Sin Cliente cme | i FTIR AROS S TNO UG PY ESS SF OWNS SS ETE ® EPPA ASD) EA OR CNS RFE EN FN EIEN y Bes CEN / CD PON EN ah NON (30S VEX (AIO We DYN bp - SF ye Oe ot \\ SSS NN Me aA Ss © ) CS YONG 2 a Oy) (Aa Nod VWAryienots } \ Y, My ONL ; Vy . A AAS {y Nf AL AM) WF (a . \ il SNe & N NOT a CONSE ic INC ay Vey ie ce Gu “= S2 SSA WD 4: ESS See (A SEDO WANG PART AC 6 HET NCH) BS) ry) DAS SN y % Tae OW) di a SA vA, Ss WKS F \G D CORES CREE SAG.) nl?) Oe? GN EE oe ONS J Gee Ged ee ONO BES Watts toneunz, WZ es BIN) : SsPUBLISHED WEEKLY 9 755 KE SSS OS TRADESMAN COMPANY, PUBLISHERSACS a) PASS LEST. 1883 % ASO ZENE Ae ES SST STE AS Sa Re Fortieth Year GRAND RAPIDS, WEDNESDAY, FEBRUARY 14, 1928 Number 2056 QM The Rosary of My Tears Some reckon their age by years, Some measure their life by art; But some tell their days by the flow of their tears, And their lives by the moans of their heart. The dials of earth may show > The length, not the depth, of years, Few or many they come, few or many they go, But time is best measured by tears. Ah! not by the silver gray That creeps thro’ the sunny hair, And not by the scenes that we pass on our way, And not by the furrows the fingers of care On forehead and face have made. Not so do we count our years; Not by the sun of the earth, but the shade Of our souls, and the fall of our tears. For the young are oft-times old, Though their brows be bright and fair; While their blood beats warm, their hearts are cold— O’er them the spring—but winter is there, And the old are ofttimes young, When their hair is thin and white; And they sing in age, as in youth they sung, And they laugh, for their cross was light. But, bead by bead, I tell The rosary of my years; From a cross to a cross they lead; ’tis well, And they’re blest with a blessing of tears. Better a day of strife Than a century of sleep; Give me instead of a long stream of life The tempests and tears of the deep. A thousand: joys may foam On the billows of all the years; But never the foam brings the lone back home— It reaches the haven through tears. Father Ryan. we = Grocers—Hekman’s baked goods are in demand because _ they _ satisfy. Strengthen your trade through them. ohman biscuit (0, rand Rapids.Mich. Sand Lime Brick Nothing as Durable Nothing as Fireproof Makes Structures Beautiful No Painting 2 No Cost for Repairs Fire Proof Weather Proof Warm in Winter Cool In Summer Brick is Everlasting Grande Brick Co, Grand Rapids Saginaw Brick Co., Saginaw Jackson-Lansing Brick Co., Rives Junction SOLD EVERY WHERE Not merely baking powder but increas- ed leavening power. The special process. of manufacture is the reason. REG. U.S. PAT. OFF. RYZON is an improvement over old-fashioned powders. It has more raising power, is a slow, steady raiser. It re- tains its full strength to the last spoonful. If your Jobber cannot supply you address 40 Rector St., New York Ryzon-raised pikes keep fresh longer. You use less SIDNEY ELEVATORS © Will reduce handling expense and speed up work— will make money for you. Easily E installed. Plans and instructions sent with # each elevator. Write stating requirements, giving kind of machine and size platform wanted, as well as height. We will quote a money saving price. Sidney Elevator Mnfg. Co., Sidney, Ohio Signs of the Times Are Electric Signs Progressive merchants and man- ufacturers now realize the value of Electric Advertising. We furnish you with sketches, prices and operating cost for the asking. THE POWER CO. Bell M 797 Citizens 4261 More Yeast Sales— They're certain to come your way. Our country-wide newspaper campaign is going to do it for you. This publicity is built around the fact that FLEISCHMANN’S YEAST is the one corrective food that rids the system of con- stipation. Work hand-in-glove with this advertising effort. Tell your cus- tomers the laxative qualities of this natural food. It's bound to boost your sales. The Fleischmann Company R. & F. Brooms THE Also B. O. E. LIN:: Prices : Special $ 8.00 re No. 24 Good Value 8.50 q No. 25 Velvet __ 9.50 i No. 27 Quality__ 10.75 1 No. 22 Miss Dandy 10.75 B. 2 B. O. E. -- 10.00 Freight allowed on shipments of five dozen or more. All Brooms Guaranteed Rich & France 607-9 W. 12th Place CHICAGO, ILLINOIS doors EASTER COOP ASSORTMENT Order Early PUTNAM FACTORY One Ten Foot Banner arene Bayide, ch. One Large Rooster : Six Chickens Cost Dealer CONTAINS 28 Lbs. Eggs in Nest One Large Coop $6 75 The Franklin P Make Many Sales Grow From One Make an impressive, attractive display of FRANKLIN CINNAMON and SUGAR in your window, or on your counter, and put this sign on it— “Have waffles to-night for a change. They are delicious with Franklin Cinnamon and Sugar”. Many of your customers will follow your sugges- tion, and in consequence you will sell Cinnamon and Sugar, flour, baking powder, butter, eggs, etc. which you would not otherwise sell. The sale of other Franklin products in packages will follow naturally, the Cinnamon and Sugar is so good. FRANKLIN SUGAR, in packages,—which means a profit on sugar, FRANKLIN SUGAR HONEY, FRANKLIN TEA SUGAR and FRANKLIN GOLDEN SYRUP. HILADELPHIA, PA. *‘A Franklin Cane Sugar for every use”’ Sugar Refining Company Pe & eye ee ae é ER ere RT LE NE, S at Be ARS a = i —— soa ~ ca ml | Le Gene we ; , c oo I 5 be "2 Ves ~ Mi, ; Vi py y (a i (By 7 yy) Fortieth Year GRAND RAPIDS, WEDNESDAY, FEBRUARY 14, 1923 Number 2056 MICHIGAN TRADESMAN (Unlike any other paper.) Frank, Free and Fearless for the Good That We Can Do. Each Issue Complete in Itself. DEVOTED TO. THE BEST INTERESTS OF BUSINESS MEN. Published Weekly By TRADESMAN COMPANY Grand Rapids B. A. STOWH, Editor. Subscription Price. Three dollars per, year, if paid strictly in advance. Four dollars per year, if not paid in advance. Canadian subscriptions, $4.04 per year, payable invariably in advance. Sample copies 10 cents each. Extra copies of current issues, 10 cents; issues a month or more old, 15 cents; issues a year or more old, 25 cents; issues five years or more old 50 cents. Entered Sept. 23, 1883, at the Postoffice of Grand Rapids as second class matter under Act of March 3, 1879. IN THE REALM OF RASCALITY. Cheats and Swindles Merchants Should Carefully Avoid. During the past twelve years, some forty states of the Union have adopted one form or another of “Blue Sky” law, in an attempt to check the sale by swindlers of fraudulent securities. With the purpose of such laws there can be no quarrel, for the evils of security swindling’ in this country are well known. But it is another ques- tion entirely whether such laws really provide an effective cure for the. sit- uation. “Blue Sky” laws derive their name from the complaint that many men posing as promoters of companies were “capitalizing the blue sky” but little else. These laws vary widely in different states, but possess certain common and basic features; they at- tempt to prevent security swindling in two principal ways—by examining securities before they can be offered for sale to the public, and by licensing security dealers. The exercise of these functions by the state is, as a rule, entrusted to a Securities Commission appointed by the Governor. In theory, such legislation would seem likely to afford great protection to the public. At first glance one would imagine that a Securities Com- mission could and would detect fraud- ulent securities and prevent their sale. and that it could likewise run down the crooked dealer in securities and drive him out of business. But with “Blue Sky” laws, as with many other such experiments in pre- ventative legislation, theory and prac- tice have been found widely at vari- ance. Experience with “Blue Sky” legislation has clearly shown its ten- dency to seriously hamper the legiti- mate sale of legitimate securities, and its inability effectually to protect the investor against just the nefarious practices at which such laws are aim-'° ed. This is not only the coriclusion of experienced security dealers of the highest standing, but also of legisla- tors and the public themselves, as is attested by the continual amendments made to “Blue Sky” laws in the vain attempt to render them really effectual and beneficial. With regpect to their first funda- mental provision—namely, the exam- ination of securities—requirements in various “Blue Sky” states vary from quite elaborate codes to vague and meaningless provisions. All these codes are constantly changing and se- curity dealers. doing business on a National scale have found great dif- ficulty in knowing what the law is in each of many different states. Some- times commissions demand a great amount of detailed information re-. garding the company about to issue securities; the getting-to-gether of this information imposes considerable and sometimes costly delay, and when it is finally presented to the Commission, the latter becomes swamped with work and finds itself unable adequate- ly to examine it. As a result, it be- comes more or less a matter of luck what securities are approved by the Commission. Often, too, commissions demand that firms offering securities make a sworn statement concerning details of the business. But, while legitimate business men often find it impossible to swear to all such mat- ters on the basis of their own knowl- edge, the crook is always perfectly ready to perjure himself, and hence this practice affords no protection to the investing public. In certain con- sdicuous cases of fraudulent promo- tions, it has been found that fraudulent securities could readily be sold in “Blue Sky” states, often with the ap- proval of the Securities Commission. The second basic provision of “Blue Sky” laws—namely, the licensing of security brokers and dealers—has in practice been shown equally ineffec- tive. Experience shows that under such a system, any one can easily ob- tain a license. Often commissions have issued card licenses to appli- cants; crooked dealers obtaining such cards have found them of the great- est assistance in selling fraudulent se- curities to the public, since the latter looks upon them as a species of gov- ernment approval of the securities of- fered. Frequently, cases have been remarked where crooks were able to sell securities in “Blue Sky” states without obtaining any such_ license, at all. But, while licensing security deal- ers does not check fraud, it does in- flict great injury upon legitimate busi- ness. In general, such a licensing system is a means to free individual business initiative, and is a dangerous and arbitrary power to lodge in the hands of a politically appointed com- mission. Very often such a licensing system gives the commission power to. examine the books and records of all security dealers, and this power is subject to further grave dangers. Crooked dealers can easily juggle their records in such a way that none but a most expert specialized account- ant would be able to detect evidences of wrong-doing. On the other hand, with legitimate dealers, there is con- stant danger that confidential informa- tion obtained by such an examination would be misused. Of late years these earlier and more drastic features of “Blue Sky” laws have in many states been considerably modified. With respect to the exam- ination of securities, a system has been developed whereby the state is notified when a given security would be offer- ed and would interfere with the sale of it only upon evidence that it was fraudulent. Also the licensing of se- curity dealers has been modified by the substitution of a registration law, under which dealers register with the state, but are not subject to the dras- tic provisions provided by the licensing system except in cases where fraud is involved. It has frequently been noticed by students of “Blue Sky” legislation that in their attempt to prevent fraud, they largely neglect punishing fraud when it is detected. There is a grow- ing body of opinion to the effect that what is needed to stop swindles is more jail sentences and fewer statu- tory. enactments. For this reason, states which, in lieu of the ordinary “Blue Sky” legislation, have confer- red added power upon the Attorney General to hunt out and severely pun- ish the sale of fraudulent securities, and have strictly enforced such sim- pler and more old-fashioned “fraud laws,” have experienced greater suc- cess in ridding themselves of the se- curity swindler. — ses Annual Convention of Michigan Re- tail Dry Goods Association. The following programme has been prepared for the fifth annual conven- tion of the Michigan Retail Dry Goods Association, which will be held in Grand Rapids March 6 and 7: Tuesday Morning. 9 o’clock. Meeting of the Board of Directors of the Association. 9:30. Meeting of the Board of Direc- tors of the Grand Rapids Mer- chants Mutual Fire Insurance Co. 10. Registration of all members and guests and assignment of tickets to members and store executives for the evening luncheon. Entire forenoon to be devoted to getting acquainted. Glad hand by members of the Committee on Re- ception. Tuesday Afternoon. * 1:30. Presidents Address—John (C, Toeller, Battle Creek, 1:50. Report of Secretary-Treasurer— Fred Cutler, Ionia. 2. Topic—“Direct Mail Advertising for Small Stores,” E. K. Pearce, Quincy. 2:15. Discussion—J. H. Clements, Rochester. 2:30. Topic—“Developing a Tourist and Resort Trade,” F. J. Zielin- ski, Manistee. 2:45. Discussion—George A. Drach, Ludington. a Topic— “Things the Retailer Should Know,” E. E. Horner President Eaton Rapids Woolen Mills, Eaton Rapids. 3:40. Topic—“Some Experience with Collection Agencies,’ Leon Rosa- crans, Tecumseh. 4, Topic—‘“Co-operation between Farmers and Retailers,’ T. M. Sawyer, Secretary Board of Com- merce, South Haven. Tuesday Evening. 6:15. Experience meeting and round table discussions. Complimentary luncheon to members and store executives, President J. C. Toel- ler presiding. Entertainers—Paul C. Staake, Kala- mazoo, impersonator; Mark D. Cutler, Lansing, Scotch songs; Leo G. Cook, Jackson, leader community songs. Wednesday Morning. 9. Topic “Our Insurance Company; See It Grox,’ J. T. Trompen, _ President Grand Rapids Merchants Mutual Fire Insurance Co., Grand Rapids. 9:20. Discussion—B. E. Ludwig, Chairman Insurance Committee, Albion. 9:40. Topic—‘Laws and Ordinances Pertaining to Peddlers,’ A. K. Frandsen, Hastings. 10. Topic—‘Merchandising in Smal Michigan Towns,” F. E. Mills, Lansing. 10:20. Topic—“Chain Stores,” C. W. Otto, Secretary of Board of Com- merce, Flint. 10:40. Discussion—C. E. Noyes, Sec- retary of Board of Commerce, Adrian. 11. Topic—“Salesmanship,” Mr. Wier, Superintendent Round Oak Stove Co., Dowagiac. 11:30. Election of officers. 12:15. Recess for noon luncheon. Wednesday Afternoon. 1:30. Topic—“Exhibit of Store Blank Forms,” L. G. Cook, Jackson. 2. Topic—‘Where the Consumers Dollar Goes,” (Based on the Gov- ernments own findings Irving S. Paull (Lecturer for the National Retail Dry Goods Association), New York City. 3. Reports of Committee on Resolu- tions. a The only way to make a friend is to be one. LARGEST AND BEST. Biggest State Hardware Convention Ever Held. The twenty-ninth annual convention of the Michigan Retail Hardware As- sociation eclipsed all previous efforts in the convention line in point of at- tendance, numerical strength and gen- eral excellence of exhibits and char- acter and scope of papers, reports and discussions. The first day’s proceed- ings were covered by the Tradesman of last week. Wednesday morning the first feature on the programme was a paper by E. L. Prentice, of Grandville, on .“Efficiency in Busi- ness.” This paper was published ver- batim in last week’s Tradesman. The next feature was a paper on “Stocks, Profits and Balances” by George W. Schroeder, of Eau Claire, Wis. This paper appears verbatim elsewhere in this week’s issue. Next came an address on “Store Records” by Past National President Samuel R. Miles, Argos, Ind., which is published elsewhere in this week’s paper. The next feature was a paper on “Relation of Stock Turnover to Net Profit” by Martin L. Pierce, Promo- tion Manager Hoover Suction Sweep- er Co.,. North Canton, Ohio. This paper was pDublished entire in last week’s issue. Wednesday afternoon was devoted to the exhibits. In the evening a closed session for hardware dealers only was held. Secretary Scott read his annual report during the evening. This report was published in the Tradesman of last week. Most of the evening was devoted to the “Question Box” in charge of Charles A. Ireland, Tonia, Scott Kendrick, Ortonville, and J. Charles Ross, Kalamazoo. Thursday morning Herman C. Meyer, of Boyne Falls, read a paper on “A Hardware Man’s Interest in Consolidated Schools.” This paper is published verbatim elsewhere in this week’s issue. Next came a paper on “The Psy- chology of Window Advertising” by William L. Ferber, Boyne City. Frank Stockdale, of Chicago, de- livered an address on “How to Build a Selling Program.” Election of officers resulted as fol- lows: President—J. Charles mazoo. Vice-President—A. J. Rankin, Shel- by. Ross, Kala- Secretary—Arthur J. Scott, Marine: City. Treasurer—William Moore,: Detroit. Members of the Executive Com- mittee for two years: L. J. Cortonhof, Grand Rapids. Scott Kendrick, Ortonville. George W. McCabe, Petoskey. L. D. Puff, Fremont. Charles A. Sturmer, Port ‘Huron. Herman Digman, Owosso. Thursday afternoon was. devoted to the exhibition feature. In the evening a monster banquet, attended by over 1,200, was held at the Coliseum. Hon. C. L. Glasgow acted as toastmaster. Dr. Marion LeRoy Burton, President of the University of Michigan, spoke on “Education and -Citizenship.” ~ Friday afternoon the members held MICHIGAN TRADESMAN an executive session and decided to hold the next convention in Grand Rapids. The report of the Resolutions Com- mittee were unanimously adopted, as follows: In reaffirmation of the ideals which are the inspiration of our Association activities, we state anew, as a reminder to both our members and the pub- lic, that: It is the Hardware Association’s function to give its members a better understanding of their economic func- tion. To stimulate their interests in high- er business standards. To acquaint them with, and urge their adoption of, improved merchan- dising methods. To encourage among the various factors in the trade that friendly re- lationship which will be mutually help- ful and of ultimate ‘benefit to the pub- lic. And to serve the public welfare by elevating the ideals and increasing the efficiency of the hardware trade. Distribution Costs. We are keenly cognizant of the current criticism of distribution costs and are convinced that it results largely from lack of understanding of all the factors involved and erroneous reasons based on incomplete informa- tion. Nevertheless, we recognize that as servants of our communities, it is our duty to serve efficiently and economi- cally and to at all times maintain an adequate and proper merchandising service at minimum cost. To this end we pledge our best ef- forts and urgently recommend that all retailers continuously and diligent- ly scrutinize their merchandising costs and operating expenses to discover un- necessary or excessive costs and to apply vigorous methods to eliminate all such. Believing that a clearer conception of the equal importance of production and distribution will conduce to more harmonious and pleasant relationships between distributors and consumers, it is recommended that retailers indi- vidually, at every opportunity and through every means at their com- mand, endeavor to educate their cus- tomers and the public regarding the necessity of distribution, and the ser- vice of retailers, in making products available to the consumer where and when wanted and thereby giving value to production. Community Development. Recognizing anew that he builds best who serves unselfishly and in- telligently in the varied activities of his community, we endorse and make a part of this resolution, the resolution ‘of the National Retail Hardware Con- gress of 1922, reproduced below and add our voice in urging that hard- ware dealers everywhere give their utmost individual support to all forms of community service ‘by active per- sonal participation in every endeavor having for its purpose the advance- ment of community interests—com- mercial, agricultural, educational and civic. “This organization fully appreciates the fact that the true citizen must be of and for the community instead of merely in it; and it knows that the only tangible way of exemplifying this belief is active endeavor, unselfishly given, in the interest of the commun- ity. Therefore, it urges its members to assist in all forms of community de- velopment through: Active personal interest in the con- duct ‘of local schools; Activity in local commercial organ- izations; Support of all constructive move- ments for civic progress; Study of local marketing conditions and efforts to better same; Co-operation with constructive ac- tivities of agricultural colleges, county agents and local farm organizations; Support of local newspapers as needed media of education and com- munity betterment.” Simplification. Considering the economies that are possible through ‘elimination of the waste that occurs in the manufacture and distribution of unnecessary diver- sified types, styles, sizes and finishes, we are confident that: Simplification will save production costs by eliminating the losses that attach to manufacture in creating and developing producing machinery, pat- terns, and formulas for non-essential items, and will conserve time, labor and expense in the measure that these efforts and expenditures are scattered over excessively multiplied varieties; Simplification for the wholesaler and retailer will reduce stock and re- lease capital invested in the space oc- cupied by non-essential varieties, and wil increase stock-turn by combining the advantages of smaller stock with more intelligent and effective selling; Simplification will affect substantial savings for the consumer who ulti- mately pays the unnecessary costs ac- cumulated through all the stages of manufacturing and distributing super- fluous items, lower costs attained by simplified manufacture, coupled with correspondingly decreased costs in distribution, will culminate in appre- ciable reductions of prices to the con- sumer. Believing that returns to the ques- tionnaire by the National Retail Hard- ware Association, showing hardware merchants 98 per cent. to 99 per cent. favorable to simplification in hard- ware manufacture in general and paints in particular, truly reflect the sentiment of the retail hardware trade, we approve the efforts of the National Association to make effective the wish of hardware retailers in this respect, and urge hardware manufacturers to co-operate more definitely and actively in carrying out the simplification pro- gram. We heartily commend the construc- tive action of the Division of Simpli- fied Practice of the Department of Commerce in lending its assistance to our efforts to eliminate waste through the reduction of variety in hardware manufacture, and likewise commend the Chamber of Commerce of the United States for the helpful service it has rendered in this connection. Stock-turn. Accepting it as a companion prob- lem closely akin to, if not actually in- volved in, distribution costs, we par- ticularly stress the importance of in- creasing stock-turn, since to too slow stock movement are attributable loss- es of obsolescence and shrinkage of values, interest on excessive invest- ment, unnecessarily high insurance, rent and taxes, together with poorly concentrated and, effectual selling effort. To prevent these losses, to serve the public better and less expensively, and to make merchandising less hazardous, we pledge ourse!ves and urge all hard- ware dealers to give greater attention to stock-turn; to study the move- ments of individual lines and apply such well worked out methods of stock control as will most aptly meet our respective conditions and _ give best promise of solving this problem. In determining such methods it is necessary to consider the seasonal character of the merchandise, the ac- cessibility of wholesale supplies, and give due regard to minimum and maxi- mum stocks, for the merchant must keep always in mind that lack of proper stock is equally unprofitable to himself and injurious to his com- munity. Decimal Pricing and Packing. We note with satisfaction the grow- ing interest in decimal or unit, pricing and packing, and reiterate our endorse- ment of this plan for the benefits which will result from general use, in shortening the time required for figuring invoices and determining re- consequently, in-. February 14, 1923 sale prices, and greatly reducing the possibility of error. In the light of our experience in handling lines so packed and priced, and strengthened by the reported sat- isfactory manufacturing experience, we confidently affirm our belief in the advantages of the decimal system and hope for its rapid expanded use. We therefore urge that hardware manufacturers generally adopt the decimal plan of pricing and packing and approve the suggestion that the first of January, 1924, be fixed as an appropriate date for simultaneous abandonment of the cumbersome dozen and gross method, as a means of preventing the confusion that does result from manufacturers making the change individually at various dates. Resolved—That, we, the Michigan Retail Hardware Association, consist- ing of over 2,000 members, represent- ing every county of the State and recognized as the largest merchandis- ing association in Michigan, as well as being affiliated with the National Retail Hardware Association, consist- ing of over 23,000 hardware merchants, do fully endorse, in convention as- sembled at Grand Rapids, Feb. 9, the appropriations asked of the present Legislature by Dr. Marion LeRoy Burton, President of the University of Michigan, for buildings, equipment and land. Resolved—That the Secretary of the Michigan Retail Hardware Associa- tion, be authorized to send a copy of these resolutions to Dr. Marion Le- Roy Burton and to the Legislative Committee on appropriations at Lan- sing. Whereas—We believe that consoli- dated schools are a benefit‘to the rural communities and, incidentally, to the hardware trade, we as Michigan Re- tail Hardware Dealers Association as- sembled do wish to go on record as favoring the same and wish to offer the following resolution; be it Resolved—That the Michigan Re- tail Hardware Association go on rec- ord as favoring the State of Michigan consolidated school plan and that we will do all we can consistently with good business methods to promote the interest of consolidated schools in our several socalities. We take this opportunity to express our thanks to those who have helped make this, our largest and best con- vention, such a wonderful success. Es- pecially to the officers and committees who have so faithfully performed their duties, and to the management of the Hotel Pantlind for the splendid way which they have served us. A‘l of which is respectfully sub- mitted. F. E. Strong, L. D. Puff, Committee. —___¢+>—_—_ Complete Programme of Retail Gro- cers Convention. Cadillac, Feb. 12—It is said that only 1 per cent. of New York’s popu- lation get incomes of over $5,000 and it is also stated that there is one auto- mobile registered for every nine or ten people in the United States, and it is further stated that Government operation of railroads caused deficits of $1,800,000,000, which the Nation must pay out of revenue derived from some other source. After all, with all the automobiles in operation, is it to be wondered at that the business of railroading has taken a serious loss, and is it at all possible that railroad- ing has served its time as a means of transportation and that it never again will be as efficient as it has been in years gone by? It may be that the men who make laws will devise some successful and profitable manner of operation, but with the experience al- ready had, it cou'd hardly be looked for unless men of wide experience are given a free hand to operate in the same manner as is followed by men who make or break a private business. Excessive freight rates, coupled with eas RRR Rte CTs 2 Saaaetnontane ott i & i i ns rn ot at en ENA REISE SN Lenihan arent February 14, 1923 delay in transportation, is a real prob- lem for each merchant to consider, as only by the help of those affected can any difficulty be settled in a way that is the most good to the most people and because the retail grocer and meat dealer comes in direct con- tact with the consumer, it is a duty that is part of the grocer’s responsi- bility to use his efforts in solving the difficulties that interfere with his progress. It is hardly to be expected that peo- ple who are not familiar with a busi- ness of any particular kind are quali- fied to offer suggestions that could be used profitably, yet it is surprising how some noted men presume to ad- vise how the distribution system of food retailing should be handled. Some professional men tell in their public addresses how a large number of small distributors are being sup- ported on the difference in price be- tween that paid to the producer and that paid by the ultimate consumer. It is a peculiar fact that most of those who rush into print in this much mooted question either forget or ne- glect to explain what they propose to do with all this so-called middle class; whether they are to be deported to some foreign shore; whether they must go back to the land and dig out of the ground what they eat and trap the animals from which to get the clothing necessary to cover their nakedness, or whether they propose to - kill them off as being useless cumber- ers of the ground. Some of these learned people seem to forget that the work of distribution must be done and that the fellow who does it must of necessity be paid. ‘If the fellow who does it works only eight hours per day, the expense is greater than if he « worked ten hours a day and as a con- sequence, the extra expense must be- come an ultimate charge against the goods that are being handled. As a result, the price paid by the consum- er consists of the wages paid the dis- tributor, shipper and producer. It is not possible to state the cost of a bushel of potatoes until the potatoes have been planted, watered, hoed, dug and marketed, but it is necessary to pay wages for doing these things be- fore we get the potatoes and when all above is through with, we can then tell what the price is per bushel. Un- fortunately men who sometimes are blessed with much knowledge, use very little wisdom when they say the “high cost of living’ means increas- ing wages, when as an actual fact it is the increasing wages that adds to the cost of living. The coming convention of the Retail Grocers and General Merchants’ As- sociation to be held at Lansing, Feb. 21 and 22, will be one of importance to every grocer and meat dealer in Michigan and it is the time and place where men who are posted and ex- perienced in the distribution of foods should express their thoughts and frame up and give to the public gener- ally the real facts relating to retail food distribution. The following programme contains features which will not only pay you well for your time and trouble, but the -officers of the Lansing Associa- tion are doing all possible to make your visit to the Capitol City of our State both pleasant and profitable and the extra business you will get from a more efficiently handled sale of can- ned foods as a result of new ideas gained, if you are there, will more than compensate for the time taken away from your business. Read over the program very care- fully and then decide you will be in attendance: Wednesday, Feb. 21. 9a.m. Registration of delegates. Visit wholesale houses—by invita- tion of wholesalers. 1 p. m. Convention called to order —M. C. Goossen, President Lansing Association. Invocation-—Rev. Jeffries McComb. MICHIGAN TRADESMAN Address of welcome—Mayor Silas Main. Response—E. W. Jones, Cass City. Announcements Lansing Asociation —M. C. Goossen, Lansing. ‘Reply for State Association—John Affeldt, Jr. Appointment of Committees on Credentials, Rules and Order, By- Laws and Resolutions. j Annual report of President Affeldt, r. arene report of Secretary Both- well. Annual report of Treasurer Al- brecht. Annual report of Ways and Means Committee. Annual report of Legislative Com- mittee.. Annual report of Organization Com- mittee. Annual report of Arbitration Com- mittee. J. M. Bothwell. Annual report of Pure Food Com- mittee. Annual report of Auditing Commit- tee. Address and Moving Picture— Growth, manufacture and distribution of sugar—John A. Green, Cleveland. 7:30 p. m. Banquet and entertain- ment at Hotel Kerns. Thursday, Feb. 22 9 a.m. Called to order. Report of Credentials Committee. Report of Rules and Order Com- mittee. Report of By-Laws Committee. Report of Resolutions Committee. 10 a.m. Address by W. R. Roach— Grand Rapids, on the Canning Indus- try. 11 a. m. Address by Charles W. Myers—Chicago, on ‘“‘What Do Peo- ple Want?” 1 p.m. Question Box. Report of Credentials Committee. Report of Auditing Committee. Report of Membership Committee. Report of Nominating Committee. Report of Resolutions Committee. Unfinished business. Election of officers. Selection next convention city. Adjournment. Meeting of new Board of Directors immediately after adjournment. J. M. Bothwell, Sec’y. —_~222____ They say that competition is the life of trade. I believe co-operation will do more for business than com- petition. —_+22__ “Didn’t know it was loaded” as to be the man who is always excusing him- self with, “I forgot.” Importance of Distribution ‘When you ask any one about the business of his city he will immediately start to tell the number of factories and mills, how much goods they produce, how many people are employed, etc. The chances are that he will say very little about the number of retail stores and wholesale distributing agencies. This is because no one has ever given very much thought to the importance of distributing machinery. Atten- tion has been centered on production. If, however, it were not for distribution, production would amount to very little. A good example of this is seen in the efforts of the Army and Navy Departments to dispose of their surplus war mater- ials. A survey shows that at present the Army and Navy have stocks of goods which cost them about $1,000,000,000. The most that they hope to get for these goods is $400,000,- 000, and they expect to have to pay 25% of that to cover the cost of selling. This means that they will get only $300,- 000,000 for $1,000,000,000 worth of goods. What is the reason? Lack of sales organization. Lack of distributing ma- chinery. It is safe to say that if any up-to-date department store owned this $1,000,000,000 worth of goods it would get very nearly $1,000,000,000 cash for them. Remember, there- fore, that while factories and mills are important, it is quite as necessary to boost and help your distributing agencies.” The above from the pen of the noted Statistician, Roger W. Babson, is a very wholesome argument in favor of the present system of distribution, namely the wholesaler and the retailer. The present methods, including the whole- saler and the retailer, are the least expensive methods of distributing goods from the manu- facturer to the consumer and it is gratifying to find that the atmosphere is clearing and Public Opinion gradually will eradicate the barnacles which have grown into the distribu- tion business during the last few years. Let us keep our courage—steer our boats clear—merchandise carefully and economical- ly and we will continue to prove our worth to the consuming public. CER ee SN W ORDEN (GROCER (COMPANY Grand Rapids Kalamazoo—Lansing—Battle Creek The Prompt Shippers. MICHIGAN TRADESMAN Movement of Merchants. Cadillac—The Cadillac Lumber Co. has increased its capital stock from $75,000 to $125,000. Saginaw—The Flack4Pennell Sup- ply Co. has changed its name to the Flack-Pennell Co. Kalamazoo—The Kalamazoo Tire Co., East Ransom street, has filed ar- ticles of dissolution. Marine City—The Rochester Cloth- ing Co. has increased its capital stock from $5,000 to $50,000. Flint—The Flint Home Furnishing Co. has increased its capital stock from $36,000 to $108,000. Kalamazoo—The Heme Furnishing Co. has increased its capital stock from $12,000 to $180,000. Flint—The Watson & Lintz Hard- ware Co. has engaged in business at 1720 South Saginaw street. Colon—The . Colon Co-Operative Association has dissolved partnership and retired from business. Detroit—The First State Bank of Detroit has increased its capital stock from $1,000,000 to $2,500,000. Roseville—The Roseville State Bank has been incorporated with.an author- ized -capital stock of $30,000. Albion—Lionel A. Werthheimer, boots and shoes, is reported to have filed a petition in bankruptcy. Detroit—Benjamin J. Hack, Hack’s Bootery, 9316 Oakland avenue, has fied a petition in bankruptcy. Richmond—The Richmond Petro- leum Co. has increased its capital stock from $25,000 to $50,000. Detroit—The J. H. Murphey Co., 408 Moffat building, has changed its name to the Rucker Construction Co. Detroit—The Michigan Coffee Co., Inc., 1316 Maple street, has changed its name to the Service Grocer Co., Inc. Eaton Rapids—Fred Culver has pur- chased the grocery stock of Lorin Lindley and wil! consolidate it with his own. Sheridan—Fire destroyed the feed and produce stock of J. Abbott Feb. 10.. The loss is partially covered by insurance. : Allegan—The Allegan Farm Bureau Co-Operative Association has changed its name to the Allegan Farmers Co- Operative Association. Vermontville—George Newman, re- cently of Grand Rapids, succeeds Allie Carr as proprietor of the Vermontville restaurant and pool room. Lansing—Harry Y. Sealine, pro- prietor of the Public Service Tire Co., Jackson, has opened a branch store at 105 Washtenaw street; under the man- agement of George and Roger Bur- stein. The stock will consist of tires, auto accessories, parts, supplies and storage batteries. North Adams—Fire destroyed the store building and stock of general merchandise of William Russ, entailing a loss which was partially covered by insurance. Reed City—The Kent Elevator Co. has been incorporated with an author- ized capital stock of $20,000, $12,500 of which has been subscribed and paid in in cash. Clinton—A. B. Van DeMark has sold his hardware stock and store fix- tures to his son, Fred Van DeMark who will continue the business under his own name. Chelsea—H. R. Schoenals and John L. Kilmer have formed a co-partner- ship and taken over the stock of the Chelsea Hardware Co. and will con- tinue the business under the same style. Lansing—F. Kline, who conducts a grocery store and meat market at 435 North Magnolia street, has open- ed a branch grocery and meat market at the corner of Homer and Prospect streets. Stanton—Reuben Rhoades and Jay Gale have formed a copartnership and purchased the meat market of Peakes & Bennett and will continue the busi- ness. under the style of Gale & Rhoades. Traverse --‘City—Joseph Sleder & Sons have sold their meat market and grocery stock to Rufli Bros., recently of Suttons Bay, who will continue the business at the same location, 610 Eighth street. Unionvil’e—The A. C. A. Thresher Co. has been incorporated to do a general threshing business with an authorized capital stock of $3,100, all of which has been subscribed and paid in, $600 in cash and $2,500 in property. -Grand Rapids—Clifford C. Sutton has purchased the interest of his part- ner, Roy L. Sullivan in the grocery stock, bakery and cafeteria of Sutton & Sullivan, 456-458 Lyon street and will continue the business under his own name. Port Huron—J. J. Heering has pur- chased the interest of his partner, John A. Churchill, in the grocery and feed stock of Heering & Churchi‘l and will continue the business under his own name at the same location, 2001 Water street. Detroit—Metals Laboratories, Inc., 606-7 Sun building, has been incorpor- ated with an authorized capital stock of $25,000. of which amount $2,500 has been subscribed and paid in. The company will deal in automobile ac- cessories, appliances, etc. Port Huron—The National Club, 405 East Water street, has been in- corporated to deal in tobaccos, cigars, etc., with an authorized capital stock of $30,000, of which amount $15,000 has been subscribed and paid in, $6,000 in cash and $9,000 in property. Detroit—Harry Gerson & Bro., 341 Gratiot avenue, have merged their jewelry business into a stock company under the style of the Gerson Jewelry Co. with an authorized capital stock of $100,000, all of which thas been sub- scribed and paid in in property. Detroit— The Garton-Wills Co., 1424 Woodward avenue, has been in- corporated to conduct a wholesale and retail millinery business, with an authorized capital stock of $25,000, of which amount $12,500 has been sub- scribed and $12,000 paid in in cash. Detroit—Alois M. Schulte, 4145 Mt. Elliott street, has merged his furniture business into a stock company under the style of the Schulte Furniture Co., with an authorized capital stock of $45,000, all of which thas been sub- scribed and paid in, $1,000 in cash and $44,000 in property. Jackson—John Walker, for many years connected with the Smith-Win- chester Hardware Co., has severed his connection and purchased the hard- ware stock of M. L. Barber, 12 North Jackson street, taking immediate pos- session. Mr. Walker will add lines of sporting goods to the stock. Manufacturing Matters. Detroit— The Republic Knitting Mills has increased its capital stock from $50,000 to $100,000. Detroit—The Allen Electric Manu- facturing Co. has increased its capital stock from $10,000 to $50,000. Menominee—The J. W. Wells Lum- ber Co. has decreased its capital stock from $2,000,000 to $1,300,000. — Kalamazoo—The Lincoln Bakery has opened on Portage sreet. A res- taurant has been opened in connec: tion. Saginaw—The Valley Cornice & Slate Co., Ltd., has been incorporated with an authorized capital stock of $10,000. Saginaw—The C. K. Seymour Cor- poration, 318 South Hamilton street, has fixed its capitalization at $250,000 and 25,000 shares no par value. Iron River—The Iron River-Manis- tique Meat Products Co. has been in- corporated with an authorized capital stock of $25,000, of which amount $5,- 750 has been subscribed and paid in in cash. Detroit—The Allied Motive Prod- ucts Co., 100 Davenport street, has been incorporated with an authorized capital stock of $50,000, all of which has been subscribed, $500 paid in in cash and $32 780 in property. Monroe—The Monroe Board & Lining Co. has been incorporated to manufacture and sell paper products and by-products, with an authorized capital stock of $150,000, $75,000 of which has been subscribed and paid in in cash. Vassar—The Detroit Creamery Co. has purchased the buildings and equip- ment of the condensed milk and cheese plant of the Halpin Creameries. Nor- man Engelhardt, who has been as- sociated with the local plant for many years, will act as manager under the new ownership. Detroit—The Manufacturers Parts Service Corporation, 612 East Jeffer- son street, has been incorporated with February 14, 1923 an authorized capital stock of $75,000 preferred and 15,000 shares at $1 per share, of which amount $12,000 and 15,000 shares has been subscribed and $7,000 paid in in cash. Detroit—The Detroit Electrical Ap- pliance Co., Garfield building, has been incorporated with an authorized capital stock of $25,000 preferred and 5,000 shares at $10 per share of which amount $10,000 and 5,000 shares has been subscribed and paid in, $10,000 in cash and $50,000 in property. Berrien Springs—M. F. Henkley, manufacturer of barrel heads, baskets, etc., has merged his business into a stock company under the style of the Central Basket Co., with an authorized capital stock of $20,000, all of which has been subscribed and paid in, $11,- 700 in cash and $8,300 in property. Saginaw—The Erd Motors Co., Mackinaw and Niagara streets, has merged its business into a stock com- pany under the style of the Erd Mo- tors Corporation, with an authorized capital stock of $350,000 preferred and 50,000 shares at $4 per share, of which amount $45,000 and 34,750 shares has been subscribed and $183,992 paid in in property. Muskegon—The A. R. Walker Can- dy Corporation has merged its busi- ness into a stock company under the style of the Michigan Candy Corpora- tion with an authorized capital stock of $1,000,000 preferred and 200,000 shares at $1 per share, of which amount $554,030 and 155,403 shares has been subscribed and $664,007.35 paid in in property. Detroit—Elmer C. Long, 4834 Beau- bien street, manufacturer of pistons for gasoline or other internal com- bustion engines, has merged his busi- ness into a stock company under the style of the E. C. Long Piston Co., with an authorized capital stock of $150,000 preferred and 25,000 shares at $10 per share, of which amount $40 - 000 and 25,000 shares has been sub- scribed and paid in, $2,020 in cash and $287,980 in property. Detroit—John J. Bagley & Co., oldest tobacco concern in the local field and one of the oldest tobacco companies in the United States, has been taken over by the Tobacco Prod- ucts corporation, a New York hold- ing concern. The Bagley company was established by the late Governor John J. Bagley, one of the notable figures in Michigan’s earlier history, in 1852, and has been in continuous and successful operation every since that date. It has been a large pro- ducer of cut plug smoking tobacco and also makes a line of cigarrettes. Its factory is located at 1599 East Warren avenue. ———- Worse Yet. “Doctor,” said the thin, pallid young fellow, “I’ve heard there is such a thing as tobacco heart. I wish you’d tell me if you think that’s what I’ve got.” ~ The physician listened to a state- ment of his symptoms in detail, noted the yellow stain on his fingers and re- plied: _“No, young man, it isn’t tobacco heart that ails you. Its worse than that—it is cigarette brain.”