MPLINAREROS BESS SSO SDV? OSIRIS FE oO Oe be cS Ty k aren en er hoa EPA p a RAR By, Va) a BA Ge Z. (Cee Fae ey 4 SS C ie p a By ZS >" SOV 3 PUBLISHED WEEKLY 9 705 é ADESMAN COMPANY, PUBLISHERSR— Ay a5 oe) VD WZZZZ->3) p a M > : —. ie SS STC WE LSS SOO IORI Forty-fourth Year GRAND RAPIDS, WEDNESDAY, SEPTEMBER 22, 1926 There’s Nothing Too Good for ZION FIG BARS Carefully aie ‘ a " J Ee ry ™ di a Bates \ \a7 Thousands selected Be 4 ae ee f SS of grocers ingredients Op sat Sy Lae testify that skillfully \Cae @>" Se ee PN BOS) since featuring blended 2 ae aaa =. Non Zion Fig Bars together BP ee ak i A A ) they have make Zion Ge a4 ne Whe. FNS oe ¢. more than Fig Bars 4 AES: 5 : ie Or doubled incomparable \ Re ee Aa Me ee le their where food Si Oe ies ‘7 ‘SS cooky value is aa . sales considered. a Se For Those Who Want the Best PUSH ITEMS THAT MOVE! During these days of keen competition the grocer cannot afford to clutter up his shelf with slow moving merchandise—he must move his stock and move it quickly. That’s why Zion Fig Bars are so popular. Leading grocers have found that Zion Fig Bars lead them all for sales—quick turn-over—and profit. If you are not featuring this popular selling cake it will pay you big dividends to get in touch with your wholesale grocer at once. BUT—BE SURE you secure the Zion Fig Bars. You can tell them by “The Rib Top.” Zion Institutions & Industries Baking Industry Zion, Illinois | | Parowax | "as —_—, 1 mt mT i Season “Sane i . i La u i st a SSPE ETEE SSIS TTT TT FEY | a LEELILLLL EEE F SF FES SETI FE SSE SS TTT FFF FFE PE SET Ty rminmmeniicascageemmanein AEE i sc ti cate aI. site a ents sere eniniascsrnaciass an HIS IS PAROWAX SEASON —the time of year when Parowax sales run the largest. For the housewives of the Middle West know that nothing else protects their preserves from mold and fermentation like an air tight seal of Parowax. This year, the sale of Parowax is larger than ever before. Each year there is an in- crease in the number of women who use this modern way of preventing their preserves from spoiling. The dealer who sells Parowax profits by this demand. Keep the Parowax packages out on your counter, so that your customers will know that you handle it. Standard Oil Company [Indiana] BEEEEEEEIEIBEEE EEE SIE EE EEE ELE ELE EEL ES EEE LEE EEE EEL ELE EEE ET ESTEE EEE EE EELELEL EEE TELE EE EEE EEL ELELESEL ELIE SE ADESMAN Forty-fourth Year GRAND RAPIDS, WEDNESDAY, SEPTEMBER 22, 1926 Number 2244 MICHIGAN TRADESMAN (Unlike any other paper.) Frank, Free and Fearless for the Good That We Can Do. Each issue Complete in itself. DEVOTED TO THE BEST INTERESTS OF BUSINESS MEN. Published Weekly By TRADESMAN COMPANY Grand Rapids B. A. STOWR, Editor. Subscription Price. Three dollars per year, if paid strictly in advance. Four dollars per year, if not paid in advance. Canadian subscription, $4.04 per year, payable invariably in advance. Sample copies 10 cents each. Extra copies of current issues, 10 cents; issues a month or more o'd, 15 cents; issues a year or more old, 25 cents; issues five years or more old 50 cents. Entered Sept. 28, 1883, at the Postoffice of Grand Rapids as second class matter under Act of March 3, 1879. THE PEOPLE WILL NOW RULE. The small vote received b: Groes- beck in last week’s primary indicates very clearly that Fred W. Green will be the next Governor of Michigan— possibly to serve two terms if in his first term he functions in such a man- ner as his supporters and the people of Michigan have reason to expect he will. This means that the monarchial ideas of Groesbeck will be sponged otf the slate; that Michigan will cease to be a monarchy and resume its proper status as a republic; that graft and fraud will cease 'to exist; that contracts will be awarded responsible bidders, instead of being farmed out to the governor’s friends without compctitive bids; that the questionable relations be- tween the governor’s law partners and the Securities Commission will be ter- minated; that the crafty old Banking Commissioner who double crossed his friends will be permited to resume his place in the country bank at Howell; that Baird and his gang of political henchmen will be given an opportunity to earn an honest living; that right thinking and right living will supersede the reign of selfishness, bull headedness and vicious dominance which has cursed the State ever since Groesbeck forced himself to the front and arro- gantly assumed the reins of power to the detriment of the people and the destruction of sane government. Fred W. Green will bring about these reforms with a clear head and a stout heart in such a way that the genuine friends of good government will feel that they are amply repaid for the assistance they gave him in delivering Michigan from the gangs of marplots who sought to ruin the good name of the State by substituting one-man government for the will of the people. Every friend of good government in Michigan owes a debt of gratitude to Fred W. Green for the strenuous four months he devoted to the defeat of the self-constituted monarch who relied on venal and unscrupulous henchmen to perpetuate him in office. No ex- ecutive in this country ever before de- scended to the depths of cowardice, . indecency and infamy which Groesbeck and his co-conspirators resorted to in undertaking to defeat the movement to return to good government. The slanderous -hand bill put out by the governor’s running mate the night be- fore election in Grand Rapids was in keeping with the governor’s methods all through the campa‘gn and account- ed, in some degree, for the enormous majority rolled up in Kent county for the winning candidate. This is probably the last word the Tradesman will have occasion to utter on the mandate the people have given Fred W. Green to clean up the nasty mess which will confront him when he assumes the mantle of authority three months hence and starts’in on the work of bringing back to the peo- ple the rights which were wrested from them when they placed Groesbeck in the chair of power and authority. WASTE OF POWER. Mechanism, particularly that in 1a- bor-saving devices, plays so large a part in American industrial life and its efficiency here has been so often stressed that the average person has come to believe that it has about reached the stage of perfection. And this belief has been strengthened by the reports of foreign observers, whe have come here to study the matter and who have compared methods of factory operation with what goes on in their own countries to the dispar- agement of the latter. That there was plenty of room for improvement, how- ever, was long ago evident to students of the subject in this country. A re- port that jarred somewhat the smug complacency of those lass informed. was made a few years ago by a com- mittee of the engineering societies at the instance of Secretary Hoover. This led to the adoption of measures for preventing wastes and stopping the production of needless sorts. This work is still in progress in various in- dustries. That there remains much tq be done is apparent from,a report on the waste of power made to the Na- tional Association of Stationary Engi- neers during the past week. This re- port declared, among other things. that more than a billion dollars iy profits and dividends in American in- dustry are annually dissipated because of improper plant operation, while many hundreds of millions of dollars are lost each year to industry because of wasteful methods of power trans- mission and use. Losses of this kind add to the costs of production ang result in raising the prices of manu- factured commodities. They also fur- nish the excuse for higher tariffs on imports. Just now it is especially im- perative to cut down production costs to meet competition in foreign fields and any measures in that direction should be welcome. Reducing the losg from waste of power seems to be a2 good place to start. WAR ON THE BANDITS. It is a service with a fine tradition for courage to which Postmaster Gen- eral New has just addressed his order to shoot to kill, in an effort to put an end to the robberies that have shocked the country within the past year. Be- tween June, 1925, and June, 1926, near- ly a million and a half dollars was stolen by postal robbers, a staggering amount when one considers the care with which the mails are protected even in the most peaceful times. It is true that half the amount has been recovered, but that does not alter the seriousness of the situation. The Postmaster General has ample justification for the issuance of his drastic command, and with the men to execute it there should be a sharp curtailment in at least one part of the crime wave which has inundated the counry. A bandit who sets forth on a mail robbery must be ready to take desperate chances, but the thought that his dead body is worth $500 to his slayers may act as a slight deterrent. The robbery which was the direct occasion of the Postmaster General’s action was unusually bold and added not a little to the shame Chicago has had to suffer in recent years as the haunt of criminals of all classes. Not that many other American cities have any right to point the finger of scorn at the Middle Western metropolis. New York can recall a few mail rob- beries to bring the blushes—if there are any left. To call out the Marines, as the Post- master General did in 1921, and as the present official discusses doing again, is an even more drastic step, but one that should be takén if it proves neces- sary. The men who war on society may expect society in the end to war on them with whatever weapons are handiest, and the Marine Corps is a handy and efficient weapon. LOOSE GENERALIZATIONS. Because of the current popularity of dictators in Europe is one justified in assuming that democracy has failed in such countries as Italy, Spain, Greece, and Poland? Lady Astor repeated this widely accepted statement in her ad- dress at New York, a statement based upon an obvious fallacy. It is a little surprising to find any one so well informed as this American- born member of the British Parliament helping to give curcency to a loose generalization, which has taken on an aspect of truth merely because of its repetition. It would be stretching the point, in the first place, to say that democracy had existed in any one of the four countries mentioned. Cer- tainly the democratic form of govern- ment cannot be said to have had a fair trial in any one of the four countries, despite certain experiments in that di- rection. One finds little warrant for general- ization in the study of the recent his- Indeed, it is here that the whole point of the matter lies. To generalize from a series of incidents which may have had and in this case did have, widely vary- ing causes, is a dangerous practice and one to be discouraged in public speak- tory of any of these nations. ers whose words carry authority. There may be reasons at times to doubt the perfectness of democracy, but Europe’s recent rush into autocra- cy, under the heavy pressure of post- war conditions for the most part, does not justify either the pessimism it seems to have caused even among some thinking people, or the self- congratulation of the remaining democ- racies. Why is it that so few women make a success of hotel keeping? The ques- tion is easily answered. Very few women KNOW MEN and realize what men require to satisfy them when they are hotel guests. Men want liberal portions. They scorn the dainty dishes and scanty portions which wo- men almost invariably resort to in table service. Two little crackers with a dish of soup, one little dab of butter with a baked potato or wheat cakes appears to appeal to the feminine mind as the right proportion. Men go to a hotel to eat—not to discuss portions so meager as to be ridiculous. They may finish such a meal in silence and with inward contempt for the par- simonious mind which conceived it, but they go out of the dining room with a mental reservation never to darken the doorway again if they can possibly avoid it. It is the little things which make the most trouble :n this world and no woman has any right to assume the prerogative of landlord un- til she has learned to understand men and give them what they are entitled to and pay for when they enter a ho- teldining room. Another thing a hotel woman has to acquire and that is executive ability which will enable her to discipline and train her em- ployes. If the dining room is full of flies and the waiters are standing around idle, the woman who has any discernment whatever will provide a supply of fly swatters and divert the idle creatures from handling their hair and manipulating their vanity boxes te making themselves usefui. iin cient oh or errecerrear reapers 2 IN THE REALM OF RASCALITY. Cheats and Frauds Which Merchants Should Avoid. The Grand Rapids Press has been doing some advertising of late for the Wall Street Iconoclast, published by George Graham Rice, alias Jacob S. Hersig, who is promoter of National reputation and an ex-convict, having been convicted several times and serv- ed several prison sentences. He is said to have been involved in crimes of forgery and for his connection with bucket shops. Keeping track of the operations of this scamp is almost as difficult as to from his recommenda- sheet, the Wall Street Iconoclast after having been refused the privilege of advertising space in the New York sought other fields in the Middle West where It does not take long to recognize its purpose and it is being ferreted out of the respect- able dailies on recognition. expect profit tions. His newspapers, it is not so well known. The American Bar Association has adopted as one of its canons of ethics the following rule and guide to prac- ticing lawyers on upholding the honor of the profession: Lawyers should expose without fear or favor before the proper tribunals corrupt or dishonest conduct in the profession, and should accept without hesitation employment against a mem- ber of the bar who has wronged his client. The counsel upon the trial of a cause in which perjury has been committed owe it to the profession and to the public to bring the matter to the knowledge of the prosecuting authori- ties. The lawyer should aid in guard- ing the bar against the admission ‘o the profession of candidates unfit or unqualified because deficient in either moral character or education. He should strive at all times to uphold the honor and to maintain the dignity of the profession and to improve not only the law but the administration of justice. Fair words and beautifully expressed. But do the lawyers feel themselves bound to obey the Association’s can- ons? What material aid is given by the profession to improve the law and the administration of justice? Sup- pression of crime through quick and certain punishment of the criminal is the fond hope of the law-abiding. ‘lo that end the California penal code is under study by a commission appoint- ed by Governor Richardson, and it is understood revisions will be presented for enactment by the next Legislature In this, as in other states, is agitation for reform of criminal court procedure so justice may be speeded up. Indi- viduals render valuable aid, and in some cases—that of Major Walter K. Tuller, for instance—take the lead in these movements of reform. But what about the lawyers as a profession, the bar associations? For advising his client when he should go on the witness stand in a bankruptcy case to “lie like hell,” a New York lawyer recently was found guilty of subornation of perjury and sent to prison. But it was not the bar association, but the Fraud Bureau of the National Association of Credit Men that instituted the action. The same lawyer had served a term in prison in the State of Washington for MICHIGAN TRADESMAN a similar offense. Yet he was permit- ted, without objection from his fellow lawyers, to resume practice of the pro- fession in New York. If the American Bar Association were to translate its fair words into ac- tion there soon would be less occasion to complain of the law’s delay and the failure of justice. Retail merchants sometimes try to stimulate business by the use of some plan, which, while they may not real- ize it, involves the three elements of a lottery, which are: 1. Consideration. 2. Chance. 3. Prize: These plans often embody newspaper advertising which is transmitted through the mails, and, therefore, be- comes a_ violation of the Federal statute pertaining to lotteries. Consideration may be: 1. Expenditure of money. 2. Expenditure of effort. 3. Expenditure of time. The visit to a store or office, the writing of a name and address on a numbering card and other actions of this sort, which involve the doing of something by the participant that otherwise he would not have done have been held by the Federal courts as of- fering a basis of consideration. We refer, of course, to actions brought un- der the mail statutes. Chance has been defined as the ab- sence of any means of calculating re- sults, and applies to conditions over which the partic‘pant has no control. In cases where participants receive something of value, but where one may receive an article of greater value than another, the element of chance exists. This is important. As above indicated the giving of a number of prizes does not eliminate the third element—the prize, if there is any inequality whatever in the value of the prizes or the standing of the participants among whom they are to be distributed. In many cases news- papers offering prizes to subscribers accompanied by coupons or tickets en- titling the holders to chances in draw- ings, have been held to be lotteries, although the newspapers were worth all that was paid for them, and were sold at their normal regular price. Like- wise the giving of a ticket with the purchase of a pound of butter or with the purchase of one dollar’s worth of merchandise or the giving of a ticket “free” to any one who comes into the place of business or the giving of mer- chandise to every seventh purchaser on a certain day have been held to include sufficient consideration to constitute the element of consideration. It makes no difference what the purpose of a lottery, whether charitable, relig- ious, advertising, or otherwise; it is nevertheless a violation of the daw. The Federal Trade Commission, of Washington, in its complaint against an advertiser charging fraud in the claims and representations made, in- cluded the advertising agency and the copywriter in the indictment. This, so far as our records go, is the first at- tempt of the Federal Trade Commis- sion to hold other than the principal responsible in a case alleging that the advertiser used the mails for fraudulent purposes. In our view it would be more logical and just to hold respons- ible the publishers publishing such al- leged fraudulent advertising, or at least include such publishers in the indict- ment. The outcome of the case will be watched with interest by the adver- tising fraternity generally, and the class of publishers subsisting on adver- tising of a questionable character. Now there is talk of a “boom” for growing bananas on a commercial scale in Florida. The argument is that bananas will grow in that State. We are now buying millions of dollars worth of that fruit from foreign coun- tries. Why not develop a new “home mdcustry,’ and save all this money which we send away? It is a plausible theory, for many of us have actually seen bananas growing in Florida. It does not follow that it would pay to try to grow them commercially. Cot- ton will mature in Delaware, Mary- land and Southern New Jersey (we have it now growing within three miles of the New York State line). But that does not prove that it would make a profitable crop. We have made an in- vestigation of this banana growing’ scheme and the conservative fruit growers advise against it. A part of the home supply is possible but com- mercial growing is a dream. Do not invest any money in the scheme. There is no question that wild fur- bearing animals are disappearing. They will go like the buffalo in time—driven back to wild and remote sections. It is also true that fur garments will al- ways be demanded by mankind. There have always been humanitarians who protest against the cruelty of trapping and killing animals for fur, but when it comes to a matter of personal com- fort or adornment the public will pay little attention. It will still demand furs. It becomes clear therefore that we must depend, in the future, more and more on domesticated animals for the needed skins. Personally we think that in the coming years new strains or breeds of cats and dogs will be de- veloped with special reference to the:r fur. For example the hide of the Galloway cow makes a good substitute for a buffalo robe. We can conceive of dogskin quite equal to the fur from wild animals. Then of course we have the scheme of keeping such animals as skunks, foxes and others in captitivty. This is coming to be a large business, but we understand that most of the profit thus far has come from selling breeding stock. For our own part we want something more substantial than “a pair of foxes and a hole in the ground” as backing for an investment. The business may look easy, but it seems to be little more than a specula- tion—success coming only to those people who are “half fox’—that is the few human beings who Possess the peculiar instinct which enables them to enter into and occupy the suspicious mind of an animal. Lansing, Sept. 21—What can you tell me about the Chicago Auction Jobbers, 1608 South Halsted street, Chicago? They quote sensational September 22, 1926 prices on shoes, clothing and other goods handled by the country mer- chant. John H. Gearhart. The concern is not listed by the mercantile agencies, which is a pretty good indication that it is a safe con- cern to stay away from. The United Manufacturers Co., 25 East Lake St., Chicago, which has been repeatedly exposed by the Trades- man, is soliciting business from coun- try merchants in Michigan through a man who gives his name in some loca]- ities as Livingston. The architect of the Realm advises its readers to keep away from this house and shuw its representatives the door. Remus, Sept. 19—I am writing you in regard to a company I ordered a suit of clothes of and they guaranteed me a good fit. When the suit came it was much to large for me, so I re- turned the suit to the company and asked them to return my money, as they agreed to do if the clothes were not satisfactory. Now the company fails to answer all letters and com- munications I have sent them. Now I would like to know if they are a company one can expect a settlement with or not. Please send me what in- fomation you get in regard to them. The address is Triple Wear Corpora- tion, 2014-2018 Wabansia Ave., Chi- cago, Ill. The salesman’s name is A. W. Smith. Casper Steinman. This concern is not listed by the mercantile agencies and investigation will probably disclose that it is a fraud. Why any man would pay a stranger for any article before he has seen it is more than the architect of this depart- ment can understand. —_ ~~ Corporations Wound Up. The following Michigan corpora- tions have recently filed notices of dis- solution with the Secretary of State: Endowment Service, Inc., Detroit. Frederick C. Mathews Co., Detroit. Process Metal Printing Co., Detroit. Kewpee Hotels, Inc., Flint. J.F. Coddling Co., Royal Oak. Home Fiscal Agency, Detroit. Forest Auto Parts Co., Detroit. McKay-Nash Motor Co., Grand Rapids Millar Silk Co., Detroit. Frankenmuth Light & Power Co. Frankenmuth. Harry S. Graves Corp., Detroit. Lansing Land Co., Lansing. Acme Stamping & Brass Zeeland. Taylor Title Co., Kalamazoo. Kalamazoo Abstract Co., Kalamazoo. Cheney Talking Machine Co., Grand Rapids. Detroit Technical Products Co., De- troit. Stern Furniture Co., Jackson. Advance Bolt & Screw Co., Detroit. Clayton Land Co., Detroit. Aircraft Distributors, Inc., Flint. Brennan Furniture Co., Port Huron. Detroit Leather & Felt Co., Detroit. Michigan Milling Co., Ann Arbor. Oskaloosa Light & Fuel Co., Grand Rapids. Engle-Hanselman Co., Bay City. Ansted & Maloney Realty Co., Grand Rapids. New Engiand Manufacturing Co., De- troit. Blank Co., River Rouge. Continental Utilit'es Co., Alma. St. Joseph Housing Corp., St. Joseph. Detroit Credit Discount Corp., Detroit International Publishing Co., Lansing. — 7+ -.___ The difference between the go- getter and the little doer is chiefly a state of mind. It is the difference be- tween an active brain and a passive one. Keep your brain active. Works, September 22, 1926 MICHIGAN TRADESMAN 3 Proceedings of the Grand Rapids Bankruptcy Court. Grand Rapids, Sept. 11—We have to- day received the schedules, order of ref- erence and adjudication in the matter of Gienn H. Johnson, Bankrupt No. 2999. The matter has been referred to Charles B. Blair as referee in bankruptcy. The bankrupt is a resident of Muskegon Heights, and his occupation is that of a druggist. The schedules show assets of $4,551.05, of which $250 is claimed as erempt, with liabilities of $3,815.56. The first meeting of creditors will be called promptly, and note of the same made herein. The list of creditors of said bankrupt are as follows: City of Muskegon Heights -__--- $400.00 General Cigar Co., Chicago —_-_--- 15.78 Hochfehild: :Corp., Chicago —..-.__ - 42.16 Steindler Paper Co., Muskegon 14.90 Heights Chemical Co., Muskegon i 9.00 Piper Ice. ‘Cre eam €o., Muskegon 1,200.00 American Druggist Syndicate, OC 49,01 Johnson Nut Co., Minneapolis 40.80 Heights Gas Co., Muskegon Hts.__ 22.20 Muskegon) 14.50 Cincin- United Home Tel. Co., Newton Tea & Spice Co., nati : ee : el ee Lorraine Importing Co., Grand Haven . ies a Shackelton Inhaler Co., Kansas City, Kan. Coe Poe acl0 Frederick Stearns & Co., Detroit 94.68 Walker Candy Co., Owosso __.... 244.24 Williams Co., Nashville, Tenn. __ 16.00 Gunther Candy Co., Chicago —__-_ 36.60 Van EBenenaam C igar Co., Zee and 7.30 Armand Co., Des Mointes Luo AG. 88 Burnham Flower Co., Newaygo alk 3.88 Palmolive Co., Chicago —. 72.00 Michael Georger Co., Grand Haven “n 10.96 2 9 Melba Mfg. Co., Chicago - is Dri. M. Colignan, Muske gon. fase A. Valtine & Co., New York City W. R. Case & Sons, Bradford, Pa. Clason. Map Co, Chicago —....- : Excel Co., Lawrenceburg, Ind, _. 29.00 Pabst. Chemical Co., .Chicazo oo 6.00 Hazeltine & Perkins. Drug Co., Grand Rapids ____- Lo Bell Chemical Co., Benton. “Harbor 5.00 Nelson Baker & Co., Detroit 20.15 Colgate & Co., Chicago <__ oo oo0l Bolt Hardware. Co., Muskegon i AO OG Wolverine News Co., Detroit _.... 39.54 Conklin Pen Co., Toledo Sat 2.07 Why Cide Co., Benton Harbor) 3. 8.00 Mills Paper Co., Grand Rapids _ 5.50 Worden Grocer Co., Grand Rapids 1.25 Brockway Bottle Co., Chicago i Bb 4y Dickens Bait Co.,- unknown — $.06 Independent Elec. Co., Muskegon 18.80 State Bank of Whitehall, Whiteha!l 250.00 DePree Chemical Co., Holland __ 183.64 Nessen News depot, Muskegon Hts. 17.75 mxcet Sales Co,, Chicago... ~~ 6.00 Muskegon Candy Corp., Muskegon 94.10 W. W. Richards Candy Co., Mus- REGO oa Le eT Joe Hirsch, Muskegon Heights __ 850.00 Frank Meister, Muskegon tieights 1380.00 Francis Jiroch, Muskegon ad ils Sept. 11. We have to-day received the schedules, order of reference and adjudi- cation in the matter of George Start, Bankrupt No. 3000. The matter has been referred to Charles B. Blair as referee in bankruptey. The bankrupt is a resi- dent of Sheridan township, county of Newaygo, and his occupation is that of a merchant. The schedules show assets of $9,200, of which $2,000 is claimed as exempt, with liabilities of $9,679.68. The first meeting of creditors wi.l be called promptly, and note of the same made herein. The list of creditors of sa.d bankrupt are as follows: James Haan, Muskegon s $2,200.00 Fred Timmer, Muskegon ___.___. 1,500.00 Fremont State Bank, Fremont __ 1,594.30 Hasper Biscuit Co., Muskegon 93.56 Hazeltine & Perkins Drug Co., Grand Rapids ae Chase & Sanborn, Chicago po — Cardinal Petrolium Co., Muske gon 122.0 Ideal Clothing Co., Grand Rapids 119.63 ~ 118.00 Lake Shore Machinery Co., Mus- Reson ee ee 11,48 Lewis HE. Bernier, Holton _____._. 130.40 Martin Moon, Brunswick ..._... 650.00 Moulton Grocer Co., Muskegon 92.00 Muskegon Bottling Co., Muskegon 26.50 Muskegon Candy Co., Muskegon 155.18 Market Wh’'sale House, Muskegon 104.19 Mishawaka Rubber & Woolen Mfg. Co., Mishawaka, Ind. i 15.46 Larned, Carter & Co., Detroit ____ 3.84 Pringe-Mathew Co., Grand Rapids 447,29 Price ‘Tae Co.;. Cincinnati 4.65 Peoples Hardware Co., Muskegon 31.70 Reliable Tire Co., Muske “gon 42.00 . R. Riemer & Co., Milwaukee __ 125.58 Wetcel Bros. Printing Co., New NOrk .: ete tN Wolfis Bros., "Muskegon ioe meee Sinsheimer Bros. « Co, Chicago 8.26 Jonn WW iSmith, “Muskegon. 2. 45.67 William Stiener, Muskegon ______ 29.80 F. Votruba Leather Goods Co., Bravaerse City ooo Be Van Leeuwen Dry Goods Co., Grand Rapids __- OO I. Van Weste snbrugee, Grand Rap. 27.00° John C, Wabeke, Fremont ___ 87.00 Towner Hardware Coy Muskegon 64.00 Zenoleium Products Co., Detroit__. 33.66 United Auto Co., Muskegon ea ace Bunt: Sons Co.) Detroit) ooo 35.41 Lewellyn & Co., Grand Rapids __ 84.25 Rosswell Cook Co., Detroit __...- 63.25 Southwestern Mfg. Co., Evansville 50.10 Sept. 14. On this day was held the first meeting of creditors in the matter of Charles Conn, Bankrupt No. 2990. The bankrupt was present in person. No creditors were present or represented. No claims were proved and allowed. No trustee was appointed. The bankrupt was sworn and examined, without a re- porter. The first meeting then adjourn- ed without date and the case has been closed and returned to the district court as a case without assets. Sept. 15. On this day was held the adjourned first meeting of creditors in the matter of Charles McCarty, Bank- rupt No, 2982. The bankrupt was present in person and represented by Roman F. Glocheski. No creditors were present or represented. No claims were proved and allowed. The bankrupt was sworn and examined without a reporter. No trustee was appointed. The first meet- ing then adjourned without dat, and upon the payment of the filfiing fee, which the bankrupt has been directed to pay, the case will be closed and re- turned to the district court as a case without assets. The first meeting, as adjourned, then adjourned without date. Sept. 14. We have to-day received the schedules, order of reference and ad- judication in the matter of Robert Huff, Bankrupt No. 3002. The matter has been referred to Charles B. Blair as referee in bankruptcy. The bankrupt is a resi- dent of Evart, and his occupation is that of an oe The schedules show assets of $732.9 of which $315.05 is claimed as exe with liabilities of $5,563.74. The court has wryjtten for funds, and upon receipt of the same, the firfist meeting of creditors will be called, and note of the same made herein. The list of creditors of said bankrupt, are as follows: Evart State Bank, Evart ies, 701.89 Adrian DeWindt, Evart __- ion | tebe Ww interfield Light & Power i, ‘o., Caditiag 2 isos iapieaanen | iy Fr" William B. Bryson, “Evart _ a Coe Maddern Rissiter, Evart : 15.40 Sandberg & Allison, Evart ___.--. 60.00 Turner Auto Co., Part 15.00 Tisch Auto Supply Co., Grand R. 104.00 Alexander Hamiiton Institute, New S0re 2. 60.00 Davy: @ Co. Beart oho 39.00 Ernest L. Blanchard, Hersey ____ 240.00 NW. €, Goldman, Saginaw =... 144.10 Stewart-Warner Products Service Sta. Grand Rapids) oo. 888 Sept. 15. We have to-day received the schedules, order of reference and adjudi- cation in the matter of Howard W. Miller, Bankrupt No. 3003. The matter has been referred to Charles B. Blair as referee in bankruptcy. The bankrupt is a resi- dent of Cedar Springs, and his occupa- tion is that of a machinist. The sched- ules shows assets of none with liabilities of $1,017.25. The court has written for funds, and upon receipt of the same, the first meeting of creditors will be called, and note of the same made herein. The list of creditors of said bankrupt are as follows: Furner & Marvin, Cedar Springs _$115.00 Cedar Springs Co-operative Assn. 148.00 Dr. Pearsall, Cedar Springs 2... 35.00 H. T. Baldwin, Cedar Springs __ 325.00 Charles Mather, Cedar Springs __ 45.00 Cc. S. State Bank, Cedar Springs __ 75.00 Joe Caldwell, Cedar Springs —.. 2.25 W, J. Pollack, Cedar Springs =... 45.00 Il. M. Walbrink, Cedar Springs __ 26.00 J: Wack, Cedar Springs 15.00 Ray Hiers, Cedar Springs _..-____ 163.00 tuck Mim, Hockford ~..... .. 13.00 Charles Wheeler, Cedar Springs _. 10.00 In the matter of Twin City Wet Wash Laundry Co., a copartnership and John E, Rupert and Adelbert Howard, indi- vidually, Bankrupt No. 2989, the funds for the first meeting have been received and such meeting has been called for Sept. 30. In the matter of Rex-Robinson Furni- ture Co., Bankrupt No. 2993, the first meeting ‘of ereditors has been called for Sept. Sept. 16. On this day was held the adjourned first meeting of creditors in the matter of Simon La Vnie, Bankrupt No, 2988. The bankrupt was present by A. E. Ewing, his attorney, although not present in person. No creditors were present or represented. No c.aims were proved and allowed. The bankrupt was permitted to amend his schedules. The adjourned first meeting then adjourned no date and the case has been closed and returned as a case without assets. On this day also was held the adjourn- ed first meeting of creditors in the mat- ter of fGeorge W. McLean, Bankrupt No. 2894. The bankrupt was present in person and represented by attorney Thomas J. Whinery. No creditors were present or represented. No further claims were proved and allowed. The bankrupt was sworn and examined, without a re- porter. The bankrupt was directed to pay the filing fee and upon payment of the same the case will be returned to the district court as a case without as- sets. The adjourned first meeting then adjourned without date. In the matter of A. G. Cusser, Bank- rupt No. 2978, the trustee has filed his report and account and a first dividend to creditors of 5 per cent. and a pay- ment of the expenses of administration to date, has been ordered. Sept. 20, On this day was held the adjourned first meeting of creditors in the matter of John C. Van Antwerp, approved. An order was made for the Bankrupt No. 2985. The bankrupt was payment of expenses of administration, not present in person, but represented as far as the funds on hand would per- by attorney Fred G, Stanley. No cred- mit. There were no funds for dividends itors were present or represented. No for general creditors. No objections were additional claims were allowed. M. N. made to the discharge of the bankrupt. Kennedy was named trustee, and the The final meeting-then adjourned with- amount of his bond placed at the sum out date, and the case will be closed and of $200. The first meeting then adjourn- returned to the district court upon can- ed without date. cellation and reurn of the trustee’s ehake On this day also was held the sale of to expenses. assets in the matter of Thomas H. Mc- —_—_»-—.