Ja 26’201 £ coon PUBLIC LIBKARY Bs hpaeeass: SHES MOY HS ‘: RSS SMART a 4K Lr Pn OMEN Ce Vp ») A “x AN PrN at Z ne ‘ y Sod MI NGA G ESIC AS IMG TA?) By Vo ee) OG A GSCa r 2 oe Ce (GCE ee RAC Lae ES Y Ane OPENER 2 S(O @ in os Rye Ra RAG US we G\ ae YQ o my 1 2 a NSE i Gf Sh NR POSSESS GRA GESSN NOUN AEN CY AZZ 9 AED Ons 2. ‘ ay We shall bring to each lonely life a smile, t % ee | But what have we brought to-day? ‘ gar ee | 2 _ We shall give truth a grander birth, ; ne ‘ , __ ) And to steadfast faith a deeper worth, _ x oe ¢ tL We shall feed the hungering souls of earth, i : ae ee But whom have we fed to-day? - ¥ Nixon Waterman. : ; mE [RRR AR AR AKAROA RE ARAAAAAAA AAA IASAAIAIAT TTT I ATE DETER RARE RO RRR OOS EAT E Judson Grocer Co. | Bg] wren sourcusiomers wae A =. IZ a pe syrup for ie use, [.EEE sell them Wholesale Distributors FRANKLIN GOLDEN SYRUP because you can be sure its of taste, color. and smoothness will please them, and when you do that you protect yourself. U [ e QO QO A pure Cane Sugar Product, made by the refiners of Franklin Package Sugars Products In Four Sizes The Franklin Sugar Refining Company PHILADELPHIA ‘“A Franklin Cane Sugar for every use Granulated, Dainty Lumps, Powdered, Grand Rapids, Michigan | gey O“"ere ee a a ener Do you realize how :nany more sales you can ty ' Mercuants Lirz Insurance ComMPANY maxe by explaining to your customers x Offices—Grand Rapids, Mich. - ae the,wonderful power of— Has an unexcelled reputation for its ¥ e e 9 Service to Policy Holders Fleischmann’s Yeast? | | $4, 274,473.84 ! Paid Policy Holders Since Organization It3is the best known skin clarifier. 4 are oe ices A. ve aad RELL ‘s WILSON a women tages ciara gar ee ) SURPLUS TO POLICY HOLDERS $477,509.40 T H E FL E I S C H M A N N C OM PA N Y : now OY Family Size 24s A Washing Powder Will Not Hurt the Hands ~ IS the jobber—to Retail Grocers 25 boxes (@, $5.85_5 boxes FREE, Net $4.87 2 10 boxes @ 5.902 boxes FREE, Net 4.91 ; : ee, ; ae \\ > > i Pres led ‘ { Nia 1 Wihite (Ce ot ' | | ! WW hit > =Manager | es WN hit s Assistant \ianage: na Claque Hamilton 1s [Treasurer ; Mii ite has also resumed the a9 SS ; res ( the Bovne (Cit Cran lord pena RR; oad Co ot which ol N\ { 1S \{ nage! 1 i 2 Claude Hamiulton is Vice-President ‘ Ali WN iit 5 President of t ia. \\ Bro bumber Co. 4 s Fh t 1 roposition th lie 4 \ fers at \V aneolver vit Cadquarters at \ Ouver, and ils and operations at Beaver Cove, 7 175 miles No if Nancouver, on J , 1 the | Eos ouver Island his company owns 82.000 acres ot 42 ; Vir@in timber which will average 60, OU TeGt. TO in acre Lumber, pulp angles are now beings manu ca factures d industries are in “a § prospect Namone | tiie Icfivities : 1 the company is the construction of , : : a* » t dam aid the GCEVELOPINen Ot a : water power which will eive 40.000 * rst power | , ; ; rk ; fhe Na H. White Co, will co: , } @ Opneératine one mitl at Boyne Cit the largeér mill havine burned A - SOme Vears ago having all Glen of nine vear cut - Nin, White also retains 4a $265 000 ty. Orecon. Mir. \Wbite naturally teeis elated over his success 1 mergins from the shadow which came over his |Musivess career, Hie has jaree plans for the future and confidentl ( 1)¢ ts TC) make Cnormous amount OF money out of his Canad i vestments. fle is in excellent hee ® better than hei has \ U1LN the past ten vears, ana his tmends join bim im. rejoicins over his cood fortune Phhis is the | ESest receivership ever handled by the Michigan Urust Ompany and the outcome, reflects much credit on the ability and enet ey of that imstitution N) pleasai feature of the Situation S that) Nir WV hite nd the officers Of the com Dany sever thre relations they hay sustained dure the past six years with hearty appreciation or Others ability and services. The: both worked toeether as a unit to accomplish a common end and ac es Ve : complhshed purpose SOONEt their than famiul with the situ ly OLN ation expected they would be able to do So. [he rast Company esti mates the value ot the property turned back to Mr White at OOO. Mr. White istic Optimism which has always bee: $3,000, with the character — SO + Sparks From the Electric City. Jan. 21—Chas. our Senior Counselor, has Muskegon, Oviatt. t been elect local Lions Club. ed President of the Heere S son of Nick Heeres, OF the Moulton Grocéry Co. will Louis as 1 . s a 1 Work the city tx for the above Hi elo 1 ] ad 1, LOUSE iS Tatwner Nas Deen on the road for over EWENLY-HVE Years. brain Service on’ the Pentwate branch was annulled Saturday nicht 1 trains were Sent out Ehe @ MO train from at 6:45 a. m. reached the + p. m., having spent Chicago: due CIty Several hours in Grand Haven. at apout tne Snow near io 1 - eters reports another new 1 1 1 1 SON, which event John seems to be celebrating yearly of late Country roads through Barry coun practically ty were impassiple fast week, Muskegon Council initiated three candidates on) Saturday afternoon: Henry Dick (Moulton Grocery Co.); W. Co Hughes (Bumack Co.) of Mil Waukee): Ernest I. ; udington (Frankfort ob Mil The Irving the order. 1 Chadwick. ot i Hardware Co. waukee ) attended. reinstated into CoN, Witt) has sold lus building on Bast Clay avenue to the West Michigan Pike Garace and wi build a new building in the spring near the old Racine Boat Co. office. XN. W. Stevenson has a new f Weather so cold all the bears have frozen up. E. P. Monroe. ae LOE: MICHIGAN TRADESMAN interest in the Tillamook Yellow Conference With Attorney General (Unlike any other paper.) fir Co. which owns 20.000 acres of Department. Each Issue Complete In Itself. a ae i : Tea acute £2. Ge ‘ me : Le yellow fic timber in Villamook coun alee . : eee DEVOTED TO THE BEST INTERESTS the dire lon Of Ene rt ti S Ge 1 ot thie - t al i i Ot ( 1 Lanus « \ TO) Ped rl t the Stat ( er ey ~ t c : t 1 . be DD BD Pe ) | > Ct Vv ~ ~ aS ae ; | a CONT ~ Ws 1 ( Go { ~ FEQIITC EFI ete While it 1s expect that é CersS and HrFeett . t OVRANIZaAtIONS W ye pres z Ved dial invitatio fo ¢ thle } 1 Ot 1SSOC1a ms a6 alc ‘ } 1 } The meeting will probab . 1 } 1 ) rel ) ou tPPreside t VY 1 CLULAaT orga mo meetiue will be perrect | 1 ig 1 probab ( 11111 f oiit da ra th, PIPE oe Our: ¢ will fe a — ' } i pres { 1 pla I Ie vit! 1S Fire nex Mieecungs t 1) 1 4 Retail Dry Goods Associatio: held $a Hotel ) a re MCE a l PLO c > 1 1 1 . ' 1 } 1 ) ; c { i Nw Vork Cit eb 18 19 4 2 Good Showing I \ Vhs Cart nNtio. \ | r 1) | + a conventio Oi the retail s etartt 1 1 m4 : Pe Pee | Sal Cre | t 1 : eg COMNVE t1o1 ~ Feb i 4 ( / oan an sbers ) tO 20 to t NéGwW IY Gt ma } 1 ] probabi MWe 1t VE! 1d tac to be im attendance at thes ngs. We ible to e t vention at Grand . s 1 | y= ; tl oF MeMDErs i 1 \ of Imerchants hye ave ‘ 1 upo lave Gel et OTs } t ( : Dp tHe Fie Of the ( Rapids ¢o vention We hope that lie Will 11vite as many of thr O | 1 merchants t ALC@I Cd “Will” Ene : . ] \ 1 + +1 1 1 possible. VGry SlUDStalitia t 1 ai | dq DPV Gl EG: ¢ Lar ee Out ) S if Cac FEM Det LIN ¢ = } esponsibiitt Upot 1lli se i Lid ie et } | Ss 2 About yt I ; ye t : | GONSIGeF a PDFOPOSITIO Fan) the & i . wt ’ | SQOre Of a Wall 1Orf a parte! | } j t + mation: ma 1)e SE€CHrECd ro { office upon equest . ' v4 Jason E. Haminond, \ianaget oy . 1 | ie | \ - Michigan Retail Dry Goods Ass —— --»>»— > Weary Wail From Chronic Kicker. Mears, Jan. 20—-You ask n do not write and my pen is st! Just) now iim o it Of Sig Nothing much to say t Bus Hess 1S OF the bum E onl } t UH pull through. That some. Were selling sugar it I i 1 1 11 and yet the people holler MICHIGAN TRADESMAN January 21, 1920 Late News of a Manufacturing Char- Jackson — The Century Bakeries acter. Co. has been incorporated with an - " Crosswell—Vollman & Bauslaugh authorized capital stock of $10,000, will open a wholesale bakery. all of which has been subscribed and 1 ‘ Butternut — The Peoples State Bank has been incorporated with an authorized capital stock of $20,000. Flint—J. B. Cavell and William A. Eidred will be in charge of the new bakery to be opened at 124 W. Kears- ley street. Detroit—Vincent LaCicara has leas- ed a building at Kendall and Lincoln avenues, in which he will open a bak- ery business. Muskegon—The Yankee System of Daylight Window Bakeries will cstab- lish bakeries at Grand Haven, Mus- kegon, Grand Rapids and other Mich- igan cities. Detroit—The Gratiot Welding Co. has been incorporated with an author- ized capital stock of $5,000, all of which has been subscribed and paid in in property. Lansing—Couchois Bros. & Joy, building materials, is a new concern here which will manufacture sash and door, using the old Rork factory and its equipment. Detroit—The Asmo Die & Tool Co. has been incorporated with an au- thorized capital stock of $12.000, $6.- 000 of which has been subscribed and paid in in cash. Hudson—The Excel Battery Co. has been organized to manufacture and sell storage batteries and all ac- cessories thereto, with an authorized capital $5.000, of which amount $2,500 has been subscribed and $1,100 paid in in cash. stock of paid in in cash. Coldwater—The Strokel Foundry Co. has been incorporated with an authorized capital stock of $100,000, all of which has been subscribed and $10,000 paid in in cash. Detroit—The Mercury Time Switch Co. has been incorporated with an authorized capital stock of $10,000, all of which has been subscribed and $6,000 paid in in property. Sturgis—The Will A. Cavin Lum- ber Co. has been incorporated with an authorized capital stock of $75,- 000, all of which has been subscribed and $15,000 paid in in cash. Corunna—The Corunna Brick Co. has been incorporated with an au- thorized capital stock of $300,000, of which amount $250,000 has been sub- scribed and $70,000 paid in in cash. Detroit—The McCoy Bronze Co. has been incorporated with an au- thorized capital stock of $40,000, of which amount $20,500 has been sub- scribed and $7,000 paid in in cash. Detroit—The Active Castings Co. has been incorporated with an auth- orized capital stock of $10,000 all of which has been subscribed and paid in, $2,000 in cash and $8,000 in prop- erty. Muskegon—The Olson Pattern & Machine Co. has been incocrporated with an authorized capital stock ct $10,000, of which amount $5,000 has been subscribed and $2.000 paid in in cash. USE RED CROWN GASOLINE It starts easily even in the coldest weather. And it will deliver all the power your engine was de- signed to develop. For sale everywhere. STANDARD OIL COMPANY (INDIANA) Chicago Illinois Genuine Opportunity for the Retail Grocer In addition to the sixth story we are adding to our build- ing, which will give us the finest general offices of any wholesa‘e imperative that we rebuild our entire plant so as to not only to take care of our present business but the increased business which v ¢ ad eo ee Saeees - Cues ae sanatis ; : : v v OS en ccm tne Ripe et vy 4 a ' a a nw > adgmms~ % establishment in the Middle West, we are completely overhauling is coming each week. our coffee department, doubling the number of roasting cylin- ' ders formerly used and adding automatic machinery of the most apprceved design for weighing, lining, filling and sealing our packages of trade marked brands. We have completed the work of reconstruction and can never have an interruption of this kind again in our output. Beginning next week, our roasting cylinders will run every business day of the year. We never have any stale Coffee. Every order is filled with fresh roasted Coffee. You can buy our Coffees with the full knowledge that they are choice in cup quality, absolutely uniform and “always the same.” This is your opportunity to sell Coffee, as the high prices of the past year have done more to drive the business back to the grocer’ then anything that ever happened, and the public is in a recep- tive mood to patronize you on Coffee. Now let us actively co- operate with you to greatly INCREASE YOUR SALES. Place your orders for Quaker Coffee or any of our standard brands and watch your trade increase in this great staple of the grocery business. a Le Our Coffee department needs no introduction to the retail grocery trade, but it might be well to state that we have enjoyed the distinction of having cleaned, roasted and sold more Coffee than any other house in this territory during the past dozen years, that we handle enormous quantities of Coffez and are in a position to furnish you with the very best values obtainable at all times. a ¢ ¥ : , 4 tl sent a fies Pi em . > We have been very much disappointed because we have been unable to fill all of your orders for coffee during the last few weeks. In view of the growth of our business, however, it seemed ‘ 4 é s ‘ 4 A ne sculls WORDEN GROCER COMPANY GRAND RAPIDS—KALAMAZOO—LANSING THE PROMPT SHIPPERS t t 4 ‘ ™ , — OS alten mg Snel Ra nee A. vy 4 a a & ’ e January 21, 1920 Vassar—The Vassar Foundry Co. has been incorporated with an au- thorized capital stock of $40,000, all of which has been subscribed and paid in, $24,000 in cash and $16,000 in property. Port Huron—The Rosenthal-Win- kelman Co. has been incorporated to deal in general merchandise, with an authorized capital stock of $50,000, of which amount $40,000 has been subscribed and paid in in cash. Detroit—The Super Tire Service has merged its business into a stock company under the style of the Su- per Tire Service Co., with an au- thorized capital stock of $20,000, of which amount $12,000 has been sub- scribed and paid in in property. Detroit — The Motor Vehicle Equipment Co. has been incorporat- ed with an authorized capital stock of $500,000 common and $100,000 preferred, of which amount $309,- 000 has been subscribed and $273,- 000 paid in in cash. Detroit—Clay Penn has merged his confectionery business into a stock company under the style of the Penn-Bayer Co., with an author- ized capital stock of $15,000, of which amount $10,000 has been subscribed and paid in in property. Detroit — McCormacks has been incorporated to deal in hats, furs and all articles of women’s and miss- es’ wearing apparel, with an author- ized capital stock of $15,000, all of which has been subscribed, $2,233.04 paid in in cash and $6,266.96 in prop- erty. Pontiac — Harold J. Bradt has merged his concrete mold business into a stock company under the style of the Bradt Manufacturing Co., with an authorized capital stock of $50,000, all of which has been sub- scribed, $2,000 paid in in cash and $25,000 in property. Albion—The Frank H. “Darrow Steel Boat Co. has merged its busi- ness into a stock company under the Style of the EF. Hi Darrow Steel Boat Co., with an authorized capital stock of $50,000, of which amouni $25,250 has been subscribed and paid in, $11,250 in cash and $14,000 in property. —_+->___ If you have departments or lines. . A that are not paying a proper return on the investment, it is probably be- cause you are not doing much to make those lines sell. MICHIGAN TRADESMAN Shoe Dealers Had Good Year. The annual report of the Michi- gan Shoe Dealers Mutual Fire In- surance Co., published elsewhere in this week’s paper, speaks louder than words for the energy and ag- gressiveness of Secretary Bode and his associates. A net gain of $1,- 387,800 in policies carried, a substan- tial gain in assets and surplus, and a cash and bond balance on hand of $23,482.89 is decidedly interesting reading to those who believe in the ultimate supremacy of mutual fire insurance over the stock company plan. The ratio of losses last year was 22 per cent. of the premium re- ceipts. The ratio of expenses was only 18 per cent., as compared with about 45 per cent. in the stock com- panies. —_2»+—___ West Michigan Jobbers, Inc., has been incorporated to deal in grain, flour, feed, etc., with an authorized capital stock of $15,000, of which amount $8,000 has been subscribed and $1,500 paid in in cash. —_+>2—__ The Ideal Pattern & Machine Co. has been incorporated with an au- thorized capital stock of $25,000, of which amount $14,500 has been sub- scribed and paid in in cash. For the Coming Year Make it Your Resolution to always have on your shelves a stock of Mapleine | You need the flavoring wih the maple taste— ve enjoyed and craved by ft young and old alike. The Mapleine flavor is so good in cakes, icings, sauces, desserts and candies. It makes delicious maple-tasting syrup for hot cakes and waffles— prepared instantly at a 50% saving. Order now of your jobber or Louis Hilfer Co. 1205 Peoples Life Bldg., Chicago Crescent Mfg Co. (M-491) SEATTLE, WASH. Packed in sani- tary tins from 8 oz. to 100 Ibs. Ask Your Jobber Bel- A rich delicacy rating high in food value. A product that ‘‘repeats’’ because it lives up to its splendid reputation for highest quality. Car-Mo Exquisite Peanut Butter that is sanitarily made and packed. | In the leading national weeklies double pase ad- vertisements of the United States Grain Corpozation will appear immediately calling the public’s attention to the opportunity for thrift afforded by the Govern- ment’s recent flour purchase, These advertisements will undoubtedly create a definitely increased demand for flour under the brand United States Grain Corporation Standard Pure Wheat Flour The sale of the 500,000 barrels purchased és pro- ceeding rapidly through regular trade channels. The public is being appealed to throuzh an extensive cam- paign in local newspapers on grounds of common sense and thrift to buy this flour or one of similar erade and price. The appeal is made to you on the ground of common sense and the good will of your trade to promote the sale of this flour in every possi- tle way. CARLOTS—STRAIGHT OR ASSORTED SIZES. ._.- $10.65 per bbi. Delivered 10.80 per bbl. Delivered $1.20 per bbi. Delivered $40-pound Jutes 24.5-pound Paper 2414-pound Cotton LESS THAN CARLOTS. $40-pound Jutes ____$11.40 per bbi. Delivered _-. 34.55 per bbl. Delivered $1.95 per bbl. Delivered 2414-pound Paper 2414-pound Cotton For Further Detailed Information Write U. S GRAIN CORPORATION FLOUR DIVISION 42 Broadway New York MICHIGAN TRADESMAN Movement of Merchants. Portland < 4. Crane Thomas the produce busi- succeeds Hickey in Edmore—W. D. his elevator by fire, about $14,000. Satanac— 1 he has lost causing a loss of Johnson Farmers’ Co-Opera- tive Co. has been organized and will take over the Saranac Produce Co. East Jordan—Verne Bamber and Robert G. Watson have engaged in the furniture and ness. Howell—G. A. formerly of Midland, will open a women’s ready- undertaking busi- Pierce, to-wear clothing and millinery store March 1. \ugusta—Norris Pipes has sold his grocery stock and store fixtures to Albert Black, who has taken im- mediate possession. Grass gp E. B. Coulson & eral merchandise has by the De- purchased it. nok sea out recently Ann Arbor—George Milspaugh has opened a grocery store on South will conduct it as a branch grocery store on ~outh Man Nashville- Bera has purchas-. ed an interest the W. B. Bera & Sons stock of farm implements and vehicles and the 1 be con- tinued under style. Litchfield—k iman and W. MeclIlwain have formed a copartner- ship and en; the boot, shoe and shoe OUuUsin : 1 & Mellwain. : : SLVic oO: Cement Ci J. Wier has sold his interest frocery stock of McCready Wier to Lloyd Met ‘Teady and the ‘ontinued under the business will be Style of Mc- Cready Bros. Marquette { © McGuire for many years in the grocery business at 139 West Baraga avenue. Edgar B. will continue the has sold Bell, business at the his stock to Mrs. who same location. Litchfield— McIlwain & Breaden have engaged in the hardware busi- ness and purchased the hotel build- ing which they will occupy with their stock as soon as it has been thor- sughly remodeled. Plainwell—George Townsend has purchased the interest of his partner, Ray Morrell, in the grocery stock Townsend & Morrell and the busi- will be continued under the style of Townsend & Son. ness Manufacturing Matters. Litchheld CL. lines of Parsons has put cigars and fancy canned goods in his bakery. Howard City—Henry W. Mitchell confectionery, has sold his bakery and stock of gro- ceries to Harvey E. Root, who has taken possession. Allegan—The Fuller Lumber Co. has sold its interests to the Allegan Jumber Co. David C. Boyes will act as manager of the consolidated interests. Emerson—The Taquamenan Lum- ber Co. has been incorporated with an authorized capital stock of $20.- 000, of which amount $13,200 has $3,100 in cash and $10,100 in property. Lansing—The Wilson & Nicol Co. confectionery opened its Washington will been subscribed and paid in, manufacturer, has plant at 407-9 North avenue. The employ no. traveling but will sell its lines through jobbing houses exclusively. Iron River—The company salesmen Scalculli Provi- has business into a stock company under the stvle of the Packing Co. with an authorized capital stock ot $100,000. sion & Packing Co. merged its Peninsula of which amount $52,000 has been subscribed and paid in in Operty. has White Co., tamarack swamp comprising 7,000 acres on the line of City, & Alpena The timber will be brought city for Filer Fibre Co. Wim. H City, a a. The purchased of the of Bx ovne the Boyne Gaylord Railroad. to this conversion into sul- phite iibre. Saginaw—The Lockwood Manufac- turing Co. has been incorporated to manufacture special truck bodies and furnishings, with an authorized cap- ital stock of $100.000. of which amount $50,000 has been subscribed and paid in, $10,000 in cash and $40,- 000 in property. Manistee—J. H. Shults & Co., man- ufacturer of blank books, etc., and dealer in office and school furniture and supplies has merged its business into a stock company under the style of the J. H. Shults Co. with an au- thorized capital stock of $7,500 com- mon $7,500 preferred, all of which has been subscribed and_ paid in, $1,006 in cash and $14,000 in prop- erty. and ees Starch—The corn starch market is nominal. There are enough orders on the books of distributors to keep the movement at a satisfactory rate. Supplies are sufficient to meet. the demand. Japanese potato starch is proving a disappointment in the do- mestic market. There is a slow de- mand for all grades —_2+<-___ Salt—Steady trading and moderate supplies hold the market at an level as to prices. Buyers are show- ing their usual interest and stocks from accumulating. cven keen Gabby Gleanings From Grand Rap- ids. Grand Rapids, Jan. 20—The next time you go to Nashville, drop in and see C. L. Glasgow (hardware) and shake hands with the man who may be the next Governor of Michigan. Mr. Glasgow cannot buy from every- one who solicits his business, but you can bet your life you won’t be more cordially received anywhere. The only thing between Mr. Glasgow and the Governorship is his nomination. If his services on the Railroad Com- mission are any criterion. he will make an AA 1 Governor. Will Eply, proprietor of the Pho- enix Hotl, Charlotte, had forty-two registered last Tuesday night and only thirty rooms. This condition exists continually. Write your own answer for the reason why. It might be said that John Langdon, who won the cribbage championship, is one reason and he takes on all comers at the Phoenix. Walter Farley (Great Western Oil Co.) reported a f successful hunting trip recently. His report reads one buffalo, one giraffe and two men driving in the elephants. His part- ner’s report reads one blind muskrat and one sick rabbit. Farley belongs to no church. Draw your own con- clusions. Call for Jimmy Golding. Mr. Campbell, of McCallum & Campbell, hardware, Cloverdale, has erected a fish house on Long Lake for the instruction of fish spearing. Recently Will Winey (Jackson Fence Co.) speared forty-nine, aggregating three pounds and four ounces, from this location. This does not ‘include the wooden decoy which he dove for. Andy Warren (Hirth-Krause) just received his second Cheverolet sedan this year. Those poor shoe men! Our idea of a non-essential citizen is the bird who predicted a four ton winter. Kent Butters (Odin and Mungo Park cigars) is prying the lid off in South Bend this week. Bet some of the snow-bound broth- ers are hard at the five-ten and fifteen stuff in Northern Michigan. For the year 1920 the Bagmen ex- pect to pull off some good ceremonial and social sessions. The first event will be Saturday, Feb. 21, the date being on the eve of Washington’s birthday. A lunch meeting of the ways and means committee will be given Saturday, Jan. 24. The full committee will meet at 12:30 at the Morton House and at the luncheon will formulate all plans for the social and ceremonial session for Saturday, Feb. The January furniture market clos- ing January 24, both in point of at- tendance and volume of business written, will go down in history as the largest January season, with prospects for the July season run- ning far ahead of any previous July market. It is a fact that some fac- tories will show a short line of sam- pls, taking the stand that it is bet- ter to ship goods to dealer than to tie up samples on the floors of