..—_ neve scnemounnpntepre see ame — a RMSE ee ene iia a ee HR RNR RR February 14,1923 MICHIGAN TRADESMAN Essential Features of the Grocery Staples. Sugar—The market on both raw and refined have gone wild—apparently without any underlying cause. Three weeks ago the refiners were quoting granulated at 6.70c. To-day there is no stab‘e price and refiners are not accepting orders at any price. Ex- cited trading and violent advances took place in the raw sugar market Tuesday. Futures jumped at the opening in some cases as much as lc per lb., the maximum fluctuations per- mitted by the Exchange on one day’s trading. This unusual jump was in- fluenced largely by the Mejer-Guma estimate placing the Cuban crop at only 3,800,000 tons, or almost 400,000 . tons below the estimate in December. This estimate was in line with recent statistics published by the department of commerce which made the estimat- ed needs for the present year 725,000 tons above production. Local job- bers quote 9c for cane granulated to- day but there is no knowing where the price will go to-morrow—either up or down. Canned Fruits—Hawaiian pineapple is the best seller, but it is scarce and high and is not so much a speculative ‘item as it is a steady seller through jobbing outlets. Interest in futures is satisfactory on a Ss. a. p. or memor- andum order basis. Peaches are firm in the better grades, but are unsettled on standards and lower, registering weakness on pie and second fruits. Apricots are quiet here and on the Coast. Apples are fair. Canned Vegetables—-The canned food buyer has now almost a complete assortment of 1923 packs offered him on one form of contract or another and brokers are busy in presenting the packs of their canners. While there has been conservatism shown by job- bers, there is still a strong feeling of optimism in new packs, with the uni- versal opinion prevailing that before the selling season closes canners will have sold on contract a larger part of their pack than in recent years, with their list of customers comprehensive and covering the whole trade, big and little. In other words, it looks as if the pack would be sold against actual needs and to legitimate distributors, but not to the speculative element. There is some impatience shown that buying is not more spirited, leading to a complete booking of the various canners and their speedy withdrawal from the market. This, however, is not to be expected, and it would not be a healthy situation in view of gen- eral economic and financial conditions. To be a safe year, the jobber must buy right and in dealing in futures con- servatism is essential at the start, es- pecially in late packed products. The spot market is quiet. Odd lots of all sorts are wanted for immediate use, but there is a noticeable absence of big deals. Statistically, the situation is such that prices are kept upon an even keel, and it is frequently pointed out that a little later on when there is a heavier consuming demand _ stocks may be much harder to obtain than the jobber anticipates. Tomatoes are steady. There are sufficient Califor- nia and Southern goods for the cur- rent demand and not much interest in stocks at primary points. Jobbers are resisting higher prices, fearing that undue advances might curtail con- sumption. No changes in prices are recorded. Peas remain high in all grades of old packs. Futures are still being taken in moderate volume. Corn is uninteresting in standards. Fancy Crosby and Golden Bantam are readily salable. Asparagus tips are one of the firmest items on the list. Canned Fish—The market is un- usually quiet. In all offerings buyers are taking stocks only against actual needs. Salmon is mostly a spot propo- sition, with reds and pinks the fea- tures because chums are so Closely cleaned up and because mediums are not in particular demand. There is lit- tle buying for spring accounts. Sar- dines are in routine request. Maine fish are firm at cannery points, but ir- regular prices are reported in the vari- ous jobbing markets where sacrifice lots are liquidated. California and im- ported sardines are nominal. Tuna fish, lobster and crab meat rule firm, but are quiet. Dried Fruits—Prunes are still ir- regularly quoted, according to the holder. There are fewer distress lots available and not such a low range generally available as during January, but there are enough low priced blocks to keep the market depressed. Spot stocks are not extensive and in the course of a short time are bound to be cleared, making it evident that pri- mary points will have to be reckoned with later on. However, there is little demand now for March ship- ments from the Coast. The Coast is firm in anticipation of a better move- ment, which, factors say, has already started from other jobbing centers. Oregon and Washington report an almost complete cleanup of all sizes. On. the spot the low prices have at- tracted some attention to Oregons. Raisins and currants are without real improvement and both rule weak and are in limited demand. Hand-to-mouth operations are the extent of the out- lets: Apricots are moving in small blocks for replacement purpose; their scarcity holds up prices. Peaches are ‘quiet but are being carried for the spring markets. Corn Syrup—The market holds steady. There is a fair amount of business transacted, but in general no large turnovers developed. Molasses—The market holds steady, with a fair amount of business passing through. Starch—All grades are firm on the spot at listed prices with an averag clearance for the season. si Condensed Milk—The condensed and evaporated milk market remains quiet. Because of an expected increase in the make buying ahead is restricted and spot stocks are taken mostly against actual needs. There are com- paratively light offerings on the spot and the demand is mostly from do- mestic markets. The price range is the same as last week. Rice—Inactivity for such an extend- ed period has developed some weak- ness in the spot domestic rice market and sales are occasionally made at lower than the replacement costs at primary points. This is done mostly by the weaker holders who are press- ed for ready money. The markets in the South are dull and are on a slight- ly lower basis. Buying for domestic and export account is limited. For- eign rice is quiet, but firm, with no shading of prices recorded. Distribu- tion is chiefly in small blocks. oo Review of the Produce Market. Apples—Jonathans, Spys and Bald- wins fetch $1.75@2.25 per bu. West- ern box apples are now sold as fol- lows: Roman Beauties, Winesaps and Black Twigs, $3.25; Delicious, $4.25. Bananas—8@8%c per lb. Butter—The market is unchanged from a week ago. Local jobbers hold extra at 47c in 63 lb. tubs; fancy in 30 Ib. tubs, 49c; prints, 49c. They pay 23c for packing stock. Cabbage—$3 per 100 Ibs. Carrots—$1 per bu. Cauliflower—$2.50 per dozen heads. Celery—California now has the call. It is selling at 85c for Jumbo and $1 for Extra Jumbo; Florida, $5 per crate of 4 to 6 doz. Cucumbers—Illinois hot house, $5 per doz. Cocoanuts—$6.50 per sack of 100. Eggs—Local jobbers pay 35c for fresh. The advance is due to the bliz- zard all over the State. Egg Plant—$3 per doz. Grapes—Calif. Emperors, $7 per 30 lb. keg; Spanish Malagas, $9.50 for 40 Ib. keg. Green Onions—Chalots, $1.10 per doz. bunches. Honey—32c for strained. Lettuce—Hot house leaf, 24c per Ib.; Iceberg from California $4.50 per case. Onions—Home grown, $2.75 per 100 ib. sack. Lemons—The market is now as fol- lows: comb; 25c_ for S00 size, per box --2. 02 $7.50 360: size, per box = .-2+_.-_--__ 7.50 2/0 Size, per box .2.-.200- 7.50 240 size, per box 2 7.00 Oranges—Fancy Sunkist Navals are 5 1 176 and 200 5.50 Does ae Senn ease Se. 5.50 ee ee We 5.50 We 5.50 Choice, 50c per box less. Floridas are now sold as follows: 126 ee $5.25 Poh ee ee 5.25 $76 2 6 4.25 200 4.25 2G oo ee 4.25 Parsley—50c per doz. bunches. Parsnips——-1.75 per bu. Peppers—Florida, 75c for basket containing about 18. Potatoes—Home grown, 50c per bu. Poultry—Local buyers now pay as follows for live: small Light fowls 03210 l6c Heavy fowls: 222002 es 24c Heavy springs 2.20 24c Cox and Stags 202. 14c Radishes—90c per doz. bunches. Spinach—$2 per bu. Squash—Hubbard commands $4.50 per 100 lbs. Strawberries—Floridas per qt. Sweet Potatoes—Delaware kiln dried command $1.75 per hamper. Tomatoes—6 lb. basket of Califor- nia, $1.35. Turnips—$1 per bu. bring 60c ——— 4 Buy Flour To Cover Trade Require- ments. Written for the Tradesman. The materially improved demand from abroad, coupled with strong Liverpool cables and a firm foreign exchange, also a brighter outlook in the European political situation, have all been factors in forcing the price of wheat up during the past few days. There has been an advance of nearly 7c per bushel from the point wheat was resting a week ago. Of course, the general market de- pends largely upon the outcome of the European situation, but this is taking on a considerably brighter aspect. The British debt question is, apparently, settled, and there is without a doubt a desire on the part of the Turk to avoid war. France and Germany, we also believe, are endeavoring to get to- gether. In view of the fact grain markets will probably profit from the stand- point of advancing prices by a peace- ful settlement of the political questions in Europe and the Near East, and the probabilities are a peaceful adjustment will be made, it looks like reasonably firm prices for some time to come on both wheat and flour, and while there is no particular advantage, we believe, in buying heavily for future delivery, it is advisable to amply cover your trade requirements. In another forty-five to sixty days reports will be an influencing factor. Of course, just how wheat has win- tered is rather difficult to tell. The Government will probably issue a re- port on the condition of the winter wheat crop along about April 8 or 9. In the meantime, it appears advis- able to buy flour in sufficient quantity to amply cover trade requirements. It appears to be good property. Lloyd E. Smith. a Everything is missed by him who waits. ae MICHIGAN TRADESMAN February 14, 1923 STORE RECORDS. How Progressive Hardware Merchant Should Handle Them.* I am glad of the opportunity to dis- cuss briefly the purpose and value of. store records. Some months ago I had an inter- esting talk with a man who had spent more than a quarter of a century in the hardware business, retiring a few years ago. After introducing himself he said, “1 have been watching the work of the State and National Associations with a great deal of interest. They are doing a wonderful work, a work that would have been worth thou-. sands of dollars to me when I was in business, had it been available and I could have been persuaded to use it. “Knowing what I know now, I surely would have used it. The ac- counting system, store arrangement, advertising and all. Looking back- ward I can see I was in a rut and there were a lot of things about mak- ing a business pay that I did not know. It would not have been easy to make me see it then, but I can see it now. “I began working in a hardware store as a young man in my teens. I did everything there was to do about the store except keep the books. The only thing I know about the books was when I helped the boss make out bills when he had to have money. “Every time bills had to: be made out the boss blew up, threatened to sell for cash only, but kept right on trusting everybody who said charge ' it. He simply couldn’t say no. “I was always interested in selling. When the boss couldn’t raise neces- sary cash from collections we were told not to let a customer get away on account of price if he had the cash. “In time I became convinced that the only thing necessary to make money was to sell the goods. I could sell anything and seldom found it necessary to cut a price. “Years later in business for myself this idea clung to me. I was sure that if I could get volume I would make money. Some years I made money, but more years I just about broke even, and not until I got out of business and had time to think it out did I know why. “IT know now that volume without proper mark-up or margin is a delu- sion and is the one big reason why more merchants do not make money. I had the volume all right, but that’s about all I did have. “I kept as few books as possible. I extended credit to most anybody. I guess I inherited this more from my old boss. I wanted volume and was sure that if I could get it I could lose some book accounts and still make money. “I was hard up as the deuce most of the time because I was too busy selling to pay any attention to collec- tions or anything else. “T paid little attention to expenses. I was too intent on making sales. What did I care for expenses as long as my sales kept up? I had the big- gest trade of any store in my territory. “TI bought goods from salesmen only when there were no customers to be waited on. All that I expected a salesman to do was to make me the best price he could. Once in a while when a customer had quoted me a mail order price that was less than my cost I told the salesman he had to meet it, sometimes he would but more times he wouldn’t. Said they didn’t sell mail order quality. I guess as a whole salesmen treated me very well, but they didn’t aim to lose any money for the house. Couldn’t do that and hold their jobs. “J marked my goods to sell at what I thought they would bring. I ad- -vertised to meet any competition. My *Paper read at annual meeting Mich- igan Retail Hardware Association by ‘Samuel R. Miles, Past National President. prices were simply guess work from start to finish. But I was making sales and that I thought was all that was necessary. “IT spent off and on a lot of money for advertising. Most of it was wast- ed. I used very little newspaper space. Thought I couldn’t write newspaper copy, and I guess I couldn’t. “T was an easy victim for the smooth specialty salesman for the reason that I was so busy selling I didn’t have time to really study their proposition. If it looked good I fell. A smooth salesman can make almost any old thing look good. “Since I- have been out of business I have had time to find out why I did not make more money. I have watch- ed and studied chain stores, depart- ment and 5 and 10c stores. “T find they go after sales, but they must first know that when a sale is made there will be sufficient markup to take care of the overhead and leave a profit. They keep records that tell them what the markup must be. They know what their overhead is. They won’t guess at anything where I used to guess at everything. “If I were going into business again before I bought a dollar’s worth of goods I would buy the best account- ing system and store records I could get hold of. There would be no more guess work for me. I have paid the price.” Others Guessing. This to me was an interesting ex- perience. From business statements that are submitted to the National office from almost every state I know many, many merchants are like this one time merchant guessing. I do not agree that in all cases each sale in itself must carry sufficient margin to take care of overhead and leave a profit. But I am sure that each line or article sold must either pay its own way or be turned enough times so that the aggregate margin will show a profit. Stock Turn. We are just now hearing a Jot about stock turn or turnover. I appreciate the value of stock turn, but cannot agree that increased stock turn alone will make the average hardware busi- ness profitable. In a business with more than 10,000 items the effort to increase stock turn on every item would be so tremendous as to make the effort top heavy. Some Interesting Figures. Recently a member sent us his profit and loss statement showing a loss of $4,088 on $22,683 sales. Here are some of the figures. Sales oe $22,683 Cost of Goods Sold _-_-------- 19,796 Margin or mark up over cost $2,887 pence 2 6,975 Less Margin -----.-- 2,887 Net Lass: 2 $4,088 An expense ratio of 30.75 per cent. as compared with the 341 store aver- age of 21.54 per cent. Out of every dollar received from sales 3034 cents was used to pay overhead cost. Divide the cost of the goods sold— $19,796 by the average inventory of stock for the year—$4,365 equals 4.5 times, a stock turn of 4% times, as against the average of 341 stores of 2.14 times. Here is a store with an exceptional stock turn and yet the business shows.a loss of nearly 20 per cent. on sales. Now how about the margin or mark up, $2,887 margin di- vided by cost of goods sold $19,796 equals 14.6 per cent——average mark up on cost or an average mark up on selling price of 12.72 per cent. as against an expense ratio of 30.75 per cent. Reducing the expense ratio to the average of 21.54 per cent. shows an expense of 230 $4,887 Subtract the margin of ---_... 2,887 And the business still shows a loss of $2,000 On the same ratio of mark up it would have been necessary to turn his stock nearly 12 times to show a margin to cover an expense of $6,975. In a territory thoroughly covered is it easier to increase—an already high—stock turn 3 times or increase mark up 20 per cent. This it seems to me is a case where the expense account must be reduced, the mark up, stock turn and sales in- creased. Neither remedy in itself will save this business. While this is an extreme case, it is by no means an isolated one. The 1922-expense schedules now being re- turned to the National office show many similar cases. There is nothing theoretical about these figures. They are cold facts. They present a problem that cannot be solved alone by increased sales and stock turn, increased mark up, or a lower expense ratio. It is only by a concentrated effort all along the line, that the problem of making a business show a profit will be solved. I haven’t any right to come here and point out the weak spots in busi- ness without at least suggesting a remedy. Expense. Here is an interesting chart. To one who has never thought about his expense account from this angle the figure will be rather surprising. The figures are based’ on $50,000 sales, although the amount of sales does not matter. Read this: 1 per cent. reducation of your ex- pense account equal 5 per cent. on 20 per cent. increased sales. Example: 1 per cent. of $50,000 sales equal $500.00. 20 per cent. increase on $50,000 sales equal $10,000. 5 per cent. of $10,000 increased sales equal $500. That’s interesting but, how can I reduce my expense account even 1 per cent. I have here an expense schedule. This schedule is based on the N. R. H. A. Expense Distribution Record. Recently you received one of these schedules from your State Secretary. On this schedule expense is divided under 21 heads. Each a complete account in itself. The first item is owner’s salary. Why not start the pruning process here? If your sales are even as low as $20,000 and you are doing the work of a $12 to $15 per week book-keeper, and other things that cheaper help can do as well, I am not sure but this is a good place to start the pruning process. Keeping your own books to save $12 to $15 per week is more than apt to be a false economy. Salaries Not High. It is my opinion speaking generaily that salaries are none too high now and they should be the last to feel the pruning process. If, however, salaries were boosted in the war per- iod—to save paying excess profits tax and they are still on that basis this is the place to start pruning. Less Clerks. If you are employing three or more clerks maybe you can get along with one less without losing any business. The statement is made that in the average retail store clerks only work up to 20 per cent. of their actual ca- pacity. If this is true think what a tremendous reserve force you have just waiting to be tapped. Watch your office and store sup- plies. Look out for small leaks. Instead of cutting postage and ad- vertising you can no doubt increase these items at a profit. Advertising properly directed is a wonderful sales stimulator. Heat, Light, Water. Your store should always be warm in cold weath- er. Don’t be stingy with light, a bright, well lighted store attracts cus- tomers, : Perhaps a better heating plant and a modern lighting system will reduce the cost of these items. Delivery is an expense to be watch- ed carefully... Discourage small de- liveries. Encourage customers to take small packages with them. Be sure that your truck doesn’t go on too many joy rides. Employ a driver that can make minor repairs in his spare time. Have certain hours for deliveries. Don’t make a delivery when some one phones for a paper of tacks. Perhaps one of the clerks can take care of deliveries and be in the store in rush hours. Use the long distance phone and the telegraph only when necessary. Cut your rent by using your high priced space to better advantage. A small store properly used has many advantages over a big store with everything helter skelter. Arrange your store and stock so that your stock may be kept in salable condition. It is hard to get even as much as cost for damaged goods, al- though only the surface finish is dam- aged. A bright clean, attractive store will increase sales and reduce sales cost, and will cut rent cost. Insurance. Take all of your insurance, fire, lightning, tornado, auto truck, and compensation in hardware mutuals and save 33% to 50 per cent. Watch collections. Use your own money to pay expenses and take dis- counts instead of borrowing and pay- ing interest. Cut your interest ac- count. Surely you can cut your ex- expense account 1 per cent. once you have decided you: are going to. Go home and get busy. Buying. Here is another way to increase profits. Based on $50,000 sales. One per cent. reduction on the price of goods bought is equal to 5 per cent. profit on 15 per cent. increased sales. Example: Facpensé =. $ .20 Proht) 2 05 Cost of Goods _----- 75 Pata oe $1.00 75 per cent. of $50,000 equals Gost of goods. =. 1 per ceyt. of $37,500 equals -- 375 15 per cent. increase on $50,000 sales eqtals. 22.) 2 5 per cent. of $7,500 equals __-- 375 How am I going to effect this 1 per cent. saving. The average merchant does not pay enough attention to buying. Too many orders are given without even asking the price. It isn’t possible for any jobber or manufacturer to always have the low price on everything he sells. Keep a price book, and subscribe for at least two jobbers price service. Don’t wor- ry about the jobber. If your business succeeds he will succeed. If your business fails the jobber will suffer. Watch credits and collections care- fully that you may take discounts promptly. Concentrate your buying, make your account a desirable one to the jobber and manufacturer. Never peddle prices. If you feel you are not getting the right price find another source of supply. If your invoices, are subject to 2 per cent. cash ten days, and you want the discount on or before the tenth day. If you pay later do not take the discount. Insist on a copy of all orders. This may help to get a better price. At least it will save argument and muis- understandings. If you are applying all of these rules now, just work each one a little harder. If you are not applying any or all of them start to-day and I pre- dict you will get your 1 per cent. re- duction. If you can cut your overhead. 1 per cent., get a 1 per cent. better price on what you buy, increase your stock turn, and add 20 per cent. to your sales. There is not much question penseng eae. i eng mer reemotee = a roses Nis atts lar TORS ES LOGE <— ican rahi ponte CARO RR RRS ERR LR ReENpORI sss ecz 4 a ease ESRI RORT MENSA EEUU Nee iinet rine are sera napenen cs a oo jist onl sn saaieeenyaenenni etme rerio February 14, 1923 % MICHIGAN TRADESMAN 4 ¥ about showing a profit on 1923 busi- ness. Why not start now and make 1923 your biggest and best year. Profit and Loss. Here are two interesting charts. A profit and loss and financial state- ment. The figures you should have constantly before you or at least the first of each month are shown on the Profit and Loss statement. You will be a better buyer if you know from day to day what your sales are, approximately the stock on hand, and the amount you are already owing for merchandise. You will be a better collector by knowing every day the amount you have outstanding in book accounts. By knowing your sales daily they - will be speeded up in an effort to break previous records. If they are falling off plans will be made to stim- ulate them. On the profit and loss statement are the figures you will need for your income tax return. There is scarcely a limit to the story a profit and loss statement will tell. Financial Statement. This is the statement that your bank and other creditors want. Here are the figures that show whether you are gaining, standing still or going backward. A great many merchants get these statements confused. Often they in- sist on including cash, bank balances, book accounts, furniture and fixtures and delivery equipment in a profit and loss statement. Cash bank balance and book accounts are already taken care of as sales. Furniture and fixtures and delivery equipment are not merchandise for sale and are not used in determining profit. These accounts are properly used in a financial satement. Records Necessary. Can you cut your expense account even 1 per cent. without keeping an expense record that will give you the details of each item of expense? Can you have available every day the vital facts and figures shown on the profit and loss statement without records? Can you know the necessary mark up or margin to make your business show a profit without records? Can you buy merchandise to insure increased stock turn without records? Facing—as business analysts say we are—gradually declining prices for the next twenty to twenty-five years, with temporary advances such as we are experiencing now, can your business be successful without records that will enable you to know how, where and why you make a profit? N. R. H. A. Records. For twenty years you were told at every convention you attended that better accouriting was necessary if your business was to attain its high- est success. When you tried to get a better sys- tem you were confronted with so many systems, each the only system, that you were confused and probablv continued with the old one. The problem of what system _ to adopt became so apparent that five years ago your National Association brought out the N. R. H. A. system. The N. R. H. A. system was de- veloped by men of long experience in hardware retailing. Men familiar with your problems. The necessity for and the value of each record to your busi- ness was carefully thought out. That every entry must add to the value of the record was never lost sight of. Red tape has no place in N. R. H. A. Simplified Business Records. There is an N. R. H. A. record for each of the things I have discussed. Credits. and Collections—one of your biggest problems—has been given special attention. The N. R. H. A. plan for handling this big problem is growing in favor because it is getting results. There is nothing more fascinating or more profitable than keeping rec- ords that unfold the story of your business day by day. Installing a new system is not al- ways easy, and yet it is less difficult than most merchants imagine. I have found very complete double _ entry systems that were not satisfac- tory, because of the great amount of work necessary in their keeping. In fact the average double entry system does little more than to insure the books are in balance. Is it worth the cost? Modernize your accounting methods as you would modernize your store. Your State Secretary or your Na- tional office will be glad to tell you about N. R. N. A. Store Records. They will send you sample forms without cost or obligation. —_22s—___ The Month of February in National History. Grandville, Feb. 13—The month of February stands out in the history of the United States. The greatest world figure was born on the 12th of that month, and on that day the Federal army marched from Fort Henry in ‘Tennessee to attack Fort Donelson. The Nation had sat in sackcloth and ashes for many moons waiting the slothful movements of the Army of the Potomac under General McClellan. Little Mac, as his friends chose to dub him, had been hailed as the Na- poleon of the North, and great things were expected of ‘him when he took command of all the armies of the East. These expectations were destined to eclipse, however. While the armies of the Union West were making prog- ress, that of the East, the Potomac army, lay idly in camp, or what at- tempts at fighting it did make proved abortive. In February, 1862, came a glad ring of victory from Tennessee. A com- paratively unknown man was pushing the fight down the Mississippi with a yigor that surprised and delighted the friends of the Union. “Who is this man Grant?” was a question often asked at this time, and few there were who could answer it. The quesetion was asked after the fall of Fort Henry, and when, a little more than a week later, he pushed on and fell upon the rebel stronghold of Donelson, fighting for several days, defeating the enemy and forcing its surrender, a general feeling of rejoic- ing cheered the hearts of the almost discouraged North. “Oh, papa,” shouted a small boy, rushing into the presence of his father while the latter was reading the news of Donelson’s fall, “they’re doing something now!’ “That’s right, my son. This new star rising in the West gives us hope for a speedy crushing of the rebellion.” The rebellion was not immediately crushed, but the star that rose in the West on Lincoln’s birthday continued to shine until it forced the opening of the Mississippi and was called to the East to aid in restoring the shattered fame of the Army of the Potomac. From a Captain, U. S. Grant rose to the highest place in the army of the United States. All those who figured as leaders at the outbreak of hostili- ties were relegated to low positions or to private life. It required the crucible of war to try men’s souls at that day and they were tried as never before in our history. , The fall of Fort Donelson was the beginning of success for the Union army. After whipping the rebels in the West, the new chieftain went to Washington, took full command, with the approval of Lincoin, and never turned his back on the enemy after he crossed the Rapidan, facing South and the enemies of his country. One reads the history of those days with thrills of satisfaction. After a year and a half of military parades, spectacular exhibitions of the military staff around Washington, with no re- sults; in fact, defeats without number, it was refreshing to read. of a man who, when asked by his defeated foe what terms of surrender might be ar- ranged, thrilled the Nation with: “The only terms I can give are uncondition- al surrender.” From that time onward the fate of the Nation seemed less in doubt than at any previous time. America ‘has been fortunate in its military heroes. Invariably, when a great crisis arises, a man for the houi presents himself. S. Grant was such a man in the hour of the Union’s danger, and other military heroes have met every succeeding emergency -of our country. Many lesser engagements marked the month of February, but that at Fort Donelson was the turning point in the upward trend of the Federal forces as against secession and re- bellion. The two great, dominating names of our later history are those of Grant and Lincoln. The President placed the utmost trust in the General whom he had never met until after the fall of Fort Donelson and his report at Washington. These two men worked together in perfect harmony for that preservation of the Union and we may well concede they are names not born to die. Many of the lesser generals of the Civil War fought their battles in a manner altogether different from that of General Grant. Laying siege to cities, expending useless efforts in an endeavor to cap- ture towns, seemed the way of so many who failed. Grant made direct war on armies in the field. He realized that no peace could be conquered while a hostile army remained in the field. In fact, he uncovered Washington to the startlement of its inhabitants, who feared the rebels would rush through the opening and lay waste to the city. This did not happen, however, since the Galena tanner’s constant and fierce attacks upon the rebel army left them no time for any- thing other than an active defense. Once. conquer and disperse the armies in the field and the towns and cities of the South would fall of them- selves. War is as much a game of hazard as anything known, and the general who understands how to play his cards properly is the one who wins. February, although usually con- sidered the coldest month in the year, has marked to its credit some of the fiercest battles of the world. As the birth month of Abraham Lincoln, it stands supreme in our history as one of the most important months in the calendar. Old Timer. -_____¢ 2 >__—_ More Live Stock Raised. The amount of live stock in the United States, as estimated by the Department of Agriculture for Jan. 1, shows a substantial increase dur- ing the past year. There are about 7,000,000 more hogs, 1,000,000 more sheep, and 800,000 more cattle. The number of horses slightly declined, but this tendency has been noted for several years, and is attributed to the increasing use of the automobile and the tractor. There is an evident re- lation between the increase and prices. Thus the average value of hogs per head was $1.39 more than a year ago, and of sheep it was $2.70 more. In ad- dition to this stimulus to the live stock industry there was a surplus of feedstuffs, and farmers found it more profitable to raise more animals and feed them their surplus than to throw it on the market and depress prices further. The fact that there are now 7,000,000 more hogs to ‘be fed ac- counts in large measure for the ad- vance in the price of corn, but at the same time it has brought about some decline in the price of pork. —_—_-+ 2 ___ Fall Shoes and Leather Colors. Selection of ten shoe and leather colors for Fall was recently made at a meeting of the Allied Shoe and Leather Committee appointed by the Tanners’ Council, the National Boot and Shoe Manufacturers’ Association and the National Shoe Retailers’ As- sociation. The colors witl be incor- porated in the Fall season color card, which will be issued by the Textile Color Card Association to the trade early in April. Emphasis was laid at the meeting on the importance of the shoe and leather industries adopting the use of the color names created by the color card association. A resolu- tion was passed to this effect, and each leather association will distribute small color cards portraying the hues, names and numbers to its respective members. A copy of the resolutions is to be sent to the allied shoe associa- tions with the request that they also promulgate the recommendations in order to have the whole industry bene- fit from color standardization. +> Hides, Pelts and Furs. Hides Green, No. ) 222 10 Green, No. 2 2 ee 09 Cured. NOs Doo ee 11 Cured, No - 2) Calfskin, green, Calfskin, green, Calfskin, cured, Calfskin, cured, Horse, No. 1 IRROESG, NG. 2) (5 3 00 Old: Wool 22225022 1 00@2 00 sas 1 00@2 00 Shes nes 2 50@1 00 Tallow. Prime Nog ok No. 2 Unwashed, Unwashed, j Unwashed; One (000.2 ee @35 Furs. Skmk. (INQ. foo 5 a 3 25 Skunk, No. 22. 2 25 Searle ONG@s ye oe 1 25 Skink (No. 4 3 ee oe Mink. Earce. (2 7 00 Mink, “Medium 2200 oo 5 00 VES rile Sree ees a —_ 3 50 Raccoon, Large Raccoon, Medium — Raccoon, Small -_-_ Muskrats, Winter —_ Miuskrats. Wall 222 as 5 6e Muskrats, Small Pall oo 50 Muskrats, Kitts 2. 10 MUSKEGON MICHIGAN Makes Good hocolates MICHIGAN TRADESMAN February 14, 1923 WOOL AND WOOLENS. Although, now and then, prices sag a little at the foreign auction sales of wool, the undertone of the markets is strong because of the widely-extended demand. This demand would be even greater if the financial obstacles to buying by certain European countries could be overcome. Domestic woo!s continue in great request and imports are increasing. A larger clip of the home-grown article is promised for this Spring, and the growers are suf- ficiently organized to see to it that none of it is sacrificed. The indica- tions all point to a greater amount of pooling than ever before. This is only one of the facters that preclude the hope of any recession in wool prices in the near future. The goods market continues in the making. The American company has completed showing its lines for Fall and set the pace for the smaller concerns. In overcoatings, more have been ordered than wil be made, and a scaling down of quantities of woolens is more than likely. Clothing manufacturers are using judgment in their commitments, but were evidently under the impres- sion that they would receive only a percentage of what they asked for. Dress goods openings are following one another, but it will be the end of the month before the principal ones come in. There does not appear to be any reason for hurrying them, and active Spring buying at retail may act as a spur to the cutters. The strike of the dress people is also something that makes for delay. ees ears heme RISE IN PRICES LAST YEAR. . Prices have been advancing since January, 1922, and the rise from that date to the end of the year, as shown by the index of the Bureau of Labor Statistics, amounted to 13 per cent. There have been many factors con- tributing to the advance. In the case of such basic commodities as wool and cotton, consumption during the past year has been running ahead of pro- duction. In other cases, as for in- stance in those of copper and rubber, the surplus stocks of two years ago have been gradually worked off and at the same time demand has increased. The building boom has had its effect in strengthening the prices of lumber, structural steel, cement, brick, zinc, and lead. In like manner, the rehabili- tation of the Nation’s railways has stimulated the demand for rails and of steel products entering into the con- struction of rolling stock. The unexpected demand for automo- “tbiles during the “year has also added to. the demand for basic commodities. The good roads movement, partly a cadise and partly an effect of the wide- spread use of the automobile, has like- wise had its influence on prices of certain structural materials. Mean- while, the labor shortage has resulted in higher wages and increased costs of production and these higher costs are being reflected in prices. The coal strike had a temporary effect by en- hancing the cost of fuel. Then back behind all these various conditions lie the facts of easy money, abundant credit, and a vast quantity of gold, all- of which are conducive. to higher 2 3 prices. = The foregoing is like water that has flown past the mill, and business men are interested now in what prices are likely to do during the next twelve months, Many of the conditions just enumerated will continue throughout the year, but others may be expected to undergo considerable change. Take the case of wool as an example. Al- ready there are 1,000,000 more sheep in the country than a year ago, and the flocks in other wool producing countries, which were depleted by slaughtering during the depression of 1920, are being increased under the stimulus of higher wool prices. This will eventually reduce the wool short- age. Meanwhile the present price of cotton will undoubtedly be conducive to an increased acreage and more in- tensive cultivation. Repetition of the coal and rail strikes is altogether im- probable. The purchasing power of farmers still remains subnormal, and the same is true of our European customers. These are a few of the factors which may serve as deterrents to an advance in prices that could be characterized as inflation. Likewise, and probably most important of ail, the memory of 1920 is still fresh in the minds of men, and this is likely to check anything like runaway markets. It is such considerations as_ these which causes the majority of business observers to incline to the view that, while business will continue to ex- pand and prices will go higher, the advance will be of moderate propor- tions. NEED OF CODE OF ETHICS. Presumably, when the Ten Com- mandments were forthcoming’ there was an exigent need of them. This is usually the case also when certain rules are adopted for the conduct of business. And, it may be added that, ordinarily, the proportion of “thou shalt nots” is about the same in the latter instance as it is in the Com- mandments. A case in point just now is the code of ethics prepared for the wholesale men’s furnishings trade. This is a specifically elaborate set of rules of conduct which, on their face, are the obvious kind which everybody should follow as a matter of course. - They are for the inculcation and prac- tice of courtesy, honesty and fair deal- ing between man and man, as em- ployer and employe, seller and buyer, or as competitors, giving to each what he is entitled to. Ordinarily, one would suppose that these were things that required no urging in order to be followed, but such a supposition does not take weak human nature into account. It is for.lack of the ob- servance of matters of this kind that the honest have been put at a disad- vantage with the tricky and unscru- pulous. The advantage of formulat- ing a set of rules and having them agreed to in practice is recognized as a step toward progress, because the subscribing to them is an acknowl- edgment of their justice and that en- lightened self-interest which has been called real morality. But there is no reason why such a code of ethics need be: comfined to the men’s furnishings trade. Some others need it quite as much, ~ the plant. FAILED TO HOLD ITS OWN. Cotton failed to hold its own during the past week, the main bearish fea- ture being the turmoil in Europe. Despite, however, the adequate causes for unsettlement, the cotton goods Situation in Great Britain shows more promise than it did and there is more confidence in Lancashire circles than was the case before the year began. As the United Kingdom is the prin- cipal exporter of cotton goods, the conditions and the viewpoint there have significance. But the British are restive at their dependence on cotton supplies from this country and are. doing all they can to arrange for them from elsewhere. Brazil is one of the countries looked to as a source, and so, also, are various portions of the British colonial empire. In India a legislative measure has been presented and wil’ probably be adopted, calling for a tax on cotton, the proceeds to be used in research. What is aimed at is the production of long staple cot- ton and a larger production as well. In this country the American Cotton Association spokesmen are suggesting the need of even higher prices than have ‘been prevailing. During the past week an authorized statement from them argued the need of obtaining 42 cents a pound in order to make cot- ton growing pay. At that price flax would be an active competitor. What instead is needed is a reform in the tenant-farmer system of growing cot- ton. This is wasteful and introduces extra and needless middlemen, besides preventing real scientific culture of Few features marked the goods market during the week. The mill men are opposing the introduc- tion of the forty-eight-hour week in New England, c‘aiming this will place them at a further disadvantage with Southern mills. Fabric prices, es- pecially of those in the gray, continue fairly firm in price, although some concessions have been made by second hands. The demand for heavy cottons is still marked. While new ginghams prices have not been made, orders have been taken “at value.” MOVE IN RIGHT DIRECTION. A bill is now being discussed in the House of Representatives, introduced by Congressman Rogers, of Massa- chusetts, the purpose of which is to increase the salaries of diplomatic and consular officers, and to pension them on their retirement from the service. ‘This bill seems a very just one when it is considered that this class of pub- lic servants