——- — Nally, Bankrupt No. 2980. The bankrupt : was present in person and represented Think It Over. by attorney Charles H, Kavanagh. The If we all knew how slight is the trustee was present in person. Several ae : : 2 4 bidders were present in person. The difference in effort required to pro- fixt aS > sts > SS + — i i : ures of the estate, less the exemp duce high-grade and low grade ser- tions of the bankrupt and certain other exceptions, were sold to F. W. Oesterle vice. for the sum of $175. All of the stock in trade was soll to James H.. Fox, of Grand Indifferent service is usually the re Rapids, for $2,790. The sales were con- 4 f sage mite 38 sind : ’ ers ae ee sult of an indifferent habit of mind. firmed and the meeting adjourned with- sult " : out date. A business house can be no better On this day also was held the final than the individuals im it. And a busi- meeting of creditors in the matter of James Spyros, Bankrupt No, 2810. The bankrupt was not present or represent- ed. No creditors were present or rep- resented. The trustee was present in person. Claims were proved and allow- ed. The final report of the trustee was ness organized by progressive individ- uals succeeds, while an indifferent in- dividual and an indifferent business flounder in the sea of despair. ws aS 5 ments as to the settlement of estates, but it must deal Da. as to the settlement of estates, but it must deal with generalities and cannot consider special conditions. Were you to leave an estate without a will the law would demand that your estate be disposed of according to its mandates, regardless of your personal wishes or the varying needs or rights of those who might inherit prop- erty from you. Have a will drawn by a competent attorney. you will include this phrase— And “T hereby appoint The Michigan Trust Company of Grand Rapids, Michigan, as Evecutor and Trustee under my Will,” you are assured that every effort will be made to carry out your expressed desires and that the heirs will be satisfied that nothing has been left undone to give them the utmost service of this company which, for nearly forty years, has successfully acted as Administrator, Executor and Trustee of Estates. THE MIcHIGAN [RUST COMPANY GRAND RAPIDS, MICHIGAN The first Trust Company in Michigan According To Law RY WS ae Pa 4 MOVEMENTS OF MERCHANTS. Northport—The Francis H. Haserot Co. has changed its name to the Cher- ry Home Co. Lansing—The Industrial Bank of Lansing, has increased its capital stock from $50,000 to $125,000. Zeeland — The Superior Poultry Farms, Inc., has increased its capital stock from $35,000 to $50,000. Adrian—The Michigan Producers’ Dairy Co. has added machinery for making milk powder to its equipment. Lansing—The Fireproof Storage & Transfer Co., 430 North Larch street, has changed its name to the Fireproof Storage Co. Battle Creek—The Southern Michi- gan Piggly Wiggly Co., 804 City Na- tional Bank building, has increased its capital stock from $100,000 to $200,000. Doster—Fire destroyed the store building containing the postoffice and hardware and implement stock of S. J. Doster, entailing a loss of over $5,000. Nashville—Frank Galey has sold the South End Grocery to its former own- er, Ward A. Quick and his son-in-law, Carl L. Bean, who have taken posses- sion. Kalamazoo—T he Drug Store, East Main and Portage streets, has had a modern fawn tapestry brick Economy front with plate glass windows in- stalled. Kalamazoo—A modern front with plate glass windows has been installed in the building occupied by the City Drug Store, at the corner ‘of Main and Edwards streets. Muskegon—Torberson Bros. have sold their drug stock at the corner of Peck and Orris Chance, formerly engaged in the drug Erwin streets. to business at Boyne City. Boyne City—Orris Chance has sold his interest in the drug stock of Chance & Gerie to his partner, who will continue the business under the style of Kennard Gerrie. Glenn—Lightning caused the de- struction by fire of the feed store of Jerome Hamlin and the fruit and pro- duce exchange of William Hamlin, en- tailing a loss of about $25,000. Jackson—The Lockwood-Ash Motor Co. has changed its name to the Lock- wood Motor Co. and changed its cap- ital stock from $300,000 common to $75,000 preferred and 30,000 shares no par value. Gobleville—John McDonald has pur- chased the drug stock of Myers Bros. and is removing it to another location. Mr. McDonald was chief clerk for Ray C. Eaton, the Otsego druggist, for fifteen years. Grand Rapids — The West Side Plumbing & Heating Co., 1515 Pine avenue, has been incorporated with an authorized capital stock of $1,000, all of which has been subscribed and paid in, $200 in. cash and $800 in prop- erty. Escanaba—The National Pole Co., which has conducted its business in Escanaba for fifteen years, has been sold to a group of Minneapolis capital- ists, head by E. N. Baccus and H. S. Gilkey. Offices will be established in the latter city. Flint—Harry H. Bloomberg & Son, MICHIGAN 427 South Saginaw sireei, has been in- corporated to deal in shoes, etc., at retail, with an authorized capital stock of $25,009, all of which has been sub- scribed and paid in, $10,000 in cash and $15,000 in property. Detroit — Bloomberg, Marks & Woodward avenue, retail dealer in shoes, has been incorporated with an authorized cap- ital stock of $27,000 and 180 shares at $1 per share, of which amount $9,000 Bloomberg, Inc., 1031 and 180 shares has been subscribed, $3,000 paid in in cash and $6,000 in property. Howell—The firm of Larkin & Kru- ger has dissolved. These gentlemen have done business together since people shook their heads because two such young men underteok it, but they built up one of the leading gro- cery trades of all this section. Mr. Kruger will continue the business at the old stand. Mr. Larkin has bought the Claud Faucett stock, across the sitrset from his old store, and is out to even add to Mr. Faucett’s large trade if possible. Benton Harbor—The building of a new $5,000,000 village, with an estimat- ed population of 10,000 people, along the St. Joseph River near Benton Har- bor, the project of the firm of Hol- labird & Poache, Chicago architects. The preliminary plans are being work- ed out by George S. Beard who rep- resents certain Chicago capitalists. The grouped has secured 144 acres for the development of its project. Foriv acres will be retained for the erection of a $1,000,009 hotel. Frank A. Kelbie, vice-president of the Union Banking grocery Co., St. Joseph, has been made trustee of the project. He will handle con- tracts and deeds for the sale of prop- erty. Manufacturing Matters. Detroit—-The Capitol Brass Works. 2306 Franklin street, has changed its name to the Benjamin Noble Co. Detroit—The P. J. P. Tools Corpor- ation, 14201 East Jefferson avenue, has been inccrporated with an authorized stock of $10,009, all of which has been subscribed and paid in in cash. Charlotte—The Hancock Manufac- turing Co. is making a considerable A new plant, 240 by 100 feet, of sawtooth roof construction, is The company is a body hardware manufacturer, and began business in’ 1°0/. expansion. under way. Detroit—The Capitol Brass Works, Inc., has merged its business into a stock company under the style of the Capitol brass Works, 7285 Jos. Cam- pau, with an aathorized capital stock of $1,009, cf which amount $500 has been subscrited and paid in in cash. Saginaw—The Wilcox Motor Parts & Manufacturing Co. has merged its business into a stock company under the style o: the Wilcox Products Cor- poration, 420 Rust avenue, with an authorized stock of 53,000 shares at $1 per share, of which amount $1,000 has been subscrided and paid in in cash. Detroit—The Dot Products Co., Inc., 5075 Grand River avenue, has been incorporated to manufacture and sell capital TRADESMAN washing powders and cleaning com- pounds, with an authorized capital stock of $40,000 preferred and 4,000 shares at $1 per share, of which amount $10,000 and 4,000 shares has been sub- scribed and $9,000 paid in in cash. Muskegon — Complete re-organiza- tion plans have been announced by the Central Wheel Co., which industry was brought to this city through the efforts of the Industrial Foundation. Its capital has been increased from $50,000 to $100,000 and a heavy sched- ule of production is assured for the remainder of the year. Frank E. Mc- Kee, formerly general manager of the Campbell, Wyant ‘and Cannon Foun- dry Co., is president of the new organ- ization. Jackson—The removal to Jackson from Ecorse, of the plant of the Hink- ley Motors & Parts Corporation is an- nounced by the Jackson Chamber of Commerce. The former Mott wheel plant on Wildwood avenue, purchased from the L. A. Young Industries Co. by the Hinkley people, will be occu- pied. Interior remodeling is now in progress at the Mott wheel building and the former Ecorse concern is pre- pering to move machinery and equip- ment to Jackson immediately. Ap- proximately thirty days will be re- quired for moving and the Hinkley corporation is expected to be estab- lished and under production, with ap- proximately 75 persons employed, by Oct. 1. The company’s main product is a sliding gear transmission for ford cars. ——_»+-. COLD DAYS IN JULY. Until the science of weather fore- casting, aided by the most modern in- struments in the hands of trained ob- servers, becomes much more exact than it is at present, even for twenty- four hour periods, most of us will re- fuse to make advance arrangements for a heatless summer such as is being forecast for 1927. One seems to recall some talk of a cold summer for 1926, too, and look what we got! Long- distance forecasting has not yet ad- vanced past the goosebone stage, de- spite all the ‘talk about recurring cycles, and solar radiation. Suggestions that there was once a summerless year fall lightly upon the ears of the men whose business it is to tell us whether to- morrow will be fair or cloudy, warm or cold. When the latest bearer of the lugu- br’ous tidings that next year we shall all need to keep the old coal bin full a solid twelve months, instead of the conventional seven or eight, and that earmuffs will be au fait on the Fourth of July for other reasons than to pro- tect us from the thunders of oratory; let slip the fact that he based his cal- culations upon a study of weather from the year 151 A. D. he weakened his case sadly. Wealther records are scarcely to be relied upon if they ante- date the coming of scientific meteor- ology, still in its infancy. In that renowned year 1816, when chilblains were as common during August as sunstrokes in more normal times, there was nothing to relieve the tragedy of the situation. The march of progress has brought us the radio, however, and along with the prediction September 22, 1926 of cold days in July comes the cheer- ful announcement that receiving con- d‘tions will be well-nigh ideal in 1927. Order your wireless sets now for the long, snowy, bitter evenings of next August. But don’t swap your old straw hats for skis just yet. NO NEW ANTI-TRUST LAWS. And now comes the authoritative an- nouncement that no _ new . anti-trust laws are to be urged by the President for enactment at the next session of Congress. The statement would ap- pear to the man of the street to be rather superfluous. Under the exist- ing laws about every combination in restraint of trade, except among farm- ers and laboring men, can be reached. It may also be said that most of the criticism that has been leveled against anti-trust proceedings has not been di- rected against the laws themselves so much as to the methods of application which have not always shown judg- ment. For it must be admitted that measures against monopolistic prac- tices have ever been popular, especially among English-speaking people, who have been familiar with them for hun- dreds of years. Some especially severe enactments go back to the Elizabethan period in England, and even before that. Most of the earlier measures had to do with the prices charged for things to eat which unscrupulous food dealers tried to keep high by combinations. In 1535 it was found necessary to declare by statute the prices which butchers were allowed to charge for beef and mutton and, as another precaution against monopoly, foreign butchers were permitted to offer their meat in competition with the domestic in Lead- enhall Market in Subse quently the ban on monopolies was ex- tended to other necessary articles, and this kind of legislation in one form or another became quite common in many, if not most, countries. London. WENT WELL WITH COOLIDGE. The summer capital at White Pine ' Camp closed last Saturday and Pres- ident Coolidge returned to Washing- ton. It cannot be said that he went to resume his duties, for the occupant of that high office cannot lay aside his duties at any time until his tenure of office is over. The President, un- like other men, must carry on while he is resting. During all of his ‘“vaca- tion” President Coolidge of necessity kept in touch with the Nation and the outside world, and the ship of state, steered from the Adirondacks, swung along on an even keel. The summer went very well for the President dur- ing his stay at White Pine Camp. Prosperity was maintained, the dull season Of business was less dull than usual, and the political outlook—de- spite the earlier prophecies of those who wished otherwise—was not chang- ed greatly by the primaries. And if the President was not entirely free from the cares of his office, he was relieved for more than ten weeks of a daily routine in Washington that grows more arduous year by year, and some- thing that even a man who loves work as much as Calvin Coolidge does can he grateful for, Se September 22, 1926 MICHIGAN TRADESMAN 5 Essential Features of the Grocery Staples. Sugar—Jobbers hold cane granu- lated at 6.55c and beet granulated at 6.35¢. Tea—Fluctuations in tea values at the sources of supply are in the nature of a readjusting movement to condi- tions incident to progress of the crops. Spirited buying has been the rule in the Indian markets and prices there have been firmer. Colombo has, on the other hand, developed an easier tone, due to appearance of somewhat poorer quality teas. Formosa teas have been very strongly sustained and the jump in Japanese exchange has helped to strengthen the market. The season in Formosa is practically finish- ed and only about 15,000 to 20,000 half chests of teas remain to come forward from this producing point. Java leaf teas have met good buying in Lon- don and common have also shown firmness. Canned Fruits—New pack Califor- nia fruits are being delivered on con- tracts and they are going right out to the retail trade to correct shortages in assortments and stocks. Some of the chain stores are featuring fruits in their advertisements, as the “‘first ar- rivals of 1926 pack.” Canned Vegetables — Pea canners have spoiled their own game, but what is more of a pity, that of canners of other staples, by the familiar cry of “wolf, wolf,’ without reason or ex- cuse. The trouble with the pea canner has been he called for the wrong ani- mal, as a bear appeared on the scene instead of a wolf and now canners and buyers are bearish. It is not a ques- tion of whether the pack was too large or whether it can readily be absorbed but of misrepresentation of the prob- able output from the time intentions to plant were first discussd until the pack was in the can. Postings were proved to be misleading and incorrect when the statistics of the pack were released. The canner has not played fair with the distributor, although for- tunately for the latter this season, he has not overloaded with future bought peas. The canner is the owner of the merchandise this season and the buyer is in a position to make him regret that he so misrepresented the prob- able pack. This has ‘been a hard year for canners to sell futures and now that the pea statistics were released just at a time when buying interest was beginning to develop for other commodities the advance sale of mer- chandise has been handicapped. Doubt is thrown upon the postings of other canners and this is not a season for pessimism if trading is to get back to normal. The canner will have to be packer, banker and warehouseman if he does net receive the co-operation of distributors. Confidence in values and in the postings of packers will have to be restored. It will take a lot of counter-influences to offset the effect of the underestimated pea pro- duction —influences which will be po- tent next year and in the succeeding pea seasons for some time to come. No other canning season is a parallel to the present tomato packing deal. The market was weak before the pack started and buyers expecied to cover on twos at 67%c. The nearer the season approached the week of heav- iest production, the higher has been the upward price tendency, which is contrary to normal years when cheap tomatoes are usually thrown on the market as the canners do not care or are not able to carry them. This year “there are no cheap tomatoes in any canny area. Short deliveries on the limited volume of future orders are talked about.. That a buying rush of larger proportions than that which has occurred did not develop is largely due to the pea situation and other bearish factors. Buyers have the idea that a tomato vine is never through produc- ing until frost kills the plant; that high prices, a known acreage and reports of short pack will keep canneries operating as long as Granting that the pack so far is short, the buyer contends that a late fall may correct or at least relieve the situation from Corn, — likt toes, is late in going into the can and most states report shrinkages in production so far compared with esti- reduction in raw material is available. its acuteness. toma- mates made earlier in the season. Frost hazard is a factor to be considered. The trade has carryover corn to work with and is beginning to get deliveries of new packs which afford ample working material. There is little buy- ing for later needs. Canned Fish—The lack of cheaper offerings of Alaska salmon at the source after reds struck $2.50 has not caused renewed buying of stocks for future needs. Some goods have been bought ahead and these are being liquidated or will be held against ac- tual needs until the situation clears, while pinks can be had at $1.45 from the leading canners. A few offerings at $1.35 are being made and chums are momentarily quiet. Advances in Maine sardines are announced, effective next Monday, varying from 1l0c to 25c, according to grade. Business placed before that date goes through at the present level of prices. White meat tuna is bringing record prices. Dried Fruits—The prune situation is improving slowly at the source, due to a material reduction in the tonnage of the Northwest crop and to a refusal of California growers to liquidate quo- tations, which, however, are almost a cent lower than original opening. The Northwest crop is estimated at 60,- 000,000 pounds, some 30,000,000 pounds less than the anticipated yield before rains occurred. More than half of it is reported to be sold, mainly to Eu- ropean markets, so the tonnage yet to be moved is not excessive and may even be smaller than now figured. The Northwest situation is regarded by packers to be fundamentally strong and sound and no cheap prunes such as 6c f. o. b. for 40s are expected. The spot California situation is unsettled. Speculative interest has not been re- vived in local or Coast stocks, although the ideas of buyers and sellers have narrowed. Raisins have been as un- settled as prunes and cheap bulk and package Thompsons are quoted from the Coast by some of the independent packers. Other varieties are not so much subject to selling competition. Peaches and appricots are neglected, as there is no immediate need for stocks. Later outlets are not cosnidered until Coast investments for deferred ship- ment look more promising. Nuts—Fall enquiry is causing more interest in nuts, both old and new crop. Walnuts in the shell are held firmer, and with a prospect of a higher open- ing than last year on the California crop there is keen interest in the do- Shelled nuts are a puzzle, since the trade is mestic and foreign situation. afraid to anticipate its future wants on new crop at to-day’s market and is equally afraid not to do so for fear Shell- ed almonds have been higher abroad there will be furiher advances. during the past week as contracts have been made for early shipments. Wheth- er this strength will be maintained is a question. Brazils which show good cracking quality are tending upward as that grade is getting scarcer. There are still low grade nuts here which causes a wide range on spot sales. Olive Oil—A strong understone oc- curs in fine and medium grades of olive oil, while less desirable types are s.eady. The situation rather favors the seller and higher prices are ruling on preferred brands and the strength is largely due to higher replacement costs abroad. Rice—Supplies of uew crop rice have increased but have not accumu- lated since carryover had been closely soid out and larger working stocks have been distributed without causing a reaction in prices. Buying, however, is still along conservative lines and more for nearby than for later needs. The crop has been practically made and the trade is holding off to see what the trend of prices will be and how quality will average for the crop. ee Review of the Produce Market. Apples—50c per bu. for Duchess and 75c for Red Astrachans; Wealthy, 60c. Bananas—/7@7%c per lb. Blackberries—$3 per 16 qt. crate. Beans—Michigan jobbers are quot- ing as follows: © oe Pea Beans. 3 $4.40 iene Rea Kidney 2020000 8.50 Dark Ned Kidney 2 30 fay is Beets—$1 per bu. Buiter—The market is stronger and a little higher. Jobbers sell fresh packed at 42c, prints at 45c and June packed at 41c. Thy pay 23c for pack- ing stock. Cabbage—Home grown commands $1.25 per bu. Cantaloupes—Home mand $1.50@2 per bu. Carrots—Home grown, $1.25 per bu. Cauliflower—Home grown, $2 per doz. Celery—Home grown brings 30@50c per doz. Cocoanuts—$1 per doz. Cranberries—$5 per 50 Ib. box Cape Cod. Cucumbers—$1.25 per bu. Eggs—Egg production so far this year is running ahead of last year dur- ing the same months for this same number of laying hens. On account of grown com- a milder winter, the January produc- tion this year was 49 per cent. more than it was last year, Februrary, 21 per cent. more, and March 8 per cent. But a cold April reduced the layings 2 per cent. below last year in There was a substantial in- Local more. April. crease in following months. jobbers are paying 40c this week for strictly fresh. Egg Plant—$2 per doz. for home grown. Garlic—35c per string for Italian. Grape Fruit—$5.50 per case for Isle of Pines stock. Grapes—Calif. Malaga, $1.75; Tokay, $2 per crate; Wordens, $3 per doz. of 4 Ib. baskets. Honey—25c for comb; 25c_ for strained. Honey Dew Melons—$2.50 per crate for either 6, 8, 9 or 12 Lemons—Quotations are now as fol- lows: a) Sunkist. 2 $5.50 JOU Red Ball vo 5.00 J0G Red Ball 2 ae Lettuce—In good demand on the following basis: California Iceberg 4s, per bu. ~-$4.00 Garden grown leaf, per bu. -.-___ 1.75 Onions—Home grown, $2.25 per 100 Ib. sacks; Spanish, $2 per crate. Oranges—Fancy Sunkist California Valencia are now on the following basis: TO $7.50 OG 7.50 S50 7.50 Pe Se es eee a 7.50 A 7.50 2G ee, 7.50 O54 oe 7.50 ee ee 7.00 Oe 7.00 Sunkist Red Ball, 50c cheaper. Peaches—Prolifics and Early Craw- fords fetch $1.50 per bu. Pears—$3.25 per crate for Cal.; $2 per bu. for Bartletts. Peppers—Green, $1.56 per bu. Pickling Stock—20c per 100 for cukes; $1.50 per 20 lb. box for white onions. Piums—$1 for Guis and Lombards. Potatoes—Home grown $1.25 per bu. Poultry—Wilson & Company pay as follows this week: Hidavy fowls) 26005000 25€ Diohe fowls 20 20c Springers, 4 Ibs. and up 2.2... 28c Broilers: oe -.5 18@2de Wurkey (fancy) youtie 2.2 39¢ farkey (Old Foms) 222200. 32¢ Dacks €White Pekins) _...2._. 26c Geese ee 15c Radishes—20c for outdoor grown. Spinach—$1.25 per bu. for home grown. Squash—$1.25 per bu. for summer; $1.50 per bu. for Hubbard. String Beans—$2.50 per: bu. Tomatoes—60c for % bu. basket. Veal Calves—Wilson & Company pay as follows: Hatey 2. 19@20c CG 18c Médidm (2002 eee 15c POOR 2 es “hae Water Melons—50@60c. Wax Beans—$2 per bu. Whortleberries—$4 per 16 qt. crate. 6 THE INDEPENDENT DEALER. Some Things He Can Learn From the Chains. In considering competition of any kind there are two primary points that have to be taken into account—the ad- vantages which one’s competitors have by reason of his location, his method of doing business and various systems which he employs, and the advantages which are to be found on the other side of the fence, the weapons which one’s competitor cannot use. In short, the entire situation re- solves itself into an analysis of the methods that are being employed in the competitive fight and the turning of as many of these as possible against the other man. One of the big battles which is be- ing staged at the present time in the retail field is that of the Independent Store against the Chain, a conflict which is being rendered more and more serious because of the growing financial power of the cha‘ns and the fact that new stores of this kind are being opened every day. There is not a single line of retail endeavor—from the news stand to the giant department stores—which has not been “chained” and the latest list of organizations of this kind shows an expansion of th’‘s movement during the past year which is little short of amazing. Bearing this in mind and remember- ing, at the same time, the financial backing which js behind the majority of chain store organizations, the ques- tion naturally arises as to whether the future of retail business will find the independent store entirely eliminated or whether, by reason of certain very definite advantages which it possesses, it will be able to meet and check the advance made by its powerful com- petitors. The experiences of the past decade have shown very clearly that the in- dividual store, no matter in what line, has little to fear from the chain—pro- vided it makes the proper use of the weapons which it possesses, weapons cannot possibly be used by the chains and also provided that it learns the lessons from the chain store methods of management, organization, care in buying and rigid economy in operating expense that are obvious from an analysis of the success of the chain idea. Before considering these, it might be well to emphasize the point that the chain stores themselves have had a most beneficial effect upon the inde- rendents who have had sufficient in- itiative to fight with the same weapons that their competitors use. It is necessary to look back only a few years to recall the physical condi- tion of the average small store—the grocery, the hardware store or the drug store. As a rule, it was dingy, dusty and unprepossessing. Its win- dow was used as a catch-all for any- thing ard everything. Its looks were poorly kept—if they were kept at all —and its methods of salesmanship reeked of the days when Caveat emptor (“et the buyer beware!) was the riotto of every place where goods were sold across the counter. Then a chain-store outfit came along MICHIGAN TRADESMAN and opened a bright, attractive, sp'c- and-span store next door or across the street. The independent storekeeper —for he was far more of a storekeeper than he was a ‘‘merchant’”—had to do one of two things: Either curl up and’ wait for the sheriff or clean up and go after business. Those who surrender- ed, those who sat back and wailed about “the competition of the chains” instead of doing something about it were swept out. Those who made up the:r minds to fight soon found that the weapons of Satisfaction and Ser- vice, of individual attention to the needs of their customers and personal- ized supervision of their own business- es, the weapons of charge accounts and deliveries and telephone orders, were more than sufficient to offset the much-vaunted buying power of the chains. In fact, many progressive buy- ing merchants of the present day open- ly declare that they like nothing better than to have chain stores select loca- tions close by, so that, through inti- mate comparison of the two methods, their customers can become even more convinced of the desirability of deal- ing with a store which is 2 separate and distinct unit, rather than a cog in a big machine. To-day, there is far less talk of chain store competition—and of that other bugaboo of the retail business, mail- order competition—than there was ten or even five years ago, for the weak- lings are being rapidly weeded out and all the chain stores of the Nation were last year credited with doing only 8 per cent. of the total retail business of the United States. This, however, does not mean that chain store sales were not sufficient to cause alarm, for 8 per cent. of $42,000,000,000 repre- sents $3,360,000,000 which the inde+ pendent retail stores failed to secure. But it is not correct to say that this amount of sales was lost to the in- dividually-owned stores, for the rea- son that it never belonged to them. It Was an opportunity which they failed to grasp, a prize for which they did not strive sufficiently hard—but they d‘d not lose it any more than a man could be said to lose the prize in a race in which he merely jogged along while his .opponent was putting forward every effort to win. That’s what a lot of stores are do- ing to-day—jobbing along. But the race is getting swifter all the time and if there is to be any hope whatever of getting the real prize at least some of the methods which are being used by the chains wil] have to be more widely adapted to the individual retail field. These methods may be roughly sum- marized as: A definite analysis of the market. Extreme care in the selection and buying of goods. Limitation of lines. Limitation of service. The handling of window and counter displays. The training of salespeople. Economies in operating service. A complete system of records, coupled with a proper use of the fig- ures secured. It will be invariably found that no chain store organization will select a location in a haphazard, hit-or-miss fashion. In the first place, the chain is a large one, the entire country has been surveyed and certain markets have been mapped out as being the most promising. Then, after these have been determined, the cities and towns are surveyed and reports se- cured as to the buying habits of the people of each individual city, their in- comes and their prejudices. Finally the business sections of each city are gone over very carefully and plans are laid to secure as many advantageous loca- tions as possible—the chains often working years in advance to secure an option on a site which they favor. In Philadelphia, for example, I know of three instances in which chain store outfits have their lines already laid to take over properties upon which the present leases will not expire for ten years or more. When the proper time comes, it is possibie that the or- ganizations may not exercise their options. But, meanwhile, they are “protected against competition and can take over the stores if they care to do so at the end of the existing leases. This, of course, is hardly possible for the individual store. The indepen- dent merchant usually has to take his location where he can find it, but there is no reason why he should not keep his eyes open for the future, why he should not instruct a reliable real es- tate broker to keep in close touch with developments in the retail district so that, if he wishes to do so, he can either enlarge his store or move to a better location. But right here—in the analysis of the market—there is a weapon in the hands of the independent store which the chain cannot use: A concentrated survey of the trading radius of the store with a view to using newspaper and direct-mail advertising in the proper manner. How can a store ex- pect to get a full one hundred cents return from every dollar spent for ad- vertising if it is not thoroughly con- versant with the needs and the desires of the people whom it is serving? How can it personalize and individualize its service if it doesn’t know just what service is wanted? How can it build up trade in new lines if it is ignorant of the houses in which these lines would find a ready reception? An excellent illustration in this con- nection, although the plan adopted was not that of a chain outfit, was recently outlined in the Retail Ledger in an ar- ticle which told of the success which George F. Muth & Co. have had with a specialized idea in paint selling. Every time one of their customers has his house painted—and it is easy to keep track of this through the sales in the paint department of the store— the Muth Company writes a letter to the owners of the two houses on each side of the one that has been newly painted and to the owners of the four houses directly across the street, call- ing their attention to the improvement which has been effected in the appear- ance of the property and to the in- creased value which a coat of paint has effected. tion is made that precisely similar paint can be secured at the Muth store and an approximate price is mentioned for a duplicaticn of the work. As a September 22, 1926 Under both State and lederal Supervision We are as near as your mail box. As easy to bank with us as mailing a letter. Privacy No one but the bank’s officers and yourself need know of your account here. Unusual Safety Extra Interest Send check, draft, money order or cash in_ registered letter. Hither savings account or Cer- tificates of Deposit. You can withdraw money any time. Capital and surplus $312,500.00. Resources over $5,000,000.00. Send for free booklet on Banking by Mall HOME STATE BANK FOR SAVINGS °*4%> Rains Naturally, the sugges- . 