iN “GZ SAN ICOS SRD N/ Cy) ly, LT ae LONI he TRADESMAN COMPANY, PUBLISHERS oe ee a et 71) oy i RES a a Noe an 7 Tr sr ka (eS Se i ey Niwas ees LES fr a BS ao bes Oy © “a K Sree ‘ Forty-sixth Year GRAND RAPIDS, WEDNES DAY, SEPTEMBER R 26, 1928 aa Things Divine These are the things I hold divine: A trusting child’s hand laid in mine, Rich brown earth and wind-tossed trees, The taste of grapes and the song of bees, The welcome smile on neighbors’ faces, Cool, wide hills and open places, Lilacs blooming, a drowsy noon, A flight of geese and an Autumn moon, Rose-red dawns and a mate to share With a comrade soul my gypsy fare, A waiting fire when the twilight ends, A gallant heart and the voice of friends. Jean Brooks Number 2349 With the Puce Established through the manufacturers’ advertising your selling cost is less and profits more. Your customers recognize that the price is right when it is plainly shown on the label and in the advertising as it is in Baking Powder Same Price 25 ounces for 25c for over 3§ years You save time and selling expense in featuring such brands as K C. Besides your profits are protected. Millions of Pounds Used by Our Government ie OTTAWA at WESTON st WoRrRDEN GROCER COMPANY The Prompt Shippers You Can Guarantee Morton House COFFEE We Stand Back of Every Package WoRDEN (GROCER COMPANY Wholesalers for Fifty-nine Years GRAND RAPIDS THE MICHIGAN TRUST COMPANY, Receiver PUUUDDENOUUDGESUEES90S 3200000 GOCCUGTOCCECSEOUEECETEATOEEOUCTEO EOE CTE OCTET UEP Climb on the Band Wagon SELL NUCOA HE AMERICAN PEOPLE are coming to realize that margarine is a delicious, nutritious food they cannot afford to overlook. In the years 1922 to 1927, the consumption of margarine increased 46%. In the same period the consumption of vegetable margarine doubled. Nucoa Nut Margarine, an exclusively vegetable margarine, is the fastest-selling brand in the en- tire margarine field. Sales this year will run con- siderably over 50,000,000 pounds. Get aboard the vegetable margarine band wagon. Sell Nucoa. The Best Foods Inc. 297 Fourth Avenue, New York City NEW YORK CHICAGO SAN FRANCISCO “4 ys ey Forty-sixth Year GRAND RAPIDS, WEDN NES SDAY, SEPTEMBER 26, 1928 Number 2349 MICHIGAN TRADESMAN E. A. Stowe, Editor PUBLISHED WEEKLY by Tradesman Company, from its office | the Barnhart Building, Grand Rapids. UNLIKE ANY OTHER PAVER, Frank, free and fearless for the good that we can do. Each issue com- plete i in itself. DEVOTED TO he bane interests 13 of business men, SUBSCRIPTION RATES a areas welioes $3 per year, if paid strictly in advance. $4 per year if not paid in advance. Canadian subscription, $4.04 per year, payable invariably in advance. Sample copies 10 cents sach. Extra copies of current issues, 10 cents; issues a nonth or more old, 15 cents; issues a year or mcre rid, 25 cents; issues five years or more old 50 ce..ts. Entered September 23, 1883, at he Ponciies afte rar wd Rapids as second class matter under Act of March 3, 1879. “JAMES } M. “GOLDING Detroit Representative 409 Jefferson, E. GOLD STARTS TO COME BACK. While exports reported in the for- eign trade figures for during the week, went ahead some $3,- (00,000 over the July total, than the usual month-to-month gain shown. At $381,000,000 the dollar volume was $6,300,000 over that of the On the imports sagged $21,800,000 un- der the figures for August, 1927, the value of incoming shipments last month placed at $347,000,000. orable balance on foreign trade for the amounted to $34,000,000. first eight months of Aveust, issued there was less same month last year. other hand, with The fav- month the year exports have gained $54,088,000 over the 1927 figures and imports have For the - dropped $60,679,000. The favorable balance now stands at $386,272,000 < against $271,505,000 a year ago. For the first time in a year was an inflow of gold registered for the month. The has amounted to half a billion and has been chiefly responsible for the tight- The excess there loss over the year ening up of money rates. of receipts over shipments of the metal was $747,000. tracting funds But against this ment, which would make for an easing is the latest speculative out- the which will have an opposite High money here is at- from foreign centers. favorable develop- in rates, market, effect. burst in security PART- LINE NE COMPETITION. The biggest competitor of the hard- depart- aside from the is not the avowed hard- ware dealer, store, store. but the chain store in al- most every line that is encroaching more and more on the hardware field. Lines such as cutlery, automobile accessories, electrical appliances, alarm clocks, safety razors and_ paints being handled by various organizations such as drug chains. These are the very lines that carry the greatest profit for the hardware dealer. Chains such as Woolworth’s carry Jarge quantities of the cheaper grades ment ware are auto supplies, The chain drug store com- of builders’ hardware, and toys. petes in the sale of sporting goods, several profitable lines of general hard- ware, a few automobile accessories and The United Cigar store goes in for such hardware one or two toy leaders. items as alarm clocks, stands and razors, smoking other specialties. Chain department stores carry house furnish- ings and paints with the probability of entering the general hardware field. All of these are satisfied to Iet the short-profit items stay in the hardware store. so little wire, rope, that they There is money to be nails, harnesses like made on and the wisely ignore them. USELESS ORGANIZATION. If there ever was an organization which had outlived its usefulness and should be consigned to the scrap heap without the formality of a decent burial, it is the National Wholesale Grocers Association. It has never done a single construc- tive thing for the independent grocer. It has played into the hands of the chain store ever since it came into existence. Its pretended friendship for the reg- ular retailer is a delusion and a sham. Its belated efforts to “help” the in- dependent merchant are so puerile and futile as to excite the disgust and deri- sion of every sane and sensible mer- chant in America. Having misused its power and dis- sipated its energies in creating hard- ships for the legitimate merchant, in- stead of pointing the way to better conditions, the organization should seek the repose of the grave with as little ceremony as possible. THEY CAN BE TOO ‘SHORT. Brief, holding tions in September instead of June or July, Albert Shaw. The proposal is one of those businesslike campaigns, insur- ed by the nominating conven- as now, are urged by Dr. suggestions that need to be considered with some care before being adopted. Ordinarily a campaign of six weeks or even less would be adequate. But a change of this kind is to be judged not on the basis of what is usual but with reference to emergencies. Dr. Shaw campaign of ‘doubtless remembers the 1896 with which it is remembered by with the vividness any one who took an interest in politics. A post-convention contest of six weeks would have been entirely too short for the campaign of education that was called for by the issue of free silver. Nothing could have sufficed to explode the er- rors of fact and the fallacies of reason- ing which marked the free silver argu- but a thorough discussion ment. SEPTEMBER. September is the month when sum- Nomiinally the weeks of September are the mer flirts with autumn. first three last three weeks of summer, but in fact summer days alternate with au- tumn days at the sweet will of both all through September and even later. True, we have seasons, but they are Nor is. each despite its undeniable not absolutely fixed. month, individ uality, a fixed subseason. Thus it ts which, lads half bronze, with with temperamental September. human, would be a fair, half tawny, were it with hair flame, eyes now now mistily, lan guorously wistful and always full of mystery, like her bewitching smile. The barberry bushes show ripening fruit; the own; the goldenrod comes into its reddening marshes. show deeper tints even at high day; the pre- sunset shadows enrich and dignify na- ture’s array of bush and tree top; the rich, heavy air of recent dog days flees before the crisp, clear atmosphere Yet and on, West wind. with us, off driven by the August is still standing the notwith- calendar, and the leaves fall late this year) take time in (which seem to their full turning color. And the September rains! For, like April, this is a month of smiles mingled with tears, albeit not childlike smiles and tears but those of temperamental maturity. Yes, the September rains are things to conjure with! We or expect and often get the regular old ‘line storm,” which is due on or about the autumnal equinox and which is the tempestuous herald of a beautiful season, but there are others up September's copious sleeve, banish- ine straw hats from the street and often sadly interfering with September Not showers are these, nor yet, as like simply outings. like summer’s. drizzly a rule, storms. they summer's. electrical mean business in these pour downs — the business of getting the out of the air ground. Well, we don’t like ’em. the fairest feature of September's humidity and into the need ’em, but we They do not constitute fair face. For many of us Septeml yer’s associa- tions run in aloof directions from na- ture’s pointings. Above all, it is the month when the year’s work, inter begins. Schools find Mr. The of production again revolve with wont- rupted vacations, re-open and you can Smith or Mr. Jones in his office. wheels ed rapidity and the streets are jammed with the chariots of commerce. Even even the current Presidential had it spell, but now, now oratorical lips do open politics, campaign, has yawning for more than soporific purposes. and go, two Septembers are precisely the same. Septembers come yet no V this passing September of 1928 w ire greeting one the ex- ct like of which w neve all see again, Lets make t! most of it PROCEEDING CAUTIOUSLY. Tradesman readers time to the communication from Wash- ington on page 7 of this week’s issue a" ; who take read will note the care and thoroughness with which the proposed to the Clayton act amendment is being prepared Con- con- previous to its presentation to which would tribute to its forcefulness and efficiency is being taken with due appreciation of the gress. Every step eriousness of the situation. When the draft of the proposed amend- ment is finally completed and has re- ceived the approval of all the govern- mental bod which will have to do ministration and enforce- ; L : ~ ? in the event of its with its ad enactment, it will be handed to Congress with the assurance that it is the last word in the determination to place the chain stores where they wil! have no possible advantage in buying over the inde- pendent merchant COMPULSORY FOOTWEAR. Portugal has prohibition — prohibi- tion of | eet. The law goes into effect technically on October 1. How far it will » into effect actually 1 mains to be seen. For in Portugal there are peo- ple, men and women, who have been accustomed to walk barefoot. through the streets Suddenly to buy—and we ~shoes, thus lifetime, to say nothing of the lifetime of one's ancestors, 1s which political say may provoke another rev n. Was it for th yaretooted guese will ask themselves, that we threw out the monarchy and set up a tepublic? It ts “d a paradox that in so persona! ras di s people should have greater freedom und i king than under a president. It looks very much as if we were destined to hear about bootleg bare feet in Lisbon. cece cae eee ages Xs a rule the chain shoe stot ir- ries only the styles, size for which there is a ready de No attempt 1s made render any service and the custemer can take what is offered er run along. Independent re- tailers have a trem advantage endous in their ability to explain t value of their goods and give the customer the proper style and fi Larger stores, with facilities for credit, create addi- tional business on that score. Delivery, while not so important in this field, nevertheless goes far toward establish- ing a permanent customer list. 2 IN THE REALM OF RASCALITY. Questionable Schemes Which Are Under Suspicion. \ Last week the Realm published a letter from a merchant at Norwalk who had been victimized by two sharks who claimed to represent the Con- solidated Tobacco Co., Flat Iron Building, New York City. We stated in our reply to the letter that every indication lead to the belief that the men were cheats and frauds. Subse- quently appeal was made to the police department, postmaster and Better Business Bureau of New York, all of whom report that there is no concern known as the Consolidated Tobacco Co. in the Flat Iron Building. In view of these disclosures, Realm again advises its mercantile friends to beware of these sharks and kick them out of their stores if the skunks put in an ap- pearance. It is a little unfortunate that Mr. Matthews did not secure the license number of the car driven by these cheats, so we could have publish- ed that information in connection with the warning notice. The Secret Service has issued a de- scription of a new counterfeit $20 Fed- eral Reserve note, made public Sep- tember 19 by the Department of the Treasury. The full text of the descrip- tion follows: On the Federal Reserve Bank of Cleveland, Ohio; 1914 series; check letter “H’”: face plate No. 208; back plate No. 980: Frank White, Treasurer of the United States; A. W. Mellon, Secretary of the Treasury; portrait of Cleveland. This counterfeit is printed from etched plates on bleached genuine paper. The face appears to have been printed too heavily, causing the lathe- work in the border to lose some of the fine line effects, while the portrait is not clearly produced and should at- tract attention immediately. The numbering is executed irregu- larly and heavily, the specimen at hand bearing number D34280506A. The back coloring is in a bright green tone. This note is the handiwork of the counterfeiter responsible for the coun- terfeit on the same bank described in Circular Letter No. 579. Saginaw, Sept. 20—I recently enter- ed into a contract with the Dollar Sign and Service Co., of Grand Rapids to furnish me a number of street signs, paying their representative $9 in ad- yance. This was last June. I have written the concern several letters and received no reply. Can you help me? Glen E. Whaley. The street address stated in the con- tract is given in the Grand Rapids city directory as the residence of Bernard F. Siterding. We called him to the office and he said he recently rented a room in his home as an office for G. M. Gerrie, who did business under the name of Dollar Sign and Service Co. Sitterding said Gerrie had given up the room and transferred his head- quarters to Detroit, where he now re- sides. Sitterding says he does not know his Detroit address. We will un- dertake to get in touch with him through the Detroit Better Business MICHIGAN TRADESMAN Bureau, police department and post- master at Detroit. The Automatic Burner Corporation and the A. B. C. Oil Burner Sales Cor- poration, of Chicago, manufacturer of burners for heating buildings, have been ordered by the Federal Trade Commission to discontinue misrepre- senting that their “A. B. C.” burner has, by tests made by the Department of Agriculture, been given a high rat- ing of efficiency, and from in any man- ner advertising that the Department of Agriculture has promulgated the re- sults of any tests concerning the re- spondents’ oil burner, or of compara- tive tests between their burner and the oil burners of other companies. The order was entered under Rule 3 of the commission after the respond- ents made known they had ceased pub- lication of advertisements of the char- acter complained of, had no intention of resuming such publication, and de- sired to waive hearings and not to fur- ther contest the proceedings. They consented that an order to cease and desist be entered against them in ac- cordance with Rule 3. The order requires the company to cease and desist “from in any manner directly or indirectly representing or advertising that ifs A. B. C. burner has by tests made by the United States Department of Agriculture, been given a rating of an ‘over-all efficiency of over eighty per cent,’ or ‘topped all other burners,’ or that as the result of any such tests made said burner was “first in United States Government tests,’ and from in any manner adver- tising or representing that the United States Department of Agriculture has promulgated the results of any tests concerning the oil burners of said re- spondents, or of comparative ‘tests be- tween their said oil burner and the oil burners of others.” The Department of Agriculture in 1925 undertook tests of various oil burners including those made and sold by the respondents. However, due to lack of proper equipment and to other conditions, these tests were not regard- ed by the department as conclusive and the results were not compiled as final nor given the sanction of the depart- ment. In conducting the tests fifty-one separate “runs” were made for each burner tested and the runs showed great variations so that the only result that could be regarded as of fair value was an average of the fifty-one runs made as to each burner. The Commission found that among the burners so tested in fifty-one runs was tthe respondents’ A. B. C. burner. They employed a person formerly con- nected with the Department of Agri- culture, who had been engaged in mak- ing these tests, to prepare a report for them. In the report was fully tabu- lated the result of only one run, which was the run showing the highest de- gree of efficiency of any of the runs as to the respondents’ burner. The re- port was widely circulated, the Com- mission found, with the effect of creat- ing the impression that it presented a fair compilation and analysis of the complete test, and that, as such, it had been duly promulgated as a Govern- ment report. Using the report as a basis the re- spondent companies advertised in a trade paper of general circulation that as a result of the tests made the “A. B. C.” burner had been officially proven and stated by the Department of Agri- culture to have an “over-all efficiency of over eighty per cent.,” and “topped all other burners,” when the truth was no such proof or comparison was made by the Department of Agriculture and the matter so used in advertisements was false and misleading. This sort of misrepresentation was held by the Commission to constitute unfair meth- ods of competition within the meaning of Section 5 of the Federal Trade Com- mission Act, The usual type of a forged check en- dorsement occurs when the name of a person, to whom the check was drawn, has been fraudulently endorsed thereby enabling the endorser to obtain the money through a criminal act. Apply hypothetically such a case to yourself. Suppose you issued a check for $500, payable to John Smith and the check was intercepted or obtained in some manner before John Smith, to whom you drew the check, endorsed it. The party obtaining the check fraudulently endorsed the name of John Smith and obtained the $500. Where is the re- sponsibility in such a case as defined by law? The responsibility lies first with the criminal who fraudulently en- dorsed ithe check and thereafter with subsequent endorsers of the check. Therefore, if you draw a check and the name of the person or firm to which it is drawn is forged, the ¢heck be- comes inoperative, is without author- ity and cannot be legally charged to your bank account. The relation between a bank and a depositor is that of debtor and creditor. The bank owes to the depositor the amount on deposit. The bank acts at its peril if it pays to anyone other than the person whom you designate to re- ceive the money, or to a lawful subse- quent holder. On being asked to cash a check, a bank, firm or individual, has the right to enquire whether the en- dorsement is authentic. And for a very good reason. Whoever honors a check, or who is a subsequent holder thereof, may go back to a prior endorser, who endorsed subsequent to the forgery, for reimbursement if it is found that it was fraudulently endorsed when cashed. As far as the person who drew the check is concerned, he is without re- sponsibility. The fraudulently endors- ed check has become inoperative and therefore not legally chargeable to his bank account unless he has been a party to the fraud, or unless the de- positor has acted negligently after the return of his cancelled checks, in which case the forgery insurance would be of little or no effect anyway. The bank is bound to know the sig- nature of the depositor and is protect- ed in making payments only against checks signed with the genuine signa- ture of the depositor. The burden is on the bank to establish that the signa- September 26, 1928 ture is genuine. The depositor is un- der no legal obligation to use protec- tive devices to prevent forgery of sig- nature, but is encouraged, upon reasons of prudence and co-operation, to do so, Insurance grants little, if any, more protection to the depositor against loss by reason of forged signa- ture than is already given to him by the law and the solvenccy of the bank of deposit. About 45 per cent. of the cases of forgery of checks is in connec- tion with forged signatures. It is es- timated that 50 per cent. of forgeries are caused through forged endorse- ments, The liability of the depositor and the liability of the person whose endorsement has been forged are both covered by the same section of the Uniform Negotiable Instruments Law which governs the liability of a de- positor whose signature has been forg- ed. This section reads as follows: “Where a signature is forged or made without authority of the person whose signature it purports to be, it is wholly inoperative, and no right to re- tain the instrument, or to give a dis- charge therefor, or to enforce payment thereof against any party thereto can be acquired through or under such sig- nature unless the party, against whom it is sought to enforce such right, is precluded from setting up the forgery or want of authority.” A depositor, of course, does not guarantee the signature of subsequent parties to the check. The indorser may be a stranger to him. In general, he is liable to every person who acquires ownership of the check through a valid chain of title and his bank is justified in making payment to any such person, But under the law a forged endorse- ment is “wholly inoperative” and con- fers no right to retain the instrument or to enforce payment against the drawer of the check. A _ bank, there- ’ fore, that acquires a check through a- forged endorsement cannot enforce payment against the depositor who has drawn the check. Nor can a bank en- force payment against an endorser whose signature is forged. The forged signature is equally inoperative against the endorser and the maker of the check, The bank acquires no right to retain it or to enforce payment, ex- cept as against persons endorsing sub- sequent to the forgery. The same considerations apply to the use of protective paper and devices as in the case of forged signatures. The failure to use such methods of protec- tion against forgery does not render the depositor or holder of the check liable. It is, however, desirable that all reasonable methods, that are not unduly expnsive or burdensome, should be adopted so as to prevent the dis- turbance to business that ensues from forged checks, and also to avoid pos- sible expense of litigation. The fact should be noted that forgery insurance policies do not undertake to pay the expense of defending suits brought against the depositor or endorser. In other forms of insurance it is usual for the surety company to defend the suit through its own counsel and at its own expense, The expense of litigation September 26, 1928 MICHIGAN TRAD ESMAN would not be included within the loss covered by policies of insurance against forgery. Our conclusion is that forgery in- surance for the depositor is not prac- tically warranted by the risks arising out of the forgery of signatures or en- dorsements. Anyone intending to pur- chase such insurance should be ac- curately advised of his liability under the law. If it is intended to impress him with the exceptional case, he should be informed of the extent to which the policy of insurance protects him against liability in such case. He should also know that in an action be- tween himself and the bank, the bank is under the obligation to prove that the signature or endorsement is genu- ine, while in an action against a surety company, it is incumbent on the depos- itor or owner of check to prove that signature or endorsement was forged. He should also understand that the ex- pense and burden of litigation is not assumed by the surety company, and that if there is any question of liability, he will not spare himself the annoy- ance of a law suit. We do not assume to predict what would be the practice of any particular surety company, but there is the pos- sibility that the surety company might, particularly in the case of a large loss, test the question of its liability by re- quiring the depositor to bring suit against the bank. And always the at- tention should be definitely centered on the universally adopted provision of the law which makes the bank abso- lutely liable except in the rare instanc- es. where a depositor or endorser, through his own negligence precludes himself from setting up the forgery. ——_—.>o__—_ Unique Handbags Shown For Fall. Handbags are getting increasing at- tention from most women and the de- signers and manufacturers have re- sponded accordingly. New bags are appearing almost weekly. When a shoe designer offers an unusual color combination, the bag makers im- mediately follow with a corresponding pattern. One new costume presents a strinking instance of the vogue for having everything match. The shoes are of tweed or covert cloth, the same as the suit, while the handbag is of the same fabric but trimmed with the leather used in the shoes. Flat pouches and soft envelope styles are very smart at the moment. The sizes appear to be confined to the medium and slightly larger squares and oblongs. In some the frames are in evidence and in such cases are mostly of composition, They show much thought in the designing of the clasps. A tailored bag of black lizard has a leather-covered metal frame with a top piece in a bright gold finish and with an artistically shaped clasp in a pyramid design. This clasp, instead of being released by pressing from either side, must be slid along the frame to a certain distance where it automatically stops and the bag opens. This type of clasp is expected to keep the bag from falling oven even under the most try- ing shopping conditions. Chains are being shown this season in new link designs. One medium- sized pouch bag with stiff frame has a double chain handle finished with bright gold, ~~» 2 Consumed Some Food at a Wedding. Advices from Ciripas, Jugoslavia, de- scribe a wedding breakfast which must have lasted several days: “More than 200 relatives were on hand for the wedding breakfast wheu Magdalena Weber and Jacob Konitz were married. The bridegroom furnish- ed the food and, when the guests de- parted, found that he owed the grocer for the following items: two cows, four pigs, 300 chickens, 30 geese, 40 turkeys, 450 pounds of flour, 100 pounds of but- ter, 50 quarts of cream, 125 pounds of cheese, 2,000 eggs, 10 hogsheads of beer, 1,000 bottles of wine and 1,500 syphons of soda water.” ——__»> ~~ The Real Uses of Tears. Tears are a salty fluid secreted in the eyes to moisten them, facilitate their motion and keep the eyeball clean. Under normal conditions the tear glands do not secrete more fluid than can be taken off by the duct which passes into the nose. When we cut an onion a very volatile chemical is re- leased. Small particles, invisible to the eye, get on the eyeballs and cause irri- tation. Immediately the tear glands flood the eyes with tears to wash away this objectionable chemical. There is a belief that if a pin is held between the teeth while peeling onions the eyes will not be affected. —_2> +> -o--—__- Muffler Demand Expands Slightly. Retailers have been a little more ac- tive lately in placing orders for men’s mufflers, although total business to date is not credited with being par- ticularly large. Indications are that woven silk types will dominate. The unsatisfactory development of early de- mand last year, coupled with slowness this year when the lines were opened, has caused a reduction in the number of muffler manufacturers. Those re- maining have been cautious about pro- ducing for stock, so that the belief in some quarters is that the latter part of November may see a_ shortage of wanted styles, oe ____ Larger Spat Sales in Prospect. The steady increase in the number of men who wear low shoes all through the year presages an excellent business in spats this fall and winter. For the most part the new lines follow those of previous years, but one interesting difference is a spat made with a hook- less fastener that is entirely concealed when on the foot of the wearer. The device, which permits the spat to be fastened or unfastened by a single easy movement, is on the inside of the spat. A special tongue protects the wearer's hose from chafing on it and a small invisible tag closes the top. 2 Epidemics of plague in India rise and fall because of the influence of temperature and humidity on fleas; dry cold and dry heat shorten the lives of the bacilli-carrying insects, Why Not Provide for the Certainties? A man provides against the uncertainties of life—against the chances that he will die before he is 60—through life insurance, accumulating out of his income a fund that is pay- able upon his death. But the same man often neglects to provide for the certainties of life—the cer- tainty that he will want a comfortable financial inde- pendence at 60, and that out of every hundred men who reach that age, eighty are de- pendent upon children, rela- tives or charity. Independence in later years can be assured by building an investment reserve out of one’s income, just as life in- surance funds are built. One of the safest and at the same time most productive ways of building such a _ reserve is through investment in sound bonds. For example, $50 a month will build an estate of $25,000 in twenty years if invested in 614 per cent. bonds and the interest re-invested at the same rate. Systematic invest- ment, plus compound interest, is a powerful and sure way of gaining financial independ- ence. If you have never bought bonds or if your pres- ent holdings are limited, let us explain fully the advantages of a real investment program. HOWE SNOW & CO. Incorporated NEW YORK GRAND RAPIDS DETROIT CHICAGO PHILADELPHIA ROCHESTER SAN FRANCISCO WILKES BARRE BOSTON Are You Mistaken ? Some people think that because a Trust Company is large enough to amply protect their estate and is an experienced executor, having in its employ many men who are specialists in their line, that it charges more for its services than an individual executor or trustee. As a matter of fact, the fees of a corporate executor and an individual executor are governed by the same law and are the same; in many cases the expense of the corporate executor is actually less. GRAND RAPIDS TRUST CO. Grand Rapids, Michigan 4 MOVEMENTS OF MERCHANTS. Ionia—John Hodgkins succeeds J. C. Osborn in. the grocery business. Jackson—S. M. Isbell & Co. has changed its name to the Isbell Seed Co. Kalamazoo — Roamer Motors, Inc., i902 Reed street, has changed its name to the R. R. Motor Surplus Co. Ganges—O. A. Wolbrink & Son are remodeling their building and have united with the I. G. A. chain. Detroit — Gentiel Brigee succeeds Brigee & Corteville in the boot and shoe business at 9950 Gratiot avenue. Grand Rapids—A. G. Ghysels & Co., Peninsular Club building, has changed its name to the Ghysels store Investment Co. Oak—Graves Lumber Co., 1021 South Main street, has decreased its capital stock from $150,000 to $50,- 000. Detroit—The Agra Co., 575 Bellevue avenue, has changed its name to the Nyal Service Drug Stores Corpora- tion. Lansing—F. C. Kyte succeeds Mrs. Cc. F. Baisel in the grocery and gen- eral store business at Millets, R. F. D. 6, Lansing. Detroit—The George H. Soffel Co., 361 East Jefferson avenue, plumbers, stock from Royal has increased its capital $25,000 to $200,000. Parkkville—O. E. Huff has sold his building and stock of general Almer Sanders, who store merchandise to has taken possession. Allegan—T. R. Ward, of Marquetie, has purchased the stock of the Allegan Lumber Co. and will continue the business under the same style. Grand Rapids—John DeGroot, gro- cer at 201 Albany street, has sold his stock to E. Lankheist and J. Tucker, who will continue the business. Inc., 213-15 3urdick street, opened its new Kalamazoc—C. Marks, South department featuring ready-to-wear ap- parel for women and children, Sept. 20. Detroit—The Michigan Warehouse Corporation, with business offices at 1224 a nan e te the pbuilding, has changed its Mchigan Terminal Ware- hous East The Fields-Moore Pharmacy opened for business at 123 Fast drug ( orporaiion Lansing River avenue. Its other Maple and Grand store is located at Pine streets, Lansing. Mackinac Island — The Island State Bank has been incorpo- rated with an authorized capital stock of $20,000, all of which has been sub- scribed and paid in in cash. Allegan—F. L. Switzenberg has sold his interest in the grocery stock of Wise & Switzenberg to Sidney J. Wise, who will continue the business under the style of the S. J. Wise Co. Detroit—The Motor Car Equipment Co.. Detroit-Leland Hotel, has been incorporated with an authorized cap- ital stock of $50,000, all of which has been subscribed and paid in in cash. Mackinac Muskegon—The Muskegon Tire (o., has been incorporated to deal in tires, oil, etc., with an authorized capital stock of $20,000, $1,000 of which has been subscribed and paid in in cash. Deroit—The M. Merrick Cigar Co., MICHIGAN TRADESMAN 401 Monroe avenue, has been incor- porated with an authorized capital stock of $25,000, $13,000 of which has been subscribed and paid in in prop- erty. Detroit — Harseys, Inc., 612 Book Tower Bldg., has been incorporated te conduct restaurants and delicatessen stores, with an authorized capital stock of $50,000, $6,900 being subscribed and paid in in cash. Detroit—The Cadillac Home Bak- eries, Inc., Hendri and Grandy avenue, has changed its name to the Storek Baking Co. and increased its capital stock from $1,000 and 200,000 shares no par value, to $400,000. Fordson—The Michigan Warehouse Corporation, Brandt and Wyoming avenues, has been incorporated with an authorized capital stock of 10,000 shares at $50 per share, $122,034 being subscribed and paid in in cash. Saginaw—Charles Bothwell, Inc., 826 Howard street, has been incorporated to deal in fine paper, twine, wrapping paper, etc., with an authorized capital stock of $20,000, $15,000 of which has been subscribed and $2,750 paid in in property. Ferndale—The Ferndale Lumber & Supply Co., 550 East Nine Mile Road, has merged its business into a stock company under the same style, with an authorized stock of $40,000 common and $80,000 preferred, $120.