is at present entitled to no pension whatever, even though they mav spend years abroad in the ser- vice of the United States under the- most discouraging conditions, and in disagreeable climates. The increase of salary provided for the secretaries in the diplomatic service is particularly needed. At present a secretary of the highest grade in the service and filling the im- portant post of Counsellor of Embassy at the greatest foreign capitals re- ceives a maximum annual salary of $4,000. As a rule this has been reached only after years of study and diligent application in the service. Such a prospect is not attractive to some of the most desirable young men, suit- ably fitted in every way. A young man without independent income who desires to marry and bring up a fam- ily according to American - tradition consequently cannot be encouraged to enter upon one .»of the most important careers and opportunities for service the country has to offer. Some of the ablest men of the service have made and are making serious sacrifices in order to continue their careers. In view of the confidential and respons- ible character of the work, in few services would an indictment of short- sightedness and parsimony lie so heavily against us as a people. At present in the consular service _it is difficult to retain the best men because of tempting offers constantly made to them by the business world, and because of the lack of opportuni- ties within the service. FREQUENT TURNOVERS. A note of optimism was uppermost in the discussions, informal as well as formal, which marked the meeting in New York City during the past week of the representatives of the big dry goods and department stores of the country. There is no apprehension as to the immediate future. As near as can be gauged by those dealing direct- ly with the public, the disposition to buy as well as the means with which to do it are both favorable to a suc- cessful Spring and Summer season. And what is true of the diversity of wares which the stores mentioned represent seems to be so, also, regard- ing other leading commodities. Mat- ters which were stressed by the dry goods men concern economical and efficient management, the cutting down of needless waste in merchan- dising so as not to add more than necessary to the rising prices which conditions seem to call for. In line with thf policy is the disposition not to overstock and to aim at frequent turnovers so as to keep capital liquid and moving instead of frozen. Mer- chandise can always be obtained, but borrowing money is not so easy. The experience of the last few strenuous years is serving as a lesson and a guide, and so, too, is that of the clear- ance sales which are now drawing to a close. The aim continues to be to buy no more than is necessary to meet the demand in order to avoid hangovers. Furniture with mahogany surface tends to get filmy—and the better the wood, the more murky it seems to get. Looking cloudy is partly a character- istic of this aristocrat among woods, but spotted, it is time to put back the natural glow where it belongs. Here is a handy way. Wash with weak, tepid suds, after which rub thoroughly with French polish. Pretty nice, you will say, and the observant customer who knows good-looking furniture and fixings when he sees them will agree. Tidiness about the shop’s ap- pearance’ should be the special job of someone in each establishment. It is an easy and perhaps a pleasant occupation, that of talking over with fellow employes the things you are go- © ing to accomplish by and by. But action, not conversation, is what gets results, --————— Continuous Effort To Reduce Motor- ists’ Expenses. The motor car owner of to-day is receiving the full hundred per cent. benefit of Fortune’s broadest smile. In the past the motorists, as a whole, received a very satisfactory return for the money invested in their automo- biles, but ail of that is a mere un- adorned nothing when compared with what is the general policy of the auto- mobile manufacturers to-day. Once upon a time not so far back in the past the purchaser of an auto- mobile started in to equip the ve- hicle with what he felt his car should have, and made the start after he had paid for and had received the simple undraped car. Anything in the form of an accessory cost extra. To-day ali this is different. About every item a car owner believes should be on a fully equipped automobile is on it and is there in the form of standard ' equipment—part of the car and included in the se‘ling price. That’s just the start of it. Dealers have been pointing this out for some time and the prospective buyer knows what he can get in these enthusiastic days. But there is more. To-day every automobile company of note is working hard, intelligently and all the time-to make-Hfe and liv- ing more pleasant for the car owners and those who are to become car owners. And the popular theory of the companies is that life will be made more worthwhile by any and every effort to cut out annoying items of ex- pense. There was a time when the auto- mobile companies centered their in- terest on their dea‘ers throughout the country. At stated intervals these dealers and their salesmen were called in to discuss merchandising policies and programs. These meetings, con- ferences and conventions were about as far as most companies went in es- tablishing contact with the world of buyers. But it’s different to-day. Much and widely. The automobile companies to-day are in full and continuous con- “tact with the public. Trying to find out what the car owners and the ' prospective owners want, and then seeing—not trying to see—that they get what they want. To-day the dealers continue to meet, either traveling to the home plant or gathering at auto shows in their dif- ferent sections, but the dealers’ meet- ings are now a small part of the year- ly program. The other meetings have become the most important. To-day the world of motorists can read reports of meetings of service managers, of conferences held by re- search experts, and of schools for training service station employes and for men who are being taught to be- come truck experts. Where the motorist is interested in this lies in the fact that all of it is being done by the automobile com- panies for the sole purpose of cutting down the costs that must be cared for by -the car owners. Costs have been cut already, service has been made * better for less expense, bungling and manhandiing of cars have been made stories of the past, but the companies are not satisfied and the efforts to dis- cover the ways and mieans of satisfy- ing the car owners continue to be scheduled. Because all of. this is the condition to-day the motorist may set it down that he is of the world’s fortunate. Will R. MacDonald. —_—_.2.>_——_ The Wonderful Present. Detroit, Feb. 13—Let the children to-day consider what life would be for them without the telephone, phonograph, automobile, movies, elec- trical contrivances in the home and radio. These were not known in their parents’ childhood. Let those parents realize the great changes taking place educationally, politically and indus- trially to-day. Note one characteris- tic of the hour especially. Not only is our youth rushing into high school and co‘lege by the thousands as against the hundreds a quarter of a century ago, but the science of to-day is written in the language of to-day, ‘minus the nomenclature and the am- biguity with which the old-time scientist surrounded it. The teaching of that science begins in the kinder- garten. He who ponders this situation care- fully will read the handwriting upon the wall and will seek to adapt him- self to this new, practical, scientific age, independent in its thought and action, thirsting for knowledge and simple religious truths, with its cry for freedom from the past which binds and freedom for the future which ca‘ls. Moreover, he’ will remember that for the vouth there need be no adaptation —he is the age and upon him rests the future of religion itself. Florence L. Badge. ——_.. +. Lure Fish Into Cans. Sardine canneries along the Nor- wegian coast recent y threatened with a complete lack of raw material owing to the fish remaining so deep as to render fishing impossible, have solved the problem of bringing the “bristling” to the surface by showing electric lights. over the water. The electric searchlights playing over the surface of the waters in the fjords are luring the sardines into the cans. —_——_ >< Will Raise Frogs. The Japanese are to promote.a new line of industry. A consignment of American ‘bullfrogs have just been sent over to Japan’ for distribution throughout the island agen for prepagation, De Luxe Panel Body Complete Buick Delivery Cars For Butchers, Bakers, Grocers, Laundries, Hardware Merchants, any business where a good substantial economical delivery car is needed. Tire, gasoline and oil mileages are almost unbeliev- able. We'll haul a load anywhere to demonstrate the power and Five Body Styles $935-$1,055 Delivered Chassis $780 Delivered Let us show YOU! BARKWELL-BUICK SALES CO. 60-66 Sheldon Ave. Grand Rapids, Mich. economy. Reo Speed Wagons Acknowledged the World’s Best NEARLY 100,000 IN USE Power, Speed, Safety, Economy and Reliability The Reo Speed Wagon will carry any load from 500 to 2500 at less expense than any other commercial vehicle built—and the Speed Wagon Chassis costs you only $1 185, F. O. B. Lansing. Combination of bodies to fit your every need. If you buy a REO you know—lIf you buy something else, you guess. Let me send you a list of REO Speed Wagon owners who own fleets of 3 or more. W. D. VANDECAR REO SALES AND SERVICE Cor. Cherry & Jefferson Grand Rapids, Michigan 19 years REQ Distributor. ™~ temmanes nS rime a! ae omen $e erereee node mone FB enamine R a February 14, 1923 Millions Lost in Auto Fires. Automobile fire insurance companies last year paid out nearly $9,500,000 for motor cars that went up in smoke. That does not include the insurance paid out by mutual and specialty com- panies, which fire insurance agents es- timate would add another $1,000,000 to their figure. Neither does this sum include the loss incurred ‘by that inestimab!e num- ber. of car owners who failed to insure themselves against fire. Yet fire, says insurance men, is one danger toward which automobile own- ers look lightly. Fire? There’s hard- ly a chance for their machine to go up. They take special pains, they say, with lights and such when they are near their cars. But they don’t refute the insurance authorities. Carelessness, they say, ~is just what starts 80 per cent. of the automobile fires. Not so much light- ing a match to see how much gas there is left in the tank, as snooping around the gasoline line with a lighted cigar. That is a direct sort of carelessness which should be guarded against. But there is an indirect kind which causes most trouble. This iss the kind of carelessness which allow the valves to get leaky and the fuel line to get loose-jointed; where exhaust connections are ne- glected and wire insulation is rubbed off, and wherein engine pan anid crankcase become so oil-soaked that the only way they can be cleaned is by burning, through spontaneous com- bustion. Short circuits start fires. Batteries have been known to explode when the hydrogen they generated mixed with the oxygen of the air and became so inflammable as to cause a fire. The engine, wiring and fuel system should be kept in good shape at all times. Flames should be kept away and no chance should be given for a spark to form an inflammable vapor. Backfiring should be avoided. All wiring should be examined regularly. Gasoline should not be spilled care- ‘essly. The motor should be allowed to cool before being cleaned. If a fire happens to start do not use water to extinguish it. Water will only scatter burning gasoline. The gasoline supply should be shut off and the fire should be smothered with a lap robe or with sand or salt. 9 Owners Complain of Lost Title Fees. Complaints that money, sent to the office of the secretary of state as fees for certificates of title under the Con- don law, has gone astray have been lodged’ with the Detroit Automobile Club and other organizations affiliated with the automobile industry. Scores of individua!s who claim to have sent the title fee of $1 to Lansing in con- nection with their title applications al- so have been reported and this, it is believed, is responsible in a measure for the fact that many persons still are unable to use their cars by reason of not having title certificates, with- out which it is impossible for them to secure licenses. The situation is peculiar in the fact that there is little opportunity to check up on the claims. The secre- tary ruled that only cash or certified MICHIGAN TRADESMAN checks would be accepted in payment of title fees and as a result hundreds and perhaps thousands of applicants forwarded their applications with a $1 bill attached thereto. In such cases the motorist’s word that he sent his application and his dollar is the only proof at ‘hand and_ since neither money nor application has reached its destination in the secretary’s office there is nothing for the owner to do but forward another application to- gether with the fee. In a statement to the Tradesman, Secretary DeLand denied that there had been any complaints made to him of money sent for fees which had failed to reach his office. He said the office was swamped with work, thou- sands of motorists having fai:ed to send in their applications until the very last minute and predicted it would ‘be March 1 at least before some of them secured their titles. EE A Chart For Wives. Bis Rapids, Feb. 13—Of course, you are right in thinking that martial troubles are caused by wives as well as husbands. I propose the following rules for wives: Understand the value of oc- casional silences. Do not nag. 2. Cultivate a serene and happy spirit. : 3. Keep your person and dress tidy and attractive, without aid from cos- metics or slavishness to the latest style. : 4. Make your dwelling place a real home, harmonious in order, in color, in atmosphere. Give your ‘husband what he likes to eat, well cooked and: appetiz- ing. 6. ‘Have children and teach them respect for their parents by being the kind of parents they can respect. . Get stimulus from _ inspiring friends and books and pass it on to your husband. 8. Be neither lazy nor buzzing continually over futilities. . Use imagination and tolerance when your husband is cross. 10. ‘Hold him to his duties by the way you perform your own. Summary: Expect the best from vour husband, but know also how to forgive always, rememberine that love is the keystone of the arch. May I add that I revolt at the ad- monition to husbands to be generous. That is a caveman attitude. A man is not generous but just when he di- vides his income with his wife; that is, if she has performed her duties as wife, mother, home-maker and partner. One of Them. -———- 2a. Topcoats in Request. It is the general impression among manufacturers that a good Spring sea- son will be had in topcoats. Orders placed thus far are described as satis- factory, and duplicate ones are looked for owing to the increasing vogue of the topcoat as a distinct item for men’s apparel. Box coats, it was said yesterday, are now the. leading styles desired, and the “big play” will be made on them by retailers. There will be some rag’ans shown, but it is be- ‘ lieved here that the demand for them is growing smaller. Overplaids will be conspicuous in ‘the patierns. There is also noted a marked tendency away from the regular herringbone to one of a coarser effect. Tweeds and those cloths of a similar texture are favored, _ but there will also be an increasing volume’ of whipcords and gabardines sold. In none of the models of the Single- Six Series is the commanding beauty of this Packard more _ outstand-: ing than in the Sedan Limousine. The Packard Single-Six is deliber- ately designed and built to prove a far better and a more saving investment, in the long run, than if its first cost were $1000 less. DONALDSON MOTOR SALES CO. MICHIGAN ST. AT LAFAYETTE Citizens 4045 Bell M. 4045 PACKARD If you think Oak land’s 15,000 mile written guarantee is not a real guaran- tee, try to get a simi- lar one elsewhere. e OAKLAND MOTOR CAR CO. “(Grand Rapids Factory Branch) 242.44 State St. il 12 MICHIGAN TRADESMAN February 14, 1923 - uy) FELCH =_ a —_— AN pods eappegede Ctr reed Future Course of ‘Prices. There are wide differences of opin- ion among business statisticians as to the probable course of prices during the next twelve months. The weight of opinion inclines to the view that there will be a gradual rise, with the who’esale price indices advancing from ten to fifteen points above their pres- ent level. There are a number of statisticians, however, who expect to see the indices advance twenty-five points and a few who expect an even greater advance. If the views of the latter group are correct the country is headed towards a period of pro- nounced inflation, with an inevitable reaction and a period of depression to follow. The return of inflation has een proclaimed from time to time ever since last August, when the an- nouncement by the Steel Corporation of an advance in wages of common labor effective on September 1 started the discussion. Prices have shown a rebound from the excessive deflation of 1921; and the general trend con- tinues upward, but a rise of twenty- five poiiits in the index number of the Bureau of Labor Statistics during the current year would mean a sharp change in present business conditions. Yet if predictions of inflation are re- peated over a protracted period, they will eventual:y come true. Whatever prices may do in the next few months, there is for the time being a slackening of their advance This was shown in all the index num-— bers for December, and Bradstreet’s, which is the first published, showing changes for the month of January, indicates a rise of only 0.1 per cent. during that month. Special interest attaches to this index number be- cause of the prominence of raw ma- terials in the list of commodities upon which it is based. This makes it es- pecially sensitive to market influences and something of a barometer of prices for finished goods. Bradstreet’s index also shows that prices rose 20 per cent. in the twelve months ending with February 1, and that they are now about 30 per cent. above the low, point reached on June 1, 1921. A rise of 30 per cent. in twenty months under normal conditions would have brought on all the phenomena that make up the condition we call inflation, but it is to be remembered that in this case prices began to rise from a point which we must regard as subnormal inasmuch as in many instances they were much below costs of production. Evidently if we should have another rise of 30 per cent. during the ensuing twenty months, the result would be inflation, as prices of most commodi- ties are now at a profitable level. The retai‘er came in for criticism from the politicians at Washington when the new tariff bill was under debate. He was represented as profit- eering in the sales of imported goods, and several exhibits were staged in Congress to prove the charges. A bulletin containing pictures of articles on which various firms were supposed to have made enormous profits was printed and circulated at public ex- pense, while the reply of the retailers pointing out errors in its statements did not get the same publicity. Not only were retai‘ers accused of having profiteered in the past, but the chair- man of the House Ways and Means Committee went so far as to accuse them of profiteering in the future in the event that prices were advanced after the tariff law became effective. He declared that not only were in- creases unjustifiable, but that any at- tempt to place the blame for higher prices ion the tariff should be punished as obtaining money under false pre- tenses. Meariwhile, prices have begun to advance on many articles on which tariff duties were raised, and some re- tailers are beginning to take up the challenge by advertising the fact when higher duties are responsible for high- ‘er prices. They do not propose to be made the “goat.” The foregoing considerations give added interest to a recent pub‘ication by Alfred Fantl of New York of a digest of the tariff act of 1922 com- . piled especially for the use of depart- ment stores. It lists the items of mer- chandise alphabetically under the dif- ferent store .departments, so that the buyer and the salesman can ascertain easily the old and new duties applying Conservative Investments PURCHASING INCOME WE purchase for our own account and offer to the public only the highest type of bonds obtainable in the market keeping in mind always absolute safety of principal. May we send you our list? _. CORRIGAN. HILLIKER & CORRIGAN Investment Bankers and Brokers CUTZ. GROUND FLOOR MICHIGAN TRUST BLDG BELL 4480- 4653 GRAND RAPIDS, MICHIGAN M-4900 - M-653 COMPETENT HANDS HE DIFFERENCE between putting your estate in the charge of a trust company or in the keeping of an in- dividual, is often the difference be- tween competent hands and incompetent hands. A trust company is trained in the handling of estates—in the requirements, the duties, in all the necessities of the work. Its continuity of service is not dependent on the life of any individual. Friends and relatives may pass away, but the trust company—faithful, competent, trustworthy—lives on. Our officers can be consulted at any time on this important subject. [;RAND RAPIDS [RUST | OMPANY GRAND RAPIDS, MICH. Ottawa at Fountain Both Phones 4391 INSURANCE IN FORCE $85,000,000.00 iy MERCHANTS Lire INSURANCE Company RANSOM E. OLDS Chairman of Board WILLIAM A. WATTS President Offices: 4th floor Michigan Trust Bldg.—Grand Rapids, Michigan GREEN & MORRISON—Michigan State Agents Grand Rapids National Bank The convenient bank for out of town people. Located at the very center of the city. Handy to the street cars—the interurbans—the hotels—the shopping district. On account of our location—our large transit facilities—our safe deposit vaults and our complete service covering the entire field of bank- ing, our institution must be the ultimate choice of out of town bankers and individuals. Combined Capital, Surplus and Undivided Profits over $1,450,000 GRAND RAPIDS NATIONAL BANK GRAND RAPIDS, MICH. eee he ences eee Aeemee Se rae nd aaa ee ee Care RS ane si oom: February 14, 1923 . MICHIGAN TRADESMAN ee 13 to any particular article in his depart- ment. It is the purpose to enable any -retailer to have tariff facts at hand that he can use for his own and his customers’ advantage. There is no discussion of the merits of any change that has been made in the duties, but in many cases it will enable the mer- chant to understand why wholesale prices have changed and also to ex- plain to his customers why changes in retail prices are often beyond the - control of the merchant. William O- Scroggs. ——_+-2 << STOCKS, PROFITS, BALANCES. They Are the Cube of Modern Mer- chandising.* Merchandising to-day is passing through what is possibly a critical period of its evolution. At no period have its principles been more severely tested with regard to its ability to justify existence. With the rapid progress made along’ lines of trans- ~ portation and invention, we now find that the field of patronage is extended far beyond the scope of even a few years ago. While the automobile, the good roads and the telephone have broadened our field of patronage, they have” equally added to our responsi- bility to meet new and changing con- ditions. With ever increasing ease of accessibility over distance, we now find our former customer may be the patron of a store many miles removed. In this new competition, we are con- fronted by men of broader vision, whose keen sense of adjustment to ever changing conditions has brought about a development founded upon economic facts as they actually exist. In the new order of things we find that we too must undergo re-adjust- ment to meet the demands of evolu- tion. All great turning points in the his- tory of evolution or development are marked by distinct periods of history. So it is with the retail hardware busi- ness and so it is with merchandising in every form. We are prone to meas- ure everything by comparison with standards as they existed before the war. This is perfectly logical, for as every event of exceeding importance leaves its imprint upon its participants, so has war and its subsequent peviod of adjustment left its effect upon every factor of importance to human needs, necessities and conveniences. While momentarily we may long for the ease and the equilibrium in business as they existed before the war, yet we soon awaken from idle dreams, ~ for those days are gone forever, and it is not in the scheme of evolution that events should proceed by going backward—we must face the problems as they exist to-day. Although the problems in this new era of develop- ment are many, yet they are simple and well within the scope of any of us to solve. Possibly by far the outstanding problem confronting merchants to-day is the one of economical distribution. Students of economics state that a more economical method of conveying the necessities and the conveniences of life must be devised. We, as retail *Paper read at annual meeting Mich- igan Retail Hardware Association by Geo. W. Schroeder, of Eau Claire, Wis. merchants, are expected to distribute | our merchandise more economically, to give our patrons the fullest possible value for their dollar, to offer them increased convenience and service, and yet while doing so, we must preserve the perfect symmetry of our business which will permit us to properly sus- tain a competent organization, pay us interest on our investment and reward us sufficiently for our time and labor. This is the outstanding problem of modern merchandising. How are we to solve it? The first and greatest equation en- tering into the solution of this prob- lem lies in our ability to familiarize ourselves with the fundamentals of the cube in merchandising. Condi- tions to-day demand that we are thor- « oughly famijiar with our stock-turn and its ability to make us a profit. Conditions demand that the merchant familiarize himself with the needs of his community so that he can be of real service in his distribution and third, in this distribution, hé must be positive that it is done under just con- ditions. To provide more economical dis- tribution, we are confronted primarily with the factor of more rapid stock turn, which involves a familiarity with the producing power of each article of merchandise. So much has been said and written on stock turn that it is hardly necessary to go into illus- trated examples of what may be ac- complished. We have: read and re- read of the success of the five and ten- cent stores, of the United Cigar com- panies, and last but not least, of the lowly popcorn vendor, whom we have for many years scorned with the ex- pression, “He does not know enough to manage a popcorn stand.” Now we find the students of merchandising possibilities turning to him for an ex- ample of what results are attained by rapid stock turn. We find that in proportion to his investment, there probably is no mercantile business paying a similar proportion of profits. It is remarkable what fortunes are built by the selling of nickel sacks of popcorn if the operation is but often enough repeated. It is well within the recollection of all of us when pop- corn was regarded as merely an ad- junct of a circus. Now, however, through the business foresight of a large manufacturing concern, whose management foresaw the possibilities of more rapid stock turn, perfected a machine which should pop the corn in plain sight of the patron, then pass it over a screen, ¢liminating the un- popped kernels, and permitting it to come in contact with a bit of butter. They heralded thé inovation.in big advertising throughout the world and permitted many dealers to make for- tunes in selling the famous “Butter Kist.” The remarkable effect upon increas- ed consumption brought about by this machine is of interest to us only in- sofar as it proves the value of rapid CITIZENS 33172 843 WATKINS Sr, GRAND RAPIDS DURANT MOTORS Communicate with our Trading Department for Markets on Durant of Delaware Durant of Indiana Either Fully Paid or Escrow Stock. STOCK DEPARTMENT HOWE, SNOW & BERTLES (INCORPORATED) Investment Securities Grand Rapids Savings Bldg. Grand Rapids, Mich. 120 Broadway New York City 310 Ford Building Detroit, Mich. Fenton Davis & Boyle BONDS EXCLUSIVELY. G@. R. NAT. BANK BLDG. Chicago GRAND RAPIDS Detroit First National Bank Bldg. Telephones{ Citizens 4212 Congress Building PERKINS, EVERETT & GEISTERT CITZ 4334 aE —— GELL,M. 290. : : Ea = m BannNns me. Sa ae (7) 205-219 MICHIGAN TRUST BLDG. GRAND RAPIDS, MICH/) Direct wires to every important market east of the Mississippi. A statistical service unsurpassed. Have you Stepped Out from the Crowd? IGHT of the next ten man you meet who have family responsi- bilities, are probably carrying life insurance. They may not have enough of it, but they have some. Now, how many of those eight have safeguarded their beneficiaries by making policies payable to a corporate trustee? Only one of the eight has madea Will. Trust Company service is for every one of them; it is for you! It has very great advantages and is economical. It costs you nothing whatever to find out about it. We will be glad to talk your plan over, without obligation. Get our new booklets and read them. “What you should Know About Wills, and the Conservation of Estates.” “What Happened to His Wife?” FFICERS DIRECTORS OFFIC — oe i. Lewis H. Withey --.--President ohn Duty. Frederick A. Gorham. Henry Idema ----—-- Vice Pres. Claude Hamiiton. F. A. Gorham ------ Vice Pres. Thomas H. Humes. Henry !dema. Wiillam Judson. Miner S. Keeler. Claude Hamilton -._Vice Pres. John H. Schouten --Vice Pres. Noyes L. Avery -...Vice Pres. Emerson W. Bliss ---Secretary Arthur C. Sharpe --Asst. Secy. Guy. C. Lilile -..-.._Asst. Secy. C. Sophus Johnson-_-Asst. Secy. Arend V. Dubee__Trust Officer Ransom E. Olds J. Boyd Pantiind. Willlam Alden Smith. Godfrey von Platen. Dudiey &. Waters. Lewis H. Withey. “Oldest Trust Company in Michigan” Tr Mucigan Taost 14 stock turn, the value of the right kind of service to the patron, and the in- genuity of its inventor when he recog- nized the wants and desires of his patrons and created an increased de- mand for his product. The greatest factor to-day in com- plying with the demand for more eco- nomical distribution: lies primarily in the study and control of our stock. I say primarily because I do not wish to underesteem the value of increased volume. We all recognize the ex- pense of carrying stock whose move- ment is not satisfactory. We all rec- ognize its disappointments. The ac- curate knowledge of this item of ex- pense is imperative. This knowledge is obtainable only by a careful analysis of stock movements from day to day. An analysis based upon the two sub- divisions, cost of carrying and cost of selling. The cost of carrying em- braces the items of rent, insurance, tax and depreciation. The cost of selling is made up of salaries, adver- tising, etc. In determining for anal- ysis any individual article of merchan- dise as, for example, a range, it is only necessary that we determine the average length of time which the ship- ment consumed before its final dis- posal. We can then apportion -with reasonable certainty its share of the cost of carrying and its share of the cost of selling. In this analysis, it can be readily determined whether an individual article is rewarding us with suitable profit to warrant buying in quantity or possibly to warrant car- rying it at all. The same analysis will equally determine the possible neces- sity of more advertising and of more strenuous sales effort. A careful analysis of an individual piece of merchandise will at times re- veal ‘interesting bits of information and afford many opportunities for bet- ter merchandising. At times we have found that certain articles in our store were not meeting with the desired stock movement. By placing the same in a more advantageous position in the store arrangement and sometimes giv- ing them a little more sales effort, they were brought back to their former earning capacity. We invaria- bly find that an article loses speed of turn over in the same ratio as its dis- tance from easy observation of the patron entering the store. This we find more especially true of the articles of convenience and less true of the articles of necessity. Because of our belief in this fact, we have placed at least one sample of every piece of merchandise within the easy observa- tion and handling of every person en- tering the store. The relation which this analysis of individual articles of stock bears to the question of more economical dis- tribution lies in our ability to reduce the overhead. It represents, a simple problem in mathematics to’ determine that the.cost of overhead on any arti- cle is reduced in equal ratio to its turnover because a certain percentage of the overehad,, caused by the ex-_ pense of rent, heat, taxes, etc., re- mains stationary throughout the year regardless of the amount of business transacted. These important phases in overhead will not vary whether we have one stock turn or two or even MICHIGAN TRADESMAN four. The balance of the overhead consisting of the items chargeable to the expense of selling, such as adver- tising, wages, etc., may slightly in- crease with the increase of stock turn. It is, therefore, evident that more economical distribution will follow a mark-up based upon an inverse ratio of stock turn. The greater the num- ber of turns, the less the necessity of unreasonable margins of mark-up. There is practically no limit in the field of reducing the percentage of mark-up. Contrary .to the former theory that each article must carry its certain percentage of mark-up so as to meet its just proportion of the overhead, it is now a generally ac- cepted belief that there is a profitable margin in every sale regardless of how small the margin may be above the buying cost, providing of course, a suitable stock turn can be developed on that particular article. Recently while in conversation with one of Wis- consin’s most successful retail hard- ware dealers, I was convinced that he made a reasonable profit by selling nails on a margin of five cents per keg. While the margin seemed al- ' most useless, and entirely out of pro- portion, he convinced me that because of his ‘method of handling, together with the tremendous volume he was able to secure because of his geo- graphic location with respect to many large consumers of nails, he had ac- tually made a most desirable profit on such transactions. In making this statement, I do not wish to give the impression that this can be done by all of us. Personally, the contrary is quite true. I offer this statement merely as an illustration of what can be done and to emphasize the neces- sity of a careful study of conditions as they may exist within our store and within the community from which we draw patronage. The ability of rec- ognizing opportunities and _ taking prompt advantage of them is an im- portant asset in the hardware busi- ness. In a discussion of this kind, these facts, or theories, if you will, are of little value to you or to me unless some concrete method is advanced whereby this increased stock turn is secured. Among the most important influences affecting favorable stock turn, we find two factors, a greater volume and second, a smaller invest- ment. Our immediate problem in the first section is to overcome the sales resistance which inherently lies with the public. As hardware merchants, we must create a desire for hardware in the minds of the public. Our ad- vertising must measure up to the stan- dards of the advertising in other lines. It is no longer sufficieint that we advertise the fact that we sell a range, but we must advertise that with our particular range goes convenience, economy, and comfort. The degree of results will be in direct ratio to the force with which we emphasize the several factors which tend to make conditions more livable for the aver- age citizen. _ Possibly the next important factor in securing additional volume lies in our ability to appeal to those who’ actually make the purchases. Statis- tics show that at present nearly 89 per cent..of retail purchases are made - byawomen.In the management of our TAEE” — PRES tie necessity is therefore evi- hat we make our strongest ap- peal.to_the woman patron. A’study of our customers in many ...dmstances..will prove that such articles as may appeal to women should be placed in the most advantageous posi- tion. The male customer usually comes into a hardware store with a full knowledge of what he wants, while the woman in many instances comes in to see whether there is any- thing she may want. : There is no unusual amount of shrewdness involved in recognizing the chief factor of increased volume —proper advertising and proper dis- play of merchandise.- It may be argued that collectively, advertising may not benefit all dealers as the re- sult may become apparent only to the individual who does the advertising. His increase in volume will be at the expense of his competitors, and should every dealer advertise similarly, how could it be a benefit to all of them. While it may be a broad statement not borne out by experience, I am nevertheless convinced that successful results could be obtained from col- lective advertising by a group of hard- ware stores in the same community, providing however, that this advertis- ing be properly balanced, with a view of creating additional business, rather than emphasizing individually mer- chandise articles. Possibly the great- est draw-back to collective success of the retailer lies in the persistance of his efforts in convincing the public that he is selling cheaper than his competitor. His competitor is usually following the same method, and so coliectively they do not get any where. If some system could be devised in hardware advertising wherein the public could be educated to purchase a merchant’s goods, and whose appeal could be made so strong that a larger percentage of money would be spent by the public for articles of hardware utility and convenience, at the sacrifice of possibly useless and non-beneficial amusement, it would nearly approach the ideal. It would undoubtedly have a tendency to lessen the criticism of more economical distribuion. In other words, our problem is largely one of diverting the money, which is now wasted on non-essentials, back into the channels of more lasting useful- ness. Another important factor in keeping the lines of the cube of merchandising in perfect symmetry, lies in our ability to properly control our stock with re- gard to duplication, while we must continue to give proper service and must consider the demands of our customers, yet we must approach the problem from the angle of real ser- vice. Many times a brand of mer- chandise may be called for by a cus- tomer, when with proper salesmanship Lidddddddddddddddddddsdddddddddddddddldddddddddadiddddddaaddddddiddddcdccccixaaasaauunnnnccgnnnccccccccccn February 14, 1923 JOIN THE GRAND RAPIDS SAVINGS BANK: FAMILY! 