the exhibition buildings. Yet all spaces will be open and he salesmen will meet their customers. Leases for the different spaces that expired with the January season have all been re- newed and all indications are that the Grand Rapids furniture seasons will continue merrily on and with the speeding up of all producion the time will soon come when full lines of samples will be shown, as of yore. Perry Barker, Treasurer of the Worden Grocer Company, has _ re- turned from Winter Park, Florida, whither he started with his family about two weeks ago. The annual meeting of the Grand Rapids Dry Goods Co. will be held at the company’s office Thursday morning of this week. D. T. Patton, President of Daniei T. Patton & Co., left Sunday for a week’s visit to Gotham. i Clarence J. Farley, Manager of the January 21, 1920 Grand Rapids Dry Goods Co., has returned from New York, where he went with his department Managers about ten days ago. Ned Carpenter and wife are plan- ning a trip to Central America, in- cluding stops at Lemon and San Jose, Costi Rica, and Christobel and ae con, Canal Zone. They will spend ; few weeks at Jamaica on their way home. Harry Fairchild (Hazeltine & Per- kins Drug Co.) and his wife are spending a couple of weeks with friends at Davenport, Iowa. Plans for the twenty- second annual convention of the Retail Grocers and General Merchants Associ tion are rapidly taking form. The regular banquet will be held on Tuesday evening. Wednesday afternoon and evening the local wholesalers will be the hosts, providing two or more in- spiring speeches during the after- noon, a luncheon at 5 Pp. m. and an evening of merriment, singing, vaude- ville, etc. The programme is being worked out by the wholesale dealers committee. Ralph Tietsort (Royal Furniture Co.) is planning a trip to South America for himself and wife, start- ing next month from New York City. He will stop at Rio, then go on to the Argentine, cross the Andes and return by the West coast through the Panama canal. ee Live Notes From A Live Town. Owosso, Jan. 21—Last Mondav morning J. D. Royce and wiie got up at 4 o’clock, turned off the water and gas, put a padlock on the cabin, took the canary over to the neighbors and bought transportaion to Florida. While those of us who are less for- tunate are shoveling snow and rub- bing our frost bitten ears, he will be wearing white duck trousers and digging clams. Here’s hoping this good old couple will put in’a season of solid and justly deserved enjoy- ment. The Owosso Sugar Co. has been in operation about ninety days con- tinuously, with about 150 carloads of beets to cut before closing. Plenty of sugar in Owosso. We once read a story of the stranded mariner “Water, water all around, but not a drop to drink.” Fred E. Close, of Byron, has sold his store building and grocery stock to Fred H. Stowell, who has taken possession. This is one of the best and largest grocery stocks in Cen- tral Michigan. As Mr. Stowell has been a resident of this hustling little village and is an all round good fel- low, with a wide acquaintance, his career as a groceryman will be suc- cessful, Owing to the late lamented snow storm or the delay of the peace treaty or H. C. of L. or “sumthin,” several trains on the A. A. R. R. have been cancelled indefinitely. Any one with the intricacies of cancellation, who is desirous of trav- eling on the A. A., will do well by making arrangments to walk The heavy fall of snow last night balled things up generally here this not familiar morning. Most of the trains are running from one to three hours late. This isn’t important as a news item. Just a matter of conversation. C. L. Entrekin, of Pompei, has moved his stock of general merchan- dise into the new brick spe erecte:l by W. F. Markham two years ago, with new modern sapcaieat This outfit, with the push and enterprisc of Mr. and Mrs. Entrekin will be neat and attractive, also of more than ordinary convenience. Honest Groceryman. _——__vo—- When you get into a tight place and everything goes against you, till it seems you could not hold on a minute longer, never give up then, for that’s just the place and the time that the tide’ll turn—Harriet Beecher Stowe. 7 i \ » j * be - ——- . { | t e,.- ae a OPP creme * 4 ! é | se a | | ~e j a i ? he ae \ eG ce $3.25 per crate for January 21, 1920 Review of the Produce Market. Apples—Northern Spy, $3.50@34; Crreenings, $3; Baldwins, $3: Ruse sets, $2.50; Starks, $2.50. Butter—The market is barely steady, due to a slighf noticeable de- crease in the consumption and a slight increase in the receipts. also The average quality arriving is normal for this time of year and trading during the last few days has been somewhat light. The market is more or less sensitive at the moment and_ there may be a further decline, more es- pecially in the fancy qualities of creamery butter. Local dealers hold extra creamery at 62c and firsts at 59c. Prints, 3c per Ib. additional. Jobbers pay 55c for No. 1 dairy in jars and 40c for packing stock. Cabbage—$7 per 100 Ibs. for home grown; California, $6.50 per crate ot 70 Ibs. Cauliflower—$3.25 Florida. Celery—60@75c per bunch. Cocoanuts—$1.40 per doz. or $10.59 per sack of 100. Cranberries—Late mand $10 per bbl. bbl. Cucumbers—Hot per doz tar Howes com- and $5.25 per % house, $4 per doz. market is somewhat Egg—The steady, re- ceipts are heavier than what they were a week ago and the consumption about the same. The condition of the egg market depends very largely upon the weather in the different parts of the country. Warm- er weather in the producing sections will mean more eggs and_ lower prices. Colder weather, however, will curtail the supply. Local job- bers pay 60c for strictly fresh. Cold storage stocks are steady at 54c for candled firsts, 46c for seconds and 43c for checks. Grapes—California Emperors, $8.25 per keg; Spanish Malagas, $10@12 per keg. Grape Fruit—$4@4.25 per case for of Florida. Onions—Shallots, $1.20 per all sizes Green doz. Lemons—California, $5.50 for 300s and $5 for 240s and 360s. Lettuce—Iceberg, $5.50 per-crate of 3 to 4 doz. heads; hot house leaf, 22¢ per th. Onions — California Brown, $6 per 100 Australian Ib. sack; Spanish, either 50s or 72s; home grown, $5.75 per 100 Ib. sack. Oranges—Navals, $6@6.25 for fan- cy and $5.25@5.75 for choice. Potatoes— Home grown, $2.75@3 per bu., with every promise of a still higher range of values in the near future. Baking from Idaho, $4.50 per box. Radishes—Hot house, 45c¢ per doz. bunches. Squash—$2 per 100 Ibs. for Hub- bard. Sweet Potatoes$3 per hamper for kiln dried Delewares. Tomatoes—$1.40 per 5 Ib. basket from Florida. — >. Grocery Market. Sugar—The market continues to be uncertain and unsettled. There is a strike on in Havana which is inter- fering with the Cuban season through tying up shipping rather extensively. MICHIGAN TRADESMAN Buyers of raw sugar are thereby made even more unsettled in mind as to what the situation is going to be from now on. The principal item of news in the sugar market during the one week has been the announcement by the American Refinery that orders for granulated would be taken on the basis cent. Just what this is going to do to the mar- ket remains to be seen. There are stil! all sorts of prices asked for sugar, with an active demand for everything available. All kinds of prices are now prevailing at this market, de- pending on he source from which the supplies came, as follows: of 15c, less 2 per Michivan beet 20 13.67 Warner oo 16.46 Howell oe 16.56 Mederal 2 18.44 Local jobbers have little sugar hand-—part of the time none at all— due to the inability of the Michigan factories to obtain box cars in which to make shipments. Tea—The demand for tea during the week been only fair, but nevertheless is probably as good as could be expected at this season of the year. This is the time for taking inventory in the wholesale tea busi- ness and that is one reason why busi- ness is so dull. It looks as if stocks everywhere were the line and the undertone is, therefore, strong. No change occurred during the week. Coffee—The market is looking up. News from Brazil has been strong for sometime and while there have been slight declines during the week in sympathy with the market, nevertheless Rio 7s and other grades of Rio are a full cent a pound above where they were a short time ago. Mild coffees have been quiet during the week, but fully maintain their firmness. on has below water has speculative Canned Fruits—Hawaiian ple is a fairly free seller, considering the Stocks and buyers are picking pineap- season. are moderate away at manner. $4.50 Apples are sup- No. and duil trade plies in a satisfactory 2'4s held at standards at $4.25. and neglected. The channels are filled outside demand to enliven the mar- ket. State packers are quoting No. 10s at $5.50@06.25, and report only a limited California fruits have not begun to move freely in the markets, and the outlet is reduced to small tions by the low exchange Peaches are slowly tone so that the beter held at full opening shade better. Undergrades are slow down at 5 per cent. under. Apricots are in moderate demand at 5 cent. under. extras are regular and there is no movement. domestic foreign propor- rate improving in grades are prices, or a per quiet way at 5 to 10 per cent. over. Canned Vegetables — The spot market is dull, but the outlook is bright for later in the month. Job- bing stocks are light in all quarters, and once the buying movement is started a reaction from the present quiet market is expected. Consider- able interest has been shown in the opening prices on 1920 Wisconsin peas now being received by dealers. Tomatoes are quiet, but a firm un- dertone is noted at packing points Pears are moving in a. due to the confidence of holders in the future of the market. Very little local being transacted. Southern standards are offered at $1.- 70@1.75 for No. $1.20@1.25 for No. 2s and $6@6.50 for No. 10s. Corn is moving in a business is "1 3s, small way. There are hopeful signs for the future, but nohing which can be cashed in a: present. Standard, Southern Maine style is quoted $1.10@1.15, factory. Fancy Maine is held at $1 and stand- ards at $1.25@1.30. Other vegetables show a routine demand. Canned Fish—Distributors of can- ned fish are encouraged by the bet- ter demand the less for Maine sardines and hardening of the market in key With lent sardines in a better position, the oils, approaching, and improvement in general conditions ought to be communicated to salinon During the week keyless oils have worked up 25¢ and are now on the ) basis of $4.75, Maine factory. There are still a few packers with small Llocks who are confirming orders at $4.50, but the number of canners the compared the blocks is small the which is being done aud size ot actual business at $4.75. of the packers who originally with Some otfered withdrawn, the cilect that, with anything like a nor- at the inside figure have und reports from Maine are to mal movement during the next few weeks, remaining stocks of the 1919 pack will be exhausted by the time The domestic trade is showing more in- terest, the new canning season Starts. while foreign buyers can be counted upon for a regular outlet at present. Keys have shown ny change, but are held at $5 by most packers. Some are asking $5.50, but there is no business being done at that figure as long as the cheaper lines Stocks ited. firm Other has available. lini- Cartons are 0.00. There are are and rather Maine been scarce at fish are quiet. no ap- preciable increase in the demand for salnicou from domestic trade chan- nels, but with Lent approaching, the market tivity. should soon show more ac- Tuna fish still enjoys a good demand at $11@11.50 on white meat halves and $8@8.50 on blue fin. Both are in light supply. Oysters are kept firm by the light production in the far South, as well as in the Baltimore section. Five-ounce are being bought at $1.50 for Southern and $1.65 for Baltimore packs, f. o. b. are held at $3. Ten-ounce Lobster is nominai, as spot supplies are almost nothing. Dried Fruits—There has been change in dried fruits for the week. Business is dull, with the situation firm. Scarcity of raisins and extends to about all varieties: probably prices will be higher. Other dried fruits remain unchanged, with- out feature. There is a strong under- tone to everything. Cheese—The market is _ barely steady. There is a fairly active de- mand for cheese at this time and a good supply. Macaroni—There is market to market advance, but a firm undertone is ap- parent. Producers are under the handicap of higher labor costs and increased values in raw materials, so no continues enough stock in the prevent a that there is possibility of a higher market. -The but mainly for the large 1 CS Pickles demand is active for all grades, the Sizes. As st dim and small iaish prices are advancing, as the de- mand exceeds the supply, especially for sweet pickles, which are far shoct of requirements. Jobbcrs have more orders than they can fill. Although the season for heavy demand is ove- still a dills. Sauerkraut has g od call for The for consumption, and, combin there is weather been ideal ed with the lower range on pork, the demand is unusually good. Stocks West the East been reduced to the point that hold in the and in have ers of bulk and canned are more in- clined to hold out for higher figures. still be- demand Corn Syrup—The mills are hind on orders, while con- tinues good, especially for export. Prices are steadily maintained Molasses—No improvement in re noted with a steady demand the tre:d of spect to supplies can be and prices 1s toward higher levels. Sugar Syrups Trade continues quiet, with prices nominally un- changed. Provisions—The market on smok- ed meats is steady, with quotations ranging about the same as last week’s Ubere is an adequate meet the The market on lard is slightly firmer, quotations. supply to present demand. pound higher The ket on lard substitute is steady and prices about %c per than previous quotations. niar- barreled the The market on canned meats is unchang- unchanged. The market on pork is steady, with quotations same as previous quotations. ed. he market on dried beef is steady and unchanged, there being a fair supply and a moderate demand. Nuts—The entire dull- and a absence of de- The pared to the holiday market is not line shows ness marked mand. present low range com- of interest to jobbers, as retailers in turn are still distributing their high priced stocks, which are moving no inducement to speculators so that the slowly. There is only support is in the hand to mouth buying of jobbers who are out of some lines. Walnuts are dull, both for foreign and domestic. This is especially true of foreign stocks, a large share of which will likely have to be car- ried over until the fall trade opens up. Almonds are in no better posi- tion. These are in free supply on spot and slow sellers. Pecans are as dull as There are heavy sup- plies and practically no demand from any the same class as to supply and demand. ever. quarter. Filberts are in Brazil nuts are in buyer’s favor, as the trade is anxious to clean up the mar- ket as far as possible on old crop goods so as to be ready for the new crop when it arrives. Salt Fish—There has been a slight increase in the demand for mackere| during the but boom as yet and prices remain about week, there is no unchanged on all grades of mackerel. including Irish and Canadian. Fish men are still pinning their faith to a substautial the opens. Stocks seem ample for a good de- mand. increase in business when Lenten season 6 Gabby Gleanings From Grand Rap- ids. Grand Rapids, Jan. DE a etacious act for sociation of retail grocers and meat dealers to invite B. S. Harris to be an honored guest on the occasion of the banquet it is proposed to tender the members of the Retail and General Merchants Association at their annual convention here Feb. 29. Mr Harms is one of the two surviving officers of the old 1 20 {t the would focal as- Grocers Garand Rapids Retail Grocers Association which was organized here thirty- four years ago. Mr. Harris cc uct- edageneral store on Division avenue, South, for more than twenty-five years, gaining a compete whick enabled him to live on Easy street for many years. The writer has no idea the “powers that be” will act on this suggestion, but it would be a courteous act just the same. The Columbia Hotel of Saug tuck, which has been remode will hereafter be known as_ the Hotel Saugatuck. Among the im- provements will be steam heat and an electric lighting system and new furnishings. The hotel will be open for guests about May 1. Ed. Kiel who was auditor of the wholesale department of P. Steketee & Sons for seven years, died at Blod- gett hospital Wednesday as the re- sult of an operation for appendicitus. The funeral was held Friday at the Bethel Christian Reformed Church. Interment was in the Drenthe cem- etery. Deceased was a young man of much promise and was. greatly respected by all who knew him. he traveling salesman of W. R. Roach & Co. who are starting out on the 1920 campaign were here Tuesday and Wednesday, going over 1 matters of interest with the house. here are about forty of them. They their various be ready to g all started out on ritories, so as to ge work with the wholesale grocery salesmen Monday, Jan. 19. These ter- + £0 MICHIGAN TRADESMAN men are all experienced in thecan- ning and preserving business. They are mlanagers, superintendents or as- sitant superintendents at the various plants and experience has demon- strated that they make exceptionally good salesmen. They take a sam- plecase, line of samples and _ travel with the wholesale grocerymen, tak- ing the retailers’ future orders for Hart brand canned goods. These iorty men will probably be out about three months, covering all the big cities and markets from Boston to lcs Angeles and from Duluth to Jacksonville, Fla. The Grand Rapids Dry Goods Co. will give a dinner to its traveling represettatives, department heads ud their understudies at the Brown- ing Hotel, Friday evening, Jan. 30. EF. J. Seibel will act as toastmaster. Aiter the menu has been discussed and the toastmaster has trotted out his speakers, the lady friends of the diners will put in an appearance and dancing will be in order. Dave Reid has not only changed the name of the Johnson Hotel, at South Haven, to the Reid Hotel, but has put it on a par with the best in the State. The only addition need- ed now is the return of handsome Gene Harwood. “Candy man Edmonds,” Ambassa- dor of Commerce for the New Eng- land Confectionery Co., of Boston, having sold his quota, has busied himself with Bert Lee in the Bangor garage, making a team that is going to be hard to beat. P. M. Perry, formerly a peddler of hardware, has taken over the Dage hardware store, at Bangor, and the increased business is evidence of the progressiveness of this gentle- man. The store has taken on the ap- pearance of a Monroe avenue estab- lisment. “Bill”? Bosman ta) recently his shirt, : acid. Ask (Foster, Stevens & burned a large hole in presumably with carbolic Bill for the story. Cook & MHagenbuch, hardware dealers at Three Rivers, are build- ing a store room, 90 x 140, with four apartments above. This firm con- templates a jobbing business and ex- pect to travel three men experienced in light and heavy hardware. Perhaps the most indifferently con- ducted so-called hotel in the State is the one at Centervilie, where if you get in late and find the proprietor out, you have the choice of driving to another town or going out and finding your own lodging. If the liveryman, Mr. Small, had the same “don’tgwadam” disposition, some would-be guests would walk the Streets. A good place to stay in Centerville is at Lankton’s. Ask Small. The success of Royal Decker, at Paw Paw, is only rivaled by that of Clarence J. Farley, General Manager of the Grand Rapids Dry Goods Co. Mr.- Decker started in the pickle business in a modest way and is to- day maintaining twenty-one salting stations. The gentlemen of fifty- s€ven varieties better look to his laurels. The drummer type of salesman has been superseded by a man of dig- nity and business-like manners. Ad- vertising has changed the situation completely—for the right kind of ad- vertising is the great educat:onal force that tells and teaches the prospective buyer about the goods that are to be offered. And to be good advertising it must be clean and dignified. By dignified is not meant that it is to be dull and dry, but quite the contrary —it should have a touch of human interest. It is going to take a long time to exchange all the prisoners and Christ- mas presents. Strange that the Equal Suffrage Association of some State hasn't come to bat with a favorite daughter. When someone said that hope springs eternal in the human breast January 21, 1920 he surely must have been thinking of Bill Bryan. We owe a good deal to the found- ers of this Government, but hardly more than we owe to the income tax department of it. You have written 1919 a few times and had to change it; and there is no reason why you shouldn’t make your New Year resolutions over. The supply of sugar may be short, but there is nothing the matter with the supply of candidates for the Re- publican nomination. An Oak Park, IIl., contractor is missing, and his wife has asked the police to find him. We do become attached to the strangest things. If that ship with 30,000 barrels of booze bound for Europe sinks en voyage it will probably make winter bathing along the Atlantic coast mighty popular. Back, turn backward, oh, Time, in thy flight, fill me with vinegar, ginger and fight. Make me as young as I was, and as sweet, wipe all the corns from my mind and my feet; send me with glee to the rout and the dance; make me unmindful of redbugs and ants; let me go zooming through life as I did; backward, turn backward, and make me a kid. Make me a kid, and some little girl’s beau; a girl like the girls whom we all used to know; let me bring oranges, apples and things, let me swing her in the old- fashioned swings, let me snoop around by her house in the night, watching her window the while it’s alight; let me know puppy-love’s joy and de- spair, let me beg her for a lock of her hair; thrill all my soul with young love’s first romance, let me see her face when I don my long pants; let me tote the books of the maiden to school, reach lilies for her till I fall in the pool. Let me be spanked for the maid I adore. I don’t wanna be growed up and fat any more. INCREASE YOUR BISCUIT PROFITS 4 eA fhe TO ET SUNSHINE Advantages of an IDEAL SUNSHINE BISCUIT DEPARTMENT Perfect Display—Clean—Neat—Attractive A Complete Stock with Smallest Investment It Creates Interest and Consumer's Demand Ask the Sunshine Salesman—He Knows JoosE-WiLEs Biscuit (OMPANY Bakers of Sunshine Biscuits CHICAGO oll ¥ < > a. 2 +® a ~ » ; 2 cs x f 4 a q s / a” ly f \ ' oF . siatcnmaieneiininr th January 21, 1920 MICHIGAN TRADESMAN An up-to-date National Cash Register gives a merchant control of his business T forces each clerk, or the merchant him- self, to make a record of every sale he handles. The record must be complete be- fore change can be made or the transaction finished. The record of each transaction is brought to the attention of the customer in two ways. By the electrically lighted figures at the top of the register and by the printed slip which she receives. The record is also printed and added auto- matically at the time the transaction takes place. These accurate records are the foundation of good storekeeping. A merchant must have such records to control his business and to make up his income tax report. An up-to-date National Cash Register gives them to him cheaply, accurately, and quickly. The National Cash Register Company, Dayton, Ohio Offices in all the principal cities of the world DOOMED TO FAILURE. The expensive campaign now be- ing carried on by the National Can- ners Association is doomed to fail- ure, because it is badly planned and is being wretchedly executed. It is comparatively easy to create a de- mand for a single brand by news- paper and magazine advertising, but when it comes to exploiting canned gzoods as a class, the retail grocers must be taken into consideration or the project falls flat. Referring to this subject, the Grocery World aptly re- Marks: Advertising a thing like canned goods in the abstract, no specific brand being mentioned, is largely a question of psychology. A consumet reads the advertising. Possibly she has been a bit skeptical about can- ned goods. The advertisements im- press her and she registers a men- tal note to think more of them in the future. Then she forgets the matter. Suppose when she went to her grocery store the next day the grocer—who if he was alive would know he wasn’t selling her enough canned goods—-should say to. her, “Mrs. Smith, have