6% INSURED BONDS Just as safe as Government Securities Our 6% Insured Bonds safeguard your money against loss and assure you a steady guaranteed in- come. There is no. safer investment. These bonds are secured by first mort- gages on homes and both principal and interest are guaranteed by a_ surety company with assets of $48,000,000. They are tax exempt in Michigan. Write us for descriptive matter or call at our office for further information. INDUSTRIAL COMPANY ASSOCIATED WITH INDUSTRIAL BANK GRAND MICH- RAPIDS IGAN September 22, 1926 result, a surprisingly large percentage of new orders are secured. The names of house owners close by are secured through high school students who are glad to earn a little extra money in this way. There is no reason why this plan should be confined to paint. It is just as applicable to radios, to sales of fur- naces or cooking ranges or refriger- ators or washing machines or other ar- ticles which are comparatively high- priced. In every instance, the man or woman who has just bought one of these would be very glad to show it to their neighbors and a personal letter to a dozen people in the immediate locality would be almost certain to pull an additional sale or two, in ad- dition to laying a splendid foundation for future business. When you come right down to it, this is only an example of carrying the chain-store market analysis idea a step further—dressing it up and ren- dering it far more attractive with the personalized service which is possible only through the independent store. Few chain store managers could put this plan into operation, because their hands are tied by the inflexible rules and regulations of their organization and because they are given little lati- tude for originality. “Standardiza- tion” is the keynote of the chain’s suc- cess for, through standardization, they lower expenses and keep overhead down to a remarkably low point. It is here that the standardization policy of the chain stores won _ its greatest victories, for the selection and purchasing of goods is not left to the individual manager but is handled en- tirely from the central office and or- ders are placed only after a searching investigation into the sales merits of the merchandise. There is little chance for the high- powered salesman, the man who re- lies upon his own ability rather than upon that of his goods, to secure a large order from a chain. Experts go over each and every piece of merchan- dise offered, dissecting it, analyzing it and finally deciding whether or not it should be added to the stocks of the different links in the chain. As a re- sult, there is little leftover goods and few shelf-warmers. Even the sason- able articles—like Christmas tree orna- ments or bathing caps—are carefully stored away and brought out next year, together with the new stock. Because of this, “sales” are particularly un- known in chain stores. Stock doesn’t have to be cleared out and, as the lines are comparatively few and the goods are all surefire sellers, little loss has to be taken on markdowns, even in the clothing chains. There are few individually-owned stores, on the other hand, that could not profit by taking this leaf out of the chain store’s book of management. It is not, of course, advisable for a store so to limit its stock that any con- siderable percentage of customers will have to be told, “We haven’t that” or “We're just out of it,” but there is no reason for the multiciplicity of brands and the excessive duplication of items which is so often found. Only recently, I was in a hardware store which had, on display or behind MICHIGAN TRADESMAN the counter, thirteen different makes of knife sharpeners. Examination of the sales records showed that over 80 per cent. of the sales were made on two of these types. Why, therefore, should the store stock the other eleven? Why should they be allowed to clutter up valuable space and eat up their profit long before they were sold—if at all—when there were other and far faster moving things that could be ad- vantageously displayed in the same spot? That’s one big lesson that the inde- pendent store can learn from the chain —to carry only goods that will sell, stock only a few of them at a time and keep turnover turning. Manufacturers are deprecating the so-called “hand-to- mouth” buying policies of retailers at the present time, but isn’t it far better to buy from hand to mouth than to sell only when the sheriff tacks a big- typed notice on the door? One of the outstanding differences between the chain store and its inde- pendent competitor is that the latter gives service and the former does not. Here is a weapon that, rightly employ- ed, can be used to the inevitable ad- vantage of the independent, for the ma- jority of people like to buy service along with their goods and they are willing to pay for it—up to a certain point. They like the convenience of a charge account (and they'll buy more on it than they will for cash) and they like to have their goods delivered. They like to be able to call up the store on the telephone and have their wants at- tended to with a minimum of trouble. They can’t do these things in a chain store and it therefore follows that if the independent store emphasizes the service which it renders and the con- venience which it offers, it will offset the lower prices which the chain fea- tures as its sole reason for existence. But there is such a thing as carrying service entirely too far—extending it to the point where it has to be reflect- ed in a materially increased cost to the consumer—and it is here that a balance has to be struck. Extension of a thirty-day credit, for example, is an excellent idea, when you know who you are dealing with and are cer- tain that the bills will be paid with a fair amount of promptness. credit begins to lag to anywhere from ninety days to six months or more, at is time to call a halt. That isn’t ser- vice. That is an imposition by your customers who have borrowed money from you and are retaining it without paying interest for the privilege. Again, it isn’t service to make a special trip to deliver a package of thumb tacks or some washers for a garden hose. A certain amount of deliveries of this kind undoubtedly do create good-will. But they are an ex- pensive luxury and should be indulged in only when you are fairly sure that some real good will come out of them in future. Steering a straight course between the chain store abolition of all service on the one hand and too much service on the other is a task for a real diplo- mat—which is to say a real retail ex- ecutive, for there is just as much need for diplomacy and hair-line decisions (Continued on page 30) Five Hundred carpenters working full time every day are needed to apply the output of REYNOLDS SHINGLES } ere Grand Rapids Trust Company Receiver for H. M. Reynolds Shingle Co. WORDEN (GROCER COMPANY THE PROMPT SHIPPERS But when, A BIG WINNER QUAKER COFFEE HOT FROM THE POT SATISFIES MPU LAM MDL) Makes customers repeat WORDEN GROCER COMPANY Wholesalers for Fifty-seven Years Ottawa at Weston - Grand Rapids The Michigan Trust Company Receiver | NOT YET IN VISIBLE PERIL. The warning against gush over the Locarno compact and Germany’s entry into the league of nations comes with good grace from Lord Grey of Fallo- don. The veteran British statesman has always coupled with the traditional reserve of his people a desire to take as cheerful a view of developments as possible. His satisfaction over the arrangements following the two Bal- kan wars was rudely shattered by the events of July and August, 1914, but if he had been inclined to draw a more sombre picture since, there has been nothing of cynicism in his disillusion- Nor is there any touch of bit- terness in his present warning. He is merely speaking out of his great ex- ment. perience when he says that there is danger in allowing enthusiasm over improved international relations to run to excess. The opposite tendency is equally to be condemned. Sighs and groans over the total depravity of mankind and especially that part of mankind which has to do with diplomacy may—and, unfortunately, often do—go to an ab- surd extreme. He would have a hard choice who was bidden to say whether he would be shut up for half a day with a man who was sure that Lo- carno and Germany’s admission into the league had made war forever im- possible or with another man who was positive that Mars was waiting around The wonder is that with so much gush on the one hand and the corner. so much gloom on the other, the world For these two qual- ities do not counteract each other; gets ahead at all. they make each other more intense. It speaks volume for human nature that somehow we do get ahead. With all our gush and gloom we have a considerable stock of gumption too. If we live in a fooi’s paradise part of the time and another part of the time sit in the seat of the scornful, occa- sionally, at least, we see things pretty It would not do to wipe out gush and gloom entirely But the world is not yet in visible peril of hav- much as they are. -they lend variety to life. ing too much gumption. SALES OF WOOL. Auction sales of wool are in prog- ress in London and in Brisbane, Aus- tralia, the principal one being at the former place. It is a little puzzling ta find out the trend from the reports that have come over. Certain of the best merinos have been somewhat ad- vanced in price, but the amount of the withdrawals indicates the purpose of holders to try to keep up prices. Whether they will be able to do this up to the end of the sales is still a question. Some of the wools represent a price of over $1.25 clean landed cost plus duty, in this country. Very little buying for this country has taken place at the foreign sales, most of it being for Germany, France and Japan. But the advances in wool prices abroad have tended to make holders here re- luc‘ant to part with their stocks, ex- cept at higher levels. They have been encouraged in this attitude by the greater demand from domestic mill, which are, in the main, well occupied MICHIGAN TRADESMAN with orders for goods. Imports o wool are declining and so also are warehoused stocks. Two notable of- ferings of dress goods for Spring were a feature of the past week. They are of extensive variety and are well calculated to promote trade, especially as the prices show a fair reduction from previous ones. In men's weat fabrics the manufacturing clothiers are still somewhat shy in their Spring, orders, waiting to hear from the road salesmen. By the first of next month or thereabouts, all the Spring lines will be shown. Tropical suits are already on the market. In women’g wear fabrics the trade is waiting for the opening of fancies by the American Woolen Co., whose lines will shortly be shown. Some of the more distinc- tive lines for women’s wear will not be offered for nearly a month to come. The conditions in the garment trades seem to warrant the delay. TOWARD LIGHTER WEAVES. With the increasing tendency in re- cent years toward lighter weight gar- ments for women has come a gradual revolution in the kind of materials used. Silk fabrics have been supplant- ing both cotton and wool ones to a very large extent and, because of their feel as well as appearance, have made a strong appeal to the gentler sex. Al- though the tendency was quite notice- able a few years back, no effort was made to counteract it by those inter- ested in other textiles, the general supposition being that the vogue for silks was somewhat of a fad that would soon run its course. When, however, the trend persisted and the effect was to reduce the sales of other kinds of fabrics, account was taken of it, especially by the makers of cotton goods which had commended them- selves as much by their cheapness as by anything else. As cheapness ceased to be the princ'pal factor, cotton man- nufacturers turned more toward im- proving the quality and appearance of their products. They offered sheer weaves and superior styling in the ef- fort to divert attention to their wares and met with some success, although not overcoming the liking of women for silks. Within the past year the manufacturers of woolen dress goods have shown a disposition to come into the competition for women’s favor by turning out some very thin worsteds designed to take the place of silken textures. This movement has reached its peak in the making of fabrics for next Spring, which weigh only about two ounces to the yard and which are available for nearly all the purposes for which silks are used. How con- sumers will react to this is yet to be determined, but there appears to be no doubt but that the new weaves will find and keep a place for themselves. This is the usual experience with cloths that have the appeal of novelty. cece neeveeneenngectiaienteas INSTALMENT BUYING. Certain forms of instalment buying have aroused considerable discussion of late in credit and other trade circles. With the general subject the people of the country have been familiar for many years. One of the earliest in- stances was the purchasing of furni- ture on certain stated monthly pay- ments, which still continues on rather a large scale in many portions of the country, especially in the urban dis- tricts. In the smaller towns and _ vil- lages, where everybody knows every- body else, sales are made on credit, with settlements at certain fixed times as has been the case from time im- memorial. Since the craving for au- tomobiles became so universal the scope of instalment buying has been vastly extended, since comparatively few of the purchasers have been able to buy the vehicles for cash. This has become so much of a fixture that separate organizations have been formed for financing these operations. In due course instalment buying on a large scale became customary for mu- sical instruments and radio sets. This paved the way for applying the same method of purchase to clothing, a sys- tem which is in vogue in various parts of the country. It is this last-men- tioned application which has recently attracted notice. Contrary to what might be thought, the losses have not been large, only a very small percent- age of the customers defaulting. It is opposed as likely to lead to bigger losses whenever hard times with lack In de- fense, those indulging in the practice state that instalment buying of the of employment should set in. kind has not decreased the number of cash purchasers and has. stimulated buying by others, while it has really quickened the settlement of accounts by those who are known as “slow pay.” SITUATION IN COTTON GOODS. More than the usual amount of fluctuation was shown in the quota- tions of cotton during the past week. The general trend, however, has been downward, and while there is much un- certainty as to the size of the crop which is dependent on condit’ons still to come, there are still those who be- lieve it will come near being a record one. For the first time in a number of years the ginnings afford no basis for a prediction because of the lateness of the crop. On Thursday another of the fortnightly estimates of the Crop Re- porting Board will be issued. It will not be regarded as conclusive as re- ports of that date usually are. What cotton will be ultimately worth is puzzling the manufacturers of cotton goods. Judging from the prices they are making, it looks as though they expected no very radical changes in the cost of raw material. Gray goods prices have softened somewhat, but finished fabrics have showed a ten- dency to advance. Denims and some other cloths have risen in price, while ginghams for next Spring are being offered at the former levels. Prints and wash goods sales are being pushed with rather good results. A steady demand continues for fancy cottons particularly for those with rayon em- bellishment. In knit goods heavy- weight underwear is being rather dili- gently sought. Some lines for Spring by mills selling direct have been opened at reductions on both ribbed goods and nainsooks. Other openings will take place within a week or so. A little more movement is reported jn hosiery. Some quickening in activity in all cotton goods lines is expected this week and next, September 22, 1926 DRY GOODS CONDITIONS. As was anticipated, business picked up very much during the past week. Continued and unusually cool weather for this time of year has made jt nece-sary for stores to stock up for the immediate requirements of cus- tomers, particularly in lines of ap- parel, wh'le general economic condi tions are calculated to make quite lil) eral anticipation of needs less of a gamble than has been the case. The offerings of the textile mills show con tinuing tendency toward novelty of weave and pattern in the fabrics of- fered. Staples are being repriced, usu- ally on a lower level, because of cheap- er raw material. Margins of profit are in most cases quite moderate, the evi- dent intention being to get larger vol- ume sales. Retail business in large centers has started in very well for Fall, but the sales have not yet been sufficient in quantity to determine whether the movement to dispose o1 more quality goods will come up to the expectations of those behind it. On the whole, however, merchants are en couraged by the consumer buying thus far and are looking forward to a suc cessful season. Linens enjoyed another week of very brisk business, exceeding by a good margin the figures of the comparative week of last year. Buying of fancy household goods for the holiday trade is proceeding very favorably and in good quantities. There was a large demand for colored rayon silk bed Fine linen damask, previous- ly wanted in low, special-price num- bers, has shown a steady increase in demand and now many sales include those up to the highest price. Towels continue particularly active. spreads. In dress goods plaids are particular- ly strong, a great demand having sprung up within the last few weeks for fine qualities in clan effects and pastel colorings. It is becoming more difficult every day to obtain early shipments from dress goods mills. The activity in the wash goods de partment is quite satisfactory, result ing in a demand for a larger variety of fabrics. There is unusual call for colors such as jungle green, claret red, copper brown and Peking blue in rayon crepes, rayon jacquards, alpacas and silk and cotton crepes. Challies, foulards, English prints, brocades and suitings also come in for a good share of acceptance, and show a noticeable improvement in the quantities being wanted. Percales continue to sell freely. A large number of sales are made in the general line of domestics, sheets and pillow cases. Trade in the depart- ment is plentiful, and practically all through the entire line the different grades are well taken. However, little buying is done in large lots. Mail and road business is also healthy and con- tinues to be received regularly. Road sales, as well as mail orders, for handkerchiefs show a fair increase over last year. While there are many for future delivery, most of them are for immediate delivery, showing that retailers’ stocks are low. Net and lace novelties on linen and crepe are especially wanted. paral Da e September 22, 1926 MICHIGAN TRADESMAN 9 OUT AROUND. Things Seen and Heard on a Week End Trip. My father was the pioneer bookseller of Hudson. The person who most fre- quented his store was Will Carleton, the Poet of the Commonplace, whose Farm Ballads subsequently reached a sale of two million copies. My father closed his store on the breaking out of the civil war and was one of the first men in Lenawee county to offer himself for enlistment. He was re- jected because he was an overweight, but he was determined to be identified with the great struggle for the per- petuation of the Republic and the free- dom of the negro and secured a clerk- ship in the commissary department, which he held until the close of the war. He came home a physical wreck and was never able to do indoor work 1868 he worked a farm on shares in Lenawee county. During the lull of the summer work father and I were invited to visit Albion as the guests of my father’s cousin, Wm. G. Powers, who was then engaged in the dry goods business there. We made the trip from Blissfield to Jackson on a night tran and I distinctly recall how startled I was to see a rolling mill in full operation at Napoleon. At Jackson the next day we went up and down the main street to ascertain how many greenbacks we could get in ex- change for a $10 gold piece my father possessed. One bank had a placard in the window offering $27.65; another $27.70. ___ Like Women’s Belts of Gold Kid. Gold kid is in the forefront of the demand for leather belts for wear with women’s frocks, the call for this mer- chandise continuing strong generally both from cutters-up and from the re- tail trade. The demand for gold kid in belts is in direct contrast with the popularity of silver kid for evening shppers. This, it is pointed out, is due to the fact that gold is the chosen shade for daytime wear this season and silver that for evening wear. All the new shade in suede belts are also being taken by buyers, but the demand for width remains unchanged. The best “numbers” continue to run from three-eighths of an inch to two and a half inches wide, cardboard - Reports From Shoe Market Vary. Although reports concerning the present status of business with whole- sale shoe concerns do not altogether agree, the indications are that those telling of declining sales are less true of houses handling general lines than of those specializing in novelties. In fact, no evidence of a let-down in busi- ness is seen at all in some quarters of the market, and a sales executive of one of the largest concerns yesterday reported one of the best weeks, from a volume standpoint, in some time. In the business done by houses carrying general lines the call for small chil- dren’s, boys’ and misses’ footwear con- tinue to lead. Men’s shoes come next in sales volume, with women’s lines trailing. Were it not for lagging sales of the last named, according to some opinions expressed, business would be excellent. As it is, September is prov- ing the best month of 1926 to date. ——_»~->___ Will This Idea Sell Comfort Slippers? Stores in other lines of business often find it profitable to hold sales in October and early November of typical holiday goods. They offer low prices and urge people to buy Christ- mas presents early and take advantage of the lower prices. Perhaps next month you could have a sale of felt slippers, using this idea. Name interesting prices and you are certain to get good business. It would help the idea along if you placed each pair in a holly decorated box, just as you would do at Christmas time. You could also offer, as an added induces ment, to hold all slippers purchased until December, and then deliver them. —_++>—_____ Broudy Changes Store Name. Detroit, Sept. 21—A. Broudy, ortho- pedic shoe merchant at 1434 Farmer street, seeking to inject a feeling for style into the name of his store, has changed it from the Physical Culture Shoe Co. to Fashion and Comfort, Inc. Incidentally, Broudy, since taking over the location occupied by Lubin’s until nine months ago, is doing very nicely with his orthopedic lines. There ap- pears to be a very definite trend to- ward this type of shoe in this city. Ample evidence of it is found in the excellent sales records of Broudy, Hack’s, and the various Matrix and Arch-Preserver dealers. No narrow minded man can man- age a broad gauge business. Be studious and observant, seeking to educate yourself in business methods and principles as laid down by others. September 22, 1926 Mr. Retailer | here isamanin your town whose shoe business you can get. Heisa young man. He knows style. He insists on it. He buys more than one pair. Hisname is John Comer. COn O39 Our salesmen are now showing the new fall numbers — right in style, price and fit. HEROLD-BERTSCH SHOE COMPANY Manufacturers Since 1892 Grand Rapids, Michigan If you want Profits Stock Mileage Laces Fabric Tip QUALITY GUARANTEED SERVICE BEN KRAUSE Company 20 S.lonia Ave.Grand Rapids,Mich. Michigan Shoe Dealers Mutual Fire Insurance Company LANSING, MICHIGAN PROMPT ADJUSTMENTS Write L. H. BAKER, Secy-Treas. P. O. Box 549 ae ase i LANSING, MICH. September 22, 1926 PRE-HISTORIC MAN. Indications of His Having Lived in Michigan. Written for the Tradesman. There was a time when many good scientists proposed to smash all stories of the creation on the supposed rock that men in America were of this hem- isphere brought into being. Studies of discoveries since the early or mid- dle seventies have forever setled that conjecture. Such eminent geologists as L. Agassiz, however, still have many followers for the idea that this continent as such is older than the Eastern. Whence came men upon this con- tinent still forms a problem of no small dimensions, In this connection an eminent American writer referred to “the which Plato says was related to Solomon by an Egyptian island called Atlantis, Asia Minor and Libye combined, lying beyond the pillars of Hercules, inhabied by a powerful and warlike people, and which was destroy- ed by earthquakes and _ floods nine thousand years before his time.” Under various about that time and for some time after, an island of some proportions found its place in the “Sea of Darkness” as the At- lantic was called, when this half of the world was only guessed at. How much of real history which would solve some of the problems of: our time is in this old story can only be guessed at. Some recognized authorities see the shell heaps along the Atlantic coast and in Florida, as identical with the Kjokken-Moddings of Denmark and proceed to figure out a way into this hemisphere from the Northeast. All these and many other interesting theories which are interesting might be cited, but the combination of facts which stand out from them all, form a problem which has taxed some of the best minds of the world. Many of the elements of these theories, however, are subject not only to interesting study, but to solution. story priest of the larger than nhames One thing seems sure and that is that in the Southwestern part of this country and Northern Mexico there was once a race which has left many proofs of a superior culture and social advancement over the Indians who were known to the earliest explorers. For a few years past the best archeo- logical authorities have moved toward a theory that this culture was acquired by this people nearly in the neighbor- found. these ruins were advance the hood where These modern theorists idea that the coming of man to Amer- - For various reasons they present they say the race extended South along the Pacific slope until it reached the vicin- ity of Columbia River, where it sep- arated, one branch moving Eastward to the interior and the other moving Southward to finally become, through an offshoot, the cultured races men- tioned. But this theory runs through certain difficulties, not the least of which is the fact that the land of the Digger indians of the extreme U. S, Northwest would be right in that path- ica was across Behrings Straits. MICHIGAN TRADESMAN way, and it is very difficult to under- stand how a race which developed in- to the cultured people of the South- west should find its pathway through this degraded, nearest to animal tribe of the whole Indian family. While this is being written Dr. E. A. Douglass has under study the tree rings near the Arizona University, to- gether with certain astronomical cal- culations, through the combination of which he believes he will be able to definitely decide the age of certain relics of great antiquity in that vicin- ity, and his theories have such a clear tendency that scientists are watching his studies with much interest. Very close studies of the crater at Niagara a few years ago led to a statement that it is not over 5,000 years since the final receding of the glacial ice at that place. There are many good reasons for believing that relics from this cul- tured race of the Southwest are older than that. There are many of the very best scholars who believe that a race of human beings of a higher culture than the Indians inhabited America, even before the glacier period; that the oncreeping ice and its attendant discomforts gradually drove them South beyond the glacial area, and that these people were the real found- ers of the cultured races of the South, with possible modifications from vari- ous other sources. There are a number of items which form the basis for such a theory which make it of interest to Michigan. There has almost always been found copper in the ruins of this race. In two quite widely separated places this copper has been analyzed chemically and pro- nounced unquestionably from Lake Superior country. When the earliest explorers came the indians had copper to some extent and when the mines were opened, especially at Triangle Island, Lake Superior, there were traces of the mines having been previously worked. Much of this was crude and, no doubt, recent at that time, but one mass which weighed 484 pounds had been lifted to a trestle work and had been formed to resemble a human face in one part by breaking off pieces and bending other pieces back. The in- dians knew nothing of the required heavy mechanics for what had been done to this and other pieces found at other places. The Southern races knew a great deal of heavy mechanics or they could not have erected the buildings of which the ruins have been found. If the theory indicated should prove to be correct, the glacial drift has cov- ered traces of these people and their wanderings across the glacial area. The Southern lines of the glacial area are but a little ways from where traces of this old cultured race begin. There are comparatively few places in Michigan where the glacial drift has been pierced and in most of the places where it has been done it has been done by men who have paid no attention to what might have been found if a trained student had been on the field. In the Northeastern part of Livingston county, a well contract- or, while drilling at a depth of over eighty feet, brought up an ivory arrow head, and finds of similar importance have been reported from _ various places. These finds add an impetus to the theory that some time previous to the glacial period there lived in Michigan a race who migrated South- ward, and no one can much more than guess the revelations which would greet us could we but uncover the ruins which lie buried from that age. A. Riley Crittenden. 22> The Despised Crow Is Again in Evidence. Grandville, Sept. 21—An_ irritated householder gets out with his little pistol and takes a shot into the tree- tops where a lot of sparrows are sing- ing in joy over being alive. What right have these insignificant little midgets worrying the life of a staid citizen standing in the commun- ity? The incessant morning and even- ing chants of these little birds jar harshly on the nerves of this man, and he will not have it, so he takes a shot for luck. Fortunately for him, the State grants him the privilege of shoot- ing the birds, therefore he is strictly within his rights when he goes after them. Even though mayhap this worried man may be a member of the church in good standing, he does not lose caste because he hates the birds, not even though it is of record that the good Father of all notes the sparrow’s fall. The autumn days are almost here, the saddest of the year, and with their coming the birds swarm more thickly in spots along the village and country roads. Together with the sparrow, the crow octupies the most conspicu- ous place as an enemy to man. Long strings of dead crows ornament fences in the farming community and it is esteemed an honor to see who can get the longest string. A man with a bushel of dead spar- rows has honorable mention in the country newspapers as one who has an eye out for the good of his fellow man, and incidentally lines his pocket- book with shekels as a reward for his desperate daring in thus bearding the sparrow in his den without a flinch of fear. All these bird pictures are not gloomy, however, not even in Grand- ville. A solemn crow made bold not long ago to drop down here in a back yard and nod a welcome to a lot of playing children. These little tykes did not run for daddy to come and shoot the bird of ill omen. Those boys and girls were delighted at this unexpected visit. They called mamma, who was as pleased as her children at sight of a crow come a-calling. That old crow knew he was safe, since he refused to be frightened, but accepted bread crumbs tossed to him; in fact, he was that tame he ate food out of the hand of one of the family. Such a nice old crow as he was. The mother of the children enjoyed feeding and talking to her feathered visitor, never once thinking of harming him. If there were more such mothers of families there would be _ less_ bird slaughter in this land of ours. That crow had strayed from his fellows and came alone to talk with the boys and girls in bird language, and they all en- joyed the pleasant confab. How much more humane than to have rushed for a gun and shot the harmless visitor. The woods are peopled with feather- friends of the human family; true friends are they, yet their friendliness is often met with rebuff and death. The children who saw their mother feeding that lonesome crow will never forget that scene as long as life lasts, a more endearing memory than that other one with dead birds hanging from the belt of a human destroyer of bird life, 11 Appeals have been often made to man favoring conservation af bird life. These appeals have fallen on deaf ears in most instances. Even newspapers that give all sorts of pictures of crime and sensational reading, unfit some of it to be read in the home, are averse to printing one word in defense of the birds. The slaughter of birds has in it no dangerous aspects. The small crea- tures are absolutely at the mercy of the gunner, and the wholesale killing is in itself a mark of pride with some. It is safe to say that the boys and girls who witnessed their mother's feeding that solitary crow, permitting it to depart in peace, will ever treasure the memory of that scene and never have cause to blush for the sympa- thetic homliness of that mother’s ef- fort to be good to even the despised crow. The tender heart of Abraham Lin- coln held sympathy and encouragement for the smallest of God’s creatures. It is a known fact that the bravest are the tenderest and that the man or woman who takes delight in seeing how many birds he or she can kill is rather akin to the reptile than to the great human family whom God has placed here to guard and govern all created things. Dear reader, which would you pre- fer to be, that man who shoots birds from the treetops because their songs annoy him, or that woman with her children about her as she stoops to give food to a solitary crow? When the All Father makes up His jewels in the bye and bye do you not think that little mother will stand at the head, even though this one _ in- stance of her great mother heart had only to do with a lowly, despised crow? Take care of the little things and the bigger ones will take care of them- selves.. The true nature of the man or woman comes to the surface rather in the little things of life than in those greater ones, held high where every- body may see. In truth, the birds—small though they may be—are a part and parcel of the great creation and the Omnipotent Eye watches as carefully over them as It does over the greater ones of the world. The humble robin redbreast has in all ages been recognized as worthy of our best care, and yet, be- cause of the senseless. prejudice against at least one-half of God’s feathered creatures this loved and petted robin is even to-day almost ex- tinct. As the summers come and go the robin dwindles until it will not be many years before the last redbreast has sung its last song and passed on to the dust of forgotten things. Mothers and fathers who teach their children to respect bird life will never live to regret their splendid humanity. Old Timer. —_22s____ Price Rise of Women’s Coats. In a number of instances, because of higher fabric and production costs, wholesale prices of women’s coats are The cent. being advanced in the market. rise is averaging about 10 per Some coat firms as yet have made no increase in their quotations, but under present conditions it is held to be only a matter of time before they will be forced to follow the example set by It is being felt in the that it is unwise to exact increases above those made ab- other concerns. trade, however, solutely necessary. Any attempt be- yond this, according to leading factors in the trade, would result in injurious reaction to the manufacturers concern- ed. Lowering of standards because of a possible shortage is also regarded as an evil to be guarded against. 