- 000 being subscribed and $15,000 paid in in cash. Grand Rapids — capital The Allen-Wilcex Motor Sales Co. has been incorporated to conduct agencies and deal in auto- ‘ mobile parts, etc.. with an authorized capital stock of $50,000 preferred and 3,000 shares at $1 per share, of which amount $8,009 has been subscribed and paid in in cash. etd Fhe Mines Tle Co, Greenfield avenue, has been incorpo- rated to deal in tile. building material, etc., with an authorized capital stock of $1,000 preferred and 10,000 shares at $1 per share, $11,090 being sub- scribed and paid in, $1,000 in cash and $10,000 in property. Grand Haven-— The Green Stores, Inc., of Boston, have leased the corner store in the Masonic Temple building —formerly occupied by the Beaudry dry goods establishing—and is expend- ing $9,500 in improving the property, which it has taken on a twenty year is 50 x 125 The 1,000 bins for the reception of goods in bulk. Two fixtures are being installed and five carloads of merchan- dise have already arrived. The company handles 5, 10, some articles selling as high as $1. It is ex- ceedingly unfortunate that alien organization, with no local ties or interests, should be permitted to gain lodgement in this community. lease. The space occupied feet, first floor and latter is being basement. fitted up with carloads of and 25c goods, such an Manufacturing Matters. Bronson—The Bronson Reel Co. has increased its capital stock from $75,000 to $175,000. South Haven—The Cable-Nelson Piano Co. has changed its name io the Everett Piano Co, Saginaw—The Schust Co., 401 Con- gress avenue, has increased its capital stock from $500,000 to $700,000. Kalamazoo—The Kalamazoo Cement Products Co. has increased its cap- ital stock from $25,000 to $75,000. Battle Creek—The C. M. C. Med- icine Corporation, Box 480, has chang- ed its name to the Cole Medical Cor- poration. Ypsilanti—The Dixie Rock Asphalt Co. has been incorporated with an au- thorized capital stock of $250,000, all of which has been subscribed and $230,000 paid in in property. Stephenson—The Belgiumtown Co- Operative Cheese Factory, has been incorporated with an authorized cap- ital stock of $10,000, $3,000 of which has been subscribed and paid in in cash. Perry — The Michigan All Food Products Corporation has been incor- porated to manufacture and market food products, with an authorized cap- ital stock of $30,000, all of which has been subscribed and paid in in prop- erty. Hamtramck — Czapski Bros., Inc., 11301 Jos. Campau avenue, has been incorporated to manufacture and deal in chemicals and conduct a drug stofe, with an authorized stock of °25.000, of which amount $12,600 has been subscriped and paid in in property. Detroit—The Golf Ball Corporation of America, 4461 West avenue, has merged its business into capital Jefferson a stock company under the style of Golt Ball, capital stock of $75,000 preferred, 20,- (C00 shares class A stock at $10 per Inc., with an authorized share, 75.000 shares of class B stock at $1 per share and 95,000 shares no par value. Oe eae Gabby Gleanings From Grand Rapids. Grand Rapids, Sept. 25—-The A. G. Ghysels & Co., investment bankers, with offices in Detroit and Grand Rap- ids, have been admitted to membership on the Detroit Stock Exchange. In- creasing business made it necessary to enlarge their Grand Rapids office and in July they occupied their new ground floor quarters in the Peninsular Club Building. They have direct wires to all the principal markets and execute orders at minimum exchange rates. The A. G Ghysels & Co. are well known as originators and underwriters of high grade investment securities. Harry Glass, Poet Laureate of Grand Rapids, has reprinted in book form about 160 of his poems which have ap- peared in the public prints. He has civen the volume the title of Rimes of the Times, which is a very appropriate designation, because nearly all of his poetical work is timely and seasonable, evidently suggested by the affairs of everyday Ife and the special events which put in an appearance from time to time. Mr. Glass is a busy banker and evidently courts the muse for re- Inxation quite as much as for the en- joyment of his friends. He is not a creat poet, but he has a happy way of expressing himself in verse and is gen- erous in his treatment of his topies and the selection of his subjects. The Tradesman hopes to see the little vol- ume meet with a hearty reception and a large sate. because a man who writes what he sees and feels in a happy vein, pever a touch of sarcasm or bit- is entitled to the recognition and admiration of his fellows. The directors of the Michigan Trust Co. have acquiesced in the demand of ju : with ternes”, udge Ramond and reversed its former September 26, 1928 action regarding the utterance of $210,- 000. receivership certificates to redeem the bonds on the real estate holdings of the Worden Realty Co. The cer- tificates are to bear 6 per cent. interest and run two years, subject to call at any time on 6 days’ notice. The bonds are to be retired on or before Dec, 15, when the Worden Realty Co. will be dissolved and the real estate turned over to the estate of the Worden Gro- cer Co. It is possible that the real estate holdings may be disposed of to private purchasers in the meantime on advantageous terms, which would ren- der if unnecessary to issue the certifi- cates, The Kroger Grocer and Baking Co. had fifty-two employes come on from Detroit headquarters this week, which leads to the belicf that many of the former managers of the C. Thomas Stores will be released. It is under- stood that if the retirement includes managers who were stockholders in the corperation to such an extent that they received more than $100,000 in the ag- gregate, they will pool their resources and engage in the chain store business on their own account. In making a sale of his interest in the C. Thomas Stores, Mr. Thomas agreed not to engage in the chain store business in either Michigan or Wis- consin for a period of five years. The stockholders in the corporation § re- ceived sixteen times their original ‘in- vestment, Mr. Thomas is now rich beyond the dreams of avarice, but what he will do with himself is an anomaly. He has never taken a drink, never smoked a cigar, never played a game ef cards or golf, never seen a_ ball game—never done anything but work. During the eleven years he has been building up a fortune of over two mil- lion dollars he never took time ‘to visit with a friend or attend an entertain- ment of any kind. Except during in- clement weather, he walked to and from his home and place of business. When the weather was bad, he drove to the office in his automobile, whcih remained in front of his place. of busi- ness until nearly everyone else had sought the repose of his bed. It was ysually midnight before he left his desk. How Can a man who never learned to play put in his time? a Great Changes in the Grocery Business Of all lines of business I think. the grocery greatest changes. undergoing the One cannot pick up business is a single trade paper without noting a new scheme to increase the grocer’s business, many -of which are quite spectacular It seems all of the jobbers are trying to think up some system that will help them hold the vidual retailer. business of the indi- We have the R Gro- cers, the Blue Ribbon stores, the I. G. A., the Red and White stores, all of which are being sponsored by differ- ent jobbers. It is strange that the job- bers did not do a little thinking along this line five years ago before the chain stores got their big start. I started out in this article to tell which one of the various plans which are functioning in the different cities is the best, but something I read in the last: Trades- man changed my mind, so that maybe later I will venture an opinion on the relative merits of each system, includ- ing the old standby, Quality Service. If any town is in need of assistance to organize, we will consider it a favor if you will call on us. Paul Gezon, Sec’y Retail Grocers & Meat Dealers Association, ——_>29 To aim straight, be straight. ec amaensacae eas pica SOI poem sear — = ia aa AS patie aneetorw aaan! es Sees eane ieee September 26, 1928 MICHIGAN TRADESMAN 5 Essential Features of the Grocery Staples. Sugar—Jobbers hold cane granulated at 6.05 and beet granulated at 5.85. Tea—A very light business is being done in the first hands tea market. Ad- vices from foreign markets are rather strong, but this is having very little effect here. Fine Indias are higher markets, but Green teas are much weaker in in primary unchanged here. Shanghai than they were and this has forced prices down in this They ‘are lower here now than they have been for a year. demand for tea is fair, Coffee—The market for green Rio and Santos, sold in a large way, has country. Consumptive shown no important changes since the last report, in Rio and later a recovery from this, although the fluctuations both did not amount to much. Perhaps Rio and Santos coffees are a very small fraction lower than a week ago. The demand from first hands is poor and undeniably the undertone, in spite of First there was a decline ways the small advances during the week, is a little easy at the Milds show no change. present Canned Fruits—An important factor which has not been stressed during the past week, but which may later exert a potent effect upon retail marketing outlets, is that of the Porto Rico and Florida. counts Porto Rico has been practically wiped out, so far as a source of supply of citrus fruit is concerned, and it may be several years before that country will again become an important factor. Should that prove to be the case, the production of canned grapefruit will be greatly curtailed in the next few years, hurricane in Prom all ac- making existing supplies: worth more money than before the disaster. As Florida shared in the damage to the citrus crop, the grapefruit pack of that State also may be materially reduced. One trouble with Porto Rico, it is claimed, is that the canneries, which may have escaped damage, are oper- ated by electric power which is not available and may not be restored in time to salvage injured fruit which is suitable for enough for the fresh fruit market. Canned Vegetables—The corn mar- ket has improved materially at primary Canners say that their yields per acre and their cut per ton are un- canning but not good points. der estimates and below the normal average, which have offset the large acreage this season and have assured only a fair nothing near the earlier estimates of 18,000,000 cases. In Southern sections where packing is over there is not the free offering of goods to clean up canners and relieve them of the expense and trouble of carrying a surplus. ‘This means an irregularity of prices cover- ing the circumstances which surround the offering of the particular block in question. There has been a noticeable tendency to withdraw offerings and quotations and there is talk in some sections of the prospects of short deliv- eries on fancy corn in both Crosby and Golden Bantam varieties. Stringless beans, Limas, beets and other minor vegetables have been participating in the hectic changes which are occuring size production, writing. at the canning plants. The price trend has been upward and really good packs are not being pressed for sale as the canner is inclined to hold them for a later date. Dried Fruits—There has been noth- ing done so far in Northwestern prunes as packers have not quoted the market and have not been open to business at firm prices. A few feelers have been put out, but Coast operators want to have their fruit under contract with the grower to know what it will cost, how it will grade as to size and qual- ity and how much tonnage they will have to divide among their regular cus- Northwestern from all accounts, will be a minor factor in tomers. prunes, the domestic prune market this season. The California market has been in- flxenced especially as it has been es- taiblished that large sizes are in smaller suoply than in the past few Packers are doing business by selling years. in assortments and the same program i; followed with apricots because of the reduced tonnage in that crop this season and the shortage of the top grades. Peaches have not been caus- ing much excitement as the demand for new crop for later outlets has not been extensive but the Coast market is held firm and there is no pressure to sell. The orphan, known as otherwise commonly raisins, is receiving more than sympathy as there is a better de- mand for the commodity on the theory that the market has been worked so low that it cannot decline any further. In fact the tendency is to believe that values may have been worked down- ward below their real value because of so much buying neglect. Nuts—The shelled almond and wal- nut markets abroad are being strongly controlled by shellers and while they have had little support from importers, they have not been inclined to shade their prices or to solicit business on any more favorable terms than have been offered recently. Added strength occurred in the walnut situation when it was reported that estimates on the coming crop in California have been reduced about 6 per cent. to cover re- cent damage to the crop by hot weath- er. Opening prices on California wal- nuts in the shell will be announced on Oct. £0. in world centers this season an advance over the opening in 1927 is anticipated. What small carryover exists on the Coast is being cleaned up and will soon be a thing of the past. California In view of the shorter crop 3ookings for unshelled al- monds have been completed and there is no excitement in the market now. Filberts are improving in tone in primary markets. Brazils remain firm, with a fairly active demand. shelled and Rice—The lateness in the maturity of the Blue Rose rice crop in the South and the shortage of carryover, coupled with harvesting weather which has re- tarded the have brought about a condition in this and other late varieties which is unusual. There has been a free movement of early rices as movement, prices have been low and stocks have been taken for immediate distribution since the amount of carryover is fully half a million bags less than it was a There are numerous jobbing year ago. orders for spot stocks with local offer- The market is steady at For the most part the trade is on the hand-to-mouth basis. Sauerkraut—Bulk and canned kraut are more active at retail and the better movement is adding a stronger under- tone to the wholesale market, which has been increased by the Federal re- port which indicates that the supplies for manufacturing purposes on Septem- ber 1 were not as large as the outlook the month previous indicated. ings light. going prices. Vinegar—The market is active but remains understocked as all classes of distributors have reduced their hold- ings to lighter proportions than usual at the end of a crop seaéon. Syrup and Molasses—The market for sugar syrup has remained unchanged, with prices somewhat firm and demand light. Compound syrup is showing somewhat better demand and so will sugar syrup in a little while. Com- pound syrup, however, is still easy. Molasses is steady and quiet. Beans and Peas—Dried beans are still dull and neglected, without change in price. In spite of the values are fairly steady, not only on beans, but peas, Cheese—Cheese market is firm, on of small and good No material change in price has occurred. Salt Fish—While mand for all classes of salt fish is larg- er than during the midsummer season there has to the fall movement as retailers and wholesalers dullness, account supplies demand, the jobbing de- been no snap have been slow to buy beyond their immediate Stocks in both quarters are light and while there are a great many orders coming in requirements. regularly they are not for large blocks. No important developments in the mackerel situation are reported at do- mestic or foreign producing centers. —_—_2+2>___- Review of the Produce Market. Apples — Wolf River, 85@95c; Strawberry, 85c@$1; Wealthy, 85@95c. Bagas—Canadian, $1.40 per 100 Ib. bag. Bananas—7@7'4c per Ib. Beets—$1.25 per bu. Butter — The market is unchanged from a week ago. Jobbers hold prints at 48c; fresh packed in 65 Ib. tubs, 47c; fresh packed in 33 Ib. tubs, 47%c. Butter Beans—$1.75 per bu. Cabbage—85c per bu. Calif. Plums—$1.25@1.5¢ per box. Carrots—$1.25 per bu. Cauliflower—$2.50 per doz. Celery—40@60c per bunch, accord- ing to size. Cocoanuts—$1 per doz. or $7.50 per bag. Cucumbers—90c per bu. Dried Beans—Michigan jobbers are uoting as follows: Ci TE Pea Beans $7.50 Lignt Red Kidney 9... 1 7.75 Dack Red Kidney 2.0 aS Eggs—The market is weaker. Job- bers are paying 34@35c for strictly fresh candled. Grapes—Calif. Malaga, $1.75 per lug; Calif. Tokay, $1.75 per lug; home grown. Concords, $1.50 per bu. Grape Fruit—Cuban, $9 per crate. Green’ Corn—25¢ per doz. for home grown. Green Onions—20c per doz. bunches. Green Peas—$2 per bu. Honey Dew Melons—$2.25 per crate. Lemons — Ruling prices this week are as follows: 360 Sunkist 12. ps $7.50 300 Sunkist 2205 3 7.50 $60: Red Ball 2 7.00 300 Red Ball. 7.00 Lettuce — In good demand on the following basis: Cahf leebere, per crate _...___- $4.50 Home grown Iceberg, per bu._. 1.25 Outdoor grown leaf, per bu. _-_~ 1.25 Oranges—Fancy Sunkist California Valencias are now on the following basis: 6 $8.25 0 2 8.75 176 ee 8.75 200 2. 9.75 PG 9.75 Bee ee 9.75 fe Se 9.75 Onions—-Spanish, per crate; home grown, $3.75 per 100 Ib. bag. Osage Melons—Home grown com- mand $1.25@1.50 per bu. Plums—$1@1.25 per bu. for Guiis and Bradshaws. Peaches — Home grown Elbertas $1.75 per bu.; other varieties, $1@1.50 per bu., according to quality. Pears—$1.75 per bu. for Bartletts. Potatoes—60@/75ce per bu. Poultry—Wilson & Company pay as follows: Heavy fowls = Zce Pyeht fowls 200. 18c Heavy Broilers 0 24c W. 2. broilers 22 a2e Radishes—20c per doz. bunches. String Beans—$1.75 per hamper. Sweet Potatoes—$3.50 per bbl. for "irginia. = Tomatoes—Home grown, $1.50 per bu.; 80c per % bu. Veal Calves — Wilson & Company pay as follows: Baney oe 23e Goe@ 20¢ NMedtum: 17¢ VoOr Ile Undergarment Orders Are Good. Sales at retail of women’s underwear have been brisk and manufacturers are receiving a steady flow of reorders. Glove silk merchandise is particularly in the limelight at present and there is more than a possibility, it is said, of a shortage of these kinds when buying for the holiday season sets in. Silk and rayon garments and one entirely of rayon are meeting with a good vol- ume call. Novelty numbers, especial- ly dance sets and selling well, ——_+<--____ nightgowns, are If your business is unsatisfactory, don’t blame the automobile industry on the theory that it is taking money which otherwise might come to you. Try and find out why you are not receiving more of the money which the automobile industry and its allied trades are distributing throughout the Nation. Not only men but work can be false or true. 6 MICHIGAN TRADESMAN September 26, 1928 Some Thoughts on Vital Questions. Grandville, Sept. 25—It was in the latter part of September, 1862, that the battle of Antietam was fought in Mary- land. The rebel army under General Lee had invaded the North and was aiming to capture Washington. Be- cause of this fact McClellan’s checking of the rebel advance may be regarded in the light of a victory, although the battle was a drawn one, neither side winning a victory. However, the Union army held the field, hence Antietam has been a vic- tory for the Union arms. September was in a way a battle month in civil war history. It is said that President Lincoln, waiting for a Union victory before issuing his emacipation procla- mation, decided that after Antietam was the proper moment, consequently the first draft of the document fol- lowed. Antietam was the greatest battle of McClellan’s campaigns and he was afterward hailed as the hero of that fight. Heroes do not last long, how- ever, unless they keep up their victor- ies. McClellan afterward became a candidate for President against Lincoln and signally failed, after which “Little Mac” was never mentioned for civil honors. The Army of the Potomac was truly unfortunate in its commanders. Fight- ing Joe Hooker came into the place to fail, as did Burnside. Not until the Galena tanner became commander did the Army of the Potomac begin to win substantial victories. September 15 and 17 will ever be held in remembrance because at Antie- tam Creek the Union army under Mc- Clellan checked the advance of Lee and assured the safety of the Nation’s capital for a time. Antietam was said to be the most sanguinary battle since Waterloo. In later months other battles were fought which in a way put Antietam in the shade, such as the Wilderness and Spottsylvania. It does one good to sometimes look back over the past and recall the tre- mendous struggles through which this Nation has passed in its reconstruc- tion after the Revolution. The great mistake of the fathers, when they formed a National government from the one-time thirteen colonies of Great 3ritain, was in the retention of African slavery. That one mistake came near to destroying the American Govern- ment and surely laid toll to many thousand lives and millions of treasure. When men are laying the corner stone of a new government it stands them in hand to not leave any rotten spots in the foundation of the structure as did our supposed-to-be-wise fore- fathers. The colored brother has certainly oc- cupied a conspicuous place in our his- tory very much to our inconvenience and unhappiness. As a Nation we have been prospered by an all wise Providence, even though our great mistake at the outset of the Nation was a most grievous as well as sinful one. At the present time there looms no visible cloud pointing to disaster in National affairs. The present political campaign is a mere bagatelle as re- gards anything of a dangerous nature. Both parties are loyal American citi- zens who mean to do the best possible for the continuity of good government in the land. As for the liquor question, that has been in evidence more or less since the foundation of the Government. Polyg- amy was once denominated a twin evil with slavery. Having gotten rid of both, what more natura! than we should harp on the subject of the peo- ple’s morals in the line of drinking more than is good for them? As for agriculture. Mercy, how that question has been harped on since it was found that a single disgruntled farmer existed North( South, East or West. Both platforms cater to the sod-buster, neither being right, but mostly in the wrong. It is quer that men of common sense cannot see the truth and note the fact that the American farmer is a monarch over all other farmers in the universe. Men point to deserted farms through- out the country as a proof that farming business does not pay. All folderol. Those farmers who deserted their lands to go to the city and corral some of the big wages given workers in other industries were never in any sense farmers, but mere idlers on lands they did not know how to work. A genuine farmer knows his business too well to desert his fertile acres for the mirage of big wages in the city. It is men who cannot work for them- selves, but must have a boss and have the work marked out for them to do, who make the considerable complain- ing army of bankrupt tillers of the soil. For either great political party to make a handle of the farm question in order to advance their political for- tunes is of a piece with the play and prattle of small children in the nursery. Farmers have rights; so have mer- chants, mechanics, decorators, builders and the like, yet no great outcry has gone up to save other industries lest they die. There is too much weak insincerity on both sides of the line. Brethren let us pray. Old Timer. ——-> —-_-o>_____ When On Your Way, See Onaway. Onaway, Sept. 25—Yes, and when leaving Michigan be sure and purchase a return ticket. You won't find a bet- ter State in which to live. Such is the advice of Arthur G. Aikens, Ex-County Sheriff. Arthur knows, he speaks from experience; he and his family have just returned to “Michigan, My Mich- igan,” after spending three months in the West, going to the coast by auto, together with his entire tamily; going with the intention of staying and pur- chasing a business after arriving there. “No Sir, I'm back; glad we went, but we are satisfied and more than glad to get home.” Now they sing the glad refrain from the depth of their souls, “Michigan, My Michigan.” The Aikens family were given a reception by their friends at the parlors of the Spiritualistic church, where _ tables were set and a big chicken dinner served. Exneriences encountered on the trip were told over and over, in- terspersed by singing and discussions. A pleasant surprise on the writer when A. E. Bowerman, of Kalkaska, came into our office and said, “Do you know me?” [I knew the voice better than the face: one had changed with years, but not the voice. I shall never forget that kind voice coming from a man who was my next door neighbor in 1884, having met him but once dur- ing all these years. I have never seen but one “Al’ Bowerman, but can say in all truthfulness that this would be a 100 per cent. world if it were filled with men of his type. “Gradually improving.” the words frequently heard now in speaking of Onaway. It is pleasing to note how the Tri-County Telephone Co, has placed its confidence in the little city by investing several thousand dollars in their new exchange building, located on State street, and equipping it with a new switchboard and all mod- ern conveniences. Nicely located, brilliantly lighted and improved ser- vice. A decided change from the old location and something highly appre- ciated by the patrons of the company. Now in the days of increased travel by auto it is high time that the traffic rules should become more rigid, or we might say, “More need for rigid en- forcement,” This applies to our little city and community more now than ever before. With some of the fatali- ties and more narrow escapes, it might be well to prevent further accidents by applying the iron heel right now. Such are When ninety per cent. of the traffic between State and South Pine will in- sist upon making left hand turns, ignoring the stop signs as well as the rules of common sense, why permit the practice to continue? Here's another violation of the laws of common sense. The law requires that all applications for operator’s license should be en- dorsed and signed by the chief of the police department of a city or village having such a department, township clerk of a township or sheriff or his deputy of a county. It is altogether too common a practice for such offi- cers in the rural districts to sign these applications upon request of the ap- plicant without any examinations what- ever as to his or her qualifications as a driver of the death wagon or their edu- cation on traffic laws. Such officers are endowed with too much authority, many of whom ignore the law them- selves and are equally ignorant of them. Why criticize the racing public when they are given such a free hand? Wonder if the weather man isn’t be- coming overly ambitious and rushing the season somewhat when he stages a snowstorm on Sept. 23? Anybody else any remonstrances to make? Our coal bins won't stand the strain with such over stimulation, neither will the purse strings, and our B. V. D.’s are supposed to wear awhile yet. Have mercy. Squire Signal. fede est sedeclline etree Items From the Cloverland of Michi- gan. Sault Ste. Marie, Sept. 25—We had our first snow storm of the season on Sunday, but it was a mild snow mingl- ed with rain. It was everything but pleasant for the arrival of the 600 or more delegates to the convention of woman's clubs, many of whom came in by automobile. The only ones who are reaping the benefit of the bad weather are the automobile laundries, as the women do like to doll up and go about in clean autos. The Chippewa County Historical Society celebrated its centennial an- niversary on the death of John Johns- ton, whose early work as pioneer of Sault Ste. Marie remains one of the outstanding influences in the develop- ment of the city. Mr. Johnston died Sept. 22, 1828. The only two surviv- ing grandsons, William and Howard Johnston, of Nebish, sons of John Mc- Dougall Johnston, youngest son of the pioneer, attended the commemoration meeting at the court house. John Johnston was born in Antrim county, Ireland, in 1783. When he was 29 vears old he joined a party of youths bound fgr America to find wealth in fur trading. He settled in Sault Ste. Marie. The most famed of the Chip- pewa Indians at that time was Waob- ojeeg, whose father, Mongazig, carried the wounded Montcalm from the battle field on the Plains of Abraham. The young Johnston became a friend of the powerful chief and met his eldest daughter, Neengai. Johnston fell in love with her and they were married. He brought the bride to their new home on the banks of Saint Mary’s River. It was the finest house in the entire North. Part of the building still stands East of Brady field. The Government road ran past the house on one side and on the river bank was a dock, on which Governor Cass land- ed on his memorable visit to Sault Ste. Marie. It was Johnston who laid out the street now named Water street in 1816. For thirteen years Johnston lived in the big house. His home was the social center of ‘the community. He was noted far and wide for his cheery hospitality. He was the village doctor and adviser. His fur business grew and he accumulated a comfort- able fortune. His Indian wife won the popularity and confidence of the peo- ple. After his death he was buried in the old cemetery on the site of the public library. When this cemetery was abandoned, the body was removed to the Riverside cemetery, where it still lies. The epitaph was written by his son-in-law, Harry R. Schoolcraft, the noted historian. The old home is visited by thousands of tourists each year and is still in good condition. The paper hangers formed a union last week, affiliated with the trades and labor council. Charles Mahony was elected first president of the union. Generally the man who thinks his wife doesn’t understand him would be out of luck if she did. Albert DeHutt has opened a grocery and confectionery store at the corner of Magazine and Spruce streets. Mr. DeHutt was formerly employed by Oscar Benoit. James Doud, the well-known mer- chant at Mackinac Island, is also one of our best farmers. When it comes to raising potatoes he excells the old timers, This year he has five acres or potatoes, yielding 700 bushels. They weigh from 12 to 16 ounces each and are all large solid spuds. He has sent out several samples, which have sur- prised the natives in various parts of Cloverland. Mackinac Island may yet be noted for its crops, as well as a summer resort. William G. Tapert. Se Value of Personal Contact and Better Service. Chicago, Sept. 25—I can call each one of my 600 customers by name. Two-thirds of my customers are called by phone at regular intervals—once a week, twice a week or every other day, as they prefer. The same clerk always calls the same customer, establishing a personal relation, Customers know clerk’s voice and will accept clerk’s suggestion on buying. It is known at once when a customer transfers business to another store and a personal effort is made to win her back. Chain stores would hardly miss a customer, As soon as a chain store cuts price on an article, I stop displaying it. I will not meet the cut price. I want a profit on everything sold. A chain store’s one appeal is price. Without fear of contradiction, I can say that my store is more attractive to customers, the clerks more courteous, the display and stocking of merchan- dise presents a better appearance and my stock is far more complete. My prices are 3 per cent. higher than the chains. It costs me this to maintain credit accounts and delivery system, but my growing volume of business proves that more and more people are willing to pay the extra three cents. Joseph Becker. —_— oes Back in Ancient History. Liza and were their Sunday night dates. “Yes, mam, I done had me a neckin party last night!” “Neckin’ party? Law, chile, don’t you know them is out of style? They had them four thousand years ago.” “How you done know they had them four thousand years ago?” “Cause my mammy done told me that the Bible says that King Solomon took the Queen of Sheba into the ban- quet hall and he fed her wine and nectar!” Fannie discussing ———e-- . —___ Quite Cool, Indeed. A hotel was on fire and the guests, gethered out in front, were watching the flames. “Nothing to get excited about,” one traveling man was boasting. “I took my time about dressing. Lighted a cigarette. Didn’t like the knot in my necktie and retied it. That’s how cool I was.” “Fine,” remarked a bystander, “but why didn’t you put on your pants?” September 26, 1928 MICHIGAN TRADESMAN 7 Small Type Jokers in Business Con- tracts. Considering the number of times the courts have decided against it, I am often surprised that so many sellers of merchandise still use the old plan of putting a lot of small type condi- tions and reservations in their letter- heads, or on the back of their con- tract blanks, or in some other obscure place, with the idea of tying the buyer up in case some emergency happens. Every few days almost, it seems that somebody brings such a contract to me to pass upon. All courts are very much oppos~: to this scheme, because it looks like a furtive, covert effort to get the best of a bargain in advance—to tie the other fellow up and rob him of some of his rights if contingency arises. So whenever they can, they throw the small type out of it and hold that it doesn’t apply. I have before me now a report of several of these cases, all recently de- cided. In one of them a man sold a lot of lumber and sent the buyer a memorandum of the sale. In small type was tucked this little joker. Goods are sold subject to their bei> on hand and at liberty when the order reaches head office. In other words, if I have the goods on hand when the order reaches head- quarters, and they are at liberty, mean- ing, if I want to let you have them, you will get them. Otherwise not. Naturally this sucks all the juice out of the transaction and makes it noth- ing but a husk, unenforceable against the seller, but perfectly binding as to the buyer. This sentence was printed in smaller type than the rest to make sure it wouldn’t be seen. It turned out that the goods weren’t “at liberty,” and the seller refused to deliver and triumph- antly pointed out the above clause when the buyer complained. The latter, however, refused to accept the explana- tion, and sued for his damages. The court refused to consider the clause as part of the contract, because “no reasonable steps were taken to bring the above term of the contract to the notice of the plaintiff.” In fact, quite the contrary—the seller had done his best to see that the clause should not come to the notice of the buyer. This is the ground on which all these cases are decided—that where a small type joker has been put in some ob- scure place, away from the main body of the contract, the party who has put it there, whether buyer or seller, must see that it gets to the other party’s attention in order to bind him with it. I have seen these small type jokers on the bottom of a letterhead, though the contract was a separate sheet, on the back of contract itself, and even on the back of the letter, also on the in- voice. Stock fire insurance companies use this scheme flagrantly. In one policy appeared this provision, in microscopic type: “In case of loss or damage to the property insured herewith, same shall be reported to the representative of the company as soon as the loss is known.” The insured didn’t give notice ac- some cocrding to this; in fact, he didn’t even see it, and the company refused to pay the insurance, because the clause had not been obeyed. The court, however, threw it out, on the ground that it was one of this contemptible small type traps which should not be allowed to come into the contract because the company had done nothing to bring it to the policyholder’s attention. Elton J. Buckley. [Copyrighted, 1928.] corporation thus conserves expansion and is not compelled to borrow at high rates, while the investor’s holdings are steadily rising in market values. His dividends, moreover, are being enlarg- ed if he desires to convert them im- mediately into cash. This policy appeals more generally ty» public utility holding companies or chain store systems that constantly are growing through new acquisitions or extensions as well as to small investors STATUS OF EFFORT TO PUT CRIMP IN CHAIN STORES. Washington, Sept. 24—For some time I have been expecting to have definite news for you in regard to proposed legislation, about which we have had some correspondence. To- day, however, | saw Colonel Gaskill and was advised by him that it would be rather hazard- ous in his opinion to attempt to launch any- thing in the nature of the proposed legislation before the Trade Practice Conference in Chi- cago on October 24. I regret this because | know how you feel, but the subject is so important and so much depends on it that I know you will agree with me on postponing it on advice of competent counsel. Mr. Gaskill, as you doubtless know, was the Federal Trade Commissioner for a matter of some five or six years, and I do not think there is a lawyer in the country who understands both the legal and the economic aspects of the present condition as he does. Just as soon as he will allow me to release anything, I will send you all the material at my disposal. The first draft of the bill is now in the hands of the Federal Trade Commission, I understand, for criticism. When the Commis- sion has passed on it, it is Colonel Gaskill’s idea to submit it to the Department of Justice, so as to assure the support of both organiza- tions when the proposed legislation gets to the senate and house committees. We are anxious to have it as nearly bullet proof as possible. James True, Director Bureau of Economic Research. Relative Merits of Stock vs. Cash Dividends. Recent developments in market con- ditions have raised again the contro- versial question of whether cash divi- dends with occasional offerings of new stock are preferable to straight stock dividends. In times such as the present, with money rates high and stock values ris- ing, the policy of stock dividends prob- ably is preferable both to the corpora- tion and to its stockholders, for the who probably would not otherwise save their dividends. Advantages and disadvantages for the investor are to be found in straight stock dividends. Directors might, for instance, be inclined to continue stock dividends under unfavorable circum- stances longer than they would if cash payments were being made. “The issuance of regular stock divi- dends is nothing more than the cap- italization of increment earned for the stockholder by a growing and expand- ing company,” C. C. Brown of Orton, Kent & Co., points out. “This equity no doubt would be eventually distribut- ed in one form or another; larger cash dividends, stcck subscription rights or larger stock dividends at irregular in- tervals. “Expanding amounts of new money. concerns need large It must be raised through outside financing, by asking stockholders for additional funds, giving subscription rights, or through retention of earnings. It is not infrequently necessary to resort to more than one method. That which causes the least expense and inconven- ience is retention of earnings.” Thus stock dividends, “The point of greatest concern,” Mr. Brown continues, “is to see that the company is not increasing its capital stock more rapidly than its expansion and earning power warrant. Obvious items to watch in the company’s state- ments are book value and share earn- ings.” Quoting Adalbert Wolff in the An- nalist of July 6, he points out the “‘per- centage of the earnings per share to book value per share represents the earning power of the capital invested by the stockholder.” Mr. Wolff writes: “If a company can consistently pro- duce a return as high as 15% per cent. a year on its common stock equities, there certainly can be no question about the soundness of diluting these equities to the extent of 10 per cent. a year.” This was a reference to the North American Company. William Russell White. —_—_»~-.