you seen the big advertising they’re doing for canned goods:” The seed sown by the ad- vertising would take root again and might bear fruit that moment. But the grocer doesn’t mention it—he doesn’t know anything about it, be- cause he has little use for the daily papers since they played him up as a profiteer and held him up to public ridicule and scorn on every occasion, with or without provocation.. We are unable to get the view- point of people like that. There are many ways of reaching the retailer and tying him up to a plan like this. One is to advertise in grocery trade papers which were never so. strong with the retail trade as they are at present. By ignoring the true friends of the retail trade, the canners are wasting the biggest trump they have when they neglect to get to the re- tailer and sign him up for co-oper- ative work in this campaign. The National Canners’ Associa- tion conducted a national advertising campaign for canned goods several years ago. They spent something like $100,000, but the thing was an absolute frost. It never even made a dent in the public attention and every cent was wasted. This time they are to spend much more than $100,000. If they don’t wake up, every cent will be wasted again. Look at the way other people con- duct these exploitation campaigns. The California Fruit Growers’ Ex- change exploits oranges in extensive national advertising, but to make that advertising effective it is after the retailer night and day—through his trade papers, through little house organs sent directly to him, through personal agents who circulate am ng the retail trade. Take the national coffee campaign. The consumer is being preached to in various ways to buy more coffee, but just as loudly the retailer is be- ing preached to sell more. Probabiy you couldn’t find a retailer to-day, unless he is blind and deaf and dumb. who doesn’t know about the nationai coffee campaign and who has not seen some of its literature addressed to him as a distributor. The coffee people say their plan is already a suc- cess and the orange people have known for two years that theirs was. The canners, on the other hand. spoil- ed their first campaign and are in a fair way to spoil the second. a i The manner in which Boss Gom- pers reds in his virulent and vitriolic op- position to the sedition bills now be- fore rushes to the defense of the Congress aligns every union man in the country in the camp of MICHIGAN TRADESMAN the I. W. W. It cannot be other- wise, because any man who has tak- en the union oath ceases to be a free agent and becomes the abject slave of the union labor propaganda as formu- lated, interpreted and promulgated by the crafty old schemer who has long been worshipped by union men everywhere as a demigod. The daily lewspapers who rush to the support of Boss Gompers in attempting to explain his action in aligning him- self with the reds are, of course, sim- tly respondi:g to the imperative de. mands of their union workmen, who hold the editors in slavery through the medium of the closed shop agreements they maintain in nearly every daily newspaper office in the country. Such slobber may deceive the unthinking portion of the public, but it cannot fool the great mass of the people who are familiar with the situation and realize the desperate condition the country is confronted with because of such unholy and un- American alliances. ere Many merchants are disturbed numerous co-operative stores now being established under the auspices of labor railroad brotherhoods. over. the unions and The Trades- man sees no cause for alarm in this, because the history of co-operative distribution in this country has been an exceedingly checkered one. A hundred times as much money has been lost in co-operative ventures as has been saved to the patrons of uadertakings by community or co-operative This must so long as co-operative undertakings are man- aged by men inexperienced in the mercantile business or by experienc- ed merchandisers who are not strict- ly honest and competent. It is com- paratively easy for a sharper to show paper profits in making reports to his co-operative stockholders, but sooner or later a time of settlement comes, when the manager disappears and the deluded individuals who contributed the funds to en- able the manager to live on the top shelf for a few months eat the bread of bitterness. — these buying. necessarily be the case have Denmark, with a population less than half that of New York city, is sending butter to this country in 150,000-pound shipments. She has to-day a vessel in every harbor of the world which war-time conditions al- low her to enter. Her porcelain in- dustry is one of the greatest and best in the world. Copenhagen publishes over a dozen daily papers and has more book stores than any one city in the United States. With an en- viable body of national literature cov- ering three centuries and more, she translates the noteworthy science and fiction of other lands. She is one of the best exemplifications we have of the established fact that strength does not go with size nor need discouragement follow in the wake of diminishing territory. In the course of her history Denmark has lost control of Sweden, Norway, Schleswig-Holstein, the Danish West Indies and Iceland, yet she is to-day very much alive. GO BACK TO GOLDEN RULE. There has been much talk in cer-, tain influential circles about settling the new problems of the nation in a new way. How would it do to make an effort first to settle the new prob- lems in the old way—the way in which we have won success without parallel in the history of the world; for there are certain great basic prin- ciples which do not change with the changing fashions of the hour, al- though many seem to have wandered a great distance away from this old- fashioned belief. Our dear old world is somewhat topsy-turvy in certain parts of its territory. Ideas and ideals, in some nations, have suffered serious dis- location. It is not a time for exces- sive or unnecessary experimenta- tion: it is a time for good cart-horse sense, a time to hitch our wagon to a star, but to be equally careful to have traces sufficiently long to allow the wagon wheels to run on earth “amc anove something that must be moved for the benefit of civilization. Let us stop talking about new ways of solving new problems. Let us renew our allegiance to the multi- plication table and the Golden Rule, recognizing that saying a thing is so doesn’t make it so, when the state- ment issued violates the great funda- mental laws of life. Let us meet the future without fear and with a man- ly heart, confident that in the very near future men all over the world will be playing the great game of life straight as well as strong. ——EEEEEE INDEPENDENT OF GERMANY. Not the least important achieye- ment in the chemical industry of the United States has been the success of the finer chemical products used in medicine. Before the war this country looked to Germany for the entire supply. our necessity, Taking advantage ot extraordinary high prices were demanded, and so essen- tial were these products that we were obliged to pay for them. The cost of many materials was absurdly out of proportion to the cost of produc- tion. ; When the war cut off the German supply, American chemists attacked the problem energetically. In a very brief period, America has learned to manufacture a great variety of prod- ucts of as high a grade as the best German materials. Despite the high cost of initial production, many of these products have been put on the market at 10 per cent. or less of the price extorted by Germany. cece ae SELLING GOVERNMENT TOOLS The plan of the War Department to dispose of vast supplies of ma- chine tools, which are no longer needed for Government use, is natur- ally attracting much attention. Since the supply of almost all varieties of tools is far below the demand, these sales will help to relieve the pressure. American purchasers will have the first call, although the demand of Europe is very insistent. There are in round numbers, at present, some 2,500 machine tools valued at $4,000,- C00 to be disposed of. To facilitate the sale, the Government will an- nounce the nature of the tools in January 21, 1920 special bulletins issued at intervals of fifteen days. It is estimated that only 8 per cent. of the supply will be sold merely as old metal. ONE TRADE THAT THRIVES. A curious commentary on the reac- tions of the financial markets in a ruined and defeated country is con- tained in the description of the Stock Exchange written by a Vienna cor- respondent. “Bankers, brokers, touts. class,” says the writer ‘House’ to overflowing New offices are being opened daily The public is innumerable of every “crowd the being pestered with circulars, and newspa- pers are full of alluring advertise- ments inviting investment in any and every class of security. Money seems to be a glut in the share market. while food is unobtainable in the shops of the capital! If only rub- bish shares were affected it would be intelligible, but the premier se- curities are involved. WHY GRAIN MOVES SLOWLY. Grain shippers and elevator inter- ests who have watched the conditior of box cars that have been received here, empty or loaded with grain, say that not more than 10 per cent. of them are suitable for handling grain on long hauls to the East. One Michigan shipper secured four empty cars and ordered them to the elevator for loading wheat, only to find that all needed repairs before they could be used with safety. Another shipper got three good cars out of a lot of nine. eee In the United States the circula- tion of money before thewar was showing an increase of 54 per cent. The increase in circulation does not represent wealth. On the contrary it is a reflex of the increased cost of liquidating debts, of the higher cost of production and of the inflation in credit. One of the problems now is to deflate credit and currency. France, England and the United States have taken steps in that direction. France proposes to issue a great loan pay- able only in currency -and retire the currency thus received. England has decided to prohibit a further increase in the issue of treasury bills. In the United States the Federal Reserve Board has already increased redis- count rates. It is hoped the effect will be a check to the orgy of ex- travagance, and tend to an increase in the purchasing value of a dollar. This accomplished, the corner will have been turned and we will be on the right road in the work of recon- struction. eee Intelligent and persistent investig:1- tion is the keynote of success. The man who lightly skims the surface and contents himself with generalities will never reach the heart of any sub- ject. To succeed, it is absolutely necessary to dig deep, to dissect, to analyze. If you are only a cog in the wheel, master the detail of your unit, and study the detail of the others. Nothing pertaining to any line of effort is too insignificant to be to be carefully noted, and it is the knowledge thus obtained that makes us competent workers in our chosen fields. > aenet 4 . a ; o ’ ; , £ ATO Ng AIO cm “ea ‘ t a » x . , e 4 4 a mm Pats t re mena aman A ee Ra ‘ : ' 4 ' t * . January 21, 1920 MICHIGAN TRADESMAN WAR DEPARTMENT SALE OF GROCERS’ SUPPLIES SUBSISTENCE LIST NO. 1. BIDS CLOSE FEBRUARY 7th epsreR ee cee oo a en. 3 eerie The Surplus Property Division, Office of the Quartermaster General of the Army, offers for sale large stocks of grocers’ sup- plies, including candles, dehydrated vegetables, flour and yeast. Informal bids for these goods will be accepted at any of the offices named in this advertisement until 3 P.M. (Eastern time) February 7th. | The minimum quantity for which bids will be considered is _ set forth in the specifications of each item embraced in this ad- vertisement. Bids may be made for the minimum quantity specified or multiple thereof, or for any entire lot. The bid price must be per pound or per can, instead of for the minimum bid unit. No special bid form is necessary. No deposit is required. Deliveries will be made promptly. Complete conditions of sale are embodied in this advertisement. Similar offerings of grocers’ supplies will be made weekly. Watch For Succeeding Announcements 10 MICHIGAN TRADESMAN January 21, 1920 WAR DEPARTMENT SALE OF GROCER’S SUPPLIES Bids on This List Close February 7th CANDLES—Approximately 1,500,000 pounds. Sizes of the candles are not given in all the specifications. Approximately all of these candles, except the lan- tern candles, are 914 inches by 34 inch—8 to the pound. The lantern candles run generally 3 inches by 114 inches —4¥% to the pound. No. 4. 18,000 Pounds of Candles. Manufacturer: Standard Oil Co. bid considered—10 cases. News, Va. Minimum Stored at Newport 5 No. 5. 250,000 Pounds of Candles. Manufacturer: Standard Oil Co. Minimum bid considered—19 cases, 40 Ibs. to. case. Stored at Chicago, [inois. No. 6. 2.500 Pounds of Candles. Manufacturer: Standard Oil Co. Minimum bid considered—10 case, 40 Ibs. to case. Stored at Chicago, Illinois. No. 7. $0,000 Pounds of Candles. Manufacturer: Standard Oil Co. Minimum bid considered—10 cases, 50 Ibs. to. case. Stored at Chicago, Illinois. No. 8. 150 Pounds of Candles. Manufacturer: Standard Oil Co. Minimum bid considered—entire lot, 50 Ibs. to box. Stored at Chicago, Illinois. No. 9. 11,475 Pounds of Candles. No. 15, 124,000 Pounds of Candles. Manufacturer: Standard Oil Co. Minimum bid considered—10 cases. Boxes and cases. Stored at San Francisco, California. No. 12. 5,000 Pounds of Candles. Manufacturer: Standard Oil Co. Minimum bid considered—10 cases, boxes and eases. Stored at San Francisco, California. No. 13. 10,000 Pounds of Candles. Manufacturer: Standard Oil Co. Minimum bid considered—10 cases, boxes and _ cases. Stored at San Francisco. California. No. 14, 2,000 Pounds of Candles. Manufacturer: Standard Oil Co. Minimum bid considered—10 cases, boxes and cases. Stored at San Francisco, California. No. 15. 400,000 Pounds of Candles. oly in. x 34 in., 8 to the pound. Manufactur- tr: Standard Oil Co. Minimum bid consid- ered—10 cases, 40 lbs. to wooden wire-bound cases. Stored at New York City. New No. 2 container manufactured by Will & Baumer. No. 16. 47,400 Pounds of Candles. No. 18, 76,960 Pounds of Candles. Manufactured by the Standard Oil Co. Min- imum bid considered—10 cases, various size containers. Stored at New York City. No. 19. 436,520 Pounds of Candles. O14 in. x 34 in., 8 to the pound. Manufactur- ed by Standard Oil Co. Minimum bid con- sidered—10 cases, 40 pounds to case. Stored at New York City. No. 20. 96,587 Pounds of Candles. (Lantern). 3 in. x 114 in., 4144 to the pound. Manufac- tured by A. Gross & Co. Minimum bid con- sidered—10 cases, 42 lbs. to a case. Stored at New York City. No. 28. 52,600 Lbs. Candles. (White Paraffine Wax). Manufactured by Standard Oil Co. Minimum Lid considered—10 case, 40 lbs. to case, 275 candles, 914 in. x 1 3-16 in. to case. Stored at’ New York City. No. 22. 6,000 Pounds of Candles, Lantern. Manufactured by Standard Oil Co. Minimum Lid considered—10 cases. Stored at Newport News, Va. No. 23. 52,680 Pounds of Candles, Lantern. spree —— ao a : Minininm Manufactured by Emery Candle Co. Mini- | No. 2 Containers. Manufactured by A. Gross “ eo ae oa oO tbs. to bor. mum bid considered—10 cases, 48 lbs. to the | & Company. Minimum bid considered—10 Sborcd at Chicago, Hlinoix. container. Stored at Atlanta, Georgia. cases, 40 Ibs. to wooden, wire bound cases. No. 10. No. 17 Stored at New York City. $635 Pounds of Candles. 47,300 Pounds of Candles. No. 24. Manufacturer: Standard Oil Co. Minimum | Manufactured by A. Gross & Co. Minimum 22,853 Pounds of Candles, Lantern. bid considered—10 case, 50 Ibs. per box. | bid considered-—10 cases, various size contain- | Manufactured by A. Gross & Co. Minimum Stored at Chicago, Illinois. ers. Stored at New York City. bid—10 cases. Stored at New York City. No. 25. No. 26. 3,908 Pounds of Candies, New York City. Lantern. (White Paraffine Wax). Manufactured by Standard Oil Co. Minimum bid considered —10 cases, 42 lbs., 420 candles to case, candles 3 in. long. Stored at 2,960 Pounds of Candles, Lantern New. (Stearic Wax). 214 in. long by 14% in. thick, manufactured by A. Gross & Co. Minimum bid considered—10 cases, packed 40 lbs. to case. * Stored at New York City. No. 27. 40,260 Pounds Carrots, Dehydrated. Good condition. Manufactured by Chilli- wack Evaporating & Packing Co. Minimum bid considered—one case, packed 30 1 Ib. ex- pert cases. Stored at San Francisco, Calif. No. 28. 8,53! Cans Carrots, Dehydrated. Good condition—-manufactured by the Wil- liamson Dehydrating Company. Minimum bid considered—1 case, packed 2-15 Ib. cans to case. Stored at New York City. No. 29. 92,700 Pounds Carrots, Dehydrated. Manufacturer: Williamson Dehydrating Co. Minimum bid considered—1 case, packed 15 lb. cans. Stored at New York City. No. 30. 73,700 Pounds Carrots, Dehydrated. Manufacturer: Chilliwack Evaporating & Packing Company. Minimum bid considered --1 case, packed 15 Ib. cans. Stored at New York City. No. 33. 56,773 Cans Turnips, Dehydrated. Manufacturer: Graham, Ltd. Minimum bid considered—1 case packed 2-15 lb. cans to case. Stored at New York City. No. 32. 40,860 Pounds Turnips, Dehydrated. Manufactured by Graham, Ltd. Minimum bid considered—1 case, packed 2-15 lb. tins to case. Stored at New York City. DEHYDRATED VEGETABLES—Dehydration removes only the moisture.. It does not impair either the nourishing properties or the flavor. ONE POUND of a dehydrated vegetable is equal to five pounds of a fresh vegetable. Preparation for consumption is simple. Soak the dehydrated vegetables, as the housewife does Navy beans. They reabsorb the moisture evaporated by dehydration. The dehydrated vegetables offered for sale, being packed in sealed tins, are impervious to air and climatic conditions, and will keep for years. FULL DETAILS ON LAST PAGE a a ed i a 6s Rl eee Tee January 21, 1920 MICHIGAN TRADESMAN 11 WAR DEPARTMENT SALE OF GROCER’S SUPPLIES Bids on This List Close February 7th No. 33. No. 40. No. 47. $23,000 Pounds of Turnips, Dehydrated. 9,300 Pounds Flour, Corn. 3,541 Pounds Flour, Potato. Manufactured by Graham, Ltd. Minimum bid | Good condition. Manufactured by the Corno Ton : a i : Good condition. Minimum bid considered considered—1 case, packed 2-15 Ib. tins to | Mills Co. Minimum bid considered—10 bags, ‘ : eg ‘ an yg ey Poe “il : eked 100 Ib. bau. Slored at New York Cit > | 10 bags, packed in 190 and 200 pound bags. case. Stored at New York City. p | oor. & a J Stored at New York City. No. 34. No 699,150 Pounds Turnips, Dehydrated. ‘ 23,600 Pounds Flour, Corn. ; — : Manufactured by Graham, Ltd. Minimum coe concahion estactared by Wash- 7,800 Pounds Flour, Rice. bid considered—1 case, packed 2-15 lb. tins ara W arias Minimum bid considered — Good condition. Manufactured by M. C. to case. Stored at New York City. chy fo ed 100 Ib. bags. Stored at New ‘Taddin, R. M. C. Minimum bid considered : ork City ; ul —10 bags, packed 100 lb. bags. Stored at No. 38. a: New York City. 279,525 Pounds Turnips, Dehydrated. / 9,674 Pounds Flour, Corn. ’ Manufactured by Graham, Ltd. Minimum Good condition. Manufactured by the Mil- No. 49. bid eonsiderca i case, packed 30 Ib. cases. | ler Cereal Company. Minimum bid consid- 20,200 Pounds Flour, Rice. Stored at Boston, Mass. cred—10 bags, packed 100 Ib. muslin bags. \ hiti Manacued be Baal Stored at Omaha, Nebraska. Good condition. Manufacturec a’ ind- No. 36. No. 43 Rolph & Co. Minimum bid considered— '0 oO. ° : : 4 i ; bags. 100 lb. bags. Stored at New York 26,670 Pounds Turnips, Dehydrated. 3,800 Pounds Flour, Edible Corn Starch. ie oe oe ee Manufactured by Graham, Ltd. Minimum bid considered—1 case, packed 2-15 lb. cans to case. Stored at New York City. Good. Manufactured by the Corn Preducts City. Refining Co. Minimum bid considered —10 No. 50. sacks, packed 140 lb. sacks. Stored at St. 11,200 Pounds Flour, Rice, New. 960 B D No. ie Wh slice cc No. 44 Manufactured by the Standard Rice Co. oxes Dressin uipment ite. >| ae \ : ansidore aoe. wacked Manufactured by wo. Minimum 4,332 Pounds Flour, Corn Starch. ance Soe i. i a bid considered—10 cases packed 144 boxes | Fair. Manufactured by Corn Products Re- | ‘9 Ib. cheesecloth bags. Stored at Boston, tn Ne Gioecd at Annis Coes ' | fining Co. Minimum bid considered—1i0 | Massachusetts. a : ole sacks, packed 140 Ib. sacks. Stored at At- No. St. No. 38. pas Georees. No. 45 1,655 Pounds Flour, Rice, New , -_ * 11,480 Boxes Dressing Equipment, O. D. oe i a Nicnatactiee | by Whittemore si Masia 31,640 Pounds Flour, Oatmeal. Strate: Wit: seeeanenede Ady, eee shh Lid considered —10 cases, re-packed ee 144. Good condition. Minimum bid considered— | lb. cheesecloth bags, outer covering burlap. hones ko case Slaied ot Atlanta, ‘Giora iO bags, 140 lb. bags, packed in single jute | Stored at Boston, Mass. A hags. Stored at New York City. No. 39, N 4 6 No. 58. ve. 4,000 Pounds of Yeast Food 5,726 Pounds of Flour, Barley. 1,020 Pounds Flour, Potato. , it Poor condition. Manufactured by Hecker & | Good condition. Manufactured by Stein-Hall Good condition. Manufactured by the Ward Company. Minimum bid considered—10 | & Co. Minimum bid considered—-10 sacks, | baking Company. Minimum bid considered sacks. Packed 100 lb. sacks. Stored at New | 280 Ib. sacks. protected in cotton and jute | —-10 sacks, packed in 90 to 100 Ib. sacks, York City. bags (double). Stored at Baltimore, Md. Aready. Stored at Atlanta, Ga. No. 59. No. 60. 20,000 Pounds of Yeast Food. 130, 140 Pounds of Yeast. Good condition. Manufactured by the Ward Baking Company. Manufactured by the Northwestern Yeast Company. Minimum Minimum bid considered—10 sacks, packed in 90 to 100 Ib. sacks, bid considered—10 cases, packed 180 2 oz. pkg. to tin. In cases 3 Arcady. Stored at Atlanta, Ga. i tins to case. Stored at New York City. INSPECTION—Goods are sold “as is,” at storage point. Samples of practically all items offered are dis- played at Zone Supply Offices and at the Surplus Property Division, Munitions Building, Washington, D. C. NEGOTIATIONS—Bids may be made by letter or telegram. They must be submitted by 3 P. M. (Eastern time) February 7th, and should be addressed to the Zone Supply Officer at the nearest addresses: Army Supply Base, Boston, Mass.; 461 8th Avenue, New York City; 2lst Street and Oregon Avenue, Phila- delphia, Pa.; Coca Cola Building, Baltimore, Md.; Transportation Building, Atlanta, Ga.; Army Building, 15th and Dodge Streets, Omaha, Neb.; Fort Mason, San Francisco, Calif.; 17th and F Streets, N. W., Washington, D. C.; Newport News, Va.; Jeffersonville, Ind.; 1819 West 39th Street, Chicago, Ill; 2nd and Arsenal Streets, St. Louis, Mo.; Audubon Building, New Orleans, La.; San Antonio, Tex.: New Cumberland, Pa.; Columbus, Ohio; or Sur- plus Property Divivsion, Munitions Building, Washington, D. C. : Each lot offered is identified by a number. Bids should include the lot number or numbers on which the a. bid is made. No bid stipulating “all or none” of any lot will be considered, unless that bid is the highest. | The War Department reserves the right to reject any part or all of any bid or bids. ; NOTIFICATION—Successful bidders will be notified by mail on or before February {2th of the quantity ‘hos awarded to each.. A deposit of 10% of the amount due under each award must be made immediately upon receipt of notification, A DELIVERY—The articles offered are available for immediate delivery. Purchasers will be permitted to leave | stocks which they may acquire in government storage for a period of 30 days after notification of awards. Goods, so .. held, will be held subject to purchasers’ risk. SURPLUS PROPERTY DIVISION, ¢ Office of the Quartermaster General, Director of Purchase & Storage, Munitions Bldg., Washington, D. C, ee ee ee = = - ey 12 MICHIGAN TRADESMAN (He tga) “3 Nanna COANE CLE CLOCK AK ae Y |} oA Se — aoe LLY —_ CIA )) ) \ } (Udqaegesnonnd American’s Opportunity for World Leadership. As a member of the Trade and Finance Committee of the “Council on Foreign Relations” I recently made investigations in England, Ire- land, France and Italy. Our com- mittee had previously been in con- tact with leading bankers, manufac- turers and publishers in this country and it was seeking to find the most workable plans for restoring the proper finance and trade relations between the diflerent countries( with the purpose of giving broad publicity to the most acceptable plans which could be evolved. The thought of our Committee was to compare the American sug- gestions with those which we might obtain abroad and then report our findings to this Council. It was my privilege to have ex- tended conferences in Great Britain with Sir Austin Chamberlain, Chan- cellor of the Exchequcr; Sir Edward Carson and Sir Hamar Greenwood, head of the Over-Seas Trade De- partment; in France with Monsieur Sargent of the Finance Department and Monsieur Herriot, Mayor of Lyons; and in Italy with Signor Schanzer, Minister of Finance. In these three countries I also met the chairmen of many important manu- facturing associations as well as a number of individual bankers. Since it was agreed in all of these confer- ences that the statements were not for publication, I will not quote any individual opinions, but simply give a resume of the general findings. 