *Night Expres -- 6:50am 7:00am 7iixed...... oe 7:30am GOING EAST. fOctro1s Express... 6:45am 6:50am TIBTOUCH MAM. cs 11:35am 11:40am Fevening Express... 5... 26... 3:40 p m 3:50 pm “Limited Mapress... 0-525... 3. 6:45pm 6:50 pm +Daily, Sundays excepted. *Daily. Detroit Express has parlor car to Detroit, making direct connections for all points East, arriving in New York 10:10 a. m. next day. Limited Express has parlor car to Detroit, making close connections for all points East, also makes direct connections at Durand with special Pullman through ears to New York and Philadelphia. Steamboat express has parlor car to Grand Haven, making direct connec- tion with steamer for Milwaukee and the West. Through tickets and sleeping car berths secured at D.,G. H. & M.R’y offices, 23 Monroe St., and at the depot. Jas. CAMPBELL, City Passenger Agent. Toledo, Ann Arbor & Northern. For Toledo and all points South and East, take the Toledo, Ann Arbor & North Michigan Rail- way from Owosso Junction. at above point with trains of D., G. , an connections at Toledo with evening trains for Cleveland, Buffalo, Columbus, Dayton, Cincin- nati, Pittsburg, Creston, Orville and ail promi- nent points on connecting lines. A. J. PaisLey, Gen’l Pass. Agent. Sure connections, We are wholesale agents for the Fancy California Mountain Seedlings and headquarters for all kinds ef Messina oranges. PUTNAM & BROOKS. ranges | Job Printing! We desire to call atten- tion to our facilities for producing first-class job printing for the trade. If you live ina part of the State where you cannot get satisfactory work, write us for estimates. Samples and prices sent on applica- tion. Weecarry a complete line of stationery, papers—in fact all kinds of printers’ stock. Send sample of what you want. Fuller & Stowe Company, 100 Louis St., GRAND RAPIDS. WHO URGES YOu TO hEEP SA POLIO’? THE PUBLIC! By splendid and expensive advertising the manufacturers cre ate a demand, and only ask the trade to keep the goods in stock so as to supply the orders sent to them. Without effort on the grocer’s part the goods sell themselves, bring purchas. ers to the store, and help sell less known goods. ANY JOBBER WILL BE GLAD TO FILL YOUR ORDERS. | \ t times prepared to fill orders for car lots or less at lowest prices. Putnam & Brooks. AKAVENRIGH BRUS. Wholesale Clothiers MANUFACTURERS OF Perfect=-Fitting Tailor-Made Clothing AT LOWEST PRICES. 138-140 Jefferson Ave., 34-36 Woodbridge St., Detroit, MAIL ORDERS sent in care L. W. ATKINS will receive PROMPT ATTENTION. P. STEKETEE & SONS, WHOLESALE Dry Goods 2 Notions, 83 Monroe St. and 10, 12, 14, 16 & 18 Fovntain St, Grand Rapids, Mich. Wecearry a large stock of Foreign and Domestic Nuts and are at all Comforts and Blankets, Yarns and Woolens for Fall Trade. R Warps, Geese Feathers, als. Waddings, Batts Agents for Georgia and Valley City Bags, STARK, AMERICAN, PACIFIC, BURLAPS. and Twines, Prints, Ginghams, Dress Goods, Hosiery, Underwear and full line of Staple Notions. Lemon & Peters, WHOLESALE GROCERS. SOLE AGENTS FOR Lautz Bros. & Co,’s Soaps, Niagara Starch, Amboy Cheese. GRAND RAPIDS. Rindge, Bertsch & Co. MANUFACTURERS OF Milwaukee Oil Grain Line, Made from Pfister & Vogel’s Stock. The most durable button shoe made. Strong, stylish and water proof. Made in women’s and misses’ sizes and put up in individual ear- tons. Wealso make a line of men’s oil grain top and three-sole bals and congress from Pfister & Vogel Stock. 12, 14 & i6 Pearl Se, GRAND RAPIDS. co. Seventeen Years on the Market With a steady increase in demand. Jennings Flavoring Axtracts ARE ALWAYS RELIABLE AND UNIFORM IN QUALITY AND PRICE, BEING MADE EXCLUSIVELY FROM THE FINEST FRUIT THAT GROW CANNOT BE OTHERWISE THAN THE FINEST FLAVORS PRODUCED. AGENTS FOR BOSTON RUBBER SHOE Dealers will always find Jennings’ Extracts saleable and profitable goods to add to their stock. Order through your Jobber or direct from Jennings & Smith, Grand Rapids, Mich. SEE QUOTATIONS THIS PAPER. oy, THE OLD RELIABLE oULD USE FRAZER S. | LE GEES