__ Fabric Handbags Come Into Favor. Fabric Autumn tweed, handbags are among. the novelties, shown in flannel, and some of the more elaborate are made of suede. Bags of cretonne, silk and chintz in generous size and carpet sack shade—regular grandmother affairs— are much in favor. being broadcloth and Tooled leather is used for many of the smaller articles imported from Italy and France, or done in the man- ner of the foreign artists by workers in this country. There are handbags, coin purses, telephone pads, billfolds, address books, and wee cases scarcely larger than a postage stamp. This leather work is exceedingly decorative, rich in color, with fine traceries of gilt, and is largely taking the place of the heavier beaded articles, The tan, black and brown leathers in the larger bags are all fashionable and in the smaller traveling kits and handbags the reptile skins are very much in vogue. Leather of one color is generally preferred, but some are attractively bound and trimmed with another color. Some of the plain hides are ornamented with lizard, water snake, garter snake or python, and some smart black hand bags are made all of alligator skin. Designers of traveling bags that are fitted with toilet furnishings have in- troduced a material which has the quality and lightness of celluloid but the appearance of mother-of-pearl. This is tinted in lovely shades of blue, green and pink, and in a set de luxe in ombre tones, like a big pearl, MICHIGAN TRADESMAN September 26, 1928 BUSINES; With some particularly O23 O 2 os wo Z o 0 q rs < iS perhaps the in the industrial situation, tendency has been to overlook the sum total cf progress so far this year. When the en picture is studied the high- lights are toned down considerably and not mu advance over last year is shown. However. there fs this. dif- ference, that business has been on a ri curve ce early in the vear and, 1 all goes w may soon make more favorable comparisons because the fig- ures from now cn will be. set up ‘nst those that measured the ebb- closing months of last year. Whether some of the best perform- ers in industry. will be able to main- tain the { they have set for them- selves remains to be seen. The auto- mobil steel and building industries yield no marked evidence as yet of any faltering. However, there are at indications that operations seasonal ish beyond the trend. For instance, the sales of the largest automobile producer to retail buyers last month gained only 5% per as against an increase of 18 per cent. last year. Similarly, the voh cf contract awards in building so far s month are somewhat under those in September, 1927. Building ma- terial prices have also dropped on the average, a trend that is quite in con- : : trast with the uplift that has come in tr metals These are only “straws” which may +1, not prove to be important, and yet the general feeling in business is that the ais a ide ntally situation S S¢ iundamentany sound.” 2 t is so often proclaimed, that such indications may be conSdent- ly disregarded. MEETING MAIL O 7 + >» 1 - Has the mail ord RDER PRICES. house ceased to sugaboo? How much business is it taking away from the independent retailer? Those who think that mai order buying is waning may well con- sider that fifteen vears ago one of these Org icns had 35.060 New York names on its lists. To-day the num- ber is 2 Students of the situa- tion declare that 309,000 to 400,000 York alone are house customers. pulation, formerly the chief mail order outlet, has not increased since 1900. Mail order business since that time n from a compara- to cnormous pro- portions. -It is evident that another market has been developed. The buik is no longer with the nodern mail order house «¢ c family. It is certair he factor of mail ord mpet t safel pe ig- nt retatier who of prot desires to control all avenues ym «of this sort can not eliminated. iS cer- tall To do S req res € nphasis upon, ither than departure from, scientific, modern reta r methods. In facing this question, the retailer vill be able to get the measure of his opponent \n by knowing the ad- Of ; vantages and limitations of mail order buying, why people patronize the cata- logue house, where the great new mar- ket for this form of merchandising may be found, and how to meet this form of competition § effectively, the dealer will be able to stop the diver- sion of trade that properly belongs to him. PROSPECTS MUCH BRIGHTER. With another week in which retail sales were fully up to the figures of a year ago and-ahead in some instances, the indications are that the month’s showing for trade will be quite satis- extra business factory. There is an day in the month this year and_ five Saturdays as against four last year. Reports agree that consumer buying in most. sections is active, especially when cooler weather appears. Besides the interest in new apparel there is also a good demand on housefurnish- ing lines and accessories. rhe upturn in trade may be traced to the gain in business sentiment as At that time a reaction was in evidence and pur- compared to a year ago. chasing gzew restricted. The general gain over last year to date has not been an impressive one by any means. In fact, it is quite slight: but prospects are considered much brighter than they were twelve months ago. In the wholesale merchandise mar- kets there has been a good deal of ac- tivity on re-orders. The stores aré buying very close to their needs, and as sales to consumers expand. stecks must be almost immediately replen- ished. This activity has been marked in the apparel and dress accessory lines, but it is also found in. other quarters of the market. Manufacturers are operating about as closely to orders as circumstances will permit. No slack- ening in demand is expected, but small margins make it necessary to reduce the losses taken when surpluses are sacrificed. the accelerated changes in style are also a factor in this respect. RETAIL FIELD CROWDED. Despite the evidence Gn all sides of greatly improved -standards. of living, the average merchant probably won- ders at times why his volume does not keep pace with what must be greatly increased volume of purchasing. The answer is, of course, that, much as there was reason several years ago fo complain of a crowded field, there is even more cause to utter that com- plaint now. The chain store may be forcing many independents out of busi- ness, but many cling on. The expan- sion of stores is so far in excess of population growth that the trend must be strong toward lower sales per unit when the entire number of retailers is considered. It is brought out that this expansion of stores evidences very little hesita- tion. In fact, present indications point to further growth in the movement. New chains are constantly being or- ganized, and not all of them by any means are mergers of operating units. Chains that have specialized on cer- adding other Chain store managers, after a tain merchandise are lines. course in the new technique, are open- ing their own establishments. Against this trend, manufacturers and wholesalers are seriously studying the question of reducing their custom- ers to those whose business can be handled profitably. Should this move- ment make headway there will be many small retailers who will find their supply sources cut off. The retail field in such event may grow less crowded, but that day seems distant. TOO MANY AIRPLANES. That the growing popularity of the light airplane for amateur flyers is not all beer and skittles is aptly illustrated by the plight of the little English vil- Hamble. Without so by-your-leave, the Hampshire lage of much as a Light Aeroplane Club has established a private airdrome on its borders. And now life in Hamble, to quote the Man- chester-Guardian, has become “a nerve- racking and burdensome affair.” It is not only that the brooding silence of the countryside is now harsh- ly broken by the roaring of engines beside which the rattle of trucks or the clanging of street cars would seem lullabies. The villagers live in deadly apprehension. for the fate of their roof- tops from low flying. One resident set up a fifty-foot pole in his garden with a danger flag. An airplane promptly collided with it. The villagers don’t know which way to tutn. The Director: of Civil Avia- tion complacently informs them that as fer noise they must “grin and bear it,’ while any movement to erect pro- tective poles joined by wire about their houses would be so dangerous for avia- tion that in the event of fatal accidents they would be liable to arrest for man- slaughter. If something is not done soon to prevent low flying and to silence air- plane motors we may all live to find ourselves in the predicament of these unhappy villagers. AMERICA HAS A PAST. With American expeditions hunting for fossils in Mongolia’ and seeking out the relics of Sumerian culture in Meso- potamina—in fact, searching for new evidence on ihe origin and development sf man throughout the world—the im- pression is sometimes. created that America itself has no evidence to offer on these engrossing scientific matters. That this is not at all the case is am- ply demonstrated by the recent meet- ings of the International Congress of Americanists at the American Museum of Natural History in New York Citv. Some 250 delegates from the United States and eighteen foreign countries gathered to discuss’ the progress of study of the history of man in the Western Hemisphere. Anthropologists and archeologists were prepared to de- bate their views on the antiquity of the earliest Americans and to compare the values of the civilizations which flourished in the New World long be- fore the advent of the white man. There was a clash over the question of whether or not the aboriginal civili- zation of Central fluenced by Asiatic culture. America was in- A report * was read on the discovery of fossils in’ New Mexico which proved the ex- istenee of human beings on this con- tinent in the late Pleistocene era, from ten to twenty thousand years ago. We are glad to be reminded that, although our own history is so young when compared to that of Europe, we still have in the civilization of our predecessors something to interest the archeologist. COTTON, WOOLS AND SILKS. Signs of improvement in the textile markets are not lacking, but the move- ment can scarcely be called substan- tial. The cotton goods market has trared best, with trading on quite a liberal scale in the primary end and the de- mand for finished goods making furth- A survey conducted by the brought out that dress cottons were in excellent demand er gains. mill organization this summer and are enterting the new season with bright prospects, as judged by wholesalers, garment manufacture:s and retailers. A feature of interest this week wil be the opening of dress fabrics in the woolen market. The leading producer will show goods this week Tuesday. The men’s wear division of the indus- try finds demand rather spotty. A good deal of business was taken before the recent opening and competition is now very keen. Buyers have been hesitant and many are requesting sam- At the London wool sales prices slipped off yles rather than placing orders. 1 about 10 per cent. and sellers’ limits were lowered. The hope is now ex- pressed that the raw material may come down more into line with yarn and cloth levels. Competition of woolens with silks is cited as one reason why the latter have found an easier demand. Some- come about through the fluctuation in styles this season, but the silk volume continues to figure very prominently in the busi- thine of this sort has ness placed on the new apparel lines. The raw silk market has been firm. AMATEURS ON THE JOB. To amateur radio listeners in Brook- lyn and Jacksonville the United States owes much of its knowledge of the havoc caused by storms in the Carib- bean and in Southern Florida. The Brooklyn station served as a link in communications between the Navy De- partment and Porto Rico. The Jack- sonville amateur picked up descriptive and informative messages from re- sponsible authorities at Palm Beach. Similar reports or appeals for help have been first received by amateurs many times in the past. Signals from sinking vessels, from lost explorers and from others in urgent need of assist- ance have been quickly caught and swiftly relayed to the official agencies capable of sending relief. The many thousands of such listen- ers, alert to detect and record any un- usual constitute collectively an important element in civilization’s huge organization to protect the lives of its more daring or unfortunate members. message, een naa a a nas oO ea September 26, 1928 OUT AROUND. Things Seen and Heard on a Week End Trip. Last Saturday was another glorious fall day, with bright sunshine, blue sky and white fleeting clouds which bore striking resemblance to imaginary wild animals. It is surprising how many wonderful Saturdays we have had this season, I think we have been diverted from our Out Around trips only once by such adverse weather conditions that we were obliged to abandon the plans we had made for the day. Satur- day we again headed for Ionia, but a football game between the local high school club and Ottawa Hills (Grand Rapids) appeared ito have set the town crazy and few people we needed ito see were at their post of duty. I suppose it is perfectly proper for people to take absorbing interest in high school athletics of this character, but having inherited a stern sense of duty from my industrious ancestors, I reached a condition in life where I thought I ought to yell myself hoarse and tear my clothes in becoming a fan at any athletic contest. Perhaps the people who indulge in these pastimes are wiser in their day and generation than I am, but I do not believe they will live any longer or get any more out of life than I do. A visit to the State reformatory found Warden Shean as busy as a hornet, notwithstanding it was a half holiday at the prison. He told me the clothing department was now turning out one thousand dozen work shirts every day except Saturday, which is certainly a remarkable record. Be- cause the shirts are well made and are never sold at lower prices ‘than goods made by free labor can be produced, they find an eager demand in other states where they are principally marketed. It strikes me that because the prison is necessarily conducted at a tremend- ous cost ‘to the taxpayers of Michigan, these advantages ought to be made available to ithe citizens of Michigan, instead of bestowed on the citizens of other states. This could be accomp- lished by placing the sale of the prod- uct in the hands of a Michigan sales agent, instead of favoring people of foreign blood and alien interests in a distant market. Mr. Shean assures me that all of the industries at the prison are now con- ducted in such a manner as to yield a handsome profit to the institution, which is in marked contrast with the conditions which prevailed under the administration of ex-governor Groes- beck, whose theory of government was addition, division and_ silence. The more I see of the masterful hand of Fred Green in administering the af- fairs of our State and its numerous in- terests and activities, the more I feel thankful that we now have a business man for Governor, instead of a cheap politician whose chief ambition as Gov- ernor was to hand out fat orders and fatter contracts to his favorites, with- out competitive bids and with no re- gard for the best interests of the peo- ple who foot the bills. I have been in the habit of visiting the Ionia reformatory at frequent in- s ‘ MICHIGAN TRADESMAN tervals for the past forty years and I am frank to state that I think it is in the best condition now it has ever been. Economy and efficiency appear to be the watch words of the present man- agement which has made marked im- provements and introduced sanitary features in every department of the vast institution. It is no small job to handle 2,000 men who are not accus- tomed to restraint. The position re- quires executive capacity of a high or- der, I am glad to make this acknowl- edgement, because I am just as much inclined to praise where praise is de- E am to criticism is justified. I speak wholly from experience and observation when I state that there are few locations in Michigan which dis- close more profitable farming condi- tions than M44 from Tonia to Belding. I should say the principal crops are served as criticize where corn and beans, which have both shown remarkable yields this season, The bean crop is harvested in good condi- tion, and the corn crop is so nearly harvested that its future is secure. Speaking of farming conditions re- minds me that it has been my custom to have frequent conversations with farmers regarding the so-called farm relief that the politicians are prating about so voluably these days. I have never found a real farmer who did not refer to the propaganda with a sneer. Practical farmers appear to regard the whole matter as clap trap and subter- fuge to catch the vote of men who are not good farmers and never will be. I have never had any patience with the extent to which this fallacy has taken possession of some men who have no conception of governmental functions and who do not know what they are talking about. It reminds me of the remark of a hard headed farmer proper to a cheap lawyer politician during the wild talk about the tariff during the McKinley campaign. The politician accosted the farmer on the street with the remark, “Do you know, sir, that the very shirt on your back cost you fifty cents more than it would but for this iniquitous tariff?” “Let’s see,’ replied the farmer, “Three yards of sheeting at ten cents a yard and the old woman made it. Yes, I guess it did.” We are now in the midst of a cam- paign in which a surplus of footish things are being done and a plethora of utterly false statements are being uttered on both sides. Those of us who are not partisans and who realize that the country is safe, no matter which candidate is elected, are in a position to view the situation with calniness. We cannot afford to lose our poise and thus destroy our con- tentment. A government which with- stood the shock of such wretched ex- ecutives as Buchanan, Hayes and Wil- son can emerge triumphantly from any ordeal. We are all citizens of one com- mon country, living under one flag and working together to create a common destiny, who must share alike the shortcomings of an incompetent ex- ecutive or the blessings of a wise and pure rule, Gaius W. Perkins, Sr., is in the city this week en route to his home in rs Peoria from Northport Point, where he spends his summers. Mr. Perkins was one of the six founders of the Grand Rapids School Furniture Com- pany, which has been developed into gigantic proportions as the American Seating Company. Mr. Perkins was the dominating factor in this great en- terprise and deserves the lion’s share of the credit for conceiving, organizing and developing such a monster under- taking. Circumstances necessitated his retirement from the management of the business, but the fact still remains that but for Mr. Per- kins and his loyal associates Grand Rapids would not now have the largest school, opera and church seating es- tablishment in the world. Not only is it the largest establishment of the kind in the world, but it produces probably seventy-five per cent. of the goods in its line manufactured in this country. Ralph Waldo Emerson said the civil- arose which ization of the community is shown by We take front rank in this respect, but when it comes to honoring our living heroes— perhaps I should heroes from this sweping statement the respect it shows its dead. exclude military —we are very deficient in appreciation and sympathy while the men deserving our commendation are still living. It might not be a bad idea for such an organization as the Rotary Club to give this suggestion the attention it de- E. A. Stowe. —__——__ ~ ~ - « Hard Coal Demand Slackens. The wholesale demand for anthra- cite experienced a slight setback to- ward the end of last week and the trade is now awaiting some development that will start orders coming in again at a more lively rate. Just what caused the market to quiet down a week ago is something on which there is division of opinion. More bituminous coal is moving from mines in seaboard ter- ritory, with everything pointing to a further increase in tonnage as the fall While all the pro- ducing fields are sharing in the great- er volume of business, only the low volatile operators of Southern West Virginia are getting any better price save, perhaps, in isolated cases, season wears on, 10 Sweet Cider May Be Made, Used and Sold. Home makers of nonintoxicating beverages may stop whispering, tiptoe- ing in their stocking feet, and squeez- ing fruits at night in unlighted base- ments, fearing that they will innocent- ly violate the law. Thousands of farm- ers and city people who make, use, and sell cider, fruit juices, and vinegar are in doubt about the prohibition regula- tions. Some are so doubtful they think it may this fall the proper use of the low grade fruits even interfere with that are in abundance in orchards and vineyards where the value depends up- on whether the juices can be pressed out and lawfully utilized. Information compiled from various official sources by C. E. Durst, editor of the Fruits and Gardens Magazine, shows that any person may make for home use cider or other products from fruit juices which are nonintoxicating without permit. These products may be made at a commercial obtaining a mill if the juice is promptly removed to the home of the person having it made. Persons who make nonintoxicating fruit juices for home use, may later sell part of it in lots of five gallons or negar manufacturers with more to Vi If the juice has fermented permits. through to vinegar stock (containing 114 per cent. or more of acetic acid) or to vinegar (containing 4 per cent. or more of acetic acid), the sale may be made without a permit, but the manufacturer must keep a record un- der provisions of the prohibition act, according to Mr. Durst’s information. He finds that without permits fresh sweet cider and other fruit juices may be sold in glasses for immediate con- sumption from roadside stands, from farmers’ cider or juice presses, or from custom cider mills. But, if such cider or fruit juices are to be taken from the premises, they must be preservcd by pasteurization or sterilization and placed immediately in tight containers, or preserved by the addition of at least four ounces of U. S. P. benzoate of soda to fifty gallons. Pasteurized cider may not be sold or delivered in bulk containers, such as kegs, barrels, etc., except to a vinegar manufacturer. The summary also shows that buyers of cider or other fruit juices may not use or possess the products after they I contain mcre than % of 1 per cent. of alcohol. To preserve cider or other fruit juices for sale, or to convert it into vinegar to be sold, it is necessary to apply for a permit. Mr. Durst preserved or concentrated cider may further points out that be scld by the maker to manufacturers of food products. Unpreserved or non- concentrated cider made under permit. containing one-half of 1 per cent. or more of alcohol, may be ped to a person holding a permit to use sold or ship- such cider in the manufacture of food products. The addition cf sugar or other fermentable material to increase the alcoholic content will make the manufacturer liable to the penalty im- posed for the production of mash fit for distillation purposes. Another important regulation is that MICHIGAN TRADESMAN under the rcvenue act of 1921, a sales tax of 2 cents a gallon is payable on all unfermented fruit juices, sweeten- ed or unsweetened, which are intended as beverages, but another section of the law exempts pure apple cider, if Preserved apple cider may be charged with car- bonic acid gas without being subject to the tax. es Sweaters Join Dress Ensembles. Sweaters are gaining such import- ance in costumes that many of the French designers have chosen to in- preserved, from this tax. corporate them in their newest en- semble suits for Fall and Winter. Be- sides silk crepe blouses shown for wear with the new tweed suits, often two or three sweaters are included. Most of the new sweaters are in distinctive blouse styles, with necklines, cuff treat- ments and borders supplied by con- trasting colors woven in. In other patterns two-tone effects are used, a simple design being worked out in the less conspicuous shade. One sweater of light green when stretched reveals a darker green in the founda- tion weave, and this same color is used in the border design on the front and for outlining the V neck and turn-back cuffs, All-over designs are again popular but in small patterns. One very at- tractive sweater is in blouse style and has a narrow string-tie extending around the neck, forming a narrow up- standing collar. The tie and collar are almost solid brown, while the remain- der of the sweater is a combination of beige and brown. Two slit-pockets in front are the only other details. Natural used to fashion a hand-knitted sweater ‘that is featured for wear with the gray tweed ensembles. The collar, which is a bit unusual, being copied from the Peter Pan style, has a flat applique in two tones of violet. colored wooi is a Already the cricket is busy With hints of soberer days, And the goldenrod lights slowly In torch for the autumn blaze. And we know that the frosts will find us, And the smiling skies grow rude, While we look in the face of Beauty And worship her every mood. September 26, 1928 Ae Renee , A Ny 75 Seater ae er a tai ea Retreat lest ORO NTN, — es cx SAD CECE ERT| o 4 SROER EN Aa RA ANGE are “~) ORE FLAVOR PER CUP- Folks’ preference for Light House Coffee is more than a hanker- ing fondness ... « . it is INSIST- ENCE which demands that ani- mated **double flavor’’..... the cup that inspires conversation 2 Reece 2 ahr ; ag) 9 7 NATIONAL GROCER CO. Be ITT Aa Be (lec, 5 ‘am ALL CANDY DEALERS, ATTENTION! The week of Oct. 6 to 13 will be nationally observed as CANDY WEEK Saturday Oct. 13 is SWEETEST DAY Full page advertising in colors will appear in leading magazines. Window signs will be furnished by your candy jobber. Write us for some. NATIONAL CANDY CO., INC. PUTNAM FACTORY GRAND RAPIDS “i wie MICHIGAN GUARANTEED PRODUCTS—Power Pumps That Pump. Water Systems That Furnish Water. Water Softeners. Septic Tanks. Cellar Drainers. MICHIGAN SALES CORPORATION, 4 Jefferson Avenue PHONE 64989 GRAND RAPIDS, MICHIGAN “THE PUMP SUPREME” Shelving that di ving that displays Now you can have shelving which displays your mer- chandise. Notice how the sloping front of Sanidura Dis- play Shelving brings all the merchandise into prominence. Whether you completely equip your store or use single anaaeines units, Sanidura Shelving is very desirable, because it is ||/"===em Sse easily set up and gives a more attractive appearance to [i|dacs = your store. The shelving is sanitary and durable—sani- tary because vermin cannot exist in it and durable because it is made of steel and assembled by electrical welding. This steel shelving costs no more than good wood shelving, yet it lasts a lifetime. It will pay you to equip your entire store with Sanidura Display Shelving. THREE MODELS Six shelves high, sloping front Seven shelves high, sloping front Seven shelves high, straight front. Write for prices and name of jobber in your territory UNITED STEEL & WIRE COMPANY 14 FONDA AVE., BATTLE CREEK, MICHIGAN a eae - : S Bote tae ee, Bee FOR He NS EB PEI hh Re Ne et ew pee te te he Ra Ek ie i yw saa NER N UNI See cece ane September 26, 1928 MICHIGAN TRADESMAN 11 Wholesale Grocers Favor Educating Retailers to Confine Orders. Education of the retail grocer to confine his purchases to two or three wholesalers and the dropping of ac- counts which fall below a fixed mini- mum of volume are two methods fav- ored by wholesale grocers in meeting the problem of small order purchases. The survey, undertaken in co-opera- tion with the National Wholesale Gro- cers’ Association, points out that the retailers’ tendency to purchase in small lots has caused a general increase in selling costs and decreased profits to such an extent that some action must be taken. Chain store systems, which have erown by leaps and bounds in the last five vears, have forced the wholesale grocer to provide a selling service far out of proportion to the business ac- auired. the renort states. Faced by this problem and others associated with hand-to-mouth buving, the wholesaler has reached a point which, according to the report. means either severe re- frenchmmnt on his part or a reorgan- ization of the industry along lines not vet revealed. The results of this survev show definitely the tendency for retailers to order from the wholesaler in smaller lots. Not every one of the wholesale grocers conributing information show- ed a decrease in the size of the aver- age 1927 order under that of 1922, but in the relatively few cases where in- crease was shown the percentage was for the most part negligible. The high- est increase reported was 25 per cent., recounted by one wholesaler, while in numerous cases other wholesalers re- ported decreases amounting to more than 25 per cent. One wholesaler reporting a single month’s operation showed orders un- der $5 amounted to 16 per cent. of the totalh number and 2 per cent. of the total volume of sales; those under $25 totaled 73 per cent. of the number and 35 per cent. of the sales volume, while orders over $50 constituted only 9 per cent. of the total number and 39 per cent. of the volume. The report says that selling costs can be cut somewhat by reducing the number of salesmen’s visits to the re- tail trade and by inducing retailers to place larger orders. Many suggestions were advanced by wholesalers as to lines of action which might improve the conditions with which they are faced. It has been the experience of one wholesaler that a frank discussion with his customers as to the services rendered as compar- ed with the volume obtained has, in most cases, been well received by these dealers. One jobber states that accounts should be discontinued if the purchases do not exceed $50 a month. Tf all job- bers would follow such a course, it is stated, retailers who contribute noth- ing to the trade as a whole would be eliminated. Blame for the excessive number of small retailers is placed in part on the wholesalers themselves. The jobbers in many cases are fi- nancing the small store out of all pro- portion to the profits received from this volume. One wholesaler states in this connection that wholesale grocers should cease financing unworthy and inefficient dealers. ee Chewing Gum. We are told that it was first manu- factured in 1860. The habit originated in this country. Long after 1860 boys on the farms and villages knew the pleasures of chewing honeycomb. Hon- ey was common and cheap then, and a hunk of honey in the comb gave a boy’s mouth a delicious bath of sweet- ness, prolonged by chewing the accu- mulation of wax. Later boys learned that cherry and spruce trees yielded a gum good for chewing, even if The first chewing gum we ever saw on sale was a square cake of sugared wax. It was very good when fresh, but if old crumbled in the mouth and could not be assembled into somewhat sticky. one mass. When we were 12 years old a classmate of ours in the Pomeroy, Ohio, public schools, Charley Whaley, whose father was a dentist, discovered that the red substance used in making plates for false teeth made a palatable and lasting chewing gum. He did a profitable business selling little squares of it to the pupils until Dr. Whaley, noting an alarming shortage in his supply, locked it up. pronounced “chickle’ or ‘“chickle’?) is the sub- Now chicle (is it stance used in manufactured chewing gums. It exudes from the bully and the sapeta trees, and is both plastic and elastic. Its peculiar fintness for chew- ing was discovered in 1860. It is not only easy to chew, but compounds readily with flavorings. The first chi- cle gum industry started on a capital of $55. We get 75 per cent. of our chicle from Mexico. In 1926 we im- ported 12,000,000 pounds, 9,000,000 of which came from Mexico. In 1925 our chewing gum product was valued at $47,838,150, and in 1927 we were ex- porting gums to eighty different coun- tries, the United Kingdom getting 1,- 053,496 pounds. —_——_+22>—___—_ Silverware Orders Keeping Up. Reports from silversmiths regarding business indicate little sign of “Presi- dential year.” On the other hand, the early Fall business booked is said to be better than in many years in which there was no such mythical handicap to buying. In the buying that has been done by retailers so far there has been a sizable percentage of wedding gift merchandise, this being prelimin- ary to the October matrimonial sea- son, The revival in stock selling is re- flected in additional consumer buying of fine silver, much of it consisting of sterling dinner and tea sets and chests. Elaborate toilet sets in sterling are also selling well. —_+++—____ Chickens come home to roost, but some people stay out all night. Seely Manufacturing Co. 1862 - - 1928 Flavoring Extracts — Toilet Goods A standard of quality for over 60 years SEELY MANUFACTURING CO. 190) East Jefferson Detroit Michigan Tourist and Resort Association H. J. Gray, Secretary-Manager Michigan Tourist and Resort Association If interested (and you should be) in developing the tourist and resort business of Western Michigan you will attend the annual meeting of the Michigan Tourist and Resort Association at the Pantlind Hotel, Grand Rapids, October 4 and 5. First meeting 2:00 p. m., October 4. Discussion of various subjects, among them “Hidden Business” (of special interest to wholesaler retailers) by Saturday Evening Post representative. p. m., Kentucky Editor wil of Newspaper men’s trip t meeting, 9:00 a. m., committee reports, You are urged to come and help with your advice. No solicitation of funds at any of these meetings. s, jobbers and Banquet 6:30 | tell “Their impressions of us.” Movies hrough Western Michigan. October 5 election of officers, etc. 12 FINANCIAL __ Shift From Time Loans Seen. A stiff advance in brokers’ loans of $85,285,000 this week's lifts the total to a new recent high within less than $100,000,000 of the record peak of June 6, but even more ominous than this resumption of the upward trend is the shift in composition of the loans that make up the total. A growing disposition on the part of lenders to cut down their loans on time and put money on call instead has resulted in a radical shift in the time and demand portfolios. Early in June a new peak in the volume of time loans was set at $1,075,000,000. With the greater hesitation of banks to tie up their funds over a period this volume has receded week after week until we find in the current brokers’ loan state- ment that time funds represent less than $760,000,000 of the aggregate $4,- 470,000,000 brokers’ loans. That time loans should have fallen $375,000.000 since early June can mean but one thing—that the New York banks do not want to put their funds out beyond recall. The rate on ninety day time funds this week rose to 7 per cent. and then 714, and finally in cer- tain quarters to 7/2 per cent. Presum- ably some lenders hesitate to tie up their funds for ninety days just now through a fear that rates will tighten more. Aside from this expectation is the desire of the banks to keep close to shore at a time when funds are not so plentiful as they were once. It goes without saying that the ex- pansion in demand loans explains the recent increase in the general volume of brokers’ loans, as funds have been shifted from one pocket to another and as money has poured in from new sources. However much authorities may mis- trust the weekly figures on brokers’ loans they cannot overlook the recent trend away from funds offered on time. Bankers see that the supply of funds available even at present high rates for time money is small. Apparently the banks have an eye on their Reserve position and do not wish to find them- selves under the necessity in case of emergency of running up further their discounts at the regional institutions. Turning once more to the general position of brokers’ loans it is interest- ing to note that the total now stands at $4.470,600,000 as against $3,284,000,- 000 a year ago. Even when a com- parison is made with this time last year it will be found that the volume of time loans is substantially smaller than it was then, although demand loans have risen far in excess of a bil- lion dollars. Paul Willard Garrett. [Copyrighted, 1928.] — Upturns Lack Threat of Economic Adjustments. lf the 1928 advance in stock prices presents a new species of inflation the problems it raises threaten no such economic disturbances in their solu- tion as did the wave of commodity in- flation that swept the country in 1920. How much the stock market this year has been inflated nobody will MICHIGAN TRADESMAN know until the adjustment comes, but —it must be plain to all—the roots of a high stock market do not reach down as far into the economic soil as those of a market in commodities that has run wild. The reason lies partly in the extent of the two kinds of inflation and partly in their relation to industry. A general rise in commodities when carried to the limit affects not only speculators in the commodity but all those along the line in the producing, distributing and consuming classes whose day-to-day movements directly or indirectly depend on prices. Nobody could specify the ramifications of a collapse in wheat prices or indicate the groups of individuals destined to suffer from a sudden decline in any of the major commodities. And yet who will contend that a collapse in any one of a half-dozen leading stocks threatens in this same severe manner economic punishment to the country? That the market's performance represents a new kind of inflation few conservative authorities will deny. And yet in any view of fu- ture possibilities sight must not be lost of these important distinctions between the kinds of inflation presented now and that of eight years ago. Not only does a drastic liquidation in commodities at falling prices hit more individuals throughout the coun- try than a decline in stocks—the pain is more prolonged. It often takes months to liquidate credits frozen in the commodity market where in its state of greater liquidity a stock mar- ket adjustment can be accomplished frequently in short order. And it is important to emphasize at this time that in the last year of un- precedented credit expansion an infla- tion of commodity prices has been con- spicuously absent. So far as these basic markets are concerned the coun- try is in a _ position exceptionally strong. Variations in individual com- modities there have been a plenty. But the movements have been controlled by changes in supply and demand rather than by speculative operations. Here—it seems to the financial dis- trict’s more careful economists—lies It means that however numerous may be the adjustments in credit destined to come these are not directly related to any- thing so fundamental as the country’s commodity markets. Paul Willard Garrett. [Copyrighted, 1928.] —_2+ 2 2>__—_ Retail Credit Survey. A study of merchant returns, made by the College of Commerce and Ad- ministrations, Ohio State University, indicates that 18 per cent. of all mer- chandise returns is outstanding nine days after sale. The average time be- tween the sale and return for all mer- chandise items is seven days, and varies with individual lines. About 65 per cent. of home furnishings eventu- ally returned are still outstanding at the end of four days after their sale. The study, entitled “ Merchandise Re- turns in Department Stores,’ is soon to be issued and will present its facts both for merchandise groups and for merchandise items. an assurance for the future. September 26, 1928 GRAND RAPIDS NATIONAL BANK Established 1860—Incorporated 1865 NINE COMMUNITY BRANCHES GRAND RAPIDS NATIONAL COMPANY Investment Securities Affiliated with Grand Rapids National Bank “The Bank on the Square” ASSOCIATED TRUCK LINES Announce complete organization for handling Merchant Freight. We go to 167 Cities and Towns in Michigan, and make deliveries to suit present day requirements. We furnish the greatest aid to successful merchandising, Adequate delivery. All lines are regulated by the Mich- igan Public Utilities Commission. ASSOCIATED TRUCK LINES 108 MARKET AVE. GRAND RAPIDS, MICH. PHONE 94121 Merchants Life Insurance Company WILLIAM A. WATTS @ RANSOM E. OLDS President Chairman of Board Offices: 3rd floor Michigan Trust Bldg.