12 ____FINANCIAL — Hopes of Sugar Producers For Relief. With the time rapidly approaching for harvesting sugar beet crops anc cutting sugar cane it is possible to form a fairly accurate estimate of world production for the coming year and to get some idea of the probable price trend. Authorities who have studied the situation are inclined to agree that the coming year’s output of raw sugar will fall below the total produced in the last twelve months, but they are not so certain that the reduction will be sufficient to bring any appreciable benefit to producers complaining of low prices. Much depends on the ef- fect on Cuban production of the pro- posed restrictive measures designed to curtail sharply the next Cuban crop. To date, however, the movement has not progressed sufficiently for the trade to determine whether the restric- tion will prove effective. Estimates of the probable demand for sugar in the coming year are based largely on current consumption figures and prospects for a gradual increase in the use of the commodity. On this basis the trade looks for a slightly larger demand next year that would consume all available supplies at somewhat higher prices if Cuba’s crop is restricted to approximately 4,- 500,000 tons. If Cuban mills are per- mitted to grind to full capacity, how- ever, it would not surprise the trade to see deficiencies in other parts of the world more than offset -by the large outturn in the republic to the South. Such a development, naturally, would continue the depression that has pre- vailed for two years in the trade and would only postpone, in the opinion of many authorities, the time when re- strictive measures would become im- perative to support the industry in Cuba. Because of the diversions to British and other European markets of Fai Eastern sugars and as a result of the effect of unfavorable weather on the Jeva crop the demand for Cuban sugar in Far Eastzrn markets is ex: pected to expand considerably in 1926 so that if available export supplies are held within reasonable limits a pros- perous season may be experienced. Regarding the outlook for prodve- tion in the approaching harvest sea- son, the Czarnikow-Rionda Company says “Cuba has gained considerably in the Far Eastern markets this year because Mauritius sugars were diverted to the United Kingdom, as was the Austral- ian surplus. This will again be the case in 1926-1927 and with a short crop in Java it is not at all unlikely that the demand from the Orient for Cubas may be good next year, especial- ly as it has been claimed that con- sumption requirements have increased there. “Nor are European countries and Canada likely to need less Cubas, but Cuba must realize that to sell to these foreign markets at the ruinous prices of the last two years is not worth her while. The Cuban producer needs to recuperate and unless the coming crop MICHIGAN TRADESMAN is restricted such recuperation will be retarded. “If Cuba cannot command a re- munerative price for her sugar in the world, then a great deal of harm is done to the industry and the Island's welfare; the only remedy for which is an adequate curtailment of produc- tion.” [Copyrighted, 1926] —_»+-~2____ Crops This Year Should Cure Farm Ills. The new Government estimates of the 1926 agricultural crops cannot be accepted as final but the harvest sea- son now has progressed far enough to give use a basis by wh‘ch to reckon the future position of the farmer. Fresh plans for farm relief have attracted the attention of the President but no suggestion has come from Paul Smiths that any proposal has been drafted into a bill or even been adopted in rough form. About all that can be said is that the President is studying the problem in an effort to find the best way to alleviate the farm ills that have brought so much _ political dis- turbance. Perhaps the most significant thing about the problem as it has been pre- sented by the farmers is that time slowly is bringing its own solution. The wheat-growing areas reasonably may look forward to a better year than last for the farmers of this country will probably have in the neighbor- hood of 172,000,000 more bushels to haul to the market than’in 1925. Sep- tember 1 conditions indicated a total wheat crop for 1926 of 838,591,000 bushels as against a harvest of 666,- 485,000 last season. It is true that the output cf the spring variety will fall short of that last vear but the de- ficiency will more than be offset by the gains in winter wheat. The Canadian crop will be larger than had been ex- pected early in the year but will not equal that of 1925. That gives growers on this side of the border a certain ad- vantage. Altogether the farm income for 1926 may fall below that for the year he- fore but the disparity should not be great and, fortunately, the gains will be made where most they are needed and the losses suffered by agricultural groups that should be able to. take them without serious injury. The wheat growers should find the year more profitable but the shrinkage in cotton values doubtless will reduce the income of the planters by a substantial margin. Satisfaction over the agricul- tural position is not to be found in any promised improvement in income for the year but in the fact that old stand- ards will be fairly well maintained and that meanwhile economies in farm op- erations have been widely introduced. The farmer has learned better how to manage his business and has taken lessons from the industrial producer. New machines have been brought onto the farms to reduce labor costs, speed up the work and raise the amount of net profit on a given amount of gross income. Most of the agricultural grievances are over conditions of the past. Farm- ers have not participated in the pres- ent period of prosperity to the full ex- tent. The laborer and industrial pro- Grand Rapids National Bank The convenient bank for out of town people. Located on Campau Square at the very center of the city. Handy to the street cars—the interurbans—the hotels—the shopping district. On account of our location—our large transit facilities—our safe deposit vaults and our complete service covering the entire field of banking, our institution must be the ultimate choice of out of town bankers and individuals. Combined Capital, Surplus and Undivided Profits over $1,500,000 GRAND RAPIDS NATIONAL BANK GRAND RAPIDS, MICH. SL Kent State Bank “The Home for Savings” With Capital and Surplus of nearly Two Mil- lion Dollars and resources exceeding Twenty- Three Million Dollars, invites your banking business in any of its departments, assuring you of Safety as well as courteous treatment. = MEMBER Y \4 Em FEDERAL RESERVE ss} OUR OBLIGATION } We realize at all times, that ‘ it is the duty of this insti- tution to do everything to conserve, protect and pro- mote the interest of its pa- Fierro sy fms TY TORTS trons. ra 3 We solicit and accept patronage, fully cognizant of the trust which is repos- ed in our own judgment and integrity. On this basis, may we serve Main Office Cor. MONROEandIONIA you? “The Bank Where You Feel At Home” Branches Grandville Ave. and B St. West Leonard and Alpine Leonard and Turner Grandville and Cordelia St. Mornoe Ave. near Michigan = Madison Square and Hall Tan ] S E. Fulton and Diamond Savings Bank Wealthy and Lake Drive OFFICERS Bridge, Lexington and Stocking Bridge and Mt. Vernon Division and Franklin Eastern and Franklin wnLiA.a ALDEN SMITH, Chaian of the Boars Division and Burton CHARLES W. GARFIELD, Chairman Ex. Com. GILBERT L. DAANE, President « ARTHUR M. GODWIN, Vice Pres. ORRIN B. DAVENPORT. Aus't Cashier EARLE D. ALBERTSON. Vice Pres. and Cashier HARRY J. PROCTER, Ass't Cashier EARL C JOHNSON, Vice President H. FRED OLTMAN, Aw't Cashier dhe Bank ‘Where you feel at Home TONY NOORDEWIER, Ass't Cashier OLDEST SAVINGS BANK IN WESTERN MICHIGAN September 22, 1926 ” September 22, 1926 MICHIGAN TRADESMAN 13 ducer have benefited more relatively from the good times than the farmer. The reason is that the farmer has never fully recovered from the losses brought on by the adverse trend in agricultural commodity prices. He was obliged to pay much more for what he bought than before the war but was not able to market his own produce so advan- tageously. About a year ago it seemed that the disparity had been corrected by the rapid rise in agricultural prod- ucts but in the recession of the last year such products again have fallen faster than the general price level. Paul Willard Garrett. [Copyrighted, 1926] —_~2-.___ Upturn May Be Seen in Rise of Our Exports. New evidence of an autumn upturn in business appears in the rise of our merchandise exports during August to $386,000,000. That reflects a smart gain over July which in turn was better than June. It is now the season of year when improvement is expected but so large a volume of outgoing ship- ments was not reached in August either last year or the year before. Further- more the dollar value of these exports does not adequately measure the ac- tual growth since the total is large not- withstanding that commodity prices have fallen. In other words, $386,000,- 000 does not do justice in the com- parison. On a 1925 price basis the figure would be larger. To authorities that had predicted an unfavorable trade balance for 1926 the new monthly compilation must be disturbing. In the first eight months of the year, it is true, our merchandise imports ran ahead of exports. Ex- ports exceeded imports during August by $50,000,000, however, and it would be curious, indeed, if the autumn ex- port compilers did not find more to record than the import statisticians. The last four months of any year cover the period of heaviest seasonal shipments in agricultural products. They almost certainly will place ex- ports clearly in the lead for the cal- endar year and again a theory will have gone wrong. Back of the theory that imports eventually may exceed exports are a few hard facts, however, that the best authorities know must be faced. We should get away from the old idea that an excess of merchandise exports is necessarily favorable or that a surplus of imports is unfavorable. As a creditor nation the United States must discard some notions that were held when it was indebted to the world. Half of the entire gold supply of the world is locked up in our vaults. Ob- viously, then, the enormous debt owed to us by foreign countries cannot be paid entirely by shipments to us of yellow metal. They must pay in part through shipments of goods and these we must prepare to accept. This does not mean that the country is about to be flooded with cheap goods of foreign manufacture for as the spread between imports and exports is diminished other influences will be working. Perhaps a more equitable distribution of the world’s gold grad- ually will be made through increased flotations here during future years of foreign loans. During August $29,- 743,113 in gold left this country, repre- senting primarily metal that had been on deposit here by the German Reichs- bank, and only $11,978,690 came in. For the year to date, however, the predominant flow of the metal has been inward and not outward bound. The view is growing that foreign loans will become a more and more import- ant factor in the settlement of our in- ternational balances. Paul Willard Garrett. [Copyrighted, 1926] —-__+ + 2. —— Relative Merits of Common Stocks and Bonds. One of the most debatable questions in relation to long investments is whether common stocks or bonds are preferable. Both are admitted to have distinct qualities wh‘ch attract differ- ent types of investors, but no argu- ment has yet been presented which is entirely convincing that one is super- ior to the other in filling all investment requirements. Admitting the foregoing question to be unanswerable, Throckmorton & Co. point out in their latest bulletin that convertible attached bonds come nearer than any other type of security to combining many of the good features but elimin- ating most of the bad features of both stocks and bonds. This investment firm lists four rea- sons why stocks are preferred by some investment or warrant- investors and a similar number of rea- sons why the purchase of bonds is re- garded as more advantageous’ by others. They may be summarized as follows: For stocks: (1) Stocks advance and bonds decline during periods of inflation. (2) Reverse movements over periods of deflation and recovery do not counterbalance the differential in favor of stocks under periods of in- flation. (3) Limited appreciation pos- sible in bonds not compensate for chances of depreciation. (4) Yield from stocks adjusts itself to the pur- chasing power of money; that from bonds is inflexible and does not. does For bonds: (1) Greater fluctuations in stock prices may entail serious loss- es in the event of enforced sale. (2) Dependency on current income re- quires the constancy of return of fixed obligations. (3) Equity is subject to dilution through the subsequent sale of bonds or preferred stocks. (4) In- stitutional investors are in many in- stances prohibited by law or charter from holding other than bond invest- ments. . “There is practically only one meth- od,” says the bulletin, “by which the advantages of bonds and stocks as in- vestments can be brought together, and that is by convertible or warrant- attached bonds.” No one will deny that convertible or warrant-attached features are de- sirable in a bond. It is true, never- theless, that such features are obtain- able, for the most part, only in the lower grade bonds such as debentures. For that reason they fail to some ex- tent to include all the good features of both stocks and bonds. Perhaps some day the demand for such bonds will become great enough or bankers will become sufficiently A WILL OF 2548 B. C. A will is not a modern idea. An early Egyptian will, written on papyrus and dating as early as 2548 B. C., has been discovered and interpreted to read: “I, Uah, give to my wife, Sheftu, the wom- an of Gesab, all things given to me by my brother, Ankhren. She shall give it to any she desires of the children she bears me. Lieu- tenant Bebu shall act as guardian of my son. the presence of these witnesses: Kemen, decorator of columns; Apu, door- keeper of the temple; Senb, son of Senb, door- keeper of the Temple. Second year, Amenem- het IV.” This bit of history, 4,400 years old, may be of interest to those who look upon the will as a modern idea. Done in In bygone days the privilege of making a will was granted to a chosen few—today all have that privilege. Have you made use of it? FPRAND RAPIDS [RUST [OMPANY GRAND RAPIDS, MICHIGAN > re THE OLD NAHONAL BANK The Old National maintains well equip- ped, centrally located committee rooms which are always at the service of its customers and friends. cA Bank for Everybody_ MONROE AT PEARL NO BRANCHES Investment Securities E. H. Rollins & Sons Founded 1876 Dime Bank Building, Detroit Michigay Trust Building, Grand Rapids New York San Francisco Boston Denver Chicago Los Angeles 14. convinced that investors are entitled to high-grade seasoned bonds with convertible or warrant-attached pro- visions to bring such a change about. At present, however many dealers look upon such bonds as indicative of cer- tain weaknesses, and the investor is obliged to ponder the relative merits of bonds and stocks as invest- over ments. [ Copyrighted, 1926] ‘ ———_3.->__ No Signs of Tight Money on Business Horizon. A fear that the Federal Reserve Bank of New York might raise its re- discount rate on Thursday had hung over the stock market all week as a threatening cloud. Now that the in- stitution took no action bankers can see some important reasons why such an advance would not be logical at this time except under conditions different than have prevailed. The price for ac- commodation now is 4 per cent. at the twelve Federal Reserve banks. The New York authorities perhaps would not want to draw money away from interior points, by offering a more at- tractive rate than Western and South- ern institutions, unless pressed to do so. At least that is the plausable argument some bankers now use to convince themselves that the next change will be made by an out-of-town institution, probably either at Boston or Philadelphia. Every time Wall Street reckons on a procedure in rate modification the Federal Reserve system make an un- expected move so that the financial dis- trict may again find that it has guessed wrong but several conclusions can be drawn on the general money situation for what they are worth. Notwith- standing an enormous turnover in funds in connection with the Govern- ment financing and income tax pay- ments the money position this week has not been greatly disturbed. Rates have hardened moderately, it is true, but all indications are that in the end the money position will have been eased. The period of year when an increased volume of funds is needed to the agricultural crops has ar- rived but the seasonal swings in money. rates have been gradually reduced un- der the operation of the Federal Re- serve system. On hand bankers in Wall Street call attention to the huge ac- cumulation of capital in search of em- ployment and to their difficulty in finding sufficient new issues to supply prospective buyers with bonds. The demand for bonds is greater than the supply. Moreover, the prospect is that this volume of liquid capital will re- main large. Business is good but the majority of concerns either already have done their necessary financing or see no reason to undertake further ex- pansion at this time. They prefer to await new developments in the trend of affairs to learn what may be ex- pected of 1927. That is why no signs of really tight money appear on the business horizon. There is a pos- sibility that the foreign market may open up a new demand but in the past optimistic reports of future foreign financing always have undergone a downward revision. [Copyrighted, 1926] move every MICHIGAN TRADESMAN Two Questions Naturally Arise in Moral Hazard. Insurance companies, especially in fire and casualty lines are devoting much time and thought to the subject of moral hazard and the part it plays in the underwriting of individual risks. You hear the question at every turn “What is moral hazard?” There are many good definitions. Summed up it seems to be that element of risk which appears whenever an assured, lacking the proper moral fiber, realizes he may profit through his policy of in- surance either by direct action or care- lessness. The greater portion of in- surance carriers are inherently honest or companies would be forced out of business. There is a certain percent- age in every group of insurance buy- ers, however, who are afflicted with this malady “moral hazard.” It is a malady, for moral hazard can exist only in minds which lack the healthy moral restraint against dishonest prac- tices. Several insurance authorities have divided underwriting into three parts—25 per cent. physical, 25 per cent. financial and 50 per cent. moral. Insurance companies have spent years in accumulating yard sticks with which to measure the physical hazard. The moral risk as compared with the more easily measured physical risk has not, as a rule, received consideration in proper proportion to the bearing it has on insurance losses. Insurance com- panies collectively have not followed standardized practices in dealing with the moral side, as they have done with the physical. Prior to ten years ago the equip- ment used in measuring the physical and financial side of a risk served very well and th’s is no less important to- day, but with the changing times moral hazard has contributed more each year to insurance losses. This element of risk must be recognized and coped with. The war, the 18th Amendment, loose credit systems and resulting high pressure business methods have tended toward a less healthy condition in un- derwriting. Let us turn back for just a minute to the early days of insurance. The scene is Lloyd’s Coffee Shop in London; a group of financial men of the times are gathered there to underwrite a cargo and ship bound for some for- eign port. These fathers of insurance were not only well acquainted with the tonnage of the ship, value of her cargo and other physical aspects of the risk, they knew as well the complete history of the ship’s master, whether or not he had ever lost a vessel, wheth- er or not he was rated as competent. Careful attention was also given to his personal habits. Insurance underwriters to-day are not so fortunate. They cannot meet the prospective assured in Lloyd’s Coffee Shop but they can and should at least satisfy themselves that the applicant is regarded as being morally responsible by those who do not know him. In every insurance company a large percentage of risks are on well established individuals or firms of long standing. Everything on record vouch- es for their responsibility. Good finan- cial rating, no history of losses, located in a good section and carrying on a legitimate business. There is no need for an underwriter to question this type of risk. On the other hand in- surance companies are to-day accept- ing risks for fire and casualty insur- ance which have little or no financial rating, have not been established in business long and in some instances are not engaged legitimately. These risks are being accepted without any un- usual effort to determine the character and morals of the assured. Take the bootlegger for example—a law breaker to start with, secretive in his opera- Actual Valuation (est.) Assessed Valuation (1925) Population (1925) Population (est.) na These bonds are full county priced. 29 So. LaSalle St., Chicago, Illinois $155,000. Medina Co., Ohio, 514% Water and Sewer Im- provement bonds maturing Oct. 1, denomination $1,000, principal and interest Apr. and Oct. 1 payable at the office of the County Treasurer, Medina, Ohio. FINANCIAL STATEMENT oe Se ee, G00 O00 00 a ee 62,499.670.00 Total Bonded Debt ee Opinion, Squire, Sanders & Dempsey, Cleveland. 1929-30, 4.30 b 1931-36, 4.35 basis 1937-46, 4.40 basis obligation and we believe are If interested please wire or write us. VANDERSALL & COMPANY 410-416 Home Bank Bldg., Toledo, Ohio September 22, 1926 t‘ons, elusive, defiant, hunted, yet he has little or no difficulty in securing fire protection on his home, his place of business, his automobile and he can even secure automobile liability cover- age, though the insurance company may have to defend this known law breaker in the courts due to an acci- dent resulting from his lawless care- lessness. In this study of moral hazard, two questions naturally arise—first in- what classes of risks or business is it found to be most prevalent and second how 1929-46, 1,223,581.32 asis attractively 1006 Penobscot Bldg., Detroit, Michigan al Only one small service charge. ing fees or any other extras. References: Any Bank or Chamber this paper. For your protection we New York City. — we Mr.Stowe Says No extra commissions, Attorney fees, List- of Commerce of Battle Creek, Mich., or Merchants’ Creditors Association of U. S. 208-210 McCamley Bidg., Battie Creek, Michigan are bonded by the Fidelity & Casualty Company ef I am not very friendly to col- lection concerns, but this one happens to be on the square— one in a thousand. a a GRAND RAPIDS PAPER BOX Co. Manufacturere of SET UP and FOLDING PAPER BOXES G R AN D KR A Pf D $ M si CH 1GAN Holders of German Mark Bonds of German States and Cities It is important that you communicate with us at once for the latest developments in these issues. Bond Department Michigan Bond & Investment Co. INVESTMENT SECURITIES 10th Floor Grand Rapids National Bank Building GRAND RAPIDS Fenton Davis & Boyle BONDS EXCLUSIVELY Grand Rapids National Bank Building Chicago GRAND RAPIDS First National Bank Bldg. Telephones i 4212 Detroit Congress Building September 22, 1926 can the necessary information be se- cured to detect its existence. In the underwriting of general fire insurance moral hazard shows up more frequent- ly in new, not rated or indifferently rated enterprises. The investigation of assureds who own property in poor or otherwise doubtful localities often brings this element of risk to light. Businesses of illogical ownership, wo- men assureds, foreigners with caution prompting names or any business which forms a question mark in the underwriters mind. These all con- tribute a high percentage of risks af- filiated with moral hazard. In the underwriting of an individual car risks both in the automobile liability and automobile fire and theft it is more difficult for the underwriter to spot the possible existence of moral hazard. The underwriter does not have any of the physical equipment to assist him as does the fire examiner. Full in- formation as to the character of the assured is consequently a very help- ful adjunct to the intelligent under- writing of this business. In these lines we find moral hazard creeps in where the assureds are exposed to the liquor traffic and vice by contact and en- vironment. It is also found in cases where the assureds are engaged in en inferior occupation with small or un- certain incomes. Also assureds of in- different or speculative occupations which might conceal rather than dis- close their actual employment—agents, retired and managers. There is usual- ly a decided hazard in all lines where the automobile is not in keeping with the occupation of the assureds. All these -things might be termed sign- posts in the detection of moral hazard, And now we come to the second question “How can the information be secured?” First of all the information must come from some unprejudiced disinterested source. In making these character and moral insurance inspec- tions the information should be secured through men who are disinterested parties to the insurance transaction. This is often not true of references given by the assured. The enquiries should bring to the underwriter first hand information showing how the as- sured is regarded by those with whom he comes in contact, how he conducts his business, whether or not his word can be relied upon and other pertinent facts which form the key to a man’s character. The plan of an independent inspection organization is to secure the answers to questions which naturally arise in the minds of the underwriter and this together with a further state- ment of the assured’s personal history forms a pen picture of the man behind the risk. The inspector does not at- tempt to underwrite the business. His province is to secure as much informa- tion as possible and this is put up ‘n a definite, comprehensive report to the underwriter, who, with this to aid him can, with the other information he has, intelligently underwrite the business. This sort of information picturing the moral fiber of the assured is as im- portant to the underwriter as the ship's compass is to the navigator. In clos- ing I want to stress this one point— an underwriter who passes business to file without first satisfying h’mself as MICHIGAN TRADESMAN to the moral character of the assured is gambling with moral hazards.” C. A. Roach. _—_—__ 2-2. September Bean Outlook. The condition of the Michigan bean crop on Sept. 1 was 71 per cent. of normal, a decline of three points dur- ing the past month, and 11 per cent. lower than on the corresponding date last year. The estimated production, based on this conditioned figure, is 6,- 321,000 bushels. While this is a some- what smaller quantity than was grown in 1925, it is about equal to the har- vested crop of 1925, according to a statement by Verne H. Church, U. S. Agricultural Statistic‘'an for Michigan. Extensive. damage to the crop was caused by heavy rains in the East- central counties during August. The condition in that district was 58 per cent. on Sept. 1 as compared with 70 per cent. on the first of the previous month. Harvesting is weeks later than usual. The crop of the country as a whole is estimated at 17,253,000 bushels, as compared with 19,100,000 produced in 1925. This is 1,863,000 bushels less than the August 1 estimate. There has been a decline in all of the other bcan growing states, the most marked change being in Colorado and New Mexico, where the average condition is now only 50 per cent. of normal. As these two states grow the Pinto bean principally, a heavy loss in the pro- duction of that variety is indicated. The estimates for the other principal states are as follows: New York, 1,- 629,000; Montana, 483,000; Idaho, 1,- 234,000; Colorado, 1,637,000; New Mexico, 774,000; California, 4,595,000 bushels. about two ——— Fitted Cases Selling Well. The demand for fitted cases to re- tail at from $20 to $30 is the outstand- ing feature of the btisiness now being done in leather goods for the late Fall and holiday seasons. One of the lead- ing manufacturers of these cases has withdrawn his line in a sold-up condi- tion for the remainder of the year, so good has business been in this mer- chandise. The best selling cases are the 22 inch variety, with tray. They are offered in cowhide in various imita- tion grains, including moose, boar, beaver, pig, etc. Brown and black are the favored shades. In genuine leath- ers some of the higher-priced cases run up to $100 at retail. One of these, which can be retailed profitably at $60, is made of genuine pigskin. The fittings are set off with imitation jewels and mother of pearl. _—_—_—_2~»-2— -—-— Adopting Bankers’ Standards. If the granting of credit makes you act as the banker of your community, then by all means adopt banking standards. Limit every account to a certain specified amount. Have a definite date for settlement. Thor- oughly investigate every applicant for crelit. Unless you are well acquaint- ed with the applicant, require referenc- es, preferably written. Authorize only one man to open new accounts. De- mand and collect interest when due. This is not red tape. It is common sense. 15 Merchants Life Insurance Company WILLIAM A. WATTS President RANSOM E. OLDS Chairman of Board © Off-es: 3rd floor Michigan Trust Bldg.—Grand Rapids, Mich. GREEN & MORRISON—Michigan State Agents August 2, 1909 17 Years August 2, 1926 Without an Assesment Paying losses promptly Saving our members 30% on premiums GRAND RAPIDS MERCHANTS MUTUAL FIRE INSURANCE COMPANY affiliated with The Michigan Retail Dry Goods Association 320 Houseman Bldg. Grand Rapids, Mich OUR FIRE INSURANCE POLICIES ARE CONCURRENT with any standard stock policies that you are buying the Net Costs Bw O% Less Michigan Bankers and Merchants Mutual Fire Insurance Co. of Fremont, Michigan WILLIAM N. SENF, SECRETARY-TREASURER SAFETY SAVING SERVICE CLASS MUTUAL INSURANCE AGENCY “The Agency of Personal Service” C.N. Bristot, H.G.Bunpy,' A. T. Monson CWO NEW LOCATION 305-306 Murray Bldg. GRAND RAPIDS, MICHIGAN i 16 AFTER FORTY-THREE YEARS. Thomas j. Thompson Retires From Standard Oil Company. Chicago, Sept. 18—After more than forty-three years of faithful, loyal and untiring service, T. J. Thompson, Gen- eral Manager of Sales and Director of the Standard Oil Company (Indiana) will retire October 1. He will be suc- ceeded by Amos Ball, Assistant Gen- eral Manager. Colonel Robert W. Stewart, chair- man of the Board of Directors of the company, speaking of Mr. Thomp- son's retirement said: “His retirement is a matter of sin- cere regret to all the members of the Board of Directors, as well as to the many thousands of employes under his charge. He retires with the best wish- es and hope of all that he may live many years to enjoy the rest and vacation he has so well earned.’ Mr. Thompson came to this country from England when only 9 years old, as an immigrant, going to Grand Rap- ids, where he lived until he was 18 years of age. At 20 he went to work for the West Michigan Oil Company, which was a subsidiary of the old StandardOil Corporation. He started in as a common laborer, then became a tank wagon driver, then warehouse superintendent and subsequently lubri- cating salesman. In 1915 he came to Chicago as As- sistant Manager to the General Man- ager, but, during the same year, he re- turned to Grand Rapids as Manager of that Division. He remained in that capacity until 1919 when he became Manager of the Detroit Division. Late in 1919 he was made Manager of the Chicago Division, and in 1921 Gen- eral Manager. He became a member of the Board of Directors in May, 1922. Amos Ball. Mr. Ball, who succeeds Mr. Thompson as General Manager, as well as a mem- ber of the Board of Directors, has been with the Standard Oil Company cf Indiana thirty years, beginning work Jan. 4, 1897, at Marshalitown, Lowa, as a clerk and general utility man. He fired boilers, filled tank wagons, did warehouse work, office work, and called on trade. He took a business college course in the evenings. April 1, 1900, Mr. Ball was trans- ferred to Des Moines as clerk and stenographer to Milton Storer, then Manager, and six years later he was made Manager's Assistant. On Jan. 1. 