3ritain, France and Italy are mak- ing encouraging progress in recon- struction. The most noticeable change since last Spring is that the armies have been practically demo- bilized and the men havelargely been placed in industry. As a rule the manufacturers are working to capac- ity and finding a ready sale at high prices for all their products. The principal difficulties are: first, re- duced production due to the general attitude of labor; second, the inabil- ity to enlarge plants or to run to capacity already existing plants, due to shortage of labor; and third, the excess of imports over exports, pro- ducing an unfavorable exchange sit- uation in dealing with the United States. This introduces a new factor in trade, and financiers are earnestly seeking the remedy. All agree that the exchange problem has a bearing on all the others and in approach- ing this problem it is treated as a result and not a cause. It is generally agreed that there are two remedies for the exchange problem: first, a temporary remedy, which can be brought about by loans, investments, and credits by citizens of the United States to those of other countries; and second, a permanent remedy which can only be accomplished by those other countries exporting more goods than they import. This balance of exports is necessary to pay the interest and somethnig each year on the princi- pal of the war debts to America. British and other European manu- facturers are of two minds regard- ing the exchange situation at pres- ent; as citizens they regret to see the currency of their country de- preciated as compared with that of any other country, but as manufac- turers they recognize that this gives them a considerable premium on the sale of merchandise to the United States. British, French and German goods of various kinds are now beginning to come into the United States and there would already be a great flood of foreign merchandise here but for the fact that the purchases in the home markets are larger than ever before. People in England and France are living extravagantly, just as they are here, and it seems im- possible to turn out merchandise that will be too expensive to find a market. In some countries there is a well organized effort being made to create increased output on the part of the manufacturer and the individual worker, and reduce home consump- tion by showing that the exchange question and hence the cost of liy- ing can only be remedied by consum- ing less, and selling more abroad. Many with whom I talked felt that our delay in ratifying the peace treaty had held up the reconstruc- tion work of the world, and some who had not studied the financial conditions seemed to feel that the United States was taking advantage of the situation and simply putting up the price of its dollars. These did not realize that the premium on Kent State Bank Main Office Ottawa Ave. Facing Monroe Grand Rapids, Mich. Capital - - - ~- $500,000 Surplus and Profits - $750,000 Resources 11% Million Dollars 3 hs Per Cent. Paid on Certificates of Deposit Do Your Banking by Mail The Home for Savings January 21, 1920 GRAND RAPIDS NATIONAL CITY BANK CITY TRUST & SAVINGS BANK ASSOCIATED CAMPAU SQUARE The convenient banks for out of town people. the city. district. On account of our location—our large transit facillties—our safe deposit vaults and our complete service covering the entire fleld of banking, our Institutions must be the ultimate choice of out of town bankers and Individuals. Located at the very center of Handy to the street cars—the Interurbans—the hotels—the shopping Comb'ned Capital and Surplus .. acocscecesjoc 1,724,800,00 Combined Total Deposits ..... ‘ seeee 10,168,700.00 Combined Total Resources ...........ccccccece 13, 157,100.00 D RAPIDS NATIONA TRUST & SAVI ASSOCIATED aa mi ZO > wt Z TU TTT ST aT FAMILY ! 33,000 retary ai sxe! Customers know that we ES ekaer ec IPL oan Ta) accommodation and service. THE BANK WHERE YOU FEEL AT HOME WE WILL APPRECIATE YOUR ACCOUNT TRY USI Ca am KEEP UP WITH THE TIMES ree Ee eel eG ene Fe COS Oat “THE CLOCK CORNER” PEARL & OTTAWA A regular allowance, paid when due, is just about absolutely assured, if The Michigan Trust Company admin- isters the Trust. A “‘one man trust company’’ may fail at times, even if he doesn’t die first. Beneficiaries under will should have assurance of regularity. Resources, $2,700,000 ; We are supervised by the State Banking Dept. r THE MICHIGAN TRUsTCo. = OF GRAND RAPIDS of o January 21, 1920 the dollar served as an obstacle against American merchandise go- ing abroad. All admitted that the present un- usual volume of American export trade woulld be rapidly checked as soon as the world had obtained again a reasonable supply of raw products, unless, in the meantime, there could be some adjustment of the exchange Situation to reduce the premium on the dollar. There were many suggestions made by Governmert officials and bankers, but the difficulty was to find foreign investments that could meet the three essential require- ments: first, that they should be en- tirely safe; second, that they should yield a good return; and third, that they should be in sufficiently large units to enable the American bank- ers to make them known to ‘the in- vesting public here. One official suggested that his Government would arrange to have the big industrial companies issue bonds for their needed expansion and that his Government would group these bonds and put its own guarantee behind them, thus giving confidence to the American or other foreign investor. This plan would have the double advantage of getting a lower interest rate and providing such considerable sums of money as would enable the important indus- trial companies to produce goods in volume for foreign trade. Another official suggested that his Government might undertake a gi- gantic development of its water pow- er and issue Government Bonds which could be sold in America, thus bringing over sufficient American capital to help the exchange situ- ation while furnishing cheap water pwoer to the manufacturers, which would lower costs and relieve the great coal shortage. Still another official suggested that there might be a large bond issue participated in by several countries headed by the United States and the proceeds loaned to aid reconstruc- tion in the countries where it was most needed, thus permitting a re- turn to normal production where it would otherwise be impossible. Among manufacturers and_ busi- ness men abroad there are many who feel that stimulation of pro- duction and rigid economy to bring down costs are the only things that will correct exchange. There is a great development along the lines of association work in the different trades to bring about this result. Among the foremost in this co-oper- ative effort to stimulate foreign trade is the Irish Linen Society. Through their Research Bureau and other de- partments they are working in co- operation to improve all the opera- tions in the linen industry from the growing of the flax through the dif- ferent processes of manufacture to the marketing and popularizing of their product. Their success has been such that other important trades in Great Britain and France are organizing along similar lines. The greatest difficulty which for- eign manufacturers are now facing outside of their high cost of produc- tion is the fact that their bankers, who before the war co- operated with them in financing foreign trade, now find the foreign countries going to the United States for money. This emphasizes one great opportunity whcih the United States now has: wherever we can make loans or give sufficient credits to enable the for- eign purchasers to trade with us we have an opportunity for our mer- chandise. This is only possible, how- ever if the American manufacturers and bankers can learn to work to- gether as closely as did those in Great Britain and those in Germany before the war. We have been accustomed to feel that our home market was the sole consideration of our manufacturers; hence the manufacturing element in MICHIGAN TRADESMAN 13 IQNAL BANK MICHIGAN THE OPENING OF OUR’ BOND DEPARTMENT has been the subject of much favorable comment among investors in Grand Rapids and Western Michigan. s Yeo: eS OMPANY, SSS RABOQag eee ey eee ea 3 > 5 se 0. PII PRD AHO FIERY z SF hymen g 5 ie CATES < SX x Ae - ee re). ‘ : 2G TAS I * Coa m4) AOE 5 Ben Va X yes e + E 7 a : Cs ee Z } > $ a o 7 -e rN Sony ° ) og Spe . em) a a , a ae: iemotll.) ‘i TT Ree bw) ¢ = 9 sa - s A ayes os 2 tS eo LS a) HE ug Ys — 2 2 4 TS A { NS ae ren A ie BS hoa; : es ” a r : rel S TES ae, A So Na Bee hy ww > “PUBLISHED WEEKLY SSETRADESMAN C ST.,1883 $¢3 COON A SH TER OR pe Rp mea ht O E. A. STOWE, EDiTor BARNHART BUILDING CORNER IONIA AVENUE AND LOUIS STREET, N, W GRAND RAPIDS, MICHIGAN The 01d National Bank, Mr. Clay H. Hollister, President, City. January 5, 1920 Gentlemen:- I am pleased to note that the Old National has established a regular bond department. I cannot under- Stand why you did not do this long ago. The wonderful prestige your bank has long enjoyed ought to ensure the success of such a department from the beginning. Yours truly, E. Ae STOWE. THE OLD NATIONAL BANK CLAY H. HOLLISTER PRESIDENT Mr. E. A. Stowe, Editor The Tradesman, City. Dear Mr. Stowe: Grand Rapids, Michigan January sixth 1920. It is very kind of you to write us a complimentary letter about the establishment of a bond department in this bank. I know of no critic that I would rather listen to than yourself. I hope that we may justify, as the years go by, the establishment of this bond department. Kind personal regards Very truly yours, Clay H. Hollister, President. S stated previously, our Bond Department will offer only such bonds as we consider suitable for our own investment purposes. Investors purchasing bonds from this bank, secure the benefit of the experience and judgment which naturally accrue to a bank established over 66 years. Our Bond Department always will be pleased to offer suggestions and advice to any who may desire information concerning investments. ey OWT THE OLD NAR my & \ W GRAND RAPIDS = _\G@ee 14 this country has always favored a high protective tariff. During the war many of our industries have in- creased their capacities to where they can more than supply the nor- mal home trade and they are look- ing abroad for markets. The high premium on our dollar more than offsets the tariff; hence the foreign manufacturers can send goods here more advantageously than they can sell them at home, while the same premium on the dollar practically prohibits our manufacturers from selling abroad when there is any sort of competition from countries whose exchange is lower. The fluctuations in exchange also introduce a specu- lative factor which compels us to put on a larger percentage of profit to offset any change in exchange which may occur between the book- ing of an order and its delivery. In discussing these subjects both abroad and at home one is struck with the fact that able men are in- dividually or in small groups work- ing on these problems, but they seem to have found no way to co- ordinate their efforts. Even among our New York bankers there are de- cidedly different opinions as to the best course to pursue. It is useless tor us to look for a panacea for all our ills, but if a Council like this could serve as a clearing house for ideas and then enlist the efforts of the bankers, manufacturers and pub- lishers in promoting these ideas. we could make more rapid progress to- ward normal conditions. All authorities agree that no coun- try can be independent, commercial- ly or financially, from the rest of the vorld, that the present problems must be approached broadly as world problems, and that the United States has now its great opportunity for leadership if it has the vision and will take the responsibility. A. E_ Pearson. MICHIGAN TRADESMAN in Local Court. Grand Rapids, Jan. 13—In the matter of Jay B. Symes, the petitioning cred.tors filed schedules and the first meeting of creditors has been called for Jan. 16. The schedules show liabilities aggregating $2,127.53 and stock in trade, $1,000. Fol- lowing is the list of creditors: Secured. Mary Symes, Sparta .............. $3,000 Unsecured. Lee Tire & Supply Co., Grand Proceedings Bankruptcy MAGS ook gee. $ 424.93 Standard Oil Co., Grand Rapids 485.00 Michigan Tire & Accessories Co., Grand BanidsS «.........:5.... 11.60 C. J. Litscher Elec. Co., Grand Bans (oo oee ks 211.00 T sch Auto & Supply Co., Grand SARIS 4-5-6 ee. ced Ae oe oo 32.85 Great Western Oil Co., Grand SO 50 00 B. F. Goodrich Rubber Co., Akron 388.70 Fisk Rubber Co., Grand Rapids 88.95 Goodyear Rubber & Tire Co., APO oo ee 322.09 The Sun Company, Toledo ...... 35.53 Firestone Tire & Rubbebr Co., Avon 2... 77.08 In the matter of Walter Lynch, of Wellston. the petitioning creditors filed schedules and the first meeting of cred- itors has been called for Jan. 15. The schedules show liabilities aggregating $2,168.34 and stock in trade, $931. Fol- lowing is a list of the creditors as shown by the schedules: Chamberlain Medicine Co., Des Memes IOwh .. 2... $ 62.78 Cc. W. Mills Paper Co., Grand Peps 95.99 Schust Baking Co., Saginaw -. 440.00 National Gro. Co., Traverse City 644.04 Cudahy Brothers, Cudahy, Wis... 33.72 Buckley & Douglas, Manistee ... 760 Cornwell Co., Traverse City ... 550.00 M. Piowaty & Son, Grand Rapids 9.98 National Gro. Co., Grand Rapids 86.94 Voigt Milling Co., Grand Rapids 139.3 D M. Ferry & Co., Detroit .... 54.00 Putnam Factory, Grand Rapids 61.95 In the matter of the Baker Clay Co., of Grand Ledge, hearing on offer for the assets was held on Jan. 12 and the en- tire assets of the company were sold to the Briggs Company, of Ionia, for $47,800. Five days were given to make payment and deliver title papers. An order for distribution was also made at this meet- ing, in which the taxes, first mortgage, second mortgage, were paid in full, and a first dividend of 50 per cent. declared herein on all claims allowed to date. a a Make This Company Executor of Your Will For— We are financially responsible. Our existence is perpetual. Our financial judgment is bound to be of the best because of the nature of our business. A corporate executor is not concerned in family disputes and has no interests to serve but yours. It costs your estate no more to have us act as your Executor than to have an individual, and gives your heirs added protection. [RAND Rarios [RUST [UMPANY GRAND RAPIDS, MICH. OTTAWA AT FOUNTAIN BOTH PHONES 4391 ee January 21, 1920 Fourth National Bank United States Depositary Savings Deposits Commercial Deposits 3 Per Cent Interest Paid on Savings Deposits Compounded Semi-Annually 3% :Per Cent Interest Paid on Certificates of Deposit Left One Year Capital Stock and Surplus $580,000 LAVANT Z. CAUKIN, Vice President ALVA T. EDISON, Ass’t Cashier WM. H. ANDERSON. President J. CLINTON BISHOP, Cashier Petoskey Portland Cement Company Authorized Capital Stock $1,500,000 All Common Stock Fully Paid and Non-Assessable No Preferred Stock No Bonds This Company is almost completely financed and will within a week or so start work on its cement plant. The future of the Cement industry never was as bright as is shown by the fact that the United States Government will spend $1,000,000,C00 in 1920 for good roads besides what will be spent by the states, counties and townships. Building permits from one end of the United States to the other show that a very great building boom is under way. This all has a direct bearing on the-cement industry as there is no construction work of any kind these days that does not call for cement. The Petoskey Portland Cement Company is building a 2,500 barrel per day cement plant and has sufficient raw material to main- tain a large cement plant for over 100 years. Those purchasing stock in this Company have the strongest kind of reason to expect substantial dividends and they will not be disappointed. Investigate his stock at once. F, A. Sawall Company, Inc., 405-6-7 Murray Bldg., Grand Rapids, Mich. Gentlemen: Without any obligation on my part, please send me all the information you have regarding the Petoskey Port- land Cement Co. Name ..... 0... AS Address. ..... ee eee eee eer ese eer sere eesereseoesseenee eeeee coe eer ere esr er ocecocesesioneceee ee eee eee eee The Michigan Securities Commission does not recommend the purchase of any security and its approval must not be construed by investors as an endorsement of the value. aa ow * . LU i <3 - J January 21, 1920 The Position Occupied by the Sales- man. The position occupied by the sales- man between the retailer and his firm is akin to that of the unfortunate who is midway between the devil and the deep sea. In the premises, as our legal ad- viser would say, the firm produces certain articles which the retailer needs. Possibly he is not aware that he needs them. It is the business of the salesman to be endowed with sufficient perspicuity or deductive powers to know that he needs them and, what is more to the point, to see that he gets them. One of the ways to ascertain the needs of your customer, the retailer, is to casually look over his stock, noting what he is low on and what he is entirely out of. This may be done without offence while the pro- prietor is waiting on trade and you are awaiting his leisure. This know- ledge, supplemented with courteous enquiry, should give you the proper ground to work upon on which to build your order. If not obtained, take up your advertising propositions, one at a time, and explain the benefits to be derived from each. Have some town in mind of relative size and show him the results obtained there. If some other firm has offered him or he has bought a similar article at a lower price, talk quality. Quality is one of the best safety first principles to follow in the entire gamut of salesmanship. Think it over. Service is a word we hear much talk of these days, along with effici- ency. I have been endeavoring in my humble way to give service with- out the quotation marks to the firm I represent for some twenty years, yet it would seem from the way the word has been exercised of late that there are a large number of sales- men who have just learned with amazement of the discovery of the word or have just become convinced that it has a definite applicable mean- ing of practical worth, and in ac- cordance with the best traditions of salesmanship. There is another matter worthy of thought, and that is never to con- ceive yourself indispensable. The polite reminder, “we are a long time dead,”- might apply or as the Irish- man said in his speech, “Yes, ladies and gentlemen, one man is as good as another, and in fact he is a d— sight better.” Say to yourself no doubt somebody else could do this job as well as I do, but I am determ- ined that they shall not do it any more conscientiously. Regarding the salesman’s relation- ship to his firm, there is just as defin- ite a responsibility that is due the retailer. If you gain the latter’s good will and confidence, go out of your way, if necessary, to further cement that bond of friendship, for just so sOon as you misrepresent or slight his requests regarding ship- ment of goods, mistakes in orders or advertising, you are sliding down the incline of his belief in you and your firm, and anti-skid’ chains will be of no more avail than a fire department at a burning oil well. Therefore, it MICHIGAN TRADESMAN behooves you to consider the retail- er’s interests just as seriously as you do the interests of your house, for in doing so you are conserving the interests of both. Summing up all of the above gems (or germs) of thought which I have impartially scattered, I think my readers will all agree with me when I state that the salesman is the ba!- ance wheel between his house and the retailer; the ever-ready emery that takes the rough edge off from mis- understandings; the keen cutter of business progress and _ the guiding star of trade advancement. And to successfully play his part in life’s drama, the salesman must be a conservative optimist, a restrained enthusiast, fully convinced of the great truth, that Business is Business and that fads and fancies have no place in the eys of the retailer or any other common sense man of busi- ness. Walter D. Lawton. —_—_——.-2-o An honest countenance is the best Passport. PREPARE for WINTER Don’t Get Cold Feet An Extension Telephone at the Head of the Stairs will save many unnecessary steps. RN Yodt 3-4 10) bs a a oo (i Saale The call in the night may be the important one. An extension telephone costs but a few cents a day! Call Contract Dept. 4416. CITIZENS TELEPHONE COMPANY 15 GRAND RAPIDS SAFE CO. Agent for the Celebrated YORK MANGANESE BANK SAFE Taking an insurance rate of 50c per $1,000 per year. Particulars mailed. Safe experts. TRADESMAN BUILDING GRAND RAPIDS, MICHIGAN What is your rate? Ledger Assets January 1, 1919 _____ ' ee ae... Received 1919 ee ee ee ee rr CC Death Claims ____ Disbursed 1919 Annuity and Income Payments JANUARY 1, 1920 SEVENTIETH ANNUAL STATEMENT NATIONAL LIFE INSURANCE COMPANY MONTPELIER, VERMONT SE $68,796,766.45 8,897,982.15 3,520,587.36 936,533.33 $82,151,869.29 J $2,626,789.96 LOC ee 2,096,793.99 Matured: Wndawimnente 8 i 1,949 295.56 er eri‘ ‘CO#COCO#CO#COCO*C*C*C*C*OCs*C*C*C(Cits 1,096,564.91 720,384.62 Unearned War Premiums faded Uc 2,166.70 [om Fe ass ti ( ttti‘(C(CO#®NOCCCOw#UWOWCN $8,491,995.74 mL Other Wishursements = 2,464,921,59 $10,956,917.33 Governnient and Manicipal Bonds ____.._§ sss Cit $28,230,189.24 ao anaes, Pee LULL CCC Poney Loans and Premium Notes... ss 10,051,767.92 Oe 266,778.95 eh ee ee EL .CtCti‘(‘COCOC:sisCiwstCiC‘CSCOC#CN 624,451.79 | Due from Agents and Bureau of War Risk Insurance.._____ 1,001.95 $71,194,951.96 Pip tcdces Acacte aes ad ccc Cl)... ti(‘(‘(‘(‘(NCOW#OUOWOUOCONCOO(RNCNNCO4NW $1,865,302.83 Total Assets (Actual Market Basis, December 3], 19) $73,060,254.79 er ee oe i CCC (‘ ,OtrsCCWOOWCOC‘(C(‘ROONRRRSNA. $69,637,955.86 eee ee ...C..Ctiti‘C ‘“Oi‘CONCONONO#O#O#OCOW#NW#ONON#OCUOWCOUOéiéiCi#w#CO#(O(#;#;SC#OONWCN $ 3,422,298.99 New Insurance paid for $50,224,637. Increase $24,120,156.00. Outstanding Insurance in force $267.801,560. Gain $34,377,184.00. : In 1919 the Company surpassed all prior records in volume of new insurance written, in volume of insurance paid for, in the increase of insurance in force, in the amount of dividends paid and in the amount of dividends set aside for payment during the year current. The Company in its statement adheres to market values as being in strict compliance with the Ver- mont statute and also the most exacting test of solvency, not finding it necessary or deeming it advisable to adopt the amortized or the averaged valuations allowed by insurance departments, either of which valuations would largely increase the asset and surplus items. The National Life Insurance Company is a purely mutual company, now entering upon its seven- ty-first year. All its property belongs to the insured. There is no stock and the Company issues only participating policies. The National has paid policy holders since organization $107,756,962.35, which, with assets to their credit, exceeds the premiums received from them by $13,982,041.74. The present dividend scale will be maintained for 1920 and dividends to policyholders for the com- ing year, amounting to $2,373,863.11 have been declared, charged off as a liability in the above state-. ment, and will be paid as due. For further information write WILLIAM N. WARREN, General Agent, CHAS. W. YORK, District Agent, Majestic Bldg, Detroit, Michigan Grand Rapids, Mich. 16 — — —_ — — A —_ = = Rh Ss EAL Fas What Mother-Spirit Means Woman. Written for the Tradesman. At a certain winter resort hotel in Florida where I have been spending a few days, I met a very lovely old lady who so perfectly represents my idea of what a grandmother should be that I want to tell my readers about her. In order to be the right kind of a grandmother one must be the right kind of a mother; in order to be the right kind of a mother one must be the right kind of a home- maker—and it works the other way about just as well! For the right kind of a homemaker grows into the right kind of a grandmother with- out fail. My attention was drawn to this lovely old lady by the fact that she had with her two very fine little children, who showed all the marks of wise and loving care and guid- ance, and yet seemed to belong to no one except the old lady, who plainly was too old to be their mother. After a while, interested in some knitting that I was doing, she came over to where I was sitting and iu- troduced herself Presently ste toid me about the children and her own relation to them. to a They were her grandchildren. she said, anad she was renewing her youth in taking care of them—just the same kind of care that she took of their mother thirty years ago. “Oh, yes,’ she said, “there are others who could have taken care of the children, but it fell very nat- urally to me; and I love to do it, especially as I know, and everybody else knows, that it as my daughter would have it. “You see, our family is just a little unusual in one way: I had six daugh- ters and two sons. They all have presented me _ with ‘grandchildren and a lovelly big circle it makes when we are all together. But grand- mother seems, by common consent, to be the center of that circle. It is very nice for me, for every one of them, even to the littlest of the chil- dren, seems to want me to be there. No, there is no grandfather now, else he would be there, too. The old lady stopped a few mo- ments, as if she found a little diffi- culty with her voice. Then she con- tinued: “My own father and mother were very busy people, occupied with many social and business affairs, and my brothers and sisters and [| did not get very well acquainte1 with them. We loved them, of course, but they did not seem to make themselves quite indispensable to us. Sree S77) SS gS WOMANS WORLD ' Smo eK se NX hip / 4 iP = v co 5 <— < ‘ ID f Qe P, a The children married and went about their own family concerns. I do not remember a single occasion when the whole family ever got to- gether again. “It seemed to me,” the old lady went on, “that this was not as it should be, and I determined that when I had a family of my own I would try very hard not to let it scatter like that. “So, as the children came oné after another, I did my best to knit them together, to make them close friends of each other; I tried to make our home so happy and loving a place that they would want to come back to it. Grandfather and I—of course, we weren't grandparents then— made it our business to be at home to our children, to be interested in all their doings and have them as much interested as possible in ours. “Do not misunderstand me: We tried just as hard not to let our fam- ily get to be a little, selfish, self-cen- tered group, shutting out the rest of the world. Far from it; we brought others in and went out ourselves; we made our horizon as wide as we could. But always at the center was the home, and they all come back to it. “Now that they are grown and have children of their own, each has his or her own home circle, and I am glad to see them doing the same thing, but they still come back to grandmother and bring their little ones with them. “When my widowed daughter died, leaving these two little chil- dren orphans, I felt a new life-work come to me. I am almost a mother again—it has made me young. The whole family agreed that I was elected to take these little ones— fortunately my health is equal to it —and try to be to them what I tried to be to the children of my very own. It is a great source of happi- ness to me.” What a simple, homely story! And yet how perfectly it illustrates what a mother can do at the center of a home. The mother-spirit never dies; it is as much alive in a woman at seventy as at thirty. And when it is backed by the intelligence of a real homemaker, it sends its radi- ance out to many generations. Prudence Bradish. (Copyrighted 1919.) —~----.