—Grand Rapids, Mich. GREEN & MORRISON—Michigan State Agents Only When Helpful THE “GRAND RAPIDS SAVINGS BANK” feels it is “SERVING” only when the things it does for its customers ate helpful to them in their financial affairs -- business or personal. Rendering banking service along broad and constructive lines for 56 years has established this institution in the confi- dence and esteem of business houses and individuals throughout all Grand Rapids. GRAND RAPIDS SAVINGS BANK “The Bank Where You Feel At Home”’ i : PE arenes Se eae perenne TA prac Par Roo September 26, 1928 MICHIGAN TRADESMAN 13 Revival in Financing Kindles Hope. A brisk September revival in new financing rapidly is kindling a belief in the financial district that industry will go through the year without suffering any hardship from tension in the money market. The precipitate drop in the volume of capital flotations during July and August raised several questions on the business future. It focused attention on the possibility that if continued long the reduction in financing might seri- ously cut short various programs of plant expansion. The conclusion was drawn that the 1928 prosperity wave might eventually give way unless sus- tained by a fresh impetus such as al- ways accompanies the financing pro- grams of big corporations. In looking back it now appears that the slump in financing did not hit new corporate demands among domestic concerns nearly so hard as it did for- eign and refunding requests for money. In other words the needs of domestic corporations for new capital have been fairly well filled, although corporations have not been so successful as former- ly in substituting low for high coupon rates through advantageous refunding programs, and foreign borrowers for the first time in four years actually got nothing during August. Admittedly the Federal Reserve system’s moves to choke off wild speculation in the stock market have tightened money, but they have not tightened the rates for business funds nearly so much as those for speculative funds. Essentially what the Reserve officials sought was enough of a check on speculation to keep money at all times available to industry. In this they have been so far singularly suc- cessful, With the approach of autumn some- thing of a readjustment in investment values has been taking place. Con- vinced at last that money is likely to remain firm for a time both under- writing houses and prospective borrow- ing corporations now are more con- tent to consider financing on a new basis. Presumably borrowers will for some weeks yet cling to the hope of easier money this fall and therefore will pro- They will not hold back when new capital actually is needed, but they will postpone refund- ing issues. The retarding effects of a slight increase in interest rates on busi- ness have received greater stress than is warranted, History shows that when industry needs funds it can usually afford to pay the going rate. And certainly in the present instance the prevailing charge for money has not become pro- hibitive. More is asked for money by lenders than a year ago, but—and this point must not be overlooked—an abundant supply of credit for legiti- mate purposes still is available for those who wish to draw upon it. Paul Willard Garrett. [Copyrighted, 1928.] —_+2-____ Farm Groups Lead Price Rises. New evidence of the undisputedly strong position for commodities at a time when critics view the stock mar- ceed cautiously. ket differently is supplied by the report cf the Bureau of Labor Statistics to- day. Another fractional advance in the price level during August lifted values to their highest point of the year to date and emphasized the potency of the forward-creeping movement despite conspicuous declines in individual com- modities. The Bureau’s compilation for August showed the general price level as 98.9, which is a substantial in- crease over the level of 96.3 reported at the beginning of 1928 or that of 95.2 for a year ago. Prices still stand below the 1926 average taken as 100. Looking at the Bureau’s index in more detail it will be seen that the sharpest major gains came in the food group, fuel and lighting, metals and metal products, building materials, chemicals and drugs. and house fur- nishing goods. All of which is to say that the advance was shared by a big majority of the groups represented in the Government’s compilation. Time was when the. farm products group was the laggard of the list. Not so many years ago its failure to keep pace with other groups in the recovery that followed the 1920 collapse present- ed a serious obstacle to agricultural prosperity. Interesting is it, therefore, that the two commodity groups most intimate- ly related to farm prosperity, the farm products and food groups, now stand higher relatively than any of the others except hides and leather. At 107 the farm products group and at 104.2 the food group each command a price level substantially higher than the metal, building material, fuel or textile divi- sions, What characterizes the price move- ment of the last year more than any- thing else is perhaps its stability. No such swings upward or downward as arose six or seven years ago to disturb industry have appeared recently in the general price level. And fortunately for the general prosperity of the coun- try such changes as have occurred in the last year for the most part have been moderate increases rather than decreases. The figures emphasize a return to the law of supply and demand as the principal factor in governing commod- ity values and the disappearance of speculative forces. Paul Willard Garrett. [Copyrighted, 1928.] —_—_+ O’Hooligan had not been in this country man days when he became in- volved in the meshes of the law, and the next morning before the magis- trate he was asked his name, occupa- tion, etc. He stated his occupation as that of a sailor. The judge scouted his statement, saying, “I don’t believe you ever saw a ship.” Pat, however, sus- tained the burden of proof by replying: “How do you think I come over from Ireland—in a hack?” —_—_+ +. Most of the people who boast of “overcoming temptation” never saw a real one. _—_—-~ + -o- If you keep on your toes you won't run down at the heel, Investment Securities E. H. Rollins & Sons Founded 1876 Dime Bank Building, Detroit Michigan Trust Building, Grand Rapids New York San Francisco Boston Denver Chicago Los Angeles EIFERT, GEISTERT & CO. Investment Securities GRAND RAPIDS + MICHIGAN 506-511 GRAND RAPIDS TRUST BUILDING Telephone 9-3395 Fenion Davis & Boyle Investment Bankers GRAND RAPIDS Grand Rapids National Bank Building Phone 4212 Detroit 2056 Buhi Bullding Chicago First National Bank Building ODIN CIGAR COMPANY Common Stock The stock of this company earned $3.12 a share in 1927 and has been placed on a dividend basis equal to $1.40 a share annually to yield 7.35% on the present selling price. CIRCULAR ON REQUEST A. G. GHYSELS & CO. INVESTMENT SECURITIES Buh! Building, Detroit Peninsular Club Bldg., Grand Rapids Kent State Bank “The Home for Savings” With Capital and Surplus of Two Million Dollars and resources exceeding ‘Twenty-Three Million Dollars, invites your banking business in any of its departments, assuring you of Safety as well as courteous treatment. Banking by Mail Made Easy. SS ST _—————————— 14 MUTUAL FIRE INSURANCE Criminal Habits Which Can Be Curbed The evil that men do lives after them; The good is oft interred with their bones. Shakespeare made this observation in Julius Caesar, and there is no doubt that it is as true now as it ever has been. But the poet left out of con- sideration a class of malefactors whose crimes are never connected with their names, and who are seldom charged with having perpetrated their out- rages—which may take toll not only of property and money, but of lives. It sometimes happens that criminals of this class are not even aware of what they have done. In these cases, noth- ing would surprise the offender more than to hear that, thanks to an act on his part, a family was homeless, or that in some distant city, a business official had handed a check to someone he had never seen or heard of. Still more would he be astonished to be billed for the amount of the check. We are all familiar with criminal types. We should know what an enemy of society looks like. He is generally a flashily-dressed, limber- jawed individual, wearing a cloth cap; and with bulges in his clothing due to concealed firearms. He talks from the corner of his mouth, using a dialect containing words like “moll” and “gat,” and is frequently a cocaine addict. We see him in the movies, in magazine il- lustrations, and in tabloid newspapers. Day and night he is with us in fac- simile. We think we could pick him out from among his law-abiding fellow humans—this “gorilla.” Certainly the evil that these men do lives after them, and whatever good they may have done counts little to- ward their posthumous fame. But fre- quently it is environment that makes criminals. In any case, mere careless- ness or cowardice never creates pro- fessional criminals—the conventional type of gunman who is now bathing cities in a white light of publicity. These thugs at least know very well what they are doing, and have an ob- jective, admittedly a sinister, anti-social one—the taking of property through in- timidation and homicide—but they are quite aware of the fact that “the wages of sin is death.” Here is the other type of criminal, whose appearance and manners defy his being linked with gangsters, and who is in most cases quite unaware of his criminal status: It is Sunday morning. The scene is a young man’s bedroom in a suburban house. The occupant of the room, a pleasant-faced person of twenty-odd, is sleeping, while his family attends church. No one seeing him would think of putting him down as a gang- ster, or identifying him with automatic rifles, and long, low touring cars. Suddenly an alarm clock rings. He jumps out of bed, yawning, proceeds to bathe and dress, remembering the while that he has an engagement to play tennis at the Jones’ at eleven. This is an average man’s house, so there are no servants, Dressed, he hurtles down- stairs, puts the percolator on the stove, and, with an eye on the rotogravure section, breakfasts, Finishing his coffee, MICHIGAN TRADESMAN he lights a cigarette. Something in the paper engrosses his attention; he is, momentarily, spellbound. Then a photo of a tennis-match reminds him of his engagement. Throwing away his cigarette, he grabs his racket and rushes from the house. The story, to conform to the public’s taste for happy endings, should end here, but— The cigarette, which he so. gaily tossed away, lands in a rubbish can which is filled with an unpleasant mix- ture of variegated refuse, containing some greasy brown paper, excelsior, an empty macaroni box, and a crumpled ball of the wax-paper in which bread is wrapped and delivered. The can is under the white-pine, oilcloth-covered kitchen table, by a window with muslin curtains. It takes possibly five minutes for the wax paper to progress from smouldering to active flame, and no time at all for this to ignite the ex- 3y the time the table is be- ginning to blaze, our hero is stepping onto a distant tennis court, the cig- arette quite forgotten. ‘A few minutes before the church service is over, the tennis player’s family hears the engines clang by out- side and, naturally, the sound excites their interest. But it does not occur to them that it has any connection with celsior. them or their property until, approach- ing home, they see a black mushroom of smoke, coated with red flame at the base, pouring from the cavity that the roof of their house once coverd; see the crowd pressing about the police lines; see the sooty water running past their feet and hear the raucous chug- ging of the pumping apparatus. Later, in the cramped, stuffy “tem- porary” flat, they speculate as to how the whole thing could have started. Our young man swears. that if he did smoke a cigarette, he threw it in the sink. He says he always does this. Remember his preoccupation while smoking. He may honestly think that he is speaking the truth. If he does, he falls into the unconscious criminal class. If he knows that it was his act that caused the disaster, and says nothing, into what class does he fall? Is he a great deal more to be respected than a professional criminal? Yet—it would take considerable courage to ad- mit deliberately that his carelessness had been the causative factor in the loss of the home that has, perhaps, housed him and his family for twenty years, It is idle to say that if the house was insured “no harm was done.” True, insurance will procure the family the means to rebuild their home, and will replace much that they have lost, but it cannot, and nothing can, compensate for the inconvenience, the suffering, and the mass of minor troubles brought on by the fire. If it was not insured, or if the policy had lapsed, well—our imaginations can tell us the situation more vividly than words. Without in- surance, the progress of that family toward afftuence and financial inde- pendence has been checked—brought to. a.dead step. .Perhaps they can wearily climb the heights in ten years, fifteen years; perhaps they are too old and too unsuccessful in business to ever recoup their loss, September 26, 1928 Class Mutual Insurance Agency H. G. BUNDY A T. MONSON “The Agency of Personal Service” INSPECTORS, AUDITORS, STATE AGENTS C.N. BRISTOL Representing The Hardware and Implement Mutuals— The Finnish Mutual - The Central Manufacturers’ Mutual and Associate Companies. Graded dividends ot 20 to 50% on all policies accord- ing to the class of business at risk. FIRE - AUTOMOBILE - PLATE GLASS 308-10 Murray Building Grand Rapi s. Mich. OUR FIRE INSURANCE POLICIES ARE CONCURRENT with any standard stock policies that you are buying theNer cons O70 LESS Michigan Bankers and Merchants Mutual Fire Insurance Co. of Fremont, Michigan WILLIAM N. SENF, SECRETARY-TREASURER STRENGTH ECONOMY THE MILL MUTUALS AGENCY Representing the MICHIGAN MILLERS MUTUAL FIRE INSURANCE COMPANY (MICHIGANS LARGEST MUTUAL) AND ASSOCIATED COMPANIES Lansing Michigan Combined Assets of Group $45,267,808.24 20% to 40% Savings Made Since Organization FIRE INSURANCE—ALL BRANCHES Tornado — Automobile — Plate Glass crete ae September 26, 1928 MICHIGAN TRADESMAN 15 Two things only could have prevent- ed this fire: one—the boy’s having formed the habit, when he first began to smoke, of putting out his cigarettes, and being very sure they were out, and two—the family’s taking care to burn or put into closed containers paper, excelsior and the like. Yes, there was a certain amount of contributory negli- gence on the part of the family. One thing, and one thing only could in any measure alleviate the effects of the fire—insurance, How many fires result from trivial causes such as the above, it is impos- sible to ascertain, Statistics can show how many fires of unknown origin take place annually, but this gives us very little idea as to how many are caused actually by mere thoughtless, careless acts—due to negligence and lack of foresight on the part of one person. How many hotel fires are caused by some man, smoking in bed, who dozes off, to be awakened by the heat, and realizing that his room is on fire, sneaks away and disappears? He may, as a salve to his conscience, turn in the alarm at the first red box he passes in his flight, but it is most un- likely that he will reappear and an- nounce that his carelessly thrown match, or the cigarette which dropped out of his mouth when he felt asleep, ignited his mattress and thus set fire to his room. Cowardice and careless- ness frequently go hand in hand. The man who thinks of the possible conse- quences of his acts is the man who will be willing to accept responsibility for them. Last year, New York was afforded one of the most brilliant spectacles in its history. One gusty March evening, some timbers of the scaffolding on a new skyscraper began to glow and drop sparks. Soon the whole wooden structure burst into flames, and peo- ple in Staten Island and the highlands of New Jersey were able to watch the more responsible) is to this day in- dignant about the whole thing and has no more idea of his share in the re- sponsibility of starting that fire than he has of who kidnapped Charley Ross —an even bet, for it is equally likely that he suffered agonies of fear and ap- prehension upon remembering just where he did drop his lighted match, hot rivet, or pipe-dottel. This man, probably an honest, temperate, and useful member of society, certainly cannot be classed as a criminal, any more than the hypothetical tennis- playing boy, but it is beyond denial that he has caused more damage to property than many of the gentlemen now enjoying State hospitality at Ossining-on-the+-Hudson. It is harsh to say that careless people are crim- inals—enemies of society—but it is put- ting it too mildly to say that they are merely the instruments of the great and cosmic quality of carelessness. In the final analysis, it is almost safe to say that a majority of the costly and detrimental industrial and commercial disasters are due to carelessness on the part of someone, somewhere. Tracing a fire, an explosion, or a cave-in back to its remote original source is fre- quently an impossibility, for the evi- dence is covered and hidden by the ruins. No one can prevent storms, earthquakes and “acts of God,” but anyone can, and everyone should, think of his acts in terms of their possible consequences in relation to property and life. Some forty or fifty years ago, the function of insurance had little connec- tion with prevention. It was mere bought compensation for problematic loss. Of course, companies were al- ways interested in prevention, especial- ly among their own risks, but gave comparatively little thought to it as a social proposition. This attitude ex- ists no longer. When insurance com- panies combine and co-operate in fire There which man, regardless of his status, can help in the cause of fire prevention. He talk about is one way in every it to his friends, his children, his servants and employes, can even to his employers if they appear to He can suggest, without be- ing intrusive, that it is likely to cause need it. trouble to have puddles of gasoline on one’s garaye floor, or to pile up greasy rags in a dark, warm place; or that when an electric fixture gives out blue sparks, and the insulation smoulders, it is a good time to pull out the base- plug and see what is wrong with it. He can supervise his own property with the above in mind and suggest t+ others that they do likewise—not tell- ing them they ought to do this and that to prevent fire, but that they are likely to suffer if they do not. If all men, or even a majority of them, applied this principle, one would hear less of children burned to death in frame moving picture theaters, garages burning from back-fires, and ware- houses going up in smoke from mis- placed butts and matches dropped in parts of the building crime at law to smoke. where it is a Surely co-operation with those who have as their chief aim the prevention of loss of life or property by fire is not only a duty but a pleasure. Get the public to see that they are serving their own interests by taking precautions, and more ‘than half the battle is won. The And enough of it, and of the right kind, will “criminals” hate publicity. either drive them out or reform them. OFFICE 406 MURRAY BLDG. VIKING AUTOMATIC SPRINKLER CO. AUTOMATIC CONTROL o/ FIRE Installations Made on Cash or Installment Basis GRAND RAPIDS, MICH. 813 Lake Drive, FOR SALE CHEAP, or wiil consider renting good location for six pool tab'es, | billiard table, complete with racks, cues, chairs, cigar and tobacco cases. Write A. OOSTDYKE Phone 6-6424, Grand Rapids, Mich. you more. FAST SELLING IONIA FLOWER POTS Fancy, Plain or Assorted. If we send you this crate of quick sellers we will sell blazing tower through field glasses. ' rt ae oo The sight was one of rare beauty, ren- prevention campaigns, they do not a a - a Lei ~ seis 6 ae ee : ’ . . . . 2 < . - . U ae dered all the more spectacular by the take into consideration whether the 24 — 6 in. pots and saucers @ 7c 1.68 falling timbers, which descended zig- property to be protected is covered by 12 — 7 in. pots and saucers @Ilc 1.32 zageing, like donastet meteors, into their policies or not, or even whether 6 — 8 in. pots and saucers @l6c .96 ’ , . . . the street below. The newspapers the it is insured or not. They have as- ie $6.66 next morning reported the resulting damage as negligible, and regret was jocularly expressed that there were not more of these inexpensive and thrilling spectacles, Did the people who watched and joked during the Sherry-Netherlands fire, consider that the building was be- ing erected on contract—to be finished by a certain specified date—and that this blaze caused a loss of time, which, converted into money, ran into thous- ands of dollars? True, the building itself was fireproof, of stone, but the entire scaffolding had to be rebuilt, to say nothing of the repairs to the dam- aged exterior, smashed glass, smoke- blackened, flooded upper stories. “The cause was unknown, but the fire is thought to have been due to a workman’s carelessly tossed match”— that was about all the newspapers were able to offer as to the origin. It is an even bet that the workman whose match started it (if indeed it was not caused by some other unrecorded piece of negligence on the part of someone sumed the function, or public duty, of safeguarding property and lives, any- where and everywhere, regardless of the profits aspect, against fires, storms, inundation—all the forms of disaster which prey upon society. To go back to our criminal, the man who is careless or negligent about fire prevention; is he worth the money spent on him? Aside from the losses caused by him which are paid for by the companies, is he a worthy object for charity? Should those who are perfect strangers bear the cost of edu- cating him, ferreting him out, pointing out to him the error of his ways? Ob- viously, no. As a personality, he is not a deserving recipient for expensive and laborious propaganda. But the at- tempt must be made, and the insurance companies, banded together in various associations, pay his tuition, though often he never attends classes, or if he does, turns a deaf ear to his instructors who are trying to teach him fire pre- vention for his good as well as their own. You can double or treble your money on this assortment. IONIA POTTERY COMPANY IontA, MICHIGAN =< THE MARSHALL CO. Marshall BED SPRINGS MATTRESSES PILLOWS Comfortable .... Durable ‘Ss, GRAND RAPIDS 16 MICHIGAN TRADESMAN September 26, 1928 A Step in the Right Direction. Grandville, Sept. 25—It is reported from Geneva that the league of na- tions has been requested to take up the problem of world wide protection for migratory birds. This is a subject of far more importance than all the world pacts to outlaw war. Protecting bird life from the smallest humming bird to the largest condor is of more moment to the world at large than any other question at issue, and it is gratifving to note that people out- side the United States are taking an interest in such things, even to the ex- clusion of political activities. Such birds as migrate to foreign countries should come under the pro- tection of the world. It is the same with our home birds. No state lines should cumber them about, but the Na- tion should enact laws making it a grave offense to slaughter any of the birds. What! exclaims one, you do not mean a law protecting the crow and that well-known pest, the English sparrow! That is exactly what I mean, a law broad enough to take under its protecting wing every species of bird which flies between the oceans from Cane Cod to Long Beach. No half way measures will do. Our own State of Michigan has been living under laws which doom a portion of her feathered life to extinction, and under such code nine-tenths of the fowls of our fields and forest are daily talling victims to the rifle and poisoned feed of boys and men. The crow, that black bird of ill omen as our children have been taught for countless ages, is on the wane numer- ically, and it will not be many years before such a bird as the crow will be a novelty seen only in the zoos Every boy knows and has_ been taught by his State to hate the sparrow and offered a reward for its destruc- tion, Under such conditions there is little wonder that the goodly State of Michigan is being decimated of its bird population at a startling rate. Of course, for one state to pass laws protecting its birds can be of little use while adjoining states take up the cudgel for their destruction. It will not be necessary for every state to pass laws protecting man’s best friend, the birds. when the Nation takes the mat- ter in hand and issues its mandate making it a criminal offense to kill the birds. How long will it be before this beneficent act takes place? It does not seem near at hand just now. Must America wait for foreign nations to take up the matter and do this act of justice in advance of free America? The protection of the birds seems of sufficient importance to interest the monarchies of old Europe, even before we here have thought to make mention of it in our National halls of legislation. Now that the world has taken the question of bird conservation into its discussions there may be some pros- pect that something will be done along this line which is of a million times more portent than pacts discussing the question of war or peace. Here is a question on which it would seem that all could agree, that is with regard to a certain class of birds, and when we get this far we may conclude that an entering wedge has been start- ed which has wonderful prospects ahead, America should agree to protect all birds, native and foreign, since not one of them but is necessary for the economic condition of the land. Migra- tory fowls may not be numerous be- tween this country and Europe, yet even what there are should be mutual- ly protected, to the end that they may increase in numbers until the danger of insect destruction of agriculture has ceased to be a menace. During the past winter in Michigan the caw of the crow was seldom heard, a fact which seems to indicate that some ill fate has befallen that famous bird. That we need the crow is not to be denied. In fact, we have in our whole country not a single species of bird which is not in a way a minister- ing angel to mankind. Not long ago, as I was along one of our streets I rustle of myriad wings, blackbirds. A large flock of these birds flew across my vision, making merry over the fact that no air rifle or other destructive arm was being used for their destruction, I think, perhaps, a hundred of these birds were out merrymaking in Grand- ville. Since the air rifle has been ban- ished from our streets by the proper authorities this showing of birds was made possible, and what a pleasing pic- ture it was. It reminded me of the old boyhood days in the North woods when nature was permitted to take its course and very few birds fell victims walking heard a the creak of to the guns of their enemies. It is a joyous thought that the birds are coming back. Even the prolific cutworm would squirm in his den with fear of such an outcome. Let American citizens everywhere strive to encourage this foreign move- ment in favor of preserving the life of our migratory bird friends. It is cer- tainly a worthy object and will serve to aid in cementing a friendship be- tween nations that no peace pacts and leagues against war will be possible to effect, Who can say that the final outlaw- ing of war may not come through a universal outputting of hands to stay the destruction of the world’s birds? Old Timer. ————__> Jim the Penman Visits Traverse City. Traverse City, Sept. 25— When Barnum, the showman, was asked if he expected to fool the public with his faked mermaid, he replied, “Suckers are born every minute.” Many such individuals are yet alive, subject to the fascinations of innumerable Barnums. The quotation as written above has been printed and read by the public millions of times, yet the sharper everywhere is successfully catching suckers, among whom there are mer- chants, bankers and men of every branch of business. By some means a practitioner of “Jim the Penman’s” art gathered up a bunch of Swift & Co. checks and a signature of the local manager of the company’s business in this city. > a: NP GP ame ED pam em Dame FS F.C. MATTHEWS & CO. 111 PEARL ST. N. W. Phone 9-3249 x — ik * b September 26, 1928 MICHIGAN TRADESMAN 17 Three-Fourths of Customers Served By Telephone. Oak Park, Ill., Sept. 25—In spite of three chain stores across the street my business averages $250,000 a year and has continued to grow as steadily after they came as before. JI have been es- tablished thirty years. It is my idea to keep my store as attractive as the chains and even go them one better. Floor, fixtures and windows are kept scrupulously clean, Green goods dis- play in front window is changed daily. Special care is used on shelf arrange- ment and the “specials” are on two well-arranged tables near the door and conspicuously price-marked. I mail circulars to 2,000 names each week and advertise locally. Articles offered at cut price by chains are not featured and are offered only when asked for, Reduced lines, fast turnover and per- sonal service are fundamentals of re- tailing which here find full expression in growth and profits. I will not carry more than two or three duplicating lines. My turnover is now twenty-five times per year and I can carry all my dead stock out in one wheelbarrow load. In a sense I am not competing with the chains at all, for the goods I feature are not the same ones they handle. I am firmly convinced that the merchandising system in my store is equal or superior to theirs. While their price on everyday items of food may be a little lower than mine, that advantage—if it is an advantage—is more than offset by our credit and delivery accommodations and the fact that customers are waited on promptly. My customer list contains about 700 names and as about 75 per cent. make their purchases by telephone, the mat- ter of giving the best attention to the remaining 25 per cent. is greatly simplified, F. L. Strickland. 2.2. ___ — Meets Chain Store Prices—Emphasizes Careful Wrapping. Rome, Ga., Sept. 22—Equipped with years of chain store training, we have built upon chain store methods, plus our own advantages. I sell for cash only. No deliveries. Telephone orders are received and goods wrapped and laid aside for customer. My associates know about every- body in town. One of these is placed in charge of each department, where he has become a specialist in the best methods of selling and display. One man looks after vegetables. He knows what his customers want. He can judge with almost uncanny ac- curacy what will be sold and how much should be stocked to meet ‘the demand and he knows how to display vegetables to best catch the eye of the housewife. Another man handles can- ned goods and the array of these shows that he knows display as well as sales- manship, Every customer is greeted as she en- ters the store, although the salesman may be too busy to serve her at that moment. This makes her more willing to await her turn to be served. Each customer is studied with a view to learning her likes and dislikes. The non-delivery system is simpli- fied through wrapping packages with great care. A woman will not object. to carrying a package neatly and com- pactly wrapped, whereas she would re- fuse to carry one carelessly prepared. High quality paper and twine are used. Vegetables receive special care and represent 50 per cent. of our sales. We have met the chains on their own terms and succeeded in a big way. W. H. Pilson. —_—__22ss—_ Glancing Back Fifty-five Years. Piedmont, Mo., Sept. 22—As I de- vour the Tradesman each week and see At, White’s articles, which I al- ways read, I almost feel as though I had heard from him, but still should like to sit down and visit with him once more. I am enjoying my usual good health and feel that I must keep to work, for when an old man quits work he is almost done. Frank Ver- beck’s articles in the Tradesman I en- joy, as he continually calls to mind my boyhood traveling days. His last, which I have just finished, telling of the new hotel at Cadillac, replacing what he terms the old McKinnon, calls to mind the first hotel at Clam Lake (first name for Cadillac), the Mason House. It was a log structure not three stories high and not lighted with crystal chandeliers. The large fire- place was not set between fluted pilasters. The floors, as I recall, were not stained a pastel green, but the Mason Hodse did have a high vaulted ceiling with heavy beam effects. Later, when the sawmills got to work, an addition of rough pine lumber was added, with little cubby rooms with two beds in each, as well as two men to each bed. Those were great days. Kalkaska also had its log hotel, but it was as neat as wax and served good meals for those days. The Dawdy House, at Mayfield, stands out in my memory. I once stopped three days for $1.25 per day and the landlord gave me all his fish, with what I had caught, to take home. I see you have been having a big cherry crop this year, which means $1,500,000 to the Northland. Hope the prices were good, August 23 made it seventy-four years for yours truly and still going strong. Our business is very good and we en- joy living yet, as Artemus Ward would say. John H. Jewett. Corporations Wound Up. The following Michigan corpora- tions have recently filed notices of dis- solution with the Secretary of State: Reh Nurseries, Inc., Monroe. Independent Bottling Works, Detroit. Multiple Properties, Inc., Detroit. Merchants’ Associated Corp., Detroit. Hibbert & Scott, Inc., Detroit. George Oil Burners, Inc., Detroit. Fried & Krasner, Inc., Battle Creek. James F. Hayes & Co., Detroit. Cramer-Maurer-Dancy Co., Detroit. Sovereign Laboratories, Inc., Detroit. Raleigh Holding Co., Detroit. Harbor Springs Lumber Co., Harbor Springs. Jackson Paper Box Co., Jackson. Big Chief Oil Co., Wyandotte. Romulus Machine Co., Momulus. Little Gray Flower Shop, Detroit. Lansing Flint Co., Lansing. Genesee Flint Co., Flint. Flint Road King Sales Co., Flint. Detroit Road King Sales Co., Detroit. Genesee Durant Co., Flint. Star Motor Co. of Michigan, Lansing. Saginaw Flint Co., Saginaw. Grand Rapids Flint Co., Grand Rapids. Vanderveen Construction Co., Grand Rapids, Bruce Pattern Works, Detroit. G. W. French & Son Co., Ionia. White & Hallock, Inc., Muskegon. J. Saraquse, Inc., Detroit. Gratiot Machine Tool & Manufactur- ing Co., Detroit. Opalume Sign System, Battle Creek. 