1915 he was made Assistant Man- ager and on June 1, 1921, made Man- ager of the consolidated Dubuque and Des Moines Divisions. Jan. 1, 1922, Mr. Ball was brought to Chicago as Assistant General Man- ager and assigned the Western Di- vision. Since that time he has had charge of the Central and Eastern Divisions, including the Chicago Di- Vision. After completing his high school course in 1894, he studied law and other subjects covered by a liberal arts college course. Mr. Ball is 49 vears old, was married in 1902 and has three sons now attend- ing Northwestern University at Evans- ton, Illinois. Following the retirement of Mr. Thompson and the promotion of Mr. 3all, the following changes and trans- fershave been ordered by the Board of Directors, effective October 1, 1926: N. R. Crimshaw is transferred from the Assistant General Manager of the Western Division to that of Assistant General Manager at large with the au- thority of Assistant General Manager of all Divisions. H. R. Cochran is transferred from Assistant General Manager of the Northern Division to Assistant General Manager of the Western Division. C. F. Hatmaker, Chicago Manager of Sales, is appointed Assistant Gen- eral Manager of the Northern Di- vision. MICHIGAN TRADESMAN E. P. Galbreath, Manager at Detroit, is appointed Assistant General Man- ager of Eastern Division. The following additional changes and transfers will become effective Nov. 1, 1926: T. B. Clifford, Manager at St. Louis, is appointed Manager at Chicago. R. F. McConnell, Manager at South Bend, Indiana, is appointed Manager at Detroit. J. W. Wilson, Assistant Manager at Chicago, is appointed Manager at Kansas City. H. C. Griffin, Manager at Kansas City, is appointed Manager at Peoria, Illinois. H. J. Bemis, Manager at Sioux City, is appointed Manager at St. Joseph, Mo. George W. Coldsnow, Manager at Peoria, becomes Manager at St. Louis. W. C. Van Horne, Assistant Man- ager at Milwaukee, is appointed Man- ager at Sioux City. Co ii. Wasner Manager at St E. N. Schallenberger. Assistant Manager at Minneapolis, is appointed Assistant Manager at Milwaukee. J. M. Cook, Polarine Sales Depart- ment, Chicago, is appointed Assistant Manager at Minneapolis. Gordon C. Smith,Special Salesman at Detroit, is appointed Assistant Manager at Saginaw. Ek. R. Soop, Assistant Manager at Saginaw, is made Assistant Manager at Sioux City. K. T. Wenger, Assistant Manager at Kansas. City, 1 made Assistant Manager at South Bend. J. E. Monegan, Assistant Manager at LaCrosse, is transferred to other duties. J. N. Elkhert, Assistant Manager at Sioux City, transferred to other duties. The following appointments will be- come effective Jan. 1, 1927: G. E. Webb, Assistant Manager at Duluth, is appointed Manager at Green Bay, Wisconsin. G. T. Daugherty, Special Salesman Thomas J. Thompson. Joseph. is appointed Manager at South Bend, Indiana. Ross C. Smith, Superintendent cf Service Stations at Chicago, is appoint- ed Assistant Manager at Chicago. Clay Lee, Assistant Manager at Mankato, Minnesota, is appointed As- sistant Manager at Duluth. Carl Monson, Assistant Manager at Joliet, is appointed Assistant Manager at Grand Rapids. F. H. Fillinghan, Assistant Manager at Grand Rapids, is appointed Assist- ant Manager at Indianapolis. P. A. Serrin, Assistant Manager at I-dtanapolis, is appointed Assistant Manager at Joliet. W. T. Bannister, Assistant Manager at South Bend, is appointed Assistant Manager at Kansas City. W. J. Duncan, Sales Promotion at South Bend, is appointed Assistant Manager at LaCrosse, Wisconsin. M. W. Dock, Special Salesman at Duluth, is made Assistant Manager at Mankato. at Milwaukee, is appointed Assistant Managerat Green Bay. George M. Cook, Director Public Relations. ——— ++ >___ Good Business in Handkerchiefs. An excellent business has been booked in women’s handkerchiefs for both Fall and holiday delivery, whole- salers say. The orders for November and December are larger than they were this time last year, due much to the excellent business done then with the resultant shcrtage of the best sell- ing types. Novelty merchandise dom- inates almost to the exclusion of plain white goods. The patterns printed on sheer silks show great variation in de- sign, color treatment and border ef- fects. The best selling handkerchiefs are priced to retail from 15 cents to $1 each. Boxed sets are being made up in profusion for the holiday trade. September 22, 1926 NOT ALTOGETHER FRIENDLY. Attitude of the South Toward the Negro. Archibald Rutledge recently con- tributed an article to the Outlook, en- titled The Friends of Caesar, in which he maintained that the Southern peo- ple are the truest friends of the color ed race and that all the stories told in the North of Southern aggressions and outrages are false. In substantia- tion of his position he cites two or three cases where colored men live in peace with their white neighbors and trust them implicitly. I have no reason to question the accuracy of the citations made by the writer, but to assume that these iso- lated examples are where in the South and that they are typical of the attitude of Southern people as a class is to expect altogeth- er too much of those who have given the subject careful investigation and consideration. common every- For many years I have undertaken to be friendly to the colored people, because it seemed to me as though they needed friends who were not ac- tuated by ulterior political reasons. I have given liberally to each new col- ored church erected in Grand Rapids end I give regularly $100 (sometimes more) to each of the seven colored churches which maintain regular ser- vices under established pastors. One of the best men Grand Rapids ever produced—the late man—with the Heinzel- John Blodgett, Chas. B. Kelsey and others— “ised about $50,000 a few yearts ago to erect a community church, assum- ing that all the colored people of the city could be induced to worship in George assistance of one church. The effort was a suc- cess, So far as the church edifice is concerned, but experience soon demon- strated that the original plan could not be accomplished, Baptist staying by the Baptist church, the Methodist by the Methodist church, etc. A realization of this con- dition caused the promoters of the un- dertaking to abandon the original idea and turn the church over to the regular Methodist organization of the colored because a insisted on people, under which it has flourished under the ministration of an able cler- gyman who has served the society eleven years, six years longer than the regulation limit. A few days ago he was transferred to a church at Flint. Our colored population has increased very rapidly of late. According to the census of 1920 we had only 850. We now have over 4,000, recruited from two classes—mechanics who come from industrial schools in the South and laborers who are driven off their temporary abodes at the point of a gun. Grand Rapids is a favored city in the estimation of the colored people, because there is little (if any) discrim- ination exercised against them, espec- ially in the matter of employment. They receive the same wages as white people and in the event of necessary “lay offs”, colored men are usually favored over white men, if they have families. As a result of this policy on September 22, 1926 the part of employers (due to the es- tablished attitude of colored men in refusing to join unions or participate in strikes) our colored people are be- coming forehanded—home owners and investors in a small way. My colored helper at home has several houses and lots and a small farm—all paid for. Of course, he is an exception to the general rule. The other class (the original farm laborers) do not earn so much as me- chanics, because they have to work as street shovelers, machine tenders, etc. Most of them start on making payments on homes as soon as possi- ble. Instead of buying ramshackle old dwellings, as was formerly the case, they usually purchase new homes, pay- ing long prices because they have only small payments to make down and still smaller sums to meet their in- stallment payments. Probably half the colored men who come to us from the South tell terri- ble tales of oppression and cruelty. Only a few days ago a colored preach- er presented to me the case of a fam- ily who had worked all summer to grow a crop of cotton on_ shares. When the crop was finally marketed and the colored man asked for his share of the proceeds, the land owner produced a gun and told the colored man that if he did not make himself scarce within an hour he and his fam- ily would be killed. Panic. stricken, the family leit their few belongings on the plantation and worked their way North, being helped on their journey by colored people in every locality they passed through. It so happens that 1 was once in- terested in a gas plant in Chattanooga and a manufacturing plant in Pensa- cola. I visited both places frequently and had ample time to make observa- tions, which led me to believe that colored men are brutally oppressed at both places. In Chattanooga I was told of a fine old colored man (janitor in the library) who ordered and paid for a ton of coal, to be delivered the next day. Tearing that his wife would need fuel to cook the evening meal, he had a hag of coal put up and proceeded to carry it home on. his shoulder. A policeman met him on the street and took him to headquarters, where he was locked up. He begged the offi- cers to telephone the coal dealer, who would confirm his story that he had paid for the coal, but they would not take the trouble and kept him in a cell all night. I heard dozens of instances of this character in Chattanooga, show- ing how wickedly the colored man is treated without just cause. At Pensacola a_ typical Southern woman told me that she could nearly always get a colored man to do any- thing she demanded of him by threat- ening to tell her husband that he had insulted her. He knew that such a charge meant immediate death without trial and, of course, submitted. She told me she had caused the death of several colored men who declined to comply with her demands and seemed to glory in the record she had made. The former manager of our plant at Pensacola was a Republican when MICHIGAN TRADESMAN he resided in Chicago. On his remov- al to the South he found he was forced to change his politics. I once asked him what would have happened if he had remained a Republican. He re- plied: 1. No bank in loan me any money. 2. I could not join the Osceola Club. 3. My wife could not join the La- dies’ Literary Club and would be so- cially ostracized. 4. The sheriff would not furnish me any protection in the event of a robbery, a strike or other trouble. Pensacola would 5. The fire department would not respond to a fire alarm from my plant in case of fire. I know to a certainty that colored travelers who buy first-class passenger and Pullman sleeping car tickets from Chicago to New Orleans are sum- marily hauled out of their births when the trains in which they are traveling reach the Mason and Dixon line and are forced to finish the remainder of their journey in Jim Crow cars. Nor is any rebate made by the Pullman Co. for service they paid for and did not receive. During the civil war thousands of slave owners left their homes to en- list under the banner of treason, leav- ing their families and their plantations in charge of their former slaves. His- tory records that not a single instance of unfaithfulness toward the women of the households was recorded during those four years of storm and stress— a record which has never before or since been cqualled by any race of people. For many years I have aimed to ad- vance the moral as well as material interest of the colored man. I do not ask him to be religious, because the colored man is naturally so. All I ask is that he be cleanly, truthful, thrifty and keep inviolate every obliga- tion he enters into. I help colored men buy homes, horses, trucks and tires. I lose less in my dealings with colored people than when I undertake to help white men. I do not write as I have to provoke a controversy, because opposition never gets a man anywhere in this world. All I aim to esablish is the actual truth, plain and unvarnished. E, A. Stowe. ——_>-2- Spring Worsteds Very Sheer. Further openings of women’s wear fabrics for Spring emphasize the dis- tinct trend toward sheer, light weight worsteds. What are described as the lightest weight worsteds ever produced are now being offered the trade, al- though it was believed the record was reached last Spring when worsteds running five ounces to the yard were turned out. In one instance worsteds weighing only two ounces to the yard are offered for next Spring. Much has also been done in improving the finish of the worsteds, the luster effect be- ing strongly dominant. Both tenden- cies reflect the aim of the worsted mills to give strong competition to silks next year, and the mills now have a great deal of confidence in the pos- sibilities of the new worsteds. 17 This is the House that Mueller built! This is the house that stands behind every box of MUEL- LER’S Elbow Macaroni, Spaghetti, and Egg Noodles. The reason it is so substantial is because it is built on a square deal policy to all and the high quality of the products it turns out. This means much to you, Mr. Grocer, because you know you are selling the best when you recommend MUELLER’S Macaroni, Spaghetti and Egg Noodles to particular people looking for the right substitute for meat or potatoes. Mueller’s Spaghetti C.F. MUELLER CO.—— Jersey City, N.J. Did she say ONE CAN? Then tell her about the dozens of daily uses for BORDEN’S. That is the way to sell a dozen ‘ans to the customer who now buys only one at a time. So—wherever the recipe calls eas ag for milk, reeommend The Borden Company NEW YORK, N.Y. By the makers of Borden’s Eagle Brand Milk, Borden’s Malted Milk, Borden’s Extra Grade Caramels, Borden’s Milk Chocolate Bars. 18 DRY GOODS Michigan Retail Dry Goods Association. President—H. J. Mulrine—Battle Creek. _First Vice-President—F. E. Mills, Lan- sing. Second Vice-President—G. R. Jackson, Flint. Secretary-Treasurer—F. H. Nissly, Yp- silanti. Manager—Jason E. Hammond, Lansing. Heavyweight Underwear Sought. With the approach of Fall a steadily broadening demand for heavyweight lines of men’s and boys’ ribbed and fleeced underwear is reported. Buyers who had been holding off until the issuance of the recent Government re- port on the condition of the cotton crop have since come forward with good orders, with the result that the price situation on the finished goods is more stable than for some time. In- creasing purchases of heavyweight un- derwear by retailers have also been a factor in stimulating wholesale demand much of which is for goods for prompt deliveries. The situation in women’s ribbed lines is apparently not so good as it was at this time last year, due to heavier buying than in several seasons before and a consumer demand that left something of a carry-over into the present year. Light weight underwear, save for the kinds that are sold direct to the retail trade, continues to lag here. 2 Women’s Garment Sizes Scarce. Concentration of ready-to-wear pro- duction on types for the miss and “flapper” has caused a shortage of well-styled and designed garments in women’s sizes, according to informa- tion reaching John W. Hahn, director of the National Garment Retailers’ As- sociation. Many complaints from mer- chandise managers in various sections of the country have’ been recently re- ceived, he said yesterday, indicating that the situation has been steadily growing worse. Although 60 per cent. of the total apparel business is nor- mally in women’s sizes, this proportion has been greatly lowered in produc- tion because of the great attention given by manufacturers to sizes below 36, which has almost lost its signifi- cance as a standard. Mr. Hahn plans to place this condition before manu- facturers so that action may be taken to enable the woman consumer to select more easily style garments in the sizes she requires. —_2+->—___ Bleached Muslins in Good Shape. The fine-yarn end of the bleached goods market continues in pretty fair shape, although there has been some recession in demand in the last few days as a result of lower cotton. Buy- ers, it was said, will probably con- tinue to operate conservatively until the next cotton crop report is issued, and it was further said to be probable that no more price advances will be made on muslins and kindred goods until that time. Even then, unless the report is bullish, there is little likeli- hood of any changes being made. Mills appear to be well engaged on orders that have been taken during the last several weeks, and in some cases full- time production until the end of the year is covered. In cases where mills are not so well provided for, enough business is in hand now to keep them MICHIGAN TRADESMAN going full tilt for at least a couple of weeks. ——_>--2___- Little Done in Resort Lines. 3ecause of the labor situation in the women’s coat trade and also the sim- ilar condition facing some of the lead- ing women’s wear mills, preparations for the forthcoming Palm Beach sea- son are being much modified. Some ready-to-wear concerns are dropping entirely their showing of models for that season. Other firms will show a few models, but because the present season promises to be long drawn out they will confine their attention main- ly to fall production and go from that right into the spring season. Even during normal conditions it is said that few garment firms have made real profits out of their resort lines. Re- tailers are also credited with but little net return on such offerings. They have been chiefly valuable as forecasts of the style trends during the ensuing spring. ——_—_o + Offers New Overnight Case. A novelty in leather goods in the form of a small overnight case is now being offered to the trade. It is only nine inches long and eighty wide, and is four inches deep. The cover is divided into three parts, each of which may be opened separately. In the left section there is a comb, while in the right one is contained a small whisk broom. The center section, which is the largest of the three, is equipped with an oblong mirror. The case, which may be had in tan, green, blue, gray, red, patent and black cobra leathers, is lined with fancy silk, and is equipped with a tray holding a small silk purse and attractive celluloid con- tainers for powder, rouge and lipstick. Beneath the tray is room for a night- gown and other feminine apparel ne- cessary for a short trip or visit. The case wholesales at $42 a dozen. — r+ Gem Dealers Are Doing Better. With the approach of fall a notice- ably better business is reported by leading dealers in precious stones. One of the features is the increased sale of large gems. This is attributed directly to the vogue for larger jewelry, espec- ially bracelets. Flexible platinum bracelets set with diamonds, sapphires or emeralds and ranging up to an inch or an inch and a half in width, are moving well with the better-class trade. and it is by no means unusual to sell them set with gems running around four and five carats in weight. In one high-priced bracelet recently sold there were three large diamonds set off by a number of smaller gems, and none of the big stones weighed under twelve carats. In the semi- precious stones little of interest is being done at the moment. — 7+ 2 >___ If our thoughts were in plain sight as our clothes are, many a man would keep on the shady side of the street. For Quality, Price and Style Weiner Cap Company Grand Rapids, Michigan READY FOR YOU SOME SEASONABLE SELLERS INABRAND YOU KNOW BEAR BRAND HOSIERY is nationally known, extensively advertised, and its qualities are unsurpassed. We list, for immediate delivery, some popular numbers in wool and wool mixture for Fall and Winter selling. CHILDREN’S WOOL HOSE COASTER—English ribbed to toe. Colors Black, Brown Heather, and Camel 6 $5.25 on 8, rise and fall 15c WOLVERINE—Fancy ribbed. Colors Black, Camel, Brown Heath- er, Beaver, Oxtord, White: $6.25 on 8, rise and fall 15c BEARNEE F-—7/8 wool sport hose, with fancy top. Colors Oxford, Camel, Brown Heather, Buci 9 $6.75 Doz. Sizes 6 to 10. Packed %4 dozen to box. LADIES’ WOOL AND FIBRE HOSE 170—Hem top. Colors Black, French Nude, Rose Blonde, Camel, tatty, Tan oe ee $8.10 Doz. 180—Rib top. Colors Black, French Nude, Rose Blonde, Camel, PACE teats ee ee _-$8.10 Doz. Sizes 8% to 10%. Packed %4 doz. to box. MEN’S FANCY WOOL AND FIBRE SOX IDAHO—Drop stitch worsted. Colors Black, Beaver, Brown Heath- er, Green Heather, Oxford, Heather Blue, Buck, Natural. $4.20 Doz. SPOKANE—Heavy weight worsted. Colors Black, Brown Heather, Beaver, Poudre Blue 2 $4.20 Doz. MONTREAL No. 3—Fancy striped wool and fibre. Colors Heather Brown, Buck, Heather Blues 003s $4.20 Doz. MONTREAL No. 4 Fancy striped wool and fibre. Colors Beaver, Oxtord; Camel 2.5 ee ee $4.20 Doz. wie ag No. 1—Fancy wool and fibre. Colors Oxford, Brown, eige. SARANAC No. 2—Fancy wool and fibre. Colors Grey, Brown, SO 6.00 Doz. MOCASSIN—Drop stitch, silk and wool. Colors Black, Navy, Brown, Beaver 2 oe $6.25 Doz. Sizes 91%4 to 12. Packed % dozen to box. Advertising and sales helps of Bear Brand for the asking. Counter bags with dealers’ name imprinted at small cost. EDSON MOORE, & COMPANY 1702-1722 West Fort Street DETROIT DISTRIBUTORS OF GOOD HOSIERY FOR OVER FIFTY YEARS September 22, 1926 ee $6.00 Doz. September 22, 1926 Sunday Christianity and Week Day Rascality. Grandville, Sept. 21—The old saying that honesty is the best policy has not permeated the great public as some mav suppose. “There is method in his madness” was once said of a man who was on trial for his life. That method, no doubt, saved him from the gallows, but the method of the man who makes a fine outward showing in order to cheat his customer seldom pays in good round dollars. It really does not add shekels to the pocketbook, nor peace to the soul. It is indeed surprising how much small cheating there is in the every- day transactions between man and man. The best on the outside seems to be the motto of so many. Country stands along the highways where products of garden and orchard are displayed for sale tell this story more plainly than any amount of argument. Experience is sometimes a dear teacher, and yet some people can alone learn through such teaching. There are men who are honest from principle (few and scattering though they be) and these we may well de- nominate the salt of the earth. The motive of gain which disposes some to honesty is not exactly morality, but it gets there all the same. It is hard to understand why so many will cover up their cull fruit under a top dressing of beautiful specimens. Nevertheless this is the method adopted by the gen- eral run of producers. “Alas the rarity of Christian charity” exclaims a writer who, no doubt, had in view some of the shortcomings of this class of people who expect to make money by dishonest practices. The other saying is none the less true —-an honest man is the noblest work of God. Merchants, doctors, lawyers, manu- facturers, even farmers, are subject to the same temptations, and it would be hard to estimate which class has fallen the farthest from grace. Conditions in life have nothing to do with a man’s character. Millionaires have been known to be dishonest, as have the lowest class of people on the earth. There is no such thing as temptation to cheat. That condition of the human heart seems to be inborn and crops out on every vossible oc- casion. That one can grow rich through in- discriminate cheating is a fallacy of thinking. In general, the best citizens —the ones who attain to a competence and have the respect of neighbors and friends—are those who refrain from the smallest indiscretions in that line. Sunday Christianity and week day rascality emphasizes this pitiable lax- ness in the morals of the Nation. Out- ward show and inward lack of com- mon honesty are too manifest to pass unnoticed. One who deals in a busi- ness way with the different classes of our people learns that human nature predominates as strongly in one class as another. It seems natural for men to seek the better end of a bargain, even at the expense of common hon- esty. It has been suggested that wayside fruit and vegetable stands exercise proper honesty in making up packages for sale to tourist passers. There are so many who act as though these au- tomobilists would never pass this way again. so what’s the difference? There is a difference, however, one that ought to probe the soul of the cheating packer to the quick. It is best to go on the idea that every one of these passers by will come again and be your continual customer. It is the methods of packing with the best fruit on top that has injured the farming community more than any one thing. Once you lose the con- fidence of your customer it cannot be regained. “They all do it, why not I?” seems to be the thought uppermost in the mind MICHIGAN TRADESMAN of the crook packer. Because your neighbor is dishonest, why must you peril your soul’s salvation to ane him? You are responsible for your own shortcomings, not for those of another. One of the most pious men I ever knew was up to all manner of despic- able tricks to beat his customers. He was a farmer, independent despite his dishonest practices. Where he got any satisfaction in being dishonest was more than I could understand. It takes all kinds of people to make the world and he was one of the off kind. Reputation is worth a good deal and the man who hopes to improve his worldly condition by cheating his neighbor is really a short-sighted in- dividual. : In a town where I lived many moons ago were three farmers, not neighbors, but living miles apart, who were strict- ly honest. They made no parade of this trait, but carried it as a part of their everyday life. These men were abundantly successful, had fine homes, nice families, were in fact respected bv the community at large. One was a fruit farmer. I bought my fruit for winter canning of him times without number. _ Never had I to require seeing the fruit to purchase, since the man’s word as to quality was as good as a bond. And such measure as he gave would warm the heart of an anchorite. Full measure, fine fruit and a feeling of confidence that warmed one’s heart. All this was worth something to say nothing of the good feeling that always prevailed. These men were church goers, too, but Christians as well. It gives one a feeling of pleasure to deal with men such as these, three farmers. There were others in the same township with whom I had some dealing who seemed to carry the idea that it was all right to beat a town man if you could. These I dropped from my deals and tied fast to those who had treated me squarely. There is a lot of satisfaction in dealing with a man you know to be honest, and when the great master of all makes up his jewels these will surely be among the select, occupying front seats. Old Timer. —---_. > ——— Department Stores Losing Out in High-Class Apparel. That department stores are losing a large part of their high-class apparel trade to the better types of specialty shops, and that the present system of supervision of the formers’ buyers by merchandise me nis responsible for this situation, is the tenor of a state- ment issued by the Associated Dress Industries of America. “As indicative of the present situa- tion,’ the statement says, “one of the Association's members, who makes garments to retail from about $75 up, sald very recently that practically all of his business is now done with spe- cialty shops. He explained that these shops have ‘built up a clientele which will pay whatever price is asked for good merchandise, and that they make a good profit on the turnover. He went on to say that the average department store buyer is forced by his or her merchandise man to make the price the basis of buying. To meet the demands of such a buyer means to cheapen the garments or to lose money on their production. Not only that, he said, but the merchandise is usually displayed in a store window and is promptly copied by half the manufacturers of low-priced merchan- dise in the trade. This naturally re- acts on the sales of the specialty shops to whom he sells, and they stop using his models, Furthermore, he explained, in sell- ing to high-grade specialty shops it is not necessary to turn the merchandise out in quantity. Purchases are small, but steady, and the usual trade mal- practices are not present. The need of confining lines to a department store also makes things serious if an account is lost. In only one way is the department store the better customer, the manu- facturer said, and that is there is gen- erally less of a credit hazard present, due to the more adequate capitaliza- tion. Careful watching of specialty shop accounts, however, keeps losses negligible. ——_>+.>—____ What the Seller Does Not “Bargain” For. “Just what is a_ bargain-price?’ asked a prominent New York retailer in print the other day who prefers to maintain his prices always at a mini- mum figure rather than to continually offer reductions on a few items at a time. “A bargain-price,” he continued, “is the price to which the selling price has been cut and at which the latter should have been fixed to begin with.” What this man has to say about bargain-prices may certainly be par- tially credited to his enthusiasm over his own adopted way of doing business, but there is a heap of truth in what he says nevertheless. There undoubtedly still are many businesses which feel they cannot fore- go the “pull” of the bargain-price. But their number is as undoubtedly grow- ing fewer. Already there is more than a handful of leading merchants who no longer follow the practice of quot- ing so called comparative prices (Was $So-and-So, now is $So-and-So) al- though still clinging to the bargain im- plication. And the time is coming— well, let’s keep our eyes open, wait and see. In the meantime, when contemplat- ing a reduction in price, get in the habit of visualizing the extra business which must be handled to make up for the reduction. Figured on a 25 per cent. margin, an article costing $75 is sold at $100. If a bargain-price of $90 sells it, it means of course that $10 has not been realized. The profit has been $15 and two-thirds more business must be transacted to bring in that lost $10. Instead of selling $100 worth of goods, you have to sell $90 plus $60 worth (two-thirds of $90) or $150 worth to make the same. In other words, a 10 per cent. cut has required 50 per cent. more volume. Similarly, a 15 per cent. cut will call for 75 per cent. more volume. All of which is something of a handicap to put on the profits side of the ledger. —_~++-+___ “Feminine” Millinery Selling. Wholesalers find an expanded de- mand for the more expensive types of mililnery that is not altogether traced to the seasonal stimulation resulting from good selling weather. The belief is that the movement for “dress and occasion” millinery is making consid- erable headway and that as the season progresses this trend will become more pronounced. In several quarters in the 19 trade it is reported that retailers are doing well with the more typically feminine types of hats, particularly ones of velvet and hatters’ plush. Hats featuring combinations of these ma- terials with satins, metal cloths and well. this city are soleil are moving particularly The leading stores in giving particular attention to types._ Millinery clerks are also being trained to sell dress hats at the same these time as the sports models, and these tactics are said to be meeting with success. ——_+- 2. New Kind of Bedspread. Something unusual in high-grade bedspreads has been brought out by a well-known manufacturer after two and one-half years of experimenting. In appearance the spread is not unlike an ancient Hindu fabric. In construc- tion it is a combination of highly-dec- orative hand-worked chenille with rayon, set off by a flounce woven in such a way as to produce the effect very fine knitted fabric. The combination produces a soft cloth of Although the price of the merchandise is high, a representative spread retailing at $65, of a unusual draping effects. it is said to be indestructible. According to the manufacturer, new shades will be brought out continually, but for the time being the color range will be confined to blue, gold, cham- white, and He is contemplating the pro- pagne, sea green, coral mauve. duction of bathroom sets to match the spreads. —_>->___ Hosiery Trade in Better Shape. Although the situation in the hosiery market, as it affects the more staple lines of merchandise, continues to be not all that it might, there is no ques- tioning the fact that the goods in question are in a better position at present than they have been for many months. Combed half-hose supply an instance in point, according to the spe- cial news letter of the National Asso- ciation of Underwear Manufacturers, and at least one case Hosiery and is known of a line of men’s “quality” combed goods being oversold. Mercer- ized goods, as a class, are in better shape, but considerable irregularity ex- ists because of keen price competition. Misses’ 300-needle hose, both combed and mercerized, are in a better posi- tion than was true as recently as July. Split-foot “number” are also moving better. —_2+->__ Negligee Makers Are Busy. Negligee well manufacturers with are doing lounging and house Orders for early Fall are said to be substantially ahead of last year at this time and the prospects for the holiday are considered very The quilted satin robe is out- standing in point of demand in the better grade merchandise, while cor- duroy selling well in the lower-j riced division. Robes of chiffon velvet and also of lightweight silks tr'mmed with ostrich or even fur, are the expensive garments. Most of the silks used in present negli- gees stress novelty decorative patterns Some of these are jacquard effects while others combine both printed ang jacquard designs. very robes. season good. robes are leading in : 20 RETAIL GROCER Retail Grocers and General Merchants Association. President—Orla Bailey, Lansing. Vice-Pres.—Hans Johnson, Muskegon. Secretary—Paul Gezon, Wyoming Park. Treasurer—F. H. Albrecht, Detroit. Example of a Chain-Owning Whole- sale Grocer. Written for the Tradesman. Here is a complete transcription of an advertisement from the Capital Times, Madison, Wisconsin, of Au- gust 13: Cash—The Sign of the Times Some of our grocer friends complain of the low prices which the Universal Stores quote from time to time on well-known articles. They say they cannot live on such margins. Of course they can’t and give delivery and credit along with the goods. But these same grocers can compete with any cash chain store if they will give no more than the cash store does. And so can you, Mr. Credit Grocer, if you take in the cash with one hand as you pass out goods with the other. If, however, credit and delivery are furnished, they are additional features for which there must be an additional charge or you lose. Advertising,day in and day out, by the Universal Stores has made cash the measure of prices. But it has, at the same time, shown buyers that cash prices do not pay for delivery or credit; that these are services which must be paid for by a higher price or a sep- arate charge. The grocer who is alert has noted this change and is meeting the situa- tion quite successfully by adapting his prices to the wishes of his customers. Those who want goods without ser- vice pay only for gonds while those who require credit and delivery must pay for them. The chain store has no terror for the wideawake dealer who is a real merchant. Look Forward—Not Backward Gould, Wells & Blackburn Co. Who is this Gould, Wells & Black- burn Co.? It is the oldest wholesale grocery house in Madison, established some thirty years ago. That it was established on old-time lines goes with- out saying. The Universal Grocery Co. began business with a single, unpretentious store about a dozen years ago. It now operates twenty-four stores in that moderate-sized city of 50,000. A few years ago it absorbed the old Gould- Wells institution. Now it operates its own stores on the basis clearly indi- cated in the advertisement I have quoted and runs the wholesale house separately, for its own purposes as a retailer and to wholesale goods, in open competition with other jobbers, to any retail grocer who cares to trade with it. There is nothing secret about all this. Nobody has tried to dodge or cover up anything. Now the impulse behind this frankness is revealed as a reasoned conviction of the economic soundness of the Universal-Gould- Wells plan of operation. And _ inas- much as the plan is logical, firmly grounded in economics and established as a demonstrated success, why should it not be made known to everybody— “everybody” in this case including the consuming public? Answer: There is no reason. The consuming public is just as able to think and reason as grocers are. That the reasoning has not always been logical has largely resulted from par- MICHIGAN TRADESMAN tial knowledge, and that has arisen from the attempt to guard “trade secrets.” The people of Madison—its grocers, the Universal company and its jobbing house—all are to be congratulated on this character of clarifying frankness. Verily, it is time to “Look Forward” —and Forward, incidentally, happens to be the watchword of Wisconsin. It will be a long time before the counsel given by this advertisement will become fully effective. Business men in any line have hardly attained the ability to compute justly, accurate- ly, the margins that are proper for various lines. Department stores have come nearest to correct knowledge and sound practice in this connection. Other merchants either want knowl- edge or fail to grasp the vital im- portance of accurate figuring and pricing. It is astonishing, for example, to be told that the change of price on any- thing from fifteen to sixteen—dollars, cents or dimes—results in a percentage advance of six and two-thirds; and that anything priced at sixteen which was priced at fifteen yields six and a quarter per cent. more margin. Yet these things are so. Further, six per cent. on sales is twice a fine net earn- ings for almost any business—wonder- ful in a grocery store and splendid in all but the most prosperous of depart- ment stores. But such work as the Universal is doing will educate many and do it rather rapidly. For this kind of edu- cation proceeds both on_ theoretical and practical lines. The theory is the preachment in the advertising. The practical end is supplied by the force of competition. So storekeepers who, characteristically, never would use their heads otherwise are forced to use them by the fact that they simply must know what to charge or go broke. Eventually, we shall have practical application of Solomon’s incisive proverb: “There is that scattereth and yet increaseth, and there is that withholdeth more than is meet, but it tendeth to poverty.” Seldom have I read a prettier story than what I condense below: A gentle elderly lady stood in a gro- cery store. As she stood, she watched a little boy who evidently was eager to be waited on, but who was brushed aside while older folks had attention, regardless of anybody’s “turn.” Then she called the child, asked what he wanted, stepped with him to the grocer and bought the articles. When they were ready she said,in a quiet voice: “I see you are busy.” “Yes,” said the grocer, “we are always busy and es- pecially so to-day.” Then she said: “WhenI was a child, Mother often gave big dinners sometimes to thirty guests. The ch‘Idren were always served first because Mother said they had not learned the patience acquired by their elders, and also they were hungry. This little man,’ she con- tinued, putting her hand on his head, “has been waiting for nearly half an hour. He has the money to pay just the same as grown people who have been served ahead of him. I can im- (Continued on page 31) —~ — = —_ — M. J. DARK & SONS GRAND RAPIDS, MICH. Receivers and Shippers of All Seasonable Fruits and Vegetables September 22, 1926 ONE GROCER SAYS - One grocer who was troubled with constipation and stomach troubles says: “Having a grocery store, a customer told me of the help he got from eating Fleischmann’s Yeast, so I tried it and feel safe to recom- mend it to all.”