49,000 -Satisfied. Customers know that we specialize in accomodation and service. Branch Offices = Madison Square and Hail Street West Leonard and Alpine Avenue Monroe Avenue, near Michigan East Fulton Street and Diamond Ave. Wealthy Street and Lake Drive Grandville Avenue and B Street Grandville Avenue and Cordelia Street Bridge, Lexington and Stocking West Leonard and Turner Avenue Bridge Street and Mt. Vermont Avenue Division Avenue and Franklin Street Eastern Avenue and Franklin Street LLiddilddishiddddddddddlidiiadddididéa: on Om = ae, = ESTABLISHED 1853 Through our Bond De- partment we offer only such bonds as are suitable ” for the funds of this bank. Buy Safe Bonds from The Old National WLLL AMAL ddd, LMM Adhd ddd dddishddisddddddddddisidddidhdissdddidddddddddiddddissssddeeeeececcccciliiZL, Lidddidddstdddtsdsddsdda , 314% Fourth National Ban United States Depositary Capital $300,000 Surplus $300,000 3% interest paid on Savings Deposits, payable © semi-annually, interest paid on Certificates of Deposit if left one year. 7°) David H. Brown GRAND RAPIDS MICHIGAN OFFICERS Wm. H. Anderson, President; avant Z. Caukin, Vice-President; J. Clinton Bishop, Cashier. Alva T. Edison, Ass’t Cashier; Harry C. Lundberg, Ass’t Cashier. DIRECTORS Wm.H. Anderson Lavant Z. Caukin Christian Bertsch Sidney F. Stevens Robert D. Graham Marshall M. Uhl Samuel G. Braudy J.Clinton Bishop Samuel D. Young James L. Hamilton Vth iM MAdhdidididsissishsihdisddddddsssdddsddsidisisiidsddisdidddddisdssessdeeLccccLcniiiin Se ae 4 ee February 14, 1923 * _MICHIGAN TRADESMAN 15 he can be educated in the merits of your article by the same facts that caused you to stock it. Duplication in lines greatly interfere with profits. The increased investment handicaps rapid stock turn and-the cost of car- rying naturally affects the cost of dis- tribution. This is more especially true of items involving the heavier investments such as carrying several lines of paint, a duplicate line of ranges, etc. In-the item of paint, we must concede -that to merchandise it successfully, a reas- onably complete line of any brand “must be stocked, meaning a consider- able investment in this item alone. An additional complete line will mean double the investment. It is for us to determine whether we actually get twice the volume in duplicate lines that we could get by specializing in one, choosing the most suitable. , Our personal experience has been that’ we can by special sales effort get a better volume of business out of the lines which we stock singly. It requires but little force to convince a customer that your particular brand is standard providing of course that you are hand- ling goods whose quality will back up your assertions. Invariably the reputation of a store will be built much faster by carrying a single stan- dard line. In hardware merchandising there are many brands into which the manufacturer has placed his every effort at perfection, and with few ex- ceptions not any one standard line has the monopoly on all the talking points or selling possibilities. This point may be well illustrated by two competing salesmen endeav- oring to sell you their goods. Their every argument is based upon a thor- ough knowledge of their particular piece of merchandise. They may be called specialists in those lines. In- variably the salesman, fortified with the best knowledge f his gods, secures the order. Can you picture a factory salesman advocating the merits of his paint, or of his range, or of his wash machine; when he finds that you are not responding, turns the pages of his catalog and advises you that he has another line just as good? : Yet this is what we permit daily in our stores when carrying duplicate lines. We are depending upon natural de- mand as created by others rather than upon our salesmanship and individual effort. By specializing and emphasiz- ing a single line of merchandise, we can keep down the investment and cost of carrying, thereby making at least some progress on the road to more economical distribution. The question of balance enters into this discussion. There is an extreme in every argument and it must be left to the individual judgment of every merchant as to what extent duplication may be carried on profitably. In a hardware store more especially a di- versified line of merchandise may be desired and while our argument is for specialization and dependence upon salesmanship for results, yet no one would carry it to the extent of stock- ing but one style of jack-knife or one style of teapot. It is here that the first-equation of our discussion asserts itself—conditions demand that we are thoroughly familiar with our stock and with the demands of the community to which we wish to sell. The vital factor entering into familiarity with his stock lies primarily:in the mer- chant’s system of records. It is ob- vious that the merchant having no further record of his transactions than his register slips is in no position to control his stock or determine which articles are the profit producers. While it may not be practical for every merchant to go into an elabor- ate system of departmentizing, the administration cost of which might outweigh the benefits, yet a very sim- __ ple method of classifying the individ- ual articles may give satisfactory: re- sults. The. tendency to-day_is a cry for a more economical distribution and this through other channels. The ten- dency on the part of the minds of broader vision however, is to assist the present retail -plan of distribution - into a plane wherein by correction of faulty merchandising, it can be made to serve its inevitable purpose of ad- ministering to the necessities and con- veniences of the public, which after all, is the determining factor in the success or the failure of you and me as retail merchants. Our National Government to-day is doing much to further the agricultural and manufacturing industries in the firm belief of increased service at more nominal cost to the public and con- sistent with a just return for the in- vestment of those interested. Un- doubtedly the time is near at hand when similar influences will be brought into the retail field. The hardware merchants to render assistance will be the ones who have kept careful rec- ords of their transactions and thereby have become thoroughly familiar with their stock movements and costs from day to day. The final equation entering into this cube of merchandising demands that this method of more economical dis- tribution, through more rapid stock turn be ‘carried on- under just condi- tions. The merchants must sell his merchandise with every possible view to lowering prices but he must avoid the extreme of selling at prices that will counteract a competent and well- satisfied organization. He has no right to oppress those in his employ in order to sell goods more cheaply. By doing so he is robbing Peter to . pay Paul. Neither can he expect to lower the standard of his service to his patrons for in doing this he is de- feating his very purpose. Nor should he be satisfied with an unfair return on his investment or for his time and for his efforts. Seriously speaking, he is confronted by the important prob- lem of maintaining the perfect sym- metry and the harmony of his busi- ness. This can he accomplish only by increased profits brought on through greater stock turn, the result of increased sales effort, by proper advertising to increase consumption of hardware, elimination of super- fluous stock, familiarity with the needs of his community, and a thorough knowledge of his business as shown by his records. ———_++. Do you always wait for customers to approach you and make their wants known, or do you go to meet them when you see them coming? —_——~> 2-2 When you really feel too sick to work weil, take time enough off to get right. You will be doing yourself and your employer a good turn. folding cartons. Wolverine Carton Company CAPITAL STOCK $300,000 7% Cumulative Preferred Stock—Par Value $10.00 Per Share 30,000 Shares Non-Par Stock. The Wolverine Carton Company is a Grand Rapids concern organized for the manufacture and sale of The folding carton business is a proven industry, so far as safety and ability to make large earnings are concerned. An extraordinary oppor:unity for such a Company exists in Grand Rapids. Millions of cartons are being bought annually in other cities by Grand Rapids wholesalers and manufacturers. The Wolverine Carton Company is assured of considerable business from such Grand Rapids concerns, quality and price being equal. On account of the exceptionally low overhead which the Wolverine Carton Company will have, it will be able to easily meet the highest quality and the lowest price. THE DEMAND FOR CARTONS IS CONSTANTLY INCREASING. Each year more and more products are being packed in folding paper cartons, and it will not be long until nearly every article purchased in grocery stores and many of those purchased in drug stores, will be so packed. Coffee, tea, butter, lard, oleomargarine, Post Toasties, Cream of Wheat, Bran, Toasted Corn Flakes, Grape Nuts, Puffed Wheat, Puffed Rice, salt, baking soda, bacon, sausage, all brands of tooth paste, shaving cream, cough drops and hundreds of other articles represent only a small part of the total now packed in folding paper cartons. PLANT IN CHARGE OF EXPERIENCED EXECUTIVES. The Wolverine Carton Company has secured an ideal plant for the manufacture of folding paper car- tons. A side track runs from the plant to the Pere Marquette Railroad, and the Holland Interurban passes right by the plant. The manufacture and sale of cartons will be in charge of men of long and successful experience in the folding carton business. These men come very highly recommended as to their integrity, industriousness and ability to successfully manage a folding carton plant. President and General Manager—THOMAS V. SPEES Vice-President and Sales Manager—WALTER A. MOCKLER Secretary-Treasurer—C. U. CLARK : . Directors—E. A. STOWE and FRED Z. PANTLIND It is evident that this Company’s affairs are in the hands of men who stand very high in every quality that makes for confidence. Their past records guarantee that the Company will be run at all times in the interests-of the stockholders. — The business, location, market, safety of investment, large earning possibilities, experienced and capable management, all combined, make an investment in this Company one of exceptional merit and perce. F. A. SAWALL COMPANY _ 313-14-15 Murray Building Grand Rapids, Michigan. : | Local investors need not look far to find cases | of exceptional earnings on the part of manufac- | turers of. folding boxes and cartons. Please send me complete information regarding an* investment in the Wolverine Carton Company. Send for full information. Signature Address -= : oe 16 MICHIGAN TRADESMAN February 14, 1923 President May Get Inning After March 4. Grand Rapids, Feb. 13—‘“Senators Object to Pork Barrel in Harbors Bill” is the refreshing caption we dis- cover in the current issues of the daily press. Who are they? Information on this point would be almost as in- teresting as viewing in captivity such rare, old-fashioned specimens. The “pork barrel” in appropriations antedates any policy now within the recollection of human understanding. President Harding labored under the delusion that the budget system as ap- plied to Government expenditures was for the purpose of doing away with this wholesale boodling, but the Presi- dent now finds that fattening at the pork barrel, while an old accomplish- ment, is not a discarded one, at least. Naturally, with the sound drubbing recentiy received by many of these well-known adherents of the graft sys- tem of National financiering, one would suppose that these methods would become unpopular for awhile, but the dear peoples’ chosen repre- sentatives cannot give up the idea that appropriations naturally follow in the wake of flag worship and that old dogs cannot be taught new tricks. Of course Secretary Mellon, who, in his financial capacity as paymaster, has repeatediy told Congress that un- less a more rigid system of economy is observed, we will all be in the un- fortunate position of some of our Eu- ropean contemporaries, is an old fogy, not versed or experienced in the “drunken sailor” system of disburse- ments. He would be giad to give the weary shouldered public an- opportun- ity of shifting burdens. But, no! Whisky Creek, or Buttermilk Inlet, as transportation channels—for boodle— or crying for water and more water. But the chief trouble, in this analy- Sis, is that even President Harding is displaying evident inconsistency in re- motely suggesting that, having com- pleted the Panama canal and submit- ted to blackmail from a handful of harum scarums, claiming to represent the isthmus government to the tune of $25,000,000 cold cash, by suggesting the pbuilding of another canal—the Nicaraugian project may be for the reason that these blackmailers, who have had given them every little thing they have asked for, now suggest that they want the canal to toy with as of their own possession. Naturally, we need another inter- oceanic canal. The present Panama institution is now taking care of a tonnage of just about one-tenth of our own Soo canal. It is supposed to be operated at a small profit. If so there is something radically wrong with its administration, and it will not long continue to do so, after Govern- ment “experts” discover such a state- ment to be a fact. But, of course, the benefits to Far West shippers are manifold, or to be more exact, three-fold, freight rates now being just about three times as high as they were before the canal route was perfected. We said “ship- pers,” but to be more exact, we should have said “shipping.” The poor iambkins in California are still crying for relief from excessive freight rates, and would still have the same reasons for sobbing that they have to-day, with an air line canal constructed from New York city to San Francisco. The rail transportation lines would swal- low up the water transportation or- ganizations of the future as easily and calmly as in the past. Conscientious marine transportation men will tell you that with water routes free to all, competition with rail lines cannot endure, as evidenced by the effort now being made in Con- gress to subsidize water lines. If a ship subsidy appropriation will help establish American vessel trans- portation on the seas—let’s ‘have it. ~ Or, at least, let’s try it out, but why not by eliminating the pork barrel? _ American shipping is badly handi- capped and will continue so as long as that relic of buccaneer days—the La- Follette-Seamen’s act—disgraces our statutes. American water transporta- tion companies, internal as well as trans-oceanic, haven’t a look in with foreign institutions when it comes to this method of shipping. Perhaps with a subsidy, and notwithstanding the LaFollette mile stone, something may develop out of this program. President Harding is _ evidently aware of this condition and it would be a shame to embarrass the executive when he is trying in all sincerity to bring about an improved condition in transportation affairs. He has begged Congress not to leave him enmeshed in a policy of evasion and wants Con- gress, if it does not agree with his program, to suggest some other. The affairs of the American shipping board were wished upon the present administration ang much has been ex- pected from its operations. Its work has ‘been largely experimental, but the time has arrived when it must adopt some well defined policy. . Mr. Lasker is not sure that a policy of subsidization will save our shipping, but he does feel positive that without this assistance Government operation will not succeed and when that col- lapses and our ships are worn out, private companies will be slow to take up the work where Government opera- - tion leaves off. This is quite reasonable to believe, and it is a matter of much conjecture whether Government operation or con- trol will work out any more satisfac- torily than it did with the railnoad frasco. Perhaps with these facts in mind it might be well for Uncle Sam to lay off and place the project in the hands of private corporations which are operated on the basis of pure busi- ness. Back them up with a reasonable bonus and watch progress. In matters of freight transportation such as an organization might have a look in, but it is hardly reasonable to expect them to compete for passenger traffic until such time as this Govern- ment succeeds in suppressing liquor traffic on the high seas. Make light of this influence as we may, the fact still remains that passenger traffic on the ocean-is made profitable only by the patronage of the idle rich, and sentiment ceases with this class when personal, enjoyment is curtailed. If booze -suppression follows the flag, then this class of patriots are not en- rolled in the ranks of flag chasers. Under the insurgent methods of the United States Senate, action on the ship subsidy bill may not materialize and the President will be subjected to undeserved humiliation, but after March 4 some of the present obstruc- tionists will pass out and he may get an inning. The bill has asked the maximum of business capacity from representatives ‘in Congress but they have certainly treated it to a maximum of cheap po- litical chicanery. They have only been asked to give a fair trial to an-ex- periment which looks reasonably cer- tain to work out satisfactorily, but they have treated the President cava- lierly, with an utter disregard for de- cency, and are trying to leave him shipwrecked on the’ shoals. Senator Watson announced at an open session of the Senate the other day that Mr. Harding would be a candidate to succeed himself. Unless he can deliver himself from the class °’ of alleged friends who claim to repre- ‘“ sent him, he might just as well pick up his “rule” and “go back to the case” at the end of his present term, for he cannot much longer associate with this class of freebooters and kee from getting smudged. We will be drawing it mildly when we call them bad actors. Frank S. Verbeck. Are there half a dozen or more trade papers stacked up somewhere around your desk with the wrappers still on them? They are full of ideas and opportunities you are wasting. * asyaenr bs * Michigan Shoe Dealers Mutual Fire Insurance Co. Lansing, Michigan PAYING 30% DIVIDENDS Write L. H. BAKER, Secy-Treas. P. O.-Box 549 LANSING, MICH. RELIABLE 30% Dividend to Policy Holders Low Operating Expense (16.7%) and Conservative Underwriting enable us to maintain assets of $12.75 per $1000 insurance carried NET. This is more than double the amount of the Re-insuring Reserve required by the State and is equalled by few companies, either Stock or Mutual. Grand Rapids Merchants Mutual Fire Insurance Company Affiliated with THE MICHIGAN RETAIL DRY GOODS ASSOCIATION HOME OFFICE 319-20 HOUSEMAN BLDG. GRAND RAPIDS, MICH. SAFETY SAVING SERVICE CLASS MUTUAL AGENCY “The Agency of Personal Service” COMPANIES REPRESENTED AND DIVIDENDS ALLOWED. Minnesota Hardware Mutual -... 55% Shoe Dealers Mutual _.___..____ 30% Wisconsin Hardware Mutual -... 50% Central Manufacturers’ Mutual _. 30% Minnesota Implement Mutual ... 50% Ohio Underwriters Mutual _____ 30 National Implement Mutual _____ 50% Druggists’ Indemnity Exchange_ on Ohio Hardware Mutual —__._.___ 40% Finnish Mutual Fire Ins. Co. ___ 5 SAVINGS TO POLICY HOLDERS. Hardware and Implement Stores, 50% to 55%; Garages and Furniture Stores, 40%; Drug Stores, 36% to 40%; Other Mercantile Risks, 30%; Dwellings, 50%. These Companies have LARGER ASSETS and GREATER SURPLUS for each $1,000.00 at risk than the Larger and Stronger Old Line or Stock Companies. A Policy in any one of these Companies gives you the Best Protection available. Why not save 30% to 55% on what you are now paying Stock Companies for no better Protection. If interested write, Class Mutual Agency, Fremont, Mich. OUR FIRE INS. POLICIES ARE CONCURRENT with any standard stock policies that you are buying. The Net Cost is 30% Less Michigan Bankers and Merchants Mutual Fire Insurance Co. of Fremont, Mich. WM. N. SENF, Secretary-Treas. arn ranseeeiee <= ey iene epee RRR abe ERE Hg nee criinssitnt cnn! OE cise February 14, 1923 MICHIGAN TRADESMAN 17 CONSOLIDATED’ SCHOOLS. The Hardware Dealer’s Interest in the 3 Project.* I am a small hardware merchant in a small town and do not cut much ice in the hardware world, but at the same time I am trying to fill my place in my community. I live in Boyne Falls, on the Mackinaw Trail, M 13. I am go- | ing to invite you to stop and fish with us in Boyne River and investigate the consolidated school system which I am about to discuss with you. Before discussing any advantages of this system, I want to tell you how we went about to consolidate our township into a township unit system. First, you circulate a petition which must be signed by 25 percent.” of* legal qualified school electors. - Be cautious here. Don’t allow the wife to sign her husband’s name or the husband for the wife. Each must sign personally. When the necessary names have been secured, file the pe- tition with the township clerk who calls a township board meeting. This board canvasses the petition and if they find that you have the required amount of’ names, they will order the township clerk to call a special elec- tior’ on consolidating the township. You have now about two weeks in which to get busy, spreading propa- ganda favorable to consolidation. We made up an itemized budget showing receipts and expenses under the con- solidated plan and also under the dis- *Paper read at annual meeting Mich- igan Retail Hardware Association by - Herman C. Meyer, of Boyne Falls. trict plan. The results were favor- able to the consolidated plan. A poll list of every qualified school elector was made and a meeting called at the school house, where about fif- teen interested voters gathered. The poll list was read and each person took over a portion of these names and agreed to give them a personal call, explaining why they should sup- port the consolidated school system. The morning of the election arrives and you find yourself in a merry scrap, because many an old backwoods far- mer, who has been a director of the one room school for the past forty years, will call your attention to his constitutional rights, which he refuses to give up, although it only pays him $10 per year. I hope that you meet with the same success we did, for when the smoke had cleared away we had thirty-two votes to spare. Following election for consolidation you elect your school officers. Pick men or women who are interested in your school and in the success of con- solidation. E‘ect three officers from your village and two farmers, so the farm bloc will be represented. After the officers have been chosen and qualified you are ready to buy your equipment and arrange to house the additional children. We asked for catalogues from manufacturers of bus bodies which we could use on ford truck chassis or transfer to sleighs. The best price we were able to obtain from the manufacturers was $350 each, but with a little figuring our local carpenters made us a price of $175, ef- fecting a saving of $175 on each bus top. These bus tops are made of the very best of material, well lighted, well ventilated and heated during the win- ter months. They are 14 feet long and will seat from twenty-eight to thirty children. At the present time we are using eight busses. Six are motor driven and two are horse drawn. We are transporting 160 children from the rural district. No child is on the road more than thirty minutes when using the motors or more than one hour and thirty minutes on sleighs. No longer is it necessary for children to walk to school through snow and rain storms. This year we were able to use two motor ‘busses until Jan. 12. You per- haps wonder how we manage to bring the children to school during snow storms. My best answer is that dur- ing the heavy snow and sleet storm of Feb. 23 and 24, 1922, railroads were tied up for a week. City schools closed* down, but our busses only missed one day. This winter the weather has been all in our favor. Busses have been in each school day on time and our best average attend- ance is from the children coming in on the busses. Our housing problem solved itself, as we were able to rent the parochial school, which now takes care of all the small children, including the fourth grade. The other grades are taken care of at the public school, which has ample capacity for any increase in students for years to come. Further, I wish to discuss with you the hardware man’s relations to con- solidated schools and have two main appeals to make. First I want to appeal to your edu- cational ideals and next I want to en- list your support for the general movement by showing you a business proposition which will put money into your pockets. Public spirited men believe that edu- cation is due the present generation, regardless of cost. In an effort to provide that education business meth- ods must be used. We are providing a system which we know gives us im- provement without increased cost. Three years ago our township con- sisted of our village school and seven school districts. The rural schools were the usual type, one room, frame, stove heated, providing no modern im- provements. They could employ only such teachers as were willing to spend the winter in isolation. Wages were limited to the point that only begin- ners could be employed. School often closed at the end of seven months. We have had two methods in which to compare their work with the work being done in our village schools. Township day brought the exhibited work of all schools together. Two years ago we won every competition in the schools. Last year they would not permit us to compete. The other comparison we found when we started our consolidated school. The students did not repre- sent standard grading. Some were good and some were very poor, yet we were compelled to accept them to- gether in the same grade. We hope to 1853 We keep faith 1923 with those we serve The Brecht Company In Announcing Its ~ SEVENTIETH ANNIVERSARY Takes Occasion To acknowledge that this event has been made possible only by the continued gocd-will of its friends and makes. use of this occasion to express to them its appreciation of their patronage. — THE BRECHT COMPANY Saint Louis, Mo. ee TSS 18 ~ have them standardized in another year. We have chosen to help the weak to gain the standard required for their grade, rather than to discourage them by putting them back. They were not responsible for their short- comings. Two years ago we consolidated two districts with out viliage school. We found this unit too small for success. It did not run us to capacity. Our overhead expenses were too high. This gives us a total of 260 children and we have made a showing worth while. We are supplying better trained teachers. Each teacher is either a county normal graduate or has a life certificate. Our superintendent is a degree man and has been a great help to us in perfecting our system. No teacher has more than two grades. Class periods run three to four times longer than the same student had in the district school. Buildings are steam heated, well venti‘ated, well lighted and modern.” District schools have never been able to furnish high school training to our boys or girls. At the very best they have depended on some small town or city school to supply the high school work. This necessitated boys and girls spending the greater part of the year away from home. Two or more students usually roomed to- gether and cooked their meals or boarded out, as their circumstances permitted. The boarding factor was mever successful and the rooming factor was less so. Surely both boys and girls between the age of 14 to 18 years old should be at home. Con- solidated schools brings the high ‘school facilities into each community ‘and the transporting permits the boys and girls to be home under the care ‘of the parents. This is both a money ‘saver and a character protection. Boys are taught agriculture and one needs no extensive statistics to note that our farmers need better educa- ‘tion, so that they may be able to test ‘the soil of their fields, analyze their fertilizer, study plant life and keep an ‘accurate account of the different projects of their farms. Shop work on sthe farm wil teach the boys how to | make the farm a good place to live. ‘Build sanitary hen coops and hog ‘pens, gates and the smaller articles ‘such as eveners and whiffletrees. If this educational system will help ‘lessen the different diseases among potatoes, corn, oats,’ wheat and fruit trees, it surely has well repaid us for- ‘our effort. The girls are taught sewing and ‘cooking and what has taken p’ace at our small school has convinced me that home economics has a rightful place in 1our schools of to-day. Es- pecially is this true of my community, where we have so many foreigners. The older girls are not only making ‘their own dresses, but are making their sister or their mother a new dress of the American style. Children of the 8th grade grow right ‘into the ‘high school in a natural way, ‘thus raising their standard of educa- ition. We have improved instruction, hous- ing and social condition. Further than that, we have reduced the cost of edy~ MICHIGAN TRADESMAN cation to the point that the township saves $3,500 per year over the old sys- tem. We have reduced the village school tax from $49 per thousand to $25 per thousand. The State pays $400 for each bus that brings in twelve children and gives us $1,000 for having a high school which teaches agricul- ture and manual training and home economics. This gives us a State aid of $4,200 toward paying our running expenses. In nearly. every village where it has been tried the results have been the same. Why not try it in your village, Mr. Small Town Hardware Man? In addition to the educational im- provement, there are secondary im- provements in order to help the trans- portation problem. Good roads are an aid in building up the prosperity of a community. Further than that, these good roads all run in our direction. That means that the rural population will follow these roads to do their trading in our village. Our schools bring their interests to our community. In other words, our community has been extended from our village lines to points five or six miles around. Now let the hard headed business man consider what this community interest does to business. It means that our drawing territory has been in- creased. It means increased demands for stock. So naturally, we stock up to fill the demand. One hundred and sixty country children come to town five days a week and they return with dry goods or hardware. Perhaps it may be only a bolt or a plow point or an axe, but it means increased sales . from a-stock on which the taxes have been reduced. I believe the educational factor is the big one to consider, but I hope that you hardware merchants see a business side to it that wil be sufficient to cause you to line up with the movement if you live in a community where the system fits. ; I have two purposes in the paper. First, to bring to men of the villages the educational and business advantage of this plan. Second, to bring to the «men of the cities too large for this unit the importance of consolidated schools to show them what we are do- ing with the primary and State re- ward money. Theodore Roosevelt said, “The ulti- mate greatness of a state must depend more upon the character of its coun- try population than upon anything else.” The business of educating the chil- dren of Michigan should not be a local prob’em, but it should be the problem of the entire State of Michi- gan. You hardware men from Detroit, Saginaw, Lansing and Grand Rapids, who are enjoying a school tax rate of $6.75. to $12 per thousand surely will be doing a great good to the rural community by giving us your whole hearted support and co-operation in this movement. The Michigan Implement Dealers Association, which met at Lansing Dec. 6, 1922, passed a resolution en- dorsing the Smith-Huges act in high schools But the rural village must first consolidate before it can accept the Smith-Hughes proposition, so therefore I-think the hardware dealers February 14, 1923 The Mill Mutuals Comprising Twenty of the Strongest American Mutual Companies writing Fire en Tornado Insurance on carefully selected risks Net Cash Surplus $10,000,000.00 GEO. A. MINSKEY, Manager 120 W. Ottawa St. Lansing, Mich. Citizens Long Distance Service Reaches more people“in Western Michigan than can be reached through any other tele- phone medium. 21,100 telephones in Grand Rapids. 150,000 telephones in Connection with Detroit. USE CITIZENS SERVICE CITIZENS TELEPHONE COMPANY GRAND RAPIDS KNITTING MILLS Manufacturers of High Grade Men’s Union Suits at Wn. D. Batt FURS “=< Hides Wool and Tallow Agents for the. Grand Rapids By-Products Co.’s Fertilizers and Poultry Foods. Popular Prices Write or Wire Grand Rapids Knitting Mills Grand Rapids, Mich. 20-30 Louis St. Grand Rapids, Michigan cued 4 re roca onsaeara os. ae ee Sen OR aR eR NRE ~ ieecainonesic aiueasadeeaata A secieeeiieemstenieniadeteaeanata acme >creaney meri Plage cme: tee reel oo eer eer cores wenger Pomc site February 14, 1923 should go the implement dealers one better and endorse the State of Michi- gan consolidated school plan, which will build up rural communities all over Michigan with consolidated schools. Better education means bet- ter boys and girls, better American citizens, better communities and a bet- ter State of Michigan. ——__-+ + ___ Sudden Death of Long-Time Laurium Merchant. Laurium, Feb. 10—Isaac W. Frimo- dig, 456 South Kearsarge street, es- teemed copper country resident, died recently fol!owing a short illness. Mr. Frimodig was ill only a week and underwent an operation Saturday. His condition had been serious for several days. Mr. Frimodig was a pioneer resi- dent of the district and had a ‘wide acquaintance in the copper country. He held the esteem of a wide circle of friends to whom the announcement of his death has come as a shock. Biographical. Isaac W. Frimodig was born Sept. 29, 1855, in Kaafjord, Norway, where the well known Altens copper mines are located. His parents, John P. Frimodig and Marie Mathilte Keh- lange (the latter a native of Sweden) emigrated to America, locating at Cal- umet, Michigan, where a number of miners from Althen had located, com- ing here in the spring of 1865. Mr. Frimodig commenced work in the copper mines in his native coun- try when 11 years of age, first in a stamp mill washing ore and then in a mine with his father, attending school half the time, however, from the age of 7 years to 16, as a certain amount of school attendance from the age of 7 years is required in that country by law, no matter how poor the parents are. In this country he secured work in the Centennial mine and was em- ployed as a miner in the Calumet and Hecla mine and the Quincy and Os- ceola mines.. While employed at the last mentioned place, he met with an accident which nearly resulted fatally, being struck on the left side of his face by a large rock falling from an overhanging wall under ground. Quitting the occupation of mining after that serious event, he entered the mercantile business, in which for the first two years and a half he was en- gaged as a salesman for F. P. Ruppe & Son, at Red Jacket; next in a like capacity for Nappa & Company, of Calumet, for two years; then three years as a book-keeper for the same firm, and since 1888 he has conducted a general merchandise store in Red Jacket. In the fail of 1894, as a candidate on the Republican ticket for the office of County Treasurer, he was elected by a majority of 1500, and as a can- didate for the same office at the same time on the Prohibition ticket he re- ceived 2100 majority over this. oppon- ent. In his social relations he was a member of Calumet Lodge, A. O. U. W., of the Norweigan benevolent society, “Fremod” and of the Kaleva benevolent society of Red Jacket; and in religion he was a member of the A. L, Lutheran church, in which he had been a trustee of the congregation since 1888. In 1876 he visited the old country, remaining there two years, during which time he was employed for a - MICHIGAN TRADESMAN year on sailing and steam vessels along the coast in herring fishing, and also for a time as a miner in the old Altens copper mines. Before leaving his native land he married Miss Alber- tine Paulson, a native of that country. Isaac W. Frimodig. Returning to America with his bride, he concluded to make the land of the Stars and Stripes his permanent home; and in this land of greater op- portunity all his relatives, a large num- ber, are also living, scattered in Michi- gan, Illinois, Minnesota, Tennessee and Washington State. In his family there are four sons and _ four daughters. Mrs. Frimodig died April 15, 1896. ———~2-+ 9 Big Petroleum Stocks. The case of petroleum is peculiar. While other basic industries were cur- tailing output and getting rid of sur- plus stocks, the production of crude petroleum attained a new high record, and imports in 1922 have also been at nearly record figures. Meanwhile con- sumption and exports have likewise touched a “new high,” but they have been sufficient to offset the enormous gain in output and imports. As a re- sult, the accumulation of stocks has been the greatest ever known. Ac- cording to the Geological Survey, be- tween 1918 and 1922 production in- creased 55 per cent., imports 229 per cent., exports 109 per cent., consump- tion 42 per cent., and stocks 106 per cent. Immediately after the armistice there was talk of a world scarcity of petroleum, just as there was talk of a scarcity of nearly everything else. There was vigorous prospecting for oil and the quest was eminently success- ful. The supply has outrun the de- mand, but in the case of the oil in- dustry the supply is inelastic; that is, it cannot be readily adjusted to chang- ing conditions of demand. A flowing oil well cannot be closed down when the market is glutted just as one would close down a coal mine or a steel mill, and the result has been a maladjust- ment of supply to demand, with con- sequent unsettlement in prices. —_2~-.__ Our eugenic friend would destroy the tree because it has borne one bad apple. To Protect Your Profits we advertise KG BAKING POW DER Same price for over 5() years 2 5 ounces for BS The price is plainly shown on the package and in the advertising. Your customers know that the price is right. It never is necessary for you to reduce the selling price on K C Baking Powder and accept a loss. In Selling K C Baking Powder Your Profits Are Protected The government bought millions of pounds Reduction in freight rates July 1, passed on to the trade in reduced list prices on K C Let us show you how to in- crease your baking powder profits by selling K C. Jaques Manufacturing Co., . Chicago 19 MICHIGAN TRADESMAN February 14, 1923 ‘Some of the Results of Capitalistic Ruthlessness. Grandville. Feb. 13—Political action which hurts business isn’t beneficial to the State. Citizens in Wisconsin are already experiencing the luxury Of bolstering the ideas of that sort of socialism ad- vocated by La Follette and his fol- dowers. A company doing business in Kenosha of close on to $20,000,000 a year has signfied its intentions of get- ting. out from under the shadow: of LaFollettism, seeking a location in Chicago. Making laws infringing on the rights of business will be found very unprofitable to those socialistic pro- gressives of the LaFollette type. Wis- consin will need to look to its political fences if it would save itself from a drastic outflow of business concerns to other states. When the people of a state learn from dear experience that it doesn’t pay to lay heavy embargoes on trade, they will turn from their Bolshevik ideas and get quickly back on the sound platform of right: dealing with their own business citizens. Too much LaFollettism will sicken Wis- consin in time of her late course of unsound dealing. Laws should be for the whole peo- ple, not for classes or cliques. - LaFollette has always preached doc- trines inimical to every sound princi- ple of business ‘known to sane men. He is a thorn in the side of fair deal- ing, a dangerous enemy to prosperous business dealings, and the sooner the electorate of the Badger State learns this fact and acts upon it the sooner. will the sun of prosperity dawn upon that State. Now is not a time to follow after false gods. ~ Get down to business-and stay there. Keep the mills and factories humming. Open up new fields to American com- merce and see to. it that small fry demagogues are sat upon with suffh- cient force to squelch them. There is such a thing as knowing ‘when one is well off. Letting well enough alone counts for a good deal sometimes. Unnecessary meddling often throws the meddlers from the frying pan into the fire. The Wiscon- sin folks have certainly flopped into the flame with their Lafollettism, which drives great business firms out of the State in self defense. Dear experience is the only school in which some people will learn. A burned child dreads the fire and after a spell of experimenting with business conditions in such a way as to banish the best of them from the State, like enough that school of experiment will not be tried again. The most prosperous times in this country were when business pursued its way untrammelled by restricting laws that tended to obstruct and em- barrass its best efforts for advance- ment. Those political socialists: who pose as business mentors know. very little about business in any form and are a stumbling block in the way of ad- vancement along business lines. These clogs to freedom of thought and action should be cast™ out as _ pestiferous enemies to the prosperity of the coun- Business will not thrive when it is not fairly treated. It will seek to es- ‘cape oppressive laws fields are open. Luckily for the coun- try, all states are not like Wisconsin, bound and hog-tied to the chariot wheels of LaFollettism. We have enough wild-eyed reformers who can see only capitalistic ruthlessness in any éffort on the part of business firms to seek a fair deal and no favors. There is even strong talk in Con- gress of again turning ovér the rail- roads to the Government. MHeaverr ‘save: the mark! Has not the experi- ence of Government management. of _ taught us anything? - Never in all the history of transportation _ dines. has there been under private when other ownership such bald blundering as while the roads were in charge of Uncle Sam. Don’t let us get back to that again if we value the business stability of the Nation as of any consequence what- ever. ‘ The faet is that business should be allowed a free hand wherever this can be done without trenching on the rights of any of our citizens. There were some things done, away back in the reign of Theodore Roosevelt, which would not bear the light iof in- spection, where big business was con- - cerned, but that is of the past and has really no Place in this article of to- day. What we would insist on is the greatest freedom of action on the part of business firms consistent with the rights of all-our citizens. It should be rememberéd that business men -are not enemies; but friends to the United States of America, and that they a as deeply. anxious for the country’s Prospéfity as. are any class of citizens within its borders. Congress is at present engaged in making laws-to please and aid, if pos- sible, the farmers of the Nation. If Congress can do this by legislation, without infringing:upon the rights of _any other members of the great body - politic, well and good. However, it is a chance if anything of great good will result from the legislation favor- ing farm blocs: ‘The farmer jis a business man in ohe sense and it requires considerable business ability to succeed along that line. Some farmers are keen business men, and make small fortunes in the agricultural and _ horticultural lines. These are jhot the ones who are beg- ging Congress to come to the rescue and save them lest they perish. A business that. has-to have a Gov- ernment subsidy inorder to live may well be considered Hardly worth the saving. It was said“of an American genera] in Revolutionary days that he prayed God to aid him against the enemy, but if He could not do that, to stand by and look on and He would see the blamedest fight ever pulled off. That is the position of business as regards Government to-day. Old Timer. Obstacles With Which Business Must Contend. Business conditions are never just what we should like to have them be, because nothing into which the human factor enters is perfect. Gratifying as the progress has been towards full recovery there are still some obstacles to further improvement which have not been surmounted. First and fore- most is the low purchasing power of Europe. Of that so much has been said and written that further comment at this time seems superfluous. Then there is the shortage of labor, -which is becoming more serious with the re- vival’ of industrial activity. This is one of the factors contributing to the steady rise in costs of production, an advance which has not yet been re- flected in prices to consumers, and the reaction of the latter to higher pricés remains to be seen. In spite of the recent improvement in prices of sta- ‘ple farm products this advance has barely kept up with the average rise in wholesale prices, and the purchas- “ing power of farmers as a class is only slightly. higher than it was a year ago, being computed by the Bu- reau of Agricultural Economics of the Department of Agriculture as nearly a third below the pre-war level. The country is growing more pros- : _perous” every day, but this growth has lacked uniformity, and its unevenness is being pointed to by business ob- servers as reason for proceeding with caution. The Department of Agricul- ture estimates average prices for crops paid at the farm during 1922 as 13 per cent. above the 1913 level and average prices for live stock at 11 per cent. above that level. On the other hand, the index of the Bureau of Labor Statistics for wholesale prices of all commodities except farm and food products in 1922 was 63 per cent. above the pre-war level. In this mat- ter of farm prices there would prob- ably have been a still poorer showing if the industrial districts had not be- gun to feel the coming of prosperity. The improvement in the purchasing power of the factory laborer has un- doubtedly helped the farmer, and there should be no resentment on the part of the latter when he sees urban condi- tions improving. The more money that the city wage earner has to spend the greater will be the demand for the farmer’s wheat, cotton, potatoes, eggs, and poultry. At the same time, this greater industrial activity in the cities does tend to draw labor from the farm and to increase the farmer’s operating costs, and the situation is not all one co:or. : Notoonly is there considerable varia- tion in the well-being of agricultural and urban districts, but there is also wide variation in the economic status of different groups of farmers, in so far as this can be measured by price levels. Thus the farm prices of hay, potatoes, and eggs in December, 1922, were lower than they were twelve months before, while prices of wool cotton and corn made_ substantial gains during this period. The price of potatoes fell 45 per cent. during the year, while the price of wool rose 109 per cent. This means that the wool growers have become prosperous while producers of potatoes have their troubles. This comparison is between two extremes, but there is perhaps as much unevenness in the degree of well-being of different groups in the agricultural industry as there is in general business. William O. Scroggs. _—— ~~~ Rigid Rules Governing Charge Ac- counts. Battle Creek, Feb. 13—I have for- mulated some rules governing charge accounts which have worked well in my store. They are as follows: 1. Terms, full payment 15th of the following month must be adhered to. 2. If special payments are arranged for, complete amount must be paid before new charges are added. Make this point clear before taking charge on payments. 3. Except where credit rating is exceptionally good or people have large assets, all payments on special payments must be arranged for by the week, 4. If weekly payments are not made as per agreement write at once calling attention to omission Cut off credit on all 15th of month accounts not paid by that date until old account is settled in full, then re-open only if buyer promises with- out question to pay by the 15th of the following month. 6. Rule 4 applies to all accounts except preferred list where special ar- rangements have been made due to illness, lack of work or other mis- fortune. 7. Always remember—merchandise is money—no sane person loans money without absolute assurance that it will be repaid. Merchandise is the loan of money in another form. Why? Money is loaned at 7 per cent. interest on gilt edge security; since this store does not net 7 per cent. on its gross turnover it. naturally follows that when charging goods we loan money at much less than 7 per cent. hence the necessity of extreme care. Aside from loaning money at much less than 7 per cent. we do not have mortgage security. Extreme care is necessary. You must realize that goods on shelves is much preferable to bad ac- counts on the books. True some people become angry when questioned. Questions must be asked so that the credit man may judge as to basis of credit. In cases of this kind politely inform the ap- plicant we are opening no new ac- counts. Reasonable people will give desired information. We want only ‘reasonable people on our books. Never extend credit unless the basis for credit is such as would ap- peal to men who are “dealers in credit” and past masters in the art of making credit. I refer to the bankers. 9. Remember a past due account is the same as a past due note; both promises to pay at a certain definite time. 10. Because some other merchant carried past due accounts and con- tinues to extend credit is no reason why we should do the same. Bankers who allow ‘borrowers to pile loans up- on loans go broke, also sometimes they go to fail. 11. Bad and past due accounts have “busted” many businesses and sent the owners, not to jail, but to the poor house. 12. Since we do not propose going broke or to the poor house our credits will be handled on the only sound basis known. -Ten Common Horse Sense Points... 1. There must be a basis for credit. 2. The moral risk must be AAAI. 3. The man of the family must have a record of steady employment. 