22. Hides and Pelts. Grean ¢ No. 2) oo 18 Green, No, 2 17 Cured, Not oe 19 Cired. No 2 220 te 18 Calfskin Green, Na. I... ..______ 25 Calfskin, Green, No. 2 —..._-___..-_-_ 22 Calfskin. Cured, No. 1 1... 26 Calfskin, Cured, No. 2°... 23 Proese. No. ft oe 6.00 Florse, NO. 2 2 5.00 Pelts. Wamibs (3) 50@1.25 Sheariings 2 25@1.00 Tallow. SOG ee 07 Not 07 ee Se 06 Wool. Unwashed. medium. ...._-._-_--___- @40 Unwashed, rejects ..___._____. @30 Pnwashed, fine @30 >> The best reducing exercise can be performed on a washboard. MEANS -—— More Sales Grand Rapids Detroit SCHUST’S LINE Bigger Turnover Larger Profits, and Satisfied Customers THE SCHUST COMPANY “ALL OVER MICHIGAN” DISTRIBUTING POINTS This Display Increases Sales Lansing Saginaw WHITE HOUSE COFFEE — And Hard Cash for You! Of course, you’re in business to make money. With a good margin of profit assured, you can make the MOST money by giving your customers the best values for THEIR money. In the coffee line, this means selling White House Coffee with the flavor Flavor is Roasted In / DWINELL-WRIGHT CO., Boston, Mass., Chicage, Ilt., Portemeuth, Va. “roasted in.” It means more satisfac- tion on the table, steady repeats, grow- ing good-will for your store. Try White House Coffee in your own home. You'll be eager, then, to send it into other homes—and you can do it at a good profit. DWINELL-WRIGHT COMPANY ONE POUND NET 18 DRY GOODS Michigan Retail Dry Goods Assiciation. President—F. E. Mills, Lansing. First Vice-President — J. H. Lourim. Jackson. Second Vice-President—F H. Ypsilanti. Secretary-Treasurer — Charlotte. : Manager—Jason E. Hammond. Lansing. Nissly. John Richey, Gay Novelties For Fall Wear. Since the coming Fall fashions de- mand some form of embellishment, there is an artificial flower shown for every type of costume, from the simple sports outfit, consisting of tweed skirt and knitted jumper, to the elaborate evening gown. Some of the designs are copies of gardenias, dahlias, violets, roses and various blooms found in old- fashioned gardens. Gardenias are by far the most popu- lar at present, in clusters or in groups of twos and threes. They are featur- ed in a full range of colors comprising the new Autumn shades, as well as pastel shades for evening. For sweat- ers and general sports costumes the single flower with large petals in one combinations are quite smart looking. One attractive flower that has not been designated so far is made of soft velvet in a com- bination of black and green, purple, It may be worn with tailored or afternoon ensemble. Violets are to be smarter than ever this season, according to some of the or two-tone color gray or beige. leading authorities on styles in flowers. They are shown in huge clusters com- posed of tiny bunches in shades rang- ing from a soft lilac to deep purple, with some rose and geranium shades interspersed. These clusters are equal- ly appropriate on day costumes and for evening if the gown is simple in line and of a smooth-surfaced material. The choicest flowers for evening wear are those either of silk or velvet with long trailing and natural looking foliage and buds. Roses and dahlias are quite popular at the moment be- their colorings and adapt- ability for either shoulder or sash stems cause of trimming. Feather flowers, which have been worn much during the past season, are now being shown in new color com- birations and in clusters as large as those noted in the bunches of violets. Foliage is omitted. The colors are in- tense, rich yellows, browns, dark reds and corn-flower blue. For wear with a black afternoon ensemble there are feather clusters of black and white, or black with beige, royal Llue or green. A medium-sized handbag for the young girl going away to school is made in envelope style with the outer flap of woven leather in fancy designs. Inside is a folded belt for sports wear, also of the same leather. These come in several color combinations, includ- ing beige and brown, black and white, beige with green, red aad navy blue. The fittings take up very little space, although they consist of a powder box, change purse, mirror and cigarette case with tiny lighter fitted into the same pocket. Chanel's new necklace makes an at- tractive ornament fcr wear wit', the various types of day costumes. I1 is of medium length and made of several strands of beads twisted in rope for- MICHIGAN TRADESMAN mation. The ends, instead of being continuous, are joined in a sailor’s loop, which is permanently fastened. The predominant colors are gold with green, red, navy blue and_ sapphire shades. The individual beads are small and often alternate with sma‘i gold rondels. This necklace has gain- ed such favor that it is bez made of pearls and rhinestones or in a com- bination of both stones, very —_—_—__2~» 2 Attractive Accessories in Furs. The fur neckpieces that are being shown in the best shops and by ex- clusive dealers are most attractive. All of the old styles are elaborated ‘and many new fancies are presented. Fox skins, which came forward so fast and in such quantities and qualities for sev- eral years that last year they seemed to have been done for, have had a re- vival this season. Not that a fox neck- piece is considered especially smart, but its decorative quality as a bit of protection and comfort for occasional wear endears it to women at large, and fox scarfs to be worn separately or fitted to a cloth coat or ensemble are now among the staple articles in fur. Fox skins come in very large sizes and in many varieties. The novelty in the new scarfs consists more in the design or the manner in which it is adjusted than in the treatment of the skin itself. It is still usual to see a handsome, bushy-tailed fox scarf drap- ed about the neck or shoulders in some picturesque manner. It elaborates the simplest frock or most severely tailor- ed suit, and serves an ornate trimming on some of the smartest costumes for Autumn and Winter. The rarest and _ costliest furs are made into small scarfs to be worn close about the throat with such variation in treatment as is possible. Sable and ermine are among them and are offered as a youthful touch for daytime frocks. The long, straight scarf which ad- mits of so many different arrangements is shown in all of the new furs, es- pecially the flat, close-clipped kinds. A scarf of caracul, broadtail or any of the short furs is made in a straight piece six to ten inches wide, long or short, to be worn in any one of the sev- eral new styles. One of the unique new designs in fur neckpieces is a straight scarf tied in the manner of an ascot. This is worn with wide cuffs to match, which are set well up on the sleeves of a plainly tailored ensemble of broadcloth, and a small muff completes the set. In some of these ensembles the scarf is so ample and the cuffs so deep as to elab- orate the entire costume and take the place of a fur wrap. One designed by a French house includes a_ small round muff and a turban of tailored style, all of old-fashioned, tightly curl- ed black Persian lamb. This with a slim coat of black broadcloth has an air of conventional elegance. Various models of fur pieces and en- sembles are shown for more elaborate costumes. One particularly original is a high, full collar of white fox attached to a band of white satin and finished with wide white satin ribbon ends to tie in a bow. Weather Helping Haberdashery. Some gain in the sales of men’s haberdashery is noticed when the weather is cool, but volume immedi- ately drops off with the recurrence of warm weather. Thus far, however, it is indicated the season gives good evi- September 26, 1928 dence of an early start. Shirts and neckwear are the items in which most interest is being shown. Collar-attach- ed styles dominate in the former, par- ticularly broadcloths, while new pat- terns and colors in neckwear retailing at $1 to $1.50 are the volume sellers. Affiliated with 320 Houseman Bldg. The Michigan Retail Dry Goods Association An Association of Leading Merchants in the State THE GRAND RAPIDS MERCHANTS MUTUAL FIRE INSURANCE COMPANY Grand Rapids, Mich. 4:30 a. m. to 7:00 p. m. 4:30 a. m. MICHIGAN BELL TELEPHONE CO. Long Distance Rates Are Surprisingly Low For Instance: rSJA0 or less, between 4:30 a. m. and 7:00 p. m., You can call the following points and talk for THREE MINUTES for the rates shown. points are proportionately low. . Day Station-to-Station From GRAND RAPIDS te: Rate BALTINGRE, Mada. $2.40 DES MOINES, ta. 2 2.20 El wien. mY. 2. KNOXVILLE, Tenn. .......~..-.... 2.40 NASHVILLE, Tenn. —. 2.30 HenoineG. ©e. oo 2.40 ROANOKE, W. Va. 2... 2.30 BYRACUGE, Me Ve ou 2.30 WASHINGTON, D.C. ......._ 2.40 WILKES-BARRE, Pa. —_.._-_. 2.40 The rates quoted are Station-to-Station Day rates, effective Evening Station-to-Station rates are effective 7:00 p. m. to 8:30 p. m., and Night Station-to-Station rates, 8:30 p. m. to A Station-to-Station call is one made to a certain telephone rather than to some person in particular. If you do not know the number of the distant telephone, give the operator the name and address and specify that you will talk with “‘anyone”’ who answers at the called telephone. A Person-to-Person call, because more work is involved, cost: more than a Station-to-Station call. to-Person call is the same at all hours. Additional rate information can be secured by calling the Long Distance operator Rates to other The rate on a Person- September 26, 1928 MICHIGAN TRADESMAN 19 SHOE MARKET Men Interested in Price as Much as Women. Do men like to go bargain hunting, or does the fair sex have the monop- oly of the childlike faith that they may, some day, get a rare buy for almost nothing? A survey of men’s shops showed that men like bargains and are just as keenly interested as are women, but they hate to admit it. A man will walk into his favorite store, where a sale of shoes and clothing and acces- sories is being conducted, and try to look surprised that the management has seen fit to reduce prices—and then plunge in, The head of one of Rochester’s lead- ing men’s haberdasheries was asked his opinion regarding men as against women, “I believe I am rather well qualified to give conclusive opinions,” he said, “for in the past twenty years I have been associated both in men’s stores and women’s as well, and I have not only managed but served as well. I believe that there is hardly a clerk, man or woman, but would rather wait on a man rather than a woman, Men are so much easier to please and sales are made without the usual haggling that accompanies the And a man shopper is a much better sport. If he buys an article and finds out later that he might have gotten it elsewhere for less, he, as a rule, has nothing further to say about it, where on the other hand we are apt to hear from a woman cus- tomer in no uncertain terms. who woman shopper. “Another characteristic of men is that they are much easier convinced than is a woman. A man is willing to admit that perhaps the salesman knows something, while a woman will take a piece of cloth, feel it, hold it up to the light and do everything but bite into it. Every woman assumes that she has an exhaustive knowledge of ma- terials, styles and cut and patterns in shoes and clothing, heel heights and so forth, and some women in whom this idea is carried to an extreme are very difficult to serve. Although styles in men’s shoes and clothes do have more snap than heretofore, they are a long way from a woman yet. While a generous stock is needed to take care of the wants of men, it is not to be compared to the countless feminine, so- called necessities that are needed. Shelves and shelves of gloves, shoes and ribbons and so on, You ask me if this could have any possible bearing on the numerous styles in women’s footwear, and I say decidedly yes. My experience has taught me that no wo- man wants to buy a pair of shoes if her acquaintance has a pair just like them. They will take the same shoe if there is just a little change made, but it must be different. In shoe stores it becomes harder and harder to take proper care of women, for they will in- variably sacrifice everything for style; and I have seen time and time again where a woman would spurn a good looking and good fitting shoe merely because she felt it looked too large, or perhaps because she thought she wore a half size smaller or still the color or material might not happen to coincide with her thought regarding the latest thing.” —_——__ + >___- Told the Time By Aches and Pains. Stressing the importance of correct- ly fitting shoes in minimizing occupa- tional hazards, Dr. Joseph Lelyveld, chief of Boston Foot Clinic, cited the case of a sole leather sorter who re- cently visited the Boston clinic. “This patient went to work at 7 o'clock in a basement with a cement floor,” he said. “At 10 o'clock he felt a pain in hisj At noosa the pain rose to the calves of his legs. At 3 o'clock it had, reached his back and at quitting time climaxed in a splitting headache. “The patient brought his working shoes in to us on his second visit and we were able to point out to him just why his feet had been hurting him. After our demonstration he agreed that his old shoes were a definite liability to him in his work instead of an economy. “He followed our advice about get- ting new work shoes and now carries a watch.” heel. a one To Complete the Bride’s Outfit. Autumn brides will find a large and varied assortment of styles in wraps to go with their wedding costumes. In these velvet is most in favor, a velvet of the same type as the gown. In gen- eral, the soft, wrap-around dolman is the. design chosen. In one detail it is distinctly new. This is in the sleeve, which is cut wide and shirred full along the upper side of the arm to fall away in graceful folds. The cushion collar, shirred in different ways, or a scarf or fur collar is used. Some fascinating color combinations are seen among the French wraps shown with the gowns. A _ wedding dress of a white velvet with a tinge of blue has a wrap of satin in a shade more distinctly blue, lined with velvet to match the gown, and has a shawl collar and cuffs of white fox. One of the ultra-modern wedding gowns of peach satin is made by a French modiste to be worn with a wrap of peach and silver brocade lined with velvet the shade of the gown. The varieties of fur used to trim the wrap in a wedding costume are mostly white fox, ermine, mink and_ sable. Among the fur wraps those of ermine are expected to be much worn, though some brides regard a fur wrap as less elegant for a wedding gown than one of velvet or a handsome brocade. In the display of styles for general service sports frocks and suits of tweeds and woolens in different weaves are shown. Two-tone mixtures are particularly smart, especially as pre- sented in models from Lenieff, Suzanne Talbot and Jane Regny. In the three- piece ensembles two materials, differ- ent in weave and color, are widely used, the coat and skirt being of one and the separate overblouse of another. In some of the latest sports suits a motif or insignia of some sort is stitched on at one, two or three points. In their formal afternoon gowns for this season’s trousseaux Philippe et Gaston, Drecoll, Martial et Armand and others of the prominent Parisian couturiers are reverting to the crepes and georgettes and elaborating the gowns with needlework and fancy de- tails. A chic little afternoon dress from Bechoff is made of gray crepe maro- cain. One from Jenny, very youthful in line, is made of black marocain, and the collar and cuffs are of embroidered white crepe de chine. Lenieff trims a black crepe de chine gown with gold, red and green. The printed velvets are sweeping everything before them, endangering their distinction by a too great popularity, and velvet in plain black and colors is exceedingly fash- ionable. The occasional wraps and accessories for evening include spangled and bead- ed coats, which are exceptionally beau- tiful. Jackets of gold paillettes are like dazzling coats of mail, and will be worn even more than they were last season for dinner in restaurants and the theater, ——_+-. “High” Novelties Favored in Shoes. Early consumer buying in tthe better shoe shops around the country shows that women are according high favor to extreme Reptile effects hold the center of the style stage, with genuine lizard featured. Another fay- ored material is genuine watersnake. Suede is seen in a number of effects, its novelty being supplied, for the most part, through combination with other and “flashier’ materials. Particular preference by women seems to be given to footwear embellished with metallic motifs in gold and silver. Strap ef- fects are generally liked variety of models—and there is some call for front cutout effects. ning wear fancy heel effects are being novelties. in a wide For eve- sold freely, and they are obtainable in almost endless variety. ——___+ +. Recommends New Hosiery Lengths. Standard lengths for women’s hos- iery, based on foot sizes, are recom- mended by the research department of the National Association of Hosiery and Underwear Manufacturers to meet the needs imposed by shorter skirts and make possible the proper fitting of women with short legs. These are the lengths recommended: Sizes 8 and 8% 27 inches; size 9, 9% and 10, 27 and 29 inches. Many stockings are now being turned out 30 and 31 inches in length, but it has been found by the associa- tion’s research that the de- mand for them has been exaggerated. Making the hose too long not only puts up production costs without a increase in selling experts corresponding prices but is found to be annoying to women whose build requires shorter stockings, ——_—_++ + Blues Lead Color Trend. Favor for blue is sweeping all be- it in both garments and_ piece goods, while black has been receding Shades known as_ Inde- pendence and Davy Jones blue have been dcing particularly well, as have several of the medium dark tones. This trend is noted not only in this mer- but in well. Blue jewels, for example, particularly star sapphires, are having a strong run of popularity. While reds and greens are not notably active at the moment, there is a chance that they may have a play before long. Green jewels, such as jades and emeralds, are being stress- ed to wear with the new light green dress silks, fore somewhat. chandise accessories as ——__—2 2 — Leather Situation Improving. Although shoe production during the last half of this year is not expected to equal that of the first half, leather mer- chants profess to see encouragement in situation. Shipments of sole leather, while behind those of last year to date, have shown definite im- provement in the last thirty days. Upper leather, particularly calf and kid, has also made a better showing lately. Taken as a whole, the current condi- the present tion of the trade was described yester- day as normal. Prices, which eased off somewhat during the earlier part of the Summer, are now strengthening. ——_+2~<— Window Glass Again Advanced. Featuring the glass trade was the announcement by the American Win- dow Glass Company of a further ad- vance in selling prices of window glass. The new discounts become effective the first of the month and raise by one point existing prices on most grades of window glass. The increase, which is the third since May, is held another step in the restoration of prices to 2 more satisfactory margin of profit The demand for plate glass continues in very satisfactory seasonal volume. basis. MICHIGAN SHOE DEALERS MUTUAL FIRE INSURANCE COMPANY LANSING, MICHIGAN Prompt Adjustments Write L. H. BAKER, Secy-Treas. P. O. Box 549 LANSING, MICH. 20 MICHIGAN TRADESMAN September 26, 1928 RETAIL GROCER Retail Grocers and General Merchants Association. President—Hans Johnson, Muskegon. First Vice-President — A. J. Faunce, Harbor Springs. Second Vice-President — G. Vander Hooning, Grand Rapids. Secretary—Paul Gezeon, Wyoming Park. Treasurer—J. F. Tatman, Clare. Reasons Why It Pays To Face the Facts. “No matter how big a chain store company grows it can’t afford stores with a labor cost two or three per cent. higher than it ought to be.” is the way H. C. Bohack, remarkably successful New York chain grocer, finishes an article in a New York trade paper. The story contains such a wealth of hints to every grocer that the tempta- tion is to copy it all; but let me run through a few paragraphs and com- ment on them, To begin, then, what is the correct labor cost in any grocery store? What should it be in your store? What is If you do not know, but never it in your store? you are like most grocers; can you hope to compete with your neighbors—let alone the chains—until you do know. Then you must get it right and keep it right or prepare to drop out. I had been in business more than twenty years before I ever thought of that subdivision of expense. In the old days, we knew the total expense. If that was bounds, we felt If not, we curtailed wherever But nobody worked with full intelligence segregation of expense items was effected and stand- within happy. we could. until ardized. In 1900 labor costs ranged 6% to a dollar cents to 8 cents 8 per cent. That is to say, of sales carried 6% of labor cost and left 92 cents to 9314 cents to cover cost of merchan- dise, other expenses and profit. This labor cost must cover every labor item—wages, salaries, commissions— every cent paid to anybody whether your own drawings or otherwise. Bohack found his 1926 earnings had fallen below those of 1925. Seeking the cause, he makes some striking re- marks: “We all know that, as your production increases, your sales costs go up. It costs more to sell a ford car to-day than it did a few years ago. It costs sell a package of chewing gum than it does to make it.” Those are sidelights we can all reflect on. It costs Wrigley 15c to produce a finished box of gum, I believe. You pay 55c for it. How did Bohack regain a correct profit ratio? ‘We didn’t do it by lop- ping off overhead expenses, because you can’t run a store organization without system and without efficient supervision. Neither can you add a great many long-profit items, although we naturally do what we can in that The change from loss to profit came about largely by reducing more to direction. our expenses right at our own stores.” How many grocers are familiar with facts about their business such as Bo- Can any store be run without system? Bohack then pro- ceeds to show how he did it. It will pay any grocer to read what he says: hacks quotes? “We know by experience and by the figures which our accounting depart- ment prepares every month that we make money from a store when the sales expense doesn’t exceed 9 per cent. Some stores do nicely on a labor cost of 8 to 8% per cent.; we even have some which do business for a sales ex- pense of only 7% per cent. That’s fine.” So it appears that labor cost does not need to be much greater now than it was twenty-five years ago. “On the other hand,” proceeds Bo- hack, “we have some stores with labor costs of 10, 11 or 12 per cent. Let me show you how this figures up. Suppose you put down 8% per cent. for wages. Add 3 per cent. for rent. Add 6 per cent. for overhead, advertising, ware- house, trucking, supervision, manage- ment insurance and so on. Light and heat another 1 per cent. Total these, and what do you have? 1834 per cent. “Now if you are making 20% or 21 per cent. at that store and can hold your operating expenses down to 18% per cent., you're making money. But if your expenses go up to 19 per cent. or over you're losing.. “We took each manager separately and showed him how his store was costing too much money. ‘I don’t want any 12 per cent.—I want all 9 per cent. or even better,’ I told them. ‘We can’t afford to carry you along if you're not paying your own way,’ I told them. ‘If all the rest are going ahead and you’re going back, what’s the reason?’ ” There are plain facts and figures. First, is it not remarkable how near those expenses and needed margins are to what individual grocers must have? Yes, but how many individual grocers have such facts at their tongue’s end? “Right away,” continued Bohack, “we bumped up against the delivery problem. Our policy is that, if a man- ager wants to deliver orders, and can do it without hiring extra help, it’s O. K. with us. But we found we were paying $6,000 for extra time, much of it needless expense, as we figured. So we told these unprofitable managers, ‘Start now and show a little gumption. If a woman phones you for two lamb chops and wants them delivered, you know you can’t afford to leave the store and carry her a small order like that. Learn to say no and then say it.’ “A delivery system, we know, costs 5 per cent. We can’t afford to pay that much for it. If any store manager can deliver goods without hiring extra people, we are willing he should do so. But we can’t have that expense. “We talked to some managers in this way and they seemed to like it. ‘I like you, but you’re not doing enough work. Now you've got to start and hustle.’ We had a store, for example, doing $300 per week and the manager received $35 salary and 1 per cent. bonus on sales. That made $38. In addition he was paying a delivery boy $10 per week, making total sales expense $48 or something like 16 per cent. That was an extreme example, but so bad it stuck in my memory. We talked to this manager thus: ‘How’d you like to run your store on the basis (Continued on page 31) salaries, enrages a A SERVICE THAT WILL INCREASE YOUR SALES One person out of every four families in the United States has been benefited through Fleischmann’s Yeast for Health. This means a large number of your customers eat it. Do they come to your store to get their daily supply? Here is a chance to render a service that will bring them back regularly, make them | permanent customers, for all the groceries they need. | FLEISCHMANN’S YEAST Service M.J. DARK & SONS INCORPORATED GRAND RAPIDS, MICHIGAN = Direct carload receivers of UNIFRUIT BANANAS SUNKIST ~ FANCY NAVEL ORANGES and all Seasonable Fruit and Vegetables Uncle Jake says- “1 have always noticed that the chap who believes in PLUGK, is the one who sits on the front seat and does the driving, while the one who places his faith in LUGK squirms around on the back seat and does the grumbling.” a When we placed K VP DELICATESSEN PAPER on the market luck did not enter into it. We felt there was a demand for it and we have proved it, hence as you have the pluck let’s get together so that everybody may get the benefit. KALAMAZOO VEGETABLE PARCHMENT CO., KALAMAZOO, MICH., U.S. A. ———-—__—— orm — Don’t Say Bread — Say HOLSUM silat ean i cate ig sheaenttting ecvastisctgge? September 26, 1928 MICHIGAN TRADESMAN 21 MEAT DEALER Michigan State Association of Retail Meat Merchants. President—Frank Cornell. Grand Rapids Vice-bPres.—E. P. Abbott, Flint. Secretary—E. J. La Rose, Detroit. Treasurer—-Pius Goedecke, Detroit. Next meeting will be held in Grand Rapids, date not decided. Dry Skim Milk in Sausage. Sausage makers have long used dry skim milk in several types of sausage —not as a “filler” or cheapener, for the dry skim milk appears to have about the same value per pound in the finished product, considering the mois- ture needed to balance it, as the sau- sage meat. The dry skim milk is used to improve the quality of the sausagge, which it does in several ways. While there is little information available based on careful studies, the American Dry ‘Milk Institute has gathered statements and opinions from various sources which show some of the reasons for using dry skim milk. One large meat packing house says: “Dry skim milk is used quite exten- sively in frankfurts and loaf goods, and we mean by that baked loaf. In the frankfurts it makes a plump frankfurt, and apparently makes the frankfurt stand up longer or keep better from an off condition standpoint than it does without milk, although there is not any great amount of this in the product. There is no doubt but that it gives a very nice frankkfurt and gives it a sort of sweet peculiar taste which some people are very fond of. “In loaf goods, it makes the loaf cut much more smoothly, and it leaves just a little gloss on the meat after cutting the product and also helps to make it plump. “Of course, the straight milk (un- skimmed) is also used in Bockwurst and some special articles of that kind, “Using milk makes the product cost about the same as without milk. We get a little excess yield to make up for the cost of the milk. In other words, when the sausage is carefully made and carefully handled, and with milk properly handled, we can break even in some cases without milk from a cost standpoint. There is no profit in it, however, except from quality of the product. “The quantity used is from three to five pounds per hundred pounds of meat in uninspected factories where government is not so rigid and in loaf goods and things of that kind you can use five pounds. On frankfurt the limit is supposed to be three and one- half pounds, although a great many use four pounds in the inspected houses. “We think this covers about all the questions which come up concerning the use of milk in sausage from a prac- tical standpoint.” Dry skim milk may be used in sau- sage in most states provided it does not increase the moisture content un- duly and is not in excess quantities. Federal regulations covering products shipped in interstate commerce are: Regulation 18, Section 6, Paragraph 13, of Revised Regulations governing Meat Inspection of the U. S. Depart- ment of Agriculture. Milk, skimmed milk, dried milk, dried skimmed milk, malted milk, and analogous substances and products which may be approved for such purpose by the Secretary of Agriculture, may be added to sausage, provided their use does not result in added water or moisture in excess of the amount permitted in Paragraph 5 of this section. Sausage shall not con- tain dried milk, dried skimmed milk, malted milk, or other dehydrated milk product, in excess of 3.5 per cent. and if cereal, vegetable, starch, or vege- table flour is also added, the combined amount of cereal, vegetable starch, vegetable flour, and dehydrated milk product shall not exceed 3.5 per cent. Regulation 18, Section 6, Paragraph 5. For the purpose of facilitating grinding, chopping, and mixing, not more than 3 per cent. of water or ice may be added to the causage which is not smoked or cooked; sausage of the type which is smoked or cooked, such as frankfurter style, vienna style, and bologna style, may contain not more than 10 per cent. of added water to make the product more palatable. These are Federal regulations and would not necessarily apply to a prod- uct not shipped in interstate commerce. It has recently come to our atten- tion that the Pennsylvania law forbids the use of any substance not meat in sausage. Recent abuses have led to a strict enforcement of this law and we are informed by the State chemist that in order to use dry skim milk in sau- sage legislation permitting it must be sought. —_+-.____ Oysters Furnish Vitamins Galore. Although oysters are an accepted article of food in nearly every home, few realize how valuable they are as a source of vitamins, says James E. Webber, department of agricultural chemistry research at the Oklahoma A. and M. college. Recent tests by the U. S. Bureau of Chemistry have shown the oyster to be an excellent source of vitamins B and A, comparing favorably with standard foods as a source for such factors. Vitamins C and D are pres- ent in acceptable quantities, but vita- min E is probably absent, he says. Taken as a whole there are probably few if any foods that contain such a complete group of vitamins as this protein food. Also tests on the feeding value of the protein material showed that it was of good nutritional quality and well assimilated. Since the oyster also contains large amounts of the various essential min- eral elements such as copper, calcium and phosphorus, it should not be over- looked. Oo - - Best Trade Paper Merchant Ever Read. Halfway, Sept. 24—Enclosed find check for $3 for the Tradesman, the best trade paper a merchant ever read. If any merchant follows its teachings, he cannot help but profit by it. I think this much of it that I have tried to interest several of my friends, and have shown them where they also could profit by subscribing for it. Maybe a follow up from your office might make these people see the light. Chas. L. Hogle. Oe Every one likes applause, but most of it is merely applesauce, Even “Baby” can digest the pancakes made from this delightful flour! INSIST ON “ROWENA.” FULLY ee cret eee SELF RISI NG FAMILY ANCAKE FLOUR VALLEY CITY MILLING C0. GRAND RAPIDS,MICH Also Buckwheat Compound Produced by the Millers of the famous “Lily White Flour” PLACE A TRIAL ORDER TODAY! Valley City Milling Co. Grand Rapids GRAND RAPIDS PAPER BOX Co. Manufacturers of SET UP and FOLDING PAPER BOXES SPECIAL DIE CUTTING & MOUNTING. ce H I G RF AN S R A FEO S$ mM I G A N VINKEMULDER COMPANY Grand Rapids, Michigan Distributors Fresh Fruit and Vegetables “‘Vinke Brand’? Onions, Potatoes, Sweet Potatoes, Oranges, Lemons, “Yellow Kid’? Bananas, Vegetables, etc. LIPTON 5 TEA | A truly refreshing and de- licious cup of tea is best made with Lipton’s. TEA PLANTER Cevlon | 22 HARDWARE Michigan Retail Hardware Association. President—Herman Dignan, Owosse. Vice-Pres.