—__ He Knew! “I notice Titewadd is advertising for a meat-cutter, salary no object.” “That’s true, all right. I used to work for him and my salary was hardly an incident.” January 21, 1920 Losing $10.00 Means Dropping Your Profits on $100.00 Worth of Business Can You Afford It? LABOR and STOCK are too high for you not to stop every needless waste in your business. EVERY HOUR of TIME you can save by adopting modern methods means just that much more money added to your net profits at the close of the year. POSTING ACCOUNTS is TIME and MONEY wasted and your time should be applied to something more profitable. Why Not Stop All Needless Waste With a METZGAR SYSTEM? It will do your bookkeeping with one writing. It will relieve you of all Posting of Accounts. It will eliminate FORGOTTEN CHARGES, MIXING ACCOUNTS. and bringing forward of WRONG PAST BALANCES. It will please your customers and bring you new business. It will FULLY PROTECT YOUR RECORDS AGAINST FIRE. Write at once for full information, also get our prices on salesbooks, before putting in your next supply. Metzgar Register Co., Grand Rapids, Mich. 150 Account Roll-top Fire-proof Metzgar Lily White “The Flour the Best Cooks Use”’ Retains all the natural, delicious flavor of the wheat berry, which in turn is imparted to the bread baked from it. Making LILY WHITE FLOUR is more than just grinding up the wheat; it is more than merely taking out the bran and middlings. In fact, making LILY WHITE FLOUR is the work of an expert. The wheat used is the very choicest obtainable, which is cleaned four times, scoured three times and actually washed be- fore going onto the rolls for the first break. Every atom of undesirable material and dirt is elimi- nated from LILY WHITE FLOUR, and the natural flavor of the grain is retained, making it possible to produce such delicious bread. Your money back if you do not like it better. VALLEY CITY MILLING CO. Grand Rapids, Mich. Ads like these are being run regularly and continuously in the principal papers throughout Michigan. You will profit by carrying Lily White Flour in stock at all times, thereby being placed in position to supply the demand we are helping to create for Lily White Flour. e a ¢. ° ° a 9 »~ a S .. # en mw O é a 4 & é « . ~ a « 2 a a se é . - 4 < foe bog January 21, 1920 MICHIGAN TRADESMAN 17 '- | Merchants Life Insurance Co. Lo HOME OFFICE, DES MOINES, IOWA Michigan Office, Michigan Trust Building, Grand Rapids, Michigan ke Operates in Twenty States—Established 1894 The Merchants Life, with a record of twenty-five years of successful operation during which time it has never lost a dollar from ge ie investment, now has securities consisting principally of farm mortgages amounting to over three and a half million of dollars on which there is not one dollar of past due interest. During its entire career it has paid every amount to policyholders or bene- i.e ficiaries promptly—paid in 1919 in death claims $609,697.26 and has paid in death claims since its organization $4,845,213.03. The Company has successfully passed through war, pestilence and financial panic and solicits the insurance of Michigan people , on merit alone. The Company offers liberal policies, low guaranteed rates, best of service and fair treatment. 1919 Year of Greatest Growth in History of the Company FINANCIAL CONDITION DEC. 31, 1919 | 1919 RESULTS . ADMITTED ASSETS LIABILITIES | meee eee wee cee ae Mortgage Loans on Legal Reserve.......... $2,991,451.77 Gross ns sig nnn 472,996.00 ‘ : ro meome 1919 688,923. P ong ec ad Pre $2,680,083.17 Claims reported or in tl Geos ho 18 1,435,574.34 oe olicy Loans and Pre- : a ) lL 253,348.98 aa Notes 118,883.85 process of adjustment 36,582.16 i Hesence an business in force Dec. 31st, 1919 2,991,451.77 yall eee Premiums paid in advance 25,474 42 | Reserve on business in force Dec. 31st. 1918 2.482.701.79 Bonds—United States. 398,625.07 : | Ge. ee 508,750.07 : J Bonds—Municipal etc 49.061.00 Set Aside for Taxes... .. 29,988.83 i| Testes written ant paid i 19 ee en ’ ° ’ ° Sic aee a i] itt id 1918 3,132,964. Cash in Banks....... 157,484.69 All Other Liabilities. . - .. as | fc sa fais bec aise agin Weg i || dnsurance (paid-for or ; St, ,109,220. 46 Interest due and ac- Capital Stock $400,000.00 | Insurance Grate tor) im tice Dec. 31st, 1918 55088201.00 crued .........- 77,635.24 Surplus..... 79,644.26 | i See 11,021,019.00 : Net Uncollected and a } DOUBLY SAFEGUARDED _ ¢ deferred premiums. 90 814.62 Surplus to Policyholders. 479,644.26 | _ The Merchants Life operates under the Iowa Law | be a abate ee Soares to Ln ig oe e 1] tne a Tov securities equa e ne e- ... Total admitted assets . $3,572,587.64 Woy. ...---.---...... $3,572,587.64 || serve. The Ccugaiy canine Wis deposit at af ae Paid Policy Holders since organization ... $4,845,213.03 1 Paid Policy Holders during the year 1919 609,697.26 OFFICERS: : 7 WMA WATTS foe President CUAY EH HOLLISTER Treasurer RANSOM EF OLDS 0) 2 Claian of Mourad = =6PRENE FL DAVIS... Actuary i CLAUDE HAMILVON (2 Vice-President CARL STUTSMAN __..... Medical Director JOHN Al McKEEDAR Vice-Eresident | SPUART BE. KNAPPEN _ Counsei REDE S) WEESON oe Secretary | THOS, A. MURPHY Mer. Loan: Dept. = fw DIRECTORS: RANSOM 8. ObRDS 9 Lansing, Mich. CE ONMARSPEN 2 -Des Moines, Ivuwa ’ Pres. Reo Motor Car Co. Pres. Capital City Bank. President Peoples Savings Bank. ‘ A Ge ee Manistee, Mich. CHAS. . BENDER . Grand Fapids, Mich. Pres. Manistee County Bank. Vice President Grand Rapids National City Lank, : : : President City Trust & Savings Bank. EWES F. WUPEYy Grand Rapids, Mich. HENRY IDEMA Gnd Hasta Mich ; Prasidea Mi jes , ‘ ¢ y, YN De I! Pee a eal ga ec -GTand Khapics, JVLICn. = : 2 die hea oe Trust Company nm President Kent State Bank. « CLA BB, BPORnIS@P MR oo Grand Rapids, Mich. — . 7 NT ‘ ¢ 4 : Saas cr Ep = STUART E. KNAPPEN ___.......___..§§¥_Grand Rapids, Mich. President Old National Bank. Attorney Knappen, Uhl & Bryant. CLAUDE HAMILTON -__________ ~=-==-~ Grand Rapids, Mich. WiLLIAM A. WATTS -_____.---__-.________ Des Moines, Iowa Vice-Pres. Michigan Trust Company. President Merchants Life Insurance Company. ae Re We REN Grand Rapids; Mich. JOHN A. MecKEEELAR = Des Moines, [vuwa Vice-Pres. Grand Rapids National City Bank, Vice President Merchants Life Insurance Company. Secretary Royal Furniture Company. REUES S. WEILSON Des Moines, Iowa WM TE GAY Grand Rapids, Mich. Secretary Merchants Life Insurance Company. ‘ct. President Peoples Savings Bank, J; i. BDWARDS ee Burlington, Iowa President Berkey & Gay Furniture Company. President Merchants National Bank. The Merchants Life is meeting with remarkable success because of oe : its service to policyholders. Over $2,000,000.00 of Insurance written “i he i The Company offers unusual oe eae to high class men de- in Michigan in 1919 with total insurance in force in the State of siring to engage in the Life Insurance Business. over $12,000,000.00. For information write the Home Office, Des Moines, Iowa. foo FOR INFORMATION ONLY. or Merchants Life Insurance Company. Grand Rapids, Michigan. . Without committing myself to any action please send me A. G. GREEN, State Manager full information regarding your new Monthly Income Michigan Trust Building During Disability Life Policy for $___________-_________ i oe My agé ig. years. “7 Grand Rapids, Michigaa ea . ed Mail Today ONO 18 Open Letter to Hon. Milo D. Camp- bell. Grand Rapids, Jan. 19—When you were Private Secretary to Governor Luce, about thirty years ago, you made many friends by the courteous and diplomatic manner in whick you discharged the duties of that posi- tion. You protected the Governor from bores and triflers, but saw to it that all men who had a valid reason to see the Chief Executive were giv- en the oppoitunity of an interview at the earliest possible moment. In that respect and in the tact you em- ployed in discharging the difficult duties of the office—exceedingly dif- ficult when the duties devolving up- on a private secretary are well done —you earned the respect and confi- dence of all who came in contact with you. Later on as Commissioner of In- surance, under Governor Pingree, you placed the fire insuring public of Michigan under everlasting obli- gation to you by bringing about a flat reduction in rates of 25 per cent. This action on your part saved the insuring public millions of dollars which would otherwise have gone into credit balances already bursting because of their plethoric condition and swelled dividends already out of proportion to the service rendered. Of course, the reduction in_ rates was more than made up by the com- panies affected by advances which were put into effect as soon as you retired from office, due to the fact that your successor proved recfreant to his trust and paid more attention to the importunities of the insur- ance combine than he did to the rights of the people who paid him his salary and met the expenses of his office. Now you are a candidate for the office of Governor on the Republican ticket, have been unanimously en- dorsed by a series of farmer organ- izations. In furtherance of your candidacy you promulgate a plat- form of twelve planks, all of which are commendable except the third, in which you say you favor “collec- tive bargaining,” which is a clean- cut contradiction of your first plank, “Americanism.” No one can be a good American and favor collective bargaining, because the latter neces- sarily contemplates the closed shop, which is destructive to every theory of correct living which the true American holds dear. Collective bargaining and the closed shop (one is impossible without the other) ut- terly destroy the independence of the worker and make him merely a tool in the hands of the walking official, no matter what name he may masquerade under. Collective bar- gaining is construed by all labor union adherents to mean that all workers of a class must be paid the same scale, no matter what their capabilities or accomplishments may be. It was the first paragraph in the demand for union recognition promulgated by’ I. W. W. Foster when he called the strike of steel workers Sept. 1. Collective bargain- ing is now the chief stock in trade of Boss Gompers, Bill Haywood, and all other anarchistic and atheistic men who seek to throttle the in- dependent workman and ruin the in- dependent employer of labor by forcing them to adopt this insidious, unrighteous, unAmerican and_un- Christian doctrine. Any man who plays into the hands of such crea- tures is certainly not a safe man to entrust with the wheels of govern- ment. I cannot for a moment entertain the thought that it is possible that a man of your wide experience and broad mindedness can stand for these things. I cannot help feeling that you have aligned yourself wrongly and un- thinkingly on this subject, because such an expression is foreign to every utterance I have ever heard MICHIGAN TRADESMAN you make or any letters or public expressions from your pen. Only two months ago I had the pleasure of printing in the Tradesman a remark- ably strong document prepared by you, in which you stated very plainly and forcibly that most of our pres- ent troubles are dne to the excesses of trades unionism and that a halt must be called if human liberty is to be preserved and the rights of the individual protected. In the light of these satements and considering the fair mindedness and far sightedness which have char- acterized your career during the thirty years I have known you, We are manufacturers of Trimmed & Untrimmed HATS for Ladies, Misses and Children, especially adapted to the general store trade. Trial order solicited. CORL-KNOTT COMPANY, Corner Commerce Ave. and Island St. Grand Rapids, Mich. am utterly unable to comprehend your present attitude on this most unfortunate subject. The columns of the Tradesman are open to you if you wish to avail yourself of same in making a reply. January 21, 1920 SIDNEY ELEVATORS Will reduce handling expense and speed up work—will make money for you. Easily installed. Plans and instructions sent with each elevator. Write stating requirements, giving kind machine and size platform , wanted, as well as height. We will quote : = " a money saving price. en Sime: Sidney Elevator Mnfg. Co., Sidney, Ohio UAC Sell Well Advertised Brands of Hosiery One of these brands will surely sell well amongst your trade. ’ BEARBRAND ) | DURHAM | IPSWICH | BURSON | Quality Merchandise—Right Prices—Prompt Service WHOLESALE DRY GOODS NECA 1 i SMITA Paul Steketee & Sons CTE ET TTT TET ETE LETTE aT PET APEEE RESET TESA GRAND RAPIDS, MICH. ILA } TOUTE AUT l Competition for Capital The money for plant extensions of the Telephone Company must be obtained through issuance of stocks, bonds or notes. Reconstruction projects and new or expanding industrial undertakings are in the market for new capital. Foreign governments are seeking loans for the rehabilitation of their devastated domains. The competition for capital was never so keen and borrowers must show, beyond question, their ability to earn and pay interest and dividends. The rate schedule is the index to the borrowing power of the Telephone Company. It should be liberal enough to demonstrate conclusively that the company will promptly carry out its obligations to stockholders and bondholders, MICHIGAN STATE TELEPHONE COMPANY \, ‘ é a 9 -“_—e 2 > game * ° > se ° si aE asia e SS oe ee et ieee a aa See So v cit Rs EO ER Sighs January 21, 1920 MICHIGAN TRADESMAN The Campau Building How to find the home of the New Men’s Wear Company :. Daniel T. Patton G Company - (Successors to Otto bie a ae THE MEN’S FURNISHING GOODS HOUSE OF MICHIGAN N U.S. POST OFFICE « i nich \ 3 R.R PANTLIND Pe HOTEL NY ST FOUNTAIN ST a tr Ss fl 4 A Worden be c n Gro. Co. oh : ly : ISLAND in : z= S Cece fa (ee |S HH (UNION v HB IDEPO Our salesmen will be on the road after January 1 with our com- plete line of Knit Goods. Please do not buy until you have made an inspection of our line. PERRY GLOVE & MITTEN CO. PERRY, MICH. ee A so pier agit? ss AR ea entail e Gloves and Mittens Ask Our Salesman After January 5th Gloves for Everybody Cotton Gloves, Light, Medium, Heavy In the past you have benefited by seeing our line. Those who dealt with us remember what happened last year. Do not buy until you have heard our story this year—there will be some new features. v Leather Faced Gloves : Tick Mittens { ; Jerseys : SOLD BY ALL OUR HOUSES i 1 NATIONAL GROCER COMPANY Detroit Grand Rapids Saginaw Bay City Jackson Traverse City Cadillac Port Huron Escanaba Sault St. Marie Lansing Decatur, Ill. South Bend, Ind. tect RRS - es A ee MICHIGAN T RADESMAN January 21, 1920 BUTTER, EGGS 48» PROVISIO ot Z i cc = s we FRED oy, Uf. ff aS 2 Ty (aa Mi itd = =— y ; =} NS: io \ = es ' TEIN ¥ — = :. §P oe CZ y ym Ng Michigan Poultry, Butter and Egg Asso- ciation. President—J. W. Lyons, Jackson. Vice-President—Patrick Hurley, De- troit. Secretary and Treasurer—D. A. Bent- ley, Saginaw. Executive Committee—F. A. Johnson, Detroit; H. L. Williams, Howell; C. J. Chandler, Detroit. Large Plans for Mercantile Conven- tion Next Month. Cadillac, Jan. 20—The twenty-sec- ond annual convention of the Re- tail Grocers and General Merchants Association of Michigan will be held at the Pantlind Hotel, Grand Rapids, commencing on Tuesday, Feb. 24, and continuing Wednesday’ and Thursday, 25 and 26. These days promise to be full and running over with sbujects pertain- ing to the retail business that under any other circumstances would be al- most a physical impossibility to place before the delegates in con- crete form and it is the hope of the othcers and directors that every re- tail grocer, meat dealer and general merchant in the State will take the necessary time to attend the meet- ings of or at least a part of the three days’, for rtail business generally is facing a prid of reconstruction thet will take the best thought of the best minds in order that it may emerge from this period with a settled and definite plan for stab- ilizing profits and selling methods. It is a notable fact that much leg- islation has been proposed for the regulation of retail business, but a workable plan has not as yet been found and, in order that some good plan may be worked out, it is desir- able that he ideas of all men engaged in the business may be poured into the question box of the coming con- vention, so that no chance will be left for a complaint. If it is not pos- sible to attend the meetings, send your ideas to Secretary Bothwell, at Cadillac, and he will place them in the hands of the proper committees for consideration and action. As a little over one month is all the time remaining, do not lay aside this paper until you have expressed your views as to whether you should con- tinue to sell flour and sugar at less gross profit than is necessary to cover expense of handling, plus a reasonable interest on your invest- ment. What is the meaning of the word “profiteer?” People who presume to know say, “One who exacts more than a reasonable profit.’ Then how much profit can one take without its being called more than reason- able? Answers to some of the questions that have troubled you in the past will be given at the convention by men who know. The wholesalers of Grand Rapids have thrown wide open the doors and invite you to come in and par- take, not only of their hospitality in a material way, but they invite you, also, to hear the speakers they have selected to fill places on the program —speakers who will bring to you messages that come from the heart and out of the fulness of their ex- perience in a business career and who will send you home after the convention is over with a new con- ception of the importance of your business and its relation to the suc- cess of the community in which you are located. J. A. Ulmer, President of the Na- tional Association of Retail Grocers, will bring you a message that will instil a desire to be a better mer- chant and meet up to the standard expected of you by your family and friends. John Clark, President of the Mich- igan Wholesale Grocers’ Associa- tion, will bring a message that will more clearly show the relation that must of necessity exist between wholesaler and retailer if they are to be successful in their respective lines. A. C. Bertch will be there with a message that will send you away with a new conception of the close relation of the meat and grocery business and the many ways that are open to the careful meat dealer to so operate his business that, when he counts his profits at the end of the year, he will take pride in the fact that he is now one of those who must pay income tax. Paul Findlay will be with us from sunny California to show us the way to make a profit on the branch of our business we sometimes find nets us a loss, instead of a profit. Mr. Findlay is able to talk out of the fulness of his thirty-six years of ex- perience in meeting and overcoming the great difficulties that attend the successful handling of such fruits as grow on the Coast. These only go to show that the programme will be full every minute you are not eating or sleeping, with work and talks which will be worth many dollars to you in your busi- ness. In justice to these men who are glad to give of their valuable time and best thought, it is the earnest wish of the officers that you pour in your questions in plenty of time, in order that they may be answered by the right persons. The full pro- gramme will appear in these pages in due season and in the meantime we are completing arrangements for the most important convention in the history of the retail trade of Mich- igan. J. M. Bothwell, Sec’y. USE “SUNSHINE” FLOUR A perfectly blended flour of standard quality at a reasonable price. Buckwheat Flour Graham and Corn Meal J. F. Eesley Milling Co. The Sunshine Mills PLAINWELL, MICHIGAN WE BUY AND SELL Beans, Potatoes, Onions, Apples, Clover Seed, Timothy Seed, Field Seeds, Eggs. When you have goods for sale or wish to purchase WRITE, WIRE OR TELEPHONE US. Both Telephones 117 | Moseley Brothers, GRAND RAPIDS. MICH. M. J. Dark & Sons Wholesale Fruits and Produce 106-108 Fulton St.. W. 1 and 3 Ionia Ave., S. W. Grand Rapids, Michigan M. J. DARK Better known as Mose 22 years experience WE HANDLE THE BEST GOODS OBTAINABLE AND ALWAYS SELL AT REASONABLE PRICES 3 PIOWATY QUALITY SERVICE PRICES THE THE ARE HIGHEST BEST CONSISTENT Michigan’s Leading Distributors of FRUITS AND VEGETABLES M. Piowaty & Sons of Michigan MAIN OFFICE, GRAND RAPIDS, MICH. Branches: Muskegon, Lansing, Bay City, Saginaw, Jackson, Battle Creek, Kalamazoo, Benton Harbor, Mich.; South Bend, Ind. OUR NEAREST BRANCH WILL SERVE YOU Kent Storage Company Wholesale Dealers in BUTTER | EGGS | CHEESE PRODUCE | We are always in the market to BUY or SELL the above products. Always pay full market for Packing Stock Butter date of arrival. Phone, write or wire us. GRAND RAPIDS, MICHIGAN MILLER MICHIGAN POTATO CO. Wholesale Potatoes, Onions Correspondence Solicited Frank T. Miller, Sec’y and Treas. Wm. Alden Smith Building Grand Rapids, Michigan cmaieee Z : 7 ee ey we ee S gt = ee 5 ais ete sot a * oe eet ae a January 21, 1920 Evaporated Apples Advancing. The principal export buyer of American evaporated apples is Ger- many, but the German mark is so low in the foreign market that Ger- many cannot buy apples at present. In years gone by trading was dene on the basis of three pounds +f ap- ples for one mark and now, because of the present high range of prices and the low exchange rate on mars, it takes ten marks to buy one pourd of apples, and this is far too great a handicap to allow any business in that quarter. Germany needs apples and is ready to buy, but some finan- cial arrangements will have to be made to open her markets to Ameri- can exporters. It is hoped when the peace treaty is signed that some- thing will be done along this line. This probably has kept exporters on the anxious seat for a number. of weeks and they have by no means given up hope. Germany would take the entire surplus in sight in 24 hours if she could be financed. There is a little export business in exaporated apples going on al! of the time to England, gium and Holland. France, Bel- The! State market has been on the advance in anticipation of aa in- creased foreign outlet and a bigger domestic demand and the State crop was light, so that packers feel they are warranted in holding extra fauey for 26'4c; fancy, 24@25c; choice, 22 @23c, and prime, 2lc The top grades are Closely cleaned up and are firm. Some of the old time distributors MICHIGAN TRADESMAN cay that supplies of State apples are the smallest they hae ever known at this season. This is taken by some to mean higher prices during the period of heavy consumption, from May until the new crop is on the market in the middle of the sum- mer. Chops are now selling at 12c, a record price, with the market ad- vancing. Buyers are just beginning to realize the State shortage and they are rushing t9 cover. Some State packers are asking 14c, but no sales so far have been made at that figure. A considerable quantity of chops has been. ordinarily exportea to France to be mad» into champegne cider and returned to this country. Prohibition, which put the breweries out of business, has (turied the at- tention of brewers to cider making in this country and there is already a demand from that quarter, which promises to expand from year to year—N. Y. Commercial Bulletin OFFICE OUTFI'TERS LOOSE LEAF SPECIALISTS ut Sisco Hine Co 237-239 Pearl St. (near the bridge) Grand Rapids alespook¢ 100 Per Cent PLUS SERVICE ALL KINDS, SIZES, COLORS, AND GRADES. ASK FOR SAMPLES AND: PRICES. THE MCCASKEY REGISTER Co., ALLIANCE, OHIO ne (i = Red Craw | | Hi ULE wear pRonucTs AND Come J RED CROWN Pure Food Products APPETIZING VARIETIES ALL FAST REPEATING SELLERS IN BIGDEMAND © Sold through | Wholesale Grocers | Exclusively a — — FRESH ROASTED ) BEEF | € as $ PACKING COMPANY, CHICAGO. HI o iTS - N 24 a maa i iat ‘ia ed ACME PACKING COMPANY CHICAGO, U.S. A. Independent Packers of Pure Food Products 21 Improved | te Honey Comb Chocolate Chips You've tried the rest Now Buy the Best W. E. TAYLOR, Maker Battle Creek, Michigan Youll Get a Surprise The moment you begin to push Virginia Dare Absolutely Pure Flavoring Extracts, you find the big difference. And it’s re- corded where you like it best—in your cash register. Vanilla 150% Strength 20 other Flavors Double Strength One of the greatest opportunities you’ve ever had. They build up a_ permanent business in everything needed in preparing table delicacies. 