4. Changing jobs often against the applicant for credit. Past record of paying bills promptly and as agreed is big favor- able point. 6. Owning a home or other prop- erty or purchasing a home on con- tract is @ big asset and proves thrift. Thrifty people usually pay their bills. Never extend credit where do- mestic difficulties exist in homes. 8. Cut off credit if domestic trouble develops. 9. A good job or position is not a basis for credit. Reference must re- port favorable. 10.. Cut off accounts due unless sickness or other good reason is given. Just being hard up is a “rotten” rea- son and proves living beyond one’s means and never charge to people liv- ing beyond their means. You are headed for the poor house if you do and a poor house is a “rotten” place to go. J. C. Toeller. —_—_>.>___- Retailers Buying Sanely. counts In commenting on the buying that _ retailers are doing, an executive of a leading concern yesterday said he found little of a speculative nature en- tering into it. “I think it is cause for congratulation,” he said, “that, despite all of the recent talk about higher prices, possible shortages and so forth, the retailer has kept a sane head. on his shoulders. ‘He has purchased more liberally than was the case last year, but in so doing he has had only his immediate needs in view. There is no such headlong excitement as was responsible for the pernicious buying policy of retailers: prior to the defla- tion period. There are many who never learn their lesson, but, taking the situation by and large, there is a . very. commendable spirit of restraint in evidence, which, to my mind, is a healthy sign.” we we —_ + February 14, 1923 a) Sot, -~ i IAAT ADR McCray No. 1042 McCray No. 460 Qenmanevenevevseesadevavesenannmanenese McCray Refrigerator Co., 2344 Lake Street, Kendallville, Ind. Gentlemen: Please send information on re- frigerators for “y Grocers and Delicatessen stores. . . -) Hotels, Resaurants, Hospitals and Institutions ) Meat Markets ) Residences -. ) Florists aaa NAME __ MICHIGAN TRADESMAN | Be N | — McCray No. 411 tee m a McCray Quality is Enduring Quality Every McCray Refrigerator is built to last. It’s record of service is unusually long. When you install a McGray you have definitely disposed of your refrigerator problem. These are the reasons for McCray’s enduring quality: —every bit of material is carefully selected, of the highest grade, and proved to be the best possible kind for each particular purpose; —all lumber is thoroughly seasoned, air-dried and cured in our own kilns, so that every part fits perfectly, doors close tightly and retain their shape permanently—there is no warping or sagging; —the mineral wool insulation is so placed that it does not sag and leave some parts of the wall unprotected; —every process of manufacture, every detail of construction down to the last hinge and door fastener, is given the care and devotion which McCray standards of quality demand. Remember it has always been our steadfast purpose to build the best possible refrigerator. Your grocer friend who uses a McCray will tell you we have succeeded. You can buy a McCray with the profit that it saves you. Ask about our easy payment plan. Send the coupon now for further information. We'll gladly suggest specific equipment to meet your needs, without obligation. McCray Refrigerator Co. 2344 Lake Street Kendallville, Indiana _ Salesrooms In All Principal Cities Detroit Salesroom, 36 E. Elizabeth St. ADDRESS MICHI Q > 2 TRADESMAN February i4, 1923 ek i Rs = ye + ti a ——— HE : a a> rrr ye ceeccececee \ (" Ss STOVES AND ads ine i 1d) a ely hse ay))) Y www — HARDWARE WAHT TAU e \ a3 Ayan st AG Bain PJpdveroce i Michigan Retail! Hardware Association. President—Charles A. Sturmer, Port Huron. Vice-President—J. Charles Ross, Kala- mazoo. Secretary—Arthur J. Scott, Marire City. Treasurer—William Moore, Detroit. Directors—R. G. Ferguson, Sault Ste. Marie; George W. Leedle. Marshall; Cassius L. Glasgow, Nashville; Lee E. Hardy, Detroit; George L. Gripton, Brit- ton. Dealers Should Make Full Use of Window Display. Written for the Tradesman. The hardware dealer can find no better form of advertising than a series of good window displays. Un- less a merchant goes in for e!aborate spectacular effects, there is very little outlay involved in making the win- dow attractive. This does not mean that the win- dow display facilities cost the hard- ware dealer nothing. They represent a lot of money; though the dealer does not always appreciate that fact. “My rent,” said one dealer the other day, “is $120 a month. I could get the same floor space on a side street for $20. The $100 difference repre- sents the cost of a store front on the main street. It represents the circula- tion of that store front—in other words, the number of people who see it. I pay the extra $100 a month just for that; and I have to see that it pays me profits in return.” A window display is a great busi- ness-getter; and with displays properly arranged and in systematic series, a great deal can be done to create de- mand. I know of a number of in- stances where dealers have absolutely educated their communities to buying a certain class of goods for which there was previously no demand at all. In fact, so important is the window display that most merchants, even where they close store at 6 o’clock, keep their wondows lighted through- out the evenings. A window which always looks ef- fective and shows that careful atten- tion is being paid to it, indicates a merchant who is keenly alive to all trade possibilities and on the lookout to secure business. People like to deal with a live store of this sort. There is a feeling, rightly or wrongly, that a dealer who puts on good dis- plays will not handle old or inferior goods in his store. It is the same thing as in the case of an article cov- ered with dust. Show a customer two stoves, one with the nickel parts dim- med, the other looking as bright as the proverbial pin. The bright stove will sell the quickest, every time. It is the same with two windows, one looking well cared for, the other neglected. Even apart from the dis- play itself, the general appearance has a psychological effect upon customers. It is not as though a window dis- play was difficult to put together or invo:ved a great amount of cash out- lay. The biggest part of the expense is in the rent account; and the dealer pays that anyway, whether he makes effective use of the window or not. Any man with a little ingenuity and some idea of arrangement can, with his everyday stock, produce attractive window effects. Some hardware deal- ers used to take the view that it was all very well for the bigger dealers to go in for window display when they had plenty of money and plenty of help to produce spectacular effects; but as for the ordinary busy dealer— what could he do? The answer to that is simp‘e enough. Just tell the public, through your win- dow, what you have to offer them. It is seriously to be questioned if spectacular effects in window display bring much extra business. Such dis- plays advertise the store in general way. People say to one another, “So- and-So has a wonderful display. Have a look at it when you go by.” This advertises the store. But in itself it does not bring business. But if a merchant takes the trouble to put on a spectacular display of, say, sporting goods, bringing out, particu- larly his line of guns, revolvers, knives or whatever he has to feature, then comment is made that “So-and- So has a fine display of guns.” This interests the sportsman who wants a gun; and it brings business. The spectacular display, to be seriously ef- fective, must be linked with some ar- ticle the hardware dealer has to sell. But a good many displays that are in no sense spectacular prove very effec- tive as busiress-getters. All that is wanted to mike a good window dis- play is a little time, a little thought and a little effort; and these are com- modities always at the command of every hardware dealer, irrespective of the number of clerks he employs or of the amount of trade he is doing. It is time, thought and effort well ex- pended; one hour spent in decorating a window will bring in more revenue than seven hours spent in standing behind a counter waiting for cus- tomers. Hardware dealers, nowadays, are greatly helped by the manufacturers. Cards, signs, window trims, small working models and all sorts of win- dow display accessories can be obtain- ed by the dealer. This is especially true in connection with paints. The hardware dealer should take advantage We are making 2 special offer on Agricultural Hydrated Lime in less than car lots. A. B. KNOWLSON CO. Repids VIKING TIRES -do make good VIKING TIRES give the user the service that brings him back to buy more. “J ¢ 4 4 \3 8 es Cured on airbags in cord tire molds, giv- ing a large oversize tire. We have an excellent money-making proposition for the dealer. Write us for further information. BROWN &-SEHLER CO. State Distributors Grand Rapids, Mich. Attention, Country Merchants! AWNINGS—TENTS—COVERS Competition in Grand Rapids has forced prices down 20 to 30% less than you have been forced to pay. We propose to extend our activities and sell you Awnings and Tents at the same price your more fortunate city brother buys at. No skin game or jip stuff. We offer and sell you real merchandise and guarantee satisfaction. Measure from 1 to 2; from 2 to 3 and then from 3 to 4 and tell us the firm name you want on the curtain, also whether Pull-up or Roller Awning. Remember a two (2) cent stamp will bring you samples and prices that will surprise you. GRAND RAPIDS AWNING & TENT COMPANY 211 Monroe Avenue Grand Rapids, Mich. Foster, Stevens & Co. Wholesale Hardware wt 157-159 Monroe Ave. :: 151 to 161 Louis N. W. Grand Rapids, Mich. Michigan Hardware Company 100-108 Ellsworth Ave., Comer Oakes GRAND RAPIDS, MICH. Exclusive Jobbers of Shelf Hardware, Sporting Goods and FISHING TACKLE Ny acces asi Mi) — tinal Ancram lero February 14, 1923 MICHIGAN TRADESMAN of these opportunities; though at the same time he should never allow his store to be lost sight of in the featur- ing of some special line of goods. Prettiness is not an essential fea- ture of disp'ay. Many merchants ig- nore their window opportunities be- cause they think that the chief re- quirement of the successful window trim is to look pretty. It is not essential for a window to look pretty just for the sake of beauty alone. A window display is for the purpose of selling goods; and if other points besides beauty or artistic dis- play will sell more goods, then give beauty minor consideration. There are lines of goods that are so homely and commonplace in appear- ance, most window trimmers entirely neg:ect them. These are lines that it pays to bring out. Their very home- liness arrests attention, instantly. They cannot, it is true, be made into hand- some exhibits; but they can be made interesting to a lot of people, which is of far more importance. It will generally be found good pol- icy to give up more window space than is usually done to general utility goods. People like to look at enamel- ware dispiays just the same as they look at elaborate displays, say, of vacuum cleaners. Some merchants run strongly to sporting goods dis- plays. These lines command a lot of attention, but all people are not sportsmen. It pays to feature quite requently the lines that all people are compeled to buy; and to give atten- tion to the staples in your window trims, as well as to the novelties. As has been pointed out, the rent for a store is really based to a certain extent upon the number of people who normally nass the door each day. That means, the rent for the whole stere is based largely on the value of the windows as advertising space. If the windows are neglected, the merchant is throwing away money. Neglect the window, and the passers-by will neglect the store. Keep the windows filled with goods and live show cards. Make these card's tell people the things they want to know about your goods. Use your windows to the utmost to attract the attention of passers-by, and bring them into the store. It is a good thing to plan ahead for your window displays; and to outline the individual displays on paper be- fore you begin to put them together. Also, have a special drawer or pigeon hole in your desk or a special fo‘der in your vertical file devoted to display ideas; and as these are noted in trade papers, or come to mind at odd mo- ments of the day’s work, capture them and file them away for future refer- ence. Planning, and outlining a display on paper, and having a mine of ideas con- stantly at hand, will reduce the work of window trimming by anywhere from 50 per cent. up. Also, it will help develop your own ideas to study the ideas of other merchants. Do not make your window trim a mere imita- tion of some other window trim you have seen or of which you have read; but enlarge upon it, adapt it to your facilities, improve if you can. -. It is good policy, also, to have some place to store display materials, such as fixtures, ‘background material, special lighting equipment and display material supplied by the manufactur- ers. Such material represents money value; and you should get the most you can out of it. Victor Lauriston. ——_>--e 2 __—_ Cutting the Convention Down To Two ays. Lansing, Feb. 10—I am writing you a few lines concerning the coming convention to be held in Lansing Feb. 21 and 22, explaining to the readers of the Michigan Tradesman why the convention will be a two day conven- tion instead of the usual three day af- fair, which I trust you will publish. Since going to my first convention, which was held in Flint about twelve years ago, I thave noticed that on the first day “of the convention a very small number of the delegates would be registered. The evening of the first day and all day Wednesday and evening we have always had a large number of delegates registered; in fact, our large crowd would always be the second day and evening. Early Thurs- day morning many of the delegates would check out*and leave for home. After careful study and questioning many of the delegates regarding the situation, I found that many of them could not, for various reasons, leave their business for three days. There- fore, they would come only Wednes- days: and the officers of the State As sociation bearing this in mind have always made Wednesday the big day of the convention. Last year being my first year as chairman of the convention and bear- ing this in mind, I wondered if it would be possible to have the work of the convention so well taken care of by Wednesday night that we could ad- journ early Thursday morning, which we did. When Thursday came all we had to do was to elect officers-and se- lect the next place of meeting. Out of about 200 de-egates registered, we had Thursday morning only about forty delegates left. The remainder had checked out and had left for home. Bearing this in mind, I called the board of directors together in Lansing in June and asked them to make plans for a two day convention, in place of the usual three, and to make plans accordingly. Therefore, I am asking all delegates to come early Wednes- day morning to register not later than 9 o’clock, after which we will visit the wholesale houses some of which are planning to serve coffee and a light lunch. Immediately after lunch at 10 o’clock the convention will call to or- der and the first two hours will be de- voted to the usual routine business and appointment of committees. At 4 o’clock John A. Green will address the delegates. At 7 o’clock that even- ing the Lansing Association has made plans for a banquet and musical num- bers of unusual interest. I can assure the members that this will not be long enough to be tiresome and yet long enough to be very interesting. Thursday morning the convention will call to order very nearly at 9 o’clock. William R. Roach will ad- dress the delegates and at 11 o’clock Charles Myers, advertising manager of Morris & Co., a man who has al- ways taken an active interest in Na- tional affairs, will address the dele- gates. Immediately after luncheon we will have the election of officers and select the next place of the convention, after which we wi'l adjourn, which will give all who attend an opportunity to get home Thursday night or early Friday morning. Mr. Bothwell will, in a few days, give you the complete programme to be published and I trust all your read- ers and members of the State Associa- tion will be on hand early Wednesday morning and help make this conven- tion as successful as the ones in the past have been. John Affeldt, Jr., Pres. value. advertising. profit. eat it saves fuel, saves time, saves money. That Ton of Coal The cost of it need not worry your customers if they will cut out expensive foods that have no food Shredded Wheat Biscuit is a real food, containing all the strength-giving elements of the whole wheat grain prepared in a digestible form. Being ready-cooked and ready-to- We create the demand for it through extensive national You distribute it and make a good MADE ONLY BY The Shredded Wheat Company, Niagara Falls, N. Y.. Multigraphing, Addressing, Citz. 64989 Form Letters, Bell Main 1155 Maximum protection for the money, and adjustments are always made promptly Mary J. Field Company Grand Rapids Representative Auto Owners Insurance Company 514-515 Widdicomb Bldg. NOTE the attractiveness of the Wilmarth Show Cases and Wilmarth Interchangeable Sectional Unit Equipment in the above illus- tration—the main sales floor in the largest department store in West- ern Michigan. Your store, too, can look like this. You can achieve for your store a beauty that creates new prestige, a merchandising efficiency that de- 1542 Jefferson Avenue Does the beauty of your store attract trade? velops increased sales without a corresponding increase in overhead. Furnish your store with Wilmarth Show Cases and Store Equipment, lay it out according to a Wilmarth Store Plan, and you will put your store on a higher profit making plane. Get in touch with us today—you will not be obligated in any way. WILMARTH SHOW CASE COMPANY Grand Rapids, Michigan Mailing Lists WATKINS LETTER SHOP 112 Pearl St., N. W. We say little—Our work and service speak for us. Bell M. 1433 Citz. 65440 24 MICHIGAN TRADESMAN February 14, 1923 os = = } To know the mind of a child, to | a Caper a understand its needs, to share with NATIONAL 1 LL Leer ( N joy the life of a child—this is the Gate DETECTIVE BUREAU / [= of the Kingdom! Investigatérs * |" WOMANS WORLD iT) Sew Ty oF} j : Plain Bricks and One Small Child. . Written for the Tradesman. ~“Oh; my! TI never saw those be- fore! When did they come? Won't I have fun!” , Such a glad look the little fellow gave me, with such a gasp of delight! If I had been given suddenly a dia- mond tiara or a great bundle of Gov- ernment bonds I should not have ex- pressed such happy abandon of per- fect delight as that litt'e five-year-old boy did as he ran from my side to begin immediately his immensely im- portant business—-with a pile of bricks in a corner of the yard. -A pile of plain, red bricks, “and it was nothing more”’—to me. ’ The contractor had had them dump- ed there, to be laid out in a garden walk. There were to be a thousand of them. My own first reaction was suspicion; it didn’t look to me like more than 500 at the outside. Not all contractors are honest; even if this one told his man to deliver 1,000 maybe the man got tired of counting and just guessed or cheated in favor of his em- ployer. “You ordered a thousand—do I look like as ‘many as that?” the pile of bricks said to me. That is not what the pile of bricks said to the little boy. To him it was a mountain of sheer joy—infinite pos- sibilities for the creation of wonder- ful things. When lunch time came he was still busy with the bricks, and it was hard to drag him away from them. I be- gan to see what the pile meant to him. He was designer, architect, contractor, builder—his creative instinct had car- ried him into realms hitherto unex- plored, perhaps undreamed of. : There before me was a well con- ceived, well designed, well constructed garage; not large, to be sure—the boy was. not large, either—with. room for four cars, and ‘his toy automobile in one-of the stalls. Bricks on edge out- lined. a long curving driveway, with places where two cars could pass safe- ly on the way to and from the house (which was ‘beginning to take form). The house, he explained, was where the chauffeur was to live; but it was evident that to him the wonderful au- tomobiles were more important than the chauffeur. vision for any “master’s house’—in his philosophy, his kingdom, there was no place for any mere ruler. I was weak minded enough to de- lay my own construction with the bricks to give the boy a few days more of building, which somehow seemed to me more important than mine. “These are real blocks,” he said to me. “My wooden ones are only play- things,” us < 4 to begin all over again. No, there was no pro- Even. his sandpile, with which he had been having ‘so much fun, gave place to the bricks. I could sense the difference in his mind between the playthings, the pretend things, and the real things. There was a certain tense concentration in his work with these bricks that one could not fail to ob- serve. I wondered how many other little boys were just hungry for reai bricks. One hundred in a city backyard would furnish material for solid enjoyment for more than one boy. These cost me in money less than three cents apiece, and for days I saw them affording great educational influence, as well as solid happiness—I caught myself won- dering whether the two were not very’ much the same thing. The educational value of this build- ing—planning and construction—is beyond question, even if there were no value in the.-mere fun of play. Every child ought to have a sandpile anda good'y number of real bricks. No, it is not question. of their size or ma- terial; I think the magic lies in the sense of reality as contrasted with the necessity for pretending. The child ‘gets a thrill from the fact that the bricks are the same as the grown-ups use in their work. Last fall I watched a group of chil- dren across the city street, playing with a pile of bricks and another of sand, put there for the construction of a house. It was pathetic to see the children gather as soon as the workmen went away, hang around un- til dark, and snatch chances to play in the absence of the watchman, who kept driving them away. Some of their work looked to me as marvelous as that which the masons and car- penters did. With scraps of iron, sticks, or whatever they could find, the children made bridges, tunnels, houses, laid out farms—and_ never seemed to get used to the fact that every day the workmen destroyed what they had built. and they had It made my blood boil to» hear the watchman snarl: . “Get away from here and let those things alone!” You could see in the children’s faces the perplexity: “Why does this ogre want me to leave my precious house that I have built myself without hurting anything or anybody and run away to the empty streets, doing nothing, playing nothing, making nothing? He won’t éven let me help him do what he wants to do himse‘f.’- This was all in the look they gave the man, as they went away, like ‘“whipped dogs 1 . Prudence Bradish. (Copyrighted, 1923.) People ask for Carna- tion Milk. This demand is growing all the time. It pays to be the Carna- tion Milkman. For sale by all jobbers. Carnation Mitxk Propucrs Company 233 Consumers Building, Chicago 333 Stuart Building, Seattle ———_—_—__ az 1 : | sel ar eae Cee Carnation Milk "From Contented Cows” i A progressive organization, managed and personally conducted, by two widely Known investigators, that ren- ders invaluable service and informa- tion to individuals, stores, factories and business houses. Headquarters 333-4-5 Houseman Bldg. Phones Day, Citz. 68224 or Beli M. 800 Nights, Citz. 68225 or 63081 ALEXANDER MacDONALD STEPHEN G. EARDLEY Bell Phone 596 Citz. Phone 61366 JOHN L. LYNCH SALES CO. SPECIAL SALE EXPERTS Expert Advertising . Expert Merchandising 209-210-211 Murray Bldg. GRAND RAPIDS, MICHIGAN Chocolates Package Goods of Paramount Quality and Artistic Design GRAND RAPIDS. SICH a Ask about our way BARLOW BROS. We carry a ~ full line of Arcady Baby Chick Feed Arcady Chick Feed Arcady Developing Feed Arcady Growing Mash Arcady Egg Mash JUDSON GROCER COMPANY GRAND RAPIDS, MICHIGAN | Grand Rapids, Mich. nae secs ania lc eee sioaeiucaieoiscerie 23 ~ ee February 14, 1923 MICHIGAN TRADESMAN MEN OF MARK. J. C. Ross, Manager Edwards & Chamberlin Hardware Co. J. Charles Ross was born Feb. 12 1872, at. Woodstock, Ontario, his an- tecedents being Scotch on both sides. When he was 5 years old his father died, leaving a family of five children, of which Charles was the youngest. He attended the public schools until 16 years of age, the last two or three years of which time he worked Sat- - urdays and during vacations for the C. P. R. Telegraph Co. and Dominion Express Co., and acted as local cor- respondent and agent for the Detroit Sunday papers. He then accepted a position with D. B. Phillips, in the Bee Hive department store, where he remained four years, continuing to represent the Detroit papers. He then took a course in the Woodstock Busi- ness College, working Saturdays at the Bee Hive. After graduating from the business school he worked some time as special agent for the Domin- ion Life Assurance Co., of Waterloo, Ont. In the spring of 1893 he accept- ed a ‘position in the hardware store of W. H. Byrne, of Detroit, believing that the United States offered greater opportunities for the young man than Canada. He remained with this es- tablishment until 1895, when he ap- plied for a position with Standart Bros., Ltd. wholesale dealers in hardware and sporting goods. His ap- plication was accepted and he began working in the order room, where. he remained about eight months, when he was given charge of the silverware and cutlery department and also as- sisted the salesmen on the floor. He remained in this capacity one and one-half years, when he was given a position on the road, his territory . covering the Michigan Central from Kalamazoo to Michigan City, Ind., the G. R. & I. from Kalamazoo to Lud- ington and the towns between these points and Lake Michigan. He con- tinued in this position ten years, when he resigned to engage in the hardware business at Waseon, Ohio, under the style of Ross & Hamlin. Four years later he sold out at Waseon to take charge of the retail department of the Edwards & Chamberlin Hardware Co.., Ka'amazoo. At the same time he pur- chased stock in the corporation. Three years later he was elected to act as assistant to President A. K, Edwards. A year later he was electe Secretary. On the death of Mr. Ed- wards—in April, 1915—he was elected manager, a position he still holds, with credit to himself and with satisfaction to the stockholders and the patrons of the establishment. Mr. Ross is a devoted adherent of the Christian Science denomination and is held in high esteem by the lead- ers of that organization. He is a mem- ber of the masonic order and A. O. F. He has served the Michigan Re- tail Hardware Association three or four years as exhibition manager and three years ago he was elected to serve on the executive board. A year ago he was elected Vice-President and ‘ast week he was elected President at the twenty-ninth annual convention, ' held at Grand Rapids. Mr. Ross was married July 22, 1902, to Miss Esther Evans Davis, of Grand Haven. They have one child, a daughter 19 years old, who is now in her first year at Kalamazoo college. The family reside in their own home at 123 Catherine street. J. Charles Ross. Mr. Ross does not care for baseball, foot ball, fishing or hunting, prefer- ring to spend his spare moments with his family. He is a lover of nature and enjoys a quiet day in the woods or on the water. Mr. Ross attributes his success to having been honest with all people with whom he has had dealings, and to the fact that he has always lived up- to the adage that it is better to wear out than to rust out. ——. Christ forgave much and many, but he would not forgive the man who hid his talent in a napkin. Bankruptcy Sale In the District Court of the United States for the Western District of Michigan Southern Division. In the matter of PACKAGE MACHINERY COMPANY a Corporation, Bankrupt. In Bankruptcy—2213. To the Creditors of said Bankrupt: PLEASE TAKE NOTICE That pursuant to the order of the court heretofore made in this matter, I will order for sale, at public auction, to the highest bidder, all of certain described assets of said bankrupt estate, consisting of machinery, belting, shafting, eauip- ment, dies, jigs, office furniture and fix- tures, goods, in the process of construc- tion, steel, nuts, bolts, etc., which are inventoried and appraised at the sum of $5,636.25. Said sale will be held at the factory of the bankrupt, at the foot of Langley hill and Peari street, in the city of St. Joseph, Michigan, in said District, at 10, o’clock in the forenoon on Tuesday, the 20th day of February, A. D., 1923. Said sale will be for cash, subject to the ap- proval of the court, and notice is hereby given that said sale will be confirmed within five days after the filing of the Trustee’s report of sale with the Referee. The Trustee reserves the right to reject ae = all bids deemed by him insuf- cient. a this 8th day of February, A. D., RAYMOND K. ST. CLAIR, Trustee, St. Joseph, Michigan. THE SIGN Lily A.GOOD RECIPE FOR BAKING POWDER BISCUITS 1 cup Lily White Flour, 2 level teaspoons baking powder, 1 tablespoon fat, 1 teaspoon salt. Sift dry material together. Mix fat into flour with fork or knife. Make into soft dough with sweet milk. Use hand to mould in shape; cut with biscuit cutter or knife and bake in quick oven. Our Guarantee We Guarantee you will like Lily White Flour, "the fiour the best cooks use" bet- ter than any flour you ever used for every requirement of home baking. If for any reason whatsoever you do not, your dealer will refund the purchase price.---He’s so in- structed. VALLEY CITY ‘*The Flour the Best Cooks Use” GRAND RAPIDS, MICHIGAN **Millers for Sixty Years” Ads like these are being run regularly and continuously in the principal papers throughout Michigan. You will profit by carrying Lilly White Flour in stock at all times, thereby being placed in position to supply the demand we are help- ing to create for Lily White Flour. a OF QUALITY 6 @& Protection White Milled ot Finest Wheats Lily White is milled with a knowledge born of more than half a century of experience and experimentation. Because of this milling process the home baker is assured a dependable flour from which she may ex- pect and obtain the best baking success. But behind the mill- ing stands the wheat from which Lily White flour is made —the finest grown in America and not surpassed by any wheat in the world. That is why Lily White pro- duces such remarkably fine breads and why the best cooks for three generations have en- dorsed it and uscd it. Why You Should Use Lily White REASON No. 25 Good Looking Bread as well as Nutritous Even new cooks are delighted with their Lily White baking successes. Try Lily White the next time you bake—no matter what kind of white bread you wish to prepare. Read our guarantee and call your grocer. MILLING COMPANY aaa G7 2 Polar Bear Flour A MONEY MAKER Can Always be sold at a profit. Quality in the Bag Brings Repeat orders. J. W. HARVEY @& SON, Central States Managers Marion, Ind. 7 Ionia Ave., N. W. Our Electric Coffee Mills Save their cost in time and 1 labor. Also better satisfied “Coffee Customers.” G. R. Store Fixture Co. has good assortment. GRAND RAPIDS STORE FIXTURE CO. Grand Rapids, Mich. SBS ABS BS G15 KS De 26 MICHIGAN TRADESMAN February 14, 1923 ce 3

- Fira Comer ot | Human Hair Nets iE : — ‘ = (‘ =| ¥ Michigan Retail Dry Goods Association. President—J. C. Toeller, Battle Creek. First Vice-President—F. E. Mills, Lan- sing. Second Vice-President—W. O. Jones, Kalamazoo. Secretary-Treasurer—Fred Cutler, Ionia. Manager—Jason E. Hammond, Lansing. Fall Clothing Conditions. ‘More and more attention is being directed in clothing manufacturing circles to the Fall season. Actual op- erations await the delivery of sample pieces by the mills. The late opening of these will prevent any very early showing by the clothiers, and it seems doubtful whether there will be any large number of men on the road un- til after Easter. Meanwhile, there is a sub-surface feeling of more or less hesitancy due to the higher prices of woolens, which, coupled with the fact that shop labor shows no reduction, are deemed to make higher clothing prices practically inevitable. It is feared that the already narrow margin of profit under which many clothiers have been operating will shrink still more when the attempt is made to meet retailers’ views by naming close prices. From current indications, manufacturers’ production forced toward both ends of the price range, with the medium grade suit the sufferer. Retailers in turn, may have to adopt a similar policy, which was generally followed about two years ago. —_——o---—__—— Higher Shirt Prices. ‘When shirt salesmen go’ on the road for Fall in the course of the next two or three months they will have to quote substantially higher prices on the lines they offer, according to the statements of manufacturers here yes- terday.. Price advances in percales, silks and other fabrics which the shirt- makers use have been notable of late, and they will be reflected in the higher costs to retailers. The low-end mer- chandise will have to stand a large per- centage of the prospective advance it was said, with increases mentioned of $2 to $3 per dozen on this grade of shirts. In the case of silks, one manu-' facturer of a well-known and high- grade line said he was paying $1.35 per yard for silk for which he former- ly paid -$1.20, and $2.10: for another kind that used to cost him $1.85. In- creases in the finished silk shirts, it is claimed, will figure out from $3 to $6 per dozen. The quotations made re- _ fer to the better quality merchandise ‘in both instances. It is thought that the advances will spur production of shirts at a price. —_2-2..———_ Styles of Apron Dresses. Apron dresses take the place of the old bungalow apron and are more in the nature of a dress. The technical may be : : ‘. stories, and are piquant. difference between the apron and the dress is that the former is a slip-on and does not have set-in sleeves. The dresses are pretty and gay. One in checked imported gingham has white transparent organdy in a V in the front, in the belt and edging the sleeves. A little flower in color is set on. Pink and green are the colors that go well. Plain chambray is com- bined with checked gingham, and a pale green chambray has set-ins of orange-flowered cretonne. The apron dress also comes in black satine with rick-rack braid in contrasting colors finishing necks and sleeves. The dresses are made to retail at 79 cents each for the domestic gingham, and up. —_»-~--_ The Why of Nose Veils. Nose- veils for women are new, pretty and economical. They are small, in half moon shape, to be worn with small hats. The straight line goes around the hat and the curved part comes just under the nose or possibly just covers the lips. They suggest the small mask of other days which figures in many romantic They come in some simple mesh with a little bor- der around the curved edge and in different shades of brown, in gray and in black. There are a few which come with a more elaborate all-over design. Being small, they take little material and are, therefore, less costly, retailing from 75 cents up. ——_o-2-.—__—_. Fruits in Millinery. This is to be another fruit year in millinery. Bright yellow oranges, half as large as life, come witha spray of orange blossoms and leaves and show to advantage an a pale green felt hat with a gauze rim. A pretty rosette- like cluster cf white cherry blossoms repeats.the colors, having a bunch of yellow cherries in the centér.. There are all shades of red cherries, luscious in size and color, and berries of dif- ferent kinds and seed pods. Fruits of. many kinds, including grapes and peaches, appear upon the handsome ribbons, some of them with a metal thread. We are manufacturers of for Ladies, Misses and Children, especially adapted to the general store trade. Trial order solicited. CORL- KNOTT COMPANY, Corner Commerce Ave. and 3 Island St. Grand Rapids, Mich. GRAND RAPIDS DRY GOODS CO. A Product of Unsurpassed Quality—With Greater Profits For You. Our Window Displays, Counter Cards, Wall Hangers and Display Cabinets are most attractive and impressive. They are creating sales for merchants everywhere. Your profit is $1.20 per gross more in the sale of Duro Belle than in the sale of other advertised nets. Buy Duro Belle and secure these dealer helps from your jobber and display them prominently. NATIONAL TRADING COMPANY i 630 SO. WABASH AVE, CHICAGO, ILL. * DON’T DELAY Get the pick of patterns and assortments for Spring and Fall by placing your order N OW. And in addition you may make a considerable saving in price, because with cotton, wool, and silk scarce, and tend- ing higher, and with labor asking 29% increase in wages, everything points to the suggestion that Dry Goods are bound to be higher later on—and the chances for lower prices are slim. Our salesmen are carrying complete lines for immediate delivery, and Spring and Fall, and we solicit your business on the basis of best quality merchandise at lowest prices. WHOLESALE ONLY Double Combed. 200 needle. tle ’ SOU UO BU OU OIBOET WHOLESALE DRY GOODS Here is a good number for men HEARTHSTONE HOSE Number F160/1, Black or Cord. @ $2.15 per doz. Triple heel and toe. Daniel T. Patton & Company Grand Rapids,Michigan ~59-63 Market Ave. N.W. THIS WEEK’S SPECIALS Bundle Ginghams 26 in. Hazel, 10/20, Assorted Fancy Patterns, Yard _----.--~--------- 11!4c 27 in. Everett Classics, 10/20, Assorted Fancy Patterns, Ward 25 13'oc -27 in. Brentwood, 10/20, Assorted Fancy Patterns, WHI couse eo 16Yoc 32 in. Victory, 10/20, Assorted Fancy Patterns, We oe 18l/oc 39 in. Yomac, 10/20, Assorted Fancy Patterns, Yard ~---------------- 2ic 32 in. Berwick—Remnants, 2/10’s, Plain Colors, Yard --------------- 14Yc 97 in. Guardian—Remnants, 2/10’s, Plain Colors, Yard -~------------- 12Voc 32 in. Pomona Cloth, 10/20, Assorted Patterns ~---------------------- 19V/oc Be sure to visit the GRAND RAPIDS AUTO SHOW Week of February 19th. Visitors cordially invited to make our store your meeting place. Leave your parcels with us. PAUL STEKETEE & SONS GRAND RAPIDS, MICH. ie ul owe fu) ql WOM NGANON GANGA NG) TOMA BUBB EES 923 February 14, 1923 MICHIGAN TRADESMAN 27 ES Ct JRRENT APLE OO) Cambrics- & Nainsooks. Childs Walsts. PRIC ON ST. DRY G DS. pee ee it = aba a oo re o 60 : : : a ees “Bear” SIG oi List prices corrected before going to press, but not guaranteed 614 Gisry, 60° 222222222 s19% Ss Muslin Waist 2 26@3 5004 3 against changes. Diamona El (oo 16 Boys’ Underwear. Dress Goods. Comfortables, eee —- & Bath Ticking. Fleece Union Suits, Heavy nS 2 s. : _ 32 in. Wool Mixed Storm Serge -- 43% 41.75 Blanket Comfortables, ---—- loner Egypt Ribbed Union Suits —_---- 4 25 (20 a 00 rm serge ...-- 66x80 Comfortabl 3 10 Feather Tickings from ©2422. 2846 62% ia in. All Wool Storm Serge ---... 97 e080 Comtsstabios ~~ 3 25 Fancy: Satine Tickings from... ‘29% ae “Hanes” No. 958 Ribbed 'U. S 6 00 730 Pn Gees Gaia RR Conteris 3 a6 in. Imp. Hol. ‘Ticking ——--—----- 37% owes i " Rise .62% Danish Poplar Cloth wr 66x80 Comfortables __.----------. 3 6 oe Part Wool Union Suits, all sizes 12 00 flies Novewy Cheats © Pals GHEE Sr8 ae aaeas wie ov 5 ae ee ee _ oe ee = + ee Cords, Tassels & Frogs —-_-_.-- 400 240 23, Heavy Fleece Vests. & Pants — 3 00 9 fis a ee Crib Blankets. Z Part Wool Vests & Pants... 5 50/16 36 n. Sati re io & colors a6 = 30x40 Stitched ou -- 12% Prints. ise of .60 36 a Par oi aC. colors @ % 30x40 Scalloped — - ih In Various colors ~~~ ~~~... “11% ~ Windacr Cambric Dee eer oe so sexe indent a ; s Ch Cloth — ee chock 80 wage mee s. 7s : ee ee eee nearer eee x calloped —.-.-. aoe eese oth. ‘‘Hanes’”’ x80 pin chec 36 in, Radiant Charmeuse --------- Ap 30n50- Bowie 1 40 36 in. Bleached Curity Gauze 7 Athelie Salt 2 6 12% Better Grades ---...-. nes OO White Goods. ‘ Camp Blankets. “ee Misses’ Underwear. : Indian Head. Camp Blankets -------..---------.. 3 50 Flags. Vellastic Vests & Pants ----.... 3 00/16 33 in. Soft Finish up Small Spearheads, doz. ......__.... 1 Rise .37 36 in. Soft Finish -_. Auto Robes. Larger sizes from 4x6 tt. to ios ft. Heavy Fleeced Union Suits -.-.... 6 " 44 in. Soft Finish Aula Robes? 3 60 ranging from, each ----.... $2.00@8.00 Rise 54° tn. Sort Pinish 22 38 All Linen Finish 4c yard more. Gimghams and Wash Goods. 27 in. Pledn Colors —...-.-.. 15@17% 27 in. Checks & Plaids ~---_...-.-- 11% 32 in. Checks & Plaids ..--.---.... 19% 32 in. Checks & Plaids, better quality trom: 00 23% @22% AO TS IBAOR 35 @45 vd /40 in. Voiles ~---....._._. 18% 31% 40 in. Organdies, all colors -....---. 32 in. Romper Cloth ~~... ..... 27 in, Apron Ginghams ~~~... iol at im, Cheviots Plisse & Serp. Crepe —-----.. 20 ort, oo: in, Chaties oo 32 in. Madras pase seeorreaes 32 in. Suitings, "from ae Hingis 36 in. oa from .2.00-0.0 32 42% ai in. PoOpuns: po ee 36 in. Pate TOR es 271% @42% ° Percales. 36 in. 64x60 ______ Lights 16 , Darks 17 36 in. 68x72 ~_---- Lights 16%, Darks 17% a6: in, S0x80°. Lights 21%, Darks 22% Crashes. 418 in, P. Bleached .............. 32 18 in. P. Brown ~..---..-- 31 arr grades accordingly “and less 16 in. Irish Imp. Br. Linen Crash 16 15 in. Bleached Toweling -....... 06 17 in. Glass Toweling, Red Stripe .. 12 18 in. Absorbent Toweling --.-. 16 16 in. Blea. Linen Crash, from 20 “to 25 Diaper Cloth. 24 in. 27 in, Rea Star 2 ag Damask. G4 in. Morcerized «2 62% 12 in. Mercerized 2.2 12% 58 in. Mercerized .~ ..-..._-...... 46 58 in. Bates or Imp. Hol. Red Dmk. 75 Pattern Cloth. 58x72. Mercerized ...-..---.---.-.---. 1 26 Larger sizes, good qual. from 2 50@3 08 Towels & Wash Cloths. Turkish Towels from $2.25@9.00 depend- ing. an size oo quality, and whether r fan Hock “Towels ‘from S2%cQ@S$6. oo ~ depending on size = = whether part linen, hemstitched, ae Wash Cloths from 45c per doz. to $1.50 depending on size and quality and whether plain or a0 Bath Sets from 75c@$1.30 each. Draperies. a3 i. Crotenne 16% Harmony Art Cretonne —___--------- 25 Normandy Silkoline -~~-----------.. 19 36 in. Better Grades Cretonnes from 25c @62c, cea on quality. Scrims & gy gence from om 104%@19% “ Seca Osiige gg sce) settes ss rom c c, depen a on quality. Curtain Nets from 25c@62%c, depending on width and qualit: y- Blankets. 45x72 Cotton Felted Blankets -... 1 07% 50x72 Cotton Feited Blankets -... 1 20 54x74 Cotton Felted Blankets —_-. 155 60x76 Cotton Felted Blankets ~.-. 175 64x76 Cotton Felted Blankets -.-_ 1 85 68x80 Cotton Felted Blankets —~__- 2 30 72x80 Cotton Felted Blankets ---_ 2 50 Seconds about 5 to 10% less. Singles and Single 2nds nnonostionaray- 64x76 Barlan Heather Plaid -__--. 72x80 Barlan Heather Plaid ~_--__ 3 30 Seconds about 5 to 10% less Singles and Single 2nds proportionately. 60x76 Plain Woolnaps ~~ -_~------.> 2 30 64x76 Plain Woolnaps he ee 2 65 66x80 Woolnap Plains ~___.--.-._. 3 35 72x84 Wooinap Plains ~_.-.--.-___ 3 70 seconds about 5 to 10% less rae a and on Peas 2nds proportionately. 60x76 Woolna meee a 80x80 Woolnap Plaids pete cece oe 2 65 66x84’ Woolnap Plaids ---.------.. 3°70 72x84 ecoinap Sou eae 415 Seconds about 5 to 10% less Singles and Single 2nds proportionately. Wool Blankets. 66x80 Wool Mixed 66x 80 All W 70x80 Wool Mixed Lexeer sizes, better grades ae 24 00@48 00 Sheets. Ga000 Pequot oo 15 95 63x99. Pequot: 20 17 35 Tamed POGUOG foo 17 35 texoo. Pequot. ooo _. 19 00 SinsG Pequot 220 306 18 85 Sines -Pequet 2230 20 65 GaxS0: “Perperell 23 13 45 Gaxoo Fepperch 2200s 14 71 Taxe0: Pepperell 20 15 50 Vaxeo Pepperell: 200 16 86 81x90 Pepperell —....- = 16 45 Studs Pepperell: 220.5 18 01 (2290 Lockwood 9. 15 25 72599 Lockwood: 2202200 16 69 81x90 Lockwood —..-_.--.2 16 75 31x09 ‘Lockwood 2... 18 34 Cheap Seamless Sheets -~..-...-.-- 13 60 Cheap Seamed Sheets —..__..--__--- 9 00 Pillow Cases. 49436 Pequot: 2 4 32 45x06" Pequot. 22 4 66 42x36 Pepperell oo 3 90 45x36 Pepperell .u02 0 414 42590 Lockwood: 22050 ee 3 : 45x36 Lockwood —-...-~._-...-_..... —— 42 Cheap Pillow Cases —._-..--------.. 2 25 Bedspreads. Toea4 HeGSpregae oo 1 60 eg qualities and larger sizes up Carpet Warp. White Peerless —_. - 50 Colora Peerless. 2.0 — 66 Olicioth. 6-4 White ._... 3 20 5-4 Meritas White 3.70 5-4 Meritas Fancy 3.60 6-4 Meritas White --. 4.70 6-4 Meritas Fancy -._ 4.60 Batts. 3 lb. Quilted Cot.” Batts _._.. 83 per batt 3 Ib. Plain Cotton Batt -... 75 per batt 8 oz. Small Cotton Batt ..10% per batt 10 oz. Smali Cotton Batt .. 12 per batt 12 oz. Small aero Batt .. 16 per batt Ib. Wool Batts ~...--.--- 1 45 per batt 2 lb. Wool Batts .......