—Warren A. Slack, Bad Axe. Secretary—A. J. Scott, Marine City. ae ee iliam Moore, Detroit. The Toy Department in the Hardware Store. With many hardware dealers, the toy department is not an innovation. It is a natural outgrowth of the increased catering to the Christmas trade. But though most hardware dealers handle many lines that belong to the toy de- partment, comparatively few handle, even at Christmas, a complete line of toys. Whether he should carry a toy de- partment or not is a question to be de- cided by the dealer himself in the light of his actual situation, the extent of local competition in this line, and the demands of his customers. But if he decides to conduct such a department, there are a number of points worth considering. The merchant who handles toys will reap his biggest harvest in the Christ- mas season. That, however, is no rea- son why, between seasons, the toy de- abianet should be completely shelved. Toys are in all-the-year-round demand to a certain extent. There are birth- days to be remembered every day of the year. There are always children clamoring for new playthings. The toy department will pay fairly well for what all-the-year-round prominence you give it. More than that, what you do to keep this department in the public eye be- tween times will help to draw trade when the toy season is at its height. When toys are uppermost in the pub- lic mind, the tendency is natural to buy from the recognized toy store rather than from the merchant who makes a big publicity spurt when toys are in demand and allows them to be for- goten the rest of the year. The appeal of the toy department is primarily to the children. True, it is the parents who do the actual buying; but the quickest way to reach the par- ents is through the youngsters. Hence, a large share of the merchant's toy publicity must be directed toward the kiddies. This publicity should be commenced well in advance of the season. In fact, with early fall, when the days grow shorter and the youngsters have more time to spend indoors, is a good time to begin talking toys. Good “lead up” lines, starting the interest of the chil- dren in your directions, are accessories and decorations for hallowe’en and Thanksgiving parties. Such functions are becoming more and more popular; and the pumpkin heads, black cats, witches and other incidentals appeal to the youngsters. They carry with them a mental suggestion of toys; they pre- pare the way for the actual Christmas campaign, which should commence in November right after the Thanksgiving festival. Normally, the Christmas season lasts two weeks, perhaps less. The experi- ence of individual hardware dealers, however, in recent years has pretty clearly shown that early advertising of seasonable goods is very effective in MICHIGAN TRADESMAN stimulating early Christmas purchases. This is true of the toy department, as of other lines. With his toy department stocked early, the hardware dealer can urge the wisdom of making an unhurried selection while the stock is at its best before the rush sets in; and can offer, as many merchants do, to set aside the articles desired, perhaps on pay- ment of a small deposit, for delivery just before Christmas. Right after Thanksgiving, therefore, the hardware dealer should do well to stage a pre- liminary window display of these lines and start talking toys in his newspaper advertising. Simultaneously, the department it- self should be gotten in shape for the Chrismas rush. Normally, where toys are a sideline merely, as they must be in the hardware store, only one counter or showcase can be given them most of the year; but with the Christmas rush in sight the department must be ex- panded. Temporary counters may have to be added, permitting the dis- play of a wider range of stock. Such counters need not be expensive; color- ed calico will cover plain pine very effectively and will, at the same time, _add to the atractiveness of the depart- ment. A very effective scheme is to turn the couners into booths. Cords or wires can be strung overhead, and toys hung from these. Often such booths, by reason of their overhead display, can be made to double the dis- play capacity of the toy department where the actual floor and counter space are limited. Mechanical toys merit especial at- tention. In a good many stores, little effort is made to demonstrate them, except on special request. Yet con- tinuous demonstrations will help im- mensely to atract the kiddies, who like to see things in action. For this purpose a section of counter with a smoothfinished hardwood sur- face and a fairly high edge—say five inches—can be provided. Here the toy trains, run by clockwork or elec- tricity, the clown, the fire horses, the automobile, can be demonstrated. For demonstration purposes a large space should be kept clear. The department here requires at least one wide-awake clerk, whose duty it should be to keep at least one mechanical toy in motion all the time, and to explain the work- ings of every article. The Christmas season demands ex- tra help. It is good policy to arrange for such help well in advance. The hardware dealer who waits until the last moment o secure his extra clerks usually has to take the “leavings.” Se- curing your help early has the further advantage that you can train them in spare time. This need not involve much extra expense. A good arrange- ment is to have the extra clerks— usually students—put in a few evenings before going on day duty. Inefficient clerks are the bane of the hardware dealer at Christmas time. If he wants them efficient, however, he must give a little attention to coaching them for their work. The hardware dealer’s Christmas publicity is a most important item in connection with his toy department. September 26, 1928 —S The Toledo Plate & Window Glass Company Glass and Metal Store Fronts GRAND RAPIDS ete MICHIGAN ———_——_— MR. STOWE Says: We are on the square. So will you after you have used our Collection Service. Only one small service charge. No extra commissions, Attorneys fees, List- . ing fees or any other extras. References: Any Bank or Chamber of Commerce of Battle Creek, Mich., or this paper, or the Michigan Retail Dry Goods Association. Merchants’ Creditors Association of U. S. Suite 304 Ward Building, Battle Creek, Michigan a For your protection we are bonded by the Fidelity & Casnalty Company of New York City. THE BEST THREE AMSTERDAM BROOMS PRIZE 41-55 Brookside Avenue, White Fwan Cees AMSTERDAM BROOM COMPANY reese en N.Y. NEW AND USED STORE FIXTURES Show cases, wall cases, restaurant supplies, scales, cash registers, and office furniture. Grand Rapids Store Fixture Co. N. FREEMAN, Mgr. 7 N. IONIA AVE. Call 67143 or write BROWN &SEHLER COMPANY Automobile Tires and Tubes Automobile Accessories Garage Equipment Radio Sets Radio Equipment Harness, Horse Collars Farm Machinery and Garden Tools Saddlery Hardware Blankets, Robes Sheep lined and Blanket - Lined Coats Leather Coats GRAND RAPIDS, MICHIGAN Michigan Hardware Co. 100-108 Ellsworth Ave.,Corner Oakes GRAND RAPIDS, MICHIGAN i 7 Wholesalers of Shelf Hardware, Sporting Goods and Fishing Tackle eed emma * September 26, 1928 MICHIGAN TRADESMAN This publicity must be such as to ap- peal directly to the youngsters. The advertising should start early; and, once started, should be kept up. A toy window display should open the season; and from then on, toys should be given as much display as possible. So, too, no newspaper advertisement should go out without some catchy reference to toy features, to Santa Claus, or other seasonable stuff. Special stunts are, of course, in or- der. Santa Claus has always been, and will always be, the central figure of any special advertising. No toy depart- ment is completely equipped unless Santa is engaged as a publicity agent. What the big stores have done in this direction the smaller stores can do, on a smaller scale. Thus, one large store makes an annual feature of the coming of Santa Claus, This is adver- tised late in November, in the way of preliminary announcements. Santa Claus has decided, as heretofore, to make Blank’s department headquarters. Next comes a radio message from Santa at the North Pole, announcing his departure and the hour and minute he expects to arrive. This is bulletined in the windows and reproduced in the newspapers; and is part of an advertising booklet or cir- cular handed to children as they come out of school. From day to day the store, by means of bulletins, follows Santa’s progress. He has delaying mishaps—he makes up lost time—in fact, he provides an exciting serial. The ingenious merchant with a knack of producing attractive advertising copy can make old Santa work for his liv- ing the three or four weeks before Christmas. Eventually Santa arrives—perhaps on a Saturday, when the streets are crowded; perhaps on the last day of school, just as the youngsters get out for the holidays. In the latter event he makes the round of the schools at closing hour. One large city store has Santa arrive at one or other of the railroad stations, and drive in state to the store. Sometimes an automobile is used, sometimes a sleigh, sometimes a coach-and-four. One big store brought Santa in an aeroplane. Along his route, Santa greets the children and souvenirs or store his distributes inexpensive brightly illustrated advertising matter. On reaching the store, he holds a re- ception to the kiddies and their par- ents. Thereafter, the store is his head- quarters; though at times he strays about the streets in his typical garb or drives up and down. These are not new ideas; but the merchant who devises an absolutely new idea for featuring old, time-honor- ed Santa can count himself a genius. One such genius a few Christmases ago secured the largest Teddy bear in town, and a live, half-grown bear cub. A cage was built for the latter right in the store, with a platform around the top; and while bruin growled be- low, Santa and Teddy took the air above. A live Teddy is a good stunt, if the store can stand two performers. Novel stunts are most. readily de- vised by combining Santa Claus with some modern or’ ancient fairy tale. Thus, Ali Baba and the. cave were worked into the scheme by one hard- ware dealer. The toy department, with the aid of bunting, was converted into a large cave. Any child, on giving the “open sesame” was ushered in by Ali and turned over to Santa who found whatever toy he wanted to see. The cave idea—which has been used also in an adaptation of Aladdin as well as other fairy tales—may represent a link between the regular toy department and the reserve stock. Thus, where the reserve stock is kept upstairs, the Jack- and the Beanstalk story can be work- ed in, with a huge beanstalk of cord- age and tissue-paper trailing down stairs and showing the youngsters the way up to the main stock of toys. Thus stunts may be elaborate; yet they represent good advertising, where practicable; and the small town hard- ware dealer can readily adapt or mod- ify the idea which, in its entirety, is carried out by the big city merchant. Contests are always attractive to children. Thus, a small town hard- ware dealer one year offered a hand- some doll to the child writing the best essay descriptive of some present he would select for some particular rela- tive. Children were invited to visit the store, and ask questions regarding the various articles in stock; the actual awarding of the prize took place just Christmas. Another store of- fered a prize for the best drawing of Santa accompanied by an original four line verse containing Santa’s name and that of the store. before One merchant placed a handsome doll in the window; in the doll’s hand was a sealed envelope containing her name, Each child under 12 years of age was allowed one guess as to the name. The first girl to guess the name received the doll; the first boy who guessed correctly was awarded a pair of skates, Voting contests, with one vote for each five cents spent in the toy de- partment, have also been held; the voting may be for the most popular teacher, or the most popular girl or boy. One firm has issued a 5 cent coupon with each dollar purchase, the coupon being redeemable in the toy department. A distinct advantage of many con- tests is that through them can often be secured the names and birth dates of juvenile contestants, with the names and addresses of parents. This infor- imation is helpful in compiling mailing lists to be used in securing between, season business. A good idea is the grouping of toys. Thus, a selection can be displayed in a basket, or a large Christmas stocking. may be offered at various prices. Such selections appeal to peo- ple who intend to spend a certain sum and are in doubt what to buy. The baskets or stockings fit in well with the booth arrangement previously sug- gested. In his advertising the hard- ware dealer can feature the “Christ- mas basket” for children in public charities and hospitals. Then, too, a good many slow-moving lines can be combined with more atractive items and in this way disposed of more rapidly, Victor Lauriston. Baskets Wastefulness of Women. Scan the advertising columns of any newspaper of general circulation, and compare the space occupied by matter which appeals te ‘women with that di- rected to men. It demonstrates, in the general retail trade, the buying power of women. Statistics do the same thing. In the Presbyterian Advance we see a statement by Julius Klein of the commerce department that women spend four-fifths of all the money that goes over retail counters, that is, $32,- 600,000,000 Eighty-five per cent. of consumer-buying in this coun- a year. try is done by women, we are told. Special ‘drives’ in the store are for women, and the Advance notes it as a fact that while “men are inclined to buy only what they need, or think they need,” women “are much more likely to be pursuaded into purchasing what not.” other other has it.” they want, whether needed or Many of them buy “what some woman has just because that We believe that to be true. — Many things increase wonien’s wants which do not have that effect on men. Magazine advertising pages create new desires in women by the thousand. She is an walk a block on Main Street and not take on half a dozen new wants from unusual woman who can the shop windows. This is, perhaps, because men are usually the savers in families. They do not like to spend for things not needed. Women lose $700,- 000,000 a year in purchasing worthless securities, the Better Business Bureau estimates, and the General Federation of Women’s Clubs is interesting in it- self in “an effort to stem the tide of waste with which women handle money they con- trol.” The federation has been stirred by the statement of insurance com- panies that “90 per cent. of all estates of over $5,000 left to women are dis- sipated within seven years.” This leads the Presbyterian paper to believe wom- en “responsible for immense waste.” due to the carelessness epi es eel ieee orcas Now-a-days when people hear a man is in jail they wonder what was the matter with his lawyer. —_—__-.____ The man who said two can live as cheaply as one never had twins away at school. where they get RUMFORD is al that Women trade dependable products and more---f its p pure, 4 Seny; def. wh oe . uniform Geen tere u Manufactured by th . R WORKS and RD ¢ or nant < Providence, R.|. 8 economical FOR YOUR “he original patrol” PROTECTION SARLES MERCHANTS’ POLICE and INSPECTION SERVICE The Original Patrol in Uniform. Under Police Supervision. 401 Michigan Trust Bldg. PHONES—4-8528, if no response 8-6813 Associated With UNITED DETECTIVE AGENCY Seely Manufacturing Co. 1862 - - 1928 Flavoring Extracts — Toilet Goods A standard of quality for over 60 years SEELY MANUFACTURING CO. 1900 East Jefferson Detroit THE TOAST SUPREME WKH USK finest wheat whole milk Pe mh eed rt) oe are 24 HOTEL DEPARTMENT Strong Condemnation of Sponges on the Government. Los Angeles, Sept. 21—Among hotel corporations wound up in Michigan recently by filing notices of dissolu- tion with the Secretary of State are the Valley Inn Hotel, Newaygo, the Carlton-Plaza Hotel Co., Detroit and the Hotel McKinnon Co., Cadillac. The Valley Inn, at Newaygo, changed hands recently, passing from the con- trol of E. N. Manning, who had estab- lished for himself an enviable reputa- tion during the four years of his opera- tion, on a deal in which Manning trad- ed his interest in the hotel for real es- tate in Oak Park, Ills., and has retired. H. E. Hedler is now the proprietor of the Valley Inn. The Carlton-Plaza Hotel Co., Detroit, was organized soon after an outfitting company had taken it over to secure an indebtedness for furnishings, but it has since re- organized and the institution is now operated as the Hotel Grant. The Mc- Kinnon Hotel Co., which conducted the Hotel McKinnon, at Cadillac, was discontinued on account of the renam- ing of the hotel. Some time ago an enterprising De- troiter rigged up a restaurant de luxe on a motor chassis, procured a permit from the city authorities and proceed- ed to gather in the shekels from the eating public of the Motor City. It proved an_ instantaneous success, whereupon a horde of other enterpris- ing self-constituted caterers proceeded along the same line, much to the an- noyance of terre firma operators, who entered a protest to the city authorities, who decided this was “undue compe- tition’—whatever that -means—and such operations must cease. The claim is that these floating palaces are not revenue producers for the tax collector. H. D. Smith, who has successfully operated Fisherman’s Paradise, at Bellaire, for several years past, is talk- ing about puttingg a manager in to look after operating details, which will give Mr. Smith a greater range of op- portunity for promotion and publicity, in which occupations he has proven a past master, Eugene LaChance, president and general manager of the Grand Hotel, on Mackinac Island, reports that while the season was exceedingly late in opening, the general business of his in- stitution was much better than for some years past. This coincides with several reports I have had from friends who are vitally interested in resort operation. Given an average season of resort weather, Michigan operators are bound to do as well or better than their colleagues in adjoining states. Happening in at a session of one of the Los Angeles’ noonday clubs, this week, I was much interested in the ac- tivities of a young Alaska boomer, who wants assistance in convincing Con- gress that a very large slice of the Na- tional domain is located in that ter- ritory, that it is largely made up of small islands which ought to be oper- ated on a rental basis. You go ahead and locate such an island under thirty square miles in area, secure a lease from the Government on a stated rent- al basis and go ahead. Then try and get it. JI confess that I am not in a position to give exact statistics on Uncle Sam’s activities in the matter of leasing agricultural land, but it is a matter of almost public scandal, that since the Government spent untold millions for reclaiming lands by the building of expensive dams and divert- ing water courses, there is nothing en- tered in its cash books to indicate that the beneficiaries have ever paid in a penny of the rentals which they agreed to pay for the use of these utilities, MICHIGAN TRADESMAN Neither has the Federal Government ever collected anything from the pas- turage which has fattened hundreds of millions of cattle. The Forest Service has collected and actually turned in certain fes received from tourists, etc., but rentals from her public lands, es- pecially in the irrigated sections, have never materialized. It has become a matter of politics, pure and simple, and the fact that vote-getting is a popular industry has precluded the possibility of collecting such rentals. And yet you will find a not inconsiderable number of our citizenry who believe in “letting George do it,” and favor about every- thing which does not actually require an outlay on their individual selves. But the politicians look farther and see benefits—to the politician. It is always thus. Settlers under the reclamation service projects financed by Uncle Sam were given their water rights free. All they had to do was to pay 5 per cent. interest for twenty years and get their bill of sale. Were they satisfied? No. The moment they had to pay anything whatsoever they set up a howl and they kept it up until their tenure of possession was extended to thirty-five years and the rentals up to date were written off. It doesn’t pay to be any- body's rich, easy-going, good-natured and open-handed uncle, either at home or abroad. It isn’t good for the uncle and means ruin for the nephews. Our experience with certain foreign nations which borrowed money from us and now don’t like us a little bit have demonstrated that. Even after we had cancelled about 80 per cent. of the bil- lions we loaned them to save their skins, and they still call us names. One does not favor Uncle Sam assuming the part of Shylock, but business is business and if he cannot secure these contracts with tangiblities, it were bet- ter that the lands affected, instead of being impoverished by intense cultiva- tion, be reserved for posterity, hoping it may have more improved ideas as to the definition of “gratitude.” Any way you look at it, this is a rich country. Its wealth is nearly bound- less. Twenty-five millions of auto- mobiles already running on our high- ways and many more millions in sight. With half the world at his feet Na- poleon never dreamed of having one. And the manufacturers can’t turn out iceless refrigerators fast enough. And the cotton mills are suffering because everybody is wearing silk stockings— when they wear any at all. Building keeps on booming because we are all moving into better and bigger quar- ters, The stock market gamblers may get their fingers burned, but their dis- tress won't shake the solid foundation on which American prosperity rests. When visiting Yosemite some weeks ago, I found a church for the advance- ment of the cause of Christianity, with- out regard to creed, supported by ad- herents of all types of religion, author- ized by the Government. It functions satisfactorily. In this temple in the National forest, speakers of all denom- inations, Protestant, Catholic, Jewish or otherwise preach to the congrega- tion, which is always a large one, and it is especially interesting to know that the denomination of the speaker is never announced. Unfortunately, that inward and spiritual grace which is supposed to be America’s peculiar por- tion—freedom in all that the word im- plies and especially in the religious sense—isn’t always manifest through outward and visible signs. Perhaps at no time in our career as a free Nation has the fact of spiritual freedom been less apparent. Religious bigotry, ethical intolerance, impatience, in short, with our neighbors’ views, these and many other indications of our actual backsliding toward narrow-mindedness stick out like the proverbial sore thumbs. Aware of these conditions one is quite likely to conclude that the September 26, 1928 “We are always mindful of our responsibility to the pub- lic and are in full apprecia- tion of the esteem its generous patronage implies.” HOTEL ROWE Grand Rapids, Michigan. ERNEST W. NEIR, Manager. CHARLES RENNER HOTELS Four Flags Hotel, Niles, Michigan, in the picturesque St. Joseph Valley. Mishawaka Hotel, Mishawaka, Indiana Edgewater Club Hotel, St. Joseph, Michigan, open from May to October. All of these hotels are maintained on the high standard established by Mr. Renner. Wolverine Hotel BOYNE CITY, MICHIGAN Fire Proof—60 rooms. THE LEAD- ING COMMERCIAL AND RESORT HOTEL. American Plan, $4.00 and up; European Plan, $1.50 and up. Open the year zround. HOTEL OLDS LANSING 300 Rooms 300 Baths Absolutely Fireproof Moderate Rates Under the Direction of the Continental-Leland Corp. Georce L. CROCKER. Manager. e Occidental Hotel FIRE PROOF CENTRALLY LOCATED Rates $1.50 and up EDWART R. SWETT, Mgr. Muskegon -te Michigar |] HOTEL CHIPPEWA HENRY M. NELSON, Manager European Plan MANISTEE, MICH. Up-to-date Hotel with all Modern Conveniences—Elevator, Etc. 150 Outside Rooms Dining Room Service Hot and Cold Running Water and Telephone in every Room. $1.50 and up 60 Rooms with Bath $2.50 and $3 Warm Friend Tavern Holland, Mich. Is truly a friend to all travelers. All room and meal rates very reasonable. Free private parking space. E. L. LELAND, Mer. Luxurious Comfort, Appetizing Meals, Reasonable Rates, and Finest Mineral Bath Department in the country, are just a few of the reasons for the ropularity of West Michigan’s finest hotel. We invite the patronage of business men and pleasure-seekers. Hotel Whitcomb and Mineral Baths St. Joseph, Michigan Columbia Hotel KALAMAZOO Good Place To Tie To PARK-AMERICAN HOTEL KALAMAZOO A First Class Tourist and Commercial Hotel Also Tea Room, Golf Course and Riding Academy located on U.S. No. 12 West operated in connec- tion with Hotel. ERNEST McLEAN Manager Park Place Hotel Traverse City Rates Reasonable—Service Superb —Location Admirable. W. O. HOLDEN, Mgr. HOTEL KERNS LARGEST HOTEL IN LANSING | 300 Rooms With or Without Batr Popular Priced Cafeteria in Con- nection. Rates $1.50 up. E. S. RICHARDSON, Proprietor WESTERN HOTEL BIG RAPIDS, MICH. Hot and cold running water in all rooms. Several rooms with bath. All rooms well heated and well venti- lated. A good place to stop. Amer- ican plan. Rates reasonable. WILL F. JENKINS, Manager a ae NEW BURDICK KALAMAZOO, MICHIGAN In the Very Heart of the City Fireproof Construction The only All New Hotel in the city. Representing a $1,000,000 Investment. ‘50 Rooms—150 Rooms with Private Bath. turopean $1.50 and up per Day. KESTAURANT AND GRILL— afeteria, Quick Service, Popular Prices. Entire Seventh Floor Devoted to Especially Equipped Sample Rooms WALTER J. HODGES, Pres. and Gen. Mgr. EI Yoh Ee Aaa. = acai pis ih ASS LOSSOREO At ESE September 26, 1928 MICHIGAN TRADESMAN Zo crack in the Liberty Bell has widened to the extent of including most of the cherished principles with which the infant Republic began its journey so bravely. The Yosemite idea is in happy contrast with the unfortunate condi- tion which brings so-called religion to the front in political contests and places both the Protestant and Cath- olic clergy in the same cJess with ward-heelers. These religious quacks seem to have forgotten all about the “mantle of charity” and are vieing with each other in the mud-slinging act, supplementing it with the doctrine of Intoleration, Philip Brooks said: “Sad will be the day for any man where there is not forever beauty at the doors of his soul.” And this ap- plies to ithe religious teachers as well as the laymen. The old-time Hawkshaw was popu- larly supposed to keep his mouth closed when engaged in a job of detecting. He didn’t issue hourly bulletins explaining what his next move was to be. He rather inclined to the notion that he could work more successfully if the criminal he was seeking was not kept advised as to plans laid for his capture. Just now we are enjoying the spectacle of the bloodhounds of the law chasing up some Georgia church official who got away with a million, but who is individually kept in touch with police activities through the newspapers, as though he didn’t do just as much read- ing as the newspaper patrons. >_»__ Fall Merchandise To Be Shown For First Time. Kalamazoo, Sept. 25 — Kalamazoo retailers will stage a window display night, the evening of Thursday, Oct. 4, and plans are now being formulated to make it a gala and interesting oc- casion. It is designed as a general showing of fall merchandise, displayed to delight the eyes of window shoppers. There will be music and the evening promises to take on more or less the features of a carnival. All show windows, making special displays, will be curtained and at 7 o'clock, at the explosion of a series of bombs, these curtains will be drawn. Much of the success of the occasion depends on the work of window dressers, With over a week intervening before the date of the show, it is expected to make this quite the most comprehen- sive of all similar window display nights ever held in J,alamazoo. A can- vass of the downtown merchants re- sulted in a mail vote of 39 to 2 in favor of the undertaking. HOTEL BROWNING 150 Fireproof Rooms GRAND RAPIDS, Cor. Sheldon & Oakes Facing Union Depot; Three Blocks Away. CODY HOTEL GRAND RAPIDS RATES—$1.50 up without bath. $2.50 up with bath. CAFETERIA IN CONNECTION “A MAN !S KNOWN BY THE COMPANY HE KEEPS” That is why LEADERS of Business and Society make their head- quarters at the PANTLIND HOTEL “An entire city block of Hospitality” GRAND RAPIDS, MICH. Rooms $2.25 and up. Cafeteria -t- Sandwich Shop MORTON HOTEL Grand Rapids’ Newest Hotel 400 Rooms -t- 400 Baths RATES $2.50 and up per day. Seely Manufacturing Co. 1862 - - 1928 Flavoring Extracts Toilet Goods A standard of quality for over 60 years SEELY MANUFACTURING CO. 1900 East Jefferson Detroit I. Van Westenbrugge Grand Rapids - Muskegon Truck Service Central Western Michigan DISTRIBUTOR Nucoa KRAFT (CHEESE ‘‘Best Foods’’ Salad Dressing ‘““Fanning’s”’ Bread and Butter Pickles Alpha Butter Saralee Horse Radish OTHER SPECIALTIES 26 DRUGS Michigan Board of Pharmacy. President—J. C. Dykema, Grand Rapids. Vice-Pres.—J. Edward Richardson, D:- troit. Director—Garfield M. Benedict, San- dusky. Next Examination Session—Grand Rap- ids, third Tuesday in November. Michigan State Pharmaceutical Association. President—J. M. Ciechanowski, Detroit. Vice-President—Chas. S. Koon, Mus- kegon. Secretary—R. A. Turrell, Croswell. Treasurer—L. V. Middleton, Grand Rapids. National Pharmacy Week. The fourth annual observance of National Pharmacy Week will occupy the week of Oct. 14 to 20 and it is high time for pharmacists to make their pians now. Its purpose as is now well known, is to convince the public by means of practical demonstration that the drug store is rendering competent pharmaceutical service, fully meeting the legitimate demands mad2 upon it by the sick and ailing; to elevate the drug store in the estimation of the public; to bring the druggists closer together; to educate the public to the fact that a real drug store is an in- stitution and that there are many such; to prove to the druggists that it pays to feature the professional aside of the business: to bring out the best that American pharmacy represents. Even though the merchandising side may predominate in an establishment, the very fact that a pharmacist owns or conducts the store, gives a prestige to the business and an assurance to the patron whatever his intended pur- chase may be. The significance and the beneficial results of Pharmacy Week to pharmacy and the drug busi- ness depend on the impress made on the public, the publicity given relative to its mission. there is opportunity dur- ing the fifty weeks or more each year to advertise the merchandising side of the store so very necessary for pro- ducing direct profit, during Pharmacy Week, however, pharmacy should be the paramount topic of the drug store. Order a sign telling in your own words the professional side of your drug store. If this sign is well worded you can keep it on display inside your store after Pharmacy Week is over. A window display showing crude drugs properly labeled A display of pre- scription apparatus, showing the many different kinds of medicines, as gela- and chemicals if arouses interest. MICHIGAN TRADESMAN tine, sugar, chocolate, and silver coat- ed pills, capsules, suppositories, cachets, ointment tubes and jars, dropper bot- tles, all show the public there must be skill and knowledge behind the pre- scription department. Your Association expects every member to do his part. Professionalize your store for the week Oct. 14 to 20, inclusive. ee Changes in Filling Liquor Prescrip- tions. T. D. 36—Prescription Forms for Medicinal Liquor has been issued from Washington and became effective Aug. 16. The number of the form is the same, namely Form 1403, but retail druggist permittees are relieved of the necessity of making detailed entries of all intoxicating liquor sold by them on physicians’ prescriptions on Form 1455A. This should result in a great saving of time and trouble for per- mittees, who we understand are in- debted for this welcome relief, especial- ly to Ambrose Hunsberger, a member of the eexcutive committee of the N. A. R. D., and assistant Federal pro- hibition administrator at Philadelphia. The new official prescription form orig- inated with him. His object was to simplify as much as possible the regu- lations governing the dispensing of medicinal spirits by retail druggists, particularly by way of eliminating needless detailed record keeping and reports. The new regulations provide that the doctor must give both the original and the duplicate to the person for whom he is prescribing, and the drug- gist may not fill the prescription unless he receives both the original and dupli- cate. The doctor will forward the stubs of the original prescription to the admin- istrator each month within ten days succeeding the month in which the prescriptions were issued. The druggist must forward the originals of all pre- scriptions filled by him during any month within ten days thereafter. The druggist will no longer be re- quired to enter sales on prescription in record form 1455A, but will keep the duplicate prescriptions as a permanent file. ———_22>____ Taxing Bootleg Income. The gravity of the Supreme Court of the United States is justly cele- brated, but it ought to be severely tax- ed when the Justices ponder the issues in one case now before them. It is a cause which has to do with the right of the Commissioner of Internal Reve- nue to make an emergency tax assess- ment on income derived from the il- legal sale of intoxicating liquor. ‘The assessment, amounted to $1,- 901,500 originally, covering income for the years 1917-1921. The man against whom this was charged admitted he probably owed a tax, but not so heavy, whereupon the assessment was cut down to $238,105. This was not satis- factory to him and the dispute was taken to court on technical questions. After passing from the District Court and the Circuit Court of Appeals it now goes to the august body over which Chief Justice John Marshall once pre- sided. Among the other interesting oppor- tunities for pleasant meditation offered by this lawsuit is the light it throws upon some of the advantages of being a bootlegger. The ordinary citizen who gets stuck for a special assessment has no practical recourse except an ap- peal to the Commissioner of Internal Revenue. If redress is refused there he may go to court, but unless the amount is large he cannot afford so to do. Bootleggers can afford to go to the highest tribunal if they feel in the mood. According to the law of the United States it is a great wrong to sell alco- hol illegally, but if a man does sell his income is subject to the same tax as if it had been lawfully earned. The moral appears to be that if a man is going to break the law he ought to break it hard enough to ensure himself a reasonable war chest for income tax litigation with the Government. —__2>+2s—_ Will Not Imitate the Chain Stores. Evanston, IIl., Sept. 28—Across the stret from my store, in a bigger build- ing, with more show window space and a better location one of Chicago’s most powerful drug chains has established itself. In the two years since this hap- pened my business has multiplied two and a half times. First of all my store is a drug store. Doctors for miles around know that if anyone North of ‘the downtown dis- trict has what they want it is Lee. I employ twenty-six people—four regis- tered pharmacists, three book-keepers, five at the fountain, four in the deliv- ery department, four girls, two porters and four others who do miscellaneous work. I keep daily papers and believe September 26, 1928 they bring added business. Hundreds of baby scales are sold each year on recommendation of medical men. Special care is taken to keep the cigar stock moist and the soda cold. Special fountain service is stressed. I have tried all forms of advertising, but at present put most of my money and energy into window display. No charge is made a manufacturer for win- dow display space, but I will not give a window for articles sold at cut prices in other stores. No more than a month’s supply of merchandise is bought at a time and many items are turned weekly. I buy quick sellers at times from curbstone brokers to get a low price. I do not believe in aping tthe chain store. A drug store should determine whether it will be a variety store with drugs on the side or a drug store with novelties as a sideline. My personal policy is such that my turnover is very high and the personal acquaintance of my customers with my sales people is a substantial factor in my success. J. L. Lee. —_- The Radium Poisoning Cases. The United States Public Health Service has been appealed to, in a let- ter to Surgeon General Cumming, to take energtic measures for the protec- tion of workers in plants using lumi- nous paint for the marking of figures on clocks and watches. The radium poisoning through the methods used has taken a heavy toll of human life. The public was awakened to the fact that we have a new and deadly occu- pational disease through the publicity regarding the five New Jersey women said to be slowly dying because of poisoning. The appeal of the Surgeon General is signed by civic and labor organiza- tions, educators and physicians, city and State officials, and the promise is given in Washington that everything possible will be done to meet the situa- tion. Of course something must be done. It is not likely that the use of this luminous paint will be made illegal. Proper methods for its use that will protect the workers from the contrac- tion of the deadly disease can prob- ably be worked out under the direction of the Public Health Service, acting on the advice of eminent physicians, and with the co-operation of the firms using it. a Thinking of luncheonettes reminds us that while man is the only animal that cooks what it eats, even he will not always eat what he cooks. GRAND RAPIDS STORE EQUIPMENT CORPORATION GRAND RAPIDS ~ MICHIGAN PITITIT TET EE Coc GRAND RAPIDS SHOWCASE CO. Si ucceeding DRUG STORE FIXTURES Planned to make every foot of store into sales space. WELCH-WILMARTH CORPORATION ITTITITITININITINITITINIT METTLE TUE PLANNING Recommendations to fit individual conditions. ir OTT eT COLL LULUCULLLLUL LULL 4 , cai aR NRE ERE RSS™ ee September 26, 1928 MICHIGAN TRADESMAN Hints For the Man Who Drives Him- self. It’s a good thing to press out your clutch when starting your engine. It saves the battery and makes it easier to shift into low fcr <2 quick get-away. Use rubber pads oa the clutch and brake pedals if the metal tops become smooth. It is dangerous to risk hav- ing your foot slip off a pedal when you are obliged to work fast. A plan that saves time in touring is to stop on the far corner of traffic- controlled intersectious before getting out to enquire about the route. When you are ready to start you don’t have to wait for traffic lights to change in your favor. Do you always know when front wheels are set in the straight- ahead position? A small notch cut un- der the steerling wheel is a handy guide that will save mistakes in garaging the car. Back up a little before starting away from the curb as a precaution against running up on the pavement if the front wheels happen to be turned in toward the curb. Every motorist is interested in try- ing out new cars, but it is best to re- member that any new machine may have new tricks. For instance, one of the latest horn buttons operates by pressing on the edge and is useless if pressed in the center. Frederick C. Russell. —__»2<___ The Home-Grown Idea. Thomas Adams, Sr., started millions of jaws wagging when he first made chicle chewing gum on the kitchen stove in his residence on Staten Island. It was in a home kitchen that Pin- Money Pickles were first made. One of the leading salad mayonnaise dressings made first on the kitchen range now requires several huge sani- your GRAND RAPIDS EEEEEEEEEEZZZZZZZZfazrwtzryptz¥0.”'0.0.0.0.tlddaidddiddiddidididddddbddsbssdbhdbdbbbdbddidddds TTL LLL LLL LLL LLL LL LLL LLL LLL New Holiday Goods and Staple Sundries Now on Display at Grand Rapids in Our Own Building 38-44 Oakes St., Second Floor You will find displayed one of the most complete assortments suitable for the Michi- gan trade ever shown in both Foreign and, Domestic lines, and we invite your careful inspection of this line of seasonable merchan- dise before you place your order elsewhere. Actually Seeing Is Believing Come Early—Write for Appointments Now Hazeltine & Perkins Drug Company Michigan OIE LLL LLL LLL LLL LALLA LLL LLL LLL LLL LLL LLL a tary factories to meet the public de- mand. Maybe a fortune is awaiting you if there is an idea in your kitchen. Study the things that come on your table. Compare the food you eat in other homes and restaurants. Some day you may wake up to the fact that someone is doing just one thing a little better than anyone else. Get her to make an extra supply to try elsewhere. Don’t get too excited until you have established certain facts. Learn the cost of materials and the preparation of it. Find out if the arti- cle can be packed in a bottle, can or box, keeps fresh in stock and is easy to use for the home table. This is the age when the public pays well for pure food products, so your market is ready- made if you have the goods. John Fletcher. —~+ >> Little men can not guide the desti- nies of big business. The billion dol- lar corporation demands billion dollar leadership. The national query is, “Will the men having the ability come for- ward and assume the task of co-or- dinating industry so it can function under the new conditions?” Will the situation drift until it takes on a polit- ical aspect with men not conversant with business brought into the picture to settle the questions involved? Execu- tives should answer the call. With them lies the solution of the problem. Upon their shoulders will fall the re- sponsibility for the results. Floyd A. Deahl. Seely Manufacturing Co. 1862 - - 1928 Flavoring Extracts — Toilet Goods A standard of quality for over 60 years SEELY MANUFACTURING co. 1900 East Jefferson. Detroit WLLL LLL ddd QU didssssslstssh MANISTEE WHOLESALE DRUG PRICE CURRENT Prices quoted are nominal, based on market the day of issue. Acids Boric (Powd.)