—A. V. Collins, Recommend it to your customers too. It will make them healthy— better customers. And calling daily for their supply of yeast will give you an opportunity to sell other groceries too. FLEISCHMANN’S YEAST service Don’t Say Bread — Say HOLSUM Delicious cookie-cakes and crisp appetizing crackers—— There is a Hekman food-confection for every meal and for every taste. September 22, 1926 MEAT DEALER Neutral Lard. One of the packing house products that the general public is not familiar with is called neutral lard. It derives its name from the fact that this prod- uct is commercially free from acids and impurities, practically neutral as to color and taste. It is a very fine product, usually sold in tierces and used principally in the manufacture of butterine or oleomargarine, and ex- ported largely to Holland. There are two well established grades of neutral lard, number one and number two. Number one is made from leaf fat and number two from back- fat. Both grades are rendered in open kettles similar to the kettles used when manufacturing kettle rendered lard, except they should be shallow. The usual arrangement of equipment for the manufacture of neutral lard is a kettle in which to melt or render the fat, a settling receiver, a strainer and a storage tank. The usual method of manufacturing neutral lard is to hash the fat fairly fine. The steam is turn- ed on while the kettle is being filled and increased or decreased according to the condition of the fat. If the fat is not thoroughly chilled less steam is used, but when the fat has been thor- oughly chilled more steam is used. Only sufficient steam to crush the lumps is used. The temperature should not reach over 100 degrees F. while filling the kettle. When the filling is completed the steam is in- creased and the thermometer carefully watched. At 124 degrees F. the steam is turned off and both neutral and scrap is emptied into the settling receiver. This is done quickly and salt is then added, about 7'%% pounds of salt to 1,000 pounds of fat. The material is then allowed to settle for twenty minutes, never longer than thirty minutes. A siphon is then lowered to within two inches of the scrap in the bottom of the receiver. Two pails of the product is drawn off before the balance is passed through the strainer. Two thicknesses of cheese cloth is placed over the strainer. The neutral from the settling receiver is run through the cheese cloth covered strainer into the storage tank. The product is allowed to run slowly to allow the strainer to fill gradually, which is changed as soon as it becomes clogged. The neutral is allowed to run until it becomes dark or scrappy. When the neutral is all in the stor- age tank, it is allowed to stand 30 minutes, skimmed thoroughly and heated to a temperature of 128 degrees F. and allowed to stand until tem- perature falls to 120 degrees F., when it is then drawn into tierces. When the tierces are filled they are removed to a dry place, where the temperature is not less than 66 degrees F., where they are allowed to stand for ten or twelve days with the bungs. out. The product is then ready for shipment in iced cars. —_——2.-.+____ Beef—Past and Present. One reason why we are getting beef of high quality so generally at the present time is that most steers are sold younger than formerly, and be- cause the types used for, beef are vast- MICHIGAN TRADESMAN ly superior to the usual animal two or three decades ago. No better example of the difference in beef type animals could be presented than the pictures of two famous beef animals placed side by side. One is known as Old Geronimo (Ger-o-nee-mo), and he was certainly a classical example of the old Texas longhorn. At the time the picture was taken in 1899, he was thirty-six years old and as thin as a rail. “Poor fel- low,” was the expression of every one I showed the picture to. Alongside of him was Mah Jong, the Aberdeen Angus steer that won the Grand Champion prize at the International Livestock Show at Chicago last win- ter, and brought $3 a pound. In the days when Texas steers predominated in the meat supply of the country meat was usually pretty tough, and judging from some of the books we read some modern writers who are not meat ex- perts themselves copy from the writ- ings of those days when claims against tough meat were justified. Of course, we have some tough meat at the present time, but the percentage of it is by no means as great as formerly. The Texas longhorn shown in the picture we started to tell about is typical of the breed of the days when he was born. The steers were rather small and de- cidedly rangy, with all the points con- ceivable except the good ones. They were poorly bred and poorly fed,.and the carcass came on the market lean, watery, tough and uninviting in appear- ance. On the other hand, the steer of to-day, the kind Mah Jong is typ- ical of, is a beautiful fellow to look at, and when carcasses from this type are put on sale they give the fullest satis- faction to critical buyers and the meat from them is all that the most fastid- ious can desire. It is flavorful, tender, juicy, bright in color, and on the whole the kind that pleases the eye as well as the palate. Considering the difference in quality and considering the differ- ence in satisfaction the meat gives when consumed, it is cheaper than that from grass-fed, old and angular kinds that used to be. Ask anyone, ask yourself, whether you would prefer, if you had to choose, a moderate-sized piece of delicious meat or a_ bigger piece of tough meat. —_22s___ Hides, Pelts and Furs. Creer NO Ty oe ee 07 Greet NO. 2 oe 06 C@iired. NG 08 Cured; No. 2... Calfskin, Green, Calfskin, Green, Calfskin, Cured, Catenin, Cured, NO. 2 11% wioree, No. ft ou 3 00 REOTAG, (INO. Bee eee 2 00 Peits Te ee 50@75 SHAArinee 10@25c Taliow. PS eee 07 INO ees 07 NO ee ee 06 Wool. Unwashed: medium —... @35 Unwashed, rejects Vawaened. Gne —._...... @30 ———_>~-~»_____ We All Have Them. A man entered a bank with a large legal looking document displayed prominently in his grasp. “What have you there?” he was asked. “A diploma from the school of ex- perience,’ he gravely replied. “What do you mean?” “A deed to a gold mine that isn’t worth two cents.” 21 Yellow Kid Bananas all year around Bananas are the year ’round fruit. They are clean, wholesome, nutritious and delicious. “Yellow Kid” Bananas are uni- formly good. Send in your orders. The Vinkemulder Company GRAND RAPIDS, MICHIGAN Always Sell LILY WHITE FLOUR “The Flour the best cooks use.” Also our high quality specialties Rowena Yes Ma’am Graham Rowena Pancake Flour Rowena Golden G. Meal Rowena Buckwheat Compound Rowena Whole Wheat Flour Satisfaction guaranteed or money refunded. VALLEY CITY MILLING COMPANY Grand Rapids, Michigan THE TOLEDO PLATE & WINDOW GLASS COMPANY 501-511 | Mirrors—Art Glass—Dresser Tops—Automobile and Show Case Glass All kinds of Glass for Building Purposes GRAND RAPIDS, MICHIGAN ONIA AVE., S. W. WINDUSTITE” Decorations losing freshness KEEP THE COLD, SOOT AND DUST OUT Install “AMERICAN Weather Strips and save on your coal Diils, make your house-cleaning easier, get more comfort from your heating plant and protect your furnishings and draperies from the outside dirt. soot and dust. Storm-proof, Dirt-proof, Leak-proof, Rattle-proof. Made and Installed Only by AMERICAN METAL WEATHER STRIP CO. 144 Division Ave., Citz. Telephone 51-916 North Grand Rapids, Mich. all-metal Originated and Made Only by NATIONAL CANDY CoO., INC. __ PUTNAM FACTORY Guaranteed Pure alitornmia Grape ,J Place your order today wice D.L. CAVERA & CO., Grand Rapids Phone 80-451, 64-468 4 HARDWARE Michigan Retail Hardware Association. President—George W. McCabe, Petos- ey. ace Exesifent—C. L. Glasgow, Nash- ille. Secretary—A. J. Scott, Marine City. Treasurer—William Moore, Detroit. v Knowledge and Enthusiasm Count in Stove Selling. Written for the Tradesman. “Know your goods.” The secret of successful stove salesmanship is sum- med up concisely in that one phrase. It is conceded that the man who knows the stove he is selling from the base up has double chances of making good. He can convince his customer of the merits of the stove by showing that he knows exactly what he is talk- ing about. A lady who had been inspecting a range in a hardware store the other day decided after about ten minutes’ colloquy with the clerk who was wait- ing on her that she would not buy just then. She had started for the door when the proprietor, who had been keeping a watchful eye on proceedings from his office, intercepted her. “I hope you have been well im- pressed with our line?” he began, pleasantly. “They seem all right—in most ways,” returned the lady. “But I am very cautious about such matters. You see, I particularly want a range with an oven which can be regulated per- fectly.” “That is one of the strong points about our range,” put in the dealer. “Let me show you.” He led her back to the stove depart- ment and proceeded to demonstrate how easily the heat in the oven could be regulated. and there. He made the sale then The argument was admirably ad- vanced; but it succeeded purely and simply because the dealer knew the range and was able to convince the customer on that one point. The clerk had tailed because he did not under- stand the range as thoroughly. His explanation of the regulation of the oven had failed to convince. The question has often been argued as to whether the dealer should strive to have all his staff thoroughly ground- ed in stove knowledge, or to have one “crackerjack” salesman literally steep- ed in stove lore to handle the stove trade as much as possible. An ideal state of affairs, of course, would be to carry a whole staff of crackerjacks. But then the stove de- partment is only one branch of the business. Crackerjacks are needed in every department, and it is hardly to he expected that each member of the staff will develop into a thoroughly efficient salesman of every class of goods. It is not very probable, there- fore, that any hardware dealer will at- tain the distinction of managing a staff made up of crackerjack stove sales- men. It is wise, therefore, to endeav- or to make all members of the staff as efficient as possible and to have at least one man who can be depended upon in any emergency. The expedient has sometimes been adopted of sending men to the factory to learn all that they can there about MICHIGAN TRADESMAN the stoves they have to sell. The idea has good features. The salesman sees the stove in the making and picks up a great amount of practical knowledge regarding it which he could not ac- quire in any other way. He probably also has the opportunity of meeting and talking with the men engaged in the national campaign for the sale of the stoves, and in that way he learns much. A good salesman should re- turn from such an excursion brimful of new ideas and enthusiasm. But this can be done in a few cases only and it devolves on the majority of hardware dealers and clerks to ac- quire their knowledge by a more grad- ual process. This they can do by reading the literature that the manu- facturers send out, and by studying stove problems generally. sy culti- vating the acquaintance of the stove travelers, much valuable information can be secured. The traveler can be depended upon to explain any point on which the salesman is not quite clear. Enthusiasm is a great aid to sales- manship. “Believe in your goods” is second only to “Know your goods.” The man who believes can talk his goods with redoubled force and with conviction showing behind his words. Belief is catching; and so is lack of belief. If the salesman is indifferent, he soon transmits the germ of doubt to his customer and the latter is not likely to buy. On the other hand, if the salesman is just brimming over with belief, the customer cannot help but catch the infection. There is a danger, of course. The salesman must not overdo it. When his enthusiasm borders on extravagant exuberance, the customer falls back on his natural store of skepticism and is inclined to doubt the sincerity of the salesman. He thinks that the simulation of enthusiasm ig part of the latter's duties. It is the other kind of enthusiasm that pays—the quiet but very evident and earnest enthusiasm which seems to indicate a deep-rooted belief in the goods. I asked a young clerk the other day what make of stoves was handled in his store. “We handle Blank’s,” said the clerk. “And it’s a great line. It’s a pleasure to sell such stoves. “I've been here about a year and a half,” he went on. “Before I started, we had a range at home made by the ——— people; a good stove but not nearly as good as what we sell here. As soon as I found out how good these ranges were, | got rid of the one at home and put in one of ours. And it certainly was a good move.” He believed in that line of stoves, did this clerk. salesman. The dealer told me that And he was a good when this new clerk joined the staff, he did not know anything about stoves but that he had developed into a very efficient salesman. His enthusiasm made up fully 50 per cent. of his sell- ing efficiency. Knowledge and enthusiasm must go hand in hand. To know the goods is highly essential but knowledge is not particularly effective if linked with September 22, 1926 Michigan Hardware Co. 100-108 Eilsworth Ave.,Corner Oakes GRAND RAPIDS, MICHIGAN! & Wholesalers of Shelf Hardware, Sporting Goods and Fishing Tackle BROWN &SEHLER COMPANY “HOME OF SUNBEAM GOODS” Automobile Tires and Tubes Automobile Accessories Garage Equipment Radio Equipment Harness, Horse Collars Farm Machinery and Garden Tools Saddlery Hardware Blankets, Robes & Mackinaws Sheep lined and Blanklet - Lined Coats GRAND RAPIDS, MICHIGAN FOSTER, STEVENS & COMPANY Grand Rapids, Michigan 10% off on time payments 15% off for cash on our Sample line of Gibson Refrigerators. We have number 124- 125 and 126 in stock. Also a number of smaller used boxes. G. R. STORE FIXTURE Co. 7 Ionia Avenue N. W. iets fo an CB iat OP in seactrc September 22, 1926 indifference. On the other hand, en- thusiasm will not serve alone, unless the salesman has something behind it. He must be in a position to account for his belief in the good he sells. Enthusiasm without knowledge is likely to impress the customer as mere idle vaporing. Yet while knowledge plus enthus- iasm constitutes an immensely valu- able selling team, the shrewd salesman will not allow the team to run away with him. He must guard against the danger of too extensive indulgence in technical language in talking stoves to his customers. “A salesman must remember to make his demonstration simple,” an experienced hardware dealer said the other day. “It is so easy to talk of duplex drafts and the like. Yet for the average customer you might as well talk about the steel.” chemistry of The knowledge the average individ- ual on the other side of the counter possesses On the subject of stoves is elementary. People know a_ draft from a grate, but their knowledge does not go much further. At the same time, when the question of a stove purchase comes up, the purchaser wants to understand all about the ar- ticle he is getting. He knows that he has got live with that stove for some years, and that his comfort will depend largely upon his ability to get the best results out of it. It is highly unsatisfactory, fore, when the salesman explains the there- various points with a mixture of tech- nical terms unintelligible to the cus- tomer. In many cases the customer will go to some other dealer where he can get an ordinary, common-sense explanation of how to stove. A command of technical terms is a valuable asset to any salesman, but it should be kept under control. Over-knowledge linked with verbosity can be quite as injurious, sometimes, as complete ignorance. The salesman should, therefore, re- strain his impress operate the natural desire to the customer with the extent of his knowledge on the subject of stoves, and endeavor instead to make the cus- tomer himself understand the stove under inspection. That is the short cut to salesmaking. The question opens up some other important considerations. Many sales- men apparently entertain the belief that glibness is the only quality re- quired in salesmanship. They try to talk their customers into buying, as- sailing the barricade of their indeci- sion with a fusillade of words. It is possible that, in some cases, such tac- tics are effective; but these cases are rare indeed. A salesman who monop- olizes the talk, who hurries the custo- mer along from point to point and impetuously pushes aside all objec- tions, is more likely to antagonize than to convince. One of the best salesmen the writer ever knew was a merchant who be- lieved in letting the customer do con- siderable of the talking. “To sell a stove,” he explained, “you have to offer something which suits the cus- tomer perfectly, and you can only MICHIGAN TRADESMAN find out what suits him by letting the customer talk.” This merchant’s policy was to give opportunity to explain their views and preferences, reserving his own views until he had heard from them. Then he would de- scribe the stove, fully yet simply and briefly. his customers every At the end he would bring his heavy guns into action, introduc- ing his best arguments, shaping them to meet the views and arguments ad- vanced earlier by the customer. This method of attack he found much bet- ter than scattering his arguments and leaving the customer to bring up his objections at the end when the deal should be in shape to close. No dogmatic rule can be laid down, of course. There are people who have to be railroaded into making a _ pur- chase by sheer force of words, just as there are loquacious persons who insist on monopolizing every phase of the negotiations, relegating the sales- man to a background of monosyllabic acquiescence. But the salesman should always give the customer a chance to talk, to explain, and to ask ques- tions. The purchase of even a $50 stove is an event in the lives of most people. They feel that they are about to place an important order with the dealer and that they are deserving of every con- sideration. If the salesman brushes their objections aside and glibly re- fuses them a chance to express their views, they are apt to take offence. They feel that he is underrating the importance of their part in the deal. It is worth remembering that the too frequent use of technical terms in explaining a stove is apt to lead to considerable trouble after the deal is made. Some _ people they understand when they do not, or are too stiffly proud to expose their ignor- ance by asking for further enlighten- ment. As a result, they do not know how to operate the stove properly, and so fail to get satisfactory results. This means a trip to the house by a repre- sentative of the store or, worse still, the harboring of a grudge on the part of an unsatisfied customer. Know your goods, believe in them —but let your customer do his share of the talking, and use your knowledge to counter and overcome his objec- tions. And when you talk stove to him, be sure you talk stove in terms that he can understand. Victor Lauriston. a Jacquard Effects in Shirtings. Shirt manufacturers are placing fair- ly good orders for silk shirtings for their holiday lines, according to one of the leading shirting producers. Jac- quard figured merchandise is leading in the demand, with white and light tan grounds receiving most attention. The jacquard treatment takes the form of stripes of various widths on which are placed medium sized jacquard mo- tifs. The satin stripe on a white ground is selling particularly well. Some sam- pling of merchandise for next Spring has been done, but definite trends, aside from a slight preference for white and light brown grounds, have not yet made their appearance. imagine DELICIOUS \\r "waelddi5 err wero 5 | wet Pada a3 ROASTER (i peTRO!T bie = 23 You Make Satisfied Customers when you sell ‘“SUNSHINE”’ FLOUR Blended For Family Use The Quality is Standard and the Price Reasonable Genuine Buckwheat Flour Graham and Corn Meal J. F. Eesley Milling Co. The Sunshine Mills PLAINWELL, MICHIGAN 5 |b., ae rye tlds = ard i ces 1 Ib., VY Ib., } Tf Ib., i Pp 0) CaN | wT yy = lee. meee, Pigs. HARRY MEYER Distributor 816-20 Logan St. Grand Rapids, Michigan BIDNEY ELEVATORS Will reduce handling expense ané speed up work—will make money for you Easily installed. Plana and instructions sent with each elevator. Write stating require- ments, giving kind of machine and size of platform wanted, as well «++ height. We will quote a money P eaving price Sidnev Elevator Mnfg. Co.. Sidney, Ohle Henry Smith Floral Co., Inc. 52 Monroe Ave GRAND RAPIDS. MICHIGAN PHONES: Citizens 65173. Bell Main 175 Bell Phone 596 Citz. Phone 61366 JOHN L. LYNCH SALES CO. SPECIAL SALE EXPERTS Expert Advertising Exoert Merchandising 209-!10-211 Murray Bidg Gkanh 4 vrs MICH IGaas Watson-Higgins Milling Co. GRAND RAPIDS, MICH. NEW PERFECTION The best all purpose flour. RED ARROW The best bread flour. Look for the Perfection label on Pancake flour, Graham flour, Granulated meal, Buckwheat flour and Poultry feeds. Western Michigan’s Largest Feed Distributors. IVAN WESTENBRUGGE Grand Rapids - Muskegon Distributor Nucoa The Food of the Future CHEESE of All Kinds ALPHA BUTTER SAR-A-LEE BEST FOODS Mayonaise Shortning HON EY—Horse Radish OTHER SPECIALTIES Quality-Service-Cooperation A COMPLETE LINE OF Good Brooms AT ATTRACTIVE PRICES CAMS Michigan Employment Institution for the Blind SAGINAW W.S., MICHIGAN King Bee Butter Milk Egg Mash 18% Protein The Mash you have been look- ing for. A Buttermilk Mash at a reasonable price. Manufactured by HENDERSON MILLING COMPANY Grand Rapids, Mich. “The reliable firm.” SS 24 COMMERCIAL TRAVELER Plans Complete For the Port Huron Convention. Detroit, Sept. 21—The stage is all set for the annual convention of the Michigan Hotel Association, at Port Huron, this week Friday and Saturday, and indications from advance reserva- tions made are that it will be the larg- est in attendance of any of its prede- cessors. On Friday morning the opening ses- sion will be held at Hotel Harrington, where the deliberations will be pre- sided over by President John A. An- derson. After the address of welcome, there will be the customary roll call, presi- dent's annual address, reports of sec- retary, treasurer and chairmen of the various standing committees, appoint- ment of nomination and resolutions committees, announcements, etc. At noon a luncheon for members and their wives will be tendered by Hotel Harrington. On this occasion E. M. Statler, of Hotels Statler fame, will deliver an address on “Overpro- duction of Hotels,” which promises +o be the big hit of the convention. Mr. Statler, as is well understood, is one of, if not the foremost operators in the world. He has had tremendous amounts of capital at his beck and call for a quarter of a century. has built half a dozen of America’s largest establishments, but he has come io realize that overbuilding has made the industry a most precarious one, and he is bringing to Michigan hotel men a message which is well worth while for them and ought to be of outstanding interest investors who have become obsessed with the notion that hotels are gold mines and not games of chance. (On account of the importance of this offering by Mr. Statler. arrange- ments have been made to publish ver- batim this lecture in next week's issue of the Tradesman, and this is a sug- gestion to such as do not read _ this publication regularly to arrange to se- cure a copy of the ‘ssue of Sept. 29, as well as subsequent issues.) Friday afternoon will be spent at the Port Huron Golf and Country Club, where several golf tournaments have been arranged, among them one for the Michigan Hotel Association cup, now in possession of Robert C. Pinker- ton, Manager of Hotel Normandie, Detroit, followed by contests for vari- ous prizes, in which provision has been made for the ladies of the Association as well. Barnyard golf (quoits), tennis. hand ball, as well as bridge, are carded. Durine the afternoon at the same place, members who do no* play golf will hold a round table discussion of hotel affairs. These sessions have al- ways been popular and well attended. There will be no speeches—just small talk of an interesting character. In the evening a banquet will he served, followed by dancing. No spell binding. i Saturday morn‘ng —say 9 oclock—the business session will begin at Hotel Harrington, with the customary question box. conducted by H. Wm. Klare, Hotel Statler. These discussions have been increasing in in- terest and importance each year, so that the list of topics is most compre- hensive and the talks will be of great interest. 3right and early The question box will be followed _ addresses by David Olmste eh or 4. Stevens & Co., Chicago, hotel archi- tects; Frank A. Kenyon. superintend- ent of Mackinac Island State Park. on the topic of “State Parks,” and Paul Simon, Horwath & Horwath. Chicago, hotel accountants, on “Problems of Hotel Operators.” “All “pot boiling’ features have been eliminated by President Ander- son. Talks will be brief and to the MICHIGAN TRADESMAN point and will have direct bearing on hotel interests. Saturday noon the men folks will be conducted to the Elks Temple, where a luncheon will be served through the courtesy of Earl Norris, owner of Hotel Lauth. Before com- pletion of this function. unfinished business will be taken up, officers will be elected, and the afternoon will be profitably occupied. Concurrent with this will be a com- plimentary luncheon given to the ladies of the Association by O. D. Avery, of Hotel Metropole, followed by a theater party and shopping tour. The official banquet will be given at the Hotel Harrington at 6 p. m, fol- lowed by dancing. All functions will be informal and all hotel men in Michigan and _ their Wives are invited, whether members or not. If they are already members they will not need urging. If not, they can qual‘fy on arrival at Port Huron and feel just as good about it as the regu- lars. On my way to Port Huron I in- dulged in a period of visiting (“spong- ing,’ one of my hotel friends would call it) with various hotel acquaint- ances en route. At the new Hotel Olds, Lansing, George L. Crocker, manager, I arrived just in time to participate in a com- plimentary banquet given to the In- dustrial Commercial Travelers by the said Crocker, which abounded with splendid talks, interspersed with much mirth. What I learned about the Olds vou will all know as soon as the ex- citement of the hotel convention has blown over. I had heard that Ernie Richardson, of Hotel Kerns, had Sn Eee De a seri- ous surgical operation, but I am happy to say that while the report was true, I never saw “Rich” looking anv better in all the years I have known him. A trifle weak, to be sure, but up and around, and promises to attend the Port Huron convention. His host of friends throughout Michigan will ie glad to know this. Chas. T. Quinn, Manager of Hotel Roosevelt, was up to h’s ears in busi- ness, and advised me he had a most prosperous tourist business during the summer. Also Charley Kontas, the most af- fable proprietor of Hotel Detroit, had a bunch of simoleons packed away as the result of frivolities of season’s transients. A couple of days at Port Huron to look over arrangements for the con- vention and then a flying trip to De- troit to see what is happening. The first individual I met who look- ed familiar was that old-time prince of good fellows, Charles W. Norton, at his very own hotel, the Norton: also his offspring, Preston D., who does the active managing around the hotel. Charley thinks he js the boss, but Preston—well, Charley is like a lot of married men I know who “boss” in thought only. You all know Hotel Norton. Does a capacity business all the week days and then puts up a lot of cots for the week ends for the boys who want to Sunday at “home.” Beat ‘t if you can. Spent some time at the nearly com- pleted Hotel Savoy, looking it over under the guidance of A. B. Riley, managing director. When I say nearly completed I might qualify by stating that the Savoy is already open for Susiness, with the customary evidences of newness always in evidence at ho- cel openings. Construction on this 700 room hotel was in reality commenced about March 16. Its progress has set a new record for building activity, not to be wondered at when you once con- nect up with that human cyclone, A. B. Riley, who was on the iob twenty- four hours a day. Reminding me that Charley Norton took me into his confidence to the ex- tent of imparting the information that the said “cyclone” wagered him $100 that the Savoy would be completed in ten months, and Charley covered the bet. Charley pays. The actual time consumed was less than eight. Mr. and Mrs. Ward B. James, of Hotel Tuller, are the proud possessors of a nine-weeks-old twelve pound boy. I was called in to inspect it and after pronouncing it well worth raising, was inveigled into assisting Ward at baby tending. Changes at the Tuller under the management of Mr. James. and es- pecially since I last visited it in the early summer were a matter of won- derment to me. The cafeteria has been materially enlarged, the whole inter- ior has been redecorated, and new and modern equipment for service has been installed. Notwithstanding in- creased facilities its capacity is still taxed to the utmost, the result of per- fect service and reasonable charges. The lobby, dining room, and many of the guest rooms have been rehabilitat- ed, and these improvements are ap- parent at first approach. Later on I will talk about this at length, but the intelligent “comp” is howling for “copy” and woe unto him who does not have his stuff on the editor’s hook by Monday morning. At Flint, changing from bus to train, I had an hour to spend with T C. Riley. proprietor of the Hotel Ores den. By an unusual coincidence my visit proved contemporaneous’ with his dinner hour, so he led me into that wonderful dining room, and_ this js what he offered me at “professional” rates: He charges cash customers one dollar: Canteloupe cocktail Vegetable Soup a la Julienne Consomme Clear en Tasse Celery Branches Queen Olives Groiled Whitefish, Lemon Butter Grilled Club Steak, Muhsroom Sauce Chicken Potpie, with steamed dumplings Broiled Lamb Chops with Bacon Veal Cutlets Breaded, To.nato Sauce French Fried Potatoes Candied Sweet Potatoes June Peas Salad en Hot Rolls Cocoanut Custard Pie, Orange Sherbet Brick Ice Cream with Chocolate Cake American Cheese Chilled Honey Dew Melon Beverages Can you beat it? If so, please ac- company your invitation with a copy of vour program. Tom Riley is the individual who, _____ Late News From the Head of Lake Charlevoix. Charlevoix, Sept. 21—During my annual visits here I had an opportun- ity to admire a bond of true friendship which existed for years between Mrs. Louise Elston and Mrs. Sarah Emory, who just passed away. In the early days they’ were next door neighbors and chummed until the end. Mrs. Emory left the local hospital a few days ago to stay with Mrs. Elston; then they decided to go to Battle Creek and Mrs. Elston went there with her; but she passed away in the sani- tarium, so they brought her remains back to the Elston cottage, where fu- neral services were held Monday. Last Friday evening between sixty and seventy of the largest real estate operators on the West coast of Michi- gan held a banquet at the Hotel Char- levoix for the purpose of getting to- gether for some preliminary plans prior to the meeting to be held at Grand Rapids on Sept. 23, for the per- manent organization of a publicity bu- reau for Western Michigan. 25 The new Logan Thompson boat house to house Mr. Thompson’s yacht, Sylvia, has just been completed and topping the cupola of the boat house is an unusually fine piece of copper wok in the form of a beautiful weather vane. This piece was made by Frank Novotny, of the Robert Bonthron Plumbing establishment, and is cer- tainly a credit to the maker. The vane represents a sailing vessel in full rig which is mounted on a large copper ball. The entire piece was about ten feet in height before mounted on the cupola of the boat house. The real estate office of .Earl A Young reports that an unusually large number of cottages have been leased in advance for next season and every indication is that the resort business for 1927 is going to be larger than ever here at Charlevoix. L. Winternitz. ee eg Successful merchandising is built on a foundation of advance sales, in which merchandise has little or no part. The stock involved comprises courtesy, honesty, character and service. The price obtained is the greatest of mer- cantile assets—Reputation. Hotel | Whitcomb ST. JOSEPH, MICHIGAN Announcing Reduction in Rates Rooms with Lavatory $1.25 and $1.50 per day; Rooms with Lavatory and Private Toilet $1.50 and $1.75 per day; Rooms with Private Bath $2.00, $2.50 and $3.00 per day. All rooms Steam Heated. Cafe in connection, best of food at moderate prices. J. T. TOWNSEND, Manager HOTEL OLDS LANSING 300 Rooms 300 Baths Absolutely Fireproof Moderate Rates Under the Direction of the Continental-Leland Corp. Gerorce L. Crocker, Manager. NEW BURDICK In KALAMAZOO, MICHIGAN is the famous in the Very Heart The Only All New Hotel in the City. Representing a $1,000,000 Investment 250 Rooms—150 Rooms with Private Bath—European $1.50 and RESTAURANT AND GRILL—Cafeteria, Quick Service, Entire Seventh Floor Devoted to Especially Equipped Sample Rooms WALTER J. HODGES, Pres. and Gen. Mgr. Fireproof of the City Construction up per Day Popular Prices 150 Outside Rooms $1.50 and up - 2 HOTEL CHIPPEWA HENRY M. NELSON, Manager New Hotel with all Modern Conveniences—Elevator, Etc. Hot and Cold Running Water and Telephone in every Room 60 Rooms with Bath $2.50 and $3.00 * European Plan MANISTEE, MICH. Dining Room Service Excellent Cuisine Turkish Baths WHEN IN KALAMAZOO Stop at the 5 Headquarters for all Civic Clube Luxurious Room: ERNEST “cLEAN Corner Sheldon and Oakes; Facing Union Depot; Three Biocks Away. HOTEL BROWNING GRAND RAPIDS Rooms with bath, single Rooms with bath, double $3 to §3.80 None Higher. 160 Fireproof Rooms $2 to $2.50 GRAND RAPIDS’ 400 Rooms—400 Baths MORTON HOTEL Rates $1.50, $2, $2.50 and up per day NEWEST HOTEL Rooms $2.00 and up. The Center of Social and Business Activities THE PANTLIND HOTEL Everything that a Modern Hotel should be. With Bath $2.50 and up. DRUGS Michigan Board of Pharmacy. President—Claude C. Jones. Vice-President—James E. Way. Director—H. H. Hoffman, Lansing. Coming Examinations—Grand Rapids, Nov. 16, 17 and 18; Detroit, Jan 18, 19 and 20. Why Druggist Is More Than Merchant First to open in the morning. Last to close at night. Your druggist main- tains a health service station for your community. He is the man you call on for quick service when there is sickness or ac- cident in your home. He keeps on hand the hundreds of little items that relieve suffering and safeguard health. 3ack of the doctor and the hospital 15 the drug store—a base of supplies—a service station. Your druggist could not stay in busi- ness if he only filled prescriptions. That part of his business is less than 15 per cent. of the total. The modern drug- gist carries a multitude of related ar- ticles in order to round out his busi- ness. That is the reason your druggist deserves your patronage on every item of merchandise he carries. White Capping Mixture. Melt 8 ounces of white wax over a spirit lamp. For this purpose the wax may be put in any cheap tin or porce- lain vessel with a handle. When the wax is melted add 2 drams of thick mucilage tragacanth and 1 ounce bis- muth subnitrate. Stir briskly until a uniform mixture results. The prepara- tion is now ready for use. Dip the necks of stoppered bottles in to the desired depth. The substance will congeal almost immediately. Repeat this operation about three times and you will have a beautiful white cap, firm, yet easily removed. During the capping the mixture must be stirred and held over the lamp from time to time. —_~+-.