-.. 2 50 per batt Wide Sheetings. 7-4 Pequot Bleached ~-..-----.---- 50 8-4 Pequot Bleached ~-------_._-__ 55 9-4 Pequot Bleached ........--.-.. 60 10-4 Pequot Bleached ~--_-----_--_ 65 7-4 Pequot Brown --.---.-:-:--. 44 8-4 Pequot Brown —__-_____-____-. 50 9-4 Pequot Brown ____.-_-_-.--- 55 10-4 Pequot Brown _____ - 60 7-4 Pepperell Bleached — -~ 42 8-4 Pepperell Bleached — — At 9-4 Pepperell Bleached - 52 10-4 Pepperell Bleached ~_._-.____ 56 8-4 Pepperell Brown —~.._._....____ 42 9-4 Pepperell Brown ~_-.._.-_.____ 47 10-4 Pepperel Brown ~_._.__.._____ 52 7-4 Lockwood Bleached __-.-___.. 43 8-4 Lockwood Bleached __________ 48 9-4 Lockwood Bleached __________ 53 10-4 Lockwood Bleached ~_________ 58 8-4 Lockwood Brown _____________ 43 9-4 J.ockwood Brown —___________ 48 10-4 Lockwood Brown —____________ 53 Tubings. 42 in. Pepperell ..........____ - 30 45 in. Pepperell —.. - 31% 42 in. Pequot —.___ - 36 45 in Pequot .._____ 38 42 In; Cabot: 30 45 in. Cabot —..______. —-. 31% : 4-4 Bleached Cottons. TONSO le oo a RROD oe 17 Cabot 17% Fruit of the Loom ________. 21 Auto 17% Bigs Pun ee a 15 4-4 Brown Cottons. BlaGk FROCK 2 ek 16 Velvet 15 Giaat 14 Cheaper Cottons - ~-.-...._.. 10%@11 Napped Goods. 25 in. White Shaker —____-____--____ 12% 27 in. White & Twill. Shaker Aerie Cashmere “Pwill 2 27 in. Light Outings = ig is 27 in. Dark Outings 36 in. Light Outings 36 in. Dark Outings -- Notions. Stan Sndvs, ero. 2.2: EO Kohinoor Snaps, gro. -....-.----.... 60 WHIenane. “Ero. 220 16 Satin Pad S G Garters, doz. _----- 2 00 Sampson fly swatters, doz. ...-...- 16 Roberts needles, per M. ---..----- 2 50 Stork needles, per M. -........--. 1 00 Self Threading Needles, paper --.. 06% Steel Pins S. C.,*300, per box -... 43 Steel Pins M.C., 309, per box . Brass Pins S. S., 160, per box . Brass Pins S. C., 300, per box Brass Pins M. C., 300, per box Coats Thread, doz, ---.---. Clarks M. E. Thread, doz. J. J. Clarks Thread, doz. Beldi Silk, 50 yd., doz. oe Cobro Silk net with elastic, gro. -~ 4 50 Gainsborough Hair Nets Single Strand ~-. ee 80 Double Strand -- i Wolverine nets, gro a R. M. C. Crochet Cotton, per box 75 B-4 O. N. T. Cro. Cotton, per box 90 Silkene Crochet Cotton, per box -. 90 Sansilk Crochet Cotton, per box -. 55 M & K or Dexters Knit. Cot., white, Ne Oi a es 1 50 Black a eng colors: 2-2 1 75 Allies Yarn, bundle —..-_.-<_._-__- i 50 Fleishers Knitting Worsted Skeins 2 30 Fleishers Spanish worsted balls -_ 2 60 Fleishers Germant’n Zepher Balls 3 70 Fleishers Saxony Balls ----~----- 3 70 Fleishers Knitting Worsted Balls 2 60 Fleishers Scotch & Heather Balis 2 90 Excello Suspenders, doz. ~--------- 4 50 President Suspenders, doz. -_----- 4 50 President Suspenders, Ex. Heavy 6 00 infants’ Hosiery. Cotton 1x1 Rib Hose ~-_---------.. 1 00 Combed Yarn 1x1 Rib Hose -----. 1 85 ee ne Lisle Hose, Cashmere Hl. & toe, 60% Wool Hose 4 ia silk Me Wool Hose 22.28. 6 Children’s Hosiery. BS No. 1 Cotton Hose ---_------ 2 22 R. & F. 2 Thread 200 Needle, 3 Ibs. on 9 2 50/8 R. .10 F. .05 Misses 300 Needle Combed Yarn VRORGs soe 2 25/7 Misses Cot. 28 oz. Dou. card. “ices f mC Misses Merc. 344 Needle Hoge ie 3 85 “ OF. . Ladies’ Cotton & Silk Hosiery. 176 Needle Cotton Hose ---------- 25 220 Needle Cotton Hose ~-..-... 35 220 Nee. Co. Yarn, seam back Hose i 50 232 “Burson” rib top --.----...-- 4 25 232 “Burson’’ rib top, ‘el size Hose 4 60 520 “Burson” split sole Hose -... 4 25 220 Needle Mercerized ~..---...--. 4 00 Pmt. 100, lisle, hem top ---------- 4 00 460 Needle Top full meconinea a. 4 75 Fibre Silk Hose —.-............... 4 62% 12 Strand Fare” Silk Hose -.... ---12 60 Pmt. 110 Silk & Fibre --.-........ 8 50 5 260 N’dle 18 in fibre ont mock sm. 6 75 10 Strand 18 in. Boot Silk -....... 9 00 Ladies’ Full Fash., 42 Guage, all Sie Piose: 2222 eee 19 50 Ladies’ Fleeced & Wool. 220 needle, 2 lb. combed varn 200 needle, 2% Ib. an var yarn hose 3 00 200 n’dle, 2% lb. O.S. comb. yn. hose 3 25 176 needle out size Hose .-_....._... Men’s Hose. & F. Hose Cotton ~._--------.---- 1 50 Record, med. weight Cotton ~..-... 1 90 & D. He eavy Cotton Hose -_--.. 1 60 tie Needle Cotton Hose —_-_-------- 1 35 200 Needle Combed Yarn Hose ---- 2 15 200 needle full mercerized Hose ---- 3 00 240 needle fibre plated Hose ---.:. 4 Pure Thread Silk Hose ~~~... Nelson’s Rockford socks, bdl. Nelson’s Rockford socks, bdl. Nelson’s Rockford socks, bdl. 2% Ib. Wool Sox ~~. ......-.-.-... 2 25 £ ih: Wool Sox ....- 3 50@3 76 Med. Weight Fleeced ‘Union Suits 5 50 Of Rise .50 Part Wool Union Suits ~~~... 13 ee Vellastic Fleece Union Suits -.- 7 00/2 Rise .75 Spring. Misses Gauze 12 cut Union Suits . 4 25 LSS1 ‘Sealpax” Athletic Suits -... 8 60 Ladies’ Underwear. 7 lb. Brush Back Vest & Pants, Reg. : = Heavy Fleece Vest & Pants, Reg. 8 26 Ex. 9 00 Wool Vests & Pants -....---... Reg. = Bs Med. Wt. 8 Ib. Ribbed U. S. --Reg. 8 00 Ex. 9 00 11 lb. Brush Back Union Suits, Reg. 12.25 Ex. 13.50 Silkateen & Wool U. S. ----.2- Reg. 23 00 Ex. 25 00 Mer. & Wool Union Suits -.Reg. 23 00 Ex. 25 00 Spring. 1x1 rib, 12 cut Vests, Dou. extra -. 3 00 1x1 rib Bodice Top Vests ee 2 15 xX 1x1 rib Tu. V. N. vests, lace tr. Reg. 2 265 Ex. 2 50 12 cut, lace & cuff knee Union Suit.” Double: Bx: 6 25 1x1 rib, band & bodice top a union “suits {203s Reg. : $ Men’s Underwear. Red Label Shirts & Drawers --_-- 9 50 Red Label Fleece Union Suits —._. 17 00 Black Label Shirts & Drawers -... 9 = Black Label Fleece Union Suits —_ 15 1658 Hanes U. S. 16 lb. cot. ribbed 13. teas San. Fleeced Shirts & Drawers --_-- ‘“‘Hanes”’ rib. shirts & drawers .. 7 bo Wool Shirts & Drawers -...--.-.. 14 00 San. Fleeced Union Suits —..-.._.. 0 Heavy Ribbed Union Suits ._.-.... —. 13 60 Part Wool Union Suits ~-.--...... 36 00 Mer. & Wool Union Suits —------.- 34 50 100% Wool Union Suits ~-------.. 48 00 Spring. Lawrence Shirts & Drawers 7 00@7 = Bal riggan Shirts & Drawers -_.. 4 2 Balbriggan Ecru Union Suits -. 8 00 Ribbed, Ecru Union Suits --..._ : 15 64x80 pin check nainsook, Ath. S. 5 37% 72x80 pin check nains. Ath. Suits 6 25 Fancy striped nainsook -...-..... 8 00 B. V. D. Athletic Suits ~......... 12 50 Fancy Strip Madris -....-..-.... 9 00 Bathing Suits for coree ware Men’s all pure worsted, plain ~... 2 All pure worsted with chest ae 7 00@32 00 Ladies pure worsted plain —.... 00 Ladies all pure worsted striped and color combinations ~..--.... 27 up en’s Dress Furnishings. Slidewell Collars, linen ~._--........ 1 60 Flannel Night Shirts -.-..... 10 50@13 50 “Linine”’ Collars, per box 35 “Challenge’’ cleanable, doz. ..--.... 7 15 64x60 percale dress shirts —....... 68x72 percale dress shirts ~-.-.-.._ Fancy Madras Dress Shirts 13 Sigal 00 Silk & Satin Stri. on good gr. 22 50@36 00 Men’s Work Pacntoes No. 220 Overallg or Jackets ~.---__ 16 50 No. 240 Overalls or Jackets .....__.. 13 50 No. 260 Overalls or Jackets ~.---___ 12 00 Stiefels, 285, rope stripe, Wabash stripe. Club or Spade overall or jacket, 2 seam triple stitched __ 15 0 Black sateen work shirts -. 10 50@12 00 Golden Rule work shirts ~_-._-_-__ 8 0 Piece dyed work shirts ~.-._...._ T Bou Best Quality work shirts -...9 00@16 Boys’ Furnishings. . Knickerbockers ~-.-.---..--.. 6 00@15 00 Mackinaws, each -..--.-. 8 50 Overalls, Brownies, 9 00 Youths’ overall, 265 W 2 Coverall Heavy Kh 68x72 Dress Shirts “Honor Bright” Stifels Wabash Stripe Romper, red trim —------_- 50 “Sere Bright’? Khaki Romper, “Honor Beight” Plain Blue Romper, Red ein 620 ee 8 00 Ladies’ Furnishings. Middy Blouses, red, green or navy, Parker & Wilder, wool flan., each 4 90 Tricollette Overblouses, each ~..-.. 3 26 64x60 Percale aprons, hts ..... 8 50 64x60 Percale aprons, In ~saaw 2 OC 2 @ te a , q a a Sia ae NAN MICHIGAN A ab) ee , EGGS 48D PROVISIONS il — RD 5 a. ee, ee el ))) dvt(l o qquiss Ayate ees x a9) Sr = Michigan Butter Contest To Be Held at Kalamazoo. Secretary Frary, of the Michigan Association of Creamery Owners and _ Managers, sends out the general rules governing the butter contests to take place in connection with the conven- tion of Michigan Allied Dairy As- sociation at Kalamazoo, Feb. 20-23. “Two classes are provided for the exhibit; Class A for buttermakers is under the auspices of the Allied Dairy Association; Class B is under the auspices of the Association of Cream- ery Owners and Managers. The following general rules shall prevail in each class: 1. A one dollar entrance fee must accompany entry blank and butter shall be sent parcel post or express prepaid. . 2. A ten-pound tub or over must be exhibited and owner hereby agrees to permit the butter if needed, to be used in the butter judging class. 3. Butter must be made from regu- lar stock of farm skimmed cream re- ceived from at least ten herds and churned in a regular licensed cream- ery. Factory skimmed cream is not eligible in these classes. 4. Your entry blank will bear a serial number. Copy this number plainly on the bottom of your tub, al- so tack on the bottom of tub the identification card. (This will be re- moved -on receipt of the butter at Kalamazoo.) Make out the requested information on entry blank and mail to R. F. Frary, secretary, care of Armory building, Kalamazoo, together with paid express receipt. Butter to be shipped to the same address and must arrive not later than Tuesday morning, Feb. 20. It can be shipped to arrive any time the week previous and will be cared for. 5. Butter willbe returned or sold at auction and remitted for according to your instructions. : 6. The prizes in each class will, be awarded for first, second and third best score, based’ on a Chicago com- mercial scoring by an out-of-state but- ter expert; providing, however, that ten or mote entries are received in each class. If less than this number are entered in either class, the second prize will go to the first winner, and the third prize to the second winner. In each class suitable and attractive diplomas will be awarded to all butter scoring 90 points or above. Two beautiful large silver cups are being held awaiting the winners of first prize in each class. Class A. For Buttermakers—Auspices Dairy Association. Any buttermaker within the State irrespective of Association member- Allied ship shall be eligible to enter in this class, providing he has complied with the foregoing general rules and in- structions. This class is for butter- makers; not to the creameries. Butter from out- of State may be entered in this class for complimentary score only. Class B. For Creameries—Auspicies Creamery Owners and Managers’ Association Any creamery, who is a member of the above association whose dues are paid to date, is eligible to compete in this class providing they have com- plied with the foregoing general rules. The awards in this class will be made strictly to the creamery and not the buttermaker. There is nothing, how- ever, to prohibit the maker in these plants from exhibiting a separate tub in Class “A.” Butter Scoring Class. A butter scoring class will be con- ducted Wednesday after the afternoon program. If interested bring your trier. H. J. Credicott, Freeport, Ill, for several years the official Government butter judge on the Chicago market will do our official scoring. The Program. Avery elaborate program covering the sessions of the convention has been prepared. General Sessions. The Allied Dairy Association will hold its opening session at the Ar- mory at noon on Feb. 20 with an ad- dress by the Mayor, official reports and pertinent addresses by J. Kindle- berger and M. L. Noon. On. Wednesday afternoon, Feb. 21, addresses will be given at the general session by A. P. Holly, secretary of Indiana Manufacturers of Dairy Prod- ucts and by Dr. David Friday, of the Michigan ,Agriculiural College. Thursday afternoon’s meeting will be addressed by E. K. Slater and by Hon. John M. Kelley of New York. Winners in the butter contest will be announced and the election of officers will be held at this meeting. A sight-seeing party for the -ladies will be conducted during this meeting and on Thursday evening there will be a theater. party for the ladies and a smoker for the men. Friday morning at the Armory will be devoted to a “Buy-it” session for placing orders with exhibitors. Fri- day noon the Association will be guests of the Kalamazoo Chamber of Commerce at luncheon. Moseley Brothers GRAND RAPIDS. MICH Jobbers of Farm Produce. TRADESMAN MILLER MICHIGAN POTATO CO. Wholesale Potatoes, Onions Correspondence Solicited Frank T. Miller, Sec’y and Treas. w Se Smith Building Michigan THE TOLEDO PLATE & WINDOW GLASS COMPANY Mirrors—Art Glass—Dresser Tops—Automobile and Show Case Glass : All kinds of Glass for Building Purposes 601-511 IONIA AVE., 8. W. GRAND RAPIDS, MICHIGAN Learn to Say— MiLola Distributed By LEWELLYN & CO. WHOLESALE GROCERS GRAND RAPIDS DETROIT Blue Grass Milk -ONCE USED ALWAYS USED AT YOUR GROCER KENTSTORAGECOMPANY GRAND RAPIDS ~- BATTLE CREEK “Wholesale Distributors “The Wholesome Spread for Bread’ 1. VAN WESTENBRUGGE Carioad Distributor GRAND RAPIDS» MUSKEGON - 22-24-26 Ottawa Ave. Order a bunch of GOLDEN KING BANANAS of ABE SCHEFMAN & CO. Wholesale Fruits and Vegetables Grand Rapids, Mich. WHEN YOU THINK OF FRUIT—THINK OF ABE. February 14, 1923 February 14, 1923 Other Events. A “Washington Birthday party” will be given under the auspices of Michi- gan Dairy Boosters at the Masonic Temple on Wednesday evening, Feb. 21. On Wednesday morning Feb. 21, unit sessions of Michigan Ice Cream Manufacturers Association will be held at Burdick Hotel, of Michigan Association of Creamery Owners and Managers at the’ Armory, and of Michigan Dairy Boosters at Park- American Hotel. —_+-—__ Lack of Canning in the South. The canning industry is not develop- ing in the Southern tier of states of the United States as it should. The production of vegetables and fruits in Florida, Alabama, Georgia, Mississippi and Louisiana is enormous, as is prov- en by shipments out of those states as reported by the Department of. Agri- culture, which also records the annual production. In tomatoes, sweet potatoes, okra, stringless beans, grape fruit, oranges, figs, the canning industry is already established there in a small way, but the producers find such a ready and profitable market for their products when shipped fresh in frost-proof cars that they have not yet found it essen- tial to install canning factories to any extent. But little attention seems to be given to the growing of apples, peaches or pears, but there is an enormous pro- duction of srawberries in all the states mentioned, although raspberries are but little cultivated. The blackberry and dewberry has its home in these states and is of heavy natural or wild growth. The canning of oysters is well rep- resented on the Gulf and Atlantic coasts of the Southern states, but the sale of cove or cooked canned oysters is declining as the shipments of re- frigerated fresh oysters to all parts of the United States have !argely super- seded the canning of cove oysters. The canning of shrimps on the Gulf and Atlantic coasts of the Southern states has grown to considerable im- portance, but the shrimp catching is so frequently “interfered with by storms and unsuitable weather that the canning of shrimps is a very un- certain and precarious business. Altogether the Southern tier of siates furnishes a great empire for the extension of the canning industry al- most boundless in -its possibilities. There is plenty of cheap negro labor and most crops of vegetables are con- tinuous, yielding from two to three crops annually. There are no cold winters to expensively guard against, and the housing and living for labor is cheap. What is needed is, canning plants and machinery and capital, but before these are established the grow- ers must be found and organized to grow the crops. To depend upon the production of the small negro truck farmers would be wholly impract’c- able and disastrous. John A. Lee. 2-2 ——_ A small thing frequently throws a shadow out of all proportion to its size. Most. of our grievances are merely shadows that seem wholly in- significant when traced to their causes, MICHIGAN TRADESMAN - 29 Grape Fruit Being Canned in Florida. The canning of grapefruit in Florida is attracting the attention of the trade. A cannery has been established at Eagle Lake, Polk county, Florida, one of the great citrus growing counties of the State. It is owned and operated by the Citrus Exchanges of Bartow, Winter Haven, Eagle Lake, Florence Villa, Lucerne Park and Auburndale. The ‘output is sold through the Citrus Ex- change of Tampa, and is oversold for some time. The management is arranging to work both a day and night shift and the output of about 300 cases a day of 24 No. 2 cans will then be doubled. About 150 men and women are em- ployed, most of them having been brought from the peach canning dis- tricts of Georgia. They are housed in tents of board floor, of sanitary construction, and the tent village is under the charge and supervision of a Y. M. C. A. worker. There is a mess hall, dining tent and kitchen and there are bath houses for men and for women. The camp is kept under discipline as to cleanliness. The tents are comfortable, as the temperature seldom goes below 70 and seldom above 85, and social en- tertainment is provided for the work- ers. Nearly all of the product so far has gone to the Pacific Coast, though there are enquiries from all parts of the States. Two grades are being canned, one with, and the other without, sugar, which consumers can sweeten to their own tastes. The fruit used is perfectly sound, but the small sizes and the very large sizes are used, and some of the fruit that is of dark color is used, ‘These grades of fruit are all sound and of as fine flavor as the fruit which is bright, which is carefully graded as to uni- formity of size and shipped. fresh in crates to the markets of the world. Several other canning establish- ments for grape fruit are being organ- ized in Florida and soon will be in op- eration. ~“< John A. Lee. ———_.~.—~>___ As to the best method of advertis- ing, one dealer. has said: Circulars may be useful-at times, but are they going to be read with the same care that your weekly newspaper will? That will depend somewhat on the newspaper, but a good one will get more attention than any circular. Then a newspaper advertisement is an open challenge to your competitor, while a circular may contain some statement inclined to exaggeration. Billboards and circulars can only be an addition to newspaper advertising. There should be a definite plan and space taken for.a year. Use a special style and get your printer to give you different type-~than to other adver- tisers, to give your advertisements a distinctive tone. High class literary style is not necessary, if the advertise- ment has the right ring. If you sell goods on price only you do not need to advertise. If you sell on a quality basis, you must advertise. —-e>-2-as A kiss may be heard, but should never be seen, ° MAKERS OF FANCY COOKIE CAKES AND CRACKERS LONG ISLAND SANDWICH—Our Speciality Detroit Branch 3705 St. Aubin Ave. Samples sent on request. Phone—Melrose 6929 You Make Satisfied Customers when you sell ‘‘SUNSHINE”’ FLOUR Blended For Family Use The Quality is Standard and the Price Reasonable Watson-Higgins Milling Co. NEW PERFECTION The best all purpose flour. RED ARROW The best bread flour. Genuine Buckwheat Flour Graham and Corn Meal Look for the Perfection label on Pancake flour, Graham flour, Gran- uated meal, Buckwheat flour and Poultry feeds. J. F. Eesley Milling Co. The Sunshine Mills PLAINWELL, MICHIGAN Western Michigan’s Largest Feed Distributors. HEAD LETTUCE ~The Perfect Salad We receive a fresh supply daily of tke best Imperial Valley quality. The price is reasonable now. MAIL US YOUR ORDERS The Vinkemulder Company GRAND RAPIDS, MICHIGAN M. J. DARK & SONS GRAND RAPIDS, MICH. Receivers and Shippers of All Seasonable Fruits and Vegetables 4 ce : 3 8 ty MICHIGAN TRADESMAN February 14, 1923 i ea On Ror ry an we \] \ x er At 4 sont WCU MARKET SP O pd paies MIS, ata PPL) Wynne " i Two Vital Points of Shoe Salesman- ship. You have noticed the difference be- tween the easy telling work of a great’ actor, and the uninspired efforts of average theatrical people having little talent. Probably you have observed the same thing in books,- pictures, music, magazine covers,:the decora- tions of a room—anything calling for art. ; , Under the easy work of the great artist, invariably, lies a world of study, attention to detail, practice. There may be genius to begin with, but ‘genius has been defined as the capacity to take great pains with details. The sculptor first builds a skeleton for his statue, thenclothes it ‘with muscles, then flesh. In the finished statue all are concealed, yet without them pro- portion, action and the feeling of life would be lacking. It is said that a woman once rented a summer cottage next to Paderewski in Switzerland, hoping that she would hear the pianist play great composi- tions at his daily practice. But accord- ing to the story, Paderewski simply practiced one difficult passage over and over again, hbur after hour. A good many efforts have been made | to find a royal road to selling. But the royal road is through practice. .No matter what his liking for salesman- ship, his. talent—even genius—this salesman must conceal his art, put the skeleton into his statue and make it ” invisib’e after it is there. Selling calls for two kinds of prac- tice, both unremitting and full of de- tail. One is knowledge of goods, and the other knowledge of people. These are the vital points of “inside salesman- ship.” In the hands of the practiced salesman, a customer moves through a pleasant episode, his or her tempera- ment gauged, accommodation made to it, the right suggestions offered. With- out knowledge of both merchandise and people, the effect would be like bad acting or poor piano playing. The customer doés not suspect the hard work, practice and art behind it all— in fact, that is none of its affair. Take knowledge of goods, for ex- ample. How many people holding sales jobs, particularly in retail lines really know their goods? : Some years ago in the suggestion box of an Eastern clothing store, a sa‘esman advocated a _ standard ar- rangement of stock so that the same model suits would always be found in the same place. He complained that stock was shifted too frequently, and that it was often necessary to ask “head of stock” where a certain model had been placed. The comment of his boss upon this suggestion was very interesting: ~ “One reason for shifting stock is this: Salesmen take a fancy to a cer- tain pattern or two, and will make an effort to sell only their favorite pat- terns. Because each man likes certain patterns, he likes to clothe everybody in them, ta’ks them better, and seldom shows others. He goes only to the place where these patterns are to be found. By shifting stock we compel him to grow familiar with other pat- terns. Any.salesman .can find the goods he wants if he takes ten minutes each morning to look through stock and locate himself.” A Bible publisher once told the writer that this partiality extended even to his line—a book salesman will usual:y show and sell customers the kind of Bible he likes himself, the one most pleasing to him in size, type, binding. It is a problem to persuade him to really study the whole line. The same artlessness is often found in knowing people. Many excellent things have been written about the psycho’ogy of the customer—how to size up people by their appearance, manner and so forth, and adapt one’s methods to different temperaments. But without: constant study: of .people and practice, psychology is of little value. : A woman entered a man’s shop one day not long ago. She talked in a loud ‘voice, and seemed dissatisfied with everything shown her by the young clerk trying to please her. A grizzled veteran with “Belfast train ing,” stepped up, took charge of his customer, and almost in a moment her voice dropped to a pleasant feminine tone, and she was buying goods de- lightedly. Probably this veteran never took a course in psychology. As a : finished sales artist, however, with the technique of people at his finger ends through long practice, he knew that the woman was simply embarrassed in a man’s store. Shyness and timidity in shopping are more frequent than is generally recognized, among men and women. It arises from a feeling that they are not well-informed about mer- chandise, fashions or behavior, that the necessity for economy will make them seem “cheap,” and so forth. Other customers are overbearing in manner, slow and cautious in making their purchases, or quick and heedless. Some require patient hand‘ing, others subject the salesman to cross-exam- ination, and still others are impres- . sionistic, quickly buying what appeals to love of novelty or color. The sales record of ar Eastern de-: partment store salesman disclosed an odd fact—that he sold most goods durng the last two or three hours of the day. “Tt is very simple,” he said, when Michigan’s Shoe Lights Grief Defying Rouge Rex For Work Style Expressing More Mileage For Dress If it’s more and better Shoe Business you are after, cash in on our shoes. Mirth~Krause Co. Grand Rapids, Mich. Shoe Mfgs. and Tanners Year after year— Michigan farmers demand them H-B Hard Pans DO wear like iron. Thousands of Michigan farmers and outdoor men know this. The soles are made from the best part of the hide. Uppers are specially re-tanned to resist water. Chocolate uppers tanned to resist destruc- tive barnyard acids. Advertise H-B Hard Pans with cuts we furnish to hook up with our Michigan farm paper advertising. HEROLD-BERTSCH SHOE CO., Grand Rapids. Our spring oxfords are made to retail at $5 to $6 with good profit to you. | qu to tir an Sis ar; up lez se di: th ste low hi Al th sh wl ar tic pr cu m th wi ot Wi co pr st: m hi m pl February 14, 1923 * MICHIGAN TRADESMAN Seabee ha asec anise uaecendncre bio tk coos nies abc sk ocasaleceba aacsinskcniniaiobes oe 31 questioned. “Most salespeople are apt to ‘et down’ at that time. They are tired. But customers are tired, too, and not able to put forth the same re- sistance or objections to a salesman’s arguments. Without forcing goods upon them, it is then possible to sell what they ought to -have with the least difficulty.” . One mistake the finished salesman, secure in his knowledge of merchan- dise and people, never makes. That is the error of quizzing customers in- stead of giving them something to look at. “Something in high or low shoes? Black or tan? About what price? Something for dress—or an outing shoe?” Such enquiries are artless, showing the framework of the statue that should be concealed. The sa‘tesman who has mastered the technique of his art glances at his shoes, for sugges- tions, and draws upon his knowledge of merchandise for something ap- propriate to show immediately. The customer is wearing a low shoe in midwinter, an indication that he likes that style all year around. He is wearing black high shoes, but summer is coming on—g low tan shoe may be a wholesome change. His clothes are obviously tailored—nothing under $100 wil! buy a suit like that. So style or comfort come before price. Or he is probably an outdoor man, and wants sturdy footwear. Needless questions make the sale an abstract discussion, while concrete merchandise set before him would bring the answers auto- matically, speed the sale, and make it pleasant for customer and salesman. Art is defined as “the skillful and systematic arrangement for adaptation of means for the attainment of some desired end; practical application of knowledge or natura! ability; skill in accomplishing a purpose.” That sales- manship is an art, there can bg little question—though not all salesmen are artists, by any means. As the great artist in literature, sculpture, music, may be entirely original in his meth- ods and results, so the salesman-artist may develop along his own individual ‘ines. But’ development of natural ability and practical application of knowledge calls for pains, drill, work— the development of fundamentals in his art which, when most effective, will be out of sight. James H. Collins. +> Good For Hair Nets. Long hair is here to stay, according to the latest Parisian style books. This is a most promising announce- ment to the importers of hair nets, to whom have come rumors in recent months that long tresses were only temporary and that they would have to be bobbed again if American wo- men wanted to keep up with the French styles. Parisian periodicals are showing high coiffeurs in the back and a lot of hair, artificial and natural, all over the head. The net market is firm in China, and excellent business is said to be carried on here in both single and double meshes. double meshes have become popular almost all over the country, the New England States are still skeptical and purchase more of the singe strands. shoes? Yes, sir— Although © Code of Ethics For Furnishing Goods Men. At a meeting soon to be held, mem- bers of the National Wholesale Men’s Furnishings Association will consider approval of a code of ethics which has been drawn up by a special committee headed by Charles S. Merton, Presi- dent of the Association. It will cover the relations of 160 manufacturers and jobbers of men’s furnishings with each other, their employes and the retail trade. The gross production of these manufacturers last year, it is estimated, was close to $600,000,000. The code comprises eight sections, each devoted to some special phase of manufacturing or selling ethics. The first section is given over to manufac- turers’ relations with employes. It is laid down as the first rule that “mem- bers shall not advocate aid, or assist in any movement which seeks as its object any other than square dealings with their employes.” Personal inter- est on the part of manufacturers in their employes is stressed, and it is provided that wages paid and promo- tions shall depend solely on merit. Relations of manufacturers with those from whom they make purchases are covered in the second section. This provides that courtesy shall be extend- ed to al! salesmen and their time should not needlessly be wasted. No mis- leading statements shall be made to secure lower prices from salesmen, nor shall prices of competitive firms. be shown to each other. It is declared unethical to decline goods on delayed delivery if no loss has resulted from such delay. It is also stated to be a breach of ethics to cancel an order placed and accepted in good faith if it is manufactured and delivered in accordance with the terms of sale. Re- dress in adjustment should not be ob- tained by threats to discontinue busi- ness relations. Errors in purchasing are not to be corrected by rejection or non-acceptance of goods on invented falsities while no gratuities or other indirect profit shall be taken by manu- facturers or purchasing agents in con- nection with any purchase. The third section deals with the manufacturers’ relations with competi- tors, and it is set forth that no false or disparaging statements, either written or oral, shall be made. harmfu! rumors respecting a sompeti- tor’s product, his selling prices, his business or financial or personal stand- ing is banned. It is also provided “that there will be no simulation of the trademark, trade name, cartons, slogans or the advertising matter of competitors.” Cancellation of or the acceptance of orders previously placed with competitors is forbidden, these to be regarded as “closed incidents.” In manufacturers’ relations to the retailers the outstanding feature is that “retailers shal not be knowing- ly overloaded with goods nor shall they be permitted to select merchan- dise not suitable for their stores with- out a divlomatic word of caution from the salesman.” ——_—— 2 Buying Better Garments. Conditions in the women’s ready-to- wear field are very satisfactory at present, and orders for Spring are substantially ahead of last year, ac- Circulation of | cording to Max Ruderfer, Secretary of William Fishman, Inc. seems no question but that business is distinctly on the mend, both from the - retailers’ and manufacturers’ standpoint,” he -added, “and _while comparison with last year is good, it is flattering when the conditions which prevailed two years ago are consider- ed. “Retail merchants in this field have cleaned up their Fall stocks nicely and there has been no carry-over, and this is one of the best indications of the re- tailer’s condition. Industry through- out the country is improving, with pro- duction being stimulated in many lines, which means more money to be spent in retail channels. Production is still far behind actual demand, and it does not seem probable that over-produc- tion will be felt before the end of the year. “One of the things that has im- pressed me, perhaps, more than any other is the marked trend to the better class of merchandise. Buyers from even small towns ranging up to 30,- “Ehere “000 and 40,000 population have come to the local market and bought some of the finest garments to be had, It - would seem, that the American woman is. demanding better and better mer- chandise each year as the result of the educative steps which have been taken in this direction. “Tt also seems evident ‘that ‘mer- ‘chants have to an encouraging extent thrown off the feeling of restraint which has restricted their activities. This is not to say that buyers are ex- cessively liberal in their commitments. They are operating very sanely, and, despite the talk of higher prices, short- ages and other possibilities, are not losing their heads, but are covering their needs inte‘ligently. There seems little of the speculative feeling in their ranks, for which both retailers and manufacturers are to be congratulat- ed.” oe Life’s battles don’t always go To the stronger or faster man, But soon or late the man who wins, Is the one who thinks he can. 12,000 members. each year. the local agent or write to Citizens’ Mutual Auto Insurance Company of Howell Makes State Record: Now starting its ninth season of success. One year from the date of organization the company had The company has increased its cash surplus at the end of In 1922 the company made a state record of handling auto insurance to the extent of $671,227.09. The company has paid since organization $1,261,697.99 in claims and starts the new year with total assets of $226,499.45. The liability claims of the company are looked after by an experienced attorney at the home office or experienced investi- gators look after the policy holders’ welfare. An agent or attor- ney is employed in practically every county seat in the state. For eight seasons we have given our policy holders protection, no liability claim exceeding the size of the policy. We are prepared to give insurance at cost plus safety in 1923. If you desire a broad policy with an established company, call on THE CITIZENS’ MUTUAL AUTOMOBILE INSURANCE COMPANY Howell, Michigan Pull | Show. McMullen Bldg. more sales with Better Window Displays Free Information through our service department. We had the most attractive booth at the Hardware We'll tell you how to attract more trade, through your window displays.. WINDOW TRIMMING MATERIALS. WINDOW DISPLAY ADVERTISING SERVICE CO. — Grand Rapids, Mich. ton ne 32. -- MICHIGAN TRADESMAN February 14, 1923 it eee, HE wa te. s € i cao”, z Z : 2 = = -_ , == oe ¢ ¢ - ¥ s —_ —_ Ft Ten Rules For Guidance of Country Hotels. Grand Rapids, Feb. 13—John A. Anderson, former assistant manager of the Statler Hotel, Detroit, has taken charge of the Hotel Harrington, Port Huron, as operating manager, and the traveling public who have occasion to visit Port Huron are certainly subject for congratulation. Mr. Anderson is a thorough hotel man and a genial host as well and will proceed at once to complete the improvements already begun in the Harrington, which comprise running water in all rooms and baths in many. The rooms at the Harrington are very spacious, more so than in most hotels in the State, and with the improve- ments mentioned will certainly be at- tractive. Possessing, as he does, the acquaint- ance of thousands of hotel patrons who have been visiting Detroit for years, we predict that the Harring- ton’s new management will enjoy un- bounded prosperity. The Greeters of Michigan, Charter No. 29, gave Mr. Anderson a God- speed banquet at the Hotel Fort Shel- by, Detroit, on Friday evening last, which was largely attended and a most interesting occasion. Mr. and Mrs. Roy Hinckley, of the Hartford House, Hartford, who are spending the winter in Honolulu, were accorded a somewhat stirring recep- tion upon arrvial at the Hawaiian port, the earthquake and tidal wave we have been reading about accurring within a few hours after arrival. There were no caSualties, however. Recently I took occasion to make the statement that a good hotel is a tangible asset for any town. A poor hotel, with slouchy, indifferent man- agement, poorly cooked meals and dirty beds, is the greatest handicap un- der which a community can labor. I have known several traveling men who have taken the position that they would rather give up their jobs than be subjected to the discomforts and ill treatment offered them in many ’ towns, and having knowledge of the circumstances from personal inspec- tion, I must say that I cannot blame them for taking this position. I have often heard them say how they suf- fered at various hotels where indif- ferent attention, poorly cooked food swimming in grease, soiled linen and dirty rooms leave a feeling of re- sentment, not only against the hotel, but the community in which it is lo- cated. The science of successful hotel operation is the science of pleasing your patrons. Some very clever advice to hotel men is contained in the following ten commandments, promulgated by the manager of the leading hotel at Reids- ville, S. C.: 1. Meet your guest with a smile, a ‘-handshake and a friendly greeting, calling him by name whenever possi- ble. Learn to read the register up- side down and don’t employ a clerk who cannot do it. Desk service is even more important than dining room or upstairs service, because a gracious, hospitable reception places your guest also in a receptive mood to appreciate the further advantages which your _ house has to offer. 2. At table give him a cold glass of water with ice in it. Most travel- + ers are city folks, accustomed to be- ginning the meal with a generous swallow of ice water. 3. Make a point of serving the best bread or rolls you can supply, accompanied by a generous pat of butter on an individual plate. If the rolls are hot serve them on a _ plate with a napkin over them. 4. Give your guest a cup of coffee —the best that money can buy. He will expect the worst, because that is the kind of (five pounds for a dollar) that is served in too many of the mod- erate priced hotels. The difference of coffee selling for 40c a pound and 20c a pound is not more than half-a cent per cup. The small additional cost means a satisfied customer, in- stead of a disgusted one. Remember this coffee business is vital. Good coffee must be carefully made and served with rich cream—not the can- ned variety. If your dealer sells you coffee “just as good” for half-price, there’s a nigger in the woodpile some where, for it can’t be done, and your hotel suffers. 5. Don’t try to serve too many things for 75 cents, if running a med- ium priced hotel. Too many hotels try to serve or cut a wide swath by serving eight or ten dabs of as many kinds of food as the chef’s book will recommend. Cut down the number of dishes and serve a few liberally and of good quality. The sensible man’s idea of a good meal is a well season- ed soup, one meat, two vegetables, coffee and dessert. Don’t let your chef get into a rut, and serve the same cut-and-dried meal eternally. Few people like to have grease used too freely. Fried potatoes, carefully pre- pared, are well received, but alternate by offering baked ones rightly done. 6. Science and gastronomy are agreed that a sweet of some kind is needed in a well-balanced meal. Break- fast particularly should be accom- panied by hot cakes or waffles, with syrup, and some kind of palatable fruit. Bacon or ham and eggs, chip- ped beef in cream, with rolls or toast and coffee will prove an acceptable offering. Potatoes are not an essen- tial for breakfast, but fruit certainly is. The same suggestion applies to dinner and supper. Dessert should be included in the later meals, but simplicity should prevail at all of them. 7.. See that your bed rooms are kept clean and well aired. Be particu- lar about mirrors and provide clean lavatories, or bowls and pitchers as the case may be. Every individual should have the use of two good sized towels—not postage stamps. Clean- liness is of the greatest importance in hotel operation. 8. Good service is just as essential as good food and comfortable beds. Dont’ allow your employes to become indifferent to the requirements of your guests. This applies particularly to your dining room help. Freshness in apparel is commendable, but not de- sirable in manners. Guests are willing to make allowances for simple errors in serving but have not use for for- wardness. 