21 Flavors. Ask your Jobber. Consumer satisfaction guaranteed. Money refunded on slightest complaint. GARRETT & CO., Inc. Food Products Established 1835 Bush Terminal—Bldgs. 9 and 10, Brooklyn, N. Y. WE ARE HEADQUARTERS WHOLESALE Fruits and Vegetables Prompt Service Right Prices Courteous Treatment Vinkemulder Company GRAND RAPIDS co! MICHIGAN MICHIGAN TRADESMAN January 21, 1920 — Yea ~~ ssh — — — = ~~ =_ = ag ee Vorl = eo 2 a ST OVES - AND TWENTY-SIXTH CONVENTION Annual Meeting of Hardware Deal- ers Next Monday. The following programme has been arranged for the twenty-sixth an- nual convention of the Michigan Re- tail Hardware Association to be held in Grand Rapids; Feb. 10,, 11, i2, 13. Monday, Feb. 9. 8 p. m. Meeting of the Executive Committee and Advisory Board at the Hotel Pantlind. Tuesday, Feb. 10. 9 a. m. The exhibit hall will be open in the Klingman Furniture Ex- hibition building, at the corner of Ottawa avenue and Lyon street with the main entrance on Ottawa avenue The office of the Secretary will be jocated in this building and members should register there upon arrival and secure identification badge, theater ticket, banquet ticke:, ete. Clerks will be on hand to receive ap- plications for membership and dues from both active and associate memn- bers. 12 noon. closed. Tuesday The exhibit hall will be Afternoon. 1:30 p. m. Retailers, wholesalers, manufacturers, traveling men and ladies are all invited to be present at this meeting. Meeting called to order in the assembly hail in the Hote! Pantlind by President George W. Leedle, of Marshall. Invocation by Grand Rapids. Song, “America.” Sung by the delegates, led by Wim. Moecre, De- troit. Address of Gallemeyer. Response by J. H. Lee, Muskegon, Annual address of Presifent. George W. Leedle, acai Announcement of comniittees. Address, “The Commercial Out- look for 1920, Lee H. Bierce, Grand Rapids. Song by the delegates. Address, “Why Ninety Per Cent. of Men Fail.” Thomas F. L. Hender- son, Chicago, III. Remarks by representatives of the manufacturers, jobbers and the press. Adjournment at 4 p. in. All members appointed for com- mittee weo1k should remain aad ar- range for meetings of their commit- tees The exhibit hall will be open wun- til 6 p. m. Tuesday -Fveuing. Theater party at the mpress Theater. Exchange tickeis will be distributed from the Sec-etary s of- fice. These must be presented at he theater box office before 7 o’- clock Tuesday evening in exchange for reserve seat coupons. Wednesday, Feb. 1}. a.m. Meeting called to order. Opening song by the delesates. Address, “Closed-vs-Onen Shop,” E. S. Stebbins, Stanton. Discussion of above subject. Address, “Side Lines for a Coun- try Store.” H. N. Coldren, bellaire Discussion. Address, “The New Order.” Ma- tnias Ludicw, Vice Preside:t of tie National Association, Newark, N. J. Discussion. Song by the delegates. Charles M. Alden, welcome by Mayor 9 Address, “New Plan of Handling Binder Twine.” Harry L. jlulburt, Warden Michigan State Prison, Jackson. Discussion. Address, “Marking Your Price Tags.” Lee M. Hutchins, Grand Rapids. Discussion. Adjournment at 12 o’clock. Wednesday Afternoon. 1 p. m. The exhibit hall wili be open at this time and will remain so until 6 o'clock. Wednesday Evening. 7:30 p. m. Exhibit hall will be open to the public until 10:30 p. m. 30 p. m. (Question box session Soe hardware dealers only.) Annual Report of Secretary, Ar- thur J. Scott, Marine City. Annual Report of Treasurer, Wm. Moore, Detroit. The remainder of the evening will be devoted entirely to the Question Box in charge of J. H. Lee, Mus- kegon, John C. Fischer, Ann Arbor, and L. F. Wolf, Mt. Clemens. Thursday Feb. 12. (Open session, everybody invited.) 9 42. ni. Opening song by the dele- gates. Address, “Getting Business,” Geo. W. McCabe, Petoskey. Discussion. Address, “The Cost of Doing Business,” Charles L. Meach, Lake- view. Discussion. Address, “Insurance a_ Service.” Leon D. Nish, Elgin, Ill. Discussion. Song by the delegates. Address, “The Relation of the Signs of - Times Electric Signs Progressive merchants and manufac- turers now realize the value of Electric Advertising. We furnish you with sketches, prices and operating cost for the asking. THE POWER CO. Bell M 797 Citizens 4261 Sand Lime Brick Brick is Everlasting Grande Brick Co., Grand Rapids So. Mich. Brick Co., Kalamazoo Saginaw Brick Co., Saginaw Jackson-Lansing Brick Co. Rives Junction TOLEDO SCALES Honest weight. No springs. For the Gro- cer. Butcher and Manfacturer. We have a few used scales at bargain =rices. Comput- ing scales of all kinds repaired and adjusted. W. J. nLING, 843 Sigsbee St. G.as.d Rapids, Mich ir Ask about our way BARLOW BROS. Grand Rapids, Mich Toilet and Bath Woolens and Fine Fabrics el a = WOOL SOAP Tele o Unwanted for Waahing Tih Laces Woelene ol! brimede of acto Toilet and Bath Jobbers in All Kinds of BITUMINOUS COALS AND COKE A. B. Knowlson Co. 203-207 Powers’ Theatre Bidg., Grand Rapids, Mich. Foster, Stevens & Co. Wholesale Hardware y 157-159 Monroe Ave. :: 151 to 161 Louis N. W. Grand Rapids, Mich. Michigan Hardware Co. Exclusively Wholesale Grand Rapids, Mich. Brown & Sehler Co. ‘‘Home of Sunbeam Goods’’ Manufacturers of HARNESS, HORSE COLLARS Jobbers in Saddlery Hardware, Blankets, Robes, Summer Goods, Mackinaws, Sheep-Lined ard Blanket-Lined Coats, Sweaters, Shirts, Socks, Farm Machinery and Garden Tools, Automobile Tires and Tubes, and a Full Line of Automobile Accessories. GRAND RAPIDS, MICHIGAN a er ee wv a < = a » > a January 21, 1920 Traveler to the Retail Merchant,” John A. Raymond, Lansing. Discussion, Address, “A Slave to Business,” Harry T. Morgan, Detroit. Discussion. Address, ‘You and Vour Busi- ness.” National Secretary, Herbert P. Sheets, Argos, Indiana. Discussion. i : 11:30 p. m. Report of Committee on Nominations. Election of officers. Adjournment at 12 o’clock. Thursday Afternoon. 1 p.m. Exhibit hall will be open until 6 o'clock. This whole after- noon can be profitably spent by the delegates, visiting the exhibitors. Don’t forget the attractive prizes of- fered in the buying contest. Thursday Evening. Banquet and entertainment at the Armory. The jobbers and manufac- urers of Grand Rapids have extend- ed an invitation to the delegates and their ladies to be their guests on this occasion. Delegates will meet in the lobby of the Hotel Pantlind and go ina body to the Armory. Friday, Feb. 13. 8 a. m. The exhibit hall will be open until 12 o’clock. Don’t go away without placing an order with every exhibitor whose line of goods you can use to advantage. Friday Afternoon. (Executive Session for retail hard- ware dealers only.) 1:30 p. m. Reports of Committees on Constitution and By-Laws, Audit- ing and Resolutions. Consideration of committees’ re- ports. Report of the committee on next place of meeting. Selection of next convention city. Unfinished and new business. Question box. Adjournment. The new Executive Committee will hold a meeting at the Pantlind Ho- tel immediately following adjourn- ment. -————_2-—.->_____ What Cannot be Done Under Dry Law. Under constitutional prohibition it is unlawful: To buy or sell a drink anywhere except for sacramental or medicinal purposes. To give or take a drink anywhere except in the home of the man who owns it. To keep any liquor in storage any- where but in your own home. To try to get such reserves out of a storage. To carry a pocket flask. To have more than two drinking residences—one in the country and one in the city. To restock your home supply when it runs out. To manufacture anything above one-half of one per cent. in your home. To move your home supply from one house: to another without ob- taining a permit. To get this you must prove that you came by the supply before July 1, 1919. To display any liquor signs or ad- vertisements on your premises. To buy, sell or use a home still or any other device for making liquor in the home. To buy or sell any formulas or recipes for home-made liquor. To make a present of a bottle of liquor to a friend. To receive such a present from a friend. MICHIGAN TRADESMAN Will Sell Delco Lighting Systems. . E. Young, Muskegon. R. G. Cooley, Frankfort. The Pringle-Mathews Co. has al- . V. Murray, Coopersville. Geo. Knapp, Benton Harbor. . : . : oo These gentlemen are now in Day- ready engaged nine salesmen to cov- . G. Hotchkiss, Grand Rapids. Ge tue ie week, ig 5 er a portion of Western Michigan >. H. Ryall, South Haven. school of salesmanship at the con- during 1920, as follows: L. L. Newton, Kalamazoo. clusion of which they will start out L. E. Thomas, Walloon Lake. . L. Thornton, Niles. on the warpath. ip reser Te CUMMER’S ‘*EJumpty | )umpty”’ REGISTERED U. S. PATENT OFFICE The Best, Cheapest and Most Convenient Egg Carrier » Existence Made in 3, 6, 9, 12, 15 and 30 Dozen Sizes All Wholesale Grocers. If your dealers do not have them, enquire of the CUMMER MEG. co., Cadillac, Mich., manufacturers. I, folded flat: 2, set by clos sed; 3, set up open; 4, half dozen complete, ready for shipment. _ SE RT ETTORE PTY TT WILL SAVE EXTRA STEPS Yesterday, today and tomorrow, you and your clerks have countless customers for oil and gasoline. It means many steps to and from the isolated oil shed—many useless operations and many wasted moments. Contrast this method with a Bowser Oil and Gasoline System a system with underground or basement tank holding a season’s storage—clean, safe and efficient. A system with a pump installed at the most convenient place. <<“ BEZ Q f j a FESS ot .s e CSS Fundamental Principle of Successful Persistence means “everlastingly Salesmanship. There is a time to stop talking and Start writing. You can talk your prospect into the notion, then out of the notion of before you The successful salesman knows this and he knows when to stop. buying know it. Watch your customer closely, notice every move, every word and you will soon be able to know when to say “I will put your order down for so and so.” Concentration is what you want to learn. Think one thing—do that one thing—keep your eye on one object. No man made a “killin’” by shutting his eyes and firing away. He aimed—and hit the mark. Put up a high standard—keep your eye on it —thing of nothing else, and you will get there. “Be tactful’—that’s nothing more nor less than using every day com- mon sense. Don’t try to be sarcas- tic, inferring, domineering. Be po- lite—be a man or woman—treat peo- ple as you want to be treated and you will be surprised at the treat- ment you will receive. ever Be systematic in your work. Plan your work, then work your plan. Be regular, call on your customers every so often—make it a point to be at a certain place at a certain time—every time— then be there—and your or- der will be waiting for you. “Failure” is the result of your own thought, perhaps, started from a small suggestion. Some one told you that you couldn’t succeed—you_be- lieved him—you opened the channel, thoughts began to pour out—worry, fear, then failure was your reward. It proved you were weak—you start- ed wrong. You should have banish- ed that thought. Be careful, be cau- tious of thoughts—they rule you and the people you come in con- tact with. Selling your man the first time re- quires salesmanship—the second time it requires quality. your The world loves a fighter and hates a “quitter’—anybody can lose, but who dares fight to win. He who thinks he is wise enough to always judge a man by his ap- pearance, has a lot to learn. If more salesmen would combine the use of sole leather with thei: gray matter, they would land more orders. Confidence is the salesmanship. foundation of Without confidence in yourself, in your company, in your products, you are sure to be a failure. How to sell goods can be summed up in one word, “Hustle.” Always be on the job—anytime—to get the order. at it’—every every minute. day—every hour— Courtesy is the soothing syrup of salesmanship. There is a vast differ- ence between “jolly” and “courtesy.” “Courtesy” has a lasting effect, while “jolly” is soon forgotten. Personality is something you pos- sess but perhaps have never culti- cated. It’s a “hidden power’’—you want to find how to use—and you must find how to use if you want to make a success in any line. It doesn’t take “talk” to sell goods —anybody can talk. It’s what you talk about that lands the order. W. E. —_~r--__ Mark-Up is Illegal on Retail Stocks. It is absolutely illegal to mark up retail stocks on a rising market, ac- cording to United States District At- torney Stephen T. Lockwood, of Buf- falo, who recently voiced this stand of the Government in reply to a ques- tion put to him by retailers of this city. “Merchandise cannot be marked up just because the retail price for simi- lar lines of goods has advanced,” he said. “If a garment is bought by a retailer to sell at $50 the garment may not be sold for $60 merely be- cause retail prices have advanced. Any retailer who takes advantage of higher prices to make a larger mar- gin of profit is guilty of profiteering under the Lever act, and is subject to prosecution in the federal courts.” Lockwoog has also expressed the opinion that retailers are charging “all” the traffic will bear,’ and that there is “not much necessity of re- tailers charging as much as they do.” ——3.2.—___ The moment you establish a repu- tation for yourself as a man of stam- ina and firm decision, the world will make way for you, even lend a hand in hoisting you to a high position. But the moment you allow yourself to become discouraged, to waver, to be turned aside, the same old world will turn and rend you, shove you to the wall and mercilessly trample you under foot. Jacobs. IF YOU HAVE AN OIL PUMPING MOTOR INSTALL McQUAY-NORRIS RIG US PAT OFF RINGS Use one in the top groove of each piston. Allows perfect lubrications—controls excess oil. a Distributors, SHERWOOD HALL CO., Ltd. 30-32 Ionia Ave.. N. W. Grand Rapids, Michigan MICHIGAN TRADESMAN January 21, 1920 Bell Phone 596 Citz. Phone 61366 Lynch Brothers Sales Co. Special Sale Experts Expert Advertising Expert Merchandising 209-210-211 Murray B cg. GRAND RAPIDS, MICHIGAN Rebuilt L. Cash | Register Co. (Incorporated) 122 North Washington Ave. Saginaw. Mich. We buy, sell, exchange and rebuild all makes. Not a member of any association or trust. Our prices and terms are right : Our Motto:—Service Satisfaction. 139-141 Monroe St Both Phones GRAND RAPIDS. MICH. OCCIDENTAL HOTEL FIRE PROOF CENTRALLY LOCATED Rates $1.00 and up EDWARD R, SWETT, Mgr. Muskegon t=3 Michigan CODY HOTEL | GRAND RAPIDS $1 without bath RATES { #1 yap ite eth CAFETERIA IN CONNECTION Mh ae an ae (MERTENS One half block £osf of the Union Station GRAND RAPIDS NICH yee fy -§mey . ee Wit, ly “The Quality School” A. E. HOWELL, Manager 110-118 Pearl St. Grand Rapids, Mich. School the year round. Catalog free. 9 Chocolates Package Goods of Paramount Quality and Artistic Design AUTOMOBILE ACCESSORIES Dealers, garage men and others entitled to whole- sale prices will find the right merchandise plus personal co-operation and real selling help in fea- turing this line of grods. | give a line of service to my customers quite different from the average whole- sale jobber in my line. My new catalog will be out the early part of 1920, and | do not intend to feature a single item that will not sell and give satisfaction, leaving reasonable I am recognized as a com- petent buyer and every dollar’s worth of merchan- dise sold represents my personal selection. When you place your orders with me | become practically your hired man, giving you the benefit of my servi- margin for the dealer. ces as a buyer. My catalog will be sent only to customers or deal- ers making requests for same on their letter head. Let the names roll in. E. A. BOWMAN “IN BUSINESS FOR HIMSELF.” 719 John R Street. DETROIT, MICHIGAN 4 - 1.2 3 a - ce 7 x ~ — ' a basics 7 ee ee il PN Se hit pit = 4 iS ial ice OOO, v > em < ‘ey January 21, 1920 MICHIGAN TRADESMAN 25 Uae cea 0 iti t Another Open Letter to the Trade Regarding Present and Future of Dry Goods Market During the past two weeks, five of our buyers and myself have been in New York attending the annual meeting of the National Wholesale Dry Goods Association, and incidentaliy buying such additional quantities of merchandise as can be bought right. Most of our merchandise for spring was bought long ago—some as far back as last May—and we are in position at all times to take care of your needs at as reasonable prices, if not more so than any in the business. At the meeting of the National Association and subsidiary associations, the many perplexing problems now confronting the trade were fully discussed. I will be glad to tell any of ouc friends about any of these things that they are intersted in. The general consensus of opinion was that this is a time for careful thinking and sane action by all those engaged in the distribu- tion of MERCHANDISE. I found many interesting facts bearing on the situation which I will enumerate in order. J. COTTON is selling at 40c a pound for low staple, and up to $! a pound for long staple. Last year’s crop was vetyi short and the South is abundantly able to financially carry the crop until such time as it can get the higher prices which it is asking for. Many miils are refusing to pay the price, hoping to force lower prices, but with poor success GRAY GOODS are jumping rapidly; 38% inch 64x60, 5.35’s have increased from 23}2¢ to 24c in two weeks. Europe is taking much larger quantities, having taken 2,700,000 bales of cotton in the fast year, as against 1,800,000 bales in the previous year. A few imports have appeared in the New York market, although it is reported that Europz still refuses to get down to work; that they are sold ahead to 1921; and that England particularly prefers to develop the World markets outside of the United States first. Falling exchange rates are in favor of European imports. Finan- cial conditions are in such a choatic state that a World confer- ence has been called. Extravagant buying continues, and price increases are tremendous. Labor continually demands increased wages. The prices of various mills are much at variance, and the mills are imposing such impossible selling conditions on sell- ing agents, wholesalers, and retailers that we have in some casvs refused to lay down orders for Fall £920 at all. Outings for' Fall have opened at prices 130 per cent. over last Fall, and it is said that all cotton goods wil! open accordingly. Both first and scond hands are bare of merchandise, and it is freely predicted that by May Sst there will be nothing to buy. WE HAVE PUT OURSELVES IN POSITION TO TAKE CARE OF THE TRADE AND FURTHER DEVELOP OUR BUSINESS TO THE POSITION IN MICHIGAN THAT IT SHOULD OCCUPY. IT WILL CONTINUE TO BE OUR POLICY TO HELP THE TRADE IN EVERY WAY POSSSIBLE AND NOT TO TAKE ADVANTAGE OF YOU BECAUSE WE ARE SO FAVORABLY PROTECTED. We want to seil you your needs, and think you should cover now. However, with such an unhealthy situation you should not over-buy or gamble on the market. Buy your needs; keep your investment as low as possible at ail times, and try to get as large a turnovet as you can. We are ready and anxious at all times to help or advise you in any way possible. 2. WOOL is acting much like cotton goods which are nearing five times pre-war prices. Serges are opening much higher but not as high proportionately as cotton goods. The same unhealthy conditions seem to govern Wool as Cotton, and when or how the turn is coming, no one seems to know or be! even able to guess. Some say this year will see the turn; some say 1921; and some that there will be a gradual reduction ex- tending over 5 or {0 years. One guess is just as good as another. One man called my attention to the fact that Prohibition means that the American people will have $2,000,000,000 more to spend this year on groceries, dry goods, etc., and many dry goods men say that merchants all over have noticed better business and collections after Prohibition than before._ In all the markets the general consensus of opinion is that better-quality and higher- priced merchandise is preferred by the trade as against cheaper low-end merchandise. Saving bank statistics sho thatw the Unit- ed States is prospering as never before... However, with so much inflation, it is the purpose of the Federal Reserve Board to force the payment of all foans not strictly needed for com- mercial purposes, and thus eliminate hoarding or merchandise gambling. It is said that in some spots, merchandise gamblers are holding warehouses full of merchandise for higher prices which they bought on a much lower market. It is said that the Excess Profits Tax is responsible in a large measure for part of the increase in living costs, and that the business men should ask their representatives to repeal the present law, and substitute a measure such as a flat J per cent. on all sales. It is a good, time for everyone to lay aside a surplus and invest it in Liberty Bonds or some such safe liquid form against the day when it is needed. The present increases in price may be compared to the straight-away stretch when an express train is traveling at break- neck speed after having started slowly. We are all right if the stretch is long enough so that we can slow down gradually, but it we should hit an obstacle or jump the track, we could have a bad wreck. WE WANT TO BUILD OUR BUSINESS TO SERVE THE COMMUNITY IN THE WAY IT SHOULD, AND HOPE TO STAY IN BUSINESS MANY YEARS. WE WANT YOU TO LIKEWISE REALIZE THE SITUATION FULLY AND GUIDE YOUR BUSINESS ACCORDINGLY, BECAUSE OUR ULTIMATE SUCCESS IS BOUND UP WITH YOURS. 