____ Supply Chloroform in Small Bottles. For minor operations physicians pre- fer chloroform in smal] (2-ounce) sub- divisions. This means that a fresh bottle is used and opened repeatedly, the chloroform is decomposed, with the formation of poisonous phosgen. All bottles of chloroform, whatever the size, should be kept full so that only a minimum of air can be confined above the chloroform. It is therefore advisable that physicians be supplied with a size just sufficient for each op- eration. Then no patient will tbe anesthetized with material which has been left over from a previous opera- tion and which is of doubtful quality. Doctors fully recognize these facts. —_2>+.___ Potash in Shaving Soap. According to Martin Hill Ittner, chief chemist for Colgate Co., the best kind of shaving soap is that contain- ing a proportion of potash in the com- position instead of all soda; the use of some hard fat which gives closeness to the lather, and perhaps some coco- nut oil soap which, because of its ready solubility, causes the more rapid for- mation of lather at the start. Tasteless Chill Cure. The following is given in Fenner’s Formulary: Quinine Sulphate ________ 128 grs. MICHIGAN TRADESMAN Potass. Carb: % oz. Av. Bott Saccharin 20 2 drs. Fowler’s Solutoin ______- 2 drs. aN ater 2b 1 oz. Syt. Yerba Santa... 2 15 ozs. Rub the salts together with the wa- ter, add the Fowler's solution and the syrup and mix them well together. In this preparation the quinine is held in suspension and the mixture must be shaken before taking. —_2-+—___ To Make Artificial Milk. Artificial milk which is claimed to possess all the qualities of fresh milk is about to be manufactured in Den- mark. The machinery is in course of construction, and a factory will be started in the near future by a com- pany which has just been formed with a capital of a million kroner. The product is not merely a substitute for milk; the real butterfat is replaced by vegetable fats, and the addition of vit- imins give it the character of fresh milk. It is expected of the new prod- uct that it will be a valuable factor in Danish animal husbandry, in which very large quantities of fresh milk are consumed annually, as its use will leave more cows’ milk for butter mak- ing. Mint Mist. One of the flavors that has proved itself popular in the production of thirst quenchers is spearmint. This is one of the combinations of mint with a lemon juice base. Into a 12-ounce optic glass express the juice of a lemon; add one ounce of lemon syrup, one-fourth ounce of ginger syrup and one-fourth ounce spearmint syrup; then add one ounce of white grape juice and one-fourth glass of fine ice or a good water ice; fill with carbonated water, mix and decorate with mint leaves. —_2+->___. Fuller’s Earth. Fuller’s earth is a term used to in- clude a variety of natural substances that possess the property of absorbing grease or clarifying, bleaching, or fil- tering oil. They are mostly clay-like substances, although recently discoy- ered material in the West, which is of different character, is said to be super- -ior to the Eastern Fuller's earth. The original use of Fuller’s earth was ia the fulling of cloth, but little of it is now used for this purpose. It is used al- most exclusively in the bleaching or filtering of vegetable and mineral oils. —~-.___ Fraud Order Against Anti-Fat Cures. Postmaster General New issued a fraud order against the Scientific Re- search Laboratories, the Sangrina Co. W. E. Learned, Mme. Elaine, the Silph Medical Co., the Silph Co., and Mme. Claire, all of New York City, charging they had unlawfully used the mails to obtain money under false pre- tenses in purveying anti-fat cures. — +++ Wanted Full Supply. Mrs. Newlywed: I want dozen pokers, please. Hardware Dealer: Half a dozen? Mrs. Newlywed: Yes. Hubby has invited some of his friends up for a poker party to-night, and I’m sure we haven’t any pokers in the house. half a Roast Beef and Steaks Moving Slowly. The present condition in the whole- sale market with respect to roast beef and steaks calls to mind something said by a well-known beef salesman in New York recently. Some men were discussing in his presence the good demand for plate beef from steers and one of those present volunteered the suggestion that the demand is a re- sult of a rather universal campaign in favor of the so-called cheaper cuts. He listened, smiled a cynical smile and said, “Well, I think it’s about time they started in on the better cuts.” Some of the oldest meat dealers claim they do not remember any time when short loins and ribs sold with such a close relation in price to other beef cuts. In the wholesale market at the present time short loins, the section of the carcass where the best steaks come from, are selling for little more than the price of whole hindquarters and ribs are selling for two to four cents less per pound. This seems a little strange, especially at this time of year when steaks and roast beef is supposed to be in best demand. We see in this condition a favorable situa- tion for the housewives who prefer steaks and roasts and an equalization of value for cuts more in line with their intrinsic value than is usual. If the latter reason is the chief one for values below normal on these special cuts it should be the occasion for re- joicing on the part of most dealers, at least they would see the advantage in it after the adjustment period was over. But we are inclined to think that it is due more to- reduction of generally active demand for beef than from any other cause. By this we mean that with enthusiasm lagging most house- wives buy meat with more attention paid to price than to selection, lacking the stimulation that appetite for spec- ially tender and savory meat usually gives Another reason that has con- siderable effect, however, is the gen- erally high quality of beef this sum- mer and the satisfaction derived from any cut bought. In such an instance the necessity is not so urgently present for careful selections for tenderness, since all that is bought is tender enough for the average consumer. Whatever the cause the fact remains that now is a very good time to buy steaks and oven roasts at moderate prices and with full assurance of full- est satisfaction. —_~2+>—___. Business Philosophy. Experienced salesmen understand the necessity of the proper handling of orders, and a high-grade salesman, in taking a new position, looks up the company’s record just as carefully as’ the company looks up his record. He knows that he cannot make a success unless the firm he represents will handle his orders in a way that will avoid any ill-will on the part of his customes. Regardless of price or quality, he knows he cannot get repeat business if he has to fight for service. This leads up to the observation: That ‘n building up a business we really have less to fear from outside competition than from inside bungling. discourtesy and inefficiency. These September 22, 1926 are the real horse-weights that many a business is dragging around without realizing it. There has lately been a tendency to hold classes for letter writers in some of the big business houses, and, in our opinion, this is just as important as holding conventions for salesmen. What profiteth it a business to gain 300 new customers in a year, and lose 300 old ones in the same period be- cause of indifference, errors, slow deliveries, discourteous letters and tactless credit policies? William Feather. ———_>2>_____ Success. Every boy and every girl must have certain assets to achieve success. Not material assets alone, but assets of character. Among the most important of these are ambition, industry, per- sonality and thrift. Ambition is the will to attain some- thing. The desired object may be knowledge, or honor, or power, but whatever it is, the ambition to reach it must be backed up by the willing- ness to work for it. Mere wishes ac- complish little without the aid of earnest application and industry. The asset of personality is more elusive, and seems to be born in some people without any effort on their part. But, on the other hand, it may be ac- quired by every one who will con- centrate on his career and not let it be marred by carelessness and _ indiffer- ence. To save part of what one earns is another vital element in a successful sife. Savings are not only insurance against the turns of fortune, but also a means of seizing golden opportuni- Ley, Andrew W. Mellon. —_2+>___ August Food Price Declined 2.3 Per Cent. The index of wholesale grocery prices compiled regularly each month by the New York University Bureau of Business Research shows a decrease of 2.3 per cent. for August. A typical bill of wholesale groceries shows an index number of 115.1 in August, against 117.8 in July. The monthly average of 1921 equals 100. The August index, moreover, was 4.69 per cent. under the figure for August, 1925. The index is based on a list of twenty-two representative grocery items which are averaged, a weight be- ing given to each according to its im- portance in the sales of an average wholesale grocer. The chief items which averaged higher during August were corn syrup, Oats, cornmeal and sugar. Lower averages were shown by cheese, beans, flour, coffee, canned pink and red sal- mon and tomatoes, cottonseed oil, con- densed milk and lard. —_-+->—___ The Scotch of It. A Scotch farmer had agreed to de- liver twenty hens to the local market. Only nineteen, however, were sent, and it was almost evening before the twentieth bird was brought in by the farmer. “Man,” said the butcher, “you're late with this one!” “Aye,” agreed the other, “but, ye see, she didn’ lay until this afternoon.” a sa ee Setar 2 pemenee rarer September 22, 1926 Labor Saving Device. Clerk—Here is a remarkable utensil ——a Can opener, a pan lifter and tack puller, all in one. Customer—But suppose I want the girl to open a can of soup and my husband to pull some tacks, while I lift the pans on the stove. Clerk—Very easy. All you have to do is to buy three —anything else? ——_e--._ Ts there any limit to the number of automobiles the country can absorb? More striking than pictures of the end- less procession out of Detroit are fig- ures from an agricultural state like North Carolina. Ten years ago that commonwealth had one motor car for every 140 inhabitants. To-day it has one for every seven—a motor car for almost every family. One county in the State has enough cars to give its entire population a ride at one time, with a sufficient number over to do MICHIGAN TRADESMAN WHOLESALE DRUG PRICE CURRENT Prices quoted are nominal, based on market the day of issue. the same thing for the people of any one of the smaller counties. No won- der that the University of North Carolina News Letter sees the rapid approach of the day when walking in the Old North State is no longer a means of changing one’s geographical position, but only a sport indulged in by professional walking clubs. The saturation point for automobiles has had to be revised upward continually. Once it would have been thought to be a car for every family. But there are now 20,000,000 automobiles in this country, which is just about one to every family, and they are being turned out faster than ever. How long is it person would have been re- garded with a mixture of pity and contempt if he had hazarded the guess that some day there would be more automobiles in the United States than telephones? That incredible condition has come to pass. since a Manistee SCHOOL SUPPLIES Pencil and Ink Tablets, Composition Books, Spelling Blanks, Note Books, Drawing Books, Music Books, Theme Tablets, Crayons, Crayolas, Chalks, Pens, Ink, Mucilage, Pastes, Lead Pencils, Penholders, Pencil Boxes, Rulers, Protractors, Scholars Companions, Dic- tionaries, Students Loose-Leaf Note Books, Color Paints, Slates, Slate Pencils, Black Board Slating and Erasers, Sponges, Compasses, Pencil Sharpeners, Fountain Pens, Ete., Ete. Complete Line. Send us your order or come in and see Samples of same. HOLIDAY GOODS Now on Display in our own Building in Grand Rapids. The best we have ever shown. Hazeltine & Perkins Drug Company Wholesale Only MICHIGAN Water Come look it over. Grand Rapids A.R.WALKER CANDY CORP. > owosso MUSKEGON GRAND RAPIDS KALAMAZOO DETROIT 27 Acids Boric (Powd.) -. 12%@ 20 Boric (Xtal) 15 @ 35 Carbolie — -. 34 @ 40 Citric: —.- _-_ SO @ G66 Muriatic - 8%4@ 8 Nitric — & @ I6 Oxalic __. —15 @ 26 Sulphuric ____.. 3%4@ 8 Tartaric ....._ 40 @ 60 Ammonia Water, 26 deg... 08 @ Water, 18 deg... 07 @ Water, 14 deg... 066 @ 11 Carbonate --.... 20 @ Chloride (Gran.) 09 @ Fir (Oregon) ~. 65@1 00 Peru —.-----. 3 00@3 25 2018 oo 2 00@2 25 Barks Cassia (ordinary). 25@ 80 Cassia (Saigon)... 50@ 60 Sassafras (pw. 60c) @ 60 Soap Cut (powd.) ao 2 —— 18@ 35 Berries Cube 220 @1 @0 Wish oo @ 2% 10@ 20 Ash -... @1 25 Extracts Licorice ..--..._.. 60@ 66 Licorice, powd, ._.. 50@ 60 Flowers Arnica .... @ 30 Chamomile (Ged. ) @ 60 Chamomile Rom... @ 60 Gums Acacia, Ist __. Acacia, 2nd ..... 45@ 606 Acacia, Sorts -.. 20@ 26 Acacia, Powdered 35@ 40 Aloes (Barb Pow 25@ 35 Aloes (Cape Pow) 25@ 35 Aloes (Soc. Pow.) 65@ 70 Asafoetida --.... 50@ 60 POW. 2.020502. 75@1 00 Campnor : 2... 1 05@1 10 Guaiae 2. @ 90 oa pow’d __ @1 00 King 00 @110 Kino, powdered... @1 20 Myrrh eee @ 60 Myrrh, powdered @ 65 Opium, powd. 19 65@19 92 Opium, gran. 19 — 92 Shellac oo 80 Shellac Bleached 709 85 Tragacanth, pow. @1 75 Tragacanth _.. 1 75@ 2 25 Turpentine -.-... @ 320 Insecticides Arsenic -......... 08@ 20 Blue Vitriol, bbl.__ a2 Blue Vitriol, less 08@ Bordea. Mix Dry 13@ 2 Hellebore, White powdered __-__. 18@ 80 Insect Powder __ 35@ 45 Lead Arsenate Po. 18@ 31 Lime and Sulphur ry 23 Paris Green —...__ 20 37 Buchu Buchu, powdered @1 00 Sage, Bulk --.... 25@ 30 Sage, 4% loose —. @ 40 Sage, powdered... @ 35 Senna, Alex. _... 50@ 175 Senna, Tinn. -.. Senna, Tinn. pow. Uva Ural Olle Aout Bitter, Be as 7 50Q7 75 Ane Bitter, artificial _..... 3 00@3 25 Almonds, Sweet, rue 2 1 50@1 80 Almonds, ~ Sweet, imitation ---- 1 0O@1 25 Amber, crude -_ 1 25@1 60 Amber, rectified 1 50@1 75 AnIBG 1 256@1 50 Bergamont ~-.-.10 00@10 = Cajeput —. 1 50@1 Cassia —-—. 4 00@4 3 CRSCOR a oe Cedar Leaf Citronella Cloves Cocoanut Cod Liver —____ 1 65@1 86 Croton 2 00@2 25 Cotton Seed __.. 1 65@1 75 Cubeba: 2. 6 50@6 75 Eigeren ~....... 9 00@9 25 Eucalyptus -... 1 Hemlock, pure-. 1 Juniper Berries. 4 Juniper Wood — 1 50@1 75 Bard, extra ... } 5 Lard, No. i -... 1 Lavendar Flow__ 7 Lavendar Gar’n 85@1 20 Pemon 0@4 26 Juinseed, raw, bbl. @ Linseed, boiled, bbl. @ 95 Linseed, bld. less 99@1 12 Linseed, rw. less 1 02@1 15 Mustard, artifil. os. @ 36 Neatsfoot aswune § 6G) 60 Olive, pure --.. 3 75@4 50 Olive, Malaga, yellow ~...-._. 2 75@3 00 Olive, Malaga, green ........ 2 75@3 00 Orange, Sweet -. 5 00@5 25 Origanum, pure. 2 50 Origanum, com’l 1 00@1 20 Pennyroyal _... 3 25@8 50 Peppermint __ 18 00&18 25 Rose, pure ~ 13 50@14 00 Rosemary Flows 1 25@1 50 Sandalwood, BE. EL ........... 10 50@10 75 Sassafras, true 1 75@2 00 Sassafras, arti’l 75@1 60 Spearmint ____ 10 atat 75 ROPE oo 1 75 Taney 2. 10 ‘coat 25 Tar USP 65@ Turpentine, bbl. @ 98 Turpentine, less 1 05@1 18 Wintergreen, leat -— 6 00@6 25 Wintergreen, sweet bireh: 3 Wintergreen, art Worm seed -__. 9 00@9 25 Wormwood --.. 9 00@9 25 Potassium Bicarbonate --.. 35@ 40 Bichromate ---_ 16@ 26 Bromide 69@ 85 Bromide ---_--.. 54@ 71 Chlorate, gran’d. 23@ 30 Chlorate, powd. Or Atal 16@ 26 Cyanide .... 30@ 90 Fodigd@:. 4 66@4 86 Permanganate -. 20@ 30 Prussiate, yellow 65@ 75 Prussiate, red —_. @1 00 Surphate ........ 35@ 40 Roots Aleanet: 20000 30@ 35 Blood, powdered. 35@ 40 Calamus 2. 35@ 75 Elecampane, pwd 25@ 30 Gentian, powd._. 20@ 30 Ginger, African, powdered -__.. 30@ 35 Ginger, Jamaica. 60@ 65 Ginger, Jamaica, powdered -..... 45@ 50 Goldenseal, pow. @8 50 Ipecac, powd. —_ @8 00 Eivcoricg 200 35@ 40 Licorice, powd... 29@ 30 Orris, powdered. 30@ 40 Poke, powdered. 35@ 40 Rhubarb, powdered @1 00 Rosinwood, powd. @ 40 Sarsaparilla, Hond. gropnd 22.20 90 Sarsaparilla Mexican, Glycerine, 32@ 62 Seilie oo 35@ 40 Squills, powdered 60@ 70 Tumeric, powd... 20@ 3265 Valerian, powd.__ @1 00 Seeds Anieg: i @ 35 Anise, powdered. 35@ 40 A ee 13@ 17 Canary 2. 10@ 16 Caraway, Po. - 25@ 380 Cardamon ______ 3 75@4 00 Coriander pow. .30 20@ 25 OE 15@ 20 Fennell ---._... 25@ 40 ras. Ose «(1G Flax, ground .... 08@ 16 Foenugreek pow... 15@ 265 Hemp @ Lobelia, powd. -_ @1 Mustard, yellow. 17@ 26 Mustard, black _. 20@ 25 POpoy 22 5@ Quince Ra ee Sabadilla --..._. Sunflower ---._. 11%@ Worm, American 30@ 40 Worm, Levant. 4 50@4 75 Tinctures Bae @1 30 peasaialscatecwnsedana @1 45 PR oo 1 10 Asafoetida __.___ @2 40 Belladonna --.... @1 35 Benzom @2 10 Benzoin Comp’d. @2 65 Buchu @2 56 Cantharadies —.. @2 8 Capsicum @2z 20 Catechu -. @1 75 Cinchona ~~ @2 10 Colchicum @1 80 Cubebe ...... @s 00 Digitalis @1 8&0 Gentian -... @1 36 Ginger, D. S. @1 30 GUAISE 22 @2 20 Guaiac, Ammon. @2 00 TOGIN@) @ % Iodine, Coloreless @1 50 dean, Cle. —... @1 36 WN al @1 40 BEVirn @2 50 Nux Vomica —-. @l1 65 Oni: oo @3s 50 Opium, Camp. @ % Opium, Deodors’d @2 50 Rhwbarh ......... @1i 70 Paints Lead, red dry ~~ 15% @15% Lead, white dry 15%@15% Lead, white oil. 15% @15% Ochre, yellow bbl. @ 2% Ochre, yellow less 3@ 6 Red Venet’n Am. 34%@ 7 Red Venet’n Eng. 4@ 8 Futty ............4 GG & Whiting, bbl. _.. @ 4% das> ge pases So 5%4%@ 10 E. H. Prep... 3 05@3 256 aie Prep. - 3 05@2 25 Miscellaneous Acetanalid -.... 47@ 566 4ium .... Oa OS Alum. powd. and ground o9@ 16 Bismuth, Subni- trate 2 3 87@4 07 Borax xtal or powdered .... 07@ 13 Cantharades, po. 1 75@2 00 Calome? 2 10@2 30 Capsicum, pow’d 35@ 40 Carming ......._., 7 0U@7 6 Cassia Buds _... 35@ 40 Cioves: 50@ 55 Chalk Prepared__ 144@ 16 Choloroform --.. 51@ 60 Chloral Hydrate 1 35@1 8 Cocaine ...._.. 12 1 10@12 80 Cocoa Butter ._.. 65 75 Corks, list, less. 40-10% Copperas .....__.. 2%@ 10 Copperas, Powd, 4@ 10 Corrosive Sublm 1 71@1 92 Cream Tartar _. 31@ 48 Cuttle bone —... — 50 Dextrine .... 6@ 16 Dover’s Powder 3 50@4 00 Emery, All Nos. 10@ 15 merry, Powdered 8@ i Epsom Salts, bbis. @ Epsom Salts, less 3%@ Iv Ergot, powdered -- @2 00 Flake, White --.. 15@ 20 Formaldehyde, Ib. 134%@30 Gelatine .. 80@ 90 Glassware, less 55%. Glassware, full case 60%. Glauber Salts, bbl. os Glauber Salts less “os Glue, Brown __.. 21@ se Glue, Brown Grd 15@ 20 Glue, white -... 27%@ 365 Glue, white grd. io 36 Givcerimna 56 Hops omen esonmame 700 85 1OGInG og isoe 90 occlorm: =... 7 385@7 66 Lead Acetate .. 20@ 30 Magee @1 &0 Mace, powdered — @1 60 Menthol 2.0 7 50@8 00 Morphine __.. 11 ‘18@i1 93 Nux Vomica ~-.. 30 Nux Vomica, pow. 17@ 25 Pepper black, pow. 40@ 60 Pepper, White, pw. 50@ 55 Pitch, Burgudry 144 20 Quassia aera 16 Quinine, 5 oz. cans _ 59 Rochelle Salts -.. 30@ 36 Saccharine ~.. @ 80 Salt Peter -...-.. 11@ 22 Seidlitz Mixture << 40 Soap, green _..... 15@ 30 Soap mott cast. 22%@ 26 Soap, white castile case Soap, white castile less, per bar —.. 3. 45 Soda Ash —...____ 10 Soda Bicarbonate uo 19 Soda, Sai... 02%@ 08 Spirits Camphor. @1 35 Sulphur, roll ---. 34%@ 10 Sulphur. Subl. _. 4%@ 10 Tamarinds —_..... 20@ 26 Tartar Emetic -. 70@ 76 Turpentine, Ven. 50@ 175 Vanilla Ex. pure 1 756@2 25 Vanilla Ex. pure 2 50@3 60 Zine Sulphate ____ 06@ 11 28 ing and are intended to be correct at time of going to press. MICHIGAN TRADESMAN GROCERY PRICE CURRENT These quotations are carefully corrected weekly, within six hours of mail- Prices, however, are liable tc change at any time, and country merchants will have their orders filled at market vrices at date of purchase. ADVANCED Lard DECLINED Smoked Hams === AMMONIA Arctic, 10 oz., 3 dz. cs. Arctic, 16 oz., 2 dz. cs. Arctic, 32 oz., 1 dz. cs. Quaker, 36, 12 oz. case 15 Ib. pails, per doz. 11 95 25 lb. pails, per doz. 19 60 BAKING POWDERS Arctic, 7 oz. tumbler 1 86 Queen Flake, 16 oz., dz 3 26 yal, 10c, doz. —...... 95 Royal, oz., doz. -. 2 70 Royal, 12 oz., doz -_ 6 20 Royal, iB 1 20 Rocket, 16 oz., doz. 1 26 K. C. Brand Per case 10c size, 4 doz. ..-... 37 l5c size, 4 doz. __._.. 6 66 20c size, 4 doz. -..... 7 20 25c size, 4 doz. ~.._.. 9 20 50c size, : - ee 80c size __..._. B BB 10 Ib. eT o ig ——- es 16 Freight prepaid to jobbing point on case goods. Terms: 30 days net or 2% cash discount if remittance reaches us within 10 days from date of invoice. Drop shipments from factory. SEECH-NUT BRANDS. Mints, all flavors —..... 60 ee 76 Fruit Drapes _ ome OD Caramels -....... aa Sliced bacon, large __ 5 40 Sliced bacon, medium 3 30 Sliced beef, medium — 3 . Sliced beef, large ~.__ Grape Jelly, medium__ Peanut buttes, 16 os. Peanut butter, 10% ox. Peanut butter, 6% oz. Peanut butter, 3% os. Prepared Spaghetti —. ed beans, 16 oz.__ Sssesasss BLUING The Original Condensed ; Hy 2 o2., 4 dz. cs. 3 00 Bawls oz., 3 dz. cs. 3 75 “01 BREAKFAST FOODS Kellogg’s Brands. Corn Flakes, No. 136 3 45 Corn Fikaes, No. 124 3 45 Corn Flakes, No. 102 2 00 Pep, No; 224. 2 70 Pep, No. 202 _....... 1 75 Krumbles, No. 424 ___ 2 70 Bran Flakes, No. 624 2 45 Bran Flakes, No. 602 1 50 Post’s Brands. Grape-Nuts, 24s __-_ 3 80 Grape-Nuts, 100s __-. 2 75 Instant Postum, No, 8 5 40 —— —— Instant Postum, No. 9 5 00 Instant Postum No. 10 4 50 Postum Cereal, No. 0 2 25 Postum Cereal, No. 1 2 70 Post Toasties, 36s -. 3 45 Post Toasties, 248 -. 3 45 Post’s Bran, 248 -... 2 70 BROOMS Jewell, doz. ~-----. 5 Standard Parlor, 23 Ib. 8 26 ancy Parlor, 23 Ib. 9 25 Ex. Fancy Parlor 25 ib. 9 75 Ex. Fcy. Parlor 26 Ib. 10 <4 OW. 17 Wittek, No. 3 ou 2 BRUSHES Scrub Solid Back, 8 in. ---.. 1 60 Solid Back, 1 in. __.. : 75 Pointed Ends --..--.. 1 25 Stove Shaker oo 1 80 No. 50 2 00 Peerless. 2 60 Shoe a. 49 2 25 No, 20... BUTTER COLOR Dandelion, 2 8 CANDLES Electric Light, 40 lbs. 13.1 Plumber, 40 lbs. 8 Paraffine, 6s ~--.-_..{. 14% Paraffine, 128 ~—--.. 14% Wic a Tudor, 68, per box —. 30 CANNED FRUIT Apples, 3 lb. Standard 1 60 Apples, No. 10 __ 4 _— s Apple Sauce, No. 10 Apricots, No. 11 s@2 oo Apricots, No. 2 -.— 00 Apricots, No. 2% 3 00@3 15 Apricots, No. 10 —. 8 25 Blackberries, No. “10 10 60 Blueber’s, No. 00@2 75 No. 10_. 13 50 Blueberries, Cherries, No. 2 -... 3 75 Cherries, No. 2% --.. 4 50 Cherries, No, 10 -.. 14 00 Loganberries, No. 2 ~. 3 00 Loganberries, No. 10 10 00 Peaches, No. 1 1 50@3 16 Peaches, No. 1, Peaches, No. 2 Peaches, No. 2% 3 265 Peaches, 2% Cal. 3 0008 25 Peaches, 10, Mich. _ 8 50 Pineapple, 1 sl. — 1 76 Pineapple, 2 2a P’apple, 3, cru. -.._ 3 60 Pineapple, 10 cru. -. 9 50 Pears, No. oo Bae Pears, No. 2% ------ 4 25 Plums, 2 _. 2 40@2 60 Plums, —_.. 2 9d 2% Shp berries, No. 2, blk 2 90 Raspb’s, — No. 10 13 50 Raepb’s. lack, =o. t 0 12 00 Rhubarb, No. 10 4 75@5 60 Strawberries, No. 10 12 00 CANNED FISH Clam Ch’der, 10% os. 1 . : 3 Clam Bouillon, 7 os... 3 Chicken Haddie, No. 1 2 Fish Flakes, small -- Cod Fish Cake, 10 oz. 1 Cove Oysters, 5 on 1 Lobster, No. % 8 tar 3 Shrimp, 1, wet Sard’s, % Oil, Ky — 6 Sardines, %4 Oil, k’less 5 Sardines, 4% Smoked 6 765 Salmon, Warrens, %s 2 80 Salmon, Red Alaska 2 95 Salmon, Med. Alaska 2 85 Ealmon, Pink Alaska 1 80 Sardines, Im. %, ea. en Sardines; Im., “Fagg 25 es, a proae: § 65@1 80 Tuna, %, Albocore __ 95 Tuna, 8s, contin dos. 2 20 Tuna, %s, Curtis, doz. 3 5¢ Tuna, 1s, Curtis, doz. 7 00 pcos ed Bewshnat 2 3 e eechnu Bacon, Lge Beechnut 6 40 Beef, No. 1, Corned — 3 10 Beef, No. 1, Roast —_. 3 16 Beef, No. 2%, Qua. sli. 1 60 = = Beef, 3% oz. Qua. sli. 1 90 Beef, 5 oz., Qua. sli. 2 65 Beef, No. 1. B’nut, sli. 4 50 Beefsteak & Onions, s 3 45 Chili Con Ca., 1s 1 35@1 46 Deviled Ham, Ys _. 3 20 Deviled Ham, %s --. 3 60 Hamburg Steak & Onions, No. 1 __--_ Potted Beef, 4 oz. Potted Meat, % Libby Potted Meat, 4 Libby Potted Meat, % Qua. 90 Potted Ham, Gen. % Vienna Saus., No. Vienna Sausage, Qua. 95 Veal Loaf, Medium —_ Baked Beans Campbells, lc free 5 -_1 15 Quaker, 18 oz. --.-.. 85 Fremont, No. 2 ------ 1 20 Snider, No. 1 -.----- 95 Snider, No. 2 —.---.. 1 36 Van Camp, small _..__ 86 Van Camp, Med. --._ 1 15 CANNED VEGETABLES. Asparagus. No. 1, Green tips —. 3 75 - 2%, Lge. Green 4 50 W. Beans, cut 2 1 — 16 w. Beans, 10 ~.--__ 7 60 Green Beans, 2s 1 45@3 26 Green Beans, 10s —. @7 560 L. Beans, 3 =. 1 35@2 65 Lima ae 2s, S — 96 Red Kid. No. 2 — 1 25 Beets, No. 2. ‘wh. 1 16@3 40 Beets, No. 2, cut _.... 1 20 Beets, No. 3, cut _... 1 60 Corn, No. 2, stan. __ 1 25 Corn, Ex. stan. No. 2 1 56 Corn, No. 2, Fan. 1 80@2 36 Corn, No. io __ 8 00@10 75 Hominy, No. 3 1 00@1 15 Okra, No. 2, whole — 3 06 Okra, No. 3, cut —_. 1 75 Dehydrated Veg. Soup 90 Dehydrated oo Ib. 45 Mushrooms, 7 Mushrooms, Mushrooms, Peas, No. 32, Peas, No. 2, ee ee ee 2, Ex. Sift. Peas, Ex. Fine, “French 25 Pumpkin, No. 3 1 35@1 45 Pumpkin, No. 10 4 00@4 75 Cuace 8 oz. . Pimentos, %, each 13@14 Pimentoes, \%, a ee Sw’t Potatoes, No. 2% 2 25 Saurkraut, No. 3 1 40@1 50 Succotash, No. 2 1 65@3 60 Succotash, No. 2, glass 2 80 Spinach, No. 1 ----.. 1 26 Spinach, No. 2. 1 60@1 90 Spinach, No. 3__ 2 10@3 6&0 Spinach, No. 10_. 6 00@7 00 Tomatoes, No. 2 1 05@1 25 Tomatoes, No. 2 glass 2 60 Tomatoes, No. 3, 1 90@1 80 Tomatoes, No. 10 — 6 0@ CATSUP. B-nut, Small —....._ 1 90 Lily of Valley, 14 ox. __ 3 60 Lily of Valley, % pint 1 75 Paramount, 24, 8s _-. 1 45 Paramount, 24, 168 _ 2 46 Paramount, 6, 10s — 10 00 Sniders, 8 os. — 2-35 Sniders, 16 oz. ~.-.. 3 55 Quaker, 8% oz. -..... 1 25 Quaker, 10% oz. _.._ 1 40 Quaker, 14 ox. 1 90 Quaker, Gallon Glass 12 00 CHILI SAUCE Snider, 16 oz. ...... 3 30 Snider, 8 os. ~--_.. a 88 Lilly Valley, 8 oz. . 2 25 Lilly Valley, 14 oz. — 3 50 OYSTER COCKTAIL. Sniders, 16 oz. -..... 3 50 Sniders, 8 oz. -...-_-__. 3 50 CHEESE Roquefort ~..---....__ 52 Kraft, Small tins ____ 1 66 Kraft, American 65 Chili, small tins __.. 1 65 Pimento, small tins __ 1 65 Roquefort, small tins 2 25 Camenbert, small tins 2 25 Wisconsin New -...__ 24 Longhorn -_.--____.__ 26 Mich. Flat Full Cream 23 Michigan Dasies 24 New York New 1926 __ 28 3 Sap Sarco <2 8 Brick 20 oe eee 33 CHEWING GUM. Adams Black Jack -_.. 65 Adams Bloodberry —-. 65 Adams Dentyne ---... 65 Adams Calif. Fruit _... 65 Adams Sen Sen -.__-. 65 Beeman’s Pepsin -_--.. 65 Beechnut Wintergreen _ 70 Beechnut Peppermint — 75 Beechnut Spearmint __. 70 Doublemint -_---..____.. 65 Peppermint, Wrigleys —. 66 Spearmint, Wrigleys — 65 Juicy Fruit — Wrigley’s P-K __...... —— 65 ene 2 Bs Teaperry 220s -- 65 COCOA. Droste’s Dutch, 1 Ib.__ 8 50 Droste’s Dutch, % Ib. 4 60 Droste’s Dutch, % Ib. 2 35 Droste’s Dutch, 6 Ib. > Chocolate Apples _ 4 50 Pastelles No. 1 -____12 60 Pastelies, % Ib. ___ 6 60 Pains De Cafe __.___ 3 00 Droste’s Bars, 1 dos. 2 00 Delft Pastelles _... 2 15 1 Pe Rose Tin Bon J Ee ATG --18 00 7 oz. oe Tin Bo 13 oz. ; Come ie Ge G00 oo 13 20 12 ss Rosaces -____. 10 80 % lb. Rosaces ______ 7 80 % Ib. Pastelles — _.._ 3 40 Langues De Chats __ 4 80 CHOCOLATE. Baker, Caracas, %s ___ 37 Baker, Caracas, %s -_ 35 COCOANUT Dunham's 15 Ib. case, %s and \s - a5 Ib. case; Wa. 15 Ib. case, %s —-----_. rs CLOTHES LINE. Hemp, 50 ft. ____ 2 00@2 25 Twisted Cotton, oO 26 3 50@4 00 Braided, 50 ft, ____---- 2 25 Sash Cord --._ 3 50@4 00 HUME GROCER Co. ROASTERS MUSKEGON, MICB COFFE ROASTED 1 Ib. Package Blue Grass, Baby, 96 Blue Grass, No. 10 — Carnation, Tall, 4 doz. Carnation, Baby, 8 dz. Every Day, Tall ---- Every Day, Baby ---- Pet, Tall Pet, Baby, 8 oz. Borden’s Tall -- Borden’s Baby Van Camp, Tall ---. Van Camp, Baby ---- Nowvowoceo eaSSSssSEssss CIGARS G. J. Johnson’s Brand or = Johnson Cigar, ee 15 00 Tunis Johnson Cigar Co. Van Dam, 10c ---- 75 0 Little Van Dam, bc ~ 37 56 Worden Grocer Co. Brands Master Piece, 60 Tin. 35 00 Canadian Club __.... 35 00 Little Tom -___-.__ -. 37 50 Tom Moore Monarch 175 00 Tom Moore Panatella 75 00 T. Moore Longfellow 95 00 Tom M. Invincible 115 00 Websteretts -._._.... 37 50 Webster Cadillac _._.. 75 00 Webster Knickbocker 95 00 Webster Belmont___110 00 Webster St. Reges__125 00 Starlight Perlas _... 90 00 Starlight P-Ciub -_ 1 35 90 Tiong ooo -- 30 60 Clint Ford 35 00 CONFECTIONERY Stick Candy Pails Standard oo 16 Jumbo Wrapped -.... 19 Pure Sugar Sticks 600s 4 20 Big Stick, 20 lb. case 20 Mixed Candy Kindergarten -__.-___. 17 iepader 2 16 De A Oe ee ae French Creams --.-..-. 16 paneo. oo 19 Grocere 22. 1J Fancy Chocolates 5 lb. Boxes Bittersweets, Ass’ted 1 70 Choc Marshmallow Dp 1 70 Milk Chocolate A A 1 70 Nibble Sticks —----.__ 1 85 No. 12, Choc., Light — 1 65 Chocolate Nut Rolls — 1 80 Magnolia Choc --_-._ 116 Gum Drops Pails Anine. 20 16 Champion Gums -----_ 16 Challenge Gums --_-_-- 14 Ravorite: 2 ee 19 Superior, Boxes -.-- -- 23 Lozenges Pails A. A. Pep. Lozenges 18% A. A. Pink Lozenges - A. A. Choc. Lozenges 1 Motto Hearts __-_____ 13 Malted Milk Lozenges 2 Hard Goods Pails Lemon Drops ..------.. 19 McLaughiin’s Kept-Fresh Vacuum packed. Always fresh. Complete line of high-grade bulk coffees. W. F. McLaughlin & Co., Chicago. Maxwell House Brand. . 2 to > tos 1 a7 Telfer Coffee Co. Brand Bokay 2 ee 2. Hummel’s 1 Ib. CONDENSED MILK Leader, 4 dom. ___.-__.. 6 75 Eagle, 4 doz. ..______. 9 00 MILK COMPOUND Hebe, Tall, 4 dos. mak Hebe, Baby, 8 ee 8 40 Carolene, Tall, 4 dos. 3 80 Carolene, Baby ..... 3 50 EVAPORATED MILK Quaker, Tall, 4 doz. __ 4 65 Quaker, Baby, 8 dom 4 55 Quaker, Galion, % da. 4 50 Blue Grass, Tall 4s __ 4 66 Horehound Tablets —__. 19 Cough Drops Bxs Putnam's 2 1 35 Smith Bros. 2. — . BO Package Goods Creamery Marshmallows 4 oz. pkg., 12s, cart. 85 4 oz. pkg., 48s, case 3 40 Specialities Walnut Fudge —.--...-- 22 Pineapple Fudge _.-... 21 Italian Bon Bons - .__. 17 Banquet Cream Mints. 30 Silver King M.Mallows 1 50 Walnut Sundae, 24, 5c 80 Neapolitan, 24, 5c .___ 80 Yankee Jack, 24, 5c -._. 80 Mich. Sugar Ca.. 24, be 80 Pal O Mine, 24, 5c -_. 80 Say Mister, 24, 5e _..-_ 80 Malty Milkies, 24, 5c —. 80 COUPON BOOKS 60 Economic grade 32 60 100 Economic grade 4 50 500 Economic grade 20 00 1000 Economic grade 37 60 Where 1,000 books are ordered at a time, special- ly printed front cover is furnished without charge. CREAM OF TARTAR 6 lb. boxes ........_.. 38 1926 September 22, ORIED FRUITS Apples N. Y. Fey., 50 Ib. box 15% N. Y. Fey., 14 ox. pkg. 16 Apricots Evaporated, Choice — 80 Evaporated, Fancy _. 35 Evaporated, Slabs __ 27 Citron 30:1b. Dox 20 gs Currants Packages, 14 oz _.. 15 Greek, Bulk, Ib. -__.. 15 Dates Dromedary, 368 _.._.. 6 75 Peaches Evap. Choice, un. ____ 27 Evap. Ex. Fancy, P. P. 80 Peel Lemon, American ..____ 24 Orange, American __.__. 84 Raisins. Seeded, bulk __________ 09% Thompson’s s’dles blk 10 bg tcp 8 secdiess, aoe CS a 12 Seeded, 15 oz, _... 14 California Prunes oo 100, 25 ca boxes ir 60@70, 25 lb. boxes __@10 50@60, 25 ib, boxes __@11 40@50, 25 lb. boxes __@12 30@40, 25 lb. boxes __@15 20@30, 25 lb. boxes --~-@22 FARINACEOUS GOODS Beans Med. Hand Picked — 05% Cat. Lamas 2 Brown, Swedish ______ on Red Kidney oe ee Farina 24 packages _______ Bulk, per 100 Ibs, -.._ . cans 4 60 Mott er, 12s Fe mily _- 1 80 Napth ore White 0 er, 40-1 ay 80 12 qt. Flart nized ___. 8 10 No. 512 Bie io tase 46 M ICKLES oo 12s, M’ y __2 70 Rub-N [More White |) Gloss 07. «10 at. ‘Tin ng Gal. Ir. 5 00 Gases aa 18 REA Se Rethche cnoas ¢ EPI Sgn, 1 es fon argo, 11 oh a No. 1%, 36 cans cs. 3 50 alf bblis., 8 _. 17 00 Sack ae Site (03 20 Mul , 100 box 4 rgo, 12 . pkgs. -_ 4 M raps eo ii, ® cation, 4 ore ae Siect Cut. 100 ie wo oe oe at tes a | Mouse, Wood New Orle , 400 count __ 47 oat Gut. ie He ak oe ol. 100 bo iG fe Ge [298 | Mouse, wood, 4 holes. 6 an —— 75 b. sk: Fair 2 ver G es. —. M ood, 6 0 i ee Open a 30 Gallon” 300 Smail nee tae i 106 tox 6 50 Flastic, a 48, Is _- ii we tin... § oa bn Pair Soy ea 20 - 6 gallon, boo. EuaEne 42 00 RUSKS. Palm gr Deg oo} Timer. 48-1 ian me Bat eo oo 65 Cina 2 1m See eee es Holland Rusk Co. _Octag i. CS Ss eprhig 22-2. 1 @0 xtra Zz - ra. . a come amon, ame cai . in Cans . . ---- 10 00 3 roll Perbein furs a gam bl CORN SYRUP L Tubs * pcan ge ge ie a aby Cob, 3 doz. in rig eee mar a iS c " sone Cees | Dove, 36 % Ib Wh. it a) PLAY x. 1 00@1 20 18 ck packages __ 460 Grandpa 7, 100 box _ 5 70 Bia orn Sm {um Galvanized __ 9 38 i Dove, Py — Ip. Black ce Battle cre cones on packages __ : ri Grandpa ae - “216 ~7° oo Pg 14 2 2 39 all Galvanized _.__ 7 pe ve, 6, 10 1 ack 3 90 icycle ___. sr doz. 2 75 SAL : Quaker . a ge. 3 Blue Karo, No.” 1 dz. 3 11 Ww ae Palmetto ete Boras as ERATUS Cc Hardwater _ 50 Red K aro, No. 10 __ il ashboards » 24, 2% Ib. ng POT -.. 475 Arm and H ocoa, 728 er Red Karo, No. 1% 811 Banner, Gl 5 25 \PBabbitt’s, 2 ASH ammer Fairbank » box -.__ 2 ted Karo, N O. 16 | 2 67 Brass, | obe --. 5 ; NUTS s, 2 doz. a. SAL Lage ee ca, ee oie Bet © he ota sa Cee “a. on ; Le y s x 4 3 ixed, half co Ey es io 1 8 a, } eeente Soeur a ee a ag eiised. Dbie. bbls. ___- 9 50 2 40 No. 5 Fibre x wale. 05% q a “a Se Milkers, Kegs pas TABLE SAUCES Butchers Manila: __- 044 i Pecans ee ane ae . Mutton oe Milk s, half bbls. ___ lu i Lea & Pe waa saa 0 : we Good ‘ ers. b Oe BE L rrin, 1 tripe 07% i wa of a eR KR Now: , = we ¢ S se pa 0 a eee o--~+- Ta Medium 02000 16 -& Ib. KK, Norway 1 Pepper rrin, small__ 3 a YEAST C a a Poor ...05. Riese 4¢ Gat tone ee 9 50 hoat hia Lee | ineic. 3 do ee "4% Boned, 16 hares ie Tobasco, 2 ern ee Sunlight, 3 PO arora 2 70 xes .. 