9. Provide a comfortable writing room, with neat stationery, good pens and clean ink. No traveler wants to write his house on inferior stationery _ as it gives out the impression that he is stopping at some cheap joint. Above all things see that toilet rooms are kept in a clean and sanitary condition. If you cannot provide clean textile towels, use a good quality of the pa- per variety. Above all things avoid the use of paper napkins on your tables. I know of many hotels, deserving in all other particulars, who are cheating them- selves out of much trade by using the paper rapkin. They may not realize this, but if they could hear the talk indulged in by travelers, when a few of them are holding a symposiium, they would soon discover that good cooking is handicapped by being serv- ed in conjunction with the paper nap- kin. Many country hotels are operated exclusively by members of the land- lord’s family, and in some of these you will find the meals acceptable and the rooms immaculate, but accompan- ied by a dingy office and detestable toilet. All of which clearly proves that while the housewife accredits herself acceptably in her own depart- ments, the lord of creation is careless and shifty and fails to hold up his end, It has been necessary in too many in- stances to apply to the State Board of Health to have these abuses rem- edied, with the necessary attendant embarrassment. Sunch conditions are a violation of the State laws and pa- trons are clearly within their rights when they report them to the proper authorities. : In fact, there are now on our statute books various enactments providing penalties for such abuses and most -f them would be speedily remedied if guests would take the trouble to report- them. Frank S. Verbeck. ——~-6 > _ Two Imported Novelties. The interest which has been created throughout the country in the explora- tion of the tomb of Tut-ankh-amen is expected to become profitable to im- porters of gorgeously carved brass caskets, a number of which have just arrived here from Germany. The boxes are of all shapes and descrip- tions, and are handsomely designed by true artisans. Those who have them believe that even the ancient Egyptian artificers could not have achieved greater results than the present Ger- man workmen. Another recent im- portation, which shows signs of popu- larity, is a “double decker” wooden tray, each shelf being 20 inches by 13 inches. It stands two feet high and sells, in case lots only, at $2.50 a piece, who‘esale. There are said to be many advantages in having two shelves to a tray. 22 A man only begins to live when he ceases to exist. CUSHMAN HOTEL PETOSKEY, MICHIGAN The best is none too good for a tired Commercial Traveler. Try the CUSHMAN on your next trip and you will feel right at -home. Western Hotel BIG RAPIDS, MICH. ‘Hot and cold running water in all rooms. Several rooms with bath. All rooms well heated and well ventilated. A good place to stop. American plan. Rates able. WILL F. JENKINS, Manager. reason- Beach’s Restaurant Four deors from Tradesman office QUALITY THE BEST 7 lhe aie os 8 PROOF One half block fost of the Union Station GRAND RAPIDS NICH coDY HOTEL $1.50 up without bath RATES { $2.50 up with bath CAFETERIA IN CONNECTION OCCIDENTAL HOTEL FIRE PROOF CENTRALLY LOCATED Rates $1.50 and up EDWARD R, SWETT, Mar. Muskegon _ t=8 Michigan HOTEL WHITCOMB St. Joseph, Mich. European Plan Headquarters for Commercial Men making the Twin Cities of ST. JOSEPH AND BENTON HARBOR Remodeled, refurnished and redecor- ated throughout. Cafe and Cafeteria in connection where the best of food is ob- tained at moderate prices. Rooms with running water $1.50, with private toilet $1.75 and $2.00, with private bath $2.50 and $3.00. J. T. TOWNSEND, Manager. Rooms $2.00 and up. The Center of Social and Business Activities THE PANTLIND HOTEL Everything that a Modern Hotel should be. With Bath $2.50 and up. Rates $2.00 to $2.50 with Shower HOTEL ROWE GRAND RAPIDS NEWEST HOTEL 350 Rooms—350 Servidors—250 Baths HOLDEN HOTEL CO., C. L. Holden, Mgr. $2.75 to $4.50 with Bath 3 Short Blocks from Union Depot and Business Center HOTEL BROWNING MOST MODERN CONSTRUCTION IN GRAND RAPIDS ROOMS with Duplex Bath $2.00; With Private Bath $2.50 or $3.00 February 14, 1923 ~~ Gabby Gleanings From Grand Rapids. Grand Rapids, Feb. 13—The ban- quet committee is well pleased with the way members are making reser- vations for the twenty-first anniver- sary of Grand Rapids Council, to be held in the Pantlind Saturday evening, March 3. This is the: only event dur- ing the entire year which is exclusive- ly for members of the United Travel- ers and immediate members of their families. A large department store has re- cently discovered that most errors in additions occur in combining the figures 6 nd 8, while errors in sub- traction are most frequent when 9 is deducted from 15. During each January the turnover in salesmen averages 1,500 per day. In other words, that many either lose their jobs or quit before the month’s end. It is estimated that only 60 per cent. of those selling hardware dur- ing the war are holding the same places to-day. One automobile con- cern reports that out of twenty sales- men only four have been on the pay- roll over six months. It is easy to drift with the tide and to let “well enough” alone. Far bet- ter it is to pause now and then for the purpose of checking up. Scientists say that the average man is but 10 per cent. efficient. If this is true, some big firms are paying for a lot of unneces- sar car fare. The wise salesman will ask himself each day, “Am I getting more business from regular’ customers this year than last?” “How is my average on new accounts?” “What of the credit man?” Has he faith in my judgment?” and always this, “What is my standing with the house I represent?” No man is so reticent that he will not talk of the things nearest his heart.. Every buyer worth while has either a hobby or an ideal. It may be anything from golf balls to home brew. Learn what it is, but keep off yourself. Let the other fellow ride. Be content to look on. When the prospective customer hesi- tates to sign on the dotted line and falls back on the argument that he hasn’t the money, the wise salesman will recognize that he is not more than half sold. A purchaser thorough- ly sold will get the money somewhere and before the account is past due. The days of “good feilow” salesmen are | issing. Present day buyers are more serious than they once were. Competition has made them so. Not so much your competition as theirs. Engineering means solving prob- lems. So, now we have the sales en- gineer as well as the sales manager. It is but a new title for the super- salesman, the fellow who learns his customer’s problems and helps to solve them quickly and correctly. The or- der will naturally take care of itself. The stockholders of the Jennings Manufacturing Co. have voted to in- crease the capital stock from $50,000 to $100,000. One-half of the new stock will be divided among the old stockholders in the form of a 50 per cent. stock dividend. The remainder of the new stock is offered to the pub- lic at par. All but about $10,000 had been subscribed at last accounts. David Drummond (Brown & Seh- ler Co.) insists that the best 50 cent evening meal in the State is served by V. A. Sage, manager of the dining room in the union depot at Durand. The menu always includes stewed chicken with biscuit and the entire programme looks-very appetizing. In every way on every Saturday the You-See-Tee luncheons are getting better and better. Saturday, Feb. 10, saw a good bunch of the old faces at the tables, as well as many new faces. The entertainment committee -were very fortunate in having a special of- fering in the person of A. Hazenberg, who rendered four baritone solos in a way that was highly appreciated by all. A rising vote of thanks was given Mr. Hazenberg at the close of the meeting. Saturday evening, Feb. 13, the Bag- MICHIGAN TRADESMAN man of Bagdad will hold a dancing party in the ball room of the Pantlind Hotel. A great many tickets have been sold by the committee and, with- out a doubt, the crowd will tax the dancing capacity of the Pantlind ball room. Edward C. Winchester (Worden Grocer Company) left Saturday for New York, whence he sails Thursday on the Ecuador, of the Pacific Mail Steamship Co., for Los Angeles, via the Panama Canal. Several stops will be made at Guatemalan and Mexcan ports on the Pacific Ocean. Mr. Win- chester will spend a couple of weeks with his sister, Mrs. Morrison, at La Jolla, Calif., returning to his desk - about April 15 W. R. Roach has suffered a relapse and is again confined to his home. He has withdrawn his acceptance of an invitation to talk at the State grocers’ convention at Lansing next Thursday. The vacancy will be filled by Guy W. Rouse, who has consented to step into the breach and give the members a talk along jobbing lines. >> Charlevoix Setting the House in Or- der for Visitors. Boyne City, Feb. 13—Frank House, who has just finished his six year term as County Road Commissioner for Charlevoix county, and who has been working on Charlevoix county roads for the past ten years, gave an outline of the county road situation at the Rotary Club last Monday which should interest Grand Rapids people, inasmuch as many spend a portion of their summers in this part of the play- ground of Michigan. Charlevoix county has within its borders 120 miles of finished paved roads. Comprised in this are the two portions of M 11 and M 13 which cross the county—M 11 at the West end and M 13 which crosses the coun- ty along the line of the Pennsylvania Railroad through Boyne Falls—each of which is about one-half completed; also M 57, leaving M 11 at Boyne Falls through Boyne City and Wal- loon Lake, returning to M 11 one mile East of the latter town. The program for the coming season contemplates thirty-three and one-half miles of new road. Ten miles on M 11 South of Charlevoix, eight miles of which will be concrete. Seven and one-half miles South of Boyne Falls on M 13, all two course gravel. The latter is all new road, cutting out all railroad grade crossings. M 57 will be completed from Boyne City to Walloon Lake. Mr. House emphasiz- ed the fact that the detours provided to take care of this construction are all good roads, an assurance that will relieve the minds of prospective driv- ers. Fourteen miles will be added to the county road system—two miles South of Charlevoix, five miles from East Jordan to Advance on Pine Lake, and two and one-half miles on the South shore road on Pine Lake from Ad- vance to Ironton Ferry. In his talk, Mr. House laid particu- lar stress on the necessity of widening the county roads already built to ac- commodate the increased traffic. When the construction of the roads was be- gun about eight years ago, an eight foot track was plenty wide enough, Dut now a twenty foot road is none too wide. Also, as the main highways are practically all built, the County Board will give attention to cutting out the numerous short curves that were part of the original layout. Charlevoix county is inclined to be chesty about its county roads, the re- sult of less than eight years of work, six years of which Mr. House has been an important, if not dominant, factor in the development. At the conclusion of his term as County Road Commissioner, Mr. House received the appointment of Superintendent of Maintenance of the county from the County Road Com- missioners and State Highway Board. Maxy. Items From the Cloverland of Michi- gan. Sault Ste. Marie, Feb. 12—Gordan H. Rudd, one of our highly respected business men, died suddenly _ last Tuesday. He will be greatly missed by all who knew him. Mr. Rudd came here three years ago from Cedarville, where he was engaged in the con- fectionery business. The remains were taken to Cedarville, the old home, for interment. The family has the sympathy of their many friends. Don M. Hecox was the fortunate candidate to be appointed city clerk to succeed A. J. Eaton, who resigned re- cently to take a position at the First National Bank. Mr. Hecox is well qualified for the piace, having had sev- eral years’ experience in clerical work. For the past few years he has been office manager for the Wynn Auto Sales Co. Mr. Hecox is the son of Clyde Hecox, well-known publisher of the St. Ignace Enterprise. “So live that when the time comes you can retire instead of giving up.” R. L. Murphy, local representative of the Minnesota Life Mutual Insur- ance Co., and also the Detroit Life Insurance Co., left last Tuesday for Detroit where he expects to remain indefinitely. : F, A. Fawcett, purchasing agent for the Pittsburg Steamship Co. of Cleveland, was a business visitor here last week, getting things lined up for the spring opening of navigation which is expected to be one of the best years in history from every in- dication. The Pittsburgh Steamship Co. expects to finish filling their Ice house in about a week. When the work is completed there will be quite a few men out of work, but as there is a scarcity of help in other lines no ill effects will be felt. The Soo Handle & Enamel Co. held its annual meeting of stockholders last week. From all accounts the fac- tory is progressing very satisfactorily. Several orders have been received in advance for several months. The sales office at Chicago will cundoubted- ly keep the plant running to full capacity and make it a satisfactory investment for local stockholders. Business in lower Michigan seems to be better than it is in the Norta just at present. Prosperity seems to be heading Northward, but the South is in the lead. However, the summer season promises to be a very success- ful one if anticipated developments are realized. : : Great preparations are being made for the summer tourist season and with the new lumber and chemical plant in operation and the building of the new Pea Factory we are looking forward to a prosperous summer. “A wise man lives by the experience for which others have paid the price.” William G. Tapert. ——_—_o-2 Dietary Value of Canned Foods Seen. The dietary value of canned foods should receive more _ consideration from the medical profession than it has. When the food supply is re- duced in most parts of the earth, es- pecially where long winters prevail, to a meat and bread basis, then the value of .canned foods, vegetables, fruit and fish is shown. The prejudices which some physi- cians have shown toward the use of canned foods are based largely upon a lack of knowledge as to how they are prepared and the scientific and sanitary care taken in their packing. When a doctor was in doubt several years ago as to the diagnosis of a case and did not know what ailed his patient, it was customary to ask the afflicted person if he ever had eaten any canned foods and, if the answer was affirmative, to pronounce the com- plaint ptomaine poisoning. Now that Fre sec ane nate SA ok ee case Ree ce ai cetecns k 33 the National Canners’ Association takes up such cases immediately and has scientific analyses made and with- out exception almost, finds the diag- nosis wrong, we hear of few such cases. Recently some scientists have con- cluded that the processing of canned foods destroys the vitamines. Evident- ly, these men have not considered that nearly all foods must be cooked, and that cooking them in the open air is much more likely to destroy vitamines than processing or cooking them in an air tight tin can. There is ne change in the general market of canned foods. Prices of nearly all items are firm and spot stocks are-cleaning up fast. The sal- mon market is firm, especially on the low grades, and chums are virtually gone. Sales, by both wholesalers and retailers, should show an increase on salmon shortly, as Lent is approaching and there is a lot of salmon consumed during that period. John A. Lee. ———_>->- Death of W. N. Fuller. Warren N. Fuller died at his home in this city Feb. 13. He had been ill for several months, but the end came quietly and peacefully, in keeping with the character of the man. Mr. Fuller was connected with the Tradesman Company as the head of its engraving department about thirty- five years, during which time he made every patron of that department his personal friend. He was a _ skilled workman, being one of the last wood engravers left in the United States. The change from wood engraving to process plates—such as halftones and zine etchings—about thirty years ago would have discouraged a less reso- lute man, but Mr. Fuller rapidly ac- quired a thorough knowledge of the new methods and gave them the same painstaking care and artistic oversight which had characterized his career as one of the foremost wood engravers in the country. Mr. Fuller was an occasional con- tributor to the Tradesman for more than thirty years. His work in this field was more a pastime than an oc- cupation. A constant reader of good books and standard magazines, he kept in close touch with all the pro- gressive movements in scientific and mechanical direcions and aimed to keep the readers of the Tradesman familiar with the progress made along those lines. Mr. Fuller acquired the engraving department of the Tradesman about five years ago to establish himself and son in the business under the style of the Fuller Engraving Co. Thoroughly candid and sincere in everything he ever undertook to do, truthful and honest in every walk of life, faithful to every trust, loyal to himself, his family and his associates, earnestly striving to do his best at all times and under all circumstances. Mr. Fuller leaves a rich heritage to his relatives and friends as the result of a well-spent life. ——- 9-0 H. Jaffe, dealer in general merchan- dise at Boyne Falls, renews his sub- scription to the Tradesman and says: “Tt is the best $3 we ever invested.” MICHIGAN TRADESMAN February 14, 1923 Mich. State Pharmaceutical Ass’n. President—George H. Grommet, De- troit. Secretary—L. V. Middleton, Grand Rapids. : Treasurer—E. E. Faulkner, Middleville. Executive Committee—J. Skinner, D. D. Alton and A. J. Miller. Michigan Board of Pharmacy. President—James E. Way, Jackson. Vice - President — Jacob C. Dykema, Grand Rapids. Secretary—Charles S. Koon, Muskegon. J. A. Skinner, Cedar Springs. Oscar W. Gorenflo, Detroit. Director of Drugs and Drug Stores— H. H. Hoffman, Lansing. Next Examination Session—Grand Rap- ids, March 20, 21 and 22. Fountain Facts That Create Profits. We ought to do well in February with hot soda. If we are ever going to get business it ought to show up then. Coffee is the big leader. We can’t change that fact. Chocolate, the king of cold soda drinks, has never gotten within hailing distance of coffee in the hot soda department. A great deal of coffee’s popularity is due to the fact that people drank it before they ever heard of hot soda. For many years it has been a headliner at the break- fast table. In transferring it to the soda counter we cannot improve on it—we merely show it amid other sur- roundings. But it behooves us not to serve a poorer product than is found on the average breakfast table, as otherwise unfortunate comparisons must inevitably be drawn. In short, you have to get on your toes to make coffee. The rewards are great. The coffee drinkers know what they want and nothing else will satisfy them. When a man says to a friend: “I am going to take you where you can get a good cup of coffee,” he ex- pects to. make good. If he does make good, his friend will probably become a booster for that establishment. — If the coffee stands out, he won't forget it. He can’t forget. Good coffee does not gush from the faucet of every coffee urn. Years ago we tried hard to serve a good cup of coffee for five cents, and succeeded. This was for the sake of having a tried and popular leader. Three things are necessary to please the average customer: Standard coffee, sugar and cream. And yet some customers will drink it without cream, and a few will drink it without either sugar or cream. Un- der these circumstances, of course, the coffee must be the real thing. To my mind coffee is greatly im- proved by cream, nor can you use a substitute for cream. Cream adds a stiff percentage to the cost.s The best way to serve it is in little individual pitchers. Serve a liberal portion, but serve it in a small container. Other- wise your costs will run away with you. Deluging the coffee with cream will not improve it, either, so serving unlimited quantities of cream will leave nobody the gainer. Sugar you may let the customer add to suit his taste. If he wants to make a syrup of his coffee, you can’t pre- vent him. I believe this is the cus- tom in Morocco. Fortunately not many of our customers will wish to do this, or we would have to ration sugar. ~ At current costs, ten cents per cup is a reasonable selling price. Be very “fussy” about making and serving your coffee, and let the customers see that you are “fussy.” This is not a complicated drink, but as the head- liner on the winter bill it deserves some advertising. A druggist, very successful with luncheonette features, dispensed tea in this fashion. From a tea house he bought little tea bags, that is, each tiny bag held enough tea to make one cup of the beverage. Each customer was served with a cup and saucer, a slice of lemon cut very thin, a tea bag, and a pot of boiling water. In the old days all this service could be furnished for five cents and still show a profit, and that was a lot of service for five cents. The customer being served dips the tea bag in a cup of boiling water until the infusion reaches what the customer considers the proper strength. Tea at its best has a light straw color. When it begins to turn dark it has an acrid taste. I doubt if any- body really likes it dark. A dash of lemon adds to the flavor. The Moors like to crown the pot with mint and they serve it ropy with sugar. I would not object to mint, but to my mind cream ruins a cup of tea both as regards taste and looks. The drink served clear with a slice of lemon has a beautiful appearance. Of course, some people demand cream. The use of the tea bag affords a pleas- ant mechanical process which people seem to like. It gives them something to play with. You can hear a group of ladies chattering: “I think mine is about right.” “I like mine a trifle stronger.” “Give the bag another dip.” And so on. The tea ball is largely used in homes and can be used for dispensing pur- poses if it is so desired. Of course, hot water is cheap and you can serve it in large quantities without adding to your overhead. Give them plenty of it. This is good adver- tising. In many expensive hotels you have to ask for hot water. In tea sets you can pick out a distinctive pattern. Ladies will remember dainty china, and men, too, for that matter. An attractive design will linger in the memory. If you have the right loca- seieeieeenieliemmrmemaememt renee eee nae ce tion you can make quite a feature of afternoon tea. “Five. o'clock tea” is well known to story and song. You can start at two o’clock in the afternoon in the shopping district and keep going until the last shoppers are starting for home. To sum up some of the points I have made about luncheonette busi- ness in previous articles, I will put in a few words certain of my own con- clusions. I have seen a city druggist build up a luncheonette business of $5000 per month. This called for a cooking department. I do not con- sider his location exceptional, although it was fairly central. There were bet- ter locations in the same city. His menu consisted of soups, a few baked dishes, a few hot specialties, salads, a good line of sandwiches, pastry, cake, custards, ice cream, and the usual hot drinks. . He started without any knowledge of luncheonette business and reached the figures I have men- tioned. If he could do it, I don’t see why others can’t do it. His menu comprised about 65 items and was not especially elastic. That is, he stuck to the same dishes year in and year out. A block away another druggist told me he did not care to “bother” with luncheonette business. Surely his lo- cation was good enough to show re- sults. Of course, location cuts a big figure, So does floor space. If you have very little space and can’t make any more, your opportunities are naturally re- stricted. A hotel man once said to me: “Never run a small hotel. You have considerable overhead, and. when a big convention comes to town, you still have a small hotel. You get little of the velvet.” IT am not a hotel man and merely quote his words. I do not advocate installing a cook unless you have a down town location and a good one at that. Conditions in general should be favorable. Even then I do not ad- vocate installing a cook unless you have floor space and are sure you can get a good cook. In fact, I prefer to leave the question of a cookery de- partment to the druggist’s own best judgment. I do say that you can ex- periment with sandwiches in a down town location without incurring much expense or taking much risk. A man might easily start with a dozen sand- wiches. If they sell rapidly, he can proceed to build. One can start in a small way with cuts of pie and cake, pastry, and custards. Pastry includes eclaires, cream puffs, turnovers, and the popular charlotte russe. Ice cream you already have, and this enables you to feature that best seller, pie a la mode. Next you can add a few cold salads, then hot soups, and finally hot special Grand Rapids dishes. Many good ones may be pre- pared off the premises. You know your own neighborhood better than I do. Will these things sell in your. neighborhood? Too often I have seen a young deal- er insist on plunging. He sees some- body doing a big business and thinks he can start on the same scale. He disregards all advice to “go slow.” Often the financial loss is not serious. The real loss lies in the fact that he loses interest in a proposition which | might have worked out nicely if start- ed on a small scale. A poultry expert had this to say to me: “Start with 36 fowls. Do not at- tempt to add to this flock for a year. By that time you will have learned much about their ways, their diseases, the chances for loss and the chances for profit. If you lose the whole flock it won’t hurt your bankroll. I started with 1000 fowls, and my losses gave me a bad setback.” In these few words we find a dea] of wisdom. We might apply this man’s conclusions to many lines we contemplate starting. A new line re- quires study. You must learn through STRAIGHT SIZE— The Johnson Original 10*Cigar MANUFACTURED BY TUNIS JOHNSON CIGAR Co. GRAND RAPIDS, MICHIGAN SS ee ee ane ASAD Oo IRONS IO SLE ys © <2 SSSI cameron es cemncemees mace emer” <> tneeanee Calendar Zo. —_—_— 572-584 Division Ave., , Publishers ADVERTISING SPECIALTIES Grand Rapids, Michigan ae — nee es ee ee Febru: ary 14, 192 3 experien ce. M staclés ari any wu pce sane On the oo ob- ¢g MICHIGAN ppo s4s er reat may preg sia also ee si ponds ps marketability of TRADESMAN you ca ne directi . You ay be d of tax- William S profitably — and find are bonds are sonia if too ahd WH Wiliam 8. Adkins in Nati eee ee issued. The saturation OLESALE Oo aces. r n oe ae Drug- tain oo on cane but there Prices quoted DRUG PRICE Cc 35 Losin r the local e who mai are nominal URRE g the esult of a governm ain- Boric Acids , based : The: flood of ¢ Golden Eggs. lost much re of issues, eae as a Borix a -. 17%@ 25 Almonds Sw. on market the da NT as created a tax-exempt securiti exemption i the advantag already Carbolic - ----17%@ 2% Ga hae _— y of issue. the Unit situation : urities hav is supposed e which tax aa 54@ Auber crude .. 2 60@1 00 Ti against ee oe aes makes ad e unduly pressed to confer. The Murlatic _______- 62@ a Anite : rectified 2 . 3 Bo econ te natures t itself house - divi vanta é thi : y Migie ergamont _.... 12 Gigs Fede - ii divided i ge and th is parti c = 34@ Caj ont — 5@1 50 Arnica Co @1 ral Go other ing th thereb Ge Oralie 8 ¢ aout 5 00@ Arnica, —7W_oo 80 a vern words e€ go y are sl eas 9@ 1 a. 1 5 25 Asafoetida _-_—~ @1 45 gressive ment h , the It ose th owly ki Sica 2 , oa. 50@1 75 Bell ao oe tax as levi has b at lays ill- phuric - 20%@ fie 3 25 B adonna _..___ 10 State es on i vied pr een golden Aci, 390 Cedar Leaf ____ 1 5@3 50 Bonzoln --- @2 40 s and oA Income o- may b argued th eggs rtaric -_ 8%4@ 8 Cint co 44@ 70 Benzoin —________ i ae ha their » and t e true, it i oe 40 Cintronella ---—— 1 548@ 72 Buchu” Compa @2 Piel sonia Hae Br a to the A: . no disect A .* Gocoandé” 3 oo@3 28 eee 2 @3 rough ore ed to at reso ral Gov on- Ww: mmoni od Liver ______ 25 6G psicum --- 55 to such which citi open f rt to th ernment ater . €toten 1 5 Gatechu 2 85 it a tor j e us and » 26 di ents Sian’ 30@1 Ci oe escape. —o are saa subject be ae the . machinery ve ea ue ‘a Cubebs Scat Laer 50 Colchicum gi ae : ! mea tified ituti er, 14 earns @ So 35 GCubeb 2 10 escape i oubtedly, thi ns of 1 on th on can ae deg = ea 8 50@8 Cubebs ——- 6 Ss pro , this d 2 ocal go € grou not bonat =< 64@ jucalypt ee 4 00 715 gitalis cp 1 80 by th mpted i esire t vernme nd that Chi a 1g Hemlo us ~~ @4 25 Gentian --- 3 00 e excessi n no small 0 the cor nts must b some oride (G: 5 ine. ‘Calovicaa 00 a uced by one- rates for th : irectly interes deral Gover be Wir (Canada). 6 Lavonia Flow 5 ae 35 Iron, ee 95 tes are lo ne-half. W ese its ow ested for th iment is BE anada) : 0@1 09 Lemon Gar’n 1 ae 50 Einto clo. ------- 1 50 further iss wered the ee se cal ye, that oo ea Linseed “Boiled bbl 5001 75 Myrrh i io ges ues ibiti this : em i : ea --- T@1 inseed b bl. oO omic will im of tax on of : practice is dist wins 00. ©6Linse ld less @1 04 pium ca . @2 50 pose n -exempt subsidy - ine % orted ae 350@3 75 Lin ed, raw, b 11161 19 QPium, Cam, = 1 wealthier o hardshi bonds loc ceases to coc eee 13 ae a bb @i o2 plum. Camp. __ 83 bo a b tar 5@1 ust - les 02 pr Dp. —. 3 50 ent poe me the Ripe a ep - subsidy re é . 60 eee eae 17 Ries ee os 85 i ment e s the T a b Z aS arks a me ae 0 points as S pres- : reas , but it sti sia (ordi Oliv pure - 5@1 35 @17 out, th ecretary M as if i ury as still Cassi rdinary) Cwm 0 . and m it, the exempti y Mellon it were much m ia (Sai 25@ 3 yellow Ba, 50 P unici : Ption thus s : ee ai oney Sassaf: gon) __ 09 Olive, Malaga, aints. taxation eee issues from * State resort wiangat dhe Lf igsest> ee er a won eG ° oeteet eee 2 75@3 00 ei red dry Vv een | ed oa ee. to justi 0c po 0 ange, Sweet. 27 ad, ; 2. 14y Mog uted i aga + Consttitiona sendin + Ho Griganim, "pure * 15@3 09 Lead, white oll noisy ocal gov confer ies ndment 20 Pennyroya com’ 250 Ccare oil _ 144 ern red AL : : oe ee » yell 4,@14 Se vernment at ee by the Federal In 1876 a Time Druggist an. oe 4 soa iD putty yellow leas 34 2 cret a own Ta 4 r St. OOS ie aegis Ro = e 1a 5 Wess s 2 es a oe nat oe The one in a Punches sta esl ee 1 be 85 ees oe 00 Page Cite a : Cc ic . r r a sae ° , tis ahi 1s equall out another : Son, at Pi ug store of H ted (c. 1@ oe ‘ 50 Red Venet'n 8 3%@ 7 beca =o eviduntt important, but with this fir ioneer, Ohio. H ~~ ee @ pe Sassafras, mee 1"50@1 23 Whiting’ bb. 8 ae . use the tly did n sx year m two 10. swag - 30 pearmi , arti’l 1 30 L: H ee @ 4 ed Ss int — 00@1 Rosas Po peo 5% % jurisdicti matter la Bet, teler s at Faye years. The Ext perm 4 500 $5 Rogers Prep. oa, 1° : on of hi y witheuw years at tte, Ohi nto Aleor! racts mi oe i 475 aa 80@3 0 point is is de hout the Edmo: 10. Anld : orice Tar. USP. 14 80@2 05 -- 2 80@ 0 that thi partment I re. y two hioosice Goce Tur] SP -- 00@14 2 3 00 governm is subsid - That n 1882 h po eS toaus we 62 Miscell ents i y to th nes e started i c— ¢ Turpentine, ~ ae e aneous unwise e Ss an enco e local s for him in the d 80 intergree) less 1 65@ eS oe xpendit urageme wher self at Spri rug busi- Flow iat @1 73 flum --—--. 47 It is t sioe nt to e he ha pringport, Mi Arnica _ Wintergreen, sw 6 Alum. powd. ant 4@ 58 oben has s been » Mich | a. 75@7 00 Bere ied aa Ww to be noted, : never ever si ” hamomiis (Ger) 2 birch ____- MRE neo = ne a oo originally a — that what eee an error infil ass Ghamondia epee 100 . ae i ee 00 pirate Subni-~ 0@ 16 Tnments sidy to tl of an » nor had ing a om 1 7% wed ae @io, Borax xtal or : saa: 7 — 6 00@6 25 2 Fe so if th may not ‘ie local y kind in filli any complai @2 00 ood ___ 12 5 6 25 cPowder or 3 76 . e mark continu been o filling th plaint Gc 2 sues ae Gantha a with is rket bec e to be n the j em. H Acact ums P Galo rades, po 07@ sues of omes one job con e ha cia, Ist Bic otassium Calomel ___ BO 1 7506 00 their saturated years. H stantly f s Acacia ee Bi arbonate ‘apsicum ...~ i @5 00 securitie cati € has or fift Acaci ond 50@ 55 Phe 35 Carmi aot 76@1 96 is Fh on and never tak Ye a ia, Sorts ___ 45@ poe @ 40 Cassi Ne 55 e week r never ‘had aken a cacia, po ee sg 50 Carb ae 15@ 25 Cl sia Buds 6 00 65 6 Sickness { ad more va- Aloes (B Naa se Carbonate ____—_— 45@ ee 6 6¢ ss th Al arb 35@ Thnatel © Genie ‘ 50 Chalk Prepare 5@ | To = (Cape Pow) 25g 40 Chlorate; powa. ne a0 Chiorotorm ee ig . a aaa ae Cy eh Chloral Hydrate ‘1 wo a a aa @ 7% I amide 2 16@ aie ee @ ¢ Cc. prone Me oe 65 Gade 95 Cocoa Butter 35 S O d a eee ie as ees oe eogit 2 ees Pruss a oppe: , less : eee Pa ae Sry i css 8 o0 Wao. cc - @i aa ao on Copperas, Powd. 2%@ 10 A New ain me powamm: 8 ange TE ee Merch = @ 8 uttle b a 1 63 ' Myrrh -——______ @ Alk Roots Dexiring ce 35@ 4 ountain for th § | teers .3 By Alkanet, ace Bont aaa tg : W e N oa 6S 95 DR Saas @ «4 fa A. der 3 6004 00 E WANT ew Yea Shellac — 00 il s Blecampane, pwa 350 6 oe Bowanee) wo" 00 cuties ae ' Shetiae Bleachea 1 Osq@t 20 Gentian, powd.n 200 75 Epsom Salts, red 3 10 ; i agi 0@ rgot » 1 . 3 AGENT, T WE S OPP Tragacanth’ Pw. 2 ase powder sricam, a6 ee ess 44%@ & S FO SHALL ORTUN aoe B@2 50 Ginger ed ---- 5 Flake, Whit aeet = . LESS R MICH AGAIN ITY TO nth” -- 2 S0g8 00 RECT d --- §5@ 60 Gelatin ~ a ae SODA IGAN F BE TH AN ERBE Ginees Taman, eg ormaldehyde, Tb. 20% @ 80 . G ered , Gla: pat . 20%@: merece on tee GA Insecticid Géidenseal, pow. 5 $00 Glassware, 1e53° 1 20g 60 hes on, UARANTEE ICE. ee , Ipecac, powd. "9s ee : “9 Blu Leo 18 Li oo lau alts, e 60 THIS IS G ND H AVEN THE eG a — bbl. i tex Orris, po “powa.” 40 3 ° Glue, Brown a * Q0s%, ue cn N | Bese Mix Dev io 2 casted a Site Ware Onl 2 ebor 4 osi » powd. 35 a. White Gla 0 Cl | OF UNQUESTIONED _ powdered @ 19 Sarsapatila, Hom 50 38 Glycerine 0 33 ONDERF M ‘powaarea "ang ao Sernegtit ba, HOLS Halas 8 UL R ERIT Bend A owder _. 50 30 arsaparilla Mex @1 lodote ee 65 75 NOW ECORD pon eda cae Se ground. e-s ‘nfo uae, coe e a ‘0. 26 ati : L Acetate ~ 7 60 75 se a ed ~~ @ 39 Sauills, ‘powdered Gog : Lycopodium "1 ie Soar ater. ee, Paria Gren. 809 48 Tuneric,"bowd-” 3g i) Mace, powdered 130) 33 OF NS —. 0@ Bows. 18@ 20 Morphine red $661 00 WRIT A NEW FOR 43 50 Morphine aona- 12 00 1 00 THE ux eee @12 25 E OUR MR FOUNTAIN. E B Leaves Anise Seeds Nux oe ey & 70@9 ae ._ A. W. OLD, ° ea ee a 33@ Pepper ee pow. 15 0 S FOR PAR Sage, EG Co a 2 ‘e Pepper, White He ib TICULARS shee, - eee a 00 Canary eae 13@ 15 Quassia urgundry 40 45 ls Sage loose ___ 30 Sana: — 9@ 15 Roch ne 12 aE ° » pow @ arda . 55 elle SES 5 azeltin nuke ue 40 Celery, powa 5,” soe fs Saccharine =~ us i —— » Alex. — 5 Corian powd. .4 @2 0 t P Gee 40 e & P : ee ee oe a ee te Satake nig 30 e Ss — i . ae Ss Mi 11 r ns D wet hen now. 30@ 35 Fennell ---—-—- no ae Scan, “a 22 and R ; rug 6 va Ural 20@ 25 Flax 280 60 Soap, whi cast. 22% 30 a p 1 d Oo. --- 20@ 25 ya eteund ee 13 acne site eanilie 25 8 M : Olls emp eek pow. 4@ 13 DP, white castil @1 ' ic h i Almonds, Bitt Lobelia, powd. — ue 20 aan vee tee 1 50 tr ‘ er, Metard’ conc De 15 S sh ——— 7*f a | ett Mulan ga 8 7 Goda Bicarbonate iyo 10 » Bi 5 PY .. ae Spirits C 3 artificial itter, Quince 15@ 20 ae Camphor 0. Bene Pe ; ul am 3 Aimonda. Swot 2 50@2 Rape 2 co 40 Suithoe aanehor @1 Pe , Sweet 75 Sabad 3 00 ar. SubL 3% 5 true ... ae ae meat oe 20 Tamariids soos ao 10 en ae Wi foe Har Winetia oe 10 Sra coin dom amme Ag fatar iinelig—- 10 ‘orm. ican V. ne, V 70 int. wie anilia: Wx pure 1 7s 75 — 46 Witch HH: pure 1 2 25 0 Zinc soil es 15@2 25 phate 47@2 00 bes 06@ 15 MICHIGAN TRADESMAN GROCERY PRICE CURRENT These quotations are carefully corrected weekly, within six hours of mail- ing and are intended to be correct-at time of going to press. Prices, however, are liable to change at any time, and country merchants will have their orders filled at market prices at date of purchase. ADVANCED DECLINED Oats Corn Feed AMMONIA Rich & France Brands Beef, No. % Rose Sli. 1 75 =pece ee eee 800 Beef, No. %, Qua. Sli. 2 10 No. 24 Good Value -- 8 50 Beef, No. 1, Qua. sli. 3 15 “No. 25 Velvet —--_--__ 950 Beef, No. 1, B’nut, sli. 5 10 No. 27 Quality _----- 10.75 Beef, No. %, B’nut sli. 2 80 No. 22 Miss Dandy -. 10 75 Beefsteak & Onions, s 3 15 No. B-2 Best on Earth 10.60 — oe * 1 net - evile am, Sa gpg ot sched Deviled Ham, %s -.. 3 60 Solid Back, 8 in. _...150 Hamburg Steak & Solid Back, 1 in. ____ 1 75 Onions, No. 1 -_-__. 3 15 Pointed Endre —_______ 25 Potted Beef, 4 oz. -._ 1 40 Stove Potted Meat, 4% Libby 50 Net ee 110 Potted Meat, % Uibby 90 MNO. 6 135 Potted Meat, % Rose 80 Shoe Potted Ham, Gen. y% 2 15 Wig ee 90 Vienna Saus., No. % 1 36 Mig 8 125 Veal Loaf, Medium -- 2 30 NO. 2 2 00 Baked Beans BUTTER COLOR Beechnut, 16 oz. ---. 1 30 Dandelion, 25c size -. 2 85 Campbells —___..______ 15 Nedrow, oz., doz. 250 Climatic Gene. 18 oz. 95 BUTTER SUBSTITUTES Fremont, No. 2 ...--. Snider, No. i Scie Snider, No. 2 ~_______ 1 35 Van Camp, Small _.-. 95 Van Camp, Med. _._..1 15 earns SOP 48, 1 Ib. 24, 3 Ib. 10 Ib. pails, 15 lb. pails, 25 Ib. pails, C., 10 Ib. doz. Queen Fiake, 6 oz. _. 1 25 Queen Flake, 16 oz. _. 2 25 Queen Flake, 100 Ib. keg 11 Queen Flake, 25 Ib. keg 14 yal, 10c, doz. —--.-_ 95 Royal, 6 oz., doz. -. 2 70 er 12 oz., doz. 5 20 yal, 5 ib. 3 31 20 Eyatord. 10c, doz. _. 95 Rumford, 8 oz., doz. 1 85 Rumford, 12 oz., doz. 2 40 Rumford, 5 lb., doz. 12 69 Ryzon, 4 oz., doz. -. 1 35 Ryzon, 8 oz., doz. —. 2 25 Ryzon, 16 oz., doz. —. 4 05 Ryzon, 5 Ib. —_-___.. 18 00 Rocket, 16 oz., doz. 1 25 BLUING Jennings Condensed Peari C-P-B “Seal Cap” 3 doz. Case (15c) -_-- 3 75 Silver Cloud, 3 dz. sm. 3 80 Silver Cloud, 2 dz. lge. 3 80 with perforated crowns. One case free with five. BREAKFAST FOODS Cracked Wheat, 24-2 3 85 of Wheat _._. 6 90 Best Cer’l 2 20 Puffed Rice. 5 45 Puffed Wheat 4 30 Brfst Biscuit 1 90 Puri: 00 Food, large .. 3 60 Saxon Wheat Food -- 3 75 Shred. ede gem et 3 85 Vita Wheat, 1 80 tay Brands. Grape-Nu So Grape-Nuts, 100s ____ 3 4 Postum Cereal, 12s __ 2 25 Post oe = Post’s Bran, 24s BROOMS Standard Parlor, 23 Ib. 8 00 Fancy - Parlor, b. 9 Ex Fancy Parlor 25 Ib 10 00 Ex. Fey. Parlor 26 Ib < = TOP ‘Whisk, No. 3 ke 2 76 1. VAN WESTENBRUGGE Carload Distributor 1 Ib. ae LES Electric Light, 40 Ibs. 12.1 eens ; ibe, 2 Pes 8 ne; $6 ae ie CANNED FRUIT. Apples, 3 lb. Standard 1 75 Apples, No. 10 -.4 25@4 50 Apple Sauce, No. 2_ 2 00 Apricots, No. 1 1 ~ 00 Apricots, No. 2 ~~ --- 2 25 Apricots, No. 24% 2 25@3 50 Apricots, No. 10 9 00@13 50 Blackberries, No. 10.. 9 00 Blueber’s, No. 2, 1-75@2 50 Blueberries, No. 10_. 11 50 Cherries, No. 2.3 00@3 50 Cherries, No. 24% 4 00@4 95 Cherr’s, No. 10 11 50@12 00 ee a a : = Peaches, Peaches, Peaches, O. 75 Peaches, No. 2%, _— 3 25 Peaches, Cal. 3 00@3 75 Peaches, No. 10, Peaches, No. 10, Pineapple, 1, sli. 1 85@2 00 Pineapple, 2, sli. 2 90@3 25 Pineapple, 2, Brk slic. 2 25 Pineapple, 2%, sl. 3 90@4 25 Pineapples, No. 2, crus. 2 25 Pineap., 10, Sr 7 =e 00 Pears, ‘No. skaersigmeck 3 25 Pears, No. 34 eel OD Piums, No. 2 -------- 2 25 Plums, No. 2% ------ 3 00 Raspberries No. 2, blk. 3 25 Raspb’s, Red, No. 10 9 75 Raspb’s, Black No. 10 11 00 Rhubarb, No. 10 —._. 5 25 CANNED FISH. Clam Ch’der, 10% oz. 1 35 Clam Ch., No. 3 3 00@3 40 Clams, Steamed, No. 1 1 75 Clams, Minced, No. 1 2 50 Finnan Haddie, 10 oz. 3 30 Clam Bouillon, 7 oz. 2 50 Chicken Haddie, No. 1 : 75 Fish Flakes, small —_ 1 35 Cod Fish Cake, 10 oz. 1 85 Cove Oysters, 5 oz. _. 1 45 Lobster, No. %, Star 5 10 Lobster, No. %4, Te re Shrimp, No. 1, aera Sard’s, % Oil, k..4 25@4 7S Sardines, 4% Oil, k’less 3 85 Sardines, 4 Smoked 7 00 Salmon, W: Salmon, Salmon, Salmon, Salmon, Pink Alaska 1 5 Sardines, Im. %, ea. 10038 Sardines, or. *e Sardines, Cal. to i una, ¥%, . se Tuna, %, Nekco _.__ 1 65 Tuna. %. Regent ___ 2 25 T Bacon, Med. Beechnut 2 70 Bacon, Lge. Beechnut 4 50 Beef, No. 1, Corned __ 2 65 Beef, No. 4, Roast .. 2 65 2 CANNED VEGETABLES. Asparagus. No. 7 Green tips -__ 3 90 No. , Lge. Gr. 3 75@4 50 Wax Beans, 2s 1 35 os Wax Beans, No. 10 6 2 Green Beans, 2s 1 60@4 75 Green Beans, No. 10— : 25 Lima Beans, No. 2 Gr. 2 00 ae Beans, “634 Soaked 95 Beets, No. 2, cut 1 25@1 75 Beets, No. 3, cut 1 40@2 10 Corn, No. 2, St. 1 00@1 10 Corn, No. 2, tan, 1 5€ Corn, No. 2, n 1 60@2 26 Corn, No. 2, Fy. glass 3 26 Corn, No. 10 ~--____ 7 2 Hominy, ex 3 1 15@1 35 Okra, No. 2, whole —. 1 90 Okra, No. 2, cut -.. 1 §0 Dehydrated "Veg Soup 99 Dehydrated Potatoes, Ab 45 Mushrooms, Hotels .._ 38 Mushrooms, Choice _.. 48 Mushrooms, Sur Extra 66 Peas, No. 2, E.J. 1 25@1 80 Peas, No. 2, Sift., JUNG oo 1 60@2 10 Peas, No. 2, Ex. Sift. pe 1 90@2 19 Peas, Ex. oe Saree 32 Pumpkin, No. 45@1 75 Pumpkin, No. jo. noe & SO Pimentos, 4%, each 15@18 Pimentos, each .. 27 Sw’t Potatoes, No. 2% : = Saurkraut, No. 3 Succotash, No. 2 1 ie? 38 Succotash, No. 2, glass 3 45 Spinach, No. gf Geiser 1 35 Spinach, No. 2 1 35@1 60 Spinach, No. 3 2 15@2 25 Spinach, No. ---. 6 00 Tomatoes, No. 2 1 30@1 60 . Tomatoes, No. 3 1 90@2 25 Tomatoes, No. 3 glass 2 = Tomatoes, No. 10 -.._-6 5 CATSUP. B-nut, Large --____._ 2 70 B-nut, Small ie Libby, 44 08. : 25 Libby, 8 oz, ---..-_-_. 1 60 Van Camp, 8 oz. --.. 1 75 Van Camp, 16 oz. .. 3 15 Lilly Valley, 14 oz. . 2 35 Lilly Valley, Pint : - Sniders, 8 oz. ~---.--- Sniders, 16 oz. —_.-.. 2 ae CHILI SAUCE. Snider, 16 oz. ~._..... 3 26 Snider, 8 oz. -----... 2 25 Lilly Valley, % Pint 2 26 OYSTER COCKTAIL. 3 25 Sniders, 16 oz, ---.-- Sniders, 8 oz. ~-.----- 2 25 Sodus a re Kraft ‘Simail tins 4 70 Kraft American 16 Chili, small tins -... ; 70 Pimento, small tins.. 1 70 Roquefort, small tins 2 50 Camenbert, small tins Te: a 30 Wisconsin Flats ___- 30 Wisconsin Daisy ---- 30 Longhorn ~~. ------- 30 Michigan Full Cream 29 New York full cream 33 Sap Sago .i.-.--_- CHEWING GUM Adams Black Jack —_.. 65 Adams Bloodberry —_.. 65 Adams Calif. Fruit —... 65 Adams Sen Sen --...... 66 Beeman’s Pepsin --.... 65 Beechnut - 70 Doublemint —~_-_._-. LL 65 sulcy: Pratt 65 Peppermint, Wrigleys... 65 Spearmint, Wrigleys —. 65 Spic-Spans Mxd Flavors = Wrigley’s P-K TPO ee HH CHOCOLATE. Baker, Caracas, %s __ 35 Baker, Caracas, 4s —. 33 Baker, Premium, %s —_ 35 Baker, Premium, 4s _. 32 Baker, Premium, %s __ 32 Hersheys, Premium, Y%s 35 Hersheys, Premium, \s 36 Runkle, Premium, ¥%s_ 34 Runkle, Premium, %s_ 37 Vienna Sweet, 24s ___ 1 75 coc =) Droste’s Dutch, % ib. Droste’s Dutch, % lb. Hersheys, %s Hersheys, %s _ 28 Huyler -_.-.-... 36 Lowney, %S - - 40 Lowney, 4s 40 Lowney, %s - - 38 Lowney, 5 Ib. cans 31 Van Houten, %s -__... 75 Van Houten, ee 2 WS COCOANUT. ¥4%s, 5 lb. case Dunham 50 48, 5 Ib. case —----.._. 48 %4s & %s, 15 lb. case 49 Bulk, barrels Shredded 22 96 2 oz. pkgs., per case 8 00 48 4 oz. pkgs., per case 7 00 CLOTHES LINE. Hemp, 50 ft. _.._...__ 00 Twisted ee. 50 ft. 1 75 Braided, 50 f 2 75 Sash Cord 5 3 85 COFFEE ROASTED Bulk rry 26 McLaughliin’s XXXX McLaughlin’s pack- age coffee is sold to petail. ers only. Mail all orders direct to W. F. McLaugh- lin & Co., Chicago. Coffee Extracts Y.,. per 100 Preaite 50 pkgs. — Hummel’s 50 1 Ib. __ ~ fone CONDENSED MILK le, 4 doz. .__._.___ 9 00 Leader, 4 doz. _______ Hebe, Tall, 4 doz. __ 4 50 Hebe, Baby, 8 doz. 4 40 Carolene, Tall, 4 doz. 4 00 Carolene, Baby —_____ 3 50 EVAPORATED MILK Blue Grass, Tall, 48 Blue Grass, Baby, 72 Carnation, Tall, 4 doz. Carnation, Baby, 8 dz. Every Day, Tall ____ Danish Pride, tall __ Danish Pride, Every Day, Baby --__ Goshen, Tall Goshen, Gallon __ Oatman’s Dun., 4 doz. Oatman’s Dun., 8 doz. Oe ee Pet, Baby, Rahie sund Silver Cow, Tall ____ Silver Cow, Baby -__ Van Camp, Tall ____ Van Camp, Baby -____ White aoe Baby — We CO OTOTCN ONO OT OT Or OT COT ON re or RS Lewellyn & Co. Brands Mi Lola Capitol, 50s ~-..____ 125 00 Favorita, 50s 115 00 Victory, 50s ___ 95 00 Buckeye, 50s 75 00 Panetela, 50s 75 00 LaSoretta (smokers) 70 (@ Wolverine, 50s _____ 75 00 Swift Wolverine, 50s —_..- 130 00 Supreme, 50s _.--.. 110 00 Bostonian, 50s —-... 95 00 Perfecto, 50s ~_--___ 95 00 Blunts, 50s _---_...- 75°00 Cabinet, 50s° _-_.___ %3 00 Garcia Master Cafe, 100s - $7 5A ‘Worden Grocer Co. Brands Harvester Line. Kiddies, 100s __..____ Record Breakers, 50s 7 00 Delmonico, 50s ~.___. 75 00 Epicure Panetela, 50 75 00 Perfecto, 50s 95 00 The La Azora Line: Agreement, 50s _____ 58 00 Washington, 50s __.. 75 00 Sanchez & Haya Line _Clear Havana Cigars made in Tampa, Fla. Specials, 50s ~____.__ ee Diplomatics, 50s ____ 838 Bishops, 50s —.______ ae 00 Rosa, 608 20 5 00 Orig Favorita, 50 ___ ize 00 Original Queens, 50s 150 00 Worden Special, 25s 185 00 A. S. Valentine Brands. Little Valentines, 100 37 50 Victory, 50, Wood __ 75 00 DeLux Inv., 50, Wd. 95 00 Royal, 25, ‘Wood -- 112 00 Abram Ciark, 50 wd 58 00 Alvas,. 1-40. Wood ~~ 125 00 Webster Cigar Co. Plaza, 50s, Wood __ 95 00 Pantella, 50, Wood - 95 00 Coronado, 50 Tin -- 95 00 Belmont, 50s, Wood 110 00 St. Reges, 50s, Wood 125 00 Vanderbilt, 25s, Wad. -140 00 Ignacia Haya Extra Fancy Clear Havana Made in Tampa, Fla. Delicades, 50s - Starlight Bros. Rose De Paris Line Cabal, Bee vd 00 Rouse, 50s _________ 5 00 Peninsular Club, 25s 130 = Palmas, 25s ________ Perfectos, Rosenthas Bros. R. B. Londres, 50s, Tissue Wrapped __ 58 00 B. Invincible, 50s, Foil Wrapped ee 22 GO Union Made Brands Ology, 50s -_.__.____ 58 00 ' Our Nickel Brands 210nR, 390 7 2 ee 32 00 New Currency, 50s __ 35 = New Pantella, 100 __ 37 Henry George, 100s 37 b0 Cheroots Old Virginia, 100s _. 20 00 rise Home Run, 5 Tin 18 50 Dry Slitz, tos” tes 26 50 ‘CIGARETTES ~ One Eleven, 15 in pkg. 96 Beechnut, 20, Plain .. 6 00 Home Run, 20, Plain 6 00 Yankee Girl, 20, Plain 6 00 Sunshine, 26, Plain -. 6 00 Red Band, 20, Plain _. 6 00 Stroller, 15 in pkg. 96 Nebo, 20, Plain ~.-.. Camels, 20, Plain ____ Lucky Strike, 20s ___ Sweet Caporal, 20, pl. Windsor Castle Fag 20 Chesterfield, 10 & 20 Piedmont, 10 & 20, Pl. Spur, 20, Plain ______ Sweet Tips, 20, Plain Idle Hour, 20, Plain sae Omar, 20, Plain Falks Havana, 20, Pl. 9 75 Richm'd S$ Cut, 20, pl. 10 00 Richm’d 1 Cut, 20 ck. 10 00 Fatima, 20, Plain ---- 8 00 Helmar, 26, Plain _. 10 60 English Ovals, 20 Pl. 10 50 Turkish Trop., 0 ck 11 50 London Life, 10, cork 11 50 Helmar, 10, Plain ~~ 11 50 Herbert Tarryton, 20 12 25 Deyptian ae 10 ck. 12 00 Murad, 20, Plain ____ 15 50 Murad, 10, Plain ___ 16 00 Murad, 10, cork or pl. 16 00 Murad, 20, cork or pl. 16 00 Luxury, 10, cork _._ 16 00 Melachrino, No. 9, 10, CONIA AND C0 MND ~2 o Oo cork or plain __.. 16 00 Melachrino, No. 9, 20, cork or plain __.. 16 00 Melach’o, No. 9, 10,St 16 50 Melach’o, No. 9, 20,St 16 50 Natural, 10 and 20 __ 12 90 — No. 15, 10, or 16 Pall Mall Rd., 20, pl. 21 00 Benson & Hedges, -10 20 00 Rameses, 10, Plain __ 17 50 Milo Violet 10, Gold 20 00 Deities: 30 1 00 Condex, 10 -________ 22 00 Philips Morris, 10 __ 19 0f Brening Own, 10, Pl. - 00 Ambassador, 10 00 Benson & edges Tuberettes -______ 55 00 CIGARETTE PAPERS. Riz La Croix, Wh., dz. 48 Riz La Wheat Br., dz. 48 Zig Zag, per doz -. 84 February 14, 1923 TOBACCO—FINE CUT. Liggett & Myers Brands Hiawatha, 10c, doz. _. 96 Hiawatha, 16 oz., dz. 11 00 Red Bell, 10c, doz. _. 96 Red Bell, 35c, doz. —. 2 95 ~Red Bell, 75c Pails dz. 7 40 Sterling, 10c, doz. .. 96 Sweet Burley; 10c, dz. 96 Sweet Burley, 40c foil 3 Swt. Burley, 95c Dru. 8 Sweet Cuba, 10c, dz. Sweet Cuba, 40c, doz. 3 85 Sweet Cuba, 95c Pail 8 Sweet Orange, 10c, dz. 96 Scotten Dilion & Co. Brand Dan Patch, 10c, doz. 90 Dan Patch, 16 oz., dz. 7 50 Ojibwa, 10c, doz. ... 96 Ojibwa, 8 oz., doz. _. 3 &5 Ojibwa, 95c, doz. .... 8 50 Ojibwa, 90c, doz. __.. 8 00 Sweet Mist, 10c, doz. 96 Uncle Daniel, 10c, doz. 96 Uncle Daniel, 16 oz. 10 20 J. J. Bagley & Co. Brands. Mayflower, 16 oz., dz. 15 0¢ P, Lorriliard Brands. Pioneer, 10c, doz. _. 96 Tiger, 10¢,- doz. 2.52. 96 Tiger, 50c, doz. ._-_ 4 80 Weyman Bruton Co. Brand Right Cut, 10c, doz. 95 W-B Cut, 10c, doz. _. 95 PLUG TOBACCO. American Tobacco Co. Brands. Amer. Navy, 10c doz. 99 Amer. Navy, per plug 68 Jolly Tar, 24, per plug 16 Gold Rope, 10c doz. 99 Boot Jack, l5c, doz. 1 44 Piper Heidsieck, 10c_ 896 Piper Heidsieck, 20c_ 1 92 Spear Head, 10c cuts 99 Spear Head, per plug 638 Square Deal, per plug 68 Standard Navy, 8 ple 64 Town Talk, per plug 56 Liggett & Meyers ——- Clipper, per plug -_._ Chops, 10c, doz. Drummond Nat L 15e 1 44 Honey Dip Twist, 10c 96 Granger Twist, 10c, dz 96 Horse Shoe, per plug ‘74 J. T. Bright, per plug 56 J. T. Smooth, plug __. 24 J. T. R. and R., plug 24 King Pin, per plug -_ 32 King Pin, l0c cuts, ea. 03 Masterpiece, per plug 41 Picnic Twist, 10c, doz. 96 Spark Plug, per case 1 92 Star, per plug Uncle Sam, 12 10c cut 2 56 Scotten, Dilion & Co. Brands. Bracer, per plug Cream De Menthe, 10c 96 Peachey, per plug .. 