-- 10 @ 20 Boric (Xtal --. 15 @ 25 Carbolie —.__.___ 38 @ 44 Cittie 2. 53 70 Muriatic ________ 3%@ 8 Nitric oo 9 @ 15 Oxsalie 222 15 @ 25 Sulphuric —___.. 34%4@ 8 Tartare =... 52 @ 60 Ammonia Water, 26 deg.__ 07 @ 18 Water, 18 deg... 06 @ 15 Water, 14 deg... 5%@ 138 Carbonate ~_---- 20 @ 25 Chloride (Gran.) 09 @ 20 Balsams Copaiba _.. 1 00@1 25 Fir (Canada) -. 2 75@3 00 Fir (Oregon) 65@1 00 Peru 2202. 00@3 25 TONE 2 ee 2 00@2 25 Barks Cassia (ordinary). 25@ 30 Cassia (Saigon) -. 50@ 60 Sassafras (pw. 60c) @ 50 seen Cut (powd.) go 22 20@ 30 Berries Cubeb —22 @1 00 Risk 2 —— @ 2 Juniper ..-2. 10@ 20 Prickly Ash -.--.- @ 75 Extracts Licorice 22. 60@ 65 Licorice, powd. ~. 60@ 70 Flowers Arnica .....- 75@1 85 Chamomile (Ged.) @ 40 Chamomile Rom. @ 50 Gums Acacia, Ist --_- 50@ 55 Acacia, 2nd -... 45@ 50 Acacia, Sorts __. 20@ 25 Acacia, Powdered 35@ 40 Aloes (Barb Pow) 25@ 35 Aloes (Cape Pow) 25@ 35 Aloes (Soc. Pow.) 75@ 80 Asafoetida ----_- 50@ 60 Pow. .-. 2 75@1 00 Camphor ... 5.) 5@ 90 Guawe 20 @ 60 Guaiac, powd -- @ TW Nimo ea @1 25 Kino, powdered_-_ @1 20 Mypph ot @1 25 Myrrh, powdered @1 35 Opium, powd. 19 65@19 92 Opium, gran. 19 65@19 92 Shellac .._...-__- 65@ 80 Shellac (2. 75@ 90 Tragacanth, pow. @1 75 Tragacanth -__. 2 00@2 35 Turpentine ------ @ 30 Insecticides csome . 20 OS@ 20 Blue Vitriol, bbl. @ 08 Blue Vitriol, less 09144@17 Bordea. Mix Dry 12@ 26 Hlellebore, White powdered __--- 18@ 30 Insect Powder_. 474%2@ 60 Lead Arsenate Po. 1834%@30 Lime and Sulphur Dig 22 08@ 22 Paris Green ---. 24@ 42 Leaves Buchy 2.2.2... @1 05 Buchu. powdered @1 10 Sage, Bulk -_---- 25@ 30 Sage, % loose __ @ 40 Sage. powdered__ @ 35 Senna, Alex. _.__ 50@ 75 Senna, Tinn. pow. 30@ 35 Uva Ursi ____.__ 20@ 25 Oils Almonds, Bitter, true 2 50@7 75 Almonds, Bitter, artificial __... 3 00@3 25 Almonds, Sweet, true 22 .-- 1 50@1 80 Almonds, Sweet, imitation ---. 1 00@1 25 Amber, crude -- 1 25@1 50 Amber, rectified 1 50@1 75 ApIsG. = 1 25@1 50 Bergamont —--- 9 00@9 25 Cajeput ..-.---- 2 00@2 25 (aesia 4 00@4 25 Castor 2... 1 55@1 80 Cedar Leaf ~--. 2 00@2 25 Citronella —_---- 1 00@1 20 Cloves ..... 3 00@3 25 Cocoanut _----- 27%@ 35 Cod Lievr —..-. 2 00@2 45 Croton —_....... 2 00@2 25 Cotton Seed ---. 1 35@1 Cubebs ....____ 6 50@6 Bigeron _....... 6 00@6 Eucalyptus ---. 1 25@1 1 Hemlock, pure_. 2 Juniper Berries. 4 Juniper Wood ~— 1 50@1 Lard, extra -... 1 Lard. No. J _... I Lavender Flow__ 6 Lavender Gar’n- 85@1 Lemon d Linseed, raw, bbl. @ Linseed, boiled, bbl. @ Linseed, bld less 92@1 Linseed, raw, less 89@1 Mustard, arifil. oz. @ Neatsfoot ------ 1 25@1 Olive, pure __-. 4 00@5 Olive, Malaga, Vellow 0 2 85@3 Olive, Malaga, green = __._____ 2 85@3 Orange, Sweet 12 00@12 Origanum, pure— @2 Origanum, com’l 1 00@1 Pennyroyal ---- 3 50@3 Peppermint ---- 5 50@5 Rose, pure __ 13 50@14 Rosemary Flows 1 25@1 Sandelwood, E. EE 2 10 50@10 Sassafras, true 1 75@2 50 75 25 50 25 75 15 65 Sassafras, arti’l 75@1 00 Spearmint ---- 7 00@7 25 Sperm —.___.___ 1 50@1 75 Tany 2.22 7 00@7 25 Tar USP 65@ 75 Turpentine, less 68@ 81 Turpentine, bbl. _. @60% Wintergreen, leat 2 6 00@6 25 Wintergreen, Sweet bireh 3 00@3 25 Wintergreen, art 75@1 00 Worm Seed __-- 5 50@5 75 Wormwood -- 20 00@20 26 Potassium Bicarbonate .--. 35@ 40 Bichromate —.--. 15@ 25 Bromide ________ 69@ 85 Bromide 54@ 71 Chlorate, gran'd_ 23@ 30 Chlorate, powd. or Ntal 22 16@ 25 Cyanide ..._.._—- 30@ 90 Todite 4 66@4 85 P-rmanganate -~ 20@ 30 Prussiate, yellow 35@ 45 Prussiate. red -- @ 70 Supiate =. __ 35@ 40 Roots Alkanet 20 30@ 35 Blood, powdered. 40@ 45 Calamus ......-_ 35@ 75 Elecampane, pwd. 25@ 30 Gentian, powd. ~ 20@ 30 Ginger, African, powdered ----- 30@ 35 Ginger, Jamaica. 60@ 65 Ginger, Jamaica, powdered --... 45@ _ 60 Goldenseal, pow. 7 50@8 00 Ipecac, powd. -- @5 00 Licorice —.-_____ 35@ 40 Licorice, powd._. 20@ 30 Orris, powdered- 30@ 40 Poke, powdered__ 35@ 40 Rhubarb, powd -- @1 00 Rosinwood, powd. @ 650 Sarsaparilla, Hond. ground —__--_— @1 10 Sarsaparilla, Mexic. @ 60 Seuilis 2... ____ 35@ 40 Squills, powdered 70@ 80 Tumeric, powd.-_ 20@ 25 Valerian, powd.-_- @1 00 Seeds Anise —.....- @ 35 Anise, powdered 35@ 40 Bird. ts 13@ 17 Canary —_._..__ 10@ 16 Caraway, Po. 30 25@ _ 30 Cardamon --_---- @3 Coriander pow. .40 30@ 25 Dit... 5@ 20 Kennell —....__ 35@ 50 Plax 7™@ 15 Flax, ground -- 7@ 15 Foenugreek, pwd. 15@ 25 Hemn —..._._ 8@ 15 Lobelia, powd. -- @1 60 Mustard, yellow 17@ 25 Mustard, black-. 20@ 25 Peppy —__--___ 5@ 30 Quince —..__._ 1 00@1 25 Sabadilla ------- 45 50 Sunflower --.--- 12@ 18 Worm, American 30@ 40 Worm. Levant — 6 50@7 00 Tinctures Aconite ..-.._-.. @1 80 Aljges 2.2 @1 56 Arnica 2. @1 50 Acafoetida -~----- @2 28 Belladonna ~----- @1 44 Bewzom =... @2 28 Benzoin Comp’d_ @2 40 Bueny 2} @2 16 Cantharides ---- @2 52 Capsicum .._._-— @2 28 Catechu: ..__..___ @1 44 €inchona ._____.__ @2 16 Colchicum —___._ @1 80 Cabhens @2 76 Digitalis __...__ @2 04 Gentian ....____. @1 35 Gusiage ._._.._... @2 28 Guaiac, Ammon._ @2 04 foding —......_.... @1 25 Iodine, Colorless- @1 50 ron, Cle @1 56 King ..... @1 44 Myrrh @2 52 Nux Vomica ---- @1 80 Ontum @5 40 Opium, Camp. -- @1 44 Opium, Deodorz’d @5 40 Rhubarb @ Paints Lead, red dry -- 134@13% Lead, white dry 13%4@13% Lead, white oil. 134@13% Ochre, yellow bbl. @ 2% Ochre, yellow less 3@ 6 Red Venet’n Am. 34%@ 7 Red Venet’n Eng. 4@ 8 Putty 2... 5@ 8 Whiting, bbl --- @ 4% White ......... 5%@10 L. H. P. Prep.-- 2 90@3 05 Rogers Prep. -~ 2 90@3 05 Miscellaneous Acetanalid -_-- 57@ 75 Alam 22 Os@ 12 Alum. powd and eround 09@ 15 Bismuth, Subni- trate: 22 2 83@3 08 Borax xtal or powdered -... 05@ 138 Cantharides, po. 1 50@2 00 Calomel _ 72@2 82 Capsicum, pow’d 62@ 75 carinine 7 00@7 50 Yassia Buds ___. 30@ 3d Claves 40@ 50 Shalk Prepared. 14@ 15 Chloroform -... 53@ 66 Chloral Hydrate 1 20@1 50 Cocaine 12 85@13 5u tocoa Butter _.. 65@ 90 Corks, list, less 30-10 to 40-10% Copperas ....____ 0s@ 10 Copperas, Powd. 4@ 10 Corrosive Sublm 2 25@2 30 Cream Tartar -. 35@ 45 Cuttle bene —___ 40@ 50 Dextrine .. 6 Ig @ Dover’s Powder 4 00@4 50 Kmery, All Nos. 10@ 15 Emery, Powdered @ 15 Epsom Salts, bbls. @ 0 Epsom Salts, less 3%@_ 10 Ergot, powdered -. @4 00 Flake. White -. 15@ 20 Formaldehyde, lb. 12%@3 Gelatine 8 Glassware, less 55% Glassware, full case 60%. Glauber Salts, bbl. @02% Glauber Salts less 04@ 10 Glue, Brown _--. 20@ 30 Glue, Brown Grd 16@ 22 Glue, White -_.. 27%@ 35 Glue, white grd. 25@ 35 Glycerine __-_--- 20@ 40 Hoas — 15@ 95 odineg 6 45@7 00 lodoferm —__..._ 8 00@8 30 wead Acetate _. 20@ 30 face _-... @ 1 50 face, powdered_ @1 60 Menthol __--_-- 8 00@9 00 Morphine __-. 12 83@13 98 Nux Vomica ---- @ 30 Nux Vomica, pow. 15@ 25 Pepper. black, pow 57@ 70 Pepper, White, pw. 75@ 85 Pitch, Burgudry. 20@ 25 Quassia 12@ Quinine, 5 oz. cars @ 59 Rochelle Salts -. 28@ 49 Sacharine _.._ 2 60@275 Salt Peter ..__._ 11@ 2 Seidlitz Mixture 30@ 40 Soap, green -__ 15@ 30 Soap mott cast — @ 25 Soap, white Castile, ease 2 @15 Soap, white Castile less, per bar -- @1 60 Soda Ash -...._. 3@ 10 Soda Bicarbonate 3%@ 10 Soda, Sal -..._.. 02%4.@ 08 Spirits Camphor @1 20 Sulphur, roll --__. 3%@ 10 Sulphur, Subl. _. 4%@ 10 Tamarinds ___--- 20@ 25 Tartar Emetic _. 70@ 75 Turpentine, Ven. 50@ 75 Vanilla Ex. pure 1 50@2 00 Vanilla Ex. pure 2 25@2 50 Zine Sulphate _. 06@ 11 28 MICHIGAN TRADESMAN September 26, 1928 GROCERY PRICE CURRENT These quotations are carefully corrected weekly, within six hours of mailing and are intended to be correct at time of going to press. Prices, however, are liable to change at any time, and merchants will have their orders filled at mar- ket prices at date of purchase. For price rn compare with previous issues. ADVANCED | DECLINED Michigan Maple Syrup Fork Beans Apricots Peaches Bran Pia No. 424 -__2 76 Cod Fish Cake, 10 oz. 1 35 B: s No. 624 225 Cove Oysters, 5 oz. . 175 Bra :. No. 602 i150 Lubster, No. \, Star 2 90 hice Ts] pies, 6 oz. __ 2 70 Snrunp, 1, wet _... 2 2 tic€e Kris,ies, 1 oz. .. 150 osdard’s, % Oil, Key . 6 10 iaife Hag, 12 1-lb. : Sard’s, % Oil, Key __ 5 75 cans --_____ | 30 Sardines. %4 Oil, k’less 5 25 Al 6 of. 2 <* salmon, Red Alaska 3 00 Ai i og. : 70 Salmon, Med. Alaska 2 = u0 ‘Salmon, Pink Alaska 2 2 Brands Sardines, Im. %, ea. 10@s ee 3 80 Sardines, im., %, ea. 25 oe 15 Sardines, Cal. . 1 86@2 25 40 Tuna, %, Curtis , doz. 4 00 50 Tuna, \s, Curtis, doz. 2 20 25 Tuna, % Biue Fin .. 2 26 85 Tuna. is. Curtis, doz. 7 00 i0 CANNED MEAT 99 Bacon, Med. Beechnut 35 Bacon, Lge. Beechnut Beef, No. 1, Corned __ 4p 4Beel, No. 1, Roast 002=—s «Be ef, No. 24%, Qua. sli. 5 Beef, 3% oz. ’ Qua. sli. 50 Beef, No. 1, Bnut, sli. 40 Beefsteak & Onions, s Instant Postum, No. 8 istant Postum, No. 16 Cereal, No. 0 tL ostum an, 3 sman Meal, 12-2 lb._ ream Wheat, 18 ___ m Baricy, 1s _. ston Food, 18 ___. Maple Flakes, 24 -.__ Rainbow Corn Fla., 36 Silver Flake Oats, 18s ecko 12-38 02... doz 3 3d bo DO BO Co Co GO HS bo bo DO OTIS © oS G2 Bo Co mm DS 08 08 & Oo tw o AXLE GREASE : : ac My. 393 Silver Flake Oats, 12s 225 Chili Con Ca, 1s _. 135 9 lb. Jute Bulk Oats, Deviled Ham, Ks -__ 2 20 -4, b OU hae 3 Deviled Ham, %s -__ 3 60 ii d . Raiston New Oata, 24 270 Hamburg Steak & j i Ralston New Oata, 12 2 70 Onions; No. 1 3 16 oS li 15 i. Wheat Bis., 36s 3 85 Potted Beef, 4 oz. _.. 1 10 BAi = POWDERS 1. Wheat Bis., 72s 155 Potted Meat, 4 Libby 50 ae 7 ae ra as Bcult, 245 170 Potted Meat, % Libby 92% C z.,dz 225 Wheatena, 188 ______ 370 Potted Meat, Qua. 90 rR wn do: 95 BROOMS Potted Ham, Gen. &% 1 85 : : 70 Jewell, dox. 25 Vienna Saus., No. % 1 46 Vienna Sausage, Qua. 95 Veal Loaf, Medium __ 2 25 Baked Beans 5 20 Standard Parlor, 23 Ib. 8 25 120 Fancy Parlor, 23 Ib.-- 9 25 fx. Fancy Parlor 25 lb. 9 75 sa Fcy. Parlor 26 Ib. 10 00 Campbells ___________ 446 Toy ---------~-------- 176 Quaker, 18 oz. _____ 1 05 Whisk, No. 3 --------- 2.76 Fremont, No. 2 _____. 1.25 BRUSHES pnider, No, bk 2.0 95 Scrub enider. Mo. 2 ... 1 25 Solid Back, 8 in. _... }) 689 Van Camp, small 90 Solid Back, 1 in. .... 1 7% Van Camp. med. .... 1 15 Pointed Ends _____.._ 1 26 Stove CANNED VEGETABLES. Suaker 1 80 Asparagus. NO. we — 200 No. 1, Green tips __ 3 75 Perris 260 No. 2%. Large Green 4 50 Shoe = es. oy 21 oO: = OO. OD nie a. 7 racer ae Green Beans, 2s 1 65@2 25 No. 20 ---------------- 3 00 Green Beans, 10s —_ ¢ 50 BUTTER COLOR L. Beans. 2 gr. 1 35@2 65 Dandelion . con aan’ te rent 1 = e 0: 2 JENNINGS et Beets, No. 2, wh. 1 75@2 40 Electric Light, 40 Ibs. 12.1 Beets, No. 2, cut 1 10@1 25 The Original — paraffing, 68 a ay Beets. No. 9, ent 1 60 Paraffine, 128 _...__. 14% Corn. No. 2, stam, _ 1 18 Condensed Wikies 40 Corn, Ex. stan. No. 2 1 88 Tudor, 68, per box 30 Corn, No, 2. Fan. 1 80@2 25 oz., 4 dz. cs. 3 00 . : “hp Corn, No. 10 __ 8 00@10 76 oz., 2 €z. ca. 3 75 CANNED FRUIT Hominy, No .3. 1 00@1 15 Apoles, No. 10 _.._ 650 Okra, No. 2, whole _. 2 15 Apple Sauce, No. 19 800 Okra, No. 2 cul 3 76 A 3 z., cart. 100 Apricots, No. 2% 3 40@3 90 Mushrooms, Hotels -. 30 i . Non- Apricots, No. 10 8 50@11 00 Mushrooms, Choice, 8 oz. 35 dozer = 85 Blackberries, No. 10 750 Mushrooms. Sur Extra 50 36s. per cs. 2 70 Blueberries, No. 10 __ 13 00 Peas, No. 2, E. J. _.. 1 66 Chemics, NO 2 2. 325 Peas. No. 2. Sift. . ic an Cherries, No. 2% _... 4 00 POs 5 ANS é ee Cherries. No. 10 ... 13 00 Peas. No. 2, Ex. Sift. Br Swe Beans 9 00 Cherries, No. 10 ___. 12 50 an 4. CL ae Y I I 9 60. «6Peaches. No. 10 Mich. 375 Peas, Ex. Fine, French 26 ie ( B 4 50 Peaches, No. 2% Mich 2 20 Pumpkin, No. 2 1 8@1 66 \ o I | ns 950 Peaches, 2% Cal. 2 25@2 +0 Pumpkin, No. 10 5 00@5 50 ‘ f i 1159 Peaches, 10, Cal. __.. 8 50 Pimentos. %, each ~— Black s . 850 Plnpapple, 1 sk .. 135 Pimentoes, %. each __ Snlit Ps w . £00 Pincaople, 2 sk | 2%5 Sw’t Potatoes. No 2% 2 . Split P 3 00 P’apple, 2 br. sl -_.. 225 Sauerkraut, No.3 1 35@1 60 Seotcl _. 5 75 P’apple, 2 br. sl _... 2 40 Succotash. No. 2 1 65@2 50 P’apple, 2%, sli. __-__ 300 Suceotash. No 2. glass : R80 Frappe. 2, ou _.... Se pinech. No. 1 1 26 Pineapple, 10 crushed 9 06 Spnach. No. 2._ 1 60@1 90 : Pears No 2 3 Spinach, No. “es 2 25@2 50 I ». 1 and .. Pears, No. 2% _. 375 Spirerch, No. 10. 6 50@7 00 ; 199 Raspberries, No. 2 blk 325 Tomatoes, No. 2 1 20@1 80 : : °- 4 oe Raspb's. Red. No. 10 11 50 Tomatoes, No. 3. 1 90@2 28 and 2, doz --- 225° Raspb’s Black, Tomatoes, No. 10 6 00@7 50 ATT! a 15 an ee eee a Rhubarb, No. 10 _____ 4 75 CATSUP ee oa eae Strawberries, No. 2 3 25 . a ' I gr 16 oe ee 2 : Beech-Nut. small -_.. 1 65 DI | 1 gross Strawb’s, No. 10 ---- 11 00 Lily of Valley, 14 02. 2 26 p ross .__. 16% Lily of Valley, % pint 1 65 CANNED FISH Paramount. 24. 8 .... 1 35 BREAKFAST FOODS “am Ch'der 1916 oz : 25 Paramount. 24. 16s 2 25 Clam Ch.. No. 2 75 Snidera Sez. 2 4°85 Kellogg’s Brands. Came. Steamed. No 1 3 Sniders, 16 oz. 2 ao Corn Flakes, No. 136 2 85 Clams, Minced, No. % 2 25 Quaker. & oz. oe 1 3b Corn Flakes, No. 194 2? 85 Finnan Haddfe, 10 oz. 3 20) Onaker. 10 oz Z 1 35 Corn Flakes. No. 102 2 90 Clam Bouillon. 7 oz... 2? fA Quaker, 14 oz. ai 1 80 roo MO. fee i... 2 7 Chicken Haddie. No 1 9? 75 Ouaker, Galion G lass “10 50 Pep, No. 202 ---_.__- 200 Fish Flakes, small -. 135 Quaker, Gallon Tin __ 7 00 CHIL! SAUCE Snider, 16 oz. _........ 3 30 Snider, 8 oz. _...-.... 2 30 Lilly Valley, 8 oz. .. 2 25 Lilly Valley. 14 os. .. 3 26 OYSTER COCKTAIL. Sniders, 16 oz. _..._._.. 3 30 Sniders, 8 oz. __-.... 3 380 CHEESE. toquefort Kraft, small items i Kraft, American .. 1 Chili, small tins —. 1 Pimento, small tins 1 65 2 2 Roquefort, sm. tins Camembert, sm. tins 2 26 Calsite Farm Daisy __ 29 Wisconsin Fiat __.._. 29 New York. June .._._ 32 Sap te 4U ROU 35 CHEWING GUM. Adams Black Jack __-. 65 Adams Bloodberry — ... 65 Adams Dentyne __-_----- 65 Adams Calif. Fruit -_-. 66 Adams Sen Sen ________ 65 Beeman's Pepsin __.... 66 Beechnut Wintergreen_ Beechnut Peppermint Beechnut Spearmint —-- Doublemint —...._..__ 65 Peppermint, Wrigleys __ 65 Spearmint, Wrgileys __ 65 suey Prank... 65 Wrigley’s P-K -...--.. 65 fh ee Teepe 2 65 CLEANER Holland Cleaner Mfd. by Dutch Boy Co. 30 in CABS 2200S. 5 50 COCOA. Droste’s Dutch, 1 lb._- 8 50 Droste’s Dutch, % Ib. 4 50 Droste’s Dutch, % Ib. 2 35 Droste’s Dutch, 5 Ib. 60 Chocolate Apples -... 4 50 Pastelles, No. 1 -_--_12 60 Pastelles, % Ib. ~----- 6 60 Pains De Cafe __----- 3 00 Droste’s Bars, 1 doz. 2 00 Deift Pastelles -.---. 2 15 1 lb. Rose Tin Bon Bons a 7 oz. "bene Tin Bon Boss. 8 13 oz. Creme De — ne 3 20 12 oz. Rosaces -__-.-10 80 % lb. Rosaces _...-. 7 80 % lb. Pastelles __---- 3 40 Langues De Chats .. 4 380 CHOCOLATE. Baker, Caracas, %s --.-- 37 Baker, Caracas, %s _..- 35 COCOANUT Dunham's 15 lb. case, %s and Ks 48 15 Ib. case, %s -------. 47 6 bm. case, Ge -_----. 46 CLOTHES LINE. Hemp, 50 ft. ____ 2 00@2 25 Twisted Cotton, -— 50@4 00 Braided, 50 ft. _._..-. 2 25 Sash Cord _... 3 50@4 00 HUME GROCER CO. ROASTERS MUSKEGON, MICS COFFEE ROASTED 1 Ib. Package Meroe 2 7 Saas OUR i Nearew. 40 Mor ot mouse. ...._. 49 Bene: oo 37 Royal CMI oo 41 McLaughlin’s Kept-Fresh Brands T.ighthouse, 1 Ib. tins__ 49 Pathfinder. 1 Ib. tins_. 45 Table Talk, 1 lb. cart. 43 Square Deal, 1 Ib. car. 39% Above brands are packed in both 20 an‘ 50 lb. eases. Coffee Extracts M Y,. per 1907 _____ 12 Frank's 50 nkes. _ 4 25 Hummel’a fA 1 Th 0y CONDENSED MILK ‘eater, 4 doz. _..... .7.00 Eagle, 4 doz. Nat. Gro. Co. seuieeneeeeaeieeinmemmtemmninccin icc einen teenie ena i ae MitK COMPOUND Hebe, Tali, 4 doz, -. 4 60 Hebe. Baby. & do. __ 4 40 Carviene, Tall, 4 doz.3 sv Carviene, Buby ___--. 3 wt EVAPORATED MILK Quaker, Tall, 4 doz.__ Quaker, Baby, 8 doz. Quaker, Gallon, % doz. Carnation, Tail, 4 doz. Carnation, Baby, 8 dz. Oatman’s Dundee, Tall Oatman’s D'dee, Baby Every Day, Tall ee VOT ee oe OTT OT OT oe oe oe So oO Every Day. Baby __-- w) re 200 fo 10 Pet, any, § of; 5 00 Borden s Tali o 5 10 Borden's Baby CIGARS G. J. Johnson's Brand a. ag Johnson Cigar. Een rien 75 00 ‘a Grocer Co. Brands MIPOGGIG: 35 00 Havana Sweets __.. 35 00 Hemeter Champion -. 37 50 Canadian Club .__--. 35 00 inttie Tom 3. 37 50 Tom Moore Monarch 75 00 Tom Moore Panetris 65 00 T. Moore Longfellow 95 00 Webster Cadillac ___. 75 00 Webster Astor Foil_. 75 00 Webster Knickbocker 95 00 Webster Albany Foil 95 00 Bering Apollos .... 95 00 Bering Palmitas —-. 115 00 Bering Diplomatica 115 00 Bering Deliosee ___. Bering Favorita _.. 00 Bering Albas ___.. 150 00 sen tad Stick Candy Pails Standard 2... 16 Pure Sugar Sticks 600s 4 00 Big Stick, 20 lb. case 18 Mixed Candy Kindergarten __..____ aa ht un 14 Oo, oe as French Crean 16 Paris Creams _..._...... 17 cmcere 11 Fancy Chocolates 5 lb. Boxes Bittersweets, Ass’ted 1 75 Choc Marshmallow Dp 1 70 Milk Chocolate A A 1 75 Nibble Sticks __._.___ 1 86 Chocolate Nut Rolls — : a Magnolia Choc __.._.. Bon Ton Choe. __--___ : ns Gum Drops Pails Aniee: 22 16 Champion Gums ----.. -- 16 Challenge Gums ----- —— Pavorite 22 19 Superior, Boxes __..--.. 28 Lozenges Pails A. A. Pep. Lozenges 16 A. A. Pink Lozenges 16 A A. Choc. Lozenges 16 Motto Hearts __------ 19 Malted Milk Lozenges 21 Hard Goods Pails Lemon Drops -.------- 18 O F Horehound dps. —- . Anise Squares -.------ Peanut Squares -_..__ cn Ba Horehound Tablets __-. 18 Cough Drops Bxs Pomens —.._._.._. 36 Smith Bros. ...----.-- 1 Package Goods Creamery Marshmallows 4 oz. pkg., 12s, cart. 4 oz. pkg., 488, case 3 40 Speciaities Pineapple Fudge —----.. 22 Italian Bon Bons -_--. 17 Banquet. Cream Mints_ 25 Silver King M.Mallows 1 25 Handy Packages, 12-10c 80 Bar Goods Mich. Sugar Ca., 24, 5¢ 15 Pal O Mine, 24, Be -... 75 Malty Milkies, 24, 5c .. 76 lemon Rolls —----.---- 16 Tra Lav, 24, 6c ._...... 75 No-Nut, 24, 5c ~~... 75 COUPON BOOKS 50 Economic grade 8 60 199 Economic grade 4 60 502 Ficonomic erade 30 00 1000" Economic grade 37 60 Where 1,600 books are ordered at a time, special- ly printed front cover is furnished without charge. CREAM OF TARTAR 6 Ib. boxes DRIED FRUITS Appies a» +. Ecy., 50 Ib. box ey N. Y. Fey., 14 oz. pkg. Apricots Evaporated, Choice ___- 21 Evaporated, Fancy —_ -' 26 Hvaporated, Slabs __-2. 16 Citron 10) bok 22 40 Currants jackages, 14 oz. ..._ 20 Greek, Bulk,. lb... 2U Dates Dromedary, 368 ~----- 6 75 Peaches Byap; Choiee 2012 3 Evap. Ex. Faney, P.P. 16 Peel Lemon, American ---__- 30 Orange, American —---- 30 Raisins Seeded, bulk -_:--___ 07 Thompson's s‘dles blk 06% rhompson’s seedless, 35 OF. ee 08 Seeded, 15 oz: ....__ 08 California Prunes (C@70, 25 lb. boxes__.@09 50@60. 25 lb. boxes_.@10 40@50. 25 Ib. boxes_.@11 30@40. 25 lb. boxes__@12 20@30, 25 lb. boxes_.@16 Hominy Pearl, 100 lb. sacks -. 3 50 Macaronl Mueller’s Brands 9 oz. package, per dos. 1 380 9 oz. package, per case 2 60 Bulk Goods Elbow, 20 Ib. 07% Egg Noodle, 10 lbs. .. 14 Pear! Barley Chenter 4 25 ERED 7 Ov ariey Grits ...._....... 5 vw Sage Hast India 2... Uk waist A Taploca Pearl, 100 Ib. sacks —-. 09 Minute, 8 oz., 3 dos. 4 05 Dromedary Instant _. 3 60 FLAVORING EXTRACTS JENNINGS’ PURE FLAVORING EXTRACT Vanilla and Lemon Same Price 1 oe toe 1% oz. _. 1 80 8 5 16 oz. _. 15 00 3% oz. Amersealed At It 56 Years, Jiffy Puneh 3 doz. Carton be =< Assorted flavors, FLOUR Vv. C. Milling Ce. Brands - Lily White —-_..___. 9 9¢ Harvest Queen a 9 sé Yes Ma'am Graham, Dp eeeeoeee sen © Oe FRUIT CANS F. O. B. Grand Rapids Mason Half pint 21... 3 One pint .-..2 3. 1-8 One quart ... ........ 9 16 Half gallon __......13 16 Ideal Glass Top. Hat pint 9 00 One pint 9.36 One quart ___._..... 11 16 Half gallon __222-. -.. 16 40 spree = wacentasca tats _— orem September 26, 1928 noone MICHIGAN TRADESMAN j PEANUT BUTTER = Loin, med ie _ ! Jell-O, 3 doz. -------. 2 85 fo... . eee Se. lL Minute, 3 doz, __-_---- 4 06 Shoulders Pee eae we 654 Stove Enamel, dz. 2 80 oo TAELE SAUCES Plymouth, White -.__ 1 55 Sette 22 Vulcanol, No. 5, doz. 95 Bon Ami Pd, 3 dz. bx 375 Lea & Ferrin, larg 6 Of Quaker, 3 doz, —__---- "9 56 wo hits ‘ Vulcanol, No. 10, doz. 1 35 Bon Ami Cake, 3 dz.3 26 lea & Perrin, 51 eg vo a, bones ‘--.-_----- 07 Stovoil, per doz os Brilig ge Pe ee pe ee | ‘rimmings ___- : E 2 3 00 : (corecccscccccce 85 epper =... sd Ge Dee ee Climaline, 4 doz 420. ©Royal Mint ‘ i JELLY AND PRESERVES Grandma, 100 be 2 8 55 Tobasco, oe ; ’ Pure, 30 Ib. pails PROVISIONS SALT Granana, 4 lame fe Se TES. Se ‘aa 2S + renitation, 30 "Ib. pails 1 18 Barreled Pork Ce ae oe au wee A-1. large te Pure, 6 oz., Asst., d Clear Back __ 25 00@28 ‘olonial, 36-1% -—_.. 1 25 Pus, 12 tame fe TE a 515 , ., doz. 95 Sh 00 Colonial, Lodi Golden Rod, 24 5 : { Buckeye, 18 oz., d ort Cut Clear26 00@29 ul, lodized, 24-2 2 00 ‘ ‘ au oe ” oz. 2 00 ten san aan 00 Med. No. 1 Bbis. _.__ 2 88 La France Laun.. 4 dz. 3 60 ' 24 oe DS Bellies. 18-20@18-19 Farmer Spec. 70 bk. 95 Octagon, oe TEA ' suv PLM ac : Farmer Spec, 10 ke 3 Rinse Maa : a n case. eo a — 8 oz., per doz, -------- 36 15 Ib. pails —.-- e- Pure in ieceee _ Crushed Rock for ice o tee oe. 5 25 Medi oe ’ 25 Ib. pails anann2n=-— 60 Ib. tubs EO cee cream, 100 Ib., each 75 Rub No More, 100, 10 Cc shoice aul a OLEOMARGARINE 50 Ib, tubs _..-advance % Vea Meh iasis < lU! 18 wane ocd PETROLEUM PRODUCTS. * Ib. pails __-.advance % oe # be 40 Py No More, 20 Lg. 400 No. [ae s4@89 Van Westenbrugge Brands From Tank Wa 1b. pails advance % 24, 10 Se enwce “oC 1 Ib. pkg. Sifting ----— 13 Dioetpeger. «See Tank Meee, 5 sts anes ie oe. se 3 85 oes stributor Red Crown Gasoline -. 11 3 Ib. pails ----advance 1 35, 4 Ib., per bale --.. 2 60 Sani Flush, 1 doz Guapewder = “ Solite aoa. yl ------ 14 Compound tierces ____ 13 Po 7 Ib., per bale ____ 2 85 Sapolio, 3 ae ; * Choice __-_-____________ 40 -------- 14 Compound, tubs ______ 184% Ola oo Table _. 42 Soapine, 100, 12 "on. 6 40 Fancy ----------------- 41 In tron Barrel 6- en nee Snowboy, 100, 10 oz. 4 00 Cey! Peobaaat cee Sausages 10 Ib. ------------ 4 co Suowhor, 34 Farge 490 eho. m eh Rocfection Kerosine __ 13.6 Bologna ---------- 18 Speedee, 3 doz ee ee ee 67 as Machine Gasol Liver lay ae ; ite. § ee .o vo M & P Navh Maes 18 Sunbrite, 50 doz. * 40 English Breakfast . . Naphtha 19.6 hie ae 21 Wyatidotte, 48 __._. 4 75 Congou, Medium 28 ae oo 31 E Poa Choice __-. 35@36 Nuooa, 1 1b -vis MOTOR OILS Tones. Jeliled "a Saat ongou, Fancy _- 42@48 Pe 2} on Barrels eadchee ae " Nucoa, 3 and 56 Ib. _. 20% Tagen oo 17.1 eras 18 OR Pere) i setae Medium cere maior ae Smoked Meats Whole Spices Chie ‘s nen ie Te : . Tancy co a ae Willson & Co.’s Brands Ex. Heavy ee 77.1 ee Cer. 14-16 Ib. @29 Allspice, Jamaica __ @25 : pu td) cara s ean ar 50 ee 741 une Cort. Seinked Ph Zanzibar eS @38 SIS 1h ee assia, Canton ______ ( je 24 o.. — dried beef Cassia, 5c pkg., doz. 7 Saiten. : bleasaen ee 7 arine cen ae @44 a 1 Ga Cotton : _ —— oe é ms __ n --- @ ott yn, 3 yw Balls | 49 Special Roll ~--------- 19 gcc cpemen “en Mace, Penang” ue Ys oS aa i 8 oe 20 @25 : fixed. No. 1 |.) Iron Barrels Boiled Hams Fe : =— Mixed. 5c pkgs., doz. es ; MATCHES Lisht 0 66.1 sate Hams. os Nutinaes Jeace doz. poe o VINEGAR ==> ee ee cm ss Lou air 4/6 Cert. _. 24 @3Q Per case, 24, 2 Ibs. .. 3 40 Nutmegs, 105-110 __ @59 oo 40 Grain _------ 27 mind ti box 5 00 SS 65.1 “ Five case lots ------ au meet, Black ---.. @4€ White Vee 2 oe Searchlight, 144 box. 5 00 Ratra h OAVY 5.2 Boneles eef lIodized, 24, 2 Ibs. a rr lite Wine, 40 grain. 19 oot nok Tabeh 144 bn 4 22) Poine “F_ 65:1 Rump. new” 29 00@32 00 ] ee ae Soo ee ee a 65.1 . new ._ 29 00@32 00 Pure Ground in Bulk WICKING iio Blue Tip. 720-1¢ 4 00 ---- 65.1 . Allspice, Jamai 0. | ius Seat ds 400 Finol, ¢ oz. cans, doz. 160 Reef ——-- ole oe een Oe No. 0, per gross --..-._ 80 eae Gag el 4 00 —— a ae ote Ge 4 Cal 20 Cacia. eanaltar ~--- W46 Ne ote a ---- 1 25 ol sis oer a Fibs aie wah 10 a tone on Sth tea Te +1 Free with Ten. Parowax, 20, 1 ib. : a hee rs Ces “T" @32 Peerless Pot ae So rs 90 ~ ®T ancy Blue Rose -. 05% mice wee ae Races, Ne A eee Safety Matches i ee ee a Nutneas Rayo, per — 8 Quaker, 5 gro. case__ 4 50 ROLLED OATS Ponce a Se : @x0 > -— 1d Si ny “ey ayenne _... @37 a A oe come Paprika, Spanish _. @45 eee MOLASSES a jae 8 eae : = ‘ Baskets Molasses in Cans ace i 12s Family -. 2 70 neeenn’ Bushels, narrow band, i : ae ao 12s, China__ 3 80 Chili Powder, 15c ia & eee 1 76 Luve, 86, 2 Ib. Wh, L. 5 60 i a 12s, China __ 3 25 Celery Salt, 3 oz. ___- = sushels, narrow band, Dove, 24, 2% Ib Wh. L. 6 20 Sacke, 90 Ib. Jute - 3 10 we, to... S ue en tae, 1% Dove, 36, 2 Ib. Black 4 30 = RUSKS aa oie ie aie kane jaca t6 3 th Winch 459 “Gemdec, te pt cone 2.78 Dutch Tes Rusk Co. Ponelty, 31 02 Se ; 35 Market, extra . ih 1 c Dove, 6 10 Ib. 1 : - - an . rand, 6 aen- 25 Swink He Mimgonse 24 be ue L. 4 45 Semdac, 12 qt. cans 4-65 36 rolls, per case _--. 4 25 ks tana ieatas (72 450 Splint, medium —____-- 1 Bb . , 2% Ib. 5 76 e rors per case __-. 2 25 icc 1 on jet Ee 6 Split, anal 6 50 ; : 2 rolls, per case ---- 1 50 Sav : spree x 2 oe NUTS—Whole <— 18 poses per case -. 1 70 _ Thyme, ia one 90 Barrel, 5 Gs dD oo . re bie See Cele fae Battal Sen 2 razil, New ------ os 24 on, count .. 4 76 a7 : . packages -- 3 25 3 to 6 gal., per gal. — % ee oe a SALERATUS by 10 oz. packages -_ 4 35 P . gal. f6 Filberts, Sicily ea Sweet Small Arm and Hamme - ocee - + 10 ‘ateanios Peanuts, Vir. Roasted 11% 16 Gallon, 2250 are — “ i Gus an Peanuts, Jumbo, std. 16% 5. Gallon, coy —-_-—— 24 50 G SAL SODA 2 qt. Galvanized ---. 2 76 ine ee 20 ee en a SOAP Corn tc woe ca it a Pecans, Jumbo _----- 40 . ulated, 60 Ibs. cs. 160 Am. Family, 100 bo Kingsf = at) Dares Ge} fae Wee Dill Pickles Granulated, 36 2% Ib. Crystal White, 100 7 oo. Ge at Te ee ; Walnuts, Cal. -------- 28 Gal. 40 to Tin, doz. -. 9 25 ges ----------- 240 Export. 100 box ____-_ 3 85 Argo, 48, 1 i pkgs. pa Traps ! ae 07 ©. 2% Ting 2 = COD FISH Big Jack, G0e) oe 460 Cream, 48-1 ae i i. Mouse, Wood, 4 holes. 60 . Middles pau ue ie 18 id — ian uae ee me, 40-2 07% a. wood, 6 holes. 70 li ablets, Ib. re ake rite, 10 x ee Mouse, tin, &- hole i Salted Peanuts cou Shae prio ‘ei 2 wee sealed 4 13% oo White 1 oe, ‘ - oie Rat, wood a eo - 1 - ; : . . ood boxes, Pure . p Rose, 100 box _.. 7 8 Rat speiee 2 i Wancy, No. i... -- 14 a Whole oe ee ne ueey. iu box cE ; . Argo. 48, 1 Ib. pkgs. 3 60 Mouse. ‘ace anes 1 . lL alm Olive, 144 box 1100 Arse 12, 3 i phe a Shelled Battle Axe, per doz. 2 65 HERRING Lava. 100 ho ......._ 499 Are, 8, 5 Ib. og 3 Large G: —_ Bicycl : 2 Octagon, 120 Sil a 5 sarge Galvanized ..._ 8 75 Velo: oo 4 76 Holland H 1 2 oo § 00 ver Gloss, 4 1 M 1 ° Msonds 2... 60 Mixed, Ke erring Pummo, 100 box 4 85 Elastic, 64 k 3 s -- 1% edium Galvanized -- 7 50 Peanuts, Spanish, tee a ao 100 Sweetheart, 100 box _5 70 liger. 48-1 pkgs. ---. 5 35 Small Galvanized .._. 6 50 125 Ib. bags -.----- 12, were oo ee a ee to Tin tee, 6 ie “i Washboards ao. a, Babbitt’s, 2 dos. --._ 2 75 ee ae Gee haar 3 50 ao Banner, Globe .----- 5 50 Pe S Milkers, half bbls. Quaker Hardwater Brass, single ___-_-__ 05 cans Salted -------- 89 wee he 10 00 Cocoa, 72s, box 2 85 Glass, single -_______. 6 00 Walnuts -------------- 60 FRESH MEATS K KKK. Norway : tn Fairbank Tar, 100 bx 4 00 ie ee : 00 Pe ee ee oe ee on or Stile Peerless 1 8 ee Beet oe te ee ae a Northern Queen ____ 5 60 a = Steers & Heif. __.. 26 Boned. 10 Ib. boxes ai Williams Mug, per doz. 48 Gore Universal ------_- te ogame 4k 8 OO Ses i Lake Herring Blue Karo, No. 1% _. 2 63 Quaker, 3 doz. case -- 350 Cor Steers & Hei. _. 22 % bbl, 100 Ibs. __-___ 6 50 CLEANSERS ‘ee ate ne eee sana a Steers & Heif. 15@18 iieiccay Blue Karo, No. 10 -. 3 a. 2S 5 00 Red Karo. No. 1% 7 a 9 in, Butter -------- 9 00 Veal Tubs, 100 Ib. fncy fat 24 6 Red Karo, No ve 2 ee 18 0 eo . & 1 da. 4 6 0 OLIVES Wi 24% Sera 50 count ___--- 8 00 Red Karo, No. 10 __ 3 85 19 in, Butter -------- 25 0¢ 5 oz. Jar, Plain, doz. 1 35 on Se 23% wig postion recy os Sos tee Pia . 5 Medium -------------- 22 ite Fish at Pisin, goa, 4 50 Lamb Med. Fancy, 100 lb. 13 00 fee tenes Heart ae a int Jars, Plain, doz. oe Orange, No. 1%, 2 dz. 3 36 J Pe sasaaal aie - Quart Jars, Plain, na : 50 Fg Eamb 2. 29 SHOE BLACKENING Orange. No. 5, 1 pe 4 75 But ch hag eae . 1 Gal. Glass Jugs, Pla. 1 90 8 fe ee sa oat tracert 27 2 in rE Paste, doz. 1 35 : : Kraft sey dite eae * 5 Gal. Kegs, each _.. 8 00 Bee ~------------- 24 & Z Combination, dz. 1 86 Maple Kraft Stripe __-------. os 3% oz.-Jar, Stuff., doz. 1 35 P ------------------ 21 Dri-Foot, doz, _------2 00 : a 00% co. Stuffed, doz. 2 25 etesteius pine Dos. Say “1 35 Green Label Karo __ 6 19 2. Jar. Stu ang. 278 . Shinola, doz, —_-- : 1 Gal. Jugs, Stuff. ae 9 i Good 1 --- 9% ms onty Ot “a YEAST CAKE cee Wana ze uv ices POLISH Ns- scoU aple and Cane Moai: S doe 2 70 ie gy nee ey oe ackne, per doz. ri - z Sunlight, 3 doz PARIS GREEN Oe eS tl ene = UBs-PoLisH ee ee kee Sunlight, 1% doz. 1 36 i i en 3 cogs 7 Pork Black Silk Paste, doz. 1 25 k, 5 gal. can —. 650 Yeast Foam, 3 doz. __ 2 70 i ee 34 Tight hogs ee ree oe Te feast Pa, es oe 28 and és Medium hogs _....1 nameline Liquid. dz. 1 35 Maple cirnnnencece @.. Heavy hogs —...... i > = Liquid, per doz. 1 40 Michigan, per g% 75 Se: Pet Meee Ve ae can. cazen, $4.80 ner cane Michigan, per gal. 275 _VEAST-COMPRESSED . --- 325 Fleischmann, per doz. 30 SS erm geo 30 Proceedings of the Grand Rapids Bankruptcy Court. Grand Rapids, Sept. 12—We have to- day received the schedules, references and adjudication in the matter of John Vaillaneourt, Bankrupt No. 3524. The matter has been referred to Charles B. Blair as referee in bankruptcy. The bankrupt is a resident of Grand Rapids, and his occupation is that of a clerk. The schedules show assets of none with liabilities of $2,772.90. The court has written for funds and upon receipt of same the first meeting of creditors will be called, note of which will be made herein. The list of creditors of said bankrupt is as follows: Flint Realty Co., Grand Rapids Unknown Ray Missick, Grand Rapids ______ $ 82.94 John Hoover, unknown ___________ 19.00 Ziesel Bros., Elkhart, Ind. ______ 13.67 ©. Clements, unknown 19.95 John Clements, Grand Rapids ____ 17.25 Consumers Coal Co., Elkhart, Ind. 31 25 Truth Publishing Co., Elkhart __ 13.20 W. M Freeman, Eikhart 1.00 Thomas J. Webb Co., Chicago ____ 14.55 Fisher Bros. Paper Co., Ft. Wayne 14.74 Vette & Zucher Co., Chicago ____ 31.90 Schwartz Paper Co., Chicago ____ 17.88 Perfection Biscuit Co., Ft. Wayne National Grocer Co., South Bend_ 4.63 Lee & Vick, South Bend ________ 6.55 Osear Meyer & Co., Chicago ____ 41.31 Bay State Fushing Co., Boston __ 22.50 Elkhart Packing Co., Elkhart ____ 304.78 armour & Co., Chicago __._ 408.57 put ee Co. Chitaen 571.96 William Durham, Grand Rapids __ 859.97 Shick Bros., Elkhazt,-iInd _... 225.00 Dr. M. S. Ballard, Grand Rapids__ 15.00 Sept. 12. We have to-day received the schedules. reference and adjudication in the matter of George E. Mattice, Bank- rupt No. 3535. The matter has been re- ferred to Charles B. Blair as referee in bankruptcy. The bankrupt is a resident of Grand Rapids, and his occupation is that of a laborer. The schedules show assets of $200 of which the full interest is claimed as exempt, with liabilities of $1,095.05. The court has written for funds and upon receipt of same, the first meet- ing of creditors will be called, note of which will be made herein. The list of creditors of said bankrupt is as follows: Flint Realty Co., Grand Rapids __$200.00 V. C. Pine Co., Grand Rapids ____ 49.50 G. R. Gas Light Co., Grand Rapids 111.00 Holland Cigar Co., Grand Rapids__ 15.00 Holsum Bakery, Grand Rapids ____ 21.31 Coffee Ranch, Grand Rapids ______ 75.30 Lee & Cady, Grand Rapids _______ 87.00 John Kng, Grand Rapids ______ 119.00 Hoffman’s Market, Grand Rapids ____ 7.00 Ryskkamp Bros., Grand Rapids __ 113.00 Miner Pie Co., Grand Rapids ____ 6.50 3urton Hts. Cream. Co., Grand R. 150.0 Albany Hotel, Grand Rapids ______ 50.00 Thelma Hecox, Grand Rapids ____ 25.00 Service Dry Goods, Grand Rapids 1.39 Ed. Brown, Grand Rapids ____ 22.31 Wolverine Spice Co., Grand Rap. 32.74 Sept. 12. We have to-day received the schedules, reference and adjudication in the matter of William F. Murphy, Bank- rupt No. 3536. The matter has been re- ferred to Charles B. Blair as referee in bankruptcy. The bankrupt is a resident of Lowell, and his occupation is that of a garage keeper. The schedules show assets of $1,453.39, with liabilities of $1,245.41. The first meeting will be called, note of whch will be made herein. The list of creditors of said bankrupt is as follows: Standard Oil Co., Grand Rapids __$ 72.50 mike Watson, Lowell... BG Electric Service Co. Grand Rapids 1 Tisch Auto Supply Co., Grand Rap. 5 Hossman Yarnelle, Grand Rapids__ S. A. Hobson, Detroit Automobile Parts Corp.. Grand R. 2 3rown & Sehler Co., Grand Rapids 8 Syndicate Adv. Co., New York City 18.47 . 2. Bunciman. Lowell sss LS i, A Weaver lowell 22.00 mover: Moabn Lowell . 40.00 Harold Weikes, Lowell 52.00 Ez. D. McQueen, Lowell ___ = 148.08 Lowell Light & Power Co., Lowell 17.50 Franklin Oil Co., Grand Rapids __ 17.25 Lowell State Bank, Lowell ______ 375.00 WwW. H. Murphy, Lowell ss 100.00 In the matter of Elith FE. Chase, Bank- rupt No. 3308, the trustee has filed his final report and account, and a final meeting of creditors was held Sent. 7 at the referee's office. The fisal report and account of the trustee was passed upon and approved. The claims filed were proved and allowed. Expenses were ordered paid. as far as the funds on hand would permit. There were no funds for dividends to general creditors, after payment of expenses and statutory ex- emptions of the bankrupt under the laws of the State of Michigan. No objections were made to the discharge of the bank- runt. The final meeting then adjourned without date, and the case has been clos- ed and returned to the district court as a closed case Sent. 13. We have to-day received the schedules, reference and adjudication in the matter of Earl R. Miller, Bankrupt No. 3538. The matter has been referred to Charles B. Blair as referee in bank- ruptcy. The bankrkupt is a resident of “RRP TIP NET se MICHIGAN TRADESMAN Grand Rapids, and his occupation is that of a restaurant keeper. ‘Ine schedules show assets of $5,loV of which $4,300 is claimed as exempt, with liabilities of p2,224. The tirst meeting will be called and note of same made nerein. The list ot creditors of said bankrupt is as follows: Cora Miiler, Grand Rapids —~_______ 120.00 G. R. Store Fixture Co., Grand R. 364.00 industrial Mortgage & Investment Co, t(fan8 Sacks _......... 100.00 Kleiman & sons, Grand Rapids __ 5.50 Lowman & Anderson, Grand Kapids 50.00 George Hoodhooa, Grand Rapids __ 3.00 Bouma Hdwe. Co., Grand Rapids 8.60 W. C. Van Lusten, Grand Rapids 7.20 Dr. Rozema, Granu Rapids _______ 33.00 Howard Ellis Estate, Grand Rapids 120.00 Earl Robson, Grand Rapids ______ 10.15 kKkaravan Coffee Co., Toledo, Ohio 14.20 VandenBerg Cgar Co., Grand Rap. 24 52 National Grocer Co., Grand Rapids 36.69 Wolverine Spice Co., Grand Rapids 11.54 Tom McAllister, Grand Rapids ____ 5.00 Dr. Holcomb, Grand Rapids _____- 5.00 Hyde Fuel & Lumber Co., Grand R. 20 00 Murphy’s Rug and Linoleum Co., arand Gapids 36.00 Watson Higgins Milling Co., G. R. 9.60 Berton Sprng Co., Grand Rapids__ 350.00 Dr. Geo. Southwick, Grand Rapids 200.00 Edgewood Dairy, Grand Rapids __ 100.00 Winnick Bros., Grand Rapids ____ 560.00 Feutz & Sunwalt Garage, Grand R. 3.00 Holland Cigar Co., Grand Rapids 7.50 M. Azgzar. Grand Rapids 15.00 Ryskamp Bros., Grand Rapids ____ 7 50 In the matter of Homel Shirt Manu- facturing Co., Bankrupt No. 2921, the final report and account of the trustee has been filed. The final meeting of creditors was held July 23. Expenses were ordered paid and the trustee’s final report and account was approved. The compromise offer of the United States and the trustee on a tax claim was approved and ac- cepted and accordingly ordered paid at the compromise amount. An order was made for the payment of a supplemental first dividend of 10 per cent. on new claims allowed and a final dividend on all allowed claims of 7.85 per cent. No objections were made to the discharge of the bankrupt. The final meeting then adjourned without date, and the cae will be closed and returned to the dis- trict court in due course. In the matter of William DeMann, Bankrupt No. 3522, the funds for the first meeting have been received and such meeting has been called for Oct. 1 In the matter of Edward VanHuizen, Bankrupt No. 3517, the funds for the first meeting have been received and such meeting has been called for Oct. 1. In the matter of Charlie Strayer, Bank- rupt No. 3520, the funds for the first meeting have been received and such meeting has been called for Oct. 1. In the matter of George Strayer, Bank- rupt No. 3521, the funds for the first meeting have been received and such meeting has been called for Oct. 1. In the matter of Lambert J. Jolman, Bankrupt No. 3533, the funds for the first meeting have been received and such meeting has been called for Oct. 1. In the matter of William F. Murphy, Bankrupt No. 3536. The first meeting has been cailed for Oct. 1. In the matter of William F. Murphy, Bankrupt No. 3526. The receiver has filed his petition for a sale at auction. The sale has been called to be held at the former location of the bankrupt, 123 3oardway street, Lowell, Oct. 4. The property consists of machinery, tools and fixtures used in the operation .of a garage, in the approxmate value of $750. Also the accounts notes and bills receiv- able will be sold at auction and to the highest bidder, which said accounts are scheduled by the bankrupt in the ap- proximate sum of $400. All interested should be present at the time and place of sale. In the matter of Holland Chair Co., Bankrupt No. 3368, the trustee has filed his first report and account, and an order for the payment of expenses of ad- ministration to date and for the payment of a 50 per cent. dividend on the labor claims has been made and ordered paid. Sept. 15. We have to-day received the schedules, reference and adjudication in the matter of Ivan Frank Lobdell, Bank- rupt No. 3540. The matter has been re- ferred to Charles B. Blair as referee in bankruptcy The bankrupt is a resident of Grand Rapids, and his occupation is that of a produce dealer. The schedules show assets of none with liabilities of $1,693.05. The court has written for funds and upon receipt of - same, the first meet- ing of creditors will be called, note of wheh will be made herein. The list of ereditors of said bankrupt is as follows: Home Furnishing Co., Kalamazoo $160.50 Dr. R. V. Gallagher, Battle Creek 60.00 B. C. Sanitarium, Battle Creek __ 414.42 A. B. Hudler, Battle Creek _______ 6.50 Dr. R. Harries, Battle Creek ____ 114.00 Dr. S. Solmon, Battle Creek ______ 8.00 Dr. Ble Hinn, Battle Creek —_. os oo Alliance Merc. Co., Battle Creek__ 83.01 Commercical Garage, Battle Creek 93.39 Livingston Clo. Co., Battle Creek 21.73 Spigial May Stern Co., Chicago ____ 15.15 S. Hensler, Battle Creek __________ 60 00 A. E. Dorman, Battle Creek ______ 3.00 Wr. Joseph E. Rosenfeld, Battle C. 125.00 Carl Moor, Battle Creek __-------- 49.50 Dr. A. J. Holes, Battle Creek___-_ 80.00 Reliable Tire Co., Battle Creek ~~ 17.55 Dr. L. H. Stewart, Kalamazoo 10.50 Dr. R. U. Adams, Kalamazoo _--. 