20 80 i. L mee Sunlight, 1% doz. +2 can cases, $4.80 A-1. ree... , 26 oY st Foam, 3 doz. —_ = -80 per cane » Small Ne beanie 5 20 east Foam, 1% an : 70 BOR ree B Hy VEAST--COMPRESS : ; Fleischmann, £D per dos. % 30 MICHIGAN TRADESMAN September 22, 1926 THE INDEPENDENT DEALER. (Continued from page 7) in retail business as there is in world politics, and it comes a lot closer home to most of us. Therefore, so far as service goes, the independent store should use this weapon to the best of its ability, for it is one that chains cannot wield. But at the same time, care should be taken to see that the weapon does not grow so heavy that it crushes by the sheer force of its own weight. In the matter of window and coun- ter displays the independent store has little to learn from the chain, save for the basic principle of absolute, spotless cleanliness. Standardization of sales helps of this kind does not make for originality or the attractive power of novelty, and it therefore follows that the more thought which the individual store puts into its windows and the arrangement of its interior displays, the more effective they will be and the more chance it will have to compete with the chain on a basis of equal cus- tomer appeal. People are drawn to the chains be- cause they have been sold on the idea that they can save money there—an idea that is not nearly as well founded as is generally supposed—and they gravitate there from an economical im- But the independent store which pays attention to its windows and sees that they are always inviting and suggestive—filled with new mer- chandise for which there is a real need pulse only. —wil] soon find that a larger percent- age of passersby turn in at its doors than at the doors of the store which bases its appeal solely on price. While talking to the president of one of the largest chains of drug stores in Chicago recently, I was struck by his statement: “We hear a lot about merchandise which sells itself. But when you stock that kind of goods you usually find that the margin of profit which it carries is too small to be real- ly worth while. A retail store isn’t any different from the rest of the world. The same rule applies there as elsewhere—you've got to take some trouble in order to get results that are worth anything at all. “It is for that reason,” he continued, “that we place so much emphas‘s upon the salesmanship training of our em- ployes. We have a_ merchandising schoo] which meets once every two weeks and, at these sessions, there are frank discussions of store policies, dem- onstrations of new goods and the ways in which they should be sold, talks on the value of ‘suggested sales’ and the ways in which they can be made and a series of lectures on the various other phases of salesmansh'p.” In answer to an enquiry as to what particular branch of this training he considered most profitable, the chain store executive replied without a mo- ment’s hesitation: “That which helps our people to know their stock. How can you expect a man or a woman to sell something when they don’t know anything about it—except poss‘bly its name and its price? But that is what a lot of stores are doing. This after- noon, for example, the theme of the talk is toilet soaps. The instructor will take up the different kinds of soaps, explain each one, impress some of the selling points upon the members of his ‘class’ and, provided they have been paying any attention at all, they will go back to their stores far better fitted to make soap sales than they were before. “That’s the system we follow right down the line. Our people know their goods. They know how to talk about them intelligently and, as a result, they make five sales where the average, store only makes three. We know that for we have checked our departments against others in similar stores. The man behind the counter is the most valuable link in our sales chain, for he is the one contact we have with the customer. Therefore we pay attention to h'm and the work never fails to pay big dividends.” If a chain store organization—this particular one has grown from one store to more than thirty in the past fifteen years—feels that this salesman- ship training is essential, doesn’t it follow that it is even more vital to the independent store, which must rely upon individualized attention and real service? Train your clerks. Teach them to know their goods. Whenever possible, get the salesmen who have obtained orders from you to give a ten or fifteen minutes’ talk to the salesforce, explaining the merits of their merchan- dise. They'll be glad to do it, for it will mean more business for them, just as it means more business for you. Here as in the case exercised in buy- ing goods, the chain store stands pre- eminent. It has its operating costs down to a point with which few in- dependent stores can compete, due to standardization and centralized buy- ing power. It has learned where many of the wastes occur and has spotted and stopped a _ considerable number of the leaks which represent the difference between profit and loss. There are a large number of inde- pendent stores which have failed to profit by this example. They are still running along in the slipshod, hap- hazard fashion of ten or fifteen years ago, while some of them may be mak- ing money, they are not clearing any- thing like as much as they could make if they took the time to analyze their business and found out where their losses occur. William Nelson Taft. ——_~+>____ Sincerity. Sincerity is the test of a man’s real worth; because, after all is said and done, it is the one thing that counts. Even though a person be poor and ignorant, this is no reproach if he be sincere in what he professes to believe We may look askance upon some who do not see things in the same light as we do; yet, unless we have evidence to the contrary, why should we doubt the sincerity of their beliefs? Insincerity is a sham whose blight withers life’s fairest hopes and casts a gloom where the sun would other- wise shine brightly. For in the fur- therance of whatsoever cause we may find ourselves working, or whatever the purpose we may have in view, the service that will count is that upon which is stamped the hall-mark of sincerity. Good Report From Grand Traverse Bay. Traverse City, Sept. 21—Bankers with whom I have conversed state that this city is enjoying great prosperity. More people have spent the past two months in the resort region of this section than during any season of the past. Vast sums of money were ex- pended by the sojourners and all classes were benefitted through their presence. The fruit growers harvested large crops and sold them for remunerative prices. Cherries commanded from six to nine cents per pound. There is still to be gathered large crops of apples and pears. The yield of potatoes will be greater than the crop of 1925. Farmers have had to contend with potato bugs, blight and other pests, and those who wisely sprayed the vines and sprinkled the bugs with poisoned powders will be rewarded for their vigilance and industry. Building operations have been car- ried on vigorously during the past five months. While the number of residences erected is comparatively small many such buildings have been remodeled or enlarged. In business structures the record of the past decade has been broken. Most im- portant of such enterprises were the remodeling of the Wilhelm block, now owned and occupied by the Peoples Savings Bank, the morgue for H. L. Weaver, a large addition to the garage of the Traverse City Motor Co., a com- modious garage for the Cole Uo., sev- eral stores, a church for the Disciples of Christ, additions to the Morgan cannery and the factor:r of the Tiav- erse City Potatn Implement Co. Other improvements made were a commod. ious modern entrance to the Milliken store, the installation of extensive vaults by the First National and the Traverse City State Banks. Work was resumed on a new pas- senger depot for the Pere Marquette Railroad some time ago. It will be completed before the advent of winter. Louis Campau opened a stock of merchandise in Grand Rapids one hundred years ago. The stuff he dis- played in a rude cabin would not be considered marketable to-day. He catered to poor, ignorant Indians, the only inhabitants of the Grand River Valley. The only means available for the transportation of the goods needed by Campau from Detroit or Chicago were pole boats on the upper river, canoes on the lower and pack horses. Campau indulged in a rumpus with one Jake Smith, an Indian trader, at Saginaw, following the signing of a treaty by the chiefs of the Indians, General Cass and Commissioner Rom- eyn, under the terms of which a vast territory was transferred to the Gen- eral Government. But for that rumpus Campau undoubtedly would have re- mained at Saginaw and lost the dis- tinction that is now accorded to him as being the first white man to settle at the rapids of Grand River. Campau’s account of the rumpus at Saginaw, as might -be expected, ac- credits himself most favorably. But it does not accord with the record filed by the commissioners with the Interior Department at Washington. General Cass was the first governor of the Ter- ritory of Michigan, a distinguished sol- dier, statesman and diplomat, a high- minded, honorable patriot and public servant. Campau maintained that Cass had distributed whisky among the In- dians and that when they were sco drunk as to be dangerous he had sup- pressed the riot in response to an ap- peal uttered by Cass. George B. Cat- lin, an historian, formerly of Grand Rapids but now a resident of Detroit, investigated the reports that had been made concerning the riot, and publish- ed in his book, “Old Detroit,” a state- ment to the effect that Campau had ovened ten barrels of whisky and bade the Indians to help themselves freely; that a detachment of United States soldiers, under the command of Capt. Cass, a brother of the general, had spilled Campau’s wh‘sky on the ground and suppressed the riot. Campau at- tacked Jake Smith and when the fuss ended he left the country (shall we say for his country’s good?) and came to Grand Rapids. Arthur S. White. —_2+>__ Character and reputation are as dif- ferent as day and night. Character is based upon what you are; reputation on what people think you are. Savings Banks in Michigan. NEW YORK CHICAGO $275,000 WURZBURG REALTY COMPANY 94% Serial First Mortgage Fee Bonds (State of Michigan Tax Free) Interest and Serial Retirements of Entire Issue Payable out of Rentals from WURZBURG DRY GOODS CO. Grand Rapids, Michigan. Bonds are secured by First Mortgage on property anpraised by two officers of the Michigan Trust Company at $554,000, making this less than a 50 per cent loan. Average Net Earnings, before Federal Taxes, of Wurzburg )ry Goods Company for past four years, up to January 31, 1926, were approximately 3V4 times combined annual interest charges and serial bond retirements. In opinion of Counsel these Bonds are a legal investment for Price to Yield 5% to 514% according to Maturity. HOWE, SNOW & BERTLES (Incorporated) Investment Securities. GRAND RAPIDS All information given herein is from official sources or from sources which we regard as reliable, but in no event are the statements herein eontained to be regarded as our representation. DETROIT SAN FRANCISCO SSP EP September 22, 1926 Example of a Chain-Owning Whole- sale Grocer. (Continued from page 20) agine the anxiety of his mother. He may have come blocks through heavy traffic. Perhaps. too, her work is de- layed by the slow service accorded him.” The grocer was silently thoughtful as he handed over the last item. Then he looked int othe lady’skindly, smil- ing face. “Madam,” he said, “I thank you.” Then he stooped until his face was near the level of the child’s, took his hand and said: “Young gentleman, I beg your pardon. Tell your mother I am sorry you were kept waiting and that it will not happen again in my store.” Still hold'ng the boy’shand, he turn- ed back to the lady. “The children,” he said, “will eat at the first table in this store hereafter.” Quoted from Christian Science Mon- itor. And that’s all there is to the story. As a definite aid to determining pre- cisely what is happening around us, everymerchant should be sure to get the bulletins of the Merchants Ser- Bureau of the National Cash Register Co., Dayton, Ohio. We do not all realize that we stay in our own places of business so closely that we have little opportunity to grasp what is happening around us. Yet mer- chants a hundred, a thousand, two thousand miles away may be solving problems that puzzle us. The Bureau aforesaid is a clearing house of such information. A bulletin before me on how to lo- cate your store shows the importance of many factors usually unnoted. It covers all lines. It indicates many ways in which merchants can improve their business. Being based on what successful merchants are doing it is authoritative. For it must be realized that your best guide is what others are actually doing,what they are accomp- lishing—not hopes or dreams. Paul Findlay. How Does Hot Weather Affect Your Appetite? After a long period of waiting and all kinds of predictions ranging from a frosty July to the hottest period ever experienced in these parts the Sum- mer was again in its usual form. The hot spell, while not hot enough to be really uncomfortable, has taken the “pep” out of most of us and a cool and quiet spot holds greater attraction than usual, provided such a spot is available. The crowds that seek the cooling breezes and comforting waters of the summer resorts keep so ever- lastingly on the move looking for re- lief that they exert themselves to a far greater extent than during the cooler months. This is also a period of sports and golf, tennis, baseball, rowing, swimming and the various other sporting activities all tend to re- duce vitality unless the usual or more than usual amount of sustaining food is consumed. The heat affects the ap- petite of many and there is danger of eating less than usual unless care is taken to order what is pleasant and appealing to the appetite at such a time. At no time during the year is it necessary in the interest of good health vice MICHIGAN TRADESMAN to exercise more care in preparing food in the home. Hot, steaming dishes do not carry the appeal that cooler dishes do and soups just out of the tureen hardly indicate thought on the part of those who prepare them. Cold con- somme gives the right start to a meal for many persons and aside from its intrinsic food value stimulates the ap- petite for what is to follow. If meat dishes are planned ahead and cooked and served cold they will be appreciat- ed during the first few days of the Summer. After a busy day at the shop or office and a heated trip home a hot dinner about caps the climax and instead of eating the full meal required to sustain the worn-out worker the plate is liable to be left only partly finished. The dining room should be cool and the meal attractive to the eye as well as to the appetite. An electric fan will often help out where naturai breezes are lacking. Meat is sustain- ing and easily digested and should be eaten as usual in quantity, though usually it should be prepared different- ly. The housewife who listens to these suggestions may say “well, what of me, who prepares the meal, how can I get the breezes?” There is no one more deserving of sympathy than the one who prepares the meal, and cold dishes, prepared ahead with an electric cooker or a fireless cooker, or even a pressure cooker will help out wonder- fully in keeping the house cool and avoiding the evening meal rush. —_~+-+—____ Hot Weather and Meat Talks. Retailers are complaining about the slowness of business and the losses taken by meat interests during a hot spell. The doctors are advising against eating too much cold food and too many cold drinks during the hot spell, and we have no doubt but what they say is valuable advice, but when we speak of cold meats, as we often do during hot weather, we are talking about something different from the very cold food and drinks than is meant when the iced product is mentioned. time of the year when cold cuts of meats are more appropriate and satisfying than right now. There are two very good reasons for this. In the first place cold cuts of meat with vegetables will be eaten when other hotter meals might be left un- touched on the plate and then for the second reason we see a partial relief for those who have to prepare the meal. Ham, beef and other meats can be cooked in electric cookers, fireless There is no cookers and even over the gas stove during the day and then at meal time they may be served without being obliged to spend a long time in a heat- ed kitchen. Another thing that is im- portant and that is that a hot kitchen heats up the meal time no matter how careful the housewife is to keep her cooking heat away from the other rooms. No doubt the delicates- sen stores will do unusual meat busj- ness during the hot spell, but meat bought in such a way is expensive for those who have to weigh a dollar be- fore it is spent. Judgment in planning meals is extremely important now, more than at ordinary times, for it is necessary that strength be maintained to combat the unusual temperature. house at Honey Sold Below Cost. Far Western extracted honey is sell- ing below cost of production, and, al- though the consumer is in a position to have a palatable and dainty food at a small investment he is not taking ad- vantage of his opportunity. Part of the trouble seems to be that dis- tributors, who stand between the pro- ducer and consumer, have not turned their attention to honey. John J. Ehlinger Co., of Spokane, Wash., be- lieves that distributors could do the consumer a good turn by stocking honey and at the same time help out the producer. Mr. Ehlinger says: “A number of our Western honey pro- ducers are in actual need of marketing their extracted honey so as to finance themselves in producing the present crop. We have lists of honey pro- ducers in various Western States, who have combined approximately 20,000 cases of 2-60s available for market. This honey can be bought at 614@8c per pound, according to color and quality, f. o. b. shipping point.” Another Canning Book. John A. Lee, secretary of the West- ern Canners’ Association, wrote a book in 1913 and 1914 called, “How to Buy and Sell Canned Foods.” The edition of 5,000 copies was sold out quickly, the orders from not only America but Australia, Alaska, South Africa, South American countries, and many from Canada and England, while wholesale grocers in this country used it as a selling and buying textbook. Mr. Lee has revised the book and brought, it up to date and a second edition is now in press. coming ASK FOR K variety for every taste FIRE AND BURGLAR PROOF SAFES Grand Rapids Safe Co. Tradesman Building Sand Lime Brick Nothing as Durable Nothing as Fireproof Makes Structures Beautiful No Painting No Cost for Repairs Fire Proof Weather Proof Warm in Winter—Cool in Summer Brick is Everlasting GRANDE BRICK CO. Grand Rapias. SAGINAW BRICK CoO., Saginaw. JACKSON-LANSING BRICK CO., Rives Junction. 31 Business Wants Department Advertisements inserted under this head for five cents a word the first insertion and four cents a word for each subse- quent continuous insertion. If set in capital letters, double price. No charge less than 50 cents. Small display adver- tisements in this department. $4 per inch. Payment with order is required, as amounts are too small to open accounts. For Sale—Bazaar store in town of 4,000 Southwestern Michigan. Good business town. Many manufacturing industries. Address No. 382, c/o Michigan Trades- man. 382 FREE TO MERCHANTS—FOR THEIR NAME, address men’s neckties. Jack Farley, c/o Michigan Tradesman. 383 For Sale—One Robbins & Myers Co. coffee mill for 110 alt. 60 cyc. No. 915A. In good condition. M. E. Everett, Lake Odessa, Mich. 3840 ‘ National FOR SALE—Hight-drawer cash register for sale. Good as new. Will seil for one-half price. Address BKdward Wolf, Hillsboro, Wisconsin. 385 RETAIL GROCERY SALESMAN WANTED—WANTED GROCERY SALES- MAN WHO IS WILLING TO WORK FOR INCRBASED BUSINESS—SALARY AND COMMISSION GOOD OPPORTUNITY, WILL ACQUIRE INTEREST IN PAY- ING BUSINESS. CRONIN CO., ALPE- NA, MICH. 386 I WILL PAY CASH for part or whole stocks of General Dry Goods, Shoes, Furnishings, Clothing, and Bazaar Goods. Call or write Jack Kosofsky, 1235 W. Euclid Ave., Northway 5695, Detroit, Mich. McCASKEY CREDIT REGISTER, ad- dressing machine, duplicator, multigraph, typewriter, check writer, dictaphones, envelope sealer, adding machine, about half price. Write for details. The Pruitt Co., 117 OL T. N. Market St., Chicago. oto TO EXCHANGE—A good farm in Tus- cola county on state highway, 80 rods from good market town, for stock of general merchandise. Address No. 376, c/o Michigan Tradesman, 376 COAL AND ICE BUSINESS in fast growing Crown Point. fully equipped. Heavy annual tonnage. If you have $10,000, write for details, V. A. Place, Box 357, Crown Point, In- diana. 370 FOR SALE—General stock and two- story and basement store building located at old established trading point about fifteen miles Northeast of Grand Rapids. Equipped with Westinghouse lighting System. Property cheap at $10,000. Will take $4,000 down, balance in productive real estate in Grand Rapids. W. P. Joyce, Cannonsburg, Mich. 366 SHELVING AND COUNTERS For Sale —Standard for variety and household goods. Good as new. Cheap if taken at once. Inquire J. Haga, 1437 Tamarack Ave., Grand Rapids. Tel. 77515 362 Pay spot cash for clothing and furnish- ing goods stocks. lL. Silberman, 1250 Burlingame Ave., Detroit, Mich. 566 CASH For Your Merchandise! Will buy your entire stock or part of stock of shoes, dry goods, clothing, fur- nishngs, bazaar novelties, furniture, etc. LOUIS LEVINSOHN. Saginaw. Mich FIRE AND BURGLAR PROOF SAFES GRAND RAPIDS SAFE CO. Tradesman Building Hides, Pelts and Furs. Yards ————————— Corduroy Cords Let am Your Next Tire Be a fi Corduroy © Built as good i as the best and then made better by the addition of Sidewall Protection De ee ana eZ Sidewall Protection (REG, U. S. PAT. OF FICE) Added Reinforcement. An original Patented and Visible Plus Feature on y) 32 THE RIGHT OF REASON. In the first flush of the deep spiritual emotion stirred by Stresemann of Ger- many and Briand of France all things good seem possible to the league of na- tions. This emotion is so great and the wormth of feeling so fervent that the passing of Spain from the League as Germany at last enters its doors is for the present regarded as a minor inci- dent. It was a historic moment this seating of Germany. Twelve years ago French and German armies were battle-locked in Northern France and Europe's long agony was beginning. As late as eight years ago the death struggle continued along the Aisne. During these eight years the “war after the war’ con tinued. It has been fought out in the League, in the reparations and other international conferences and in the Ruhr and along the Rhine. The first great truce came at Locarno, where in the short space of eleven days, in October, 1925, was held one of the briefest but most vital and far-reaching meetings in European history. From it emerged the five Security Pacts of Locarno, including the Rhineland Pact made by Germany, France, Belgium, Great Britain and Italy. This great pyramid of peace lacked its capstone. The admission of Germany to the League was necessary for its comple- tion. This would have been done at Geneva last March had it not been for Brazil, which claimed a permanent seat in the League Council and refused to give way to the Germans. This time it was Spain which stood in the way; but the League chose to Jet Spain go rather than to delay fur- ther the German entrance. Germany is more vital to the league than Spain or Brazil. Locarno’s security treaties are worth more to Europe than the presence of Brazil and Spain ‘at Geneva. So Brazil has gone and Spain goes. Germany is in the League at the cost of two withdrawals. For the first time since the birth of the League the Ger- man tongue is heard in its halls. It was Briand of France who offered the first welcome to his nation’s an- cient and traditional foe, pledging be- fore fifty assembled nations that never again will they walk the “way of blood.” It was Stresemann pledging Germany to a new idealism, who de- clared: He will serve mankind best who, firmly rooted in the faith of his own people, can so develop his moral gifts that he may cross his own national frontiers and serve all humanity as only those great ones whose names are written in this history of humanity have done. Europe at last is convinced that the war may be buried and that after many false dawns the true Dawn of In the reconc'liation of France and Germany new parleys Peace has come. have begun at Geneva for a further evacuation of the Rhineland. The French are decreasing their armies. The Little Peoples of Europe and the Little Nations in the League may mur- mur, but the great Powers are bending the League to reshape and rebuild a broken Old World. Its greatest work is there, and it is as a European League that its future MICHIGAN TRADESMAN seems most serious. The Hispanic- Latins are pulling away from it. Spain has followed Brazil in the retreat from Geneva. The Argentine is inactive. Many Latin-American Powers, includ- ing Bolivia, Peru, Honduras and Nic- aragua, are failing to contribute to the League’s maintenance. Mexico has never entered. Even so, the League cannot be de- nied its great moments. The recon- cilation scene at Geneva was one of the rare hours of history. Another strong barrier had been raised against another European war. The Locarno pacts were saved. The right of reason and the rule of law have been exalted above the ap- peal to force and the last red “argu- ment of kings.” A League dominated by European Powers has taken a long step toward genuine reconciliation on that continent. Items From the Cloverland of Michi- gan. Sault Ste. Marie, Sept. 2iI—Now that election is over and Green is to be our next Governor, we will be able to look forward to the good old winter time, when we can exercise shoveling coal, trading the old auto for a team of horses. We always start to complain about business being poor in the winter with the camps closing down, on ac- count of the unsatisfactory prices for wood products, and envy the remain- der of the population who hike for the South each year. It might seem that those of us left to winter over would worry, but such is not the case, as then the fun starts with the married people’s dancing clubs openine and the many other attractions staged for the winter. The radio in most of the homes affords a real treat which we do not have the time to enjoy at any other time, but we should worry be- cause Alberta had the first snow storm of the season. H. E. Fletcher, one of our well- known bankers, has just purchased a large limousine, which-he is driving to his country home each day. He did not want to take any chances on the price advance which might occur in the spring. Safety First is his motto. F. Gillespi, book-keever for Swift & Co.'s branch here, leaves next week on h’s vacation, which he expects to sperd at his old home in Wisconsin. An exchange announces that the filline stations in that town have gone on a cash basis. If the auto agencies would do the same there would be a sharp slump in traffic accidents. The many friends of D. E. Harrison were shocked to learn of his death, which occurred at Rochester Minn., Tuesday, where he went for medical treatment. Heart failure was the cause. He had been engaged ‘n the tinsmith business here fer the past twelve vears and was one of our prominent citizens. A widow, two sons and three daugh- ters survive him. He was a member of the Methodist church, a Mason, Odd Fellow and a Knight of Pythias. T. F. Folkner, who for the past few vears has been mana~er for the Pitts- burg Coal Co. here, has been promoted to district manager for the ecmrany, with headquarters at Detroit. He is succeeded by H. W. Van Dyke. who has heen bcok-keeper fcr the companv. Mr. Folkner has made many friend: here, as well as Mrs. Folkner, who has been active in hosp'tal and. other charitable work. We will miss them, but wish them every success in their new field. Winter is better than summer. The coal man dogsn’t mash up your vege- tables with a cake of ice. William Hayward, of Dick, was a business visitor here last week. Tom Agnew, the popular meat deal- er, has returned from an extended auto trip to Duluth and other copper country places. Nels Bye & Son have the contract for the first mile and one-half of the Roosevelt Highway. Whitefish town- ship has looked forward for a long time to the completion of this road and a petition is now in circulation to bond the township for road building pur- poses. It is hoped to get some aid from the county and State authorities. The U. S. Government has a direct interest in this road, as about thirty members of the coast guard signal ser- vice and radio service are employed at the Point. The little town of Shelldrake suffer- ed heavily when the Bartlett Lumber Co. discontinued operations there, but the sales of shore frontage and hunting acreage in the vicinity bid fair to make the town a real resort center eventual- ly. Several hundred blueberry pickers were camped there during August. William G. Tapert. ——__ ~~» 2-4 No Great Incentive To Buy Heavily. Written for the Tradesman. Extremely wet weather in the Can- adian Northwest has resulted in rather strong markets during the past ‘ten days; in fact, wheat has advanced six to eight cents per bushel, and closed up two and one-half cents to-day. It may be the bottom has been reached, hope so at least for wheat is cheap enough for the good of the country at large, and furthermore provides the best, most nutritious, and economical food in the form of white bread, which is besides healthful as well as palatable and the average family can reduce the cost of living perceptibly by increasing the consumption of bread, either white or graham. The flour buyer has been very con- servative, generally speaking, in hig purchases of flour, and consequently should continue to come into the mar- ket for supplies; this applies particu- larly to the flour merchant. Some of the commercial bakers have, as usual, bought heavily for about six months requirements; a certain percentage do so every year. Stocks of wheat in the United States are larger than a year ago; the visible supply is nearly 50.- 000,000 bushels larger, but on the other hand the farmer has sold more ireely; a greater percentage of the crop, apparently, has moved to market than last year. Millers, generally speaking are pretty well supplied with wheat, so as far as the United States are con- cerned we have more wheat than last year available for export; in fact, our crop was over 150,000,000 bushels larger than iast year when we raised a very small crop. The Canadian crop is not as large as last year, yet is com- paratively large, while the European crop is smaller than a year ago, and as their financial condit’on seems again to be on the up grade, and particularly as the European potato and rye crops are much smailer than last year, they will undoubtedly buy a large amount of wheat from Canada and the United States. As the world crop is only about 50,- 000,000 bushels larger than last year, an infinitesimal amount compared with the world’s requirements, it would ap- pear that prices are bound to be some- what firmer a little later on, although there is no indication we are to have a bg bull market. In fact, there should not be much change in either direction, particularly if the Fall seed- September 22, 1926 ing of wheat is normal and conditions favorable throughout the winter, so while it is unwise to go short of re- quirements there is no great incentive to buy heavily for future shipment, of either wheat or flour. Lloyd E. Smith. —_2~-~2___ Wea‘her Is Stimulating Buying. Fairly cool weather for this time of the year in many sections is tending to stimulate the retail demand for women’s fall ready-to-wear. Evidences are already noted and, if this condi- tion continues, reorders in the local wholesale market are expected to be large during the next few weeks. Dresses are already meeting with good turnover and are being well reordered Ly most stores. The turnover of sports and travel coats has likewsie been good. What is considered a small percentage of stores have fair assort- ments of dressy coats but, in general, retailers have only restricted quanti- ties of these garments for early sale. Manufacturers, however, are steadily increasing their production of this mer- chendise and shipments are going for- ward as rapidiy as conditions permit. -_- 2. ’ Shortage of Better-Grade Hats. The early start of active retailing of men’s Fall felt hats has created a tem- porary shortage of better grade mer- chandise. A number of manufacture: 4 have orders for many thousands of dozens of hats that can not be filled for several weeks. Beginning of the retail season sooner than usual was caused primarily by the ruining of many straw hats by the wet weather of August, making necessary early buying by consumers of their Fall headgear. Production was also held up by the religious holidays recently but manufacturers are now sharply in- creasing their output. The snap briny style ‘s said to be selling extremely well, taking up a very large share o/ the consumer demand. Pearl gray and light tans are the leading colors. The retail price level for hats of good quality this Fall is from $5 up. ——_+-.___ Satin Crepe Demand Is Strong. The demand for satin crepes con- tinues to be the feature of present trading in broad silks. Additional looms are being steadily put on the production of these goods, but in a number of cases manufacturers can- rot readily make immediate deliveries. Black leads the demand by far ac- cording to producers. In other colors the demand centers on such shades a: claret and Chanel red, jungle green, rustic brown, Spanish raisin, navy, cocoa and slate blue. Moires are being well reordered and are finding much use in the dress trade. ——_+~-___ What Is Good? What is the real good? I asked in musing mood. Over, said the law court; Knowledge, said the school: Trth, said the wise man; Pleasure, said the fool: Love, said the maiden: Beauty, said the page: Freedom, said the dreamer; Home, said the sage; Fame, said the soldier; Equity. the seer. : Spake my heart full sadly, “The answer is not here.’ Then within my bosom, Softly this I heard: “Each heart holds the secret: Kindness is the word.” John Boyle O'Reilly, gt SEE REIS ATO AL ssentibnae meng paisa casaianscnmtnenntont Why Sacrifice Profits? It is not necessary when you stock and sell well-known merchandise on which the price has been es- tablished through years of consis- tent advertising. In showing the price plainly on the package and in advertising KG Baking Powder Same price for over 35 years 25 ans (more than a pound and a half for a quarter) we have established the price— created a demand and insured your profits. You can guarantee every can to give perfect satisfaction and agree to refund the full purchase price in which we will protect you. The Government Used Millions of Pounds | Which Would You Rather Sell? OR @ TWO MATCHES ||¢ Miamonad eo Gn ee oe . Diamond Matches ] Pere ee eee ead / BARR mae an Heb ir PrP aa EOTTVY 1s eo eee TT eat) ~ nen <= neen Say to your customers: “Here are two boxes of the new, perfected Diamond Match for thirteen cents —the best match and the safest match to take into your home. They are better value than ordinary matches at five or six cents per box.” Your percentage of profit on Diamond Matches is larger than on ordinary matches, and your total profit on Diamond Matches—two boxes for thir- teen cents—is much larger than on one box of ordinary matches at five or six cents. And you will sell two boxes almost every time. You may as well increase your match sales. And you may as well make this extra profit on your match sales. THE DIAMOND MATCH COMPANY GROCER handles few products that cause more “kicks’’ than coffee. Yet often poor coffee is not his fault and not the fault of the customer. Cof- fee can be good only when it is roasted just right. Sell White House Coffee. Makes good, whoever makes it. LEE & CADY Distributors BT alive) meh Roasted In! STRENGTH ECONOMY THE MILL MUTUALS beet if wm AGENCY ace _ ok Representing the This McCray Freezer Case MICHIGAN MILLERS MUTUAL. maintains a remarkably low temperature, elim- FIRE INSURANCE COMPANY inating loss through spoilage; costs less to oper- AND ASSOCIATED COMPANIES ate than ordinary cases; enables attractive display and convenient service. May be had in lengths of 10, 12, 14 feet. There is a McCray for your needs— styles and sizes for every purpose. Write for catalog. i McCRAY REFRIGERATOR SALES CORPORATION 639 Lake St. Kendallville, Ind. Salesrooms in all Principal Cities Detroit Salesroom—36 E. Elizabeth St. Combined Assets of Group Grand Rapids Salesroom—20 W. Fulton St. Kalamazoo Salesroom, 324 W. Main St. $33,389,609.28 : ‘*Look for the McCray Nameplate’’ 20% to 40% Savings Made Since Organization CCRA\ a Vil MAING ec FIRE INSURANCE—ALL BRANCHES REFRIGERATORS Tornado— Automobile— Plate Glass Sor all Purposes Hart Brand Canned Foods | | VEGETABLES | Red Sour Cherries Black Raspberries Peas String Beans Red Raspberries Pears Corn Green Lima Beans — i — ae Pumpkin Red Kidney Beans Gooseberries Apples Succotash Squash HART BRAND canned foods are prepared from the finest products of the garden, orchard and farm. They are gathered and packed in the most prime condition. HART BRAND canned foods are strilizd by heat alone and packed under the most sanitary conditions. JUNE GARDEN PEAS fresh to your table from HART BRAND cans ready to serve. Put the Summer Garden in Your Winter Pantry. HART BRAND gives you selection from the finest garden peas, the best succulent sweet corn, the highest quality string beans, lima beans and succotash. a yp Seg Michigan Canned Foods for Michigan People Prepared by W. R. ROACH & COMPANY Main Office: GRAND RAPIDS, MICHIGAN