64 Stronghold, per plug. 64 Yankee Girl, per plug 5€ P. Lorillard Brands. Climax, 10c tins, doz. 96 Climax Smooth, ylug 72 Climax Thick, per plug 72 Red Cross, 10e cuts. 96 Red Cross, per plug. 48 R. J. Reynolds Tobacco Co. Brands. Apple, 5 lb. Butt, Ib. 72 Caramel Twist, per lb. 3¢- Gravely Superior, 10c 6 Humbug, per Ib. -. 1 22 Kismet, per Ib Liberty Bell, per lb. Maritana, 15¢ Foil, dz. 1 ta Mickey Twist, per lb. 72 John J. Bagley & Co. Brands. Maple Dip, per phig-. 56 SMOKING TOBACCO. American Tobacco Co. Brands. Banner, L. C. Banner, L. C., Blue _ Boar, 3 Blue Boar, 30c Vac tin 2 80 Bob White, gran., 10c 99 Bull Durham, 10c, dz. 99 Drum, Gran., 10c., dz. 99 Five Bros., 10c, doz. 99 Giant, L. C., 10c, doz. 99 Giant, 73. dz. 2 98 Giant, L. C. Pails, dz. 6 84 Garrick, 30¢ Foil, dz. 2 80 Imperial Cube Cut, 30c 2 80 Lucky Strike, R Cut 1 52 Myrtle Navy Plug Cut 99 Myrtie Navy, 15c Po. 1 44 Navy, G. & A., 10c _. 99 Nigger Hair, 10c, doz. 99 Nigger Hair, Pails, dz. 8 40 Nigger Head, P. C. 10c 99 Old English, C. C. 16c 1 53 Peerless, L. C., 10c.. 99 Peerless, L. C. Pails 7 “ Rob Roy, L. C., 10c Rob Roy, L. C., 40c 4 09 Rob Roy, L. C., * pails 8 40 Peerless, L. C., 35¢ dz. 3 36 Sweet Maple Scrap _. 96 Soldier Boy, L..C., 10e 99 Soldier Boy, L.C., pail 7 32 Tuxedo, Gran. _. 15@1 49 ——— Gran. Cut plugs, 8 oz. tins fs 6°93 Yale Mix., 15 vac. tin 1 40 { , tins, doz, MICHIGAN TRADESMAN PSE tN IN RA ABE ETN SOR ; February 14, 1923 - 37 Liggett & Meyers Brands. Superba Tobacco Co. Currants HAND CLEANER Shelled Heavy hogs —_.------- 08 Briar Pipe, doz. -.--_. 96 Brands. Package, 14 oz. -___-__- 22 : Almonds 22-0 55 Medium hogs —_-___-- 11% Cuban Star, L. C., 10¢ 96 Sammy Boy Scrap, dz. 96 Boxes, Bulk, per Ib. __ 21 Peanuts Suenien, Light hogs ~_.-_-__-__ 11% Cuban Star, Pails, dz. 6 90 |, Cigar Clippings Reaches 125 Ib. bags ___---__ 1350 Come 16 Corn Cake, Gran t0e 98 Havana Blossom; 40¢ 395 BV&P. Fancy. Unpeeled 29 i - fos B Corn Cake, Gran.. 25c 2 40 Knickerbocker, 6 oz. 300 ~%P: ancy, eeled -. 22 was 65 naan ers ee oe Corn Cake, Gran., 50c 4 80 Lieberman, 10c, doz. 96 Pest OR enrol OSS Pea Or ee aE a Duke’s Mixture, 10c__ 96 W. O. W., 6 oz., doz. 300 Lemon, American ____ 24 OLIVES: Neck bones - 05 Glad Hand, L. C., 10¢ 96 Royal Major, 10c, doz. 96 Orange, American 222. 25 Soe 3 te lee a OO ee Growler, L. C., 10c_. 96 Royal Major, 6 oz., dz. 3 00 . Raisi Bulk, 3 gal. keg ____ 5 00 Growler, L. C., 25c_- 266 Royal Major, 14 oz., dz 7 20 Guede bn a Bulk, 5 gal. keg ____ 7 75 ON Growler, L. C., 50c__5 00 Larus & Bro. Co.’s Brands. Seeded, 1B peo 15 Quart, jars, dozen __ 5 25 Barreled eh Seas La Turka, Plug C, 16c 144 Bdgeworth Ready Rube eede oz. pkg. _. 414 oz. Jar, plain, dz. 135 Clear Back -_ 23 00@ Noon Hour L. C.. 10c_ 96 ted te a y Ru ‘ Seedless, Thompson __ 13% 5% oz. Jar, pl., doz. Short Cut Clear 22 00@23 00 10c 96 ed, ic tins __-___ 62 Seedless, 15 oz. pkg. 10 oz. Jar, plain, doz. 2 35 Clear Family__ 27 00@28 00 O. U., Gr. Cut P., QO. U., C. P., 90c ‘jars 9 00 Pilot, Long Cut, 25c 2.50 Plow Boy, 10c, doz. 96 Plow Boy, 70c Pails_ 7 40 Summertime, 10c, doz. 96 Summertime, 30c, doz. 2 90 Summertime, 65c Pails 6 50 Sweet Tip Top, 10c, dz 96 Velvet, Cut Plug, 10c 96 Velvet, Cut Plug, tins 1 53 Velvet, Cut oe. 8 oz. 6 72 Velvet, Cu Pi, oz. 16 84 Yum Yum, tie doz. 96 Yum Yum, 70c pails 6 80 P. Lorillard’s Brands. Beechnut Scrap, doz. 96 Buzz. L. C., 10¢e, doz. 96 Buzz, L. C., 35c, doz. 3 30 Buzz; &. C.; , doz. 7 90 Chips, P. C., 10c, doz. 96 Honest Serap, doz. __ 96 Open Book Scrap, dz. 96 Stag, Cut P., 10c, doz. 96 Union Leader, 10c tin 96 Union Leader, 50c tin 4 80 Union Leader, $1 tin 9 60 Union Leader, 10c, dz. 96 Union Leader, 15c, dz. 1 44 War Path, 35c, doz. 3 35 Scotten Dillion Co. Brands Dan Patch, 10c, doz. 96 Dillon’s Mixture, 10c 96 G. Oo Babes doe. G. O. P., 19c, doz. _. 96 Loredo, 10c, doz. ___ 96 Peachy, Do. Cut, 10c 96 Peachy Scrap, 10¢, dz. 96 Peninsular, 10c, doz. 96 Peninsular, 8 oz., doz. 3 00 Reel Cut Plug, 10¢, dz. 96 Union Workman Scrap, 10c, doz. Way Up, W. 9 10c, doz. _. 96 0z., doz. 3 25 16 oz., doz. 7 10 16 oz. pails 7 40 Yankee Girl Scrap, 10c 96 Pinkerton Tobacco Co. Brands. American Star, 10c, dz 96 Big 9, Clip.. 10c. doz. oR Buck Shoe Scrap, 10c 96 Pinkerton, 30c, doz. __ 2 40 Pay Car Scrap, 10c, dz. 96 Pinch Hit Scrap, 10c 96 Red Man Scrap, doz. 96 Red Horse Serap, doz. 96 J. J. Bagley & Co. Brands. Broadleaf, 10c ______ 96 Buckingham, 10c, doz. 95 Buckingham, 15c tins 1 44 Gold Shore, 15¢ doz. __ 1 44 Hazel Nut, 10c, doz. 96 Kleeko, 25c, doz. __. 2 40 Old Colony, Pl. C. 17¢ 1 53 Old Crop, 50c, doz. __ 4 80 Red Band, Scrap, 10c 96 Sweet Tips, 15c, doz. 1 44 Wild Fruit, ive, uoz. 90 Wild Fruit, 15c, doz. 1 44 Independent Snuff Co. Brands New Factory, 10c, doz. 96 New Factory Pails, dz 7 60 Schmidt Bros. Brands Hight Bros., 10c, doz. 96 Eight Bros., Pails, dz. 8 40 R. J. Prevnetss Tebarto Co. ran George Washington, LDCS (GOB) eee ee 96 Old Rover. 10c, doz. 96 Our Advertiser, 10c__ 96 Prince Albert, 10c, dz. 96 Prince Albert, 17c, dz. 1 53 Prince Albert, 8 oz. tins, without pipes 6 Prince Albert, 8 oz. and Pipes, doz. Prinee Albert, 16 oz. 12 96 Stud, Gran., 5c, doz. 48 Whale, 16 oz., doz. _. 4 80 Block Bros. Tobacco Co. Mail Pouch, 10c, doz. 9 Falk Tobacco Co., Brands. American Mixture, 35c 3 30 Arcadia Mixture, 25c 2 40 Champagne Sparklets, ao ~*~ o BUG, OOP ee 70 Champagne Sparklets, S06. 0g. 8 10 Personal ‘Mixture __-- 6 60 Perique, 25c, per doz. 2 25 Serene Mixture, 16c dz 1 60 Serene Mixture, 8 oz. 7 60 Serene Mixture, 16 oz 14 70 Tareyton Lundon Mix- ture, 50c, doz. ___. 4 00 Vintage Blend, 25c dz. 2 30 Vintage Blend, 80 tins 7 70 Vintage Blend, $1.55 ewww wes < 0 Edgeworth Ready Rub- bed, 8 oz. tins, dz. 7 00 Edgeworth Ready Rub- bed, 16 oz. tins, dz 14 50 Edgeworth Sliced Plug, tic tins, -dez. =.=: Edgeworth, Sliced Plug, 35c tins, doz. 3 55 United States Tobacco Co. Brands. Central Union, 15c, dz. 1 44 Shag, 15c Tins, doz. 1 44 Shag, 15c Papers, doz. 1 44 Dills Best, l16c, doz. 1 48 Dills Best Gran., 16c¢ 1 48 Dill’s Best, 17c Tins 1 48 Snuff. Copenhagen, 10c, roll 64 Seal Biandening, 10c_ 64 Seal Goteborg, 10c, roll 64 Seal Swe. Rapee, 10c 64 Seal Norkopping, 10c 64 Seal Norkopping 1 Ib. 85 CONFECTIONERY Stick Candy Pails Standard 16 Jumbo Wrapped ___. 18 Pure Sugar Stick, 600’s 4 20 Big Stick, 20 Lb. case 18 Mixed Candy Pails Kindergarten ~_.______ 18 NOG OI ee 16 Be ae Oe ae 13 French Creams AOAC) oe 19 CYOG@CTS : eos 11 Fancy Chocolates 5 lb. Boxes Bittersweets, Ass’ted 1 75 Choe Marshmallow Dp 1 60 Milk Chocolate A A__ 1 i Nibble = NOn 12 Choc. fy 16 Chocolate Nut Rolls _ 1 $0 Gum Drops_ Pails Anise a Orange Gums __ Challenge Gums Superior 26 20 Lozenges. Pails A. A. Pep. Lozenges 17 A. A. Pink Lozenges 17 A. A. Choc. Lozenges e Motto Hearts __-____ Malted Milk Lozenges 21 Hard oe Pails Lemon Drops —..-.... 18 Oo Horehound Dps. 18 Anise Squares 18 Peanut Squares ____._ 20 Horehound Tablets —_ 20 Pop Corn Goods. Cracker Jack, Prize 3 75 Checkers, Prize -____ 3 75 Cough Drops Package Goods Creamery Marshmallows 4 oz. pkg., 12s, cart. 95 4 oz. pkg., 48s, case 3 75 Speciaities. Arcadian Bon Bons __.. 19 Walnut Fudge ___.____ 23 tineapple Fudge —-_____ 21 italian Bon Bons ______ 18 National Cream Mints 25 Silver King M. Mallows 30 COUPON BOOKS 50 Economic grade __ 2 50 100 Economic grade __ 4 50 500 Economic grade 20 00 1,000 Economic grade 37 50 Where 1,000 books are ordered at a time, special- ly print front cover is furnished without charge. CRISCO. 36s, 24s and 12s. Less than 5 cases —. 21 WIVG, Cases 9 20% Ten Cases oe 20 Twenty-five cases __. 19% 6s and 4s Less than 5 cases _. 20% Five cases oo Ten cases Twenty-five cases _. 19 CREAM OF TARTAR 6 lb. boxes 38 DRIED FRUITS Apples Evap’d Choice, bik, 2 15 Apricots Evaporated, Choice ____ 28 Evaporated, Fancy ___. 33 Evaporated Slabs _____ 25 Citron 10 Ib. DOE sew enaeew BT California Prunes 90-100 25 Ib. boxes _.@10% 80-90, 25 lb. boxes ao 70-80, 25 lb. boxes -.@12 60-70, 25 lb. boxes -.@13 50-60 25 lb. boxes _.@14 40-50 25 Ib. boxes __.@15% 30-40 25 lb. boxes _.@18% FARINACEOUS GOODS Beans Med. Hand Picked __ 09 Cal. Daimasy: 220s 11 Brown, Swedish -_.. 08 Red Kidney ~_-.______ 09% Farina 24 packages -_______ 2 10 Bulk, per 100 Ibs. ____ 05 Hominy Pearl, 100 Ib. sack __ 2 50 Macaroni Domestic, 20 lb. box 07% Domestic, broken bbls. 0614 Armours, 2 doz., 8 oz. 1 80 Fould’s, 2 doz., 8 oz. 1 80 Quaker, 2 doz. i. .-_ 1 85 Pearl Barley Chester 2 es 25 00 and 0000 ----______ 6 00 Barley Grits os 5 00 Peas scotch, Ib. 22050225. 09 Spits Whe: fools 08 Sago Mast India (2209) 07% Tapioca Pearl, 100 Ib. sacks ._ 08 Minute, 8 oz., 3 doz. 4 05 Dromedary Instant __ 3 50 FLAVORING EXTRACTS Jennings Pure Vanilla Turpeneless Pure Lemon Per Doz. q Eyres es a 1 35 1% Oumee oo 1 75 @ OUNCE 6a 2 75 2% Ounce 3 00 2% Ounce 3 25 4 Ounce 5 00 8 Ounce 8 50 7 Dram, Assorted ___ 1 35 1% Ounce, Assorted__ 1 75 FLOUR AND FEED Valley City Milling Co. Lily White, % Paper Sack 2 Harvest Queen, 24% Light Loaf Spring Wheat, 24s Roller Champion 24% Snow Flake, 24i%s __ Graham 25 lb. per cwt Golden Granulated Meal, 2 lbs., per cwt., Rowena Pancake Com- pound, 5 lb. sack___ Buckwheat Compound, 5 lb. sack Watson Higgins Milling Cc Oo. New Perfection, %s_ 7 60 Red Arrow, %s —-_____ 7 80 Worden Grocer Co. American Eagle, Quaker, Pure Gold, Forest King, Winner. Meal Gr. Grain M. Co. . BONeG (ese 55 Golden Granulated __ 2 70 Wheat Nout: Red 22 1 25 INO, ft White 20. 123 Oats Rea riotse yr se 51 Less than Carlots _____- 56 Corn CArlIOtss (2 oe es 80 Less than Carlots ______ 85 ay Carlots 16 00 Less than Carlots __ 20 00 Feed Street Car Feed ____ 35 00 No. 1 Corn & Oat Fd 35 00 Cracked Corn 35 0 Coarse Corn Meal __ 35 00 FRUIT JARS Mason, pts., per gross 7 25 Mason, qts., per gross 8 60 Mason, % gal., gross 11 75 Ideal Glass Top, pts. 8 80 Ideal Glass Top, qts. 11 00 Ideal Glass. Top, : SAMOn eg 15 00 GELATINE Jello-O, 3 doz. 3 Knox’s Sparkling, doz. 2 25 Knox’s Acidu’d, doz. i: - Minute, 3 doz. —_____ Plymouth, White —_.. i BE 10c size, 4 doz. oo : 60 15e size, 3 doz. ______ 3 60 25c size, 2 doz. -_____ 00 4 1 case free with 10 cases: ¥% case free with 5% cases. sca RADISH Per doz., 7 oz. 1 25 JELLY AND PRESERVES Pure, 30 Ib. pails ____ 2 Pure 7 oz. Asst., doz. 1 20 Buckeye, 22 oz., doz. 2 00 O. B., 15 oz., per doz. 1 40 JELLY GLASSES 8 oz., per doz MA TCHES. Blue Ribbon, 144 box. 7 55 Searchlight, 144 box. 8 00 Safe Home, 144 boxes 8 00 Red Stick, 720 1c bxs 5 50 Red Diamond, 144 bx 5 75 Cleveland Match Co. Brands Old Pal, 144 Boxes __ 8 00 144 Boxes —-_ 5 75 Buddie, Safety Matches. Quaker, 5 gro. case 4 75 Red Top, 5 gro. case 5 25 MINCE MEAT. None Such, 3 doz. __ 4 85 Quaker, 3 doz. case __ 3 75 Libby Kegs, Wet, Ib. 24 MOLASSES. Gold Brer Rabbit No. 10, 6 cans to case 5 10 No. 5, 12 cans to case 5 35 No. 2%, 24 cans to es. 5 60 No. 14%, 36 cans to cs. 4 60 Green Brer Rabbit No. 10, 6 cans to case 3 65 No. 5, 12 cans to case 3 90 No. 2%, 24 cans to cs. 4 15 No. 1%, 36 cans to cs. 3 50 Northern Michigan, Wis- consin, Indiana prices 15c on 6-10, 12-5 and 24-2% and 10c on 36-1% higher. The above prices apply to Southern Michigan and Ohio. New Orleans = Fancy Open Kettle -__ 55 wore Se a ‘Halt barrels 5c extra Molasses in Cans. Red Hen, 24, 2 Ib. __ Red Hen, 24, 2M lb. Red Hen, 12, 5 Ib. __ Red Hen, 6, 10 Ib. __ Ginger Cake, 24, 2 Ib. Ginger Cake, 24, 2% lb. Ginger Cake, 12, 5 Ib. Ginger Cake, 6, 10 Ib. ge Gres stdin tsie as oes I on Dove, 36, 2 lb. Wh. L. 5 Dove, 24, 2% lb Wh. L 5 Dove, 36, 2 Ib. Black 4 30 Dove, 24, 2% lib. Black 3 Dove, 6, 10 lb. Blue L 4 Palmetto. 24. 2% Ih. 4 NUTS. Whole Almonds, Terregona_. 19 Brazil, Large 1 Fancy mixed _..---_._ 20 Filberts, Sicily ---- 15 Peanuts, Virginia, raw 11 Peanuts, Vir. roasted 13 Peanuts, Jumbo raw Peanuts, Jumbo, rstd Pecans, 3 star -_______ 2 Pecans, Jumbo Wainuts, California -_ 28 Salted Peanuts Fancy, No. . PUIG. Coe cee scree SU 16% oz. Jar, Pl. doz. 3% oz. Jar, stuffed _ 8 oz. Jar, Stu., doz. 9 oz. Jar, Stuffed, doz. 12 oz. Jar, Stuffed, dz. PEANUT BUTTER. me 02 CO et Oo DO et rt OT ono Wo o Bel Car-Mo Brand 8 oz. 2 doz. in case 3 00 24 1 Ib. pails 12 2 lb. pails 49 5 Ib. pails 6 in crate 5 50 Leip. patie sca % 25 1D: pails 20 16% GG Ibo fins 22 ee 15% PETROLEUM PRODUCTS Iron Barrels Perfection Kerosine __ 12.6 Red Crown Gasoline, Tank Wagon 20.3 Gas Machine Gasoline 37.2 V. M. & P. Naphtha 23.2 Capitol Cylinder ____ 42.2 Atlantic Red Engine_ 23.2 Winter Black 3.7 (Polarire fron Barrels. Medium Light _______ 57.2 Medium heavy ______ 59.2 EGAN Di en ee 62.2 Extra heavy =... 67.2 Transmission Oil ____ 57.2 Finol, 4 oz. cans, doz. 1.40 Finol, 8 oz. cans, doz. 1.90 Parowax, 100, Lib. 7.2 Parowax, 40, 1 lb. __ 7.4 Parowax, 20, ¥. Ib; 7.6 Semdac, 12 pt. cans 2 85 Semdac, 12 qt. cans 4 35 PICKLES Medium Sour Barrel, 1,200 count __ 16 00 Half bbls., 600 count 9 00 10 gallon kegs ____ 6 75 Sweet Small 30 gallon, 2400 __.__ 33 00 15 gallon, 2000 ______ 17 50 10 gallon, 800 ___.. 12 75 Dill Pickles. 600 Size, 15 gal. ____ 9 00 PIPES Cob, 3 doz. in bx 00@1 20 PLAYING CARDS Broadway, per doz. __ 2 40 Blue Ribbon _________- 4 00 @rickett (so 3 25 Bieyele 22 4 25 POTASH Babbitt’s 2 doz. ~-__._ 2 75 Eee SEE? Top Steers = Helters 14 Good Steers & Heifers 13 Med. Steers & Heifers 11 Com. Steers & Heifers 08 Medium Lamb. Cr ee 23 Medium: 2 22 POOR oo 15 Mutton GOnd es ee ra 14 Medium —.-__--_=.____ 13 2008. oo La Dry Salt Meats S P Bellies -_ 16 00@18 00 Lard 80 lb. tubs ___-.advance % Pure in tierces 13% @14 Compound Lard 13 lg 69 lb. tubs ~-..advance 50 lb. tubs ~_--advance 2 20 lb. pails _-__-advance % 10 lb. pails ___-advance %& 5 lb. pails __-_-advance 1 3 lb. pails ___.advance 1 Sausages Bologna (2.55 12 Liver —° 22 Frankfort 16 Perk 18@20 Mea een ae 11 TOMSUG: to 11 Headcheese —-_---._.. 14 Smoked Meats Hams, 14-16, lb. 20 @22 Hams, 16-18, lb. 20 @22 Ham, dried beef sets 38 California Hams 12 13 Picnic Boiled Hams Boiled Hams __ 32 Minced Hams .. 14 15 Bacon 22s 22 36 ef Boneless -... 23 00@24 00 Rump, new .. 23 00@24 00 Mince Meat Condensed No. 1 car. 2 00 Condensed Bakers — e Moist in glass -___-- Pig’s Feet Se DR ee 15 % bbis., 36 Ibs. -2.--- 4 00 36 Ps. so ei eee 7 00 Bb ee 14 15 ripe Bits. ES IDS 6 ee 90 ¥% bbis., 40 Ibs. —~__-_. 1 60 % bbls., 80 Ibs, ____-- 3 00 Casings Hogs, per Ib. 2 @42 Beef, round set ____ 14@26 Beef, middles, set__ 25@30 Sheep, a skein 1 75@2 00 RICE Fancy Head -.-.... 08 Blue Rose __ - 5%@6 Broken 22003 03% ROLLED OATS Steel Cut, 100 Ib. sks. 4 75 Silver Flake, 10 Fam. 1 90 Quaker, 18 Regular -. 1 80 Quaker, 12s Family -. 2 70 Mothers, 25s, Ill’num 4 40 Silver Flake, 18 Reg. 1 46 Sacks, 90 lb. Jute __ 3 00 Sacks, 90 lb. Cotton__ 3 15 SALERATUS Arm and Hammer -. 3 75 SAL SODA Granulated, bbls. ---. 2 00 Granulated, 100 Ibs cs 2 25 Granulated, 36 2% Ib. packages ....2 2 50 COD FISH : Midd@ies oo 15 Tablets, 1 Ib. Pure --_ 22 Tablets, 1% Ib. Pure, aa Weck tones Pures Whole Cod: 2S 12 Holland Herring Milkers, — ERS 1 10 SMe Kegs oo 1 00 Y. Mz. Hatt bbls. -. 8 50 Y¥. Mi: Obis.: 16 50 Herring K K K K, Norway -- “ on 8 Ib. pails eo 1 40 Cut Lunch 2 1 00 Boned, 10 Ib. boxes -. 16% Lake Herring % bbli., 100 bee Ee 6 00 Ma rel Tubs, 50 Ib. Smee fat 9 2 Tubs, 60 count ______ a % White Fish Med. Fancy, 100 lb. 13 00 SHOE BLACKENING. 2 in 1, Paste, doz. ~. 1 35 E. Z. Combination, dz. : 35 5 5 Dri-Foot, doz, ------ 00 Bixbys, Doz. . 2... 1 35 Shinola, doz. ____--___ 85 STOVE POLISH. Blackine, per doz. _. 1 35 Black Silk Liquid, dz. 1 40 Black Silk Paste, doz. 1 2) Enamaline Paste, doz. 1 35 Enamaline Liquid, dz. 1 35 E Z Liquid, per doz. 1 40 Radium, per doz. _._.. 1 85 Rising Sun, per doz. 1 35 654 Stove Enamel, dz. 2 85 Vulcanol, No. 5, doz. 95 Vulcanol, No. 10, doz. 1 35 Stovoil, per doz. __.. 3 00 38 MICHIGAN TRADESMAN February 14, 1923 SALT PICES. TEA. in: ; : - Whole. Spices. : japan. GONE TO HIS REWARD. redabicisnoes postmaster en ee - lentes 3 oe ---- , 99 Allspice, Jamaica -- @13 Medium ------------ 34@38 - contented ad — anne bot a ° oO. 8. easton : + _ : Med. No: 1, 100 lb. bg 90 Cassia, Canton. @16 Fancy $860 Death of Pioneer Banker of Carson jess pe oa thirds interest in er Spec., 70 Ib. 90 Cassia, 5c pkg., doz. @40 No. i Nibbs —.-------- 62 City. © ee ee ee eee rs Meat, 56 Ib. 66 Ginger, African’ @15 1 lb. pkg. Siftings 18 : the grist mill here. Packers for ice cream 95 Ginger, Cochin —..._-- @20 Carson ey gs Pcie ema Aged a yee his private mee = oa 2 cach ------ Mace, Penang —------- @70 Gunpowder mourns the loss of another of its ed a charter and was placed on the Butter salt, 280 1b. bbL 4 60 oe ee Ser ae =. ele 8_ pioneers in the death of E. C. Cum- list of State banks in Michigan. About Baker Salt, 280 Ib. bbl. 4 26 Nutmees, 70-80. on Tet 38@40° mings at St. Petersburg, Fla., Feb. 7, the same time the Carson City Savings 1 Nutmegs, 105-110 ____ g20 . Ceylon whither he and Mrs. Cummings had Bank was organized and this institu- Pepper, Black -_----- @15 pekoe, medium —------ 33 gone to avoid ‘the rigorous winter tion was taken over by the State Bank Melrose, fancy -------. 56 blasts of Michigan. four years later and moved to its Pure Ground in Bulk Edward C. Cummings was born present location at the corner of Main Ce epee a oie ee April 16, 1838, in the town of Collins, and Division streets. To this day the Cassia, Canton _.2--- @22 Congou, Choice ---- 35@36 Erie county, New York, and was of bank has enjoyed the utmost con- Ginger, African _____. @22 Congou, Fancy ---- 42@43 Scotch origin, his great grandfather fidence of the surrounding community, Mustard ee eee = having been born in Scotland. His due to Mr. Cummings’ indefatigable Maha. Ue cia gg father, James Cummings, was a Penn- efforts to build upon a foundation Pepper, Black -_--- @18 (Ghoice _-.~.«45~—S Sylvanian by birth, while his mother, that was safe. He has been President, Pepper, White —___-__ @32 Fancy ________--__----- 50 Mary Davis, was a resident of Erie «.:ector and cashier with the excep- Paprika ‘Shaan oe or county. Pa. He spent the winter of tiv.: of a few years, until 1913, when ale nak ae TWINE 1860-61 in Oil Creek, where he wit- he was re-elected President and held Seasoning ns aie eS nessed the first great fire in the oil .the office until his passing. This Chili Powder, 15¢ ---- 135 wool, 6 ply ----------. 20 ‘egions. Following this came the flourishing institution has withstood Celery Salt, 308. . firing on Fort Sumpter and he an- all the trying financial times which Aa ee VINEGAR swered his country’s call by enlisting have swept the country and stands as Gate 1 35 Cae: 7 a grain 17 in Co. E., 83rd., Regiment, Pa. Infan- a monument to the memory of his agence a Ibs. -- . Ponelty, 3% < : = White Wine, 80 grain 22 try to serve three months and was sterling qualities as a shrewd, pros- SS eeriee Hovaart Oakland Vinegar & Pickle Deron and influential business man Marjoram, 1 oz. ------ 90 and citizen. SOAP Savory, 1 oz. -------_ 90 Oakland Apple Cider -- 25 Mr. Cummings was by politics an ee 20 1 Am. Family, 100 box 6 00 ret 2% a on Be and White. Pickling 20 ardent Republican and stood for what- suport. 128 = a : ° ? No charge for packages. es he deemed a — punks a Flake ite, OX the community and had serve is STARCH : a rf Grama White Na. Yo0s 5 00 Corn No. 0, oe 60 village as President. He was also in- Rub Nw More White Kingsford, 40 Ibs. --- 11% No. 1, per gross ---- 85 strumental in securing the first elec- sianie 100 a = Apsalagr get ge ----- Os No. 2, per gross ---- : Z tric plant here and the creamery, 50. Mule Borax, 100 be 7 55 ream. 48-1 ce aatteae 80 No. 3, Der gross — 45 which at the time of its operation was Wool, 100, box ee : . Quaker, 40-1 _________ 6 Rochester, No. 7 ts = : boon to md pea ae re amnion ; Rochester, No OZ e was marrie oO iss uida nn ne ens Olive, 18% bor 7S ice ae tn ” Farsons, of Summit township, Erie a ome 0 Aveo 12 3 th phen. . 2 76 wooceiwant county, Pa., and three children, a Pummo, 100 box ---- ; 85 Argo, 8 5 Ib. pkgs. --. 3 10 Baskets daughter and two sons came to bless Sweetheart, 100 box - 5 70 Silver Gloss, 48 1s -- 11% puchels, narrow band, them. The wife and mother was oe 2 0 pe ee ee wire hanes 1 90 called home Jan. 13, 1870, and on Grandpa Tar, Lge Tiger, 48-1 _--__-_____ 5 Bushels, narrow band, April 12. 1871. h ited i : bank Tar, 100 bx 400 Tiger, 50 Ibs. _________ 0434 vood handles 2 00 Apr , 16/1, he was united in mar Trilby, 100, 12c —____- 8 00 Busheln, wide band 2 10 riage to Miss Laura H. Barton, of Williams Barber Bar, 9s 50 Williams Mug, per doz. 48 Proctor & Gamble. 5 box lots, assorted Ivory, 100, 6 oz. ___ 6 50 Ivory Soap Fiks., 100s 8 00 Ivory Soap Flks., 50s Lenox, 120 cakes ___- Luna, 100 cakes —_---- P. & G. White Naptha Star, 100 No. 11 cakes Star Nap. Pow. 60-16s Star Nap. Pw., 100-10s Star Nap. Pw., 24-60s He 09 CO OTOT CO He bw or CLEANSERS. ITCHEN LENZER 80 can cases, $4.80 per case WASHING POWDERS. Bon Ami Pd, 3 dz. bx 3 75 Bon Ami Cake, 3 dz. 3 25 Climaline, 4. doz. ____ 4 20 Grandma, 100, 5c __-- 4 00 Gran Large — 4 00 Gold Dust, 100s __-___ 4 00 Gold Dust, 12 Large 3 20 Golden Rod. 2. 3 SOS Jinx, 3 doz. ~-..--___. 4 50 La France Laun, 4 dz. 3 60 Luster Box, 54 -.-... 3 75 Miracle C., 12 oz., 1 dz 2 25 Old Dutch Clean, 4 dz 4 09 Queen a ~ oz. .. 2 40 Rinso, 100 oz. ------_- 6 40 = No More, 100, 10 . Rub No More, 18 Le. 4 26 Spotless Cleanser, 48, 20 OF, 3 85 Sani Flush, 1 doz, __ 2 25 Sapolio, 3 doz. ~_---. 3 15 Soapine, 100, 12 oz. — 6 40 Snowboy, 100, 10 oz. 4 00 Snowboy, 24 Large __ 4 70 Speedee, 3 doz. q Sunbrite, 72 doz. -... 4 00 Wyandotte, 48 -..-___- 4 75 CORN SYRUP. GOLDEN-CRYSTALWHITE-MAPLE Penick Golden Syrup 6, 10 lb. cans ~---.-- 2 55 24, 1% Ib. cans __---- 1 95 Crystal White ee . 2 95 6, 10 tb. cans — 12, 5 lb. cans ~-_- 24, 1% lb. cans -_---- ~_ 2 25 Penick Maple-Like Syrup 6, 10 lb. cans —~------_- 3 70 12, 6 ib. cans _---.- 3 90 24, 1% Ib. cans —----- 2 75 Above prices apply to Southern Michigan, Ohio and Indiana. Corn Blue Karo, No, 1%, 2 Aom o 2 00 Blue — No. 5, 1 dz. 2 80 Blue Karo, No. 10, 2 30 Red ise. No. 5, 1 dz. 3 20 Ked Kago, No. 10, 604.0 2 Imt. Maple Flavor. Orange, No. 4%, 2 doz. 2 75 Orange, No. 5, 1 doz. 3 90 5% Ib., 1 doz. Maple and Cane Kanuck, per gal. --.. 1 60 Sugar Bird, 2% ib., 2 — Johnson Purity, Gal. 2 60 Johnson Purity, doz.. 18 oz. TABLE SAUCES. Lea & Perrin, large-. 6 00 Lea ~ Perrin, small__ 3 = Peper. oS Royal " Mint Sere 2 40 THUBECO (3 2 75 Sho You, 9 oz., doz. 2 70 A-1, large —--.------.. 5 75 onan BaD 1 ‘Yeast Foam, 1% doz. Market, drop handle. 175 Market, single handle 90 Market, extra -------- 1 25 Splint, large. ._____-_- 8 50 Splint, medium ~—----- 7 50 Splint, smail 7 00 Churns. Barrel, 5 gal., each__ 2 40 Barrel, 10 gal., each__ 2 55 3 to 6 gal., per gal. _. 16 Ego Cases. No: 1, Star Carrier_. 5 00 No. 2, Star Carrier__ 10 00 No. 1, Star Egg Trays 4 50 No. 2, Star Egg Trays 9 00 Mop Sticks Trojan spring —------- 2 00 Eclipse patent spring 2 00 No. 2, pat. ee hoid 2 00 Ideal, No. 7. 2.3 1 35 12 oz. Cot. Mop Heads 2 25 16 oz. Cot. Mop Heads 3 50 Pails 10 qt. Galvanized --_. 2 35 12 qt. Galvanized _-__ 2 60 14 gt. Galvanized -_-- 2 90 12 qt. Flaring Gal. Ir. 6 75 10 qt. Tin Dairy ---_ 4:80 12 qt. Tin Dairy ---- 5 40 Traps Mouse, wood, 4 holes -_ 60 Mouse, wood, 6 holes -_ 70 Mouse, tin, 5 holes are 65 Rat, wore. 2. 00 Hat soringe 2. 1 00 Mouse, spring -------- 30 Tubs Large Galvanized --- 8 50 Medium Galvanized 7 50 Small Galvanized -__ 6 60 Washboards Banner Globe -------- 6 00 Brass, Single -------- 7 00 Glass, Single -------- 6 75 Double Peerless .---. 8 25 Single Peerless -..... 7 50 Northern Queen ---- 5 75 Universal... 7 50 Window Cleaners oe. a 65 14 id: ce 1 85 1G: in oo 2 30 Wood Bowls 43 in. Buster 8 00 15 in. Butter _-- 9 00 17 in. Butter -18 00 19 in. Butter __._.._-25 00 WRAPPING PAPER Fibre, Manila, white. 05% Mo; 1 Bibre 3: 07% Butchers Manila -.-. 06% Meee ee 09 YEAST CAKE Magic, 3 doz. —_-_--_- 2 70 Sunlight, 3 doz. ___-_ 2 70 Sunlight, 144 doz. ____ 1 35 Yeast Foam, 3 doz. _. 2 70 YEAST—COMPRESSED Fleischman, per doz. .. 28 E. C. Cummings. mustered out at the end of enlistment. This regiment saw no active service. Following his marriage in 1862 he re- turned to Oil Creek, where for a short time he had charge of an oil re- finery. Owing to the ill heaith of his wife, he went to Pennsylvania and lo- cated near Erie and engaged in ship- ping poultry and butter to Eastern markets and chestnuts to Western points. This venture was not profit- able and the again went back to the Creek and engaged in transporting oil to the railroads with teams, at times by the roads, then upstream in boats, the horses following the creek beds. Hard work and exposure caused his health to fail and for the third time he left the Creek, much against his wishes, as the prospects were better at that time for gaining wealth than ever before or since. Later his health having improved, he drove a whole- sa'e wagon for Barmer & Burgess, of Erie, Pa., through the Northern part of that State and Western Ohio and Western New York. In the fall of 1866 he came to Ithaca, Gratiot coun- ty, entering into partnership with B. F. Shepherd in the mercantile busi- ness. Disposing of this in 1870_ Mr. Cummings spent a summer in Colo- rado and Wyoming in search of health and in the spring of 1871 he came to Carson City, when the present village was in its infancy, and opened a general store. The following Janu- ary he took his half brother, the late George A. Thayer, into partnership and the business was enlarged and continued until 1875 when Mr. Cum- mings sold out to his partner and, go- ing to St. Johns, learned some of the ins and outs of the banking business. In September, 1875, he started the first bank in Carson City and having been Gratiot county. One son and two daughters joined this home circle. Mr. Cummings was extensively en- gaged in agriculture, at one time hav- ing 250 acres of Montcalm and Gra- tiot county land under cultivation, much of which was devoted to the culture of alfalfa, on which subject he was considered an authority. In De- cember, 1922, Mr. and Mrs. Cummings went to Florida, where they have spent the winters for several years, in the hope that his health would be benefited, but he was unable to com- bat the results of the long journey and his son Ira, of this place, was sum- moned to his bedside Jan. 2, where he remained until the arrival of the daughter, Mrs. R. Covert, of Billings, Montana, who assisted her mother un- til the final summons came and the remains were brought to the home in Carson City, Feb. 9. The large con- course of friends and citizens of other towns who attended the services at the Congregational church Sunday af- ternoon at 2 o’clock bespoke the com- mercial and social standing of the de- ceased. Rev. E. H. Humphrey, pastor of the deceased, had charge of the last rites. Surviving besides the widow are five children, Mrs. Carrie Granger and Mrs. Don R. Bennett, of Detroit: M. P. Cummings, of Los Angeles, Cai.; Mrs. R. J. Covert, of Billings, Mon- tana and Ira Cummings, cashier of the ‘bank his father’ established; eleven grandchildren, a sister, Mrs. Julia Sisson, of Silver Creek, N. Y., and a half brother, E. E. Hibbard, of Presque Isle, Maine. One son, Ber- ton, died a few years ago in Erie, Pa. —_>->—_____ Growth of Our Silk Industry. The expansion of the silk industry in the United States is indicated by the increase in raw silk imports from 196,000 bales in 1913 to 390,000 bales in 1922. With the receipts of raw material being practically doubled the last decade, production has natu- rally expanded and the sales channels have widened. Statistics of silk manu- facturers are available only in terms of values, and the significance of these 4. February 14, 1923 MICHIGAN TRADESMAN 39 is affected by price fluctuations. Be- tween 1914 and 1919 the value of silk manufacturers in this country increas- ed 171 per cent. The textile division of the Department of Commerce calls attention to the fact that the growth of the exports of manufactured siks has been relatively even more rapid than that of domestic production. The value of silk manufactures exported in 1922 was approximately $12,000,000, or about five times that of 1913. The gain has been especially pronounced in broad silks and silk hosiery, notwith- standing the fact that the latter ar- ticle meets with severe competition from exports of artificial silk hosiery. About two-thirds of the exports of broad silks go to Canada, while Ar- gentina and Mexico are also large con- sumers. About a third of the exports of silk hosiery goes to Great Britain, while British South Africa, Argentina, and Canada come next in importance as buyers of this line of merchandise. —__2->__ Herb Growing Recommended as Hobby. Kalamazoo, Feb. 13—It would pay the Government to collect and study the herbs of the East as well as those of our own country, and investigate the healing power of herbs. The peas- antry of*France understand the im- portance of herbs, and keep them- selves well and strong by using them. They seldom call in a doctor, and when they do he orders an herb mix- ture of some kind. In England, too, herbs are used exensively by the country folk with the same beneficial results. Many titled people also have herb gardens and testify to their use- fulness. India has some remarkable herbs. I have seen one, which my Indian maid brought from the jungle, give instant relief to a sufferer from sciatica, after all the English doctor’s remedies had failed. Another will cure the worst cases of anaemia, and do it quickly, because those he-bs are not only medicines, they are foods as well. America seems to be the only country where no attention is paid to this important branch of medicine. It would pay to have an herb plantation in America that would grow not alone the European varieties but those of the East and West as well. I recom- mend it as a hobby for some phi!- anthropist. At St. Albans, in Eng- land, there are large herb gardens and stores, and they send quantities of herbs all over the country. Can’t we have something of the same sort in America? And can we not, while we are trying everything else, try the herb cure for cancer? It cannot do harm, even if it did not heal, but it will. Mary Forbes. _——_-o-22s—____ Interest in Art Needlework. Retailers are said to be showing greatly increased interest in art needle- work supplies. It was pointed out re- cently by one of the leading wholesal- ers of this goods that, until recently, many stores did not do so much in this merchandise, which they more or less neglected in favor of staple goods. Through this attitude, it is said, much business has been lost, as retailers now are appreciating. It is urged that special departments of this goods be created, either large or small. One of the manufacturers has a sample de- partment to show visiting retailers just how it can be worked out. The lead- ing concern in the field says its orders for art needlework supplies is larger than for five years, during which time the demand has been steadily growing. Stamped goods, worsted yarns, arti- ficial embroidery silk and cottons are the leading items. Package goods containing ready-made garments ready to embroider together with instruction sheets, to retail at $1.50, are featured. ———__2-. Uncertainties in Hosiery. A number of hosiery buyers, while expressing satisfaction with conditions for Spring, claim that it is impossible at this time to give consideration to proposals on Fall merchandise. Full fashioned hosiery, according to the current news bulletin of the National Association of Underwear and Hosiery Manufacturers, is still in an unsatis- factory condition from a market standpoint, with manufacturers work- ing under high prices for raw silk, whi'e the finished goods are not com- manding as firm a price as they did six months ago. Jobbers are not find- ing an active demand for wool or silk and wool lines, and salesmen report that retailers are trying to move this merchandise by means of price reduc- tions to the consumer. The range of colors ‘being ordered is considerably shortened, tending toward; browns and blacks. Clocks are in less demand and fancy colors are finding little favor. pile elise a ge Se “Spanish” Shawls From China. Fine “Svanish” ‘shawls, which are among the most beautiful embroider- ed articles for women’s wear, repre- sent one of the new industries of China. The work is done largely by men, and there are groups of from fifty to sixty of these workers in vil- lages just outside Canton. These shawls find a market not only in America but in France, New Zealand and Central America, including Pan- ama. New York women traveling pick up the shawls in Mexico, feeling that they are getting an almost home-made article, but it is the same Chinese shawl and they pay $500 for the thing sold in New York City for $250. The work is elaborate, on Canton crepe or silk, with flowers in soft pinks on white, brilliant colors harmoniously combined on either black or white, and, to meet the demands of Western taste, the shawls come in American Beauty shades. 2a ____ Corporations Wound Up. The following Michigan corpora- tions have recently filed notices of dissolution with the Secretary of State: > Island Transportation Co., Mackinaw City. Manjen Co., Ine., Detroit. Modern Artcrafts Co., Broadway, Me- nominee. Adrian Knitting Co., Adrian. Nelson Motor Truck Co., Saginaw. Irbert Realty Co., Detroit. Miller Real Estate Exchange, Detroit. Crooksville Mining Co., Jackson, Mich.- Crooksville, Ohio. Paper Distributing Co., Detroit. Manistique Cooperage Co., Manistique. Flushing Farmers’ Cooperative Elevator Co., Flushing. Acme Chemical Co., Detroit. Lineoln Land Co., Detroit. , Peerless Casket & Case Co., Detroit. Yeomans Manufacturing Co., Detroit. George H. Smith Construction Co., De- troit. Annex Block Co., Battle Creek. Kessell & Dickinson, Pontiac. Original Sauk’s Head Mine, Ltd., Mar- quette. ——_+22__ Young ladies who desire red cheeks may obtain them much cheaper over the kitchen stove than at the rouge counter at the drug store. _—-o2--2s_____ Once in a while a man is too proud to beg and too honest to steal, and then he goes to work. BUSINESS WANTS DEPARTMENT Advertisements Inserted under this head for five’ cents a word the first Insertion and four cents a word for each subsequent continuous Insertion. If set in capital letters, doubie price. No charge less than 60 cents. Small display advertisements in this department, $3 per Inch. Payment with order is required, as amounts are too small to open accounts. FOR SALE—$35,000 MONEY-MAKING DRY goods and ready-to-wear store; small grocery department. W. C. Weisel, Wis- consin Rapids, Wisconsin. 56 For Sale—Stock general merchandise, store building, and dwelling; or will trade for farm and equipment of about equal value, $9,500. Address No. 57 care Mich- > igan Tradesman. 57 For Sale—Nicest garage in the county. Have whole county agency for popular car. A money maker. Address No. 58, care Michigan Tradesman. 58 FOR SALE—Regent theater, 300 seats, and opera house, 650 seats, Charlotte, Mich. Equipment latest and new. Other business. $6,000 handles. J. B. Hunter, Charlotte, Mich. 59 LANSING offers a rich field for high- class apartment buildings. We offer for sale an ideal site, close in. LOVEDAY, realtor, Lansing, Mich. 60 a HIGH-CLASS confectionery and _ ice cream business, centrally located in Lan- sing; 5 year lease. Poor health; will sell. Address Box 42, Lansing, Mich. 61 FOR SALE—2,500 acres improved coal land, in tracts, $35 per acre. Has several seams. Top drift; adjacent railroad; mines, gas and oil. Write J. CAVA- NAGH, McAlester, Okla. 62 For Sale—Because of age (70) and con- tinued sickness, I offer my store building and stock of dry goods, shoes, ladies’ and men’s clothing and furnishings at 50 cents on the dollar. The store building is located opposite the post office in one of the finest resort villages in the Grand Traverse fruit region. Will trade for paying real estate, not farm; or will sell and give attractive terms to purchaser. Address No. 68, care Michigan Trades- man. 63 For Sale—Good general store in Central Michigan. Doing good business; only one other store in town. Stock about $1,800. Reason for selling, other business. Write or phone. Act quick. KE. L. Howard, Cedar Lake, Mich. 64 Wanted—First-class grocery man, gro- cery department big country department store. Money maker for right man. Must be hustler, furnish best reference. Salary based on sales and profit. Also teach help. Box 37, Pigeon, Mich. 65 ‘Wanted—Store fixtures. What have you in fixtures you want to cash? ‘Write A. L. Redman, Olney, Ill. 43 a For Sale—Stock of general merchandise in Rives Junction, ten miles from Jack- son. Stock consists of dry goods, shoes, groceries, and meats. Also meat market, filling station, and cream station in con- nection. Large building, with two sep- arate living apartments above. Wood & Marke, Rives Junction, Mich. 45 MANAGER FOR RETAIL STORE— Must be fully experienced to buy all ‘lines and to handle the entire details of the business. Sales last. year $41,000. Ex- perience, age and salary in first letter. Store in rich farming country and a chance for someone wanting to get good connection. Write No. 52, care Michigan Tradesman. 52 NICE DRY GOODS ROOM FOR RENT, RED OAK, lIowa—Lease expires May, 1923. J. F. Carlson, Red Oak, Iowa. 41 For Sale—Cash registers and store fix- tures. Agency for Standard computing scales. Dickry Dick, Muskegon, ee DICKRY DICK THE SCALE EX- PERT. - MUSKEGON, MICH. 939 Why Not Have a Sale—Unload your surplus stock. Write for particulars. J. Crisp, Sales Conductor, Elk Rap- ids, Mich. 4 CASH For Your Merchandise! Will buy your entire stock or part of stock of shoes, dry goods, clothing, fur- nishings, bazaar novelties, furniture, etc. LOUIS LEVINSOHN, Saginaw, Mich. Pay spot cash for clothing and furnish- ing goods stocks. lL. Silberman, 1250 Burlingame Ave., Detroit, Mich. 566 For Sale—Stock of general merchan- dise consisting of dry goods, notions, shoes, hardware, groceries. Located on G. R. & I. R. R. north of Cadillac. Good town to live in and good farming coun- try. Cheap rent, good volume business. Only general stock in town. Stock in fine shape, about all winter goods clean- ed up. Will discount to parties who will continue business here. Address No. 37, care Tradesman. 37 For Sale—Grocery and meat stock, in- cluding two-story building, located in strong agricultural town near Grand Rapids. Trade nearly all cash. Con- Sideration $7,000, $5,000 down. Address No. 39, care Michigan Tradesman. 39 REBUILT CASH REGISTER CO., Inc. Cash Registers, Computing Scales Adding Machines, Typewriters And Other Store and Office Specialties. 122 N. Washington, SAGINAW, Mich. Repairs and Supplies for all makes. WENATCHEE ORCHARD FOR SALE BY OWNER—Will sell my fine, bearing apple orchard, as a whole or cut up into five and ten acre tracts. On very at- tractive terms. Best varieties, gravity water for irrigation, and in the heart of the famous Wenatchee apple _ district. Other interests require all our attention so must sell. For further particulars write E. Wagner & Son, Wenatchee, Wash. 48 TIMBER FOR SALE—Twenty million feet yellow pine timber close to Cashmere, Washington, in the Wenatchee apple dis- trict. Splendid opportunity for saw mill and box factory operator with enough capital to buy this timber as every in- dication points toward at least five years of high lumber prices. Lower grades of pine go into fruit boxes, for which there is a big local demand every year and at very profitable prices. Don’t overlook this opportunity but write at once to CENTRAL WASHINGTON LUMBER & BOX CO., Wenatchee, Washington. 49 For Sale—Good money-making restaur- ant, everything new and complete. Will pay for itself in year. Address No. 46, eare Michigan Tradesman. 46 GRAND RAPIDS SAFE CO. Dealer in Fire and Burglar Proof Safes Vault Doors and Time Locks Largest Stock in the State. Grand Rapids Safe Co. Grand Rapids, Mich. 40 MICHIGAN TRADESMAN February 14, 1923 Proceedings of Grand Rapids Bank- : ruptcy Court. Grand Rapids, Feb. 6—On this day were received the order of reference and ad- judication in bankruptcy in the matter of Skillman Lumber Co., Bankrupt -No. 2222. The matter is an involuntary and no schedules have been filed as yet. The schedules have been ordered filed. The bankrupt is a corporation residing at Grand Rapids, and operating 2 lumber yard. When the schedules of the bank- rupt have been filed, the first meeting of creditors will be called and note of the same made here, together with a list of the creditors of the bankrupt. On this day also were received the order of reference and adjudication in bankruptcy in the matter of Lawton L. Skillman, Bankrupt No. 2224. The bank- rupt is the founder of the Skillman Lum- ber Co., above referred to, and this bank- ruptcy is an individual one. The case is involuntary and the schedules have not been filed. When schedules have been furnished the first meeting will be called and a list of the creditors given here, together with the date for the first meeting. : On this day also were received the schedules, order of reference and adjudi- eation:-in bankruptcy in the matter of George A. Reynolds, Bankrupt No. 2230. The matter has been referred to Benn M. Corwin as referee in bankruptcy. The bankrupt is a resident of Stanwood, Me- costa county. The schedules filed do not name the occupation of the bankrupt. The assets of the bankrupt are such that the court has demanded that the bank- rupt file indemnity for expense before the first meeting is called. Upon filing of the expense money the first meeting will be called and note of the same made here. A list of the creditors of the bank- rupt is as follows: State of Michigan -__-_----------- $ 13.51 Stanwood State Bank, Stanwood -_ 750.00 Morley Garage, Morley ----_----~- 335.00 Big Rapids Savings Bank, Big R. 117.00 W. B. Jarvis, Grand Rapids -_-- 623.00 Michigan Trust Co., Grand Rapids Mossman-Yarnelle, Ft. Wayne ---. 44.00 Fort Wayne Iron Store, Ft. Wayne 74.00 Hood Rubber Co., Grand Rapids -_ 89.00 Federal Rubber Co., Chicago --.. 90.00 Capwell Horseshoe Nail Co., Hart- ; toed. oon. 20.20 H. KE. Turner, Middleville ~_------ 774.00 Fred Gogo, Big Rapids —--__----_-- 25.05 Sam Rorick, Stanwood ___--_------ 6.00 William Wilbur, Stanwood ~--_--_- 17.70 Feb. 6. On this day were received the schedules, order of reference and adjudi- eation in bankruptcy in the matter of Clarence J. CoHar, Bankrupt No. 2229. The matter has been referred to Benn M. Corwin as referee in bankrutcy, and who also has been appointed receiver. The bankrupt is a resident of the village of Lowell, and is a dry goods merchant. The schedules of the bankrupt list assets in the sum of $3,775.06, of which the sum of $500 is claimed as exempt to the bank- rupt, and liabilities in the sum of $5,- 629.52. The first meeting of creditors has been called for Feb. 19. A list of the creditors of the bankrupt is as fol- lows: Township of Lowell, Lowell. __---- $269.12 Cortecelli Silk Co., Chicago -_---_ 96.12 Carson, Pirie, Scott Co., Chicago —. 385.15 Marshall-Field & Co., Chicago --__ 367.76 Kabo Corset Co., Chicago -___-_-- U. S. Robe Co., Corunna —_-_---__- Stephenson Underwear Co., South ae 3.35 Lorraine Waist Co., Chicago ---__ 34.18 F. Hoffmeister Co., Cincinnati 171.35 Holeproof Hosiery Co., Milwaukee 331.82 Sel-Plus Service Co., New York 65.00 Munsingwear Corporation, Minne- ae a 103.17 A. S. Rosenberg, New York —__--- 4.75 Hand Knit Hosiery Co., Sheboygan, Wis. 112.68 Penn Rivet Corporation, Phila- CERNE pa a 42.75 Des Moines Hosiery Co., Des ; POO a 4.20 : 2 Cooper, Wells & Co., St. Joseph__ 187.25 E. M. Shaimer Fischel Co., Cleve- land 105.00 Naco Corset Co., Kalamazoo ______ 31.77 Detroit Auto Top Co., Birmingham 18.00 Goll & Frank, Milwaukee ________-_ 6.11 Hanseman & Johnson, Cincinnati 34.69 D. Patton & Co., Grand Rapids __ 69.55 Cleveland Carpet Co., Cleveland __ 12.26 Pet Garment Co., Bryan, Ohio __._ 38.75 Kunstacter Bros., Chicago —_._____ 1.0 Colleen Linen Co., Wyandotte ____ 78.93 Betty Brown Co., Peoria _____.____ 19.00 Aususta Knitting Corp., Utica _. 88.44 Pictorial Review Co., New York 2.52 Roos Kriger, New York __________ 1.13 Gellener Messing Co., Cleveland __ 41.04 S. Damon & Son, Dayton ________ 4.82 Maid Rite Garment Co., Detroit __ 43.31 La Resitta Corset Co., Bridgeport 1.53 J. A. Coates & Son, East Orange, Oe ee .26 Rock River Batting Co., Janesville, < Wis. 3.60 William Hildebrand Co., Chicago.. 8.50 A. Weeks & Son, Lowell Lydia A. Collar, Lowell __________ 2,408 Lowell Granite Co., Lowell ____ Phil Krom, Lowell __.______.._ | Mange Tailor Ins. Agency, Lowell Municipal Lighting Plant, Lowell 30.53 R. E. Springett, Lowell __._______ 26.23 Atkin Motors Sales Co., Lowell _. 41.00 Sam Rice, Lowell —___.__-_-________ 40.65 Yeiter & Co., Lowell... Rae hens one naa was panko eee tae Filler & Sons Mfg. Co., Kalamazoo Gililette Feb. 9. On this day were received the schedules in the matter of Napoleon Mo- tors Corporation, Bankrupt No. 2187.