3. SILK is now selling at $18 a pound as against $10 a pound a few months ago, and $4 to $5 a pound normally. It has reached the point when we are refusing to operate in silk goods. Many others are doing likewise, and turning to silk and cotton mixtures, Japan has teen in possession of the raw silk market for some time, but Italy is again bezinnine to come into the market. It is said that up to $200,000,000 of silk in one form or another is in storage in New York and the Vicinity. 4. CONCLUSIONS. The above covers Piece Goods in general. In Notions, while the increases are frequent they are not so tremendous, and Notions are much easier to get. Under- wear and Hosiery are showing large increases. Mills are only selling 3 months production ahead, and are trying to fill old orders which are far behind. They all complain that Labor is not beginning to produce what it used to, which means much higher costs in addition to higher overhead costs. Unless some- thing happens, now is a good time for you to cover for Spring’ and Fall, 1920. We boutht some imported wool hose from Scot- land this week, and we hope that further imports will at least help to stabilize the market and hold down the tremendous in- creases which are being asked, and not only asked, but gladly paid by buyers, who not only buy everything offered, but ask for more merchandise. On account of the large increases in Cotton, Wool, and Silk Piece Goods, manufacturers are forced to ask further large increases in their lines, and some of the prices asked for Men’s Furnishings and Ladies’ Ready-To-Wear are staggering. You are probably doing just as we are in that you are selling dry goods at much lower prices that you can re-buy at. A buyer for a large department store in Michigan, who 1s one of our good friends and customers was in New York this week, and after shopping all over the market, telephoned us to say that he was going back home and would visit us at once as everything we were selling was priced much lower than the prices quoted him in New York. I wanted every merchant to know the facts and situation and will gladly co-operate with you to our mutual benefit. We do not want to take advantage of you just because we are in’ position to do so—as some have tried to do with us—but we want to work with you and gain your good-will and friendship against the day when conditions are different. Yours sincerely, CLARENCE J. FARLEY, General Manager, Grand Rapids Dry Goods Co. 26 MICHIGAN TRADESMAN. January 21, 1920 Airy es NY 3 ricci oe Sate © aoe —] a“ =~ a3 06UelCU = s © = > = 2G = > is ee = ~ “A = ae = x Aca 6 ges > “Unt =~ ? a y Cay Mn. ALL = i A SS marys id. Se 4 GF VP Fi ts — ~\ oj _— Michigan Retall Shoe Dealers’ Associa- tion. President—J. E. Wilson, Detroit. Vice-Presidents — Harry Woodworth, Lansing; James H. Fox, Grand Rapids; Charles Webber, Kalamazoo; A. E. Kel- logg, Traverse City. Secretary-Treasurer—C. J. Paige, Sag- inaw. Policy Vs Rule-of-Thumb. Written for the Tradesman. Several things are combining to make the successful distribution of shoes a more difficult task than it used to be. pair to consumers, a more critical The increasing cost per attitude on the part of customers, the demand for expert fitting, cour- teous treatment, luxurious store ap- pointments, and a higher type of service generally. These demands may not always be articulate. But they are none the less real for that reason. They exist —and not only in the larger cities, but in the smaller communities as well. Distances have been reduced, and the provincular and insular com- munity has become enlightened. Peo- ple nowadays- in the smaller town and country places know just as well what is being worn in the style cen- ters as do the inhabitants of the large cities, and many of these so- called rural people are quite as par- ticular in their footwear demands as people of the big cities. How has this come to pass; For one thing direct advertising has had its influence. I mean the kind of ad- vertising launched by shoe manufac- turers. The announcements of these up-to-date producers of specialty shoes for men, women and children appear in general magazines, in fash- ion publications, and in the big met- ropolitan dailies—more particular in Sunday editions of the latter. And there are style and fashion writers that are telling the people what is what in the matter of footwear modes. And then big manufacturers issue de luxe booklets that are generously mailed out. And the big department stores and mail order concerns issue catalogues. Thus the sources of in- formation concerning style in foot- wear have been multiplied, and they are all available to him who runs. This increasing awareness on the part of the American public with reference to leathers and lasts and shoemaking is a fine thing—provid- ed the dealer is in a position to avail himself of the latent possibilities in it. I mean the trade possibilities. If he is not thus prepared, then this same awareness becomes to him a handicap. If his stock is old and out-of-date, he can hardly fool well- informed people now. They know certain styles are passe. And, for another thing, the intro- duction of the automobile and the development of interurban lines makes it ever so much easier for peo- ple to shop about now-a-days. If they don’t find what they want in your town, they can drive over to the next town and look around: or they can jump on the car and run into the county-seat city. For that reason competition has have a new meaning. Now all this isn’t stuff spun out of the writer’s inner consciousness; it’s fact, and it can easily be verified. What does it mean? It means that successful shoe retailing to-day is different from what it was in the good old leisurely days of the past. To-day the shoe dealer must be on his toes. Instead of rule-of-thumb methods, he must develop modern merchandising policy. But what does that mean. First of all, the shoe dealer must have a clear-cut idea of the kind of store he wants to build up and man- age; the kind of stock he wants to carry; and the sort of customers he wants to win. This idea must not be hazy; I have described it by the word “clear-cut.” That means that he shall think over all the possible shoe stores that men might conceiv- ably build up and select the type of a store that most appeals to him, and then iry to materialize or embody that store. And then he must have a program of selling. He will buy the kind of merchandise that seems best to fit in with the plan of a store he hopes to build up; and after that he wiil elaborate his selling plan. This in- volves a good many things. For one thing, it involves making the store appear attractive; keeping the place neat and tidy, installing the right sort of furniture and fixtures, arranging his stock in the most con- venient and satisfactory manner, in- stalling interior as well as window, trims, having the proper light effects so as io bring out the attractive qual- ities in his merchandise. And, yet again, this selling pro- program will take into account his advertising and his window displays Many peopl pass the store during the course of the day. How many people in the throngs that go by need shoes now. How many will probably buy a pair somewhere with in two weeks or a month? All! of them will, within a few months. go come to For Bigger and Better Business Prepare for the Spring Rush by placing your order now for Women’s, Miss and Children’s light weight rubbers. All orders for Rubbers in Stock shipped SAME DAY as received. Defenders 1st Quality Light Weight High Instep Over Women’s Defender Vogue—City—Opera................00-0e ce cee eee $0.75 In the following lasts and heels: Vogue (new last for new ex- treme high heel.) City (for 12-8 heels Cuban or Military.) Opera for low heel and full toe. Muassee Opera, 11-2. 2. es .65 Children’s—Opera, 5-101. 6-1014, 7-10% .... 0.0... cece cece eee eee eee .55 SEND YOUR ORDERS TO-DAY Hood Rubber Products Co., Inc. Succ. Grand Rapids Shoe & Rubber Co. The Michigan People Grand Rapids REAL PROFITS are made and a perma- nent business established by the mer- chant who handles the H. B. HARD PAN as his standard work shoe. H. B. HARD PAN are strong, sturdy shoes for the man who works. YOU can recommend and sell them as the best— because they are the best service giving shoe. Herold-Bertsch Shoe Co. Manufacturers of Serviceable Footwear GRAND RAPIDS, MICH. A Ps aa at ibe eis > 4 x : ; te __— f January 21, 1920 into some shoe store for another pair. There are comparatively few shoe dealers who seem to realize the tre- mendous opportunities implicit in display windows. It is a mistake to be satisfied with passably good win- dows; aim to have the very best. The good ideas are not all worked out. There are thousands of possibilities in windows, which have not as yet been developed. Cultivate the habit of hunting for fresh ideas in window trimming. Subscribe for a good publication devoted exclusively to window trimming. Observe good windows wherever you find them. Study the secrets of their effective- ness. See if these principles canrct be applied in your line. Induce somebody in your store to make window-trimming his hobby. Get him chock full of enthusiasm on win- dow trimming. Get him to obhserv- ing, thinking, using his imagination, and trying his hand. If he makes mistakes, don’t ridicule or discour- age him; point out his errors in a kindly way and jolly him along. A good window-trimmer is not made in a day or in a week; it takes time to develop the art. The nian who is trying to build up a shee business on the basis of a definite selling pol- icy rather than by th: ruie-of-shumb method is going to be deeply con- cerned about his windows thing like this he should self: “My windows are a_ tremendous asset; but it’s strictly up to me to realize on them. They’ll pull trade for me—provided I charge them with magnetic qualities. Hundreds of people pass my store every week and go by my windows without giv- ing them a glance; why? Is it due to the fact that they have passed them time and again and have never seen anything unusual in them? Is it that they now take it there’s noth ing to be seen? If so, then the fault is imine! ([ must conrect: it. Anil many people simply glance at then: and go right on by without stopping to look. That is worse still. The very fact that they go by may he due to an insufferable dullness in my windows. I must brighten them up I must make them fetching. I must trim them so that people will just have to stop and look.” And then the shoe dealer who is endeavoring to establish his busi- ness on the basis of a definite sell. ing program will give much time and thought to his advertising. He will map out his publicity program There will be mothod in his appeals —logical sequence, cumulative effect, proportionate emphasis. To younger men just entering the field of shoe retailing and to older ones who are not making the progress they should like, let me suggest again the absolute necessity now-a-days for a_ definite policy. The old rule-of-thumb method will not do; modern conditions have ren- dered it pftifully inadequate. Cid McKay. — + NOnie— say to nini- —-2e-2o____ Joint Report of Honest Groceryman and Fred Hanifan. Owosso, Jan. 13—Owosso Council held a regular meeting last Saturday MICHIGAN TRADESMAN night, with the initiation of five new members. Saginaw Council officers and several members, headed by the redoubtable Mark S. Brown (who, by the way, is a good scout) arrived on the 6 p. m. train from that city of push and was escorted to the Connor cafe, where they were regaled with one of Uncle Bill Lovett’s famous chicken pie suppers, aiter which the bunch repaired to the U. C. T. lodge room, where the initiatory work was turned over to the visiting team, who proved themselves experts. The fol- lowing details are supplied by Fred Hanifan: Mark S. Brown, better known to us as the Czar of Michigan, always knows how to make the boys feel good. H. D. Ranney says our town has grown since he changed territories. Herb is our Grand Junior Counselor. We might add that he has grown also. The ministry certainly missed a splendid man when our own Lou Burch went into the traveling game. He has put the k:bosh on that silver tongued stuff; best we ever heard. 3ert Rutherford is certainly fitted for the lecture platform. He likes our town, too. Admits it. Well, Bert, it is mutual. Harry Zirwes, one of the most pop- ular salesman in Michigan, was on hand and, as usual, full of pep. Of course, Harry had to mention his soap, which we know can’t be beat. H. E. Tracey was here with the smile that won't come off. Come again, we like it. C. C. Starkweather, our Grand Sen- ior Counselor, gave us a very inter- esting talk; in fact, he gave us a sand- wich without any wich, but all of the meat. Ed. Knoop, that Saginaw cut-up, is some clever musician. He asked some of our boys to dance, and they informed him they did not know how. But aiter he started playing, none of them could keep still. And some of them are most graceful! Albert J. Cook (Armour & Co.) took the prize for being the most graceful dancer. That boy sure can dance. Grand Senior Counselor Starkweather invited him to attend the Saginaw Council in the near fu- ture with him. He is going to be known to every member of that Council as the man who stopped M. S. B. Jack Denkhans (another Armour & Co. man) made good on his adver- tising game by making us believe he had forgotten the pass word. More power to you, Jack. L. M. S. and the Honest Grocery- man had their heads together all the even.ing. The Tradesman sure ought to have something extra this week. Saginaw certainly has a fine bunch of officers. No wonder their lodge is growing so fast. Owosso is sure ap- preciative of their visit. Dan MacArthur, S. C. of Saginaw, surely has the goods on his office. Oren Leidlein is a regular conductor and his work shows that he has done some tall boning to get it down pat as he has it. Archie Doreman immediately in- sisted on meeting the ladies. If we had known that he wanted to meet the ladies, we surely would have had them there. George B. Pitts gave us some very interesting advice on loyalty and pa- tience. Paul Seiss was on hand with De- linda, one of the best 10 cent smok- ers made. Paul is always on the job. A, J. Cook, C. H. Hurd, J. M. Zim- merman, W. E. Zimmerman and B. A. Fillinger are now full-fledged U. C. T.’s and we are in hopes they will be active members. Honest Groceryman. 27 Boston Straight and Trans Michigan Cigars H. VAN EENENAAM & BRO., Makers Sample Order Solicited. ZEELAND, MICH, Shoes that meet the demands of fashion. Shoes that best serve the man who works. WM. D. BATT FURS Hides, Wool and Tallow HIRTH-KRAUSE SHOES Tanners and Shoe Manufacturers 28-30 Louis St. GRAND RAPIDS, MICHIGAN Papers of All Kinds For Wrapping Purposes Before placing your next order, write us for prices. The Dudley Paper Company Lansing, Michigan OUR MOTTO—Prompt Shipments—Quality Stock. CLASSY OXFORDS FOR SPRING DELIVERY 2809—Woman’s Hav. Brown Kid, Lea Louis Heel, Pl. Toe, McKay, A-D...... $5.75 2810—Woman's Black Kid, Lea Louis Heel, Pl. Toe, Mckay, Cp. ....; 5.50 2811—Woman’s Pat. Colt, Lea Louis Heel, Pl. Toe, McKay, BD...... 62 Rindge, Kalmbach, Logie Co. 10 to 22 lonia Ave. N. W. GRAND RAPIDS, MICH. 28 and are intended to be correct at time of going to press. Sia ch — MICHIGAN TRADESMAN GROCERY PRICE CURRENT These quotations are carefully corrected weekly. within six hours of mailing. Prices. however. are liable to change at any time. and country merchants will have their orders filled at market prices at date of purchase. ADVANCED DECLINED Canned Blackberries Canned Corn Canned Pears Canned Strawberries Paper AMMONIA Blackb Arctic Brand ° re : Chere c > tb. Standards .,... eee ne 36 12 oz. 16c, 2 doz. box 270 No. 10 | @ 14 00 Wisconsin Flats .. 36 16 oz. 25c, 1 doz. box 1 75 joncae 37 32 oz. 40c, 1 doz. box 2 85 Beans—Baked oa ° 37 Moore’s Household Brand Brown Beauty, No. 2 1 35 Mich gan Full Cream... 36 12 0z., 2 doz. to case ..2 79 Campbell, No. 2 ..... 150 Ww — Fremont, No. 2 ...... 1 35 CHEWING GUM AXLE GREASE Van Camp, % Ib. .... 75 Adams Black Jack .... 70 Van Camp, 1 lb. .... 125 #Beeman’s Pepsin ...... 70 Van Camp, 1% Ib. ... 1 60 Beecham .. 3... 2.25... 0 Van Camp. 2 ib. .... 189 UVoublemint ............. 70 Beans—Canned “e = Peebles aes : Red Kidne Ll 5 duicy SMe pe caeoee ce . Seg ney <1 BOL A SpecrmuneWisiiavs'~. 1 Ww > Yucatan bee ebeecesecces TO Ox ....c.- ---- 1 35@2 70 Z - ijme 1 20@2 35 CD | cdeeae spent oes ssp « 65 med... i... 95@1 25 CHOCOLATE Clam Bouillon Comoe ase lndlbcigg 42 Burnham's 7 oz. ..... 50 Premium, \%s or %s .. 47 Walter M. Lowney Co. i. Corn ee m.um, 4s eheeeece 44 Country Gentleman __ 2 ee oe ee . Maine Z CIGARS 25 lb. pails, per doz. 18 80 BAKED GOODS Loose-Wiles Brands Krispy Crackers 3 L. W. Soda Crackers .. 16 L. W. Butter Crackers 18 Graham Crackers ..... 18 Pig Shi Gar ........+-- 25 L. W. Ginger Snaps .... 18 Honey Girl Plain ...... 25 Honey Girl Iced ...... 26 Coccanut Tafly ........ 28 Vanilla Wafer ......... 40 Subject to quantity dis- count. BLUING Jennings’ Condensed Peari Small, 3 doz. box .. dd Large, 2 doz. box .... 2 70 BREAKFAST FOODS Cracked Wheat, 24-2 4 60 Cream of Wheat .... 9 00 Grape-Nuts .......... 3 80 Pilisbury’s Best Cer'l 2 90 Quakcr Puffed Rice .. 5 60 Quaker Puffed Wheat 4 30 Quaker Brkfst Biscuit 1 90 Quaker Corn Flakes Ralston Purina Ralston Branzos ..... Ralston Food, large .. Ralston Food, small. Row PbO CORO MH GO o So Saxon Wheat Food .. 80 Shred Wheat Biscuit 00 Priscuit, 18 ......... : 25 Kellogg’s Brands Toasted Corn Flakes 4 20 Toasted Corn Flakes Individual ........ - 00 Krumbles ..........-. 4 20 Krumbies, Individual 2 00 Bipcnit ..... pee chee ee 2 00 Ue sg ee - 260 Peanut Butter ...... 3 65 Np. 1412, doz ....... 1 80 fo ie 3 60 BROOMS Standard Parlor, 23 lb. 5 50 Fancy Parlor, 23 lb. .. 8 00 Ex. Fancy Parlor 25 lb. 9 50 Ex. Fey. Parlor 26 lb. 10 00 BRUSHES Scrub Solid Back, 8 in. .... 1 560 Solid Back, 11 in. ... 1 75 Pointed Ends ........ 1 25 Stove me. A...) 3... 2 No. 8 ............... - 1 35 Shoe me 6 cco e eee. PID, B occicccasees-os 1 26 Mp. 6 ._............... 8 BUTTER COLOR Dandelion, 25c gize .. 2 00 « i Perfection, per doz. . 30 CANDLES Paraffine, 68 ...... poo. 1S Paraffine, 12s ......... 16 Wicking ............... ©, CANNED GOOoDs ; Apples p hag” _ tandands ---@2 10 No. 1) @7 25 ny Van Camp .... seo * JACKSON |... ...--2..5.- 1 Lobster ee EP. oie. ete ae ec me iD oo eel oe 4 Mackerel Mustard, 1 ib. ....... 1 Mustard, 2 ib. ...0.06 2 Soused, 1% Ib. ...... 1 solised, 2 ib. ...... (cs oe Mushrooms Buttons, ls, Hotels, per can 1 ls per can i Piums California, No. 3 .... 2 Pears in Syrup Michivan oo California Marrowfat .... 1 75@1 hearly June 1 65q@1 Karly June siftd 1 90@2 Peaches California, No. 2% .. California, No. 1 .... Michigan No. 2 ...... Pie, gallons Pineapple Grated. No. Z ..... a Sliced No. 2 Extra .. 4 Pumpkin Van Camp, No. 3 __.. 1 Van Camp, No. 10 ... 4 Lake Shore, No. 3 ... 1 Vesper, No. 10 ...... 3 Saimon Warren’s 1 lb. Tall .. 4 Warren's % lb. Flat : Warren's 1 lb. Flat .. Red Alaska .......... 3 Med. Red Alaska .... 3 Pink Ailnasia ....... - 2 Sardines Domestic, %3 .. Domestic, %s . Domestic, %s .. California Soused .. California Mustard . California Tomato .. Sauerkraut Hackmuth, No. 3 .... 1 “zo Shrimps Dunbar, 1s doz. ..... 1 90 Dunbar, 1%s doz. .... 3 75 Strawberries Standard No. 2 ______ 4 50 Fancy. No. 2 5 50 Tomatoes No. 2 ecoesee 1 45@1 75 NO: 8 oe. - 2 00@2 35 No. 10 pobeeees @7 00 CATSUP Snider’s 8 oz, ....... 1 80 ‘Snider's 16 oz. ...... 2 90 Royal Red, 10 oz. .... 1 35 Nedrow, 10% oz. ..., 1 40 Nedrow, gal. glass jar 11 60 National Grocer Co. Brands Antonella Cigars, 50 WOU 26006. 6c. 37 50 —— Cigars, 100 cece ees eee 7 50 Antonelia Cigars, 25 re El Rajah, Diplomat- icas, Os 2... ... 00 El Rajah, corona, 50 per 100 .......... 75 El Rajah, Epicure, “60 Der 1000 ..... 235. 74 00 El Rajah, re * per 100 - 8 30 El Rajah, Ark, “50, per 100 ......... 30 El Rajah, President, 50, per 100 ........ 00 Cdir. Monarch, 60, wood, per 100 .... 5 60 Odin, Monarch, 25 tin 6 60 Miungo Park, 2500 lots 69 12 Mungo Park, 1000 lots 70 81 Munga Park, 500 lots 72 62 Mungo Park, less than DOD oc ceeee ese 75 00 Mu2go Park, 25 wood 75 00 Worden Grocer Co. Brands Harvester (Shade Grown) Record Breaker, 50s Fou ose. 75 00 Delmonico 50s ...... 75 00 Panatella, 50s ....... 75 00 spice, SOS _....... 95 00 Favorita Extra, 50s- 95 00 Presidents, 50s .... 112 50 (La Azora Broadleaf Cigar) Washington, 50s . 75.00 Panatelia Foil, 50s .. 75 00 Perfecto Grande, 50s 95 00 Oper, ste 57 60 Sanchez & Haya Clear Havana Cigars. Made in Tampa, Florida 20thchilds, 50s ..... 75.00 B. Panatella, 50s .... 75 00 Diplomatics, 50s ____ 95 00 Bishops, 50s ....... 115 00 Reina Fina, 50s Tins 115 00 Queens, We 35 00 ’erfectionados, 25s 150 00 ignacia Haya Made in Tampa, Florida. Extra Fancy Clear — Delicados, 50s 120 00 Primeros, 30s 140 00 Rosenthal Bros. R. B. Cigar (wrapped In tissue) 50s ..... 60 00 Imported Sumatra wrapper Manilla Cigars From Philippine Islands isopn, 100s ..... 2... 37 50 Other Brands Charles the Eighth (Do- MERIC), 50s ....... 70 60 B. i, oes .. oo. 52 00 Hemmeter Champions, BOS 2268 es 56 00 Court Royal, 50s ___- oP 00 Court Royal, 25 tins 60 00 Qualex, 50s ......... 50 00 Knickerbocker, 50s .. 54 00 Stogies Tip Top, 50s tins, 2 for > 2.2.06. 19 50 CLOTHES LINE Hemp, 50 ft. ....... 2 50 Twisted Cotton, 50 ft. 3 25 Twisted Cotton, 60 ft. 3 90 Braided, 50 ft. ...... 4 00 Braided, 60 ft ....., 42 Sash Cord ........... 4 50 COCOA IBORErB 2... .0..5..ceeess SB Bunte, 15c size ....... - 65 Bunte, % Ib. ........-. BO Sunte, 1 ib. ........- «o mB CABVOIONG .nccccwcrcne =k Colonial, %B ........-. 36 Colonial, %3 .......... 88 MODS .....:..... cee eee an Hersheys, %S Peeecees. an Hersheys, %8 ..... cece. a0 Huyier ........5..5 so. BO Lowney, 48 .......> ic. oS LOwney, WS ..-.cssce oo aa Lowney, S ooo... - al Lowney, 5 lb. cans ..... 44 Van Houten Xs ....... 12 Van Houten, \s ...... 18 Van Houten, 3 ...... 36 Van Houten, 1s ....... 65 WAD-fita . occa cscs ee -. oo Wenb ........; eeeeeces Oo Wibur, 48 ........... - 33 Wilbur tam ............ 33 COCOANUT Ys, 5 lb. case Dunham 46 ‘5 5 1D. CASE .. 2.0... 45 44s & tes, 15 lb. case 45 6 and 1zc pkg. in pails 4 75 Bulk, padsé _....2....< 38 Buk, «barneis ......... 35 48 2 oz. pkgs., per case 4 00 48 4 OZ. pkKys., per caSe 7 50 COFFEE ROASTED Bulk BIG fo ces. 26@28 BANGOR . 605 ets eek 37@40 MarAcabo ........... os Oo MICKICAR ..-ccccepeccce AO (7MERIMAIS . 2. us ene . a2 OWE coi eteseecce be ccee 50 Mieehe | oo. ok eee ee 60 ee . Peavey oo. cee ee 41 Package Coffee New York Basis BrOUCKIe foc 0 38 50 McLaughiin’s XXXX McLaughiin’s XXXX pack- age cuflee 1s gold to retall- ers only. Mail all orders direct to W. I. McLaugh- lin & Co., Chicago. Coffee Extracts N. ¥.. per 100 ........ 0% Frank’s 260 packages 14 6u 4iummel’s 50 1 lb. .... 10 CONDENSED MILK Kapio, 4 Gom. ........ 11 00 Leader, 4 doz. ....... 3% 50 EVAPORATED MIL Carnation, Tall, 4 doz. Carnation, Baby 8 doz. Van Camp, cece Van Camp, Baby .... Dundee, ‘Tall, 4 doz. .. Dundee, Bavy, 8 doz. silver Cow, Tall 4 doz. Silver Cow Baby 6 dz. K CAI 91 Oh) OQ A) A) we a MILK COMPOUND Hebe, Tall, 6 doz. .... 5 90 Hebe, Baby, 8 doz. .. 5 60 Carolene, Tall, 4 doz. 5 65 CONFECTIONERY Stick Candy Pails Horehound ........... 28 Standard ............ 28 Cases SUIRDD oo. ceece seas. 28 Mixed Candy Pails IPOKen ....-ccsscsecs Be Cut Tsapt ... noes esse BO SEBRCEIS fickccccscacee we Kindergarten ........ 32 TSSOMET oo cnn bese - 28 Novelty ...... tees 29 Premio Creams ...... 40 Roy Boece tees chea ca. - 28 X L Doe cee cobs ecees 27 Speciaities Pails Auto Kisses (baskets) 28 Bonnie Butter Bites ..35 Butter Cream Corn .. Caramel Bon Bons .. Caramel Croquettes .. Cocoanut Waffles ... Coty Toy ........+. Fudge, Walnut .,..... Fudge, Walnut Choc. Champion Gum Drops Raspberry Gum Drops Iced Orange Jellies .. Italian Bon Bons .... AA Licorice Drops B® ib, DOK ....5...... Lozenges, Pep. Lozenges, Pink ..... MOAnCRus .....0sc0sc00 Manchus ee Nut Butter Puffs .... Chocolates Assorted Choe. ...... CRAMPION ....5.0050-. Choc. Chips, Bureka Klondike Chocolates Nabobs bea eorececscesse 40 Nibble Sticks, box ec Nut Wafers ......... Ocoro Choc. Caramels Peanut Clusters ..... Quintette ORIG cee ccc csus ce Victoria Caramels ... Pails 35 33 41 40 Pop Corn Goods Cracker-Jack Prize .. 7 00 Checkers Prize ...... 7 00 Cough Drops Boxes Putnam Menthol ..... 1 50 Smith Broa. ........- 1 50 COOKING COMPOUNDS Mazola Pints, tin, 2 doz. .... 8 50 Quarts, tin, 1 doz. .. 8 00 % Gal. tins, 1 doz. .. 15 25 Gal. tins, % doz. .... 14 80 5 Gal. tins, % doz. .. 22 00 COUPON BOOKS 50 Economic grade .. 