6.00 F. Goodrew, Kalamazoo ~---------- 14.00 A. T. Bradshaw, Kalamazoo __-_--- 42.39 VanDerVoort Hdwe. Co., Lansing 12.95 M. W. Cagney, Kalamazoo _-_---- 45.00 A. ©: Hill, Auburn, N.Y. —----_ 5.00 Frank Schied, Battle Creek __---- 22.00 McGee & Son, Battle Creek __.__- 8.00 Consumers Power Co., Battle Creek 3.91 B. C. Gas Co., Battle Creek --_--- 8.15 A. J. Bloomberg Coal Co., B. C. 30.00 Bowsett Drug Store, Battle Creek 5.00 Maurice S. Gordon Co., Battle Cr. 50.00 Dr. A. Nelson, Battle Creek 16.00 Mrs. S. J. Knowles, Battle Creek 3.00 Ward Allen Grocery, Battle Creek 40.00 Sept. 17. We have to-day received the schedules, reference and adjudcation in the matter of Joseph Sobie, Bankrupt No. 3541. The matter has been referred to Charles B. Blair as referee in bank- ruptey. The bankrupt is a resident of Grand Rapids, and his occupation is that of a laborer. The schedules show assets of $145 of which the full interest is claimed as exempt, with liabilities of $635.24. The court has written for funds and upon receipt of the same the first meeting of creditors will be called, note of the same will be made herein. The list of cred- itors of said bankrupt is as follows: Dr. Bert S. Thomas, Sacramento, ee $279.00 Dr. Norris Jones, Sacramento __-. 25.00 Dr. Charles Gray, Sacramento __ 10.00 Dr. I. C. Gobar, San Francisco -_-- 75.00 Capital Dairy Co., Sacramento ____ 58.44 Bennett Bros., Sacramento _____--_ 96.00 Mr. Bovey, Sacramento ______------ 24.00 Mater Misericordia Hospital, sacramento, Call. —— 67.80 In the matter of Dave Applebaum, 3ankrupt No. 3379, the trustee has filed his first and second reports and accounts, and an order for the payment of ex- penses of administration and for the payment of a first dividend to creditors of 10 per cent. has been made. In the matter of Louis Tucker, doing business as The Leader Store, Bankrupt No. 3400, the trustee has filed his first report and account, and an order for the payment of expenses of administration, taxes and a first dividend to creditors of 5 per cent. has been made. In the matter of Ray Hice and Hunter Hice. individually and as North Park Sanitary Market, Bankrupt No. 3284, the trustee has filed his final report and ac- count and the final meeting of creditors has been had. The trustee’s final report and account was approved and allowed. An order was made for the payment of expenses of administration and for the declaration and payment of a_ supple- mental first dividend of 10 per cent. on new claims proved and allowed, and the declaration and payment of a final divi- dend of 13 per cent. on all claims proved and allowed. No objections were made to the discharge of the bankrupts. The final meeting then adjourned without date, and the case will be closed and re- turned to the district court in due course. In the matter of Wray J. Blackburn, Bankrupt No. 3117. The final meeting of creditors has been called for Oct. 4, at which time the trustee’s final report and account will be approved. If possi- ble, there will be a first and final divi- dend paid to creditors. In the matter of Henry F. Schliewe & Henry L. Schliewe, copartners doing busi- ness as Bungalow Construction Co., 3ankrupt No. 3096. The final meeting of creditors has been called for Oct. 4, at which time the trustee’s final report and account will be approved. There will be no dividends for creditors in this estate. In the matter of George McCrumb and Lioyd Fay, individually and as copart- ners, doing business as McCrumb & Fay, Bankrupt No. 3327. The final meeting of creditors has been called for Oct. 4, at which time the trustee’s final report and account will be approved and a declaration of a first and final dividend paid to creditors of this estate. In the matte of Henry G. Sparrow, Bankrupt No. 3332, the trustee has filed his return showing that there are no assets in said estate and the case has been closed and ?returned to the district court, as a case without assets. Sept. 20. On this day was held the first meeting of creditors in the matter of Fred G. Miller, Bankrupt No. 3453. Tre bankrupt was present in person and ren- resented by attorney H. H. Freeland. The creditors were represented by at- torneys Norrs, McPherson, Harrington & Waer. Claims were proved and allowed. The bankrupt was sworn and examined without a reporter. Richard C. Annis, of Grand Rapids, was named trustee, and his bond placed at $100. The first meet- ing then adjourned without date. On this day also was held the first meeting of creditors in the matter of Walter M. Dougherty, Bankrupt No. 3524. The bankrupt was present in person. Creditors were present in person. Claims were proved and allowed. The bankrupt was sworn and examined without a re- September 26, 1928 porter. George D. Stribley, of Muskegon, was named trustee, and his bond placed at $100. The first meeting then ad- journed without date. On this day also was held the first meeting of creditors in the matter of Fozee Yared, Bankrupt No. 3518. The bankrupt was present in person and rep- resented by attorneys Renihan & Lilly. One creditor was present in person. Claims were proved and allowed. The bankrupt was sworn and examined with- out a reporter. No trustee was appointed. The first meeting then adjourned without date and the case has been closed and returned to the district court, as a case without assets. Sept. 20. On this day also was held the first meeting of creditors in the matter of Erwin Fahner, Bankrupt No. 3478. The bankrupt was present in per- son and represented by attorney Horace T. Barnaby. No creditors were present or represented. No claims were proved and allowed. No trustee was appointeu. The bankrupt was sworn and examined without a reporter. The first meeting then adjourned without date and the case has been closed and returned to the district court as a case without assets. On this day also was held the first meeting of creditors in the matter of Ezra M. Arthur, Bankrupt No. 2523. The bankrupt was present in person and re. - resented by atiorney Bartel J. Jonkman. No creditors were present or representeu No claims were proved and allowed. No trustee was appointed. The bankrupt was stvorn and examined without a re- porter. The first meeting then adjourned without date, and the case has bee. closed and returned to the district cou t as a case without assets. On this day also was held the first meeting of creditors in the matter « Howard City Furniture Co., Bankrupt No. 3526. The bankrupt was present by its Secretary-Treasurer and representel by Corwin, Norcross & Cook, attorneys. Creditors were present in person, a represented by C. W. Moore, agent; G. R. Credit Men’s Association and Fred G. Timmer. Claims were proved and allowe I. The Secretary-Treasurer of the corpora- ton was sworn and examined, with a reporter present. C. W. Moore, of Bel- mont, was named trustee, and his bond placed at $1,000. The first meeting the: adjourned without date. Sept. 24. On this day was held the first meeting of creditors in the matter of David C. Clarke, Bankrupt No. 352.. The bankrupt was present in person a: represented by attorneys Hagerman ¢: Miller. No creditors were present or rep- resented. Claims were proved and a!- lowed. No trustee was appointed. The bankrupt was sworn and examined with - out a reporter. The first meeting then adjourned without date, and the cae has been closed and returned to the district court, as a case without assete. In the matter of Dime Diner System, Bankrupt No. 3495, the trustee has filed ris first report and account, and an or- der for the payment of expenses of ad- ministration has been made. Sept. 22. We have to-day received the schedules, reference and adjudication in the matter of Claud E. Drake, Bankrupt No. 3543. The matter has been referre-l to Charles B. Blair as referee in bank- ruptecy. The bankrupt is a resident of Fawn River townwship, and his occupa- tion is that of a farmer. The schedules show assets of $368 of which $80 is claim- ed as exempt, with liabilities of $1,550.20. The court has written for funds and upon receipt of same, the first meeting of creditors will be called, note of which will be made herein. The list of cred- itors of said bankrupt is as follows: Fred Sheldon, Angola, Ind. ______ $300.00 EK. C. Wright, Sturgis ....__. _ 250.00 Yorton Chevrolet Co., Sturgis ____ 70.00 Mayo Hospital, Rochester _________ 200.00 Welsh Chemical Co., unknown ____ 133.09 First Nat. Bank, Burr Oak________ 100.00 Boyer Lbr. Co., Burr Oak ________ 60.69 George tee Burr Oak 93.00 Dr. Crawford, Burr Oak _.... ©4609 Mallery Groc.. Burr Oak ___...__ 20.00 Piny and Baldwin, Burr Oak ____ 20.09 Strahley, Burr Oak eG 19.29 Earnest Webb, Colon ____.._____ 110.09 Diffenbaugh, Burr Oak ___..._____ ss‘: 10.09 Blue and Gilhams, Sturgis ________ 55.00 George H. Sager, Sturgis Coo ae On Paul Ahlgrim, Burr Oak ______ 20.00 Lneoln Life Co., Burr Oak ______ 30.00 Sept. 22. We have to-day received the schedules, reference and adjudication in the matter of James Grammas, Bank- rupt No. 3544. The matter has been re- ferred to Charles B. Blair as referee in bankruptcy. The bankrupt is a resident of Grand Rapids, and his occupation is that of a laborer. The schedules show assets of $50 of which the full interest is Glaimel as exempt, with liabilities of $4,211 80. The court has written for funds and upon receipt of the same t\> first meeting of creditors will be called, note of which will be made herein. The list of creditors of said bankrupt is as follows: Leon Agon, Grand Rapids _____ «--$150.00 Nicholas Tsoronskis, Grand Rapids 225.00 Arctic Dairy Products Co., G. R.__ 800.00 Claude G. Piper, Grand Rapids ..__ 200.00 , a oe - io qT a EW a ele ibis ton aes eaelSle Es # i September 26, 1928 MICHIGAN TRADESMAN 31 Gelock Transfer Co., Grand Rapids 25.00 O41 oe i. Oronsky & Sons, Atlantic —~__--- 21.35 Northwestern Bell Tel. Co., At- | janie: lowe 20 12.75 Pur.ty Ice Cream Co., Atlantic, la. 150.00 Central Iowa Ice Cream Co., Atlan. 400.00 Harle Hoss Drug Co., Council Mus lowe oe 40.00 T EF. Naughton Co., Omaha, Nebr. 117.60 Paxton & Gallagher Co., Omaha -_ 22.82 Myers Cox Co., Marshalltown, Ia. 30.00 Iten Biscuit Co., Omaha —_-------. 6.75 Perigory & More Cigar Co., Omaha 80.00 Hilker & Bletsch Co., Chicago -_ 71.25 Chapman & Smith Co, Chicago 90.00 Sethnesse Co. Chicago —__-._____ 55.38 Tasonic Historis (o., Chicago _--. 12.00 Hygeia Antiseptic Tooth-Pick Co., Mow Vork (2. 48.50 United Bakers Suprly Co., St. Louis 115.00 Hershey Chocolate Co., Hershey, Pa. 59 00 Nick Zavokos, Elkhart, Ind. —----- 300.00 Cc. Cc. Taft Cigar Co., Des Moines 80.00 George Masterson, Grand Rap. unknown Industrial Bank of Grand Rapids 1,100.00 Reasons Why It Pays To Face the Facts. (Continued from page 20) of 9 per cent. of your sales?’ He did not understand how that would figure out, so we showed him.” I wonder whether that manager was not like too many individual grocers who “ do not know how it will figure out.” That is worth thinking about. Bohack continues: “‘If you sell (speaking to his manager aforesaid) $300 a week, as you do now, you'll make $27. Then if you increase your volume to $400 per week, you'll earn $36. When you get your business up to $500 per week, your salary will be $45. In addition, we will be making money out of your store instead of los- ing it. Now can you go to work and build up your business?’ “That is the way we handled each un- profitable store. Some of our men said it could not be done, but we showed them. We never could have done it unless we ourselves had worked behind the counter and knew the busi- ness. But by understanding the ins and outs of a grocery store, and be- cause we could put our finger on just the place that each store was losing money, we were able to correct th> trouble and turn losses into profits.” Is there any great mystery about that work? Bohack arrived in New York some years ago a poor immi- grant from Germany. He _ worked harder than most men are willing to work—hand and heart and brain. He himself knows the business from the ground up. Then he faces the facts: Stores losing money cannot be carried. They must make money or be closed. So he talked turkey—pleasant, but firm to each man. Result, he worked: the necessary change. It is long since I have seen anything that looked so worth while to the or- dinary, individual, single-store grocer, prosperous or otherwise. Paul Findlay. ———_+-+—____ Refuses To Take Mr. Findlay’s Advice Michigamme, Sept. 24—In a recent issue of the Tradesman I notice an article written by Paul Findlay seeking the support of the retail grocers, which shows that the Republican party is very hard pressed for votes this time. Mr. Findlay states ‘that there are no issues in this campaign, so vote for Hoover. During the convention at Kansas City, an army of Republicans threatened to break into the conven- tion hall to protest against the nom- ination of Hoover. Their battle crv was “Anybody but Hoover.” Durin~ the war we were forced to eat black bread with very little sugar, while Mr. Hoover’s friend, Johnny Bull, had all the white flour and sugar he needed, and after the war was over the retail grocers found themselves with thous- ands of dollars’ worth of substitutes on hand, for which they received little or nothing. J] had a quantity of corn sugar on hand which I offered at 2c per pound, but no takers. As soon as the bootleggers got into action, there was no trouble in selling it. Mr. Find- lay says prohibition is not the issue. If this is true, what are Senator Borah and the preachers howling about? I say it is the issue, and the Republican party is the bootlegger’s friend, and England wants prohibition in the United States, but not in her own em- pire. Uncle Sam’s money flows across the river which enables Johnny Bull to pay his debts to us with our own money. I am one retail grocer who refuses to take Mr. Findlay’s advice. C. F. Sundstrom. —___o-¢ 2 Late Automobile News From Detroit. Detroit, Sept. 25—Still on ithe peaks of production for the month, the auto- motive industry is swinging steadily along in September. Two-thirds of the month’s history indicate that it may be expected to exceed August records, if only by a trifle, and August was the big month in all-time history. No important maker reports any lessening of effort in manufacture and no sales department admits any let-up in the buying demand, with the result that the situation in regard to unfilled orders remains about what it has been over a considerable period. Practically all factories have a sturdy back-log of orders on hand amounting to about a full month’s production at peak figures. This situation is most unusual for the month of September and_ presages record production and sales. A building program by Chevrolet, inaugurated the first of the year and planned for steady continuance until the fore part of 1929, has resulted in the construction of five zone ware- houses: at Los Angeles, Houston, Omaha, Philadelphia and Cleveland. Work has either begun, or is about to begin, on three more this Fall: at New Orleans, Fargo and Indianapolis. Detroit employment registered an- other weekly gain. The last reported by the Employers’ Association was an increase of 1,600. This brought the total employed here by organized in- dustry to 300,344, the first time in his- tory that the total has exceeded 300,- 000. A by-product of the employment situation is tthe notable increase in the number of marriage licenses issued. Nearly 3,000 were issted in Wayne county in August, a third more than were credited to June, the accepted month for leadership in number of weddings. A growing tendency is noted toward the manufacture of commercial vehicles by well established coimpanies that have heretofore been known chiefly as passenger car manufacturers. Chevro- let's volume of commercial car busi- ness is double what it was a year ago both at home and abroad, and the Willys-Overland program for the fu- ture includes increasing emphasis on the production of light-weight com- mercial vehicles. The truck picture has changed materially, with the light- er ‘types occupying the foreground. General Motors reported sales by dealers to users of 187,463 passenger cars in August. This brings the eight months’ car sales to 1,427,924, which compares with 1,133,849 for the same period in 1927, an increase of 294,075, and with 844,071 in 1926, an increase of 583,853. In less than ten days one of the large makers of six cylinder cars in the price range between $1,000 and $1,500 will bring out the new 1929 line. Pre- view of the cars indicates that they will attract wide attention, Walter Boynton, Competition Is the Life of Trade. Change is the immutable law. Eter- nal adaptability is the price of survival. Competition and Change gether as one. Together they plan new things to march to- supplant old things, to dominate new markets and to wrest the patronage from old-time customers and customs. Together they see to it that a com- mercial house of a century's standing be destroyed bewildering suddenness. At the same time an in- may with fant enterprise becomes overnight a national institution. The mortality Dun and Bradstreet are grim reminders of the rigors of tables of business endeavor. There were 23,146 failures last year—the sec- ond greatest number in our business history. Liabilities were almost $655,- 000,000, the fourth largest loss re- corded. Wreck and ruin are the inexorable toll of business unpreparedness. Brad- street attributes 40 per cent. of the failures to “incompetence” perience.” and “inex- Ignorance is a plainer word. The men and firms in that 40 per cent. were no match for changing con- ditions. Competition saw to that. Com- petition never rests. Competition may be the life of trade, but it also is the death of traders. Yesterday is yesterday. The “good dividends in the Gone are the fancy the Congress gaiters, the night shirts, the home-cured meats, the home-made bread, the high-wheeled buggies and old days pay no present. vests, the livery stable, the primitive plumb- ing of an age that found amusement in the parlor stereoscope, the photograph album and magic lantern. Change and competition! The commercial collisions of silk and rayon, leather and rubber, coal and oil, gas and electricity, ice and mechanical refrigeration are the stuff of which headliness are made. Who can read the riddles of produc- tion and distribution of to-morrow? Who can grasp the impactss of science on established markets? Who can measure the possibilities of air transport, of radio, of television, of nitrocellulose lacquers, of “dry ice”, of interconnected power, of the reclam- ation of industrial waste? While the mind is dizzy with eco- nomic question marks, genius bewild- ers us with a mechanical man and the report of a fuelless motor. Since 1923 we have added 35 billions in dwellings, stores, offices and fac- tories to the 70 billions we possessed five years ago. Only the names of cities landmarks endure. andobsoles- cence must give way. Everywhere the old-buildings and machinery de- stroyed to give place to the new. Biologists tell us death is necessary to life. Economists might say as much. . The economic battle, inexorable, yet beneficent, provides progress and va- riety, which is life. Out of the flux and ferment emerge the victors, men clear- eyed, alert, resourceful. They win that all of us may live more fully. It is the law. The world steps aside to let any man pass who can see a year ahead, Business Wants Department Advertisements inserted under this head for five cents a word the first insertion and four cents a word fer each subse- quent continuous insertion. [!f set in capital letters, double price. No charge less than 50 cents. Small display adver- tisements in this department, ¥ per Inch. Payment with order is required, as amounts are too small to open accounts. FOR SALE—Handsomely fitted, exclu- sive women’s apparel shoppe. “The Style Shop,’ Saginaw’s leading ready-to-wear store, must be sold at once. It will pay you to investigate. For further particu- lars enquire of Abe Dembinsky. Commer- cial Auctioneer, 734 S. Jefferscn Ave., Sagnaw, Mich. 943 BUILDING AND DRY GOODS STOCK FOR SALE—Desirng to dissolve partner- ship, we offer a real opportunty to some one. Brick building, corner location. Stock consists of dry goods and variety goods, inventory about $8,0000. Volume last year, $77,0000. Must have cash for stock and fixtures, will rent or sell build- ing. This store has made money every year for the last thirty years. G. & C. Folkert, Cass City, Mich. 944 For Sale—Restaurant, old established business doing better than $100 daily. Main St. sec. L. Hwy. Sacrifice on ac- count of health. Address owner, P. Zel- tinger, 1210 So. Main, Elkhart, Indiana. 945 For Sale—Grocery and market, old es- tablished business, city 35,000. Doing bet- ter $3,000 mo. No opposition near. Rent reasonable. Address owner, V. Eyman, 803 So. Main, Elkhart, Indiana. 946 MANUFACTURERS OF A PRODUCT of thirty-seven years’ standing want to hear from several salesmen able to take a sideline that has held and built itself where properly introduced. Men who have been on their territory some time and have made the smaller communities closely are wanted. To several such who appreciate the significance of tomorrow and value a sound year to year addition to income—we will give active co-opera- tion, exclusive territory and full sales eredits. Give details; territory—how cov- ered, lines, ete. Address No. 930, c/o Michigan Tradesman. 930 FOR SALE—Or trade for farm—Cloth- ing, gents furnishings and shoes. Fine location, good trade. W. H. Parry, Vassar, Mich. 909 CASH For Your Merchandise! Will buy your entire stock or part of stock of shoes, dry goods, clothing, fur- nishings, bazaar novelties, furniture, etc. LOUIS LEVINSOHN, Saginaw. Mich. CASH FOR MERCHANDISE Will Buy Stocks or Parts of Stocks of Merchandise. of Groceries, Dry Goods, Shoes, Rubbers, Furniture, etc. N. D. GOVER, Mt. Pleasant, Mich. a Consult someone that knows Merchandise Value. GET YOUR BEST OFFER FIRST. Then wire, write or phone me and |! will guarantee you in good American Dollars to get you more for your store or plant of any description. ABE DEMBINSKY Auctioneer and Liquidator 34 So. Jefferson Ave., Saginaw, Mich. Phone Federal 1944. Ruvers inquiring everyday— Sand Lime Brick Nothing as Durable Nothing as Fireproof Makes Structure Beautiful No Painting No Cost for Repairs Fire Proof Weather Proof Warm in Winter—Cool in Summer Brick is Everlasting GRANDE BRICK CO. Grand Rapids. SAGINAW BRICK CO. Saginaw. a2 CHAIN STORE SUCCESS. Same Essentials Are Available To Every Grocer. Here are the elements that contribute to the success of the chain store: Efficient Management. The centralized store is an example of and decen- Because the cost chain management tralized distribution. is distributed over a great many stores, course, afford to buy the and it merchandising it can ok best that its may be assumed policies are individual unit in the chain depends largely upon talent, sound. The success of an how well the local manager can re- ceive, interpret, and carry out these standardized ideas issuing from a high- ly competent central authority. Here the takes as prom- inent a part as in the management of human equation an independent retail store, with this great difference, however, that in the chain store a new manager may be substituted to retrieve loss, while in the other there is no selecting agency beyond that of ultimate failure. Centralized management, with all its advantages has definite limitations. It is inflexible. It is not conducive to ini- tiative, a consequently does not, as a rule, develop high qualities in the who must refer to rule 59 when in doubt what to say to a customer who complains about the price of soap. vays go to the best man- aged store, whether chain or private. There is no monopoly on ability. Gocd Location. The chain store considers location of first importance. Here is a resume of the method by which Charles Ni- cholls, Jr., president of the Chain Stores Leasing Co., establishes the value of a piece of property for store purps Ses: 1. Ascertain the population. 2. Determine the type and habits of the people. 3. Investigate main industries to see whether location is good for men and women. Youngstown, Altoona, and Akron are good for men. Fall River, Lowell and New Bedford are good for women, because of the large number of women employed in the factories there. 4. Investigate bank deposits and Thee give an excellent his- clearings. tory of business condition. However, it is necessary to ascertain how these are ig the population. It might that the the clearings were due to divided amo be in a medium-sized town majority of a small number of individuals. 5. Find out the number of different I ustries. | d out also the the pro- Wash- for example, has a large portion of workmen to clerks. ton, D. C., clerical population, while Schenectady ins has a large number of skilled and un- skilled workmen. the above proper method is to studv 6. Having considered points, the the prevailing local rental conditions. Valling The available business blocks are in- relation to the traffic. ar differentiated from When the block definite and reliable in- vestigated with M4 ; Men's locations has been women s. “i. . cnoesen, secure formation on each piece of property MICHIGAN TRADESMAN and the possibility of securing it. The value depends mainly on the volume of actual business. One location might ve worth $3,000 to one man, $4,000 to another. In addition, it is necessary to take into consideration the drawing power of the surrounding territory. One reason for chain store growth has been the care used in selecting a suitable location that will place with- in convenient reach of a large number of buyers the kind of goods they want. Attractive Exterior and Interior. Pleasing appearance characterizes nearly all chain stores. They are con- spicuous in their setting, brignt, invit- ing, cheerful. The entrances are con- Greatest care is used in the color of the front, the window dis- plays, the interior arrangements, and they are generally standard in all units. Some, like Piggly Wiggly have elim- inated the window display altogether, depending upon the attractiveness of trade. Here the goods on the shelves act as window display. Cleanliness and neatness are factors cbservable in all chain stores, and it has been found that women, especially, will respond to this appeal. venient. the interior to draw Here are the policies of the Kroger Grocery and Baking Co. on the matter of store appearance: 1, Fresh paint, plain name. 2. Clean windows. 3. Clean interior. 4. Serviceable counters and equip- ment. 5. Small, well-a-ssorted packaged stock. 6. Signs on windows, fresh daily. 5 7. Lots of plain price tickets. 8. No cluttered-up corners. 9. No goods on floor, everything in boxes or on shelves. 10. Neat, business-like, polite clerk. 11. Special leader daily. Clean, bright windows, fresh paint, nothing on the floor. Things like these have cash values in any store. Complete Accounting Systems. The chain store knows its costs, not as a matter of yearly computation; but it knows where it stands all the time. Concerning these detailed accounting systems, Dr. Nystrom says: “Chain store organizations must have accounting systems that tell their man- agers in great detail where the prog- ress or lack of progress is taking place. As everyone knows the average inde- pendent retailer, in the past at least, and probably even now, has little def- inite accounting knowledge of his es- tablishment. To illustrate, the chain store manager, by studying the records of his perpetual inventories, may learn cf changes in public demand almost instantly, while the independent store manager who depends on impression or intuition for getting. such information is not likely to discover the trend until considerable sales opportunity has been lost in the new goods wanted and after the old merchandise on his hands has been held so long that it must be sac- rificed at considerable losses.” Wise Buying. In buying the chain store enjoys the advantage of being able to buy in large quantities. For instance, here are the yearly requirements of certain chains to illustrate this point: Candy 90,000,000 pounds Enamel ware —--20,000,000 pieces Coffee 25 50,000,000 pounds Handkerchiefs _ 4,000,000 Overalls ._____ 2,500,000 Shirts 0 4,500,000 Undergarments 6,000,000 The chain’s advantage of eliminating the jobber is partly discounted by the cost of warehousing. In its buying the chain store is guided by exhaustive figures that relate to past experience with similar material, giving probable demand, seasonal requirements, rate of turnover, and profit. Specialized Lines. The more successful a chain store is, the more certain it will be found to handle relatively few lines of constant demand. Concerning this the bulletin of the Chamber of Commerce of the United States, relating to chain stores, states: “Most chain stores specialize in the goods they handle, not only dealing in but one general line of merchandise, but also attempting to have and sell only those items out of that line that sell most readily. In other words, they are doing in retail distribution what Henry ford did in automobile manufacturing. They fix upon that which most people want and then con- centrate upon that. Slower selling lines, offering small profit-making prospects and merchandise in which losses are likely to occur such as per- ishables, are usually left out and al- lowed to go to the other stores of the community. This specialization in lines handled is more significant in chain store success than has commonly goods been understood.” On reading the foregoing, the ob- vious conclusion is that these are re- quirements for success, not for chain stores alone, but for any type of busi- ness. And it will also be apparent at once that these elements are available, in substantially the same degree, to any retailer. Granted a _ reasonable amount of capital, a knowledge of what has to be done and a willingness to do it in a better-than-ordinary manner, success in retailing becomes a matter cf arithmetic. The chain store people know this. That is why they have grown. But any retailer can do what they are doing. — oa Items of Interest To Grand Rapids Council. The officers of Council No. 131 are hoping for a large attendance of the members at the next meeting Saturday, Oct. 6. There will be a large class of candidates to be initiated and it will be done by the Past Counselors. The stations they will occupy are as fol- lows: Senior Counselor—L. V. Pilkington, Past Grand Counselor. Junior Counselor—Walter S. Lawton Past Grand Counselor. Past Senior Counselor—John B. Wells, Past Counselor. Conductor — Homer Past Grand Counselor. Page—Dan M. Counselor. R. Bradfield, Viergever, Past September 26, 1928 Sentinel—Walter P. Lypps. Past Counselor, Chaplain—Gilbert H. Moore, Past Counselor. It has been a custom for several years past to place the meeting in charge of the Past each year, and it has been the observa- Counselors once tion of the scribe that it is a very com- mendable thing to do. It maintains a live interest on the part of those who have really finished the work in the Council, and those who are actively in charge of present work may prodt a great deal by the example of the Past Counselors, Bertron spending two weeks with Mr. Rock- well’s parents, A. F. Rockwell wife, at Beechwood Point, Wall Lak«, Lancaste~, Rockwell and wife, aft and fishing, have returned to Ohio, where Mr. Rockweil is assistan: manager of Kresge Company stores, The Salesmen’s Cllub of Grand Ra> ids will hold the first meeting of thi: season at Rowe Hotel, English roor at 12:30 p. m., Saftirday, Sept. 29. The usual time of meeting ts 12:45 p. m., but there is the desire of the members and officers to meet at 12:30 and have a brief re-union, relating to each other some of the thrills:of the past summer. The ban has been placed on telling golf scores, but fishing tales will be permitted if they are backed with a snapshot showing the fish, even if they were borrowed for the picture. The entertainment treat. Through the osity of the Voigt Milling Co., of this city, four sacks of twenty-four and one- flour will be awarded as prizes to the four will be a musical splendid gener- half pounds of their Crescent lucky ones whose names may he drawn from the hat. fo ——__+ +. Candy Sales Show Increase. Increases in candy sales, which have been steady throughout the year thus Prac- tically all grades are sharing in it. Wit) far, continue to be reported. the re-opening of the girls’ schools a: colleges the demand has. broadened somewhat geographically as well, Re: opening of the public schools has_ir- creased the specialties, and has also brought abou: sale of small packag- some revival of demand for “penny” goods, Business in the latter appar- ently is not running into the volum- it used to, except in certain sections ef With Hallowe'en in the offing, specialties for that occasion are moving at wholesale. the larger cities. —_2+>—_____ Aluminum Ware Prices Steady. Prices of aluminum and enamel ware have held steady since Spring and are not expected to show any change un- t'l the first of the year. Among the newer items being strongly featured i; the new type of steam or waterless cooker. It is air tight and cooks en- trely by steam, the natural juices of the foods being conserved. The items are priced to retail from $5 or $6 to $2.50, depending on size. Percolators with colored fittings continue stronz retail items. Colored enamel ware re- tains its consumer appeal. —_++>—____ You throw out more rays than all the radium in the world. SACRIFICE More Devastating than War | cas sacrifices are made to the god of fire than war has ever claimed. Fire is the Nation’s arch enemy—and yours. Fire comes when you least expect it demands much, often returns again and again. Home, business, everything dear are thrust by carelessness into its insatiable maw. Fight Fire! Not only with sound adequate insurance, but also with valuable aid to solve your fire prevention prob- lems, and the removal of many unsuspected fire causes. The mutual insurance companies can help you. The prevention of Fires is one of the basic principles of | | MUTUAL INSURANCE Fire Prevention Week—Oct. 7-13 > J Cookie-Cakes and Crackers ASTERPIECES _ OF THE BAKERS ART ip ean fl D ae 4 a COSA INI a = 2 [pr — me” —_— Or revery 0 aia Grand Rapid ;,Mich. The Brand You Know | by HART ean BRAND ey FOODS TRADE MARK Quality Fancy Fruits Vegetables Look for the RED HEART On The Can W. R. ROACH & CO. General Offices Grand Rapids, Michigan I, somastepeteenenetaeeinets “Straws Show the Way the Wind Blows” “Perhaps what follows doesn’t amount to much, coming as it does from a small retail grocer. However, I would like to say that I find a great deal of satisfaction in handling your coffee and tea. They are good sellers. Our customers never complain of quality. There is no wrangle over price. I think that Chase & Sanborn’s coffees and teas are a line which independent grocers, so called, should push to the limit. You certainly de- serve their cooperation.” | MU Woy Te) al There is evidence to show that the rank and file of retail grocers the country over is push- ing the sale of SEAL BRAND COFFEE as never before. At a time when so many com- petitive brands are being sold at retail prices that show a profit only to the manufacturer, independent merchants in_ ever-increasing numbers are getting behind the coffee every pound of which spells satisfaction to the trade and shows a living profit to the dealer. Chase & Sanborn Importers SEAL BRAND COFFEE AND TEA Boston Chicago Grocers Supplied by Chase & Sanborn, 327 N. Wells St., Chicago a a BONDED COLLECTORS YOUR PROBLEM: How to SALVAGE your DELINQUENT AND SLOW PAYING ACCOUNTS. THE SOLUTION: Employ COMPETENT CREDIT SPEC- IALISTS capable of eliminating mis un- derstandings, re-establishing business re- lations thru an educational system of collections. WE DO GET THE MONEY FOR YOU. NO COLLECTIONS — NO CHARGES. INTERSTATE ee ae AGENCY INC. INTERSTATE BUILDING --- I3T.H & LOCUST STS. KANSAS CITY, MISSOURI ees