2 26 100 Economic grade 3 75 500 Economic grade 17 00 1,000 Economic grade 30 00 Where 1,000 books are ordered at a time, special- ly printed front cover is furnished without charge. CREAM OF TARTAR S ib. boxes ............ 65 2 ib. boxes ....... coces OG DRIED FRUITS Apples Evcp’ed, Choice, blk .. 22 Apricots Evaporated, Choice _.. 35 Evaporated, Fancy .... 44 ou 10: 1b. box. 2 50 Currants Packares. 16 oz... 27 Boxes, Bulk, per ib. ... 26 Peaches Evap. Choice, Unpeeled 22 Evap. Fancy, Unpeeled 24 Evap. Choice, Feeled 24 Evap. Fancy, Peeled 20 Peel demon, American _._ 38 Orange, American —... 38 Raisins Choice S’ded 1 lb. pkg. 21 Fancy &S’ded, 1 lb. pkg. 22 Thompson seediess, 2 ibs pke, 2 82 Thompson peedless, bulk . boxes ..@18% boxes ..@1y . boxes ..@20 . boxes ..@Zz14e . boxes ..@24 30- 40 25 lb. boxes ..@z8 FARINACEOUS GOODS Beans Med. Hand Picked .... 8% Caufornia Limas . Brown, Holland Farina 25 1 lb. packages .... 2 8 Bulk, per 10v lbs. Hominy Pearl, 100 lb. sack .... 6 25 Macaroni Domestic, 10 lb. box ..1 10 Domestic, broken bbls. s% Skinner's 248, case 1 37% Golden Age, 2 dos. .. 1 90 Fould’s, 2 doz. ...... 1 90 Pearl Barley nester 2... 0.03060... 6 25 Peas Beotch, 1b .........., 7 ple th 2... ooo. ss so. 8 Sago Mast India: .....6..3... 16 Tapioca Pearl, 100 lb. sacks .... 12 Minute, Substitute, 8 Of, 2 GOk, .2....., Dromedary Instant, 3 doz., per case ..... 2 70 FISHING TACKLE Cotton Lines No. 2, 15 feet ...... 1 46 No. 8, 15 feet ...... 1 70 Mo. 4, 16 feet ..... 85 No. 6, 16 feet ...... 3 15 No. 6, 16 feet ...... 2 45 Linen Lines Fudge, Choc. Peanut 28 Small, per 100 yards 6 65 Medium, per 100 yards ; * Large, per 100 yards January 21, 1920 Floats No. 1%, per gross .. 1 50 No. 2, per gross .... 1 76 No. 2%, per gross .... 2 25 Hooks—Kirby Size 1-12, per 1,000 .... 84 Size 1-0, per 1,000 cee GE Size 2-0, per 1,000 .. 1 15 Size, 3-0, per 1,000 .. 1 32 Size 4-0, per 1,000 .. 1 66 Size 5-0, per 1,000 1 9 Sinkers No. 1, per gross ...... 68 NO. 2, per gross ...... 7a Nu. 3, per grosg ...,.. 85 No. 4, per gross .... 1 10 No. 5, per gross .... 1 45 No. 6, per gross .... 1 8§ No. 7, per gross .... 2 30 No. 8, per gross .... 8 38 No. 9, per gross 4 6 FLAVORING EXTRACTS Jennings D C Brand Pure Vanila Terpeneless Pure Lemon Per Duz. 7 Dram 15 Cent ...... 1 28 144 Uunce daa Anne, 60 cans ; a Red are Ne a3 gue hein eng nee ae Bellies 32 00@34 00 Medium, Fine ine .... 235 ° Pee tan | Oks * 5 25 Faucets uaker, 3 doz. ‘case ae pee BSE 00) re Re Fone. 2 40 Washing Powder Red Karo, No. 5, 2 dz. 5 10 Cork lined, 3 in 7 ‘ Pure in tierces 2009 20% ; Snow ae 106 Ge s i ne Karo, No 19, o 1 Cork lined, oo aa MOLASSES 2 nadvance iq Paes as oo ae fe oo aes COM lined, 10 im. ... 2. 90 oo Ss ’ gs. 6 00 Baney : ge | pale | adeance M 1¢ Soa a eds aens eden eu cleeae Trojan Spring ... 9 FO 7 haailiespaiton Pp Soa lelipse ps canes 2 OO Sick oe ° 5 ip sr eee * ORTONS cL tact “Wine 4a 2 5 75 Ghotea No a commor es 2 ne 5 : 3 ...advance 1 F ohnson’s XXX srt t eee c eee ecens No. 2 ee smeeeue 3 Ib Ree nG 100 a pea ut. brus : 25 Half barrels 5c extra 8 pails ...advance 1 meen a ecu 60s . $ 60 TABLE SAUCES Ideal, No. 7 : ss aie 9 30 hisgely gobble emer 25 Smoked Meats S af Oak a i 425 Lea & Perri stony Rh ines het ing ; 10 rrin, lar . 120z. ¢ inde * “a, NUTS—Whote Hams res 1 i a ye Old Batch Cae : - Pot & Perrin, Pi ' 3 a oz. cotton mop heads 2 60 Caio eos on fe Hen as Almonds, Terragona | 35 © Hams, 18-20 Ib. 27 Kae nae GE Queen Anne, 60 pkgs. 360 Roval Mint .......... 125 , __ Pails one Mixed ee genie dried beef : Sunbrite, 106 ecthin t a8 a4 aa 3 oe 1? at. Galvantaed a Milber ed weseeeee ets |... ~~ CC see I W So ects cence ralvanize 75 Hehe Perce 1 38 California Hams 41 @42 Nou as mee Sunbrite, 50 cans .... 2 20 a. Pride .... 1% £4 a. Galvanized moor Peanuts, Virginia raw 1§ —Piente Boiled s 19%@20 SS&__ ae oo 600 Fibre .. a Ss, irginia Bg Pee ee ee 7 roasted (0001000 fied... 35 > SOE ee aricto 1&0 Peanuts, Spanish ee 18 Boiled Hams ...42 Cu Per case, 24 2 Ibs 2 ITCH oo 1 80 Esean:z soe Wal ali Lona 25 Minced H Five case 1 L120. 2 00 4 1 kai, apie ee 25 as. of es e lots .... 1 90 TEA Cc ing Walnuts, French a Bacoh _ 2... 31 @43 7 : Japan No. 48. Emco. 1 e SALT FISH ENZER Medium No. 100, Emco ...... 7 ret Medium ........... 40@42 No. 50-2500 Emco ||. ee ae Shelled . pelpane Sued 18 middle o ae te. segs ) 2500 Emco ... 3 50 A ipo eee sgn ee ae ctles awe Bask mae tene sacs @61 eanuts, Spanish, ee nee 2 Tablets, rides weeue duce Paskee fics Med'n. Traps Pee ne 2 75 So ee 14@15 Wood boxes : os 1 Basket ao eo oe wood, 4 holes 80 ou feel we | omens |... ! nace. 20 Lo Sivtizes oa se, Tin 6 holes Peanuts, Spanish, 25 Tongue ........ seuee Tt Holland Herrl Siftings, re po en FO te oe panish, Headch s ering dhe im ake @21 Rat C20 90 200 Ib. bbl. pene 4 tandards, bbls. “ee? 2 Gop Rat Spring’ Be 24% . Y. M., bbls. : oe oe eg og eae is Standards, egg Es Gunpowder Mouse, spring ......... 80 fae Pa 1 Pn oo eee i aren: 30 0035 00 aL J oo ..-. 40@45 we 4 Tubs i ‘ yson oO. Bulk, 5 a oe ot : 1% pbls Pig’s Feet S ih ae Norway .. 20 vo. ee 35@40 No 3 Fibre ieee 38 00 = ee on Ce We eee de wa ae @ No 4 Biv Stuffed, 4 02, ..-..... oo % Oe, 6 he 8 75 Cut Lunch oo. 3 1 ae To conan. sc a i the eeu Boned, 10 1b. b. ca sarge Galvanized 13 Pitted (not stuffed)” Fe - 50 Oxes ... Formosa Mediuy mane are © 23 fo... eee 9 00 co a ee Small Galvanized . 2 Manzanilla, 8 oz. .... 3 00 No. 1 Trout Form mn Weace oan at Lunch, 10 0z i 1 45 Cann . 1, 100 Ibs. ...... 12 80c¢ oo — aa ; ne No. 1. . can cases, 4 Wash oo ee 8 lL., 25 Red ier Grand No. 1, {0 ih ios hes on he Cee English B abi Case 50 anch, 16 oz... « geese : No. 1 Hh io aoe SODA Congou, Medi reakfast Brass, Sinsle ........ 2 = OF 5 Roast I , 24 1s oe ee tee Ll Bi Cc - Co tum 40@45 Glass, Sngle * 9 54 ae ee 50 t 3eef, 24 1s 3 varb. Kees .. Songou, Choice Double Peerless ..... cc Mawes 38 Veal Laat 8 4s “Big 90 Mackerel SPICES vee & Congou, Fancy some coe 3 eerless ..... 8 50 _ eer. 1 : Loaf, ‘ . Cor , } Gi Single "eerlesa .....: 7 al olive chow, eines tn 5 ao par ‘gael oe ! 65 Mess. aa soueee 25 00 Whole Spices oyngou, Ex. Fancy 60@80 oh Q@ticen ..... - aa og a se aie big 50 Vienna Style oe 60 _—_ 10 0 " = ace. Jamaica .. @18 Ceyion niversal q 2 eeeet gt ee ote ) yes 7 7 PEANUT BUTTER Sausage Meat,” fis 235 No. i Son ths Lo ei os Cassia, Canton aes @30 Dr. Pekoe, Che 1 isoas 12! ‘eal linet I = t , ® ve y : i ea a Cc si a piling ; : 2 co as a ae PURGE ANGE ag H8 Sage NOY SO yee los ER Ginger Attean “". gue Flowery 0. P. Fancy s5geo 14 Ie ceccitiii, 1 88 BE Has reer et ed 90 f Ses 17.7 a Cochin ...... ooo TWINE ee as settee 2 30 Garach Wee ee 1 75 Lake Herrin Maer @75 Cotton, 3 ply cone 15 w eef Hash, % bbl., 10 9 a Wad ........ Cotton, 3 pl 13 ee ! red Be (. “aus Me Bo 3 on Haan ¢ phe balls .... 75 13 in. Butter 8 Coe hoe ee: Mis DO see » & ply .......... % Wis Bolte ......,. ooked Pace eo SEEDS en gi 5c pues doz. @45 vie » = a Hutter ........ 7 0 ae vs ee toe eo. ‘ Ph ng Ce. |. @50 EGAR a Butter eebcecs . 11 00 ried OX “tongies” 4° Sanery maa. BR Papper a. gt Sr acc, cay ett a a a 50 myrna .... P oe ee @: Thi soe. 2° Grain 26 cis Gon Gare, i ie't $9 Sedomon, Malabar’ 1 $8 POWER Cuteness Whnes Wine, MMofEmT, 22 eiure, ania, white : dys ans, 3180 OCry ------- , A , @2 i , , zrain 2 © anil i 8 gina tian Sliced Bneoe medium 400 ome: Russian ..... 12% oo Hungarian oat 38 ee ee 0z., 2 doz. in case Slic Bacon, large 6 25 man Wiad |||... ure Ground In Bulk Oakland Vinegs i Butchers M: =a 2 : Ib. pails ak Sliced Ee 2% oz. 2 05 ring wi a a” Jamaica @is - Co.'s oe Fiesle Kran eee 13 102 ih wells ....... Sliced Beef, 5 oz. .... 3 60 se, 65 loves, Zanzibar Gaz Oakland Apple Cider Lo 5 Ib. pails, 6 i i eef, 3% oz. .. 2 Ae oe Cassia, Canto Blue Ribb : 2° olla 5 1, all ernie Sliced Beet, 3% oz... 2 70 Pee 18 Gite c... Sane =c Gahan tie Pe ase. 28 m't Butter, rolls 25 IoD. Bells 0.0 a. ee ree or @ 8 Pa ca ite Pickling 20 _ YEAST CAKE IS eet Oe SS SHOE BLAcKING —-‘Mace,_ Penang... : ackages ee Magic, 3 7 O cele 2... Mince Meat aS SHOE BLACKING Mace, Penang ...... aes eu Sunlight, 3 doz.” 2..22) 1 00 50 Ib. tins . Cond andy Box, | Nutmegs_. as tunlight, 1% dee. eer Beg a Faken es ndensed No. 1 H , large 3 d4z.850 Penner Black |” @36 Set 0 lb. ting ....... : Someeieed Ho. car. 1 80 andy Box, small 1 26 Pepper, Black . @34 N WICKING Yeast F¢ He GOR 12... 50 0) i cela ie ers brick 95 Bixby’s Royal Polish 1 25 Pepper, White ave bog 0, per gross ...... 7 Yeast a 3 dom .. 1 45 ol 32 Miller's Crown Polsh 90 Pile Cayenne ae @29 Re : Lie Sr0se ...... 80 Ss oam, 1% doz. 73 prika, Hungarian .. » per gross .... 1 20 @60 No. 3, per gross |... 1 90 ro eee ischman, per doz. .. 24 30 MICHIGAN TRADESMAN January 21, 1920 Beware of the Pernicious Adjust- ment Bureaus. The Tradesman is state why it opposes the ad ustment bureau method of settling losses by reques ued to fire. The reasons are several, as fol- lows: 1. The methods used by bureau adjusters are almost invariably un- fair, unjust and contemptible. To men of influence and adjuster is as humble but in the means whose capital 1- position, the as Uriah leap, small mainly tied case of men of up in the business ‘nvoived by the fire they dictatorial atti- tude which makes it next to impos- sible to r i assume a arrive at any Satisfactory conclusion. They resert to cGescit cajolery, threats and other practices which frequently border on the erim- inal. This line of actioi: usually en- ables them farious to accompli-h their ne- ends by methods closely akin to those of the hizinvayiman. 2. The not live up to the letter or spirit of the law. for an Adjustment bureaus do The standard form provides appraisal when the insured and insurer cannot with the proviso that the finding of the ap- praisers shall be final so far as de- agree, termining the actue! amount of the concerned. Vin Supreme Court of Michigan has hel! that such an appraisal can only be by the loss is rverturned allegation of fraud; yet in Valley City Co. loss in this city a few years ago, the adjustment the case of the Chair bureaus repudiated the appraisal—expressly asked for hy the bureau-—on the ground that appraisal When ad- companies set at its own merixr cf the board was incompetent! justment defiance statutory law and Court decisions, it 1; certainly tmm< io call a halt. 3. The ment which is the surance companies ought to encour- Supreme methods of the tend to last thing the fire in- adjust- bureaus litigation, age. Resort to the courts is held as a club over the heads of the insured and all illegal are resorted to in the effort to co- erce men who can be intimidated by threats, uttered by cunning lawyers and unscrupulous adjusters. When all other expedents fail, the adjust- ment bureau have taken unfair ad- vantage of tatir victims by sorts of subterfuges sccnry g starting suit against the companies injunctions in a distant part of the State, enjoining the insured from to secure a legal adjustment of the losses. Of are clearly course, such injunctions Ulegal and will quickly be set aside by resort to the higher courts, but the usually adjustmen Lurcaus accomplish their nefarious objects by subjecting tiie insured to legal expenses and court costs, which he is too often in no position to face. The Tradesman believes it has presented three valid reasons no policy holder should self in a position to pe made the vic- tim of the methods pursued by the adjstment easily relieve himself of this burden and cancel the license his form gives him to sue ait be sued by in- sisting on the place bureaus. ile cen policy following parazrat-h being embodied in the riders on his policies: It is a condition of this contract between insurer and insured that, in the event of fire, the loss be adiust- ed by an officer or employe of the insurer and not by an adjustment company. Any number of these slips cau be obtained of the charge. Tradesman free of —_3.->____ Half the joy of life is in things taken on the run. little Let us run if we must—even the sands do that— but let us keep our hearts young and that nothing our while shall escape us. And every- our eyes open, worth thing is worth its while if we only grasp it and its significance. Annual Meeting of Grand Rapids Merchants Mutual. At the annual meeting of the Grand Rapids Merchants: Mutual Fire Insurance Co., held last Fri- day, |. B. Sperry, of Port Huron, was eiected a director for one year and HF. E. Mills, of Lansing, Paul Hoekstra, of Grand Rapids, and Chas. P. Lillie, of Coopersville, were elected directors for two years. The report of the Treasurer showed to- of $26,916.83 and_ total $27,617.67. The fact that the disbursements exceed- ed the receipts by $701 was due to heavy fire which ag- $10,915.33. Fortunately, company had a surplus of $7,325.79 tal receipts disbursements of extra losses, gregated at the beginning of the year, and al- P2c1Cc So bas additional assests of $3,515,- investigate our proposition. Cc. N. BRISTOL, Manager FREMONT, Bristol Insurance Agency “‘The Agency of Personal Service’’ Inspectors and State Agents for Mutual Companies Savings to Our Policy Holders On Tornado Insurance 40% General Mercantile and Shoe Stores 30% Drug Stores, Fire and Liability, 36% to 40% Hardware and Implement Stores, and Dwellings 50% Garages, Blacksmiths, Harness and Furn'ture Stores 40% All Companies licensed to do business in Michigan. Write us for particulars. It will pay you to A. T. MONSON, Secretary MICHIGAN any one fire. charge for fire insurance. Wm. N. Senf, Secretary Fire Insurance that Really Insures The first consideration in buying your fire insurance is SAFETY. You want your protection from a company which really protects you, not from a company which can be wiped out of existence by heavy losses, as some companies have been. Our Company is so organized that it CAN NOT bose heavily in Its invariable policy is to accept only a limited amount of insurance on any one building, in any one block in any one town. Our Company divides its profits equally with its policy holders, thus reducing your premiums about one-third under the regular old line MICHIGAN BANKERS AND MERCHANTS’ MUTUAL FIRE INSURANCE CO. FREMONT, MICHIGAN Offices: 319-320 Houseman Bldg. The Grand Rapids Merchants Mutual Fire Insurance Co. STRICTLY MUTUAL Operated for benefit of members only. Endorsed by The Michigan Retail’ Dry Goods Association. Issues policies in amounts up to $15,000. Backed by several million dollar companies. Grand Rapids, Michigan FINANCIAL STATEMENT OF Michigan Shoe Dealers’ Mutual Fire Insurance Co. Fremont, Mich. AMOUNT AT RISK. 1009) et es $ 141,350.00 B0I8) 2c sc a, Ue ese 350,150.00 1914 Se. oe es 401,450.00 A085 ee ee. 926,150.00 P9016 ee ee cc cs ss. 1,353,925.00 2917 8... Doc se ese cee. ae 1,671,900.00 A9i8 ee... 2,211,775.00 1919) ee: 3,599,575.00 INCOME. Board Rate Dividends 1942 ce $ 2,232.78 $ 744.26 MOi6 oa ce. 4,985.04 1,424.30 044 ae 5,316.22 1,518.90 $915 5c 138,561.40 3,874.58 1916 oe 19,621.40 5,606.11 19Uy fe: 23,266.16 6,647.47 OTR ee. 38,122.25 10,519.98 1919 ee. 63,375.88 17,276.46 $170,611.13 $47,612.15 LOSSES PAID. MOt2 cee te eee. None. Oe ea ee ee None. O98 ee $ 2,381.48-—45% 1005 ee ee, 3,201 82—24% 1916 ea tc. 9,049.61—46% M007 eee. 11,193.54—48% WONG oe ea ca: 8,137.59—21% 4019 | 13,903.88—22% Average Loss Ratio $47,867.92—28% Savings to Policy Holders since Oreanization ......,......--. 47,612.15 Losses Paid to Policy Holders Since oOreanization ......... 47,867.92 Total Assets December 31, 1918.. 12,110.81 INCOME FOR 1919, 3ross Premiuns on Direct Bus. Gross Premiums on Re-Insur. $8,726.56 Deduct Coms. to Re-Ins. Co.’s $57,588 21 2,932.89 5,787.67 Total premium income ......-. $ 68,375.88 Received from Re-Ins. Co.'s for MOSSES oe es 5,583.26 Interest on Liberty Bonds .... 566 72 Premiums returned ............ 46.53 Discount on Bonds ..:...:..... 139.75 $81,823.02 DISBURSEMENTS. SUO8SCS (5.2... ss. $13,903.88 Adjustment expense 77.14 Commissions to Agents 2,598.84 Commissions to Sec’y 6,799.26 Directors Fees & Exp. 108.90 Postage, Print. & Adv. 1,167.40 Mich. In. Bu. for rates 403.00 Furniture and Fixtures 138.70 IRCIGeRtAIS 1.002 8c. 125.13 te-insurance . 6.4... 15,187.18 teturn Premiums ce 426.24 Div. to Policy Holders 17,276.46 58,340.13 Balance on Hand $23,482.89 ASSETS. Cash in Office & Bank $ 6,426.10 Certificates of Deposit 3,006.79 duiberty Bonds ......:: 14,050.00 $23,482.89 Total Ledger Assets LIABILITIES. Re-Insurance Reserve on Insur- ance: Carried Net. .... 02... $12,271.79 Surplus Over All Liabilities - 41,271.10 $23,482.89 Amount of insurance in force Dec. 3 19k es $2,211,775.00 Written or Renewed in 1919 .. 3,847,175.00 a $6,058,950.00 Expirations and Cancellations 2,459,375.00 Insurance in force Jan. 1, 1920 $3,599,575.00 Re-Insured with other co.’s_ 1,743,400 00 Amount of insur. carried net $1,856,175.00 Assets January 1, 1920 ....., 23,482.89 Surplus January 1, 1920 11,211.10 Assets per $1,000 of insurance Carried met ...0 62. d sl. 12.65 Surplus per $1,000 of insurance Cartied fot |...) o,. 6.04 Ratio of Losses to Premiums, 22%, Ratio of Expense to Premiums, 18% uae ARMS ee asody * —_—ee > eee aii esBeeme Ke 4 $ “ - 4 ; ; > = \ + fe . * * Ee, <~ %« " 1s » ee une ARMREST Le ad * ee Od . —_—ee > aie lai . } 27% « t — f 1 x es <- - January 21, 1920 36, so that the surplus now amounts to $10,133.03. It was decided to del- egate the election of a Secretary and Treasurer to the board, instead of filling the office by vote of the stock- holders, as heretofore. It was also decided to collect the full board rate premium at the beginning of the year and pay the 25 per cent. divi- dend at the end of the year, which is the same course pursued by prac- tically all of the large mutual com- paines. thanks to President Trompen and the directors for their painstaking efforts and un- selfish serivce in behalf of the com- pany were unanimously adopted by a rising vote. With the advantage- ous alliance the company has made with the Michigan Retail Dry Goods Association, the future is full of Resolutions of hope and promise. Watson-HigginsMlg.Co, GRAND RAPIDS. MICH. Merchant Millers Owned by Merchants Products sold by Merchants Brand Recommended by Merchante New Perfection Flour Packed In SAXOLIN Paper-lined Cotton, Sanitary Sacks CANDY TRADE Mark The ‘DOUBLE A” Kind Made by People Who Know How Our record of over fifty years of continuous growing business, not only in Michigan but al! over the United States, speaks for itself. You take no chances when you buy “Double A’’ Brand. TRADE The A Good Sign of Candy Mark Made in Grand Rapids by NATIONAL CANDY CO. PUTNAM FACTORY Grand Rapids, Michigan Ask for a copy of our latest price list. We are agents for LOWNEY’'S in Western Michigan. MICHIGAN TRADESMAN must accompany all orders. BUSINESS WANTS DEPARTMENT Advertisements Inserted under this head for three cents a word the first Insertion and two cents a word for each subsequent continuous Insertion. If set in capital letters, double price. No charge ‘ess than 25 cents. Cash I WILL BUY AT ONCE CLOTHING BUSINESS FOR CASH In any good town of from 3 to 10,000 population. Preference given to towns that have some factories. Business must be well established and success- ful. Address, giving all particulars as to amount of yearly sales past three years, Rent, names of prominent lines handled, ete. KF. H., care Michigan Tradesman. For Sale—Two oak wall cases seven feet long with sliding plate glass doors. Photo for the asking. Eugene Parker, 201 S. Washington , Avenue, Lansing, Michigan. 664 FOR SALE—An old established retail meat business in a town of 17,000 inhab- itants. teason for selling want to move on my ranch and go in the Thorough- bred Hereford business. My shop has been a cash business of $400 per day, 6 days out of a week. I also have a small packing plant. All cooled by. Sterlinz Ice Machines. One 5 tons at shop and the other 25 tons at the plant. Will seli one or both. Come and spend a week or month with me and you will appre- ciate this business. Address H. D. Bar- nett, Coffeyville, Kansas. 665 Store for Sale—Including Dry Goods, Groceries and Shoes located in a thriving little town in Hillsdale Co. Stock worth about $13,500 and is in almost perfect condition. Modern store building, low rent, best location and the business makes a splendid profit every year. Reason for selling owner has other busi- ness. Store must be continued in pres- ent location, stock can be reduced to suit purchaser. Address No. 666 care Michigan Tradesman. 666 Just received patents on a new pneu- matic steel tire to be used on automo- biles and trucks. Would locate and man- ufacture in some town that would take stock enough to put this on the market. Will stand investigation. Address No. 667 care Michigan Tradesman. 667 Drug Store For Sale—Good store located in country town surrounded by fine farm- ing district. Dr. Hess line and Seneca Camera agency. Also, gasoline filling sta- tion. $3,000 or inventory. Will sell or rent building. Address No. 651, care Michigan Tradesman. 651 For Sale—My stock of dry goods. Will invoice about $25,000. Annual sales $75,- 000. Established twelve years. Moderate rent. Good opportunity to launch into a good paying business. For particulars, address T. Bergey, 212 South Mechanic Street, Jackson, Michigan. 654 For Sale—Grocery store. Well estab- l'shed business. Good fixtures. Well lo- eated. Selling reason, ill health. Address No. 655, care Tradesman. 655 Good opening for bakery in thriving town of 1,500 population. Address No. 657, care radesman. 657 For Sale—G mill in thriving town. Good surrounding country. -_- Cadillac—The Detroit Veneer & Panel Co. has been incorporated with an authorized capital stock of $100,- 000, of which amount $53,450 has been subscribed and $18,000 paid in in cash. Lansing—The American Cigar Co. has opened a manufacturing plant at 113-15 East Ottawa street. The com- pany conducts a chain of 65 plants throughout the United States. In November we inade a private offering of $250,000 out of a total issue of $400,009 of WURZBURG DRY GOODS COMPANY 7% PREFERRED STOCK, which offering was quickly oversub- scribed, a large portion of the total being taken in advance of offer- ing by members of the Wurzburg Company. The remaining balance of this issue is now available for public offering and we shall accept orders subject to prior sale at 9814 and interest to net 7.15%. $150,000 Wurzburg Dry Goods Company 7% Cumulative Sinking Fund Preferred Stock (Par Value of Shares $10) Preferred as to Assets and Dividends Price 98% to Net 7.15% Dividends payable quarterly. Callable at 103 and dividend. February, May, August and November 1. \ This stock is due and matures at par and accrued dividend with the expiration of the company’s charter, Nov. 1, 1931. FREE FROM NORMAL FEDERAL INCOME TAX PREE FROM STATE, COUNTY AND SCHOOL TAXES TO MICHIGAN HOLDERS. Authorized $400,000 Outstanding $400,000 TEESE Total net assets $286 per share. ASSETS Net current assets ($1,081,951.54). $270 share. Net average annual earnings for the past three years nearly five EARNINGS times annual dividend require- ments. For present year over five times. SINKING Not less than $20,000 of this Pre- ferred is to be retired each year FUND by the Company. No mortgage or funded debt. Company covenants to maintain PROTECTIVE net quick assets equal to 150% of RESTRICTIONS this issue and total net assets equal 200% of this issue plus any other indebtedness. We sincerely believe the WURZBURG DRY GOODS COM- PANY PREFERRED to be the best local 7% Preferred Stock ever offered to Grand Rapids investors. The Wurzburg Company’s store is one of the highest type in our city of a thoroughly modern, highly organized, substantial de- partment store. The business for the last fourteen years has been steadily growing. Six years ago the Company had erected for it by the owners of the property, a modern department store building, affording more floor space than any similar store in Grand Rapids. Since that time the growth and prosperity of the company has been phenomenal. The gross business of 1919 was nearly six times that of the year 1913. The building originally erected for’ the Company was five stories in height, yet now the growth of the Company’s business has forced the erection of two additional stories and the acquisition of 46 feet of frontage adjoining the property to take care of future expansion. We believe this remarkable record of success, combined with the exceptionally strong financial position cf the Company and the stable nature of its business, justifies the statements made above with re- spect to this offering of WURZBURG DRY GOODS COMPANY 7% PREFERRED STOCK. HOWE, SNOW, CORRIGAN & BERTLES INVESTMENT BANKERS Grand Rapids Savings Bank Bldg. Grand Rapids, Mich. The statement and information contained in this cireular were obtained from sources we believe to be reliable and are those upon which we based our purchase of these securities, although we do not guarantee them. f January 21, 1920